@neocash/bnpl-widget 0.1.1

package/README.md

@@ -0,0 +1,50 @@
+# @neocash/bnpl-widget
+
+Embeddable NeoCash BNPL ("Pay Small Small") checkout widget.
+
+## Inline script
+
+```html
+<script src="https://unpkg.com/@neocash/bnpl-widget"></script>
+<script>
+  document.getElementById('pay-button').onclick = () => {
+    NeoCashBNPL.init({
+      publicKey: 'pk_test_xxx',
+      cart: {
+        // All amounts are in kobo (naira × 100).
+        // ₦2,150 → 215000 kobo
+        items: [{ name: 'TV', qty: 1, price: 215000 }],
+        total: 215000,
+      },
+      onApprovalPending: (id) => console.log('pending:', id),
+      onClose: () => console.log('closed'),
+    });
+  };
+</script>
+```
+
+> **Money contract:** all amounts (`CartItem.price`, `Cart.total`, `PartnerPrefill.monthlySalary`) are **kobo** (integer). Pass `240000` for ₦2,400, not for ₦240,000. The widget converts to naira only at display time; the backend stores and returns kobo without conversion.
+
+## npm
+
+```bash
+npm install @neocash/bnpl-widget
+```
+
+```ts
+import { init } from '@neocash/bnpl-widget';
+
+init({ publicKey, cart, onApprovalPending, onClose });
+```
+
+## Peer dependencies (lazy-loaded)
+
+The liveness step uses AWS Amplify FaceLivenessDetector. If your app is bundling
+the widget directly (npm path), install:
+
+```bash
+npm install @aws-amplify/ui-react-liveness aws-amplify
+```
+
+The IIFE bundle loads these from CDN on demand at the liveness step, so script-tag
+embeds need no extra setup.

package/dist/api.d.ts

@@ -0,0 +1,34 @@
+import type * as T from './types';
+export declare class ApiError extends Error implements T.ApiErrorShape {
+    code?: string;
+    status?: number;
+    retryable?: boolean;
+    constructor(message: string, init?: T.ApiErrorShape);
+}
+export declare class BnplApi {
+    private sessionToken;
+    private base;
+    constructor(opts?: {
+        apiBase?: string;
+    });
+    setSessionToken(token: string): void;
+    private req;
+    createSession(req: T.CreateSessionRequest): Promise<T.CreateSessionResponse>;
+    sendOtp(req: {
+        phone: string;
+    }): Promise<T.SendOtpResponse>;
+    verifyOtp(req: {
+        code: string;
+    }): Promise<T.VerifyOtpResponse>;
+    startLiveness(): Promise<T.LivenessStartResponse>;
+    submitLivenessResult(req: T.LivenessResultRequest): Promise<T.LivenessResultResponse>;
+    getCustomer(): Promise<T.CustomerProfile>;
+    runCreditCheck(): Promise<T.CreditCheckResponse>;
+    submitIdentity(req: T.IdentityRequest): Promise<T.IdentityResponse>;
+    getIdentityStatus(): Promise<T.IdentityStatusResponse>;
+    submitEmployment(req: T.EmploymentRequest): Promise<{
+        ok: true;
+    }>;
+    getMonoLinkToken(): Promise<T.MonoLinkTokenResponse>;
+    finalize(req: T.FinalizeRequest): Promise<T.FinalizeResponse>;
+}

package/dist/atoms.d.ts

@@ -0,0 +1,107 @@
+import { type IconName } from './icons';
+/** Render a kobo integer as a human-readable naira string. */
+export declare function naira(n: number): string;
+export declare function NCMark({ size }: {
+    size?: number;
+}): import("preact").JSX.Element;
+export declare function NCLogo({ height }: {
+    height?: number;
+}): import("preact").JSX.Element;
+export declare function NCSymbol({ size }: {
+    size?: number;
+}): import("preact").JSX.Element;
+export declare function Spinner({ size, color }: {
+    size?: number;
+    color?: string;
+}): import("preact").JSX.Element;
+type BtnProps = {
+    variant?: 'primary' | 'violet' | 'yellow' | 'outline' | 'ghost' | 'subtle' | 'danger';
+    size?: 'sm' | 'md' | 'lg';
+    icon?: IconName;
+    iconRight?: IconName;
+    children?: any;
+    onClick?: () => void;
+    disabled?: boolean;
+    loading?: boolean;
+    style?: any;
+    type?: 'button' | 'submit';
+};
+export declare function Btn({ variant, size, icon, iconRight, children, onClick, disabled, loading, style, type }: BtnProps): import("preact").JSX.Element;
+export declare function Field({ label, hint, error, children, optional, right }: {
+    label?: string;
+    hint?: string;
+    error?: string | null;
+    children: any;
+    optional?: boolean;
+    right?: any;
+}): import("preact").JSX.Element;
+export declare function TextInput({ icon, prefix, value, onChange, placeholder, type, inputMode, error, autoFocus, maxLength }: {
+    icon?: IconName;
+    prefix?: string;
+    value?: string;
+    onChange?: (v: string) => void;
+    placeholder?: string;
+    type?: string;
+    inputMode?: any;
+    error?: string | null;
+    autoFocus?: boolean;
+    maxLength?: number;
+}): import("preact").JSX.Element;
+export declare function Select({ value, onChange, options, placeholder }: {
+    value?: string;
+    onChange?: (v: string) => void;
+    options: (string | {
+        value: string;
+        label: string;
+    })[];
+    placeholder?: string;
+}): import("preact").JSX.Element;
+export declare function Slider({ min, max, step, value, onChange }: {
+    min: number;
+    max: number;
+    step?: number;
+    value: number;
+    onChange?: (v: number) => void;
+}): import("preact").JSX.Element;
+export declare function Pill({ children, color, fg, icon, style }: any): import("preact").JSX.Element;
+export declare function Row({ label, value, mono, strong, accent }: {
+    label: string;
+    value: any;
+    mono?: boolean;
+    strong?: boolean;
+    accent?: string;
+}): import("preact").JSX.Element;
+export declare function WidgetHeader({ step, total, onClose, merchant, canBack, onBack, hideStep }: {
+    step?: number;
+    total?: number;
+    onClose?: () => void;
+    merchant?: string;
+    canBack?: boolean;
+    onBack?: () => void;
+    hideStep?: boolean;
+}): import("preact").JSX.Element;
+export declare function ProgressBar({ step, total }: {
+    step: number;
+    total: number;
+}): import("preact").JSX.Element;
+export declare function WidgetFooter({ children, secure }: {
+    children?: any;
+    secure?: boolean;
+}): import("preact").JSX.Element;
+export declare function ScreenBody({ children, padded, style, bodyRef }: {
+    children: any;
+    padded?: boolean;
+    style?: any;
+    bodyRef?: any;
+}): import("preact").JSX.Element;
+export declare function StepList({ items, current, results }: {
+    items: string[];
+    current: number;
+    results: (string | null)[];
+}): import("preact").JSX.Element;
+export declare function Banner({ tone, children, icon }: {
+    tone?: 'info' | 'danger' | 'success';
+    children: any;
+    icon?: IconName;
+}): import("preact").JSX.Element;
+export {};

package/dist/icons.d.ts

@@ -0,0 +1,8 @@
+export type IconName = 'arrow-left' | 'arrow-right' | 'x' | 'x-circle' | 'check' | 'check-circle' | 'alert-circle' | 'info' | 'chevron-down' | 'shield' | 'shield-check' | 'shield-x' | 'user-check' | 'user-x' | 'briefcase' | 'building-2' | 'landmark' | 'mail' | 'smartphone' | 'message-square' | 'camera' | 'camera-off' | 'map-pin' | 'navigation' | 'house' | 'pencil' | 'sparkles' | 'lock' | 'eye-off' | 'clock' | 'hourglass' | 'zap' | 'send' | 'tv' | 'speaker' | 'trending-up' | 'trending-down' | 'refresh-cw' | 'wifi-off' | 'life-buoy' | 'rotate-ccw';
+export declare function iconSvg(name: IconName, size?: number, color?: string): string;
+export declare function Icon({ name, size, color, style }: {
+    name: IconName;
+    size?: number;
+    color?: string;
+    style?: any;
+}): import("preact").JSX.Element;

package/dist/index.cjs

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e("div",{style:{display:"flex",justifyContent:"space-between",fontSize:11,color:"var(--nc-muted)"},children:[e("span",{children:n}),e("span",{children:t})]})}function Wn({icon:n}){return e("div",{style:{width:56,height:56,borderRadius:16,background:"var(--nc-primary-wash)",display:"inline-flex",alignItems:"center",justifyContent:"center"},children:e(b,{name:n,size:26,color:"var(--nc-primary-strong)"})})}function Hn(n){let[t,r]=y("boot"),[o,a]=y({cart:n.cart,partnerPrefill:n.partnerPrefill,merchant:{name:"",cart_mode:"hold"},config:{monthly_interest_rate:.05,interest_type:"flat",processing_fee_rate:.015,min_amount_kobo:35e5,max_amount_kobo:2e8,min_tenure_days:14,max_tenure_days:180,min_pay_now_rate:.2,tenure_day_options:[14,30,60,90,120,150,180]},banks:[]}),[i,l]=y(null),c=Ie(()=>({go:u=>r(u),update:u=>a(d=>({...d,...u})),close:()=>{r("closed"),n.onClose()},fail:u=>{n.onError?.(u),r("exit-error")}}),[n]);return H(()=>{let u=!0;return n.api.createSession({public_key:n.publicKey,cart:n.cart,partner_prefill:n.partnerPrefill}).then(d=>{u&&(n.api.setSessionToken(d.session_token),a(p=>({...p,merchant:d.merchant,config:d.config,banks:d.banks,partnerPrefill:{...p.partnerPrefill,...d.prefill}})),r("plan"))}).catch(d=>{u&&(l(d),n.onError?.(d))}),()=>{u=!1}},[n.api,n.publicKey]),e("div",{class:"nc-bnpl-overlay",role:"dialog","aria-modal":"true","aria-label":"NeoCash BNPL",children:e("div",{class:"nc-bnpl-frame",children:xt({screen:t,ctx:o,dispatch:c,api:n.api,bootError:i,assetPrefix:n.assetPrefix,onApprovalPending:n.onApprovalPending})},t)})}function xt({screen:n,ctx:t,dispatch:r,api:o,bootError:a,assetPrefix:i,onApprovalPending:l}){return n==="boot"?e(kt,{err:a,dispatch:r}):n==="plan"?e(wn,{ctx:t,dispatch:r}):n==="eligibility"?e(Pn,{ctx:t,dispatch:r}):n==="phone"?e(Rn,{ctx:t,dispatch:r,api:o}):n==="otp"?e(Tn,{ctx:t,dispatch:r,api:o}):n==="liveness"?e(Mn,{ctx:t,dispatch:r,api:o,assetPrefix:i}):n==="summary-r"?e(zn,{ctx:t,dispatch:r,api:o}):n==="form-n"?e(En,{ctx:t,dispatch:r,api:o}):n==="face-match"?e(In,{ctx:t,dispatch:r,api:o}):n==="credit-check"?e(Fn,{ctx:t,dispatch:r,api:o}):n==="good-credit"?e(Bn,{ctx:t,dispatch:r}):n==="employment"?e(Ae,{ctx:t,dispatch:r,api:o,prefill:null,returning:!1}):n==="mono"?e(Dn,{ctx:t,dispatch:r,api:o}):n==="pending"?e(An,{ctx:t,dispatch:r,api:o,onApprovalPending:l}):n==="closed"?e(Nn,{ctx:t,dispatch:r}):n.startsWith("exit-")?e(Ln,{exitKey:n,ctx:t,dispatch:r}):e("div",{children:["Unknown: ",n]})}function kt({err:n,dispatch:t}){return n?e("div",{style:{padding:32,display:"flex",flexDirection:"column",gap:16,alignItems:"center",textAlign:"center",height:"100%",justifyContent:"center"},children:[e(b,{name:"alert-circle",size:36,color:"var(--nc-danger)"}),e("h2",{style:{margin:0,fontWeight:700,fontSize:18},children:"We couldn't start BNPL"}),e("p",{style:{margin:0,fontSize:14,color:"var(--nc-muted)"},children:n.message}),e(R,{variant:"outline",onClick:()=>t.close(),children:"Close"})]}):e("div",{style:{padding:32,display:"flex",flexDirection:"column",gap:18,alignItems:"center",textAlign:"center",height:"100%",justifyContent:"center"},children:[e(yn,{height:30}),e(K,{size:28,color:"var(--nc-primary)"}),e("span",{style:{fontSize:13,color:"var(--nc-muted)"},children:"Starting your checkout\u2026"})]})}var St="https://api.neocash.ng",Le=class extends Error{constructor(t,r={}){super(t),this.code=r.code,this.status=r.status,this.retryable=r.retryable}},he=class{constructor(t={}){this.sessionToken=null;this.base=t.apiBase??St}setSessionToken(t){this.sessionToken=t}async req(t,r,o){let a={"Content-Type":"application/json"};this.sessionToken&&(a.Authorization=`Bearer ${this.sessionToken}`);let i=await fetch(this.base+r,{method:t,headers:a,body:o==null?void 0:JSON.stringify(o)}),l=null;try{l=await i.json()}catch{}if(!i.ok)throw new Le(l?.error?.message??`${t} ${r} ${i.status}`,{code:l?.error?.code,status:i.status,retryable:!!l?.error?.retryable});return l}createSession(t){return this.req("POST","/bnpl-session/v1",t)}sendOtp(t){return this.req("POST","/bnpl-session/v1/otp/send",t)}verifyOtp(t){return this.req("POST","/bnpl-session/v1/otp/verify",t)}startLiveness(){return this.req("POST","/bnpl-session/v1/liveness/start")}submitLivenessResult(t){return this.req("POST","/bnpl-session/v1/liveness/result",t)}getCustomer(){return this.req("GET","/bnpl-session/v1/customer")}runCreditCheck(){return this.req("POST","/bnpl-session/v1/credit-check")}submitIdentity(t){return this.req("POST","/bnpl-session/v1/identity",t)}getIdentityStatus(){return this.req("GET","/bnpl-session/v1/identity/status")}submitEmployment(t){return this.req("POST","/bnpl-session/v1/employment",t)}getMonoLinkToken(){return this.req("GET","/bnpl-session/v1/mono/link-token")}finalize(t){return this.req("POST","/bnpl-session/v1/finalize",t)}};var qn="nc-bnpl-styles",Ct=`
+.nc-bnpl {
+  --nc-primary: #917CFF;
+  --nc-primary-strong: #9747FF;
+  --nc-primary-soft: #B5A8FC;
+  --nc-primary-wash: #F0EDFF;
+  --nc-vault: #1A47B8;
+  --nc-yellow: #FFDA2C;
+  --nc-yellow-deep: #D4AF2C;
+  --nc-ink: #2D3261;
+  --nc-ink-deep: #1A1D3D;
+  --nc-muted: #75789A;
+  --nc-bg: #FFFFFF;
+  --nc-surface: #F7F8FA;
+  --nc-border: #E9EAF0;
+  --nc-success: #249F58;
+  --nc-danger: #F93939;
+  --nc-danger-2: #EF4444;
+  --font-sans: "Geist", "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
+  --font-display: "Clash Grotesk", "Inter", system-ui, sans-serif;
+  --font-mono: "DM Mono", ui-monospace, "SF Mono", Menlo, monospace;
+  --shadow-xs: 0 1px 2px -1px rgba(26,26,26,.05);
+  --shadow-card: 0 1px 2px -1px rgba(26,26,26,.05), 0 10px 20px 0 rgba(26,26,26,.05);
+  --ease: cubic-bezier(.4,0,.2,1);
+  font-family: var(--font-sans);
+  color: var(--nc-ink);
+  font-size: 14px;
+  line-height: 20px;
+  -webkit-font-smoothing: antialiased;
+}
+.nc-bnpl-overlay {
+  position: fixed; inset: 0; z-index: 2147483600;
+  background:
+    radial-gradient(1200px 600px at 80% -10%, rgba(145,124,255,.10), transparent 60%),
+    radial-gradient(900px 500px at -10% 110%, rgba(255,218,44,.10), transparent 60%),
+    rgba(45,50,97,.42);
+  display: grid; place-items: center; padding: 24px; box-sizing: border-box;
+  animation: nc-fade-in .2s var(--ease);
+}
+.nc-bnpl-frame {
+  width: 440px; max-width: 100%;
+  height: min(760px, calc(100vh - 48px));
+  background: #fff;
+  border-radius: 24px;
+  border: 1px solid var(--nc-border);
+  box-shadow:
+    0 1px 2px -1px rgba(26,26,26,.06),
+    0 24px 60px -10px rgba(45,50,97,.35),
+    0 8px 16px 0 rgba(45,50,97,.10);
+  overflow: hidden;
+  display: flex; flex-direction: column;
+  position: relative; isolation: isolate;
+  animation: nc-pop .25s var(--ease);
+}
+@media (max-width: 540px) {
+  .nc-bnpl-overlay { padding: 0; }
+  .nc-bnpl-frame {
+    width: 100vw; height: 100vh;
+    border-radius: 0; border: none;
+  }
+}
+.nc-bnpl-scroll { overflow-y: auto; overscroll-behavior: contain; }
+.nc-bnpl-scroll::-webkit-scrollbar { width: 8px; }
+.nc-bnpl-scroll::-webkit-scrollbar-thumb { background: rgba(45,50,97,.14); border-radius: 9999px; }
+
+.nc-bnpl input, .nc-bnpl textarea, .nc-bnpl select, .nc-bnpl button { font-family: inherit; box-sizing: border-box; }
+.nc-bnpl button { margin: 0; }
+.nc-bnpl *, .nc-bnpl *::before, .nc-bnpl *::after { box-sizing: border-box; }
+.nc-bnpl input[type="range"] { -webkit-appearance: none; appearance: none; background: transparent; }
+
+.nc-bnpl .nc-range { width: 100%; height: 28px; }
+.nc-bnpl .nc-range::-webkit-slider-runnable-track {
+  height: 6px; border-radius: 9999px;
+  background: linear-gradient(to right,
+    var(--nc-primary) 0%, var(--nc-primary) var(--p,50%),
+    var(--nc-border) var(--p,50%), var(--nc-border) 100%);
+}
+.nc-bnpl .nc-range::-moz-range-track {
+  height: 6px; border-radius: 9999px;
+  background: linear-gradient(to right,
+    var(--nc-primary) 0%, var(--nc-primary) var(--p,50%),
+    var(--nc-border) var(--p,50%), var(--nc-border) 100%);
+}
+.nc-bnpl .nc-range::-webkit-slider-thumb {
+  -webkit-appearance: none; appearance: none;
+  width: 22px; height: 22px; border-radius: 9999px;
+  background: #fff; border: 2px solid var(--nc-primary);
+  margin-top: -8px;
+  box-shadow: 0 2px 8px rgba(45,50,97,.18);
+  cursor: grab;
+}
+.nc-bnpl .nc-range::-moz-range-thumb {
+  width: 22px; height: 22px; border-radius: 9999px;
+  background: #fff; border: 2px solid var(--nc-primary);
+  box-shadow: 0 2px 8px rgba(45,50,97,.18);
+  cursor: grab;
+}
+
+@keyframes nc-fade-in { from { opacity: 0 } to { opacity: 1 } }
+@keyframes nc-pop { from { opacity: 0; transform: translateY(8px) scale(.99) } to { opacity: 1; transform: none } }
+@keyframes nc-fade-up { from { opacity: 0; transform: translateY(6px) } to { opacity: 1; transform: none } }
+@keyframes nc-spin { to { transform: rotate(360deg) } }
+@keyframes nc-pulse { 0%,100% { opacity: 1 } 50% { opacity: .55 } }
+@keyframes nc-bob { 0%,100% { transform: translateY(0) } 50% { transform: translateY(-3px) } }
+@keyframes nc-ring { from { stroke-dashoffset: 360 } to { stroke-dashoffset: 0 } }
+
+.nc-bnpl .nc-screen { animation: nc-fade-up .35s var(--ease) both; }
+.nc-bnpl .nc-spinner {
+  border-radius: 9999px; border: 2px solid currentColor; border-top-color: transparent;
+  display: inline-block; animation: nc-spin .9s linear infinite; flex: none;
+}
+`;function Vn(n=document){if(n.getElementById(qn))return;let t=n.createElement("style");t.id=qn,t.textContent=Ct,n.head.appendChild(t)}var wt=(()=>{try{let n=typeof document<"u"&&document.currentScript?.src||"";return n?new URL(".",n).href.replace(/\/$/,""):null}catch{return null}})();function On(n){if(!n.publicKey)throw new Error("init: publicKey is required");if(!n.cart||!Array.isArray(n.cart.items))throw new Error("init: cart.items is required");Vn();let t,r=!1;if(n.container){if(t=typeof n.container=="string"?document.querySelector(n.container):n.container,!t)throw new Error("init: container not found")}else t=document.createElement("div"),document.body.appendChild(t),r=!0;t.classList.add("nc-bnpl");let o=new he({apiBase:n.apiBase}),a=(n.assetPrefix??wt)||null,i=!1,l=()=>{i||(i=!0,Te(null,t),r&&t.parentElement&&t.parentElement.removeChild(t))};return Te(we(Hn,{api:o,publicKey:n.publicKey,cart:n.cart,partnerPrefill:n.partnerPrefill??{},assetPrefix:a,onClose:()=>{try{n.onClose?.()}finally{l()}},onApprovalPending:n.onApprovalPending,onError:n.onError}),t),{close:l}}var Pt={init:On},Rt=Pt;

package/dist/index.d.ts

@@ -0,0 +1,13 @@
+import type { InitOptions, WidgetHandle } from './types';
+export type { InitOptions, WidgetHandle, Cart, CartItem, PartnerPrefill } from './types';
+/**
+ * Mount the NeoCash BNPL widget. Returns a handle for programmatic control.
+ *
+ * Multiple init() calls on the same page are independent — each gets its own
+ * mount root. Call `handle.close()` to unmount.
+ */
+export declare function init(opts: InitOptions): WidgetHandle;
+declare const api: {
+    init: typeof init;
+};
+export default api;