@paygood1/collect-core 0.8.0 → 0.10.0

package/README.md

@@ -112,14 +112,24 @@ const core = await createCardCollectCore(
   },
   {
     onReady: () => console.log("ready"),
-    onTokenized: (result) => console.log(result.tokenId),
+    onTokenized: (result) => {
+      if (result.kind === "token_intent") {
+        console.log(result.tokenIntentId);
+      } else {
+        console.log(result.tokenId);
+      }
+    },
     onError: (error) => console.error(error)
   }
 );
 
 await core.mount({ targetId: "card-element-target" });
-const token = await core.tokenize();
-console.log(token.tokenId);
+
+// One-off checkout: create a short-lived token intent (default)
+const intent = await core.tokenize({ saveCard: false });
+
+// Save card on file or subscription checkout: create a persistent token
+const token = await core.tokenize({ saveCard: true });
 ```
 
 Bank account example:
@@ -146,16 +156,27 @@ await bankCore.mount({ targetId: "bank-element-target" });
 
 ## Tokenization result
 
-`core.tokenize()` and `onTokenized` receive a `TokenizationResult`:
+`core.tokenize({ saveCard })` and `onTokenized` receive a discriminated
+`TokenizationResult`:
 
 ```ts
-interface TokenizationResult {
-  tokenId: string;
-  fingerprint: string;
-  type: "card" | "bank_account";
-}
+type TokenizationResult =
+  | { kind: "token"; tokenId: string; fingerprint: string; type: "card" | "bank_account" }
+  | {
+      kind: "token_intent";
+      tokenIntentId: string;
+      fingerprint: string;
+      type: "card" | "bank_account";
+    };
 ```
 
+Pass `saveCard: false` (default for one-off checkouts) to create a short-lived
+token intent via Basis Theory. Pass `saveCard: true` when the payment method
+should be stored on the customer (subscriptions, explicit save-card opt-in).
+
+Your backend should charge one-off payments using `tokenIntentId` and store
+saved payment methods using `tokenId`.
+
 `instrument` is an optional field you can pass in the `createCardCollectCore` init config object; it defaults to `"card"` when omitted.
 
 `allowedBankCountries` is optional and only applies when `instrument` is

package/dist/adapters/basistheory/customer-details-mount.d.ts

@@ -0,0 +1,18 @@
+import { type CustomerDetails } from "../../customer-details/types";
+export interface CustomerDetailsMountOptions {
+    defaultBillingAddressExpanded?: boolean;
+    defaultCustomerDetails?: Partial<CustomerDetails>;
+    disabled?: boolean;
+}
+export interface CustomerDetailsMountCallbacks {
+    onChange?: (payload: unknown) => void;
+    onCustomerDetailsChange?: (details: CustomerDetails) => void;
+}
+export interface CustomerDetailsHandle {
+    getValue: () => CustomerDetails;
+    isComplete: () => boolean;
+    setDisabled: (disabled: boolean) => void;
+    cleanup: () => void;
+}
+export declare function mountCustomerDetailsSection(container: HTMLElement, options: CustomerDetailsMountOptions, callbacks: CustomerDetailsMountCallbacks): CustomerDetailsHandle;
+//# sourceMappingURL=customer-details-mount.d.ts.map

package/dist/adapters/basistheory/customer-details-mount.d.ts.map

@@ -0,0 +1 @@
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package/dist/adapters/basistheory/customer-details-mount.js

@@ -0,0 +1,282 @@
+import { createEmptyCustomerDetails, formatBillingAddressSummary, getBillingFieldLabels, isCustomerDetailsComplete } from "../../customer-details/types";
+import { getBillingCountryOptions, getRegionOptions } from "../../customer-details/regions";
+const FIELD_GAP = "0.625rem";
+const INPUT_STYLE = {
+    width: "100%",
+    border: "1px solid #d0d5dd",
+    borderRadius: "10px",
+    background: "#ffffff",
+    padding: "10px 12px",
+    fontSize: "16px",
+    fontWeight: "500",
+    color: "#101828",
+    boxShadow: "inset 0 1px 2px rgba(16,24,40,0.05)",
+    boxSizing: "border-box"
+};
+function applyInputStyle(element) {
+    Object.assign(element.style, INPUT_STYLE);
+}
+function applySelectStyle(element, muted) {
+    applyInputStyle(element);
+    element.style.cursor = "pointer";
+    element.style.color = muted ? "#98a2b3" : "#101828";
+}
+export function mountCustomerDetailsSection(container, options, callbacks) {
+    let value = createEmptyCustomerDetails(options.defaultCustomerDetails);
+    const labels = () => getBillingFieldLabels(value.billingAddress.country);
+    const regionOptions = () => getRegionOptions(value.billingAddress.country);
+    const root = document.createElement("div");
+    root.dataset.paygoodCardCollect = "customer-details";
+    Object.assign(root.style, {
+        display: "flex",
+        flexDirection: "column",
+        gap: FIELD_GAP,
+        marginBottom: "0.75rem"
+    });
+    const fullNameInput = document.createElement("input");
+    fullNameInput.id = "paygood-customer-full-name";
+    fullNameInput.dataset.paygoodCardCollect = "customer-name";
+    fullNameInput.type = "text";
+    fullNameInput.autocomplete = "name";
+    fullNameInput.placeholder = "Full name";
+    fullNameInput.setAttribute("aria-label", "Full name");
+    fullNameInput.value = value.fullName;
+    applyInputStyle(fullNameInput);
+    root.appendChild(fullNameInput);
+    const billingDetails = document.createElement("details");
+    billingDetails.dataset.paygoodCardCollect = "billing-address";
+    billingDetails.open = options.defaultBillingAddressExpanded ?? false;
+    Object.assign(billingDetails.style, {
+        border: "1px solid #eaecf0",
+        borderRadius: "10px",
+        padding: "0.625rem 0.875rem",
+        background: "#fcfcfd"
+    });
+    const summary = document.createElement("summary");
+    Object.assign(summary.style, {
+        cursor: "pointer",
+        fontWeight: "600",
+        color: "#101828",
+        listStylePosition: "outside"
+    });
+    const summaryTitle = document.createElement("span");
+    summaryTitle.textContent = "Billing address";
+    summary.appendChild(summaryTitle);
+    const summaryPreview = document.createElement("span");
+    summaryPreview.dataset.paygoodCardCollect = "billing-address-summary";
+    Object.assign(summaryPreview.style, {
+        marginLeft: "0.5rem",
+        fontWeight: "400",
+        color: "#475467"
+    });
+    summary.appendChild(summaryPreview);
+    billingDetails.appendChild(summary);
+    const billingFields = document.createElement("div");
+    Object.assign(billingFields.style, {
+        display: "flex",
+        flexDirection: "column",
+        gap: FIELD_GAP,
+        marginTop: "0.625rem"
+    });
+    const countrySelect = document.createElement("select");
+    countrySelect.id = "paygood-billing-country";
+    countrySelect.dataset.paygoodCardCollect = "billing-country";
+    countrySelect.setAttribute("aria-label", "Country");
+    applySelectStyle(countrySelect, false);
+    countrySelect.style.width = "fit-content";
+    countrySelect.style.maxWidth = "100%";
+    for (const option of getBillingCountryOptions()) {
+        const optionElement = document.createElement("option");
+        optionElement.value = option.value;
+        optionElement.textContent = `${option.flag} ${option.label}`;
+        countrySelect.appendChild(optionElement);
+    }
+    countrySelect.value = value.billingAddress.country;
+    billingFields.appendChild(countrySelect);
+    const line1Input = document.createElement("input");
+    line1Input.id = "paygood-billing-line1";
+    line1Input.dataset.paygoodCardCollect = "billing-line1";
+    line1Input.type = "text";
+    line1Input.autocomplete = "billing address-line1";
+    line1Input.placeholder = "Address line 1";
+    line1Input.setAttribute("aria-label", "Address line 1");
+    applyInputStyle(line1Input);
+    billingFields.appendChild(line1Input);
+    const line2Input = document.createElement("input");
+    line2Input.id = "paygood-billing-line2";
+    line2Input.dataset.paygoodCardCollect = "billing-line2";
+    line2Input.type = "text";
+    line2Input.autocomplete = "billing address-line2";
+    line2Input.placeholder = "Address line 2 (optional)";
+    line2Input.setAttribute("aria-label", "Address line 2");
+    applyInputStyle(line2Input);
+    billingFields.appendChild(line2Input);
+    const cityInput = document.createElement("input");
+    cityInput.id = "paygood-billing-city";
+    cityInput.dataset.paygoodCardCollect = "billing-city";
+    cityInput.type = "text";
+    cityInput.autocomplete = "billing address-level2";
+    cityInput.placeholder = "City";
+    cityInput.setAttribute("aria-label", "City");
+    applyInputStyle(cityInput);
+    billingFields.appendChild(cityInput);
+    const regionPostalRow = document.createElement("div");
+    regionPostalRow.dataset.paygoodCardCollect = "billing-region-postal-row";
+    Object.assign(regionPostalRow.style, {
+        display: "flex",
+        flexWrap: "wrap",
+        gap: "12px",
+        alignItems: "flex-start"
+    });
+    const regionWrap = document.createElement("div");
+    Object.assign(regionWrap.style, { flex: "1.5 1 160px", minWidth: "0" });
+    const regionSelect = document.createElement("select");
+    regionSelect.id = "paygood-billing-region";
+    regionSelect.dataset.paygoodCardCollect = "billing-region";
+    applySelectStyle(regionSelect, true);
+    regionWrap.appendChild(regionSelect);
+    regionPostalRow.appendChild(regionWrap);
+    const postalWrap = document.createElement("div");
+    Object.assign(postalWrap.style, { flex: "1 1 120px", minWidth: "0" });
+    const postalInput = document.createElement("input");
+    postalInput.id = "paygood-billing-postal-code";
+    postalInput.dataset.paygoodCardCollect = "billing-postal-code";
+    postalInput.type = "text";
+    postalInput.autocomplete = "billing postal-code";
+    applyInputStyle(postalInput);
+    postalWrap.appendChild(postalInput);
+    regionPostalRow.appendChild(postalWrap);
+    billingFields.appendChild(regionPostalRow);
+    billingDetails.appendChild(billingFields);
+    root.appendChild(billingDetails);
+    container.appendChild(root);
+    function rebuildRegionSelect() {
+        const fieldLabels = labels();
+        regionSelect.setAttribute("aria-label", fieldLabels.region);
+        regionSelect.innerHTML = "";
+        const placeholder = document.createElement("option");
+        placeholder.value = "";
+        placeholder.textContent = fieldLabels.region;
+        regionSelect.appendChild(placeholder);
+        for (const option of regionOptions()) {
+            const optionElement = document.createElement("option");
+            optionElement.value = option.code;
+            optionElement.textContent = option.label;
+            regionSelect.appendChild(optionElement);
+        }
+        regionSelect.value = value.billingAddress.region;
+        applySelectStyle(regionSelect, !value.billingAddress.region);
+    }
+    function updateSummaryPreview() {
+        const preview = formatBillingAddressSummary(value.billingAddress);
+        if (billingDetails.open || !preview) {
+            summaryPreview.textContent = "";
+            summaryPreview.hidden = true;
+            return;
+        }
+        summaryPreview.textContent = `· ${preview}`;
+        summaryPreview.hidden = false;
+    }
+    function syncInputsFromValue() {
+        fullNameInput.value = value.fullName;
+        countrySelect.value = value.billingAddress.country;
+        line1Input.value = value.billingAddress.line1;
+        line2Input.value = value.billingAddress.line2;
+        cityInput.value = value.billingAddress.city;
+        rebuildRegionSelect();
+        postalInput.placeholder = labels().postalCode;
+        postalInput.setAttribute("aria-label", labels().postalCode);
+        postalInput.value = value.billingAddress.postalCode;
+        updateSummaryPreview();
+    }
+    function emitChange(field) {
+        const complete = isCustomerDetailsComplete(value);
+        callbacks.onCustomerDetailsChange?.(value);
+        callbacks.onChange?.({
+            field,
+            payload: { value, isComplete: complete }
+        });
+        callbacks.onChange?.({
+            field: "customer_details",
+            payload: { value, isComplete: complete }
+        });
+    }
+    function updateBillingAddress(patch) {
+        value = {
+            ...value,
+            billingAddress: {
+                ...value.billingAddress,
+                ...patch
+            }
+        };
+        syncInputsFromValue();
+        emitChange("billing_address");
+    }
+    billingDetails.addEventListener("toggle", updateSummaryPreview);
+    syncInputsFromValue();
+    fullNameInput.addEventListener("input", () => {
+        value = { ...value, fullName: fullNameInput.value };
+        emitChange("full_name");
+    });
+    countrySelect.addEventListener("change", () => {
+        updateBillingAddress({
+            country: countrySelect.value,
+            region: ""
+        });
+        emitChange("billing_country");
+    });
+    line1Input.addEventListener("input", () => {
+        updateBillingAddress({ line1: line1Input.value });
+        emitChange("billing_line1");
+    });
+    line2Input.addEventListener("input", () => {
+        updateBillingAddress({ line2: line2Input.value });
+        emitChange("billing_line2");
+    });
+    cityInput.addEventListener("input", () => {
+        updateBillingAddress({ city: cityInput.value });
+        emitChange("billing_city");
+    });
+    regionSelect.addEventListener("change", () => {
+        updateBillingAddress({ region: regionSelect.value });
+        applySelectStyle(regionSelect, !regionSelect.value);
+        emitChange("billing_region");
+    });
+    postalInput.addEventListener("input", () => {
+        updateBillingAddress({ postalCode: postalInput.value });
+        emitChange("billing_postal_code");
+    });
+    const disabled = options.disabled ?? false;
+    for (const element of [
+        fullNameInput,
+        countrySelect,
+        line1Input,
+        line2Input,
+        cityInput,
+        regionSelect,
+        postalInput
+    ]) {
+        element.disabled = disabled;
+    }
+    return {
+        getValue: () => value,
+        isComplete: () => isCustomerDetailsComplete(value),
+        setDisabled: (nextDisabled) => {
+            for (const element of [
+                fullNameInput,
+                countrySelect,
+                line1Input,
+                line2Input,
+                cityInput,
+                regionSelect,
+                postalInput
+            ]) {
+                element.disabled = nextDisabled;
+            }
+        },
+        cleanup: () => {
+            root.remove();
+        }
+    };
+}
+//# sourceMappingURL=customer-details-mount.js.map

package/dist/adapters/basistheory/customer-details-mount.js.map

@@ -0,0 +1 @@
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package/dist/adapters/basistheory/prepare-mount-root.d.ts

@@ -0,0 +1,8 @@
+import type { CollectCoreConfig, CollectCoreEvents } from "../../types";
+import { type CustomerDetailsHandle } from "./customer-details-mount";
+export interface PreparedMountRoot {
+    paymentRoot: HTMLElement;
+    customerDetailsHandle: CustomerDetailsHandle | null;
+}
+export declare function prepareMountRoot(parent: HTMLElement, config: CollectCoreConfig, events: Pick<CollectCoreEvents, "onChange" | "onCustomerDetailsChange">): PreparedMountRoot;
+//# sourceMappingURL=prepare-mount-root.d.ts.map

package/dist/adapters/basistheory/prepare-mount-root.d.ts.map

@@ -0,0 +1 @@
+{"version":3,"file":"prepare-mount-root.d.ts","sourceRoot":"","sources":["../../../src/adapters/basistheory/prepare-mount-root.ts"],"names":[],"mappings":"AAAA,OAAO,KAAK,EAAE,iBAAiB,EAAE,iBAAiB,EAAE,MAAM,aAAa,CAAC;AACxE,OAAO,EAEL,KAAK,qBAAqB,EAC3B,MAAM,0BAA0B,CAAC;AAElC,MAAM,WAAW,iBAAiB;IAChC,WAAW,EAAE,WAAW,CAAC;IACzB,qBAAqB,EAAE,qBAAqB,GAAG,IAAI,CAAC;CACrD;AAED,wBAAgB,gBAAgB,CAC9B,MAAM,EAAE,WAAW,EACnB,MAAM,EAAE,iBAAiB,EACzB,MAAM,EAAE,IAAI,CAAC,iBAAiB,EAAE,UAAU,GAAG,yBAAyB,CAAC,GACtE,iBAAiB,CAuCnB"}

package/dist/adapters/basistheory/prepare-mount-root.js

@@ -0,0 +1,34 @@
+import { mountCustomerDetailsSection } from "./customer-details-mount";
+export function prepareMountRoot(parent, config, events) {
+    parent.innerHTML = "";
+    const outerWrapper = document.createElement("div");
+    Object.assign(outerWrapper.style, {
+        display: "flex",
+        flexDirection: "column",
+        gap: "0.75rem",
+        width: "100%",
+        maxWidth: "100%",
+        boxSizing: "border-box"
+    });
+    let customerDetailsHandle = null;
+    if (config.collectCustomerDetails !== false) {
+        customerDetailsHandle = mountCustomerDetailsSection(outerWrapper, {
+            defaultBillingAddressExpanded: config.defaultBillingAddressExpanded,
+            defaultCustomerDetails: config.defaultCustomerDetails
+        }, {
+            onChange: events.onChange,
+            onCustomerDetailsChange: events.onCustomerDetailsChange
+        });
+    }
+    const paymentRoot = document.createElement("div");
+    paymentRoot.dataset.paygoodCardCollect = "payment-fields";
+    Object.assign(paymentRoot.style, {
+        width: "100%",
+        maxWidth: "100%",
+        boxSizing: "border-box"
+    });
+    outerWrapper.appendChild(paymentRoot);
+    parent.appendChild(outerWrapper);
+    return { paymentRoot, customerDetailsHandle };
+}
+//# sourceMappingURL=prepare-mount-root.js.map

package/dist/adapters/basistheory/prepare-mount-root.js.map

@@ -0,0 +1 @@
+{"version":3,"file":"prepare-mount-root.js","sourceRoot":"","sources":["../../../src/adapters/basistheory/prepare-mount-root.ts"],"names":[],"mappings":"AACA,OAAO,EACL,2BAA2B,EAE5B,MAAM,0BAA0B,CAAC;AAOlC,MAAM,UAAU,gBAAgB,CAC9B,MAAmB,EACnB,MAAyB,EACzB,MAAuE;IAEvE,MAAM,CAAC,SAAS,GAAG,EAAE,CAAC;IAEtB,MAAM,YAAY,GAAG,QAAQ,CAAC,aAAa,CAAC,KAAK,CAAC,CAAC;IACnD,MAAM,CAAC,MAAM,CAAC,YAAY,CAAC,KAAK,EAAE;QAChC,OAAO,EAAE,MAAM;QACf,aAAa,EAAE,QAAQ;QACvB,GAAG,EAAE,SAAS;QACd,KAAK,EAAE,MAAM;QACb,QAAQ,EAAE,MAAM;QAChB,SAAS,EAAE,YAAY;KACxB,CAAC,CAAC;IAEH,IAAI,qBAAqB,GAAiC,IAAI,CAAC;IAC/D,IAAI,MAAM,CAAC,sBAAsB,KAAK,KAAK,EAAE,CAAC;QAC5C,qBAAqB,GAAG,2BAA2B,CACjD,YAAY,EACZ;YACE,6BAA6B,EAAE,MAAM,CAAC,6BAA6B;YACnE,sBAAsB,EAAE,MAAM,CAAC,sBAAsB;SACtD,EACD;YACE,QAAQ,EAAE,MAAM,CAAC,QAAQ;YACzB,uBAAuB,EAAE,MAAM,CAAC,uBAAuB;SACxD,CACF,CAAC;IACJ,CAAC;IAED,MAAM,WAAW,GAAG,QAAQ,CAAC,aAAa,CAAC,KAAK,CAAC,CAAC;IAClD,WAAW,CAAC,OAAO,CAAC,kBAAkB,GAAG,gBAAgB,CAAC;IAC1D,MAAM,CAAC,MAAM,CAAC,WAAW,CAAC,KAAK,EAAE;QAC/B,KAAK,EAAE,MAAM;QACb,QAAQ,EAAE,MAAM;QAChB,SAAS,EAAE,YAAY;KACxB,CAAC,CAAC;IACH,YAAY,CAAC,WAAW,CAAC,WAAW,CAAC,CAAC;IACtC,MAAM,CAAC,WAAW,CAAC,YAAY,CAAC,CAAC;IAEjC,OAAO,EAAE,WAAW,EAAE,qBAAqB,EAAE,CAAC;AAChD,CAAC"}

package/dist/adapters/basistheory/provider.d.ts

@@ -1,6 +1,6 @@
 import type { ElementProviderPort, MountedInstrument } from "../../ports/element-provider";
 import type { TokenizationProviderPort } from "../../ports/tokenization-provider";
-import type { CollectCoreConfig, InstrumentHandle, MountOptions, TokenizationResult } from "../../types";
+import type { CollectCoreConfig, InstrumentHandle, MountOptions, TokenizationResult, TokenizeOptions } from "../../types";
 export declare class BasisTheoryAdapter implements ElementProviderPort, TokenizationProviderPort {
     private btClient;
     private config;
@@ -9,6 +9,6 @@ export declare class BasisTheoryAdapter implements ElementProviderPort, Tokeniza
     private createElementWithFallback;
     initialize(config: CollectCoreConfig): Promise<void>;
     mount(options: MountOptions): Promise<MountedInstrument>;
-    tokenize(handle: InstrumentHandle): Promise<TokenizationResult>;
+    tokenize(handle: InstrumentHandle, options: TokenizeOptions): Promise<TokenizationResult>;
 }
 //# sourceMappingURL=provider.d.ts.map

package/dist/adapters/basistheory/provider.d.ts.map

@@ -1 +1 @@
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+{"version":3,"file":"provider.d.ts","sourceRoot":"","sources":["../../../src/adapters/basistheory/provider.ts"],"names":[],"mappings":"AAGA,OAAO,KAAK,EAAE,mBAAmB,EAAE,iBAAiB,EAAE,MAAM,8BAA8B,CAAC;AAC3F,OAAO,KAAK,EAAE,wBAAwB,EAAE,MAAM,mCAAmC,CAAC;AAClF,OAAO,KAAK,EACV,iBAAiB,EACjB,gBAAgB,EAChB,YAAY,EAGZ,kBAAkB,EAClB,eAAe,EAChB,MAAM,aAAa,CAAC;AA2MrB,qBAAa,kBAAmB,YAAW,mBAAmB,EAAE,wBAAwB;IACtF,OAAO,CAAC,QAAQ,CAAkC;IAClD,OAAO,CAAC,MAAM,CAAkC;IAChD,OAAO,CAAC,OAAO,CAAmD;IAClE,OAAO,CAAC,SAAS,CAAK;IAEtB,OAAO,CAAC,yBAAyB;IAwB3B,UAAU,CAAC,MAAM,EAAE,iBAAiB,GAAG,OAAO,CAAC,IAAI,CAAC;IAapD,KAAK,CAAC,OAAO,EAAE,YAAY,GAAG,OAAO,CAAC,iBAAiB,CAAC;IAgRxD,QAAQ,CAAC,MAAM,EAAE,gBAAgB,EAAE,OAAO,EAAE,eAAe,GAAG,OAAO,CAAC,kBAAkB,CAAC;CA8ChG"}

package/dist/adapters/basistheory/provider.js

@@ -60,12 +60,44 @@ function resolveFingerprintExpression(instrument, element) {
     }
     return "{{ data }}";
 }
+function buildTokenizationPayload(instrument, element) {
+    const bankComposite = getBankComposite(element);
+    const cardComposite = isCompositeElement(element) && element.tokenType === "card" ? element : null;
+    return {
+        type: bankComposite
+            ? bankComposite.tokenType
+            : cardComposite
+                ? cardComposite.tokenType
+                : toBasisTheoryTokenType(instrument),
+        data: bankComposite
+            ? bankComposite.elements.reduce((acc, current) => {
+                acc[current.field] = current.element;
+                return acc;
+            }, {})
+            : cardComposite
+                ? buildCardTokenData(cardComposite.elements)
+                : element,
+        fingerprintExpression: resolveFingerprintExpression(instrument, element),
+        ...(bankComposite?.metadata ? { metadata: bankComposite.metadata } : {})
+    };
+}
 function toMountSelector(targetId) {
     if (targetId.startsWith("#") || targetId.startsWith(".") || targetId.startsWith("[")) {
         return targetId;
     }
     return `#${targetId}`;
 }
+function resolvePaymentParent(options) {
+    if (options.paymentMount) {
+        return options.paymentMount;
+    }
+    const parent = document.querySelector(toMountSelector(options.targetId));
+    if (!parent) {
+        throw new Error(`Mount container not found: ${options.targetId}`);
+    }
+    parent.innerHTML = "";
+    return parent;
+}
 function isCompositeElement(element) {
     return element.kind === "composite";
 }
@@ -135,10 +167,7 @@ export class BasisTheoryAdapter {
         let mountedElement;
         if (instrument === "bank_account") {
             const isMobileViewport = window.matchMedia("(max-width: 640px)").matches;
-            const parent = document.querySelector(toMountSelector(options.targetId));
-            if (!parent) {
-                throw new Error(`Mount container not found: ${options.targetId}`);
-            }
+            const paymentRoot = resolvePaymentParent(options);
             const wrapper = document.createElement("div");
             wrapper.style.display = "grid";
             wrapper.style.gap = "12px";
@@ -160,7 +189,7 @@ export class BasisTheoryAdapter {
                 },
                 changeCallbacks: [],
                 cleanup: () => {
-                    parent.innerHTML = "";
+                    paymentRoot.innerHTML = "";
                 }
             };
             const remountBankFields = async (nextMarket) => {
@@ -196,17 +225,12 @@ export class BasisTheoryAdapter {
                 wrapper.appendChild(countrySelect);
             }
             wrapper.appendChild(fieldsContainer);
-            parent.innerHTML = "";
-            parent.appendChild(wrapper);
+            paymentRoot.appendChild(wrapper);
             bankShell.composite = await mountBankFieldsForMarket(bankMarket, fieldsContainer, this.btClient, options.options ?? {}, uniqueId);
             mountedElement = bankShell;
         }
         else if (instrument === "card") {
-            const parent = document.querySelector(toMountSelector(options.targetId));
-            if (!parent) {
-                throw new Error(`Mount container not found: ${options.targetId}`);
-            }
-            parent.innerHTML = "";
+            const paymentRoot = resolvePaymentParent(options);
             const isMobileViewport = window.matchMedia("(max-width: 640px)").matches;
             const wrapper = document.createElement("div");
             wrapper.style.display = "grid";
@@ -247,7 +271,7 @@ export class BasisTheoryAdapter {
             wrapper.appendChild(numberHost);
             wrapper.appendChild(expiryHost);
             wrapper.appendChild(cvcHost);
-            parent.appendChild(wrapper);
+            paymentRoot.appendChild(wrapper);
             const cardOptions = (options.options ?? {});
             const placeholders = (cardOptions.placeholder ?? {});
             const cardStyle = (cardOptions.style ?? {});
@@ -295,7 +319,7 @@ export class BasisTheoryAdapter {
                 ],
                 tokenType: "card",
                 cleanup: () => {
-                    parent.innerHTML = "";
+                    paymentRoot.innerHTML = "";
                 }
             };
         }
@@ -371,7 +395,7 @@ export class BasisTheoryAdapter {
             }
         };
     }
-    async tokenize(handle) {
+    async tokenize(handle, options) {
         if (!this.btClient || !this.config) {
             throw new Error("BasisTheoryAdapter must be initialized before tokenization.");
         }
@@ -380,35 +404,31 @@ export class BasisTheoryAdapter {
         if (!element) {
             throw new Error(`Unknown instrument handle: ${handle.id}`);
         }
-        const bankComposite = getBankComposite(element);
-        const cardComposite = isCompositeElement(element) && element.tokenType === "card" ? element : null;
-        const response = await this.btClient.tokens.create({
-            type: bankComposite
-                ? bankComposite.tokenType
-                : cardComposite
-                    ? cardComposite.tokenType
-                    : toBasisTheoryTokenType(instrument),
-            data: bankComposite
-                ? bankComposite.elements.reduce((acc, current) => {
-                    acc[current.field] = current.element;
-                    return acc;
-                }, {})
-                : cardComposite
-                    ? buildCardTokenData(cardComposite.elements)
-                    : element,
-            fingerprintExpression: resolveFingerprintExpression(instrument, element),
-            ...(bankComposite?.metadata ? { metadata: bankComposite.metadata } : {})
-        });
-        const tokenId = String(response.id ?? "");
-        if (!tokenId) {
-            throw new Error("Tokenization succeeded but no token id was returned.");
+        const payload = buildTokenizationPayload(instrument, element);
+        const response = options.saveCard
+            ? await this.btClient.tokens.create(payload)
+            : await this.btClient.tokenIntents.create(payload);
+        const id = String(response.id ?? "");
+        if (!id) {
+            throw new Error(options.saveCard
+                ? "Tokenization succeeded but no token id was returned."
+                : "Tokenization succeeded but no token intent id was returned.");
         }
         const fingerprint = String(response.fingerprint ?? "");
         if (!fingerprint) {
             throw new Error("Tokenization succeeded but no fingerprint was returned.");
         }
+        if (options.saveCard) {
+            return {
+                kind: "token",
+                tokenId: id,
+                fingerprint,
+                type: instrument
+            };
+        }
         return {
-            tokenId,
+            kind: "token_intent",
+            tokenIntentId: id,
             fingerprint,
             type: instrument
         };