@movmo_app/payments 0.6.0 → 0.8.0

package/dist/index.es.js

@@ -1,8 +1,8 @@
-var Gr = Object.defineProperty;
-var Hr = (r, t, n) => t in r ? Gr(r, t, { enumerable: !0, configurable: !0, writable: !0, value: n }) : r[t] = n;
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-import Or, { useState as C, useRef as I, useEffect as D, useCallback as Y, useMemo as Qe, useId as Jr } from "react";
-var xr = { exports: {} }, He = {};
+var et = Object.defineProperty;
+var rt = (e, t, n) => t in e ? et(e, t, { enumerable: !0, configurable: !0, writable: !0, value: n }) : e[t] = n;
+var Je = (e, t, n) => rt(e, typeof t != "symbol" ? t + "" : t, n);
+import Ir, { useState as R, useRef as U, useEffect as O, useCallback as D, useMemo as Be, useId as tt } from "react";
+var wr = { exports: {} }, nr = {};
 /**
  * @license React
  * react-jsx-runtime.production.min.js
@@ -12,21 +12,21 @@ var xr = { exports: {} }, He = {};
  * This source code is licensed under the MIT license found in the
  * LICENSE file in the root directory of this source tree.
  */
-var _r;
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-  if (_r) return He;
-  _r = 1;
-  var r = Or, t = Symbol.for("react.element"), n = Symbol.for("react.fragment"), s = Object.prototype.hasOwnProperty, i = r.__SECRET_INTERNALS_DO_NOT_USE_OR_YOU_WILL_BE_FIRED.ReactCurrentOwner, l = { key: !0, ref: !0, __self: !0, __source: !0 };
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-    return { $$typeof: t, type: x, key: y, ref: w, props: f, _owner: i.current };
+var Rr;
+function at() {
+  if (Rr) return nr;
+  Rr = 1;
+  var e = Ir, t = Symbol.for("react.element"), n = Symbol.for("react.fragment"), s = Object.prototype.hasOwnProperty, i = e.__SECRET_INTERNALS_DO_NOT_USE_OR_YOU_WILL_BE_FIRED.ReactCurrentOwner, l = { key: !0, ref: !0, __self: !0, __source: !0 };
+  function u(y, p, E) {
+    var j, b = {}, _ = null, x = null;
+    E !== void 0 && (_ = "" + E), p.key !== void 0 && (_ = "" + p.key), p.ref !== void 0 && (x = p.ref);
+    for (j in p) s.call(p, j) && !l.hasOwnProperty(j) && (b[j] = p[j]);
+    if (y && y.defaultProps) for (j in p = y.defaultProps, p) b[j] === void 0 && (b[j] = p[j]);
+    return { $$typeof: t, type: y, key: _, ref: x, props: b, _owner: i.current };
   }
-  return He.Fragment = n, He.jsx = u, He.jsxs = u, He;
+  return nr.Fragment = n, nr.jsx = u, nr.jsxs = u, nr;
 }
-var Je = {};
+var sr = {};
 /**
  * @license React
  * react-jsx-runtime.development.js
@@ -36,61 +36,61 @@ var Je = {};
  * This source code is licensed under the MIT license found in the
  * LICENSE file in the root directory of this source tree.
  */
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-    function O(e) {
-      if (e === null || typeof e != "object")
+var kr;
+function nt() {
+  return kr || (kr = 1, process.env.NODE_ENV !== "production" && function() {
+    var e = Ir, t = Symbol.for("react.element"), n = Symbol.for("react.portal"), s = Symbol.for("react.fragment"), i = Symbol.for("react.strict_mode"), l = Symbol.for("react.profiler"), u = Symbol.for("react.provider"), y = Symbol.for("react.context"), p = Symbol.for("react.forward_ref"), E = Symbol.for("react.suspense"), j = Symbol.for("react.suspense_list"), b = Symbol.for("react.memo"), _ = Symbol.for("react.lazy"), x = Symbol.for("react.offscreen"), P = Symbol.iterator, $ = "@@iterator";
+    function B(r) {
+      if (r === null || typeof r != "object")
         return null;
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+      var o = P && r[P] || r[$];
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-    var _ = r.__SECRET_INTERNALS_DO_NOT_USE_OR_YOU_WILL_BE_FIRED;
-    function g(e) {
+    var C = e.__SECRET_INTERNALS_DO_NOT_USE_OR_YOU_WILL_BE_FIRED;
+    function w(r) {
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-          c[h - 1] = arguments[h];
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+        for (var o = arguments.length, c = new Array(o > 1 ? o - 1 : 0), v = 1; v < o; v++)
+          c[v - 1] = arguments[v];
+        W("error", r, c);
       }
     }
-    function q(e, o, c) {
+    function W(r, o, c) {
       {
-        var h = _.ReactDebugCurrentFrame, F = h.getStackAddendum();
+        var v = C.ReactDebugCurrentFrame, F = v.getStackAddendum();
         F !== "" && (o += "%s", c = c.concat([F]));
-        var $ = c.map(function(N) {
-          return String(N);
+        var A = c.map(function(k) {
+          return String(k);
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-        $.unshift("Warning: " + o), Function.prototype.apply.call(console[e], console, $);
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+    var ve = !1, fe = !1, _e = !1, pe = !1, le = !1, te;
+    te = Symbol.for("react.module.reference");
+    function g(r) {
+      return !!(typeof r == "string" || typeof r == "function" || r === s || r === l || le || r === i || r === E || r === j || pe || r === x || ve || fe || _e || typeof r == "object" && r !== null && (r.$$typeof === _ || r.$$typeof === b || r.$$typeof === u || r.$$typeof === y || r.$$typeof === p || // This needs to include all possible module reference object
       // types supported by any Flight configuration anywhere since
       // we don't know which Flight build this will end up being used
       // with.
-      e.$$typeof === M || e.getModuleId !== void 0));
+      r.$$typeof === te || r.getModuleId !== void 0));
     }
-    function he(e, o, c) {
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-        return h;
+    function ge(r, o, c) {
+      var v = r.displayName;
+      if (v)
+        return v;
       var F = o.displayName || o.name || "";
       return F !== "" ? c + "(" + F + ")" : c;
     }
-    function Ne(e) {
-      return e.displayName || "Context";
+    function Re(r) {
+      return r.displayName || "Context";
     }
-    function P(e) {
-      if (e == null)
+    function Y(r) {
+      if (r == null)
         return null;
-      if (typeof e.tag == "number" && g("Received an unexpected object in getComponentNameFromType(). This is likely a bug in React. Please file an issue."), typeof e == "function")
-        return e.displayName || e.name || null;
-      if (typeof e == "string")
-        return e;
-      switch (e) {
+      if (typeof r.tag == "number" && w("Received an unexpected object in getComponentNameFromType(). This is likely a bug in React. Please file an issue."), typeof r == "function")
+        return r.displayName || r.name || null;
+      if (typeof r == "string")
+        return r;
+      switch (r) {
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         case n:
@@ -99,28 +99,28 @@ function Xr() {
           return "Profiler";
         case i:
           return "StrictMode";
-        case k:
+        case E:
           return "Suspense";
-        case b:
+        case j:
           return "SuspenseList";
       }
-      if (typeof e == "object")
-        switch (e.$$typeof) {
-          case x:
-            var o = e;
-            return Ne(o) + ".Consumer";
+      if (typeof r == "object")
+        switch (r.$$typeof) {
+          case y:
+            var o = r;
+            return Re(o) + ".Consumer";
           case u:
-            var c = e;
-            return Ne(c._context) + ".Provider";
-          case m:
-            return he(e, e.render, "ForwardRef");
-          case f:
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-            return h !== null ? h : P(e.type) || "Memo";
-          case y: {
-            var F = e, $ = F._payload, N = F._init;
+            var c = r;
+            return Re(c._context) + ".Provider";
+          case p:
+            return ge(r, r.render, "ForwardRef");
+          case b:
+            var v = r.displayName || null;
+            return v !== null ? v : Y(r.type) || "Memo";
+          case _: {
+            var F = r, A = F._payload, k = F._init;
             try {
-              return P(N($));
+              return Y(k(A));
             } catch {
               return null;
             }
@@ -128,373 +128,373 @@ function Xr() {
         }
       return null;
     }
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-    function W() {
+    var f = Object.assign, h = 0, S, M, se, oe, J, Z, G;
+    function T() {
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+    T.__reactDisabledLog = !0;
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           };
           Object.defineProperties(console, {
-            info: e,
-            log: e,
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+              value: oe
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+            group: f({}, r, {
+              value: J
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+              value: Z
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-        p < 0 && g("disabledDepth fell below zero. This is a bug in React. Please file an issue.");
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                   }
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               break;
             }
         }
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       }
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-      return typeof e == "function" && ke.set(e, We), We;
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+      var o = r.prototype;
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-          return de("Suspense");
-        case b:
-          return de("SuspenseList");
+      if (typeof r == "function")
+        return ce(r, Oe(r));
+      if (typeof r == "string")
+        return Ne(r);
+      switch (r) {
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+        case j:
+          return Ne("SuspenseList");
       }
-      if (typeof e == "object")
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-          case f:
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+      if (typeof r == "object")
+        switch (r.$$typeof) {
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+    var de = Object.prototype.hasOwnProperty, Pe = {}, ne = C.ReactDebugCurrentFrame;
+    function Ce(r) {
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-        return g("The provided key is an unsupported type %s. This value must be coerced to a string before before using it here.", fe(e)), er(e);
+    function $e(r) {
+      if (ue(r))
+        return w("The provided key is an unsupported type %s. This value must be coerced to a string before before using it here.", we(r)), De(r);
     }
-    var rr = _.ReactCurrentOwner, tr = {
+    var Ie = C.ReactCurrentOwner, He = {
       key: !0,
       ref: !0,
       __self: !0,
       __source: !0
-    }, Ye, ar;
-    function Ve(e) {
-      if (je.call(e, "ref")) {
-        var o = Object.getOwnPropertyDescriptor(e, "ref").get;
+    }, Ue, Te;
+    function m(r) {
+      if (de.call(r, "ref")) {
+        var o = Object.getOwnPropertyDescriptor(r, "ref").get;
         if (o && o.isReactWarning)
           return !1;
       }
-      return e.ref !== void 0;
+      return r.ref !== void 0;
     }
-    function nr(e) {
-      if (je.call(e, "key")) {
-        var o = Object.getOwnPropertyDescriptor(e, "key").get;
+    function I(r) {
+      if (de.call(r, "key")) {
+        var o = Object.getOwnPropertyDescriptor(r, "key").get;
         if (o && o.isReactWarning)
           return !1;
       }
-      return e.key !== void 0;
+      return r.key !== void 0;
     }
-    function sr(e, o) {
-      typeof e.ref == "string" && rr.current;
+    function he(r, o) {
+      typeof r.ref == "string" && Ie.current;
     }
-    function or(e, o) {
+    function ie(r, o) {
       {
         var c = function() {
-          Ye || (Ye = !0, g("%s: `key` is not a prop. Trying to access it will result in `undefined` being returned. If you need to access the same value within the child component, you should pass it as a different prop. (https://reactjs.org/link/special-props)", o));
+          Ue || (Ue = !0, w("%s: `key` is not a prop. Trying to access it will result in `undefined` being returned. If you need to access the same value within the child component, you should pass it as a different prop. (https://reactjs.org/link/special-props)", o));
         };
-        c.isReactWarning = !0, Object.defineProperty(e, "key", {
+        c.isReactWarning = !0, Object.defineProperty(r, "key", {
           get: c,
           configurable: !0
         });
       }
     }
-    function De(e, o) {
+    function cr(r, o) {
       {
         var c = function() {
-          ar || (ar = !0, g("%s: `ref` is not a prop. Trying to access it will result in `undefined` being returned. If you need to access the same value within the child component, you should pass it as a different prop. (https://reactjs.org/link/special-props)", o));
+          Te || (Te = !0, w("%s: `ref` is not a prop. Trying to access it will result in `undefined` being returned. If you need to access the same value within the child component, you should pass it as a different prop. (https://reactjs.org/link/special-props)", o));
         };
-        c.isReactWarning = !0, Object.defineProperty(e, "ref", {
+        c.isReactWarning = !0, Object.defineProperty(r, "ref", {
           get: c,
           configurable: !0
         });
       }
     }
-    var Ke = function(e, o, c, h, F, $, N) {
-      var E = {
+    var dr = function(r, o, c, v, F, A, k) {
+      var N = {
         // This tag allows us to uniquely identify this as a React Element
         $$typeof: t,
         // Built-in properties that belong on the element
-        type: e,
+        type: r,
         key: o,
         ref: c,
-        props: N,
+        props: k,
         // Record the component responsible for creating this element.
-        _owner: $
+        _owner: A
       };
-      return E._store = {}, Object.defineProperty(E._store, "validated", {
+      return N._store = {}, Object.defineProperty(N._store, "validated", {
         configurable: !1,
         enumerable: !1,
         writable: !0,
         value: !1
-      }), Object.defineProperty(E, "_self", {
+      }), Object.defineProperty(N, "_self", {
         configurable: !1,
         enumerable: !1,
         writable: !1,
-        value: h
-      }), Object.defineProperty(E, "_source", {
+        value: v
+      }), Object.defineProperty(N, "_source", {
         configurable: !1,
         enumerable: !1,
         writable: !1,
         value: F
-      }), Object.freeze && (Object.freeze(E.props), Object.freeze(E)), E;
+      }), Object.freeze && (Object.freeze(N.props), Object.freeze(N)), N;
     };
-    function qe(e, o, c, h, F) {
+    function ur(r, o, c, v, F) {
       {
-        var $, N = {}, E = null, ie = null;
-        c !== void 0 && ($e(c), E = "" + c), nr(o) && ($e(o.key), E = "" + o.key), Ve(o) && (ie = o.ref, sr(o, F));
-        for ($ in o)
-          je.call(o, $) && !tr.hasOwnProperty($) && (N[$] = o[$]);
-        if (e && e.defaultProps) {
-          var G = e.defaultProps;
-          for ($ in G)
-            N[$] === void 0 && (N[$] = G[$]);
+        var A, k = {}, N = null, me = null;
+        c !== void 0 && ($e(c), N = "" + c), I(o) && ($e(o.key), N = "" + o.key), m(o) && (me = o.ref, he(o, F));
+        for (A in o)
+          de.call(o, A) && !He.hasOwnProperty(A) && (k[A] = o[A]);
+        if (r && r.defaultProps) {
+          var q = r.defaultProps;
+          for (A in q)
+            k[A] === void 0 && (k[A] = q[A]);
         }
-        if (E || ie) {
-          var H = typeof e == "function" ? e.displayName || e.name || "Unknown" : e;
-          E && or(N, H), ie && De(N, H);
+        if (N || me) {
+          var K = typeof r == "function" ? r.displayName || r.name || "Unknown" : r;
+          N && ie(k, K), me && cr(k, K);
         }
-        return Ke(e, E, ie, F, h, rr.current, N);
+        return dr(r, N, me, F, v, Ie.current, k);
       }
     }
-    var Pe = _.ReactCurrentOwner, ir = _.ReactDebugCurrentFrame;
-    function Te(e) {
-      if (e) {
-        var o = e._owner, c = V(e.type, e._source, o ? o.type : null);
-        ir.setExtraStackFrame(c);
+    var ze = C.ReactCurrentOwner, Ge = C.ReactDebugCurrentFrame;
+    function Fe(r) {
+      if (r) {
+        var o = r._owner, c = z(r.type, r._source, o ? o.type : null);
+        Ge.setExtraStackFrame(c);
       } else
-        ir.setExtraStackFrame(null);
+        Ge.setExtraStackFrame(null);
     }
-    var d;
-    d = !1;
-    function K(e) {
-      return typeof e == "object" && e !== null && e.$$typeof === t;
+    var Le;
+    Le = !1;
+    function ar(r) {
+      return typeof r == "object" && r !== null && r.$$typeof === t;
     }
-    function z() {
+    function mr() {
       {
-        if (Pe.current) {
-          var e = P(Pe.current.type);
-          if (e)
+        if (ze.current) {
+          var r = Y(ze.current.type);
+          if (r)
             return `
 
-Check the render method of \`` + e + "`.";
+Check the render method of \`` + r + "`.";
         }
         return "";
       }
     }
-    function B(e) {
+    function d(r) {
       return "";
     }
-    var Ee = {};
-    function Re(e) {
+    var H = {};
+    function V(r) {
       {
-        var o = z();
+        var o = mr();
         if (!o) {
-          var c = typeof e == "string" ? e : e.displayName || e.name;
+          var c = typeof r == "string" ? r : r.displayName || r.name;
           c && (o = `
 
 Check the top-level render call using <` + c + ">.");
@@ -502,298 +502,342 @@ Check the top-level render call using <` + c + ">.");
         return o;
       }
     }
-    function Ge(e, o) {
+    function L(r, o) {
       {
-        if (!e._store || e._store.validated || e.key != null)
+        if (!r._store || r._store.validated || r.key != null)
           return;
-        e._store.validated = !0;
-        var c = Re(o);
-        if (Ee[c])
+        r._store.validated = !0;
+        var c = V(o);
+        if (H[c])
           return;
-        Ee[c] = !0;
-        var h = "";
-        e && e._owner && e._owner !== Pe.current && (h = " It was passed a child from " + P(e._owner.type) + "."), Te(e), g('Each child in a list should have a unique "key" prop.%s%s See https://reactjs.org/link/warning-keys for more information.', c, h), Te(null);
+        H[c] = !0;
+        var v = "";
+        r && r._owner && r._owner !== ze.current && (v = " It was passed a child from " + Y(r._owner.type) + "."), Fe(r), w('Each child in a list should have a unique "key" prop.%s%s See https://reactjs.org/link/warning-keys for more information.', c, v), Fe(null);
       }
     }
-    function wr(e, o) {
+    function Ee(r, o) {
       {
-        if (typeof e != "object")
+        if (typeof r != "object")
           return;
-        if (U(e))
-          for (var c = 0; c < e.length; c++) {
-            var h = e[c];
-            K(h) && Ge(h, o);
+        if (Ve(r))
+          for (var c = 0; c < r.length; c++) {
+            var v = r[c];
+            ar(v) && L(v, o);
           }
-        else if (K(e))
-          e._store && (e._store.validated = !0);
-        else if (e) {
-          var F = O(e);
-          if (typeof F == "function" && F !== e.entries)
-            for (var $ = F.call(e), N; !(N = $.next()).done; )
-              K(N.value) && Ge(N.value, o);
+        else if (ar(r))
+          r._store && (r._store.validated = !0);
+        else if (r) {
+          var F = B(r);
+          if (typeof F == "function" && F !== r.entries)
+            for (var A = F.call(r), k; !(k = A.next()).done; )
+              ar(k.value) && L(k.value, o);
         }
       }
     }
-    function Ir(e) {
+    function Me(r) {
       {
-        var o = e.type;
+        var o = r.type;
         if (o == null || typeof o == "string")
           return;
         var c;
         if (typeof o == "function")
           c = o.propTypes;
-        else if (typeof o == "object" && (o.$$typeof === m || // Note: Memo only checks outer props here.
+        else if (typeof o == "object" && (o.$$typeof === p || // Note: Memo only checks outer props here.
         // Inner props are checked in the reconciler.
-        o.$$typeof === f))
+        o.$$typeof === b))
           c = o.propTypes;
         else
           return;
         if (c) {
-          var h = P(o);
-          T(c, e.props, "prop", h, e);
-        } else if (o.PropTypes !== void 0 && !d) {
-          d = !0;
-          var F = P(o);
-          g("Component %s declared `PropTypes` instead of `propTypes`. Did you misspell the property assignment?", F || "Unknown");
+          var v = Y(o);
+          Ae(c, r.props, "prop", v, r);
+        } else if (o.PropTypes !== void 0 && !Le) {
+          Le = !0;
+          var F = Y(o);
+          w("Component %s declared `PropTypes` instead of `propTypes`. Did you misspell the property assignment?", F || "Unknown");
         }
-        typeof o.getDefaultProps == "function" && !o.getDefaultProps.isReactClassApproved && g("getDefaultProps is only used on classic React.createClass definitions. Use a static property named `defaultProps` instead.");
+        typeof o.getDefaultProps == "function" && !o.getDefaultProps.isReactClassApproved && w("getDefaultProps is only used on classic React.createClass definitions. Use a static property named `defaultProps` instead.");
       }
     }
-    function Lr(e) {
+    function fr(r) {
       {
-        for (var o = Object.keys(e.props), c = 0; c < o.length; c++) {
-          var h = o[c];
-          if (h !== "children" && h !== "key") {
-            Te(e), g("Invalid prop `%s` supplied to `React.Fragment`. React.Fragment can only have `key` and `children` props.", h), Te(null);
+        for (var o = Object.keys(r.props), c = 0; c < o.length; c++) {
+          var v = o[c];
+          if (v !== "children" && v !== "key") {
+            Fe(r), w("Invalid prop `%s` supplied to `React.Fragment`. React.Fragment can only have `key` and `children` props.", v), Fe(null);
             break;
           }
         }
-        e.ref !== null && (Te(e), g("Invalid attribute `ref` supplied to `React.Fragment`."), Te(null));
+        r.ref !== null && (Fe(r), w("Invalid attribute `ref` supplied to `React.Fragment`."), Fe(null));
       }
     }
-    var jr = {};
-    function Er(e, o, c, h, F, $) {
+    var Nr = {};
+    function Cr(r, o, c, v, F, A) {
       {
-        var N = j(e);
-        if (!N) {
-          var E = "";
-          (e === void 0 || typeof e == "object" && e !== null && Object.keys(e).length === 0) && (E += " You likely forgot to export your component from the file it's defined in, or you might have mixed up default and named imports.");
-          var ie = B();
-          ie ? E += ie : E += z();
-          var G;
-          e === null ? G = "null" : U(e) ? G = "array" : e !== void 0 && e.$$typeof === t ? (G = "<" + (P(e.type) || "Unknown") + " />", E = " Did you accidentally export a JSX literal instead of a component?") : G = typeof e, g("React.jsx: type is invalid -- expected a string (for built-in components) or a class/function (for composite components) but got: %s.%s", G, E);
+        var k = g(r);
+        if (!k) {
+          var N = "";
+          (r === void 0 || typeof r == "object" && r !== null && Object.keys(r).length === 0) && (N += " You likely forgot to export your component from the file it's defined in, or you might have mixed up default and named imports.");
+          var me = d();
+          me ? N += me : N += mr();
+          var q;
+          r === null ? q = "null" : Ve(r) ? q = "array" : r !== void 0 && r.$$typeof === t ? (q = "<" + (Y(r.type) || "Unknown") + " />", N = " Did you accidentally export a JSX literal instead of a component?") : q = typeof r, w("React.jsx: type is invalid -- expected a string (for built-in components) or a class/function (for composite components) but got: %s.%s", q, N);
         }
-        var H = qe(e, o, c, F, $);
-        if (H == null)
-          return H;
-        if (N) {
-          var ge = o.children;
-          if (ge !== void 0)
-            if (h)
-              if (U(ge)) {
-                for (var Me = 0; Me < ge.length; Me++)
-                  wr(ge[Me], e);
-                Object.freeze && Object.freeze(ge);
+        var K = ur(r, o, c, F, A);
+        if (K == null)
+          return K;
+        if (k) {
+          var je = o.children;
+          if (je !== void 0)
+            if (v)
+              if (Ve(je)) {
+                for (var Ke = 0; Ke < je.length; Ke++)
+                  Ee(je[Ke], r);
+                Object.freeze && Object.freeze(je);
               } else
-                g("React.jsx: Static children should always be an array. You are likely explicitly calling React.jsxs or React.jsxDEV. Use the Babel transform instead.");
+                w("React.jsx: Static children should always be an array. You are likely explicitly calling React.jsxs or React.jsxDEV. Use the Babel transform instead.");
             else
-              wr(ge, e);
+              Ee(je, r);
         }
-        if (je.call(o, "key")) {
-          var We = P(e), me = Object.keys(o).filter(function(qr) {
-            return qr !== "key";
-          }), ur = me.length > 0 ? "{key: someKey, " + me.join(": ..., ") + ": ...}" : "{key: someKey}";
-          if (!jr[We + ur]) {
-            var Kr = me.length > 0 ? "{" + me.join(": ..., ") + ": ...}" : "{}";
-            g(`A props object containing a "key" prop is being spread into JSX:
+        if (de.call(o, "key")) {
+          var qe = Y(r), ye = Object.keys(o).filter(function(Qr) {
+            return Qr !== "key";
+          }), yr = ye.length > 0 ? "{key: someKey, " + ye.join(": ..., ") + ": ...}" : "{key: someKey}";
+          if (!Nr[qe + yr]) {
+            var Xr = ye.length > 0 ? "{" + ye.join(": ..., ") + ": ...}" : "{}";
+            w(`A props object containing a "key" prop is being spread into JSX:
   let props = %s;
   <%s {...props} />
 React keys must be passed directly to JSX without using spread:
   let props = %s;
-  <%s key={someKey} {...props} />`, ur, We, Kr, We), jr[We + ur] = !0;
+  <%s key={someKey} {...props} />`, yr, qe, Xr, qe), Nr[qe + yr] = !0;
           }
         }
-        return e === s ? Lr(H) : Ir(H), H;
+        return r === s ? fr(K) : Me(K), K;
       }
     }
-    function zr(e, o, c) {
-      return Er(e, o, c, !0);
+    function Gr(r, o, c) {
+      return Cr(r, o, c, !0);
     }
-    function Br(e, o, c) {
-      return Er(e, o, c, !1);
+    function Kr(r, o, c) {
+      return Cr(r, o, c, !1);
     }
-    var Yr = Br, Vr = zr;
-    Je.Fragment = s, Je.jsx = Yr, Je.jsxs = Vr;
-  }()), Je;
+    var Jr = Kr, Zr = Gr;
+    sr.Fragment = s, sr.jsx = Jr, sr.jsxs = Zr;
+  }()), sr;
 }
-process.env.NODE_ENV === "production" ? xr.exports = Zr() : xr.exports = Xr();
-var a = xr.exports;
-function $r(r) {
+process.env.NODE_ENV === "production" ? wr.exports = at() : wr.exports = nt();
+var a = wr.exports;
+function Ur(e) {
   var t, n, s = "";
-  if (typeof r == "string" || typeof r == "number") s += r;
-  else if (typeof r == "object") if (Array.isArray(r)) {
-    var i = r.length;
-    for (t = 0; t < i; t++) r[t] && (n = $r(r[t])) && (s && (s += " "), s += n);
-  } else for (n in r) r[n] && (s && (s += " "), s += n);
+  if (typeof e == "string" || typeof e == "number") s += e;
+  else if (typeof e == "object") if (Array.isArray(e)) {
+    var i = e.length;
+    for (t = 0; t < i; t++) e[t] && (n = Ur(e[t])) && (s && (s += " "), s += n);
+  } else for (n in e) e[n] && (s && (s += " "), s += n);
   return s;
 }
-function te() {
-  for (var r, t, n = 0, s = "", i = arguments.length; n < i; n++) (r = arguments[n]) && (t = $r(r)) && (s && (s += " "), s += t);
+function re() {
+  for (var e, t, n = 0, s = "", i = arguments.length; n < i; n++) (e = arguments[n]) && (t = Ur(e)) && (s && (s += " "), s += t);
   return s;
 }
-const Qr = "https://core.spreedly.com/iframe/iframe-v1.min.js", et = "https://cdn.e2e.movmo.io";
-let Ae = {};
-const At = (r) => {
-  Ae = { ...Ae, ...r };
-}, fr = (r) => {
+const st = "https://core.spreedly.com/iframe/iframe-v1.min.js", ot = "https://cdn.e2e.movmo.io";
+let Ze = {};
+const Zt = (e) => {
+  Ze = { ...Ze, ...e };
+}, vr = (e) => {
   var n;
   const t = globalThis.process;
-  return (n = t == null ? void 0 : t.env) == null ? void 0 : n[r];
-}, Be = () => ({
-  baseUrl: Ae.baseUrl ?? fr("REACT_APP_MOVMO_API_URL") ?? "",
-  spreedlyScriptUrl: Ae.spreedlyScriptUrl ?? fr("REACT_APP_SPREEDLY_SCRIPT_URL") ?? Qr,
-  iconCdnBaseUrl: Ae.iconCdnBaseUrl ?? fr("REACT_APP_MOVMO_ICON_CDN_URL") ?? et,
-  fetch: Ae.fetch ?? (typeof globalThis < "u" && typeof globalThis.fetch == "function" ? globalThis.fetch.bind(globalThis) : (() => {
+  return (n = t == null ? void 0 : t.env) == null ? void 0 : n[e];
+}, tr = () => ({
+  baseUrl: Ze.baseUrl ?? vr("REACT_APP_MOVMO_API_URL") ?? "",
+  spreedlyScriptUrl: Ze.spreedlyScriptUrl ?? vr("REACT_APP_SPREEDLY_SCRIPT_URL") ?? st,
+  iconCdnBaseUrl: Ze.iconCdnBaseUrl ?? vr("REACT_APP_MOVMO_ICON_CDN_URL") ?? ot,
+  fetch: Ze.fetch ?? (typeof globalThis < "u" && typeof globalThis.fetch == "function" ? globalThis.fetch.bind(globalThis) : (() => {
     throw new Error("@movmo_app/payments: no fetch available");
   })())
-}), gr = (r) => ({
-  id: r.id,
-  last4: r.last4,
-  brand: r.brand,
-  expMonth: r.expMonth,
-  expYear: r.expYear,
-  isDefault: r.isDefault,
-  vault: r.vault,
-  cardholderName: r.cardholderName,
-  zip: r.zip
-}), Ue = {
+}), it = "recovery_cooldown", lt = (e, t) => {
+  if (!e) return "";
+  const n = new Date(e);
+  if (Number.isNaN(n.getTime())) return "";
+  try {
+    return new Intl.DateTimeFormat("en-US", {
+      month: "short",
+      day: "numeric",
+      year: "numeric",
+      hour: "numeric",
+      minute: "2-digit",
+      timeZone: t
+    }).format(n);
+  } catch {
+    return "";
+  }
+}, ct = (e) => {
+  const t = lt(e ?? "");
+  return t ? `Account recovery is in progress. You can change payment methods after ${t}.` : "Account recovery is in progress. You can change payment methods once it ends.";
+}, Er = (e) => ({
+  id: e.id,
+  last4: e.last4,
+  brand: e.brand,
+  expMonth: e.expMonth,
+  expYear: e.expYear,
+  isDefault: e.isDefault,
+  vault: e.vault,
+  cardholderName: e.cardholderName,
+  zip: e.zip
+}), Xe = {
   Accept: "application/json",
   "Content-Type": "application/json"
-}, Ie = (r) => {
-  const { baseUrl: t } = Be();
+}, Qe = (e) => {
+  const { baseUrl: t } = tr();
   if (!t)
     throw new Error(
       "@movmo_app/payments: baseUrl is not configured. Call setPaymentsConfig({ baseUrl }) at app boot, or set REACT_APP_MOVMO_API_URL."
     );
-  return `${t}${r}`;
-}, Le = (r, t) => {
-  const { fetch: n } = Be();
-  return n(r, t);
-}, ze = async (r, t) => {
+  return `${t}${e}`;
+}, er = (e, t) => {
+  const { fetch: n } = tr();
+  return n(e, t);
+};
+class zr extends Error {
+  constructor(n, s) {
+    super(n);
+    Je(this, "status");
+    Je(this, "code");
+    Je(this, "until");
+    this.name = "PaymentsApiError", this.status = s.status, this.code = s.code, this.until = s.until;
+  }
+}
+const dt = async (e) => {
   try {
-    return (await r.json()).message || t;
+    const t = await e.json();
+    if (typeof t != "object" || t === null) return {};
+    const { message: n, code: s, until: i } = t;
+    return {
+      message: typeof n == "string" ? n : void 0,
+      code: typeof s == "string" ? s : void 0,
+      until: typeof i == "string" ? i : void 0
+    };
   } catch {
-    return t;
+    return {};
   }
+}, rr = async (e, t) => {
+  const { message: n, code: s, until: i } = await dt(e), l = s === it ? ct(i) : n || t;
+  return new zr(l, { status: e.status, code: s, until: i });
 };
-let Ze = null;
-const br = () => {
-  if (Ze) return Ze;
-  const r = (async () => {
-    const t = await Le(Ie("/v1/payments/tokenization-session"), {
+let or = null;
+const jr = () => {
+  if (or) return or;
+  const e = (async () => {
+    const t = await er(Qe("/v1/payments/tokenization-session"), {
       method: "GET",
-      headers: Ue,
+      headers: Xe,
       credentials: "include"
     });
     if (!t.ok)
-      throw new Error(await ze(t, `Failed to fetch tokenization session (${t.status})`));
+      throw await rr(t, `Failed to fetch tokenization session (${t.status})`);
     return await t.json();
   })();
-  return Ze = r, r.finally(() => {
-    Ze === r && (Ze = null);
+  return or = e, e.finally(() => {
+    or === e && (or = null);
   }).catch(() => {
-  }), r;
-}, rt = (r) => typeof r.brand == "string" && typeof r.last4 == "string" && typeof r.expMonth == "number" && typeof r.expYear == "number", tt = async (r, t, n) => {
-  const s = await Le(
-    Ie(`/v1/users/${encodeURIComponent(r)}/payment-methods/from-token`),
+  }), e;
+}, ut = (e) => typeof e.brand == "string" && typeof e.last4 == "string" && typeof e.expMonth == "number" && typeof e.expYear == "number", mt = async (e, t, n) => {
+  const s = await er(
+    Qe(`/v1/users/${encodeURIComponent(e)}/payment-methods/from-token`),
     {
       method: "POST",
-      headers: Ue,
+      headers: Xe,
       credentials: "include",
       body: JSON.stringify({ tokenizedPaymentMethodId: t, isDefault: n })
     }
   );
   if (!s.ok)
-    throw new Error(await ze(s, `Failed to save payment method (${s.status})`));
+    throw await rr(s, `Failed to save payment method (${s.status})`);
   const i = await s.json();
-  if (rt(i))
-    return gr(i);
-  const l = await Le(
-    Ie(
-      `/v1/users/${encodeURIComponent(r)}/payment-methods/${encodeURIComponent(i.id)}`
+  if (ut(i))
+    return Er(i);
+  const l = await er(
+    Qe(
+      `/v1/users/${encodeURIComponent(e)}/payment-methods/${encodeURIComponent(i.id)}`
     ),
     {
       method: "GET",
-      headers: Ue,
+      headers: Xe,
       credentials: "include"
     }
   );
   if (!l.ok)
-    throw new Error(
-      await ze(l, `Failed to fetch saved payment method (${l.status})`)
-    );
+    throw await rr(l, `Failed to fetch saved payment method (${l.status})`);
   const u = await l.json();
-  return gr(u);
-}, at = async (r, t) => {
-  if (!r) return [];
-  const n = await Le(
-    Ie(`/v1/users/${encodeURIComponent(r)}/payment-methods`),
+  return Er(u);
+}, ft = async (e, t) => {
+  if (!e) return [];
+  const n = await er(
+    Qe(`/v1/users/${encodeURIComponent(e)}/payment-methods`),
     {
       method: "GET",
-      headers: Ue,
+      headers: Xe,
       credentials: "include",
       signal: t
     }
   );
   if (!n.ok)
-    throw new Error(await ze(n, `Failed to fetch payment methods (${n.status})`));
-  return (await n.json() ?? []).map(gr);
-}, nt = async (r, t) => {
-  const n = await Le(
-    Ie(
-      `/v1/users/${encodeURIComponent(r)}/payment-methods/${encodeURIComponent(t)}`
+    throw await rr(n, `Failed to fetch payment methods (${n.status})`);
+  return (await n.json() ?? []).map(Er);
+}, pt = async (e, t) => {
+  const n = await er(
+    Qe(
+      `/v1/users/${encodeURIComponent(e)}/payment-methods/${encodeURIComponent(t)}`
     ),
     {
       method: "DELETE",
-      headers: Ue,
+      headers: Xe,
       credentials: "include"
     }
   );
   if (!n.ok)
-    throw new Error(await ze(n, `Failed to delete payment method (${n.status})`));
-}, Dr = async (r, t, n) => {
-  const s = await Le(
-    Ie(
-      `/v1/users/${encodeURIComponent(r)}/payment-methods/${encodeURIComponent(t)}`
+    throw await rr(n, `Failed to delete payment method (${n.status})`);
+}, Lr = async (e, t, n) => {
+  const s = await er(
+    Qe(
+      `/v1/users/${encodeURIComponent(e)}/payment-methods/${encodeURIComponent(t)}`
     ),
     {
       method: "PUT",
-      headers: Ue,
+      headers: Xe,
       credentials: "include",
       body: JSON.stringify(n)
     }
   );
   if (!s.ok)
-    throw new Error(await ze(s, `Failed to update payment method (${s.status})`));
-}, st = {
+    throw await rr(s, `Failed to update payment method (${s.status})`);
+}, lr = (e, t, n) => t instanceof zr ? {
+  source: e,
+  message: t.message,
+  cause: t,
+  status: t.status,
+  ...t.code !== void 0 ? { code: t.code } : {},
+  ...t.until !== void 0 ? { until: t.until } : {}
+} : { source: e, message: t instanceof Error ? t.message : n, cause: t }, ht = {
   visa: "visa",
   master: "mastercard",
   mastercard: "mastercard",
   american_express: "amex",
   amex: "amex",
   discover: "discover"
-}, ot = 28, Se = ({
-  brand: r,
+}, yt = 28, Ye = ({
+  brand: e,
   className: t,
   width: n = 46
 }) => {
-  const s = r ? st[r.toLowerCase()] ?? "credit-card" : "credit-card", i = Math.max(n, ot), l = Math.round(i * 24 / 34), { iconCdnBaseUrl: u } = Be();
+  const s = e ? ht[e.toLowerCase()] ?? "credit-card" : "credit-card", i = Math.max(n, yt), l = Math.round(i * 24 / 34), { iconCdnBaseUrl: u } = tr();
   return /* @__PURE__ */ a.jsx(
     "img",
     {
       src: `${u}/website/assets/icons/payments/${s}.svg`,
       alt: s === "credit-card" ? "card" : `${s} card`,
-      "data-testid": `card-brand-${r.toLowerCase()}`,
+      "data-testid": `card-brand-${e.toLowerCase()}`,
       className: t,
       width: i,
       height: l,
@@ -801,18 +845,18 @@ const br = () => {
     }
   );
 };
-let Xe = null;
-const it = () => {
+let ir = null;
+const vt = () => {
   if (typeof window > "u")
     return Promise.reject(new Error("Spreedly can only be loaded in a browser environment."));
   if (window.Spreedly)
     return Promise.resolve(window.Spreedly);
-  if (Xe)
-    return Xe;
-  const { spreedlyScriptUrl: r } = Be();
-  return Xe = new Promise((t, n) => {
+  if (ir)
+    return ir;
+  const { spreedlyScriptUrl: e } = tr();
+  return ir = new Promise((t, n) => {
     const s = document.querySelector(
-      `script[src="${r}"]`
+      `script[src="${e}"]`
     ), i = () => {
       window.Spreedly ? t(window.Spreedly) : n(new Error("Spreedly script loaded but window.Spreedly is undefined."));
     };
@@ -831,295 +875,348 @@ const it = () => {
       return;
     }
     const l = document.createElement("script");
-    l.src = r, l.async = !0, l.onload = i, l.onerror = () => {
+    l.src = e, l.async = !0, l.onload = i, l.onerror = () => {
       l.remove(), n(new Error("Failed to load Spreedly iframe script."));
     }, document.head.appendChild(l);
   }).catch((t) => {
-    throw Xe = null, t;
-  }), Xe;
+    throw ir = null, t;
+  }), ir;
 };
-class lr extends Error {
+class pr extends Error {
   constructor(n, s) {
     super(s instanceof Error ? s.message : "Failed to initialize card form.");
-    mr(this, "source");
+    Je(this, "source");
     // Re-declared (vs. relying on the lib's ES2022 `Error.cause`) so the field is
     // always present on the type regardless of the consuming app's tsconfig `lib`.
-    mr(this, "cause");
+    Je(this, "cause");
     this.name = "InitError", this.source = n, this.cause = s;
   }
 }
-const lt = "movmo-card-number", ct = "movmo-card-cvv", dt = (r) => ({
-  first_name: r.firstName,
-  last_name: r.lastName,
-  month: r.month,
-  year: r.year,
-  ...r.email ? { email: r.email } : {},
-  ...r.zip ? { zip: r.zip } : {}
-}), ut = (r = {}) => {
+const xt = "movmo-card-number", gt = "movmo-card-cvv", bt = (e) => ({
+  first_name: e.firstName,
+  last_name: e.lastName,
+  month: e.month,
+  year: e.year,
+  ...e.email ? { email: e.email } : {},
+  ...e.zip ? { zip: e.zip } : {}
+}), wt = (e = {}) => {
   const {
-    numberEl: t = lt,
-    cvvEl: n = ct,
+    numberEl: t = xt,
+    cvvEl: n = gt,
     onCardTokenized: s,
     onFieldErrors: i,
     onValidityChange: l,
     onBrandChange: u
-  } = r, [x, m] = C("idle"), [k, b] = C(null), [f, y] = C(null), [w, S] = C(null), [le, O] = C({ number: !1, cvv: !1 }), [_, g] = C(null), [q, ae] = C({ number: !1, cvv: !1 }), be = I(null), pe = I(s), ne = I(i), ce = I(l), M = I(u);
-  D(() => {
-    pe.current = s;
-  }, [s]), D(() => {
-    ne.current = i;
-  }, [i]), D(() => {
-    ce.current = l;
-  }, [l]), D(() => {
-    M.current = u;
+  } = e, [y, p] = R("idle"), [E, j] = R(null), [b, _] = R(null), [x, P] = R(null), [$, B] = R({ number: !1, cvv: !1 }), [C, w] = R(null), [W, ve] = R({ number: !1, cvv: !1 }), fe = U(null), _e = U(s), pe = U(i), le = U(l), te = U(u);
+  O(() => {
+    _e.current = s;
+  }, [s]), O(() => {
+    pe.current = i;
+  }, [i]), O(() => {
+    le.current = l;
+  }, [l]), O(() => {
+    te.current = u;
   }, [u]);
-  const j = I({ number: !1, cvv: !1 });
-  D(() => {
-    let P = !1;
-    return m("loading"), b(null), y(null), S(null), O({ number: !1, cvv: !1 }), g(null), j.current = { number: !1, cvv: !1 }, (async () => {
+  const g = U({ number: !1, cvv: !1 });
+  O(() => {
+    let Y = !1;
+    return p("loading"), j(null), _(null), P(null), B({ number: !1, cvv: !1 }), w(null), g.current = { number: !1, cvv: !1 }, (async () => {
       try {
-        const [v, p] = await Promise.all([
-          br().catch((R) => {
-            throw new lr("tokenization-session", R);
+        const [f, h] = await Promise.all([
+          jr().catch((S) => {
+            throw new pr("tokenization-session", S);
           }),
-          it().catch((R) => {
-            throw new lr("spreedly-script", R);
+          vt().catch((S) => {
+            throw new pr("spreedly-script", S);
           })
         ]);
-        if (P) return;
-        be.current = p, p.on("ready", () => {
-          var R, L, J, ye, Z, se;
-          if (!P) {
-            m("ready");
+        if (Y) return;
+        fe.current = h, h.on("ready", () => {
+          var S, M, se, oe, J, Z;
+          if (!Y) {
+            p("ready");
             try {
-              (R = p.setFieldType) == null || R.call(p, "number", "tel"), (L = p.setFieldType) == null || L.call(p, "cvv", "tel");
-            } catch (X) {
-              console.warn("@movmo_app/payments: setFieldType failed", X);
+              (S = h.setFieldType) == null || S.call(h, "number", "tel"), (M = h.setFieldType) == null || M.call(h, "cvv", "tel");
+            } catch (G) {
+              console.warn("@movmo_app/payments: setFieldType failed", G);
             }
             try {
-              typeof p.setNumberFormat == "function" ? p.setNumberFormat("prettyFormat") : console.warn(
+              typeof h.setNumberFormat == "function" ? h.setNumberFormat("prettyFormat") : console.warn(
                 "@movmo_app/payments: Spreedly.setNumberFormat is missing — card-number digits will not be space-grouped."
               );
-            } catch (X) {
-              console.warn("@movmo_app/payments: setNumberFormat failed", X);
+            } catch (G) {
+              console.warn("@movmo_app/payments: setNumberFormat failed", G);
             }
             try {
-              (J = p.setPlaceholder) == null || J.call(p, "number", "Card number"), (ye = p.setPlaceholder) == null || ye.call(p, "cvv", "CVV");
-              const X = 'box-sizing: border-box;width: 100%;height: 100%;margin: 0;padding: 0;border: 0;background: transparent;outline: none;font-family: ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;font-size: 14px;font-weight: 400;line-height: 20px;color: rgb(28 25 23);letter-spacing: 0;vertical-align: middle;';
-              (Z = p.setStyle) == null || Z.call(p, "number", X), (se = p.setStyle) == null || se.call(p, "cvv", X);
-            } catch (X) {
-              console.warn("@movmo_app/payments: setPlaceholder/setStyle failed", X);
+              (se = h.setPlaceholder) == null || se.call(h, "number", "Card number"), (oe = h.setPlaceholder) == null || oe.call(h, "cvv", "CVV");
+              const G = 'box-sizing: border-box;width: 100%;height: 100%;margin: 0;padding: 0;border: 0;background: transparent;outline: none;font-family: ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;font-size: 14px;font-weight: 400;line-height: 20px;color: rgb(28 25 23);letter-spacing: 0;vertical-align: middle;';
+              (J = h.setStyle) == null || J.call(h, "number", G), (Z = h.setStyle) == null || Z.call(h, "cvv", G);
+            } catch (G) {
+              console.warn("@movmo_app/payments: setPlaceholder/setStyle failed", G);
             }
           }
-        }), p.on("paymentMethod", (R) => {
-          var L;
-          (L = pe.current) == null || L.call(pe, R);
-        }), p.on("errors", (R) => {
-          var L;
-          (L = ne.current) == null || L.call(ne, R);
-        }), p.on("fieldEvent", (R, L, J, ye) => {
-          var X;
-          if (P) return;
-          if (L === "focus") {
-            ae((W) => W[R] ? W : { ...W, [R]: !0 });
+        }), h.on("paymentMethod", (S) => {
+          var M;
+          (M = _e.current) == null || M.call(_e, S);
+        }), h.on("errors", (S) => {
+          var M;
+          (M = pe.current) == null || M.call(pe, S);
+        }), h.on("fieldEvent", (S, M, se, oe) => {
+          var G;
+          if (Y) return;
+          if (M === "focus") {
+            ve((T) => T[S] ? T : { ...T, [S]: !0 });
             return;
           }
-          if (L === "blur") {
-            ae((W) => W[R] ? { ...W, [R]: !1 } : W);
+          if (M === "blur") {
+            ve((T) => T[S] ? { ...T, [S]: !1 } : T);
             return;
           }
-          if (L !== "input") return;
-          const Z = ye ?? {};
-          if (R === "number") {
-            if (Z.numberLength === 0)
-              g((W) => {
-                var ee;
-                return W !== null && ((ee = M.current) == null || ee.call(M, null)), null;
+          if (M !== "input") return;
+          const J = oe ?? {};
+          if (S === "number") {
+            if (J.numberLength === 0)
+              w((T) => {
+                var X;
+                return T !== null && ((X = te.current) == null || X.call(te, null)), null;
               });
-            else if (Z.cardType !== void 0) {
-              const W = Z.cardType || null;
-              g((ee) => {
-                var Ce;
-                return ee !== W && ((Ce = M.current) == null || Ce.call(M, W)), W;
+            else if (J.cardType !== void 0) {
+              const T = J.cardType || null;
+              w((X) => {
+                var ke;
+                return X !== T && ((ke = te.current) == null || ke.call(te, T)), T;
               });
             }
           }
-          const se = R === "number" ? typeof Z.validNumber == "boolean" ? Z.validNumber : void 0 : typeof Z.validCvv == "boolean" ? Z.validCvv : void 0;
-          if (typeof se == "boolean") {
-            const W = j.current, ee = R === "number" ? { ...W, number: se } : { ...W, cvv: se };
-            (ee.number !== W.number || ee.cvv !== W.cvv) && (j.current = ee, O(ee), (X = ce.current) == null || X.call(ce, ee));
+          const Z = S === "number" ? typeof J.validNumber == "boolean" ? J.validNumber : void 0 : typeof J.validCvv == "boolean" ? J.validCvv : void 0;
+          if (typeof Z == "boolean") {
+            const T = g.current, X = S === "number" ? { ...T, number: Z } : { ...T, cvv: Z };
+            (X.number !== T.number || X.cvv !== T.cvv) && (g.current = X, B(X), (G = le.current) == null || G.call(le, X));
           }
-        }), p.on("consoleError", (R) => {
-          var J;
-          const L = R instanceof Error ? R.message : "An unexpected error occurred while securing your card.";
-          (J = ne.current) == null || J.call(ne, [{ message: L }]);
-        }), p.init(v.environmentKey, {
+        }), h.on("consoleError", (S) => {
+          var se;
+          const M = S instanceof Error ? S.message : "An unexpected error occurred while securing your card.";
+          (se = pe.current) == null || se.call(pe, [{ message: M }]);
+        }), h.init(f.environmentKey, {
           numberEl: t,
           cvvEl: n,
-          nonce: v.nonce,
-          timestamp: String(v.timestamp),
-          certificateToken: v.certificateToken,
-          signature: v.signature
+          nonce: f.nonce,
+          timestamp: String(f.timestamp),
+          certificateToken: f.certificateToken,
+          signature: f.signature
         });
-      } catch (v) {
-        if (P) return;
-        const p = v instanceof Error ? v.message : "Failed to initialize card form.";
-        b(p), y(v instanceof lr ? v.source : "spreedly-script"), S(v instanceof lr ? v.cause : v), m("error");
+      } catch (f) {
+        if (Y) return;
+        const h = f instanceof Error ? f.message : "Failed to initialize card form.";
+        j(h), _(f instanceof pr ? f.source : "spreedly-script"), P(f instanceof pr ? f.cause : f), p("error");
       }
     })(), () => {
-      var v, p;
-      P = !0;
+      var f, h;
+      Y = !0;
       try {
-        (p = (v = be.current) == null ? void 0 : v.removeHandlers) == null || p.call(v);
-      } catch (R) {
-        console.warn("@movmo_app/payments: removeHandlers failed during cleanup", R);
+        (h = (f = fe.current) == null ? void 0 : f.removeHandlers) == null || h.call(f);
+      } catch (S) {
+        console.warn("@movmo_app/payments: removeHandlers failed during cleanup", S);
       }
-      be.current = null;
+      fe.current = null;
     };
   }, [t, n]);
-  const he = Y((P) => {
-    var v;
-    (v = be.current) == null || v.tokenizeCreditCard(dt(P));
-  }, []), Ne = Y((P) => {
-    var v, p;
-    (p = (v = be.current) == null ? void 0 : v.transferFocus) == null || p.call(v, P);
+  const ge = D((Y) => {
+    var f;
+    (f = fe.current) == null || f.tokenizeCreditCard(bt(Y));
+  }, []), Re = D((Y) => {
+    var f, h;
+    (h = (f = fe.current) == null ? void 0 : f.transferFocus) == null || h.call(f, Y);
   }, []);
-  return { status: x, error: k, errorSource: f, errorCause: w, tokenize: he, validity: le, brand: _, focused: q, focusField: Ne };
-}, pr = "h-11 w-full rounded-md border border-grayWarm-300 bg-white px-3 py-2 text-sm text-grayWarm-900 placeholder:text-grayWarm-400 outline-none focus:border-grayWarm-950 focus:shadow-[0_0_0_1px_#1c1917]", Cr = "flex h-11 w-full items-center gap-2 rounded-md border bg-white px-3 py-2 transition-shadow", kr = "border-grayWarm-950 shadow-[0_0_0_1px_#1c1917]", Rr = "border-grayWarm-300", mt = (r) => {
-  const t = r.trim();
+  return { status: y, error: E, errorSource: b, errorCause: x, tokenize: ge, validity: $, brand: C, focused: W, focusField: Re };
+}, _r = {
+  number: "Enter your card number",
+  expiry: "Enter a valid expiry date",
+  cvv: "Enter the security code",
+  zip: "Enter your postal code",
+  name: "Enter first and last name as printed on the card"
+}, Et = "Your card saves automatically once all fields are complete.", Br = (e) => /^[A-Za-z0-9][A-Za-z0-9 -]{1,8}[A-Za-z0-9]$/.test(e.trim()), Yr = (e) => {
+  const t = e.replace(/[^A-Za-z0-9 -]/g, "").slice(0, 10);
+  if (!/^[\d-]*$/.test(t)) return t;
+  const n = t.replace(/-+/g, "-").replace(/^-/, "");
+  return n.includes("-") ? n : n.length === 9 ? `${n.slice(0, 5)}-${n.slice(5)}` : n;
+}, jt = ({
+  hookStatus: e,
+  validity: t,
+  nameValid: n,
+  expiryValid: s,
+  zipValid: i
+}) => {
+  const l = e === "ready", u = [], y = (p) => u.push({ field: p, message: _r[p] });
+  return l && !t.number && y("number"), s || y("expiry"), l && !t.cvv && y("cvv"), i || y("zip"), n || y("name"), u;
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+  expiry: !1,
+  cvv: !1,
+  zip: !1,
+  name: !1
+}, Nt = (e) => {
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   if (!t) return { firstName: "", lastName: "" };
   const n = t.lastIndexOf(" ");
   return n === -1 ? { firstName: t, lastName: "" } : {
     firstName: t.slice(0, n).trim(),
     lastName: t.slice(n + 1).trim()
   };
-}, Mr = (r) => {
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   if (t.length < 4) return { month: "", year: "" };
   const n = t.slice(0, 2), s = t.slice(2), i = s.length === 2 ? `20${s}` : s.slice(0, 4);
   return { month: n, year: i };
-}, ft = (r) => {
-  const t = r.replace(/\D/g, "").slice(0, 4);
+}, Ct = (e) => {
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   return t.length <= 2 ? t : `${t.slice(0, 2)} / ${t.slice(2)}`;
-}, hr = (r) => {
-  const { month: t, year: n } = Mr(r);
+}, gr = (e) => {
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   if (!t || !n) return !1;
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-  return t.length <= 5 ? t : `${t.slice(0, 5)}-${t.slice(5)}`;
-}, Ar = ({
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   onSuccess: t,
   onError: n,
   onErrorDetail: s,
   isDefault: i = !1,
   className: l,
   defaultCardholderName: u,
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-  defaultCardholderLastName: m = "",
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-  formId: b = "movmo-card-form",
-  hideInternalSaveButton: f = !1,
-  onCanSubmitChange: y,
-  onSavingChange: w,
-  autoFocus: S
+  defaultCardholderFirstName: y = "",
+  defaultCardholderLastName: p = "",
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+  formId: j = "movmo-card-form",
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+  onSavingChange: x,
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 }) => {
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+  O(() => {
+    g.current = s;
   }, [s]);
-  const j = Y(
-    async (T) => {
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+    async (m) => {
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+      le("saving");
       try {
-        const U = await tt(r, T, i);
-        ne("ready"), t(U);
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-        ne("ready"), ce.current = !1, n(fe), (A = M.current) == null || A.call(M, { source: "save-from-token", message: fe, cause: U });
+        const he = await mt(e, m, i);
+        le("ready"), t(he);
+      } catch (he) {
+        const ie = he instanceof Error ? he.message : "Failed to save payment method.";
+        le("ready"), te.current = !1, n(ie), (I = g.current) == null || I.call(g, {
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-  ), he = Y(
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+    [e, i, t, n]
+  ), Re = D(
+    (m) => {
+      var he;
+      const I = m.map((ie) => ie.message).filter(Boolean).join("; ") || "Card validation failed.";
+      le((ie) => ie === "tokenizing" ? "ready" : ie), te.current = !1, n(I), (he = g.current) == null || he.call(g, { source: "card-tokenize", message: I });
     },
     [n]
-  ), Ne = Qe(
+  ), Y = Be(
     () => ({
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-      onFieldErrors: he
+      onCardTokenized: ge,
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     }),
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+    [ge, Re]
   ), {
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-    error: v,
-    errorSource: p,
-    errorCause: R,
-    tokenize: L,
-    validity: J,
-    brand: ye,
+    status: f,
+    error: h,
+    errorSource: S,
+    errorCause: M,
+    tokenize: se,
+    validity: oe,
+    brand: J,
     focused: Z,
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-  D(() => {
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-  D(() => {
-    V.current = w;
-  }, [w]), D(() => {
-    var T;
-    (T = V.current) == null || T.call(V, ue);
+    focusField: G
+  } = wt(Y), T = U(!1);
+  O(() => {
+    !P || f !== "ready" || T.current || (T.current = !0, G(P));
+  }, [P, f, G]);
+  const X = C.trim().split(/\s+/).length >= 2, ke = gr(W), be = Br(fe), [Q, Ne] = R(_t), ee = D(
+    (m) => Ne((I) => I[m] ? I : { ...I, [m]: !0 }),
+    []
+  ), We = U(Z);
+  O(() => {
+    const m = We.current;
+    We.current = Z, m.number && !Z.number && ee("number"), m.cvv && !Z.cvv && ee("cvv");
+  }, [Z, ee]);
+  const Se = Be(
+    () => jt({ hookStatus: f, validity: oe, nameValid: X, expiryValid: ke, zipValid: be }),
+    [f, oe, X, ke, be]
+  ), ce = (m) => Se.some((I) => I.field === m), ae = Be(() => Se.map((m) => m.field), [Se]), Oe = Be(
+    () => ae.filter((m) => Q[m]),
+    [ae, Q]
+  ), z = U($);
+  O(() => {
+    z.current = $;
+  }, [$]), O(() => {
+    var m;
+    (m = z.current) == null || m.call(z, {
+      valid: ae.length === 0,
+      missing: ae,
+      touchedInvalid: Oe
+    });
+  }, [ae, Oe]);
+  const de = Q.number && ce("number"), Pe = Q.name && ce("name"), ne = Se.find(
+    (m) => (m.field === "expiry" || m.field === "cvv" || m.field === "zip") && Q[m.field]
+  ), Ce = U(!1), Ae = U(!1), xe = U(null);
+  O(() => {
+    var m;
+    oe.cvv ? Ae.current || (Ae.current = !0, (m = xe.current) == null || m.focus()) : Ae.current = !1;
+  }, [oe.cvv]);
+  const Ve = !X || !ke || !be || !oe.number || !oe.cvv, we = pe === "tokenizing" || pe === "saving", ue = f === "ready" && !we && !Ve, De = U(_);
+  O(() => {
+    De.current = _;
+  }, [_]), O(() => {
+    var m;
+    (m = De.current) == null || m.call(De, ue);
   }, [ue]);
-  const je = Y(() => {
-    const { firstName: T, lastName: A } = mt(O), { month: U, year: fe } = Mr(g);
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-  D(() => {
-    if (!k || !Q || ce.current) return;
-    const T = setTimeout(() => {
-      ce.current = !0, je();
+  const $e = U(x);
+  O(() => {
+    $e.current = x;
+  }, [x]), O(() => {
+    var m;
+    (m = $e.current) == null || m.call($e, we);
+  }, [we]);
+  const Ie = D(() => {
+    const { firstName: m, lastName: I } = Nt(C), { month: he, year: ie } = Vr(W);
+    le("tokenizing"), se({ firstName: m, lastName: I, month: he, year: ie, zip: fe.trim() });
+  }, [C, W, fe, se]);
+  O(() => {
+    if (!E || !ue || te.current) return;
+    const m = setTimeout(() => {
+      te.current = !0, Ie();
     }, 1200);
-    return () => clearTimeout(T);
-  }, [k, Q, je]);
-  const Fe = (T) => {
-    T.preventDefault(), Q && je();
-  }, _e = P !== "ready" || ue, re = I(n);
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-      source: p ?? "spreedly-script",
-      message: v,
-      cause: R
+    return () => clearTimeout(m);
+  }, [E, ue, Ie]);
+  const He = (m) => {
+    m.preventDefault(), ue && Ie();
+  }, Ue = f !== "ready" || we, Te = U(n);
+  return O(() => {
+    Te.current = n;
+  }, [n]), O(() => {
+    var m, I;
+    h && ((m = Te.current) == null || m.call(Te, h), (I = g.current) == null || I.call(g, {
+      ...lr(S ?? "spreedly-script", M, h),
+      message: h
     }));
-  }, [v, p, R]), /* @__PURE__ */ a.jsxs(
+  }, [h, S, M]), /* @__PURE__ */ a.jsxs(
     "form",
     {
-      id: b,
-      onSubmit: Fe,
-      className: te("flex w-full flex-col gap-3", l),
+      id: j,
+      onSubmit: He,
+      className: re("flex w-full flex-col gap-3", l),
       "data-testid": "movmo-card-form",
       children: [
         /* @__PURE__ */ a.jsxs("div", { children: [
@@ -1127,24 +1224,26 @@ const lt = "movmo-card-number", ct = "movmo-card-cvv", dt = (r) => ({
           /* @__PURE__ */ a.jsxs(
             "div",
             {
-              className: te(
-                Cr,
-                Z.number ? kr : Rr
+              className: re(
+                Sr,
+                Z.number ? Pr : de ? Fr : Tr
               ),
+              "data-testid": "movmo-card-number-shell",
               children: [
-                /* @__PURE__ */ a.jsx(Se, { brand: ye ?? "", width: 32, className: "flex-shrink-0" }),
+                /* @__PURE__ */ a.jsx(Ye, { brand: J ?? "", width: 32, className: "flex-shrink-0" }),
                 /* @__PURE__ */ a.jsxs("div", { className: "relative h-full flex-1", children: [
                   /* @__PURE__ */ a.jsx(
                     "div",
                     {
                       id: "movmo-card-number",
                       "aria-labelledby": "movmo-card-number-label",
-                      "aria-busy": P !== "ready",
+                      "aria-busy": f !== "ready",
+                      "aria-describedby": de ? "movmo-card-number-error" : void 0,
                       className: "absolute inset-0",
                       "data-testid": "movmo-card-number-mount"
                     }
                   ),
-                  P !== "ready" ? /* @__PURE__ */ a.jsx(
+                  f !== "ready" ? /* @__PURE__ */ a.jsx(
                     "div",
                     {
                       "aria-hidden": "true",
@@ -1154,100 +1253,131 @@ const lt = "movmo-card-number", ct = "movmo-card-cvv", dt = (r) => ({
                 ] })
               ]
             }
+          ),
+          de && /* @__PURE__ */ a.jsx(
+            "p",
+            {
+              id: "movmo-card-number-error",
+              className: "mt-1 text-xs text-error-700",
+              "data-testid": "movmo-card-number-error",
+              children: _r.number
+            }
           )
         ] }),
-        /* @__PURE__ */ a.jsxs("div", { className: "grid grid-cols-3 gap-3", children: [
-          /* @__PURE__ */ a.jsxs("div", { children: [
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-            /* @__PURE__ */ a.jsx(
-              "input",
-              {
-                id: "movmo-card-expiry",
-                type: "text",
-                inputMode: "numeric",
-                autoComplete: "cc-exp",
-                placeholder: "MM / YY",
-                value: g,
-                onChange: (T) => {
-                  const A = ft(T.target.value);
-                  q(A), hr(A) && !ve.current ? (ve.current = !0, se("cvv")) : hr(A) || (ve.current = !1);
-                },
-                className: te(pr, g && !ee && "border-error-500"),
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-                required: !0,
-                "data-testid": "movmo-card-expiry-input"
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-            )
-          ] }),
-          /* @__PURE__ */ a.jsxs("div", { className: "relative", children: [
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-            /* @__PURE__ */ a.jsxs(
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-              {
-                className: te(
-                  Cr,
-                  Z.cvv ? kr : Rr
-                ),
-                children: [
-                  /* @__PURE__ */ a.jsxs("div", { className: "relative h-full flex-1", children: [
+        /* @__PURE__ */ a.jsxs("div", { children: [
+          /* @__PURE__ */ a.jsxs("div", { className: "grid grid-cols-3 gap-3", children: [
+            /* @__PURE__ */ a.jsxs("div", { children: [
+              /* @__PURE__ */ a.jsx("label", { htmlFor: "movmo-card-expiry", className: "sr-only", children: "Expiry MM / YY" }),
+              /* @__PURE__ */ a.jsx(
+                "input",
+                {
+                  id: "movmo-card-expiry",
+                  type: "text",
+                  inputMode: "numeric",
+                  autoComplete: "cc-exp",
+                  placeholder: "MM / YY",
+                  value: W,
+                  onChange: (m) => {
+                    const I = Ct(m.target.value);
+                    ve(I), gr(I) && !Ce.current ? (Ce.current = !0, G("cvv")) : gr(I) || (Ce.current = !1);
+                  },
+                  onBlur: () => ee("expiry"),
+                  "aria-invalid": Q.expiry && ce("expiry"),
+                  "aria-describedby": (ne == null ? void 0 : ne.field) === "expiry" ? "movmo-card-row-error" : void 0,
+                  className: re(
+                    xr,
+                    Q.expiry && ce("expiry") ? "border-error-500" : "border-grayWarm-300"
+                  ),
+                  disabled: Ue,
+                  required: !0,
+                  "data-testid": "movmo-card-expiry-input"
+                }
+              )
+            ] }),
+            /* @__PURE__ */ a.jsxs("div", { className: "relative", children: [
+              /* @__PURE__ */ a.jsx("span", { id: "movmo-card-cvv-label", className: "sr-only", children: "CVV" }),
+              /* @__PURE__ */ a.jsxs(
+                "div",
+                {
+                  className: re(
+                    Sr,
+                    Z.cvv ? Pr : Q.cvv && ce("cvv") ? Fr : Tr
+                  ),
+                  "data-testid": "movmo-card-cvv-shell",
+                  children: [
+                    /* @__PURE__ */ a.jsxs("div", { className: "relative h-full flex-1", children: [
+                      /* @__PURE__ */ a.jsx(
+                        "div",
+                        {
+                          id: "movmo-card-cvv",
+                          "aria-labelledby": "movmo-card-cvv-label",
+                          "aria-busy": f !== "ready",
+                          "aria-describedby": (ne == null ? void 0 : ne.field) === "cvv" ? "movmo-card-row-error" : void 0,
+                          className: "absolute inset-0",
+                          "data-testid": "movmo-card-cvv-mount"
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+                      ),
+                      f !== "ready" ? /* @__PURE__ */ a.jsx(
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+                          className: "pointer-events-none absolute inset-y-2 left-0 right-2 animate-pulse rounded bg-grayWarm-200"
+                        }
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+                    ] }),
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-                        "data-testid": "movmo-card-cvv-mount"
-                      }
-                    ),
-                    P !== "ready" ? /* @__PURE__ */ a.jsx(
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                       {
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-                        className: "pointer-events-none absolute inset-y-2 left-0 right-2 animate-pulse rounded bg-grayWarm-200"
+                        type: "button",
+                        "aria-label": "CVV help",
+                        tabIndex: -1,
+                        className: "flex h-5 w-5 flex-shrink-0 items-center justify-center rounded-full border border-grayWarm-300 text-xs text-grayWarm-500",
+                        title: J === "american_express" ? "The 4 numbers on the front of your card." : "The 3 numbers on the back of your card.",
+                        "data-testid": "movmo-cvv-help",
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                       }
-                    ) : null
-                  ] }),
-                  /* @__PURE__ */ a.jsx(
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-                    {
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-                      "aria-label": "CVV help",
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-                      "data-testid": "movmo-cvv-help",
-                      children: "?"
-                    }
-                  )
-                ]
-              }
-            )
+                    )
+                  ]
+                }
+              )
+            ] }),
+            /* @__PURE__ */ a.jsxs("div", { children: [
+              /* @__PURE__ */ a.jsx("label", { htmlFor: "movmo-card-zip", className: "sr-only", children: "Postal code" }),
+              /* @__PURE__ */ a.jsx(
+                "input",
+                {
+                  id: "movmo-card-zip",
+                  ref: xe,
+                  type: "text",
+                  autoComplete: "postal-code",
+                  placeholder: "Postal code",
+                  value: fe,
+                  onChange: (m) => {
+                    _e(Yr(m.target.value));
+                  },
+                  onBlur: () => ee("zip"),
+                  "aria-invalid": Q.zip && ce("zip"),
+                  "aria-describedby": (ne == null ? void 0 : ne.field) === "zip" ? "movmo-card-row-error" : void 0,
+                  className: re(
+                    xr,
+                    Q.zip && ce("zip") ? "border-error-500" : "border-grayWarm-300"
+                  ),
+                  disabled: Ue,
+                  required: !0,
+                  "data-testid": "movmo-card-zip-input"
+                }
+              )
+            ] })
           ] }),
-          /* @__PURE__ */ a.jsxs("div", { children: [
-            /* @__PURE__ */ a.jsx("label", { htmlFor: "movmo-card-zip", className: "sr-only", children: "ZIP code" }),
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-              {
-                id: "movmo-card-zip",
-                ref: oe,
-                type: "text",
-                inputMode: "numeric",
-                autoComplete: "postal-code",
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-                disabled: _e,
-                required: !0,
-                "data-testid": "movmo-card-zip-input"
-              }
-            )
-          ] })
+          ne && /* @__PURE__ */ a.jsx(
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+            {
+              id: "movmo-card-row-error",
+              className: "mt-1 text-xs text-error-700",
+              "data-testid": "movmo-card-row-error",
+              children: ne.message
+            }
+          )
         ] }),
         /* @__PURE__ */ a.jsxs("div", { children: [
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@@ -1255,150 +1385,159 @@ const lt = "movmo-card-number", ct = "movmo-card-cvv", dt = (r) => ({
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               id: "movmo-card-cardholder-name",
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               type: "text",
               autoComplete: "cc-name",
               placeholder: "Cardholder name",
-              value: O,
-              onChange: (T) => _(T.target.value),
-              className: pr,
-              disabled: _e,
+              value: C,
+              onChange: (m) => w(m.target.value),
+              onBlur: () => ee("name"),
+              "aria-invalid": Pe,
+              "aria-describedby": Pe ? "movmo-card-name-error" : void 0,
+              className: re(
+                xr,
+                Pe ? "border-error-500" : "border-grayWarm-300"
+              ),
+              disabled: Ue,
               required: !0,
               "data-testid": "movmo-card-cardholder-name-input"
             }
+          ),
+          Pe && /* @__PURE__ */ a.jsx(
+            "p",
+            {
+              id: "movmo-card-name-error",
+              className: "mt-1 text-xs text-error-700",
+              "data-testid": "movmo-card-name-error",
+              children: _r.name
+            }
           )
         ] }),
-        !k && !f ? /* @__PURE__ */ a.jsx(
+        !E && !b ? /* @__PURE__ */ a.jsx(
           "button",
           {
             type: "submit",
-            disabled: !Q,
-            className: te(
+            disabled: !ue,
+            className: re(
               "inline-flex h-11 items-center justify-center rounded-md bg-brand-500 px-4 text-sm font-semibold text-white transition-colors hover:bg-brand-600",
               "disabled:cursor-not-allowed disabled:bg-grayWarm-300 disabled:text-grayWarm-500"
             ),
             "data-testid": "movmo-card-save",
-            children: ue ? "Saving…" : P === "loading" ? "Loading…" : "Save card"
+            children: we ? "Saving…" : f === "loading" ? "Loading…" : "Save card"
           }
-        ) : ue && k ? (
+        ) : E ? (
           // In autoSave mode (empty-state inline form, no Save button at all),
-          // surface the in-flight state as inline text. The modal flow uses a
-          // spinner inside the modal-footer Save button instead — see
+          // this single live region carries whatever the traveler needs to
+          // know: the in-flight state, or — while fields are still
+          // incomplete — the auto-save hint, since there's no button to tell
+          // them what the form is waiting for. The modal flow uses a spinner
+          // inside the modal-footer Save button instead — see
           // AddPaymentMethodModal.isSaving.
-          /* @__PURE__ */ a.jsx(
-            "p",
-            {
-              className: "text-center text-sm text-grayWarm-500",
-              "aria-live": "polite",
-              "data-testid": "movmo-card-autosaving",
-              children: "Saving card…"
-            }
-          )
+          /* @__PURE__ */ a.jsx("div", { className: "text-center", "aria-live": "polite", "data-testid": "movmo-card-autosave-status", children: we ? /* @__PURE__ */ a.jsx("p", { className: "text-sm text-grayWarm-500", "data-testid": "movmo-card-autosaving", children: "Saving card…" }) : Se.length > 0 ? /* @__PURE__ */ a.jsx("p", { className: "text-xs text-grayWarm-600", "data-testid": "movmo-card-autosave-hint", children: Et }) : null })
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     }
   );
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-const ht = (r) => {
-  const [t, n] = C("idle"), [s, i] = C(null);
-  return { deletePaymentMethod: Y(
+Hr.displayName = "MovmoCardForm";
+const Rt = (e) => {
+  const [t, n] = R("idle"), [s, i] = R(null);
+  return { deletePaymentMethod: D(
     async (u) => {
       n("pending"), i(null);
       try {
-        await nt(r, u), n("idle");
-      } catch (x) {
-        const m = x instanceof Error ? x.message : "Failed to delete payment method.";
-        throw i(m), n("error"), x;
+        await pt(e, u), n("idle");
+      } catch (y) {
+        const p = y instanceof Error ? y.message : "Failed to delete payment method.";
+        throw i(p), n("error"), y;
       }
     },
-    [r]
+    [e]
   ), status: t, error: s };
-}, yt = (r) => {
-  const [t, n] = C("idle"), [s, i] = C(null);
-  return { setDefault: Y(
+}, kt = (e) => {
+  const [t, n] = R("idle"), [s, i] = R(null);
+  return { setDefault: D(
     async (u) => {
       n("pending"), i(null);
       try {
-        await Dr(r, u, { isDefault: !0 }), n("idle");
-      } catch (x) {
-        const m = x instanceof Error ? x.message : "Failed to set default payment method.";
-        throw i(m), n("error"), x;
+        await Lr(e, u, { isDefault: !0 }), n("idle");
+      } catch (y) {
+        const p = y instanceof Error ? y.message : "Failed to set default payment method.";
+        throw i(p), n("error"), y;
       }
     },
-    [r]
+    [e]
   ), status: t, error: s };
-}, vt = (r) => {
-  const [t, n] = C("idle"), [s, i] = C(null);
-  return { updatePaymentMethod: Y(
-    async (u, x) => {
+}, St = (e) => {
+  const [t, n] = R("idle"), [s, i] = R(null);
+  return { updatePaymentMethod: D(
+    async (u, y) => {
       n("pending"), i(null);
       try {
-        await Dr(r, u, x), n("idle");
-      } catch (m) {
-        const k = m instanceof Error ? m.message : "Failed to update payment method.";
-        throw i(k), n("error"), m;
+        await Lr(e, u, y), n("idle");
+      } catch (p) {
+        const E = p instanceof Error ? p.message : "Failed to update payment method.";
+        throw i(E), n("error"), p;
       }
     },
-    [r]
+    [e]
   ), status: t, error: s };
-}, xt = (r) => {
-  const [t, n] = C([]), [s, i] = C("idle"), [l, u] = C(null), [x, m] = C(0), k = I(null);
-  D(() => {
-    var y;
-    if ((y = k.current) == null || y.abort(), !r) {
-      k.current = null, n([]), u(null), i("ready");
+}, Pt = (e) => {
+  const [t, n] = R([]), [s, i] = R("idle"), [l, u] = R(null), [y, p] = R(0), E = U(null);
+  O(() => {
+    var _;
+    if ((_ = E.current) == null || _.abort(), !e) {
+      E.current = null, n([]), u(null), i("ready");
       return;
     }
-    const f = new AbortController();
-    return k.current = f, i("loading"), u(null), at(r, f.signal).then((w) => {
-      f.signal.aborted || (n(w), i("ready"));
-    }).catch((w) => {
-      if (f.signal.aborted || w instanceof DOMException && w.name === "AbortError") return;
-      const S = w instanceof Error ? w.message : "Failed to fetch payment methods.";
-      u(S), i("error");
+    const b = new AbortController();
+    return E.current = b, i("loading"), u(null), ft(e, b.signal).then((x) => {
+      b.signal.aborted || (n(x), i("ready"));
+    }).catch((x) => {
+      if (b.signal.aborted || x instanceof DOMException && x.name === "AbortError") return;
+      const P = x instanceof Error ? x.message : "Failed to fetch payment methods.";
+      u(P), i("error");
     }), () => {
-      f.abort();
+      b.abort();
     };
-  }, [r, x]);
-  const b = Y(() => {
-    m((f) => f + 1);
+  }, [e, y]);
+  const j = D(() => {
+    p((b) => b + 1);
   }, []);
-  return { items: t, status: s, error: l, refetch: b };
-}, Ur = ({
-  open: r,
+  return { items: t, status: s, error: l, refetch: j };
+}, qr = ({
+  open: e,
   onClose: t,
   title: n,
   titleId: s,
   formId: i,
   saveDisabled: l,
   saveLabel: u = "Save",
-  isSaving: x = !1,
-  testIdPrefix: m = "payment-method",
-  children: k
-}) => (D(() => {
-  if (!r) return;
-  const b = (f) => {
-    f.key === "Escape" && t();
+  isSaving: y = !1,
+  testIdPrefix: p = "payment-method",
+  children: E
+}) => (O(() => {
+  if (!e) return;
+  const j = (b) => {
+    b.key === "Escape" && t();
   };
-  return document.addEventListener("keydown", b), () => document.removeEventListener("keydown", b);
-}, [r, t]), D(() => {
-  if (!r) return;
-  const b = document.body.style.overflow;
+  return document.addEventListener("keydown", j), () => document.removeEventListener("keydown", j);
+}, [e, t]), O(() => {
+  if (!e) return;
+  const j = document.body.style.overflow;
   return document.body.style.overflow = "hidden", () => {
-    document.body.style.overflow = b;
+    document.body.style.overflow = j;
   };
-}, [r]), r ? /* @__PURE__ */ a.jsx(
+}, [e]), e ? /* @__PURE__ */ a.jsx(
   "div",
   {
     role: "dialog",
     "aria-modal": "true",
     "aria-labelledby": s,
     className: "fixed inset-0 z-50 flex items-center justify-center bg-black/40 p-4",
-    onClick: (b) => {
-      b.target === b.currentTarget && t();
+    onClick: (j) => {
+      j.target === j.currentTarget && t();
     },
-    "data-testid": `${m}-modal`,
+    "data-testid": `${p}-modal`,
     children: /* @__PURE__ */ a.jsxs("div", { className: "flex max-h-full w-full max-w-md flex-col rounded-xl bg-white shadow-2xl", children: [
       /* @__PURE__ */ a.jsxs("div", { className: "flex items-center gap-3 border-b border-grayWarm-200 px-4 py-3", children: [
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@@ -1408,7 +1547,7 @@ const ht = (r) => {
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             className: "flex h-9 w-9 flex-shrink-0 items-center justify-center rounded-lg bg-grayWarm-100 p-2 text-grayWarm-950 transition-colors hover:bg-grayWarm-200",
-            "data-testid": `${m}-close`,
+            "data-testid": `${p}-close`,
             children: /* @__PURE__ */ a.jsx("svg", { viewBox: "0 0 20 20", width: "20", height: "20", "aria-hidden": "true", children: /* @__PURE__ */ a.jsx(
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@@ -1424,7 +1563,7 @@ const ht = (r) => {
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       ] }),
-      /* @__PURE__ */ a.jsx("div", { className: "flex-1 overflow-y-auto p-4", children: k }),
+      /* @__PURE__ */ a.jsx("div", { className: "flex-1 overflow-y-auto p-4", children: E }),
       /* @__PURE__ */ a.jsxs("div", { className: "flex gap-3 border-t border-grayWarm-200 p-4", children: [
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@@ -1432,7 +1571,7 @@ const ht = (r) => {
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-            "data-testid": `${m}-cancel`,
+            "data-testid": `${p}-cancel`,
             children: "Cancel"
           }
         ),
@@ -1441,15 +1580,15 @@ const ht = (r) => {
           {
             type: "submit",
             form: i,
-            disabled: x ? !1 : l,
-            "aria-disabled": x || l,
-            "aria-busy": x,
-            className: te(
+            disabled: y ? !1 : l,
+            "aria-disabled": y || l,
+            "aria-busy": y,
+            className: re(
               "inline-flex h-11 flex-1 items-center justify-center rounded-lg bg-brand-500 px-4 text-sm font-semibold text-white transition-colors",
-              x ? "cursor-not-allowed opacity-90 pointer-events-none" : "hover:bg-brand-600 disabled:cursor-not-allowed disabled:bg-grayWarm-300 disabled:text-grayWarm-500"
+              y ? "cursor-not-allowed opacity-90 pointer-events-none" : "hover:bg-brand-600 disabled:cursor-not-allowed disabled:bg-grayWarm-300 disabled:text-grayWarm-500"
             ),
-            "data-testid": `${m}-save`,
-            children: x ? /* @__PURE__ */ a.jsxs(a.Fragment, { children: [
+            "data-testid": `${p}-save`,
+            children: y ? /* @__PURE__ */ a.jsxs(a.Fragment, { children: [
               /* @__PURE__ */ a.jsxs(
                 "svg",
                 {
@@ -1488,8 +1627,8 @@ const ht = (r) => {
       ] })
     ] })
   }
-) : null), gt = ({
-  open: r,
+) : null), Tt = ({
+  open: e,
   onClose: t,
   formId: n,
   saveDisabled: s,
@@ -1497,9 +1636,9 @@ const ht = (r) => {
   isSaving: l = !1,
   children: u
 }) => /* @__PURE__ */ a.jsx(
-  Ur,
+  qr,
   {
-    open: r,
+    open: e,
     onClose: t,
     title: "Add payment method",
     titleId: "movmo-add-payment-title",
@@ -1510,37 +1649,37 @@ const ht = (r) => {
     testIdPrefix: "add-payment-method",
     children: u
   }
-), bt = (r, t) => `${String(r).padStart(2, "0")}/${t}`, wt = (r) => {
-  if (!r) return "Card";
-  const t = r.toLowerCase();
+), Ft = (e, t) => `${String(e).padStart(2, "0")}/${t}`, Wt = (e) => {
+  if (!e) return "Card";
+  const t = e.toLowerCase();
   return t === "amex" ? "Amex" : t.charAt(0).toUpperCase() + t.slice(1);
-}, jt = ({
-  open: r,
+}, Ot = ({
+  open: e,
   method: t,
   onClose: n,
   onSave: s,
   isSaving: i = !1,
   error: l = null
 }) => {
-  const u = Jr(), [x, m] = C(""), [k, b] = C("");
-  if (D(() => {
-    r && t && (m(t.cardholderName ?? ""), b(t.zip ?? ""));
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-  const f = x.trim(), y = k.trim(), w = f !== (t.cardholderName ?? "").trim(), S = y !== (t.zip ?? "").trim(), le = w || S, O = (!w || f.length > 0) && (!S || /^[A-Za-z0-9 -]{3,20}$/.test(y)), _ = !le || !O, g = (q) => {
-    if (q.preventDefault(), _ || i) return;
-    const ae = {};
-    w && (ae.cardholderName = f), S && (ae.zip = y), s(ae).catch(() => {
+  const u = tt(), [y, p] = R(""), [E, j] = R("");
+  if (O(() => {
+    e && t && (p(t.cardholderName ?? ""), j(t.zip ?? ""));
+  }, [e, t]), !t) return null;
+  const b = y.trim(), _ = E.trim(), x = b !== (t.cardholderName ?? "").trim(), P = _ !== (t.zip ?? "").trim(), $ = x || P, B = (!x || b.length > 0) && (!P || Br(_)), C = !$ || !B, w = (W) => {
+    if (W.preventDefault(), C || i) return;
+    const ve = {};
+    x && (ve.cardholderName = b), P && (ve.zip = _), s(ve).catch(() => {
     });
   };
   return /* @__PURE__ */ a.jsxs(
-    Ur,
+    qr,
     {
-      open: r,
+      open: e,
       onClose: n,
       title: "Edit payment method",
       titleId: "movmo-edit-payment-title",
       formId: u,
-      saveDisabled: _,
+      saveDisabled: C,
       isSaving: i,
       testIdPrefix: "edit-payment-method",
       children: [
@@ -1550,22 +1689,22 @@ const ht = (r) => {
             className: "mb-4 flex items-start gap-3 rounded-lg bg-grayWarm-50 p-3",
             "data-testid": "edit-payment-method-context",
             children: [
-              /* @__PURE__ */ a.jsx(Se, { brand: t.brand, className: "flex-shrink-0" }),
+              /* @__PURE__ */ a.jsx(Ye, { brand: t.brand, className: "flex-shrink-0" }),
               /* @__PURE__ */ a.jsxs("div", { className: "min-w-0 flex-1", children: [
                 /* @__PURE__ */ a.jsxs("div", { className: "text-lg font-semibold text-grayWarm-950", children: [
-                  wt(t.brand),
+                  Wt(t.brand),
                   " •••• ",
                   t.last4
                 ] }),
                 /* @__PURE__ */ a.jsxs("div", { className: "text-sm text-grayWarm-600", children: [
                   "Exp. ",
-                  bt(t.expMonth, t.expYear)
+                  Ft(t.expMonth, t.expYear)
                 ] })
               ] })
             ]
           }
         ),
-        /* @__PURE__ */ a.jsxs("form", { id: u, onSubmit: g, className: "flex flex-col gap-4", noValidate: !0, children: [
+        /* @__PURE__ */ a.jsxs("form", { id: u, onSubmit: w, className: "flex flex-col gap-4", noValidate: !0, children: [
           /* @__PURE__ */ a.jsxs("label", { className: "flex flex-col gap-1.5 text-sm font-medium text-grayWarm-700", children: [
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             /* @__PURE__ */ a.jsx(
@@ -1573,8 +1712,8 @@ const ht = (r) => {
               {
                 type: "text",
                 autoComplete: "cc-name",
-                value: x,
-                onChange: (q) => m(q.target.value),
+                value: y,
+                onChange: (W) => p(W.target.value),
                 disabled: i,
                 maxLength: 255,
                 "data-testid": "edit-payment-method-cardholder",
@@ -1583,17 +1722,15 @@ const ht = (r) => {
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           ] }),
           /* @__PURE__ */ a.jsxs("label", { className: "flex flex-col gap-1.5 text-sm font-medium text-grayWarm-700", children: [
-            "Billing ZIP",
+            "Postal code",
             /* @__PURE__ */ a.jsx(
               "input",
               {
                 type: "text",
-                inputMode: "numeric",
                 autoComplete: "postal-code",
-                value: k,
-                onChange: (q) => b(q.target.value),
+                value: E,
+                onChange: (W) => j(Yr(W.target.value)),
                 disabled: i,
-                maxLength: 20,
                 "data-testid": "edit-payment-method-zip",
                 className: "h-11 rounded-lg border border-grayWarm-300 px-3 text-base font-normal text-grayWarm-950 focus:border-grayWarm-950 focus:outline-none focus:ring-1 focus:ring-grayWarm-950"
               }
@@ -1612,12 +1749,12 @@ const ht = (r) => {
       ]
     }
   );
-}, Et = (r) => {
-  if (!r) return "Card";
-  const t = r.toLowerCase();
+}, At = (e) => {
+  if (!e) return "Card";
+  const t = e.toLowerCase();
   return t === "amex" ? "Amex" : t.charAt(0).toUpperCase() + t.slice(1);
-}, _t = ({
-  method: r,
+}, Dt = ({
+  method: e,
   trailing: t,
   onClick: n,
   cardLabelFormat: s = "branded",
@@ -1625,64 +1762,64 @@ const ht = (r) => {
 }) => /* @__PURE__ */ a.jsxs(
   "div",
   {
-    className: te("flex items-center gap-3", n && "cursor-pointer", i),
+    className: re("flex items-center gap-3", n && "cursor-pointer", i),
     onClick: n,
     role: n ? "button" : void 0,
     tabIndex: n ? 0 : void 0,
     onKeyDown: n ? (l) => {
       (l.key === "Enter" || l.key === " ") && (l.preventDefault(), n());
     } : void 0,
-    "data-testid": `payment-method-preview-${r.id}`,
+    "data-testid": `payment-method-preview-${e.id}`,
     children: [
-      /* @__PURE__ */ a.jsx(Se, { brand: r.brand, width: 34, className: "flex-shrink-0" }),
-      /* @__PURE__ */ a.jsx("span", { className: "flex-1 text-lg font-semibold text-grayWarm-950", children: s === "masked" ? `•••• ${r.last4}` : `${Et(r.brand)} ${r.last4}` }),
+      /* @__PURE__ */ a.jsx(Ye, { brand: e.brand, width: 34, className: "flex-shrink-0" }),
+      /* @__PURE__ */ a.jsx("span", { className: "flex-1 text-lg font-semibold text-grayWarm-950", children: s === "masked" ? `•••• ${e.last4}` : `${At(e.brand)} ${e.last4}` }),
       t
     ]
   }
-), Nt = (r, t, n = /* @__PURE__ */ new Date()) => t < n.getFullYear() || t === n.getFullYear() && r < n.getMonth() + 1, Pr = (r) => {
-  if (!r) return "Card";
-  const t = r.toLowerCase();
+), $t = (e, t, n = /* @__PURE__ */ new Date()) => t < n.getFullYear() || t === n.getFullYear() && e < n.getMonth() + 1, Wr = (e) => {
+  if (!e) return "Card";
+  const t = e.toLowerCase();
   return t === "amex" ? "Amex" : t.charAt(0).toUpperCase() + t.slice(1);
-}, Ct = (r, t) => `${String(r).padStart(2, "0")}/${t}`, kt = ({
-  method: r,
+}, Mt = (e, t) => `${String(e).padStart(2, "0")}/${t}`, It = ({
+  method: e,
   selectable: t,
   selected: n,
   onSelect: s,
   onSetDefault: i,
   onRemove: l,
   onEdit: u,
-  disabled: x,
-  showDefaultBadge: m,
-  hideSetDefaultMenuItem: k,
-  cardLabelFormat: b = "branded"
+  disabled: y,
+  showDefaultBadge: p,
+  hideSetDefaultMenuItem: E,
+  cardLabelFormat: j = "branded"
 }) => {
-  const [f, y] = C(!1), w = I(null), S = Nt(r.expMonth, r.expYear);
-  D(() => {
-    if (!f) return;
-    const O = (_) => {
-      var g;
-      (g = w.current) != null && g.contains(_.target) || y(!1);
+  const [b, _] = R(!1), x = U(null), P = $t(e.expMonth, e.expYear);
+  O(() => {
+    if (!b) return;
+    const B = (C) => {
+      var w;
+      (w = x.current) != null && w.contains(C.target) || _(!1);
     };
-    return document.addEventListener("mousedown", O), () => document.removeEventListener("mousedown", O);
-  }, [f]);
-  const le = () => {
-    t && s && !x && s(r);
+    return document.addEventListener("mousedown", B), () => document.removeEventListener("mousedown", B);
+  }, [b]);
+  const $ = () => {
+    t && s && !y && s(e);
   };
   return /* @__PURE__ */ a.jsxs(
     "div",
     {
-      className: te(
+      className: re(
         // items-start + per-element mt offsets so the radio, brand icon, and
         // label all read as one horizontal line, with the Exp text directly
         // below the label in the same column. Matches main's flights-ui +
         // accounts-ui row layout (both use items-start).
         "flex items-start gap-3 transition-colors",
         t ? "rounded-lg border px-3 py-3" : "py-4",
-        t && !x && "cursor-pointer",
+        t && !y && "cursor-pointer",
         t && (n ? "border-grayWarm-950 shadow-[0_0_0_1px_#1c1917]" : "border-grayWarm-200 hover:border-grayWarm-300")
       ),
-      onClick: le,
-      "data-testid": `payment-method-row-${r.id}`,
+      onClick: $,
+      "data-testid": `payment-method-row-${e.id}`,
       children: [
         t ? /* @__PURE__ */ a.jsx(
           "input",
@@ -1690,61 +1827,61 @@ const ht = (r) => {
             type: "radio",
             name: "movmo-payment-method",
             checked: n,
-            onChange: () => s == null ? void 0 : s(r),
-            onClick: (O) => O.stopPropagation(),
-            "aria-label": `Select ${Pr(r.brand)} ending ${r.last4}`,
+            onChange: () => s == null ? void 0 : s(e),
+            onClick: (B) => B.stopPropagation(),
+            "aria-label": `Select ${Wr(e.brand)} ending ${e.last4}`,
             className: "mr-1 h-4 w-4 mt-2 cursor-pointer appearance-none rounded-full border-2 border-grayWarm-300 checked:border-[5px] checked:border-grayWarm-950 bg-white checked:bg-white focus:ring-0 focus:ring-offset-0",
-            disabled: x
+            disabled: y
           }
         ) : null,
-        /* @__PURE__ */ a.jsx(Se, { brand: r.brand, className: "flex-shrink-0" }),
+        /* @__PURE__ */ a.jsx(Ye, { brand: e.brand, className: "flex-shrink-0" }),
         /* @__PURE__ */ a.jsxs("div", { className: "min-w-0 flex-1", children: [
           /* @__PURE__ */ a.jsxs("div", { className: "flex flex-wrap items-center gap-2", children: [
-            /* @__PURE__ */ a.jsx("span", { className: "text-lg font-semibold text-grayWarm-950", children: b === "masked" ? `•••• ${r.last4}` : `${Pr(r.brand)} ${r.last4}` }),
-            m && r.isDefault ? /* @__PURE__ */ a.jsx(
+            /* @__PURE__ */ a.jsx("span", { className: "text-lg font-semibold text-grayWarm-950", children: j === "masked" ? `•••• ${e.last4}` : `${Wr(e.brand)} ${e.last4}` }),
+            p && e.isDefault ? /* @__PURE__ */ a.jsx(
               "span",
               {
                 className: "inline-flex items-center rounded-full bg-success-50 px-2 py-0.5 text-xs font-semibold text-success-700",
-                "data-testid": `badge-default-${r.id}`,
+                "data-testid": `badge-default-${e.id}`,
                 children: "Default"
               }
             ) : null,
-            S ? /* @__PURE__ */ a.jsx(
+            P ? /* @__PURE__ */ a.jsx(
               "span",
               {
                 className: "inline-flex items-center rounded-full bg-error-50 px-2 py-0.5 text-xs font-semibold text-error-700",
-                "data-testid": `badge-expired-${r.id}`,
+                "data-testid": `badge-expired-${e.id}`,
                 children: "Expired"
               }
             ) : null
           ] }),
-          /* @__PURE__ */ a.jsxs("div", { className: te("text-base", S ? "text-grayWarm-400" : "text-grayWarm-600"), children: [
+          /* @__PURE__ */ a.jsxs("div", { className: re("text-base", P ? "text-grayWarm-400" : "text-grayWarm-600"), children: [
             "Exp. ",
-            Ct(r.expMonth, r.expYear)
+            Mt(e.expMonth, e.expYear)
           ] })
         ] }),
-        /* @__PURE__ */ a.jsxs("div", { className: "relative flex-shrink-0", ref: w, children: [
+        /* @__PURE__ */ a.jsxs("div", { className: "relative flex-shrink-0", ref: x, children: [
           /* @__PURE__ */ a.jsx(
             "button",
             {
               type: "button",
-              "aria-label": `Open actions for card ending ${r.last4}`,
+              "aria-label": `Open actions for card ending ${e.last4}`,
               "aria-haspopup": "menu",
-              "aria-expanded": f,
+              "aria-expanded": b,
               className: "rounded-lg p-2 text-grayWarm-600 transition-colors hover:bg-grayWarm-100 disabled:cursor-not-allowed disabled:opacity-50",
-              disabled: x,
-              onClick: (O) => {
-                O.stopPropagation(), y((_) => !_);
+              disabled: y,
+              onClick: (B) => {
+                B.stopPropagation(), _((C) => !C);
               },
-              "data-testid": `menu-trigger-${r.id}`,
+              "data-testid": `menu-trigger-${e.id}`,
               children: /* @__PURE__ */ a.jsx("svg", { viewBox: "0 0 24 24", width: "20", height: "20", fill: "currentColor", "aria-hidden": "true", children: /* @__PURE__ */ a.jsx("path", { d: "M12 8c1.1 0 2-.9 2-2s-.9-2-2-2-2 .9-2 2 .9 2 2 2zm0 2c-1.1 0-2 .9-2 2s.9 2 2 2 2-.9 2-2-.9-2-2-2zm0 6c-1.1 0-2 .9-2 2s.9 2 2 2 2-.9 2-2-.9-2-2-2z" }) })
             }
           ),
-          f ? /* @__PURE__ */ a.jsxs(
+          b ? /* @__PURE__ */ a.jsxs(
             "div",
             {
               role: "menu",
-              className: te(
+              className: re(
                 "absolute z-10 whitespace-nowrap rounded-lg border border-grayWarm-200 bg-white py-1 shadow-lg",
                 // selectable mode (flights-ui): the row has a thick border that a
                 // top-aligned dropdown would crash through. Float the menu ABOVE
@@ -1754,8 +1891,8 @@ const ht = (r) => {
                 // overlap; keep the menu below + right-aligned.
                 t ? "bottom-full left-1/2 mb-2 -translate-x-1/2" : "right-0 top-full mt-1"
               ),
-              onClick: (O) => O.stopPropagation(),
-              "data-testid": `menu-${r.id}`,
+              onClick: (B) => B.stopPropagation(),
+              "data-testid": `menu-${e.id}`,
               children: [
                 t ? (
                   // Tail: 8px square rotated 45° so its bottom-right corner
@@ -1769,29 +1906,29 @@ const ht = (r) => {
                     }
                   )
                 ) : null,
-                !r.isDefault && !k ? /* @__PURE__ */ a.jsx(
+                !e.isDefault && !E ? /* @__PURE__ */ a.jsx(
                   "button",
                   {
                     type: "button",
                     role: "menuitem",
                     className: "block w-full px-4 py-1 text-left text-md font-semibold text-grayWarm-950 hover:text-grayWarm-700",
                     onClick: () => {
-                      y(!1), i(r);
+                      _(!1), i(e);
                     },
-                    "data-testid": `menu-set-default-${r.id}`,
+                    "data-testid": `menu-set-default-${e.id}`,
                     children: "Set as default"
                   }
                 ) : null,
-                u && r.vault === "spreedly" ? /* @__PURE__ */ a.jsx(
+                u && e.vault === "spreedly" ? /* @__PURE__ */ a.jsx(
                   "button",
                   {
                     type: "button",
                     role: "menuitem",
                     className: "block w-full px-4 py-1 text-left text-md font-semibold text-grayWarm-950 hover:text-grayWarm-700",
                     onClick: () => {
-                      y(!1), u(r);
+                      _(!1), u(e);
                     },
-                    "data-testid": `menu-edit-${r.id}`,
+                    "data-testid": `menu-edit-${e.id}`,
                     children: "Edit"
                   }
                 ) : null,
@@ -1802,9 +1939,9 @@ const ht = (r) => {
                     role: "menuitem",
                     className: "block w-full px-4 py-1 text-left text-md font-semibold text-error-700 hover:text-error-500",
                     onClick: () => {
-                      y(!1), l(r);
+                      _(!1), l(e);
                     },
-                    "data-testid": `menu-remove-${r.id}`,
+                    "data-testid": `menu-remove-${e.id}`,
                     children: "Delete"
                   }
                 )
@@ -1815,17 +1952,17 @@ const ht = (r) => {
       ]
     }
   );
-}, Rt = (r) => `${Be().iconCdnBaseUrl}/website/assets/icons/payments/${r}.svg`, vr = ({ slug: r, alt: t }) => /* @__PURE__ */ a.jsx(
+}, Ut = (e) => `${tr().iconCdnBaseUrl}/website/assets/icons/payments/${e}.svg`, br = ({ slug: e, alt: t }) => /* @__PURE__ */ a.jsx(
   "img",
   {
-    src: Rt(r),
+    src: Ut(e),
     alt: t,
     height: 20,
     loading: "lazy",
     style: { height: 20, width: "auto" }
   }
-), cr = ({
-  type: r,
+), hr = ({
+  type: e,
   label: t,
   iconNode: n,
   disabled: s = !1
@@ -1837,18 +1974,18 @@ const ht = (r) => {
     "label",
     {
       className: "flex cursor-pointer items-center gap-3 rounded-lg border border-grayWarm-200 px-4 py-3 transition-colors hover:border-grayWarm-300",
-      "data-testid": `payment-type-${r}`,
+      "data-testid": `payment-type-${e}`,
       children: [
         /* @__PURE__ */ a.jsx(
           "input",
           {
             type: "radio",
             name: "movmo-payment-type",
-            value: r,
+            value: e,
             disabled: s,
             onChange: () => {
             },
-            className: te(
+            className: re(
               "h-4 w-4 accent-grayWarm-900",
               s ? "cursor-not-allowed" : "cursor-pointer"
             ),
@@ -1862,19 +1999,19 @@ const ht = (r) => {
       ]
     }
   )
-), Tr = ({
-  selected: r,
+), Or = ({
+  selected: e,
   onSelect: t,
   creditCardBody: n,
   disabled: s = !1,
   className: i
 }) => {
-  const l = r === "credit_card";
-  return /* @__PURE__ */ a.jsxs("div", { className: te("flex w-full flex-col gap-3", i), children: [
+  const l = e === "credit_card";
+  return /* @__PURE__ */ a.jsxs("div", { className: re("flex w-full flex-col gap-3", i), children: [
     /* @__PURE__ */ a.jsxs(
       "label",
       {
-        className: te(
+        className: re(
           "flex cursor-pointer flex-col gap-3 rounded-lg border px-4 py-3 transition-colors",
           l ? "border-grayWarm-900 shadow-[0_0_0_1px_#1c1917]" : "border-grayWarm-200"
         ),
@@ -1892,7 +2029,7 @@ const ht = (r) => {
                 onChange: () => {
                   s || t("credit_card");
                 },
-                className: te(
+                className: re(
                   "h-4 w-4 accent-grayWarm-900",
                   s ? "cursor-not-allowed" : "cursor-pointer"
                 ),
@@ -1901,10 +2038,10 @@ const ht = (r) => {
             ),
             /* @__PURE__ */ a.jsx("span", { className: "flex-1 text-sm font-semibold text-grayWarm-900", children: "Credit card" }),
             /* @__PURE__ */ a.jsxs("div", { className: "flex items-center gap-1.5", children: [
-              /* @__PURE__ */ a.jsx(Se, { brand: "mastercard", width: 28 }),
-              /* @__PURE__ */ a.jsx(Se, { brand: "visa", width: 28 }),
-              /* @__PURE__ */ a.jsx(Se, { brand: "amex", width: 28 }),
-              /* @__PURE__ */ a.jsx(Se, { brand: "discover", width: 28 })
+              /* @__PURE__ */ a.jsx(Ye, { brand: "mastercard", width: 28 }),
+              /* @__PURE__ */ a.jsx(Ye, { brand: "visa", width: 28 }),
+              /* @__PURE__ */ a.jsx(Ye, { brand: "amex", width: 28 }),
+              /* @__PURE__ */ a.jsx(Ye, { brand: "discover", width: 28 })
             ] })
           ] }),
           l ? /* @__PURE__ */ a.jsx("div", { "data-testid": "payment-type-credit_card-body", children: n }) : null
@@ -1920,34 +2057,34 @@ const ht = (r) => {
       }
     ) : null,
     /* @__PURE__ */ a.jsx(
-      cr,
+      hr,
       {
         type: "paypal",
         label: "PayPal",
-        iconNode: /* @__PURE__ */ a.jsx(vr, { slug: "paypal", alt: "PayPal" }),
+        iconNode: /* @__PURE__ */ a.jsx(br, { slug: "paypal", alt: "PayPal" }),
         disabled: s
       }
     ),
     /* @__PURE__ */ a.jsx(
-      cr,
+      hr,
       {
         type: "googlepay",
         label: "GooglePay",
-        iconNode: /* @__PURE__ */ a.jsx(vr, { slug: "google-pay", alt: "GooglePay" }),
+        iconNode: /* @__PURE__ */ a.jsx(br, { slug: "google-pay", alt: "GooglePay" }),
         disabled: s
       }
     ),
     /* @__PURE__ */ a.jsx(
-      cr,
+      hr,
       {
         type: "klarna",
         label: "Klarna",
-        iconNode: /* @__PURE__ */ a.jsx(vr, { slug: "klarna", alt: "Klarna" }),
+        iconNode: /* @__PURE__ */ a.jsx(br, { slug: "klarna", alt: "Klarna" }),
         disabled: s
       }
     ),
     /* @__PURE__ */ a.jsx(
-      cr,
+      hr,
       {
         type: "ach",
         label: "Bank account (ACH)",
@@ -1956,151 +2093,178 @@ const ht = (r) => {
       }
     )
   ] });
-}, Sr = "movmo-add-payment-form", Pt = (r) => {
-  console.error("@movmo_app/payments: failed to update payment method", r);
-  const t = r instanceof Error ? r.message.trim() : "";
+}, Ar = "movmo-add-payment-form", zt = (e) => {
+  console.error("@movmo_app/payments: failed to update payment method", e);
+  const t = e instanceof Error ? e.message.trim() : "";
   return /spreedly-backed cards/i.test(t) ? "This card's details can't be edited." : t || "Failed to update payment method.";
-}, Fr = (r) => {
-  const t = r.filter((s) => s.isDefault), n = r.filter((s) => !s.isDefault);
+}, Dr = (e) => {
+  const t = e.filter((s) => s.isDefault), n = e.filter((s) => !s.isDefault);
   return [...t, ...n];
-}, Wr = ({ withDefaultBadge: r = !1 }) => /* @__PURE__ */ a.jsxs("div", { className: "flex items-start justify-between py-4", "data-testid": "payment-method-skeleton", children: [
+}, $r = ({ message: e, testId: t }) => /* @__PURE__ */ a.jsx(
+  "p",
+  {
+    role: "alert",
+    "aria-live": "polite",
+    className: "mt-3 rounded-md bg-error-50 px-3 py-2 text-sm text-error-700",
+    "data-testid": t,
+    children: e
+  }
+), Mr = ({ withDefaultBadge: e = !1 }) => /* @__PURE__ */ a.jsxs("div", { className: "flex items-start justify-between py-4", "data-testid": "payment-method-skeleton", children: [
   /* @__PURE__ */ a.jsxs("div", { className: "flex items-start gap-3", children: [
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-        r ? /* @__PURE__ */ a.jsx("div", { className: "h-5 w-[56px] animate-pulse rounded-full bg-grayWarm-200" }) : null
+        e ? /* @__PURE__ */ a.jsx("div", { className: "h-5 w-[56px] animate-pulse rounded-full bg-grayWarm-200" }) : null
       ] }),
       /* @__PURE__ */ a.jsx("div", { className: "h-4 w-[100px] animate-pulse rounded bg-grayWarm-200" })
     ] })
   ] }),
   /* @__PURE__ */ a.jsx("div", { className: "h-5 w-5 flex-shrink-0 animate-pulse rounded-full bg-grayWarm-200" })
-] }), Tt = ({
-  userId: r,
+] }), Lt = ({
+  userId: e,
   defaultCardholderName: t,
   defaultCardholderFirstName: n,
   defaultCardholderLastName: s,
   selectedId: i,
   onSelect: l,
   onChange: u,
-  onError: x,
-  onEvent: m,
-  paymentTypeSelector: k = !0,
-  autoSaveFirstCard: b = !0,
-  selectionSetsDefault: f = !1,
-  showDefaultBadge: y = !0,
-  collapsible: w = !1,
-  cardLabelFormat: S = "branded",
-  className: le
+  onError: y,
+  onEvent: p,
+  paymentTypeSelector: E = !0,
+  autoSaveFirstCard: j = !0,
+  selectionSetsDefault: b = !1,
+  showDefaultBadge: _ = !0,
+  collapsible: x = !1,
+  cardLabelFormat: P = "branded",
+  className: $
 }) => {
-  const { items: O, status: _, error: g, refetch: q } = xt(r), { deletePaymentMethod: ae, status: be } = ht(r), { setDefault: pe, status: ne } = yt(r), { updatePaymentMethod: ce, status: M } = vt(r), [j, he] = C([]), Ne = I(j);
-  D(() => {
-    Ne.current = j;
-  }, [j]);
-  const [P, v] = C(null), [p, R] = C(!1), [L, J] = C(null), [ye, Z] = C(!1), [se, X] = C(!1), [W, ee] = C(null), [Ce, ve] = C(null), [xe, de] = C(null), [oe, ke] = C(!1), Oe = I(!1), ue = I(x);
-  D(() => {
-    ue.current = x;
-  }, [x]);
-  const Q = Y((d) => {
-    var K;
-    (K = ue.current) == null || K.call(ue, d);
-  }, []), we = I(m);
-  D(() => {
-    we.current = m;
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-    Oe.current = !0, V("autoselected", { had_saved_methods: !0 });
-    const d = j.find((K) => K.isDefault) ?? j[0];
+  const { items: B, status: C, error: w, refetch: W } = Pt(e), { deletePaymentMethod: ve, status: fe } = Rt(e), { setDefault: _e, status: pe } = kt(e), { updatePaymentMethod: le, status: te } = St(e), [g, ge] = R([]), Re = U(g);
+  O(() => {
+    Re.current = g;
+  }, [g]);
+  const [Y, f] = R(null), [h, S] = R(!1), [M, se] = R(null), [oe, J] = R(!1), [Z, G] = R(!1), [T, X] = R(null), [ke, be] = R(null), [Q, Ne] = R(null), [ee, We] = R(!1), Se = U(!1), ce = U(y);
+  O(() => {
+    ce.current = y;
+  }, [y]);
+  const ae = D((d) => {
+    var H;
+    (H = ce.current) == null || H.call(ce, d);
+  }, []), Oe = U(p);
+  O(() => {
+    Oe.current = p;
+  }, [p]);
+  const z = D((d, H) => {
+    var V;
+    (V = Oe.current) == null || V.call(Oe, d, H);
+  }, []), de = U(!1), Pe = D(
+    (d) => {
+      if (d.touchedInvalid.length === 0) {
+        de.current = !1;
+        return;
+      }
+      de.current || (de.current = !0, z("validation_error", {
+        field_count: d.touchedInvalid.length,
+        fields: d.touchedInvalid
+      }));
+    },
+    [z]
+  ), ne = D(() => {
+    S(!1), se(null), Ne(null), de.current = !1;
+  }, []), Ce = t ?? ([n, s].filter(Boolean).join(" ") || void 0);
+  O(() => {
+    C === "ready" && ge(Dr(B));
+  }, [B, C]);
+  const Ae = U(null);
+  O(() => {
+    if (C === "error" && w) {
+      if (Ae.current === w) return;
+      Ae.current = w, ae({ source: "list", message: w });
+    } else C !== "error" && (Ae.current = null);
+  }, [C, w, ae]), O(() => {
+    if (!l || Se.current || C !== "ready" || g.length === 0 || i) return;
+    Se.current = !0, z("autoselected", { had_saved_methods: !0 });
+    const d = g.find((H) => H.isDefault) ?? g[0];
     l(d);
-  }, [l, _, j, i, V]);
-  const re = Y(
+  }, [l, C, g, i, z]);
+  const xe = D(
     (d) => {
-      he((K) => {
-        const z = typeof d == "function" ? d(K) : d, B = Fr(z);
-        return queueMicrotask(() => u == null ? void 0 : u(B)), B;
+      ge((H) => {
+        const V = typeof d == "function" ? d(H) : d, L = Dr(V);
+        return queueMicrotask(() => u == null ? void 0 : u(L)), L;
       });
     },
     [u]
-  ), T = be === "pending" || ne === "pending" || M === "pending", A = Y(
+  ), Ve = fe === "pending" || pe === "pending" || te === "pending", we = D(
     async (d) => {
-      const K = j;
-      v(null), re((z) => z.map((B) => ({ ...B, isDefault: B.id === d.id })));
+      const H = g;
+      f(null), xe((V) => V.map((L) => ({ ...L, isDefault: L.id === d.id })));
       try {
-        await pe(d.id), q(), V("set_default");
-      } catch (z) {
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-        const B = z instanceof Error ? z.message : "Failed to set default payment method.";
-        v(B), Q({ source: "set-default", message: B, cause: z });
+        await _e(d.id), W(), z("set_default");
+      } catch (V) {
+        ge(H), u == null || u(H);
+        const L = V instanceof Error ? V.message : "Failed to set default payment method.";
+        f(L), ae({
+          ...lr("set-default", V, "Failed to set default payment method."),
+          message: L
+        });
       }
     },
-    [j, re, pe, q, u, Q, V]
-  ), U = Y(
+    [g, xe, _e, W, u, ae, z]
+  ), ue = D(
     (d) => {
-      l == null || l(d), f && (d.isDefault || A(d));
+      l == null || l(d), b && (d.isDefault || we(d));
     },
-    [l, f, A]
-  ), fe = Y(
+    [l, b, we]
+  ), De = D(
     (d) => {
-      V("selected", { method_count: j.length }), U(d);
+      z("selected", { method_count: g.length }), ue(d);
     },
-    [V, j, U]
-  ), dr = Y(
+    [z, g, ue]
+  ), $e = D(
     async (d) => {
-      const K = j;
-      v(null);
-      const z = j.filter((Re) => Re.id !== d.id);
-      re(() => z);
-      const B = d.id === i && l ? z.find((Re) => Re.isDefault) ?? z[0] ?? null : null;
-      B && U(B);
-      const Ee = !!B && f && B !== null && !B.isDefault;
+      const H = g;
+      f(null);
+      const V = g.filter((Me) => Me.id !== d.id);
+      xe(() => V);
+      const L = d.id === i && l ? V.find((Me) => Me.isDefault) ?? V[0] ?? null : null;
+      L && ue(L);
+      const Ee = !!L && b && L !== null && !L.isDefault;
       try {
-        await ae(d.id), Ee || q(), V("deleted", { remaining_count: z.length });
-      } catch (Re) {
-        he(K), u == null || u(K);
-        const Ge = Re instanceof Error ? Re.message : "Failed to delete payment method.";
-        v(Ge), Q({ source: "delete", message: Ge, cause: Re });
+        await ve(d.id), Ee || W(), z("deleted", { remaining_count: V.length });
+      } catch (Me) {
+        ge(H), u == null || u(H);
+        const fr = Me instanceof Error ? Me.message : "Failed to delete payment method.";
+        f(fr), ae({
+          ...lr("delete", Me, "Failed to delete payment method."),
+          message: fr
+        });
       }
     },
     [
-      j,
-      re,
-      ae,
-      q,
+      g,
+      xe,
+      ve,
+      W,
       u,
       i,
       l,
-      U,
-      f,
-      Q,
-      V
+      ue,
+      b,
+      ae,
+      z
     ]
-  ), er = Y((d) => {
-    ve(null), ee(d);
-  }, []), $e = Y(() => {
-    ee(null), ve(null);
-  }, []), rr = Y(
+  ), Ie = D((d) => {
+    be(null), X(d);
+  }, []), He = D(() => {
+    X(null), be(null);
+  }, []), Ue = D(
     async (d) => {
-      if (!W) return;
-      const K = W, z = j;
-      ve(null), re(
-        (B) => B.map(
-          (Ee) => Ee.id === K.id ? {
+      if (!T) return;
+      const H = T, V = g;
+      be(null), xe(
+        (L) => L.map(
+          (Ee) => Ee.id === H.id ? {
             ...Ee,
             ...d.cardholderName !== void 0 ? { cardholderName: d.cardholderName } : {},
             ...d.zip !== void 0 ? { zip: d.zip } : {}
@@ -2108,82 +2272,87 @@ const ht = (r) => {
         )
       );
       try {
-        await ce(K.id, d), $e(), q(), V("edited", { fields: Object.keys(d) });
-      } catch (B) {
-        he(z), u == null || u(z);
-        const Ee = Pt(B);
-        ve(Ee), Q({ source: "update", message: Ee, cause: B });
+        await le(H.id, d), He(), W(), z("edited", { fields: Object.keys(d) });
+      } catch (L) {
+        ge(V), u == null || u(V);
+        const Ee = zt(L);
+        be(Ee), ae({ ...lr("update", L, Ee), message: Ee });
       }
     },
     [
+      T,
+      g,
+      xe,
+      le,
       W,
-      j,
-      re,
-      ce,
-      q,
       u,
-      $e,
-      Q,
-      V
+      He,
+      ae,
+      z
     ]
-  ), tr = Y(
+  ), Te = D(
     (d) => {
-      J(null), R(!1), de(null), re((z) => [d, ...z.filter((B) => B.id !== d.id)]), U(d), !!l && f && !d.isDefault || q(), V("added", { method_count: Ne.current.length + 1 });
+      ne(), xe((V) => [d, ...V.filter((L) => L.id !== d.id)]), ue(d), !!l && b && !d.isDefault || W(), z("added", { method_count: Re.current.length + 1 });
     },
-    [re, q, U, l, f, V]
-  ), Ye = Y((d) => {
-    J(d);
-  }, []), ar = _ === "ready" && j.length === 0, Ve = typeof l == "function", nr = !Ve && !w, sr = j.length === 0, or = b && j.length === 0, De = Y(
+    [ne, xe, W, ue, l, b, z]
+  ), m = D((d) => {
+    se(d);
+  }, []), I = D((d) => {
+    G(d), d && se(null);
+  }, []), he = C === "ready" && g.length === 0, ie = typeof l == "function", cr = !ie && !x, dr = g.length === 0, ur = j && g.length === 0, ze = D(
     (d) => /* @__PURE__ */ a.jsx(
-      Ar,
+      Hr,
       {
-        userId: r,
-        isDefault: sr,
-        defaultCardholderName: Fe,
-        autoSave: !d && or,
+        userId: e,
+        isDefault: dr,
+        defaultCardholderName: Ce,
+        autoSave: !d && ur,
         hideInternalSaveButton: d,
-        formId: d ? Sr : void 0,
-        onCanSubmitChange: d ? Z : void 0,
-        onSavingChange: d ? X : void 0,
+        formId: d ? Ar : void 0,
+        onCanSubmitChange: d ? J : void 0,
+        onSavingChange: I,
         autoFocus: d ? "number" : void 0,
-        onSuccess: tr,
-        onError: Ye,
-        onErrorDetail: Q
+        onSuccess: Te,
+        onError: m,
+        onErrorDetail: ae,
+        onValidationChange: Pe
       }
     ),
     [
-      r,
-      sr,
-      Fe,
-      or,
-      tr,
-      Ye,
-      Q
+      e,
+      dr,
+      Ce,
+      ur,
+      Te,
+      m,
+      I,
+      ae,
+      Pe
     ]
-  ), Ke = Qe(() => De(!1), [De]), qe = Qe(() => De(!0), [De]), Pe = !r, ir = Qe(() => k ? /* @__PURE__ */ a.jsx(
-    Tr,
+  ), Ge = Be(() => ze(!1), [ze]), Fe = Be(() => ze(!0), [ze]), Le = !e, ar = Be(() => E ? /* @__PURE__ */ a.jsx(
+    Or,
     {
-      selected: xe,
-      onSelect: (d) => de(d),
-      creditCardBody: Ke,
-      disabled: Pe
+      selected: Q,
+      onSelect: (d) => Ne(d),
+      creditCardBody: Ge,
+      disabled: Le
     }
-  ) : Ke, [k, xe, Ke, Pe]), Te = Qe(() => k ? /* @__PURE__ */ a.jsx(
-    Tr,
+  ) : Ge, [E, Q, Ge, Le]), mr = Be(() => E ? /* @__PURE__ */ a.jsx(
+    Or,
     {
-      selected: xe,
-      onSelect: (d) => de(d),
-      creditCardBody: qe,
-      disabled: Pe
+      selected: Q,
+      onSelect: (d) => Ne(d),
+      creditCardBody: Fe,
+      disabled: Le
     }
-  ) : qe, [k, xe, qe, Pe]);
+  ) : Fe, [E, Q, Fe, Le]);
   return /* @__PURE__ */ a.jsxs(
     "div",
     {
-      className: te("flex w-full flex-col gap-4", le),
+      className: re("flex w-full flex-col gap-4", $),
       "data-testid": "payment-methods-manager",
       children: [
-        _ === "loading" && j.length === 0 ? (
+        C === "loading" && g.length === 0 ? (
           // Only show the skeleton on first load — during a silent refetch
           // (e.g. after set-default or delete optimistic mutations), the user
           // already sees the correct optimistic list and a skeleton flash
@@ -2191,20 +2360,20 @@ const ht = (r) => {
           /* @__PURE__ */ a.jsxs(
             "div",
             {
-              className: te(
+              className: re(
                 // Match the real-list shell so layout doesn't reflow when data
                 // arrives. In selection mode the outer card is suppressed too.
-                nr ? "flex flex-col divide-y divide-grayWarm-200 rounded-xl border border-grayWarm-200 px-4 md:px-6" : "flex flex-col gap-2"
+                cr ? "flex flex-col divide-y divide-grayWarm-200 rounded-xl border border-grayWarm-200 px-4 md:px-6" : "flex flex-col gap-2"
               ),
               "data-testid": "payment-methods-loading",
               children: [
-                /* @__PURE__ */ a.jsx(Wr, { withDefaultBadge: !0 }),
-                /* @__PURE__ */ a.jsx(Wr, {})
+                /* @__PURE__ */ a.jsx(Mr, { withDefaultBadge: !0 }),
+                /* @__PURE__ */ a.jsx(Mr, {})
               ]
             }
           )
         ) : null,
-        _ === "error" ? /* @__PURE__ */ a.jsxs(
+        C === "error" ? /* @__PURE__ */ a.jsxs(
           "div",
           {
             role: "alert",
@@ -2212,12 +2381,12 @@ const ht = (r) => {
             className: "flex items-center justify-between gap-3 rounded-md bg-error-50 p-3 text-sm text-error-700",
             "data-testid": "payment-methods-list-error",
             children: [
-              /* @__PURE__ */ a.jsx("span", { children: g ?? "Failed to load payment methods." }),
+              /* @__PURE__ */ a.jsx("span", { children: w ?? "Failed to load payment methods." }),
               /* @__PURE__ */ a.jsx(
                 "button",
                 {
                   type: "button",
-                  onClick: q,
+                  onClick: W,
                   className: "rounded-md border border-error-700 px-3 py-1 text-xs font-semibold text-error-700 hover:bg-error-50",
                   children: "Retry"
                 }
@@ -2225,27 +2394,27 @@ const ht = (r) => {
             ]
           }
         ) : null,
-        P ? /* @__PURE__ */ a.jsx(
+        Y ? /* @__PURE__ */ a.jsx(
           "div",
           {
             role: "alert",
             "aria-live": "polite",
             className: "rounded-md bg-error-50 p-3 text-sm text-error-700",
             "data-testid": "payment-methods-mutation-error",
-            children: P
+            children: Y
           }
         ) : null,
-        w && j.length > 0 ? /* @__PURE__ */ a.jsx("div", { className: "border-t border-grayWarm-200 pt-4", children: /* @__PURE__ */ a.jsxs(
+        x && g.length > 0 ? /* @__PURE__ */ a.jsx("div", { className: "border-t border-grayWarm-200 pt-4", children: /* @__PURE__ */ a.jsxs(
           "div",
           {
             className: "flex items-center justify-between",
-            "data-testid": oe ? "payment-methods-drawer-header" : "payment-methods-collapsed-preview",
+            "data-testid": ee ? "payment-methods-drawer-header" : "payment-methods-collapsed-preview",
             children: [
-              oe ? /* @__PURE__ */ a.jsx("h3", { className: "text-md font-semibold text-grayWarm-950", children: "Payment methods" }) : /* @__PURE__ */ a.jsx(
-                _t,
+              ee ? /* @__PURE__ */ a.jsx("h3", { className: "text-md font-semibold text-grayWarm-950", children: "Payment methods" }) : /* @__PURE__ */ a.jsx(
+                Dt,
                 {
-                  method: j.find((d) => d.id === i) ?? j.find((d) => d.isDefault) ?? j[0],
-                  cardLabelFormat: S,
+                  method: g.find((d) => d.id === i) ?? g.find((d) => d.isDefault) ?? g[0],
+                  cardLabelFormat: P,
                   className: "flex-1"
                 }
               ),
@@ -2253,15 +2422,15 @@ const ht = (r) => {
                 "button",
                 {
                   type: "button",
-                  "aria-label": oe ? "Collapse payment methods" : "Expand payment methods",
-                  "aria-expanded": oe,
+                  "aria-label": ee ? "Collapse payment methods" : "Expand payment methods",
+                  "aria-expanded": ee,
                   className: "bg-grayWarm-100 p-2 rounded-lg hover:bg-grayWarm-200 transition-colors",
-                  onClick: () => ke((d) => !d),
-                  "data-testid": oe ? "payment-methods-drawer-close" : "payment-methods-drawer-open",
+                  onClick: () => We((d) => !d),
+                  "data-testid": ee ? "payment-methods-drawer-close" : "payment-methods-drawer-open",
                   children: /* @__PURE__ */ a.jsx(
                     "img",
                     {
-                      src: `${Be().iconCdnBaseUrl}/website/assets/icons/chevron-${oe ? "up" : "down"}-double.svg`,
+                      src: `${tr().iconCdnBaseUrl}/website/assets/icons/chevron-${ee ? "up" : "down"}-double.svg`,
                       alt: "",
                       className: "w-5 h-5"
                     }
@@ -2271,40 +2440,43 @@ const ht = (r) => {
             ]
           }
         ) }) : null,
-        j.length > 0 && (!w || oe) ? /* @__PURE__ */ a.jsx(
+        g.length > 0 && (!x || ee) ? /* @__PURE__ */ a.jsx(
           "div",
           {
-            className: te(
+            className: re(
               "flex flex-col",
               // accounts-ui (non-selectable, non-collapsible): rounded outer card
               // with divide-y separators between rows.
               // flights-ui (selectable or collapsible): bare space-y-3 gap between
               // per-row bordered tiles; no outer card chrome.
-              nr ? "rounded-xl border border-grayWarm-200 px-4 md:px-6 divide-y divide-grayWarm-200" : "space-y-3"
+              cr ? "rounded-xl border border-grayWarm-200 px-4 md:px-6 divide-y divide-grayWarm-200" : "space-y-3"
             ),
-            children: j.map((d) => /* @__PURE__ */ a.jsx(
-              kt,
+            children: g.map((d) => /* @__PURE__ */ a.jsx(
+              It,
               {
                 method: d,
-                selectable: Ve,
-                selected: Ve && d.id === i,
-                onSelect: fe,
-                onSetDefault: A,
-                onRemove: dr,
-                onEdit: er,
-                disabled: T,
-                showDefaultBadge: y,
-                hideSetDefaultMenuItem: f,
-                cardLabelFormat: S
+                selectable: ie,
+                selected: ie && d.id === i,
+                onSelect: De,
+                onSetDefault: we,
+                onRemove: $e,
+                onEdit: Ie,
+                disabled: Ve,
+                showDefaultBadge: _,
+                hideSetDefaultMenuItem: b,
+                cardLabelFormat: P
               },
               d.id
             ))
           }
         ) : null,
-        ar ? (
+        he ? (
           // Empty state: render the add-card body inline (per Figma 1536-21454).
-          /* @__PURE__ */ a.jsx("div", { "data-testid": "payment-methods-empty", children: ir })
-        ) : j.length > 0 && (!w || oe) ? (
+          /* @__PURE__ */ a.jsxs("div", { "data-testid": "payment-methods-empty", children: [
+            ar,
+            M && !h ? /* @__PURE__ */ a.jsx($r, { message: M, testId: "payment-methods-inline-error" }) : null
+          ] })
+        ) : g.length > 0 && (!x || ee) ? (
           // Keep the Add button visible during silent refetches (status flips
           // back to 'loading' transiently after set-default / delete).
           // In collapsible mode only show the Add button when the drawer is open.
@@ -2313,14 +2485,14 @@ const ht = (r) => {
             {
               type: "button",
               onClick: () => {
-                J(null), de(null), Z(!1), R(!0);
+                se(null), Ne(null), J(!1), S(!0), de.current = !1;
               },
               onMouseEnter: () => {
-                br().catch(() => {
+                jr().catch(() => {
                 });
               },
               onFocus: () => {
-                br().catch(() => {
+                jr().catch(() => {
                 });
               },
               className: "self-start rounded-lg bg-brand-50 px-6 py-3 text-md font-semibold text-brand-600 transition-colors hover:bg-brand-100",
@@ -2330,136 +2502,132 @@ const ht = (r) => {
           )
         ) : null,
         /* @__PURE__ */ a.jsxs(
-          gt,
+          Tt,
           {
-            open: p,
-            onClose: je,
-            formId: Sr,
-            saveDisabled: !ye,
-            isSaving: se,
+            open: h,
+            onClose: ne,
+            formId: Ar,
+            saveDisabled: !oe,
+            isSaving: Z,
             children: [
-              Te,
-              L ? (
-                // Single source of truth for save-time errors (API failures + hook
-                // init failures forwarded from MovmoCardForm.onError). MovmoCardForm
-                // intentionally does NOT render its own banner — two role="alert"
-                // nodes on the same string is a WCAG 4.1.3 violation (announced
-                // twice). aria-live="polite" so SR users hear new errors but the
-                // announcement doesn't interrupt their current input.
-                /* @__PURE__ */ a.jsx(
-                  "p",
-                  {
-                    role: "alert",
-                    "aria-live": "polite",
-                    className: "mt-3 rounded-md bg-error-50 px-3 py-2 text-sm text-error-700",
-                    "data-testid": "payment-methods-modal-error",
-                    children: L
-                  }
-                )
-              ) : null
+              mr,
+              M ? /* @__PURE__ */ a.jsx($r, { message: M, testId: "payment-methods-modal-error" }) : null
             ]
           }
         ),
         /* @__PURE__ */ a.jsx(
-          jt,
+          Ot,
           {
-            open: W !== null,
-            method: W,
-            onClose: $e,
-            onSave: rr,
-            isSaving: M === "pending",
-            error: Ce
+            open: T !== null,
+            method: T,
+            onClose: He,
+            onSave: Ue,
+            isSaving: te === "pending",
+            error: ke
           }
         )
       ]
     }
   );
 };
-Tt.displayName = "PaymentMethodsManager";
-const St = "/v1/auth/", Ft = "movmo_csrf_token", Wt = (r) => {
+Lt.displayName = "PaymentMethodsManager";
+const Bt = "/v1/auth/", Yt = "movmo_csrf_token", Vt = /* @__PURE__ */ new Set([
+  "reauth_required",
+  "movmo_session_required",
+  "first_party_only",
+  "recovery_cooldown"
+]), Ht = (e) => {
   if (typeof document > "u") return null;
   const t = document.cookie ? document.cookie.split(";") : [];
   for (const n of t) {
     const s = n.trim();
-    if (s.startsWith(r + "="))
-      return decodeURIComponent(s.substring(r.length + 1));
+    if (s.startsWith(e + "="))
+      return decodeURIComponent(s.substring(e.length + 1));
   }
   return null;
-}, Ot = (r) => typeof r == "string" ? r : r instanceof URL ? r.href : r.url, $t = () => {
+}, qt = (e) => typeof e == "string" ? e : e instanceof URL ? e.href : e.url, Gt = () => {
   if (typeof globalThis < "u" && typeof globalThis.fetch == "function")
     return globalThis.fetch.bind(globalThis);
   throw new Error("@movmo_app/payments: no global fetch available in this environment");
-}, Ut = (r) => {
+}, Xt = (e) => {
   const {
     refreshSession: t,
     onRefreshFailed: n,
-    csrfCookieName: s = Ft,
+    csrfCookieName: s = Yt,
     extraHeaders: i,
-    authPathFragment: l = St,
-    baseFetch: u = $t(),
-    readCookie: x = Wt
-  } = r;
-  let m = null;
-  const k = () => {
-    if (m) return m;
-    const f = (async () => {
+    authPathFragment: l = Bt,
+    baseFetch: u = Gt(),
+    readCookie: y = Ht
+  } = e, p = new Set(e.noRefreshCodes ?? Vt);
+  let E = null;
+  const j = () => {
+    if (E) return E;
+    const _ = (async () => {
       await t();
     })();
-    return m = f, f.finally(() => {
-      m === f && (m = null);
+    return E = _, _.finally(() => {
+      E === _ && (E = null);
     }).catch(() => {
-    }), f;
-  }, b = (f, y) => {
-    const w = new Headers(y == null ? void 0 : y.headers), S = x(s);
-    if (S && !w.has("X-CSRF-Token") && w.set("X-CSRF-Token", S), i) {
-      const le = i(f, y);
-      for (const [O, _] of Object.entries(le))
-        w.has(O) || w.set(O, _);
+    }), _;
+  }, b = (_, x) => {
+    const P = new Headers(x == null ? void 0 : x.headers), $ = y(s);
+    if ($ && !P.has("X-CSRF-Token") && P.set("X-CSRF-Token", $), i) {
+      const B = i(_, x);
+      for (const [C, w] of Object.entries(B))
+        P.has(C) || P.set(C, w);
     }
     return {
-      ...y,
-      headers: w,
-      credentials: (y == null ? void 0 : y.credentials) ?? "include"
+      ...x,
+      headers: P,
+      credentials: (x == null ? void 0 : x.credentials) ?? "include"
     };
   };
-  return async function(y, w) {
-    const S = await u(y, b(y, w));
-    if (Ot(y).includes(l) || S.status !== 401 && S.status !== 403)
-      return S;
+  return async function(x, P) {
+    const $ = await u(x, b(x, P));
+    if (qt(x).includes(l) || $.status !== 401 && $.status !== 403)
+      return $;
+    if ($.status === 403)
+      try {
+        const w = await $.clone().json(), W = w == null ? void 0 : w.code;
+        if (typeof W == "string" && p.has(W)) return $;
+      } catch {
+      }
     try {
-      await k();
-    } catch (_) {
+      await j();
+    } catch (w) {
       try {
-        n(_);
-      } catch (g) {
+        n(w);
+      } catch (W) {
         console.error(
           "@movmo_app/payments: onRefreshFailed callback threw — auth retry path is misconfigured",
-          g
+          W
         );
       }
-      return S;
+      return $;
     }
     try {
-      return await u(y, b(y, w));
-    } catch (_) {
+      return await u(x, b(x, P));
+    } catch (w) {
       return console.error(
         "@movmo_app/payments: retry after token refresh failed — returning original response",
-        _
-      ), S;
+        w
+      ), $;
     }
   };
 };
 export {
-  Ar as MovmoCardForm,
-  _t as PaymentMethodPreview,
-  Tt as PaymentMethodsManager,
-  Ut as createMovmoAuthFetch,
-  Be as getPaymentsConfig,
-  At as setPaymentsConfig,
-  ht as useDeletePaymentMethod,
-  ut as useMovmoCardFields,
-  yt as useSetDefaultPaymentMethod,
-  vt as useUpdatePaymentMethod,
-  xt as useUserPaymentMethods
+  Vt as DEFAULT_NO_REFRESH_CODES,
+  Hr as MovmoCardForm,
+  Dt as PaymentMethodPreview,
+  Lt as PaymentMethodsManager,
+  zr as PaymentsApiError,
+  Xt as createMovmoAuthFetch,
+  tr as getPaymentsConfig,
+  Zt as setPaymentsConfig,
+  Rt as useDeletePaymentMethod,
+  wt as useMovmoCardFields,
+  kt as useSetDefaultPaymentMethod,
+  St as useUpdatePaymentMethod,
+  Pt as useUserPaymentMethods
 };
 //# sourceMappingURL=index.es.js.map