@novha/calc-engines 2.0.3 → 4.0.0

This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
Files changed (95) hide show
  1. package/dist/corporate/germany/GermanyCorporateTaxService.js +3 -0
  2. package/dist/corporate/germany/GermanyCorporateTaxServiceImpl.js +56 -0
  3. package/dist/corporate/germany/domain/types.js +3 -0
  4. package/dist/corporate/uk/UKCorporateTaxService.js +3 -0
  5. package/dist/corporate/uk/UKCorporateTaxServiceImpl.js +70 -0
  6. package/dist/corporate/uk/domain/types.js +3 -0
  7. package/dist/corporate/usa/USACorporateTaxService.js +3 -0
  8. package/dist/corporate/usa/USACorporateTaxServiceImpl.js +29 -0
  9. package/dist/corporate/usa/domain/types.js +3 -0
  10. package/dist/income-tax/germany/GermanyIncomeTaxService.js +3 -0
  11. package/dist/income-tax/germany/GermanyIncomeTaxServiceImpl.js +86 -0
  12. package/dist/income-tax/germany/domain/types.js +3 -0
  13. package/dist/income-tax/uk/UKIncomeTaxService.js +3 -0
  14. package/dist/income-tax/uk/UKIncomeTaxServiceImpl.js +96 -0
  15. package/dist/income-tax/uk/domain/types.js +3 -0
  16. package/dist/income-tax/usa/USAIncomeTaxService.js +3 -0
  17. package/dist/income-tax/usa/USAIncomeTaxServiceImpl.js +87 -0
  18. package/dist/income-tax/usa/domain/types.js +3 -0
  19. package/dist/index.js +23 -2
  20. package/dist/mortgage/germany/GermanyMortgageService.js +3 -0
  21. package/dist/mortgage/germany/GermanyMortgageServiceImpl.js +80 -0
  22. package/dist/mortgage/germany/domain/types.js +3 -0
  23. package/dist/mortgage/uk/UKMortgageService.js +3 -0
  24. package/dist/mortgage/uk/UKMortgageServiceImpl.js +99 -0
  25. package/dist/mortgage/uk/domain/types.js +3 -0
  26. package/dist/mortgage/usa/USAMortgageService.js +3 -0
  27. package/dist/mortgage/usa/USAMortgageServiceImpl.js +92 -0
  28. package/dist/mortgage/usa/domain/types.js +3 -0
  29. package/dist/types/corporate/germany/GermanyCorporateTaxService.d.ts +4 -0
  30. package/dist/types/corporate/germany/GermanyCorporateTaxServiceImpl.d.ts +8 -0
  31. package/dist/types/corporate/germany/domain/types.d.ts +24 -0
  32. package/dist/types/corporate/uk/UKCorporateTaxService.d.ts +4 -0
  33. package/dist/types/corporate/uk/UKCorporateTaxServiceImpl.d.ts +10 -0
  34. package/dist/types/corporate/uk/domain/types.d.ts +32 -0
  35. package/dist/types/corporate/usa/USACorporateTaxService.d.ts +4 -0
  36. package/dist/types/corporate/usa/USACorporateTaxServiceImpl.d.ts +8 -0
  37. package/dist/types/corporate/usa/domain/types.d.ts +15 -0
  38. package/dist/types/income-tax/germany/GermanyIncomeTaxService.d.ts +4 -0
  39. package/dist/types/income-tax/germany/GermanyIncomeTaxServiceImpl.d.ts +12 -0
  40. package/dist/types/income-tax/germany/domain/types.d.ts +23 -0
  41. package/dist/types/income-tax/uk/UKIncomeTaxService.d.ts +4 -0
  42. package/dist/types/income-tax/uk/UKIncomeTaxServiceImpl.d.ts +12 -0
  43. package/dist/types/income-tax/uk/domain/types.d.ts +27 -0
  44. package/dist/types/income-tax/usa/USAIncomeTaxService.d.ts +4 -0
  45. package/dist/types/income-tax/usa/USAIncomeTaxServiceImpl.d.ts +11 -0
  46. package/dist/types/income-tax/usa/domain/types.d.ts +30 -0
  47. package/dist/types/index.d.ts +18 -0
  48. package/dist/types/mortgage/germany/GermanyMortgageService.d.ts +4 -0
  49. package/dist/types/mortgage/germany/GermanyMortgageServiceImpl.d.ts +7 -0
  50. package/dist/types/mortgage/germany/domain/types.d.ts +42 -0
  51. package/dist/types/mortgage/uk/UKMortgageService.d.ts +4 -0
  52. package/dist/types/mortgage/uk/UKMortgageServiceImpl.d.ts +9 -0
  53. package/dist/types/mortgage/uk/domain/types.d.ts +49 -0
  54. package/dist/types/mortgage/usa/USAMortgageService.d.ts +4 -0
  55. package/dist/types/mortgage/usa/USAMortgageServiceImpl.d.ts +8 -0
  56. package/dist/types/mortgage/usa/domain/types.d.ts +44 -0
  57. package/package.json +1 -1
  58. package/src/corporate/germany/GermanyCorporateTaxService.ts +5 -0
  59. package/src/corporate/germany/GermanyCorporateTaxServiceImpl.ts +64 -0
  60. package/src/corporate/germany/domain/types.ts +20 -0
  61. package/src/corporate/uk/UKCorporateTaxService.ts +5 -0
  62. package/src/corporate/uk/UKCorporateTaxServiceImpl.ts +82 -0
  63. package/src/corporate/uk/domain/types.ts +38 -0
  64. package/src/corporate/usa/USACorporateTaxService.ts +5 -0
  65. package/src/corporate/usa/USACorporateTaxServiceImpl.ts +35 -0
  66. package/src/corporate/usa/domain/types.ts +15 -0
  67. package/src/income-tax/germany/GermanyIncomeTaxService.ts +5 -0
  68. package/src/income-tax/germany/GermanyIncomeTaxServiceImpl.ts +121 -0
  69. package/src/income-tax/germany/domain/types.ts +27 -0
  70. package/src/income-tax/uk/UKIncomeTaxService.ts +5 -0
  71. package/src/income-tax/uk/UKIncomeTaxServiceImpl.ts +133 -0
  72. package/src/income-tax/uk/domain/types.ts +31 -0
  73. package/src/income-tax/usa/USAIncomeTaxService.ts +5 -0
  74. package/src/income-tax/usa/USAIncomeTaxServiceImpl.ts +113 -0
  75. package/src/income-tax/usa/domain/types.ts +24 -0
  76. package/src/index.ts +63 -0
  77. package/src/mortgage/germany/GermanyMortgageService.ts +5 -0
  78. package/src/mortgage/germany/GermanyMortgageServiceImpl.ts +111 -0
  79. package/src/mortgage/germany/domain/types.ts +49 -0
  80. package/src/mortgage/uk/UKMortgageService.ts +5 -0
  81. package/src/mortgage/uk/UKMortgageServiceImpl.ts +140 -0
  82. package/src/mortgage/uk/domain/types.ts +58 -0
  83. package/src/mortgage/usa/USAMortgageService.ts +5 -0
  84. package/src/mortgage/usa/USAMortgageServiceImpl.ts +134 -0
  85. package/src/mortgage/usa/domain/types.ts +52 -0
  86. package/test/australia-income-tax.test.ts +10 -10
  87. package/test/germany-corporate-tax.test.ts +77 -0
  88. package/test/germany-income-tax.test.ts +114 -0
  89. package/test/germany-mortgage.test.ts +105 -0
  90. package/test/uk-corporate-tax.test.ts +119 -0
  91. package/test/uk-income-tax.test.ts +146 -0
  92. package/test/uk-mortgage.test.ts +154 -0
  93. package/test/usa-corporate-tax.test.ts +59 -0
  94. package/test/usa-income-tax.test.ts +138 -0
  95. package/test/usa-mortgage.test.ts +97 -0
package/dist/index.js CHANGED
@@ -14,7 +14,7 @@ var __exportStar = (this && this.__exportStar) || function(m, exports) {
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  for (var p in m) if (p !== "default" && !Object.prototype.hasOwnProperty.call(exports, p)) __createBinding(exports, m, p);
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  };
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  Object.defineProperty(exports, "__esModule", { value: true });
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- exports.AustraliaCorporateTaxService = exports.AustraliaMortgageService = exports.AustraliaIncomeTaxService = exports.SouthAfricaCorporateTaxService = exports.SouthAfricaMortgageService = exports.SouthAfricaIncomeTaxService = exports.FranceCorporateTaxService = exports.FranceMortgageService = exports.FranceIncomeTaxService = exports.CanadaCorporateTaxService = exports.CanadaMortgageService = exports.CanadaIncomeTaxService = exports.CalculatorType = void 0;
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+ exports.GermanyCorporateTaxService = exports.GermanyMortgageService = exports.GermanyIncomeTaxService = exports.USACorporateTaxService = exports.USAMortgageService = exports.USAIncomeTaxService = exports.UKMortgageService = exports.UKCorporateTaxService = exports.UKIncomeTaxService = exports.AustraliaCorporateTaxService = exports.AustraliaMortgageService = exports.AustraliaIncomeTaxService = exports.SouthAfricaCorporateTaxService = exports.SouthAfricaMortgageService = exports.SouthAfricaIncomeTaxService = exports.FranceCorporateTaxService = exports.FranceMortgageService = exports.FranceIncomeTaxService = exports.CanadaCorporateTaxService = exports.CanadaMortgageService = exports.CanadaIncomeTaxService = exports.CalculatorType = void 0;
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  var types_1 = require("./shared/domain/types");
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  Object.defineProperty(exports, "CalculatorType", { enumerable: true, get: function () { return types_1.CalculatorType; } });
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  // Canada
@@ -45,5 +45,26 @@ var AustraliaMortgageServiceImpl_1 = require("./mortgage/australia/AustraliaMort
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  Object.defineProperty(exports, "AustraliaMortgageService", { enumerable: true, get: function () { return AustraliaMortgageServiceImpl_1.AustraliaMortgageServiceImpl; } });
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  var AustraliaCorporateTaxServiceImpl_1 = require("./corporate/australia/AustraliaCorporateTaxServiceImpl");
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  Object.defineProperty(exports, "AustraliaCorporateTaxService", { enumerable: true, get: function () { return AustraliaCorporateTaxServiceImpl_1.AustraliaCorporateTaxServiceImpl; } });
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+ // United Kingdom
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+ var UKIncomeTaxServiceImpl_1 = require("./income-tax/uk/UKIncomeTaxServiceImpl");
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+ Object.defineProperty(exports, "UKIncomeTaxService", { enumerable: true, get: function () { return UKIncomeTaxServiceImpl_1.UKIncomeTaxServiceImpl; } });
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+ var UKCorporateTaxServiceImpl_1 = require("./corporate/uk/UKCorporateTaxServiceImpl");
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+ Object.defineProperty(exports, "UKCorporateTaxService", { enumerable: true, get: function () { return UKCorporateTaxServiceImpl_1.UKCorporateTaxServiceImpl; } });
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+ var UKMortgageServiceImpl_1 = require("./mortgage/uk/UKMortgageServiceImpl");
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+ Object.defineProperty(exports, "UKMortgageService", { enumerable: true, get: function () { return UKMortgageServiceImpl_1.UKMortgageServiceImpl; } });
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+ // USA
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+ var USAIncomeTaxServiceImpl_1 = require("./income-tax/usa/USAIncomeTaxServiceImpl");
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+ Object.defineProperty(exports, "USAIncomeTaxService", { enumerable: true, get: function () { return USAIncomeTaxServiceImpl_1.USAIncomeTaxServiceImpl; } });
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+ var USAMortgageServiceImpl_1 = require("./mortgage/usa/USAMortgageServiceImpl");
59
+ Object.defineProperty(exports, "USAMortgageService", { enumerable: true, get: function () { return USAMortgageServiceImpl_1.USAMortgageServiceImpl; } });
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+ var USACorporateTaxServiceImpl_1 = require("./corporate/usa/USACorporateTaxServiceImpl");
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+ Object.defineProperty(exports, "USACorporateTaxService", { enumerable: true, get: function () { return USACorporateTaxServiceImpl_1.USACorporateTaxServiceImpl; } });
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+ // Germany
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+ var GermanyIncomeTaxServiceImpl_1 = require("./income-tax/germany/GermanyIncomeTaxServiceImpl");
64
+ Object.defineProperty(exports, "GermanyIncomeTaxService", { enumerable: true, get: function () { return GermanyIncomeTaxServiceImpl_1.GermanyIncomeTaxServiceImpl; } });
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+ var GermanyMortgageServiceImpl_1 = require("./mortgage/germany/GermanyMortgageServiceImpl");
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+ Object.defineProperty(exports, "GermanyMortgageService", { enumerable: true, get: function () { return GermanyMortgageServiceImpl_1.GermanyMortgageServiceImpl; } });
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+ var GermanyCorporateTaxServiceImpl_1 = require("./corporate/germany/GermanyCorporateTaxServiceImpl");
68
+ Object.defineProperty(exports, "GermanyCorporateTaxService", { enumerable: true, get: function () { return GermanyCorporateTaxServiceImpl_1.GermanyCorporateTaxServiceImpl; } });
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  __exportStar(require("./income-tax/domain/types"), exports);
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- //# 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70
+ //# 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{ CalculatorType } from './shared/domain/types';\n\n// Canada\nexport { CanadaIncomeTaxServiceImpl as CanadaIncomeTaxService } from './income-tax/canada/CanadaIncomeTaxServiceImpl';\nexport { CanadaMortgageServiceImpl as CanadaMortgageService } from './mortgage/canada/CanadaMortgageServiceImpl';\nexport {\n    ComputedIncomeTaxValues as CanadaComputedIncomeTaxValues,\n    IncomeTaxRules as CanadaIncomeTaxRules,\n} from './income-tax/canada/domain/types';\nexport {\n    MortgageRules as CanadaMortgageRules,\n    MortgageCalculationInput as CanadaMortgageCalculationInput,\n    MortgageCalculationResult as CanadaMortgageCalculationResult,\n} from './mortgage/canada/domain/types';\n\nexport { CanadaCorporateTaxServiceImpl as CanadaCorporateTaxService } from './corporate/canada/CanadaCorporateTaxServiceImpl';\nexport {\n    Input as CanadaCorporateTaxInput,\n    Rules as CanadaCorporateTaxRules,\n    Result as CanadaCorporateTaxResult,\n} from './corporate/canada/domain/types';\n\n// France\nexport { FranceIncomeTaxServiceImpl as FranceIncomeTaxService } from './income-tax/france/FranceIncomeTaxServiceImpl';\nexport { FranceMortgageServiceImpl as FranceMortgageService } from './mortgage/france/FranceMortgageServiceImpl';\nexport { \n    ComputedIncomeTaxValues as FranceComputedIncomeTaxValues,\n    IncomeTaxRules as FranceIncomeTaxRules,\n} from './income-tax/france/domain/types';\nexport {\n    MortgageRules as FranceMortgageRules,\n    MortgageInput as FranceMortgageInput,\n    MortgageOutput as FranceMortgageCalculationResult,\n} from './mortgage/france/domain/types';\n\nexport { FranceCorporateTaxServiceImpl as FranceCorporateTaxService } from './corporate/france/FranceCorporateTaxServiceImpl';\nexport {\n    Input as FranceCorporateTaxInput,\n    Rules as FranceCorporateTaxRules,\n    Result as FranceCorporateTaxResult,\n} from './corporate/france/domain/types';\n\n// South Africa\nexport { SouthAfricaIncomeTaxServiceImpl as SouthAfricaIncomeTaxService } from './income-tax/south-africa/SouthAfricaIncomeTaxServiceImpl';\nexport { SouthAfricaMortgageServiceImpl as SouthAfricaMortgageService } from './mortgage/south-africa/SouthAfricaMortgageServiceImpl';\nexport {\n    ComputedIncomeTaxValues as SouthAfricaComputedIncomeTaxValues,\n    IncomeTaxRules as SouthAfricaIncomeTaxRules,\n} from './income-tax/south-africa/domain/types';\nexport {\n    MortgageRules as SouthAfricaMortgageRules,\n    MortgageInput as SouthAfricaMortgageInput,\n    MortgageOutput as SouthAfricaMortgageOutput,\n} from './mortgage/south-africa/domain/types';\n\nexport { SouthAfricaCorporateTaxServiceImpl as SouthAfricaCorporateTaxService } from './corporate/south-africa/SouthAfricaCorporateTaxServiceImpl';\nexport {\n    Rules as SouthAfricaCorporateTaxRules,\n    Input as SouthAfricaCorporateTaxInput,\n    Result as SouthAfricaCorporateTaxResult,\n} from './corporate/south-africa/domain/types';\n\n// Australia\nexport { AustraliaIncomeTaxServiceImpl as AustraliaIncomeTaxService } from './income-tax/australia/AustraliaIncomeTaxServiceImpl';\nexport {\n    ComputedIncomeTaxValues as AustraliaComputedIncomeTaxValues,\n    IncomeTaxRules as AustraliaIncomeTaxRules,\n} from './income-tax/australia/domain/types';\n\nexport { AustraliaMortgageServiceImpl as AustraliaMortgageService } from './mortgage/australia/AustraliaMortgageServiceImpl';\nexport {\n    MortgageRules as AustraliaMortgageRules,\n    MortgageInput as AustraliaMortgageInput,\n    MortgageOutput as AustraliaMortgageOutput,\n} from './mortgage/australia/domain/types';\n\nexport { AustraliaCorporateTaxServiceImpl as AustraliaCorporateTaxService } from './corporate/australia/AustraliaCorporateTaxServiceImpl';\nexport {\n    Input as AustraliaCorporateTaxInput,\n    Rules as AustraliaCorporateTaxRules,\n    Result as AustraliaCorporateTaxResult,\n} from './corporate/australia/domain/types';\n\n// United Kingdom\nexport { UKIncomeTaxServiceImpl as UKIncomeTaxService } from './income-tax/uk/UKIncomeTaxServiceImpl';\nexport {\n    ComputedIncomeTaxValues as UKComputedIncomeTaxValues,\n    IncomeTaxRules as UKIncomeTaxRules,\n} from './income-tax/uk/domain/types';\n\nexport { UKCorporateTaxServiceImpl as UKCorporateTaxService } from './corporate/uk/UKCorporateTaxServiceImpl';\nexport {\n    Input as UKCorporateTaxInput,\n    Rules as UKCorporateTaxRules,\n    Result as UKCorporateTaxResult,\n} from './corporate/uk/domain/types';\n\nexport { UKMortgageServiceImpl as UKMortgageService } from './mortgage/uk/UKMortgageServiceImpl';\nexport {\n    MortgageRules as UKMortgageRules,\n    MortgageInput as UKMortgageInput,\n    MortgageOutput as UKMortgageOutput,\n} from './mortgage/uk/domain/types';\n\n// USA\nexport { USAIncomeTaxServiceImpl as USAIncomeTaxService } from './income-tax/usa/USAIncomeTaxServiceImpl';\nexport {\n    ComputedIncomeTaxValues as USAComputedIncomeTaxValues,\n    IncomeTaxRules as USAIncomeTaxRules,\n} from './income-tax/usa/domain/types';\n\nexport { USAMortgageServiceImpl as USAMortgageService } from './mortgage/usa/USAMortgageServiceImpl';\nexport {\n    MortgageRules as USAMortgageRules,\n    MortgageInput as USAMortgageInput,\n    MortgageOutput as USAMortgageOutput,\n} from './mortgage/usa/domain/types';\n\nexport { USACorporateTaxServiceImpl as USACorporateTaxService } from './corporate/usa/USACorporateTaxServiceImpl';\nexport {\n    Input as USACorporateTaxInput,\n    Rules as USACorporateTaxRules,\n    Result as USACorporateTaxResult,\n} from './corporate/usa/domain/types';\n\n// Germany\nexport { GermanyIncomeTaxServiceImpl as GermanyIncomeTaxService } from './income-tax/germany/GermanyIncomeTaxServiceImpl';\nexport {\n    ComputedIncomeTaxValues as GermanyComputedIncomeTaxValues,\n    IncomeTaxRules as GermanyIncomeTaxRules,\n} from './income-tax/germany/domain/types';\n\nexport { GermanyMortgageServiceImpl as GermanyMortgageService } from './mortgage/germany/GermanyMortgageServiceImpl';\nexport {\n    MortgageRules as GermanyMortgageRules,\n    MortgageInput as GermanyMortgageInput,\n    MortgageOutput as GermanyMortgageOutput,\n} from './mortgage/germany/domain/types';\n\nexport { GermanyCorporateTaxServiceImpl as GermanyCorporateTaxService } from './corporate/germany/GermanyCorporateTaxServiceImpl';\nexport {\n    Input as GermanyCorporateTaxInput,\n    Rules as GermanyCorporateTaxRules,\n    Result as GermanyCorporateTaxResult,\n} from './corporate/germany/domain/types';\n\nexport { IncomeTaxCalculatorSchema } from './income-tax/domain/types';\nexport * from './income-tax/domain/types';"]}
@@ -0,0 +1,3 @@
1
+ "use strict";
2
+ Object.defineProperty(exports, "__esModule", { value: true });
3
+ //# sourceMappingURL=data:application/json;base64,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
@@ -0,0 +1,80 @@
1
+ "use strict";
2
+ Object.defineProperty(exports, "__esModule", { value: true });
3
+ exports.GermanyMortgageServiceImpl = void 0;
4
+ class GermanyMortgageServiceImpl {
5
+ calculate(input, rules) {
6
+ const loanAmount = input.propertyPrice - input.downPayment;
7
+ if (loanAmount <= 0) {
8
+ throw new Error('Invalid loan amount: down payment must be less than property price');
9
+ }
10
+ const totalPayments = input.amortizationYears * 12;
11
+ const monthlyRate = (input.annualInterestRate / 100) / 12;
12
+ const monthlyPayment = this.calculatePayment(loanAmount, monthlyRate, totalPayments);
13
+ const totalPaid = monthlyPayment * totalPayments;
14
+ const totalInterestPaid = totalPaid - loanAmount;
15
+ const landTransferTax = input.propertyPrice * rules.landTransferTax.rate;
16
+ const notaryFees = input.propertyPrice * rules.notaryFeeRate;
17
+ const registrationFees = input.propertyPrice * rules.registrationFeeRate;
18
+ const amortizationSchedule = this.calculateAmortizationSchedule(loanAmount, monthlyRate, monthlyPayment, totalPayments, input.amortizationYears);
19
+ return {
20
+ loanAmount,
21
+ totalMortgage: loanAmount,
22
+ monthlyPayment,
23
+ totalInterestPaid,
24
+ totalPaid,
25
+ landTransferTax,
26
+ notaryFees,
27
+ registrationFees,
28
+ amortizationSchedule,
29
+ otherFees: {
30
+ notaryFees: {
31
+ value: notaryFees,
32
+ label: 'NOTARY_FEES',
33
+ },
34
+ bankFees: {
35
+ value: registrationFees,
36
+ label: 'REGISTRATION_FEES',
37
+ },
38
+ monthlyInsuranceFees: {
39
+ value: 0,
40
+ label: 'MONTHLY_INSURANCE_FEES',
41
+ },
42
+ },
43
+ };
44
+ }
45
+ calculateAmortizationSchedule(principal, monthlyRate, monthlyPayment, totalPayments, amortizationYears) {
46
+ const schedule = [];
47
+ let balance = principal;
48
+ for (let year = 1; year <= amortizationYears; year++) {
49
+ let yearlyPrincipal = 0;
50
+ let yearlyInterest = 0;
51
+ const paymentsInYear = Math.min(12, totalPayments - (year - 1) * 12);
52
+ for (let payment = 1; payment <= paymentsInYear; payment++) {
53
+ const interestPayment = balance * monthlyRate;
54
+ const principalPayment = monthlyPayment - interestPayment;
55
+ yearlyInterest += interestPayment;
56
+ yearlyPrincipal += principalPayment;
57
+ balance -= principalPayment;
58
+ }
59
+ schedule.push({
60
+ year,
61
+ principal: yearlyPrincipal,
62
+ interest: yearlyInterest,
63
+ balance: Math.max(0, balance),
64
+ });
65
+ if (balance <= 0)
66
+ break;
67
+ }
68
+ return schedule;
69
+ }
70
+ calculatePayment(principal, rate, periods) {
71
+ if (rate === 0) {
72
+ return principal / periods;
73
+ }
74
+ return principal *
75
+ (rate * Math.pow(1 + rate, periods)) /
76
+ (Math.pow(1 + rate, periods) - 1);
77
+ }
78
+ }
79
+ exports.GermanyMortgageServiceImpl = GermanyMortgageServiceImpl;
80
+ //# sourceMappingURL=data:application/json;base64,{"version":3,"file":"GermanyMortgageServiceImpl.js","sourceRoot":"","sources":["../../../src/mortgage/germany/GermanyMortgageServiceImpl.ts"],"names":[],"mappings":";;;AAQA,MAAa,0BAA0B;IAE5B,SAAS,CAAC,KAAoB,EAAE,KAAoB;QACvD,MAAM,UAAU,GAAG,KAAK,CAAC,aAAa,GAAG,KAAK,CAAC,WAAW,CAAC;QAE3D,IAAI,UAAU,IAAI,CAAC,EAAE,CAAC;YAClB,MAAM,IAAI,KAAK,CAAC,oEAAoE,CAAC,CAAC;QAC1F,CAAC;QAED,MAAM,aAAa,GAAG,KAAK,CAAC,iBAAiB,GAAG,EAAE,CAAC;QACnD,MAAM,WAAW,GAAG,CAAC,KAAK,CAAC,kBAAkB,GAAG,GAAG,CAAC,GAAG,EAAE,CAAC;QAE1D,MAAM,cAAc,GAAG,IAAI,CAAC,gBAAgB,CAAC,UAAU,EAAE,WAAW,EAAE,aAAa,CAAC,CAAC;QACrF,MAAM,SAAS,GAAG,cAAc,GAAG,aAAa,CAAC;QACjD,MAAM,iBAAiB,GAAG,SAAS,GAAG,UAAU,CAAC;QAEjD,MAAM,eAAe,GAAG,KAAK,CAAC,aAAa,GAAG,KAAK,CAAC,eAAe,CAAC,IAAI,CAAC;QACzE,MAAM,UAAU,GAAG,KAAK,CAAC,aAAa,GAAG,KAAK,CAAC,aAAa,CAAC;QAC7D,MAAM,gBAAgB,GAAG,KAAK,CAAC,aAAa,GAAG,KAAK,CAAC,mBAAmB,CAAC;QAEzE,MAAM,oBAAoB,GAAG,IAAI,CAAC,6BAA6B,CAC3D,UAAU,EACV,WAAW,EACX,cAAc,EACd,aAAa,EACb,KAAK,CAAC,iBAAiB,CAC1B,CAAC;QAEF,OAAO;YACH,UAAU;YACV,aAAa,EAAE,UAAU;YACzB,cAAc;YACd,iBAAiB;YACjB,SAAS;YACT,eAAe;YACf,UAAU;YACV,gBAAgB;YAChB,oBAAoB;YACpB,SAAS,EAAE;gBACP,UAAU,EAAE;oBACR,KAAK,EAAE,UAAU;oBACjB,KAAK,EAAE,aAAa;iBACvB;gBACD,QAAQ,EAAE;oBACN,KAAK,EAAE,gBAAgB;oBACvB,KAAK,EAAE,mBAAmB;iBAC7B;gBACD,oBAAoB,EAAE;oBAClB,KAAK,EAAE,CAAC;oBACR,KAAK,EAAE,wBAAwB;iBAClC;aACJ;SACJ,CAAC;IACN,CAAC;IAEO,6BAA6B,CACjC,SAAiB,EACjB,WAAmB,EACnB,cAAsB,EACtB,aAAqB,EACrB,iBAAyB;QAEzB,MAAM,QAAQ,GAA+B,EAAE,CAAC;QAChD,IAAI,OAAO,GAAG,SAAS,CAAC;QAExB,KAAK,IAAI,IAAI,GAAG,CAAC,EAAE,IAAI,IAAI,iBAAiB,EAAE,IAAI,EAAE,EAAE,CAAC;YACnD,IAAI,eAAe,GAAG,CAAC,CAAC;YACxB,IAAI,cAAc,GAAG,CAAC,CAAC;YAEvB,MAAM,cAAc,GAAG,IAAI,CAAC,GAAG,CAAC,EAAE,EAAE,aAAa,GAAG,CAAC,IAAI,GAAG,CAAC,CAAC,GAAG,EAAE,CAAC,CAAC;YAErE,KAAK,IAAI,OAAO,GAAG,CAAC,EAAE,OAAO,IAAI,cAAc,EAAE,OAAO,EAAE,EAAE,CAAC;gBACzD,MAAM,eAAe,GAAG,OAAO,GAAG,WAAW,CAAC;gBAC9C,MAAM,gBAAgB,GAAG,cAAc,GAAG,eAAe,CAAC;gBAE1D,cAAc,IAAI,eAAe,CAAC;gBAClC,eAAe,IAAI,gBAAgB,CAAC;gBACpC,OAAO,IAAI,gBAAgB,CAAC;YAChC,CAAC;YAED,QAAQ,CAAC,IAAI,CAAC;gBACV,IAAI;gBACJ,SAAS,EAAE,eAAe;gBAC1B,QAAQ,EAAE,cAAc;gBACxB,OAAO,EAAE,IAAI,CAAC,GAAG,CAAC,CAAC,EAAE,OAAO,CAAC;aAChC,CAAC,CAAC;YAEH,IAAI,OAAO,IAAI,CAAC;gBAAE,MAAM;QAC5B,CAAC;QAED,OAAO,QAAQ,CAAC;IACpB,CAAC;IAEO,gBAAgB,CAAC,SAAiB,EAAE,IAAY,EAAE,OAAe;QACrE,IAAI,IAAI,KAAK,CAAC,EAAE,CAAC;YACb,OAAO,SAAS,GAAG,OAAO,CAAC;QAC/B,CAAC;QAED,OAAO,SAAS;YACZ,CAAC,IAAI,GAAG,IAAI,CAAC,GAAG,CAAC,CAAC,GAAG,IAAI,EAAE,OAAO,CAAC,CAAC;YACpC,CAAC,IAAI,CAAC,GAAG,CAAC,CAAC,GAAG,IAAI,EAAE,OAAO,CAAC,GAAG,CAAC,CAAC,CAAC;IAC1C,CAAC;CACJ;AAtGD,gEAsGC","sourcesContent":["import { GermanyMortgageService } from \"./GermanyMortgageService\";\nimport {\n    AmortizationScheduleItem,\n    MortgageInput,\n    MortgageOutput,\n    MortgageRules,\n} from \"./domain/types\";\n\nexport class GermanyMortgageServiceImpl implements GermanyMortgageService {\n\n    public calculate(input: MortgageInput, rules: MortgageRules): MortgageOutput {\n        const loanAmount = input.propertyPrice - input.downPayment;\n\n        if (loanAmount <= 0) {\n            throw new Error('Invalid loan amount: down payment must be less than property price');\n        }\n\n        const totalPayments = input.amortizationYears * 12;\n        const monthlyRate = (input.annualInterestRate / 100) / 12;\n\n        const monthlyPayment = this.calculatePayment(loanAmount, monthlyRate, totalPayments);\n        const totalPaid = monthlyPayment * totalPayments;\n        const totalInterestPaid = totalPaid - loanAmount;\n\n        const landTransferTax = input.propertyPrice * rules.landTransferTax.rate;\n        const notaryFees = input.propertyPrice * rules.notaryFeeRate;\n        const registrationFees = input.propertyPrice * rules.registrationFeeRate;\n\n        const amortizationSchedule = this.calculateAmortizationSchedule(\n            loanAmount,\n            monthlyRate,\n            monthlyPayment,\n            totalPayments,\n            input.amortizationYears,\n        );\n\n        return {\n            loanAmount,\n            totalMortgage: loanAmount,\n            monthlyPayment,\n            totalInterestPaid,\n            totalPaid,\n            landTransferTax,\n            notaryFees,\n            registrationFees,\n            amortizationSchedule,\n            otherFees: {\n                notaryFees: {\n                    value: notaryFees,\n                    label: 'NOTARY_FEES',\n                },\n                bankFees: {\n                    value: registrationFees,\n                    label: 'REGISTRATION_FEES',\n                },\n                monthlyInsuranceFees: {\n                    value: 0,\n                    label: 'MONTHLY_INSURANCE_FEES',\n                },\n            },\n        };\n    }\n\n    private calculateAmortizationSchedule(\n        principal: number,\n        monthlyRate: number,\n        monthlyPayment: number,\n        totalPayments: number,\n        amortizationYears: number,\n    ): AmortizationScheduleItem[] {\n        const schedule: AmortizationScheduleItem[] = [];\n        let balance = principal;\n\n        for (let year = 1; year <= amortizationYears; year++) {\n            let yearlyPrincipal = 0;\n            let yearlyInterest = 0;\n\n            const paymentsInYear = Math.min(12, totalPayments - (year - 1) * 12);\n\n            for (let payment = 1; payment <= paymentsInYear; payment++) {\n                const interestPayment = balance * monthlyRate;\n                const principalPayment = monthlyPayment - interestPayment;\n\n                yearlyInterest += interestPayment;\n                yearlyPrincipal += principalPayment;\n                balance -= principalPayment;\n            }\n\n            schedule.push({\n                year,\n                principal: yearlyPrincipal,\n                interest: yearlyInterest,\n                balance: Math.max(0, balance),\n            });\n\n            if (balance <= 0) break;\n        }\n\n        return schedule;\n    }\n\n    private calculatePayment(principal: number, rate: number, periods: number): number {\n        if (rate === 0) {\n            return principal / periods;\n        }\n\n        return principal *\n            (rate * Math.pow(1 + rate, periods)) /\n            (Math.pow(1 + rate, periods) - 1);\n    }\n}\n"]}
@@ -0,0 +1,3 @@
1
+ "use strict";
2
+ Object.defineProperty(exports, "__esModule", { value: true });
3
+ //# sourceMappingURL=data:application/json;base64,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
@@ -0,0 +1,3 @@
1
+ "use strict";
2
+ Object.defineProperty(exports, "__esModule", { value: true });
3
+ //# sourceMappingURL=data:application/json;base64,eyJ2ZXJzaW9uIjozLCJmaWxlIjoiVUtNb3J0Z2FnZVNlcnZpY2UuanMiLCJzb3VyY2VSb290IjoiIiwic291cmNlcyI6WyIuLi8uLi8uLi9zcmMvbW9ydGdhZ2UvdWsvVUtNb3J0Z2FnZVNlcnZpY2UudHMiXSwibmFtZXMiOltdLCJtYXBwaW5ncyI6IiIsInNvdXJjZXNDb250ZW50IjpbImltcG9ydCB7IE1vcnRnYWdlSW5wdXQsIE1vcnRnYWdlT3V0cHV0LCBNb3J0Z2FnZVJ1bGVzIH0gZnJvbSBcIi4vZG9tYWluL3R5cGVzXCI7XG5cbmV4cG9ydCBpbnRlcmZhY2UgVUtNb3J0Z2FnZVNlcnZpY2Uge1xuICAgIGNhbGN1bGF0ZShpbnB1dDogTW9ydGdhZ2VJbnB1dCwgcnVsZXM6IE1vcnRnYWdlUnVsZXMpOiBNb3J0Z2FnZU91dHB1dDtcbn1cbiJdfQ==
@@ -0,0 +1,99 @@
1
+ "use strict";
2
+ Object.defineProperty(exports, "__esModule", { value: true });
3
+ exports.UKMortgageServiceImpl = void 0;
4
+ class UKMortgageServiceImpl {
5
+ calculate(input, rules) {
6
+ const loanAmount = input.propertyPrice - input.downPayment;
7
+ if (loanAmount <= 0) {
8
+ throw new Error('Invalid loan amount: down payment must be less than property price');
9
+ }
10
+ const totalPayments = input.amortizationYears * 12;
11
+ const monthlyRate = (input.annualInterestRate / 100) / 12;
12
+ const monthlyPayment = this.calculatePayment(loanAmount, monthlyRate, totalPayments);
13
+ const totalPaid = monthlyPayment * totalPayments;
14
+ const totalInterestPaid = totalPaid - loanAmount;
15
+ const stampDuty = this.calculateStampDuty(input, rules);
16
+ const amortizationSchedule = this.calculateAmortizationSchedule(loanAmount, monthlyRate, monthlyPayment, totalPayments, input.amortizationYears);
17
+ return {
18
+ loanAmount,
19
+ totalMortgage: loanAmount,
20
+ monthlyPayment,
21
+ totalInterestPaid,
22
+ totalPaid,
23
+ stampDuty,
24
+ amortizationSchedule,
25
+ otherFees: {
26
+ notaryFees: {
27
+ value: stampDuty,
28
+ label: 'STAMP_DUTY',
29
+ },
30
+ bankFees: {
31
+ value: 0,
32
+ label: 'BANK_FEES',
33
+ },
34
+ monthlyInsuranceFees: {
35
+ value: 0,
36
+ label: 'MONTHLY_INSURANCE_FEES',
37
+ },
38
+ },
39
+ };
40
+ }
41
+ calculateStampDuty(input, rules) {
42
+ const { propertyPrice, isFirstTimeBuyer } = input;
43
+ const { firstTimeBuyer, standardBrackets } = rules.stampDuty;
44
+ const useFirstTimeBuyerRules = isFirstTimeBuyer && propertyPrice <= firstTimeBuyer.maxEligiblePropertyPrice;
45
+ const brackets = useFirstTimeBuyerRules ? firstTimeBuyer.brackets : standardBrackets;
46
+ return this.applyStampDutyBrackets(propertyPrice, brackets);
47
+ }
48
+ applyStampDutyBrackets(propertyPrice, brackets) {
49
+ let duty = 0;
50
+ let previousLimit = 0;
51
+ for (const bracket of brackets) {
52
+ if (bracket.upTo !== undefined && propertyPrice > previousLimit) {
53
+ const taxable = Math.min(propertyPrice, bracket.upTo) - previousLimit;
54
+ duty += taxable * bracket.rate;
55
+ previousLimit = bracket.upTo;
56
+ }
57
+ if (bracket.above !== undefined && propertyPrice > bracket.above) {
58
+ duty += (propertyPrice - bracket.above) * bracket.rate;
59
+ break;
60
+ }
61
+ }
62
+ return duty;
63
+ }
64
+ calculateAmortizationSchedule(principal, monthlyRate, monthlyPayment, totalPayments, amortizationYears) {
65
+ const schedule = [];
66
+ let balance = principal;
67
+ for (let year = 1; year <= amortizationYears; year++) {
68
+ let yearlyPrincipal = 0;
69
+ let yearlyInterest = 0;
70
+ const paymentsInYear = Math.min(12, totalPayments - (year - 1) * 12);
71
+ for (let payment = 1; payment <= paymentsInYear; payment++) {
72
+ const interestPayment = balance * monthlyRate;
73
+ const principalPayment = monthlyPayment - interestPayment;
74
+ yearlyInterest += interestPayment;
75
+ yearlyPrincipal += principalPayment;
76
+ balance -= principalPayment;
77
+ }
78
+ schedule.push({
79
+ year,
80
+ principal: yearlyPrincipal,
81
+ interest: yearlyInterest,
82
+ balance: Math.max(0, balance),
83
+ });
84
+ if (balance <= 0)
85
+ break;
86
+ }
87
+ return schedule;
88
+ }
89
+ calculatePayment(principal, rate, periods) {
90
+ if (rate === 0) {
91
+ return principal / periods;
92
+ }
93
+ return principal *
94
+ (rate * Math.pow(1 + rate, periods)) /
95
+ (Math.pow(1 + rate, periods) - 1);
96
+ }
97
+ }
98
+ exports.UKMortgageServiceImpl = UKMortgageServiceImpl;
99
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input.downPayment;\n\n        if (loanAmount <= 0) {\n            throw new Error('Invalid loan amount: down payment must be less than property price');\n        }\n\n        const totalPayments = input.amortizationYears * 12;\n        const monthlyRate = (input.annualInterestRate / 100) / 12;\n\n        const monthlyPayment = this.calculatePayment(loanAmount, monthlyRate, totalPayments);\n        const totalPaid = monthlyPayment * totalPayments;\n        const totalInterestPaid = totalPaid - loanAmount;\n\n        const stampDuty = this.calculateStampDuty(input, rules);\n\n        const amortizationSchedule = this.calculateAmortizationSchedule(\n            loanAmount,\n            monthlyRate,\n            monthlyPayment,\n            totalPayments,\n            input.amortizationYears,\n        );\n\n        return {\n            loanAmount,\n            totalMortgage: loanAmount,\n            monthlyPayment,\n            totalInterestPaid,\n            totalPaid,\n            stampDuty,\n            amortizationSchedule,\n            otherFees: {\n                notaryFees: {\n                    value: stampDuty,\n                    label: 'STAMP_DUTY',\n                },\n                bankFees: {\n                    value: 0,\n                    label: 'BANK_FEES',\n                },\n                monthlyInsuranceFees: {\n                    value: 0,\n                    label: 'MONTHLY_INSURANCE_FEES',\n                },\n            },\n        };\n    }\n\n    private calculateStampDuty(input: MortgageInput, rules: MortgageRules): number {\n        const { propertyPrice, isFirstTimeBuyer } = input;\n        const { firstTimeBuyer, standardBrackets } = rules.stampDuty;\n\n        const useFirstTimeBuyerRules =\n            isFirstTimeBuyer && propertyPrice <= firstTimeBuyer.maxEligiblePropertyPrice;\n\n        const brackets = useFirstTimeBuyerRules ? firstTimeBuyer.brackets : standardBrackets;\n\n        return this.applyStampDutyBrackets(propertyPrice, brackets);\n    }\n\n    private applyStampDutyBrackets(propertyPrice: number, brackets: StampDutyBracket[]): number {\n        let duty = 0;\n        let previousLimit = 0;\n\n        for (const bracket of brackets) {\n            if (bracket.upTo !== undefined && propertyPrice > previousLimit) {\n                const taxable = Math.min(propertyPrice, bracket.upTo) - previousLimit;\n                duty += taxable * bracket.rate;\n                previousLimit = bracket.upTo;\n            }\n\n            if (bracket.above !== undefined && propertyPrice > bracket.above) {\n                duty += (propertyPrice - bracket.above) * bracket.rate;\n                break;\n            }\n        }\n\n        return duty;\n    }\n\n    private calculateAmortizationSchedule(\n        principal: number,\n        monthlyRate: number,\n        monthlyPayment: number,\n        totalPayments: number,\n        amortizationYears: number,\n    ): AmortizationScheduleItem[] {\n        const schedule: AmortizationScheduleItem[] = [];\n        let balance = principal;\n\n        for (let year = 1; year <= amortizationYears; year++) {\n            let yearlyPrincipal = 0;\n            let yearlyInterest = 0;\n\n            const paymentsInYear = Math.min(12, totalPayments - (year - 1) * 12);\n\n            for (let payment = 1; payment <= paymentsInYear; payment++) {\n                const interestPayment = balance * monthlyRate;\n                const principalPayment = monthlyPayment - interestPayment;\n\n                yearlyInterest += interestPayment;\n                yearlyPrincipal += principalPayment;\n                balance -= principalPayment;\n            }\n\n            schedule.push({\n                year,\n                principal: yearlyPrincipal,\n                interest: yearlyInterest,\n                balance: Math.max(0, balance),\n            });\n\n            if (balance <= 0) break;\n        }\n\n        return schedule;\n    }\n\n    private calculatePayment(principal: number, rate: number, periods: number): number {\n        if (rate === 0) {\n            return principal / periods;\n        }\n\n        return principal *\n            (rate * Math.pow(1 + rate, periods)) /\n            (Math.pow(1 + rate, periods) - 1);\n    }\n}\n"]}
@@ -0,0 +1,3 @@
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+ "use strict";
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+ Object.defineProperty(exports, "__esModule", { value: true });
3
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@@ -0,0 +1,3 @@
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+ "use strict";
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+ Object.defineProperty(exports, "__esModule", { value: true });
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+ //# sourceMappingURL=data:application/json;base64,eyJ2ZXJzaW9uIjozLCJmaWxlIjoiVVNBTW9ydGdhZ2VTZXJ2aWNlLmpzIiwic291cmNlUm9vdCI6IiIsInNvdXJjZXMiOlsiLi4vLi4vLi4vc3JjL21vcnRnYWdlL3VzYS9VU0FNb3J0Z2FnZVNlcnZpY2UudHMiXSwibmFtZXMiOltdLCJtYXBwaW5ncyI6IiIsInNvdXJjZXNDb250ZW50IjpbImltcG9ydCB7IE1vcnRnYWdlSW5wdXQsIE1vcnRnYWdlT3V0cHV0LCBNb3J0Z2FnZVJ1bGVzIH0gZnJvbSBcIi4vZG9tYWluL3R5cGVzXCI7XG5cbmV4cG9ydCBpbnRlcmZhY2UgVVNBTW9ydGdhZ2VTZXJ2aWNlIHtcbiAgICBjYWxjdWxhdGUoaW5wdXQ6IE1vcnRnYWdlSW5wdXQsIHJ1bGVzOiBNb3J0Z2FnZVJ1bGVzKTogTW9ydGdhZ2VPdXRwdXQ7XG59XG4iXX0=
@@ -0,0 +1,92 @@
1
+ "use strict";
2
+ Object.defineProperty(exports, "__esModule", { value: true });
3
+ exports.USAMortgageServiceImpl = void 0;
4
+ class USAMortgageServiceImpl {
5
+ calculate(input, rules) {
6
+ const loanAmount = input.propertyPrice - input.downPayment;
7
+ if (loanAmount <= 0) {
8
+ throw new Error('Invalid loan amount: down payment must be less than property price');
9
+ }
10
+ const totalPayments = input.amortizationYears * 12;
11
+ const monthlyRate = (input.annualInterestRate / 100) / 12;
12
+ const monthlyPayment = this.calculatePayment(loanAmount, monthlyRate, totalPayments);
13
+ const totalPaid = monthlyPayment * totalPayments;
14
+ const totalInterestPaid = totalPaid - loanAmount;
15
+ const transferTax = this.calculateTransferTax(input.propertyPrice, rules.transferTax.brackets);
16
+ const amortizationSchedule = this.calculateAmortizationSchedule(loanAmount, monthlyRate, monthlyPayment, totalPayments, input.amortizationYears);
17
+ return {
18
+ loanAmount,
19
+ totalMortgage: loanAmount,
20
+ monthlyPayment,
21
+ totalInterestPaid,
22
+ totalPaid,
23
+ transferTax,
24
+ amortizationSchedule,
25
+ otherFees: {
26
+ notaryFees: {
27
+ value: transferTax,
28
+ label: 'TRANSFER_TAX',
29
+ },
30
+ bankFees: {
31
+ value: 0,
32
+ label: 'BANK_FEES',
33
+ },
34
+ monthlyInsuranceFees: {
35
+ value: 0,
36
+ label: 'MONTHLY_INSURANCE_FEES',
37
+ },
38
+ },
39
+ };
40
+ }
41
+ calculateTransferTax(propertyPrice, brackets) {
42
+ let tax = 0;
43
+ let previousLimit = 0;
44
+ for (const bracket of brackets) {
45
+ if (bracket.upTo !== undefined && propertyPrice > previousLimit) {
46
+ const taxable = Math.min(propertyPrice, bracket.upTo) - previousLimit;
47
+ tax += taxable * bracket.rate;
48
+ previousLimit = bracket.upTo;
49
+ }
50
+ if (bracket.above !== undefined && propertyPrice > bracket.above) {
51
+ tax += (propertyPrice - bracket.above) * bracket.rate;
52
+ break;
53
+ }
54
+ }
55
+ return tax;
56
+ }
57
+ calculateAmortizationSchedule(principal, monthlyRate, monthlyPayment, totalPayments, amortizationYears) {
58
+ const schedule = [];
59
+ let balance = principal;
60
+ for (let year = 1; year <= amortizationYears; year++) {
61
+ let yearlyPrincipal = 0;
62
+ let yearlyInterest = 0;
63
+ const paymentsInYear = Math.min(12, totalPayments - (year - 1) * 12);
64
+ for (let payment = 1; payment <= paymentsInYear; payment++) {
65
+ const interestPayment = balance * monthlyRate;
66
+ const principalPayment = monthlyPayment - interestPayment;
67
+ yearlyInterest += interestPayment;
68
+ yearlyPrincipal += principalPayment;
69
+ balance -= principalPayment;
70
+ }
71
+ schedule.push({
72
+ year,
73
+ principal: yearlyPrincipal,
74
+ interest: yearlyInterest,
75
+ balance: Math.max(0, balance),
76
+ });
77
+ if (balance <= 0)
78
+ break;
79
+ }
80
+ return schedule;
81
+ }
82
+ calculatePayment(principal, rate, periods) {
83
+ if (rate === 0) {
84
+ return principal / periods;
85
+ }
86
+ return principal *
87
+ (rate * Math.pow(1 + rate, periods)) /
88
+ (Math.pow(1 + rate, periods) - 1);
89
+ }
90
+ }
91
+ exports.USAMortgageServiceImpl = USAMortgageServiceImpl;
92
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input.downPayment;\n\n        if (loanAmount <= 0) {\n            throw new Error('Invalid loan amount: down payment must be less than property price');\n        }\n\n        const totalPayments = input.amortizationYears * 12;\n        const monthlyRate = (input.annualInterestRate / 100) / 12;\n\n        const monthlyPayment = this.calculatePayment(loanAmount, monthlyRate, totalPayments);\n        const totalPaid = monthlyPayment * totalPayments;\n        const totalInterestPaid = totalPaid - loanAmount;\n\n        const transferTax = this.calculateTransferTax(\n            input.propertyPrice,\n            rules.transferTax.brackets,\n        );\n\n        const amortizationSchedule = this.calculateAmortizationSchedule(\n            loanAmount,\n            monthlyRate,\n            monthlyPayment,\n            totalPayments,\n            input.amortizationYears,\n        );\n\n        return {\n            loanAmount,\n            totalMortgage: loanAmount,\n            monthlyPayment,\n            totalInterestPaid,\n            totalPaid,\n            transferTax,\n            amortizationSchedule,\n            otherFees: {\n                notaryFees: {\n                    value: transferTax,\n                    label: 'TRANSFER_TAX',\n                },\n                bankFees: {\n                    value: 0,\n                    label: 'BANK_FEES',\n                },\n                monthlyInsuranceFees: {\n                    value: 0,\n                    label: 'MONTHLY_INSURANCE_FEES',\n                },\n            },\n        };\n    }\n\n    private calculateTransferTax(\n        propertyPrice: number,\n        brackets: TransferTaxBracket[],\n    ): number {\n        let tax = 0;\n        let previousLimit = 0;\n\n        for (const bracket of brackets) {\n            if (bracket.upTo !== undefined && propertyPrice > previousLimit) {\n                const taxable = Math.min(propertyPrice, bracket.upTo) - previousLimit;\n                tax += taxable * bracket.rate;\n                previousLimit = bracket.upTo;\n            }\n\n            if (bracket.above !== undefined && propertyPrice > bracket.above) {\n                tax += (propertyPrice - bracket.above) * bracket.rate;\n                break;\n            }\n        }\n\n        return tax;\n    }\n\n    private calculateAmortizationSchedule(\n        principal: number,\n        monthlyRate: number,\n        monthlyPayment: number,\n        totalPayments: number,\n        amortizationYears: number,\n    ): AmortizationScheduleItem[] {\n        const schedule: AmortizationScheduleItem[] = [];\n        let balance = principal;\n\n        for (let year = 1; year <= amortizationYears; year++) {\n            let yearlyPrincipal = 0;\n            let yearlyInterest = 0;\n\n            const paymentsInYear = Math.min(12, totalPayments - (year - 1) * 12);\n\n            for (let payment = 1; payment <= paymentsInYear; payment++) {\n                const interestPayment = balance * monthlyRate;\n                const principalPayment = monthlyPayment - interestPayment;\n\n                yearlyInterest += interestPayment;\n                yearlyPrincipal += principalPayment;\n                balance -= principalPayment;\n            }\n\n            schedule.push({\n                year,\n                principal: yearlyPrincipal,\n                interest: yearlyInterest,\n                balance: Math.max(0, balance),\n            });\n\n            if (balance <= 0) break;\n        }\n\n        return schedule;\n    }\n\n    private calculatePayment(principal: number, rate: number, periods: number): number {\n        if (rate === 0) {\n            return principal / periods;\n        }\n\n        return principal *\n            (rate * Math.pow(1 + rate, periods)) /\n            (Math.pow(1 + rate, periods) - 1);\n    }\n}\n"]}
@@ -0,0 +1,3 @@
1
+ "use strict";
2
+ Object.defineProperty(exports, "__esModule", { value: true });
3
+ //# sourceMappingURL=data:application/json;base64,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
@@ -0,0 +1,4 @@
1
+ import { Result } from "./domain/types";
2
+ export interface GermanyCorporateTaxService {
3
+ calculate(): Result;
4
+ }
@@ -0,0 +1,8 @@
1
+ import { GermanyCorporateTaxService } from "./GermanyCorporateTaxService";
2
+ import { Input, Result, Rules } from "./domain/types";
3
+ export declare class GermanyCorporateTaxServiceImpl implements GermanyCorporateTaxService {
4
+ private _input;
5
+ private _rules;
6
+ constructor(input: Input, rules: Rules);
7
+ calculate(): Result;
8
+ }
@@ -0,0 +1,24 @@
1
+ import { Breakdown } from "../../domain/types";
2
+ export interface Rules {
3
+ corporateIncomeTax: {
4
+ rate: number;
5
+ };
6
+ solidaritySurcharge: {
7
+ rate: number;
8
+ };
9
+ tradeTax: {
10
+ multiplier: number;
11
+ assessmentRate: number;
12
+ };
13
+ }
14
+ export interface Input {
15
+ taxableIncome: number;
16
+ }
17
+ export interface Result {
18
+ corporateTax: number;
19
+ solidaritySurcharge: number;
20
+ tradeTax: number;
21
+ totalTax: number;
22
+ effectiveTaxRate: number;
23
+ breakdowns: Breakdown[];
24
+ }
@@ -0,0 +1,4 @@
1
+ import { Result } from "./domain/types";
2
+ export interface UKCorporateTaxService {
3
+ calculate(): Result;
4
+ }
@@ -0,0 +1,10 @@
1
+ import { UKCorporateTaxService } from "./UKCorporateTaxService";
2
+ import { Input, Result, Rules } from "./domain/types";
3
+ export declare class UKCorporateTaxServiceImpl implements UKCorporateTaxService {
4
+ private _input;
5
+ private _rules;
6
+ constructor(input: Input, rules: Rules);
7
+ calculate(): Result;
8
+ private applyMarginalRelief;
9
+ private buildMarginalReliefBreakdowns;
10
+ }
@@ -0,0 +1,32 @@
1
+ import { Breakdown } from "../../domain/types";
2
+ export interface FlatTaxRule {
3
+ type: 'flat';
4
+ rate: number;
5
+ conditions?: {
6
+ maxIncome?: number;
7
+ };
8
+ }
9
+ export interface MarginalReliefRule {
10
+ type: 'marginal_relief';
11
+ mainRate: number;
12
+ smallProfitsRate: number;
13
+ upperLimit: number;
14
+ lowerLimit: number;
15
+ standardFraction: number;
16
+ }
17
+ export type TaxRule = FlatTaxRule | MarginalReliefRule;
18
+ export interface Rules {
19
+ regimes: {
20
+ smallProfits: FlatTaxRule;
21
+ main: FlatTaxRule;
22
+ marginalRelief: MarginalReliefRule;
23
+ };
24
+ }
25
+ export interface Input {
26
+ taxableIncome: number;
27
+ }
28
+ export interface Result {
29
+ corporateTax: number;
30
+ effectiveTaxRate: number;
31
+ breakdowns: Breakdown[];
32
+ }
@@ -0,0 +1,4 @@
1
+ import { Result } from "./domain/types";
2
+ export interface USACorporateTaxService {
3
+ calculate(): Result;
4
+ }
@@ -0,0 +1,8 @@
1
+ import { USACorporateTaxService } from "./USACorporateTaxService";
2
+ import { Input, Result, Rules } from "./domain/types";
3
+ export declare class USACorporateTaxServiceImpl implements USACorporateTaxService {
4
+ private _input;
5
+ private _rules;
6
+ constructor(input: Input, rules: Rules);
7
+ calculate(): Result;
8
+ }
@@ -0,0 +1,15 @@
1
+ import { Breakdown } from "../../domain/types";
2
+ export interface Rules {
3
+ regime: {
4
+ type: 'flat';
5
+ rate: number;
6
+ };
7
+ }
8
+ export interface Input {
9
+ taxableIncome: number;
10
+ }
11
+ export interface Result {
12
+ corporateTax: number;
13
+ effectiveTaxRate: number;
14
+ breakdowns: Breakdown[];
15
+ }
@@ -0,0 +1,4 @@
1
+ import { ComputedIncomeTaxValues } from "./domain/types";
2
+ export interface GermanyIncomeTaxService {
3
+ calculateNetIncome(): ComputedIncomeTaxValues;
4
+ }
@@ -0,0 +1,12 @@
1
+ import { GermanyIncomeTaxService } from "./GermanyIncomeTaxService";
2
+ import { ComputedIncomeTaxValues, IncomeTaxRules } from "./domain/types";
3
+ export declare class GermanyIncomeTaxServiceImpl implements GermanyIncomeTaxService {
4
+ private _income;
5
+ private _rules;
6
+ constructor(income: number, rules: IncomeTaxRules);
7
+ calculateNetIncome(): ComputedIncomeTaxValues;
8
+ private computeTaxBrackets;
9
+ private computeSolidaritySurcharge;
10
+ private computeSocialContributions;
11
+ private round;
12
+ }
@@ -0,0 +1,23 @@
1
+ import { BracketAllocation, TaxBracket } from "../../domain/types";
2
+ export interface IncomeTaxRules {
3
+ taxBrackets: TaxBracket[];
4
+ solidaritySurcharge: SolidaritySurchargeRules;
5
+ socialContributions: SocialContributionRules;
6
+ }
7
+ export interface SolidaritySurchargeRules {
8
+ rate: number;
9
+ exemptionThreshold: number;
10
+ }
11
+ export interface SocialContributionRules {
12
+ rate: number;
13
+ }
14
+ export interface ComputedIncomeTaxValues {
15
+ grossIncome: number;
16
+ incomeTax: number;
17
+ solidaritySurcharge: number;
18
+ socialContributions: number;
19
+ totalDeductions: number;
20
+ netIncome: number;
21
+ effectiveTaxRate: number;
22
+ taxBracketBreakdown: BracketAllocation[];
23
+ }
@@ -0,0 +1,4 @@
1
+ import { ComputedIncomeTaxValues } from "./domain/types";
2
+ export interface UKIncomeTaxService {
3
+ calculateNetIncome(): ComputedIncomeTaxValues;
4
+ }