@payez/next-mvp 4.12.1 → 4.13.1

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Files changed (115) hide show
  1. package/CHANGELOG.md +57 -0
  2. package/dist/api-handlers/account/profile.d.ts +2 -39
  3. package/dist/api-handlers/account/profile.js +5 -2
  4. package/dist/api-handlers/anon/preferences.d.ts +1 -14
  5. package/dist/api-handlers/anon/preferences.js +5 -5
  6. package/dist/api-handlers/auth/credential-login.js +28 -4
  7. package/dist/api-handlers/health.d.ts +5 -0
  8. package/dist/api-handlers/health.js +48 -0
  9. package/dist/api-handlers/mfa/totp-confirm.js +8 -4
  10. package/dist/api-handlers/mfa/totp-enroll.js +8 -4
  11. package/dist/api-handlers/session/refresh-viability.d.ts +3 -15
  12. package/dist/api-handlers/session/refresh-viability.js +5 -2
  13. package/dist/api-handlers/session/viability.d.ts +3 -8
  14. package/dist/api-handlers/session/viability.js +11 -4
  15. package/dist/auth/better-auth-exposure.d.ts +11 -0
  16. package/dist/auth/better-auth-exposure.js +73 -0
  17. package/dist/auth/better-auth.d.ts +6 -0
  18. package/dist/auth/better-auth.js +42 -3
  19. package/dist/auth/route-config.js +9 -0
  20. package/dist/auth/session-reset-link.d.ts +32 -0
  21. package/dist/auth/session-reset-link.js +45 -1
  22. package/dist/components/auth/CredentialSignInForm.d.ts +7 -1
  23. package/dist/components/auth/CredentialSignInForm.js +13 -4
  24. package/dist/components/auth/EnrollAuthenticatorOffer.d.ts +21 -0
  25. package/dist/components/auth/EnrollAuthenticatorOffer.js +23 -0
  26. package/dist/components/mfa/QrCode.d.ts +6 -0
  27. package/dist/components/mfa/QrCode.js +14 -0
  28. package/dist/components/mfa/TotpEnrollPanel.d.ts +6 -0
  29. package/dist/components/mfa/TotpEnrollPanel.js +117 -0
  30. package/dist/edge/middleware.d.ts +1 -1
  31. package/dist/edge/middleware.js +2 -1
  32. package/dist/index.d.ts +1 -1
  33. package/dist/index.js +2 -1
  34. package/dist/lib/credential-sign-in-client.d.ts +26 -1
  35. package/dist/lib/credential-sign-in-client.js +32 -6
  36. package/dist/lib/idp-client-config.js +4 -1
  37. package/dist/lib/login-error-message.d.ts +3 -0
  38. package/dist/lib/login-error-message.js +12 -1
  39. package/dist/lib/mfa-json-guard.d.ts +12 -0
  40. package/dist/lib/mfa-json-guard.js +19 -0
  41. package/dist/lib/nextauth-secret.js +3 -1
  42. package/dist/lib/no-store.d.ts +13 -0
  43. package/dist/lib/no-store.js +35 -0
  44. package/dist/lib/payez-client-secret.d.ts +14 -0
  45. package/dist/lib/payez-client-secret.js +41 -0
  46. package/dist/lib/qrcode.d.ts +22 -0
  47. package/dist/lib/qrcode.js +362 -0
  48. package/dist/lib/sign-in-failure.d.ts +35 -0
  49. package/dist/lib/sign-in-failure.js +85 -0
  50. package/dist/lib/twofa-rejection.d.ts +2 -0
  51. package/dist/lib/twofa-rejection.js +5 -2
  52. package/dist/middleware/create-middleware.d.ts +24 -0
  53. package/dist/middleware/create-middleware.js +56 -9
  54. package/dist/middleware/prefetch-guard-status.d.ts +21 -0
  55. package/dist/middleware/prefetch-guard-status.js +42 -0
  56. package/dist/pages/enroll/page.d.ts +7 -0
  57. package/dist/pages/enroll/page.js +15 -0
  58. package/dist/pages/login/page.js +1 -1
  59. package/dist/routes/auth/session-reset.d.ts +11 -1
  60. package/dist/routes/auth/session-reset.js +38 -13
  61. package/dist/routes/auth/session.d.ts +2 -9
  62. package/dist/routes/auth/session.js +5 -2
  63. package/dist/routes/auth/viability.d.ts +3 -54
  64. package/dist/routes/auth/viability.js +16 -4
  65. package/dist/routes/health.d.ts +1 -0
  66. package/dist/routes/health.js +16 -0
  67. package/dist/routes/mfa/methods.d.ts +2 -2
  68. package/dist/routes/mfa/methods.js +3 -1
  69. package/dist/routes/passkeys/list.d.ts +2 -10
  70. package/dist/routes/passkeys/list.js +4 -2
  71. package/dist/routes/session/refresh-viability.d.ts +2 -1
  72. package/dist/routes/session/refresh-viability.js +4 -2
  73. package/dist/utils/api.d.ts +33 -6
  74. package/dist/utils/api.js +35 -2
  75. package/package.json +21 -1
  76. package/src/api-handlers/account/profile.ts +5 -1
  77. package/src/api-handlers/anon/preferences.ts +5 -4
  78. package/src/api-handlers/auth/credential-login.ts +29 -4
  79. package/src/api-handlers/health.ts +53 -0
  80. package/src/api-handlers/mfa/totp-confirm.ts +7 -4
  81. package/src/api-handlers/mfa/totp-enroll.ts +7 -4
  82. package/src/api-handlers/session/refresh-viability.ts +5 -1
  83. package/src/api-handlers/session/viability.ts +12 -4
  84. package/src/auth/better-auth-exposure.ts +69 -0
  85. package/src/auth/better-auth.ts +42 -3
  86. package/src/auth/route-config.ts +9 -0
  87. package/src/auth/session-reset-link.ts +47 -0
  88. package/src/components/auth/CredentialSignInForm.tsx +21 -3
  89. package/src/components/auth/EnrollAuthenticatorOffer.tsx +48 -0
  90. package/src/components/mfa/QrCode.tsx +24 -0
  91. package/src/components/mfa/TotpEnrollPanel.tsx +203 -0
  92. package/src/edge/middleware.ts +1 -1
  93. package/src/index.ts +1 -1
  94. package/src/lib/credential-sign-in-client.ts +48 -8
  95. package/src/lib/idp-client-config.ts +5 -1
  96. package/src/lib/login-error-message.ts +13 -1
  97. package/src/lib/mfa-json-guard.ts +19 -0
  98. package/src/lib/nextauth-secret.ts +3 -1
  99. package/src/lib/no-store.ts +30 -0
  100. package/src/lib/payez-client-secret.ts +39 -0
  101. package/src/lib/qrcode.ts +348 -0
  102. package/src/lib/sign-in-failure.ts +88 -0
  103. package/src/lib/twofa-rejection.ts +7 -2
  104. package/src/middleware/create-middleware.ts +69 -9
  105. package/src/middleware/prefetch-guard-status.ts +56 -0
  106. package/src/pages/enroll/page.tsx +22 -0
  107. package/src/pages/login/page.tsx +2 -1
  108. package/src/routes/auth/session-reset.ts +46 -11
  109. package/src/routes/auth/session.ts +5 -1
  110. package/src/routes/auth/viability.ts +16 -4
  111. package/src/routes/health.ts +14 -0
  112. package/src/routes/mfa/methods.ts +3 -1
  113. package/src/routes/passkeys/list.ts +5 -1
  114. package/src/routes/session/refresh-viability.ts +5 -1
  115. package/src/utils/api.ts +50 -8
@@ -0,0 +1,22 @@
1
+ 'use client';
2
+
3
+ import React from 'react';
4
+ import { TotpEnrollPanel } from '../../components/mfa/TotpEnrollPanel';
5
+
6
+ /**
7
+ * PAY-2631: /account-auth/enroll in a generated app. The page SHELL is public (every /account-auth/* path is public by default);
8
+ * what needs a session is each action: enrol and confirm answer 401 without one and the panel then says to sign in (measured on a
9
+ * scaffolded app: POST enrol with no cookie -> 401, no secret in the body). The scaffold lists the path on the 2FA bypass list
10
+ * because public routes still redirect a 2FA-incomplete session to verify-code, which sends enroll_mfa users back here: a loop.
11
+ */
12
+ export default function EnrollPage() {
13
+ return (
14
+ <main style={{ maxWidth: 480, margin: '48px auto', padding: '0 16px' }}>
15
+ <h1>Set up an authenticator app</h1>
16
+ <TotpEnrollPanel />
17
+ <p style={{ marginTop: 24 }}>
18
+ <a href="/">Continue to the app</a>
19
+ </p>
20
+ </main>
21
+ );
22
+ }
@@ -29,7 +29,7 @@ import { Suspense } from 'react';
29
29
  import ReservedStatusBox from '../../components/reserved/ReservedStatusBox';
30
30
  import ReservedRecoveryWarning from '../../components/reserved/ReservedRecoveryWarning';
31
31
  import { useBranding, useColors, useLayout } from '../../theme/useTheme';
32
- import { friendlyLoginError, oauthFailureMessage } from '../../lib/login-error-message';
32
+ import { friendlyLoginError, loginErrorCode, oauthFailureMessage } from '../../lib/login-error-message';
33
33
 
34
34
  function LoginForm({ altAuthSlot }: { altAuthSlot?: React.ReactNode }) {
35
35
  const searchParams = useSearchParams();
@@ -226,6 +226,7 @@ function LoginForm({ altAuthSlot }: { altAuthSlot?: React.ReactNode }) {
226
226
  <div
227
227
  role="alert"
228
228
  data-testid="login-error"
229
+ data-error-code={loginError === undefined ? (loginErrorCode(urlError) ?? undefined) : undefined}
229
230
  className="mb-6 rounded-lg border border-red-200 bg-red-50 px-4 py-3 text-sm text-red-700"
230
231
  >
231
232
  {shownError}
@@ -20,18 +20,53 @@ import { NextRequest, NextResponse } from 'next/server';
20
20
  import { isPrefetchRequest } from '../../middleware/create-middleware';
21
21
  import { expireSessionCookies } from '../../auth/session-cookie-clear';
22
22
  import { getSessionCookieName, getSecureSessionCookieName } from '../../lib/app-slug';
23
- import { boundSessionCookie, loginLocation, readResetRequest, resetSecret } from '../../auth/session-reset-link';
23
+ import { boundSessionCookie, loginLocation, readResetRequest, readResetRequestAnyKey, resetSecret } from '../../auth/session-reset-link';
24
24
 
25
25
  export const dynamic = 'force-dynamic';
26
26
 
27
- export async function GET(request: NextRequest): Promise<NextResponse> {
28
- if (isPrefetchRequest(request)) {
29
- return new NextResponse(null, { status: 204, headers: { 'cache-control': 'no-store' } });
30
- }
31
- const bound = boundSessionCookie((n) => request.cookies.get(n)?.value, getSessionCookieName(), getSecureSessionCookieName());
32
- const { params, signed } = await readResetRequest(request.nextUrl.searchParams, resetSecret(), bound);
33
- const response = NextResponse.redirect(new URL(loginLocation(params), request.url), 307);
34
- response.headers.set('cache-control', 'no-store');
35
- if (signed) expireSessionCookies(response, Array.from(request.cookies, ([name]) => name));
36
- return response;
27
+ export interface SessionResetOptions {
28
+ /**
29
+ * PAY-2218 opt-in, OFF by default (BAPert 83102). OFF: only a link signed with the env secret (BETTER_AUTH_SECRET / NEXTAUTH_SECRET) clears, so every app that can
30
+ * see the secret stays strict. ON: a link signed with the key derived from this request's own session cookie also clears. Turn it on only where the EDGE middleware
31
+ * cannot see the env secret, and set `sessionResetCookieKey: true` on createMvpMiddleware too, or the route refuses the link the middleware signed.
32
+ */
33
+ cookieKey?: boolean;
37
34
  }
35
+
36
+ export function createSessionResetHandler(options: SessionResetOptions = {}) {
37
+ const cookieKey = options.cookieKey === true;
38
+ let splitLogged = false;
39
+ let halfSetLogged = false;
40
+ return async function GET(request: NextRequest): Promise<NextResponse> {
41
+ if (isPrefetchRequest(request)) {
42
+ return new NextResponse(null, { status: 204, headers: { 'cache-control': 'no-store' } });
43
+ }
44
+ const bound = boundSessionCookie((n) => request.cookies.get(n)?.value, getSessionCookieName(), getSecureSessionCookieName());
45
+ const env = resetSecret();
46
+ const { params, signed, via } = cookieKey
47
+ ? await readResetRequestAnyKey(request.nextUrl.searchParams, env, bound)
48
+ : { ...(await readResetRequest(request.nextUrl.searchParams, env, bound)), via: null as 'env' | 'cookie' | null };
49
+ // The dev-93 prefetch walk reads this line: a link that verified ONLY with the cookie-derived key while this route sees the env secret is the
50
+ // edge-blind / route-sighted split deployment. Once per process, no values.
51
+ if (cookieKey && signed && via === 'cookie' && env && !splitLogged) {
52
+ splitLogged = true;
53
+ console.info('[next-mvp] session-reset: a link verified with the cookie-derived key while the env secret is visible to this route (the edge middleware signed without it: split deployment)');
54
+ }
55
+ // HALF-SET (NightHawk 83161): this route is strict (cookieKey OFF) but the middleware signed with the cookie-derived key (sessionResetCookieKey ON). The link is refused
56
+ // and the stale cookie survives. Probe ONLY refused links, for the cookie-derived key alone, and say so once per process. No values.
57
+ if (!cookieKey && !signed && !halfSetLogged) {
58
+ const probe = await readResetRequestAnyKey(request.nextUrl.searchParams, undefined, bound);
59
+ if (probe.signed) {
60
+ halfSetLogged = true;
61
+ console.warn('[next-mvp] session-reset: refused a link signed with the cookie-derived key because this route has cookieKey OFF; the middleware has sessionResetCookieKey ON. Set createSessionResetHandler({ cookieKey: true }) or turn the middleware option off');
62
+ }
63
+ }
64
+ const response = NextResponse.redirect(new URL(loginLocation(params), request.url), 307);
65
+ response.headers.set('cache-control', 'no-store');
66
+ if (signed) expireSessionCookies(response, Array.from(request.cookies, ([name]) => name));
67
+ return response;
68
+ };
69
+ }
70
+
71
+ /** The strict default: env-signed links only. An app that opted in uses createSessionResetHandler({ cookieKey: true }). */
72
+ export const GET = createSessionResetHandler();
@@ -13,6 +13,7 @@
13
13
  * @since auth-ready-v2
14
14
  */
15
15
 
16
+ import { noStore } from '../../lib/no-store';
16
17
  import { NextRequest, NextResponse } from 'next/server';
17
18
  import { getSession as getBetterAuthSession } from '../../server/auth';
18
19
  import { getSession as getRedisSession, updateSession } from '../../lib/session-store';
@@ -27,7 +28,7 @@ import { tokenLogId } from '../../lib/token-log-id';
27
28
  * - Token expiry status
28
29
  * - Session validity
29
30
  */
30
- export async function GET(req: NextRequest) {
31
+ async function getHandler(req: NextRequest) {
31
32
  try {
32
33
  const authSession = await getBetterAuthSession(req);
33
34
 
@@ -121,6 +122,9 @@ export async function GET(req: NextRequest) {
121
122
  }
122
123
  }
123
124
 
125
+ /** PAY-2994: session state is per-user and some answers carry tokens; never cached (noStore). */
126
+ export const GET = noStore(getHandler);
127
+
124
128
  /**
125
129
  * The fields this route USED to accept from the request body and must never accept
126
130
  * again. Cards 308833 (critical) / 312092 (remediation spec) / 318272 / 311425.
@@ -24,6 +24,7 @@ import {
24
24
  import { getIDPClientConfig } from '../../lib/idp-client-config';
25
25
  import { logExceptionWithCorrelation } from '../../lib/safe-error-response';
26
26
  import { tokenLogId } from '../../lib/token-log-id';
27
+ import { noStore } from '../../lib/no-store';
27
28
  import { getRevocationStatus, warnNonNumericUserId, resolveNumericIdpUserId, type RevocationStatus } from '../../vibe/sessions';
28
29
 
29
30
  /**
@@ -141,7 +142,7 @@ function resolveClientId(sessionClientId: string | undefined): string | null {
141
142
  * - needsRefresh: boolean - Whether a refresh is recommended
142
143
  * - expiresIn: number - Seconds until token expires
143
144
  */
144
- export async function GET(req: NextRequest) {
145
+ async function getHandler(req: NextRequest) {
145
146
  try {
146
147
  // PAY-2216: ask for the session's STATE, not a session-or-null. A null used to cover a store outage, a deleted
147
148
  // session and no cookie alike, so this route answered 'No session found' to all three and the middleware could
@@ -199,6 +200,9 @@ export async function GET(req: NextRequest) {
199
200
  // stack just resolved the cookie cleanly. Keeps the two viability impls
200
201
  // (this route + `api-handlers/session/viability.ts`) in lockstep.
201
202
  let session = sessionToken ? await getRedisSession(sessionToken) : null;
203
+ // PAY-2467: a row read from the CANONICAL store is the raw JSON the callback wrote, so an `mfaVerified` boolean on it is a
204
+ // MEASUREMENT (an absent key is a legacy row). Only the BA-record fallback collapses absent to false and needs mfaSignalPresent.
205
+ const fromCanonicalStore = !!session;
202
206
  if (sessionToken && !session) {
203
207
  session = await getBetterAuthRedisSession(sessionToken);
204
208
  if (session) {
@@ -294,9 +298,14 @@ export async function GET(req: NextRequest) {
294
298
  * it names TENANT policy, and this override is not tenant state.
295
299
  */
296
300
  const oauthSessionNeedsTwoFactor =
297
- session?.mfaSignalPresent === true &&
301
+ // PAY-2467: the signal is present on the BA-fallback path (mfaSignalPresent) OR when the canonical row itself carries a boolean.
302
+ // Before this, the override was dead on the canonical path every consumer mounts, so gating rested on tenant config alone.
303
+ (session?.mfaSignalPresent === true || (fromCanonicalStore && typeof session?.mfaVerified === 'boolean')) &&
298
304
  session?.mfaVerified === false &&
299
- !(session.idpRefreshToken || (session as any)?.refreshToken);
305
+ !(session.idpRefreshToken || (session as any)?.refreshToken) &&
306
+ // An IdP DISCARD (refresh.ts / ensure-fresh-access-token.ts write idpRefreshToken '' with refreshTokenClearedReason 'IDP_DISCARD_TOKEN:<code>') leaves
307
+ // mfaVerified false and no refresh token too, but that is a DEAD session, not a pending second factor: it must not be sent to verify-code (QAPert 84816).
308
+ !String((session as any)?.refreshTokenClearedReason ?? '').startsWith('IDP_DISCARD_TOKEN');
300
309
 
301
310
  // --- Session revocation status (PAY-1882 step 4 producer half) ---
302
311
  /*
@@ -517,4 +526,7 @@ export async function GET(req: NextRequest) {
517
526
  correlationId
518
527
  }, { status: 500 });
519
528
  }
520
- }
529
+ }
530
+
531
+ /** PAY-2994: session state is per-user and some answers carry tokens; never cached (noStore). */
532
+ export const GET = noStore(getHandler);
@@ -0,0 +1,14 @@
1
+ /**
2
+ * Ready-to-use /api/health route: reports Redis reachability (PAY-2804).
3
+ *
4
+ * @example
5
+ * ```typescript
6
+ * // app/api/health/route.ts
7
+ * export const runtime = 'nodejs';
8
+ * export { GET } from '@payez/next-mvp/routes/health';
9
+ * ```
10
+ */
11
+ import { createHealthHandler } from '../api-handlers/health';
12
+ import { getRedis } from '../lib/redis';
13
+
14
+ export const GET = createHealthHandler(() => getRedis());
@@ -11,8 +11,10 @@
11
11
  */
12
12
  import { NextRequest } from 'next/server';
13
13
  import { GET as listMethods, DELETE as deleteMethod } from '../../api-handlers/mfa/methods';
14
+ import { noStore } from '../../lib/no-store';
14
15
 
15
- export const GET = listMethods;
16
+ /** PAY-2994: the user's MFA methods; never cached (noStore). */
17
+ export const GET = noStore(listMethods);
16
18
 
17
19
  type Ctx = { params: Promise<{ id: string }> };
18
20
 
@@ -7,4 +7,8 @@
7
7
  * export { GET } from '@payez/next-mvp/routes/passkeys/list';
8
8
  * ```
9
9
  */
10
- export { GET } from '../../api-handlers/passkeys/list';
10
+ import { GET as listPasskeys } from '../../api-handlers/passkeys/list';
11
+ import { noStore } from '../../lib/no-store';
12
+
13
+ /** PAY-2994: the signed-in user's passkeys; never cached (noStore). */
14
+ export const GET = noStore(listPasskeys);
@@ -14,4 +14,8 @@
14
14
  * @since auth-ready-v2
15
15
  */
16
16
 
17
- export { GET } from '../../api-handlers/session/refresh-viability';
17
+ import { GET as refreshViability } from '../../api-handlers/session/refresh-viability';
18
+ import { noStore } from '../../lib/no-store';
19
+
20
+ /** PAY-2994: refresh-token viability of this session; never cached (noStore). */
21
+ export const GET = noStore(refreshViability);
package/src/utils/api.ts CHANGED
@@ -133,6 +133,45 @@ export function resetFailureText(status: number, rules: string[] = [], policy =
133
133
  return "We couldn't reset your password just now. Please try again.";
134
134
  }
135
135
 
136
+ /**
137
+ * SMS-first sign-up (door 3b): when the phone code is right but the email is still unconfirmed, the server answers 200 success with
138
+ * `next_step = EMAIL_CONFIRMATION_REQUIRED` and NO reset token. `verifyOnboardingSmsCode` surfaces that as `nextStep`;
139
+ * `interpretSmsVerification` turns a result into ONE outcome, testing `nextStep` BEFORE `success`, so a consumer that uses it can
140
+ * never reach "verified" without a reset token or with an unfinished step. The sentences are the package's own, never the server's text.
141
+ */
142
+ export const SMS_NEXT_STEP_EMAIL_CONFIRMATION_REQUIRED = 'EMAIL_CONFIRMATION_REQUIRED';
143
+ export const SMS_EMAIL_CONFIRMATION_TEXT = 'Your phone is verified. Confirm your email to finish signing up.';
144
+ export const SMS_MORE_STEPS_TEXT = 'One more step is needed to finish signing up.';
145
+
146
+ export interface SmsCodeVerification {
147
+ success: boolean;
148
+ resetToken: string;
149
+ email: string;
150
+ clientKey: string;
151
+ /** Present when the server says more steps remain (an UNRECOGNISED value is kept as a non-empty string, never dropped). */
152
+ nextStep?: string;
153
+ }
154
+
155
+ export type SmsVerificationOutcome =
156
+ | { kind: 'verified'; resetToken: string; email: string; clientKey: string }
157
+ | { kind: 'email_confirmation_required'; message: string }
158
+ | { kind: 'more_steps'; message: string }
159
+ | { kind: 'not_verified' };
160
+
161
+ export function interpretSmsVerification(result: SmsCodeVerification): SmsVerificationOutcome {
162
+ // success:false WINS over any step (BAPert 88508): a failed answer must never say "Your phone is verified".
163
+ if (!result.success) return { kind: 'not_verified' };
164
+ // For every answer that is not a failure, nextStep comes BEFORE the token test: a step that is not finished is never "verified".
165
+ if (result.nextStep) {
166
+ return result.nextStep === SMS_NEXT_STEP_EMAIL_CONFIRMATION_REQUIRED
167
+ ? { kind: 'email_confirmation_required', message: SMS_EMAIL_CONFIRMATION_TEXT }
168
+ : { kind: 'more_steps', message: SMS_MORE_STEPS_TEXT };
169
+ }
170
+ // success with an EMPTY reset token is the shape that is dangerous (set-password would be called with ''): not verified.
171
+ if (!result.resetToken) return { kind: 'more_steps', message: SMS_MORE_STEPS_TEXT };
172
+ return { kind: 'verified', resetToken: result.resetToken, email: result.email, clientKey: result.clientKey };
173
+ }
174
+
136
175
  export class AccountApi {
137
176
  /**
138
177
  * Get masked user info (email, phone, authenticator status)
@@ -338,17 +377,12 @@ export class AccountApi {
338
377
  };
339
378
  }
340
379
 
341
- async verifyOnboardingSmsCode(onboardToken: string, code: string, clientKey?: string): Promise<{
342
- success: boolean;
343
- resetToken: string;
344
- email: string;
345
- clientKey: string;
346
- }> {
380
+ async verifyOnboardingSmsCode(onboardToken: string, code: string, clientKey?: string): Promise<SmsCodeVerification> {
347
381
  const qs = clientKey ? `?clientId=${encodeURIComponent(clientKey)}` : '';
348
382
  const res = await fetch(`/api/onboarding/verify-sms-code${qs}`, {
349
383
  method: 'POST',
350
384
  headers: { 'Content-Type': 'application/json' },
351
- body: JSON.stringify({
385
+ body: JSON.stringify({
352
386
  onboard_token: onboardToken,
353
387
  code: code
354
388
  })
@@ -360,11 +394,19 @@ export class AccountApi {
360
394
  }
361
395
  // Extract from nested data structure
362
396
  const data = result.data?.data || result.data || {};
397
+ // next_step (door 3b): read from the nested shapes AND a flat body. Absent / null / '' = no step; a non-string value is an
398
+ // UNRECOGNISED step and is kept as a non-empty string (never dropped, never mistaken for the known one). That includes false and 0:
399
+ // a server that means "no step" must send nothing or null (or '').
400
+ const rawStep = data.next_step ?? result.next_step;
401
+ const nextStep = rawStep === undefined || rawStep === null || rawStep === ''
402
+ ? undefined
403
+ : typeof rawStep === 'string' ? rawStep : 'UNRECOGNISED_NEXT_STEP';
363
404
  return {
364
405
  success: data.success !== false,
365
406
  resetToken: data.reset_token || '',
366
407
  email: data.email || '',
367
- clientKey: data.client_key || ''
408
+ clientKey: data.client_key || '',
409
+ ...(nextStep !== undefined ? { nextStep } : {})
368
410
  };
369
411
  }
370
412