@nauth-toolkit/core 0.1.0 → 0.1.5

package/src/services/auth-challenge-helper.service.spec.ts

@@ -1,3227 +0,0 @@
-import { AuthChallengeHelperService } from './auth-challenge-helper.service';
-import { ChallengeService } from './challenge.service';
-import { JwtService } from './jwt.service';
-import { SessionService } from './session.service';
-import { EmailVerificationService } from './email-verification.service';
-import { PhoneVerificationService } from './phone-verification.service';
-import { TrustedDeviceService } from './trusted-device.service';
-import { AuthAuditService } from './auth-audit.service';
-import { ClientInfoService } from './client-info.service';
-import { AdaptiveMFADecisionService } from './adaptive-mfa-decision.service';
-import { AuthFlowStateMachineService } from './auth-flow-state-machine.service';
-import { AuthFlowContextBuilder } from './auth-flow-context-builder.service';
-import { IUser, IMFADevice, IChallengeSession } from '../interfaces/entities.interface';
-import { AuthChallenge } from '../dto/auth-challenge.dto';
-import { NAuthConfig } from '../interfaces/config.interface';
-import { NAuthLogger } from '../utils/nauth-logger';
-import { NAuthException } from '../exceptions/nauth.exception';
-import { MFAMethod, MFADeviceMethod, MFADeviceMethods } from '../enums/mfa-method.enum';
-import { AuthFlowState, AuthFlowContext, ResponseMetadata } from './auth-flow-state-machine.types';
-import { AuthErrorCode } from '../enums/error-codes.enum';
-
-/**
- * Helper function to create mock challenge session
- */
-function createMockChallengeSession(sessionToken: string, challengeName: AuthChallenge): IChallengeSession {
-  return {
-    id: 1,
-    userId: 1,
-    sessionToken,
-    challengeName,
-    challengeParameters: {},
-    attempts: 0,
-    maxAttempts: 3,
-    expiresAt: new Date(),
-    ipAddress: '1.2.3.4',
-    userAgent: 'test-agent',
-    createdAt: new Date(),
-  };
-}
-
-/**
- * Auth Challenge Helper Service Unit Tests
- *
- * Tests challenge-response authentication flow orchestration.
- * Covers all challenge types, MFA requirements, and response creation.
- *
- * Platform-agnostic: Uses direct instantiation, no NestJS dependencies.
- */
-describe('AuthChallengeHelperService', () => {
-  let service: AuthChallengeHelperService;
-  let mockChallengeService: jest.Mocked<ChallengeService>;
-  let mockJwtService: jest.Mocked<JwtService>;
-  let mockSessionService: jest.Mocked<SessionService>;
-  let mockEmailVerificationService: jest.Mocked<EmailVerificationService>;
-  let mockPhoneVerificationService: jest.Mocked<PhoneVerificationService>;
-  let mockTrustedDeviceService: jest.Mocked<TrustedDeviceService>;
-  let mockAuditService: jest.Mocked<AuthAuditService>;
-  let mockClientInfoService: jest.Mocked<ClientInfoService>;
-  let mockAdaptiveMFADecisionService: jest.Mocked<AdaptiveMFADecisionService>;
-  let mockStateMachine: jest.Mocked<AuthFlowStateMachineService>;
-  let mockContextBuilder: jest.Mocked<AuthFlowContextBuilder>;
-  let mockMFADeviceRepository: any;
-  let mockLogger: jest.Mocked<NAuthLogger>;
-  let mockConfig: NAuthConfig;
-
-  const mockUser: Partial<IUser> = {
-    id: 1,
-    sub: 'user-uuid-123',
-    email: 'test@example.com',
-    phone: '+1234567890',
-    firstName: 'John',
-    lastName: 'Doe',
-    isEmailVerified: false,
-    isPhoneVerified: false,
-    isActive: true,
-    mustChangePassword: false,
-    mfaEnabled: false,
-    mfaExempt: false,
-    createdAt: new Date('2024-01-01'),
-  };
-
-  beforeEach(() => {
-    // Create mock services
-    mockChallengeService = {
-      createChallengeSession: jest.fn(),
-      maskEmail: jest.fn((email: string) => `${email[0]}***@example.com`),
-      maskPhone: jest.fn((phone: string) => '***-***-7890'),
-    } as any;
-
-    mockJwtService = {
-      generateTokenPair: jest.fn(),
-      hashToken: jest.fn((token: string) => `hash-${token}`),
-      generateTokenFamily: jest.fn(() => 'family-xyz'),
-      validateAccessToken: jest.fn(),
-      validateRefreshToken: jest.fn(),
-    } as any;
-
-    mockSessionService = {
-      createSession: jest.fn(),
-      updateTokens: jest.fn(),
-      revokeAllUserSessions: jest.fn(),
-    } as any;
-
-    mockEmailVerificationService = {
-      sendVerificationEmail: jest.fn(),
-    } as any;
-
-    mockPhoneVerificationService = {
-      sendVerificationSMS: jest.fn(),
-    } as any;
-
-    mockTrustedDeviceService = {
-      validateDeviceToken: jest.fn(),
-      isDeviceTrusted: jest.fn(),
-    } as any;
-
-    mockAuditService = {
-      recordEvent: jest.fn(),
-    } as any;
-
-    mockClientInfoService = {
-      get: jest.fn(),
-    } as any;
-
-    mockAdaptiveMFADecisionService = {
-      evaluateAdaptiveMFA: jest.fn(),
-      isUserBlocked: jest.fn(),
-      clearUserBlock: jest.fn(),
-      blockUserSignIn: jest.fn(),
-    } as any;
-
-    mockContextBuilder = {
-      build: jest.fn(),
-    } as any;
-
-    mockStateMachine = {
-      evaluateState: jest.fn(),
-      getStateDefinition: jest.fn(),
-      buildMetadata: jest.fn(),
-    } as any;
-
-    mockMFADeviceRepository = {
-      find: jest.fn(),
-      findOne: jest.fn(),
-      save: jest.fn(),
-      create: jest.fn(),
-    };
-
-    mockLogger = {
-      log: jest.fn(),
-      warn: jest.fn(),
-      error: jest.fn(),
-      debug: jest.fn(),
-    } as any;
-
-    mockConfig = {
-      jwt: {
-        accessToken: { secret: 'test-secret', expiresIn: '15m' },
-        refreshToken: { secret: 'test-refresh-secret', expiresIn: '30d' },
-      },
-      signup: {
-        verificationMethod: 'email',
-      },
-    };
-
-    // Instantiate service directly
-    service = new AuthChallengeHelperService(
-      mockChallengeService,
-      mockJwtService,
-      mockSessionService,
-      mockMFADeviceRepository,
-      mockLogger,
-      mockStateMachine,
-      mockContextBuilder,
-      mockClientInfoService,
-      mockEmailVerificationService,
-      mockPhoneVerificationService,
-    );
-  });
-
-  afterEach(() => {
-    jest.clearAllMocks();
-  });
-
-  // ============================================================================
-  // Service Initialization
-  // ============================================================================
-
-  it('should be defined', () => {
-    expect(service).toBeDefined();
-  });
-
-  // ============================================================================
-  // OLD TESTS - Methods deleted, replaced by state machine
-  // ============================================================================
-  // These test suites are commented out because the methods have been deleted
-  // and replaced by the state machine architecture. New tests should be written
-  // for determineAuthResponse() which uses the state machine.
-
-  // ============================================================================
-  // determinePendingChallenges() Method - DELETED
-  // ============================================================================
-  // This method has been replaced by the state machine in determineAuthResponse()
-  // All scenarios are now covered by comprehensive scenario tests below
-  // Old tests removed - see "determineAuthResponse - Comprehensive Scenarios" section
-
-  // ============================================================================
-  // isMFASetupRequired() Method - DELETED
-  // ============================================================================
-  // This method has been replaced by the state machine in determineAuthResponse()
-  // All scenarios are now covered by comprehensive scenario tests below
-  // Old tests removed - see "determineAuthResponse - Comprehensive Scenarios" section
-
-  // ============================================================================
-  // checkMFARequirement() Method - DELETED
-  // ============================================================================
-  // This method has been replaced by the state machine in determineAuthResponse()
-  // All scenarios are now covered by comprehensive scenario tests below
-  // Old tests removed - see "determineAuthResponse - Comprehensive Scenarios" section
-
-  // ============================================================================
-  // createChallengeResponse() Method
-  // ============================================================================
-
-  describe('createChallengeResponse', () => {
-    beforeEach(() => {
-      // Setup ClientInfoService mock for all createChallengeResponse tests
-      mockClientInfoService.get.mockReturnValue({
-        ipAddress: '1.2.3.4',
-        userAgent: 'test-agent',
-        deviceToken: undefined,
-      } as any);
-    });
-    it('should create challenge response for VERIFY_EMAIL and send email', async () => {
-      const mockChallengeSession = {
-        id: 1,
-        userId: 1,
-        sessionToken: 'session-token-123',
-        challengeName: AuthChallenge.VERIFY_EMAIL,
-        challengeParameters: {},
-        attempts: 0,
-        maxAttempts: 3,
-        expiresAt: new Date(),
-        ipAddress: '1.2.3.4',
-        userAgent: 'test-agent',
-        createdAt: new Date(),
-      };
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-      mockEmailVerificationService.sendVerificationEmail.mockResolvedValue(1);
-
-      const result = await service.createChallengeResponse(mockUser as IUser, AuthChallenge.VERIFY_EMAIL, mockConfig);
-
-      expect(result.challengeName).toBe(AuthChallenge.VERIFY_EMAIL);
-      expect(result.session).toBe('session-token-123');
-      expect(result.challengeParameters?.email).toBe('test@example.com');
-      expect(result.challengeParameters?.codeDeliveryDestination).toBeDefined();
-      expect(result.userSub).toBe('user-uuid-123');
-      expect(mockEmailVerificationService.sendVerificationEmail).toHaveBeenCalledWith('user-uuid-123', undefined);
-    });
-
-    it('should create challenge response for VERIFY_PHONE and send SMS', async () => {
-      const mockChallengeSession = {
-        id: 1,
-        userId: 1,
-        sessionToken: 'session-token-456',
-        challengeName: AuthChallenge.VERIFY_PHONE,
-        challengeParameters: {},
-        attempts: 0,
-        maxAttempts: 3,
-        expiresAt: new Date(),
-        ipAddress: '1.2.3.4',
-        userAgent: 'test-agent',
-        createdAt: new Date(),
-      };
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-      mockPhoneVerificationService.sendVerificationSMS.mockResolvedValue(123456);
-
-      const result = await service.createChallengeResponse(mockUser as IUser, AuthChallenge.VERIFY_PHONE, mockConfig);
-
-      expect(result.challengeName).toBe(AuthChallenge.VERIFY_PHONE);
-      expect(result.challengeParameters?.phone).toBe('+1234567890');
-      expect(result.challengeParameters?.codeDeliveryDestination).toBeDefined();
-      expect(mockPhoneVerificationService.sendVerificationSMS).toHaveBeenCalledWith('user-uuid-123');
-    });
-
-    it('should handle VERIFY_PHONE when phone is not provided', async () => {
-      const userWithoutPhone = { ...mockUser, phone: null } as IUser;
-      const mockChallengeSession = createMockChallengeSession('session-token-789', AuthChallenge.VERIFY_PHONE);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-
-      const result = await service.createChallengeResponse(userWithoutPhone, AuthChallenge.VERIFY_PHONE, mockConfig);
-
-      expect(result.challengeParameters?.requiresPhoneCollection).toBe('true');
-      expect(result.challengeParameters?.instructions).toBeDefined();
-      expect(mockPhoneVerificationService.sendVerificationSMS).not.toHaveBeenCalled();
-    });
-
-    // VERIFY_EMAIL_AND_PHONE removed - challenges are sequential (VERIFY_EMAIL first, then VERIFY_PHONE)
-    // This test is no longer needed as the challenge system works sequentially
-
-    it('should create challenge response for FORCE_CHANGE_PASSWORD', async () => {
-      const mockChallengeSession = createMockChallengeSession(
-        'session-token-forced',
-        AuthChallenge.FORCE_CHANGE_PASSWORD,
-      );
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-
-      const result = await service.createChallengeResponse(
-        mockUser as IUser,
-        AuthChallenge.FORCE_CHANGE_PASSWORD,
-        mockConfig,
-      );
-
-      expect(result.challengeName).toBe(AuthChallenge.FORCE_CHANGE_PASSWORD);
-      expect(result.challengeParameters?.instructions).toBe('You must change your password before continuing');
-      expect(result.session).toBe('session-token-forced');
-    });
-
-    it('should create challenge response for MFA_REQUIRED', async () => {
-      const mockChallengeSession = createMockChallengeSession('session-token-mfa', AuthChallenge.MFA_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-
-      const result = await service.createChallengeResponse(mockUser as IUser, AuthChallenge.MFA_REQUIRED, mockConfig);
-
-      expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-      expect(result.challengeParameters?.instructions).toBe('Multi-factor authentication is required');
-    });
-
-    it('should create challenge response for MFA_SETUP_REQUIRED with allowedMethods', async () => {
-      const mockChallengeSession = createMockChallengeSession('session-token-setup', AuthChallenge.MFA_SETUP_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-      const configWithMFA: NAuthConfig = {
-        ...mockConfig,
-        mfa: {
-          enabled: true,
-          allowedMethods: [MFAMethod.TOTP, MFAMethod.SMS] as MFADeviceMethod[],
-        },
-      };
-
-      const result = await service.createChallengeResponse(
-        mockUser as IUser,
-        AuthChallenge.MFA_SETUP_REQUIRED,
-        configWithMFA,
-      );
-
-      expect(result.challengeName).toBe(AuthChallenge.MFA_SETUP_REQUIRED);
-      expect(result.challengeParameters?.allowedMethods).toEqual([MFAMethod.TOTP, MFAMethod.SMS]);
-      expect(result.challengeParameters?.instructions).toBe(
-        'Multi-factor authentication setup is required before you can login',
-      );
-    });
-
-    it('should use default allowedMethods when not specified', async () => {
-      const mockChallengeSession = createMockChallengeSession('session-token-setup', AuthChallenge.MFA_SETUP_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-      const configWithMFA = {
-        ...mockConfig,
-        mfa: {
-          enabled: true,
-        },
-      };
-
-      const result = await service.createChallengeResponse(
-        mockUser as IUser,
-        AuthChallenge.MFA_SETUP_REQUIRED,
-        configWithMFA,
-      );
-
-      expect(result.challengeParameters?.allowedMethods).toEqual([...MFADeviceMethods]);
-    });
-
-    it('should handle email verification service errors gracefully', async () => {
-      const mockChallengeSession = createMockChallengeSession('session-token-123', AuthChallenge.VERIFY_EMAIL);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-      mockEmailVerificationService.sendVerificationEmail.mockRejectedValue(new Error('Email service error'));
-
-      // Should not throw - fire and forget
-      const result = await service.createChallengeResponse(mockUser as IUser, AuthChallenge.VERIFY_EMAIL, mockConfig);
-
-      expect(result).toBeDefined();
-      // Wait for promise to resolve
-      await new Promise((resolve) => setTimeout(resolve, 10));
-      expect(mockLogger.error).toHaveBeenCalled();
-    });
-
-    it('should handle phone verification service errors gracefully', async () => {
-      const mockChallengeSession = createMockChallengeSession('session-token-456', AuthChallenge.VERIFY_PHONE);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-      mockPhoneVerificationService.sendVerificationSMS.mockRejectedValue(new Error('SMS service error'));
-
-      // Should not throw - fire and forget
-      const result = await service.createChallengeResponse(mockUser as IUser, AuthChallenge.VERIFY_PHONE, mockConfig);
-
-      expect(result).toBeDefined();
-      // Wait for promise to resolve
-      await new Promise((resolve) => setTimeout(resolve, 10));
-      expect(mockLogger.error).toHaveBeenCalled();
-    });
-  });
-
-  // ============================================================================
-  // checkMFARequirement() Method - DELETED
-  // ============================================================================
-  // This method has been replaced by the state machine in determineAuthResponse()
-  // All scenarios are now covered by comprehensive scenario tests below
-  // Old tests removed - see "determineAuthResponse - Comprehensive Scenarios" section
-
-  // ============================================================================
-  // createMFASetupChallengeResponse() Method
-  // ============================================================================
-
-  describe('createMFASetupChallengeResponse', () => {
-    beforeEach(() => {
-      mockClientInfoService.get.mockReturnValue({
-        ipAddress: '1.2.3.4',
-        userAgent: 'test-agent',
-        deviceToken: undefined,
-      } as any);
-    });
-    it('should create MFA setup challenge response', async () => {
-      const mockChallengeSession = createMockChallengeSession('session-token-setup', AuthChallenge.MFA_SETUP_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-      const config: NAuthConfig = {
-        ...mockConfig,
-        mfa: {
-          enabled: true,
-          allowedMethods: [MFAMethod.TOTP] as MFADeviceMethod[],
-        },
-      };
-
-      const result = await service.createMFASetupChallengeResponse(mockUser as IUser, config);
-
-      expect(result.challengeName).toBe(AuthChallenge.MFA_SETUP_REQUIRED);
-      expect(result.session).toBe('session-token-setup');
-      expect(result.challengeParameters?.allowedMethods).toEqual([MFAMethod.TOTP]);
-      expect(result.challengeParameters?.instructions).toBeDefined();
-      expect(result.userSub).toBe('user-uuid-123');
-    });
-
-    it('should use default allowedMethods when not specified', async () => {
-      const mockChallengeSession = createMockChallengeSession('session-token-setup', AuthChallenge.MFA_SETUP_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-      const config = {
-        ...mockConfig,
-        mfa: {
-          enabled: true,
-        },
-      };
-
-      const result = await service.createMFASetupChallengeResponse(mockUser as IUser, config);
-
-      expect(result.challengeParameters?.allowedMethods).toEqual([...MFADeviceMethods]);
-    });
-  });
-
-  // ============================================================================
-  // createMFAChallengeResponse() Method
-  // ============================================================================
-
-  describe('createMFAChallengeResponse', () => {
-    beforeEach(() => {
-      mockClientInfoService.get.mockReturnValue({
-        ipAddress: '1.2.3.4',
-        userAgent: 'test-agent',
-        deviceToken: undefined,
-      } as any);
-    });
-    it('should create MFA setup challenge response', async () => {
-      const mockChallengeSession = createMockChallengeSession('session-token-setup', AuthChallenge.MFA_SETUP_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-      const config: NAuthConfig = {
-        ...mockConfig,
-        mfa: {
-          enabled: true,
-          allowedMethods: [MFAMethod.TOTP] as MFADeviceMethod[],
-        },
-      };
-
-      const result = await service.createMFASetupChallengeResponse(mockUser as IUser, config);
-
-      expect(result.challengeName).toBe(AuthChallenge.MFA_SETUP_REQUIRED);
-      expect(result.session).toBe('session-token-setup');
-      expect(result.challengeParameters?.allowedMethods).toEqual([MFAMethod.TOTP]);
-      expect(result.challengeParameters?.instructions).toBeDefined();
-      expect(result.userSub).toBe('user-uuid-123');
-    });
-
-    it('should use default allowedMethods when not specified', async () => {
-      const mockChallengeSession = createMockChallengeSession('session-token-setup', AuthChallenge.MFA_SETUP_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-      const config = {
-        ...mockConfig,
-        mfa: {
-          enabled: true,
-        },
-      };
-
-      const result = await service.createMFASetupChallengeResponse(mockUser as IUser, config);
-
-      expect(result.challengeParameters?.allowedMethods).toEqual([...MFADeviceMethods]);
-    });
-  });
-
-  // ============================================================================
-  // createMFAChallengeResponse() Method
-  // ============================================================================
-
-  describe('createMFAChallengeResponse', () => {
-    beforeEach(() => {
-      mockClientInfoService.get.mockReturnValue({
-        ipAddress: '1.2.3.4',
-        userAgent: 'test-agent',
-        deviceToken: undefined,
-      } as any);
-    });
-    it('should create MFA challenge response with available devices', async () => {
-      const mockDevices: IMFADevice[] = [
-        {
-          id: 1,
-          userId: 1,
-          type: MFAMethod.TOTP,
-          isActive: true,
-          isPrimary: true,
-          name: 'Authenticator',
-        } as IMFADevice,
-        {
-          id: 2,
-          userId: 1,
-          type: MFAMethod.SMS,
-          isActive: true,
-          isPrimary: false,
-          phoneNumber: '+1234567890',
-        } as IMFADevice,
-      ];
-      mockMFADeviceRepository.find.mockResolvedValue(mockDevices);
-      const user = { ...mockUser, mfaEnabled: true, backupCodes: ['code1', 'code2'] } as IUser;
-      const mockChallengeSession = createMockChallengeSession('session-token-mfa', AuthChallenge.MFA_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-
-      const result = await service.createMFAChallengeResponse(user);
-
-      expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-      expect(result.session).toBe('session-token-mfa');
-      expect(result.challengeParameters?.availableMethods).toContain(MFAMethod.TOTP);
-      expect(result.challengeParameters?.availableMethods).toContain(MFAMethod.SMS);
-      expect(result.challengeParameters?.availableMethods).toContain(MFAMethod.BACKUP);
-      expect(result.challengeParameters?.preferredMethod).toBe(MFAMethod.TOTP); // Primary device
-    });
-
-    it('should use preferredMfaMethod when set', async () => {
-      const mockDevices: IMFADevice[] = [
-        {
-          id: 1,
-          userId: 1,
-          type: MFAMethod.TOTP,
-          isActive: true,
-          isPrimary: true,
-        } as IMFADevice,
-        {
-          id: 2,
-          userId: 1,
-          type: MFAMethod.SMS,
-          isActive: true,
-          isPrimary: false,
-          phoneNumber: '+1234567890',
-        } as IMFADevice,
-      ];
-      mockMFADeviceRepository.find.mockResolvedValue(mockDevices);
-      const user = {
-        ...mockUser,
-        mfaEnabled: true,
-        preferredMfaMethod: MFAMethod.SMS,
-      } as IUser;
-      const mockChallengeSession = createMockChallengeSession('session-token-mfa', AuthChallenge.MFA_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-
-      const result = await service.createMFAChallengeResponse(user);
-
-      expect(result.challengeParameters?.preferredMethod).toBe(MFAMethod.SMS);
-    });
-
-    it('should throw when user has no MFA devices', async () => {
-      mockMFADeviceRepository.find.mockResolvedValue([]);
-      const user = { ...mockUser, mfaEnabled: true } as IUser;
-
-      try {
-        await service.createMFAChallengeResponse(user);
-        fail('Should have thrown NAuthException');
-      } catch (error) {
-        expect(error).toBeInstanceOf(NAuthException);
-      }
-      expect(mockLogger.warn).toHaveBeenCalled();
-    });
-
-    it('should include masked phone when SMS device available', async () => {
-      const mockDevices: IMFADevice[] = [
-        {
-          id: 2,
-          userId: 1,
-          type: MFAMethod.SMS,
-          isActive: true,
-          isPrimary: true,
-          phoneNumber: '+1234567890',
-        } as IMFADevice,
-      ];
-      mockMFADeviceRepository.find.mockResolvedValue(mockDevices);
-      const user = { ...mockUser, mfaEnabled: true } as IUser;
-      const mockChallengeSession = createMockChallengeSession('session-token-mfa', AuthChallenge.MFA_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-
-      const result = await service.createMFAChallengeResponse(user);
-
-      expect(result.challengeParameters?.maskedPhone).toBeDefined();
-      expect(result.challengeParameters?.maskedPhone).toContain('7890');
-    });
-
-    it('should not include backup codes when user has none', async () => {
-      const mockDevices: IMFADevice[] = [
-        {
-          id: 1,
-          userId: 1,
-          type: MFAMethod.TOTP,
-          isActive: true,
-          isPrimary: true,
-        } as IMFADevice,
-      ];
-      mockMFADeviceRepository.find.mockResolvedValue(mockDevices);
-      const user = { ...mockUser, mfaEnabled: true, backupCodes: null } as IUser;
-      const mockChallengeSession = createMockChallengeSession('session-token-mfa', AuthChallenge.MFA_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-
-      const result = await service.createMFAChallengeResponse(user);
-
-      expect(result.challengeParameters?.availableMethods).not.toContain(MFAMethod.BACKUP);
-    });
-  });
-
-  // ============================================================================
-  // createSuccessResponse() Method
-  // ============================================================================
-
-  describe('createSuccessResponse', () => {
-    beforeEach(() => {
-      mockClientInfoService.get.mockReturnValue({
-        ipAddress: '1.2.3.4',
-        userAgent: 'test-agent',
-        deviceToken: undefined,
-      } as any);
-    });
-    it('should create success response with tokens', async () => {
-      const verifiedUser = { ...mockUser, isEmailVerified: true, isPhoneVerified: true } as IUser;
-      mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-      mockJwtService.generateTokenPair
-        .mockResolvedValueOnce({
-          accessToken: 'temp-access-token',
-          refreshToken: 'temp-refresh-token',
-          expiresIn: 900,
-        })
-        .mockResolvedValueOnce({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-      mockJwtService.hashToken.mockReturnValue('token-hash');
-      mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-      mockJwtService.validateAccessToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-      });
-      mockJwtService.validateRefreshToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-      });
-      mockSessionService.updateTokens.mockResolvedValue(undefined);
-
-      const result = await service.createSuccessResponse(verifiedUser);
-
-      expect(result.accessToken).toBe('access-token');
-      expect(result.refreshToken).toBe('refresh-token');
-      expect(result.user).toBeDefined();
-      expect(result.user?.sub).toBe('user-uuid-123');
-      expect(result.user?.email).toBe('test@example.com');
-      expect(result.challengeName).toBeUndefined();
-      expect(mockSessionService.createSession).toHaveBeenCalled();
-      expect(mockSessionService.updateTokens).toHaveBeenCalled();
-    });
-
-    it('should not throw when user has pending challenges (validation handled by state machine)', async () => {
-      // NOTE: createSuccessResponse no longer validates challenges
-      // Challenge validation is handled by state machine in determineAuthResponse()
-      // This method is only called when state is AUTHENTICATED, so no validation needed
-      const userWithPending = {
-        ...mockUser,
-        isEmailVerified: false,
-        isPhoneVerified: false,
-      } as IUser;
-      const serviceWithConfig = new AuthChallengeHelperService(
-        mockChallengeService,
-        mockJwtService,
-        mockSessionService,
-        mockMFADeviceRepository,
-        mockLogger,
-        mockStateMachine,
-        mockContextBuilder,
-        mockClientInfoService,
-      );
-
-      mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-      mockJwtService.generateTokenPair
-        .mockResolvedValueOnce({
-          accessToken: 'temp-access',
-          refreshToken: 'temp-refresh',
-          expiresIn: 900,
-        })
-        .mockResolvedValueOnce({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-      mockJwtService.hashToken.mockReturnValue('token-hash');
-      mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-      mockJwtService.validateAccessToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-      });
-      mockJwtService.validateRefreshToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-      });
-
-      // Should not throw - validation is handled by state machine, not this method
-      const result = await serviceWithConfig.createSuccessResponse(userWithPending);
-      expect(result.accessToken).toBe('access-token');
-    });
-
-    it('should use clientInfo when ipAddress/userAgent not provided', async () => {
-      const verifiedUser = { ...mockUser, isEmailVerified: true } as IUser;
-      mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-      mockJwtService.generateTokenPair
-        .mockResolvedValueOnce({
-          accessToken: 'temp-access',
-          refreshToken: 'temp-refresh',
-          expiresIn: 900,
-        })
-        .mockResolvedValueOnce({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-      mockJwtService.hashToken.mockReturnValue('token-hash');
-      mockClientInfoService.get.mockReturnValue({
-        ipAddress: 'client-ip',
-        userAgent: 'client-agent',
-        ipCountry: 'US',
-        ipCity: 'New York',
-      });
-      mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-      mockJwtService.validateAccessToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-      });
-      mockJwtService.validateRefreshToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-      });
-
-      const serviceWithClientInfo = new AuthChallengeHelperService(
-        mockChallengeService,
-        mockJwtService,
-        mockSessionService,
-        mockMFADeviceRepository,
-        mockLogger,
-        mockStateMachine,
-        mockContextBuilder,
-        mockClientInfoService,
-      );
-
-      await serviceWithClientInfo.createSuccessResponse(verifiedUser);
-
-      // Client info is automatically extracted from ClientInfoService, so we verify the call was made
-      // The actual ipAddress/userAgent come from the mockClientInfoService.get() call
-      expect(mockSessionService.createSession).toHaveBeenCalled();
-    });
-
-    it('should generate deviceId when not provided', async () => {
-      const verifiedUser = { ...mockUser, isEmailVerified: true } as IUser;
-      mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-      mockJwtService.generateTokenPair
-        .mockResolvedValueOnce({
-          accessToken: 'temp-access',
-          refreshToken: 'temp-refresh',
-          expiresIn: 900,
-        })
-        .mockResolvedValueOnce({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-      mockJwtService.hashToken.mockReturnValue('token-hash');
-      mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-      mockJwtService.validateAccessToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-      });
-      mockJwtService.validateRefreshToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-      });
-
-      await service.createSuccessResponse(verifiedUser);
-
-      expect(mockSessionService.createSession).toHaveBeenCalledWith(
-        (expect as any).objectContaining({
-          deviceId: (expect as any).any(String),
-        }),
-      );
-    });
-
-    it('should include trusted flag when provided', async () => {
-      const verifiedUser = { ...mockUser, isEmailVerified: true } as IUser;
-      mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-      mockJwtService.generateTokenPair
-        .mockResolvedValueOnce({
-          accessToken: 'temp-access',
-          refreshToken: 'temp-refresh',
-          expiresIn: 900,
-        })
-        .mockResolvedValueOnce({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-      mockJwtService.hashToken.mockReturnValue('token-hash');
-      mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-      mockJwtService.validateAccessToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-      });
-      mockJwtService.validateRefreshToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-      });
-
-      const result = await service.createSuccessResponse(verifiedUser, undefined, true);
-
-      expect(result.trusted).toBe(true);
-    });
-  });
-
-  // ============================================================================
-  // determineAuthResponse() Method
-  // ============================================================================
-
-  describe('determineAuthResponse', () => {
-    beforeEach(() => {
-      // Reset mocks before each test
-      jest.clearAllMocks();
-      mockClientInfoService.get.mockReturnValue({
-        ipAddress: '1.2.3.4',
-        userAgent: 'test-agent',
-        deviceToken: undefined,
-      } as any);
-      mockEmailVerificationService.sendVerificationEmail.mockResolvedValue(1);
-      mockPhoneVerificationService.sendVerificationSMS.mockResolvedValue(123456);
-    });
-
-    it('should return challenge when verification pending', async () => {
-      const user = { ...mockUser, isEmailVerified: false } as IUser;
-      const config = { ...mockConfig, signup: { verificationMethod: 'email' as const } };
-      const serviceWithConfig = new AuthChallengeHelperService(
-        mockChallengeService,
-        mockJwtService,
-        mockSessionService,
-        mockMFADeviceRepository,
-        mockLogger,
-        mockStateMachine,
-        mockContextBuilder,
-        mockClientInfoService,
-        mockEmailVerificationService,
-      );
-
-      // Mock context builder
-      mockContextBuilder.build.mockResolvedValue({
-        user,
-        config,
-        authMethod: 'password',
-        computed: {
-          isEmailVerificationRequired: true,
-          isPhoneVerificationRequired: false,
-          isPhoneCollectionNeeded: false,
-          isMFAExempt: false,
-          isMFASetupRequired: false,
-          isMFAVerificationRequired: false,
-          isDeviceTrusted: false,
-          isGracePeriodActive: false,
-          riskScore: 0,
-          riskLevel: 'low',
-          isBlocked: false,
-        },
-      } as AuthFlowContext);
-
-      // Mock state machine
-      mockStateMachine.evaluateState.mockResolvedValue(AuthFlowState.PENDING_EMAIL_VERIFICATION);
-      mockStateMachine.getStateDefinition.mockReturnValue({
-        state: AuthFlowState.PENDING_EMAIL_VERIFICATION,
-        priority: 2,
-        condition: () => true,
-        challenge: AuthChallenge.VERIFY_EMAIL,
-      });
-      mockStateMachine.buildMetadata.mockReturnValue({});
-
-      const mockChallengeSession = createMockChallengeSession('session-token-123', AuthChallenge.VERIFY_EMAIL);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-
-      const result = await serviceWithConfig.determineAuthResponse({ user, config });
-
-      expect(result.challengeName).toBe(AuthChallenge.VERIFY_EMAIL);
-      expect(result.accessToken).toBeUndefined();
-    });
-
-    it('should return MFA setup challenge when required', async () => {
-      const user = {
-        ...mockUser,
-        isEmailVerified: true,
-        isPhoneVerified: true,
-        mfaEnabled: false,
-        createdAt: new Date('2024-01-01'),
-      } as IUser;
-      const config = {
-        ...mockConfig,
-        signup: { verificationMethod: 'none' as const },
-        mfa: {
-          enabled: true,
-          enforcement: 'REQUIRED' as const,
-          gracePeriod: 0,
-        },
-      };
-      const serviceWithConfig = new AuthChallengeHelperService(
-        mockChallengeService,
-        mockJwtService,
-        mockSessionService,
-        mockMFADeviceRepository,
-        mockLogger,
-        mockStateMachine,
-        mockContextBuilder,
-        mockClientInfoService,
-      );
-
-      // Mock context builder
-      mockContextBuilder.build.mockResolvedValue({
-        user,
-        config,
-        authMethod: 'password',
-        computed: {
-          isEmailVerificationRequired: false,
-          isPhoneVerificationRequired: false,
-          isPhoneCollectionNeeded: false,
-          isMFAExempt: false,
-          isMFASetupRequired: true,
-          isMFAVerificationRequired: false,
-          isDeviceTrusted: false,
-          isGracePeriodActive: false,
-          riskScore: 0,
-          riskLevel: 'low',
-          isBlocked: false,
-        },
-      } as AuthFlowContext);
-
-      // Mock state machine
-      mockStateMachine.evaluateState.mockResolvedValue(AuthFlowState.PENDING_MFA_SETUP);
-      mockStateMachine.getStateDefinition.mockReturnValue({
-        state: AuthFlowState.PENDING_MFA_SETUP,
-        priority: 5,
-        condition: () => true,
-        challenge: AuthChallenge.MFA_SETUP_REQUIRED,
-      });
-      mockStateMachine.buildMetadata.mockReturnValue({});
-
-      const mockChallengeSession = createMockChallengeSession('session-token-setup', AuthChallenge.MFA_SETUP_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-
-      const result = await serviceWithConfig.determineAuthResponse({ user, config });
-
-      expect(result.challengeName).toBe(AuthChallenge.MFA_SETUP_REQUIRED);
-    });
-
-    it('should return MFA challenge when MFA verification required', async () => {
-      const user = { ...mockUser, isEmailVerified: true, mfaEnabled: true } as IUser;
-      const config = {
-        ...mockConfig,
-        signup: { verificationMethod: 'none' as const },
-        mfa: {
-          enabled: true,
-          enforcement: 'REQUIRED' as const,
-        },
-      };
-      const serviceWithConfig = new AuthChallengeHelperService(
-        mockChallengeService,
-        mockJwtService,
-        mockSessionService,
-        mockMFADeviceRepository,
-        mockLogger,
-        mockStateMachine,
-        mockContextBuilder,
-        mockClientInfoService,
-      );
-
-      // Mock context builder
-      mockContextBuilder.build.mockResolvedValue({
-        user,
-        config,
-        authMethod: 'password',
-        computed: {
-          isEmailVerificationRequired: false,
-          isPhoneVerificationRequired: false,
-          isPhoneCollectionNeeded: false,
-          isMFAExempt: false,
-          isMFASetupRequired: false,
-          isMFAVerificationRequired: true,
-          isDeviceTrusted: false,
-          isGracePeriodActive: false,
-          riskScore: 0,
-          riskLevel: 'low',
-          isBlocked: false,
-        },
-      } as AuthFlowContext);
-
-      // Mock state machine
-      mockStateMachine.evaluateState.mockResolvedValue(AuthFlowState.PENDING_MFA_VERIFICATION);
-      mockStateMachine.getStateDefinition.mockReturnValue({
-        state: AuthFlowState.PENDING_MFA_VERIFICATION,
-        priority: 6,
-        condition: () => true,
-        challenge: AuthChallenge.MFA_REQUIRED,
-      });
-      mockStateMachine.buildMetadata.mockReturnValue({});
-
-      const mockDevices: IMFADevice[] = [
-        {
-          id: 1,
-          userId: 1,
-          type: MFAMethod.TOTP,
-          isActive: true,
-          isPrimary: true,
-        } as IMFADevice,
-      ];
-      mockMFADeviceRepository.find.mockResolvedValue(mockDevices);
-      const mockChallengeSession = createMockChallengeSession('session-token-mfa', AuthChallenge.MFA_REQUIRED);
-      mockChallengeService.createChallengeSession.mockResolvedValue(mockChallengeSession);
-
-      const result = await serviceWithConfig.determineAuthResponse({ user, config });
-
-      expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-    });
-
-    it('should return success response when no challenges', async () => {
-      const user = { ...mockUser, isEmailVerified: true } as IUser;
-      const config = { ...mockConfig, signup: { verificationMethod: 'email' as const } };
-      const serviceWithConfig = new AuthChallengeHelperService(
-        mockChallengeService,
-        mockJwtService,
-        mockSessionService,
-        mockMFADeviceRepository,
-        mockLogger,
-        mockStateMachine,
-        mockContextBuilder,
-        mockClientInfoService,
-      );
-
-      // Mock context builder
-      mockContextBuilder.build.mockResolvedValue({
-        user,
-        config,
-        authMethod: 'password',
-        computed: {
-          isEmailVerificationRequired: false,
-          isPhoneVerificationRequired: false,
-          isPhoneCollectionNeeded: false,
-          isMFAExempt: false,
-          isMFASetupRequired: false,
-          isMFAVerificationRequired: false,
-          isDeviceTrusted: false,
-          isGracePeriodActive: false,
-          riskScore: 0,
-          riskLevel: 'low',
-          isBlocked: false,
-        },
-      } as AuthFlowContext);
-
-      // Mock state machine
-      mockStateMachine.evaluateState.mockResolvedValue(AuthFlowState.AUTHENTICATED);
-      mockStateMachine.getStateDefinition.mockReturnValue({
-        state: AuthFlowState.AUTHENTICATED,
-        priority: 9,
-        condition: () => true,
-      });
-      mockStateMachine.buildMetadata.mockReturnValue({});
-
-      mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-      mockJwtService.generateTokenPair
-        .mockResolvedValueOnce({
-          accessToken: 'temp-access',
-          refreshToken: 'temp-refresh',
-          expiresIn: 900,
-        })
-        .mockResolvedValueOnce({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-      mockJwtService.hashToken.mockReturnValue('token-hash');
-      mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-      mockJwtService.validateAccessToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-      });
-      mockJwtService.validateRefreshToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-      });
-
-      const result = await serviceWithConfig.determineAuthResponse({ user, config });
-
-      expect(result.challengeName).toBeUndefined();
-      expect(result.accessToken).toBe('access-token');
-      expect(result.refreshToken).toBe('refresh-token');
-    });
-
-    it('should skip MFA verification when flag is set', async () => {
-      const user = { ...mockUser, isEmailVerified: true, mfaEnabled: true } as IUser;
-      const config = {
-        ...mockConfig,
-        signup: { verificationMethod: 'none' as const },
-        mfa: {
-          enabled: true,
-          enforcement: 'REQUIRED' as const,
-        },
-      };
-      const serviceWithConfig = new AuthChallengeHelperService(
-        mockChallengeService,
-        mockJwtService,
-        mockSessionService,
-        mockMFADeviceRepository,
-        mockLogger,
-        mockStateMachine,
-        mockContextBuilder,
-        mockClientInfoService,
-      );
-
-      // Mock context builder with skipMFAVerification
-      mockContextBuilder.build.mockResolvedValue({
-        user,
-        config,
-        authMethod: 'password',
-        skipMFAVerification: true,
-        computed: {
-          isEmailVerificationRequired: false,
-          isPhoneVerificationRequired: false,
-          isPhoneCollectionNeeded: false,
-          isMFAExempt: false,
-          isMFASetupRequired: false,
-          isMFAVerificationRequired: false, // Skipped due to flag
-          isDeviceTrusted: false,
-          isGracePeriodActive: false,
-          riskScore: 0,
-          riskLevel: 'low',
-          isBlocked: false,
-        },
-      } as AuthFlowContext);
-
-      // Mock state machine
-      mockStateMachine.evaluateState.mockResolvedValue(AuthFlowState.AUTHENTICATED);
-      mockStateMachine.getStateDefinition.mockReturnValue({
-        state: AuthFlowState.AUTHENTICATED,
-        priority: 9,
-        condition: () => true,
-      });
-      mockStateMachine.buildMetadata.mockReturnValue({});
-
-      mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-      mockJwtService.generateTokenPair
-        .mockResolvedValueOnce({
-          accessToken: 'temp-access',
-          refreshToken: 'temp-refresh',
-          expiresIn: 900,
-        })
-        .mockResolvedValueOnce({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-      mockJwtService.hashToken.mockReturnValue('token-hash');
-      mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-      mockJwtService.validateAccessToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-      });
-      mockJwtService.validateRefreshToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-      });
-
-      const result = await serviceWithConfig.determineAuthResponse({
-        user,
-        config,
-        skipMFAVerification: true,
-      });
-
-      expect(result.accessToken).toBe('access-token');
-      // skipMFAVerification is handled by context builder, which sets isMFAVerificationRequired: false
-      // No explicit log message is required - the state machine evaluates to AUTHENTICATED
-    });
-
-    it('should check trusted device status for trusted flag', async () => {
-      const user = { ...mockUser, isEmailVerified: true } as IUser;
-      const config = {
-        ...mockConfig,
-        signup: { verificationMethod: 'none' as const },
-        mfa: {
-          enabled: false,
-          rememberDevices: 'user_opt_in' as const,
-        },
-      };
-      const serviceWithConfig = new AuthChallengeHelperService(
-        mockChallengeService,
-        mockJwtService,
-        mockSessionService,
-        mockMFADeviceRepository,
-        mockLogger,
-        mockStateMachine,
-        mockContextBuilder,
-        mockClientInfoService,
-      );
-
-      mockTrustedDeviceService.isDeviceTrusted.mockResolvedValue(true);
-
-      // Mock context builder
-      mockContextBuilder.build.mockResolvedValue({
-        user,
-        config,
-        authMethod: 'password',
-        deviceToken: 'device-token-123',
-        computed: {
-          isEmailVerificationRequired: false,
-          isPhoneVerificationRequired: false,
-          isPhoneCollectionNeeded: false,
-          isMFAExempt: false,
-          isMFASetupRequired: false,
-          isMFAVerificationRequired: false,
-          isDeviceTrusted: true,
-          isGracePeriodActive: false,
-          riskScore: 0,
-          riskLevel: 'low',
-          isBlocked: false,
-        },
-      } as AuthFlowContext);
-
-      // Mock state machine
-      mockStateMachine.evaluateState.mockResolvedValue(AuthFlowState.AUTHENTICATED);
-      mockStateMachine.getStateDefinition.mockReturnValue({
-        state: AuthFlowState.AUTHENTICATED,
-        priority: 9,
-        condition: () => true,
-      });
-      mockStateMachine.buildMetadata.mockReturnValue({});
-
-      mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-      mockJwtService.generateTokenPair
-        .mockResolvedValueOnce({
-          accessToken: 'temp-access',
-          refreshToken: 'temp-refresh',
-          expiresIn: 900,
-        })
-        .mockResolvedValueOnce({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-      mockJwtService.hashToken.mockReturnValue('token-hash');
-      mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-      mockJwtService.validateAccessToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-      });
-      mockJwtService.validateRefreshToken.mockResolvedValue({
-        valid: true,
-        payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-      });
-
-      const result = await serviceWithConfig.determineAuthResponse({
-        user,
-        config,
-        deviceToken: 'device-token-123',
-      });
-
-      expect(result.trusted).toBe(true);
-      // isDeviceTrusted is called by context builder, not directly by challenge helper
-      // The context builder pre-computes isDeviceTrusted and includes it in the context
-    });
-  });
-
-  // ============================================================================
-  // Comprehensive Scenario Tests - Based on CHALLENGE_SCENARIOS.md
-  // ============================================================================
-  // These tests verify all scenarios documented in CHALLENGE_SCENARIOS.md
-
-  describe('determineAuthResponse - Comprehensive Scenarios', () => {
-    // Helper to create a properly configured service with state machine mocks
-    const createServiceWithMocks = (config: NAuthConfig) => {
-      return new AuthChallengeHelperService(
-        mockChallengeService,
-        mockJwtService,
-        mockSessionService,
-        mockMFADeviceRepository,
-        mockLogger,
-        mockStateMachine,
-        mockContextBuilder,
-        mockClientInfoService,
-        mockEmailVerificationService,
-        mockPhoneVerificationService,
-      );
-    };
-
-    // Helper to mock state machine evaluation
-    const mockStateEvaluation = (state: AuthFlowState, challenge?: AuthChallenge, metadata?: ResponseMetadata) => {
-      mockStateMachine.evaluateState.mockResolvedValue(state);
-      mockStateMachine.getStateDefinition.mockReturnValue({
-        state,
-        priority: 1,
-        condition: () => true,
-        challenge,
-      });
-      mockStateMachine.buildMetadata.mockReturnValue(metadata || {});
-    };
-
-    // Helper to mock context builder
-    const mockContextBuild = (computed: Partial<AuthFlowContext['computed']> = {}, userOverride?: Partial<IUser>) => {
-      const user = { ...mockUser, ...userOverride } as IUser;
-      mockContextBuilder.build.mockResolvedValue({
-        user,
-        config: mockConfig,
-        authMethod: 'password',
-        computed: {
-          isDeviceTrusted: false,
-          isEmailVerificationRequired: false,
-          isPhoneVerificationRequired: false,
-          isPhoneCollectionNeeded: false,
-          isMFAExempt: false,
-          isMFASetupRequired: false,
-          isMFAVerificationRequired: false,
-          isGracePeriodActive: false,
-          riskScore: 0,
-          riskLevel: 'low',
-          isBlocked: false,
-          ...computed,
-        },
-      } as AuthFlowContext);
-    };
-
-    beforeEach(() => {
-      mockClientInfoService.get.mockReturnValue({
-        ipAddress: '1.2.3.4',
-        userAgent: 'test-agent',
-        deviceToken: undefined,
-      } as any);
-      // Setup default mocks for services
-      mockEmailVerificationService.sendVerificationEmail.mockResolvedValue(1);
-      mockPhoneVerificationService.sendVerificationSMS.mockResolvedValue(123456);
-    });
-
-    // ============================================================================
-    // Signup Scenarios - MFA OPTIONAL
-    // ============================================================================
-
-    describe('Signup - MFA OPTIONAL', () => {
-      it('should return SUCCESS when verificationMethod is none', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'OPTIONAL' },
-        };
-        const service = createServiceWithMocks(config);
-        mockContextBuild({ isEmailVerificationRequired: false, isPhoneVerificationRequired: false });
-        mockStateEvaluation(AuthFlowState.AUTHENTICATED);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({
-          user: mockUser as IUser,
-          config,
-        });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-
-      it('should return VERIFY_EMAIL when verificationMethod is email', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'email' },
-          mfa: { enabled: true, enforcement: 'OPTIONAL' },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: false } as IUser;
-        mockContextBuild({ isEmailVerificationRequired: true }, user);
-        mockStateEvaluation(AuthFlowState.PENDING_EMAIL_VERIFICATION, AuthChallenge.VERIFY_EMAIL);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.VERIFY_EMAIL),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_EMAIL);
-      });
-
-      it('should return VERIFY_PHONE when verificationMethod is phone', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'phone' },
-          mfa: { enabled: true, enforcement: 'OPTIONAL' },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, phone: '+1234567890', isPhoneVerified: false } as IUser;
-        mockContextBuild({ isPhoneVerificationRequired: true }, user);
-        mockStateEvaluation(AuthFlowState.PENDING_PHONE_VERIFICATION, AuthChallenge.VERIFY_PHONE);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.VERIFY_PHONE),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_PHONE);
-      });
-
-      it('should return VERIFY_EMAIL first when verificationMethod is both (sequential flow)', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'both' },
-          mfa: { enabled: true, enforcement: 'OPTIONAL' },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: false, isPhoneVerified: false } as IUser;
-        mockContextBuild({ isEmailVerificationRequired: true, isPhoneVerificationRequired: true }, user);
-        mockStateEvaluation(AuthFlowState.PENDING_EMAIL_VERIFICATION, AuthChallenge.VERIFY_EMAIL);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.VERIFY_EMAIL),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_EMAIL);
-      });
-    });
-
-    // ============================================================================
-    // Signup Scenarios - MFA REQUIRED
-    // ============================================================================
-
-    describe('Signup - MFA REQUIRED', () => {
-      it('should return MFA_SETUP_REQUIRED when gracePeriod is 0 and verificationMethod is none', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: false, createdAt: new Date() } as IUser;
-        mockContextBuild({ isMFASetupRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_SETUP, AuthChallenge.MFA_SETUP_REQUIRED);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_SETUP_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_SETUP_REQUIRED);
-      });
-
-      it('should return SUCCESS when gracePeriod is 7 days (grace period active)', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: false, createdAt: new Date() } as IUser;
-        mockContextBuild({ isGracePeriodActive: true, isMFASetupRequired: false });
-        mockStateEvaluation(AuthFlowState.GRACE_PERIOD_ACTIVE);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-
-      it('should return VERIFY_EMAIL then MFA_SETUP_REQUIRED when gracePeriod is 0 and verificationMethod is email', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'email' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: false, mfaEnabled: false } as IUser;
-        mockContextBuild({ isEmailVerificationRequired: true, isMFASetupRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_EMAIL_VERIFICATION, AuthChallenge.VERIFY_EMAIL);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.VERIFY_EMAIL),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_EMAIL);
-      });
-
-      it('should return SUCCESS when gracePeriod is 7 days and verificationMethod is email', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'email' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: true, mfaEnabled: false, createdAt: new Date() } as IUser;
-        mockContextBuild({ isGracePeriodActive: true, isMFASetupRequired: false });
-        mockStateEvaluation(AuthFlowState.GRACE_PERIOD_ACTIVE);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-
-      it('should return VERIFY_PHONE then MFA_SETUP_REQUIRED when gracePeriod is 0 and verificationMethod is phone', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'phone' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, phone: '+1234567890', isPhoneVerified: false, mfaEnabled: false } as IUser;
-        mockContextBuild({ isPhoneVerificationRequired: true, isMFASetupRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_PHONE_VERIFICATION, AuthChallenge.VERIFY_PHONE);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.VERIFY_PHONE),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_PHONE);
-      });
-
-      it('should return SUCCESS when gracePeriod is 7 days and verificationMethod is phone', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'phone' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = {
-          ...mockUser,
-          phone: '+1234567890',
-          isPhoneVerified: true,
-          mfaEnabled: false,
-          createdAt: new Date(),
-        } as IUser;
-        mockContextBuild({ isGracePeriodActive: true, isMFASetupRequired: false });
-        mockStateEvaluation(AuthFlowState.GRACE_PERIOD_ACTIVE);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-
-      it('should return VERIFY_EMAIL first when gracePeriod is 0 and verificationMethod is both', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'both' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: false, isPhoneVerified: false, mfaEnabled: false } as IUser;
-        mockContextBuild({
-          isEmailVerificationRequired: true,
-          isPhoneVerificationRequired: true,
-          isMFASetupRequired: true,
-        });
-        mockStateEvaluation(AuthFlowState.PENDING_EMAIL_VERIFICATION, AuthChallenge.VERIFY_EMAIL);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.VERIFY_EMAIL),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_EMAIL);
-      });
-
-      it('should return SUCCESS when gracePeriod is 7 days and verificationMethod is both', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'both' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = {
-          ...mockUser,
-          isEmailVerified: true,
-          isPhoneVerified: true,
-          mfaEnabled: false,
-          createdAt: new Date(),
-        } as IUser;
-        mockContextBuild({ isGracePeriodActive: true, isMFASetupRequired: false });
-        mockStateEvaluation(AuthFlowState.GRACE_PERIOD_ACTIVE);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-    });
-
-    // ============================================================================
-    // Signup Scenarios - MFA ADAPTIVE
-    // ============================================================================
-
-    describe('Signup - MFA ADAPTIVE', () => {
-      it('should return MFA_SETUP_REQUIRED when gracePeriod is 0 and verificationMethod is none', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'ADAPTIVE', gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: false, createdAt: new Date() } as IUser;
-        mockContextBuild({ isMFASetupRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_SETUP, AuthChallenge.MFA_SETUP_REQUIRED);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_SETUP_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_SETUP_REQUIRED);
-      });
-
-      it('should return SUCCESS when gracePeriod is 7 days (grace period active)', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'ADAPTIVE', gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: false, createdAt: new Date() } as IUser;
-        mockContextBuild({ isGracePeriodActive: true, isMFASetupRequired: false });
-        mockStateEvaluation(AuthFlowState.GRACE_PERIOD_ACTIVE);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-
-      it('should return VERIFY_EMAIL then MFA_SETUP_REQUIRED when gracePeriod is 0 and verificationMethod is email', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'email' },
-          mfa: { enabled: true, enforcement: 'ADAPTIVE', gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: false, mfaEnabled: false } as IUser;
-        mockContextBuild({ isEmailVerificationRequired: true, isMFASetupRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_EMAIL_VERIFICATION, AuthChallenge.VERIFY_EMAIL);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.VERIFY_EMAIL),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_EMAIL);
-      });
-
-      it('should return SUCCESS when gracePeriod is 7 days and verificationMethod is email', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'email' },
-          mfa: { enabled: true, enforcement: 'ADAPTIVE', gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: true, mfaEnabled: false, createdAt: new Date() } as IUser;
-        mockContextBuild({ isGracePeriodActive: true, isMFASetupRequired: false });
-        mockStateEvaluation(AuthFlowState.GRACE_PERIOD_ACTIVE);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-
-      it('should return VERIFY_PHONE then MFA_SETUP_REQUIRED when gracePeriod is 0 and verificationMethod is phone', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'phone' },
-          mfa: { enabled: true, enforcement: 'ADAPTIVE', gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, phone: '+1234567890', isPhoneVerified: false, mfaEnabled: false } as IUser;
-        mockContextBuild({ isPhoneVerificationRequired: true, isMFASetupRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_PHONE_VERIFICATION, AuthChallenge.VERIFY_PHONE);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.VERIFY_PHONE),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_PHONE);
-      });
-
-      it('should return SUCCESS when gracePeriod is 7 days and verificationMethod is phone', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'phone' },
-          mfa: { enabled: true, enforcement: 'ADAPTIVE', gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = {
-          ...mockUser,
-          phone: '+1234567890',
-          isPhoneVerified: true,
-          mfaEnabled: false,
-          createdAt: new Date(),
-        } as IUser;
-        mockContextBuild({ isGracePeriodActive: true, isMFASetupRequired: false });
-        mockStateEvaluation(AuthFlowState.GRACE_PERIOD_ACTIVE);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-
-      it('should return VERIFY_EMAIL first when gracePeriod is 0 and verificationMethod is both', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'both' },
-          mfa: { enabled: true, enforcement: 'ADAPTIVE', gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: false, isPhoneVerified: false, mfaEnabled: false } as IUser;
-        mockContextBuild({
-          isEmailVerificationRequired: true,
-          isPhoneVerificationRequired: true,
-          isMFASetupRequired: true,
-        });
-        mockStateEvaluation(AuthFlowState.PENDING_EMAIL_VERIFICATION, AuthChallenge.VERIFY_EMAIL);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.VERIFY_EMAIL),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_EMAIL);
-      });
-
-      it('should return SUCCESS when gracePeriod is 7 days and verificationMethod is both', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'both' },
-          mfa: { enabled: true, enforcement: 'ADAPTIVE', gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = {
-          ...mockUser,
-          isEmailVerified: true,
-          isPhoneVerified: true,
-          mfaEnabled: false,
-          createdAt: new Date(),
-        } as IUser;
-        mockContextBuild({ isGracePeriodActive: true, isMFASetupRequired: false });
-        mockStateEvaluation(AuthFlowState.GRACE_PERIOD_ACTIVE);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-    });
-
-    // ============================================================================
-    // Login Scenarios - MFA OPTIONAL
-    // ============================================================================
-
-    describe('Login - MFA OPTIONAL', () => {
-      it('should return SUCCESS when MFA not enabled', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'OPTIONAL' },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: false } as IUser;
-        mockContextBuild({ isMFAVerificationRequired: false });
-        mockStateEvaluation(AuthFlowState.AUTHENTICATED);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-      });
-
-      it('should return SUCCESS when MFA enabled and device is trusted with bypassMFAForTrustedDevices = true', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'OPTIONAL',
-            rememberDevices: 'user_opt_in',
-            bypassMFAForTrustedDevices: true,
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: true } as IUser;
-        mockContextBuild({ isDeviceTrusted: true, isMFAVerificationRequired: false });
-        mockStateEvaluation(AuthFlowState.AUTHENTICATED);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          deviceToken: 'device-token-123',
-        });
-
-        expect(result.challengeName).toBeUndefined();
-      });
-
-      it('should return MFA_REQUIRED when MFA enabled and device is untrusted', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'OPTIONAL' },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: true } as IUser;
-        mockContextBuild({ isDeviceTrusted: false, isMFAVerificationRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_VERIFICATION, AuthChallenge.MFA_REQUIRED);
-        mockMFADeviceRepository.find.mockResolvedValue([
-          { id: 1, userId: 1, type: MFAMethod.TOTP, isActive: true } as IMFADevice,
-        ]);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-      });
-
-      it('should return FORCE_CHANGE_PASSWORD when mustChangePassword is true', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mustChangePassword: true } as IUser;
-        mockContextBuild();
-        mockStateEvaluation(AuthFlowState.PENDING_PASSWORD_CHANGE, AuthChallenge.FORCE_CHANGE_PASSWORD);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.FORCE_CHANGE_PASSWORD),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.FORCE_CHANGE_PASSWORD);
-      });
-
-      it('should skip MFA even when mustChangePassword=true if mfaExempt=true', async () => {
-        // Note: mustChangePassword takes priority over mfaExempt
-        // User must change password first, but MFA checks are bypassed after password change
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED' },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mustChangePassword: true, mfaExempt: true, mfaEnabled: false } as IUser;
-        // Password change takes priority, but mfaExempt means no MFA after password change
-        mockContextBuild({ isMFAExempt: true, isMFASetupRequired: false, isMFAVerificationRequired: false });
-        mockStateEvaluation(AuthFlowState.PENDING_PASSWORD_CHANGE, AuthChallenge.FORCE_CHANGE_PASSWORD);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.FORCE_CHANGE_PASSWORD),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        // Password change is required first (takes priority)
-        expect(result.challengeName).toBe(AuthChallenge.FORCE_CHANGE_PASSWORD);
-        // After password change, flow re-evaluates and mfaExempt will bypass MFA
-      });
-
-      it('should return SUCCESS when mfaExempt is true (bypasses all MFA checks)', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED' },
-        };
-        const service = createServiceWithMocks(config);
-        // CRITICAL: User must have mfaExempt field set (simulating real database query)
-        const user = { ...mockUser, mfaExempt: true, mfaEnabled: true } as IUser;
-        // Verify context builder is called with user that has mfaExempt
-        mockContextBuilder.build.mockImplementation(async (params) => {
-          // Verify user.mfaExempt is actually checked (not just mocked)
-          const isMFAExempt = params.user.mfaExempt === true || (params.user.mfaExempt as unknown) === 1;
-          return {
-            user: params.user,
-            config: params.config,
-            authMethod: params.authMethod,
-            authProvider: params.authProvider,
-            deviceToken: params.deviceToken,
-            skipMFAVerification: params.skipMFAVerification,
-            computed: {
-              isEmailVerificationRequired: false,
-              isPhoneVerificationRequired: false,
-              isPhoneCollectionNeeded: false,
-              isMFAExempt, // Use actual user.mfaExempt value
-              isMFASetupRequired: false,
-              isMFAVerificationRequired: false, // Should be false when exempt
-              isDeviceTrusted: false,
-              isGracePeriodActive: false,
-              isBlocked: false,
-            },
-          } as AuthFlowContext;
-        });
-        mockStateEvaluation(AuthFlowState.AUTHENTICATED);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-        // Verify context builder was called with user that has mfaExempt
-        expect(mockContextBuilder.build).toHaveBeenCalled();
-        const buildCall = mockContextBuilder.build.mock.calls[0]?.[0];
-        expect(buildCall?.user?.mfaExempt).toBe(true);
-      });
-    });
-
-    // ============================================================================
-    // Login Scenarios - MFA REQUIRED
-    // ============================================================================
-
-    describe('Login - MFA REQUIRED', () => {
-      it('should return MFA_SETUP_REQUIRED when MFA not enabled and gracePeriod is 0', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: false, createdAt: new Date() } as IUser;
-        mockContextBuild({ isMFASetupRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_SETUP, AuthChallenge.MFA_SETUP_REQUIRED);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_SETUP_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_SETUP_REQUIRED);
-      });
-
-      it('should return SUCCESS when MFA not enabled and gracePeriod is 7 days (active)', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: false, createdAt: new Date() } as IUser;
-        mockContextBuild({ isGracePeriodActive: true, isMFASetupRequired: false });
-        mockStateEvaluation(AuthFlowState.GRACE_PERIOD_ACTIVE);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-      });
-
-      it('should trigger MFA_SETUP_REQUIRED when grace period expired', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        // User created 10 days ago, grace period was 7 days, so it's expired
-        const user = {
-          ...mockUser,
-          mfaEnabled: false,
-          createdAt: new Date(Date.now() - 10 * 24 * 60 * 60 * 1000),
-        } as IUser;
-        mockContextBuild({ isGracePeriodActive: false, isMFASetupRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_SETUP, AuthChallenge.MFA_SETUP_REQUIRED);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_SETUP_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_SETUP_REQUIRED);
-      });
-
-      it('should return MFA_REQUIRED when MFA enabled and device is untrusted', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED' },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: true } as IUser;
-        mockContextBuild({ isDeviceTrusted: false, isMFAVerificationRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_VERIFICATION, AuthChallenge.MFA_REQUIRED);
-        mockMFADeviceRepository.find.mockResolvedValue([
-          { id: 1, userId: 1, type: MFAMethod.TOTP, isActive: true } as IMFADevice,
-        ]);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-      });
-
-      it('should return SUCCESS when MFA enabled, device trusted, and bypassMFAForTrustedDevices is true', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'REQUIRED',
-            rememberDevices: 'user_opt_in',
-            bypassMFAForTrustedDevices: true,
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: true } as IUser;
-        mockContextBuild({ isDeviceTrusted: true, isMFAVerificationRequired: false });
-        mockStateEvaluation(AuthFlowState.AUTHENTICATED);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          deviceToken: 'device-token-123',
-        });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-
-      it('should return MFA_REQUIRED when MFA enabled, device trusted, and bypassMFAForTrustedDevices is false', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'REQUIRED',
-            rememberDevices: 'user_opt_in',
-            bypassMFAForTrustedDevices: false,
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: true } as IUser;
-        mockContextBuild({ isDeviceTrusted: true, isMFAVerificationRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_VERIFICATION, AuthChallenge.MFA_REQUIRED);
-        mockMFADeviceRepository.find.mockResolvedValue([
-          { id: 1, userId: 1, type: MFAMethod.TOTP, isActive: true } as IMFADevice,
-        ]);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          deviceToken: 'device-token-123',
-        });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-      });
-    });
-
-    // ============================================================================
-    // Login Scenarios - MFA ADAPTIVE
-    // ============================================================================
-
-    describe('Login - MFA ADAPTIVE', () => {
-      it('should return SUCCESS with gracePeriodEndsAt when grace period active and MFA not enabled', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'ADAPTIVE', gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: false, createdAt: new Date() } as IUser;
-        const gracePeriodEndsAt = new Date(Date.now() + 5 * 24 * 60 * 60 * 1000); // 5 days from now
-        mockContextBuild({ isGracePeriodActive: true, isMFASetupRequired: false });
-        mockStateEvaluation(AuthFlowState.GRACE_PERIOD_ACTIVE, undefined, { gracePeriodEndsAt });
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-        expect((result as any).gracePeriodEndsAt).toEqual(gracePeriodEndsAt);
-      });
-
-      it('should return MFA_REQUIRED when MFA enabled, device trusted, and risk is medium', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'ADAPTIVE',
-            rememberDevices: 'user_opt_in',
-            bypassMFAForTrustedDevices: true,
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: true } as IUser;
-        mockContextBuild({
-          isDeviceTrusted: true,
-          isMFAVerificationRequired: true,
-          riskScore: 35,
-          riskLevel: 'medium',
-        });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_VERIFICATION, AuthChallenge.MFA_REQUIRED);
-        mockMFADeviceRepository.find.mockResolvedValue([
-          { id: 1, userId: 1, type: MFAMethod.TOTP, isActive: true } as IMFADevice,
-        ]);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          deviceToken: 'device-token-123',
-        });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-      });
-
-      it('should return MFA_REQUIRED when MFA enabled and device is untrusted (always required in ADAPTIVE)', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'ADAPTIVE',
-            rememberDevices: 'user_opt_in',
-            bypassMFAForTrustedDevices: true,
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: true } as IUser;
-        mockContextBuild({ isDeviceTrusted: false, isMFAVerificationRequired: true, riskScore: 10 });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_VERIFICATION, AuthChallenge.MFA_REQUIRED);
-        mockMFADeviceRepository.find.mockResolvedValue([
-          { id: 1, userId: 1, type: MFAMethod.TOTP, isActive: true } as IMFADevice,
-        ]);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-      });
-
-      it('should throw BLOCKED error when risk is very high and user is blocked', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'ADAPTIVE',
-            adaptive: {
-              blockedSignIn: {
-                errorCode: AuthErrorCode.SIGNIN_BLOCKED_HIGH_RISK,
-                message: 'Sign-in blocked',
-              },
-            },
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: true } as IUser;
-        const blockedUntil = new Date(Date.now() + 60 * 60 * 1000); // 1 hour from now
-        mockContextBuild({ isBlocked: true, riskScore: 95, riskLevel: 'high' });
-        mockStateEvaluation(AuthFlowState.BLOCKED, undefined, { blockedUntil, reason: 'High risk detected' });
-
-        try {
-          await service.determineAuthResponse({ user, config });
-          fail('Should have thrown NAuthException');
-        } catch (error) {
-          expect(error).toBeInstanceOf(NAuthException);
-        }
-      });
-
-      it('should throw BLOCKED error when risk is very high on trusted device', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'ADAPTIVE',
-            rememberDevices: 'user_opt_in',
-            bypassMFAForTrustedDevices: true,
-            adaptive: {
-              blockedSignIn: {
-                errorCode: AuthErrorCode.SIGNIN_BLOCKED_HIGH_RISK,
-                message: 'Sign-in blocked',
-              },
-            },
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: true } as IUser;
-        const blockedUntil = new Date(Date.now() + 60 * 60 * 1000); // 1 hour from now
-        mockContextBuild({
-          isDeviceTrusted: true,
-          isBlocked: true,
-          riskScore: 95,
-          riskLevel: 'high',
-        });
-        mockStateEvaluation(AuthFlowState.BLOCKED, undefined, {
-          blockedUntil,
-          reason: 'High risk detected on trusted device',
-        });
-
-        try {
-          await service.determineAuthResponse({
-            user,
-            config,
-            deviceToken: 'device-token-123',
-          });
-          fail('Should have thrown NAuthException');
-        } catch (error) {
-          expect(error).toBeInstanceOf(NAuthException);
-        }
-      });
-
-      it('should return MFA_SETUP_REQUIRED when MFA not enabled and gracePeriod is 0', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'ADAPTIVE', gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: false, createdAt: new Date() } as IUser;
-        mockContextBuild({ isMFASetupRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_SETUP, AuthChallenge.MFA_SETUP_REQUIRED);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_SETUP_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_SETUP_REQUIRED);
-      });
-
-      it('should throw BLOCKED error when gracePeriod is 7 days, MFA not enabled, and risk is very high', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'ADAPTIVE',
-            gracePeriod: 7,
-            adaptive: {
-              blockedSignIn: {
-                errorCode: AuthErrorCode.SIGNIN_BLOCKED_HIGH_RISK,
-                message: 'Sign-in blocked',
-              },
-            },
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: false, createdAt: new Date() } as IUser;
-        const blockedUntil = new Date(Date.now() + 60 * 60 * 1000); // 1 hour from now
-        mockContextBuild({ isGracePeriodActive: true, isBlocked: true, riskScore: 95, riskLevel: 'high' });
-        mockStateEvaluation(AuthFlowState.BLOCKED, undefined, { blockedUntil, reason: 'High risk detected' });
-
-        try {
-          await service.determineAuthResponse({ user, config });
-          fail('Should have thrown NAuthException');
-        } catch (error) {
-          expect(error).toBeInstanceOf(NAuthException);
-        }
-      });
-
-      it('should return SUCCESS when MFA enabled, device trusted, and risk is low', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'ADAPTIVE',
-            rememberDevices: 'user_opt_in',
-            bypassMFAForTrustedDevices: true,
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: true } as IUser;
-        mockContextBuild({
-          isDeviceTrusted: true,
-          isMFAVerificationRequired: false,
-          riskScore: 15,
-          riskLevel: 'low',
-        });
-        mockStateEvaluation(AuthFlowState.AUTHENTICATED);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          deviceToken: 'device-token-123',
-        });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-
-      it('should return MFA_REQUIRED when MFA enabled, device trusted, and risk is high', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'ADAPTIVE',
-            rememberDevices: 'user_opt_in',
-            bypassMFAForTrustedDevices: true,
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: true } as IUser;
-        mockContextBuild({
-          isDeviceTrusted: true,
-          isMFAVerificationRequired: true,
-          riskScore: 75,
-          riskLevel: 'high',
-        });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_VERIFICATION, AuthChallenge.MFA_REQUIRED);
-        mockMFADeviceRepository.find.mockResolvedValue([
-          { id: 1, userId: 1, type: MFAMethod.TOTP, isActive: true } as IMFADevice,
-        ]);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          deviceToken: 'device-token-123',
-        });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-      });
-
-      it('should return SUCCESS with riskScore when gracePeriod is active, MFA not enabled, and risk is medium', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'ADAPTIVE', gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, mfaEnabled: false, createdAt: new Date() } as IUser;
-        const gracePeriodEndsAt = new Date(Date.now() + 5 * 24 * 60 * 60 * 1000); // 5 days from now
-        mockContextBuild({ isGracePeriodActive: true, isMFASetupRequired: false, riskScore: 35, riskLevel: 'medium' });
-        mockStateEvaluation(AuthFlowState.GRACE_PERIOD_ACTIVE, undefined, { gracePeriodEndsAt, riskScore: 35 });
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBeUndefined();
-        expect((result as any).gracePeriodEndsAt).toEqual(gracePeriodEndsAt);
-      });
-    });
-
-    // ============================================================================
-    // Social Login Scenarios
-    // ============================================================================
-
-    describe('Social Login', () => {
-      it('should return SUCCESS when requireForSocialLogin is false (default)', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', requireForSocialLogin: false },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: true, mfaEnabled: true } as IUser;
-        mockContextBuild({ isMFAVerificationRequired: false }); // MFA skipped for social
-        mockStateEvaluation(AuthFlowState.AUTHENTICATED);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          isSocialLogin: true,
-          authProvider: 'google',
-        });
-
-        expect(result.challengeName).toBeUndefined();
-      });
-
-      it('should return VERIFY_PHONE when requireForSocialLogin is false and phone not verified', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'phone' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', requireForSocialLogin: false },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: true, phone: '+1234567890', isPhoneVerified: false } as IUser;
-        mockContextBuild({ isPhoneVerificationRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_PHONE_VERIFICATION, AuthChallenge.VERIFY_PHONE);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.VERIFY_PHONE),
-        );
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          isSocialLogin: true,
-          authProvider: 'google',
-        });
-
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_PHONE);
-      });
-
-      it('should return MFA_REQUIRED when requireForSocialLogin is true and MFA enabled', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'OPTIONAL', requireForSocialLogin: true },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: true, mfaEnabled: true } as IUser;
-        mockContextBuild({ isMFAVerificationRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_VERIFICATION, AuthChallenge.MFA_REQUIRED);
-        mockMFADeviceRepository.find.mockResolvedValue([
-          { id: 1, userId: 1, type: MFAMethod.TOTP, isActive: true } as IMFADevice,
-        ]);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          isSocialLogin: true,
-          authProvider: 'google',
-        });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-      });
-
-      it('should return SUCCESS when requireForSocialLogin is false and verificationMethod is email (email pre-verified)', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'email' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', requireForSocialLogin: false },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: true, mfaEnabled: true } as IUser;
-        mockContextBuild({ isMFAVerificationRequired: false });
-        mockStateEvaluation(AuthFlowState.AUTHENTICATED);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          isSocialLogin: true,
-          authProvider: 'google',
-        });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-
-      it('should return MFA_SETUP_REQUIRED when requireForSocialLogin is true, MFA REQUIRED, gracePeriod=0, and MFA not enabled', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', requireForSocialLogin: true, gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: true, mfaEnabled: false, createdAt: new Date() } as IUser;
-        mockContextBuild({ isMFASetupRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_SETUP, AuthChallenge.MFA_SETUP_REQUIRED);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_SETUP_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          isSocialLogin: true,
-          authProvider: 'google',
-        });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_SETUP_REQUIRED);
-      });
-
-      it('should return SUCCESS when requireForSocialLogin is true, MFA REQUIRED, gracePeriod=7, and MFA not enabled', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', requireForSocialLogin: true, gracePeriod: 7 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: true, mfaEnabled: false, createdAt: new Date() } as IUser;
-        mockContextBuild({ isGracePeriodActive: true, isMFASetupRequired: false });
-        mockStateEvaluation(AuthFlowState.GRACE_PERIOD_ACTIVE);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          isSocialLogin: true,
-          authProvider: 'google',
-        });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-
-      it('should return VERIFY_PHONE then MFA_REQUIRED when requireForSocialLogin is true, MFA enabled, and phone not verified', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'phone' },
-          mfa: { enabled: true, enforcement: 'OPTIONAL', requireForSocialLogin: true },
-        };
-        const service = createServiceWithMocks(config);
-        const user = {
-          ...mockUser,
-          isEmailVerified: true,
-          phone: '+1234567890',
-          isPhoneVerified: false,
-          mfaEnabled: true,
-        } as IUser;
-        mockContextBuild({ isPhoneVerificationRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_PHONE_VERIFICATION, AuthChallenge.VERIFY_PHONE);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.VERIFY_PHONE),
-        );
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          isSocialLogin: true,
-          authProvider: 'google',
-        });
-
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_PHONE);
-      });
-
-      it('should return SUCCESS when requireForSocialLogin is true, MFA ADAPTIVE, device trusted, and risk is low', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'ADAPTIVE',
-            requireForSocialLogin: true,
-            rememberDevices: 'user_opt_in',
-            bypassMFAForTrustedDevices: true,
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: true, mfaEnabled: true } as IUser;
-        mockContextBuild({
-          isDeviceTrusted: true,
-          isMFAVerificationRequired: false,
-          riskScore: 15,
-          riskLevel: 'low',
-        });
-        mockStateEvaluation(AuthFlowState.AUTHENTICATED);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          isSocialLogin: true,
-          authProvider: 'google',
-          deviceToken: 'device-token-123',
-        });
-
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-
-      it('should return MFA_REQUIRED when requireForSocialLogin is true, MFA ADAPTIVE, device trusted, and risk is medium', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'ADAPTIVE',
-            requireForSocialLogin: true,
-            rememberDevices: 'user_opt_in',
-            bypassMFAForTrustedDevices: true,
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: true, mfaEnabled: true } as IUser;
-        mockContextBuild({
-          isDeviceTrusted: true,
-          isMFAVerificationRequired: true,
-          riskScore: 35,
-          riskLevel: 'medium',
-        });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_VERIFICATION, AuthChallenge.MFA_REQUIRED);
-        mockMFADeviceRepository.find.mockResolvedValue([
-          { id: 1, userId: 1, type: MFAMethod.TOTP, isActive: true } as IMFADevice,
-        ]);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({
-          user,
-          config,
-          isSocialLogin: true,
-          authProvider: 'google',
-          deviceToken: 'device-token-123',
-        });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-      });
-
-      it('should block social login when adaptive risk is very high', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: {
-            enabled: true,
-            enforcement: 'ADAPTIVE',
-            requireForSocialLogin: true,
-            adaptive: {
-              blockedSignIn: {
-                errorCode: AuthErrorCode.SIGNIN_BLOCKED_HIGH_RISK,
-                message: 'Sign-in blocked',
-              },
-            },
-          },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, isEmailVerified: true, mfaEnabled: true } as IUser;
-        const blockedUntil = new Date(Date.now() + 60 * 60 * 1000); // 1 hour from now
-        mockContextBuild({ isBlocked: true, riskScore: 95, riskLevel: 'high' });
-        mockStateEvaluation(AuthFlowState.BLOCKED, undefined, { blockedUntil, reason: 'High risk detected' });
-
-        try {
-          await service.determineAuthResponse({
-            user,
-            config,
-            isSocialLogin: true,
-            authProvider: 'google',
-          });
-          fail('Should have thrown NAuthException');
-        } catch (error) {
-          expect(error).toBeInstanceOf(NAuthException);
-        }
-      });
-    });
-
-    // ============================================================================
-    // Special Cases
-    // ============================================================================
-
-    describe('Special Cases', () => {
-      it('should return VERIFY_PHONE for phone collection when user has no phone', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'phone' },
-        };
-        const service = createServiceWithMocks(config);
-        const user = { ...mockUser, phone: null, isPhoneVerified: false } as IUser;
-        mockContextBuild({ isPhoneCollectionNeeded: true });
-        mockStateEvaluation(AuthFlowState.PENDING_PHONE_COLLECTION, AuthChallenge.VERIFY_PHONE);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.VERIFY_PHONE),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_PHONE);
-        // Note: requiresPhoneCollection is set by createChallengeResponse when phone is null
-        // This is tested in the createChallengeResponse tests
-      });
-
-      it('should return preferred MFA method from user.preferredMfaMethod', async () => {
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED' },
-        };
-        const service = createServiceWithMocks(config);
-        const user = {
-          ...mockUser,
-          mfaEnabled: true,
-          preferredMfaMethod: MFAMethod.PASSKEY,
-        } as IUser;
-        mockContextBuild({ isMFAVerificationRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_VERIFICATION, AuthChallenge.MFA_REQUIRED);
-        mockMFADeviceRepository.find.mockResolvedValue([
-          { id: 1, userId: 1, type: MFAMethod.PASSKEY, isActive: true, isPrimary: true } as IMFADevice,
-          { id: 2, userId: 1, type: MFAMethod.SMS, isActive: true } as IMFADevice,
-        ]);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-        expect(result.challengeParameters?.preferredMethod).toBe(MFAMethod.PASSKEY);
-      });
-
-      it('should handle phone verification via MFA SMS when verificationMethod is none', async () => {
-        // Note: This tests that when phone verification is disabled but user sets up SMS MFA,
-        // completing SMS MFA verification will mark the phone as verified in the directory.
-        // This is handled by the MFA service, not the challenge helper, but we verify the flow works.
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'none' },
-          mfa: { enabled: true, enforcement: 'REQUIRED' },
-        };
-        const service = createServiceWithMocks(config);
-        const user = {
-          ...mockUser,
-          mfaEnabled: true,
-          phone: '+1234567890',
-          isPhoneVerified: false, // Phone not verified via VERIFY_PHONE challenge
-        } as IUser;
-        mockContextBuild({ isMFAVerificationRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_VERIFICATION, AuthChallenge.MFA_REQUIRED);
-        mockMFADeviceRepository.find.mockResolvedValue([
-          { id: 1, userId: 1, type: MFAMethod.SMS, isActive: true, phoneNumber: '+1234567890' } as IMFADevice,
-        ]);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-        expect(result.challengeParameters?.availableMethods).toContain(MFAMethod.SMS);
-        // Note: Phone verification via MFA SMS is handled when MFA challenge is completed,
-        // not during challenge creation. This test verifies the challenge is created correctly.
-      });
-
-      it('should handle phone already verified - SMS MFA setup auto-complete', async () => {
-        // Note: This tests that when phone is already verified and user sets up SMS MFA,
-        // the MFA setup auto-completes (no SMS challenge during setup).
-        // This is handled by the state machine's onEnter hook for PENDING_MFA_SETUP.
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'phone' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-        const user = {
-          ...mockUser,
-          phone: '+1234567890',
-          isPhoneVerified: true, // Phone already verified
-          mfaEnabled: false,
-        } as IUser;
-        // When phone is verified and user sets up SMS MFA, the onEnter hook should auto-complete
-        // This means the state machine should transition directly to AUTHENTICATED or MFA_REQUIRED
-        // depending on enforcement. For this test, we verify the state machine handles it correctly.
-        mockContextBuild({ isMFASetupRequired: true });
-        // The onEnter hook for PENDING_MFA_SETUP will auto-complete SMS MFA if phone is verified
-        // This is tested at the state machine level, but we verify the flow works here
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_SETUP, AuthChallenge.MFA_SETUP_REQUIRED);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-123', AuthChallenge.MFA_SETUP_REQUIRED),
-        );
-
-        const result = await service.determineAuthResponse({ user, config });
-
-        expect(result.challengeName).toBe(AuthChallenge.MFA_SETUP_REQUIRED);
-        // Note: The auto-complete logic is in the state machine's onEnter hook.
-        // When SMS MFA is selected and phone is verified, setup should auto-complete.
-        // This is verified by checking that the challenge is created correctly.
-      });
-
-      it('should re-evaluate sequential challenges correctly (FORCE_CHANGE_PASSWORD → VERIFY_EMAIL → VERIFY_PHONE → MFA_SETUP_REQUIRED → MFA_REQUIRED → SUCCESS)', async () => {
-        // This test simulates the full challenge completion chain
-        // After each challenge is completed, the flow re-evaluates from priority 1
-        const config: NAuthConfig = {
-          ...mockConfig,
-          signup: { verificationMethod: 'both' },
-          mfa: { enabled: true, enforcement: 'REQUIRED', gracePeriod: 0 },
-        };
-        const service = createServiceWithMocks(config);
-
-        // Step 1: Initial state - user has all challenges pending
-        let user = {
-          ...mockUser,
-          mustChangePassword: true,
-          isEmailVerified: false,
-          isPhoneVerified: false,
-          mfaEnabled: false,
-        } as IUser;
-
-        // Step 1: FORCE_CHANGE_PASSWORD (priority 1)
-        mockContextBuild({
-          isEmailVerificationRequired: true,
-          isPhoneVerificationRequired: true,
-          isMFASetupRequired: true,
-        });
-        mockStateEvaluation(AuthFlowState.PENDING_PASSWORD_CHANGE, AuthChallenge.FORCE_CHANGE_PASSWORD);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-1', AuthChallenge.FORCE_CHANGE_PASSWORD),
-        );
-        let result = await service.determineAuthResponse({ user, config });
-        expect(result.challengeName).toBe(AuthChallenge.FORCE_CHANGE_PASSWORD);
-
-        // Step 2: After password change, re-evaluate → VERIFY_EMAIL (priority 2)
-        user = { ...user, mustChangePassword: false } as IUser;
-        mockContextBuild({
-          isEmailVerificationRequired: true,
-          isPhoneVerificationRequired: true,
-          isMFASetupRequired: true,
-        });
-        mockStateEvaluation(AuthFlowState.PENDING_EMAIL_VERIFICATION, AuthChallenge.VERIFY_EMAIL);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-2', AuthChallenge.VERIFY_EMAIL),
-        );
-        result = await service.determineAuthResponse({ user, config });
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_EMAIL);
-
-        // Step 3: After email verification, re-evaluate → VERIFY_PHONE (priority 4, after phone collection if needed)
-        user = { ...user, isEmailVerified: true } as IUser;
-        mockContextBuild({
-          isPhoneVerificationRequired: true,
-          isMFASetupRequired: true,
-        });
-        mockStateEvaluation(AuthFlowState.PENDING_PHONE_VERIFICATION, AuthChallenge.VERIFY_PHONE);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-3', AuthChallenge.VERIFY_PHONE),
-        );
-        result = await service.determineAuthResponse({ user, config });
-        expect(result.challengeName).toBe(AuthChallenge.VERIFY_PHONE);
-
-        // Step 4: After phone verification, re-evaluate → MFA_SETUP_REQUIRED (priority 5)
-        user = { ...user, isPhoneVerified: true } as IUser;
-        mockContextBuild({ isMFASetupRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_SETUP, AuthChallenge.MFA_SETUP_REQUIRED);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-4', AuthChallenge.MFA_SETUP_REQUIRED),
-        );
-        result = await service.determineAuthResponse({ user, config });
-        expect(result.challengeName).toBe(AuthChallenge.MFA_SETUP_REQUIRED);
-
-        // Step 5: After MFA setup, re-evaluate → MFA_REQUIRED (priority 6)
-        user = { ...user, mfaEnabled: true } as IUser;
-        mockContextBuild({ isMFAVerificationRequired: true });
-        mockStateEvaluation(AuthFlowState.PENDING_MFA_VERIFICATION, AuthChallenge.MFA_REQUIRED);
-        mockMFADeviceRepository.find.mockResolvedValue([
-          { id: 1, userId: 1, type: MFAMethod.TOTP, isActive: true } as IMFADevice,
-        ]);
-        mockChallengeService.createChallengeSession.mockResolvedValue(
-          createMockChallengeSession('session-5', AuthChallenge.MFA_REQUIRED),
-        );
-        result = await service.determineAuthResponse({ user, config });
-        expect(result.challengeName).toBe(AuthChallenge.MFA_REQUIRED);
-
-        // Step 6: After MFA verification, re-evaluate → SUCCESS
-        // Note: In real flow, MFA verification happens via completeChallenge, which then calls determineAuthResponse again
-        // This simulates the final state after all challenges are complete
-        mockContextBuild({ isMFAVerificationRequired: false });
-        mockStateEvaluation(AuthFlowState.AUTHENTICATED);
-        mockJwtService.generateTokenFamily.mockReturnValue('family-xyz');
-        mockJwtService.generateTokenPair.mockResolvedValue({
-          accessToken: 'access-token',
-          refreshToken: 'refresh-token',
-          expiresIn: 900,
-        });
-        mockJwtService.hashToken.mockReturnValue('token-hash');
-        mockSessionService.createSession.mockResolvedValue({ id: 1 } as any);
-        mockJwtService.validateAccessToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 900 } as any,
-        });
-        mockJwtService.validateRefreshToken.mockResolvedValue({
-          valid: true,
-          payload: { exp: Math.floor(Date.now() / 1000) + 2592000 } as any,
-        });
-        result = await service.determineAuthResponse({ user, config });
-        expect(result.challengeName).toBeUndefined();
-        expect(result.accessToken).toBe('access-token');
-      });
-    });
-  });
-});