@owney/sdk 0.7.7-beta.1 → 0.7.7-beta.2

package/dist/index.cjs

@@ -1336,43 +1336,7 @@ var ZyfaiAgent = class {
    * recoverable (ensureWalletDeployed tries the other deploy call), but
    * failing the deposit outright is not.
    */
-  /**
-   * Zyfai's own answer to "what kind of wallet is this, and can the agent act on
-   * it", read from the positions payload (`GET /data/position`, which
-   * `getPositions` wraps).
-   *
-   * `predeployed` and `hasActiveSessionKey` are both returned at runtime but
-   * declared on neither `Portfolio` nor their docs, hence the cast. Verified
-   * live: an old wallet reports `{predeployed: false, hasActiveSessionKey:
-   * false}` while a pool wallet reports `{true, true}`.
-   *
-   * Preferred over the SDK's private `isPredeployed`, which is cached from the
-   * login response and can go stale mid-session. Returns an empty object on any
-   * failure so every caller degrades to its own fallback.
-   */
-  async readWalletState(ownerAddress) {
-    try {
-      const { portfolio } = await this.sdk.getPositions(ownerAddress);
-      const raw = portfolio;
-      return {
-        predeployed: raw?.predeployed,
-        hasActiveSessionKey: raw?.hasActiveSessionKey
-      };
-    } catch (error) {
-      console.warn(
-        "[zyfai] getPositions wallet-state read failed (non-fatal):",
-        error instanceof Error ? error.message : String(error)
-      );
-      return {};
-    }
-  }
   async isPredeployedPoolWallet(ownerAddress, smartWallet) {
-    const { predeployed } = await this.readWalletState(ownerAddress);
-    if (typeof predeployed === "boolean") return predeployed;
-    const internals = this.sdk;
-    if (typeof internals.isPredeployed === "boolean") {
-      return internals.isPredeployed;
-    }
     try {
       const byEoa = await this.sdk.getSmartWalletByEOA(ownerAddress);
       return typeof byEoa?.smartWallet === "string" && byEoa.smartWallet.toLowerCase() === smartWallet.toLowerCase();
@@ -1414,13 +1378,7 @@ var ZyfaiAgent = class {
         chainId
       );
       if (!wallet.isDeployed) return;
-      const { hasActiveSessionKey } = await this.readWalletState(ownerAddress);
-      await this.ensureSessionKey(
-        ownerAddress,
-        chainId,
-        wallet.address,
-        hasActiveSessionKey
-      );
+      await this.ensureSessionKey(ownerAddress, chainId, wallet.address);
     } catch (error) {
       console.warn(
         "[zyfai] session-key check at activation failed (non-fatal):",
@@ -1428,19 +1386,15 @@ var ZyfaiAgent = class {
       );
     }
   }
-  async ensureSessionKey(ownerAddress, chainId, smartWallet, hasActiveSessionKey) {
+  async ensureSessionKey(ownerAddress, chainId, smartWallet) {
     try {
-      if (hasActiveSessionKey === false) {
-        console.warn(
-          `[zyfai] no session key on record for ${ownerAddress}; creating one for chain ${chainId}.`
-        );
-        await this.sdk.createSessionKey(ownerAddress, chainId);
-        return;
-      }
-      const installed = await this.readSmartSessionsInstalled(
-        chainId,
-        smartWallet
-      );
+      const installed = await this.getPublicClient(chainId).readContract({
+        address: smartWallet,
+        abi: ERC7579_IS_MODULE_INSTALLED_ABI,
+        functionName: "isModuleInstalled",
+        // moduleTypeId 1 = validator (ERC-7579)
+        args: [1n, import_sdk.SMART_SESSIONS_VALIDATOR, "0x"]
+      });
       if (installed) return;
       console.warn(
         `[zyfai] Safe ${smartWallet} has no smart-sessions validator on chain ${chainId}; creating a session key so the agent can allocate.`
@@ -1453,16 +1407,6 @@ var ZyfaiAgent = class {
       );
     }
   }
-  /** Ground truth for "can Zyfai's automation act on this Safe, on this chain". */
-  async readSmartSessionsInstalled(chainId, smartWallet) {
-    return this.getPublicClient(chainId).readContract({
-      address: smartWallet,
-      abi: ERC7579_IS_MODULE_INSTALLED_ABI,
-      functionName: "isModuleInstalled",
-      // moduleTypeId 1 = validator (ERC-7579)
-      args: [1n, import_sdk.SMART_SESSIONS_VALIDATOR, "0x"]
-    });
-  }
   /**
    * Guarantee the user's Safe has code on `chainId` before anything transfers
    * funds into it, and return its address.
@@ -1484,13 +1428,7 @@ var ZyfaiAgent = class {
   async ensureWalletDeployed(ownerAddress, chainId) {
     const wallet = await this.sdk.getSmartWalletAddress(ownerAddress, chainId);
     if (wallet.isDeployed) {
-      const { hasActiveSessionKey } = await this.readWalletState(ownerAddress);
-      await this.ensureSessionKey(
-        ownerAddress,
-        chainId,
-        wallet.address,
-        hasActiveSessionKey
-      );
+      await this.ensureSessionKey(ownerAddress, chainId, wallet.address);
       return wallet.address;
     }
     const poolFirst = await this.isPredeployedPoolWallet(
@@ -1974,9 +1912,12 @@ async function postSponsorTransferAuth(input) {
       {
         statusCode: res.status,
         responseBody: text.slice(0, 500),
-        // 503 SPONSOR_UNAVAILABLE = relayer out of gas; the tx was rejected
-        // before broadcast, so it is safe to fall back to a user-paid deposit.
-        safeToFallback: res.status === 503
+        // A 4xx is an explicit refusal before execution (DTO validation,
+        // signature rejection, simulation) — nothing was broadcast, so a
+        // user-paid retry cannot double-spend. 503 SPONSOR_UNAVAILABLE means
+        // the relayer was out of gas, also pre-broadcast. Any other 5xx stays
+        // ambiguous: the transfer may already be in flight.
+        safeToFallback: res.status >= 400 && res.status < 500 || res.status === 503
       }
     );
   }
@@ -2248,9 +2189,9 @@ function makeSponsoredDepositCallback(deps) {
   };
 }
 
-// src/lib/sponsored-weth-deposit.ts
+// src/lib/sponsored-permit2-deposit.ts
 var PERMIT_WINDOW_SECONDS = 15 * 60;
-function makeSponsoredWethCallback(deps) {
+function makeSponsoredPermit2Callback(deps) {
   const get = deps.httpGet ?? getSponsorRelayerAddress;
   const post = deps.httpPost ?? postSponsorPermit2Transfer;
   return async (smartWallet, chainId, amount) => {
@@ -2259,7 +2200,7 @@ function makeSponsoredWethCallback(deps) {
     if (!token) {
       throw new OwneyError(
         "CHAIN_UNSUPPORTED",
-        `No sponsored WETH configured for chain ${chainId}`
+        `No sponsored ${deps.assetLabel} configured for chain ${chainId}`
       );
     }
     const amountWei = BigInt(amount);
@@ -2271,14 +2212,14 @@ function makeSponsoredWethCallback(deps) {
       if (balance < amountWei) {
         throw new OwneyError(
           "DEPOSIT_INSUFFICIENT_BALANCE",
-          "Insufficient WETH balance for this deposit.",
+          `Insufficient ${deps.assetLabel} balance for this deposit.`,
           { token, chainId: cid, balance: balance.toString(), amount }
         );
       }
     } catch (err) {
       if (err instanceof OwneyError) throw err;
       console.warn(
-        "[owney-sdk] WETH balance pre-check failed (non-fatal):",
+        `[owney-sdk] ${deps.assetLabel} balance pre-check failed (non-fatal):`,
         err instanceof Error ? err.message : String(err)
       );
     }
@@ -2286,7 +2227,7 @@ function makeSponsoredWethCallback(deps) {
     if (allowance < amountWei) {
       throw new OwneyError(
         "PERMIT2_APPROVAL_REQUIRED",
-        "WETH gasless deposits need a one-time Permit2 approval; call approvePermit2() first",
+        `${deps.assetLabel} gasless deposits need a one-time Permit2 approval; call approvePermit2("${deps.assetLabel}") first`,
         { token, chainId: cid, allowance: allowance.toString(), amount }
       );
     }
@@ -2367,6 +2308,8 @@ var SPONSORED_WETH_BY_CHAIN = {
   42161: "0x82aF49447D8a07e3bd95BD0d56f35241523fBab1",
   1: "0xC02aaA39b223FE8D0A0e5C4F27eAD9083C756Cc2"
 };
+var PERMIT2_ALLOWANCE_POLL_MAX_ATTEMPTS = 10;
+var PERMIT2_ALLOWANCE_POLL_INTERVAL_MS = 1500;
 function shouldFallbackToUserPaid(error, asset, appCallback) {
   return (asset === "WETH" || asset === "USDC") && appCallback === void 0 && error instanceof OwneyError && error.code === "SPONSOR_REQUEST_FAILED" && error.details?.safeToFallback === true;
 }
@@ -2391,7 +2334,7 @@ var OwneySDK = class {
   routingApiBaseUrl;
   referralSource;
   cachedSponsoredCallback = null;
-  cachedWethSponsoredCallback = null;
+  cachedPermit2Callbacks = /* @__PURE__ */ new Map();
   initializingAgentsPromise = null;
   constructor(config) {
     this.apiKey = config.apiKey;
@@ -2419,7 +2362,7 @@ var OwneySDK = class {
     }
     this.state = { provider, walletAddress, chainId: null };
     this.cachedSponsoredCallback = null;
-    this.cachedWethSponsoredCallback = null;
+    this.cachedPermit2Callbacks.clear();
   }
   /**
    * Disconnect from all agents and clear connection state.
@@ -2433,7 +2376,7 @@ var OwneySDK = class {
     this.disabledAgents.clear();
     this.state = null;
     this.cachedSponsoredCallback = null;
-    this.cachedWethSponsoredCallback = null;
+    this.cachedPermit2Callbacks.clear();
   }
   isAgentDisabled(agentId) {
     return this.disabledAgents.has(agentId);
@@ -2510,25 +2453,23 @@ var OwneySDK = class {
     return callback;
   }
   /**
-   * Lazily builds (and caches) the default Permit2 sponsored WETH deposit
-   * callback used when the caller omits `depositCallback` for a WETH
-   * deposit. Mirrors `getDefaultSponsoredCallback()` but signs a Permit2
-   * `PermitTransferFrom` instead of an EIP-3009 authorization.
+   * Lazily builds (and caches) the Permit2 sponsored callback for one asset.
+   * Used for WETH always, and for USDC when the connected owner is a smart
+   * account — EIP-3009 verifies with ecrecover inside USDC and cannot accept a
+   * contract signature, while Permit2 supports ERC-1271.
    */
-  getDefaultWethSponsoredCallback(onApproved) {
-    if (!onApproved && this.cachedWethSponsoredCallback)
-      return this.cachedWethSponsoredCallback;
+  getDefaultPermit2Callback(asset, onApproved) {
+    const cached = this.cachedPermit2Callbacks.get(asset);
+    if (!onApproved && cached) return cached;
     const provider = this.requireConnectedProvider();
     const owner = this.state.walletAddress;
-    const callback = makeSponsoredWethCallback({
+    const callback = makeSponsoredPermit2Callback({
       apiKey: this.apiKey,
       baseUrl: this.routingApiBaseUrl,
       ownerAddress: owner,
+      assetLabel: asset,
       onApproved,
-      tokenAddressByChain: SPONSORED_WETH_BY_CHAIN,
-      // Casts work around viem's chain-narrowed Client vs the generic
-      // PublicClient/WalletClient param types — structurally identical at
-      // runtime, but the two share a name TS treats as unrelated.
+      tokenAddressByChain: asset === "USDC" ? SPONSORED_USDC_BY_CHAIN : SPONSORED_WETH_BY_CHAIN,
       getPublicClient: (cid) => (0, import_viem5.createPublicClient)({
         chain: VIEM_CHAIN2[cid],
         transport: (0, import_viem5.custom)(provider)
@@ -2539,9 +2480,34 @@ var OwneySDK = class {
         transport: (0, import_viem5.custom)(provider)
       })
     });
-    if (!onApproved) this.cachedWethSponsoredCallback = callback;
+    if (!onApproved) this.cachedPermit2Callbacks.set(asset, callback);
     return callback;
   }
+  /**
+   * True when the connected owner has bytecode — a deployed smart wallet, or an
+   * EOA carrying an EIP-7702 delegation (the Base app's "Upgrade your wallet").
+   * Such wallets sign via ERC-1271, which EIP-3009 cannot verify.
+   *
+   * Fails OPEN: an unreadable code check returns false so a working EOA deposit
+   * is never blocked by a flaky provider.
+   */
+  async ownerHasCode() {
+    try {
+      const provider = this.requireConnectedProvider();
+      const code = await provider.request({
+        method: "eth_getCode",
+        params: [this.state.walletAddress, "latest"]
+      });
+      return Boolean(code) && code !== "0x";
+    } catch (error) {
+      debugLog(
+        "deposit",
+        "owner code check failed; assuming EOA",
+        error instanceof Error ? error.message : String(error)
+      );
+      return false;
+    }
+  }
   getAgent(agentId) {
     const agent = this.agents.get(agentId);
     if (!agent) {
@@ -2737,7 +2703,11 @@ var OwneySDK = class {
     }
     const state = this.requireState();
     const chainId = this.requireChainId();
-    const effectiveCallback = depositCallback ?? (asset === "WETH" ? this.getDefaultWethSponsoredCallback(onApproved) : this.getDefaultSponsoredCallback(onApproved));
+    const ownerIsSmartAccount = depositCallback === void 0 && asset !== "WETH" ? await this.ownerHasCode() : false;
+    const effectiveCallback = depositCallback ?? (asset === "WETH" || ownerIsSmartAccount ? this.getDefaultPermit2Callback(
+      asset === "WETH" ? "WETH" : "USDC",
+      onApproved
+    ) : this.getDefaultSponsoredCallback(onApproved));
     if (agentId) {
       if (this.isAgentDisabled(agentId)) {
         throw new OwneyError(
@@ -2806,13 +2776,16 @@ var OwneySDK = class {
    * 1. Missing Permit2 allowance: when the app did not supply its own
    *    callback and the attempt fails with `PERMIT2_APPROVAL_REQUIRED` on a
    *    WETH deposit, this is the wallet's first gasless WETH deposit. We send
-   *    the one-time (user-paid) Permit2 approval via `approvePermit2()` and
-   *    retry the SAME sponsored attempt once. Bounded to one approval attempt
-   *    per call so a wallet/agent that keeps reporting the allowance as
-   *    missing can't loop forever. If `approvePermit2()` itself throws (e.g.
-   *    the user rejects the wallet prompt), that error propagates as-is —
-   *    the user said no to a transaction, so we must not turn around and ask
-   *    them to pay for a different one via the fallback below.
+   *    the one-time (user-paid) Permit2 approval via `approvePermit2()`, wait
+   *    for the new allowance to actually be readable via
+   *    `waitForPermit2Allowance()` (the wallet's own RPC can lag a freshly
+   *    mined tx), then retry the SAME sponsored attempt once. Bounded to one
+   *    approval attempt per call so a wallet/agent that keeps reporting the
+   *    allowance as missing can't loop forever. If `approvePermit2()` itself
+   *    throws (e.g. the user rejects the wallet prompt), that error
+   *    propagates as-is — the user said no to a transaction, so we must not
+   *    turn around and ask them to pay for a different one via the fallback
+   *    below.
    * 2. `shouldFallbackToUserPaid`: the SDK's own WETH sponsor path failed at
    *    the infrastructure layer in a provably safe-to-retry way, so we warn
    *    and retry once with `undefined`, falling through to a user-paid
@@ -2824,6 +2797,49 @@ var OwneySDK = class {
    * propagates unchanged. Scoped per agent invocation so one agent's failure
    * doesn't force a retry of sibling agents in a multi-agent split.
    */
+  /**
+   * Polls the owner's Permit2 allowance for `asset` until it covers `amount`
+   * or the attempt budget runs out. Called right after `approvePermit2()`
+   * resolves: the approval tx is mined, but the wallet's own RPC can still
+   * serve a stale (zero) allowance on the very next read (replica lag), which
+   * would otherwise make the immediate retry fail with the same
+   * PERMIT2_APPROVAL_REQUIRED error the user just approved past. Never
+   * throws — if the allowance still hasn't caught up after the budget, the
+   * caller's retry will surface the honest PERMIT2_APPROVAL_REQUIRED error
+   * rather than this helper inventing a different one.
+   */
+  async waitForPermit2Allowance(asset, amount) {
+    const state = this.requireState();
+    const chainId = this.requireChainId();
+    const provider = this.requireConnectedProvider();
+    const token = asset === "USDC" ? SPONSORED_USDC_BY_CHAIN[chainId] : SPONSORED_WETH_BY_CHAIN[chainId];
+    if (!token) return;
+    const publicClient = (0, import_viem5.createPublicClient)({
+      chain: VIEM_CHAIN2[chainId],
+      transport: (0, import_viem5.custom)(provider)
+    });
+    for (let attempt = 0; attempt < PERMIT2_ALLOWANCE_POLL_MAX_ATTEMPTS; attempt++) {
+      if (attempt > 0) {
+        await new Promise(
+          (resolve) => setTimeout(resolve, PERMIT2_ALLOWANCE_POLL_INTERVAL_MS)
+        );
+      }
+      try {
+        const allowance = await readPermit2Allowance(
+          publicClient,
+          token,
+          state.walletAddress
+        );
+        if (allowance >= amount) return;
+      } catch (error) {
+        debugLog(
+          "deposit",
+          "Permit2 allowance poll read failed; retrying",
+          error instanceof Error ? error.message : String(error)
+        );
+      }
+    }
+  }
   async depositWithFallback(agent, state, chainId, amount, asset, effectiveCallback, appCallback) {
     const attempt = (callback) => withFailureReporting(
       this.apiKey,
@@ -2841,12 +2857,16 @@ var OwneySDK = class {
       try {
         return await attempt(effectiveCallback);
       } catch (error) {
-        if (!approvalAttempted && appCallback === void 0 && asset === "WETH" && error instanceof OwneyError && error.code === "PERMIT2_APPROVAL_REQUIRED") {
+        if (!approvalAttempted && appCallback === void 0 && (asset === "WETH" || asset === "USDC") && error instanceof OwneyError && error.code === "PERMIT2_APPROVAL_REQUIRED") {
           approvalAttempted = true;
           console.warn(
-            "[owney-sdk] First WETH deposit: sending one-time Permit2 approval..."
+            `[owney-sdk] First ${asset} gasless deposit: sending one-time Permit2 approval...`
+          );
+          await this.approvePermit2(asset);
+          await this.waitForPermit2Allowance(
+            asset,
+            BigInt(amount)
           );
-          await this.approvePermit2();
           continue;
         }
         if (!shouldFallbackToUserPaid(error, asset, appCallback)) throw error;
@@ -3360,23 +3380,32 @@ var OwneySDK = class {
     return agent.ensureAutoSelectProtocols(state, chainId, asset);
   }
   /**
-   * One-time, user-paid approval of Permit2 on the sponsored WETH token for
-   * the active chain. Required once per wallet per chain before gasless WETH
-   * deposits; afterwards deposit() is signature-only. Resolves only after the
-   * approval transaction is mined (1 confirmation), so a subsequent deposit()
-   * will see the new allowance; throws if the transaction reverted.
+   * One-time, user-paid approval of Permit2 on the given sponsored token for
+   * the active chain. Required once per wallet per chain per token before a
+   * gasless deposit of that asset over Permit2; afterwards deposit() is
+   * signature-only for it. This call itself is a real transaction the user
+   * pays gas for. Resolves only after the approval transaction is mined (1
+   * confirmation), so a subsequent deposit() will see the new allowance;
+   * throws if the transaction reverted.
    * @returns the approval transaction hash.
    */
   async approvePermit2(asset = "WETH") {
-    void asset;
     const state = this.requireState();
     const chainId = this.requireChainId();
-    this.validateAssetSupport(this.getAgent("zyfai"), chainId, "WETH");
-    const token = SPONSORED_WETH_BY_CHAIN[chainId];
+    let guard = this.agents.get("zyfai");
+    if (!guard) {
+      try {
+        guard = this.getEligibleAgents(chainId, asset)[0];
+      } catch {
+        guard = void 0;
+      }
+    }
+    if (guard) this.validateAssetSupport(guard, chainId, asset);
+    const token = asset === "USDC" ? SPONSORED_USDC_BY_CHAIN[chainId] : SPONSORED_WETH_BY_CHAIN[chainId];
     if (!token) {
       throw new OwneyError(
         "CHAIN_UNSUPPORTED",
-        `No sponsored WETH on chain ${chainId}`
+        `No sponsored ${asset} on chain ${chainId}`
       );
     }
     const provider = this.requireConnectedProvider();

package/dist/index.d.cts

@@ -392,7 +392,7 @@ declare class OwneySDK {
     private routingApiBaseUrl?;
     private referralSource?;
     private cachedSponsoredCallback;
-    private cachedWethSponsoredCallback;
+    private cachedPermit2Callbacks;
     private initializingAgentsPromise;
     constructor(config: OwneySDKConfig);
     /**
@@ -428,12 +428,21 @@ declare class OwneySDK {
      */
     private getDefaultSponsoredCallback;
     /**
-     * Lazily builds (and caches) the default Permit2 sponsored WETH deposit
-     * callback used when the caller omits `depositCallback` for a WETH
-     * deposit. Mirrors `getDefaultSponsoredCallback()` but signs a Permit2
-     * `PermitTransferFrom` instead of an EIP-3009 authorization.
+     * Lazily builds (and caches) the Permit2 sponsored callback for one asset.
+     * Used for WETH always, and for USDC when the connected owner is a smart
+     * account — EIP-3009 verifies with ecrecover inside USDC and cannot accept a
+     * contract signature, while Permit2 supports ERC-1271.
      */
-    private getDefaultWethSponsoredCallback;
+    private getDefaultPermit2Callback;
+    /**
+     * True when the connected owner has bytecode — a deployed smart wallet, or an
+     * EOA carrying an EIP-7702 delegation (the Base app's "Upgrade your wallet").
+     * Such wallets sign via ERC-1271, which EIP-3009 cannot verify.
+     *
+     * Fails OPEN: an unreadable code check returns false so a working EOA deposit
+     * is never blocked by a flaky provider.
+     */
+    private ownerHasCode;
     private getAgent;
     private getActiveAgents;
     /**
@@ -483,13 +492,16 @@ declare class OwneySDK {
      * 1. Missing Permit2 allowance: when the app did not supply its own
      *    callback and the attempt fails with `PERMIT2_APPROVAL_REQUIRED` on a
      *    WETH deposit, this is the wallet's first gasless WETH deposit. We send
-     *    the one-time (user-paid) Permit2 approval via `approvePermit2()` and
-     *    retry the SAME sponsored attempt once. Bounded to one approval attempt
-     *    per call so a wallet/agent that keeps reporting the allowance as
-     *    missing can't loop forever. If `approvePermit2()` itself throws (e.g.
-     *    the user rejects the wallet prompt), that error propagates as-is —
-     *    the user said no to a transaction, so we must not turn around and ask
-     *    them to pay for a different one via the fallback below.
+     *    the one-time (user-paid) Permit2 approval via `approvePermit2()`, wait
+     *    for the new allowance to actually be readable via
+     *    `waitForPermit2Allowance()` (the wallet's own RPC can lag a freshly
+     *    mined tx), then retry the SAME sponsored attempt once. Bounded to one
+     *    approval attempt per call so a wallet/agent that keeps reporting the
+     *    allowance as missing can't loop forever. If `approvePermit2()` itself
+     *    throws (e.g. the user rejects the wallet prompt), that error
+     *    propagates as-is — the user said no to a transaction, so we must not
+     *    turn around and ask them to pay for a different one via the fallback
+     *    below.
      * 2. `shouldFallbackToUserPaid`: the SDK's own WETH sponsor path failed at
      *    the infrastructure layer in a provably safe-to-retry way, so we warn
      *    and retry once with `undefined`, falling through to a user-paid
@@ -501,6 +513,18 @@ declare class OwneySDK {
      * propagates unchanged. Scoped per agent invocation so one agent's failure
      * doesn't force a retry of sibling agents in a multi-agent split.
      */
+    /**
+     * Polls the owner's Permit2 allowance for `asset` until it covers `amount`
+     * or the attempt budget runs out. Called right after `approvePermit2()`
+     * resolves: the approval tx is mined, but the wallet's own RPC can still
+     * serve a stale (zero) allowance on the very next read (replica lag), which
+     * would otherwise make the immediate retry fail with the same
+     * PERMIT2_APPROVAL_REQUIRED error the user just approved past. Never
+     * throws — if the allowance still hasn't caught up after the budget, the
+     * caller's retry will surface the honest PERMIT2_APPROVAL_REQUIRED error
+     * rather than this helper inventing a different one.
+     */
+    private waitForPermit2Allowance;
     private depositWithFallback;
     private getMinDepositAmount;
     private splitDepositAmount;
@@ -578,14 +602,16 @@ declare class OwneySDK {
      */
     ensureAutoSelectProtocols(asset: "USDC" | "WETH", agentId?: AgentId): Promise<boolean>;
     /**
-     * One-time, user-paid approval of Permit2 on the sponsored WETH token for
-     * the active chain. Required once per wallet per chain before gasless WETH
-     * deposits; afterwards deposit() is signature-only. Resolves only after the
-     * approval transaction is mined (1 confirmation), so a subsequent deposit()
-     * will see the new allowance; throws if the transaction reverted.
+     * One-time, user-paid approval of Permit2 on the given sponsored token for
+     * the active chain. Required once per wallet per chain per token before a
+     * gasless deposit of that asset over Permit2; afterwards deposit() is
+     * signature-only for it. This call itself is a real transaction the user
+     * pays gas for. Resolves only after the approval transaction is mined (1
+     * confirmation), so a subsequent deposit() will see the new allowance;
+     * throws if the transaction reverted.
      * @returns the approval transaction hash.
      */
-    approvePermit2(asset?: "WETH"): Promise<`0x${string}`>;
+    approvePermit2(asset?: "WETH" | "USDC"): Promise<`0x${string}`>;
     /**
      * Get the agent's average APY performance over a time period. Does not require a wallet connection.
      * @param options - Contains agentId (optional) and days ("7D", "14D", or "30D")

package/dist/index.d.ts

@@ -392,7 +392,7 @@ declare class OwneySDK {
     private routingApiBaseUrl?;
     private referralSource?;
     private cachedSponsoredCallback;
-    private cachedWethSponsoredCallback;
+    private cachedPermit2Callbacks;
     private initializingAgentsPromise;
     constructor(config: OwneySDKConfig);
     /**
@@ -428,12 +428,21 @@ declare class OwneySDK {
      */
     private getDefaultSponsoredCallback;
     /**
-     * Lazily builds (and caches) the default Permit2 sponsored WETH deposit
-     * callback used when the caller omits `depositCallback` for a WETH
-     * deposit. Mirrors `getDefaultSponsoredCallback()` but signs a Permit2
-     * `PermitTransferFrom` instead of an EIP-3009 authorization.
+     * Lazily builds (and caches) the Permit2 sponsored callback for one asset.
+     * Used for WETH always, and for USDC when the connected owner is a smart
+     * account — EIP-3009 verifies with ecrecover inside USDC and cannot accept a
+     * contract signature, while Permit2 supports ERC-1271.
      */
-    private getDefaultWethSponsoredCallback;
+    private getDefaultPermit2Callback;
+    /**
+     * True when the connected owner has bytecode — a deployed smart wallet, or an
+     * EOA carrying an EIP-7702 delegation (the Base app's "Upgrade your wallet").
+     * Such wallets sign via ERC-1271, which EIP-3009 cannot verify.
+     *
+     * Fails OPEN: an unreadable code check returns false so a working EOA deposit
+     * is never blocked by a flaky provider.
+     */
+    private ownerHasCode;
     private getAgent;
     private getActiveAgents;
     /**
@@ -483,13 +492,16 @@ declare class OwneySDK {
      * 1. Missing Permit2 allowance: when the app did not supply its own
      *    callback and the attempt fails with `PERMIT2_APPROVAL_REQUIRED` on a
      *    WETH deposit, this is the wallet's first gasless WETH deposit. We send
-     *    the one-time (user-paid) Permit2 approval via `approvePermit2()` and
-     *    retry the SAME sponsored attempt once. Bounded to one approval attempt
-     *    per call so a wallet/agent that keeps reporting the allowance as
-     *    missing can't loop forever. If `approvePermit2()` itself throws (e.g.
-     *    the user rejects the wallet prompt), that error propagates as-is —
-     *    the user said no to a transaction, so we must not turn around and ask
-     *    them to pay for a different one via the fallback below.
+     *    the one-time (user-paid) Permit2 approval via `approvePermit2()`, wait
+     *    for the new allowance to actually be readable via
+     *    `waitForPermit2Allowance()` (the wallet's own RPC can lag a freshly
+     *    mined tx), then retry the SAME sponsored attempt once. Bounded to one
+     *    approval attempt per call so a wallet/agent that keeps reporting the
+     *    allowance as missing can't loop forever. If `approvePermit2()` itself
+     *    throws (e.g. the user rejects the wallet prompt), that error
+     *    propagates as-is — the user said no to a transaction, so we must not
+     *    turn around and ask them to pay for a different one via the fallback
+     *    below.
      * 2. `shouldFallbackToUserPaid`: the SDK's own WETH sponsor path failed at
      *    the infrastructure layer in a provably safe-to-retry way, so we warn
      *    and retry once with `undefined`, falling through to a user-paid
@@ -501,6 +513,18 @@ declare class OwneySDK {
      * propagates unchanged. Scoped per agent invocation so one agent's failure
      * doesn't force a retry of sibling agents in a multi-agent split.
      */
+    /**
+     * Polls the owner's Permit2 allowance for `asset` until it covers `amount`
+     * or the attempt budget runs out. Called right after `approvePermit2()`
+     * resolves: the approval tx is mined, but the wallet's own RPC can still
+     * serve a stale (zero) allowance on the very next read (replica lag), which
+     * would otherwise make the immediate retry fail with the same
+     * PERMIT2_APPROVAL_REQUIRED error the user just approved past. Never
+     * throws — if the allowance still hasn't caught up after the budget, the
+     * caller's retry will surface the honest PERMIT2_APPROVAL_REQUIRED error
+     * rather than this helper inventing a different one.
+     */
+    private waitForPermit2Allowance;
     private depositWithFallback;
     private getMinDepositAmount;
     private splitDepositAmount;
@@ -578,14 +602,16 @@ declare class OwneySDK {
      */
     ensureAutoSelectProtocols(asset: "USDC" | "WETH", agentId?: AgentId): Promise<boolean>;
     /**
-     * One-time, user-paid approval of Permit2 on the sponsored WETH token for
-     * the active chain. Required once per wallet per chain before gasless WETH
-     * deposits; afterwards deposit() is signature-only. Resolves only after the
-     * approval transaction is mined (1 confirmation), so a subsequent deposit()
-     * will see the new allowance; throws if the transaction reverted.
+     * One-time, user-paid approval of Permit2 on the given sponsored token for
+     * the active chain. Required once per wallet per chain per token before a
+     * gasless deposit of that asset over Permit2; afterwards deposit() is
+     * signature-only for it. This call itself is a real transaction the user
+     * pays gas for. Resolves only after the approval transaction is mined (1
+     * confirmation), so a subsequent deposit() will see the new allowance;
+     * throws if the transaction reverted.
      * @returns the approval transaction hash.
      */
-    approvePermit2(asset?: "WETH"): Promise<`0x${string}`>;
+    approvePermit2(asset?: "WETH" | "USDC"): Promise<`0x${string}`>;
     /**
      * Get the agent's average APY performance over a time period. Does not require a wallet connection.
      * @param options - Contains agentId (optional) and days ("7D", "14D", or "30D")

package/dist/index.js

@@ -1303,43 +1303,7 @@ var ZyfaiAgent = class {
    * recoverable (ensureWalletDeployed tries the other deploy call), but
    * failing the deposit outright is not.
    */
-  /**
-   * Zyfai's own answer to "what kind of wallet is this, and can the agent act on
-   * it", read from the positions payload (`GET /data/position`, which
-   * `getPositions` wraps).
-   *
-   * `predeployed` and `hasActiveSessionKey` are both returned at runtime but
-   * declared on neither `Portfolio` nor their docs, hence the cast. Verified
-   * live: an old wallet reports `{predeployed: false, hasActiveSessionKey:
-   * false}` while a pool wallet reports `{true, true}`.
-   *
-   * Preferred over the SDK's private `isPredeployed`, which is cached from the
-   * login response and can go stale mid-session. Returns an empty object on any
-   * failure so every caller degrades to its own fallback.
-   */
-  async readWalletState(ownerAddress) {
-    try {
-      const { portfolio } = await this.sdk.getPositions(ownerAddress);
-      const raw = portfolio;
-      return {
-        predeployed: raw?.predeployed,
-        hasActiveSessionKey: raw?.hasActiveSessionKey
-      };
-    } catch (error) {
-      console.warn(
-        "[zyfai] getPositions wallet-state read failed (non-fatal):",
-        error instanceof Error ? error.message : String(error)
-      );
-      return {};
-    }
-  }
   async isPredeployedPoolWallet(ownerAddress, smartWallet) {
-    const { predeployed } = await this.readWalletState(ownerAddress);
-    if (typeof predeployed === "boolean") return predeployed;
-    const internals = this.sdk;
-    if (typeof internals.isPredeployed === "boolean") {
-      return internals.isPredeployed;
-    }
     try {
       const byEoa = await this.sdk.getSmartWalletByEOA(ownerAddress);
       return typeof byEoa?.smartWallet === "string" && byEoa.smartWallet.toLowerCase() === smartWallet.toLowerCase();
@@ -1381,13 +1345,7 @@ var ZyfaiAgent = class {
         chainId
       );
       if (!wallet.isDeployed) return;
-      const { hasActiveSessionKey } = await this.readWalletState(ownerAddress);
-      await this.ensureSessionKey(
-        ownerAddress,
-        chainId,
-        wallet.address,
-        hasActiveSessionKey
-      );
+      await this.ensureSessionKey(ownerAddress, chainId, wallet.address);
     } catch (error) {
       console.warn(
         "[zyfai] session-key check at activation failed (non-fatal):",
@@ -1395,19 +1353,15 @@ var ZyfaiAgent = class {
       );
     }
   }
-  async ensureSessionKey(ownerAddress, chainId, smartWallet, hasActiveSessionKey) {
+  async ensureSessionKey(ownerAddress, chainId, smartWallet) {
     try {
-      if (hasActiveSessionKey === false) {
-        console.warn(
-          `[zyfai] no session key on record for ${ownerAddress}; creating one for chain ${chainId}.`
-        );
-        await this.sdk.createSessionKey(ownerAddress, chainId);
-        return;
-      }
-      const installed = await this.readSmartSessionsInstalled(
-        chainId,
-        smartWallet
-      );
+      const installed = await this.getPublicClient(chainId).readContract({
+        address: smartWallet,
+        abi: ERC7579_IS_MODULE_INSTALLED_ABI,
+        functionName: "isModuleInstalled",
+        // moduleTypeId 1 = validator (ERC-7579)
+        args: [1n, SMART_SESSIONS_VALIDATOR, "0x"]
+      });
       if (installed) return;
       console.warn(
         `[zyfai] Safe ${smartWallet} has no smart-sessions validator on chain ${chainId}; creating a session key so the agent can allocate.`
@@ -1420,16 +1374,6 @@ var ZyfaiAgent = class {
       );
     }
   }
-  /** Ground truth for "can Zyfai's automation act on this Safe, on this chain". */
-  async readSmartSessionsInstalled(chainId, smartWallet) {
-    return this.getPublicClient(chainId).readContract({
-      address: smartWallet,
-      abi: ERC7579_IS_MODULE_INSTALLED_ABI,
-      functionName: "isModuleInstalled",
-      // moduleTypeId 1 = validator (ERC-7579)
-      args: [1n, SMART_SESSIONS_VALIDATOR, "0x"]
-    });
-  }
   /**
    * Guarantee the user's Safe has code on `chainId` before anything transfers
    * funds into it, and return its address.
@@ -1451,13 +1395,7 @@ var ZyfaiAgent = class {
   async ensureWalletDeployed(ownerAddress, chainId) {
     const wallet = await this.sdk.getSmartWalletAddress(ownerAddress, chainId);
     if (wallet.isDeployed) {
-      const { hasActiveSessionKey } = await this.readWalletState(ownerAddress);
-      await this.ensureSessionKey(
-        ownerAddress,
-        chainId,
-        wallet.address,
-        hasActiveSessionKey
-      );
+      await this.ensureSessionKey(ownerAddress, chainId, wallet.address);
       return wallet.address;
     }
     const poolFirst = await this.isPredeployedPoolWallet(
@@ -1945,9 +1883,12 @@ async function postSponsorTransferAuth(input) {
       {
         statusCode: res.status,
         responseBody: text.slice(0, 500),
-        // 503 SPONSOR_UNAVAILABLE = relayer out of gas; the tx was rejected
-        // before broadcast, so it is safe to fall back to a user-paid deposit.
-        safeToFallback: res.status === 503
+        // A 4xx is an explicit refusal before execution (DTO validation,
+        // signature rejection, simulation) — nothing was broadcast, so a
+        // user-paid retry cannot double-spend. 503 SPONSOR_UNAVAILABLE means
+        // the relayer was out of gas, also pre-broadcast. Any other 5xx stays
+        // ambiguous: the transfer may already be in flight.
+        safeToFallback: res.status >= 400 && res.status < 500 || res.status === 503
       }
     );
   }
@@ -2219,9 +2160,9 @@ function makeSponsoredDepositCallback(deps) {
   };
 }
 
-// src/lib/sponsored-weth-deposit.ts
+// src/lib/sponsored-permit2-deposit.ts
 var PERMIT_WINDOW_SECONDS = 15 * 60;
-function makeSponsoredWethCallback(deps) {
+function makeSponsoredPermit2Callback(deps) {
   const get = deps.httpGet ?? getSponsorRelayerAddress;
   const post = deps.httpPost ?? postSponsorPermit2Transfer;
   return async (smartWallet, chainId, amount) => {
@@ -2230,7 +2171,7 @@ function makeSponsoredWethCallback(deps) {
     if (!token) {
       throw new OwneyError(
         "CHAIN_UNSUPPORTED",
-        `No sponsored WETH configured for chain ${chainId}`
+        `No sponsored ${deps.assetLabel} configured for chain ${chainId}`
       );
     }
     const amountWei = BigInt(amount);
@@ -2242,14 +2183,14 @@ function makeSponsoredWethCallback(deps) {
       if (balance < amountWei) {
         throw new OwneyError(
           "DEPOSIT_INSUFFICIENT_BALANCE",
-          "Insufficient WETH balance for this deposit.",
+          `Insufficient ${deps.assetLabel} balance for this deposit.`,
           { token, chainId: cid, balance: balance.toString(), amount }
         );
       }
     } catch (err) {
       if (err instanceof OwneyError) throw err;
       console.warn(
-        "[owney-sdk] WETH balance pre-check failed (non-fatal):",
+        `[owney-sdk] ${deps.assetLabel} balance pre-check failed (non-fatal):`,
         err instanceof Error ? err.message : String(err)
       );
     }
@@ -2257,7 +2198,7 @@ function makeSponsoredWethCallback(deps) {
     if (allowance < amountWei) {
       throw new OwneyError(
         "PERMIT2_APPROVAL_REQUIRED",
-        "WETH gasless deposits need a one-time Permit2 approval; call approvePermit2() first",
+        `${deps.assetLabel} gasless deposits need a one-time Permit2 approval; call approvePermit2("${deps.assetLabel}") first`,
         { token, chainId: cid, allowance: allowance.toString(), amount }
       );
     }
@@ -2338,6 +2279,8 @@ var SPONSORED_WETH_BY_CHAIN = {
   42161: "0x82aF49447D8a07e3bd95BD0d56f35241523fBab1",
   1: "0xC02aaA39b223FE8D0A0e5C4F27eAD9083C756Cc2"
 };
+var PERMIT2_ALLOWANCE_POLL_MAX_ATTEMPTS = 10;
+var PERMIT2_ALLOWANCE_POLL_INTERVAL_MS = 1500;
 function shouldFallbackToUserPaid(error, asset, appCallback) {
   return (asset === "WETH" || asset === "USDC") && appCallback === void 0 && error instanceof OwneyError && error.code === "SPONSOR_REQUEST_FAILED" && error.details?.safeToFallback === true;
 }
@@ -2362,7 +2305,7 @@ var OwneySDK = class {
   routingApiBaseUrl;
   referralSource;
   cachedSponsoredCallback = null;
-  cachedWethSponsoredCallback = null;
+  cachedPermit2Callbacks = /* @__PURE__ */ new Map();
   initializingAgentsPromise = null;
   constructor(config) {
     this.apiKey = config.apiKey;
@@ -2390,7 +2333,7 @@ var OwneySDK = class {
     }
     this.state = { provider, walletAddress, chainId: null };
     this.cachedSponsoredCallback = null;
-    this.cachedWethSponsoredCallback = null;
+    this.cachedPermit2Callbacks.clear();
   }
   /**
    * Disconnect from all agents and clear connection state.
@@ -2404,7 +2347,7 @@ var OwneySDK = class {
     this.disabledAgents.clear();
     this.state = null;
     this.cachedSponsoredCallback = null;
-    this.cachedWethSponsoredCallback = null;
+    this.cachedPermit2Callbacks.clear();
   }
   isAgentDisabled(agentId) {
     return this.disabledAgents.has(agentId);
@@ -2481,25 +2424,23 @@ var OwneySDK = class {
     return callback;
   }
   /**
-   * Lazily builds (and caches) the default Permit2 sponsored WETH deposit
-   * callback used when the caller omits `depositCallback` for a WETH
-   * deposit. Mirrors `getDefaultSponsoredCallback()` but signs a Permit2
-   * `PermitTransferFrom` instead of an EIP-3009 authorization.
+   * Lazily builds (and caches) the Permit2 sponsored callback for one asset.
+   * Used for WETH always, and for USDC when the connected owner is a smart
+   * account — EIP-3009 verifies with ecrecover inside USDC and cannot accept a
+   * contract signature, while Permit2 supports ERC-1271.
    */
-  getDefaultWethSponsoredCallback(onApproved) {
-    if (!onApproved && this.cachedWethSponsoredCallback)
-      return this.cachedWethSponsoredCallback;
+  getDefaultPermit2Callback(asset, onApproved) {
+    const cached = this.cachedPermit2Callbacks.get(asset);
+    if (!onApproved && cached) return cached;
     const provider = this.requireConnectedProvider();
     const owner = this.state.walletAddress;
-    const callback = makeSponsoredWethCallback({
+    const callback = makeSponsoredPermit2Callback({
       apiKey: this.apiKey,
       baseUrl: this.routingApiBaseUrl,
       ownerAddress: owner,
+      assetLabel: asset,
       onApproved,
-      tokenAddressByChain: SPONSORED_WETH_BY_CHAIN,
-      // Casts work around viem's chain-narrowed Client vs the generic
-      // PublicClient/WalletClient param types — structurally identical at
-      // runtime, but the two share a name TS treats as unrelated.
+      tokenAddressByChain: asset === "USDC" ? SPONSORED_USDC_BY_CHAIN : SPONSORED_WETH_BY_CHAIN,
       getPublicClient: (cid) => createPublicClient2({
         chain: VIEM_CHAIN2[cid],
         transport: custom(provider)
@@ -2510,9 +2451,34 @@ var OwneySDK = class {
         transport: custom(provider)
       })
     });
-    if (!onApproved) this.cachedWethSponsoredCallback = callback;
+    if (!onApproved) this.cachedPermit2Callbacks.set(asset, callback);
     return callback;
   }
+  /**
+   * True when the connected owner has bytecode — a deployed smart wallet, or an
+   * EOA carrying an EIP-7702 delegation (the Base app's "Upgrade your wallet").
+   * Such wallets sign via ERC-1271, which EIP-3009 cannot verify.
+   *
+   * Fails OPEN: an unreadable code check returns false so a working EOA deposit
+   * is never blocked by a flaky provider.
+   */
+  async ownerHasCode() {
+    try {
+      const provider = this.requireConnectedProvider();
+      const code = await provider.request({
+        method: "eth_getCode",
+        params: [this.state.walletAddress, "latest"]
+      });
+      return Boolean(code) && code !== "0x";
+    } catch (error) {
+      debugLog(
+        "deposit",
+        "owner code check failed; assuming EOA",
+        error instanceof Error ? error.message : String(error)
+      );
+      return false;
+    }
+  }
   getAgent(agentId) {
     const agent = this.agents.get(agentId);
     if (!agent) {
@@ -2708,7 +2674,11 @@ var OwneySDK = class {
     }
     const state = this.requireState();
     const chainId = this.requireChainId();
-    const effectiveCallback = depositCallback ?? (asset === "WETH" ? this.getDefaultWethSponsoredCallback(onApproved) : this.getDefaultSponsoredCallback(onApproved));
+    const ownerIsSmartAccount = depositCallback === void 0 && asset !== "WETH" ? await this.ownerHasCode() : false;
+    const effectiveCallback = depositCallback ?? (asset === "WETH" || ownerIsSmartAccount ? this.getDefaultPermit2Callback(
+      asset === "WETH" ? "WETH" : "USDC",
+      onApproved
+    ) : this.getDefaultSponsoredCallback(onApproved));
     if (agentId) {
       if (this.isAgentDisabled(agentId)) {
         throw new OwneyError(
@@ -2777,13 +2747,16 @@ var OwneySDK = class {
    * 1. Missing Permit2 allowance: when the app did not supply its own
    *    callback and the attempt fails with `PERMIT2_APPROVAL_REQUIRED` on a
    *    WETH deposit, this is the wallet's first gasless WETH deposit. We send
-   *    the one-time (user-paid) Permit2 approval via `approvePermit2()` and
-   *    retry the SAME sponsored attempt once. Bounded to one approval attempt
-   *    per call so a wallet/agent that keeps reporting the allowance as
-   *    missing can't loop forever. If `approvePermit2()` itself throws (e.g.
-   *    the user rejects the wallet prompt), that error propagates as-is —
-   *    the user said no to a transaction, so we must not turn around and ask
-   *    them to pay for a different one via the fallback below.
+   *    the one-time (user-paid) Permit2 approval via `approvePermit2()`, wait
+   *    for the new allowance to actually be readable via
+   *    `waitForPermit2Allowance()` (the wallet's own RPC can lag a freshly
+   *    mined tx), then retry the SAME sponsored attempt once. Bounded to one
+   *    approval attempt per call so a wallet/agent that keeps reporting the
+   *    allowance as missing can't loop forever. If `approvePermit2()` itself
+   *    throws (e.g. the user rejects the wallet prompt), that error
+   *    propagates as-is — the user said no to a transaction, so we must not
+   *    turn around and ask them to pay for a different one via the fallback
+   *    below.
    * 2. `shouldFallbackToUserPaid`: the SDK's own WETH sponsor path failed at
    *    the infrastructure layer in a provably safe-to-retry way, so we warn
    *    and retry once with `undefined`, falling through to a user-paid
@@ -2795,6 +2768,49 @@ var OwneySDK = class {
    * propagates unchanged. Scoped per agent invocation so one agent's failure
    * doesn't force a retry of sibling agents in a multi-agent split.
    */
+  /**
+   * Polls the owner's Permit2 allowance for `asset` until it covers `amount`
+   * or the attempt budget runs out. Called right after `approvePermit2()`
+   * resolves: the approval tx is mined, but the wallet's own RPC can still
+   * serve a stale (zero) allowance on the very next read (replica lag), which
+   * would otherwise make the immediate retry fail with the same
+   * PERMIT2_APPROVAL_REQUIRED error the user just approved past. Never
+   * throws — if the allowance still hasn't caught up after the budget, the
+   * caller's retry will surface the honest PERMIT2_APPROVAL_REQUIRED error
+   * rather than this helper inventing a different one.
+   */
+  async waitForPermit2Allowance(asset, amount) {
+    const state = this.requireState();
+    const chainId = this.requireChainId();
+    const provider = this.requireConnectedProvider();
+    const token = asset === "USDC" ? SPONSORED_USDC_BY_CHAIN[chainId] : SPONSORED_WETH_BY_CHAIN[chainId];
+    if (!token) return;
+    const publicClient = createPublicClient2({
+      chain: VIEM_CHAIN2[chainId],
+      transport: custom(provider)
+    });
+    for (let attempt = 0; attempt < PERMIT2_ALLOWANCE_POLL_MAX_ATTEMPTS; attempt++) {
+      if (attempt > 0) {
+        await new Promise(
+          (resolve) => setTimeout(resolve, PERMIT2_ALLOWANCE_POLL_INTERVAL_MS)
+        );
+      }
+      try {
+        const allowance = await readPermit2Allowance(
+          publicClient,
+          token,
+          state.walletAddress
+        );
+        if (allowance >= amount) return;
+      } catch (error) {
+        debugLog(
+          "deposit",
+          "Permit2 allowance poll read failed; retrying",
+          error instanceof Error ? error.message : String(error)
+        );
+      }
+    }
+  }
   async depositWithFallback(agent, state, chainId, amount, asset, effectiveCallback, appCallback) {
     const attempt = (callback) => withFailureReporting(
       this.apiKey,
@@ -2812,12 +2828,16 @@ var OwneySDK = class {
       try {
         return await attempt(effectiveCallback);
       } catch (error) {
-        if (!approvalAttempted && appCallback === void 0 && asset === "WETH" && error instanceof OwneyError && error.code === "PERMIT2_APPROVAL_REQUIRED") {
+        if (!approvalAttempted && appCallback === void 0 && (asset === "WETH" || asset === "USDC") && error instanceof OwneyError && error.code === "PERMIT2_APPROVAL_REQUIRED") {
           approvalAttempted = true;
           console.warn(
-            "[owney-sdk] First WETH deposit: sending one-time Permit2 approval..."
+            `[owney-sdk] First ${asset} gasless deposit: sending one-time Permit2 approval...`
+          );
+          await this.approvePermit2(asset);
+          await this.waitForPermit2Allowance(
+            asset,
+            BigInt(amount)
           );
-          await this.approvePermit2();
           continue;
         }
         if (!shouldFallbackToUserPaid(error, asset, appCallback)) throw error;
@@ -3331,23 +3351,32 @@ var OwneySDK = class {
     return agent.ensureAutoSelectProtocols(state, chainId, asset);
   }
   /**
-   * One-time, user-paid approval of Permit2 on the sponsored WETH token for
-   * the active chain. Required once per wallet per chain before gasless WETH
-   * deposits; afterwards deposit() is signature-only. Resolves only after the
-   * approval transaction is mined (1 confirmation), so a subsequent deposit()
-   * will see the new allowance; throws if the transaction reverted.
+   * One-time, user-paid approval of Permit2 on the given sponsored token for
+   * the active chain. Required once per wallet per chain per token before a
+   * gasless deposit of that asset over Permit2; afterwards deposit() is
+   * signature-only for it. This call itself is a real transaction the user
+   * pays gas for. Resolves only after the approval transaction is mined (1
+   * confirmation), so a subsequent deposit() will see the new allowance;
+   * throws if the transaction reverted.
    * @returns the approval transaction hash.
    */
   async approvePermit2(asset = "WETH") {
-    void asset;
     const state = this.requireState();
     const chainId = this.requireChainId();
-    this.validateAssetSupport(this.getAgent("zyfai"), chainId, "WETH");
-    const token = SPONSORED_WETH_BY_CHAIN[chainId];
+    let guard = this.agents.get("zyfai");
+    if (!guard) {
+      try {
+        guard = this.getEligibleAgents(chainId, asset)[0];
+      } catch {
+        guard = void 0;
+      }
+    }
+    if (guard) this.validateAssetSupport(guard, chainId, asset);
+    const token = asset === "USDC" ? SPONSORED_USDC_BY_CHAIN[chainId] : SPONSORED_WETH_BY_CHAIN[chainId];
     if (!token) {
       throw new OwneyError(
         "CHAIN_UNSUPPORTED",
-        `No sponsored WETH on chain ${chainId}`
+        `No sponsored ${asset} on chain ${chainId}`
       );
     }
     const provider = this.requireConnectedProvider();

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@owney/sdk",
-  "version": "0.7.7-beta.1",
+  "version": "0.7.7-beta.2",
   "type": "module",
   "main": "dist/index.cjs",
   "module": "dist/index.js",