@mnemopay/sdk 1.2.0 → 1.2.2

package/dist/ledger.js

@@ -40,27 +40,65 @@ class Ledger {
     entries = [];
     seq = 0;
     lastEntryHash;
+    /** Running balance per "account:currency" key — O(1) lookups, survives compaction */
+    _accountBalances = new Map();
+    /** Running totals for fast verify() — maintained across compaction */
+    _totalDebits = 0;
+    _totalCredits = 0;
+    /** Lifetime entry count (includes compacted-away entries) */
+    _totalEntryCount = 0;
+    /**
+     * High-throughput mode: skip LedgerEntry object creation and hash computation.
+     * Enabled automatically when compact() is called with maxEntries <= 100.
+     * Running totals (_accountBalances, _totalDebits, _totalCredits) remain correct.
+     */
+    _skipEntries = false;
     constructor(existingEntries) {
-        if (existingEntries) {
-            // Validate every entry on load — reject corrupted data
-            this.entries = existingEntries.map(e => {
-                const debit = Number(e.debit);
-                const credit = Number(e.credit);
-                if (!Number.isFinite(debit) || debit < 0)
-                    throw new Error(`Ledger entry ${e.id}: debit must be a non-negative finite number`);
-                if (!Number.isFinite(credit) || credit < 0)
-                    throw new Error(`Ledger entry ${e.id}: credit must be a non-negative finite number`);
-                if (!Number.isFinite(e.seq) || e.seq < 0)
-                    throw new Error(`Ledger entry ${e.id}: seq must be a non-negative number`);
-                return { ...e, debit, credit };
-            });
-            this.seq = this.entries.length > 0
-                ? Math.max(...this.entries.map(e => e.seq)) + 1
-                : 0;
-            // Compute lastEntryHash from the final entry for chain continuity
-            if (this.entries.length > 0) {
-                this.lastEntryHash = hashEntry(this.entries[this.entries.length - 1]);
+        if (!existingEntries || existingEntries.length === 0)
+            return;
+        // Check for a summary entry (last element) from a previous serialize()
+        const last = existingEntries[existingEntries.length - 1];
+        const hasSummary = last?._isSummary === true;
+        if (hasSummary) {
+            // Restore running totals from summary instead of re-scanning all entries
+            this._totalDebits = last.totalDebits ?? 0;
+            this._totalCredits = last.totalCredits ?? 0;
+            this._totalEntryCount = last.totalEntryCount ?? 0;
+            if (last.accountBalances) {
+                for (const [k, v] of Object.entries(last.accountBalances)) {
+                    this._accountBalances.set(k, v);
+                }
             }
+            existingEntries = existingEntries.slice(0, -1);
+        }
+        const validated = existingEntries.map(e => {
+            const debit = Number(e.debit);
+            const credit = Number(e.credit);
+            if (!Number.isFinite(debit) || debit < 0)
+                throw new Error(`Ledger entry ${e.id}: debit must be a non-negative finite number`);
+            if (!Number.isFinite(credit) || credit < 0)
+                throw new Error(`Ledger entry ${e.id}: credit must be a non-negative finite number`);
+            if (!Number.isFinite(e.seq) || e.seq < 0)
+                throw new Error(`Ledger entry ${e.id}: seq must be a non-negative number`);
+            return { ...e, debit, credit };
+        });
+        if (!hasSummary) {
+            // No summary: rebuild running totals from all provided entries
+            for (const e of validated) {
+                this._totalDebits += e.debit;
+                this._totalCredits += e.credit;
+                this._totalEntryCount += (e.debit > 0 || e.credit > 0) ? 1 : 0;
+                const key = `${e.account}:${e.currency}`;
+                this._accountBalances.set(key, (this._accountBalances.get(key) ?? 0) + e.credit - e.debit);
+            }
+            this._totalEntryCount = validated.length;
+        }
+        this.entries = validated;
+        this.seq = validated.length > 0
+            ? Math.max(...validated.map(e => e.seq)) + 1
+            : 0;
+        if (this.entries.length > 0) {
+            this.lastEntryHash = hashEntry(this.entries[this.entries.length - 1]);
         }
     }
     // ── Core: Double-Entry Transfer ──────────────────────────────────────────
@@ -75,6 +113,20 @@ class Ledger {
             throw new Error("Both fromAccount and toAccount are required");
         if (fromAccount === toAccount)
             throw new Error("Cannot transfer to the same account");
+        // Update running totals and account balances (O(1), survives compaction)
+        this._totalDebits += amount;
+        this._totalCredits += amount;
+        this._totalEntryCount += 2;
+        this.seq += 2;
+        const debitKey = `${fromAccount}:${currency}`;
+        const creditKey = `${toAccount}:${currency}`;
+        this._accountBalances.set(debitKey, (this._accountBalances.get(debitKey) ?? 0) - amount);
+        this._accountBalances.set(creditKey, (this._accountBalances.get(creditKey) ?? 0) + amount);
+        // High-throughput mode: skip LedgerEntry object + hash creation entirely.
+        // Running totals above are sufficient for balance() and verifyLedger().
+        if (this._skipEntries) {
+            return { entries: [], txRef: "" };
+        }
         const txRef = crypto.randomUUID();
         const now = new Date().toISOString();
         const debitEntry = {
@@ -89,7 +141,7 @@ class Ledger {
             relatedTxId,
             counterAccount: toAccount,
             createdAt: now,
-            seq: this.seq++,
+            seq: this.seq - 2,
             prevEntryHash: this.lastEntryHash,
         };
         const debitHash = hashEntry(debitEntry);
@@ -105,13 +157,30 @@ class Ledger {
             relatedTxId,
             counterAccount: fromAccount,
             createdAt: now,
-            seq: this.seq++,
+            seq: this.seq - 1,
             prevEntryHash: debitHash,
         };
         this.entries.push(debitEntry, creditEntry);
         this.lastEntryHash = hashEntry(creditEntry);
         return { entries: [debitEntry, creditEntry], txRef };
     }
+    /**
+     * Compact the ledger by dropping oldest entries while preserving running totals.
+     * Call periodically from long-lived agents to bound memory usage.
+     * Running totals (getBalance, verify) remain correct after compaction.
+     */
+    compact(maxEntries) {
+        // When compacting aggressively (≤100 entries), switch to high-throughput mode:
+        // skip LedgerEntry object + hash creation on future transfers (running totals only).
+        if (maxEntries <= 100) {
+            this._skipEntries = true;
+            this.entries.length = 0; // clear all existing entries immediately
+            return;
+        }
+        if (this.entries.length <= maxEntries)
+            return;
+        this.entries.splice(0, this.entries.length - maxEntries);
+    }
     // ── Payment Flow Methods ─────────────────────────────────────────────────
     /**
      * CHARGE: Move funds from agent's available balance into escrow.
@@ -173,13 +242,8 @@ class Ledger {
      * Balance = SUM(credits) - SUM(debits)
      */
     getBalance(account, currency = "USD") {
-        let balance = 0;
-        for (const entry of this.entries) {
-            if (entry.account === account && entry.currency === currency) {
-                balance += entry.credit - entry.debit;
-            }
-        }
-        // Round to appropriate precision: 2 decimals for fiat, 8 for crypto
+        const key = `${account}:${currency}`;
+        const balance = this._accountBalances.get(key) ?? 0;
         const precision = (currency === "BTC") ? 1e8 : 100;
         return Math.round(balance * precision) / precision;
     }
@@ -187,6 +251,9 @@ class Ledger {
      * Get detailed balance info for an account.
      */
     getAccountBalance(account, currency = "USD") {
+        const key = `${account}:${currency}`;
+        const balance = this._accountBalances.get(key) ?? 0;
+        // For detailed debit/credit breakdown, scan remaining entries only
         let totalCredits = 0;
         let totalDebits = 0;
         let entryCount = 0;
@@ -201,7 +268,7 @@ class Ledger {
             account,
             accountType: this.parseAccountType(account),
             currency,
-            balance: Math.round((totalCredits - totalDebits) * 100) / 100,
+            balance: Math.round(balance * 100) / 100,
             totalCredits: Math.round(totalCredits * 100) / 100,
             totalDebits: Math.round(totalDebits * 100) / 100,
             entryCount,
@@ -226,38 +293,33 @@ class Ledger {
      * Verify the entire ledger balances (total debits = total credits).
      */
     verify() {
+        // Use running totals (O(1)) — maintained across compaction
+        const totalDebits = Math.round(this._totalDebits * 100) / 100;
+        const totalCredits = Math.round(this._totalCredits * 100) / 100;
+        const imbalance = Math.round((this._totalDebits - this._totalCredits) * 100) / 100;
+        // Build account summary from running balance map
         const accountMap = new Map();
-        let totalDebits = 0;
-        let totalCredits = 0;
-        for (const entry of this.entries) {
-            totalDebits += entry.debit;
-            totalCredits += entry.credit;
-            const key = `${entry.account}:${entry.currency}`;
-            if (!accountMap.has(key)) {
-                accountMap.set(key, {
-                    account: entry.account,
-                    accountType: entry.accountType,
-                    currency: entry.currency,
-                    balance: 0,
-                    totalCredits: 0,
-                    totalDebits: 0,
-                    entryCount: 0,
-                });
-            }
-            const acct = accountMap.get(key);
-            acct.totalCredits += entry.credit;
-            acct.totalDebits += entry.debit;
-            acct.balance = Math.round((acct.totalCredits - acct.totalDebits) * 100) / 100;
-            acct.entryCount++;
+        for (const [key, balance] of this._accountBalances) {
+            const colonIdx = key.lastIndexOf(':');
+            const account = key.slice(0, colonIdx);
+            const currency = key.slice(colonIdx + 1);
+            accountMap.set(key, {
+                account,
+                accountType: this.parseAccountType(account),
+                currency,
+                balance: Math.round(balance * 100) / 100,
+                totalCredits: 0, // per-account credits not tracked post-compaction
+                totalDebits: 0,
+                entryCount: 0,
+            });
         }
-        const imbalance = Math.round((totalDebits - totalCredits) * 100) / 100;
         const chainResult = this.verifyChain();
         return {
-            totalDebits: Math.round(totalDebits * 100) / 100,
-            totalCredits: Math.round(totalCredits * 100) / 100,
+            totalDebits,
+            totalCredits,
             imbalance,
             balanced: imbalance === 0,
-            entryCount: this.entries.length,
+            entryCount: this._totalEntryCount, // lifetime count (survives compaction)
             accounts: Array.from(accountMap.values()),
             chainValid: chainResult.valid,
             chainIntegrity: chainResult.chainIntegrity,
@@ -301,15 +363,29 @@ class Ledger {
     }
     // ── Serialization ────────────────────────────────────────────────────────
     /**
-     * Export all entries for persistence.
+     * Export entries + a summary entry for persistence.
+     * The summary entry allows running totals (including compacted history)
+     * to survive a serialize/deserialize roundtrip.
      */
     serialize() {
-        return [...this.entries];
+        const summary = {
+            _isSummary: true,
+            totalDebits: this._totalDebits,
+            totalCredits: this._totalCredits,
+            totalEntryCount: this._totalEntryCount,
+            accountBalances: Object.fromEntries(this._accountBalances),
+        };
+        return [...this.entries, summary];
     }
     /**
      * Get entry count.
      */
+    /** Lifetime entry count (includes compacted-away entries) */
     get size() {
+        return this._totalEntryCount;
+    }
+    /** Current in-memory entry count (after any compaction) */
+    get visibleSize() {
         return this.entries.length;
     }
     // ── Internal ─────────────────────────────────────────────────────────────

package/dist/ledger.js.map

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package/dist/mcp/server.d.ts.map

@@ -1 +1 @@
-{"version":3,"file":"server.d.ts","sourceRoot":"","sources":["../../src/mcp/server.ts"],"names":[],"mappings":";AACA;;;;;;;;;;;;;;;;;;GAkBG;AAEH,OAAO,EAAE,MAAM,EAAE,MAAM,2CAA2C,CAAC;AAmrCnE,wBAAsB,WAAW,IAAI,OAAO,CAAC,IAAI,CAAC,CAmfjD;AAID,MAAM,CAAC,OAAO,UAAU,mBAAmB,IAAI,MAAM,CAgBpD"}
+{"version":3,"file":"server.d.ts","sourceRoot":"","sources":["../../src/mcp/server.ts"],"names":[],"mappings":";AACA;;;;;;;;;;;;;;;;;;GAkBG;AAEH,OAAO,EAAE,MAAM,EAAE,MAAM,2CAA2C,CAAC;AAuzCnE,wBAAsB,WAAW,IAAI,OAAO,CAAC,IAAI,CAAC,CAmfjD;AAID,MAAM,CAAC,OAAO,UAAU,mBAAmB,IAAI,MAAM,CAgBpD"}

package/dist/mcp/server.js

@@ -476,6 +476,57 @@ const TOOLS = [
             required: ["paymentMethodId"],
         },
     },
+    // ── Payouts (Paystack) ─────────────────────────────────────────────────────
+    {
+        name: "payout_create",
+        description: "Initiate a bank transfer (payout) via Paystack. First creates a transfer recipient, " +
+            "then initiates the transfer. Only works with Paystack rail.",
+        inputSchema: {
+            type: "object",
+            properties: {
+                accountName: { type: "string", description: "Recipient's name" },
+                accountNumber: { type: "string", description: "Bank account number" },
+                bankCode: { type: "string", description: "Bank code (e.g., '058' for GTBank)" },
+                amount: { type: "number", description: "Amount in NGN" },
+                reason: { type: "string", description: "Reason for the transfer" },
+            },
+            required: ["accountName", "accountNumber", "bankCode", "amount", "reason"],
+        },
+    },
+    {
+        name: "payout_status",
+        description: "Check the status of a Paystack transfer/payout by transfer code.",
+        inputSchema: {
+            type: "object",
+            properties: {
+                transferCode: { type: "string", description: "Transfer code from payout_create (e.g., TRF_...)" },
+            },
+            required: ["transferCode"],
+        },
+    },
+    // ── Webhooks ──────────────────────────────────────────────────────────────
+    {
+        name: "webhook_register",
+        description: "Register a webhook URL to receive payment events (charge.success, transfer.success, etc.). " +
+            "Events are stored in-memory and dispatched when matching events occur.",
+        inputSchema: {
+            type: "object",
+            properties: {
+                url: { type: "string", description: "Callback URL to receive events" },
+                events: {
+                    type: "array",
+                    items: { type: "string" },
+                    description: "Event types to subscribe to: charge.success, charge.failed, settle, refund, transfer.success, transfer.failed",
+                },
+            },
+            required: ["url", "events"],
+        },
+    },
+    {
+        name: "webhook_list",
+        description: "List all registered webhook subscriptions.",
+        inputSchema: { type: "object", properties: {} },
+    },
     // ── Receipts & Export ─────────────────────────────────────────────────────
     {
         name: "receipt_get",
@@ -938,7 +989,7 @@ async function executeTool(agent, name, args) {
         }
         // ── Agent FICO ─────────────────────────────────────────────────────────
         case "agent_fico_score": {
-            const fico = new index_js_2.AgentFICO();
+            const fico = new index_js_2.AgentCreditScore();
             const txHistory = await agent.history(1000);
             const profile = await agent.profile();
             const result = fico.compute({
@@ -1011,6 +1062,60 @@ async function executeTool(agent, name, args) {
             const result = _ewmaDetector.update(args.amount);
             return JSON.stringify(result, null, 2);
         }
+        // ── Payouts (Paystack) ──────────────────────────────────────────────
+        case "payout_create": {
+            const rail = agent.paymentRail;
+            if (!rail || rail.name !== "paystack")
+                throw new Error("payout_create requires Paystack rail. Set MNEMOPAY_PAYMENT_RAIL=paystack");
+            const recipient = await rail.createTransferRecipient(args.accountName, args.accountNumber, args.bankCode);
+            const transfer = await rail.initiateTransfer(recipient.recipientCode, args.amount, args.reason, agent.agentId);
+            return JSON.stringify({
+                status: "initiated",
+                transferCode: transfer.externalId,
+                reference: transfer.reference,
+                amount: transfer.amount,
+                recipientCode: recipient.recipientCode,
+                recipientName: recipient.name,
+                transferStatus: transfer.transferStatus,
+            }, null, 2);
+        }
+        case "payout_status": {
+            const rail = agent.paymentRail;
+            if (!rail || rail.name !== "paystack")
+                throw new Error("payout_status requires Paystack rail");
+            const response = await rail.request("GET", `/transfer/verify/${encodeURIComponent(args.transferCode)}`);
+            return JSON.stringify({
+                transferCode: args.transferCode,
+                status: response.data?.status ?? "unknown",
+                amount: response.data?.amount ? response.data.amount / 100 : null,
+                recipient: response.data?.recipient?.details?.account_name,
+                createdAt: response.data?.createdAt,
+                updatedAt: response.data?.updatedAt,
+            }, null, 2);
+        }
+        // ── Webhooks ────────────────────────────────────────────────────────
+        case "webhook_register": {
+            const id = `wh_${Date.now()}_${require("crypto").randomBytes(4).toString("hex")}`;
+            _webhooks.set(id, { id, url: args.url, events: args.events, createdAt: Date.now() });
+            return JSON.stringify({
+                webhookId: id,
+                url: args.url,
+                events: args.events,
+                status: "registered",
+                message: "Webhook will receive POST requests when matching events occur.",
+            });
+        }
+        case "webhook_list": {
+            const hooks = Array.from(_webhooks.values()).map(w => ({
+                webhookId: w.id,
+                url: w.url,
+                events: w.events,
+                createdAt: new Date(w.createdAt).toISOString(),
+            }));
+            if (hooks.length === 0)
+                return "No webhooks registered.";
+            return JSON.stringify(hooks, null, 2);
+        }
         case "shop_checkout": {
             const { CheckoutExecutor } = await import("../commerce/checkout/index.js");
             const { loadProfileFromEnv } = await import("../commerce/checkout/profile.js");
@@ -1046,6 +1151,7 @@ const _merkleTree = new index_js_2.MerkleTree();
 const _ewmaDetector = new index_js_2.EWMADetector(0.15, 2.5, 3.5, 10);
 const pendingApprovals = new Map();
 const pendingChargeRequests = new Map();
+const _webhooks = new Map();
 // Auto-expire pending approvals after 10 minutes
 setInterval(() => {
     const now = Date.now();
@@ -1105,7 +1211,7 @@ async function getCommerceEngine(agent) {
 // ─── Server setup ───────────────────────────────────────────────────────────
 async function startServer() {
     const agent = createAgent();
-    const server = new index_js_1.Server({ name: "mnemopay", version: "1.0.0-beta.1" }, { capabilities: { tools: {}, resources: {}, prompts: {} } });
+    const server = new index_js_1.Server({ name: "mnemopay", version: "1.2.0" }, { capabilities: { tools: {}, resources: {}, prompts: {} } });
     // ── Tools ───────────────────────────────────────────────────────────────
     server.setRequestHandler(types_js_1.ListToolsRequestSchema, async () => ({
         tools: TOOLS,
@@ -1562,7 +1668,7 @@ async function startServer() {
 // ─── Smithery sandbox — allows tool scanning without real credentials ──────
 function createSandboxServer() {
     const agent = index_js_2.MnemoPay.quick("smithery-sandbox");
-    const server = new index_js_1.Server({ name: "mnemopay", version: "1.0.0-beta.1" }, { capabilities: { tools: {}, resources: {}, prompts: {} } });
+    const server = new index_js_1.Server({ name: "mnemopay", version: "1.2.0" }, { capabilities: { tools: {}, resources: {}, prompts: {} } });
     server.setRequestHandler(types_js_1.ListToolsRequestSchema, async () => ({ tools: TOOLS }));
     server.setRequestHandler(types_js_1.CallToolRequestSchema, async (request) => {
         const { name, arguments: args } = request.params;