@movmo_app/payments 0.2.0 → 0.2.1

package/dist/index.es.js

@@ -1,5 +1,5 @@
-import fr, { useState as S, useRef as q, useEffect as X, useCallback as B, useMemo as Ce } from "react";
-var ze = { exports: {} }, je = {};
+import Er, { useState as P, useRef as B, useEffect as L, useCallback as H, useMemo as Ue } from "react";
+var rr = { exports: {} }, $e = {};
 /**
  * @license React
  * react-jsx-runtime.production.min.js
@@ -9,21 +9,21 @@ var ze = { exports: {} }, je = {};
  * This source code is licensed under the MIT license found in the
  * LICENSE file in the root directory of this source tree.
  */
-var nr;
-function Ir() {
-  if (nr) return je;
-  nr = 1;
-  var r = fr, t = Symbol.for("react.element"), s = Symbol.for("react.fragment"), o = Object.prototype.hasOwnProperty, l = r.__SECRET_INTERNALS_DO_NOT_USE_OR_YOU_WILL_BE_FIRED.ReactCurrentOwner, f = { key: !0, ref: !0, __self: !0, __source: !0 };
-  function d(v, y, T) {
-    var g, w = {}, F = null, _ = null;
-    T !== void 0 && (F = "" + T), y.key !== void 0 && (F = "" + y.key), y.ref !== void 0 && (_ = y.ref);
-    for (g in y) o.call(y, g) && !f.hasOwnProperty(g) && (w[g] = y[g]);
-    if (v && v.defaultProps) for (g in y = v.defaultProps, y) w[g] === void 0 && (w[g] = y[g]);
-    return { $$typeof: t, type: v, key: F, ref: _, props: w, _owner: l.current };
+var fr;
+function zr() {
+  if (fr) return $e;
+  fr = 1;
+  var r = Er, t = Symbol.for("react.element"), s = Symbol.for("react.fragment"), o = Object.prototype.hasOwnProperty, l = r.__SECRET_INTERNALS_DO_NOT_USE_OR_YOU_WILL_BE_FIRED.ReactCurrentOwner, c = { key: !0, ref: !0, __self: !0, __source: !0 };
+  function f(p, y, W) {
+    var N, b = {}, D = null, M = null;
+    W !== void 0 && (D = "" + W), y.key !== void 0 && (D = "" + y.key), y.ref !== void 0 && (M = y.ref);
+    for (N in y) o.call(y, N) && !c.hasOwnProperty(N) && (b[N] = y[N]);
+    if (p && p.defaultProps) for (N in y = p.defaultProps, y) b[N] === void 0 && (b[N] = y[N]);
+    return { $$typeof: t, type: p, key: D, ref: M, props: b, _owner: l.current };
   }
-  return je.Fragment = s, je.jsx = d, je.jsxs = d, je;
+  return $e.Fragment = s, $e.jsx = f, $e.jsxs = f, $e;
 }
-var _e = {};
+var Ae = {};
 /**
  * @license React
  * react-jsx-runtime.development.js
@@ -33,57 +33,57 @@ var _e = {};
  * This source code is licensed under the MIT license found in the
  * LICENSE file in the root directory of this source tree.
  */
-var sr;
-function Ur() {
-  return sr || (sr = 1, process.env.NODE_ENV !== "production" && function() {
-    var r = fr, t = Symbol.for("react.element"), s = Symbol.for("react.portal"), o = Symbol.for("react.fragment"), l = Symbol.for("react.strict_mode"), f = Symbol.for("react.profiler"), d = Symbol.for("react.provider"), v = Symbol.for("react.context"), y = Symbol.for("react.forward_ref"), T = Symbol.for("react.suspense"), g = Symbol.for("react.suspense_list"), w = Symbol.for("react.memo"), F = Symbol.for("react.lazy"), _ = Symbol.for("react.offscreen"), D = Symbol.iterator, R = "@@iterator";
-    function G(e) {
+var pr;
+function Vr() {
+  return pr || (pr = 1, process.env.NODE_ENV !== "production" && function() {
+    var r = Er, t = Symbol.for("react.element"), s = Symbol.for("react.portal"), o = Symbol.for("react.fragment"), l = Symbol.for("react.strict_mode"), c = Symbol.for("react.profiler"), f = Symbol.for("react.provider"), p = Symbol.for("react.context"), y = Symbol.for("react.forward_ref"), W = Symbol.for("react.suspense"), N = Symbol.for("react.suspense_list"), b = Symbol.for("react.memo"), D = Symbol.for("react.lazy"), M = Symbol.for("react.offscreen"), X = Symbol.iterator, T = "@@iterator";
+    function se(e) {
       if (e === null || typeof e != "object")
         return null;
-      var n = D && e[D] || e[R];
+      var n = X && e[X] || e[T];
       return typeof n == "function" ? n : null;
     }
-    var O = r.__SECRET_INTERNALS_DO_NOT_USE_OR_YOU_WILL_BE_FIRED;
-    function C(e) {
+    var E = r.__SECRET_INTERNALS_DO_NOT_USE_OR_YOU_WILL_BE_FIRED;
+    function S(e) {
       {
-        for (var n = arguments.length, i = new Array(n > 1 ? n - 1 : 0), u = 1; u < n; u++)
-          i[u - 1] = arguments[u];
-        J("error", e, i);
+        for (var n = arguments.length, i = new Array(n > 1 ? n - 1 : 0), m = 1; m < n; m++)
+          i[m - 1] = arguments[m];
+        q("error", e, i);
       }
     }
-    function J(e, n, i) {
+    function q(e, n, i) {
       {
-        var u = O.ReactDebugCurrentFrame, h = u.getStackAddendum();
-        h !== "" && (n += "%s", i = i.concat([h]));
-        var j = i.map(function(p) {
-          return String(p);
+        var m = E.ReactDebugCurrentFrame, j = m.getStackAddendum();
+        j !== "" && (n += "%s", i = i.concat([j]));
+        var k = i.map(function(x) {
+          return String(x);
         });
-        j.unshift("Warning: " + n), Function.prototype.apply.call(console[e], console, j);
+        k.unshift("Warning: " + n), Function.prototype.apply.call(console[e], console, k);
       }
     }
-    var W = !1, se = !1, oe = !1, A = !1, x = !1, b;
-    b = Symbol.for("react.module.reference");
-    function I(e) {
-      return !!(typeof e == "string" || typeof e == "function" || e === o || e === f || x || e === l || e === T || e === g || A || e === _ || W || se || oe || typeof e == "object" && e !== null && (e.$$typeof === F || e.$$typeof === w || e.$$typeof === d || e.$$typeof === v || e.$$typeof === y || // This needs to include all possible module reference object
+    var ue = !1, re = !1, g = !1, ne = !1, ye = !1, I;
+    I = Symbol.for("react.module.reference");
+    function R(e) {
+      return !!(typeof e == "string" || typeof e == "function" || e === o || e === c || ye || e === l || e === W || e === N || ne || e === M || ue || re || g || typeof e == "object" && e !== null && (e.$$typeof === D || e.$$typeof === b || e.$$typeof === f || e.$$typeof === p || e.$$typeof === y || // This needs to include all possible module reference object
       // types supported by any Flight configuration anywhere since
       // we don't know which Flight build this will end up being used
       // with.
-      e.$$typeof === b || e.getModuleId !== void 0));
+      e.$$typeof === I || e.getModuleId !== void 0));
     }
-    function U(e, n, i) {
-      var u = e.displayName;
-      if (u)
-        return u;
-      var h = n.displayName || n.name || "";
-      return h !== "" ? i + "(" + h + ")" : i;
+    function d(e, n, i) {
+      var m = e.displayName;
+      if (m)
+        return m;
+      var j = n.displayName || n.name || "";
+      return j !== "" ? i + "(" + j + ")" : i;
     }
-    function ie(e) {
+    function C(e) {
       return e.displayName || "Context";
     }
-    function z(e) {
+    function w(e) {
       if (e == null)
         return null;
-      if (typeof e.tag == "number" && C("Received an unexpected object in getComponentNameFromType(). This is likely a bug in React. Please file an issue."), typeof e == "function")
+      if (typeof e.tag == "number" && S("Received an unexpected object in getComponentNameFromType(). This is likely a bug in React. Please file an issue."), typeof e == "function")
         return e.displayName || e.name || null;
       if (typeof e == "string")
         return e;
@@ -92,32 +92,32 @@ function Ur() {
           return "Fragment";
         case s:
           return "Portal";
-        case f:
+        case c:
           return "Profiler";
         case l:
           return "StrictMode";
-        case T:
+        case W:
           return "Suspense";
-        case g:
+        case N:
           return "SuspenseList";
       }
       if (typeof e == "object")
         switch (e.$$typeof) {
-          case v:
+          case p:
             var n = e;
-            return ie(n) + ".Consumer";
-          case d:
+            return C(n) + ".Consumer";
+          case f:
             var i = e;
-            return ie(i._context) + ".Provider";
+            return C(i._context) + ".Provider";
           case y:
-            return U(e, e.render, "ForwardRef");
-          case w:
-            var u = e.displayName || null;
-            return u !== null ? u : z(e.type) || "Memo";
-          case F: {
-            var h = e, j = h._payload, p = h._init;
+            return d(e, e.render, "ForwardRef");
+          case b:
+            var m = e.displayName || null;
+            return m !== null ? m : w(e.type) || "Memo";
+          case D: {
+            var j = e, k = j._payload, x = j._init;
             try {
-              return z(p(j));
+              return w(x(k));
             } catch {
               return null;
             }
@@ -125,18 +125,18 @@ function Ur() {
         }
       return null;
     }
-    var N = Object.assign, Y = 0, ue, V, k, le, ce, fe, me;
-    function pe() {
+    var $ = Object.assign, J = 0, Y, Q, z, _, F, fe, ve;
+    function ge() {
     }
-    pe.__reactDisabledLog = !0;
-    function he() {
+    ge.__reactDisabledLog = !0;
+    function we() {
       {
-        if (Y === 0) {
-          ue = console.log, V = console.info, k = console.warn, le = console.error, ce = console.group, fe = console.groupCollapsed, me = console.groupEnd;
+        if (J === 0) {
+          Y = console.log, Q = console.info, z = console.warn, _ = console.error, F = console.group, fe = console.groupCollapsed, ve = console.groupEnd;
           var e = {
             configurable: !0,
             enumerable: !0,
-            value: pe,
+            value: ge,
             writable: !0
           };
           Object.defineProperties(console, {
@@ -149,250 +149,250 @@ function Ur() {
             groupEnd: e
           });
         }
-        Y++;
+        J++;
       }
     }
-    function Ee() {
+    function me() {
       {
-        if (Y--, Y === 0) {
+        if (J--, J === 0) {
           var e = {
             configurable: !0,
             enumerable: !0,
             writable: !0
           };
           Object.defineProperties(console, {
-            log: N({}, e, {
-              value: ue
+            log: $({}, e, {
+              value: Y
             }),
-            info: N({}, e, {
-              value: V
+            info: $({}, e, {
+              value: Q
             }),
-            warn: N({}, e, {
-              value: k
+            warn: $({}, e, {
+              value: z
             }),
-            error: N({}, e, {
-              value: le
+            error: $({}, e, {
+              value: _
             }),
-            group: N({}, e, {
-              value: ce
+            group: $({}, e, {
+              value: F
             }),
-            groupCollapsed: N({}, e, {
+            groupCollapsed: $({}, e, {
               value: fe
             }),
-            groupEnd: N({}, e, {
-              value: me
+            groupEnd: $({}, e, {
+              value: ve
             })
           });
         }
-        Y < 0 && C("disabledDepth fell below zero. This is a bug in React. Please file an issue.");
+        J < 0 && S("disabledDepth fell below zero. This is a bug in React. Please file an issue.");
       }
     }
-    var ae = O.ReactCurrentDispatcher, Q;
-    function ee(e, n, i) {
+    var je = E.ReactCurrentDispatcher, he;
+    function G(e, n, i) {
       {
-        if (Q === void 0)
+        if (he === void 0)
           try {
             throw Error();
-          } catch (h) {
-            var u = h.stack.trim().match(/\n( *(at )?)/);
-            Q = u && u[1] || "";
+          } catch (j) {
+            var m = j.stack.trim().match(/\n( *(at )?)/);
+            he = m && m[1] || "";
           }
         return `
-` + Q + e;
+` + he + e;
       }
     }
-    var re = !1, de;
+    var oe = !1, ie;
     {
-      var ye = typeof WeakMap == "function" ? WeakMap : Map;
-      de = new ye();
+      var xe = typeof WeakMap == "function" ? WeakMap : Map;
+      ie = new xe();
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-      if (!e || re)
+    function Ee(e, n) {
+      if (!e || oe)
         return "";
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-        var i = de.get(e);
+        var i = ie.get(e);
         if (i !== void 0)
           return i;
       }
-      var u;
-      re = !0;
-      var h = Error.prepareStackTrace;
+      var m;
+      oe = !0;
+      var j = Error.prepareStackTrace;
       Error.prepareStackTrace = void 0;
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-      j = ae.current, ae.current = null, he();
+      var k;
+      k = je.current, je.current = null, we();
       try {
         if (n) {
-          var p = function() {
+          var x = function() {
             throw Error();
           };
-          if (Object.defineProperty(p.prototype, "props", {
+          if (Object.defineProperty(x.prototype, "props", {
             set: function() {
               throw Error();
             }
           }), typeof Reflect == "object" && Reflect.construct) {
             try {
-              Reflect.construct(p, []);
-            } catch (Z) {
-              u = Z;
+              Reflect.construct(x, []);
+            } catch (ae) {
+              m = ae;
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-            Reflect.construct(e, [], p);
+            Reflect.construct(e, [], x);
           } else {
             try {
-              p.call();
-            } catch (Z) {
-              u = Z;
+              x.call();
+            } catch (ae) {
+              m = ae;
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-            e.call(p.prototype);
+            e.call(x.prototype);
           }
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           try {
             throw Error();
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-            u = Z;
+          } catch (ae) {
+            m = ae;
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-              if (M !== 1 || L !== 1)
+      } catch (ae) {
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+            U--;
+          for (; A >= 1 && U >= 0; A--, U--)
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                 do
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+                  if (A--, U--, U < 0 || h[A] !== ee[U]) {
+                    var de = `
+` + h[A].replace(" at new ", " at ");
+                    return e.displayName && de.includes("<anonymous>") && (de = de.replace("<anonymous>", e.displayName)), typeof e == "function" && ie.set(e, de), de;
                   }
-                while (M >= 1 && L >= 0);
+                while (A >= 1 && U >= 0);
               break;
             }
         }
       } finally {
-        re = !1, ae.current = j, Ee(), Error.prepareStackTrace = h;
+        oe = !1, je.current = k, me(), Error.prepareStackTrace = j;
       }
-      var we = e ? e.displayName || e.name : "", xe = we ? ee(we) : "";
-      return typeof e == "function" && de.set(e, xe), xe;
+      var Pe = e ? e.displayName || e.name : "", Re = Pe ? G(Pe) : "";
+      return typeof e == "function" && ie.set(e, Re), Re;
     }
-    function P(e, n, i) {
-      return ve(e, !1);
+    function Ne(e, n, i) {
+      return Ee(e, !1);
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-    function c(e) {
+    function _e(e) {
       var n = e.prototype;
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       if (typeof e == "string")
-        return ee(e);
+        return G(e);
       switch (e) {
-        case T:
-          return ee("Suspense");
-        case g:
-          return ee("SuspenseList");
+        case W:
+          return G("Suspense");
+        case N:
+          return G("SuspenseList");
       }
       if (typeof e == "object")
         switch (e.$$typeof) {
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-            return P(e.render);
-          case w:
-            return E(e.type, n, i);
-          case F: {
-            var u = e, h = u._payload, j = u._init;
+            return Ne(e.render);
+          case b:
+            return le(e.type, n, i);
+          case D: {
+            var m = e, j = m._payload, k = m._init;
             try {
-              return E(j(h), n, i);
+              return le(k(j), n, i);
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             }
           }
         }
       return "";
     }
-    var $ = Object.prototype.hasOwnProperty, H = {}, Be = O.ReactDebugCurrentFrame;
-    function Te(e) {
+    var v = Object.prototype.hasOwnProperty, O = {}, V = E.ReactDebugCurrentFrame;
+    function pe(e) {
       if (e) {
-        var n = e._owner, i = E(e.type, e._source, n ? n.type : null);
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+        var n = e._owner, i = le(e.type, e._source, n ? n.type : null);
+        V.setExtraStackFrame(i);
       } else
-        Be.setExtraStackFrame(null);
+        V.setExtraStackFrame(null);
     }
-    function hr(e, n, i, u, h) {
+    function Ye(e, n, i, m, j) {
       {
-        var j = Function.call.bind($);
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+        var k = Function.call.bind(v);
+        for (var x in e)
+          if (k(e, x)) {
+            var h = void 0;
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-                throw K.name = "Invariant Violation", K;
+              if (typeof e[x] != "function") {
+                var ee = Error((m || "React class") + ": " + i + " type `" + x + "` is invalid; it must be a function, usually from the `prop-types` package, but received `" + typeof e[x] + "`.This often happens because of typos such as `PropTypes.function` instead of `PropTypes.func`.");
+                throw ee.name = "Invariant Violation", ee;
               }
-              m = e[p](n, p, u, i, null, "SECRET_DO_NOT_PASS_THIS_OR_YOU_WILL_BE_FIRED");
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       }
     }
-    var xr = Array.isArray;
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+    var ze = Array.isArray;
+    function u(e) {
+      return ze(e);
     }
-    function br(e) {
+    function ce(e) {
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         var n = typeof Symbol == "function" && Symbol.toStringTag, i = n && e[Symbol.toStringTag] || e.constructor.name || "Object";
         return i;
       }
     }
-    function gr(e) {
+    function te(e) {
       try {
-        return Ke(e), !1;
+        return K(e), !1;
       } catch {
         return !0;
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-    function Ke(e) {
+    function K(e) {
       return "" + e;
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-    function qe(e) {
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-        return C("The provided key is an unsupported type %s. This value must be coerced to a string before before using it here.", br(e)), Ke(e);
+    function Le(e) {
+      if (te(e))
+        return S("The provided key is an unsupported type %s. This value must be coerced to a string before before using it here.", ce(e)), K(e);
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-    var Ge = O.ReactCurrentOwner, wr = {
+    var be = E.ReactCurrentOwner, Ve = {
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       ref: !0,
       __self: !0,
       __source: !0
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-    function Er(e) {
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+    }, nr, sr;
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           return !1;
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           return !1;
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     }
-    function _r(e, n) {
-      typeof e.ref == "string" && Ge.current;
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+      typeof e.ref == "string" && be.current;
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-    function Rr(e, n) {
+    function Tr(e, n) {
       {
         var i = function() {
-          Je || (Je = !0, C("%s: `key` is not a prop. Trying to access it will result in `undefined` being returned. If you need to access the same value within the child component, you should pass it as a different prop. (https://reactjs.org/link/special-props)", n));
+          nr || (nr = !0, S("%s: `key` is not a prop. Trying to access it will result in `undefined` being returned. If you need to access the same value within the child component, you should pass it as a different prop. (https://reactjs.org/link/special-props)", n));
         };
         i.isReactWarning = !0, Object.defineProperty(e, "key", {
           get: i,
@@ -400,10 +400,10 @@ function Ur() {
         });
       }
     }
-    function Cr(e, n) {
+    function Sr(e, n) {
       {
         var i = function() {
-          He || (He = !0, C("%s: `ref` is not a prop. Trying to access it will result in `undefined` being returned. If you need to access the same value within the child component, you should pass it as a different prop. (https://reactjs.org/link/special-props)", n));
+          sr || (sr = !0, S("%s: `ref` is not a prop. Trying to access it will result in `undefined` being returned. If you need to access the same value within the child component, you should pass it as a different prop. (https://reactjs.org/link/special-props)", n));
         };
         i.isReactWarning = !0, Object.defineProperty(e, "ref", {
           get: i,
@@ -411,70 +411,70 @@ function Ur() {
         });
       }
     }
-    var Nr = function(e, n, i, u, h, j, p) {
-      var m = {
+    var Fr = function(e, n, i, m, j, k, x) {
+      var h = {
         // This tag allows us to uniquely identify this as a React Element
         $$typeof: t,
         // Built-in properties that belong on the element
         type: e,
         key: n,
         ref: i,
-        props: p,
+        props: x,
         // Record the component responsible for creating this element.
-        _owner: j
+        _owner: k
       };
-      return m._store = {}, Object.defineProperty(m._store, "validated", {
+      return h._store = {}, Object.defineProperty(h._store, "validated", {
         configurable: !1,
         enumerable: !1,
         writable: !0,
         value: !1
-      }), Object.defineProperty(m, "_self", {
+      }), Object.defineProperty(h, "_self", {
         configurable: !1,
         enumerable: !1,
         writable: !1,
-        value: u
-      }), Object.defineProperty(m, "_source", {
+        value: m
+      }), Object.defineProperty(h, "_source", {
         configurable: !1,
         enumerable: !1,
         writable: !1,
-        value: h
-      }), Object.freeze && (Object.freeze(m.props), Object.freeze(m)), m;
+        value: j
+      }), Object.freeze && (Object.freeze(h.props), Object.freeze(h)), h;
     };
-    function Pr(e, n, i, u, h) {
+    function Or(e, n, i, m, j) {
       {
-        var j, p = {}, m = null, K = null;
-        i !== void 0 && (qe(i), m = "" + i), jr(n) && (qe(n.key), m = "" + n.key), Er(n) && (K = n.ref, _r(n, h));
-        for (j in n)
-          $.call(n, j) && !wr.hasOwnProperty(j) && (p[j] = n[j]);
+        var k, x = {}, h = null, ee = null;
+        i !== void 0 && (Le(i), h = "" + i), kr(n) && (Le(n.key), h = "" + n.key), Cr(n) && (ee = n.ref, Pr(n, j));
+        for (k in n)
+          v.call(n, k) && !Ve.hasOwnProperty(k) && (x[k] = n[k]);
         if (e && e.defaultProps) {
-          var M = e.defaultProps;
-          for (j in M)
-            p[j] === void 0 && (p[j] = M[j]);
+          var A = e.defaultProps;
+          for (k in A)
+            x[k] === void 0 && (x[k] = A[k]);
         }
-        if (m || K) {
-          var L = typeof e == "function" ? e.displayName || e.name || "Unknown" : e;
-          m && Rr(p, L), K && Cr(p, L);
+        if (h || ee) {
+          var U = typeof e == "function" ? e.displayName || e.name || "Unknown" : e;
+          h && Tr(x, U), ee && Sr(x, U);
         }
-        return Nr(e, m, K, h, u, Ge.current, p);
+        return Fr(e, h, ee, j, m, be.current, x);
       }
     }
-    var We = O.ReactCurrentOwner, Ze = O.ReactDebugCurrentFrame;
-    function ge(e) {
+    var Ke = E.ReactCurrentOwner, or = E.ReactDebugCurrentFrame;
+    function ke(e) {
       if (e) {
-        var n = e._owner, i = E(e.type, e._source, n ? n.type : null);
-        Ze.setExtraStackFrame(i);
+        var n = e._owner, i = le(e.type, e._source, n ? n.type : null);
+        or.setExtraStackFrame(i);
       } else
-        Ze.setExtraStackFrame(null);
+        or.setExtraStackFrame(null);
     }
-    var Ae;
-    Ae = !1;
-    function $e(e) {
+    var qe;
+    qe = !1;
+    function Ge(e) {
       return typeof e == "object" && e !== null && e.$$typeof === t;
     }
-    function Xe() {
+    function ir() {
       {
-        if (We.current) {
-          var e = z(We.current.type);
+        if (Ke.current) {
+          var e = w(Ke.current.type);
           if (e)
             return `
 
@@ -483,13 +483,13 @@ Check the render method of \`` + e + "`.";
         return "";
       }
     }
-    function Sr(e) {
+    function Wr(e) {
       return "";
     }
-    var Qe = {};
-    function kr(e) {
+    var lr = {};
+    function Dr(e) {
       {
-        var n = Xe();
+        var n = ir();
         if (!n) {
           var i = typeof e == "string" ? e : e.displayName || e.name;
           i && (n = `
@@ -499,39 +499,39 @@ Check the top-level render call using <` + i + ">.");
         return n;
       }
     }
-    function er(e, n) {
+    function cr(e, n) {
       {
         if (!e._store || e._store.validated || e.key != null)
           return;
         e._store.validated = !0;
-        var i = kr(n);
-        if (Qe[i])
+        var i = Dr(n);
+        if (lr[i])
           return;
-        Qe[i] = !0;
-        var u = "";
-        e && e._owner && e._owner !== We.current && (u = " It was passed a child from " + z(e._owner.type) + "."), ge(e), C('Each child in a list should have a unique "key" prop.%s%s See https://reactjs.org/link/warning-keys for more information.', i, u), ge(null);
+        lr[i] = !0;
+        var m = "";
+        e && e._owner && e._owner !== Ke.current && (m = " It was passed a child from " + w(e._owner.type) + "."), ke(e), S('Each child in a list should have a unique "key" prop.%s%s See https://reactjs.org/link/warning-keys for more information.', i, m), ke(null);
       }
     }
-    function rr(e, n) {
+    function dr(e, n) {
       {
         if (typeof e != "object")
           return;
-        if (De(e))
+        if (u(e))
           for (var i = 0; i < e.length; i++) {
-            var u = e[i];
-            $e(u) && er(u, n);
+            var m = e[i];
+            Ge(m) && cr(m, n);
           }
-        else if ($e(e))
+        else if (Ge(e))
           e._store && (e._store.validated = !0);
         else if (e) {
-          var h = G(e);
-          if (typeof h == "function" && h !== e.entries)
-            for (var j = h.call(e), p; !(p = j.next()).done; )
-              $e(p.value) && er(p.value, n);
+          var j = se(e);
+          if (typeof j == "function" && j !== e.entries)
+            for (var k = j.call(e), x; !(x = k.next()).done; )
+              Ge(x.value) && cr(x.value, n);
         }
       }
     }
-    function Tr(e) {
+    function $r(e) {
       {
         var n = e.type;
         if (n == null || typeof n == "string")
@@ -541,233 +541,267 @@ Check the top-level render call using <` + i + ">.");
           i = n.propTypes;
         else if (typeof n == "object" && (n.$$typeof === y || // Note: Memo only checks outer props here.
         // Inner props are checked in the reconciler.
-        n.$$typeof === w))
+        n.$$typeof === b))
           i = n.propTypes;
         else
           return;
         if (i) {
-          var u = z(n);
-          hr(i, e.props, "prop", u, e);
-        } else if (n.PropTypes !== void 0 && !Ae) {
-          Ae = !0;
-          var h = z(n);
-          C("Component %s declared `PropTypes` instead of `propTypes`. Did you misspell the property assignment?", h || "Unknown");
+          var m = w(n);
+          Ye(i, e.props, "prop", m, e);
+        } else if (n.PropTypes !== void 0 && !qe) {
+          qe = !0;
+          var j = w(n);
+          S("Component %s declared `PropTypes` instead of `propTypes`. Did you misspell the property assignment?", j || "Unknown");
         }
-        typeof n.getDefaultProps == "function" && !n.getDefaultProps.isReactClassApproved && C("getDefaultProps is only used on classic React.createClass definitions. Use a static property named `defaultProps` instead.");
+        typeof n.getDefaultProps == "function" && !n.getDefaultProps.isReactClassApproved && S("getDefaultProps is only used on classic React.createClass definitions. Use a static property named `defaultProps` instead.");
       }
     }
-    function Or(e) {
+    function Ar(e) {
       {
         for (var n = Object.keys(e.props), i = 0; i < n.length; i++) {
-          var u = n[i];
-          if (u !== "children" && u !== "key") {
-            ge(e), C("Invalid prop `%s` supplied to `React.Fragment`. React.Fragment can only have `key` and `children` props.", u), ge(null);
+          var m = n[i];
+          if (m !== "children" && m !== "key") {
+            ke(e), S("Invalid prop `%s` supplied to `React.Fragment`. React.Fragment can only have `key` and `children` props.", m), ke(null);
             break;
           }
         }
-        e.ref !== null && (ge(e), C("Invalid attribute `ref` supplied to `React.Fragment`."), ge(null));
+        e.ref !== null && (ke(e), S("Invalid attribute `ref` supplied to `React.Fragment`."), ke(null));
       }
     }
-    var tr = {};
-    function ar(e, n, i, u, h, j) {
+    var ur = {};
+    function mr(e, n, i, m, j, k) {
       {
-        var p = I(e);
-        if (!p) {
-          var m = "";
-          (e === void 0 || typeof e == "object" && e !== null && Object.keys(e).length === 0) && (m += " You likely forgot to export your component from the file it's defined in, or you might have mixed up default and named imports.");
-          var K = Sr();
-          K ? m += K : m += Xe();
-          var M;
-          e === null ? M = "null" : De(e) ? M = "array" : e !== void 0 && e.$$typeof === t ? (M = "<" + (z(e.type) || "Unknown") + " />", m = " Did you accidentally export a JSX literal instead of a component?") : M = typeof e, C("React.jsx: type is invalid -- expected a string (for built-in components) or a class/function (for composite components) but got: %s.%s", M, m);
+        var x = R(e);
+        if (!x) {
+          var h = "";
+          (e === void 0 || typeof e == "object" && e !== null && Object.keys(e).length === 0) && (h += " You likely forgot to export your component from the file it's defined in, or you might have mixed up default and named imports.");
+          var ee = Wr();
+          ee ? h += ee : h += ir();
+          var A;
+          e === null ? A = "null" : u(e) ? A = "array" : e !== void 0 && e.$$typeof === t ? (A = "<" + (w(e.type) || "Unknown") + " />", h = " Did you accidentally export a JSX literal instead of a component?") : A = typeof e, S("React.jsx: type is invalid -- expected a string (for built-in components) or a class/function (for composite components) but got: %s.%s", A, h);
         }
-        var L = Pr(e, n, i, h, j);
-        if (L == null)
-          return L;
-        if (p) {
-          var te = n.children;
-          if (te !== void 0)
-            if (u)
-              if (De(te)) {
-                for (var we = 0; we < te.length; we++)
-                  rr(te[we], e);
-                Object.freeze && Object.freeze(te);
+        var U = Or(e, n, i, j, k);
+        if (U == null)
+          return U;
+        if (x) {
+          var de = n.children;
+          if (de !== void 0)
+            if (m)
+              if (u(de)) {
+                for (var Pe = 0; Pe < de.length; Pe++)
+                  dr(de[Pe], e);
+                Object.freeze && Object.freeze(de);
               } else
-                C("React.jsx: Static children should always be an array. You are likely explicitly calling React.jsxs or React.jsxDEV. Use the Babel transform instead.");
+                S("React.jsx: Static children should always be an array. You are likely explicitly calling React.jsxs or React.jsxDEV. Use the Babel transform instead.");
             else
-              rr(te, e);
+              dr(de, e);
         }
-        if ($.call(n, "key")) {
-          var xe = z(e), Z = Object.keys(n).filter(function(Mr) {
-            return Mr !== "key";
-          }), Me = Z.length > 0 ? "{key: someKey, " + Z.join(": ..., ") + ": ...}" : "{key: someKey}";
-          if (!tr[xe + Me]) {
-            var $r = Z.length > 0 ? "{" + Z.join(": ..., ") + ": ...}" : "{}";
-            C(`A props object containing a "key" prop is being spread into JSX:
+        if (v.call(n, "key")) {
+          var Re = w(e), ae = Object.keys(n).filter(function(Yr) {
+            return Yr !== "key";
+          }), Je = ae.length > 0 ? "{key: someKey, " + ae.join(": ..., ") + ": ...}" : "{key: someKey}";
+          if (!ur[Re + Je]) {
+            var Br = ae.length > 0 ? "{" + ae.join(": ..., ") + ": ...}" : "{}";
+            S(`A props object containing a "key" prop is being spread into JSX:
   let props = %s;
   <%s {...props} />
 React keys must be passed directly to JSX without using spread:
   let props = %s;
-  <%s key={someKey} {...props} />`, Me, xe, $r, xe), tr[xe + Me] = !0;
+  <%s key={someKey} {...props} />`, Je, Re, Br, Re), ur[Re + Je] = !0;
           }
         }
-        return e === o ? Or(L) : Tr(L), L;
+        return e === o ? Ar(U) : $r(U), U;
       }
     }
-    function Fr(e, n, i) {
-      return ar(e, n, i, !0);
+    function Mr(e, n, i) {
+      return mr(e, n, i, !0);
     }
-    function Dr(e, n, i) {
-      return ar(e, n, i, !1);
+    function Ir(e, n, i) {
+      return mr(e, n, i, !1);
     }
-    var Wr = Dr, Ar = Fr;
-    _e.Fragment = o, _e.jsx = Wr, _e.jsxs = Ar;
-  }()), _e;
+    var Ur = Ir, Lr = Mr;
+    Ae.Fragment = o, Ae.jsx = Ur, Ae.jsxs = Lr;
+  }()), Ae;
 }
-process.env.NODE_ENV === "production" ? ze.exports = Ir() : ze.exports = Ur();
-var a = ze.exports;
-function mr(r) {
+process.env.NODE_ENV === "production" ? rr.exports = zr() : rr.exports = Vr();
+var a = rr.exports;
+function _r(r) {
   var t, s, o = "";
   if (typeof r == "string" || typeof r == "number") o += r;
   else if (typeof r == "object") if (Array.isArray(r)) {
     var l = r.length;
-    for (t = 0; t < l; t++) r[t] && (s = mr(r[t])) && (o && (o += " "), o += s);
+    for (t = 0; t < l; t++) r[t] && (s = _r(r[t])) && (o && (o += " "), o += s);
   } else for (s in r) r[s] && (o && (o += " "), o += s);
   return o;
 }
-function ne() {
-  for (var r, t, s = 0, o = "", l = arguments.length; s < l; s++) (r = arguments[s]) && (t = mr(r)) && (o && (o += " "), o += t);
+function Z() {
+  for (var r, t, s = 0, o = "", l = arguments.length; s < l; s++) (r = arguments[s]) && (t = _r(r)) && (o && (o += " "), o += t);
   return o;
 }
-const Lr = "https://core.spreedly.com/iframe/iframe-v1.min.js", Yr = "https://cdn.e2e.movmo.io";
-let Ne = {};
-const yt = (r) => {
-  Ne = { ...Ne, ...r };
-}, Ie = (r) => {
+const Kr = "https://core.spreedly.com/iframe/iframe-v1.min.js", qr = "https://cdn.e2e.movmo.io";
+let Te = {};
+const wt = (r) => {
+  Te = { ...Te, ...r };
+}, He = (r) => {
   var s;
   const t = globalThis.process;
   return (s = t == null ? void 0 : t.env) == null ? void 0 : s[r];
-}, Fe = () => ({
-  baseUrl: Ne.baseUrl ?? Ie("REACT_APP_MOVMO_API_URL") ?? "",
-  spreedlyScriptUrl: Ne.spreedlyScriptUrl ?? Ie("REACT_APP_SPREEDLY_SCRIPT_URL") ?? Lr,
-  iconCdnBaseUrl: Ne.iconCdnBaseUrl ?? Ie("REACT_APP_MOVMO_ICON_CDN_URL") ?? Yr
-}), pr = (r) => ({
+}, De = () => ({
+  baseUrl: Te.baseUrl ?? He("REACT_APP_MOVMO_API_URL") ?? "",
+  spreedlyScriptUrl: Te.spreedlyScriptUrl ?? He("REACT_APP_SPREEDLY_SCRIPT_URL") ?? Kr,
+  iconCdnBaseUrl: Te.iconCdnBaseUrl ?? He("REACT_APP_MOVMO_ICON_CDN_URL") ?? qr,
+  fetch: Te.fetch ?? (typeof globalThis < "u" && typeof globalThis.fetch == "function" ? globalThis.fetch.bind(globalThis) : (() => {
+    throw new Error("@movmo_app/payments: no fetch available");
+  })())
+}), tr = (r) => ({
   id: r.id,
   last4: r.last4,
   brand: r.brand,
   expMonth: r.expMonth,
   expYear: r.expYear,
   isDefault: r.isDefault
-}), Pe = {
+}), Se = {
   Accept: "application/json",
   "Content-Type": "application/json"
-}, Se = (r) => {
-  const { baseUrl: t } = Fe();
+}, Fe = (r) => {
+  const { baseUrl: t } = De();
   if (!t)
     throw new Error(
       "@movmo_app/payments: baseUrl is not configured. Call setPaymentsConfig({ baseUrl }) at app boot, or set REACT_APP_MOVMO_API_URL."
     );
   return `${t}${r}`;
-}, ke = async (r, t) => {
+}, Oe = (r, t) => {
+  const { fetch: s } = De();
+  return s(r, t);
+}, We = async (r, t) => {
   try {
     return (await r.json()).message || t;
   } catch {
     return t;
   }
-}, Vr = async () => {
-  const r = await fetch(Se("/v1/payments/tokenization-session"), {
-    method: "GET",
-    headers: Pe,
-    credentials: "include"
-  });
-  if (!r.ok)
-    throw new Error(await ke(r, `Failed to fetch tokenization session (${r.status})`));
-  return await r.json();
-}, zr = async (r, t, s) => {
-  const o = await fetch(
-    Se(`/v1/users/${encodeURIComponent(r)}/payment-methods/from-token`),
+};
+let Me = null;
+const ar = () => {
+  if (Me) return Me;
+  const r = (async () => {
+    const t = await Oe(Fe("/v1/payments/tokenization-session"), {
+      method: "GET",
+      headers: Se,
+      credentials: "include"
+    });
+    if (!t.ok)
+      throw new Error(
+        await We(t, `Failed to fetch tokenization session (${t.status})`)
+      );
+    return await t.json();
+  })();
+  return Me = r, r.finally(() => {
+    Me === r && (Me = null);
+  }).catch(() => {
+  }), r;
+}, Gr = (r) => typeof r.brand == "string" && typeof r.last4 == "string" && typeof r.expMonth == "number" && typeof r.expYear == "number", Jr = async (r, t, s) => {
+  const o = await Oe(
+    Fe(`/v1/users/${encodeURIComponent(r)}/payment-methods/from-token`),
     {
       method: "POST",
-      headers: Pe,
+      headers: Se,
       credentials: "include",
       body: JSON.stringify({ tokenizedPaymentMethodId: t, isDefault: s })
     }
   );
   if (!o.ok)
-    throw new Error(await ke(o, `Failed to save payment method (${o.status})`));
+    throw new Error(await We(o, `Failed to save payment method (${o.status})`));
   const l = await o.json();
-  return pr(l);
-}, Br = async (r) => {
-  const t = await fetch(Se(`/v1/users/${encodeURIComponent(r)}/payment-methods`), {
+  if (Gr(l))
+    return tr(l);
+  const c = await Oe(
+    Fe(
+      `/v1/users/${encodeURIComponent(r)}/payment-methods/${encodeURIComponent(l.id)}`
+    ),
+    {
+      method: "GET",
+      headers: Se,
+      credentials: "include"
+    }
+  );
+  if (!c.ok)
+    throw new Error(
+      await We(c, `Failed to fetch saved payment method (${c.status})`)
+    );
+  const f = await c.json();
+  return tr(f);
+}, Hr = async (r) => {
+  const t = await Oe(Fe(`/v1/users/${encodeURIComponent(r)}/payment-methods`), {
     method: "GET",
-    headers: Pe,
+    headers: Se,
     credentials: "include"
   });
   if (!t.ok)
-    throw new Error(await ke(t, `Failed to fetch payment methods (${t.status})`));
-  return (await t.json() ?? []).map(pr);
-}, Kr = async (r, t) => {
-  const s = await fetch(
-    Se(
+    throw new Error(await We(t, `Failed to fetch payment methods (${t.status})`));
+  return (await t.json() ?? []).map(tr);
+}, Zr = async (r, t) => {
+  const s = await Oe(
+    Fe(
       `/v1/users/${encodeURIComponent(r)}/payment-methods/${encodeURIComponent(t)}`
     ),
     {
       method: "DELETE",
-      headers: Pe,
+      headers: Se,
       credentials: "include"
     }
   );
   if (!s.ok)
-    throw new Error(await ke(s, `Failed to delete payment method (${s.status})`));
-}, qr = async (r, t, s) => {
-  const o = await fetch(
-    Se(
+    throw new Error(await We(s, `Failed to delete payment method (${s.status})`));
+}, Xr = async (r, t, s) => {
+  const o = await Oe(
+    Fe(
       `/v1/users/${encodeURIComponent(r)}/payment-methods/${encodeURIComponent(t)}`
     ),
     {
       method: "PUT",
-      headers: Pe,
+      headers: Se,
       credentials: "include",
       body: JSON.stringify(s)
     }
   );
   if (!o.ok)
-    throw new Error(await ke(o, `Failed to update payment method (${o.status})`));
-}, Gr = {
+    throw new Error(await We(o, `Failed to update payment method (${o.status})`));
+}, Qr = {
   visa: "visa",
   master: "mastercard",
   mastercard: "mastercard",
   american_express: "amex",
   amex: "amex",
   discover: "discover"
-}, Jr = 28, be = ({
+}, et = 28, Ce = ({
   brand: r,
   className: t,
   width: s = 46
 }) => {
-  const o = Gr[r.toLowerCase()] ?? "credit-card", l = Math.max(s, Jr), f = Math.round(l * 24 / 34), { iconCdnBaseUrl: d } = Fe();
+  const o = r ? Qr[r.toLowerCase()] ?? "credit-card" : "credit-card", l = Math.max(s, et), c = Math.round(l * 24 / 34), { iconCdnBaseUrl: f } = De();
   return /* @__PURE__ */ a.jsx(
     "img",
     {
-      src: `${d}/website/assets/icons/payments/${o}.svg`,
+      src: `${f}/website/assets/icons/payments/${o}.svg`,
       alt: o === "credit-card" ? "card" : `${o} card`,
       "data-testid": `card-brand-${r.toLowerCase()}`,
       className: t,
       width: l,
-      height: f,
+      height: c,
       loading: "lazy"
     }
   );
 };
-let Re = null;
-const Hr = () => {
+let Ie = null;
+const rt = () => {
   if (typeof window > "u")
     return Promise.reject(new Error("Spreedly can only be loaded in a browser environment."));
   if (window.Spreedly)
     return Promise.resolve(window.Spreedly);
-  if (Re)
-    return Re;
-  const { spreedlyScriptUrl: r } = Fe();
-  return Re = new Promise((t, s) => {
+  if (Ie)
+    return Ie;
+  const { spreedlyScriptUrl: r } = De();
+  return Ie = new Promise((t, s) => {
     const o = document.querySelector(
       `script[src="${r}"]`
     ), l = () => {
@@ -787,122 +821,144 @@ const Hr = () => {
       );
       return;
     }
-    const f = document.createElement("script");
-    f.src = r, f.async = !0, f.onload = l, f.onerror = () => {
-      f.remove(), s(new Error("Failed to load Spreedly iframe script."));
-    }, document.head.appendChild(f);
+    const c = document.createElement("script");
+    c.src = r, c.async = !0, c.onload = l, c.onerror = () => {
+      c.remove(), s(new Error("Failed to load Spreedly iframe script."));
+    }, document.head.appendChild(c);
   }).catch((t) => {
-    throw Re = null, t;
-  }), Re;
-}, Zr = "movmo-card-number", Xr = "movmo-card-cvv", Qr = (r) => ({
+    throw Ie = null, t;
+  }), Ie;
+}, tt = "movmo-card-number", at = "movmo-card-cvv", nt = (r) => ({
   first_name: r.firstName,
   last_name: r.lastName,
   month: r.month,
   year: r.year,
   ...r.email ? { email: r.email } : {},
   ...r.zip ? { zip: r.zip } : {}
-}), et = (r = {}) => {
+}), st = (r = {}) => {
   const {
-    numberEl: t = Zr,
-    cvvEl: s = Xr,
+    numberEl: t = tt,
+    cvvEl: s = at,
     onCardTokenized: o,
     onFieldErrors: l,
-    onValidityChange: f,
-    onBrandChange: d
-  } = r, [v, y] = S("idle"), [T, g] = S(null), [w, F] = S({ number: !1, cvv: !1 }), [_, D] = S(null), R = q(null), G = q(o), O = q(l), C = q(f), J = q(d);
-  X(() => {
-    G.current = o;
-  }, [o]), X(() => {
-    O.current = l;
-  }, [l]), X(() => {
-    C.current = f;
-  }, [f]), X(() => {
-    J.current = d;
-  }, [d]);
-  const W = q({ number: !1, cvv: !1 });
-  X(() => {
-    let A = !1;
-    return y("loading"), g(null), F({ number: !1, cvv: !1 }), D(null), W.current = { number: !1, cvv: !1 }, (async () => {
+    onValidityChange: c,
+    onBrandChange: f
+  } = r, [p, y] = P("idle"), [W, N] = P(null), [b, D] = P({ number: !1, cvv: !1 }), [M, X] = P(null), [T, se] = P({ number: !1, cvv: !1 }), E = B(null), S = B(o), q = B(l), ue = B(c), re = B(f);
+  L(() => {
+    S.current = o;
+  }, [o]), L(() => {
+    q.current = l;
+  }, [l]), L(() => {
+    ue.current = c;
+  }, [c]), L(() => {
+    re.current = f;
+  }, [f]);
+  const g = B({ number: !1, cvv: !1 });
+  L(() => {
+    let I = !1;
+    return y("loading"), N(null), D({ number: !1, cvv: !1 }), X(null), g.current = { number: !1, cvv: !1 }, (async () => {
       try {
-        const [x, b] = await Promise.all([
-          Vr(),
-          Hr()
+        const [R, d] = await Promise.all([
+          ar(),
+          rt()
         ]);
-        if (A) return;
-        R.current = b, b.on("ready", () => {
-          var I;
-          if (!A) {
+        if (I) return;
+        E.current = d, d.on("ready", () => {
+          var C, w, $, J, Y, Q;
+          if (!I) {
             y("ready");
             try {
-              (I = b.setNumberFormat) == null || I.call(b, "prettyFormat");
+              (C = d.setFieldType) == null || C.call(d, "number", "tel"), (w = d.setFieldType) == null || w.call(d, "cvv", "tel");
+            } catch {
+            }
+            try {
+              typeof d.setNumberFormat == "function" ? d.setNumberFormat("prettyFormat") : console.warn(
+                "@movmo_app/payments: Spreedly.setNumberFormat is missing — card-number digits will not be space-grouped."
+              );
+            } catch (z) {
+              console.warn("@movmo_app/payments: setNumberFormat failed", z);
+            }
+            try {
+              ($ = d.setPlaceholder) == null || $.call(d, "number", "Card number"), (J = d.setPlaceholder) == null || J.call(d, "cvv", "CVV");
+              const z = 'box-sizing: border-box;width: 100%;height: 100%;margin: 0;padding: 0;border: 0;background: transparent;outline: none;font-family: ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;font-size: 14px;font-weight: 400;line-height: 20px;color: rgb(28 25 23);letter-spacing: 0;vertical-align: middle;';
+              (Y = d.setStyle) == null || Y.call(d, "number", z), (Q = d.setStyle) == null || Q.call(d, "cvv", z);
             } catch {
             }
           }
-        }), b.on("paymentMethod", (I) => {
-          var U;
-          (U = G.current) == null || U.call(G, I);
-        }), b.on("errors", (I) => {
-          var U;
-          (U = O.current) == null || U.call(O, I);
-        }), b.on("fieldEvent", (I, U, ie, z) => {
-          var ue;
-          if (A || U !== "input") return;
-          const N = z ?? {};
-          if (I === "number") {
-            if (N.numberLength === 0)
-              D((V) => {
-                var k;
-                return V !== null && ((k = J.current) == null || k.call(J, null)), null;
+        }), d.on("paymentMethod", (C) => {
+          var w;
+          (w = S.current) == null || w.call(S, C);
+        }), d.on("errors", (C) => {
+          var w;
+          (w = q.current) == null || w.call(q, C);
+        }), d.on("fieldEvent", (C, w, $, J) => {
+          var z;
+          if (I) return;
+          if (w === "focus") {
+            se((_) => _[C] ? _ : { ..._, [C]: !0 });
+            return;
+          }
+          if (w === "blur") {
+            se((_) => _[C] ? { ..._, [C]: !1 } : _);
+            return;
+          }
+          if (w !== "input") return;
+          const Y = J ?? {};
+          if (C === "number") {
+            if (Y.numberLength === 0)
+              X((_) => {
+                var F;
+                return _ !== null && ((F = re.current) == null || F.call(re, null)), null;
               });
-            else if (N.cardType !== void 0) {
-              const V = N.cardType || null;
-              D((k) => {
-                var le;
-                return k !== V && ((le = J.current) == null || le.call(J, V)), V;
+            else if (Y.cardType !== void 0) {
+              const _ = Y.cardType || null;
+              X((F) => {
+                var fe;
+                return F !== _ && ((fe = re.current) == null || fe.call(re, _)), _;
               });
             }
           }
-          const Y = I === "number" ? typeof N.validNumber == "boolean" ? N.validNumber : void 0 : typeof N.validCvv == "boolean" ? N.validCvv : void 0;
-          if (typeof Y == "boolean") {
-            const V = W.current, k = I === "number" ? { ...V, number: Y } : { ...V, cvv: Y };
-            (k.number !== V.number || k.cvv !== V.cvv) && (W.current = k, F(k), (ue = C.current) == null || ue.call(C, k));
+          const Q = C === "number" ? typeof Y.validNumber == "boolean" ? Y.validNumber : void 0 : typeof Y.validCvv == "boolean" ? Y.validCvv : void 0;
+          if (typeof Q == "boolean") {
+            const _ = g.current, F = C === "number" ? { ..._, number: Q } : { ..._, cvv: Q };
+            (F.number !== _.number || F.cvv !== _.cvv) && (g.current = F, D(F), (z = ue.current) == null || z.call(ue, F));
           }
-        }), b.on("consoleError", (I) => {
-          var ie;
-          const U = I instanceof Error ? I.message : "An unexpected error occurred while securing your card.";
-          (ie = O.current) == null || ie.call(O, [{ message: U }]);
-        }), b.init(x.environmentKey, {
+        }), d.on("consoleError", (C) => {
+          var $;
+          const w = C instanceof Error ? C.message : "An unexpected error occurred while securing your card.";
+          ($ = q.current) == null || $.call(q, [{ message: w }]);
+        }), d.init(R.environmentKey, {
           numberEl: t,
           cvvEl: s,
-          nonce: x.nonce,
-          timestamp: String(x.timestamp),
-          certificateToken: x.certificateToken,
-          signature: x.signature
+          nonce: R.nonce,
+          timestamp: String(R.timestamp),
+          certificateToken: R.certificateToken,
+          signature: R.signature
         });
-      } catch (x) {
-        if (A) return;
-        const b = x instanceof Error ? x.message : "Failed to initialize card form.";
-        g(b), y("error");
+      } catch (R) {
+        if (I) return;
+        const d = R instanceof Error ? R.message : "Failed to initialize card form.";
+        N(d), y("error");
       }
     })(), () => {
-      var x, b;
-      A = !0;
+      var R, d;
+      I = !0;
       try {
-        (b = (x = R.current) == null ? void 0 : x.removeHandlers) == null || b.call(x);
+        (d = (R = E.current) == null ? void 0 : R.removeHandlers) == null || d.call(R);
       } catch {
       }
-      R.current = null;
+      E.current = null;
     };
   }, [t, s]);
-  const se = B((A) => {
-    var x;
-    (x = R.current) == null || x.tokenizeCreditCard(Qr(A));
-  }, []), oe = B((A) => {
-    var x, b;
-    (b = (x = R.current) == null ? void 0 : x.transferFocus) == null || b.call(x, A);
+  const ne = H((I) => {
+    var R;
+    (R = E.current) == null || R.tokenizeCreditCard(nt(I));
+  }, []), ye = H((I) => {
+    var R, d;
+    (d = (R = E.current) == null ? void 0 : R.transferFocus) == null || d.call(R, I);
   }, []);
-  return { status: v, error: T, tokenize: se, validity: w, brand: _, focusField: oe };
-}, Ue = "h-11 w-full rounded-md border border-grayWarm-300 bg-white px-3 py-2 text-sm text-grayWarm-900 placeholder:text-grayWarm-400 outline-none focus:border-grayWarm-950 focus:shadow-[0_0_0_1px_#1c1917]", or = "flex h-11 w-full items-center gap-2 rounded-md border border-grayWarm-300 bg-white px-3 py-2 transition-shadow focus-within:border-grayWarm-950 focus-within:shadow-[0_0_0_1px_#1c1917]", rt = (r) => {
+  return { status: p, error: W, tokenize: ne, validity: b, brand: M, focused: T, focusField: ye };
+}, Ze = "h-11 w-full rounded-md border border-grayWarm-300 bg-white px-3 py-2 text-sm text-grayWarm-900 placeholder:text-grayWarm-400 outline-none focus:border-grayWarm-950 focus:shadow-[0_0_0_1px_#1c1917]", yr = "flex h-11 w-full items-center gap-2 rounded-md border bg-white px-3 py-2 transition-shadow", vr = "border-grayWarm-950 shadow-[0_0_0_1px_#1c1917]", hr = "border-grayWarm-300", ot = (r) => {
   const t = r.trim();
   if (!t) return { firstName: "", lastName: "" };
   const s = t.lastIndexOf(" ");
@@ -910,117 +966,155 @@ const Hr = () => {
     firstName: t.slice(0, s).trim(),
     lastName: t.slice(s + 1).trim()
   };
-}, yr = (r) => {
+}, Nr = (r) => {
   const t = r.replace(/\D/g, "");
   if (t.length < 4) return { month: "", year: "" };
   const s = t.slice(0, 2), o = t.slice(2), l = o.length === 2 ? `20${o}` : o.slice(0, 4);
   return { month: s, year: l };
-}, tt = (r) => {
+}, it = (r) => {
   const t = r.replace(/\D/g, "").slice(0, 4);
   return t.length <= 2 ? t : `${t.slice(0, 2)} / ${t.slice(2)}`;
-}, Le = (r) => {
-  const { month: t, year: s } = yr(r);
+}, Xe = (r) => {
+  const { month: t, year: s } = Nr(r);
   if (!t || !s) return !1;
   const o = parseInt(t, 10), l = parseInt(s, 10);
   if (isNaN(o) || o < 1 || o > 12) return !1;
-  const f = /* @__PURE__ */ new Date();
-  return !(l < f.getFullYear() || l > f.getFullYear() + 20 || l === f.getFullYear() && o < f.getMonth() + 1);
-}, Ye = (r) => /^\d{5}(-\d{4})?$/.test(r.trim()), at = (r) => {
+  const c = /* @__PURE__ */ new Date();
+  return !(l < c.getFullYear() || l > c.getFullYear() + 20 || l === c.getFullYear() && o < c.getMonth() + 1);
+}, Qe = (r) => /^\d{5}(-\d{4})?$/.test(r.trim()), lt = (r) => {
   const t = r.replace(/[^\d]/g, "").slice(0, 9);
   return t.length <= 5 ? t : `${t.slice(0, 5)}-${t.slice(5)}`;
-}, vr = ({
+}, Rr = ({
   userId: r,
   onSuccess: t,
   onError: s,
   isDefault: o = !1,
   className: l,
-  defaultCardholderName: f,
-  defaultCardholderFirstName: d = "",
-  defaultCardholderLastName: v = "",
+  defaultCardholderName: c,
+  defaultCardholderFirstName: f = "",
+  defaultCardholderLastName: p = "",
   autoSave: y = !1,
-  formId: T = "movmo-card-form",
-  hideInternalSaveButton: g = !1,
-  onCanSubmitChange: w
+  formId: W = "movmo-card-form",
+  hideInternalSaveButton: N = !1,
+  onCanSubmitChange: b,
+  onSavingChange: D,
+  autoFocus: M
 }) => {
-  const F = f ?? [d, v].filter(Boolean).join(" "), [_, D] = S(F), [R, G] = S(""), [O, C] = S(""), [J, W] = S("idle"), [se, oe] = S(null), A = q(!1), x = B(
-    async (P) => {
-      W("saving");
+  const X = c ?? [f, p].filter(Boolean).join(" "), [T, se] = P(X), [E, S] = P(""), [q, ue] = P(""), [re, g] = P("idle"), ne = B(!1), ye = H(
+    async (v) => {
+      g("saving");
       try {
-        const c = await zr(r, P, o);
-        W("ready"), t(c);
-      } catch (c) {
-        const E = c instanceof Error ? c.message : "Failed to save payment method.";
-        oe(E), W("ready"), A.current = !1, s(E);
+        const O = await Jr(r, v, o);
+        g("ready"), t(O);
+      } catch (O) {
+        const V = O instanceof Error ? O.message : "Failed to save payment method.";
+        g("ready"), ne.current = !1, s(V);
       }
     },
     [r, o, t, s]
-  ), b = B(
-    (P) => {
-      const c = P.map((E) => E.message).filter(Boolean).join("; ") || "Card validation failed.";
-      oe(c), W((E) => E === "tokenizing" ? "ready" : E), A.current = !1, s(c);
+  ), I = H(
+    (v) => {
+      const O = v.map((V) => V.message).filter(Boolean).join("; ") || "Card validation failed.";
+      g((V) => V === "tokenizing" ? "ready" : V), ne.current = !1, s(O);
     },
     [s]
-  ), I = Ce(
+  ), R = Ue(
     () => ({
-      onCardTokenized: x,
-      onFieldErrors: b
+      onCardTokenized: ye,
+      onFieldErrors: I
     }),
-    [x, b]
+    [ye, I]
   ), {
-    status: U,
-    error: ie,
-    tokenize: z,
-    validity: N,
-    brand: Y,
-    focusField: ue
-  } = et(I), V = _.trim().split(/\s+/).length >= 2, k = Le(R), le = Ye(O), ce = q(!1), fe = q(!1), me = q(!1), pe = q(null), he = q(null);
-  X(() => {
-    var P;
-    N.cvv ? fe.current || (fe.current = !0, (P = pe.current) == null || P.focus()) : fe.current = !1;
-  }, [N.cvv]);
-  const Ee = !V || !k || !le || !N.number || !N.cvv, ae = J === "tokenizing" || J === "saving", Q = U === "ready" && !ae && !Ee, ee = q(w);
-  X(() => {
-    ee.current = w;
-  }, [w]), X(() => {
-    var P;
-    (P = ee.current) == null || P.call(ee, Q);
-  }, [Q]);
-  const re = B(() => {
-    const { firstName: P, lastName: c } = rt(_), { month: E, year: $ } = yr(R);
-    oe(null), W("tokenizing"), z({ firstName: P, lastName: c, month: E, year: $, zip: O.trim() });
-  }, [_, R, O, z]);
-  X(() => {
-    if (!y || !Q || A.current) return;
-    const P = setTimeout(() => {
-      A.current = !0, re();
+    status: d,
+    error: C,
+    tokenize: w,
+    validity: $,
+    brand: J,
+    focused: Y,
+    focusField: Q
+  } = st(R), z = B(!1);
+  L(() => {
+    !M || d !== "ready" || z.current || (z.current = !0, Q(M));
+  }, [M, d, Q]);
+  const _ = T.trim().split(/\s+/).length >= 2, F = Xe(E), fe = Qe(q), ve = B(!1), ge = B(!1), we = B(!1), me = B(null), je = B(null);
+  L(() => {
+    var v;
+    $.cvv ? ge.current || (ge.current = !0, (v = me.current) == null || v.focus()) : ge.current = !1;
+  }, [$.cvv]);
+  const he = !_ || !F || !fe || !$.number || !$.cvv, G = re === "tokenizing" || re === "saving", oe = d === "ready" && !G && !he, ie = B(b);
+  L(() => {
+    ie.current = b;
+  }, [b]), L(() => {
+    var v;
+    (v = ie.current) == null || v.call(ie, oe);
+  }, [oe]);
+  const xe = B(D);
+  L(() => {
+    xe.current = D;
+  }, [D]), L(() => {
+    var v;
+    (v = xe.current) == null || v.call(xe, G);
+  }, [G]);
+  const Ee = H(() => {
+    const { firstName: v, lastName: O } = ot(T), { month: V, year: pe } = Nr(E);
+    g("tokenizing"), w({ firstName: v, lastName: O, month: V, year: pe, zip: q.trim() });
+  }, [T, E, q, w]);
+  L(() => {
+    if (!y || !oe || ne.current) return;
+    const v = setTimeout(() => {
+      ne.current = !0, Ee();
     }, 1200);
-    return () => clearTimeout(P);
-  }, [y, Q, re]);
-  const de = (P) => {
-    P.preventDefault(), Q && re();
-  }, ye = se ?? ie, ve = U !== "ready" || ae;
-  return /* @__PURE__ */ a.jsxs(
+    return () => clearTimeout(v);
+  }, [y, oe, Ee]);
+  const Ne = (v) => {
+    v.preventDefault(), oe && Ee();
+  }, _e = d !== "ready" || G, le = B(s);
+  return L(() => {
+    le.current = s;
+  }, [s]), L(() => {
+    var v;
+    C && ((v = le.current) == null || v.call(le, C));
+  }, [C]), /* @__PURE__ */ a.jsxs(
     "form",
     {
-      id: T,
-      onSubmit: de,
-      className: ne("flex w-full flex-col gap-3", l),
+      id: W,
+      onSubmit: Ne,
+      className: Z("flex w-full flex-col gap-3", l),
       "data-testid": "movmo-card-form",
       children: [
         /* @__PURE__ */ a.jsxs("div", { children: [
           /* @__PURE__ */ a.jsx("span", { id: "movmo-card-number-label", className: "sr-only", children: "Card number" }),
-          /* @__PURE__ */ a.jsxs("div", { className: or, children: [
-            /* @__PURE__ */ a.jsx(be, { brand: Y ?? "", width: 32, className: "flex-shrink-0" }),
-            /* @__PURE__ */ a.jsx(
-              "div",
-              {
-                id: "movmo-card-number",
-                "aria-labelledby": "movmo-card-number-label",
-                className: "flex-1",
-                "data-testid": "movmo-card-number-mount"
-              }
-            )
-          ] })
+          /* @__PURE__ */ a.jsxs(
+            "div",
+            {
+              className: Z(
+                yr,
+                Y.number ? vr : hr
+              ),
+              children: [
+                /* @__PURE__ */ a.jsx(Ce, { brand: J ?? "", width: 32, className: "flex-shrink-0" }),
+                /* @__PURE__ */ a.jsxs("div", { className: "relative h-full flex-1", children: [
+                  /* @__PURE__ */ a.jsx(
+                    "div",
+                    {
+                      id: "movmo-card-number",
+                      "aria-labelledby": "movmo-card-number-label",
+                      "aria-busy": d !== "ready",
+                      className: "absolute inset-0",
+                      "data-testid": "movmo-card-number-mount"
+                    }
+                  ),
+                  d !== "ready" ? /* @__PURE__ */ a.jsx(
+                    "div",
+                    {
+                      "aria-hidden": "true",
+                      className: "pointer-events-none absolute inset-y-2 left-0 right-2 animate-pulse rounded bg-grayWarm-200"
+                    }
+                  ) : null
+                ] })
+              ]
+            }
+          )
         ] }),
         /* @__PURE__ */ a.jsxs("div", { className: "grid grid-cols-3 gap-3", children: [
           /* @__PURE__ */ a.jsxs("div", { children: [
@@ -1033,13 +1127,13 @@ const Hr = () => {
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                 autoComplete: "cc-exp",
                 placeholder: "MM / YY",
-                value: R,
-                onChange: (P) => {
-                  const c = tt(P.target.value);
-                  G(c), Le(c) && !ce.current ? (ce.current = !0, ue("cvv")) : Le(c) || (ce.current = !1);
+                value: E,
+                onChange: (v) => {
+                  const O = it(v.target.value);
+                  S(O), Xe(O) && !ve.current ? (ve.current = !0, Q("cvv")) : Xe(O) || (ve.current = !1);
                 },
-                className: ne(Ue, R && !k && "border-error-500"),
-                disabled: ve,
+                className: Z(Ze, E && !F && "border-error-500"),
+                disabled: _e,
                 required: !0,
                 "data-testid": "movmo-card-expiry-input"
               }
@@ -1047,29 +1141,48 @@ const Hr = () => {
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-            /* @__PURE__ */ a.jsxs("div", { className: or, children: [
-              /* @__PURE__ */ a.jsx(
-                "div",
-                {
-                  id: "movmo-card-cvv",
-                  "aria-labelledby": "movmo-card-cvv-label",
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-                  "data-testid": "movmo-card-cvv-mount"
-                }
-              ),
-              /* @__PURE__ */ a.jsx(
-                "button",
-                {
-                  type: "button",
-                  "aria-label": "CVV help",
-                  tabIndex: -1,
-                  className: "flex h-5 w-5 flex-shrink-0 items-center justify-center rounded-full border border-grayWarm-300 text-xs text-grayWarm-500",
-                  title: Y === "american_express" ? "The 4 numbers on the front of your card." : "The 3 numbers on the back of your card.",
-                  "data-testid": "movmo-cvv-help",
-                  children: "?"
-                }
-              )
-            ] })
+            /* @__PURE__ */ a.jsxs(
+              "div",
+              {
+                className: Z(
+                  yr,
+                  Y.cvv ? vr : hr
+                ),
+                children: [
+                  /* @__PURE__ */ a.jsxs("div", { className: "relative h-full flex-1", children: [
+                    /* @__PURE__ */ a.jsx(
+                      "div",
+                      {
+                        id: "movmo-card-cvv",
+                        "aria-labelledby": "movmo-card-cvv-label",
+                        "aria-busy": d !== "ready",
+                        className: "absolute inset-0",
+                        "data-testid": "movmo-card-cvv-mount"
+                      }
+                    ),
+                    d !== "ready" ? /* @__PURE__ */ a.jsx(
+                      "div",
+                      {
+                        "aria-hidden": "true",
+                        className: "pointer-events-none absolute inset-y-2 left-0 right-2 animate-pulse rounded bg-grayWarm-200"
+                      }
+                    ) : null
+                  ] }),
+                  /* @__PURE__ */ a.jsx(
+                    "button",
+                    {
+                      type: "button",
+                      "aria-label": "CVV help",
+                      tabIndex: -1,
+                      className: "flex h-5 w-5 flex-shrink-0 items-center justify-center rounded-full border border-grayWarm-300 text-xs text-grayWarm-500",
+                      title: J === "american_express" ? "The 4 numbers on the front of your card." : "The 3 numbers on the back of your card.",
+                      "data-testid": "movmo-cvv-help",
+                      children: "?"
+                    }
+                  )
+                ]
+              }
+            )
           ] }),
           /* @__PURE__ */ a.jsxs("div", { children: [
             /* @__PURE__ */ a.jsx("label", { htmlFor: "movmo-card-zip", className: "sr-only", children: "ZIP code" }),
@@ -1077,19 +1190,19 @@ const Hr = () => {
               "input",
               {
                 id: "movmo-card-zip",
-                ref: pe,
+                ref: me,
                 type: "text",
                 inputMode: "numeric",
                 autoComplete: "postal-code",
                 placeholder: "ZIP code",
-                value: O,
-                onChange: (P) => {
-                  var E;
-                  const c = at(P.target.value);
-                  C(c), Ye(c) && !me.current ? (me.current = !0, (E = he.current) == null || E.focus()) : Ye(c) || (me.current = !1);
+                value: q,
+                onChange: (v) => {
+                  var V;
+                  const O = lt(v.target.value);
+                  ue(O), Qe(O) && !we.current ? (we.current = !0, (V = je.current) == null || V.focus()) : Qe(O) || (we.current = !1);
                 },
-                className: ne(Ue, O && !le && "border-error-500"),
-                disabled: ve,
+                className: Z(Ze, q && !fe && "border-error-500"),
+                disabled: _e,
                 required: !0,
                 "data-testid": "movmo-card-zip-input"
               }
@@ -1102,112 +1215,118 @@ const Hr = () => {
             "input",
             {
               id: "movmo-card-cardholder-name",
-              ref: he,
+              ref: je,
               type: "text",
               autoComplete: "cc-name",
               placeholder: "Cardholder name",
-              value: _,
-              onChange: (P) => D(P.target.value),
-              className: Ue,
-              disabled: ve,
+              value: T,
+              onChange: (v) => se(v.target.value),
+              className: Ze,
+              disabled: _e,
               required: !0,
               "data-testid": "movmo-card-cardholder-name-input"
             }
           )
         ] }),
-        ye ? /* @__PURE__ */ a.jsx(
-          "p",
-          {
-            role: "alert",
-            className: "rounded-md bg-error-50 px-3 py-2 text-sm text-error-700",
-            "data-testid": "movmo-card-error",
-            children: ye
-          }
-        ) : null,
-        !y && !g ? /* @__PURE__ */ a.jsx(
+        !y && !N ? /* @__PURE__ */ a.jsx(
           "button",
           {
             type: "submit",
-            disabled: !Q,
-            className: ne(
+            disabled: !oe,
+            className: Z(
               "inline-flex h-11 items-center justify-center rounded-md bg-brand-500 px-4 text-sm font-semibold text-white transition-colors hover:bg-brand-600",
               "disabled:cursor-not-allowed disabled:bg-grayWarm-300 disabled:text-grayWarm-500"
             ),
             "data-testid": "movmo-card-save",
-            children: ae ? "Saving…" : U === "loading" ? "Loading…" : "Save card"
+            children: G ? "Saving…" : d === "loading" ? "Loading…" : "Save card"
           }
-        ) : ae ? /* @__PURE__ */ a.jsx("p", { className: "text-center text-sm text-grayWarm-500", "data-testid": "movmo-card-autosaving", children: "Saving card…" }) : null
+        ) : G && y ? (
+          // In autoSave mode (empty-state inline form, no Save button at all),
+          // surface the in-flight state as inline text. The modal flow uses a
+          // spinner inside the modal-footer Save button instead — see
+          // AddPaymentMethodModal.isSaving.
+          /* @__PURE__ */ a.jsx(
+            "p",
+            {
+              className: "text-center text-sm text-grayWarm-500",
+              "aria-live": "polite",
+              "data-testid": "movmo-card-autosaving",
+              children: "Saving card…"
+            }
+          )
+        ) : null
       ]
     }
   );
 };
-vr.displayName = "MovmoCardForm";
-const nt = (r) => {
-  const [t, s] = S("idle"), [o, l] = S(null);
-  return { deletePaymentMethod: B(
-    async (d) => {
+Rr.displayName = "MovmoCardForm";
+const ct = (r) => {
+  const [t, s] = P("idle"), [o, l] = P(null);
+  return { deletePaymentMethod: H(
+    async (f) => {
       s("pending"), l(null);
       try {
-        await Kr(r, d), s("idle");
-      } catch (v) {
-        const y = v instanceof Error ? v.message : "Failed to delete payment method.";
-        throw l(y), s("error"), v;
+        await Zr(r, f), s("idle");
+      } catch (p) {
+        const y = p instanceof Error ? p.message : "Failed to delete payment method.";
+        throw l(y), s("error"), p;
       }
     },
     [r]
   ), status: t, error: o };
-}, st = (r) => {
-  const [t, s] = S("idle"), [o, l] = S(null);
-  return { setDefault: B(
-    async (d) => {
+}, dt = (r) => {
+  const [t, s] = P("idle"), [o, l] = P(null);
+  return { setDefault: H(
+    async (f) => {
       s("pending"), l(null);
       try {
-        await qr(r, d, { isDefault: !0 }), s("idle");
-      } catch (v) {
-        const y = v instanceof Error ? v.message : "Failed to set default payment method.";
-        throw l(y), s("error"), v;
+        await Xr(r, f, { isDefault: !0 }), s("idle");
+      } catch (p) {
+        const y = p instanceof Error ? p.message : "Failed to set default payment method.";
+        throw l(y), s("error"), p;
       }
     },
     [r]
   ), status: t, error: o };
-}, ot = (r) => {
-  const [t, s] = S([]), [o, l] = S("idle"), [f, d] = S(null), [v, y] = S(0), T = q(null);
-  X(() => {
-    var F;
-    (F = T.current) == null || F.abort();
-    const w = new AbortController();
-    return T.current = w, l("loading"), d(null), Br(r).then((_) => {
-      w.signal.aborted || (s(_), l("ready"));
-    }).catch((_) => {
-      if (w.signal.aborted) return;
-      const D = _ instanceof Error ? _.message : "Failed to fetch payment methods.";
-      d(D), l("error");
+}, ut = (r) => {
+  const [t, s] = P([]), [o, l] = P("idle"), [c, f] = P(null), [p, y] = P(0), W = B(null);
+  L(() => {
+    var D;
+    (D = W.current) == null || D.abort();
+    const b = new AbortController();
+    return W.current = b, l("loading"), f(null), Hr(r).then((M) => {
+      b.signal.aborted || (s(M), l("ready"));
+    }).catch((M) => {
+      if (b.signal.aborted) return;
+      const X = M instanceof Error ? M.message : "Failed to fetch payment methods.";
+      f(X), l("error");
     }), () => {
-      w.abort();
+      b.abort();
     };
-  }, [r, v]);
-  const g = B(() => {
-    y((w) => w + 1);
+  }, [r, p]);
+  const N = H(() => {
+    y((b) => b + 1);
   }, []);
-  return { items: t, status: o, error: f, refetch: g };
-}, it = ({
+  return { items: t, status: o, error: c, refetch: N };
+}, mt = ({
   open: r,
   onClose: t,
   formId: s,
   saveDisabled: o,
   saveLabel: l = "Save",
+  isSaving: c = !1,
   children: f
-}) => (X(() => {
+}) => (L(() => {
   if (!r) return;
-  const d = (v) => {
-    v.key === "Escape" && t();
+  const p = (y) => {
+    y.key === "Escape" && t();
   };
-  return document.addEventListener("keydown", d), () => document.removeEventListener("keydown", d);
-}, [r, t]), X(() => {
+  return document.addEventListener("keydown", p), () => document.removeEventListener("keydown", p);
+}, [r, t]), L(() => {
   if (!r) return;
-  const d = document.body.style.overflow;
+  const p = document.body.style.overflow;
   return document.body.style.overflow = "hidden", () => {
-    document.body.style.overflow = d;
+    document.body.style.overflow = p;
   };
 }, [r]), r ? /* @__PURE__ */ a.jsx(
   "div",
@@ -1216,8 +1335,8 @@ const nt = (r) => {
     "aria-modal": "true",
     "aria-labelledby": "movmo-add-payment-title",
     className: "fixed inset-0 z-50 flex items-center justify-center bg-black/40 p-4",
-    onClick: (d) => {
-      d.target === d.currentTarget && t();
+    onClick: (p) => {
+      p.target === p.currentTarget && t();
     },
     "data-testid": "add-payment-method-modal",
     children: /* @__PURE__ */ a.jsxs("div", { className: "flex max-h-full w-full max-w-md flex-col rounded-xl bg-white shadow-2xl", children: [
@@ -1228,15 +1347,16 @@ const nt = (r) => {
             type: "button",
             onClick: t,
             "aria-label": "Close add-payment dialog",
-            className: "flex h-8 w-8 flex-shrink-0 items-center justify-center rounded-md border border-grayWarm-200 text-grayWarm-700 hover:bg-grayWarm-100",
+            className: "flex h-9 w-9 flex-shrink-0 items-center justify-center rounded-lg bg-grayWarm-100 p-2 text-grayWarm-950 transition-colors hover:bg-grayWarm-200",
             "data-testid": "add-payment-method-close",
-            children: /* @__PURE__ */ a.jsx("svg", { viewBox: "0 0 16 16", width: "14", height: "14", "aria-hidden": "true", children: /* @__PURE__ */ a.jsx(
+            children: /* @__PURE__ */ a.jsx("svg", { viewBox: "0 0 20 20", width: "20", height: "20", "aria-hidden": "true", children: /* @__PURE__ */ a.jsx(
               "path",
               {
-                d: "M3 3L13 13M13 3L3 13",
+                d: "M5 5L15 15M15 5L5 15",
                 stroke: "currentColor",
-                strokeWidth: "1.75",
-                strokeLinecap: "round"
+                strokeWidth: "1.67",
+                strokeLinecap: "round",
+                strokeLinejoin: "round"
               }
             ) })
           }
@@ -1249,7 +1369,7 @@ const nt = (r) => {
             children: "Add payment method"
           }
         ),
-        /* @__PURE__ */ a.jsx("span", { "aria-hidden": "true", className: "h-8 w-8 flex-shrink-0" })
+        /* @__PURE__ */ a.jsx("span", { "aria-hidden": "true", className: "h-9 w-9 flex-shrink-0" })
       ] }),
       /* @__PURE__ */ a.jsx("div", { className: "flex-1 overflow-y-auto p-4", children: f }),
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@@ -1268,53 +1388,122 @@ const nt = (r) => {
           {
             type: "submit",
             form: s,
-            disabled: o,
-            className: ne(
-              "inline-flex h-11 flex-1 items-center justify-center rounded-lg bg-brand-500 px-4 text-sm font-semibold text-white transition-colors hover:bg-brand-600",
-              "disabled:cursor-not-allowed disabled:bg-grayWarm-300 disabled:text-grayWarm-500"
+            disabled: c ? !1 : o,
+            "aria-disabled": c || o,
+            "aria-busy": c,
+            className: Z(
+              "inline-flex h-11 flex-1 items-center justify-center rounded-lg bg-brand-500 px-4 text-sm font-semibold text-white transition-colors",
+              c ? "cursor-not-allowed opacity-90 pointer-events-none" : "hover:bg-brand-600 disabled:cursor-not-allowed disabled:bg-grayWarm-300 disabled:text-grayWarm-500"
             ),
             "data-testid": "add-payment-method-save",
-            children: l
+            children: c ? /* @__PURE__ */ a.jsxs(a.Fragment, { children: [
+              /* @__PURE__ */ a.jsxs(
+                "svg",
+                {
+                  className: "h-[18px] w-[18px] animate-spin",
+                  viewBox: "0 0 24 24",
+                  fill: "none",
+                  "aria-hidden": "true",
+                  children: [
+                    /* @__PURE__ */ a.jsx(
+                      "circle",
+                      {
+                        cx: "12",
+                        cy: "12",
+                        r: "10",
+                        stroke: "currentColor",
+                        strokeWidth: "3",
+                        strokeOpacity: "0.25"
+                      }
+                    ),
+                    /* @__PURE__ */ a.jsx(
+                      "path",
+                      {
+                        d: "M22 12a10 10 0 0 1-10 10",
+                        stroke: "currentColor",
+                        strokeWidth: "3",
+                        strokeLinecap: "round"
+                      }
+                    )
+                  ]
+                }
+              ),
+              /* @__PURE__ */ a.jsx("span", { className: "sr-only", children: "Saving card" })
+            ] }) : l
           }
         )
       ] })
     ] })
   }
-) : null), lt = (r, t, s = /* @__PURE__ */ new Date()) => t < s.getFullYear() || t === s.getFullYear() && r < s.getMonth() + 1, ir = (r) => {
+) : null), ft = (r) => {
+  if (!r) return "Card";
+  const t = r.toLowerCase();
+  return t === "amex" ? "Amex" : t.charAt(0).toUpperCase() + t.slice(1);
+}, pt = ({
+  method: r,
+  trailing: t,
+  onClick: s,
+  cardLabelFormat: o = "branded",
+  className: l
+}) => /* @__PURE__ */ a.jsxs(
+  "div",
+  {
+    className: Z("flex items-center gap-3", s && "cursor-pointer", l),
+    onClick: s,
+    role: s ? "button" : void 0,
+    tabIndex: s ? 0 : void 0,
+    onKeyDown: s ? (c) => {
+      (c.key === "Enter" || c.key === " ") && (c.preventDefault(), s());
+    } : void 0,
+    "data-testid": `payment-method-preview-${r.id}`,
+    children: [
+      /* @__PURE__ */ a.jsx(Ce, { brand: r.brand, width: 34, className: "flex-shrink-0" }),
+      /* @__PURE__ */ a.jsx("span", { className: "flex-1 text-lg font-semibold text-grayWarm-950", children: o === "masked" ? `•••• ${r.last4}` : `${ft(r.brand)} ${r.last4}` }),
+      t
+    ]
+  }
+), yt = (r, t, s = /* @__PURE__ */ new Date()) => t < s.getFullYear() || t === s.getFullYear() && r < s.getMonth() + 1, xr = (r) => {
+  if (!r) return "Card";
   const t = r.toLowerCase();
-  return t === "amex" ? "Amex" : t ? t.charAt(0).toUpperCase() + t.slice(1) : "Card";
-}, ct = (r, t) => `${String(r).padStart(2, "0")}/${t}`, dt = ({
+  return t === "amex" ? "Amex" : t.charAt(0).toUpperCase() + t.slice(1);
+}, vt = (r, t) => `${String(r).padStart(2, "0")}/${t}`, ht = ({
   method: r,
   selectable: t,
   selected: s,
   onSelect: o,
   onSetDefault: l,
-  onRemove: f,
-  disabled: d,
-  showDefaultBadge: v,
-  hideSetDefaultMenuItem: y
+  onRemove: c,
+  disabled: f,
+  showDefaultBadge: p,
+  hideSetDefaultMenuItem: y,
+  cardLabelFormat: W = "branded"
 }) => {
-  const [T, g] = S(!1), w = q(null), F = lt(r.expMonth, r.expYear);
-  X(() => {
-    if (!T) return;
-    const D = (R) => {
-      var G;
-      (G = w.current) != null && G.contains(R.target) || g(!1);
+  const [N, b] = P(!1), D = B(null), M = yt(r.expMonth, r.expYear);
+  L(() => {
+    if (!N) return;
+    const T = (se) => {
+      var E;
+      (E = D.current) != null && E.contains(se.target) || b(!1);
     };
-    return document.addEventListener("mousedown", D), () => document.removeEventListener("mousedown", D);
-  }, [T]);
-  const _ = () => {
-    t && o && !d && o(r);
+    return document.addEventListener("mousedown", T), () => document.removeEventListener("mousedown", T);
+  }, [N]);
+  const X = () => {
+    t && o && !f && o(r);
   };
   return /* @__PURE__ */ a.jsxs(
     "div",
     {
-      className: ne(
-        "flex items-center gap-3 rounded-lg border px-3 py-3 transition-colors",
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-        s ? "border-grayWarm-950 shadow-[0_0_0_1px_#1c1917]" : "border-grayWarm-200 hover:border-grayWarm-300"
+      className: Z(
+        // items-start + per-element mt offsets so the radio, brand icon, and
+        // label all read as one horizontal line, with the Exp text directly
+        // below the label in the same column. Matches main's flights-ui +
+        // accounts-ui row layout (both use items-start).
+        "flex items-start gap-3 transition-colors",
+        t ? "rounded-lg border px-3 py-3" : "py-4",
+        t && !f && "cursor-pointer",
+        t && (s ? "border-grayWarm-950 shadow-[0_0_0_1px_#1c1917]" : "border-grayWarm-200 hover:border-grayWarm-300")
       ),
-      onClick: _,
+      onClick: X,
       "data-testid": `payment-method-row-${r.id}`,
       children: [
         t ? /* @__PURE__ */ a.jsx(
@@ -1324,79 +1513,102 @@ const nt = (r) => {
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             checked: s,
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-            onClick: (D) => D.stopPropagation(),
-            "aria-label": `Select ${ir(r.brand)} ending ${r.last4}`,
-            className: "h-4 w-4 cursor-pointer accent-grayWarm-950",
-            disabled: d
+            onClick: (T) => T.stopPropagation(),
+            "aria-label": `Select ${xr(r.brand)} ending ${r.last4}`,
+            className: "mr-1 h-4 w-4 mt-2 cursor-pointer appearance-none rounded-full border-2 border-grayWarm-300 checked:border-[5px] checked:border-grayWarm-950 bg-white checked:bg-white focus:ring-0 focus:ring-offset-0",
+            disabled: f
           }
         ) : null,
-        /* @__PURE__ */ a.jsx(be, { brand: r.brand, className: "flex-shrink-0" }),
+        /* @__PURE__ */ a.jsx(Ce, { brand: r.brand, className: "flex-shrink-0" }),
         /* @__PURE__ */ a.jsxs("div", { className: "min-w-0 flex-1", children: [
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-              ir(r.brand),
-              " ••••",
-              r.last4
-            ] }),
-            v && r.isDefault ? /* @__PURE__ */ a.jsx(
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+            p && r.isDefault ? /* @__PURE__ */ a.jsx(
               "span",
               {
-                className: "inline-flex items-center rounded-full bg-success-50 px-2 py-0.5 text-xs font-medium text-success-700",
+                className: "inline-flex items-center rounded-full bg-success-50 px-2 py-0.5 text-xs font-semibold text-success-700",
                 "data-testid": `badge-default-${r.id}`,
                 children: "Default"
               }
             ) : null,
-            F ? /* @__PURE__ */ a.jsx(
+            M ? /* @__PURE__ */ a.jsx(
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               {
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+                className: "inline-flex items-center rounded-full bg-error-50 px-2 py-0.5 text-xs font-semibold text-error-700",
                 "data-testid": `badge-expired-${r.id}`,
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             ) : null
           ] }),
-          /* @__PURE__ */ a.jsxs("div", { className: ne("text-sm", F ? "text-grayWarm-400" : "text-grayWarm-600"), children: [
+          /* @__PURE__ */ a.jsxs("div", { className: Z("text-base", M ? "text-grayWarm-400" : "text-grayWarm-600"), children: [
             "Exp. ",
-            ct(r.expMonth, r.expYear)
+            vt(r.expMonth, r.expYear)
           ] })
         ] }),
-        /* @__PURE__ */ a.jsxs("div", { className: "relative flex-shrink-0", ref: w, children: [
+        /* @__PURE__ */ a.jsxs("div", { className: "relative flex-shrink-0", ref: D, children: [
           /* @__PURE__ */ a.jsx(
             "button",
             {
               type: "button",
               "aria-label": `Open actions for card ending ${r.last4}`,
               "aria-haspopup": "menu",
-              "aria-expanded": T,
+              "aria-expanded": N,
               className: "rounded-lg p-2 text-grayWarm-600 transition-colors hover:bg-grayWarm-100 disabled:cursor-not-allowed disabled:opacity-50",
-              disabled: d,
-              onClick: (D) => {
-                D.stopPropagation(), g((R) => !R);
+              disabled: f,
+              onClick: (T) => {
+                T.stopPropagation(), b((se) => !se);
               },
               "data-testid": `menu-trigger-${r.id}`,
-              children: /* @__PURE__ */ a.jsxs("svg", { viewBox: "0 0 16 16", width: "16", height: "16", "aria-hidden": "true", children: [
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-                /* @__PURE__ */ a.jsx("circle", { cx: "13", cy: "8", r: "1.5", fill: "currentColor" })
-              ] })
+              children: /* @__PURE__ */ a.jsx(
+                "svg",
+                {
+                  viewBox: "0 0 24 24",
+                  width: "20",
+                  height: "20",
+                  fill: "currentColor",
+                  "aria-hidden": "true",
+                  children: /* @__PURE__ */ a.jsx("path", { d: "M12 8c1.1 0 2-.9 2-2s-.9-2-2-2-2 .9-2 2 .9 2 2 2zm0 2c-1.1 0-2 .9-2 2s.9 2 2 2 2-.9 2-2-.9-2-2-2zm0 6c-1.1 0-2 .9-2 2s.9 2 2 2 2-.9 2-2-.9-2-2-2z" })
+                }
+              )
             }
           ),
-          T ? /* @__PURE__ */ a.jsxs(
+          N ? /* @__PURE__ */ a.jsxs(
             "div",
             {
               role: "menu",
-              className: "absolute right-0 top-full z-10 mt-1 min-w-[160px] rounded-lg border border-grayWarm-200 bg-white py-1 shadow-lg",
-              onClick: (D) => D.stopPropagation(),
+              className: Z(
+                "absolute z-10 whitespace-nowrap rounded-lg border border-grayWarm-200 bg-white py-1 shadow-lg",
+                // selectable mode (flights-ui): the row has a thick border that a
+                // top-aligned dropdown would crash through. Float the menu ABOVE
+                // the trigger button, horizontally centered, with a small tail
+                // pointing back down at the dots. Matches main's flights-ui menu.
+                // non-selectable mode (accounts-ui): no per-row border to
+                // overlap; keep the menu below + right-aligned.
+                t ? "bottom-full left-1/2 mb-2 -translate-x-1/2" : "right-0 top-full mt-1"
+              ),
+              onClick: (T) => T.stopPropagation(),
               "data-testid": `menu-${r.id}`,
               children: [
+                t ? (
+                  // Tail: 8px square rotated 45° so its bottom-right corner
+                  // becomes a downward-pointing tip. Bottom + right borders of
+                  // the square form the menu's continuous border.
+                  /* @__PURE__ */ a.jsx(
+                    "span",
+                    {
+                      "aria-hidden": "true",
+                      className: "absolute -bottom-1.5 left-1/2 h-3 w-3 -translate-x-1/2 rotate-45 border-b border-r border-grayWarm-200 bg-white"
+                    }
+                  )
+                ) : null,
                 !r.isDefault && !y ? /* @__PURE__ */ a.jsx(
                   "button",
                   {
                     type: "button",
                     role: "menuitem",
-                    className: "block w-full px-4 py-2 text-left text-sm text-grayWarm-700 hover:bg-grayWarm-100",
+                    className: "block w-full px-4 py-1 text-left text-md font-semibold text-grayWarm-950 hover:text-grayWarm-700",
                     onClick: () => {
-                      g(!1), l(r);
+                      b(!1), l(r);
                     },
                     "data-testid": `menu-set-default-${r.id}`,
                     children: "Set as default"
@@ -1407,12 +1619,12 @@ const nt = (r) => {
                   {
                     type: "button",
                     role: "menuitem",
-                    className: "block w-full px-4 py-2 text-left text-sm text-error-700 hover:bg-error-50",
+                    className: "block w-full px-4 py-1 text-left text-md font-semibold text-error-700 hover:text-error-500",
                     onClick: () => {
-                      g(!1), f(r);
+                      b(!1), c(r);
                     },
                     "data-testid": `menu-remove-${r.id}`,
-                    children: "Remove"
+                    children: "Delete"
                   }
                 )
               ]
@@ -1422,16 +1634,16 @@ const nt = (r) => {
       ]
     }
   );
-}, ut = (r) => `${Fe().iconCdnBaseUrl}/website/assets/icons/payments/${r}.svg`, Ve = ({ slug: r, alt: t }) => /* @__PURE__ */ a.jsx(
+}, xt = (r) => `${De().iconCdnBaseUrl}/website/assets/icons/payments/${r}.svg`, er = ({ slug: r, alt: t }) => /* @__PURE__ */ a.jsx(
   "img",
   {
-    src: ut(r),
+    src: xt(r),
     alt: t,
     height: 20,
     loading: "lazy",
     style: { height: 20, width: "auto" }
   }
-), Oe = ({
+), Be = ({
   type: r,
   label: t,
   iconNode: s
@@ -1464,18 +1676,18 @@ const nt = (r) => {
       ]
     }
   )
-), lr = ({
+), br = ({
   selected: r,
   onSelect: t,
   creditCardBody: s,
   className: o
 }) => {
   const l = r === "credit_card";
-  return /* @__PURE__ */ a.jsxs("div", { className: ne("flex w-full flex-col gap-3", o), children: [
+  return /* @__PURE__ */ a.jsxs("div", { className: Z("flex w-full flex-col gap-3", o), children: [
     /* @__PURE__ */ a.jsxs(
       "label",
       {
-        className: ne(
+        className: Z(
           "flex cursor-pointer flex-col gap-3 rounded-lg border px-4 py-3 transition-colors",
           l ? "border-grayWarm-900 shadow-[0_0_0_1px_#1c1917]" : "border-grayWarm-200"
         ),
@@ -1496,10 +1708,10 @@ const nt = (r) => {
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             /* @__PURE__ */ a.jsxs("div", { className: "flex items-center gap-1.5", children: [
-              /* @__PURE__ */ a.jsx(be, { brand: "mastercard", width: 28 }),
-              /* @__PURE__ */ a.jsx(be, { brand: "visa", width: 28 }),
-              /* @__PURE__ */ a.jsx(be, { brand: "amex", width: 28 }),
-              /* @__PURE__ */ a.jsx(be, { brand: "discover", width: 28 })
+              /* @__PURE__ */ a.jsx(Ce, { brand: "mastercard", width: 28 }),
+              /* @__PURE__ */ a.jsx(Ce, { brand: "visa", width: 28 }),
+              /* @__PURE__ */ a.jsx(Ce, { brand: "amex", width: 28 }),
+              /* @__PURE__ */ a.jsx(Ce, { brand: "discover", width: 28 })
             ] })
           ] }),
           l ? /* @__PURE__ */ a.jsx("div", { "data-testid": "payment-type-credit_card-body", children: s }) : null
@@ -1515,31 +1727,31 @@ const nt = (r) => {
       }
     ) : null,
     /* @__PURE__ */ a.jsx(
-      Oe,
+      Be,
       {
         type: "paypal",
         label: "PayPal",
-        iconNode: /* @__PURE__ */ a.jsx(Ve, { slug: "paypal", alt: "PayPal" })
+        iconNode: /* @__PURE__ */ a.jsx(er, { slug: "paypal", alt: "PayPal" })
       }
     ),
     /* @__PURE__ */ a.jsx(
-      Oe,
+      Be,
       {
         type: "googlepay",
         label: "GooglePay",
-        iconNode: /* @__PURE__ */ a.jsx(Ve, { slug: "google-pay", alt: "GooglePay" })
+        iconNode: /* @__PURE__ */ a.jsx(er, { slug: "google-pay", alt: "GooglePay" })
       }
     ),
     /* @__PURE__ */ a.jsx(
-      Oe,
+      Be,
       {
         type: "klarna",
         label: "Klarna",
-        iconNode: /* @__PURE__ */ a.jsx(Ve, { slug: "klarna", alt: "Klarna" })
+        iconNode: /* @__PURE__ */ a.jsx(er, { slug: "klarna", alt: "Klarna" })
       }
     ),
     /* @__PURE__ */ a.jsx(
-      Oe,
+      Be,
       {
         type: "ach",
         label: "Bank account (ACH)",
@@ -1547,143 +1759,190 @@ const nt = (r) => {
       }
     )
   ] });
-}, cr = "movmo-add-payment-form", dr = (r) => {
+}, gr = "movmo-add-payment-form", wr = (r) => {
   const t = r.filter((o) => o.isDefault), s = r.filter((o) => !o.isDefault);
   return [...t, ...s];
-}, ur = () => /* @__PURE__ */ a.jsxs(
+}, jr = ({ withDefaultBadge: r = !1 }) => /* @__PURE__ */ a.jsxs(
   "div",
   {
-    className: "flex items-center gap-3 rounded-lg border border-grayWarm-200 px-3 py-3",
+    className: "flex items-start justify-between py-4",
     "data-testid": "payment-method-skeleton",
     children: [
-      /* @__PURE__ */ a.jsx("div", { className: "h-8 w-[46px] flex-shrink-0 animate-pulse rounded bg-grayWarm-200" }),
-      /* @__PURE__ */ a.jsxs("div", { className: "flex-1 space-y-2", children: [
-        /* @__PURE__ */ a.jsx("div", { className: "h-4 w-32 animate-pulse rounded bg-grayWarm-200" }),
-        /* @__PURE__ */ a.jsx("div", { className: "h-3 w-20 animate-pulse rounded bg-grayWarm-200" })
+      /* @__PURE__ */ a.jsxs("div", { className: "flex items-start gap-3", children: [
+        /* @__PURE__ */ a.jsx("div", { className: "h-8 w-[46px] flex-shrink-0 animate-pulse rounded bg-grayWarm-200" }),
+        /* @__PURE__ */ a.jsxs("div", { className: "space-y-2", children: [
+          /* @__PURE__ */ a.jsxs("div", { className: "flex items-center gap-2", children: [
+            /* @__PURE__ */ a.jsx("div", { className: "h-5 w-[120px] animate-pulse rounded bg-grayWarm-200" }),
+            r ? /* @__PURE__ */ a.jsx("div", { className: "h-5 w-[56px] animate-pulse rounded-full bg-grayWarm-200" }) : null
+          ] }),
+          /* @__PURE__ */ a.jsx("div", { className: "h-4 w-[100px] animate-pulse rounded bg-grayWarm-200" })
+        ] })
       ] }),
-      /* @__PURE__ */ a.jsx("div", { className: "h-8 w-8 animate-pulse rounded bg-grayWarm-200" })
+      /* @__PURE__ */ a.jsx("div", { className: "h-5 w-5 flex-shrink-0 animate-pulse rounded-full bg-grayWarm-200" })
     ]
   }
-), ft = ({
+), bt = ({
   userId: r,
   defaultCardholderName: t,
   defaultCardholderFirstName: s,
   defaultCardholderLastName: o,
   selectedId: l,
-  onSelect: f,
-  onChange: d,
-  paymentTypeSelector: v = !0,
+  onSelect: c,
+  onChange: f,
+  paymentTypeSelector: p = !0,
   autoSaveFirstCard: y = !0,
-  selectionSetsDefault: T = !1,
-  showDefaultBadge: g = !0,
-  className: w
+  selectionSetsDefault: W = !1,
+  showDefaultBadge: N = !0,
+  collapsible: b = !1,
+  cardLabelFormat: D = "branded",
+  className: M
 }) => {
-  const { items: F, status: _, error: D, refetch: R } = ot(r), { deletePaymentMethod: G, status: O } = nt(r), { setDefault: C, status: J } = st(r), [W, se] = S([]), [oe, A] = S(null), [x, b] = S(!1), [I, U] = S(null), [ie, z] = S(!1), [N, Y] = S(null), ue = B(() => {
-    b(!1), U(null), Y(null);
-  }, []), V = t ?? ([s, o].filter(Boolean).join(" ") || void 0);
-  X(() => {
-    _ === "ready" && se(dr(F));
-  }, [F, _]);
-  const k = B(
-    (c) => {
-      se((E) => {
-        const $ = typeof c == "function" ? c(E) : c, H = dr($);
-        return d == null || d(H), H;
+  const { items: X, status: T, error: se, refetch: E } = ut(r), { deletePaymentMethod: S, status: q } = ct(r), { setDefault: ue, status: re } = dt(r), [g, ne] = P([]), [ye, I] = P(null), [R, d] = P(!1), [C, w] = P(null), [$, J] = P(!1), [Y, Q] = P(!1), [z, _] = P(null), [F, fe] = P(!1), ve = B(!1), ge = H(() => {
+    d(!1), w(null), _(null);
+  }, []), we = t ?? ([s, o].filter(Boolean).join(" ") || void 0);
+  L(() => {
+    T === "ready" && ne(wr(X));
+  }, [X, T]), L(() => {
+    if (!c || ve.current || T !== "ready" || g.length === 0 || l) return;
+    ve.current = !0;
+    const u = g.find((ce) => ce.isDefault) ?? g[0];
+    c(u);
+  }, [c, T, g, l]);
+  const me = H(
+    (u) => {
+      ne((ce) => {
+        const te = typeof u == "function" ? u(ce) : u, K = wr(te);
+        return f == null || f(K), K;
       });
     },
-    [d]
-  ), le = O === "pending" || J === "pending", ce = B(
-    async (c) => {
-      const E = W;
-      A(null), k(($) => $.map((H) => ({ ...H, isDefault: H.id === c.id })));
+    [f]
+  ), je = q === "pending" || re === "pending", he = H(
+    async (u) => {
+      const ce = g;
+      I(null), me((te) => te.map((K) => ({ ...K, isDefault: K.id === u.id })));
       try {
-        await C(c.id), R();
-      } catch ($) {
-        se(E), d == null || d(E);
-        const H = $ instanceof Error ? $.message : "Failed to set default payment method.";
-        A(H);
+        await ue(u.id), E();
+      } catch (te) {
+        ne(ce), f == null || f(ce);
+        const K = te instanceof Error ? te.message : "Failed to set default payment method.";
+        I(K);
       }
     },
-    [W, k, C, R, d]
-  ), fe = B(
-    (c) => {
-      f == null || f(c), T && (c.isDefault || ce(c));
+    [g, me, ue, E, f]
+  ), G = H(
+    (u) => {
+      c == null || c(u), W && (u.isDefault || he(u));
     },
-    [f, T, ce]
-  ), me = B(
-    async (c) => {
-      const E = W;
-      A(null), k(($) => $.filter((H) => H.id !== c.id));
+    [c, W, he]
+  ), oe = H(
+    async (u) => {
+      const ce = g;
+      I(null);
+      const te = g.filter((be) => be.id !== u.id);
+      me(() => te);
+      const K = u.id === l && c ? te.find((be) => be.isDefault) ?? te[0] ?? null : null;
+      K && G(K);
+      const Le = !!K && W && K !== null && !K.isDefault;
       try {
-        await G(c.id), R();
-      } catch ($) {
-        se(E), d == null || d(E);
-        const H = $ instanceof Error ? $.message : "Failed to delete payment method.";
-        A(H);
+        await S(u.id), Le || E();
+      } catch (be) {
+        ne(ce), f == null || f(ce);
+        const Ve = be instanceof Error ? be.message : "Failed to delete payment method.";
+        I(Ve);
       }
     },
-    [W, k, G, R, d]
-  ), pe = B(
-    (c) => {
-      U(null), b(!1), Y(null), k((E) => [c, ...E.filter(($) => $.id !== c.id)]), R();
+    [
+      g,
+      me,
+      S,
+      E,
+      f,
+      l,
+      c,
+      G,
+      W
+    ]
+  ), ie = H(
+    (u) => {
+      w(null), d(!1), _(null), me((te) => [u, ...te.filter((K) => K.id !== u.id)]), G(u), !!c && W && !u.isDefault || E();
     },
-    [k, R]
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-    (c) => /* @__PURE__ */ a.jsx(
-      vr,
+    [me, E, G, c, W]
+  ), xe = H((u) => {
+    w(u);
+  }, []), Ee = T === "ready" && g.length === 0, Ne = typeof c == "function", _e = !Ne && !b, le = g.length === 0, v = y && g.length === 0, O = H(
+    (u) => /* @__PURE__ */ a.jsx(
+      Rr,
       {
         userId: r,
-        isDefault: Q,
-        defaultCardholderName: V,
-        autoSave: !c && ee,
-        hideInternalSaveButton: c,
-        formId: c ? cr : void 0,
-        onCanSubmitChange: c ? z : void 0,
-        onSuccess: pe,
-        onError: he
+        isDefault: le,
+        defaultCardholderName: we,
+        autoSave: !u && v,
+        hideInternalSaveButton: u,
+        formId: u ? gr : void 0,
+        onCanSubmitChange: u ? J : void 0,
+        onSavingChange: u ? Q : void 0,
+        autoFocus: u ? "number" : void 0,
+        onSuccess: ie,
+        onError: xe
       }
     ),
-    [r, Q, V, ee, pe, he]
-  ), de = Ce(() => re(!1), [re]), ye = Ce(() => re(!0), [re]), ve = Ce(() => v ? /* @__PURE__ */ a.jsx(
-    lr,
+    [r, le, we, v, ie, xe]
+  ), V = Ue(() => O(!1), [O]), pe = Ue(() => O(!0), [O]), Ye = Ue(() => p ? /* @__PURE__ */ a.jsx(
+    br,
     {
-      selected: N,
-      onSelect: (c) => Y(c),
-      creditCardBody: de
+      selected: z,
+      onSelect: (u) => _(u),
+      creditCardBody: V
     }
-  ) : de, [v, N, de]), P = Ce(() => v ? /* @__PURE__ */ a.jsx(
-    lr,
+  ) : V, [p, z, V]), ze = Ue(() => p ? /* @__PURE__ */ a.jsx(
+    br,
     {
-      selected: N,
-      onSelect: (c) => Y(c),
-      creditCardBody: ye
+      selected: z,
+      onSelect: (u) => _(u),
+      creditCardBody: pe
     }
-  ) : ye, [v, N, ye]);
+  ) : pe, [p, z, pe]);
   return /* @__PURE__ */ a.jsxs(
     "div",
     {
-      className: ne("flex w-full flex-col gap-4", w),
+      className: Z("flex w-full flex-col gap-4", M),
       "data-testid": "payment-methods-manager",
       children: [
-        _ === "loading" ? /* @__PURE__ */ a.jsxs("div", { className: "flex flex-col gap-2", "data-testid": "payment-methods-loading", children: [
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-          /* @__PURE__ */ a.jsx(ur, {})
-        ] }) : null,
-        _ === "error" ? /* @__PURE__ */ a.jsxs(
+        T === "loading" && g.length === 0 ? (
+          // Only show the skeleton on first load — during a silent refetch
+          // (e.g. after set-default or delete optimistic mutations), the user
+          // already sees the correct optimistic list and a skeleton flash
+          // here would be jarring.
+          /* @__PURE__ */ a.jsxs(
+            "div",
+            {
+              className: Z(
+                // Match the real-list shell so layout doesn't reflow when data
+                // arrives. In selection mode the outer card is suppressed too.
+                _e ? "flex flex-col divide-y divide-grayWarm-200 rounded-xl border border-grayWarm-200 px-4 md:px-6" : "flex flex-col gap-2"
+              ),
+              "data-testid": "payment-methods-loading",
+              children: [
+                /* @__PURE__ */ a.jsx(jr, { withDefaultBadge: !0 }),
+                /* @__PURE__ */ a.jsx(jr, {})
+              ]
+            }
+          )
+        ) : null,
+        T === "error" ? /* @__PURE__ */ a.jsxs(
           "div",
           {
             role: "alert",
+            "aria-live": "polite",
             className: "flex items-center justify-between gap-3 rounded-md bg-error-50 p-3 text-sm text-error-700",
             "data-testid": "payment-methods-list-error",
             children: [
-              /* @__PURE__ */ a.jsx("span", { children: D ?? "Failed to load payment methods." }),
+              /* @__PURE__ */ a.jsx("span", { children: se ?? "Failed to load payment methods." }),
               /* @__PURE__ */ a.jsx(
                 "button",
                 {
                   type: "button",
-                  onClick: R,
+                  onClick: E,
                   className: "rounded-md border border-error-700 px-3 py-1 text-xs font-semibold text-error-700 hover:bg-error-50",
                   children: "Retry"
                 }
@@ -1691,62 +1950,136 @@ const nt = (r) => {
             ]
           }
         ) : null,
-        oe ? /* @__PURE__ */ a.jsx(
+        ye ? /* @__PURE__ */ a.jsx(
           "div",
           {
             role: "alert",
+            "aria-live": "polite",
             className: "rounded-md bg-error-50 p-3 text-sm text-error-700",
             "data-testid": "payment-methods-mutation-error",
-            children: oe
+            children: ye
           }
         ) : null,
-        _ === "ready" && W.length > 0 ? /* @__PURE__ */ a.jsx("div", { className: "flex flex-col gap-2", children: W.map((c) => /* @__PURE__ */ a.jsx(
-          dt,
+        b && g.length > 0 ? /* @__PURE__ */ a.jsx("div", { className: "border-t border-grayWarm-200 pt-4", children: /* @__PURE__ */ a.jsxs(
+          "div",
           {
-            method: c,
-            selectable: ae,
-            selected: ae && c.id === l,
-            onSelect: fe,
-            onSetDefault: ce,
-            onRemove: me,
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-            showDefaultBadge: g,
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-        Ee ? (
-          // Empty state: render the add-card body inline (per Figma 1536-21454).
-          /* @__PURE__ */ a.jsx("div", { "data-testid": "payment-methods-empty", children: ve })
-        ) : _ === "ready" ? /* @__PURE__ */ a.jsx(
-          "button",
+            className: "flex items-center justify-between",
+            "data-testid": F ? "payment-methods-drawer-header" : "payment-methods-collapsed-preview",
+            children: [
+              F ? /* @__PURE__ */ a.jsx("h3", { className: "text-md font-semibold text-grayWarm-950", children: "Payment methods" }) : /* @__PURE__ */ a.jsx(
+                pt,
+                {
+                  method: g.find((u) => u.id === l) ?? g.find((u) => u.isDefault) ?? g[0],
+                  cardLabelFormat: D,
+                  className: "flex-1"
+                }
+              ),
+              /* @__PURE__ */ a.jsx(
+                "button",
+                {
+                  type: "button",
+                  "aria-label": F ? "Collapse payment methods" : "Expand payment methods",
+                  "aria-expanded": F,
+                  className: "bg-grayWarm-100 p-2 rounded-lg hover:bg-grayWarm-200 transition-colors",
+                  onClick: () => fe((u) => !u),
+                  "data-testid": F ? "payment-methods-drawer-close" : "payment-methods-drawer-open",
+                  children: /* @__PURE__ */ a.jsx(
+                    "img",
+                    {
+                      src: `${De().iconCdnBaseUrl}/website/assets/icons/chevron-${F ? "up" : "down"}-double.svg`,
+                      alt: "",
+                      className: "w-5 h-5"
+                    }
+                  )
+                }
+              )
+            ]
+          }
+        ) }) : null,
+        g.length > 0 && (!b || F) ? /* @__PURE__ */ a.jsx(
+          "div",
           {
-            type: "button",
-            onClick: () => {
-              U(null), Y(null), z(!1), b(!0);
-            },
-            className: "self-start rounded-lg bg-brand-50 px-6 py-3 text-md font-semibold text-brand-600 transition-colors hover:bg-brand-100",
-            "data-testid": "payment-methods-add-trigger",
-            children: "Add payment method"
+            className: Z(
+              "flex flex-col",
+              // accounts-ui (non-selectable, non-collapsible): rounded outer card
+              // with divide-y separators between rows.
+              // flights-ui (selectable or collapsible): bare space-y-3 gap between
+              // per-row bordered tiles; no outer card chrome.
+              _e ? "rounded-xl border border-grayWarm-200 px-4 md:px-6 divide-y divide-grayWarm-200" : "space-y-3"
+            ),
+            children: g.map((u) => /* @__PURE__ */ a.jsx(
+              ht,
+              {
+                method: u,
+                selectable: Ne,
+                selected: Ne && u.id === l,
+                onSelect: G,
+                onSetDefault: he,
+                onRemove: oe,
+                disabled: je,
+                showDefaultBadge: N,
+                hideSetDefaultMenuItem: W,
+                cardLabelFormat: D
+              },
+              u.id
+            ))
           }
         ) : null,
+        Ee ? (
+          // Empty state: render the add-card body inline (per Figma 1536-21454).
+          /* @__PURE__ */ a.jsx("div", { "data-testid": "payment-methods-empty", children: Ye })
+        ) : g.length > 0 && (!b || F) ? (
+          // Keep the Add button visible during silent refetches (status flips
+          // back to 'loading' transiently after set-default / delete).
+          // In collapsible mode only show the Add button when the drawer is open.
+          /* @__PURE__ */ a.jsx(
+            "button",
+            {
+              type: "button",
+              onClick: () => {
+                w(null), _(null), J(!1), d(!0);
+              },
+              onMouseEnter: () => {
+                ar().catch(() => {
+                });
+              },
+              onFocus: () => {
+                ar().catch(() => {
+                });
+              },
+              className: "self-start rounded-lg bg-brand-50 px-6 py-3 text-md font-semibold text-brand-600 transition-colors hover:bg-brand-100",
+              "data-testid": "payment-methods-add-trigger",
+              children: "Add payment method"
+            }
+          )
+        ) : null,
         /* @__PURE__ */ a.jsxs(
-          it,
+          mt,
           {
-            open: x,
-            onClose: ue,
-            formId: cr,
-            saveDisabled: !ie,
+            open: R,
+            onClose: ge,
+            formId: gr,
+            saveDisabled: !$,
+            isSaving: Y,
             children: [
-              P,
-              I ? /* @__PURE__ */ a.jsx(
-                "p",
-                {
-                  role: "alert",
-                  className: "mt-3 rounded-md bg-error-50 px-3 py-2 text-sm text-error-700",
-                  "data-testid": "payment-methods-modal-error",
-                  children: I
-                }
+              ze,
+              C ? (
+                // Single source of truth for save-time errors (API failures + hook
+                // init failures forwarded from MovmoCardForm.onError). MovmoCardForm
+                // intentionally does NOT render its own banner — two role="alert"
+                // nodes on the same string is a WCAG 4.1.3 violation (announced
+                // twice). aria-live="polite" so SR users hear new errors but the
+                // announcement doesn't interrupt their current input.
+                /* @__PURE__ */ a.jsx(
+                  "p",
+                  {
+                    role: "alert",
+                    "aria-live": "polite",
+                    className: "mt-3 rounded-md bg-error-50 px-3 py-2 text-sm text-error-700",
+                    "data-testid": "payment-methods-modal-error",
+                    children: C
+                  }
+                )
               ) : null
             ]
           }
@@ -1755,46 +2088,16 @@ const nt = (r) => {
     }
   );
 };
-ft.displayName = "PaymentMethodsManager";
-const mt = (r) => {
-  const t = r.toLowerCase();
-  return t === "amex" ? "Amex" : t ? t.charAt(0).toUpperCase() + t.slice(1) : "Card";
-}, vt = ({
-  method: r,
-  trailing: t,
-  onClick: s,
-  className: o
-}) => /* @__PURE__ */ a.jsxs(
-  "div",
-  {
-    className: ne("flex items-center gap-3 py-2", s && "cursor-pointer", o),
-    onClick: s,
-    role: s ? "button" : void 0,
-    tabIndex: s ? 0 : void 0,
-    onKeyDown: s ? (l) => {
-      (l.key === "Enter" || l.key === " ") && (l.preventDefault(), s());
-    } : void 0,
-    "data-testid": `payment-method-preview-${r.id}`,
-    children: [
-      /* @__PURE__ */ a.jsx(be, { brand: r.brand, className: "flex-shrink-0" }),
-      /* @__PURE__ */ a.jsxs("span", { className: "flex-1 text-base font-semibold text-grayWarm-900", children: [
-        mt(r.brand),
-        " ",
-        r.last4
-      ] }),
-      t
-    ]
-  }
-);
+bt.displayName = "PaymentMethodsManager";
 export {
-  vr as MovmoCardForm,
-  vt as PaymentMethodPreview,
-  ft as PaymentMethodsManager,
-  Fe as getPaymentsConfig,
-  yt as setPaymentsConfig,
-  nt as useDeletePaymentMethod,
-  et as useMovmoCardFields,
-  st as useSetDefaultPaymentMethod,
-  ot as useUserPaymentMethods
+  Rr as MovmoCardForm,
+  pt as PaymentMethodPreview,
+  bt as PaymentMethodsManager,
+  De as getPaymentsConfig,
+  wt as setPaymentsConfig,
+  ct as useDeletePaymentMethod,
+  st as useMovmoCardFields,
+  dt as useSetDefaultPaymentMethod,
+  ut as useUserPaymentMethods
 };
 //# sourceMappingURL=index.es.js.map