@nevermined-io/payments 1.12.0 → 1.14.0

package/dist/x402/facilitator-api.d.ts

@@ -30,13 +30,22 @@
  * })
  *
  * if (verification.isValid) {
- *   // Settle (burn) the credits
  *   const settlement = await payments.facilitator.settlePermissions({
  *     paymentRequired,
  *     x402AccessToken: x402Token,
  *     maxAmount: 2n
  *   })
- *   console.log(`Credits redeemed: ${settlement.creditsRedeemed}`)
+ *
+ *   // Read `billingModel` before reading the credit fields: on a pay-as-you-go
+ *   // plan there is no balance, so `creditsRedeemed` is always the string "0"
+ *   // even on a charge that succeeded. See `SettlePermissionsResult`.
+ *   if (settlement.success) {
+ *     if (settlement.billingModel === 'pay-as-you-go') {
+ *       console.log(`Charged, reference: ${settlement.orderTx || settlement.transaction}`)
+ *     } else {
+ *       console.log(`Credits redeemed: ${settlement.creditsRedeemed}`)
+ *     }
+ *   }
  * }
  * ```
  */
@@ -161,9 +170,49 @@ export interface SettlePermissionsParams {
     /** Margin percentage (0-10) for credit calculation. Mutually exclusive with maxAmount when agentRequestId provided. */
     marginPercent?: number;
 }
+/**
+ * How the settled request was priced (Nevermined extension).
+ *
+ * - `credits` — the plan holds a credit balance and this settle redeemed from it.
+ * - `pay-as-you-go` — the plan holds no balance; the request is priced individually
+ *   and charged directly (a card PSP on fiat rails, an on-chain order on crypto
+ *   rails).
+ */
+export type X402BillingModel = 'credits' | 'pay-as-you-go';
 /**
  * x402 Settle Response - per x402 facilitator spec
  * @see https://github.com/coinbase/x402/blob/main/specs/x402-specification-v2.md
+ *
+ * ### Deciding whether the buyer was charged
+ *
+ * `success` alone tells you the settle worked. What to check *in addition*
+ * depends on {@link SettlePermissionsResult.billingModel}:
+ *
+ * - `credits` — `success === true && Number(creditsRedeemed) > 0`.
+ * - `pay-as-you-go` — `success === true` plus a non-empty `orderTx` (fiat rails)
+ *   or `transaction` (crypto rails). `creditsRedeemed` and `remainingBalance` are
+ *   always the string `'0'` on this billing model and carry no information.
+ *
+ * Do not gate on `creditsRedeemed` without reading `billingModel` first: on a
+ * pay-as-you-go plan `creditsRedeemed > 0` can never hold, so a real charge reads
+ * as a decline — and retrying a card charge that already succeeded is the one
+ * thing to avoid, because repeated attempts feed issuer fraud scoring.
+ *
+ * Mind the type as well: these fields are **strings**. `'0'` is truthy while
+ * `Number('0') > 0` is false, so two plausible-looking checks disagree.
+ *
+ * If `billingModel` is **absent**, you are talking to a Nevermined API that
+ * predates the discriminator: apply the `credits` rule, and never read a missing
+ * discriminator as pay-as-you-go.
+ *
+ * @example
+ * ```typescript
+ * const settled =
+ *   settlement.success &&
+ *   (settlement.billingModel === 'pay-as-you-go'
+ *     ? Boolean(settlement.orderTx || settlement.transaction)
+ *     : Number(settlement.creditsRedeemed ?? '0') > 0)
+ * ```
  */
 export interface SettlePermissionsResult {
     /** Whether settlement was successful */
@@ -172,15 +221,49 @@ export interface SettlePermissionsResult {
     errorReason?: string;
     /** Address of the payer's wallet */
     payer?: string;
-    /** Blockchain transaction hash (empty string if settlement failed) */
+    /**
+     * Blockchain transaction hash (empty string if settlement failed). On crypto
+     * `pay-as-you-go` plans this is also the reference for the per-request charge.
+     */
     transaction: string;
-    /** Blockchain network identifier in CAIP-2 format */
+    /**
+     * Network identifier. The discriminator is the rail, not the billing model: for
+     * crypto rails (`nvm:erc4337`) it is the CAIP-2 chain id (`eip155:84532`) under
+     * both billing models; for fiat card-delegation rails it is the settling payment
+     * provider (`stripe`, `braintree`, `visa`), not a CAIP-2 value.
+     */
     network: string;
-    /** Number of credits redeemed (Nevermined extension) */
+    /**
+     * Which billing model this settle was priced under (Nevermined extension).
+     *
+     * Reported whether or not the settle succeeded — so check `success` before
+     * treating it as evidence of a charge. It is absent entirely against a
+     * Nevermined API that predates the discriminator, which is why it is optional;
+     * treat that case as `credits`. Read it before `creditsRedeemed` /
+     * `remainingBalance`: see the interface docs above for the per-model criterion.
+     */
+    billingModel?: X402BillingModel;
+    /**
+     * Number of credits redeemed (Nevermined extension). Always the string `'0'` for
+     * `billingModel: 'pay-as-you-go'` plans, which hold no credit balance — including
+     * on a settle that charged the buyer successfully.
+     */
     creditsRedeemed?: string;
-    /** Subscriber's remaining balance (Nevermined extension) */
+    /**
+     * Subscriber's remaining credit balance (Nevermined extension). Always the string
+     * `'0'` for `billingModel: 'pay-as-you-go'` plans — the per-request charge is
+     * referenced by `orderTx` (fiat) or `transaction` (crypto), not here.
+     */
     remainingBalance?: string;
-    /** Transaction hash of the order operation if auto top-up occurred (Nevermined extension) */
+    /**
+     * Reference for the order or per-request charge, if one occurred (Nevermined
+     * extension). On fiat `pay-as-you-go` this is the per-request charge — the PSP
+     * transaction id (a Stripe PaymentIntent `pi_…`, a Braintree transaction id);
+     * crypto `pay-as-you-go` reports its on-chain order in `transaction` instead. On
+     * `credits` plans it is set only when the settle had to order credits first
+     * (auto top-up). Treat it as an opaque string and disambiguate by prefix if you
+     * need to.
+     */
     orderTx?: string;
 }
 /**

package/dist/x402/facilitator-api.d.ts.map

@@ -1 +1 @@
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package/dist/x402/facilitator-api.js

@@ -30,13 +30,22 @@
  * })
  *
  * if (verification.isValid) {
- *   // Settle (burn) the credits
  *   const settlement = await payments.facilitator.settlePermissions({
  *     paymentRequired,
  *     x402AccessToken: x402Token,
  *     maxAmount: 2n
  *   })
- *   console.log(`Credits redeemed: ${settlement.creditsRedeemed}`)
+ *
+ *   // Read `billingModel` before reading the credit fields: on a pay-as-you-go
+ *   // plan there is no balance, so `creditsRedeemed` is always the string "0"
+ *   // even on a charge that succeeded. See `SettlePermissionsResult`.
+ *   if (settlement.success) {
+ *     if (settlement.billingModel === 'pay-as-you-go') {
+ *       console.log(`Charged, reference: ${settlement.orderTx || settlement.transaction}`)
+ *     } else {
+ *       console.log(`Credits redeemed: ${settlement.creditsRedeemed}`)
+ *     }
+ *   }
  * }
  * ```
  */
@@ -44,6 +53,7 @@ import { BasePaymentsAPI } from '../api/base-payments.js';
 import { API_URL_SETTLE_PERMISSIONS, API_URL_VERIFY_PERMISSIONS } from '../api/nvm-api.js';
 import { PaymentsError } from '../common/payments.error.js';
 import { getDefaultNetwork, } from '../common/types.js';
+import { X402_TOKEN_ALREADY_USED_CODE } from './token-version.js';
 /**
  * Build an X402PaymentRequired object for verify/settle operations.
  *
@@ -324,12 +334,63 @@ export class FacilitatorAPI extends BasePaymentsAPI {
                 catch {
                     // Use default error message
                 }
+                // A spent single-use (v3) token is not a decline and not a forgery: the
+                // token was valid and has already been settled once. Say what to do
+                // about it, because the wrong reaction — retrying with the same token —
+                // is the one a generic settlement failure invites.
+                //
+                // This branch covers the THROWN shape, which is the one the backend
+                // uses here: `BCK.X402.0059` is catalogued as `httpStatus: 402`, so it
+                // arrives as a non-2xx and `isAccessTokenAlreadyUsed` fires on the
+                // PaymentsError. Verified end-to-end against staging: a second settle
+                // of the same v3 token rejects with that code. Settle can also report
+                // failure as 200 + `success: false` (e.g. `errorReason: "Cannot order
+                // plan"`), but a spent token is not one of those cases — read
+                // `success`/`errorReason` on the returned result for those.
+                if (errorCode === X402_TOKEN_ALREADY_USED_CODE) {
+                    throw PaymentsError.fromBackend(errorMessage, {
+                        message: 'this x402 access token was already used. Single-use (v3) tokens are consumed by ' +
+                            'their first settlement — mint a new token for this request instead of retrying ' +
+                            'with the same one.',
+                        code: errorCode,
+                    });
+                }
                 throw PaymentsError.fromBackend(errorMessage, {
                     message: errorMessage,
                     code: errorCode,
                 });
             }
-            return await response.json();
+            const result = (await response.json());
+            // Settlement failure has two shapes. A refused settle (a spent v3 token,
+            // a forged one) arrives as a non-2xx and throws above. A settle the
+            // backend accepted but could not complete — no credits available and the
+            // auto-order reverting, say — arrives as 200 with `success: false` and an
+            // `errorReason`, and is returned verbatim because the reason, the billing
+            // model and the credit fields are what the caller needs to react.
+            //
+            // Returned, but not unremarked. The settlement object does reach callers
+            // (the Express middleware base64s it into `payment-response` and hands it
+            // to `onAfterSettle`; the LangChain decorator stores it as
+            // `lastSettlement()`), but of the in-tree consumers only the MCP paywall
+            // actually branches on `success` — so a caller that forgets to check it
+            // serves a request it was never paid for with nothing in the log.
+            //
+            // `!== true` rather than `=== false`: a 200 whose body has no `success`
+            // at all is not a settlement either, and reading an absent field as a
+            // success is the failure this warning exists to prevent.
+            if (result?.success !== true) {
+                // Deliberately claims nothing about what was charged. This layer reads
+                // `success` and nothing else — it never inspects `creditsRedeemed` or
+                // `orderTx` — and on a card rail an auto-order can have charged the
+                // buyer before the burn failed. Saying "no credits were burned" here
+                // would invite exactly the retry the SettlePermissionsResult docblock
+                // warns against.
+                console.warn(`[x402] settlePermissions did not settle (${result?.errorReason ?? 'no reason given'}). ` +
+                    'Do not treat the request as paid. ' +
+                    `creditsRedeemed=${result?.creditsRedeemed ?? 'unset'}, orderTx=${result?.orderTx ?? 'none'}, ` +
+                    `billingModel=${result?.billingModel ?? 'unset'} — read those before assuming nothing was charged.`);
+            }
+            return result;
         }
         catch (error) {
             if (error instanceof PaymentsError) {

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* The FacilitatorAPI class provides methods to verify and settle AI agent permissions using X402 access tokens.\n * This allows AI agents to act as facilitators, verifying and settling credits on behalf of subscribers.\n *\n * @example\n * ```typescript\n * import { Payments, X402PaymentRequired } from '@nevermined-io/payments'\n *\n * // Initialize the Payments instance\n * const payments = Payments.getInstance({\n *   nvmApiKey: 'your-nvm-api-key',\n *   environment: 'sandbox'\n * })\n *\n * // The server's 402 PaymentRequired response\n * const paymentRequired: X402PaymentRequired = buildPaymentRequired('123456789', {\n *   endpoint: '/api/v1/agents/task',\n *   agentId: '987654321',\n *   httpVerb: 'POST'\n * })\n *\n * // Get X402 access token from subscriber (x402 v2: payment-signature header)\n * const x402Token = req.headers['payment-signature'] as string\n *\n * // Verify if subscriber has sufficient permissions/credits\n * const verification = await payments.facilitator.verifyPermissions({\n *   paymentRequired,\n *   x402AccessToken: x402Token,\n *   maxAmount: 2n\n * })\n *\n * if (verification.isValid) {\n *   // Settle (burn) the credits\n *   const settlement = await payments.facilitator.settlePermissions({\n *     paymentRequired,\n *     x402AccessToken: x402Token,\n *     maxAmount: 2n\n *   })\n *   console.log(`Credits redeemed: ${settlement.creditsRedeemed}`)\n * }\n * ```\n */\n\nimport { BasePaymentsAPI } from '../api/base-payments.js'\nimport { API_URL_SETTLE_PERMISSIONS, API_URL_VERIFY_PERMISSIONS } from '../api/nvm-api.js'\nimport { PaymentsError } from '../common/payments.error.js'\nimport {\n  PaymentOptions,\n  StartAgentRequest,\n  X402SchemeType,\n  getDefaultNetwork,\n} from '../common/types.js'\nimport type { EnvironmentName } from '../environments.js'\nimport type { Payments } from '../payments.js'\n\n/**\n * x402 Resource information\n */\nexport interface X402Resource {\n  /** The protected resource URL */\n  url: string\n  /** Human-readable description */\n  description?: string\n  /** Expected response MIME type (e.g., \"application/json\") */\n  mimeType?: string\n}\n\n/**\n * x402 Scheme extra fields for nvm:erc4337\n */\nexport interface X402SchemeExtra {\n  /** Scheme version (e.g., \"1\") */\n  version?: string\n  /** Agent identifier */\n  agentId?: string\n  /** HTTP method for the endpoint */\n  httpVerb?: string\n}\n\n/**\n * x402 Scheme definition (nvm:erc4337)\n */\nexport interface X402Scheme {\n  /** Payment scheme identifier (e.g., \"nvm:erc4337\") */\n  scheme: string\n  /** Blockchain network in CAIP-2 format (e.g., \"eip155:84532\") */\n  network: string\n  /** 256-bit plan identifier */\n  planId: string\n  /** Scheme-specific extra fields */\n  extra?: X402SchemeExtra\n}\n\n/**\n * x402 PaymentRequired response (402 response from server)\n */\nexport interface X402PaymentRequired {\n  /** x402 protocol version (always 2) */\n  x402Version: number\n  /** Human-readable error message */\n  error?: string\n  /** Protected resource information */\n  resource: X402Resource\n  /** Array of accepted payment schemes */\n  accepts: X402Scheme[]\n  /** Extensions object (empty object for nvm:erc4337) */\n  extensions: Record<string, unknown>\n}\n\n/**\n * x402 PaymentAccepted response (accepted payment scheme)\n */\nexport interface X402PaymentAccepted {\n  /** The x402 version */\n  x402Version: number\n  /** The accepted payment scheme (nvm:erc4337) */\n  accepted: X402Scheme\n  /** The payload of the payment accepted */\n  payload: {\n    signature: string\n    authorization: {\n      from: string\n      sessionKeysProvider: string\n      sessionKeys: string[]\n    }\n  }\n  extensions: Record<string, unknown>\n}\n\n/**\n * Parameters for verifying permissions\n */\nexport interface VerifyPermissionsParams {\n  /** The server's 402 PaymentRequired response */\n  paymentRequired: X402PaymentRequired\n  /** The X402 access token (base64-encoded) */\n  x402AccessToken: string\n  /** Maximum credits to verify (optional) */\n  maxAmount?: bigint\n}\n\n/**\n * x402 Verify Response - per x402 facilitator spec\n * @see https://github.com/coinbase/x402/blob/main/specs/x402-specification-v2.md\n */\nexport interface VerifyPermissionsResult {\n  /** Whether the payment authorization is valid */\n  isValid: boolean\n  /** Reason for invalidity (only present if isValid is false) */\n  invalidReason?: string\n  /** Address of the payer's wallet */\n  payer?: string\n  /** Network identifier (e.g., 'stripe', 'braintree', 'visa', 'eip155:84532') */\n  network?: string\n  /** Agent request ID for observability tracking (Nevermined extension) */\n  agentRequestId?: string\n  /** URL pattern that matched the endpoint (Nevermined extension) */\n  urlMatching?: string\n  /** Agent request context for observability (Nevermined extension) */\n  agentRequest?: StartAgentRequest\n}\n\n/**\n * Parameters for settling permissions\n */\nexport interface SettlePermissionsParams {\n  /** The server's 402 PaymentRequired response */\n  paymentRequired: X402PaymentRequired\n  /** The X402 access token (base64-encoded) */\n  x402AccessToken: string\n  /** Number of credits to burn (optional) */\n  maxAmount?: bigint\n  /** Agent request ID for observability tracking. Returned by verifyPermissions. */\n  agentRequestId?: string\n  /** Whether this is a batch request (multiple LLM calls under one agentRequestId) */\n  batch?: boolean\n  /** Margin percentage (0-10) for credit calculation. Mutually exclusive with maxAmount when agentRequestId provided. */\n  marginPercent?: number\n}\n\n/**\n * x402 Settle Response - per x402 facilitator spec\n * @see https://github.com/coinbase/x402/blob/main/specs/x402-specification-v2.md\n */\nexport interface SettlePermissionsResult {\n  /** Whether settlement was successful */\n  success: boolean\n  /** Reason for settlement failure (only present if success is false) */\n  errorReason?: string\n  /** Address of the payer's wallet */\n  payer?: string\n  /** Blockchain transaction hash (empty string if settlement failed) */\n  transaction: string\n  /** Blockchain network identifier in CAIP-2 format */\n  network: string\n  /** Number of credits redeemed (Nevermined extension) */\n  creditsRedeemed?: string\n  /** Subscriber's remaining balance (Nevermined extension) */\n  remainingBalance?: string\n  /** Transaction hash of the order operation if auto top-up occurred (Nevermined extension) */\n  orderTx?: string\n}\n\n/**\n * Build an X402PaymentRequired object for verify/settle operations.\n *\n * This helper simplifies the creation of payment requirement objects\n * that are needed for the facilitator API.\n *\n * @param planId - The Nevermined plan identifier (required)\n * @param options - Optional configuration with endpoint, agentId, httpVerb, network, description\n * @returns X402PaymentRequired object ready to use with verifyPermissions/settlePermissions\n *\n * @example\n * ```typescript\n * import { buildPaymentRequired } from '@nevermined-io/payments'\n *\n * const paymentRequired = buildPaymentRequired('123456789', {\n *   endpoint: '/api/v1/agents/task',\n *   agentId: '987654321',\n *   httpVerb: 'POST'\n * })\n *\n * const result = await payments.facilitator.verifyPermissions({\n *   paymentRequired,\n *   x402AccessToken: token,\n *   maxAmount: 2n\n * })\n * ```\n */\nexport function buildPaymentRequired(\n  planId: string,\n  options?: {\n    endpoint?: string\n    agentId?: string\n    httpVerb?: string\n    network?: string\n    description?: string\n    mimeType?: string\n    scheme?: X402SchemeType\n    environment?: EnvironmentName\n  },\n): X402PaymentRequired {\n  const {\n    endpoint,\n    agentId,\n    httpVerb,\n    scheme = 'nvm:erc4337',\n    network,\n    description,\n    mimeType,\n    environment,\n  } = options || {}\n  const resolvedNetwork = network ?? getDefaultNetwork(scheme, environment)\n\n  // Build extra fields — always include version for scheme versioning\n  const extra: X402SchemeExtra = {\n    version: '1',\n    ...(agentId && { agentId }),\n    ...(httpVerb && { httpVerb }),\n  }\n\n  return {\n    x402Version: 2,\n    resource: {\n      url: endpoint || '',\n      ...(description && { description }),\n      ...(mimeType && { mimeType }),\n    },\n    accepts: [\n      {\n        scheme,\n        network: resolvedNetwork,\n        planId,\n        extra,\n      },\n    ],\n    extensions: {},\n  }\n}\n\n/**\n * Build an X402PaymentRequired object advertising one or more plans.\n *\n * Like {@link buildPaymentRequired} but produces one `accepts[]` entry per plan\n * id, so a payment-required response can advertise every plan that unlocks the\n * resource. For a single plan this is equivalent to {@link buildPaymentRequired}.\n *\n * @param planIds - The Nevermined plan identifiers (falls back to `['']` if empty)\n * @param options - Same options as {@link buildPaymentRequired}\n * @returns X402PaymentRequired object with one accepts entry per plan\n */\nexport function buildPaymentRequiredForPlans(\n  planIds: string[],\n  options?: {\n    endpoint?: string\n    agentId?: string\n    httpVerb?: string\n    network?: string\n    description?: string\n    mimeType?: string\n    scheme?: X402SchemeType\n    environment?: EnvironmentName\n  },\n): X402PaymentRequired {\n  const ids = planIds.length > 0 ? planIds : ['']\n  if (ids.length === 1) {\n    return buildPaymentRequired(ids[0], options)\n  }\n\n  const {\n    endpoint,\n    agentId,\n    httpVerb,\n    scheme = 'nvm:erc4337',\n    network,\n    description,\n    mimeType,\n    environment,\n  } = options || {}\n  const resolvedNetwork = network ?? getDefaultNetwork(scheme, environment)\n\n  const extra: X402SchemeExtra = {\n    version: '1',\n    ...(agentId && { agentId }),\n    ...(httpVerb && { httpVerb }),\n  }\n\n  return {\n    x402Version: 2,\n    resource: {\n      url: endpoint || '',\n      ...(description && { description }),\n      ...(mimeType && { mimeType }),\n    },\n    accepts: ids.map((planId) => ({\n      scheme,\n      network: resolvedNetwork,\n      planId,\n      extra,\n    })),\n    extensions: {},\n  }\n}\n\ninterface CachedPlanMetadata {\n  scheme: X402SchemeType\n  fiatProvider?: string\n  cachedAt: number\n}\n\nconst CACHE_TTL_MS = 5 * 60 * 1000 // 5 minutes\nconst planMetadataCache = new Map<string, CachedPlanMetadata>()\n\nasync function fetchPlanMetadata(\n  payments: Payments,\n  planId: string,\n): Promise<{ scheme: X402SchemeType }> {\n  const cached = planMetadataCache.get(planId)\n  if (cached && Date.now() - cached.cachedAt < CACHE_TTL_MS) {\n    return { scheme: cached.scheme }\n  }\n  try {\n    const plan = await payments.plans.getPlan(planId)\n    const isCrypto = plan.registry?.price?.isCrypto\n    // fiatPaymentProvider is in plan.metadata.plan, not in registry.price\n    const fiatProvider = (plan as any).metadata?.plan?.fiatPaymentProvider\n    const scheme: X402SchemeType = isCrypto === false ? 'nvm:card-delegation' : 'nvm:erc4337'\n    planMetadataCache.set(planId, { scheme, fiatProvider, cachedAt: Date.now() })\n    return { scheme }\n  } catch {\n    return { scheme: 'nvm:erc4337' }\n  }\n}\n\n/**\n * Resolve the network for a plan from its fiatPaymentProvider metadata.\n * For card-delegation plans, returns the provider ('stripe' or 'braintree').\n * Returns undefined for crypto plans.\n */\nexport async function resolveNetwork(\n  payments: Payments,\n  planId: string,\n  explicitNetwork?: string,\n): Promise<string | undefined> {\n  if (explicitNetwork) return explicitNetwork\n  await fetchPlanMetadata(payments, planId)\n  const cached = planMetadataCache.get(planId)\n  return cached?.fiatProvider\n}\n\n/**\n * Resolve the x402 scheme for a plan by fetching plan metadata (cached).\n * Used in callsites that don't have a token to extract scheme from\n * (402 responses and token generation).\n *\n * @param payments - The Payments instance for API access\n * @param planId - The plan identifier\n * @param explicitScheme - Optional explicit override; returned immediately if provided\n * @returns The resolved scheme type\n */\nexport async function resolveScheme(\n  payments: Payments,\n  planId: string,\n  explicitScheme?: X402SchemeType,\n): Promise<X402SchemeType> {\n  if (explicitScheme) return explicitScheme\n  const metadata = await fetchPlanMetadata(payments, planId)\n  return metadata.scheme\n}\n\n/**\n * The FacilitatorAPI class provides methods to verify and settle AI agent permissions.\n * It enables AI agents to act as facilitators, managing credit verification and settlement\n * for subscribers using X402 access tokens.\n */\nexport class FacilitatorAPI extends BasePaymentsAPI {\n  /**\n   * Get a singleton instance of the FacilitatorAPI class.\n   *\n   * @param options - The options to initialize the payments class\n   * @returns The instance of the FacilitatorAPI class\n   */\n  static getInstance(options: PaymentOptions): FacilitatorAPI {\n    return new FacilitatorAPI(options)\n  }\n\n  /**\n   * Verify if a subscriber has permission to use credits from a payment plan.\n   * This method simulates the credit usage without actually burning credits,\n   * checking if the subscriber has sufficient balance and permissions.\n   *\n   * The planId and subscriberAddress are extracted from the x402AccessToken.\n   *\n   * @param params - Verification parameters (see {@link VerifyPermissionsParams}).\n   *   - paymentRequired: x402 PaymentRequired from 402 response (required, for validation)\n   *   - x402AccessToken: X402 access token (contains planId, subscriberAddress, agentId)\n   *   - maxAmount: maximum credits to verify (optional, bigint)\n   * @returns A promise that resolves to a verification result with 'isValid' boolean\n   *\n   * @throws PaymentsError if verification fails\n   */\n  async verifyPermissions(params: VerifyPermissionsParams): Promise<VerifyPermissionsResult> {\n    const { paymentRequired, x402AccessToken, maxAmount } = params\n\n    const url = new URL(API_URL_VERIFY_PERMISSIONS, this.environment.backend)\n\n    const body: Record<string, unknown> = {\n      paymentRequired,\n      x402AccessToken,\n    }\n\n    if (maxAmount !== undefined) {\n      body.maxAmount = maxAmount.toString()\n    }\n\n    // Send the NVM API-key auth header (Authorization: Bearer <nvmApiKey>).\n    // The backend /verify endpoint runs an OPTIONAL guard that tolerates the\n    // header's absence today, so this is non-breaking; it pre-positions for\n    // the later strict-guard flip. See nevermined-io/nvm-monorepo#1570.\n    const options = this.getBackendHTTPOptions('POST', body)\n\n    try {\n      const response = await fetch(url, options)\n      if (!response.ok) {\n        let errorMessage = 'Permission verification failed'\n        let errorCode = `http_${response.status}`\n        try {\n          const errorData = await response.json()\n          if (errorData.message) errorMessage = errorData.message\n          if (errorData.code) errorCode = errorData.code\n          if (errorData.hint) errorMessage = `${errorMessage} — ${errorData.hint}`\n        } catch {\n          // Use default error message\n        }\n        throw PaymentsError.fromBackend(errorMessage, {\n          message: errorMessage,\n          code: errorCode,\n        })\n      }\n      return await response.json()\n    } catch (error) {\n      if (error instanceof PaymentsError) {\n        throw error\n      }\n      throw PaymentsError.fromBackend('Network error during permission verification', {\n        message: error instanceof Error ? error.message : String(error),\n        code: 'network_error',\n      })\n    }\n  }\n\n  /**\n   * Settle (burn) credits from a subscriber's payment plan.\n   * This method executes the actual credit consumption, burning the specified\n   * number of credits from the subscriber's balance. If the subscriber doesn't\n   * have enough credits, it will attempt to order more before settling.\n   *\n   * The planId and subscriberAddress are extracted from the x402AccessToken.\n   *\n   * @param params - Settlement parameters (see {@link SettlePermissionsParams}).\n   *   - paymentRequired: x402 PaymentRequired from 402 response (required, for validation)\n   *   - x402AccessToken: X402 access token (contains planId, subscriberAddress, agentId)\n   *   - maxAmount: number of credits to burn (optional, bigint)\n   *   - agentRequestId: Agent request ID for observability tracking (optional)\n   *   - batch: Whether this is a batch request (optional)\n   *   - marginPercent: Margin percentage for credit calculation (optional)\n   * @returns A promise that resolves to a settlement result with transaction details\n   *\n   * @throws PaymentsError if settlement fails\n   */\n  async settlePermissions(params: SettlePermissionsParams): Promise<SettlePermissionsResult> {\n    const { paymentRequired, x402AccessToken, maxAmount, agentRequestId, batch, marginPercent } =\n      params\n\n    const url = new URL(API_URL_SETTLE_PERMISSIONS, this.environment.backend)\n\n    const body: Record<string, unknown> = {\n      paymentRequired,\n      x402AccessToken,\n    }\n\n    if (maxAmount !== undefined) {\n      body.maxAmount = maxAmount.toString()\n    }\n    if (agentRequestId !== undefined) {\n      body.agentRequestId = agentRequestId\n    }\n    if (batch !== undefined) {\n      body.batch = batch\n    }\n    if (marginPercent !== undefined) {\n      body.marginPercent = marginPercent\n    }\n\n    // Send the NVM API-key auth header (Authorization: Bearer <nvmApiKey>).\n    // The backend /settle endpoint runs an OPTIONAL guard that tolerates the\n    // header's absence today, so this is non-breaking; it pre-positions for\n    // the later strict-guard flip. See nevermined-io/nvm-monorepo#1570.\n    const options = this.getBackendHTTPOptions('POST', body)\n\n    try {\n      const response = await fetch(url, options)\n      if (!response.ok) {\n        let errorMessage = 'Permission settlement failed'\n        let errorCode = `http_${response.status}`\n        try {\n          const errorData = await response.json()\n          if (errorData.message) errorMessage = errorData.message\n          if (errorData.code) errorCode = errorData.code\n          if (errorData.hint) errorMessage = `${errorMessage} — ${errorData.hint}`\n        } catch {\n          // Use default error message\n        }\n        throw PaymentsError.fromBackend(errorMessage, {\n          message: errorMessage,\n          code: errorCode,\n        })\n      }\n      return await response.json()\n    } catch (error) {\n      if (error instanceof PaymentsError) {\n        throw error\n      }\n      throw PaymentsError.fromBackend('Network error during permission settlement', {\n        message: error instanceof Error ? error.message : String(error),\n        code: 'network_error',\n      })\n    }\n  }\n}\n"]}
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* The FacilitatorAPI class provides methods to verify and settle AI agent permissions using X402 access tokens.\n * This allows AI agents to act as facilitators, verifying and settling credits on behalf of subscribers.\n *\n * @example\n * ```typescript\n * import { Payments, X402PaymentRequired } from '@nevermined-io/payments'\n *\n * // Initialize the Payments instance\n * const payments = Payments.getInstance({\n *   nvmApiKey: 'your-nvm-api-key',\n *   environment: 'sandbox'\n * })\n *\n * // The server's 402 PaymentRequired response\n * const paymentRequired: X402PaymentRequired = buildPaymentRequired('123456789', {\n *   endpoint: '/api/v1/agents/task',\n *   agentId: '987654321',\n *   httpVerb: 'POST'\n * })\n *\n * // Get X402 access token from subscriber (x402 v2: payment-signature header)\n * const x402Token = req.headers['payment-signature'] as string\n *\n * // Verify if subscriber has sufficient permissions/credits\n * const verification = await payments.facilitator.verifyPermissions({\n *   paymentRequired,\n *   x402AccessToken: x402Token,\n *   maxAmount: 2n\n * })\n *\n * if (verification.isValid) {\n *   const settlement = await payments.facilitator.settlePermissions({\n *     paymentRequired,\n *     x402AccessToken: x402Token,\n *     maxAmount: 2n\n *   })\n *\n *   // Read `billingModel` before reading the credit fields: on a pay-as-you-go\n *   // plan there is no balance, so `creditsRedeemed` is always the string \"0\"\n *   // even on a charge that succeeded. See `SettlePermissionsResult`.\n *   if (settlement.success) {\n *     if (settlement.billingModel === 'pay-as-you-go') {\n *       console.log(`Charged, reference: ${settlement.orderTx || settlement.transaction}`)\n *     } else {\n *       console.log(`Credits redeemed: ${settlement.creditsRedeemed}`)\n *     }\n *   }\n * }\n * ```\n */\n\nimport { BasePaymentsAPI } from '../api/base-payments.js'\nimport { API_URL_SETTLE_PERMISSIONS, API_URL_VERIFY_PERMISSIONS } from '../api/nvm-api.js'\nimport { PaymentsError } from '../common/payments.error.js'\nimport {\n  PaymentOptions,\n  StartAgentRequest,\n  X402SchemeType,\n  getDefaultNetwork,\n} from '../common/types.js'\nimport type { EnvironmentName } from '../environments.js'\nimport type { Payments } from '../payments.js'\nimport { X402_TOKEN_ALREADY_USED_CODE } from './token-version.js'\n\n/**\n * x402 Resource information\n */\nexport interface X402Resource {\n  /** The protected resource URL */\n  url: string\n  /** Human-readable description */\n  description?: string\n  /** Expected response MIME type (e.g., \"application/json\") */\n  mimeType?: string\n}\n\n/**\n * x402 Scheme extra fields for nvm:erc4337\n */\nexport interface X402SchemeExtra {\n  /** Scheme version (e.g., \"1\") */\n  version?: string\n  /** Agent identifier */\n  agentId?: string\n  /** HTTP method for the endpoint */\n  httpVerb?: string\n}\n\n/**\n * x402 Scheme definition (nvm:erc4337)\n */\nexport interface X402Scheme {\n  /** Payment scheme identifier (e.g., \"nvm:erc4337\") */\n  scheme: string\n  /** Blockchain network in CAIP-2 format (e.g., \"eip155:84532\") */\n  network: string\n  /** 256-bit plan identifier */\n  planId: string\n  /** Scheme-specific extra fields */\n  extra?: X402SchemeExtra\n}\n\n/**\n * x402 PaymentRequired response (402 response from server)\n */\nexport interface X402PaymentRequired {\n  /** x402 protocol version (always 2) */\n  x402Version: number\n  /** Human-readable error message */\n  error?: string\n  /** Protected resource information */\n  resource: X402Resource\n  /** Array of accepted payment schemes */\n  accepts: X402Scheme[]\n  /** Extensions object (empty object for nvm:erc4337) */\n  extensions: Record<string, unknown>\n}\n\n/**\n * x402 PaymentAccepted response (accepted payment scheme)\n */\nexport interface X402PaymentAccepted {\n  /** The x402 version */\n  x402Version: number\n  /** The accepted payment scheme (nvm:erc4337) */\n  accepted: X402Scheme\n  /** The payload of the payment accepted */\n  payload: {\n    signature: string\n    authorization: {\n      from: string\n      sessionKeysProvider: string\n      sessionKeys: string[]\n    }\n  }\n  extensions: Record<string, unknown>\n}\n\n/**\n * Parameters for verifying permissions\n */\nexport interface VerifyPermissionsParams {\n  /** The server's 402 PaymentRequired response */\n  paymentRequired: X402PaymentRequired\n  /** The X402 access token (base64-encoded) */\n  x402AccessToken: string\n  /** Maximum credits to verify (optional) */\n  maxAmount?: bigint\n}\n\n/**\n * x402 Verify Response - per x402 facilitator spec\n * @see https://github.com/coinbase/x402/blob/main/specs/x402-specification-v2.md\n */\nexport interface VerifyPermissionsResult {\n  /** Whether the payment authorization is valid */\n  isValid: boolean\n  /** Reason for invalidity (only present if isValid is false) */\n  invalidReason?: string\n  /** Address of the payer's wallet */\n  payer?: string\n  /** Network identifier (e.g., 'stripe', 'braintree', 'visa', 'eip155:84532') */\n  network?: string\n  /** Agent request ID for observability tracking (Nevermined extension) */\n  agentRequestId?: string\n  /** URL pattern that matched the endpoint (Nevermined extension) */\n  urlMatching?: string\n  /** Agent request context for observability (Nevermined extension) */\n  agentRequest?: StartAgentRequest\n}\n\n/**\n * Parameters for settling permissions\n */\nexport interface SettlePermissionsParams {\n  /** The server's 402 PaymentRequired response */\n  paymentRequired: X402PaymentRequired\n  /** The X402 access token (base64-encoded) */\n  x402AccessToken: string\n  /** Number of credits to burn (optional) */\n  maxAmount?: bigint\n  /** Agent request ID for observability tracking. Returned by verifyPermissions. */\n  agentRequestId?: string\n  /** Whether this is a batch request (multiple LLM calls under one agentRequestId) */\n  batch?: boolean\n  /** Margin percentage (0-10) for credit calculation. Mutually exclusive with maxAmount when agentRequestId provided. */\n  marginPercent?: number\n}\n\n/**\n * How the settled request was priced (Nevermined extension).\n *\n * - `credits` — the plan holds a credit balance and this settle redeemed from it.\n * - `pay-as-you-go` — the plan holds no balance; the request is priced individually\n *   and charged directly (a card PSP on fiat rails, an on-chain order on crypto\n *   rails).\n */\nexport type X402BillingModel = 'credits' | 'pay-as-you-go'\n\n/**\n * x402 Settle Response - per x402 facilitator spec\n * @see https://github.com/coinbase/x402/blob/main/specs/x402-specification-v2.md\n *\n * ### Deciding whether the buyer was charged\n *\n * `success` alone tells you the settle worked. What to check *in addition*\n * depends on {@link SettlePermissionsResult.billingModel}:\n *\n * - `credits` — `success === true && Number(creditsRedeemed) > 0`.\n * - `pay-as-you-go` — `success === true` plus a non-empty `orderTx` (fiat rails)\n *   or `transaction` (crypto rails). `creditsRedeemed` and `remainingBalance` are\n *   always the string `'0'` on this billing model and carry no information.\n *\n * Do not gate on `creditsRedeemed` without reading `billingModel` first: on a\n * pay-as-you-go plan `creditsRedeemed > 0` can never hold, so a real charge reads\n * as a decline — and retrying a card charge that already succeeded is the one\n * thing to avoid, because repeated attempts feed issuer fraud scoring.\n *\n * Mind the type as well: these fields are **strings**. `'0'` is truthy while\n * `Number('0') > 0` is false, so two plausible-looking checks disagree.\n *\n * If `billingModel` is **absent**, you are talking to a Nevermined API that\n * predates the discriminator: apply the `credits` rule, and never read a missing\n * discriminator as pay-as-you-go.\n *\n * @example\n * ```typescript\n * const settled =\n *   settlement.success &&\n *   (settlement.billingModel === 'pay-as-you-go'\n *     ? Boolean(settlement.orderTx || settlement.transaction)\n *     : Number(settlement.creditsRedeemed ?? '0') > 0)\n * ```\n */\nexport interface SettlePermissionsResult {\n  /** Whether settlement was successful */\n  success: boolean\n  /** Reason for settlement failure (only present if success is false) */\n  errorReason?: string\n  /** Address of the payer's wallet */\n  payer?: string\n  /**\n   * Blockchain transaction hash (empty string if settlement failed). On crypto\n   * `pay-as-you-go` plans this is also the reference for the per-request charge.\n   */\n  transaction: string\n  /**\n   * Network identifier. The discriminator is the rail, not the billing model: for\n   * crypto rails (`nvm:erc4337`) it is the CAIP-2 chain id (`eip155:84532`) under\n   * both billing models; for fiat card-delegation rails it is the settling payment\n   * provider (`stripe`, `braintree`, `visa`), not a CAIP-2 value.\n   */\n  network: string\n  /**\n   * Which billing model this settle was priced under (Nevermined extension).\n   *\n   * Reported whether or not the settle succeeded — so check `success` before\n   * treating it as evidence of a charge. It is absent entirely against a\n   * Nevermined API that predates the discriminator, which is why it is optional;\n   * treat that case as `credits`. Read it before `creditsRedeemed` /\n   * `remainingBalance`: see the interface docs above for the per-model criterion.\n   */\n  billingModel?: X402BillingModel\n  /**\n   * Number of credits redeemed (Nevermined extension). Always the string `'0'` for\n   * `billingModel: 'pay-as-you-go'` plans, which hold no credit balance — including\n   * on a settle that charged the buyer successfully.\n   */\n  creditsRedeemed?: string\n  /**\n   * Subscriber's remaining credit balance (Nevermined extension). Always the string\n   * `'0'` for `billingModel: 'pay-as-you-go'` plans — the per-request charge is\n   * referenced by `orderTx` (fiat) or `transaction` (crypto), not here.\n   */\n  remainingBalance?: string\n  /**\n   * Reference for the order or per-request charge, if one occurred (Nevermined\n   * extension). On fiat `pay-as-you-go` this is the per-request charge — the PSP\n   * transaction id (a Stripe PaymentIntent `pi_…`, a Braintree transaction id);\n   * crypto `pay-as-you-go` reports its on-chain order in `transaction` instead. On\n   * `credits` plans it is set only when the settle had to order credits first\n   * (auto top-up). Treat it as an opaque string and disambiguate by prefix if you\n   * need to.\n   */\n  orderTx?: string\n}\n\n/**\n * Build an X402PaymentRequired object for verify/settle operations.\n *\n * This helper simplifies the creation of payment requirement objects\n * that are needed for the facilitator API.\n *\n * @param planId - The Nevermined plan identifier (required)\n * @param options - Optional configuration with endpoint, agentId, httpVerb, network, description\n * @returns X402PaymentRequired object ready to use with verifyPermissions/settlePermissions\n *\n * @example\n * ```typescript\n * import { buildPaymentRequired } from '@nevermined-io/payments'\n *\n * const paymentRequired = buildPaymentRequired('123456789', {\n *   endpoint: '/api/v1/agents/task',\n *   agentId: '987654321',\n *   httpVerb: 'POST'\n * })\n *\n * const result = await payments.facilitator.verifyPermissions({\n *   paymentRequired,\n *   x402AccessToken: token,\n *   maxAmount: 2n\n * })\n * ```\n */\nexport function buildPaymentRequired(\n  planId: string,\n  options?: {\n    endpoint?: string\n    agentId?: string\n    httpVerb?: string\n    network?: string\n    description?: string\n    mimeType?: string\n    scheme?: X402SchemeType\n    environment?: EnvironmentName\n  },\n): X402PaymentRequired {\n  const {\n    endpoint,\n    agentId,\n    httpVerb,\n    scheme = 'nvm:erc4337',\n    network,\n    description,\n    mimeType,\n    environment,\n  } = options || {}\n  const resolvedNetwork = network ?? getDefaultNetwork(scheme, environment)\n\n  // Build extra fields — always include version for scheme versioning\n  const extra: X402SchemeExtra = {\n    version: '1',\n    ...(agentId && { agentId }),\n    ...(httpVerb && { httpVerb }),\n  }\n\n  return {\n    x402Version: 2,\n    resource: {\n      url: endpoint || '',\n      ...(description && { description }),\n      ...(mimeType && { mimeType }),\n    },\n    accepts: [\n      {\n        scheme,\n        network: resolvedNetwork,\n        planId,\n        extra,\n      },\n    ],\n    extensions: {},\n  }\n}\n\n/**\n * Build an X402PaymentRequired object advertising one or more plans.\n *\n * Like {@link buildPaymentRequired} but produces one `accepts[]` entry per plan\n * id, so a payment-required response can advertise every plan that unlocks the\n * resource. For a single plan this is equivalent to {@link buildPaymentRequired}.\n *\n * @param planIds - The Nevermined plan identifiers (falls back to `['']` if empty)\n * @param options - Same options as {@link buildPaymentRequired}\n * @returns X402PaymentRequired object with one accepts entry per plan\n */\nexport function buildPaymentRequiredForPlans(\n  planIds: string[],\n  options?: {\n    endpoint?: string\n    agentId?: string\n    httpVerb?: string\n    network?: string\n    description?: string\n    mimeType?: string\n    scheme?: X402SchemeType\n    environment?: EnvironmentName\n  },\n): X402PaymentRequired {\n  const ids = planIds.length > 0 ? planIds : ['']\n  if (ids.length === 1) {\n    return buildPaymentRequired(ids[0], options)\n  }\n\n  const {\n    endpoint,\n    agentId,\n    httpVerb,\n    scheme = 'nvm:erc4337',\n    network,\n    description,\n    mimeType,\n    environment,\n  } = options || {}\n  const resolvedNetwork = network ?? getDefaultNetwork(scheme, environment)\n\n  const extra: X402SchemeExtra = {\n    version: '1',\n    ...(agentId && { agentId }),\n    ...(httpVerb && { httpVerb }),\n  }\n\n  return {\n    x402Version: 2,\n    resource: {\n      url: endpoint || '',\n      ...(description && { description }),\n      ...(mimeType && { mimeType }),\n    },\n    accepts: ids.map((planId) => ({\n      scheme,\n      network: resolvedNetwork,\n      planId,\n      extra,\n    })),\n    extensions: {},\n  }\n}\n\ninterface CachedPlanMetadata {\n  scheme: X402SchemeType\n  fiatProvider?: string\n  cachedAt: number\n}\n\nconst CACHE_TTL_MS = 5 * 60 * 1000 // 5 minutes\nconst planMetadataCache = new Map<string, CachedPlanMetadata>()\n\nasync function fetchPlanMetadata(\n  payments: Payments,\n  planId: string,\n): Promise<{ scheme: X402SchemeType }> {\n  const cached = planMetadataCache.get(planId)\n  if (cached && Date.now() - cached.cachedAt < CACHE_TTL_MS) {\n    return { scheme: cached.scheme }\n  }\n  try {\n    const plan = await payments.plans.getPlan(planId)\n    const isCrypto = plan.registry?.price?.isCrypto\n    // fiatPaymentProvider is in plan.metadata.plan, not in registry.price\n    const fiatProvider = (plan as any).metadata?.plan?.fiatPaymentProvider\n    const scheme: X402SchemeType = isCrypto === false ? 'nvm:card-delegation' : 'nvm:erc4337'\n    planMetadataCache.set(planId, { scheme, fiatProvider, cachedAt: Date.now() })\n    return { scheme }\n  } catch {\n    return { scheme: 'nvm:erc4337' }\n  }\n}\n\n/**\n * Resolve the network for a plan from its fiatPaymentProvider metadata.\n * For card-delegation plans, returns the provider ('stripe' or 'braintree').\n * Returns undefined for crypto plans.\n */\nexport async function resolveNetwork(\n  payments: Payments,\n  planId: string,\n  explicitNetwork?: string,\n): Promise<string | undefined> {\n  if (explicitNetwork) return explicitNetwork\n  await fetchPlanMetadata(payments, planId)\n  const cached = planMetadataCache.get(planId)\n  return cached?.fiatProvider\n}\n\n/**\n * Resolve the x402 scheme for a plan by fetching plan metadata (cached).\n * Used in callsites that don't have a token to extract scheme from\n * (402 responses and token generation).\n *\n * @param payments - The Payments instance for API access\n * @param planId - The plan identifier\n * @param explicitScheme - Optional explicit override; returned immediately if provided\n * @returns The resolved scheme type\n */\nexport async function resolveScheme(\n  payments: Payments,\n  planId: string,\n  explicitScheme?: X402SchemeType,\n): Promise<X402SchemeType> {\n  if (explicitScheme) return explicitScheme\n  const metadata = await fetchPlanMetadata(payments, planId)\n  return metadata.scheme\n}\n\n/**\n * The FacilitatorAPI class provides methods to verify and settle AI agent permissions.\n * It enables AI agents to act as facilitators, managing credit verification and settlement\n * for subscribers using X402 access tokens.\n */\nexport class FacilitatorAPI extends BasePaymentsAPI {\n  /**\n   * Get a singleton instance of the FacilitatorAPI class.\n   *\n   * @param options - The options to initialize the payments class\n   * @returns The instance of the FacilitatorAPI class\n   */\n  static getInstance(options: PaymentOptions): FacilitatorAPI {\n    return new FacilitatorAPI(options)\n  }\n\n  /**\n   * Verify if a subscriber has permission to use credits from a payment plan.\n   * This method simulates the credit usage without actually burning credits,\n   * checking if the subscriber has sufficient balance and permissions.\n   *\n   * The planId and subscriberAddress are extracted from the x402AccessToken.\n   *\n   * @param params - Verification parameters (see {@link VerifyPermissionsParams}).\n   *   - paymentRequired: x402 PaymentRequired from 402 response (required, for validation)\n   *   - x402AccessToken: X402 access token (contains planId, subscriberAddress, agentId)\n   *   - maxAmount: maximum credits to verify (optional, bigint)\n   * @returns A promise that resolves to a verification result with 'isValid' boolean\n   *\n   * @throws PaymentsError if verification fails\n   */\n  async verifyPermissions(params: VerifyPermissionsParams): Promise<VerifyPermissionsResult> {\n    const { paymentRequired, x402AccessToken, maxAmount } = params\n\n    const url = new URL(API_URL_VERIFY_PERMISSIONS, this.environment.backend)\n\n    const body: Record<string, unknown> = {\n      paymentRequired,\n      x402AccessToken,\n    }\n\n    if (maxAmount !== undefined) {\n      body.maxAmount = maxAmount.toString()\n    }\n\n    // Send the NVM API-key auth header (Authorization: Bearer <nvmApiKey>).\n    // The backend /verify endpoint runs an OPTIONAL guard that tolerates the\n    // header's absence today, so this is non-breaking; it pre-positions for\n    // the later strict-guard flip. See nevermined-io/nvm-monorepo#1570.\n    const options = this.getBackendHTTPOptions('POST', body)\n\n    try {\n      const response = await fetch(url, options)\n      if (!response.ok) {\n        let errorMessage = 'Permission verification failed'\n        let errorCode = `http_${response.status}`\n        try {\n          const errorData = await response.json()\n          if (errorData.message) errorMessage = errorData.message\n          if (errorData.code) errorCode = errorData.code\n          if (errorData.hint) errorMessage = `${errorMessage} — ${errorData.hint}`\n        } catch {\n          // Use default error message\n        }\n        throw PaymentsError.fromBackend(errorMessage, {\n          message: errorMessage,\n          code: errorCode,\n        })\n      }\n      return await response.json()\n    } catch (error) {\n      if (error instanceof PaymentsError) {\n        throw error\n      }\n      throw PaymentsError.fromBackend('Network error during permission verification', {\n        message: error instanceof Error ? error.message : String(error),\n        code: 'network_error',\n      })\n    }\n  }\n\n  /**\n   * Settle (burn) credits from a subscriber's payment plan.\n   * This method executes the actual credit consumption, burning the specified\n   * number of credits from the subscriber's balance. If the subscriber doesn't\n   * have enough credits, it will attempt to order more before settling.\n   *\n   * The planId and subscriberAddress are extracted from the x402AccessToken.\n   *\n   * @param params - Settlement parameters (see {@link SettlePermissionsParams}).\n   *   - paymentRequired: x402 PaymentRequired from 402 response (required, for validation)\n   *   - x402AccessToken: X402 access token (contains planId, subscriberAddress, agentId)\n   *   - maxAmount: number of credits to burn (optional, bigint)\n   *   - agentRequestId: Agent request ID for observability tracking (optional)\n   *   - batch: Whether this is a batch request (optional)\n   *   - marginPercent: Margin percentage for credit calculation (optional)\n   * @returns A promise that resolves to a settlement result with transaction details\n   *\n   * @throws PaymentsError if settlement fails\n   */\n  async settlePermissions(params: SettlePermissionsParams): Promise<SettlePermissionsResult> {\n    const { paymentRequired, x402AccessToken, maxAmount, agentRequestId, batch, marginPercent } =\n      params\n\n    const url = new URL(API_URL_SETTLE_PERMISSIONS, this.environment.backend)\n\n    const body: Record<string, unknown> = {\n      paymentRequired,\n      x402AccessToken,\n    }\n\n    if (maxAmount !== undefined) {\n      body.maxAmount = maxAmount.toString()\n    }\n    if (agentRequestId !== undefined) {\n      body.agentRequestId = agentRequestId\n    }\n    if (batch !== undefined) {\n      body.batch = batch\n    }\n    if (marginPercent !== undefined) {\n      body.marginPercent = marginPercent\n    }\n\n    // Send the NVM API-key auth header (Authorization: Bearer <nvmApiKey>).\n    // The backend /settle endpoint runs an OPTIONAL guard that tolerates the\n    // header's absence today, so this is non-breaking; it pre-positions for\n    // the later strict-guard flip. See nevermined-io/nvm-monorepo#1570.\n    const options = this.getBackendHTTPOptions('POST', body)\n\n    try {\n      const response = await fetch(url, options)\n      if (!response.ok) {\n        let errorMessage = 'Permission settlement failed'\n        let errorCode = `http_${response.status}`\n        try {\n          const errorData = await response.json()\n          if (errorData.message) errorMessage = errorData.message\n          if (errorData.code) errorCode = errorData.code\n          if (errorData.hint) errorMessage = `${errorMessage} — ${errorData.hint}`\n        } catch {\n          // Use default error message\n        }\n        // A spent single-use (v3) token is not a decline and not a forgery: the\n        // token was valid and has already been settled once. Say what to do\n        // about it, because the wrong reaction — retrying with the same token —\n        // is the one a generic settlement failure invites.\n        //\n        // This branch covers the THROWN shape, which is the one the backend\n        // uses here: `BCK.X402.0059` is catalogued as `httpStatus: 402`, so it\n        // arrives as a non-2xx and `isAccessTokenAlreadyUsed` fires on the\n        // PaymentsError. Verified end-to-end against staging: a second settle\n        // of the same v3 token rejects with that code. Settle can also report\n        // failure as 200 + `success: false` (e.g. `errorReason: \"Cannot order\n        // plan\"`), but a spent token is not one of those cases — read\n        // `success`/`errorReason` on the returned result for those.\n        if (errorCode === X402_TOKEN_ALREADY_USED_CODE) {\n          throw PaymentsError.fromBackend(errorMessage, {\n            message:\n              'this x402 access token was already used. Single-use (v3) tokens are consumed by ' +\n              'their first settlement — mint a new token for this request instead of retrying ' +\n              'with the same one.',\n            code: errorCode,\n          })\n        }\n        throw PaymentsError.fromBackend(errorMessage, {\n          message: errorMessage,\n          code: errorCode,\n        })\n      }\n      const result = (await response.json()) as SettlePermissionsResult\n      // Settlement failure has two shapes. A refused settle (a spent v3 token,\n      // a forged one) arrives as a non-2xx and throws above. A settle the\n      // backend accepted but could not complete — no credits available and the\n      // auto-order reverting, say — arrives as 200 with `success: false` and an\n      // `errorReason`, and is returned verbatim because the reason, the billing\n      // model and the credit fields are what the caller needs to react.\n      //\n      // Returned, but not unremarked. The settlement object does reach callers\n      // (the Express middleware base64s it into `payment-response` and hands it\n      // to `onAfterSettle`; the LangChain decorator stores it as\n      // `lastSettlement()`), but of the in-tree consumers only the MCP paywall\n      // actually branches on `success` — so a caller that forgets to check it\n      // serves a request it was never paid for with nothing in the log.\n      //\n      // `!== true` rather than `=== false`: a 200 whose body has no `success`\n      // at all is not a settlement either, and reading an absent field as a\n      // success is the failure this warning exists to prevent.\n      if (result?.success !== true) {\n        // Deliberately claims nothing about what was charged. This layer reads\n        // `success` and nothing else — it never inspects `creditsRedeemed` or\n        // `orderTx` — and on a card rail an auto-order can have charged the\n        // buyer before the burn failed. Saying \"no credits were burned\" here\n        // would invite exactly the retry the SettlePermissionsResult docblock\n        // warns against.\n        console.warn(\n          `[x402] settlePermissions did not settle (${result?.errorReason ?? 'no reason given'}). ` +\n            'Do not treat the request as paid. ' +\n            `creditsRedeemed=${result?.creditsRedeemed ?? 'unset'}, orderTx=${result?.orderTx ?? 'none'}, ` +\n            `billingModel=${result?.billingModel ?? 'unset'} — read those before assuming nothing was charged.`,\n        )\n      }\n      return result\n    } catch (error) {\n      if (error instanceof PaymentsError) {\n        throw error\n      }\n      throw PaymentsError.fromBackend('Network error during permission settlement', {\n        message: error instanceof Error ? error.message : String(error),\n        code: 'network_error',\n      })\n    }\n  }\n}\n"]}

package/dist/x402/index.d.ts

@@ -2,10 +2,11 @@
  * X402 API module for token generation and facilitator operations.
  */
 export { X402TokenAPI } from './token.js';
+export { detectAccessTokenVersion, isSingleUseAccessToken, isAccessTokenAlreadyUsed, X402_TOKEN_ALREADY_USED_CODE, } from './token-version.js';
 export { FacilitatorAPI, buildPaymentRequired, resolveNetwork, resolveScheme, } from './facilitator-api.js';
-export type { X402Resource, X402SchemeExtra, X402Scheme, X402PaymentRequired, X402PaymentAccepted, VerifyPermissionsParams, VerifyPermissionsResult, SettlePermissionsParams, SettlePermissionsResult, } from './facilitator-api.js';
+export type { X402Resource, X402SchemeExtra, X402Scheme, X402PaymentRequired, X402PaymentAccepted, VerifyPermissionsParams, VerifyPermissionsResult, SettlePermissionsParams, SettlePermissionsResult, X402BillingModel, } from './facilitator-api.js';
 export { DelegationAPI } from './delegation-api.js';
 export type { CardProvider, DelegationProvider, PaymentMethodSummary, UpdatePaymentMethodDto, DelegationSummary, DelegationListResponse, PurchasingPower, ListOptions, } from './delegation-api.js';
-export type { X402SchemeType, DelegationConfig, DelegationCurrency, CreateDelegationPayload, CreateDelegationResponse, X402TokenOptions, } from '../common/types.js';
+export type { X402SchemeType, DelegationConfig, DelegationCurrency, CreateDelegationPayload, CreateDelegationResponse, X402TokenOptions, MppTokenOptions, X402TokenResource, X402TokenVersion, } from '../common/types.js';
 export { X402_SCHEME_NETWORKS, getDefaultNetwork, isValidScheme } from '../common/types.js';
 //# sourceMappingURL=index.d.ts.map

package/dist/x402/index.d.ts.map

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package/dist/x402/index.js

@@ -2,6 +2,7 @@
  * X402 API module for token generation and facilitator operations.
  */
 export { X402TokenAPI } from './token.js';
+export { detectAccessTokenVersion, isSingleUseAccessToken, isAccessTokenAlreadyUsed, X402_TOKEN_ALREADY_USED_CODE, } from './token-version.js';
 export { FacilitatorAPI, buildPaymentRequired, resolveNetwork, resolveScheme, } from './facilitator-api.js';
 // Delegation exports
 export { DelegationAPI } from './delegation-api.js';

package/dist/x402/index.js.map

@@ -1 +1 @@
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+{"version":3,"file":"index.js","sourceRoot":"","sources":["../../src/x402/index.ts"],"names":[],"mappings":"AAAA;;GAEG;AAEH,OAAO,EAAE,YAAY,EAAE,MAAM,YAAY,CAAA;AACzC,OAAO,EACL,wBAAwB,EACxB,sBAAsB,EACtB,wBAAwB,EACxB,4BAA4B,GAC7B,MAAM,oBAAoB,CAAA;AAC3B,OAAO,EACL,cAAc,EACd,oBAAoB,EACpB,cAAc,EACd,aAAa,GACd,MAAM,sBAAsB,CAAA;AAgB7B,qBAAqB;AACrB,OAAO,EAAE,aAAa,EAAE,MAAM,qBAAqB,CAAA;AAwBnD,OAAO,EAAE,oBAAoB,EAAE,iBAAiB,EAAE,aAAa,EAAE,MAAM,oBAAoB,CAAA","sourcesContent":["/**\n * X402 API module for token generation and facilitator operations.\n */\n\nexport { X402TokenAPI } from './token.js'\nexport {\n  detectAccessTokenVersion,\n  isSingleUseAccessToken,\n  isAccessTokenAlreadyUsed,\n  X402_TOKEN_ALREADY_USED_CODE,\n} from './token-version.js'\nexport {\n  FacilitatorAPI,\n  buildPaymentRequired,\n  resolveNetwork,\n  resolveScheme,\n} from './facilitator-api.js'\nexport type {\n  // x402 types\n  X402Resource,\n  X402SchemeExtra,\n  X402Scheme,\n  X402PaymentRequired,\n  X402PaymentAccepted,\n  // Facilitator params and results\n  VerifyPermissionsParams,\n  VerifyPermissionsResult,\n  SettlePermissionsParams,\n  SettlePermissionsResult,\n  X402BillingModel,\n} from './facilitator-api.js'\n\n// Delegation exports\nexport { DelegationAPI } from './delegation-api.js'\nexport type {\n  CardProvider,\n  DelegationProvider,\n  PaymentMethodSummary,\n  UpdatePaymentMethodDto,\n  DelegationSummary,\n  DelegationListResponse,\n  PurchasingPower,\n  ListOptions,\n} from './delegation-api.js'\n\n// Scheme and delegation types\nexport type {\n  X402SchemeType,\n  DelegationConfig,\n  DelegationCurrency,\n  CreateDelegationPayload,\n  CreateDelegationResponse,\n  X402TokenOptions,\n  MppTokenOptions,\n  X402TokenResource,\n  X402TokenVersion,\n} from '../common/types.js'\nexport { X402_SCHEME_NETWORKS, getDefaultNetwork, isValidScheme } from '../common/types.js'\n"]}

package/dist/x402/token-request.d.ts

@@ -11,5 +11,13 @@ export declare function buildX402TokenRequestBody(params: {
     agentId?: string;
     tokenOptions?: X402TokenOptions;
     environmentName: EnvironmentName;
+    /**
+     * Which mint this body is for. MPP has no token version at all — it is not
+     * "x402 v2 by another name": the two protocols stopped sharing a version
+     * ladder (nvm-monorepo#3266), and `MppService.createPermission` refuses ANY
+     * `tokenVersion` with `BCK.MPP.0007`, `2` included. Sending one would 400 the
+     * mint, so this builder refuses it here, where the caller can be told why.
+     */
+    protocol?: 'x402' | 'mpp';
 }): Record<string, any>;
 //# sourceMappingURL=token-request.d.ts.map

package/dist/x402/token-request.d.ts.map

@@ -1 +1 @@
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package/dist/x402/token-request.js

@@ -7,7 +7,7 @@
 import { PaymentsError } from '../common/payments.error.js';
 import { getDefaultNetwork } from '../common/types.js';
 export function buildX402TokenRequestBody(params) {
-    const { planId, agentId, tokenOptions, environmentName } = params;
+    const { planId, agentId, tokenOptions, environmentName, protocol = 'x402' } = params;
     const scheme = tokenOptions?.scheme ?? 'nvm:erc4337';
     const network = tokenOptions?.network ?? getDefaultNetwork(scheme, environmentName);
     // Validate delegationConfig is provided — the backend requires it for token generation
@@ -48,19 +48,119 @@ export function buildX402TokenRequestBody(params) {
             'Create the delegation first with payments.delegation.createDelegation(), ' +
             'then request the token with delegationConfig: { delegationId }.');
     }
+    // `resource` and `httpVerb` are what a v3 token is bound to: they go inside
+    // the EIP-712 signature next to `agentId` and the one-time nonce, so a v3
+    // token minted for one seller endpoint cannot be presented to another.
+    //
+    // On a v1/v2 token they are outside the signature — but NOT inert. The
+    // backend compares a token's `resource.url` against the seller's
+    // `paymentRequired.resource.url` (origin + path, exact string when it cannot
+    // parse either as a URL) for ANY token that carries one, so a v2 token bound
+    // to a URL the seller does not advertise verbatim fails verification with
+    // `BCK.X402.0013`. Measured against staging, not inferred.
+    //
+    // They are still forwarded when the caller supplies them — this is the
+    // low-level builder, and a caller that names a resource means it (binding a
+    // v2 token to the URL the seller really advertises is valid, and once the
+    // backend default flips to v3 the binding is needed without anyone asking for
+    // a version). What the builder will not do is let that happen silently: see
+    // the warning below.
+    //
+    // Omitted rather than sent empty when the caller did not supply them: a field
+    // absent at mint is signed as the empty string AND must stay absent from the
+    // unsigned envelope, so sending `{ url: '' }` and sending nothing must not
+    // diverge — which is why the guard below tests `resource?.url`, not the
+    // object.
+    const { resource, tokenVersion } = tokenOptions;
+    // Normalized here, once, rather than in each consumer: sellers advertise
+    // `req.method`, i.e. upper case, and `httpVerb: 'post'` mints a token that
+    // can never match. Both in-tree consumers already upper-cased it themselves;
+    // a direct SDK caller had no such defence.
+    const httpVerb = tokenOptions.httpVerb?.toUpperCase();
+    const boundUrl = resource?.url;
+    // A binding on a token that is not v3 is legal but rarely intended, and its
+    // failure mode (verify rejecting with BCK.X402.0013 at the seller) points
+    // nowhere near this call. Say so once, here, where the cause is visible.
+    //
+    // MPP gets the same warning for the same reason: the MPP mint accepts
+    // `resource`/`httpVerb` (its DTO is `OmitType(GenerateX402TokenDto,
+    // ['tokenVersion'])`, so only the version is refused) and forwards them into
+    // the same comparison — but MPP has no v3 to opt into, so a binding there is
+    // never signed and can only narrow what the credential verifies against.
+    if (boundUrl || httpVerb) {
+        // A binding on anything but a v3 mint has no good outcome, so it is refused
+        // rather than warned about — the same answer payments-py gives
+        // (`token_request.py`). The presence of `resource.url` is what arms the
+        // backend's endpoint allowlist (`erc4337-scheme.handler.ts`; without it the
+        // backend logs "resource.url not provided in token … skipping endpoint
+        // validation"), while a v2 signature binds nothing — so the caller either
+        // arms a check they did not configure (`BCK.PROTOCOL.0031` for an agent
+        // registered with `endpoints`) or fails verification later with
+        // `BCK.X402.0013`. Neither is worth a log line nobody reads at mint time.
+        //
+        // This covers an OMITTED `tokenVersion` as well as an explicit `2`, because
+        // today they mint the same thing: `core-kit`'s minter is
+        // `(options.tokenVersion ?? 2) === 3`, the handler adds no default, and no
+        // versioning gate fills the field in — verified against a live mint, which
+        // comes back v2. Once nvm-monorepo#3292 makes v3 the default (it is open at
+        // the time of writing), the omitted case becomes the shape the backend is
+        // moving to and this guard should narrow to `tokenVersion === 2`.
+        if (protocol === 'x402' && tokenVersion !== 3) {
+            throw PaymentsError.validation(`resource/httpVerb were supplied with tokenVersion ${tokenVersion ?? '(omitted, defaults to 2)'}. ` +
+                'Only a v3 token signs them, so the binding cannot hold — but the backend still ' +
+                'compares the resource against what the seller advertises, and arms its endpoint ' +
+                'allowlist on it. Pass tokenVersion: 3 to bind the token, or drop resource/httpVerb.');
+        }
+        if (protocol === 'mpp') {
+            // MPP is warned, not refused: it has no v3 to opt into, so there is no
+            // "correct" version to point the caller at, and the binding still narrows
+            // what the credential verifies against rather than arming a signature
+            // that cannot hold.
+            console.warn('[mpp] resource/httpVerb were supplied on an MPP mint. MPP tokens carry no version and ' +
+                'nothing is signed over them, but the backend still compares the resource against what ' +
+                'the seller advertises — a mismatch fails the credential. Omit them unless the string ' +
+                'matches the seller exactly.');
+        }
+    }
+    // MPP's single-use unit is the CHALLENGE, not the token: one MPP access token
+    // is presented across many challenges by design, so the x402 v3 per-token
+    // nonce would kill every buyer's second challenge. The backend enforces this
+    // by refusing the field outright; refuse it here too rather than let the
+    // caller discover it as a 400 whose cause is a field they set two layers up.
+    if (protocol === 'mpp' && tokenVersion !== undefined) {
+        throw PaymentsError.validation('tokenVersion is not supported on MPP access tokens: MPP and x402 no longer share a ' +
+            'token version ladder, and the backend refuses any tokenVersion on an MPP mint ' +
+            '(BCK.MPP.0007). Omit the field — an MPP token is reusable across challenges, and the ' +
+            'challenge is what is single-use.');
+    }
     // Build x402-aligned request body
     return {
+        ...(boundUrl && { resource }),
         accepted: {
             scheme,
             network,
             planId,
             extra: {
                 ...(agentId && { agentId }),
+                ...(httpVerb && { httpVerb }),
             },
         },
         // Add delegation config for both erc4337 and card-delegation schemes.
         // delegationConfig is guaranteed present here (the absence check above throws).
         delegationConfig: tokenOptions.delegationConfig,
+        // Opt-in only, and x402-only (the MPP guard above has already thrown).
+        // Left out entirely when unset so a v2 mint stays byte-identical to what it
+        // was before v3 existed. A backend that predates the v3 struct drops this
+        // field silently (ValidationPipe whitelists without forbidNonWhitelisted)
+        // and returns v2 — which is why no caller may infer the version from what
+        // it asked for. See detectAccessTokenVersion().
+        //
+        // `tokenVersion: 3` WITHOUT a resource is deliberately allowed, not an
+        // oversight: the backend signs an absent binding member as the empty
+        // string, so the result is a single-use token bound to nothing. That is a
+        // supported mode — single-use without seller binding — and the only one
+        // available when the caller does not know the seller's advertised URL.
+        ...(tokenVersion !== undefined && { tokenVersion }),
     };
 }
 //# sourceMappingURL=token-request.js.map