@nokinc-flur/sdk 1.1.4 → 1.1.5

package/dist/index.cjs

@@ -69,6 +69,7 @@ __export(index_exports, {
   HARDENED_ARTIFACT_TYPES: () => HARDENED_ARTIFACT_TYPES,
   IdentityArtifactSchema: () => IdentityArtifactSchema,
   IngestFundingResultSchema: () => IngestFundingResultSchema,
+  IssueAccountOacInputSchema: () => IssueAccountOacInputSchema,
   IssueOACInputSchema: () => IssueOACInputSchema,
   LedgerJournalEntryArtifactSchema: () => LedgerJournalEntryArtifactSchema,
   ListPayoutDestinationsResultSchema: () => ListPayoutDestinationsResultSchema,
@@ -233,203 +234,13 @@ __export(index_exports, {
 module.exports = __toCommonJS(index_exports);
 
 // src/client.ts
-var import_zod4 = require("zod");
+var import_zod5 = require("zod");
 
 // src/contracts.ts
+var import_zod2 = require("zod");
+
+// src/me-offline/client.ts
 var import_zod = require("zod");
-var E164Regex = /^\+[1-9]\d{7,14}$/;
-var UuidSchema = import_zod.z.string().uuid();
-var IsoDateSchema = import_zod.z.string().datetime({ offset: true });
-var CurrencySchema = import_zod.z.string().trim().length(3).transform((value) => value.toUpperCase());
-var HealthResponseSchema = import_zod.z.object({
-  ok: import_zod.z.boolean()
-});
-var WelcomeResponseSchema = import_zod.z.object({
-  message: import_zod.z.string()
-});
-var OnboardingStartRequestSchema = import_zod.z.object({
-  phoneE164: import_zod.z.string().regex(E164Regex),
-  appInstanceId: import_zod.z.string().min(3),
-  platform: import_zod.z.enum(["android", "ios", "web"]),
-  turnstileToken: import_zod.z.string().min(20).optional(),
-  appAttestation: import_zod.z.object({
-    provider: import_zod.z.enum(["android", "ios", "web"]),
-    token: import_zod.z.string().min(24)
-  }).optional(),
-  firstName: import_zod.z.string().trim().min(1).max(80).optional(),
-  lastName: import_zod.z.string().trim().min(1).max(80).optional()
-});
-var OnboardingStartResponseSchema = import_zod.z.object({
-  requestId: import_zod.z.string().min(1),
-  checkUrl: import_zod.z.string().url().optional(),
-  expiresInSec: import_zod.z.number().int().positive(),
-  fallback: import_zod.z.enum(["SILENT_AUTH", "OTP"])
-});
-var OnboardingCompleteRequestSchema = import_zod.z.object({
-  requestId: import_zod.z.string().min(1),
-  code: import_zod.z.string().min(1).max(32),
-  appInstanceId: import_zod.z.string().min(3),
-  fingerprintHash: import_zod.z.string().min(3).optional()
-});
-var OnboardingCompleteResponseSchema = import_zod.z.object({
-  sessionToken: import_zod.z.string().min(1),
-  userId: UuidSchema,
-  restricted: import_zod.z.boolean(),
-  risk_reasons: import_zod.z.array(
-    import_zod.z.enum(["SIM_SWAP_RECENT", "ROAMING", "CARRIER_CHANGED"])
-  ),
-  stepUpRequired: import_zod.z.boolean().optional(),
-  riskStatus: import_zod.z.enum(["ok", "unavailable"]).optional()
-});
-var RegisterDeviceRequestSchema = import_zod.z.object({
-  userId: UuidSchema,
-  appInstanceId: import_zod.z.string().min(3),
-  platform: import_zod.z.string().min(2),
-  model: import_zod.z.string().optional(),
-  networkSignals: import_zod.z.object({
-    ip: import_zod.z.string().min(3),
-    asn: import_zod.z.number().int().optional(),
-    country: import_zod.z.string().min(2).optional(),
-    carrier: import_zod.z.string().optional()
-  })
-});
-var RegisterDeviceResponseSchema = import_zod.z.object({
-  deviceId: import_zod.z.string().min(1),
-  fingerprintHash: import_zod.z.string().min(1),
-  driftScore: import_zod.z.number(),
-  trustState: import_zod.z.enum(["TRUSTED_PRIMARY", "TRUSTED_SECONDARY", "UNVERIFIED"]),
-  stepUpRequired: import_zod.z.boolean()
-});
-var AuthRefreshRequestSchema = import_zod.z.object({
-  userId: UuidSchema,
-  refreshToken: import_zod.z.string().min(8),
-  appInstanceId: import_zod.z.string().min(3),
-  fingerprintHash: import_zod.z.string().min(3)
-});
-var AuthRefreshResponseSchema = import_zod.z.object({
-  refreshToken: import_zod.z.string().min(8),
-  stepUpRequired: import_zod.z.boolean()
-});
-var AuthLogoutRequestSchema = import_zod.z.object({
-  userId: UuidSchema,
-  refreshToken: import_zod.z.string().min(8)
-});
-var PinSetRequestSchema = import_zod.z.object({
-  userId: UuidSchema,
-  pin: import_zod.z.string().regex(/^\d{6}$/)
-});
-var PinVerifyRequestSchema = import_zod.z.object({
-  userId: UuidSchema,
-  pin: import_zod.z.string().regex(/^\d{6}$/)
-});
-var OkResponseSchema = import_zod.z.object({
-  ok: import_zod.z.boolean()
-});
-var RegisterSendDeviceKeyRequestSchema = import_zod.z.object({
-  userId: UuidSchema,
-  deviceId: import_zod.z.string().min(3),
-  publicKey: import_zod.z.string().min(32)
-});
-var SEND_AUTH_PURPOSES = ["send_money", "offline_revoke"];
-var SendChallengeRequestSchema = import_zod.z.object({
-  userId: UuidSchema,
-  deviceId: import_zod.z.string().min(3),
-  purpose: import_zod.z.enum(SEND_AUTH_PURPOSES).optional()
-});
-var SendChallengeResponseSchema = import_zod.z.object({
-  challengeId: UuidSchema,
-  nonce: import_zod.z.string().min(1),
-  expiresAt: IsoDateSchema
-});
-var SendVerifyRequestSchema = import_zod.z.object({
-  userId: UuidSchema,
-  deviceId: import_zod.z.string().min(3),
-  challengeId: UuidSchema,
-  signature: import_zod.z.string().min(16)
-});
-var SendVerifyResponseSchema = import_zod.z.object({
-  sendAuthToken: import_zod.z.string().min(16)
-});
-var ResolveRecipientRequestSchema = import_zod.z.object({
-  identifier: import_zod.z.string().min(3)
-});
-var ResolveRecipientResponseSchema = import_zod.z.object({
-  recipientUserId: UuidSchema,
-  displayName: import_zod.z.string().min(1),
-  normalizedIdentifier: import_zod.z.string().regex(E164Regex),
-  isActive: import_zod.z.boolean()
-});
-var CreateTransferRequestSchema = import_zod.z.object({
-  recipientIdentifier: import_zod.z.string().min(3),
-  amountMinor: import_zod.z.number().int().positive(),
-  currency: CurrencySchema,
-  sendAuthToken: import_zod.z.string().min(16)
-});
-var TransferStatusSchema = import_zod.z.enum(["SETTLED", "PENDING_REVIEW", "DECLINED"]);
-var TransferResponseSchema = import_zod.z.object({
-  transactionId: import_zod.z.string().min(1),
-  status: TransferStatusSchema,
-  userStatus: TransferStatusSchema,
-  recipientName: import_zod.z.string().min(1),
-  timestamp: IsoDateSchema
-});
-var DirectionSchema = import_zod.z.enum(["OUTGOING", "INCOMING"]);
-var AccountActivityItemSchema = import_zod.z.object({
-  id: import_zod.z.string().min(1),
-  type: import_zod.z.string().min(1),
-  direction: DirectionSchema,
-  name: import_zod.z.string().min(1),
-  identifier: import_zod.z.string().min(1),
-  amountMinor: import_zod.z.number().int(),
-  currency: CurrencySchema,
-  status: import_zod.z.string().min(1),
-  timestamp: IsoDateSchema
-});
-var AccountSummaryResponseSchema = import_zod.z.object({
-  /** Authenticated user's stable internal id. */
-  userId: UuidSchema,
-  /**
-   * 10-digit Nigeria Uniform Bank Account Number (NUBAN) allocated by the
-   * bank partner. `null` when the user has no partner-allocated account yet.
-   */
-  nuban: import_zod.z.string().regex(/^[0-9]{10}$/).nullable(),
-  balance: import_zod.z.number().int(),
-  currency: CurrencySchema,
-  dailySendLimit: import_zod.z.number().int().nonnegative(),
-  dailySendRemaining: import_zod.z.number().int().nonnegative(),
-  kycTier: import_zod.z.string().min(1),
-  kycStatus: import_zod.z.string().min(1),
-  recentActivity: import_zod.z.array(AccountActivityItemSchema)
-});
-var TransactionsListResponseSchema = import_zod.z.object({
-  items: import_zod.z.array(AccountActivityItemSchema),
-  nextCursor: import_zod.z.string().nullable()
-});
-var TransactionDetailResponseSchema = import_zod.z.object({
-  transactionId: import_zod.z.string().min(1),
-  type: import_zod.z.string().min(1),
-  direction: DirectionSchema,
-  counterpartyName: import_zod.z.string().min(1),
-  counterpartyIdentifier: import_zod.z.string().min(1),
-  amountMinor: import_zod.z.number().int(),
-  currency: CurrencySchema,
-  status: import_zod.z.string().min(1),
-  timestamp: IsoDateSchema
-});
-var PushRegisterRequestSchema = import_zod.z.object({
-  deviceId: import_zod.z.string().min(3),
-  platform: import_zod.z.enum(["ios", "android", "web"]),
-  token: import_zod.z.string().min(16)
-});
-var CreatePayLinkResponseSchema = import_zod.z.object({
-  token: import_zod.z.string().min(1)
-});
-var ResolvePayLinkResponseSchema = import_zod.z.object({
-  recipientUserId: UuidSchema,
-  displayName: import_zod.z.string().min(1),
-  normalizedIdentifier: import_zod.z.string().regex(E164Regex),
-  isActive: import_zod.z.boolean()
-});
 
 // src/errors.ts
 var backendErrorCodeSet = /* @__PURE__ */ new Set([
@@ -533,9 +344,556 @@ async function mapToFlurError(res) {
   });
 }
 
+// src/me-offline/client.ts
+var Hex64 = import_zod.z.string().regex(/^[0-9a-f]{64}$/i);
+var Sha256Hex = import_zod.z.string().regex(/^[0-9a-f]{64}$/i);
+var Base64Std = import_zod.z.string().regex(/^[A-Za-z0-9+/]+={0,2}$/);
+var RegisterDeviceKeyInputSchema = import_zod.z.object({
+  deviceId: import_zod.z.string().min(1).max(128),
+  publicKeyHex: Hex64
+});
+var AttestationSecurityLevelSchema = import_zod.z.enum([
+  "STRONGBOX",
+  "TEE",
+  "SECURE_ENCLAVE",
+  "SOFTWARE"
+]);
+var DeviceKeyAlgSchema = import_zod.z.literal("p256");
+var RegisterDeviceKeyP256InputSchema = import_zod.z.object({
+  deviceId: import_zod.z.string().min(1).max(128),
+  /** P-256 SubjectPublicKeyInfo DER, base64. */
+  publicKeySpkiB64: Base64Std.min(64).max(4096),
+  /** Base64 of the server-issued enrollment challenge string. */
+  challengeB64: Base64Std.min(8).max(1024),
+  /** iOS App Attest payload or Android X.509 Key Attestation chain. */
+  attestationChainB64: import_zod.z.array(Base64Std.min(16).max(16384)).min(1).max(16),
+  securityLevel: AttestationSecurityLevelSchema
+});
+var P256EnrollmentChallengeInputSchema = import_zod.z.object({
+  deviceId: import_zod.z.string().min(1).max(128)
+});
+var P256EnrollmentChallengeResultSchema = import_zod.z.object({
+  challenge: import_zod.z.string().min(16),
+  expiresAtMs: import_zod.z.number().int().positive()
+});
+var DeviceKeyRecordSchema = import_zod.z.object({
+  id: import_zod.z.string().uuid(),
+  userId: import_zod.z.string().uuid(),
+  deviceId: import_zod.z.string(),
+  /** Always 'p256' on the consumer offline rail. Field retained for forward-compat. */
+  alg: DeviceKeyAlgSchema.default("p256"),
+  /** Legacy ed25519 hex key. Always null on new records (kept for back-compat reads). */
+  publicKeyHex: Hex64.nullable().default(null),
+  /** P-256 SubjectPublicKeyInfo DER, base64. Required for new records. */
+  publicKeySpkiB64: Base64Std.nullable().default(null),
+  securityLevel: AttestationSecurityLevelSchema.nullable().default(null),
+  hardwareBacked: import_zod.z.boolean().default(false),
+  attestedAtMs: import_zod.z.number().int().nonnegative().nullable().default(null),
+  createdAtMs: import_zod.z.number().int().nonnegative(),
+  revokedAtMs: import_zod.z.number().int().nonnegative().nullable()
+});
+var ConsumerOACSchema = import_zod.z.object({
+  oacId: import_zod.z.string().uuid(),
+  issuerId: import_zod.z.string().min(1).max(64),
+  userId: import_zod.z.string().uuid(),
+  deviceId: import_zod.z.string().min(1).max(128),
+  /**
+   * Always 'p256'. Required on the wire (backend always emits it).
+   * Kept as a literal so input/output infer identically and the schema
+   * can be nested inside other response shapes without Zod input/output
+   * divergence under tsup DTS bundling.
+   */
+  alg: import_zod.z.literal("p256"),
+  /** P-256 SubjectPublicKeyInfo DER, base64. */
+  devicePubkeySpkiB64: Base64Std.min(64).max(4096),
+  perTxCapKobo: import_zod.z.number().int().positive(),
+  cumulativeCapKobo: import_zod.z.number().int().positive(),
+  currency: import_zod.z.string().length(3),
+  validFromMs: import_zod.z.number().int().nonnegative(),
+  validUntilMs: import_zod.z.number().int().nonnegative(),
+  counterSeed: import_zod.z.number().int().nonnegative(),
+  issuedAtMs: import_zod.z.number().int().nonnegative()
+});
+var SignedConsumerOACSchema = import_zod.z.object({
+  oac: ConsumerOACSchema,
+  /** ASN.1 DER ECDSA P-256 issuer signature, base64. */
+  issuerSig: Base64Std.min(16).max(2048),
+  /** Issuer's P-256 public key as SubjectPublicKeyInfo DER, base64. */
+  issuerPublicKeySpkiB64: Base64Std.min(64).max(4096)
+});
+var OACRecordSchema = SignedConsumerOACSchema.extend({
+  currentOfflineSpentKobo: import_zod.z.number().int().nonnegative(),
+  status: import_zod.z.enum([
+    "active",
+    "superseded",
+    "expired",
+    "revoked",
+    "disabling",
+    "draining",
+    "closed"
+  ]),
+  supersededAtMs: import_zod.z.number().int().nonnegative().nullable(),
+  revokedAtMs: import_zod.z.number().int().nonnegative().nullable(),
+  holdId: import_zod.z.string().uuid().nullable().optional()
+});
+var IssueOACInputSchema = import_zod.z.object({
+  deviceId: import_zod.z.string().min(1).max(128),
+  perTxCapKobo: import_zod.z.number().int().positive().optional(),
+  cumulativeCapKobo: import_zod.z.number().int().positive().optional(),
+  ttlMs: import_zod.z.number().int().min(6e4).max(1e3 * 60 * 60 * 24 * 7).optional(),
+  spendableOnlineKobo: import_zod.z.number().int().nonnegative().optional()
+});
+var IssueAccountOacInputSchema = import_zod.z.object({
+  deviceId: import_zod.z.string().min(1).max(128),
+  perTxCapKobo: import_zod.z.number().int().positive().optional(),
+  cumulativeCapKobo: import_zod.z.number().int().positive().optional(),
+  ttlMs: import_zod.z.number().int().min(6e4).max(1e3 * 60 * 60 * 24 * 7).optional()
+});
+var EnableOfflineInputSchema = import_zod.z.object({
+  deviceId: import_zod.z.string().min(1).max(128),
+  amountKobo: import_zod.z.number().int().positive(),
+  perTxCapKobo: import_zod.z.number().int().positive().optional(),
+  ttlMs: import_zod.z.number().int().min(6e4).max(1e3 * 60 * 60 * 24 * 7).optional(),
+  installId: import_zod.z.string().min(1).max(128),
+  partnerId: import_zod.z.string().min(1).max(64).optional()
+});
+var ProvisionOfflineAllowanceInputSchema = EnableOfflineInputSchema;
+var DisableOfflineInputSchema = import_zod.z.object({
+  deviceId: import_zod.z.string().min(1).max(128),
+  installId: import_zod.z.string().min(1).max(128).optional(),
+  claims: import_zod.z.array(import_zod.z.unknown()).max(256).optional()
+});
+var OfflineHoldRecordSchema = import_zod.z.object({
+  holdId: import_zod.z.string().uuid(),
+  userId: import_zod.z.string().uuid(),
+  deviceId: import_zod.z.string(),
+  partnerId: import_zod.z.string(),
+  adapterKind: import_zod.z.string(),
+  externalHoldRef: import_zod.z.string().nullable(),
+  amountKobo: import_zod.z.number().int().nonnegative(),
+  capturedKobo: import_zod.z.number().int().nonnegative(),
+  releasedKobo: import_zod.z.number().int().nonnegative(),
+  remainingKobo: import_zod.z.number().int().nonnegative(),
+  currency: import_zod.z.string().length(3),
+  status: import_zod.z.enum([
+    "placing",
+    "active",
+    "disabling",
+    "draining",
+    "closed",
+    "revoked",
+    "failed"
+  ]),
+  installId: import_zod.z.string().nullable(),
+  drainDeadlineMs: import_zod.z.number().int().nonnegative(),
+  disableRequestedAtMs: import_zod.z.number().int().nonnegative().nullable(),
+  createdAtMs: import_zod.z.number().int().nonnegative(),
+  closedAtMs: import_zod.z.number().int().nonnegative().nullable(),
+  isTrusted: import_zod.z.boolean().optional()
+});
+var EnableOfflineResultSchema = import_zod.z.object({
+  hold: OfflineHoldRecordSchema,
+  oac: OACRecordSchema
+});
+var ProvisionOfflineAllowanceResultSchema = EnableOfflineResultSchema;
+var DisableOfflineResultSchema = import_zod.z.object({
+  hold: OfflineHoldRecordSchema,
+  trusted: import_zod.z.boolean(),
+  settledClaims: import_zod.z.number().int().nonnegative()
+});
+var OfflineStatusResultSchema = import_zod.z.object({
+  hold: OfflineHoldRecordSchema.nullable(),
+  active: OACRecordSchema.nullable()
+});
+var OfflineStateResultSchema = import_zod.z.object({
+  active: OACRecordSchema.nullable()
+});
+var ConsumerPaymentClaimSchema = import_zod.z.object({
+  /** Always 'p256'. Retained for forward-compat and as an explicit domain marker. */
+  alg: import_zod.z.literal("p256").default("p256"),
+  oacId: import_zod.z.string().uuid(),
+  encounterId: Sha256Hex.optional(),
+  payerUserId: import_zod.z.string().uuid(),
+  payeeUserId: import_zod.z.string().uuid(),
+  payerDeviceId: import_zod.z.string().min(1).max(128),
+  payerNonce: import_zod.z.string().min(8).max(128),
+  payeeNonce: import_zod.z.string().min(8).max(128),
+  amountKobo: import_zod.z.number().int().positive(),
+  currency: import_zod.z.string().length(3).default("NGN"),
+  occurredAtMs: import_zod.z.number().int().nonnegative(),
+  completedAtMs: import_zod.z.number().int().nonnegative().optional(),
+  contextId: import_zod.z.string().max(128).optional(),
+  payerPubkeySpkiB64: Base64Std.min(64).max(4096),
+  payerSignatureDerB64: Base64Std.min(16).max(2048),
+  payeePubkeySpkiB64: Base64Std.min(64).max(4096).optional(),
+  payeeSignatureDerB64: Base64Std.min(16).max(2048).optional()
+});
+var ConsumerSettlementSchema = import_zod.z.object({
+  settlementId: import_zod.z.string().uuid(),
+  settlementKey: Sha256Hex,
+  encounterId: Sha256Hex,
+  oacId: import_zod.z.string().uuid(),
+  payerUserId: import_zod.z.string().uuid(),
+  payeeUserId: import_zod.z.string().uuid(),
+  amountKobo: import_zod.z.number().int().positive(),
+  currency: import_zod.z.string().length(3),
+  status: import_zod.z.enum(["SETTLED", "REVIEW"]),
+  reviewReason: import_zod.z.string().nullable(),
+  ledgerRef: import_zod.z.string().nullable(),
+  /** ASN.1 DER ECDSA P-256 issuer signature, base64. */
+  issuerSig: Base64Std.min(16).max(2048),
+  createdAtMs: import_zod.z.number().int().nonnegative()
+});
+var ConsumerSettleResultSchema = import_zod.z.object({
+  settlement: ConsumerSettlementSchema,
+  encounterId: Sha256Hex,
+  replayed: import_zod.z.boolean()
+});
+var RevokeDeviceKeyInputSchema = import_zod.z.object({
+  deviceId: import_zod.z.string().min(1).max(128),
+  /** Step-up token from /api/v1/auth/send/verify with purpose='offline_revoke'. */
+  sendAuthToken: import_zod.z.string().min(16)
+});
+function createMeOfflineClient(opts) {
+  const fetchImpl = opts.fetchImpl ?? globalThis.fetch;
+  if (!fetchImpl) {
+    throw new Error("createMeOfflineClient: no fetch implementation available");
+  }
+  const baseUrl = opts.baseUrl.replace(/\/$/, "");
+  async function call(method, path, body, parser) {
+    const init2 = {
+      method,
+      headers: {
+        "content-type": "application/json",
+        accept: "application/json"
+      }
+    };
+    if (body !== void 0) init2.body = JSON.stringify(body);
+    const resp = await fetchImpl(`${baseUrl}${path}`, init2);
+    const text = await resp.text();
+    let raw = void 0;
+    if (text) {
+      try {
+        raw = JSON.parse(text);
+      } catch {
+      }
+    }
+    if (!resp.ok) {
+      const code = raw && typeof raw === "object" && "code" in raw && typeof raw.code === "string" ? raw.code : `http_${resp.status}`;
+      const message = raw && typeof raw === "object" && "message" in raw && typeof raw.message === "string" ? raw.message : `request failed with status ${resp.status}`;
+      throw new FlurApiError(resp.status, code, message, raw);
+    }
+    return parser(raw);
+  }
+  const deviceKeyItems = import_zod.z.object({ items: import_zod.z.array(DeviceKeyRecordSchema) });
+  return {
+    registerDeviceKey: (input) => call(
+      "POST",
+      "/v1/me/offline/keys",
+      RegisterDeviceKeyInputSchema.parse(input),
+      (raw) => DeviceKeyRecordSchema.parse(raw)
+    ),
+    issueP256EnrollmentChallenge: (input) => call(
+      "POST",
+      "/v1/me/offline/keys/p256/challenge",
+      P256EnrollmentChallengeInputSchema.parse(input),
+      (raw) => P256EnrollmentChallengeResultSchema.parse(raw)
+    ),
+    registerDeviceKeyP256: (input) => call(
+      "POST",
+      "/v1/me/offline/keys/p256",
+      RegisterDeviceKeyP256InputSchema.parse(input),
+      (raw) => DeviceKeyRecordSchema.parse(raw)
+    ),
+    listDeviceKeys: () => call(
+      "GET",
+      "/v1/me/offline/keys",
+      void 0,
+      (raw) => deviceKeyItems.parse(raw)
+    ),
+    revokeDeviceKey: (input) => call(
+      "POST",
+      "/v1/me/offline/keys/revoke",
+      RevokeDeviceKeyInputSchema.parse(input),
+      () => void 0
+    ),
+    issueAccountOac: (input) => call(
+      "POST",
+      "/v1/me/offline/oac",
+      IssueAccountOacInputSchema.parse(input),
+      (raw) => OACRecordSchema.parse(raw)
+    ),
+    provisionAllowance: (input) => call(
+      "POST",
+      "/v1/me/offline/allowance",
+      ProvisionOfflineAllowanceInputSchema.parse(input),
+      (raw) => ProvisionOfflineAllowanceResultSchema.parse(raw)
+    ),
+    enable: (input) => call(
+      "POST",
+      "/v1/me/offline/enable",
+      EnableOfflineInputSchema.parse(input),
+      (raw) => EnableOfflineResultSchema.parse(raw)
+    ),
+    refresh: (input) => call(
+      "POST",
+      "/v1/me/offline/refresh",
+      IssueOACInputSchema.parse(input),
+      (raw) => OACRecordSchema.parse(raw)
+    ),
+    disable: (input) => call(
+      "POST",
+      "/v1/me/offline/disable",
+      DisableOfflineInputSchema.parse(input),
+      (raw) => DisableOfflineResultSchema.parse(raw)
+    ),
+    getStatus: (deviceId) => {
+      const qs = deviceId ? `?deviceId=${encodeURIComponent(deviceId)}` : "";
+      return call(
+        "GET",
+        `/v1/me/offline/status${qs}`,
+        void 0,
+        (raw) => OfflineStatusResultSchema.parse(raw)
+      );
+    },
+    getState: (deviceId) => {
+      const qs = deviceId ? `?deviceId=${encodeURIComponent(deviceId)}` : "";
+      return call(
+        "GET",
+        `/v1/me/offline/state${qs}`,
+        void 0,
+        (raw) => OfflineStateResultSchema.parse(raw)
+      );
+    },
+    submitClaim: (claim) => call(
+      "POST",
+      "/v1/me/offline/claims",
+      ConsumerPaymentClaimSchema.parse(claim),
+      (raw) => ConsumerSettleResultSchema.parse(raw)
+    )
+  };
+}
+
+// src/contracts.ts
+var E164Regex = /^\+[1-9]\d{7,14}$/;
+var UuidSchema = import_zod2.z.string().uuid();
+var IsoDateSchema = import_zod2.z.string().datetime({ offset: true });
+var CurrencySchema = import_zod2.z.string().trim().length(3).transform((value) => value.toUpperCase());
+var HealthResponseSchema = import_zod2.z.object({
+  ok: import_zod2.z.boolean()
+});
+var WelcomeResponseSchema = import_zod2.z.object({
+  message: import_zod2.z.string()
+});
+var OnboardingStartRequestSchema = import_zod2.z.object({
+  phoneE164: import_zod2.z.string().regex(E164Regex),
+  appInstanceId: import_zod2.z.string().min(3),
+  platform: import_zod2.z.enum(["android", "ios", "web"]),
+  turnstileToken: import_zod2.z.string().min(20).optional(),
+  appAttestation: import_zod2.z.object({
+    provider: import_zod2.z.enum(["android", "ios", "web"]),
+    token: import_zod2.z.string().min(24)
+  }).optional(),
+  firstName: import_zod2.z.string().trim().min(1).max(80).optional(),
+  lastName: import_zod2.z.string().trim().min(1).max(80).optional()
+});
+var OnboardingStartResponseSchema = import_zod2.z.object({
+  requestId: import_zod2.z.string().min(1),
+  checkUrl: import_zod2.z.string().url().optional(),
+  expiresInSec: import_zod2.z.number().int().positive(),
+  fallback: import_zod2.z.enum(["SILENT_AUTH", "OTP"])
+});
+var OnboardingCompleteRequestSchema = import_zod2.z.object({
+  requestId: import_zod2.z.string().min(1),
+  code: import_zod2.z.string().min(1).max(32),
+  appInstanceId: import_zod2.z.string().min(3),
+  fingerprintHash: import_zod2.z.string().min(3).optional()
+});
+var OnboardingCompleteResponseSchema = import_zod2.z.object({
+  sessionToken: import_zod2.z.string().min(1),
+  userId: UuidSchema,
+  restricted: import_zod2.z.boolean(),
+  risk_reasons: import_zod2.z.array(
+    import_zod2.z.enum(["SIM_SWAP_RECENT", "ROAMING", "CARRIER_CHANGED"])
+  ),
+  stepUpRequired: import_zod2.z.boolean().optional(),
+  riskStatus: import_zod2.z.enum(["ok", "unavailable"]).optional()
+});
+var RegisterDeviceRequestSchema = import_zod2.z.object({
+  userId: UuidSchema,
+  appInstanceId: import_zod2.z.string().min(3),
+  platform: import_zod2.z.string().min(2),
+  model: import_zod2.z.string().optional(),
+  networkSignals: import_zod2.z.object({
+    ip: import_zod2.z.string().min(3),
+    asn: import_zod2.z.number().int().optional(),
+    country: import_zod2.z.string().min(2).optional(),
+    carrier: import_zod2.z.string().optional()
+  })
+});
+var RegisterDeviceResponseSchema = import_zod2.z.object({
+  deviceId: import_zod2.z.string().min(1),
+  fingerprintHash: import_zod2.z.string().min(1),
+  driftScore: import_zod2.z.number(),
+  trustState: import_zod2.z.enum(["TRUSTED_PRIMARY", "TRUSTED_SECONDARY", "UNVERIFIED"]),
+  stepUpRequired: import_zod2.z.boolean()
+});
+var AuthRefreshRequestSchema = import_zod2.z.object({
+  userId: UuidSchema,
+  refreshToken: import_zod2.z.string().min(8),
+  appInstanceId: import_zod2.z.string().min(3),
+  fingerprintHash: import_zod2.z.string().min(3)
+});
+var AuthRefreshResponseSchema = import_zod2.z.object({
+  refreshToken: import_zod2.z.string().min(8),
+  stepUpRequired: import_zod2.z.boolean()
+});
+var AuthLogoutRequestSchema = import_zod2.z.object({
+  userId: UuidSchema,
+  refreshToken: import_zod2.z.string().min(8)
+});
+var PinSetRequestSchema = import_zod2.z.object({
+  userId: UuidSchema,
+  pin: import_zod2.z.string().regex(/^\d{6}$/)
+});
+var PinVerifyRequestSchema = import_zod2.z.object({
+  userId: UuidSchema,
+  pin: import_zod2.z.string().regex(/^\d{6}$/)
+});
+var OkResponseSchema = import_zod2.z.object({
+  ok: import_zod2.z.boolean()
+});
+var RegisterSendDeviceKeyRequestSchema = import_zod2.z.object({
+  userId: UuidSchema,
+  deviceId: import_zod2.z.string().min(3),
+  publicKey: import_zod2.z.string().min(32)
+});
+var SEND_AUTH_PURPOSES = ["send_money", "offline_revoke"];
+var SendChallengeRequestSchema = import_zod2.z.object({
+  userId: UuidSchema,
+  deviceId: import_zod2.z.string().min(3),
+  purpose: import_zod2.z.enum(SEND_AUTH_PURPOSES).optional()
+});
+var SendChallengeResponseSchema = import_zod2.z.object({
+  challengeId: UuidSchema,
+  nonce: import_zod2.z.string().min(1),
+  expiresAt: IsoDateSchema
+});
+var SendVerifyRequestSchema = import_zod2.z.object({
+  userId: UuidSchema,
+  deviceId: import_zod2.z.string().min(3),
+  challengeId: UuidSchema,
+  signature: import_zod2.z.string().min(16)
+});
+var SendVerifyResponseSchema = import_zod2.z.object({
+  sendAuthToken: import_zod2.z.string().min(16)
+});
+var ResolveRecipientRequestSchema = import_zod2.z.object({
+  identifier: import_zod2.z.string().min(3)
+});
+var ResolveRecipientResponseSchema = import_zod2.z.object({
+  recipientUserId: UuidSchema,
+  displayName: import_zod2.z.string().min(1),
+  normalizedIdentifier: import_zod2.z.string().regex(E164Regex),
+  isActive: import_zod2.z.boolean()
+});
+var CreateTransferRequestSchema = import_zod2.z.object({
+  recipientIdentifier: import_zod2.z.string().min(3),
+  amountMinor: import_zod2.z.number().int().positive(),
+  currency: CurrencySchema,
+  sendAuthToken: import_zod2.z.string().min(16)
+});
+var TransferStatusSchema = import_zod2.z.enum(["SETTLED", "PENDING_REVIEW", "DECLINED"]);
+var TransferResponseSchema = import_zod2.z.object({
+  transactionId: import_zod2.z.string().min(1),
+  status: TransferStatusSchema,
+  userStatus: TransferStatusSchema,
+  recipientName: import_zod2.z.string().min(1),
+  timestamp: IsoDateSchema,
+  /**
+   * Fresh issuer-signed OACs returned by the backend's post-commit
+   * rotation hook on `SETTLED` transfers.
+   *
+   * In the current backend implementation this hook rotates LEGACY
+   * hold-backed OACs only. Account-funded (no-hold) OACs introduced by
+   * the unified-pay-rails refactor are NOT rotated here — their
+   * cumulative spend counter and main-balance check are enforced at
+   * claim submission time via `createTransfer` under the per-sender
+   * advisory lock, so a stale no-hold OAC cannot authorise overspending
+   * (it can only resolve to REVIEW on submission).
+   *
+   * Optional: omitted when the sender has no registered hold-backed
+   * devices, when the refresh failed (best-effort), or on retry replays
+   * that pre-date the refresh. When present, the entries supersede any
+   * locally cached OACs for the listed devices; when absent, clients
+   * should fall back to `/v1/me/offline/refresh`.
+   *
+   * Each entry is validated against the canonical `OACRecordSchema`,
+   * so consumers can trust the runtime shape matches the static type.
+   */
+  offlineOacs: OACRecordSchema.array().optional()
+});
+var DirectionSchema = import_zod2.z.enum(["OUTGOING", "INCOMING"]);
+var AccountActivityItemSchema = import_zod2.z.object({
+  id: import_zod2.z.string().min(1),
+  type: import_zod2.z.string().min(1),
+  direction: DirectionSchema,
+  name: import_zod2.z.string().min(1),
+  identifier: import_zod2.z.string().min(1),
+  amountMinor: import_zod2.z.number().int(),
+  currency: CurrencySchema,
+  status: import_zod2.z.string().min(1),
+  timestamp: IsoDateSchema
+});
+var AccountSummaryResponseSchema = import_zod2.z.object({
+  /** Authenticated user's stable internal id. */
+  userId: UuidSchema,
+  /**
+   * 10-digit Nigeria Uniform Bank Account Number (NUBAN) allocated by the
+   * bank partner. `null` when the user has no partner-allocated account yet.
+   */
+  nuban: import_zod2.z.string().regex(/^[0-9]{10}$/).nullable(),
+  balance: import_zod2.z.number().int(),
+  currency: CurrencySchema,
+  dailySendLimit: import_zod2.z.number().int().nonnegative(),
+  dailySendRemaining: import_zod2.z.number().int().nonnegative(),
+  kycTier: import_zod2.z.string().min(1),
+  kycStatus: import_zod2.z.string().min(1),
+  recentActivity: import_zod2.z.array(AccountActivityItemSchema)
+});
+var TransactionsListResponseSchema = import_zod2.z.object({
+  items: import_zod2.z.array(AccountActivityItemSchema),
+  nextCursor: import_zod2.z.string().nullable()
+});
+var TransactionDetailResponseSchema = import_zod2.z.object({
+  transactionId: import_zod2.z.string().min(1),
+  type: import_zod2.z.string().min(1),
+  direction: DirectionSchema,
+  counterpartyName: import_zod2.z.string().min(1),
+  counterpartyIdentifier: import_zod2.z.string().min(1),
+  amountMinor: import_zod2.z.number().int(),
+  currency: CurrencySchema,
+  status: import_zod2.z.string().min(1),
+  timestamp: IsoDateSchema
+});
+var PushRegisterRequestSchema = import_zod2.z.object({
+  deviceId: import_zod2.z.string().min(3),
+  platform: import_zod2.z.enum(["ios", "android", "web"]),
+  token: import_zod2.z.string().min(16)
+});
+var CreatePayLinkResponseSchema = import_zod2.z.object({
+  token: import_zod2.z.string().min(1)
+});
+var ResolvePayLinkResponseSchema = import_zod2.z.object({
+  recipientUserId: UuidSchema,
+  displayName: import_zod2.z.string().min(1),
+  normalizedIdentifier: import_zod2.z.string().regex(E164Regex),
+  isActive: import_zod2.z.boolean()
+});
+
 // src/primitives.ts
-var import_zod2 = require("zod");
-var CurrencyCodeSchema = import_zod2.z.string().trim().length(3).transform((value) => value.toUpperCase());
+var import_zod3 = require("zod");
+var CurrencyCodeSchema = import_zod3.z.string().trim().length(3).transform((value) => value.toUpperCase());
 var currencyFractionDigits = {
   NGN: 2,
   USD: 2,
@@ -629,7 +987,7 @@ function moneyMinorToNumber(amountMinor) {
 }
 
 // src/collections/client.ts
-var import_zod3 = require("zod");
+var import_zod4 = require("zod");
 var MERCHANT_PROFILE_STATUSES = [
   "pending",
   "active",
@@ -659,172 +1017,172 @@ var MERCHANT_PAYOUT_STATUSES = [
   "failed",
   "cancelled"
 ];
-var MoneyKoboSchema = import_zod3.z.number().int().positive().max(Number.MAX_SAFE_INTEGER);
-var MetadataSchema = import_zod3.z.record(
-  import_zod3.z.union([import_zod3.z.string(), import_zod3.z.number(), import_zod3.z.boolean(), import_zod3.z.null()])
+var MoneyKoboSchema = import_zod4.z.number().int().positive().max(Number.MAX_SAFE_INTEGER);
+var MetadataSchema = import_zod4.z.record(
+  import_zod4.z.union([import_zod4.z.string(), import_zod4.z.number(), import_zod4.z.boolean(), import_zod4.z.null()])
 );
-var CurrencySchema2 = import_zod3.z.string().trim().length(3).transform((value) => value.toUpperCase());
-var ReferenceSchema = import_zod3.z.string().trim().min(6).max(128).regex(/^[A-Za-z0-9._:-]+$/);
-var MerchantProfileSchema = import_zod3.z.object({
-  accountId: import_zod3.z.string().uuid(),
-  legalName: import_zod3.z.string(),
-  tradingName: import_zod3.z.string(),
-  merchantCategoryCode: import_zod3.z.string().regex(/^\d{4}$/),
-  nqrMerchantId: import_zod3.z.string(),
-  settlementBankCode: import_zod3.z.string(),
-  settlementAccountNumber: import_zod3.z.string(),
-  settlementAccountName: import_zod3.z.string(),
-  settlementSchedule: import_zod3.z.enum(SETTLEMENT_SCHEDULES),
-  status: import_zod3.z.enum(MERCHANT_PROFILE_STATUSES),
-  offlineEnabled: import_zod3.z.boolean(),
+var CurrencySchema2 = import_zod4.z.string().trim().length(3).transform((value) => value.toUpperCase());
+var ReferenceSchema = import_zod4.z.string().trim().min(6).max(128).regex(/^[A-Za-z0-9._:-]+$/);
+var MerchantProfileSchema = import_zod4.z.object({
+  accountId: import_zod4.z.string().uuid(),
+  legalName: import_zod4.z.string(),
+  tradingName: import_zod4.z.string(),
+  merchantCategoryCode: import_zod4.z.string().regex(/^\d{4}$/),
+  nqrMerchantId: import_zod4.z.string(),
+  settlementBankCode: import_zod4.z.string(),
+  settlementAccountNumber: import_zod4.z.string(),
+  settlementAccountName: import_zod4.z.string(),
+  settlementSchedule: import_zod4.z.enum(SETTLEMENT_SCHEDULES),
+  status: import_zod4.z.enum(MERCHANT_PROFILE_STATUSES),
+  offlineEnabled: import_zod4.z.boolean(),
   perTxLimitKobo: MoneyKoboSchema,
   dailyLimitKobo: MoneyKoboSchema,
   metadata: MetadataSchema,
-  createdAtMs: import_zod3.z.number().int().nonnegative(),
-  updatedAtMs: import_zod3.z.number().int().nonnegative()
+  createdAtMs: import_zod4.z.number().int().nonnegative(),
+  updatedAtMs: import_zod4.z.number().int().nonnegative()
 });
-var UpsertMerchantProfileInputSchema = import_zod3.z.object({
-  legalName: import_zod3.z.string().trim().min(1).max(200),
-  tradingName: import_zod3.z.string().trim().min(1).max(25),
-  merchantCategoryCode: import_zod3.z.string().trim().regex(/^\d{4}$/),
-  nqrMerchantId: import_zod3.z.string().trim().min(3).max(64),
-  settlementBankCode: import_zod3.z.string().trim().min(2).max(16),
-  settlementAccountNumber: import_zod3.z.string().trim().min(5).max(32),
-  settlementAccountName: import_zod3.z.string().trim().min(1).max(200),
-  settlementSchedule: import_zod3.z.enum(SETTLEMENT_SCHEDULES).optional(),
-  status: import_zod3.z.enum(MERCHANT_PROFILE_STATUSES).optional(),
-  offlineEnabled: import_zod3.z.boolean().optional(),
+var UpsertMerchantProfileInputSchema = import_zod4.z.object({
+  legalName: import_zod4.z.string().trim().min(1).max(200),
+  tradingName: import_zod4.z.string().trim().min(1).max(25),
+  merchantCategoryCode: import_zod4.z.string().trim().regex(/^\d{4}$/),
+  nqrMerchantId: import_zod4.z.string().trim().min(3).max(64),
+  settlementBankCode: import_zod4.z.string().trim().min(2).max(16),
+  settlementAccountNumber: import_zod4.z.string().trim().min(5).max(32),
+  settlementAccountName: import_zod4.z.string().trim().min(1).max(200),
+  settlementSchedule: import_zod4.z.enum(SETTLEMENT_SCHEDULES).optional(),
+  status: import_zod4.z.enum(MERCHANT_PROFILE_STATUSES).optional(),
+  offlineEnabled: import_zod4.z.boolean().optional(),
   perTxLimitKobo: MoneyKoboSchema.optional(),
   dailyLimitKobo: MoneyKoboSchema.optional(),
   metadata: MetadataSchema.optional()
 });
-var CollectionIntentSchema = import_zod3.z.object({
-  intentId: import_zod3.z.string().uuid(),
-  accountId: import_zod3.z.string().uuid(),
-  terminalId: import_zod3.z.string().uuid().nullable(),
-  reference: import_zod3.z.string(),
-  amountKobo: import_zod3.z.number().int().positive().nullable(),
-  currency: import_zod3.z.string().length(3),
-  status: import_zod3.z.enum(COLLECTION_INTENT_STATUSES),
-  description: import_zod3.z.string().nullable(),
-  nqrPayload: import_zod3.z.string(),
-  provider: import_zod3.z.string(),
-  providerReference: import_zod3.z.string().nullable(),
+var CollectionIntentSchema = import_zod4.z.object({
+  intentId: import_zod4.z.string().uuid(),
+  accountId: import_zod4.z.string().uuid(),
+  terminalId: import_zod4.z.string().uuid().nullable(),
+  reference: import_zod4.z.string(),
+  amountKobo: import_zod4.z.number().int().positive().nullable(),
+  currency: import_zod4.z.string().length(3),
+  status: import_zod4.z.enum(COLLECTION_INTENT_STATUSES),
+  description: import_zod4.z.string().nullable(),
+  nqrPayload: import_zod4.z.string(),
+  provider: import_zod4.z.string(),
+  providerReference: import_zod4.z.string().nullable(),
   metadata: MetadataSchema,
-  expiresAtMs: import_zod3.z.number().int().nonnegative().nullable(),
-  paidAtMs: import_zod3.z.number().int().nonnegative().nullable(),
-  createdAtMs: import_zod3.z.number().int().nonnegative(),
-  updatedAtMs: import_zod3.z.number().int().nonnegative()
+  expiresAtMs: import_zod4.z.number().int().nonnegative().nullable(),
+  paidAtMs: import_zod4.z.number().int().nonnegative().nullable(),
+  createdAtMs: import_zod4.z.number().int().nonnegative(),
+  updatedAtMs: import_zod4.z.number().int().nonnegative()
 });
-var CreateCollectionIntentInputSchema = import_zod3.z.object({
+var CreateCollectionIntentInputSchema = import_zod4.z.object({
   reference: ReferenceSchema.optional(),
   amountKobo: MoneyKoboSchema.optional(),
   currency: CurrencySchema2.optional(),
-  terminalId: import_zod3.z.string().uuid().optional(),
-  terminalLabel: import_zod3.z.string().trim().min(1).max(25).optional(),
-  merchantCity: import_zod3.z.string().trim().min(1).max(15).optional(),
-  description: import_zod3.z.string().trim().min(1).max(280).optional(),
-  expiresAtMs: import_zod3.z.number().int().positive().optional(),
-  provider: import_zod3.z.string().trim().min(1).max(40).optional(),
+  terminalId: import_zod4.z.string().uuid().optional(),
+  terminalLabel: import_zod4.z.string().trim().min(1).max(25).optional(),
+  merchantCity: import_zod4.z.string().trim().min(1).max(15).optional(),
+  description: import_zod4.z.string().trim().min(1).max(280).optional(),
+  expiresAtMs: import_zod4.z.number().int().positive().optional(),
+  provider: import_zod4.z.string().trim().min(1).max(40).optional(),
   metadata: MetadataSchema.optional()
 });
-var PublicCollectionIntentSchema = import_zod3.z.object({
-  intentId: import_zod3.z.string().uuid(),
-  reference: import_zod3.z.string(),
-  amountKobo: import_zod3.z.number().int().positive().nullable(),
-  currency: import_zod3.z.string().length(3),
-  status: import_zod3.z.enum(COLLECTION_INTENT_STATUSES),
-  merchantAccountId: import_zod3.z.string().uuid(),
-  merchantName: import_zod3.z.string(),
-  merchantCategoryCode: import_zod3.z.string(),
-  description: import_zod3.z.string().nullable(),
-  expiresAtMs: import_zod3.z.number().int().nonnegative().nullable()
+var PublicCollectionIntentSchema = import_zod4.z.object({
+  intentId: import_zod4.z.string().uuid(),
+  reference: import_zod4.z.string(),
+  amountKobo: import_zod4.z.number().int().positive().nullable(),
+  currency: import_zod4.z.string().length(3),
+  status: import_zod4.z.enum(COLLECTION_INTENT_STATUSES),
+  merchantAccountId: import_zod4.z.string().uuid(),
+  merchantName: import_zod4.z.string(),
+  merchantCategoryCode: import_zod4.z.string(),
+  description: import_zod4.z.string().nullable(),
+  expiresAtMs: import_zod4.z.number().int().nonnegative().nullable()
 });
-var PayCollectionInputSchema = import_zod3.z.object({
+var PayCollectionInputSchema = import_zod4.z.object({
   reference: ReferenceSchema,
   amountKobo: MoneyKoboSchema.optional(),
   currency: CurrencySchema2.optional(),
-  idempotencyKey: import_zod3.z.string().trim().min(8).max(160).optional()
+  idempotencyKey: import_zod4.z.string().trim().min(8).max(160).optional()
 });
-var CollectionPaymentSchema = import_zod3.z.object({
-  paymentId: import_zod3.z.string().uuid(),
-  intentId: import_zod3.z.string().uuid(),
-  accountId: import_zod3.z.string().uuid(),
-  payerUserId: import_zod3.z.string().uuid().nullable(),
-  merchantOwnerUserId: import_zod3.z.string().uuid(),
+var CollectionPaymentSchema = import_zod4.z.object({
+  paymentId: import_zod4.z.string().uuid(),
+  intentId: import_zod4.z.string().uuid(),
+  accountId: import_zod4.z.string().uuid(),
+  payerUserId: import_zod4.z.string().uuid().nullable(),
+  merchantOwnerUserId: import_zod4.z.string().uuid(),
   amountKobo: MoneyKoboSchema,
-  currency: import_zod3.z.string().length(3),
-  status: import_zod3.z.enum(COLLECTION_PAYMENT_STATUSES),
-  provider: import_zod3.z.string(),
-  providerReference: import_zod3.z.string().nullable(),
-  idempotencyKey: import_zod3.z.string().nullable(),
-  ledgerRef: import_zod3.z.string(),
-  failureCode: import_zod3.z.string().nullable(),
-  failureMessage: import_zod3.z.string().nullable(),
-  paidAtMs: import_zod3.z.number().int().nonnegative().nullable(),
-  createdAtMs: import_zod3.z.number().int().nonnegative(),
-  updatedAtMs: import_zod3.z.number().int().nonnegative()
+  currency: import_zod4.z.string().length(3),
+  status: import_zod4.z.enum(COLLECTION_PAYMENT_STATUSES),
+  provider: import_zod4.z.string(),
+  providerReference: import_zod4.z.string().nullable(),
+  idempotencyKey: import_zod4.z.string().nullable(),
+  ledgerRef: import_zod4.z.string(),
+  failureCode: import_zod4.z.string().nullable(),
+  failureMessage: import_zod4.z.string().nullable(),
+  paidAtMs: import_zod4.z.number().int().nonnegative().nullable(),
+  createdAtMs: import_zod4.z.number().int().nonnegative(),
+  updatedAtMs: import_zod4.z.number().int().nonnegative()
 });
-var CollectionPaymentResultSchema = import_zod3.z.object({
+var CollectionPaymentResultSchema = import_zod4.z.object({
   payment: CollectionPaymentSchema,
   intent: CollectionIntentSchema,
-  receipt: import_zod3.z.unknown().optional(),
-  replayed: import_zod3.z.boolean()
+  receipt: import_zod4.z.unknown().optional(),
+  replayed: import_zod4.z.boolean()
 });
-var CollectionReportSummarySchema = import_zod3.z.object({
-  accountId: import_zod3.z.string().uuid(),
-  fromMs: import_zod3.z.number().int().nonnegative(),
-  toMs: import_zod3.z.number().int().nonnegative(),
-  currency: import_zod3.z.string().length(3),
-  paidCount: import_zod3.z.number().int().nonnegative(),
-  paidAmountKobo: import_zod3.z.number().int().nonnegative(),
-  pendingCount: import_zod3.z.number().int().nonnegative(),
-  failedCount: import_zod3.z.number().int().nonnegative(),
-  reversedCount: import_zod3.z.number().int().nonnegative(),
-  availableBalanceKobo: import_zod3.z.number().int().nonnegative()
+var CollectionReportSummarySchema = import_zod4.z.object({
+  accountId: import_zod4.z.string().uuid(),
+  fromMs: import_zod4.z.number().int().nonnegative(),
+  toMs: import_zod4.z.number().int().nonnegative(),
+  currency: import_zod4.z.string().length(3),
+  paidCount: import_zod4.z.number().int().nonnegative(),
+  paidAmountKobo: import_zod4.z.number().int().nonnegative(),
+  pendingCount: import_zod4.z.number().int().nonnegative(),
+  failedCount: import_zod4.z.number().int().nonnegative(),
+  reversedCount: import_zod4.z.number().int().nonnegative(),
+  availableBalanceKobo: import_zod4.z.number().int().nonnegative()
 });
-var CollectionStatementSchema = import_zod3.z.object({
-  accountId: import_zod3.z.string().uuid(),
-  year: import_zod3.z.number().int(),
-  month: import_zod3.z.number().int().min(1).max(12),
-  currency: import_zod3.z.string().length(3),
-  totalPaidKobo: import_zod3.z.number().int().nonnegative(),
-  items: import_zod3.z.array(CollectionPaymentSchema)
+var CollectionStatementSchema = import_zod4.z.object({
+  accountId: import_zod4.z.string().uuid(),
+  year: import_zod4.z.number().int(),
+  month: import_zod4.z.number().int().min(1).max(12),
+  currency: import_zod4.z.string().length(3),
+  totalPaidKobo: import_zod4.z.number().int().nonnegative(),
+  items: import_zod4.z.array(CollectionPaymentSchema)
 });
-var CreatePayoutInputSchema = import_zod3.z.object({
+var CreatePayoutInputSchema = import_zod4.z.object({
   amountKobo: MoneyKoboSchema,
   currency: CurrencySchema2.optional(),
-  idempotencyKey: import_zod3.z.string().trim().min(8).max(160)
+  idempotencyKey: import_zod4.z.string().trim().min(8).max(160)
 });
-var MerchantPayoutSchema = import_zod3.z.object({
-  payoutId: import_zod3.z.string().uuid(),
-  accountId: import_zod3.z.string().uuid(),
+var MerchantPayoutSchema = import_zod4.z.object({
+  payoutId: import_zod4.z.string().uuid(),
+  accountId: import_zod4.z.string().uuid(),
   amountKobo: MoneyKoboSchema,
-  currency: import_zod3.z.string().length(3),
-  status: import_zod3.z.enum(MERCHANT_PAYOUT_STATUSES),
-  idempotencyKey: import_zod3.z.string().nullable(),
-  ledgerRef: import_zod3.z.string(),
-  providerReference: import_zod3.z.string().nullable(),
-  requestedByUserId: import_zod3.z.string().uuid().nullable(),
-  failureCode: import_zod3.z.string().nullable(),
-  failureMessage: import_zod3.z.string().nullable(),
-  createdAtMs: import_zod3.z.number().int().nonnegative(),
-  updatedAtMs: import_zod3.z.number().int().nonnegative()
+  currency: import_zod4.z.string().length(3),
+  status: import_zod4.z.enum(MERCHANT_PAYOUT_STATUSES),
+  idempotencyKey: import_zod4.z.string().nullable(),
+  ledgerRef: import_zod4.z.string(),
+  providerReference: import_zod4.z.string().nullable(),
+  requestedByUserId: import_zod4.z.string().uuid().nullable(),
+  failureCode: import_zod4.z.string().nullable(),
+  failureMessage: import_zod4.z.string().nullable(),
+  createdAtMs: import_zod4.z.number().int().nonnegative(),
+  updatedAtMs: import_zod4.z.number().int().nonnegative()
 });
-var ProviderEventInputSchema = import_zod3.z.object({
-  provider: import_zod3.z.string().trim().min(1).max(80),
-  eventId: import_zod3.z.string().trim().min(1).max(160),
-  eventType: import_zod3.z.string().trim().min(1).max(120),
-  payload: import_zod3.z.record(import_zod3.z.unknown()).optional()
+var ProviderEventInputSchema = import_zod4.z.object({
+  provider: import_zod4.z.string().trim().min(1).max(80),
+  eventId: import_zod4.z.string().trim().min(1).max(160),
+  eventType: import_zod4.z.string().trim().min(1).max(120),
+  payload: import_zod4.z.record(import_zod4.z.unknown()).optional()
 });
-var ProviderEventRecordSchema = import_zod3.z.object({
-  id: import_zod3.z.string().uuid(),
-  provider: import_zod3.z.string(),
-  eventId: import_zod3.z.string(),
-  eventType: import_zod3.z.string(),
-  signatureVerified: import_zod3.z.boolean(),
-  receivedAtMs: import_zod3.z.number().int().nonnegative(),
-  processedAtMs: import_zod3.z.number().int().nonnegative().nullable()
+var ProviderEventRecordSchema = import_zod4.z.object({
+  id: import_zod4.z.string().uuid(),
+  provider: import_zod4.z.string(),
+  eventId: import_zod4.z.string(),
+  eventType: import_zod4.z.string(),
+  signatureVerified: import_zod4.z.boolean(),
+  receivedAtMs: import_zod4.z.number().int().nonnegative(),
+  processedAtMs: import_zod4.z.number().int().nonnegative().nullable()
 });
 function createCollectionsClient(opts) {
   const fetchImpl = opts.fetchImpl ?? globalThis.fetch;
@@ -1339,7 +1697,7 @@ var FlurClient = class {
     try {
       body = requestSchema ? JSON.stringify(requestSchema.parse(input)) : init2.body;
     } catch (err) {
-      if (err instanceof import_zod4.z.ZodError) {
+      if (err instanceof import_zod5.z.ZodError) {
         throw new FlurError("Invalid request payload", "INVALID_REQUEST", {
           details: err.flatten()
         });
@@ -1367,7 +1725,7 @@ var FlurClient = class {
       try {
         return responseSchema.parse(payload);
       } catch (err) {
-        if (err instanceof import_zod4.z.ZodError) {
+        if (err instanceof import_zod5.z.ZodError) {
           throw new FlurError(
             "SDK contract validation failed",
             "INVALID_REQUEST",
@@ -1798,7 +2156,7 @@ function constantTimeEqual(a, b) {
 }
 
 // src/offline/oac.ts
-var import_zod5 = require("zod");
+var import_zod6 = require("zod");
 
 // src/crypto/p256-issuer.ts
 var import_nist = require("@noble/curves/nist");
@@ -1880,20 +2238,20 @@ function verifyIssuerP256(bytes, signatureB64, issuerPublicKeySpkiB64) {
 var OAC_DEFAULT_PER_TX_KOBO = 5e5;
 var OAC_DEFAULT_CUMULATIVE_KOBO = 2e6;
 var OAC_DEFAULT_VALIDITY_MS = 24 * 60 * 60 * 1e3;
-var Base64Std = import_zod5.z.string().min(16).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/, "expected base64 (standard) string");
-var OACSchema = import_zod5.z.object({
-  userId: import_zod5.z.string().min(1),
-  deviceId: import_zod5.z.string().min(1),
+var Base64Std2 = import_zod6.z.string().min(16).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/, "expected base64 (standard) string");
+var OACSchema = import_zod6.z.object({
+  userId: import_zod6.z.string().min(1),
+  deviceId: import_zod6.z.string().min(1),
   /** SubjectPublicKeyInfo DER, base64 (P-256). */
-  devicePublicKey: Base64Std,
-  perTxCapKobo: import_zod5.z.number().int().nonnegative(),
-  cumulativeCapKobo: import_zod5.z.number().int().nonnegative(),
-  validFromMs: import_zod5.z.number().int().nonnegative(),
-  validUntilMs: import_zod5.z.number().int().positive(),
-  counterSeed: import_zod5.z.number().int().nonnegative(),
-  nonce: import_zod5.z.string().min(1),
+  devicePublicKey: Base64Std2,
+  perTxCapKobo: import_zod6.z.number().int().nonnegative(),
+  cumulativeCapKobo: import_zod6.z.number().int().nonnegative(),
+  validFromMs: import_zod6.z.number().int().nonnegative(),
+  validUntilMs: import_zod6.z.number().int().positive(),
+  counterSeed: import_zod6.z.number().int().nonnegative(),
+  nonce: import_zod6.z.string().min(1),
   /** ASN.1 DER ECDSA(SHA-256) signature, base64. */
-  issuerSig: Base64Std
+  issuerSig: Base64Std2
 }).refine((v) => v.validUntilMs > v.validFromMs, {
   message: "validUntilMs must be greater than validFromMs"
 }).refine((v) => v.perTxCapKobo <= v.cumulativeCapKobo, {
@@ -1987,19 +2345,19 @@ function decodeBase45(s) {
 }
 
 // src/offline/messages.ts
-var import_zod6 = require("zod");
-var Base64Sig = import_zod6.z.string().min(16).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/, "expected base64 (standard) signature");
-var OfflinePaymentRequestSchema = import_zod6.z.object({
-  reference: import_zod6.z.string().min(1),
-  amountKobo: import_zod6.z.number().int().positive(),
+var import_zod7 = require("zod");
+var Base64Sig = import_zod7.z.string().min(16).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/, "expected base64 (standard) signature");
+var OfflinePaymentRequestSchema = import_zod7.z.object({
+  reference: import_zod7.z.string().min(1),
+  amountKobo: import_zod7.z.number().int().positive(),
   merchantOAC: OACSchema,
-  expiresAtMs: import_zod6.z.number().int().positive(),
+  expiresAtMs: import_zod7.z.number().int().positive(),
   merchantSig: Base64Sig
 });
-var OfflinePaymentAuthorizationSchema = import_zod6.z.object({
+var OfflinePaymentAuthorizationSchema = import_zod7.z.object({
   request: OfflinePaymentRequestSchema,
   payerOAC: OACSchema,
-  payerCounter: import_zod6.z.number().int().positive(),
+  payerCounter: import_zod7.z.number().int().positive(),
   payerSig: Base64Sig
 });
 function buildPaymentRequest(input) {
@@ -2111,60 +2469,60 @@ function decodeAuthorizationQR(s) {
 }
 
 // src/offline/settlements.ts
-var import_zod7 = require("zod");
+var import_zod8 = require("zod");
 var import_sha256 = require("@noble/hashes/sha256");
 var import_utils = require("@noble/hashes/utils");
-var OfflineTokenSchema = import_zod7.z.object({
-  tokenId: import_zod7.z.string().uuid(),
-  tokenSerial: import_zod7.z.string(),
-  issuerAccountId: import_zod7.z.string().uuid(),
-  payerUserId: import_zod7.z.string().uuid(),
-  maxAmountKobo: import_zod7.z.number().int().positive(),
-  currency: import_zod7.z.string().length(3),
-  issuedAtMs: import_zod7.z.number().int().nonnegative(),
-  expiresAtMs: import_zod7.z.number().int().nonnegative(),
-  issuerSig: import_zod7.z.string()
+var OfflineTokenSchema = import_zod8.z.object({
+  tokenId: import_zod8.z.string().uuid(),
+  tokenSerial: import_zod8.z.string(),
+  issuerAccountId: import_zod8.z.string().uuid(),
+  payerUserId: import_zod8.z.string().uuid(),
+  maxAmountKobo: import_zod8.z.number().int().positive(),
+  currency: import_zod8.z.string().length(3),
+  issuedAtMs: import_zod8.z.number().int().nonnegative(),
+  expiresAtMs: import_zod8.z.number().int().nonnegative(),
+  issuerSig: import_zod8.z.string()
 });
-var PaymentClaimSchema = import_zod7.z.object({
-  encounterId: import_zod7.z.string().regex(/^[0-9a-f]{64}$/i).optional(),
-  tokenSerial: import_zod7.z.string(),
-  payerUserId: import_zod7.z.string().uuid(),
-  payeeUserId: import_zod7.z.string().uuid(),
-  payerNonce: import_zod7.z.string(),
-  payeeNonce: import_zod7.z.string(),
-  amountKobo: import_zod7.z.number().int().positive(),
-  currency: import_zod7.z.string().length(3).default("NGN"),
-  occurredAtMs: import_zod7.z.number().int().nonnegative(),
-  completedAtMs: import_zod7.z.number().int().nonnegative().optional(),
-  contextId: import_zod7.z.string().optional(),
+var PaymentClaimSchema = import_zod8.z.object({
+  encounterId: import_zod8.z.string().regex(/^[0-9a-f]{64}$/i).optional(),
+  tokenSerial: import_zod8.z.string(),
+  payerUserId: import_zod8.z.string().uuid(),
+  payeeUserId: import_zod8.z.string().uuid(),
+  payerNonce: import_zod8.z.string(),
+  payeeNonce: import_zod8.z.string(),
+  amountKobo: import_zod8.z.number().int().positive(),
+  currency: import_zod8.z.string().length(3).default("NGN"),
+  occurredAtMs: import_zod8.z.number().int().nonnegative(),
+  completedAtMs: import_zod8.z.number().int().nonnegative().optional(),
+  contextId: import_zod8.z.string().optional(),
   // Stage 2c: P-256 device keys are now SubjectPublicKeyInfo DER, base64.
   // Signatures are ASN.1 DER ECDSA(SHA-256), base64. Backwards-incompatible
   // wire change; the backend has the matching widening in offline-settlements
   // service + zod schema.
-  payerPubkey: import_zod7.z.string().min(16).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/),
-  payerSignature: import_zod7.z.string().min(16).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/),
-  payeePubkey: import_zod7.z.string().min(16).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/).optional(),
-  payeeSignature: import_zod7.z.string().min(16).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/).optional()
+  payerPubkey: import_zod8.z.string().min(16).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/),
+  payerSignature: import_zod8.z.string().min(16).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/),
+  payeePubkey: import_zod8.z.string().min(16).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/).optional(),
+  payeeSignature: import_zod8.z.string().min(16).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/).optional()
 });
-var SettlementSchema = import_zod7.z.object({
-  settlementId: import_zod7.z.string().uuid(),
-  settlementKey: import_zod7.z.string().regex(/^[0-9a-f]{64}$/i),
-  encounterId: import_zod7.z.string().regex(/^[0-9a-f]{64}$/i),
-  issuerAccountId: import_zod7.z.string().uuid(),
-  tokenSerial: import_zod7.z.string(),
-  payerUserId: import_zod7.z.string().uuid(),
-  payeeUserId: import_zod7.z.string().uuid(),
-  amountKobo: import_zod7.z.number().int().nonnegative(),
-  currency: import_zod7.z.string().length(3),
-  receiptId: import_zod7.z.string().nullable(),
-  status: import_zod7.z.enum(["SETTLED", "REVIEW", "REJECTED"]),
-  issuerSig: import_zod7.z.string(),
-  createdAtMs: import_zod7.z.number().int().nonnegative()
+var SettlementSchema = import_zod8.z.object({
+  settlementId: import_zod8.z.string().uuid(),
+  settlementKey: import_zod8.z.string().regex(/^[0-9a-f]{64}$/i),
+  encounterId: import_zod8.z.string().regex(/^[0-9a-f]{64}$/i),
+  issuerAccountId: import_zod8.z.string().uuid(),
+  tokenSerial: import_zod8.z.string(),
+  payerUserId: import_zod8.z.string().uuid(),
+  payeeUserId: import_zod8.z.string().uuid(),
+  amountKobo: import_zod8.z.number().int().nonnegative(),
+  currency: import_zod8.z.string().length(3),
+  receiptId: import_zod8.z.string().nullable(),
+  status: import_zod8.z.enum(["SETTLED", "REVIEW", "REJECTED"]),
+  issuerSig: import_zod8.z.string(),
+  createdAtMs: import_zod8.z.number().int().nonnegative()
 });
-var SettleResponseSchema = import_zod7.z.object({
+var SettleResponseSchema = import_zod8.z.object({
   settlement: SettlementSchema,
-  encounterId: import_zod7.z.string().regex(/^[0-9a-f]{64}$/i),
-  replayed: import_zod7.z.boolean()
+  encounterId: import_zod8.z.string().regex(/^[0-9a-f]{64}$/i),
+  replayed: import_zod8.z.boolean()
 });
 var ENCOUNTER_DOMAIN = "offline:v1:encounter";
 async function sha256Hex(input) {
@@ -2338,7 +2696,7 @@ function createHmacFetch(opts) {
 }
 
 // src/partner/client.ts
-var import_zod8 = require("zod");
+var import_zod9 = require("zod");
 var import_sha2563 = require("@noble/hashes/sha256");
 var import_hmac4 = require("@noble/hashes/hmac");
 var import_utils2 = require("@noble/hashes/utils");
@@ -2362,18 +2720,18 @@ var PARTNER_SCOPES = [
   "partner:payout:write",
   "partner:reconciliation:read"
 ];
-var ApiCredentialPublicSchema = import_zod8.z.object({
-  id: import_zod8.z.string().uuid(),
-  accountId: import_zod8.z.string().uuid(),
-  keyId: import_zod8.z.string(),
-  scopes: import_zod8.z.array(import_zod8.z.enum(PARTNER_SCOPES)),
-  label: import_zod8.z.string().nullable(),
-  createdAtMs: import_zod8.z.number().int().nonnegative(),
-  lastUsedAtMs: import_zod8.z.number().int().nonnegative().nullable(),
-  revokedAtMs: import_zod8.z.number().int().nonnegative().nullable()
+var ApiCredentialPublicSchema = import_zod9.z.object({
+  id: import_zod9.z.string().uuid(),
+  accountId: import_zod9.z.string().uuid(),
+  keyId: import_zod9.z.string(),
+  scopes: import_zod9.z.array(import_zod9.z.enum(PARTNER_SCOPES)),
+  label: import_zod9.z.string().nullable(),
+  createdAtMs: import_zod9.z.number().int().nonnegative(),
+  lastUsedAtMs: import_zod9.z.number().int().nonnegative().nullable(),
+  revokedAtMs: import_zod9.z.number().int().nonnegative().nullable()
 });
 var MintedApiCredentialSchema = ApiCredentialPublicSchema.extend({
-  secret: import_zod8.z.string().min(1)
+  secret: import_zod9.z.string().min(1)
 });
 var enc = new TextEncoder();
 async function sha256Hex2(input) {
@@ -2530,8 +2888,8 @@ function createApiCredentialsAdminClient(opts) {
     }
     return parser(raw);
   }
-  const listSchema = import_zod8.z.object({
-    items: import_zod8.z.array(ApiCredentialPublicSchema)
+  const listSchema = import_zod9.z.object({
+    items: import_zod9.z.array(ApiCredentialPublicSchema)
   });
   return {
     list: (accountId) => call(
@@ -2556,7 +2914,7 @@ function createApiCredentialsAdminClient(opts) {
 }
 
 // src/passes/pass.ts
-var import_zod9 = require("zod");
+var import_zod10 = require("zod");
 var PASS_KINDS = [
   "ride-ticket",
   "transit-pass",
@@ -2572,39 +2930,39 @@ var PASS_STATES = [
   "expired",
   "revoked"
 ];
-var PassMetadataSchema = import_zod9.z.record(
-  import_zod9.z.union([import_zod9.z.string(), import_zod9.z.number(), import_zod9.z.boolean(), import_zod9.z.null()])
+var PassMetadataSchema = import_zod10.z.record(
+  import_zod10.z.union([import_zod10.z.string(), import_zod10.z.number(), import_zod10.z.boolean(), import_zod10.z.null()])
 );
-var PassSchema = import_zod9.z.object({
-  passId: import_zod9.z.string().min(1),
+var PassSchema = import_zod10.z.object({
+  passId: import_zod10.z.string().min(1),
   /** Optional client/template grouping id (server may omit). */
-  templateId: import_zod9.z.string().min(1).optional(),
+  templateId: import_zod10.z.string().min(1).optional(),
   /** Optional human-facing holder identity (server may omit). The cryptographic binding
    *  is `holderDevicePubkey` below. */
-  holderUserId: import_zod9.z.string().min(1).optional(),
-  kind: import_zod9.z.enum(PASS_KINDS),
-  issuerId: import_zod9.z.string().min(1),
-  issuedAtMs: import_zod9.z.number().int().nonnegative(),
-  validFromMs: import_zod9.z.number().int().nonnegative(),
-  validUntilMs: import_zod9.z.number().int().positive(),
-  state: import_zod9.z.enum(PASS_STATES),
+  holderUserId: import_zod10.z.string().min(1).optional(),
+  kind: import_zod10.z.enum(PASS_KINDS),
+  issuerId: import_zod10.z.string().min(1),
+  issuedAtMs: import_zod10.z.number().int().nonnegative(),
+  validFromMs: import_zod10.z.number().int().nonnegative(),
+  validUntilMs: import_zod10.z.number().int().positive(),
+  state: import_zod10.z.enum(PASS_STATES),
   metadata: PassMetadataSchema,
-  nonce: import_zod9.z.string().min(1),
+  nonce: import_zod10.z.string().min(1),
   /** Device id this pass is bound to (FK to backend `device_keys`). */
-  holderDeviceId: import_zod9.z.string().min(1),
+  holderDeviceId: import_zod10.z.string().min(1),
   /** SubjectPublicKeyInfo DER (P-256) of the bound device, base64. The redemption
    *  signature is verified against this key — it is the security-critical binding. */
-  holderDevicePubkey: import_zod9.z.string().min(64).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/),
+  holderDevicePubkey: import_zod10.z.string().min(64).max(4096).regex(/^[A-Za-z0-9+/]+={0,2}$/),
   /** Optional fixed amount for monetary passes (vouchers, gift cards) in kobo. */
-  amountKobo: import_zod9.z.number().int().nonnegative().optional(),
+  amountKobo: import_zod10.z.number().int().nonnegative().optional(),
   /** ISO-4217-ish currency code; required on the wire. SDK builders default to NGN. */
-  currency: import_zod9.z.string().min(3).max(8),
+  currency: import_zod10.z.string().min(3).max(8),
   /** Monotonic redemption counter floor. Redemption.counter MUST be > counterSeed. */
-  counterSeed: import_zod9.z.number().int().nonnegative(),
+  counterSeed: import_zod10.z.number().int().nonnegative(),
   /** Optional cumulative spend cap in kobo across all redemptions of this pass. */
-  cumulativeCapKobo: import_zod9.z.number().int().nonnegative().optional(),
+  cumulativeCapKobo: import_zod10.z.number().int().nonnegative().optional(),
   /** ASN.1 DER ECDSA P-256 signature, base64. */
-  issuerSig: import_zod9.z.string().min(64).max(2048).regex(/^[A-Za-z0-9+/]+={0,2}$/)
+  issuerSig: import_zod10.z.string().min(64).max(2048).regex(/^[A-Za-z0-9+/]+={0,2}$/)
 }).refine((v) => v.validUntilMs > v.validFromMs, {
   message: "validUntilMs must be greater than validFromMs"
 });
@@ -2661,20 +3019,20 @@ function isPassWithinValidity(pass, nowMs) {
 }
 
 // src/passes/redemption.ts
-var import_zod10 = require("zod");
-var Base64Std2 = import_zod10.z.string().min(16).max(2048).regex(/^[A-Za-z0-9+/]+={0,2}$/, "expected base64 (std)");
-var RedemptionSchema = import_zod10.z.object({
+var import_zod11 = require("zod");
+var Base64Std3 = import_zod11.z.string().min(16).max(2048).regex(/^[A-Za-z0-9+/]+={0,2}$/, "expected base64 (std)");
+var RedemptionSchema = import_zod11.z.object({
   pass: PassSchema,
-  redeemerId: import_zod10.z.string().min(1),
-  redeemedAtMs: import_zod10.z.number().int().nonnegative(),
+  redeemerId: import_zod11.z.string().min(1),
+  redeemedAtMs: import_zod11.z.number().int().nonnegative(),
   /** Strictly monotonic counter scoped to a single pass. Must be > pass.counterSeed
    *  and > the redeemer's lastSeenCounter for this pass. */
-  counter: import_zod10.z.number().int().positive(),
+  counter: import_zod11.z.number().int().positive(),
   /** Amount being redeemed in kobo (0 for non-monetary passes like ride tickets). */
-  amountKobo: import_zod10.z.number().int().nonnegative(),
-  nonce: import_zod10.z.string().min(1),
+  amountKobo: import_zod11.z.number().int().nonnegative(),
+  nonce: import_zod11.z.string().min(1),
   /** ASN.1 DER ECDSA P-256 signature over canonicalJSONBytes(unsigned), base64. */
-  holderSig: Base64Std2
+  holderSig: Base64Std3
 });
 var REDEEMABLE_STATES = /* @__PURE__ */ new Set(["issued", "active"]);
 function buildRedemption(input) {
@@ -2756,40 +3114,40 @@ function verifyRedemption(r, issuerPublicKeySpkiB64) {
 }
 
 // src/receipts/receipt.ts
-var import_zod11 = require("zod");
+var import_zod12 = require("zod");
 var RECEIPT_CHANNELS = ["cash", "pass"];
 var RECEIPT_KINDS = RECEIPT_CHANNELS;
-var ReceiptPayloadSchema = import_zod11.z.record(
-  import_zod11.z.union([import_zod11.z.string(), import_zod11.z.number(), import_zod11.z.boolean(), import_zod11.z.null()])
+var ReceiptPayloadSchema = import_zod12.z.record(
+  import_zod12.z.union([import_zod12.z.string(), import_zod12.z.number(), import_zod12.z.boolean(), import_zod12.z.null()])
 );
-var ReceiptSchema = import_zod11.z.object({
-  receiptId: import_zod11.z.string().min(1),
-  channel: import_zod11.z.enum(RECEIPT_CHANNELS),
+var ReceiptSchema = import_zod12.z.object({
+  receiptId: import_zod12.z.string().min(1),
+  channel: import_zod12.z.enum(RECEIPT_CHANNELS),
   /** Cash-channel: send_intents.id. Required when channel === 'cash'. */
-  intentId: import_zod11.z.string().min(1).optional(),
+  intentId: import_zod12.z.string().min(1).optional(),
   /** Pass-channel: pass_redemptions.id. Required when channel === 'pass'. */
-  passRedemptionId: import_zod11.z.string().min(1).optional(),
-  payerUserId: import_zod11.z.string().min(1),
-  payeeUserId: import_zod11.z.string().min(1),
-  amountKobo: import_zod11.z.number().int().nonnegative(),
-  currency: import_zod11.z.string().min(3).max(8),
-  issuedAtMs: import_zod11.z.number().int().nonnegative(),
-  issuerId: import_zod11.z.string().min(1),
+  passRedemptionId: import_zod12.z.string().min(1).optional(),
+  payerUserId: import_zod12.z.string().min(1),
+  payeeUserId: import_zod12.z.string().min(1),
+  amountKobo: import_zod12.z.number().int().nonnegative(),
+  currency: import_zod12.z.string().min(3).max(8),
+  issuedAtMs: import_zod12.z.number().int().nonnegative(),
+  issuerId: import_zod12.z.string().min(1),
   payload: ReceiptPayloadSchema,
   /** ASN.1 DER ECDSA P-256 signature, base64. */
-  issuerSig: import_zod11.z.string().min(64).max(2048).regex(/^[A-Za-z0-9+/]+={0,2}$/)
+  issuerSig: import_zod12.z.string().min(64).max(2048).regex(/^[A-Za-z0-9+/]+={0,2}$/)
 }).superRefine((v, ctx) => {
   if (v.channel === "cash") {
     if (!v.intentId) {
       ctx.addIssue({
-        code: import_zod11.z.ZodIssueCode.custom,
+        code: import_zod12.z.ZodIssueCode.custom,
         message: "cash receipts require intentId",
         path: ["intentId"]
       });
     }
     if (v.passRedemptionId) {
       ctx.addIssue({
-        code: import_zod11.z.ZodIssueCode.custom,
+        code: import_zod12.z.ZodIssueCode.custom,
         message: "cash receipts must not carry passRedemptionId",
         path: ["passRedemptionId"]
       });
@@ -2797,14 +3155,14 @@ var ReceiptSchema = import_zod11.z.object({
   } else if (v.channel === "pass") {
     if (!v.passRedemptionId) {
       ctx.addIssue({
-        code: import_zod11.z.ZodIssueCode.custom,
+        code: import_zod12.z.ZodIssueCode.custom,
         message: "pass receipts require passRedemptionId",
         path: ["passRedemptionId"]
       });
     }
     if (v.intentId) {
       ctx.addIssue({
-        code: import_zod11.z.ZodIssueCode.custom,
+        code: import_zod12.z.ZodIssueCode.custom,
         message: "pass receipts must not carry intentId",
         path: ["intentId"]
       });
@@ -3106,23 +3464,23 @@ function init(opts) {
 }
 
 // src/accounts/client.ts
-var import_zod12 = require("zod");
+var import_zod13 = require("zod");
 var ACCOUNT_TYPES = ["personal", "business", "partner"];
 var ACCOUNT_STATUSES = ["active", "suspended", "closed"];
 var MEMBERSHIP_ROLES = ["owner", "admin", "driver", "staff"];
-var AccountSchema = import_zod12.z.object({
-  accountId: import_zod12.z.string().uuid(),
-  type: import_zod12.z.enum(ACCOUNT_TYPES),
-  displayName: import_zod12.z.string().min(1),
-  status: import_zod12.z.enum(ACCOUNT_STATUSES),
-  ownerUserId: import_zod12.z.string().uuid().nullable(),
-  createdAtMs: import_zod12.z.number().int().nonnegative()
+var AccountSchema = import_zod13.z.object({
+  accountId: import_zod13.z.string().uuid(),
+  type: import_zod13.z.enum(ACCOUNT_TYPES),
+  displayName: import_zod13.z.string().min(1),
+  status: import_zod13.z.enum(ACCOUNT_STATUSES),
+  ownerUserId: import_zod13.z.string().uuid().nullable(),
+  createdAtMs: import_zod13.z.number().int().nonnegative()
 });
-var AccountMembershipSchema = import_zod12.z.object({
-  accountId: import_zod12.z.string().uuid(),
-  userId: import_zod12.z.string().uuid(),
-  role: import_zod12.z.enum(MEMBERSHIP_ROLES),
-  createdAtMs: import_zod12.z.number().int().nonnegative()
+var AccountMembershipSchema = import_zod13.z.object({
+  accountId: import_zod13.z.string().uuid(),
+  userId: import_zod13.z.string().uuid(),
+  role: import_zod13.z.enum(MEMBERSHIP_ROLES),
+  createdAtMs: import_zod13.z.number().int().nonnegative()
 });
 function createAccountsClient(opts) {
   const fetchImpl = opts.fetchImpl ?? globalThis.fetch;
@@ -3155,9 +3513,9 @@ function createAccountsClient(opts) {
     }
     return parser(raw);
   }
-  const itemsSchema = import_zod12.z.object({ items: import_zod12.z.array(AccountSchema) });
-  const memberItemsSchema = import_zod12.z.object({
-    items: import_zod12.z.array(AccountMembershipSchema)
+  const itemsSchema = import_zod13.z.object({ items: import_zod13.z.array(AccountSchema) });
+  const memberItemsSchema = import_zod13.z.object({
+    items: import_zod13.z.array(AccountMembershipSchema)
   });
   return {
     listMyAccounts: () => call(
@@ -3188,320 +3546,6 @@ function createAccountsClient(opts) {
   };
 }
 
-// src/me-offline/client.ts
-var import_zod13 = require("zod");
-var Hex64 = import_zod13.z.string().regex(/^[0-9a-f]{64}$/i);
-var Sha256Hex = import_zod13.z.string().regex(/^[0-9a-f]{64}$/i);
-var Base64Std3 = import_zod13.z.string().regex(/^[A-Za-z0-9+/]+={0,2}$/);
-var RegisterDeviceKeyInputSchema = import_zod13.z.object({
-  deviceId: import_zod13.z.string().min(1).max(128),
-  publicKeyHex: Hex64
-});
-var AttestationSecurityLevelSchema = import_zod13.z.enum([
-  "STRONGBOX",
-  "TEE",
-  "SECURE_ENCLAVE",
-  "SOFTWARE"
-]);
-var DeviceKeyAlgSchema = import_zod13.z.literal("p256");
-var RegisterDeviceKeyP256InputSchema = import_zod13.z.object({
-  deviceId: import_zod13.z.string().min(1).max(128),
-  /** P-256 SubjectPublicKeyInfo DER, base64. */
-  publicKeySpkiB64: Base64Std3.min(64).max(4096),
-  /** Base64 of the server-issued enrollment challenge string. */
-  challengeB64: Base64Std3.min(8).max(1024),
-  /** iOS App Attest payload or Android X.509 Key Attestation chain. */
-  attestationChainB64: import_zod13.z.array(Base64Std3.min(16).max(16384)).min(1).max(16),
-  securityLevel: AttestationSecurityLevelSchema
-});
-var P256EnrollmentChallengeInputSchema = import_zod13.z.object({
-  deviceId: import_zod13.z.string().min(1).max(128)
-});
-var P256EnrollmentChallengeResultSchema = import_zod13.z.object({
-  challenge: import_zod13.z.string().min(16),
-  expiresAtMs: import_zod13.z.number().int().positive()
-});
-var DeviceKeyRecordSchema = import_zod13.z.object({
-  id: import_zod13.z.string().uuid(),
-  userId: import_zod13.z.string().uuid(),
-  deviceId: import_zod13.z.string(),
-  /** Always 'p256' on the consumer offline rail. Field retained for forward-compat. */
-  alg: DeviceKeyAlgSchema.default("p256"),
-  /** Legacy ed25519 hex key. Always null on new records (kept for back-compat reads). */
-  publicKeyHex: Hex64.nullable().default(null),
-  /** P-256 SubjectPublicKeyInfo DER, base64. Required for new records. */
-  publicKeySpkiB64: Base64Std3.nullable().default(null),
-  securityLevel: AttestationSecurityLevelSchema.nullable().default(null),
-  hardwareBacked: import_zod13.z.boolean().default(false),
-  attestedAtMs: import_zod13.z.number().int().nonnegative().nullable().default(null),
-  createdAtMs: import_zod13.z.number().int().nonnegative(),
-  revokedAtMs: import_zod13.z.number().int().nonnegative().nullable()
-});
-var ConsumerOACSchema = import_zod13.z.object({
-  oacId: import_zod13.z.string().uuid(),
-  issuerId: import_zod13.z.string().min(1).max(64),
-  userId: import_zod13.z.string().uuid(),
-  deviceId: import_zod13.z.string().min(1).max(128),
-  /** Always 'p256'. Field retained for forward-compat. */
-  alg: import_zod13.z.literal("p256").default("p256"),
-  /** P-256 SubjectPublicKeyInfo DER, base64. */
-  devicePubkeySpkiB64: Base64Std3.min(64).max(4096),
-  perTxCapKobo: import_zod13.z.number().int().positive(),
-  cumulativeCapKobo: import_zod13.z.number().int().positive(),
-  currency: import_zod13.z.string().length(3),
-  validFromMs: import_zod13.z.number().int().nonnegative(),
-  validUntilMs: import_zod13.z.number().int().nonnegative(),
-  counterSeed: import_zod13.z.number().int().nonnegative(),
-  issuedAtMs: import_zod13.z.number().int().nonnegative()
-});
-var SignedConsumerOACSchema = import_zod13.z.object({
-  oac: ConsumerOACSchema,
-  /** ASN.1 DER ECDSA P-256 issuer signature, base64. */
-  issuerSig: Base64Std3.min(16).max(2048),
-  /** Issuer's P-256 public key as SubjectPublicKeyInfo DER, base64. */
-  issuerPublicKeySpkiB64: Base64Std3.min(64).max(4096)
-});
-var OACRecordSchema = SignedConsumerOACSchema.extend({
-  currentOfflineSpentKobo: import_zod13.z.number().int().nonnegative(),
-  status: import_zod13.z.enum([
-    "active",
-    "superseded",
-    "expired",
-    "revoked",
-    "disabling",
-    "draining",
-    "closed"
-  ]),
-  supersededAtMs: import_zod13.z.number().int().nonnegative().nullable(),
-  revokedAtMs: import_zod13.z.number().int().nonnegative().nullable(),
-  holdId: import_zod13.z.string().uuid().nullable().optional()
-});
-var IssueOACInputSchema = import_zod13.z.object({
-  deviceId: import_zod13.z.string().min(1).max(128),
-  perTxCapKobo: import_zod13.z.number().int().positive().optional(),
-  cumulativeCapKobo: import_zod13.z.number().int().positive().optional(),
-  ttlMs: import_zod13.z.number().int().min(6e4).max(1e3 * 60 * 60 * 24 * 7).optional(),
-  spendableOnlineKobo: import_zod13.z.number().int().nonnegative().optional()
-});
-var EnableOfflineInputSchema = import_zod13.z.object({
-  deviceId: import_zod13.z.string().min(1).max(128),
-  amountKobo: import_zod13.z.number().int().positive(),
-  perTxCapKobo: import_zod13.z.number().int().positive().optional(),
-  ttlMs: import_zod13.z.number().int().min(6e4).max(1e3 * 60 * 60 * 24 * 7).optional(),
-  installId: import_zod13.z.string().min(1).max(128),
-  partnerId: import_zod13.z.string().min(1).max(64).optional()
-});
-var ProvisionOfflineAllowanceInputSchema = EnableOfflineInputSchema;
-var DisableOfflineInputSchema = import_zod13.z.object({
-  deviceId: import_zod13.z.string().min(1).max(128),
-  installId: import_zod13.z.string().min(1).max(128).optional(),
-  claims: import_zod13.z.array(import_zod13.z.unknown()).max(256).optional()
-});
-var OfflineHoldRecordSchema = import_zod13.z.object({
-  holdId: import_zod13.z.string().uuid(),
-  userId: import_zod13.z.string().uuid(),
-  deviceId: import_zod13.z.string(),
-  partnerId: import_zod13.z.string(),
-  adapterKind: import_zod13.z.string(),
-  externalHoldRef: import_zod13.z.string().nullable(),
-  amountKobo: import_zod13.z.number().int().nonnegative(),
-  capturedKobo: import_zod13.z.number().int().nonnegative(),
-  releasedKobo: import_zod13.z.number().int().nonnegative(),
-  remainingKobo: import_zod13.z.number().int().nonnegative(),
-  currency: import_zod13.z.string().length(3),
-  status: import_zod13.z.enum([
-    "placing",
-    "active",
-    "disabling",
-    "draining",
-    "closed",
-    "revoked",
-    "failed"
-  ]),
-  installId: import_zod13.z.string().nullable(),
-  drainDeadlineMs: import_zod13.z.number().int().nonnegative(),
-  disableRequestedAtMs: import_zod13.z.number().int().nonnegative().nullable(),
-  createdAtMs: import_zod13.z.number().int().nonnegative(),
-  closedAtMs: import_zod13.z.number().int().nonnegative().nullable(),
-  isTrusted: import_zod13.z.boolean().optional()
-});
-var EnableOfflineResultSchema = import_zod13.z.object({
-  hold: OfflineHoldRecordSchema,
-  oac: OACRecordSchema
-});
-var ProvisionOfflineAllowanceResultSchema = EnableOfflineResultSchema;
-var DisableOfflineResultSchema = import_zod13.z.object({
-  hold: OfflineHoldRecordSchema,
-  trusted: import_zod13.z.boolean(),
-  settledClaims: import_zod13.z.number().int().nonnegative()
-});
-var OfflineStatusResultSchema = import_zod13.z.object({
-  hold: OfflineHoldRecordSchema.nullable(),
-  active: OACRecordSchema.nullable()
-});
-var OfflineStateResultSchema = import_zod13.z.object({
-  active: OACRecordSchema.nullable()
-});
-var ConsumerPaymentClaimSchema = import_zod13.z.object({
-  /** Always 'p256'. Retained for forward-compat and as an explicit domain marker. */
-  alg: import_zod13.z.literal("p256").default("p256"),
-  oacId: import_zod13.z.string().uuid(),
-  encounterId: Sha256Hex.optional(),
-  payerUserId: import_zod13.z.string().uuid(),
-  payeeUserId: import_zod13.z.string().uuid(),
-  payerDeviceId: import_zod13.z.string().min(1).max(128),
-  payerNonce: import_zod13.z.string().min(8).max(128),
-  payeeNonce: import_zod13.z.string().min(8).max(128),
-  amountKobo: import_zod13.z.number().int().positive(),
-  currency: import_zod13.z.string().length(3).default("NGN"),
-  occurredAtMs: import_zod13.z.number().int().nonnegative(),
-  completedAtMs: import_zod13.z.number().int().nonnegative().optional(),
-  contextId: import_zod13.z.string().max(128).optional(),
-  payerPubkeySpkiB64: Base64Std3.min(64).max(4096),
-  payerSignatureDerB64: Base64Std3.min(16).max(2048),
-  payeePubkeySpkiB64: Base64Std3.min(64).max(4096).optional(),
-  payeeSignatureDerB64: Base64Std3.min(16).max(2048).optional()
-});
-var ConsumerSettlementSchema = import_zod13.z.object({
-  settlementId: import_zod13.z.string().uuid(),
-  settlementKey: Sha256Hex,
-  encounterId: Sha256Hex,
-  oacId: import_zod13.z.string().uuid(),
-  payerUserId: import_zod13.z.string().uuid(),
-  payeeUserId: import_zod13.z.string().uuid(),
-  amountKobo: import_zod13.z.number().int().positive(),
-  currency: import_zod13.z.string().length(3),
-  status: import_zod13.z.enum(["SETTLED", "REVIEW"]),
-  reviewReason: import_zod13.z.string().nullable(),
-  ledgerRef: import_zod13.z.string().nullable(),
-  /** ASN.1 DER ECDSA P-256 issuer signature, base64. */
-  issuerSig: Base64Std3.min(16).max(2048),
-  createdAtMs: import_zod13.z.number().int().nonnegative()
-});
-var ConsumerSettleResultSchema = import_zod13.z.object({
-  settlement: ConsumerSettlementSchema,
-  encounterId: Sha256Hex,
-  replayed: import_zod13.z.boolean()
-});
-var RevokeDeviceKeyInputSchema = import_zod13.z.object({
-  deviceId: import_zod13.z.string().min(1).max(128),
-  /** Step-up token from /api/v1/auth/send/verify with purpose='offline_revoke'. */
-  sendAuthToken: import_zod13.z.string().min(16)
-});
-function createMeOfflineClient(opts) {
-  const fetchImpl = opts.fetchImpl ?? globalThis.fetch;
-  if (!fetchImpl) {
-    throw new Error("createMeOfflineClient: no fetch implementation available");
-  }
-  const baseUrl = opts.baseUrl.replace(/\/$/, "");
-  async function call(method, path, body, parser) {
-    const init2 = {
-      method,
-      headers: {
-        "content-type": "application/json",
-        accept: "application/json"
-      }
-    };
-    if (body !== void 0) init2.body = JSON.stringify(body);
-    const resp = await fetchImpl(`${baseUrl}${path}`, init2);
-    const text = await resp.text();
-    let raw = void 0;
-    if (text) {
-      try {
-        raw = JSON.parse(text);
-      } catch {
-      }
-    }
-    if (!resp.ok) {
-      const code = raw && typeof raw === "object" && "code" in raw && typeof raw.code === "string" ? raw.code : `http_${resp.status}`;
-      const message = raw && typeof raw === "object" && "message" in raw && typeof raw.message === "string" ? raw.message : `request failed with status ${resp.status}`;
-      throw new FlurApiError(resp.status, code, message, raw);
-    }
-    return parser(raw);
-  }
-  const deviceKeyItems = import_zod13.z.object({ items: import_zod13.z.array(DeviceKeyRecordSchema) });
-  return {
-    registerDeviceKey: (input) => call(
-      "POST",
-      "/v1/me/offline/keys",
-      RegisterDeviceKeyInputSchema.parse(input),
-      (raw) => DeviceKeyRecordSchema.parse(raw)
-    ),
-    issueP256EnrollmentChallenge: (input) => call(
-      "POST",
-      "/v1/me/offline/keys/p256/challenge",
-      P256EnrollmentChallengeInputSchema.parse(input),
-      (raw) => P256EnrollmentChallengeResultSchema.parse(raw)
-    ),
-    registerDeviceKeyP256: (input) => call(
-      "POST",
-      "/v1/me/offline/keys/p256",
-      RegisterDeviceKeyP256InputSchema.parse(input),
-      (raw) => DeviceKeyRecordSchema.parse(raw)
-    ),
-    listDeviceKeys: () => call(
-      "GET",
-      "/v1/me/offline/keys",
-      void 0,
-      (raw) => deviceKeyItems.parse(raw)
-    ),
-    revokeDeviceKey: (input) => call(
-      "POST",
-      "/v1/me/offline/keys/revoke",
-      RevokeDeviceKeyInputSchema.parse(input),
-      () => void 0
-    ),
-    provisionAllowance: (input) => call(
-      "POST",
-      "/v1/me/offline/allowance",
-      ProvisionOfflineAllowanceInputSchema.parse(input),
-      (raw) => ProvisionOfflineAllowanceResultSchema.parse(raw)
-    ),
-    enable: (input) => call(
-      "POST",
-      "/v1/me/offline/enable",
-      EnableOfflineInputSchema.parse(input),
-      (raw) => EnableOfflineResultSchema.parse(raw)
-    ),
-    refresh: (input) => call(
-      "POST",
-      "/v1/me/offline/refresh",
-      IssueOACInputSchema.parse(input),
-      (raw) => OACRecordSchema.parse(raw)
-    ),
-    disable: (input) => call(
-      "POST",
-      "/v1/me/offline/disable",
-      DisableOfflineInputSchema.parse(input),
-      (raw) => DisableOfflineResultSchema.parse(raw)
-    ),
-    getStatus: (deviceId) => {
-      const qs = deviceId ? `?deviceId=${encodeURIComponent(deviceId)}` : "";
-      return call(
-        "GET",
-        `/v1/me/offline/status${qs}`,
-        void 0,
-        (raw) => OfflineStatusResultSchema.parse(raw)
-      );
-    },
-    getState: (deviceId) => {
-      const qs = deviceId ? `?deviceId=${encodeURIComponent(deviceId)}` : "";
-      return call(
-        "GET",
-        `/v1/me/offline/state${qs}`,
-        void 0,
-        (raw) => OfflineStateResultSchema.parse(raw)
-      );
-    },
-    submitClaim: (claim) => call(
-      "POST",
-      "/v1/me/offline/claims",
-      ConsumerPaymentClaimSchema.parse(claim),
-      (raw) => ConsumerSettleResultSchema.parse(raw)
-    )
-  };
-}
-
 // src/me-offline/signer.ts
 var import_nist2 = require("@noble/curves/nist");
 var CLAIM_DOMAIN_V2 = "flur:consumer-offline:v2:claim";
@@ -4458,6 +4502,7 @@ function createOfflinePaymentAuthorizationArtifactUri(input) {
   HARDENED_ARTIFACT_TYPES,
   IdentityArtifactSchema,
   IngestFundingResultSchema,
+  IssueAccountOacInputSchema,
   IssueOACInputSchema,
   LedgerJournalEntryArtifactSchema,
   ListPayoutDestinationsResultSchema,