@owlmeans/server-payment 0.1.18-rc.2 → 0.1.18-rc.21

package/build/plugins/estimate.js

@@ -0,0 +1,268 @@
+import { chargeAmountMinor, chargeCurrencyOf, CheckoutPricingMode, currencyOfCountry, ProductError, ratePpmOf, regionOf, TaxBehavior, TaxEstimateStatus, TaxType, UnknownProduct, } from '@owlmeans/payment';
+import { STRIPE_FX_QUOTES_API_VERSION, STRIPE_PAYGATE_ALIAS } from '../consts.js';
+import { findProduct } from '../plan.js';
+import { isSoldThrough } from '../sync.js';
+import { consumerRightsOf, fingerprints, isMissingObject, paygateCustomers, payment, stripePricingConfig, } from '../utils.js';
+import { stripeFxRate } from './fx.js';
+/** @param taxTtlMs default 24h; @param fxTtlMs default 1h; @param customerTtlMs default 5min. */
+export const makeEstimateCache = (taxTtlMs = 24 * 60 * 60 * 1_000, fxTtlMs = 60 * 60 * 1_000, customerTtlMs = 5 * 60 * 1_000) => ({
+    taxTtlMs, fxTtlMs, customerTtlMs, tax: new Map(), fx: new Map(), customer: new Map(), inflight: new Map(),
+});
+/**
+ * A keyed value cached for `ttlMs`, with in-flight requests shared across concurrent callers. Only
+ * a settled (resolved) outcome is cached — a thrown error (a rate limit, a dropped connection) never
+ * is, so the next call simply tries again.
+ */
+const cached = async (store, inflight, key, ttlMs, factory) => {
+    const now = Date.now();
+    const hit = store.get(key);
+    if (hit != null && hit.expiresAt > now) {
+        return hit.value;
+    }
+    const pending = inflight.get(key);
+    if (pending != null) {
+        return pending;
+    }
+    const promise = factory().then(value => {
+        store.set(key, { value, expiresAt: Date.now() + ttlMs });
+        inflight.delete(key);
+        return value;
+    }).catch(error => {
+        inflight.delete(key);
+        throw error;
+    });
+    inflight.set(key, promise);
+    return promise;
+};
+// -------------------------------------------------------------------------------------------
+// Customer lookup — the fallback country and the tax ids a request-given country still checks.
+// -------------------------------------------------------------------------------------------
+const cachedCustomer = async (ctx, stripe, entityId, cache) => cached(cache.customer, cache.inflight, `customer:${entityId}`, cache.customerTtlMs, async () => {
+    const record = await paygateCustomers(ctx).byEntity(entityId, STRIPE_PAYGATE_ALIAS);
+    if (record == null || record.deletedAt != null) {
+        return null;
+    }
+    try {
+        const retrieved = await stripe.customers.retrieve(record.externalId, { expand: ['tax_ids'] });
+        return retrieved.deleted ? null : retrieved;
+    }
+    catch (error) {
+        if (isMissingObject(error))
+            return null;
+        throw error;
+    }
+});
+/** A duck-typed check, matching `isMissingObject` above: the installed SDK's own error classes. */
+const isInvalidRequest = (error) => error?.type === 'StripeInvalidRequestError';
+const NON_SCALABLE_REASONS = new Set([
+    'portion_product_exempt', 'portion_reduced_rated', 'portion_standard_rated', 'taxable_basis_reduced',
+    'proportionally_rated',
+]);
+/** A linear percentage rate scales with the amount; a flat fee, a partial exemption, or several inclusive rates do not. */
+const scalableOf = (breakdown, behavior) => {
+    if (breakdown.some(row => row.tax_rate_details?.rate_type === 'flat_amount'))
+        return false;
+    if (breakdown.some(row => NON_SCALABLE_REASONS.has(row.taxability_reason)))
+        return false;
+    if (behavior === TaxBehavior.Inclusive && breakdown.length > 1)
+        return false;
+    return true;
+};
+const statusOf = (breakdown, taxMinor) => {
+    if (breakdown.some(row => row.taxability_reason === 'reverse_charge'))
+        return TaxEstimateStatus.ReverseCharge;
+    if (taxMinor > 0)
+        return TaxEstimateStatus.Taxed;
+    if (breakdown.some(row => row.taxability_reason === 'not_supported'))
+        return TaxEstimateStatus.AtCheckout;
+    return TaxEstimateStatus.None;
+};
+const TAX_TYPE_MAP = Object.freeze({
+    vat: TaxType.Vat, gst: TaxType.Gst, sales_tax: TaxType.SalesTax,
+});
+const taxTypeOf = (raw) => raw != null && raw in TAX_TYPE_MAP ? TAX_TYPE_MAP[raw] : TaxType.Tax;
+const ratesOf = (breakdown) => breakdown
+    .filter((row) => row.tax_rate_details != null)
+    .map(row => ({
+    type: taxTypeOf(row.tax_rate_details.tax_type),
+    percentage: row.tax_rate_details.percentage_decimal,
+    ratePpm: ratePpmOf(row.tax_rate_details.percentage_decimal),
+    ...(row.tax_rate_details.country != null ? { country: row.tax_rate_details.country } : {}),
+    ...(row.tax_rate_details.state != null ? { state: row.tax_rate_details.state } : {}),
+}));
+const taxEstimateOf = (calculation, behavior, subtotalMinor) => {
+    const breakdown = calculation.tax_breakdown ?? [];
+    const taxMinor = calculation.tax_amount_exclusive + calculation.tax_amount_inclusive;
+    const status = statusOf(breakdown, taxMinor);
+    return {
+        status, subtotalMinor, taxMinor, totalMinor: calculation.amount_total,
+        scalable: scalableOf(breakdown, behavior), rates: ratesOf(breakdown),
+    };
+};
+/** The reference amount and currency of the estimate: an amount plan's default preset, else the plan's own price. */
+const referenceOf = (plan) => {
+    if (plan.pricingMode === CheckoutPricingMode.Amount) {
+        if (plan.amountPolicy == null)
+            throw new ProductError(`amount-policy:${plan.sku}`);
+        return {
+            subtotalMinor: chargeAmountMinor(plan.amountPolicy.defaultMinor, plan.amountPolicy),
+            currency: plan.amountPolicy.currency.toLowerCase(),
+        };
+    }
+    return { subtotalMinor: Math.round(plan.price * 100), currency: (plan.currency ?? 'usd').toLowerCase() };
+};
+/**
+ * The reference amount in the currency the buyer is charged in: a recurring or quantity plan's
+ * synced price in that currency (its default or an option — no paygate call), else the plan's own
+ * catalogue reference. An amount plan keeps its policy currency.
+ */
+const chargedReferenceOf = async (ctx, product, plan, chargeCurrency) => {
+    const reference = referenceOf(plan);
+    if (chargeCurrency == null || plan.pricingMode === CheckoutPricingMode.Amount || chargeCurrency === reference.currency && plan.currencyPrices == null) {
+        return reference;
+    }
+    const synced = (await fingerprints(ctx).bySku(product.sku))?.prices?.find(price => price.planSku === plan.sku);
+    if (synced == null) {
+        return reference;
+    }
+    if (synced.currency === chargeCurrency) {
+        return { subtotalMinor: synced.unitAmount, currency: chargeCurrency };
+    }
+    const option = synced.options.find(entry => entry.currency === chargeCurrency);
+    return option != null ? { subtotalMinor: option.unitAmount, currency: chargeCurrency } : reference;
+};
+/** A placeholder estimate — no known tax, shown by its `status`, never by its zeroed numbers. */
+const unresolvedEstimate = (status, subtotalMinor) => ({
+    status, subtotalMinor, taxMinor: 0, totalMinor: subtotalMinor, scalable: false, rates: [],
+});
+const fetchFxRate = async (stripe, currency, localCurrency, apiVersion, settlementCurrency = currency) => {
+    const settlement = settlementCurrency.toLowerCase();
+    const sourceRate = settlement === currency
+        ? { referenceRate: 1 }
+        : await stripeFxRate(stripe, currency, settlement, apiVersion);
+    if (sourceRate == null)
+        return null;
+    if (localCurrency === settlement) {
+        return { currency: localCurrency, exchangeRate: 1 / sourceRate.referenceRate };
+    }
+    const localRate = await stripeFxRate(stripe, localCurrency, settlement, apiVersion);
+    if (localRate == null)
+        return null;
+    return {
+        currency: localCurrency, exchangeRate: localRate.exchangeRate / sourceRate.referenceRate,
+        ...(localRate.fxFeeRate != null ? { fxFeeRate: localRate.fxFeeRate } : {}),
+    };
+};
+// -------------------------------------------------------------------------------------------
+/**
+ * A Stripe Tax estimate (and, when the pricing policy asks for it, a local-currency conversion) for
+ * one product/plan, at a billing country the request names or the entity's paygate customer does.
+ *
+ * Costs one Tax Calculation API call ($0.05) per distinct (currency, country, amount, tax code,
+ * behavior, matching tax ids) within `cache`'s TTL, and one free FX Quotes call per distinct
+ * (currency, local currency) — never more, and never for a rate-limit or connection error, which is
+ * never cached.
+ */
+export const estimateStripePrice = async (ctx, stripe, params, cache) => {
+    const product = await findProduct(ctx, params.productSku);
+    if (product == null)
+        throw new UnknownProduct(params.productSku);
+    const plans = (await payment(ctx).allPlans(product.sku))
+        .filter(plan => isSoldThrough(product, plan, STRIPE_PAYGATE_ALIAS));
+    const plan = params.planSku != null
+        ? plans.find(item => item.sku === params.planSku)
+        : plans.find(item => item.recurring != null) ?? plans[0];
+    if (plan == null)
+        throw new ProductError(params.planSku != null ? `plan:${params.planSku}` : 'plan');
+    const pricing = await payment(ctx).pricingPolicy();
+    const behavior = pricing.tax.behavior ?? TaxBehavior.Exclusive;
+    const rights = await payment(ctx).consumerRightsPolicy();
+    // A locked billing country overrides whatever the request names: a picker shows it, locked.
+    const profile = rights != null ? await consumerRightsOf(ctx)?.profile(params.entityId) ?? null : null;
+    const locked = profile?.locked === true && profile.country != null;
+    let country = locked ? profile.country : params.country?.toUpperCase();
+    let source = locked ? 'profile' : country != null ? 'request' : undefined;
+    let matchingTaxIds = [];
+    let taxabilityOverride;
+    const customer = await cachedCustomer(ctx, stripe, params.entityId, cache);
+    if (customer != null) {
+        if (country == null && customer.address?.country != null) {
+            country = customer.address.country;
+            source = 'customer';
+        }
+        if (country != null) {
+            matchingTaxIds = (customer.tax_ids?.data ?? [])
+                .filter(taxId => taxId.country === country)
+                .map(taxId => ({ type: taxId.type, value: taxId.value }));
+            if (customer.tax_exempt === 'exempt')
+                taxabilityOverride = 'customer_exempt';
+            else if (customer.tax_exempt === 'reverse')
+                taxabilityOverride = 'reverse_charge';
+        }
+    }
+    const region = rights != null ? regionOf(country, rights) : null;
+    const settlementCurrency = (await stripePricingConfig(ctx))?.settlementCurrency?.toLowerCase();
+    const { subtotalMinor, currency } = await chargedReferenceOf(ctx, product, plan, rights != null && rights.currencies != null
+        && Object.keys(rights.currencies).length > 0
+        ? (profile?.currency ?? chargeCurrencyOf(region, rights, settlementCurrency ?? (plan.currency ?? 'usd'))).toLowerCase()
+        : null);
+    const where = { ...(region != null ? { region } : {}), ...(locked ? { locked: true } : {}) };
+    if (country == null) {
+        return { currency, behavior, tax: unresolvedEstimate(TaxEstimateStatus.LocationRequired, subtotalMinor), ...where };
+    }
+    const cacheKey = JSON.stringify([
+        currency, country, subtotalMinor, product.taxCode ?? null, behavior,
+        matchingTaxIds.map(id => `${id.type}:${id.value}`).sort(), taxabilityOverride ?? null,
+    ]);
+    const outcome = await cached(cache.tax, cache.inflight, `tax:${cacheKey}`, cache.taxTtlMs, async () => {
+        try {
+            const calculation = await stripe.tax.calculations.create({
+                currency,
+                line_items: [{
+                        amount: subtotalMinor, reference: plan.sku, tax_behavior: behavior,
+                        ...(product.taxCode != null ? { tax_code: product.taxCode } : {}),
+                    }],
+                customer_details: {
+                    address: { country },
+                    address_source: 'billing',
+                    // Cast: `Stripe.TaxId.type` (the customer's saved tax id) and the Tax Calculation
+                    // parameter's own tax-id-type enum are independently generated from Stripe's OpenAPI
+                    // spec and can drift apart in this pinned SDK; every value here still came from a real
+                    // Stripe `TaxId` record, so it is valid at the API even where the two types disagree.
+                    ...(matchingTaxIds.length > 0
+                        ? { tax_ids: matchingTaxIds }
+                        : {}),
+                    ...(taxabilityOverride != null ? { taxability_override: taxabilityOverride } : {}),
+                },
+            });
+            return { ok: true, calculation };
+        }
+        catch (error) {
+            if (isInvalidRequest(error))
+                return { ok: false, code: error.code };
+            throw error;
+        }
+    });
+    const tax = outcome.ok
+        ? taxEstimateOf(outcome.calculation, behavior, subtotalMinor)
+        : unresolvedEstimate(TaxEstimateStatus.AtCheckout, subtotalMinor);
+    const result = { country, source, currency, behavior, tax, ...where };
+    // Adaptive Pricing — and so a local-currency line — applies only to a session charged in the
+    // settlement currency; a forced region currency (exact USD) is shown as it is.
+    const adaptive = rights?.currencies == null || currency === (settlementCurrency ?? currency);
+    if (pricing.currency.estimate && pricing.currency.adaptive === true && adaptive) {
+        const localCurrency = currencyOfCountry(country);
+        if (localCurrency != null && localCurrency !== currency) {
+            const stripePricing = await stripePricingConfig(ctx);
+            const apiVersion = stripePricing?.fxApiVersion ?? STRIPE_FX_QUOTES_API_VERSION;
+            const settlementCurrency = stripePricing?.settlementCurrency?.toLowerCase() ?? currency;
+            // A preview endpoint: unreachable or erroring never fails the estimate, it only drops `local`.
+            const fx = await cached(cache.fx, cache.inflight, `fx:${currency}:${settlementCurrency}:${localCurrency}:${apiVersion}`, cache.fxTtlMs, () => fetchFxRate(stripe, currency, localCurrency, apiVersion, settlementCurrency)).catch(() => null);
+            if (fx != null) {
+                result.local = { currency: fx.currency, exchangeRate: fx.exchangeRate, ...(fx.fxFeeRate != null ? { fxFeeRate: fx.fxFeeRate } : {}) };
+            }
+        }
+    }
+    return result;
+};
+//# sourceMappingURL=estimate.js.map

package/build/plugins/estimate.js.map

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package/build/plugins/events.d.ts

@@ -1,16 +1,51 @@
 import type Stripe from 'stripe';
 import { SubscriptionStatus } from '@owlmeans/payment';
 import type { Context as ApiContext } from '@owlmeans/server-api';
-export declare const createEventHandler: (context: ApiContext, stripe: Stripe) => {
+import type { CommitResult } from '../subscription.js';
+import type { SubscriptionRef } from '../types.js';
+/**
+ * Stripe's subscription status as a `SubscriptionStatus`. `past_due` still entitles (flagged);
+ * `unpaid`, `paused` and paused collection revoke until resumed.
+ */
+export declare const mapStatus: (subscription: Pick<Stripe.Subscription, 'status' | 'pause_collection'>) => SubscriptionStatus;
+export interface ApplyOptions {
+    source: 'webhook' | 'resync';
+    eventId?: string;
+    /** `event.created` (epoch seconds) of a webhook payload; an older payload than the stored state is skipped. */
+    eventCreated?: number;
+    renewal?: boolean;
+    invoiceId?: string;
+    trialEnding?: boolean;
+    /** Store this status whatever the payload says (a deleted subscription is canceled). */
+    forced?: SubscriptionStatus;
+    /** The paygate client — lets the first commit read the first invoice for its purchase row. */
+    stripe?: Stripe;
+}
+/**
+ * Apply one Stripe subscription — from a webhook payload or a fresh retrieval — to its row, and
+ * tell observers what changed. Shared by every webhook and by resync.
+ */
+export declare const applySubscription: (ctx: ApiContext, subscription: Stripe.Subscription, opts: ApplyOptions) => Promise<CommitResult>;
+/**
+ * Re-read paygate subscriptions — one by id, or every row of one entity — and apply each as a
+ * webhook would. A subscription the paygate no longer has is canceled.
+ *
+ * @returns how many rows changed
+ */
+export declare const resyncStripeSubscription: (ctx: ApiContext, stripe: Stripe, ref: SubscriptionRef) => Promise<number>;
+/** Resync every paygate subscription that is not already terminal. Errors per row are logged. */
+export declare const resyncStripeSubscriptions: (ctx: ApiContext, stripe: Stripe) => Promise<{
+    scanned: number;
+    updated: number;
+}>;
+type EventHandler = (event: Stripe.Event) => Promise<void>;
+/**
+ * The Stripe event dispatch table. `process` runs the handler of an event type and ignores every
+ * other type; a throw escapes so Stripe delivers the event again.
+ */
+export declare const createEventHandler: (ctx: ApiContext, stripe: Stripe) => {
+    handlers: Record<string, EventHandler>;
     process: (event: Stripe.Event) => Promise<void>;
-    'customer.created': (event: Stripe.CustomerCreatedEvent) => Promise<void>;
-    'customer.updated': (event: Stripe.CustomerUpdatedEvent) => Promise<void>;
-    'checkout.session.completed': (event: Stripe.CheckoutSessionCompletedEvent) => Promise<void>;
-    'checkout.session.async_payment_succeeded': (event: Stripe.CheckoutSessionAsyncPaymentSucceededEvent) => Promise<void>;
-    'customer.subscription.created': (event: Stripe.CustomerSubscriptionCreatedEvent) => Promise<void>;
-    'customer.subscription.updated': (event: Stripe.CustomerSubscriptionUpdatedEvent) => Promise<void>;
-    'customer.subscription.deleted': (event: Stripe.CustomerSubscriptionDeletedEvent) => Promise<void>;
-    _upsertCustomer: (customer: Stripe.Customer) => Promise<void>;
-    _syncSubscription: (pgSubscription: Stripe.Subscription, forced?: SubscriptionStatus) => Promise<void>;
 };
+export {};
 //# sourceMappingURL=events.d.ts.map

package/build/plugins/events.d.ts.map

@@ -1 +1 @@
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