@pincerpay/agent 0.1.0 → 0.2.0

package/README.md

@@ -1,6 +1,11 @@
 # @pincerpay/agent
 
-Agent SDK for AI agents to pay for APIs using on-chain USDC via the x402 protocol.
+[![npm](https://img.shields.io/npm/v/@pincerpay/agent?style=flat-square)](https://www.npmjs.com/package/@pincerpay/agent)
+[![downloads](https://img.shields.io/npm/dm/@pincerpay/agent?style=flat-square)](https://www.npmjs.com/package/@pincerpay/agent)
+[![license](https://img.shields.io/npm/l/@pincerpay/agent?style=flat-square)](https://github.com/ds1/pincerpay/blob/master/LICENSE)
+[![TypeScript](https://img.shields.io/badge/TypeScript-5.7-blue?style=flat-square&logo=typescript&logoColor=white)](https://www.typescriptlang.org/)
+
+Agent SDK for AI agents to pay for APIs using on-chain USDC via the [x402 protocol](https://x402.org).
 
 > **ESM Required:** Your project must have `"type": "module"` in package.json. This package is ESM-only.
 
@@ -20,7 +25,7 @@ const agent = await PincerPayAgent.create({
   solanaPrivateKey: process.env.AGENT_SOLANA_KEY!,
 });
 
-// Automatic 402 handling — pays and retries transparently
+// Automatic 402 handling -- pays and retries transparently
 const response = await agent.fetch("https://api.example.com/weather");
 const data = await response.json();
 ```
@@ -29,7 +34,7 @@ const data = await response.json();
 
 ### `PincerPayAgent`
 
-Wraps `fetch` with automatic x402 payment handling. When a request returns HTTP 402, the agent signs a USDC transfer and retries.
+Wraps `fetch` with automatic x402 payment handling. When a request returns HTTP 402, the agent signs a USDC transfer and retries. Spending policies are enforced at the x402 protocol layer via `onBeforePaymentCreation` and `onAfterPaymentCreation` hooks.
 
 ```typescript
 class PincerPayAgent {
@@ -37,11 +42,14 @@ class PincerPayAgent {
 
   fetch(url: string | URL, init?: RequestInit): Promise<Response>;
 
+  // Policy enforcement
   checkPolicy(amountBaseUnits: string): { allowed: boolean; reason?: string };
-  setPolicy(policy: Partial<SpendingPolicy>): void;
-  getDailySpend(): { date: string; amount: string };
+  setPolicy(policy: SpendingPolicy): void;
+  getPolicy(): SpendingPolicy | undefined;
   recordSpend(amountBaseUnits: string): void;
+  getDailySpend(): { date: string; amount: bigint };
 
+  // Wallet info
   get evmAddress(): string | undefined;
   get solanaAddress(): string | undefined;
   get chains(): string[];
@@ -50,28 +58,49 @@ class PincerPayAgent {
 
 ### `SolanaSmartAgent`
 
-Extended agent with Squads SPN smart account support and on-chain spending policies.
+Extended agent with Squads SPN smart account support, on-chain spending policies, and direct settlement via the Anchor program.
 
 ```typescript
 class SolanaSmartAgent extends PincerPayAgent {
-  static override async create(
-    config: SolanaSmartAgentConfig
-  ): Promise<SolanaSmartAgent>;
+  static override async create(config: SolanaSmartAgentConfig): Promise<SolanaSmartAgent>;
 
+  // Squads PDAs (derived automatically from config)
   get smartAccountPda(): string | undefined;
   get settingsPda(): string | undefined;
   get spendingLimitPda(): string | undefined;
 
+  // Direct settlement (bypasses x402, settles via Anchor program)
   async settleDirectly(
     merchantId: string,
     amountBaseUnits: string,
     options?: { facilitatorUrl?: string; apiKey?: string; network?: string }
-  ): Promise<{ success: boolean; transactionId?: string; error?: string }>;
+  ): Promise<{ success: boolean; transactionId?: string; accounts?: Record<string, string>; error?: string }>;
 
+  // On-chain policy check (optimistic pre-check against Squads spending limit)
   async checkOnChainPolicy(
     amountBaseUnits: string,
     rpcUrl?: string
   ): Promise<{ allowed: boolean; reason?: string; remainingAmount?: bigint }>;
+
+  // Instruction builders (returns Instruction, caller signs and sends)
+  async buildCreateSmartAccountInstruction(params?: {
+    members?: string[];
+    threshold?: number;
+  }): Promise<Instruction>;
+
+  async buildAddSpendingLimitInstruction(params: {
+    mint: string;
+    amount: bigint;
+    period: SpendingLimitPeriod;
+    members?: string[];
+    destinations?: string[];
+    authority: string;
+  }): Promise<Instruction>;
+
+  async buildRevokeSpendingLimitInstruction(params: {
+    authority: string;
+    rentCollector?: string;
+  }): Promise<Instruction>;
 }
 ```
 
@@ -86,6 +115,12 @@ interface AgentConfig {
   facilitatorUrl?: string;         // Default: https://facilitator.pincerpay.com
 }
 
+interface SolanaSmartAgentConfig extends AgentConfig {
+  settingsPda?: string;            // Override Squads Settings PDA
+  smartAccountIndex?: number;      // For PDA derivation (default: 0)
+  spendingLimitIndex?: number;     // For PDA derivation (default: 0)
+}
+
 interface SpendingPolicy {
   maxPerTransaction?: string;      // Max USDC per transaction (base units)
   maxPerDay?: string;              // Max USDC per day (base units)
@@ -94,7 +129,7 @@ interface SpendingPolicy {
 }
 
 // USDC base units (6 decimals): $0.01 = "10000", $0.10 = "100000", $1.00 = "1000000"
-// WARNING: Do NOT use human-readable amounts like "0.10" — BigInt("0.10") throws at runtime.
+// WARNING: Do NOT use human-readable amounts like "0.10" -- BigInt("0.10") throws at runtime.
 ```
 
 ## Common Patterns
@@ -124,6 +159,25 @@ const agent = await PincerPayAgent.create({
 });
 ```
 
+### Runtime policy management
+
+```typescript
+// Pre-check if a payment would be allowed
+const check = agent.checkPolicy("500000"); // 0.50 USDC
+if (!check.allowed) console.log(check.reason);
+
+// Get current policy
+const policy = agent.getPolicy();
+// { maxPerTransaction: "1000000", maxPerDay: "10000000" }
+
+// Update spending limits dynamically (resets daily tracking)
+agent.setPolicy({ maxPerTransaction: "5000000", maxPerDay: "50000000" });
+
+// Monitor daily spending
+const { date, amount } = agent.getDailySpend();
+console.log(`Spent ${amount} base units on ${date}`); // amount is bigint
+```
+
 ### Direct settlement via Anchor program
 
 ```typescript
@@ -136,24 +190,35 @@ const agent = await SolanaSmartAgent.create({
   spendingLimitIndex: 0,
 });
 
-const result = await agent.settleDirectly("merchant-uuid", "500000", {
-  apiKey: process.env.PINCERPAY_API_KEY!,
-});
+// Check on-chain spending limit before payment
+const check = await agent.checkOnChainPolicy("500000");
+if (check.allowed) {
+  const result = await agent.settleDirectly("merchant-uuid", "500000", {
+    apiKey: process.env.PINCERPAY_API_KEY!,
+  });
+}
 ```
 
-### Runtime policy management
+### Build Squads instructions for wallet signing
 
 ```typescript
-// Pre-check if a payment would be allowed
-const check = agent.checkPolicy("500000"); // 0.50 USDC
-if (!check.allowed) console.log(check.reason);
-
-// Update spending limits dynamically
-agent.setPolicy({ maxPerTransaction: "5000000", maxPerDay: "50000000" });
+const agent = await SolanaSmartAgent.create({
+  chains: ["solana"],
+  solanaPrivateKey: process.env.AGENT_SOLANA_KEY!,
+  smartAccountIndex: 0,
+});
 
-// Monitor daily spending
-const { date, amount } = agent.getDailySpend();
-console.log(`Spent ${amount} base units on ${date}`);
+// Build instructions -- sign and send with your wallet adapter
+const createIx = await agent.buildCreateSmartAccountInstruction({ threshold: 1 });
+const limitIx = await agent.buildAddSpendingLimitInstruction({
+  mint: usdcMintAddress,
+  amount: 10_000_000n, // 10 USDC
+  period: SpendingLimitPeriod.Day,
+  authority: walletAddress,
+});
+const revokeIx = await agent.buildRevokeSpendingLimitInstruction({
+  authority: walletAddress,
+});
 ```
 
 ## Anti-Patterns
@@ -167,13 +232,13 @@ Agent keys should only be used in server-side or backend agent processes, never
 Without policies, an agent can spend unlimited USDC. Always set `maxPerDay` at minimum.
 
 ```typescript
-// Bad — no limits
+// Bad -- no limits
 const agent = await PincerPayAgent.create({
   chains: ["solana"],
   solanaPrivateKey: key,
 });
 
-// Good — bounded spending
+// Good -- bounded spending
 const agent = await PincerPayAgent.create({
   chains: ["solana"],
   solanaPrivateKey: key,
@@ -184,3 +249,13 @@ const agent = await PincerPayAgent.create({
 ### Don't use `PincerPayAgent` for merchant-side logic
 
 The agent SDK is for making payments. Use `@pincerpay/merchant` for accepting payments.
+
+### Don't use human-readable amounts in policies
+
+```typescript
+// Bad -- BigInt("0.10") throws SyntaxError at runtime
+policies: [{ maxPerTransaction: "0.10" }]
+
+// Good -- use base units (6 decimals)
+policies: [{ maxPerTransaction: "100000" }] // 0.10 USDC
+```

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@pincerpay/agent",
-  "version": "0.1.0",
+  "version": "0.2.0",
   "type": "module",
   "description": "Agent SDK for PincerPay. Drop-in fetch wrapper that handles x402 payment flows automatically.",
   "license": "MIT",
@@ -25,7 +25,16 @@
     "solana",
     "agent-sdk",
     "payment-gateway",
-    "stablecoin"
+    "stablecoin",
+    "typescript",
+    "web3",
+    "crypto",
+    "on-chain",
+    "http-402",
+    "fetch-wrapper",
+    "autonomous",
+    "spending-policy",
+    "agentic"
   ],
   "files": [
     "dist",
@@ -48,8 +57,8 @@
     "@x402/svm": "^2.3.0",
     "viem": "^2",
     "zod": "^3.24",
-    "@pincerpay/core": "0.1.0",
-    "@pincerpay/solana": "0.1.0"
+    "@pincerpay/solana": "0.2.0",
+    "@pincerpay/core": "0.2.0"
   },
   "devDependencies": {
     "@scure/base": "^1.2.6",