@owlmeans/server-payment 0.1.18-rc.20 → 0.1.18-rc.21

package/src/consumer/records.ts

@@ -0,0 +1,374 @@
+import {
+  billingLanguageOf, chargeCurrencyOf, ConsumerRegion, ConsumerRightsError, ENTITLING_STATUSES, inScope, PurchaseKind,
+  regionOf, withdrawalOpen,
+} from '@owlmeans/payment'
+import type { BillingProfileView, ConsumerRightsPolicy, PurchaseView } from '@owlmeans/payment'
+import type { Context as ApiContext } from '@owlmeans/server-api'
+import { PURCHASE_ID_PREFIX, STRIPE_PAYGATE_ALIAS } from '../consts.js'
+import {
+  billingProfiles, compact, conditionalDelete, consumerEvents, fulfillments, isDuplicateKey, paygateCustomers, purchases,
+  stripePricingConfig, subscriptions,
+} from '../utils.js'
+import { makeContractRef, normalizeEmail } from './format.js'
+import type {
+  BillingProfileRecord, BillingProfileSource, ConsumerEventRecord, LockOptions, PaymentSubscriptionRecord,
+  PurchaseRecord, PurchaseRef, UnlockOptions,
+} from '../types.js'
+
+export const purchaseIdOf = (externalId: string): string => `${PURCHASE_ID_PREFIX}:${externalId}`
+
+/** A locked profile as the wire sees it. */
+export const profileViewOf = (record: BillingProfileRecord, policy: ConsumerRightsPolicy | null): BillingProfileView => ({
+  country: record.country,
+  region: record.region,
+  currency: record.currency,
+  locked: true,
+  lockedAt: new Date(record.lockedAt),
+  language: record.language,
+  inScope: inScope(record.region, record.country, policy),
+})
+
+/** No profile yet: nothing locked, the default legal language, an unknown buyer (protected by default). */
+export const unlockedProfileView = (policy: ConsumerRightsPolicy | null): BillingProfileView => ({
+  country: null,
+  region: null,
+  currency: null,
+  locked: false,
+  language: policy?.defaultLanguage ?? 'en',
+  inScope: inScope(null, null, policy),
+})
+
+/**
+ * Append one audit step. A failure to write it is logged and never fails the act it describes —
+ * the act's own record (consent, declaration, purchase) is already written.
+ */
+export const recordEvent = async (
+  ctx: ApiContext, event: Omit<ConsumerEventRecord, 'at' | 'id'> & { at?: Date },
+): Promise<void> => {
+  try {
+    await consumerEvents(ctx).create(compact({ ...event, at: event.at ?? new Date() }) as ConsumerEventRecord)
+  } catch (error) {
+    console.error(`[payment] consumer event "${event.action}" of "${event.recordId}" not recorded`, error)
+  }
+}
+
+/** Whether a step already succeeded (or a mail was deliberately skipped) for a record. */
+export const hasEvent = async (
+  ctx: ApiContext, recordId: string, action: ConsumerEventRecord['action'], step?: string, ok?: boolean,
+): Promise<boolean> => await consumerEvents(ctx).load(compact({
+  recordId, action, ...(step != null ? { step } : {}), ...(ok != null ? { ok } : {}),
+})) != null
+
+/** The currency of the entity's entitling Stripe subscription — two of one customer cannot differ. */
+export const activeSubscriptionCurrency = async (ctx: ApiContext, entityId: string): Promise<string | undefined> => {
+  const row = await entitlingStripeSubscription(ctx, entityId)
+
+  return row?.currency ?? undefined
+}
+
+/** The entity's highest-ranked entitling Stripe subscription, or `null`. */
+export const entitlingStripeSubscription = async (
+  ctx: ApiContext, entityId: string,
+): Promise<PaymentSubscriptionRecord | null> => await subscriptions(ctx).load(
+  { entityId, paygate: STRIPE_PAYGATE_ALIAS, status: [...ENTITLING_STATUSES] },
+  { sort: [{ field: 'rank', order: 'desc' }, { field: 'createdAt', order: 'desc' }] },
+)
+
+/** Whether the entity ever paid through the paygate (a fulfilled checkout or a propagated subscription). */
+export const hasPaid = async (ctx: ApiContext, entityId: string): Promise<boolean> =>
+  await fulfillments(ctx).load({ entityId, paygate: STRIPE_PAYGATE_ALIAS, fulfilledAt: { $exists: true } }) != null
+  || await subscriptions(ctx).load({ entityId, paygate: STRIPE_PAYGATE_ALIAS, initialPropagatedAt: { $exists: true } }) != null
+
+export interface LockInput extends LockOptions {
+  entityId: string
+  country: string
+  source: BillingProfileSource
+}
+
+export interface LockResult {
+  record: BillingProfileRecord
+  created: boolean
+  /** The lock exists with another country: recorded as `lock-mismatch`, never relocked. */
+  mismatch: boolean
+}
+
+/**
+ * Fix an entity's billing country — the FIRST write wins (a unique index on `entityId` settles a
+ * race). A later, different country is only a `lock-mismatch` event; only a `manual` lock with
+ * `force` replaces the country, audited as `relock`. The charge currency is fixed with it: the
+ * currency of an entitling paygate subscription when one exists (a customer's subscriptions share
+ * one currency), else the region's (`policy.currencies`), else the given one.
+ */
+export const lockProfile = async (
+  ctx: ApiContext, policy: ConsumerRightsPolicy | null, input: LockInput,
+): Promise<LockResult> => {
+  const country = input.country.trim().toUpperCase()
+  if (!/^[A-Z]{2}$/.test(country)) {
+    throw new ConsumerRightsError(`lock:country:${input.country}`)
+  }
+  const resource = billingProfiles(ctx)
+  const now = new Date()
+  const existing = await resource.byEntity(input.entityId)
+  if (existing != null) {
+    return await compareLock(ctx, policy, existing, input, country, now)
+  }
+
+  const region = regionOf(country, policy) ?? ConsumerRegion.Other
+  const settlement = (await stripePricingConfig(ctx))?.settlementCurrency?.toLowerCase()
+  const currency = (await activeSubscriptionCurrency(ctx, input.entityId))
+    ?? (policy?.currencies != null && Object.keys(policy.currencies).length > 0
+      ? chargeCurrencyOf(region, policy, input.currency ?? settlement ?? 'usd')
+      : input.currency ?? settlement ?? 'usd')
+  const record = compact({
+    entityId: input.entityId,
+    country,
+    region,
+    currency: currency.toLowerCase(),
+    language: input.language ?? billingLanguageOf(country, policy),
+    source: input.source,
+    paygate: STRIPE_PAYGATE_ALIAS,
+    customerId: input.customerId,
+    sessionId: input.sessionId,
+    ipCountry: input.ipCountry?.toUpperCase(),
+    email: input.email,
+    name: input.name,
+    business: input.business,
+    lockedAt: now,
+    createdAt: now,
+  }) as BillingProfileRecord
+  try {
+    const created = await resource.create(record)
+    await recordEvent(ctx, {
+      recordId: input.entityId, recordKind: 'profile', entityId: input.entityId, action: 'lock', ok: true,
+      detail: JSON.stringify(compact({
+        source: input.source, country, currency: created.currency, sessionId: input.sessionId,
+        ipCountry: input.ipCountry?.toUpperCase(),
+        ipMismatch: input.ipCountry != null ? input.ipCountry.toUpperCase() !== country : undefined,
+        by: input.by, reason: input.reason,
+      })),
+    })
+
+    return { record: created, created: true, mismatch: false }
+  } catch (error) {
+    if (!isDuplicateKey(error)) {
+      throw error
+    }
+    const winner = await resource.byEntity(input.entityId)
+    if (winner == null) {
+      throw error
+    }
+
+    return await compareLock(ctx, policy, winner, input, country, now)
+  }
+}
+
+const compareLock = async (
+  ctx: ApiContext, policy: ConsumerRightsPolicy | null, existing: BillingProfileRecord, input: LockInput,
+  country: string, now: Date,
+): Promise<LockResult> => {
+  if (input.source === 'manual' && input.force === true) {
+    const region = regionOf(country, policy) ?? ConsumerRegion.Other
+    const updated = await billingProfiles(ctx).update(compact({
+      ...existing,
+      country,
+      region,
+      currency: (input.currency ?? (country === existing.country ? existing.currency
+        : chargeCurrencyOf(region, policy, existing.currency))).toLowerCase(),
+      language: input.language ?? (country === existing.country ? existing.language : billingLanguageOf(country, policy)),
+      source: 'manual' as const,
+      updatedAt: now,
+    }))
+    await recordEvent(ctx, {
+      recordId: existing.entityId, recordKind: 'profile', entityId: existing.entityId, action: 'relock', ok: true,
+      detail: JSON.stringify(compact({
+        from: existing.country, to: country, currency: updated.currency, by: input.by, reason: input.reason,
+      })),
+    })
+
+    return { record: updated, created: false, mismatch: false }
+  }
+  const mismatch = existing.country !== country
+  if (mismatch) {
+    await recordEvent(ctx, {
+      recordId: existing.entityId, recordKind: 'profile', entityId: existing.entityId, action: 'lock-mismatch',
+      ok: true,
+      detail: JSON.stringify(compact({
+        locked: existing.country, observed: country, source: input.source, sessionId: input.sessionId,
+        ipCountry: input.ipCountry,
+      })),
+    })
+  }
+
+  return { record: existing, created: false, mismatch }
+}
+
+/**
+ * An operator removes an entity's lock: the profile row is deleted (only while it still holds the
+ * country read — a concurrent relock survives) and an `unlock` event keeps the whole row, `by` and
+ * `reason`. `null` when nothing was locked.
+ */
+export const unlockProfile = async (
+  ctx: ApiContext, entityId: string, opts: UnlockOptions = {},
+): Promise<BillingProfileRecord | null> => {
+  const resource = billingProfiles(ctx)
+  const existing = await resource.byEntity(entityId)
+  if (existing == null) {
+    return null
+  }
+  if (!await conditionalDelete(resource, { entityId, country: existing.country })) {
+    throw new ConsumerRightsError(`unlock:changed:${entityId}`)
+  }
+  const { id: _id, ...row } = existing
+  await recordEvent(ctx, {
+    recordId: entityId, recordKind: 'profile', entityId, action: 'unlock', ok: true,
+    detail: JSON.stringify(compact({ from: existing.country, by: opts.by, reason: opts.reason, profile: row })),
+  })
+
+  return existing
+}
+
+/**
+ * Whether an operator unlocked the entity — then no lock is taken from its paygate customer's saved
+ * address (at checkout or in reconcile): its next completed purchase locks it.
+ */
+export const wasUnlocked = async (ctx: ApiContext, entityId: string): Promise<boolean> =>
+  await hasEvent(ctx, entityId, 'unlock')
+
+/** Inside its window at `at`: in scope, before the deadline, neither withdrawn from nor refunded. */
+export const windowOpen = (purchase: PurchaseRecord, at: Date = new Date()): boolean =>
+  purchase.inScope && withdrawalOpen({
+    deadline: purchase.deadline != null ? new Date(purchase.deadline) : null,
+    withdrawnAt: purchase.withdrawnAt ?? null,
+    refundedAt: purchase.refundedAt ?? null,
+  }, at)
+
+export const purchaseViewOf = (purchase: PurchaseRecord, withdrawable: boolean): PurchaseView => compact({
+  purchaseId: purchase.purchaseId,
+  contractRef: purchase.contractRef,
+  kind: purchase.kind,
+  purchasedAt: new Date(purchase.purchasedAt),
+  deadline: purchase.deadline != null ? new Date(purchase.deadline) : undefined,
+  productSku: purchase.productSku,
+  planSku: purchase.planSku ?? undefined,
+  amountTotalMinor: purchase.amountTotalMinor,
+  currency: purchase.currency,
+  consentedAt: purchase.consentedAt != null ? new Date(purchase.consentedAt) : undefined,
+  withdrawnAt: purchase.withdrawnAt != null ? new Date(purchase.withdrawnAt) : undefined,
+  withdrawable,
+}) as PurchaseView
+
+export const purchaseRefOf = (purchase: PurchaseRecord): PurchaseRef => compact({
+  purchaseId: purchase.purchaseId,
+  kind: purchase.kind,
+  entityId: purchase.entityId,
+  contractRef: purchase.contractRef,
+  productSku: purchase.productSku,
+  planSku: purchase.planSku ?? undefined,
+  sessionId: purchase.sessionId ?? undefined,
+  subscriptionId: purchase.subscriptionId ?? undefined,
+  invoiceId: purchase.invoiceId ?? undefined,
+  purchasedAt: new Date(purchase.purchasedAt),
+}) as PurchaseRef
+
+/** The open, unconsented top-up windows of an entity — what a performance consent covers. */
+export const unconsentedWindows = async (ctx: ApiContext, entityId: string, at: Date = new Date()): Promise<PurchaseRecord[]> =>
+  (await purchases(ctx).list({
+    entityId, inScope: true, kind: PurchaseKind.TopUp, consentedAt: null, withdrawnAt: null, refundedAt: null,
+    deadline: { $gt: at },
+  }, { size: 100, sort: [{ field: 'deadline', order: 'desc' }] })).items
+
+const CONTRACT_REF_ATTEMPTS = 6
+
+export type PurchaseDraft = Omit<PurchaseRecord, 'id' | 'contractRef' | 'createdAt'>
+
+/**
+ * Write a purchase once: an existing row for the same purchase (or the same checkout session) is
+ * returned as it is. A contract-reference collision retries with a fresh reference.
+ */
+export const createPurchase = async (
+  ctx: ApiContext, draft: PurchaseDraft,
+): Promise<{ record: PurchaseRecord, created: boolean }> => {
+  const resource = purchases(ctx)
+  const existing = await resource.byPurchaseId(draft.purchaseId)
+    ?? (draft.sessionId != null ? await resource.load({ sessionId: draft.sessionId }) : null)
+  if (existing != null) {
+    return { record: existing, created: false }
+  }
+  let last: unknown = null
+  for (let attempt = 0; attempt < CONTRACT_REF_ATTEMPTS; attempt++) {
+    try {
+      const record = await resource.create(compact({
+        ...draft, contractRef: makeContractRef(new Date(draft.purchasedAt)), createdAt: new Date(),
+      }) as PurchaseRecord)
+
+      return { record, created: true }
+    } catch (error) {
+      if (!isDuplicateKey(error)) {
+        throw error
+      }
+      last = error
+      const winner = await resource.byPurchaseId(draft.purchaseId)
+        ?? (draft.sessionId != null ? await resource.load({ sessionId: draft.sessionId }) : null)
+      if (winner != null) {
+        return { record: winner, created: false }
+      }
+    }
+  }
+  console.error('[payment] no free contract reference after retries', last)
+  throw new ConsumerRightsError('contract-ref')
+}
+
+/** Set fields on a purchase without replacing it (a concurrent conditional write survives). */
+export const patchPurchase = async (
+  ctx: ApiContext, purchaseId: string, fields: Partial<PurchaseRecord>,
+): Promise<void> => {
+  const set = Object.fromEntries(Object.entries({ ...fields, updatedAt: new Date() }).filter(([, value]) => value !== undefined))
+  const resource = purchases(ctx)
+  const collection = (resource as unknown as { collection?: { updateOne?: unknown } }).collection
+  if (collection?.updateOne != null) {
+    await (collection.updateOne as (filter: object, update: object) => Promise<unknown>)({ purchaseId }, { $set: set })
+    return
+  }
+  const current = await resource.byPurchaseId(purchaseId)
+  if (current != null) {
+    await resource.update({ ...current, ...set })
+  }
+}
+
+/** The e-mail a consumer-rights mail reaches the organization at when no person named one. */
+export const contactEmailOf = async (ctx: ApiContext, entityId: string): Promise<string | undefined> => {
+  const profile = await billingProfiles(ctx).byEntity(entityId)
+  if (profile?.email != null && profile.email !== '') {
+    return profile.email
+  }
+  const latest = await purchases(ctx).load({ entityId, email: { $exists: true } }, {
+    sort: [{ field: 'purchasedAt', order: 'desc' }],
+  })
+  if (latest?.email != null && latest.email !== '') {
+    return latest.email
+  }
+  const customer = await paygateCustomers(ctx).byEntity(entityId, STRIPE_PAYGATE_ALIAS)
+
+  return customer?.email ?? undefined
+}
+
+/**
+ * Whether an e-mail address belongs to a purchase: its checkout e-mail, the organization's
+ * profile e-mail or its paygate customer's — compared case-insensitively.
+ */
+export const emailMatches = async (ctx: ApiContext, purchase: PurchaseRecord, email: string): Promise<boolean> => {
+  const wanted = normalizeEmail(email)
+  if (wanted === '') {
+    return false
+  }
+  if (normalizeEmail(purchase.email) === wanted) {
+    return true
+  }
+  const profile = await billingProfiles(ctx).byEntity(purchase.entityId)
+  if (normalizeEmail(profile?.email) === wanted) {
+    return true
+  }
+  const customer = await paygateCustomers(ctx).byEntity(purchase.entityId, STRIPE_PAYGATE_ALIAS)
+
+  return normalizeEmail(customer?.email) === wanted
+}