@payment-kit-js/vanilla 0.3.0 → 0.4.1

package/dist/payment-methods/card.mjs

@@ -1,8 +1,8 @@
 import "../penpal-BFKeZTVz.mjs";
 import { t as TunnelXManager } from "../connect-tunnel-x-BhVAej5Q.mjs";
-import { a as validateFormFields, i as definePaymentMethod, n as collectFraudMetadata, r as createCheckoutIFrame, t as $ } from "../utils-h0dxplHy.mjs";
-import { t as connectToCardIframe } from "../connect-card-DO2EJxu6.mjs";
-import { t as handleNextAction } from "../next-action-handlers-DTsWjUIA.mjs";
+import { a as validateFormFields, i as definePaymentMethod, n as collectFraudMetadata, o as generateCheckoutRequestId, r as createCheckoutIFrame, s as withRequestId, t as $ } from "../utils-Dgyk7RkM.mjs";
+import { t as connectToCardIframe } from "../connect-card-BrtCmsjz.mjs";
+import { t as handleNextAction } from "../next-action-handlers-BZs04hYb.mjs";
 
 //#region src/payment-methods/card.ts
 /**
@@ -34,7 +34,7 @@ const mapFieldsToCustomerInfo = (fields) => {
 	};
 };
 const defCreateElement = (states) => {
-	const { baseUrl, apiBaseUrl, cardInputConnections, secureToken } = states;
+	const { baseUrl, apiBaseUrl, cardInputConnections, secureToken, timingTracker } = states;
 	return (type, options) => {
 		const { style, onLoaded, onFocusChange } = options;
 		const mountIFrame = (parentSelector) => {
@@ -47,6 +47,7 @@ const defCreateElement = (states) => {
 			const iframe = createCheckoutIFrame(type.replace("_", "-"), baseUrl, params);
 			parent.appendChild(iframe);
 			iframe.onload = () => {
+				if (type === "card_pan") timingTracker.trackInputReady();
 				const connection = connectToCardIframe(iframe, {
 					onLoaded: onLoaded || (() => {}),
 					onFocusChange: onFocusChange || (() => {})
@@ -65,16 +66,27 @@ const defCreateElement = (states) => {
 };
 const defSubmitPayment = (states) => {
 	const submitPayment = async (fields) => {
+		const { timingTracker, environment } = states;
+		timingTracker.trackSubmit();
+		const checkoutRequestId = generateCheckoutRequestId(environment);
+		const requestOptions = withRequestId(checkoutRequestId);
+		console.log(`[Card] Generated checkout_request_id: ${checkoutRequestId}`);
 		const tunnelX = await TunnelXManager.createFromPenpalConnection(states.tunnelXConnection);
 		const validateCardResult = await validateCardFields(states);
 		const validateFormResult = await validateFormFields(fields);
-		if (!(validateCardResult.isSuccess && validateFormResult.isSuccess)) return { errors: {
-			...validateCardResult.errors,
-			...validateFormResult.errors
-		} };
+		if (!(validateCardResult.isSuccess && validateFormResult.isSuccess)) {
+			timingTracker.trackFail(null, "validation_error", "Form validation failed");
+			return { errors: {
+				...validateCardResult.errors,
+				...validateFormResult.errors
+			} };
+		}
 		if (!states.cardSetupIntentId) states.cardSetupIntentId = (await tunnelX.publicEndpoints.createCardSetupIntent({ checkoutToken: states.secureToken })).cardSetupIntentId;
 		const submitCardResult = await submitCardFields(states);
-		if (!submitCardResult.isSuccess) return { errors: submitCardResult.errors };
+		if (!submitCardResult.isSuccess) {
+			timingTracker.trackFail(null, "card_submit_error", "Card submission failed");
+			return { errors: submitCardResult.errors };
+		}
 		const cardSetupIntent = await tunnelX.publicEndpoints.getCardSetupIntent({
 			cardSetupIntentId: states.cardSetupIntentId,
 			checkoutToken: states.secureToken
@@ -84,6 +96,7 @@ const defSubmitPayment = (states) => {
 			if (!cardSetupIntent.isCardPanSet) errors.card_pan = "required";
 			if (!cardSetupIntent.isCardExpSet) errors.card_exp = "required";
 			if (!cardSetupIntent.isCardCvcSet) errors.card_cvc = "required";
+			timingTracker.trackFail(null, "card_setup_incomplete", "Card details incomplete");
 			return { errors };
 		}
 		console.log("Card setup intent is set ✅", cardSetupIntent);
@@ -95,7 +108,7 @@ const defSubmitPayment = (states) => {
 				customerInfo: mapFieldsToCustomerInfo(fields),
 				fraudMetadata: collectFraudMetadata()
 			}
-		});
+		}, requestOptions);
 		console.log("Card checkout result:", currentResult);
 		const MAX_USER_ACTIONS = 5;
 		let userActionCount = 0;
@@ -104,7 +117,7 @@ const defSubmitPayment = (states) => {
 			console.log(`Handling user action ${userActionCount}/${MAX_USER_ACTIONS}...`);
 			const actionResult = await handleNextAction(currentResult.nextAction);
 			console.log("User action completed, verifying checkout...");
-			const verifyResult = await tunnelX.publicEndpoints.cardCheckoutVerify({ checkoutToken: states.secureToken });
+			const verifyResult = await tunnelX.publicEndpoints.cardCheckoutVerify({ checkoutToken: states.secureToken }, requestOptions);
 			if (verifyResult.nextAction) {
 				if (!actionResult.success) console.log("3DS failed but cascade triggered new action, continuing loop...");
 				else console.log("Another user action required, continuing loop...");
@@ -113,16 +126,31 @@ const defSubmitPayment = (states) => {
 			}
 			if (!actionResult.success) {
 				console.log("3DS authentication failed, checkout concluded:", verifyResult);
-				return { errors: { root: actionResult.error } };
+				timingTracker.trackFail(verifyResult.checkoutAttemptId || null, verifyResult.errorCode || "3ds_failed", verifyResult.errorMessageForCustomer || actionResult.error);
+				return { errors: {
+					root: verifyResult.errorMessageForCustomer || actionResult.error,
+					checkout_response: verifyResult
+				} };
 			}
 			console.log("Card checkout verified ✅", verifyResult);
+			timingTracker.trackSuccess(verifyResult.checkoutAttemptId || "unknown");
 			return { data: verifyResult };
 		}
 		if (userActionCount >= MAX_USER_ACTIONS) {
 			console.error("Max user actions exceeded");
+			timingTracker.trackFail(null, "max_actions_exceeded", "Too many authentication attempts");
 			return { errors: { root: "Too many authentication attempts. Please try again." } };
 		}
+		if (currentResult.state === "payment_failed" || currentResult.state === "checkout_failed") {
+			console.log("Card checkout failed:", currentResult);
+			timingTracker.trackFail(currentResult.checkoutAttemptId || null, currentResult.errorCode || "payment_failed", currentResult.errorMessageForCustomer || "Payment failed");
+			return { errors: {
+				root: currentResult.errorMessageForCustomer || "Payment failed",
+				checkout_response: currentResult
+			} };
+		}
 		console.log("Card checkout completed ✅", currentResult);
+		timingTracker.trackSuccess(currentResult.checkoutAttemptId || "unknown");
 		return { data: currentResult };
 	};
 	return submitPayment;

package/dist/payment-methods/card.mjs.map

@@ -1 +1 @@
-{"version":3,"file":"card.mjs","names":["params: Record<string, string>","submitPayment: TInternalFuncs[\"submitPayment\"]","errors: PaymentKitErrors","localStates: CardStates"],"sources":["../../src/payment-methods/card.ts"],"sourcesContent":["import {\n  connectToCardIframe,\n  type IFrameConnection,\n  type CardInputType as PenpalCardInputType,\n  type CheckoutResponse as PenpalCheckoutResponse,\n} from \"../penpal/connect-card\";\n\n// Re-export types for public API\nexport type CardInputType = PenpalCardInputType;\nexport type CheckoutResponse = PenpalCheckoutResponse;\n\nimport { TunnelXManager } from \"../penpal/connect-tunnel-x\";\nimport type { PaymentKitErrors, PaymentKitFields, PaymentKitStates, TInternalFuncs } from \"../types\";\nimport { $, collectFraudMetadata, createCheckoutIFrame, definePaymentMethod, validateFormFields } from \"../utils\";\nimport { handleNextAction } from \"./next-action-handlers\";\n\n/**\n * Splits a full name into first name and last name.\n * First word becomes firstName, rest becomes lastName.\n */\nconst splitName = (fullName: string): { firstName: string; lastName?: string } => {\n  const trimmed = fullName.trim();\n  const spaceIndex = trimmed.indexOf(\" \");\n  if (spaceIndex === -1) {\n    return { firstName: trimmed };\n  }\n  return {\n    firstName: trimmed.substring(0, spaceIndex),\n    lastName: trimmed.substring(spaceIndex + 1).trim() || undefined,\n  };\n};\n\n/**\n * Maps PaymentKitFields to the customerInfo structure expected by the API.\n */\nconst mapFieldsToCustomerInfo = (fields: PaymentKitFields) => {\n  const { firstName, lastName } = splitName(fields.customer_name);\n\n  return {\n    email: fields.customer_email || undefined,\n    firstName,\n    lastName,\n    billingAddress:\n      fields.customer_country || fields.customer_zip_code\n        ? {\n            country: fields.customer_country || undefined,\n            zipCode: fields.customer_zip_code || undefined,\n          }\n        : undefined,\n  };\n};\n\ntype CardStates = PaymentKitStates & {\n  cardSetupIntentId?: string;\n  cardInputConnections: Partial<Record<PenpalCardInputType, IFrameConnection>>;\n};\n\ntype CreateElementOptions = Partial<Parameters<typeof connectToCardIframe>[1]> & {\n  style?: Record<string, string>;\n};\n\nconst defCreateElement = (states: CardStates) => {\n  const { baseUrl, apiBaseUrl, cardInputConnections, secureToken } = states;\n\n  return (type: PenpalCardInputType, options: CreateElementOptions) => {\n    const { style, onLoaded, onFocusChange } = options;\n\n    const mountIFrame = (parentSelector: string) => {\n      const parent = $(parentSelector);\n      const params: Record<string, string> = {\n        checkout_token: secureToken,\n        api_base_url: apiBaseUrl,\n      };\n\n      if (style) {\n        params.style = JSON.stringify(style);\n      }\n\n      const iframe = createCheckoutIFrame(type.replace(\"_\", \"-\"), baseUrl, params);\n      parent.appendChild(iframe);\n\n      iframe.onload = () => {\n        const connection = connectToCardIframe(iframe, {\n          onLoaded: onLoaded || (() => {}),\n          onFocusChange: onFocusChange || (() => {}),\n        });\n\n        states.cardInputConnections[type] = connection;\n      };\n\n      const unmount = () => {\n        const connection = cardInputConnections[type];\n        connection?.destroy();\n        parent.removeChild(iframe);\n        states.cardInputConnections[type] = undefined;\n      };\n\n      return { unmount };\n    };\n\n    return { mount: mountIFrame };\n  };\n};\n\nconst defSubmitPayment = (states: CardStates) => {\n  const submitPayment: TInternalFuncs[\"submitPayment\"] = async (fields) => {\n    const tunnelX = await TunnelXManager.createFromPenpalConnection(states.tunnelXConnection);\n\n    // Step 1. Validate card and form values.\n    const validateCardResult = await validateCardFields(states);\n    const validateFormResult = await validateFormFields(fields);\n    if (!(validateCardResult.isSuccess && validateFormResult.isSuccess)) {\n      return { errors: { ...validateCardResult.errors, ...validateFormResult.errors } };\n    }\n\n    // Step 2. Create card setup intent if not present\n    if (!states.cardSetupIntentId) {\n      const res = await tunnelX.publicEndpoints.createCardSetupIntent({\n        checkoutToken: states.secureToken,\n      });\n      states.cardSetupIntentId = res.cardSetupIntentId;\n    }\n\n    // Step 3. Submit card values.\n    const submitCardResult = await submitCardFields(states);\n    if (!submitCardResult.isSuccess) {\n      return { errors: submitCardResult.errors };\n    }\n\n    // Step 4. Get card setup intent.\n    const cardSetupIntent = await tunnelX.publicEndpoints.getCardSetupIntent({\n      cardSetupIntentId: states.cardSetupIntentId,\n      checkoutToken: states.secureToken,\n    });\n    if (!cardSetupIntent.isCardAllSet) {\n      const errors = {} as PaymentKitErrors;\n      if (!cardSetupIntent.isCardPanSet) errors.card_pan = \"required\";\n      if (!cardSetupIntent.isCardExpSet) errors.card_exp = \"required\";\n      if (!cardSetupIntent.isCardCvcSet) errors.card_cvc = \"required\";\n      return { errors };\n    }\n\n    console.log(\"Card setup intent is set ✅\", cardSetupIntent);\n    console.log(\"Fields\", fields);\n\n    // Step 5. Submit card checkout with customer info and fraud metadata\n    let currentResult = await tunnelX.publicEndpoints.cardCheckout({\n      checkoutToken: states.secureToken,\n      publicCardCheckoutRequest: {\n        cardSetupIntentId: states.cardSetupIntentId,\n        customerInfo: mapFieldsToCustomerInfo(fields),\n        fraudMetadata: collectFraudMetadata(),\n      },\n    });\n\n    console.log(\"Card checkout result:\", currentResult);\n\n    // Step 6. Handle next actions in a loop (supports multiple 3DS challenges)\n    // This loop handles the case where one processor fails and we try another\n    // that also requires 3DS authentication.\n    const MAX_USER_ACTIONS = 5; // Safety limit to prevent infinite loops\n    let userActionCount = 0;\n\n    while (currentResult.nextAction && userActionCount < MAX_USER_ACTIONS) {\n      userActionCount++;\n      console.log(`Handling user action ${userActionCount}/${MAX_USER_ACTIONS}...`);\n\n      const actionResult = await handleNextAction(currentResult.nextAction);\n\n      // Always call verify endpoint so backend can properly conclude the checkout.\n      // This is needed even on 3DS failure so the backend can transition from\n      // user_actions_requested to card_payment_concluded with proper failure state.\n      console.log(\"User action completed, verifying checkout...\");\n      const verifyResult = await tunnelX.publicEndpoints.cardCheckoutVerify({\n        checkoutToken: states.secureToken,\n      });\n\n      // Check if another action is required (e.g., cascade to next price tier with 3DS)\n      // This must be checked BEFORE returning error, as cascade may offer a new 3DS challenge\n      if (verifyResult.nextAction) {\n        if (!actionResult.success) {\n          console.log(\"3DS failed but cascade triggered new action, continuing loop...\");\n        } else {\n          console.log(\"Another user action required, continuing loop...\");\n        }\n        currentResult = verifyResult;\n        continue;\n      }\n\n      if (!actionResult.success) {\n        // 3DS failed and no cascade/retry available - return error\n        console.log(\"3DS authentication failed, checkout concluded:\", verifyResult);\n        return { errors: { root: actionResult.error } };\n      }\n\n      console.log(\"Card checkout verified ✅\", verifyResult);\n\n      // No more actions needed, return the result\n      return { data: verifyResult as { [key: string]: unknown } };\n    }\n\n    if (userActionCount >= MAX_USER_ACTIONS) {\n      console.error(\"Max user actions exceeded\");\n      return { errors: { root: \"Too many authentication attempts. Please try again.\" } };\n    }\n\n    // Return checkout result - caller should check state for success/failure\n    // States: checkout_succeeded, payment_failed, payment_cus_info_received (needs action)\n    console.log(\"Card checkout completed ✅\", currentResult);\n    return { data: currentResult as { [key: string]: unknown } };\n  };\n  return submitPayment;\n};\n\nconst submitCardFields = async (states: CardStates) => {\n  const errors = {} as PaymentKitErrors;\n  const { cardSetupIntentId, cardInputConnections } = states;\n\n  const submitPromises = Object.entries(cardInputConnections).map(async ([_type, connection]) => {\n    const type = _type as PenpalCardInputType;\n\n    const remote = await connection.promise;\n    const result = await remote.onSubmit(cardSetupIntentId || \"\");\n\n    if (\"error\" in result) {\n      errors[type] = result.error;\n    }\n  });\n\n  await Promise.allSettled(submitPromises);\n\n  return {\n    errors,\n    isSuccess: Object.keys(errors).length === 0,\n  };\n};\n\nconst validateCardFields = async (states: CardStates) => {\n  const errors: PaymentKitErrors = {};\n  const { cardInputConnections } = states;\n\n  const validatePromises = Object.entries(cardInputConnections).map(async ([_type, connection]) => {\n    const type = _type as PenpalCardInputType;\n\n    if (!connection) {\n      errors[type] = \"penpal_not_connected\";\n      return;\n    }\n\n    const remote = await connection.promise;\n    const errorMsg = await remote.onValidate();\n\n    if (errorMsg) {\n      errors[type] = errorMsg;\n    }\n  });\n\n  await Promise.allSettled(validatePromises);\n\n  return {\n    errors,\n    isSuccess: Object.keys(errors).length === 0,\n  };\n};\n\nconst CardPaymentMethod = definePaymentMethod((paymentKitStates) => {\n  const localStates: CardStates = { ...paymentKitStates, cardInputConnections: {} };\n\n  return {\n    name: \"card\",\n    externalFuncs: {\n      createElement: defCreateElement(localStates),\n    },\n    internalFuncs: {\n      submitPayment: defSubmitPayment(localStates),\n      cleanup: () => {\n        // Clean up all card input iframe connections\n        for (const connection of Object.values(localStates.cardInputConnections)) {\n          connection?.destroy();\n        }\n        localStates.cardInputConnections = {};\n      },\n    },\n  };\n});\n\nexport default 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+{"version":3,"file":"card.mjs","names":["params: Record<string, string>","submitPayment: TInternalFuncs[\"submitPayment\"]","errors: PaymentKitErrors","localStates: CardStates"],"sources":["../../src/payment-methods/card.ts"],"sourcesContent":["import {\n  connectToCardIframe,\n  type IFrameConnection,\n  type CardInputType as PenpalCardInputType,\n  type CheckoutResponse as PenpalCheckoutResponse,\n} from \"../penpal/connect-card\";\n\n// Re-export types for public API\nexport type CardInputType = PenpalCardInputType;\nexport type CheckoutResponse = PenpalCheckoutResponse;\n\nimport { TunnelXManager } from \"../penpal/connect-tunnel-x\";\nimport type { PaymentKitErrors, PaymentKitFields, PaymentKitStates, TInternalFuncs } from \"../types\";\nimport {\n  $,\n  collectFraudMetadata,\n  createCheckoutIFrame,\n  definePaymentMethod,\n  generateCheckoutRequestId,\n  validateFormFields,\n  withRequestId,\n} from \"../utils\";\nimport { handleNextAction } from \"./next-action-handlers\";\n\n/**\n * Splits a full name into first name and last name.\n * First word becomes firstName, rest becomes lastName.\n */\nconst splitName = (fullName: string): { firstName: string; lastName?: string } => {\n  const trimmed = fullName.trim();\n  const spaceIndex = trimmed.indexOf(\" \");\n  if (spaceIndex === -1) {\n    return { firstName: trimmed };\n  }\n  return {\n    firstName: trimmed.substring(0, spaceIndex),\n    lastName: trimmed.substring(spaceIndex + 1).trim() || undefined,\n  };\n};\n\n/**\n * Maps PaymentKitFields to the customerInfo structure expected by the API.\n */\nconst mapFieldsToCustomerInfo = (fields: PaymentKitFields) => {\n  const { firstName, lastName } = splitName(fields.customer_name);\n\n  return {\n    email: fields.customer_email || undefined,\n    firstName,\n    lastName,\n    billingAddress:\n      fields.customer_country || fields.customer_zip_code\n        ? {\n            country: fields.customer_country || undefined,\n            zipCode: fields.customer_zip_code || undefined,\n          }\n        : undefined,\n  };\n};\n\ntype CardStates = PaymentKitStates & {\n  cardSetupIntentId?: string;\n  cardInputConnections: Partial<Record<PenpalCardInputType, IFrameConnection>>;\n};\n\ntype CreateElementOptions = Partial<Parameters<typeof connectToCardIframe>[1]> & {\n  style?: Record<string, string>;\n};\n\nconst defCreateElement = (states: CardStates) => {\n  const { baseUrl, apiBaseUrl, cardInputConnections, secureToken, timingTracker } = states;\n\n  return (type: PenpalCardInputType, options: CreateElementOptions) => {\n    const { style, onLoaded, onFocusChange } = options;\n\n    const mountIFrame = (parentSelector: string) => {\n      const parent = $(parentSelector);\n      const params: Record<string, string> = {\n        checkout_token: secureToken,\n        api_base_url: apiBaseUrl,\n      };\n\n      if (style) {\n        params.style = JSON.stringify(style);\n      }\n\n      const iframe = createCheckoutIFrame(type.replace(\"_\", \"-\"), baseUrl, params);\n      parent.appendChild(iframe);\n\n      iframe.onload = () => {\n        // Track input ready only for first iframe (card_pan)\n        // This indicates the checkout form is ready for user input\n        if (type === \"card_pan\") {\n          timingTracker.trackInputReady();\n        }\n\n        const connection = connectToCardIframe(iframe, {\n          onLoaded: onLoaded || (() => {}),\n          onFocusChange: onFocusChange || (() => {}),\n        });\n\n        states.cardInputConnections[type] = connection;\n      };\n\n      const unmount = () => {\n        const connection = cardInputConnections[type];\n        connection?.destroy();\n        parent.removeChild(iframe);\n        states.cardInputConnections[type] = undefined;\n      };\n\n      return { unmount };\n    };\n\n    return { mount: mountIFrame };\n  };\n};\n\nconst defSubmitPayment = (states: CardStates) => {\n  const submitPayment: TInternalFuncs[\"submitPayment\"] = async (fields) => {\n    const { timingTracker, environment } = states;\n\n    // Track submit event\n    timingTracker.trackSubmit();\n\n    // Generate checkout request ID for correlating all API calls in this submission\n    const checkoutRequestId = generateCheckoutRequestId(environment);\n    const requestOptions = withRequestId(checkoutRequestId);\n    console.log(`[Card] Generated checkout_request_id: ${checkoutRequestId}`);\n\n    const tunnelX = await TunnelXManager.createFromPenpalConnection(states.tunnelXConnection);\n\n    // Step 1. Validate card and form values.\n    const validateCardResult = await validateCardFields(states);\n    const validateFormResult = await validateFormFields(fields);\n    if (!(validateCardResult.isSuccess && validateFormResult.isSuccess)) {\n      timingTracker.trackFail(null, \"validation_error\", \"Form validation failed\");\n      return { errors: { ...validateCardResult.errors, ...validateFormResult.errors } };\n    }\n\n    // Step 2. Create card setup intent if not present\n    if (!states.cardSetupIntentId) {\n      const res = await tunnelX.publicEndpoints.createCardSetupIntent({\n        checkoutToken: states.secureToken,\n      });\n      states.cardSetupIntentId = res.cardSetupIntentId;\n    }\n\n    // Step 3. Submit card values.\n    const submitCardResult = await submitCardFields(states);\n    if (!submitCardResult.isSuccess) {\n      timingTracker.trackFail(null, \"card_submit_error\", \"Card submission failed\");\n      return { errors: submitCardResult.errors };\n    }\n\n    // Step 4. Get card setup intent.\n    const cardSetupIntent = await tunnelX.publicEndpoints.getCardSetupIntent({\n      cardSetupIntentId: states.cardSetupIntentId,\n      checkoutToken: states.secureToken,\n    });\n    if (!cardSetupIntent.isCardAllSet) {\n      const errors = {} as PaymentKitErrors;\n      if (!cardSetupIntent.isCardPanSet) errors.card_pan = \"required\";\n      if (!cardSetupIntent.isCardExpSet) errors.card_exp = \"required\";\n      if (!cardSetupIntent.isCardCvcSet) errors.card_cvc = \"required\";\n      timingTracker.trackFail(null, \"card_setup_incomplete\", \"Card details incomplete\");\n      return { errors };\n    }\n\n    console.log(\"Card setup intent is set ✅\", cardSetupIntent);\n    console.log(\"Fields\", fields);\n\n    // Step 5. Submit card checkout with customer info and fraud metadata\n    let currentResult = await tunnelX.publicEndpoints.cardCheckout(\n      {\n        checkoutToken: states.secureToken,\n        publicCardCheckoutRequest: {\n          cardSetupIntentId: states.cardSetupIntentId,\n          customerInfo: mapFieldsToCustomerInfo(fields),\n          fraudMetadata: collectFraudMetadata(),\n        },\n      },\n      requestOptions,\n    );\n\n    console.log(\"Card checkout result:\", currentResult);\n\n    // Step 6. Handle next actions in a loop (supports multiple 3DS challenges)\n    // This loop handles the case where one processor fails and we try another\n    // that also requires 3DS authentication.\n    const MAX_USER_ACTIONS = 5; // Safety limit to prevent infinite loops\n    let userActionCount = 0;\n\n    while (currentResult.nextAction && userActionCount < MAX_USER_ACTIONS) {\n      userActionCount++;\n      console.log(`Handling user action ${userActionCount}/${MAX_USER_ACTIONS}...`);\n\n      const actionResult = await handleNextAction(currentResult.nextAction);\n\n      // Always call verify endpoint so backend can properly conclude the checkout.\n      // This is needed even on 3DS failure so the backend can transition from\n      // user_actions_requested to card_payment_concluded with proper failure state.\n      console.log(\"User action completed, verifying checkout...\");\n      const verifyResult = await tunnelX.publicEndpoints.cardCheckoutVerify(\n        {\n          checkoutToken: states.secureToken,\n        },\n        requestOptions,\n      );\n\n      // Check if another action is required (e.g., cascade to next processor with 3DS)\n      // This must be checked BEFORE returning error, as cascade may offer a new 3DS challenge\n      if (verifyResult.nextAction) {\n        if (!actionResult.success) {\n          console.log(\"3DS failed but cascade triggered new action, continuing loop...\");\n        } else {\n          console.log(\"Another user action required, continuing loop...\");\n        }\n        currentResult = verifyResult;\n        continue;\n      }\n\n      if (!actionResult.success) {\n        // 3DS failed and no cascade/retry available - return error\n        // Include verifyResult as checkout_response so error_code is available to frontend\n        console.log(\"3DS authentication failed, checkout concluded:\", verifyResult);\n        timingTracker.trackFail(\n          verifyResult.checkoutAttemptId || null,\n          verifyResult.errorCode || \"3ds_failed\",\n          verifyResult.errorMessageForCustomer || actionResult.error,\n        );\n        return {\n          errors: {\n            root: verifyResult.errorMessageForCustomer || actionResult.error,\n            checkout_response: verifyResult,\n          },\n        };\n      }\n\n      console.log(\"Card checkout verified ✅\", verifyResult);\n\n      // No more actions needed, return the result\n      timingTracker.trackSuccess(verifyResult.checkoutAttemptId || \"unknown\");\n      return { data: verifyResult as { [key: string]: unknown } };\n    }\n\n    if (userActionCount >= MAX_USER_ACTIONS) {\n      console.error(\"Max user actions exceeded\");\n      timingTracker.trackFail(null, \"max_actions_exceeded\", \"Too many authentication attempts\");\n      return { errors: { root: \"Too many authentication attempts. Please try again.\" } };\n    }\n\n    // Check if checkout succeeded or failed\n    // States: checkout_succeeded (success), payment_failed (failure)\n    if (currentResult.state === \"payment_failed\" || currentResult.state === \"checkout_failed\") {\n      console.log(\"Card checkout failed:\", currentResult);\n      timingTracker.trackFail(\n        currentResult.checkoutAttemptId || null,\n        currentResult.errorCode || \"payment_failed\",\n        currentResult.errorMessageForCustomer || \"Payment failed\",\n      );\n      // Return the full response as errors so frontend can display error details\n      // including error_code, error_message_for_customer, error_message_for_debug\n      return {\n        errors: {\n          root: currentResult.errorMessageForCustomer || \"Payment failed\",\n          checkout_response: currentResult,\n        },\n      };\n    }\n\n    console.log(\"Card checkout completed ✅\", currentResult);\n    timingTracker.trackSuccess(currentResult.checkoutAttemptId || \"unknown\");\n    return { data: currentResult as { [key: string]: unknown } };\n  };\n  return submitPayment;\n};\n\nconst submitCardFields = async (states: CardStates) => {\n  const errors = {} as PaymentKitErrors;\n  const { cardSetupIntentId, cardInputConnections } = states;\n\n  const submitPromises = Object.entries(cardInputConnections).map(async ([_type, connection]) => {\n    const type = _type as PenpalCardInputType;\n\n    const remote = await connection.promise;\n    const result = await remote.onSubmit(cardSetupIntentId || \"\");\n\n    if (\"error\" in result) {\n      errors[type] = result.error;\n    }\n  });\n\n  await Promise.allSettled(submitPromises);\n\n  return {\n    errors,\n    isSuccess: Object.keys(errors).length === 0,\n  };\n};\n\nconst validateCardFields = async (states: CardStates) => {\n  const errors: PaymentKitErrors = {};\n  const { cardInputConnections } = states;\n\n  const validatePromises = Object.entries(cardInputConnections).map(async ([_type, connection]) => {\n    const type = _type as PenpalCardInputType;\n\n    if (!connection) {\n      errors[type] = \"penpal_not_connected\";\n      return;\n    }\n\n    const remote = await connection.promise;\n    const errorMsg = await remote.onValidate();\n\n    if (errorMsg) {\n      errors[type] = errorMsg;\n    }\n  });\n\n  await Promise.allSettled(validatePromises);\n\n  return {\n    errors,\n    isSuccess: Object.keys(errors).length === 0,\n  };\n};\n\nconst CardPaymentMethod = definePaymentMethod((paymentKitStates) => {\n  const localStates: CardStates = { ...paymentKitStates, cardInputConnections: {} };\n\n  return {\n    name: \"card\",\n    externalFuncs: {\n      createElement: defCreateElement(localStates),\n    },\n    internalFuncs: {\n      submitPayment: defSubmitPayment(localStates),\n      cleanup: () => {\n        // Clean up all card input iframe connections\n        for (const connection of Object.values(localStates.cardInputConnections)) {\n          connection?.destroy();\n        }\n        localStates.cardInputConnections = {};\n      },\n    },\n  };\n});\n\nexport default CardPaymentMethod;\n"],"mappings":";;;;;;;;;;;AA4BA,MAAM,aAAa,aAA+D;CAChF,MAAM,UAAU,SAAS,MAAM;CAC/B,MAAM,aAAa,QAAQ,QAAQ,IAAI;AACvC,KAAI,eAAe,GACjB,QAAO,EAAE,WAAW,SAAS;AAE/B,QAAO;EACL,WAAW,QAAQ,UAAU,GAAG,WAAW;EAC3C,UAAU,QAAQ,UAAU,aAAa,EAAE,CAAC,MAAM,IAAI;EACvD;;;;;AAMH,MAAM,2BAA2B,WAA6B;CAC5D,MAAM,EAAE,WAAW,aAAa,UAAU,OAAO,cAAc;AAE/D,QAAO;EACL,OAAO,OAAO,kBAAkB;EAChC;EACA;EACA,gBACE,OAAO,oBAAoB,OAAO,oBAC9B;GACE,SAAS,OAAO,oBAAoB;GACpC,SAAS,OAAO,qBAAqB;GACtC,GACD;EACP;;AAYH,MAAM,oBAAoB,WAAuB;CAC/C,MAAM,EAAE,SAAS,YAAY,sBAAsB,aAAa,kBAAkB;AAElF,SAAQ,MAA2B,YAAkC;EACnE,MAAM,EAAE,OAAO,UAAU,kBAAkB;EAE3C,MAAM,eAAe,mBAA2B;GAC9C,MAAM,SAAS,EAAE,eAAe;GAChC,MAAMA,SAAiC;IACrC,gBAAgB;IAChB,cAAc;IACf;AAED,OAAI,MACF,QAAO,QAAQ,KAAK,UAAU,MAAM;GAGtC,MAAM,SAAS,qBAAqB,KAAK,QAAQ,KAAK,IAAI,EAAE,SAAS,OAAO;AAC5E,UAAO,YAAY,OAAO;AAE1B,UAAO,eAAe;AAGpB,QAAI,SAAS,WACX,eAAc,iBAAiB;IAGjC,MAAM,aAAa,oBAAoB,QAAQ;KAC7C,UAAU,mBAAmB;KAC7B,eAAe,wBAAwB;KACxC,CAAC;AAEF,WAAO,qBAAqB,QAAQ;;GAGtC,MAAM,gBAAgB;AAEpB,IADmB,qBAAqB,OAC5B,SAAS;AACrB,WAAO,YAAY,OAAO;AAC1B,WAAO,qBAAqB,QAAQ;;AAGtC,UAAO,EAAE,SAAS;;AAGpB,SAAO,EAAE,OAAO,aAAa;;;AAIjC,MAAM,oBAAoB,WAAuB;CAC/C,MAAMC,gBAAiD,OAAO,WAAW;EACvE,MAAM,EAAE,eAAe,gBAAgB;AAGvC,gBAAc,aAAa;EAG3B,MAAM,oBAAoB,0BAA0B,YAAY;EAChE,MAAM,iBAAiB,cAAc,kBAAkB;AACvD,UAAQ,IAAI,yCAAyC,oBAAoB;EAEzE,MAAM,UAAU,MAAM,eAAe,2BAA2B,OAAO,kBAAkB;EAGzF,MAAM,qBAAqB,MAAM,mBAAmB,OAAO;EAC3D,MAAM,qBAAqB,MAAM,mBAAmB,OAAO;AAC3D,MAAI,EAAE,mBAAmB,aAAa,mBAAmB,YAAY;AACnE,iBAAc,UAAU,MAAM,oBAAoB,yBAAyB;AAC3E,UAAO,EAAE,QAAQ;IAAE,GAAG,mBAAmB;IAAQ,GAAG,mBAAmB;IAAQ,EAAE;;AAInF,MAAI,CAAC,OAAO,kBAIV,QAAO,qBAHK,MAAM,QAAQ,gBAAgB,sBAAsB,EAC9D,eAAe,OAAO,aACvB,CAAC,EAC6B;EAIjC,MAAM,mBAAmB,MAAM,iBAAiB,OAAO;AACvD,MAAI,CAAC,iBAAiB,WAAW;AAC/B,iBAAc,UAAU,MAAM,qBAAqB,yBAAyB;AAC5E,UAAO,EAAE,QAAQ,iBAAiB,QAAQ;;EAI5C,MAAM,kBAAkB,MAAM,QAAQ,gBAAgB,mBAAmB;GACvE,mBAAmB,OAAO;GAC1B,eAAe,OAAO;GACvB,CAAC;AACF,MAAI,CAAC,gBAAgB,cAAc;GACjC,MAAM,SAAS,EAAE;AACjB,OAAI,CAAC,gBAAgB,aAAc,QAAO,WAAW;AACrD,OAAI,CAAC,gBAAgB,aAAc,QAAO,WAAW;AACrD,OAAI,CAAC,gBAAgB,aAAc,QAAO,WAAW;AACrD,iBAAc,UAAU,MAAM,yBAAyB,0BAA0B;AACjF,UAAO,EAAE,QAAQ;;AAGnB,UAAQ,IAAI,8BAA8B,gBAAgB;AAC1D,UAAQ,IAAI,UAAU,OAAO;EAG7B,IAAI,gBAAgB,MAAM,QAAQ,gBAAgB,aAChD;GACE,eAAe,OAAO;GACtB,2BAA2B;IACzB,mBAAmB,OAAO;IAC1B,cAAc,wBAAwB,OAAO;IAC7C,eAAe,sBAAsB;IACtC;GACF,EACD,eACD;AAED,UAAQ,IAAI,yBAAyB,cAAc;EAKnD,MAAM,mBAAmB;EACzB,IAAI,kBAAkB;AAEtB,SAAO,cAAc,cAAc,kBAAkB,kBAAkB;AACrE;AACA,WAAQ,IAAI,wBAAwB,gBAAgB,GAAG,iBAAiB,KAAK;GAE7E,MAAM,eAAe,MAAM,iBAAiB,cAAc,WAAW;AAKrE,WAAQ,IAAI,+CAA+C;GAC3D,MAAM,eAAe,MAAM,QAAQ,gBAAgB,mBACjD,EACE,eAAe,OAAO,aACvB,EACD,eACD;AAID,OAAI,aAAa,YAAY;AAC3B,QAAI,CAAC,aAAa,QAChB,SAAQ,IAAI,kEAAkE;QAE9E,SAAQ,IAAI,mDAAmD;AAEjE,oBAAgB;AAChB;;AAGF,OAAI,CAAC,aAAa,SAAS;AAGzB,YAAQ,IAAI,kDAAkD,aAAa;AAC3E,kBAAc,UACZ,aAAa,qBAAqB,MAClC,aAAa,aAAa,cAC1B,aAAa,2BAA2B,aAAa,MACtD;AACD,WAAO,EACL,QAAQ;KACN,MAAM,aAAa,2BAA2B,aAAa;KAC3D,mBAAmB;KACpB,EACF;;AAGH,WAAQ,IAAI,4BAA4B,aAAa;AAGrD,iBAAc,aAAa,aAAa,qBAAqB,UAAU;AACvE,UAAO,EAAE,MAAM,cAA4C;;AAG7D,MAAI,mBAAmB,kBAAkB;AACvC,WAAQ,MAAM,4BAA4B;AAC1C,iBAAc,UAAU,MAAM,wBAAwB,mCAAmC;AACzF,UAAO,EAAE,QAAQ,EAAE,MAAM,uDAAuD,EAAE;;AAKpF,MAAI,cAAc,UAAU,oBAAoB,cAAc,UAAU,mBAAmB;AACzF,WAAQ,IAAI,yBAAyB,cAAc;AACnD,iBAAc,UACZ,cAAc,qBAAqB,MACnC,cAAc,aAAa,kBAC3B,cAAc,2BAA2B,iBAC1C;AAGD,UAAO,EACL,QAAQ;IACN,MAAM,cAAc,2BAA2B;IAC/C,mBAAmB;IACpB,EACF;;AAGH,UAAQ,IAAI,6BAA6B,cAAc;AACvD,gBAAc,aAAa,cAAc,qBAAqB,UAAU;AACxE,SAAO,EAAE,MAAM,eAA6C;;AAE9D,QAAO;;AAGT,MAAM,mBAAmB,OAAO,WAAuB;CACrD,MAAM,SAAS,EAAE;CACjB,MAAM,EAAE,mBAAmB,yBAAyB;CAEpD,MAAM,iBAAiB,OAAO,QAAQ,qBAAqB,CAAC,IAAI,OAAO,CAAC,OAAO,gBAAgB;EAC7F,MAAM,OAAO;EAGb,MAAM,SAAS,OADA,MAAM,WAAW,SACJ,SAAS,qBAAqB,GAAG;AAE7D,MAAI,WAAW,OACb,QAAO,QAAQ,OAAO;GAExB;AAEF,OAAM,QAAQ,WAAW,eAAe;AAExC,QAAO;EACL;EACA,WAAW,OAAO,KAAK,OAAO,CAAC,WAAW;EAC3C;;AAGH,MAAM,qBAAqB,OAAO,WAAuB;CACvD,MAAMC,SAA2B,EAAE;CACnC,MAAM,EAAE,yBAAyB;CAEjC,MAAM,mBAAmB,OAAO,QAAQ,qBAAqB,CAAC,IAAI,OAAO,CAAC,OAAO,gBAAgB;EAC/F,MAAM,OAAO;AAEb,MAAI,CAAC,YAAY;AACf,UAAO,QAAQ;AACf;;EAIF,MAAM,WAAW,OADF,MAAM,WAAW,SACF,YAAY;AAE1C,MAAI,SACF,QAAO,QAAQ;GAEjB;AAEF,OAAM,QAAQ,WAAW,iBAAiB;AAE1C,QAAO;EACL;EACA,WAAW,OAAO,KAAK,OAAO,CAAC,WAAW;EAC3C;;AAGH,MAAM,oBAAoB,qBAAqB,qBAAqB;CAClE,MAAMC,cAA0B;EAAE,GAAG;EAAkB,sBAAsB,EAAE;EAAE;AAEjF,QAAO;EACL,MAAM;EACN,eAAe,EACb,eAAe,iBAAiB,YAAY,EAC7C;EACD,eAAe;GACb,eAAe,iBAAiB,YAAY;GAC5C,eAAe;AAEb,SAAK,MAAM,cAAc,OAAO,OAAO,YAAY,qBAAqB,CACtE,aAAY,SAAS;AAEvB,gBAAY,uBAAuB,EAAE;;GAExC;EACF;EACD;AAEF,mBAAe"}

package/dist/payment-methods/google-pay.d.mts

@@ -1,7 +1,8 @@
-import "../connect-card-C582hcWw.mjs";
-import "../connect-tunnel-x-B7iMQ7DX.mjs";
-import { r as PaymentMethod } from "../types-DsVMq4jZ.mjs";
-import { n as GooglePayMockScenario } from "../stripe-google-pay-adapter-DUUB46SG.mjs";
+import { r as PaymentMethod } from "../types-CPuloCtF.mjs";
+import "../connect-card-DTfXuTsW.mjs";
+import "../connect-tunnel-x-Dxcg5Y7Y.mjs";
+import { a as GooglePayEncryptedToken } from "../airwallex-google-pay-adapter-Be2Af4N9.mjs";
+import { n as GooglePayMockScenario } from "../stripe-google-pay-adapter-xktEycOD.mjs";
 
 //#region src/payment-methods/google-pay.d.ts
 type GooglePayCustomerInfo = {
@@ -23,18 +24,35 @@ type GooglePayStartRequest = {
   mock_scenario?: string;
 };
 type GooglePayStartResponse = {
-  client_secret: string;
-  stripe_pk: string;
   checkout_attempt_id: string;
   amount: number;
+  amount_display: string;
   currency: string;
   country: string;
+  processor: "stripe" | "airwallex";
+  is_sandbox?: boolean;
+  client_secret?: string;
+  stripe_pk?: string;
+  merchant_name?: string;
+  airwallex_account_id?: string;
+  google_merchant_id?: string;
+};
+type GooglePayConfirmRequest = {
+  google_pay_token?: GooglePayEncryptedToken;
+  mock_scenario?: string;
+};
+type Airwallex3dsNextAction = {
+  type: "airwallex_3ds";
+  url: string;
+  method: string;
+  payment_intent_id: string;
 };
 type GooglePayConfirmResponse = {
   charge_status: "success" | "fail" | "pending";
   transaction_id?: string;
   error_message?: string;
   checkout_attempt_id: string;
+  next_action?: Airwallex3dsNextAction;
 };
 type GooglePaySubmitOptions = {
   processorId: string;
@@ -43,5 +61,5 @@ type GooglePaySubmitOptions = {
 };
 declare const GooglePayPaymentMethod: PaymentMethod<{}, "google_pay">;
 //#endregion
-export { GooglePayConfirmResponse, GooglePayCustomerInfo, GooglePayMockScenario, GooglePayStartRequest, GooglePayStartResponse, GooglePaySubmitOptions, GooglePayPaymentMethod as default };
+export { Airwallex3dsNextAction, GooglePayConfirmRequest, GooglePayConfirmResponse, GooglePayCustomerInfo, GooglePayMockScenario, GooglePayStartRequest, GooglePayStartResponse, GooglePaySubmitOptions, GooglePayPaymentMethod as default };
 //# sourceMappingURL=google-pay.d.mts.map

package/dist/payment-methods/google-pay.d.mts.map

@@ -1 +1 @@
-{"version":3,"file":"google-pay.d.mts","names":[],"sources":["../../src/payment-methods/google-pay.ts"],"sourcesContent":[],"mappings":";;;;;;KAKY,qBAAA;;;;KAKA,qBAAA;EALA,YAAA,EAAA,MAAA;EAKA,aAAA,EAEK,qBAAA;EASL,cAAA,EAAA;IASA,SAAA,CAAA,EAAA,MAAA;IAOA,WAAA,CAAA,EAAA;MAgNN,CAAA,GAAA,EAAA,MAAA,CAAA,EAAA,OASJ;;;;;;;;KAzOU,sBAAA;;;;;;;;KASA,wBAAA;;;;;;KAOA,sBAAA;;gBAEI;iBACC;;cA6MX,wBASJ"}
+{"version":3,"file":"google-pay.d.mts","names":[],"sources":["../../src/payment-methods/google-pay.ts"],"sourcesContent":[],"mappings":";;;;;;;KAYY,qBAAA;;;;KAKA,qBAAA;EALA,YAAA,EAAA,MAAA;EAKA,aAAA,EAEK,qBAAA;EASL,cAAA,EAAA;IAuBA,SAAA,CAAA,EAAA,MAAA;IAMA,WAAA,CAAA,EAAA;MAOA,CAAA,GAAA,EAAA,MAAA,CAAA,EAAA,OAAwB;IAQxB,CAAA;IAkeN,kBAAA,CAAA,EASJ;;;;;;KAvhBU,sBAAA;;;;;;;;;;;;;;KAuBA,uBAAA;qBACS;;;KAKT,sBAAA;;;;;;KAOA,wBAAA;;;;;gBAKI;;KAGJ,sBAAA;;gBAEI;iBACC;;cA+dX,wBASJ"}

package/dist/payment-methods/google-pay.mjs

@@ -1,9 +1,16 @@
-import { i as definePaymentMethod, n as collectFraudMetadata } from "../utils-h0dxplHy.mjs";
-import { n as StripeGooglePayAdapter, t as GooglePayMockScenario } from "../stripe-google-pay-adapter-DMDArVp2.mjs";
+import { i as definePaymentMethod, n as collectFraudMetadata, o as generateCheckoutRequestId } from "../utils-Dgyk7RkM.mjs";
+import { n as AirwallexGooglePayMockScenario, t as AirwallexGooglePayAdapter } from "../airwallex-google-pay-adapter-BCmTZip5.mjs";
+import { t as handleNextAction } from "../next-action-handlers-BZs04hYb.mjs";
+import { n as StripeGooglePayAdapter, t as GooglePayMockScenario } from "../stripe-google-pay-adapter-DjrgDYWe.mjs";
 
 //#region src/payment-methods/google-pay.ts
-async function apiCall(url, options) {
-	const response = await fetch(url, options);
+async function apiCall(url, options, checkoutRequestId) {
+	const headers = new Headers(options.headers);
+	if (checkoutRequestId) headers.set("x-request-id", checkoutRequestId);
+	const response = await fetch(url, {
+		...options,
+		headers
+	});
 	if (!response.ok) {
 		let errorMessage = `Request failed (${response.status})`;
 		try {
@@ -23,7 +30,7 @@ function validateOptions(options) {
 function getMockScenarioStr(mockScenario) {
 	return mockScenario && mockScenario !== GooglePayMockScenario.None ? mockScenario : void 0;
 }
-async function callStartEndpoint(apiBaseUrl, secureToken, options, mockScenarioStr) {
+async function callStartEndpoint(apiBaseUrl, secureToken, options, mockScenarioStr, checkoutRequestId) {
 	return apiCall(`${apiBaseUrl}/api/checkout/${secureToken}/google-pay/start`, {
 		method: "POST",
 		headers: { "Content-Type": "application/json" },
@@ -33,9 +40,9 @@ async function callStartEndpoint(apiBaseUrl, secureToken, options, mockScenarioS
 			fraud_metadata: collectFraudMetadata(),
 			mock_scenario: mockScenarioStr
 		})
-	});
+	}, checkoutRequestId);
 }
-function initializeAdapter(stripePk, startData, mockScenario) {
+function initializeStripeAdapter(stripePk, startData, mockScenario) {
 	const adapter = new StripeGooglePayAdapter(mockScenario);
 	if (!adapter.initialize(stripePk)) return { error: "Stripe.js not loaded. Add <script src=\"https://js.stripe.com/v3/\"><\/script> to your page." };
 	const prConfig = {
@@ -48,14 +55,20 @@ function initializeAdapter(stripePk, startData, mockScenario) {
 		requestPayerName: true,
 		requestPayerEmail: true
 	};
-	console.log("[GooglePay] PaymentRequest config:", prConfig);
 	adapter.createPaymentRequest(prConfig);
 	return { adapter };
 }
-async function showPaymentSheetAndConfirm(adapter, clientSecret) {
-	const isAvailable = await adapter.canMakePayment();
-	console.log("[GooglePay] canMakePayment result:", isAvailable);
-	if (!isAvailable) return {
+async function runStripeFlow(startData, mockScenario) {
+	if (!startData.stripe_pk || !startData.client_secret) return {
+		success: false,
+		error: "Stripe credentials not provided"
+	};
+	const { adapter, error: adapterError } = initializeStripeAdapter(startData.stripe_pk, startData, mockScenario);
+	if (!adapter) return {
+		success: false,
+		error: adapterError
+	};
+	if (!await adapter.canMakePayment()) return {
 		success: false,
 		error: "Google Pay not available on this device"
 	};
@@ -70,48 +83,170 @@ async function showPaymentSheetAndConfirm(adapter, clientSecret) {
 			error: "error" in paymentResult ? paymentResult.error : "Unknown error"
 		};
 	}
-	const confirmResult = await adapter.confirmCardSetup(clientSecret, paymentResult.paymentMethodId);
+	const confirmResult = await adapter.confirmCardSetup(startData.client_secret, paymentResult.paymentMethodId);
 	if (!confirmResult.success) {
 		paymentResult.complete("fail");
 		return {
 			success: false,
-			error: confirmResult.error
+			error: "error" in confirmResult ? confirmResult.error : "Card setup failed"
 		};
 	}
 	paymentResult.complete("success");
 	return { success: true };
 }
-async function callConfirmEndpoint(apiBaseUrl, secureToken, mockScenarioStr) {
+function initializeAirwallexAdapter(startData, mockScenario) {
+	if (!startData.merchant_name || !startData.airwallex_account_id) return { error: "Airwallex Google Pay credentials not provided" };
+	let airwallexMockScenario = AirwallexGooglePayMockScenario.None;
+	if (mockScenario === GooglePayMockScenario.Success) airwallexMockScenario = AirwallexGooglePayMockScenario.Success;
+	else if (mockScenario === GooglePayMockScenario.Cancelled) airwallexMockScenario = AirwallexGooglePayMockScenario.Cancelled;
+	const adapter = new AirwallexGooglePayAdapter(airwallexMockScenario);
+	const config = {
+		merchantId: startData.merchant_name,
+		gatewayMerchantId: startData.airwallex_account_id,
+		amountDisplay: startData.amount_display,
+		currency: startData.currency,
+		country: startData.country,
+		isProduction: startData.is_sandbox === false,
+		googleMerchantId: startData.google_merchant_id
+	};
+	if (!adapter.initialize(config)) return { error: "Google Pay API not loaded. Add <script src=\"https://pay.google.com/gp/p/js/pay.js\"><\/script> to your page." };
+	return { adapter };
+}
+async function runAirwallexFlow(startData, mockScenario) {
+	const { adapter, error: adapterError } = initializeAirwallexAdapter(startData, mockScenario);
+	if (!adapter) return {
+		success: false,
+		error: adapterError
+	};
+	if (!await adapter.canMakePayment()) return {
+		success: false,
+		error: "Google Pay not available on this device"
+	};
+	const paymentResult = await adapter.showPaymentSheet();
+	if (!paymentResult.success) {
+		if ("cancelled" in paymentResult && paymentResult.cancelled) return {
+			success: false,
+			error: "Google Pay cancelled by user"
+		};
+		return {
+			success: false,
+			error: "error" in paymentResult ? paymentResult.error : "Unknown error"
+		};
+	}
+	return {
+		success: true,
+		token: paymentResult.token
+	};
+}
+/**
+* Call /confirm endpoint - processes Google Pay token (Airwallex) or records setup (Stripe).
+* For Airwallex, may return next_action if 3DS is required.
+*/
+async function callConfirmEndpoint(apiBaseUrl, secureToken, googlePayToken, mockScenarioStr, checkoutRequestId) {
+	const requestBody = { mock_scenario: mockScenarioStr };
+	if (googlePayToken) requestBody.google_pay_token = googlePayToken;
 	const result = await apiCall(`${apiBaseUrl}/api/checkout/${secureToken}/google-pay/confirm`, {
 		method: "POST",
 		headers: { "Content-Type": "application/json" },
-		body: JSON.stringify({ mock_scenario: mockScenarioStr })
-	});
-	if (result.error || !result.data) return { errors: { google_pay: result.error || "Failed to confirm payment" } };
-	const confirmData = result.data;
-	if (confirmData.charge_status === "success") return { data: {
-		id: confirmData.transaction_id,
-		checkoutAttemptId: confirmData.checkout_attempt_id,
+		body: JSON.stringify(requestBody)
+	}, checkoutRequestId);
+	if (result.error || !result.data) return {
+		charge_status: "fail",
+		error_message: result.error || "Failed to confirm payment",
+		checkout_attempt_id: ""
+	};
+	return result.data;
+}
+/**
+* Call /verify endpoint - verifies 3DS completion for Airwallex.
+* Called after user completes 3DS challenge. May return another next_action for retry.
+*/
+async function callVerifyEndpoint(apiBaseUrl, secureToken, checkoutRequestId) {
+	const result = await apiCall(`${apiBaseUrl}/api/checkout/${secureToken}/google-pay/verify`, {
+		method: "POST",
+		headers: { "Content-Type": "application/json" }
+	}, checkoutRequestId);
+	if (result.error || !result.data) return {
+		charge_status: "fail",
+		error_message: result.error || "Failed to verify payment",
+		checkout_attempt_id: ""
+	};
+	return result.data;
+}
+/**
+* Convert GooglePayConfirmResponse to GooglePayResult for return to caller.
+*/
+function toGooglePayResult(response, secureToken) {
+	if (response.charge_status === "success") return { data: {
+		id: response.transaction_id,
+		checkoutAttemptId: response.checkout_attempt_id,
 		checkoutSessionId: secureToken,
 		state: "checkout_succeeded"
 	} };
-	return { errors: { google_pay: confirmData.error_message || "Payment failed" } };
+	return { errors: { google_pay: response.error_message || "Payment failed" } };
+}
+/**
+* Confirm Stripe Google Pay - simple flow without 3DS loop.
+* Stripe.js handles 3DS internally during confirmCardSetup().
+*/
+async function confirmStripeGooglePay(apiBaseUrl, secureToken, mockScenarioStr, checkoutRequestId) {
+	return toGooglePayResult(await callConfirmEndpoint(apiBaseUrl, secureToken, void 0, mockScenarioStr, checkoutRequestId), secureToken);
+}
+const MAX_USER_ACTIONS = 5;
+/**
+* Confirm Airwallex Google Pay with 3DS loop support.
+*
+* Flow:
+* 1. Call /confirm with token → may return next_action (3DS)
+* 2. If next_action: handle 3DS, then call /verify
+* 3. Loop if /verify returns another next_action (3DS retry)
+* 4. Return final result
+*
+* This mirrors the card.ts pattern for consistency.
+*/
+async function confirmAirwallexGooglePay(apiBaseUrl, secureToken, googlePayToken, mockScenarioStr, checkoutRequestId) {
+	let userActionCount = 0;
+	let response = await callConfirmEndpoint(apiBaseUrl, secureToken, googlePayToken, mockScenarioStr, checkoutRequestId);
+	while (response.charge_status === "pending" && response.next_action && userActionCount < MAX_USER_ACTIONS) {
+		userActionCount++;
+		const actionResult = await handleNextAction(response.next_action);
+		const verifyResponse = await callVerifyEndpoint(apiBaseUrl, secureToken, checkoutRequestId);
+		if (verifyResponse.charge_status === "pending" && verifyResponse.next_action) {
+			if (!actionResult.success) console.log("[GooglePay:Airwallex] 3DS failed but retry available, continuing loop...");
+			response = verifyResponse;
+			continue;
+		}
+		if (!actionResult.success) return { errors: { google_pay: verifyResponse.error_message || actionResult.error || "3DS authentication failed" } };
+		return toGooglePayResult(verifyResponse, secureToken);
+	}
+	if (userActionCount >= MAX_USER_ACTIONS) return { errors: { google_pay: "Too many authentication attempts. Please try again." } };
+	return toGooglePayResult(response, secureToken);
 }
 const defSubmitPayment = (states) => {
 	const submitPayment = async (_fields, options) => {
-		const { apiBaseUrl, secureToken } = states;
+		const { apiBaseUrl, secureToken, environment } = states;
 		const gpayOptions = options;
 		const validationError = validateOptions(gpayOptions);
 		if (validationError) return { errors: validationError };
 		try {
 			const mockScenarioStr = getMockScenarioStr(gpayOptions.mockScenario);
-			const startResult = await callStartEndpoint(apiBaseUrl, secureToken, gpayOptions, mockScenarioStr);
+			const checkoutRequestId = generateCheckoutRequestId(environment);
+			console.log(`[GooglePay] Generated checkout_request_id: ${checkoutRequestId}`);
+			const startResult = await callStartEndpoint(apiBaseUrl, secureToken, gpayOptions, mockScenarioStr, checkoutRequestId);
 			if (startResult.error || !startResult.data) return { errors: { google_pay: startResult.error || "Failed to start Google Pay" } };
-			const { adapter, error: adapterError } = initializeAdapter(startResult.data.stripe_pk, startResult.data, gpayOptions.mockScenario);
-			if (!adapter) return { errors: { google_pay: adapterError } };
-			const paymentResult = await showPaymentSheetAndConfirm(adapter, startResult.data.client_secret);
-			if (!paymentResult.success) return { errors: { google_pay: paymentResult.error } };
-			return await callConfirmEndpoint(apiBaseUrl, secureToken, mockScenarioStr);
+			const startData = startResult.data;
+			if (startData.processor === "stripe") {
+				const stripeResult = await runStripeFlow(startData, gpayOptions.mockScenario);
+				if (!stripeResult.success) return { errors: { google_pay: stripeResult.error } };
+				return await confirmStripeGooglePay(apiBaseUrl, secureToken, mockScenarioStr, checkoutRequestId);
+			}
+			if (startData.processor === "airwallex") {
+				const airwallexResult = await runAirwallexFlow(startData, gpayOptions.mockScenario);
+				if (!airwallexResult.success) return { errors: { google_pay: airwallexResult.error } };
+				if (!airwallexResult.token) return { errors: { google_pay: "Google Pay token not received" } };
+				return await confirmAirwallexGooglePay(apiBaseUrl, secureToken, airwallexResult.token, mockScenarioStr, checkoutRequestId);
+			}
+			return { errors: { google_pay: `Unsupported processor: ${startData.processor}` } };
 		} catch (error) {
 			return { errors: { google_pay: `Google Pay error: ${error}` } };
 		}

package/dist/payment-methods/google-pay.mjs.map

@@ -1 +1 @@
-{"version":3,"file":"google-pay.mjs","names":["submitPayment: TInternalFuncs[\"submitPayment\"]"],"sources":["../../src/payment-methods/google-pay.ts"],"sourcesContent":["import type { PaymentKitErrors, PaymentKitStates, TInternalFuncs } from \"../types\";\nimport { collectFraudMetadata, definePaymentMethod } from \"../utils\";\nimport { GooglePayMockScenario, StripeGooglePayAdapter } from \"./stripe-google-pay-adapter\";\n\n// Google Pay-specific types\nexport type GooglePayCustomerInfo = {\n  first_name: string;\n  last_name: string;\n};\n\nexport type GooglePayStartRequest = {\n  processor_id: string;\n  customer_info: GooglePayCustomerInfo;\n  fraud_metadata: {\n    ipAddress?: string;\n    browserInfo?: { [key: string]: unknown };\n    processorFraudInfo?: { [key: string]: unknown };\n  };\n  mock_scenario?: string;\n};\n\nexport type GooglePayStartResponse = {\n  client_secret: string;\n  stripe_pk: string;\n  checkout_attempt_id: string;\n  amount: number;\n  currency: string;\n  country: string;\n};\n\nexport type GooglePayConfirmResponse = {\n  charge_status: \"success\" | \"fail\" | \"pending\";\n  transaction_id?: string;\n  error_message?: string;\n  checkout_attempt_id: string;\n};\n\nexport type GooglePaySubmitOptions = {\n  processorId: string;\n  customerInfo: GooglePayCustomerInfo;\n  mockScenario?: GooglePayMockScenario;\n};\n\ntype GooglePayResult =\n  | { data: { [key: string]: unknown }; errors?: never }\n  | { data?: never; errors: PaymentKitErrors };\n\n// =============================================================================\n// Helper Functions\n// =============================================================================\n\nasync function apiCall<T>(url: string, options: RequestInit): Promise<{ data?: T; error?: string }> {\n  const response = await fetch(url, options);\n  if (!response.ok) {\n    let errorMessage = `Request failed (${response.status})`;\n    try {\n      const errorData = await response.json();\n      errorMessage = errorData.detail || errorMessage;\n    } catch {\n      errorMessage = response.statusText || errorMessage;\n    }\n    return { error: errorMessage };\n  }\n  return { data: await response.json() };\n}\n\nfunction validateOptions(options: GooglePaySubmitOptions): PaymentKitErrors | null {\n  if (!options?.processorId) {\n    return { processor_id: \"Processor ID is required\" };\n  }\n  if (!options?.customerInfo?.first_name || !options?.customerInfo?.last_name) {\n    return { customer_name: \"Customer first and last name are required\" };\n  }\n  return null;\n}\n\nfunction getMockScenarioStr(mockScenario?: GooglePayMockScenario): string | undefined {\n  return mockScenario && mockScenario !== GooglePayMockScenario.None ? mockScenario : undefined;\n}\n\nasync function callStartEndpoint(\n  apiBaseUrl: string,\n  secureToken: string,\n  options: GooglePaySubmitOptions,\n  mockScenarioStr?: string,\n): Promise<{ data?: GooglePayStartResponse; error?: string }> {\n  return apiCall<GooglePayStartResponse>(`${apiBaseUrl}/api/checkout/${secureToken}/google-pay/start`, {\n    method: \"POST\",\n    headers: { \"Content-Type\": \"application/json\" },\n    body: JSON.stringify({\n      processor_id: options.processorId,\n      customer_info: options.customerInfo,\n      fraud_metadata: collectFraudMetadata(),\n      mock_scenario: mockScenarioStr,\n    } as GooglePayStartRequest),\n  });\n}\n\nfunction initializeAdapter(\n  stripePk: string,\n  startData: GooglePayStartResponse,\n  mockScenario?: GooglePayMockScenario,\n): { adapter?: StripeGooglePayAdapter; error?: string } {\n  const adapter = new StripeGooglePayAdapter(mockScenario);\n\n  if (!adapter.initialize(stripePk)) {\n    return { error: 'Stripe.js not loaded. Add <script src=\"https://js.stripe.com/v3/\"></script> to your page.' };\n  }\n\n  const prConfig = {\n    country: startData.country,\n    currency: startData.currency.toLowerCase(),\n    total: { label: \"Total\", amount: startData.amount },\n    requestPayerName: true,\n    requestPayerEmail: true,\n  };\n  console.log(\"[GooglePay] PaymentRequest config:\", prConfig);\n\n  adapter.createPaymentRequest(prConfig);\n  return { adapter };\n}\n\nasync function showPaymentSheetAndConfirm(\n  adapter: StripeGooglePayAdapter,\n  clientSecret: string,\n): Promise<{ success: boolean; error?: string }> {\n  // Check availability\n  const isAvailable = await adapter.canMakePayment();\n  console.log(\"[GooglePay] canMakePayment result:\", isAvailable);\n\n  if (!isAvailable) {\n    return { success: false, error: \"Google Pay not available on this device\" };\n  }\n\n  // Show payment sheet\n  const paymentResult = await adapter.showPaymentSheet();\n\n  if (!paymentResult.success) {\n    if (\"cancelled\" in paymentResult && paymentResult.cancelled) {\n      return { success: false, error: \"Google Pay cancelled by user\" };\n    }\n    const errorMessage = \"error\" in paymentResult ? paymentResult.error : \"Unknown error\";\n    return { success: false, error: errorMessage };\n  }\n\n  // Confirm with Stripe SDK\n  const confirmResult = await adapter.confirmCardSetup(clientSecret, paymentResult.paymentMethodId);\n\n  if (!confirmResult.success) {\n    paymentResult.complete(\"fail\");\n    return { success: false, error: confirmResult.error };\n  }\n\n  paymentResult.complete(\"success\");\n  return { success: true };\n}\n\nasync function callConfirmEndpoint(\n  apiBaseUrl: string,\n  secureToken: string,\n  mockScenarioStr?: string,\n): Promise<GooglePayResult> {\n  const result = await apiCall<GooglePayConfirmResponse>(\n    `${apiBaseUrl}/api/checkout/${secureToken}/google-pay/confirm`,\n    {\n      method: \"POST\",\n      headers: { \"Content-Type\": \"application/json\" },\n      body: JSON.stringify({ mock_scenario: mockScenarioStr }),\n    },\n  );\n\n  if (result.error || !result.data) {\n    return { errors: { google_pay: result.error || \"Failed to confirm payment\" } };\n  }\n\n  const confirmData = result.data;\n\n  if (confirmData.charge_status === \"success\") {\n    return {\n      data: {\n        id: confirmData.transaction_id,\n        checkoutAttemptId: confirmData.checkout_attempt_id,\n        checkoutSessionId: secureToken,\n        state: \"checkout_succeeded\",\n      },\n    };\n  }\n\n  return { errors: { google_pay: confirmData.error_message || \"Payment failed\" } };\n}\n\n// =============================================================================\n// Main Submit Function\n// =============================================================================\n\nconst defSubmitPayment = (states: PaymentKitStates) => {\n  const submitPayment: TInternalFuncs[\"submitPayment\"] = async (_fields, options) => {\n    const { apiBaseUrl, secureToken } = states;\n    const gpayOptions = options as GooglePaySubmitOptions;\n\n    // Validate options\n    const validationError = validateOptions(gpayOptions);\n    if (validationError) {\n      return { errors: validationError };\n    }\n\n    try {\n      const mockScenarioStr = getMockScenarioStr(gpayOptions.mockScenario);\n\n      // Step 1: Start Google Pay flow\n      const startResult = await callStartEndpoint(apiBaseUrl, secureToken, gpayOptions, mockScenarioStr);\n      if (startResult.error || !startResult.data) {\n        return { errors: { google_pay: startResult.error || \"Failed to start Google Pay\" } };\n      }\n\n      // Step 2: Initialize Stripe adapter\n      const { adapter, error: adapterError } = initializeAdapter(\n        startResult.data.stripe_pk,\n        startResult.data,\n        gpayOptions.mockScenario,\n      );\n      if (!adapter) {\n        return { errors: { google_pay: adapterError } };\n      }\n\n      // Step 3: Show payment sheet and confirm with Stripe\n      const paymentResult = await showPaymentSheetAndConfirm(adapter, startResult.data.client_secret);\n      if (!paymentResult.success) {\n        return { errors: { google_pay: paymentResult.error } };\n      }\n\n      // Step 4: Confirm with backend\n      return await callConfirmEndpoint(apiBaseUrl, secureToken, mockScenarioStr);\n    } catch (error) {\n      return { errors: { google_pay: `Google Pay error: ${error}` } };\n    }\n  };\n\n  return submitPayment;\n};\n\n// =============================================================================\n// Payment Method Definition\n// =============================================================================\n\nconst GooglePayPaymentMethod = definePaymentMethod((paymentKitStates) => {\n  return {\n    name: \"google_pay\",\n    externalFuncs: {},\n    internalFuncs: {\n      submitPayment: defSubmitPayment(paymentKitStates),\n      cleanup: () => {},\n    },\n  };\n});\n\nexport { 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+{"version":3,"file":"google-pay.mjs","names":["airwallexMockScenario: AirwallexGooglePayMockScenario","config: AirwallexGooglePayConfig","requestBody: GooglePayConfirmRequest","submitPayment: TInternalFuncs[\"submitPayment\"]"],"sources":["../../src/payment-methods/google-pay.ts"],"sourcesContent":["import type { PaymentKitErrors, PaymentKitStates, TInternalFuncs } from \"../types\";\nimport { collectFraudMetadata, definePaymentMethod, generateCheckoutRequestId } from \"../utils\";\nimport {\n  AirwallexGooglePayAdapter,\n  type AirwallexGooglePayConfig,\n  AirwallexGooglePayMockScenario,\n  type GooglePayEncryptedToken,\n} from \"./airwallex-google-pay-adapter\";\nimport { handleNextAction } from \"./next-action-handlers\";\nimport { GooglePayMockScenario, StripeGooglePayAdapter } from \"./stripe-google-pay-adapter\";\n\n// Google Pay-specific types\nexport type GooglePayCustomerInfo = {\n  first_name: string;\n  last_name: string;\n};\n\nexport type GooglePayStartRequest = {\n  processor_id: string;\n  customer_info: GooglePayCustomerInfo;\n  fraud_metadata: {\n    ipAddress?: string;\n    browserInfo?: { [key: string]: unknown };\n    processorFraudInfo?: { [key: string]: unknown };\n  };\n  mock_scenario?: string;\n};\n\nexport type GooglePayStartResponse = {\n  checkout_attempt_id: string;\n  amount: number;\n  amount_display: string; // Formatted for Google Pay (e.g., \"100.00\" for USD, \"1000\" for JPY)\n  currency: string;\n  country: string;\n\n  // Processor discriminator\n  processor: \"stripe\" | \"airwallex\";\n\n  // Environment flag\n  is_sandbox?: boolean;\n\n  // Stripe-specific fields (when processor=\"stripe\")\n  client_secret?: string;\n  stripe_pk?: string;\n\n  // Airwallex-specific fields (when processor=\"airwallex\")\n  merchant_name?: string;\n  airwallex_account_id?: string;\n  google_merchant_id?: string; // Google-assigned merchant ID for production (BCR2DN...)\n};\n\nexport type GooglePayConfirmRequest = {\n  google_pay_token?: GooglePayEncryptedToken; // Required for Airwallex\n  mock_scenario?: string;\n};\n\n// Airwallex 3DS next action type (matches backend snake_case response)\nexport type Airwallex3dsNextAction = {\n  type: \"airwallex_3ds\";\n  url: string;\n  method: string;\n  payment_intent_id: string;\n};\n\nexport type GooglePayConfirmResponse = {\n  charge_status: \"success\" | \"fail\" | \"pending\";\n  transaction_id?: string;\n  error_message?: string;\n  checkout_attempt_id: string;\n  next_action?: Airwallex3dsNextAction; // Present when charge_status=\"pending\" for 3DS\n};\n\nexport type GooglePaySubmitOptions = {\n  processorId: string;\n  customerInfo: GooglePayCustomerInfo;\n  mockScenario?: GooglePayMockScenario;\n};\n\ntype GooglePayResult =\n  | { data: { [key: string]: unknown }; errors?: never }\n  | { data?: never; errors: PaymentKitErrors };\n\n// =============================================================================\n// Helper Functions\n// =============================================================================\n\nasync function apiCall<T>(\n  url: string,\n  options: RequestInit,\n  checkoutRequestId?: string,\n): Promise<{ data?: T; error?: string }> {\n  // Add x-request-id header if provided\n  const headers = new Headers(options.headers);\n  if (checkoutRequestId) {\n    headers.set(\"x-request-id\", checkoutRequestId);\n  }\n\n  const response = await fetch(url, { ...options, headers });\n  if (!response.ok) {\n    let errorMessage = `Request failed (${response.status})`;\n    try {\n      const errorData = await response.json();\n      errorMessage = errorData.detail || errorMessage;\n    } catch {\n      errorMessage = response.statusText || errorMessage;\n    }\n    return { error: errorMessage };\n  }\n  return { data: await response.json() };\n}\n\nfunction validateOptions(options: GooglePaySubmitOptions): PaymentKitErrors | null {\n  if (!options?.processorId) {\n    return { processor_id: \"Processor ID is required\" };\n  }\n  if (!options?.customerInfo?.first_name || !options?.customerInfo?.last_name) {\n    return { customer_name: \"Customer first and last name are required\" };\n  }\n  return null;\n}\n\nfunction getMockScenarioStr(mockScenario?: GooglePayMockScenario): string | undefined {\n  return mockScenario && mockScenario !== GooglePayMockScenario.None ? mockScenario : undefined;\n}\n\nasync function callStartEndpoint(\n  apiBaseUrl: string,\n  secureToken: string,\n  options: GooglePaySubmitOptions,\n  mockScenarioStr?: string,\n  checkoutRequestId?: string,\n): Promise<{ data?: GooglePayStartResponse; error?: string }> {\n  return apiCall<GooglePayStartResponse>(\n    `${apiBaseUrl}/api/checkout/${secureToken}/google-pay/start`,\n    {\n      method: \"POST\",\n      headers: { \"Content-Type\": \"application/json\" },\n      body: JSON.stringify({\n        processor_id: options.processorId,\n        customer_info: options.customerInfo,\n        fraud_metadata: collectFraudMetadata(),\n        mock_scenario: mockScenarioStr,\n      } as GooglePayStartRequest),\n    },\n    checkoutRequestId,\n  );\n}\n\n// =============================================================================\n// Stripe Flow\n// =============================================================================\n\nfunction initializeStripeAdapter(\n  stripePk: string,\n  startData: GooglePayStartResponse,\n  mockScenario?: GooglePayMockScenario,\n): { adapter?: StripeGooglePayAdapter; error?: string } {\n  const adapter = new StripeGooglePayAdapter(mockScenario);\n\n  if (!adapter.initialize(stripePk)) {\n    return { error: 'Stripe.js not loaded. Add <script src=\"https://js.stripe.com/v3/\"></script> to your page.' };\n  }\n\n  const prConfig = {\n    country: startData.country,\n    currency: startData.currency.toLowerCase(),\n    total: { label: \"Total\", amount: startData.amount },\n    requestPayerName: true,\n    requestPayerEmail: true,\n  };\n  adapter.createPaymentRequest(prConfig);\n  return { adapter };\n}\n\nasync function runStripeFlow(\n  startData: GooglePayStartResponse,\n  mockScenario?: GooglePayMockScenario,\n): Promise<{ success: boolean; error?: string }> {\n  if (!startData.stripe_pk || !startData.client_secret) {\n    return { success: false, error: \"Stripe credentials not provided\" };\n  }\n\n  // Initialize Stripe adapter\n  const { adapter, error: adapterError } = initializeStripeAdapter(startData.stripe_pk, startData, mockScenario);\n  if (!adapter) {\n    return { success: false, error: adapterError };\n  }\n\n  // Check availability\n  const isAvailable = await adapter.canMakePayment();\n\n  if (!isAvailable) {\n    return { success: false, error: \"Google Pay not available on this device\" };\n  }\n\n  // Show payment sheet\n  const paymentResult = await adapter.showPaymentSheet();\n\n  if (!paymentResult.success) {\n    if (\"cancelled\" in paymentResult && paymentResult.cancelled) {\n      return { success: false, error: \"Google Pay cancelled by user\" };\n    }\n    const errorMessage = \"error\" in paymentResult ? paymentResult.error : \"Unknown error\";\n    return { success: false, error: errorMessage };\n  }\n\n  // Confirm with Stripe SDK\n  const confirmResult = await adapter.confirmCardSetup(startData.client_secret, paymentResult.paymentMethodId);\n\n  if (!confirmResult.success) {\n    paymentResult.complete(\"fail\");\n    return { success: false, error: \"error\" in confirmResult ? confirmResult.error : \"Card setup failed\" };\n  }\n\n  paymentResult.complete(\"success\");\n  return { success: true };\n}\n\n// =============================================================================\n// Airwallex Flow\n// =============================================================================\n\nfunction initializeAirwallexAdapter(\n  startData: GooglePayStartResponse,\n  mockScenario?: GooglePayMockScenario,\n): {\n  adapter?: AirwallexGooglePayAdapter;\n  error?: string;\n} {\n  if (!startData.merchant_name || !startData.airwallex_account_id) {\n    return { error: \"Airwallex Google Pay credentials not provided\" };\n  }\n\n  // Convert GooglePayMockScenario to AirwallexGooglePayMockScenario\n  let airwallexMockScenario: AirwallexGooglePayMockScenario = AirwallexGooglePayMockScenario.None;\n  if (mockScenario === GooglePayMockScenario.Success) {\n    airwallexMockScenario = AirwallexGooglePayMockScenario.Success;\n  } else if (mockScenario === GooglePayMockScenario.Cancelled) {\n    airwallexMockScenario = AirwallexGooglePayMockScenario.Cancelled;\n  }\n\n  const adapter = new AirwallexGooglePayAdapter(airwallexMockScenario);\n\n  const config: AirwallexGooglePayConfig = {\n    merchantId: startData.merchant_name,\n    gatewayMerchantId: startData.airwallex_account_id,\n    amountDisplay: startData.amount_display,\n    currency: startData.currency,\n    country: startData.country,\n    isProduction: startData.is_sandbox === false,\n    googleMerchantId: startData.google_merchant_id,\n  };\n\n  if (!adapter.initialize(config)) {\n    return {\n      error:\n        'Google Pay API not loaded. Add <script src=\"https://pay.google.com/gp/p/js/pay.js\"></script> to your page.',\n    };\n  }\n\n  return { adapter };\n}\n\nasync function runAirwallexFlow(\n  startData: GooglePayStartResponse,\n  mockScenario?: GooglePayMockScenario,\n): Promise<{ success: boolean; token?: GooglePayEncryptedToken; error?: string }> {\n  // Initialize Airwallex adapter\n  const { adapter, error: adapterError } = initializeAirwallexAdapter(startData, mockScenario);\n  if (!adapter) {\n    return { success: false, error: adapterError };\n  }\n\n  // Check availability\n  const isAvailable = await adapter.canMakePayment();\n\n  if (!isAvailable) {\n    return { success: false, error: \"Google Pay not available on this device\" };\n  }\n\n  // Show payment sheet\n  const paymentResult = await adapter.showPaymentSheet();\n\n  if (!paymentResult.success) {\n    if (\"cancelled\" in paymentResult && paymentResult.cancelled) {\n      return { success: false, error: \"Google Pay cancelled by user\" };\n    }\n    const errorMessage = \"error\" in paymentResult ? paymentResult.error : \"Unknown error\";\n    return { success: false, error: errorMessage };\n  }\n\n  // Return the token for passing to backend\n  return { success: true, token: paymentResult.token };\n}\n\n// =============================================================================\n// Confirm & Verify Endpoints\n// =============================================================================\n\n/**\n * Call /confirm endpoint - processes Google Pay token (Airwallex) or records setup (Stripe).\n * For Airwallex, may return next_action if 3DS is required.\n */\nasync function callConfirmEndpoint(\n  apiBaseUrl: string,\n  secureToken: string,\n  googlePayToken?: GooglePayEncryptedToken,\n  mockScenarioStr?: string,\n  checkoutRequestId?: string,\n): Promise<GooglePayConfirmResponse> {\n  const requestBody: GooglePayConfirmRequest = {\n    mock_scenario: mockScenarioStr,\n  };\n\n  if (googlePayToken) {\n    requestBody.google_pay_token = googlePayToken;\n  }\n\n  const result = await apiCall<GooglePayConfirmResponse>(\n    `${apiBaseUrl}/api/checkout/${secureToken}/google-pay/confirm`,\n    {\n      method: \"POST\",\n      headers: { \"Content-Type\": \"application/json\" },\n      body: JSON.stringify(requestBody),\n    },\n    checkoutRequestId,\n  );\n\n  if (result.error || !result.data) {\n    return {\n      charge_status: \"fail\",\n      error_message: result.error || \"Failed to confirm payment\",\n      checkout_attempt_id: \"\",\n    };\n  }\n\n  return result.data;\n}\n\n/**\n * Call /verify endpoint - verifies 3DS completion for Airwallex.\n * Called after user completes 3DS challenge. May return another next_action for retry.\n */\nasync function callVerifyEndpoint(\n  apiBaseUrl: string,\n  secureToken: string,\n  checkoutRequestId?: string,\n): Promise<GooglePayConfirmResponse> {\n  const result = await apiCall<GooglePayConfirmResponse>(\n    `${apiBaseUrl}/api/checkout/${secureToken}/google-pay/verify`,\n    {\n      method: \"POST\",\n      headers: { \"Content-Type\": \"application/json\" },\n    },\n    checkoutRequestId,\n  );\n\n  if (result.error || !result.data) {\n    return {\n      charge_status: \"fail\",\n      error_message: result.error || \"Failed to verify payment\",\n      checkout_attempt_id: \"\",\n    };\n  }\n\n  return result.data;\n}\n\n/**\n * Convert GooglePayConfirmResponse to GooglePayResult for return to caller.\n */\nfunction toGooglePayResult(response: GooglePayConfirmResponse, secureToken: string): GooglePayResult {\n  if (response.charge_status === \"success\") {\n    return {\n      data: {\n        id: response.transaction_id,\n        checkoutAttemptId: response.checkout_attempt_id,\n        checkoutSessionId: secureToken,\n        state: \"checkout_succeeded\",\n      },\n    };\n  }\n  return { errors: { google_pay: response.error_message || \"Payment failed\" } };\n}\n\n// =============================================================================\n// Stripe Confirm (Simple - No 3DS Loop)\n// =============================================================================\n\n/**\n * Confirm Stripe Google Pay - simple flow without 3DS loop.\n * Stripe.js handles 3DS internally during confirmCardSetup().\n */\nasync function confirmStripeGooglePay(\n  apiBaseUrl: string,\n  secureToken: string,\n  mockScenarioStr?: string,\n  checkoutRequestId?: string,\n): Promise<GooglePayResult> {\n  const response = await callConfirmEndpoint(apiBaseUrl, secureToken, undefined, mockScenarioStr, checkoutRequestId);\n  return toGooglePayResult(response, secureToken);\n}\n\n// =============================================================================\n// Airwallex Confirm with 3DS Loop\n// =============================================================================\n\nconst MAX_USER_ACTIONS = 5;\n\n/**\n * Confirm Airwallex Google Pay with 3DS loop support.\n *\n * Flow:\n * 1. Call /confirm with token → may return next_action (3DS)\n * 2. If next_action: handle 3DS, then call /verify\n * 3. Loop if /verify returns another next_action (3DS retry)\n * 4. Return final result\n *\n * This mirrors the card.ts pattern for consistency.\n */\nasync function confirmAirwallexGooglePay(\n  apiBaseUrl: string,\n  secureToken: string,\n  googlePayToken: GooglePayEncryptedToken,\n  mockScenarioStr?: string,\n  checkoutRequestId?: string,\n): Promise<GooglePayResult> {\n  let userActionCount = 0;\n\n  // Step 1: Initial confirm with token\n  let response = await callConfirmEndpoint(apiBaseUrl, secureToken, googlePayToken, mockScenarioStr, checkoutRequestId);\n\n  // Step 2: Handle 3DS loop (if required)\n  while (response.charge_status === \"pending\" && response.next_action && userActionCount < MAX_USER_ACTIONS) {\n    userActionCount++;\n\n    // Handle 3DS challenge\n    const actionResult = await handleNextAction(response.next_action);\n\n    // Always call verify endpoint so backend can conclude properly\n    // (even if 3DS failed, backend needs to know)\n    const verifyResponse = await callVerifyEndpoint(apiBaseUrl, secureToken, checkoutRequestId);\n\n    // Check if another 3DS action is required (retry scenario)\n    if (verifyResponse.charge_status === \"pending\" && verifyResponse.next_action) {\n      if (!actionResult.success) {\n        console.log(\"[GooglePay:Airwallex] 3DS failed but retry available, continuing loop...\");\n      }\n      response = verifyResponse;\n      continue;\n    }\n\n    // No more actions - check final result\n    if (!actionResult.success) {\n      // 3DS failed and no retry available\n      return {\n        errors: {\n          google_pay: verifyResponse.error_message || actionResult.error || \"3DS authentication failed\",\n        },\n      };\n    }\n\n    // 3DS succeeded - return verify result\n    return toGooglePayResult(verifyResponse, secureToken);\n  }\n\n  // Check for max attempts exceeded\n  if (userActionCount >= MAX_USER_ACTIONS) {\n    return { errors: { google_pay: \"Too many authentication attempts. Please try again.\" } };\n  }\n\n  // No 3DS required - return initial confirm result\n  return toGooglePayResult(response, secureToken);\n}\n\n// =============================================================================\n// Main Submit Function\n// =============================================================================\n\nconst defSubmitPayment = (states: PaymentKitStates) => {\n  const submitPayment: TInternalFuncs[\"submitPayment\"] = async (_fields, options) => {\n    const { apiBaseUrl, secureToken, environment } = states;\n    const gpayOptions = options as GooglePaySubmitOptions;\n\n    // Validate options\n    const validationError = validateOptions(gpayOptions);\n    if (validationError) {\n      return { errors: validationError };\n    }\n\n    try {\n      const mockScenarioStr = getMockScenarioStr(gpayOptions.mockScenario);\n\n      // Generate checkout request ID for correlating all API calls in this submission\n      const checkoutRequestId = generateCheckoutRequestId(environment);\n      console.log(`[GooglePay] Generated checkout_request_id: ${checkoutRequestId}`);\n\n      // Step 1: Start Google Pay flow - backend selects processor\n      const startResult = await callStartEndpoint(\n        apiBaseUrl,\n        secureToken,\n        gpayOptions,\n        mockScenarioStr,\n        checkoutRequestId,\n      );\n      if (startResult.error || !startResult.data) {\n        return { errors: { google_pay: startResult.error || \"Failed to start Google Pay\" } };\n      }\n\n      const startData = startResult.data;\n\n      // Step 2 & 3: Run processor-specific flow and confirm\n      if (startData.processor === \"stripe\") {\n        // Stripe flow: Uses Stripe.js PaymentRequest API (handles 3DS internally)\n        const stripeResult = await runStripeFlow(startData, gpayOptions.mockScenario);\n        if (!stripeResult.success) {\n          return { errors: { google_pay: stripeResult.error } };\n        }\n        // Confirm with backend (no token needed, Stripe handled it)\n        return await confirmStripeGooglePay(apiBaseUrl, secureToken, mockScenarioStr, checkoutRequestId);\n      }\n\n      if (startData.processor === \"airwallex\") {\n        // Airwallex flow: Uses Google Pay API directly, may need 3DS\n        const airwallexResult = await runAirwallexFlow(startData, gpayOptions.mockScenario);\n        if (!airwallexResult.success) {\n          return { errors: { google_pay: airwallexResult.error } };\n        }\n        if (!airwallexResult.token) {\n          return { errors: { google_pay: \"Google Pay token not received\" } };\n        }\n        // Confirm with 3DS loop support\n        return await confirmAirwallexGooglePay(\n          apiBaseUrl,\n          secureToken,\n          airwallexResult.token,\n          mockScenarioStr,\n          checkoutRequestId,\n        );\n      }\n\n      return { errors: { google_pay: `Unsupported processor: ${startData.processor}` } };\n    } catch (error) {\n      return { errors: { google_pay: `Google Pay error: ${error}` } };\n    }\n  };\n\n  return submitPayment;\n};\n\n// =============================================================================\n// Payment Method Definition\n// =============================================================================\n\nconst GooglePayPaymentMethod = definePaymentMethod((paymentKitStates) => {\n  return {\n    name: \"google_pay\",\n    externalFuncs: {},\n    internalFuncs: {\n      submitPayment: defSubmitPayment(paymentKitStates),\n      cleanup: () => {},\n    },\n  };\n});\n\nexport { GooglePayMockScenario };\n\nexport default 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package/dist/payment-methods/next-action-handlers.d.mts.map

@@ -1 +1 @@
-{"version":3,"file":"next-action-handlers.d.mts","names":[],"sources":["../../src/payment-methods/next-action-handlers.ts"],"sourcesContent":[],"mappings":";;;;;KA6CY,gBAAA;;;;;;;;;;;;;cAgCC,+BACC,YAAY,8CACvB,QAAQ"}
+{"version":3,"file":"next-action-handlers.d.mts","names":[],"sources":["../../src/payment-methods/next-action-handlers.ts"],"sourcesContent":[],"mappings":";;;;;KA8CY,gBAAA;;;;;;;;;;;;;cA8DC,+BACC,YAAY,8CACvB,QAAQ"}

package/dist/payment-methods/next-action-handlers.mjs

@@ -1,3 +1,3 @@
-import { t as handleNextAction } from "../next-action-handlers-DTsWjUIA.mjs";
+import { t as handleNextAction } from "../next-action-handlers-BZs04hYb.mjs";
 
 export { handleNextAction };

package/dist/payment-methods/paypal.d.mts

@@ -1,6 +1,6 @@
-import "../connect-card-C582hcWw.mjs";
-import "../connect-tunnel-x-B7iMQ7DX.mjs";
-import { r as PaymentMethod } from "../types-DsVMq4jZ.mjs";
+import { r as PaymentMethod } from "../types-CPuloCtF.mjs";
+import "../connect-card-DTfXuTsW.mjs";
+import "../connect-tunnel-x-Dxcg5Y7Y.mjs";
 
 //#region src/payment-methods/paypal.d.ts
 type PayPalCustomerInfo = {