@metamask-previews/ramps-controller 28.1.0-preview-375cee475 → 28.1.0-preview-015df72e5

package/CHANGELOG.md

@@ -7,6 +7,25 @@ and this project adheres to [Semantic Versioning](https://semver.org/spec/v2.0.0
 
 ## [Unreleased]
 
+### Added
+
+- Add `NeoBankService.getCustomerAbilities`, exposed on the messenger, which returns the customer's rail abilities from neobank-proxy unmodified, and the `NeoBankCustomerAbilities`, `NeoBankFiatAbilities`, `NeoBankAbilityStatus`, `NeoBankCurrencyAbility` and `NeoBankAbilityCurrency` types ([#11225](https://github.com/MetaMask/core/pull/11225))
+  - MoonPay rejects an autoramp create with a 422 when the rail it needs is not `Active`, so clients can check the rail first. Any non-2xx response throws an `HttpError`.
+  - It resolves the MoonPay customer through `AuthenticationController:getSessionProfile`, so hosts must delegate that action to the `NeoBankService` messenger as well as `AuthenticationController:getBearerToken`. `getMicrodeposits` needs it too.
+- Add `RampsController.refreshCustomerAbilities`, exposed on the messenger, which stores the result in the new `vbaCustomerAbilities` state ([#11225](https://github.com/MetaMask/core/pull/11225))
+  - The state is not persisted. A failed fetch throws and keeps the stored value. Discarding a VBA session owned by another profile clears it.
+- Add `getMusdAutorampDepositRailReadiness` and the `MusdAutorampDepositRailReadiness` type, which read from customer abilities whether the deposit rails a fiat → mUSD autoramp needs are `active`, `pending` or `blocked` ([#11225](https://github.com/MetaMask/core/pull/11225))
+  - BRL needs `pix` and `pix_thirdparty`, USD needs `ach` and `ach_thirdparty`. Other fiats report `active`.
+
+### Changed
+
+- **BREAKING:** `RAMPS_CONTROLLER_REQUIRED_SERVICE_ACTIONS` now includes `NeoBankService:getCustomerAbilities`. Hosts must delegate that action to `RampsController` ([#11225](https://github.com/MetaMask/core/pull/11225))
+
+### Fixed
+
+- Require provider-side `finalStatus` approval before `hydrateVbaOnboarding` reports KYC as approved; relay `kycStatus` approval alone remains pending and does not start account setup ([#11243](https://github.com/MetaMask/core/pull/11243))
+- `NeoBankService.getMicrodeposits` now looks the MoonPay customer up again when the session profile changes, instead of reusing the first profile's customer id for the life of the service ([#11225](https://github.com/MetaMask/core/pull/11225))
+
 ## [28.1.0]
 
 ### Added

package/dist/NeoBankService-method-action-types.d.ts

@@ -176,6 +176,22 @@ export type NeoBankServiceGetMicrodepositsAction = {
     type: `NeoBankService:getMicrodeposits`;
     handler: NeoBankService['getMicrodeposits'];
 };
+/**
+ * Reads the customer's rail abilities via neobank-proxy
+ * `GET /neobank/customers/{customer_id}/abilities` (MoonPay
+ * `GET /api/customers/{id}/abilities`).
+ *
+ * MoonPay rejects an autoramp create with a 422 when the rail it needs is not
+ * `Active`, even for an `Active` customer. The customer id is resolved the
+ * same way as in {@link getMicrodeposits}. Any non-2xx response, including a
+ * 404 when there is no customer yet, throws an {@link HttpError}.
+ *
+ * @returns MoonPay customer abilities, unmodified.
+ */
+export type NeoBankServiceGetCustomerAbilitiesAction = {
+    type: `NeoBankService:getCustomerAbilities`;
+    handler: NeoBankService['getCustomerAbilities'];
+};
 /**
  * Checks whether a Monad Money Account address is already registered for the
  * given Iron customer.
@@ -203,5 +219,5 @@ export type NeoBankServiceRegisterSelfHostedWalletAction = {
 /**
  * Union of all NeoBankService action types.
  */
-export type NeoBankServiceMethodActions = NeoBankServiceGetAutorampAction | NeoBankServiceGetAutorampsAction | NeoBankServiceGetPixDepositInstructionsAction | NeoBankServiceGetDepositInstructionsAction | NeoBankServiceListAutorampTransactionsAction | NeoBankServiceRegisterPixAddressAction | NeoBankServiceGetAutorampQuoteAction | NeoBankServiceCreateAutorampAction | NeoBankServiceGetAutorampQuoteForAutorampAction | NeoBankServiceAttachAutorampQuoteAction | NeoBankServiceGetCustomerByExternalIdAction | NeoBankServiceGetMoonpayCustomerIdAction | NeoBankServiceGetMicrodepositsAction | NeoBankServiceGetWalletRegistrationStatusAction | NeoBankServiceRegisterSelfHostedWalletAction;
+export type NeoBankServiceMethodActions = NeoBankServiceGetAutorampAction | NeoBankServiceGetAutorampsAction | NeoBankServiceGetPixDepositInstructionsAction | NeoBankServiceGetDepositInstructionsAction | NeoBankServiceListAutorampTransactionsAction | NeoBankServiceRegisterPixAddressAction | NeoBankServiceGetAutorampQuoteAction | NeoBankServiceCreateAutorampAction | NeoBankServiceGetAutorampQuoteForAutorampAction | NeoBankServiceAttachAutorampQuoteAction | NeoBankServiceGetCustomerByExternalIdAction | NeoBankServiceGetMoonpayCustomerIdAction | NeoBankServiceGetMicrodepositsAction | NeoBankServiceGetCustomerAbilitiesAction | NeoBankServiceGetWalletRegistrationStatusAction | NeoBankServiceRegisterSelfHostedWalletAction;
 //# sourceMappingURL=NeoBankService-method-action-types.d.ts.map

package/dist/NeoBankService-method-action-types.d.ts.map

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package/dist/NeoBankService-method-action-types.js.map

@@ -1 +1 @@
-{"version":3,"file":"NeoBankService-method-action-types.js","sourceRoot":"","sources":["../src/NeoBankService-method-action-types.ts"],"names":[],"mappings":"AAAA;;;GAGG","sourcesContent":["/**\n * This file is auto generated.\n * Do not edit manually.\n */\n\nimport type { NeoBankService } from './NeoBankService.js';\n\n/**\n * Fetches an autoramp account via neobank-proxy\n * `GET /neobank/autoramps/{autoramp_id}` (MoonPay\n * `GET /api/autoramps/{autoramp_id}`).\n *\n * @param autorampId - MoonPay / Ramp API autoramp id.\n * @returns Remote snapshot for controller apply/refresh.\n */\nexport type NeoBankServiceGetAutorampAction = {\n  type: `NeoBankService:getAutoramp`;\n  handler: NeoBankService['getAutoramp'];\n};\n\n/**\n * Fetches autoramp accounts, following MoonPay `cursor` pages until the\n * list is complete.\n *\n * Pass `customerId` to scope the list to one MoonPay customer. Omitting it\n * asks the proxy for the partner-wide list. Each request uses MoonPay's\n * maximum `page_size`.\n *\n * @param params - Optional filters.\n * @param params.customerId - MoonPay customer id.\n * @returns Remote snapshots for every page.\n */\nexport type NeoBankServiceGetAutorampsAction = {\n  type: `NeoBankService:getAutoramps`;\n  handler: NeoBankService['getAutoramps'];\n};\n\n/**\n * Loads PIX deposit instructions for an autoramp.\n *\n * Calls `GET /neobank/autoramps/{id}` and reads the `type: Pix` rail\n * (`br_code`, `instruction`, optional `pix_key`). Returns null until MoonPay\n * has attached deposit rails (typically once the autoramp is Approved).\n *\n * @param autorampId - MoonPay autoramp id.\n * @returns PIX instructions, or null when the rail is not ready.\n */\nexport type NeoBankServiceGetPixDepositInstructionsAction = {\n  type: `NeoBankService:getPixDepositInstructions`;\n  handler: NeoBankService['getPixDepositInstructions'];\n};\n\n/**\n * Loads deposit details for an autoramp, whichever rail it has.\n *\n * Calls `GET /neobank/autoramps/{id}` and reads the PIX rail, or else a US\n * bank rail (`ACH`, `Wire`, `RTP`, or `FedNow`). Returns null until MoonPay\n * has attached a supported rail. MoonPay only verifies the rail at\n * `Approved`, so callers should not show these details before then.\n *\n * @param autorampId - MoonPay autoramp id.\n * @returns Deposit details discriminated by `type`, or null.\n */\nexport type NeoBankServiceGetDepositInstructionsAction = {\n  type: `NeoBankService:getDepositInstructions`;\n  handler: NeoBankService['getDepositInstructions'];\n};\n\n/**\n * Lists the newest page of transactions for one autoramp via\n * `GET /neobank/autoramp-transactions?autoramp_id=&sort_order=desc`.\n *\n * This is the first page only, not the full history. Poll `status`\n * (`Completed`, `Failed`, …). The deprecated `state` field is ignored.\n *\n * @param autorampId - MoonPay autoramp id.\n * @param options - Optional page size. Omitted requests use the API default.\n * @param options.pageSize - `page_size` query value. Callers that diff\n * status pass 50.\n * @returns Transaction summaries from the newest page.\n */\nexport type NeoBankServiceListAutorampTransactionsAction = {\n  type: `NeoBankService:listAutorampTransactions`;\n  handler: NeoBankService['listAutorampTransactions'];\n};\n\n/**\n * Registers a Pix address via neobank-proxy `POST /neobank/addresses/pix`.\n * Body is forwarded as opaque JSON (MoonPay address schema).\n *\n * @param body - Pix address registration payload.\n * @param options - Optional idempotency key.\n * @returns Parsed proxy JSON response.\n */\nexport type NeoBankServiceRegisterPixAddressAction = {\n  type: `NeoBankService:registerPixAddress`;\n  handler: NeoBankService['registerPixAddress'];\n};\n\n/**\n * Fetches an autoramp quote via neobank-proxy `GET /neobank/autoramps/quote`.\n *\n * @param query - Quote query params (forwarded as-is).\n * @returns Parsed proxy JSON response.\n */\nexport type NeoBankServiceGetAutorampQuoteAction = {\n  type: `NeoBankService:getAutorampQuote`;\n  handler: NeoBankService['getAutorampQuote'];\n};\n\n/**\n * Creates an autoramp from a signed quote via neobank-proxy\n * `POST /neobank/autoramps` (MoonPay `POST /api/autoramps`).\n *\n * @param body - CreateAutoramp / signed-quote payload (forwarded as-is).\n * @param options - Optional idempotency key.\n * @returns Remote snapshot for controller apply/refresh.\n */\nexport type NeoBankServiceCreateAutorampAction = {\n  type: `NeoBankService:createAutoramp`;\n  handler: NeoBankService['createAutoramp'];\n};\n\n/**\n * Fetches a quote for an existing autoramp via neobank-proxy\n * `GET /neobank/autoramps/{autoramp_id}/quote`.\n *\n * @param autorampId - Autoramp id.\n * @param query - Quote query params (forwarded as-is).\n * @returns Parsed proxy JSON response.\n */\nexport type NeoBankServiceGetAutorampQuoteForAutorampAction = {\n  type: `NeoBankService:getAutorampQuoteForAutoramp`;\n  handler: NeoBankService['getAutorampQuoteForAutoramp'];\n};\n\n/**\n * Attaches a signed quote to an autoramp via neobank-proxy\n * `POST /neobank/autoramps/{autoramp_id}/quotes`.\n *\n * @param autorampId - Autoramp id.\n * @param body - Quote attachment payload (forwarded as-is).\n * @param options - Optional idempotency key.\n * @returns Parsed proxy JSON response.\n */\nexport type NeoBankServiceAttachAutorampQuoteAction = {\n  type: `NeoBankService:attachAutorampQuote`;\n  handler: NeoBankService['attachAutorampQuote'];\n};\n\n/**\n * Fetches a customer by partner external id via neobank-proxy\n * `GET /neobank/customers/{external_id}/external`.\n *\n * @param externalId - Partner-assigned external customer id.\n * @returns Parsed proxy JSON response.\n */\nexport type NeoBankServiceGetCustomerByExternalIdAction = {\n  type: `NeoBankService:getCustomerByExternalId`;\n  handler: NeoBankService['getCustomerByExternalId'];\n};\n\n/**\n * Resolves Iron's internal customer id via neobank-proxy customer lookup,\n * using the MetaMask canonical profile id as the partner `external_id`.\n *\n * @returns Iron's internal customer id.\n */\nexport type NeoBankServiceGetMoonpayCustomerIdAction = {\n  type: `NeoBankService:getMoonpayCustomerId`;\n  handler: NeoBankService['getMoonpayCustomerId'];\n};\n\n/**\n * Lists the customer's bank-link microdeposits via neobank-proxy\n * `GET /neobank/customers/{customer_id}/microdeposits` (MoonPay\n * `GET /api/customers/{id}/microdeposits`).\n *\n * The customer id is resolved through {@link getMoonpayCustomerId} at most\n * once per service instance; concurrent callers share the in-flight lookup\n * and a failed lookup is retried by the next call. A 404 (from the customer\n * lookup or the list) means there is no customer or no deposits yet and\n * resolves `[]`. Any other non-2xx response throws an {@link HttpError}. The\n * customer lookup is a single attempt: it does not go through the retry\n * policy.\n *\n * @returns MoonPay microdeposits, unmodified.\n */\nexport type NeoBankServiceGetMicrodepositsAction = {\n  type: `NeoBankService:getMicrodeposits`;\n  handler: NeoBankService['getMicrodeposits'];\n};\n\n/**\n * Checks whether a Monad Money Account address is already registered for the\n * given Iron customer.\n *\n * @param params - Customer id and address to check.\n * @param params.customerId - Iron / MoonPay customer UUID.\n * @param params.address - Money Account address.\n * @returns Active, disabled, or absent registration status.\n */\nexport type NeoBankServiceGetWalletRegistrationStatusAction = {\n  type: `NeoBankService:getWalletRegistrationStatus`;\n  handler: NeoBankService['getWalletRegistrationStatus'];\n};\n\n/**\n * Submits a signed Monad Money Account ownership proof via neobank-proxy\n * `POST /neobank/addresses/crypto/selfhosted`.\n *\n * @param params - Signed ownership proof.\n * @returns Registered wallet record.\n */\nexport type NeoBankServiceRegisterSelfHostedWalletAction = {\n  type: `NeoBankService:registerSelfHostedWallet`;\n  handler: NeoBankService['registerSelfHostedWallet'];\n};\n\n/**\n * Union of all NeoBankService action types.\n */\nexport type NeoBankServiceMethodActions =\n  | NeoBankServiceGetAutorampAction\n  | NeoBankServiceGetAutorampsAction\n  | NeoBankServiceGetPixDepositInstructionsAction\n  | NeoBankServiceGetDepositInstructionsAction\n  | NeoBankServiceListAutorampTransactionsAction\n  | NeoBankServiceRegisterPixAddressAction\n  | NeoBankServiceGetAutorampQuoteAction\n  | NeoBankServiceCreateAutorampAction\n  | NeoBankServiceGetAutorampQuoteForAutorampAction\n  | NeoBankServiceAttachAutorampQuoteAction\n  | NeoBankServiceGetCustomerByExternalIdAction\n  | NeoBankServiceGetMoonpayCustomerIdAction\n  | NeoBankServiceGetMicrodepositsAction\n  | NeoBankServiceGetWalletRegistrationStatusAction\n  | NeoBankServiceRegisterSelfHostedWalletAction;\n"]}
+{"version":3,"file":"NeoBankService-method-action-types.js","sourceRoot":"","sources":["../src/NeoBankService-method-action-types.ts"],"names":[],"mappings":"AAAA;;;GAGG","sourcesContent":["/**\n * This file is auto generated.\n * Do not edit manually.\n */\n\nimport type { NeoBankService } from './NeoBankService.js';\n\n/**\n * Fetches an autoramp account via neobank-proxy\n * `GET /neobank/autoramps/{autoramp_id}` (MoonPay\n * `GET /api/autoramps/{autoramp_id}`).\n *\n * @param autorampId - MoonPay / Ramp API autoramp id.\n * @returns Remote snapshot for controller apply/refresh.\n */\nexport type NeoBankServiceGetAutorampAction = {\n  type: `NeoBankService:getAutoramp`;\n  handler: NeoBankService['getAutoramp'];\n};\n\n/**\n * Fetches autoramp accounts, following MoonPay `cursor` pages until the\n * list is complete.\n *\n * Pass `customerId` to scope the list to one MoonPay customer. Omitting it\n * asks the proxy for the partner-wide list. Each request uses MoonPay's\n * maximum `page_size`.\n *\n * @param params - Optional filters.\n * @param params.customerId - MoonPay customer id.\n * @returns Remote snapshots for every page.\n */\nexport type NeoBankServiceGetAutorampsAction = {\n  type: `NeoBankService:getAutoramps`;\n  handler: NeoBankService['getAutoramps'];\n};\n\n/**\n * Loads PIX deposit instructions for an autoramp.\n *\n * Calls `GET /neobank/autoramps/{id}` and reads the `type: Pix` rail\n * (`br_code`, `instruction`, optional `pix_key`). Returns null until MoonPay\n * has attached deposit rails (typically once the autoramp is Approved).\n *\n * @param autorampId - MoonPay autoramp id.\n * @returns PIX instructions, or null when the rail is not ready.\n */\nexport type NeoBankServiceGetPixDepositInstructionsAction = {\n  type: `NeoBankService:getPixDepositInstructions`;\n  handler: NeoBankService['getPixDepositInstructions'];\n};\n\n/**\n * Loads deposit details for an autoramp, whichever rail it has.\n *\n * Calls `GET /neobank/autoramps/{id}` and reads the PIX rail, or else a US\n * bank rail (`ACH`, `Wire`, `RTP`, or `FedNow`). Returns null until MoonPay\n * has attached a supported rail. MoonPay only verifies the rail at\n * `Approved`, so callers should not show these details before then.\n *\n * @param autorampId - MoonPay autoramp id.\n * @returns Deposit details discriminated by `type`, or null.\n */\nexport type NeoBankServiceGetDepositInstructionsAction = {\n  type: `NeoBankService:getDepositInstructions`;\n  handler: NeoBankService['getDepositInstructions'];\n};\n\n/**\n * Lists the newest page of transactions for one autoramp via\n * `GET /neobank/autoramp-transactions?autoramp_id=&sort_order=desc`.\n *\n * This is the first page only, not the full history. Poll `status`\n * (`Completed`, `Failed`, …). The deprecated `state` field is ignored.\n *\n * @param autorampId - MoonPay autoramp id.\n * @param options - Optional page size. Omitted requests use the API default.\n * @param options.pageSize - `page_size` query value. Callers that diff\n * status pass 50.\n * @returns Transaction summaries from the newest page.\n */\nexport type NeoBankServiceListAutorampTransactionsAction = {\n  type: `NeoBankService:listAutorampTransactions`;\n  handler: NeoBankService['listAutorampTransactions'];\n};\n\n/**\n * Registers a Pix address via neobank-proxy `POST /neobank/addresses/pix`.\n * Body is forwarded as opaque JSON (MoonPay address schema).\n *\n * @param body - Pix address registration payload.\n * @param options - Optional idempotency key.\n * @returns Parsed proxy JSON response.\n */\nexport type NeoBankServiceRegisterPixAddressAction = {\n  type: `NeoBankService:registerPixAddress`;\n  handler: NeoBankService['registerPixAddress'];\n};\n\n/**\n * Fetches an autoramp quote via neobank-proxy `GET /neobank/autoramps/quote`.\n *\n * @param query - Quote query params (forwarded as-is).\n * @returns Parsed proxy JSON response.\n */\nexport type NeoBankServiceGetAutorampQuoteAction = {\n  type: `NeoBankService:getAutorampQuote`;\n  handler: NeoBankService['getAutorampQuote'];\n};\n\n/**\n * Creates an autoramp from a signed quote via neobank-proxy\n * `POST /neobank/autoramps` (MoonPay `POST /api/autoramps`).\n *\n * @param body - CreateAutoramp / signed-quote payload (forwarded as-is).\n * @param options - Optional idempotency key.\n * @returns Remote snapshot for controller apply/refresh.\n */\nexport type NeoBankServiceCreateAutorampAction = {\n  type: `NeoBankService:createAutoramp`;\n  handler: NeoBankService['createAutoramp'];\n};\n\n/**\n * Fetches a quote for an existing autoramp via neobank-proxy\n * `GET /neobank/autoramps/{autoramp_id}/quote`.\n *\n * @param autorampId - Autoramp id.\n * @param query - Quote query params (forwarded as-is).\n * @returns Parsed proxy JSON response.\n */\nexport type NeoBankServiceGetAutorampQuoteForAutorampAction = {\n  type: `NeoBankService:getAutorampQuoteForAutoramp`;\n  handler: NeoBankService['getAutorampQuoteForAutoramp'];\n};\n\n/**\n * Attaches a signed quote to an autoramp via neobank-proxy\n * `POST /neobank/autoramps/{autoramp_id}/quotes`.\n *\n * @param autorampId - Autoramp id.\n * @param body - Quote attachment payload (forwarded as-is).\n * @param options - Optional idempotency key.\n * @returns Parsed proxy JSON response.\n */\nexport type NeoBankServiceAttachAutorampQuoteAction = {\n  type: `NeoBankService:attachAutorampQuote`;\n  handler: NeoBankService['attachAutorampQuote'];\n};\n\n/**\n * Fetches a customer by partner external id via neobank-proxy\n * `GET /neobank/customers/{external_id}/external`.\n *\n * @param externalId - Partner-assigned external customer id.\n * @returns Parsed proxy JSON response.\n */\nexport type NeoBankServiceGetCustomerByExternalIdAction = {\n  type: `NeoBankService:getCustomerByExternalId`;\n  handler: NeoBankService['getCustomerByExternalId'];\n};\n\n/**\n * Resolves Iron's internal customer id via neobank-proxy customer lookup,\n * using the MetaMask canonical profile id as the partner `external_id`.\n *\n * @returns Iron's internal customer id.\n */\nexport type NeoBankServiceGetMoonpayCustomerIdAction = {\n  type: `NeoBankService:getMoonpayCustomerId`;\n  handler: NeoBankService['getMoonpayCustomerId'];\n};\n\n/**\n * Lists the customer's bank-link microdeposits via neobank-proxy\n * `GET /neobank/customers/{customer_id}/microdeposits` (MoonPay\n * `GET /api/customers/{id}/microdeposits`).\n *\n * The customer id is resolved through {@link getMoonpayCustomerId} at most\n * once per service instance; concurrent callers share the in-flight lookup\n * and a failed lookup is retried by the next call. A 404 (from the customer\n * lookup or the list) means there is no customer or no deposits yet and\n * resolves `[]`. Any other non-2xx response throws an {@link HttpError}. The\n * customer lookup is a single attempt: it does not go through the retry\n * policy.\n *\n * @returns MoonPay microdeposits, unmodified.\n */\nexport type NeoBankServiceGetMicrodepositsAction = {\n  type: `NeoBankService:getMicrodeposits`;\n  handler: NeoBankService['getMicrodeposits'];\n};\n\n/**\n * Reads the customer's rail abilities via neobank-proxy\n * `GET /neobank/customers/{customer_id}/abilities` (MoonPay\n * `GET /api/customers/{id}/abilities`).\n *\n * MoonPay rejects an autoramp create with a 422 when the rail it needs is not\n * `Active`, even for an `Active` customer. The customer id is resolved the\n * same way as in {@link getMicrodeposits}. Any non-2xx response, including a\n * 404 when there is no customer yet, throws an {@link HttpError}.\n *\n * @returns MoonPay customer abilities, unmodified.\n */\nexport type NeoBankServiceGetCustomerAbilitiesAction = {\n  type: `NeoBankService:getCustomerAbilities`;\n  handler: NeoBankService['getCustomerAbilities'];\n};\n\n/**\n * Checks whether a Monad Money Account address is already registered for the\n * given Iron customer.\n *\n * @param params - Customer id and address to check.\n * @param params.customerId - Iron / MoonPay customer UUID.\n * @param params.address - Money Account address.\n * @returns Active, disabled, or absent registration status.\n */\nexport type NeoBankServiceGetWalletRegistrationStatusAction = {\n  type: `NeoBankService:getWalletRegistrationStatus`;\n  handler: NeoBankService['getWalletRegistrationStatus'];\n};\n\n/**\n * Submits a signed Monad Money Account ownership proof via neobank-proxy\n * `POST /neobank/addresses/crypto/selfhosted`.\n *\n * @param params - Signed ownership proof.\n * @returns Registered wallet record.\n */\nexport type NeoBankServiceRegisterSelfHostedWalletAction = {\n  type: `NeoBankService:registerSelfHostedWallet`;\n  handler: NeoBankService['registerSelfHostedWallet'];\n};\n\n/**\n * Union of all NeoBankService action types.\n */\nexport type NeoBankServiceMethodActions =\n  | NeoBankServiceGetAutorampAction\n  | NeoBankServiceGetAutorampsAction\n  | NeoBankServiceGetPixDepositInstructionsAction\n  | NeoBankServiceGetDepositInstructionsAction\n  | NeoBankServiceListAutorampTransactionsAction\n  | NeoBankServiceRegisterPixAddressAction\n  | NeoBankServiceGetAutorampQuoteAction\n  | NeoBankServiceCreateAutorampAction\n  | NeoBankServiceGetAutorampQuoteForAutorampAction\n  | NeoBankServiceAttachAutorampQuoteAction\n  | NeoBankServiceGetCustomerByExternalIdAction\n  | NeoBankServiceGetMoonpayCustomerIdAction\n  | NeoBankServiceGetMicrodepositsAction\n  | NeoBankServiceGetCustomerAbilitiesAction\n  | NeoBankServiceGetWalletRegistrationStatusAction\n  | NeoBankServiceRegisterSelfHostedWalletAction;\n"]}

package/dist/NeoBankService.d.ts

@@ -51,6 +51,48 @@ export type NeoBankMicrodeposit = {
     created_at: string;
     counterparty_name?: string;
 };
+/**
+ * Status of one MoonPay rail ability. Only `Active` lets the customer use the
+ * rail.
+ */
+export type NeoBankAbilityStatus = 'Active' | 'Pending' | 'Unavailable' | 'Blocked' | 'Maintenance';
+/**
+ * Rail statuses keyed by lowercase fiat code, then rail name, e.g. `usd.ach`
+ * or `brl.pix_thirdparty`.
+ */
+export type NeoBankFiatAbilities = Record<string, Record<string, NeoBankAbilityStatus>>;
+/**
+ * A MoonPay currency, as it appears in a customer's currency abilities.
+ */
+export type NeoBankAbilityCurrency = {
+    type: 'Fiat';
+    code: string;
+} | {
+    type: 'Crypto';
+    token: string;
+    blockchain: string;
+};
+/**
+ * What a MoonPay customer can do with one currency.
+ */
+export type NeoBankCurrencyAbility = {
+    currency: NeoBankAbilityCurrency;
+    flows: ('Onramp' | 'Offramp' | 'Swap' | 'Mint' | 'Redeem')[];
+    /** Mint/redeem counterparts. Empty except for mint-only brand tokens. */
+    counterparts: NeoBankAbilityCurrency[];
+};
+/**
+ * A MoonPay customer's rail abilities. Shape mirrors MoonPay
+ * `GET /api/customers/{id}/abilities` and is returned unmodified.
+ */
+export type NeoBankCustomerAbilities = {
+    fiat_deposit: NeoBankFiatAbilities;
+    fiat_payout: NeoBankFiatAbilities;
+    /** What the customer can do with each currency it can currently use. */
+    currencies: NeoBankCurrencyAbility[];
+    /** Why a rail is `Unavailable`, keyed by rail name (e.g. `ach`). */
+    blocking_abilities: Record<string, string>;
+};
 /**
  * Optional headers for neo-bank mutating requests.
  */
@@ -272,6 +314,19 @@ export declare class NeoBankService {
      * @returns MoonPay microdeposits, unmodified.
      */
     getMicrodeposits(): Promise<NeoBankMicrodeposit[]>;
+    /**
+     * Reads the customer's rail abilities via neobank-proxy
+     * `GET /neobank/customers/{customer_id}/abilities` (MoonPay
+     * `GET /api/customers/{id}/abilities`).
+     *
+     * MoonPay rejects an autoramp create with a 422 when the rail it needs is not
+     * `Active`, even for an `Active` customer. The customer id is resolved the
+     * same way as in {@link getMicrodeposits}. Any non-2xx response, including a
+     * 404 when there is no customer yet, throws an {@link HttpError}.
+     *
+     * @returns MoonPay customer abilities, unmodified.
+     */
+    getCustomerAbilities(): Promise<NeoBankCustomerAbilities>;
     /**
      * Checks whether a Monad Money Account address is already registered for the
      * given Iron customer.

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package/dist/NeoBankService.js

@@ -37,6 +37,7 @@ const MESSENGER_EXPOSED_METHODS = [
     'getCustomerByExternalId',
     'getMoonpayCustomerId',
     'getMicrodeposits',
+    'getCustomerAbilities',
     'getWalletRegistrationStatus',
     'registerSelfHostedWallet',
     'getPixDepositInstructions',
@@ -313,7 +314,7 @@ export class NeoBankService {
     #context;
     #baseUrlOverride;
     #walletRegistrationService;
-    #customerIdPromise;
+    #customerIdLookup;
     constructor({ messenger, environment = RampsEnvironment.Staging, context, fetch: fetchFunction, policyOptions = {}, baseUrlOverride, }) {
         this.name = serviceName;
         this.#messenger = messenger;
@@ -657,17 +658,7 @@ export class NeoBankService {
     async getMicrodeposits() {
         let response;
         try {
-            this.#customerIdPromise ??= this.getMoonpayCustomerId().catch((error) => {
-                this.#customerIdPromise = undefined;
-                // The lookup runs outside the service policy and throws
-                // WalletRegistrationError; surface HTTP failures as HttpError like
-                // every other method.
-                if (error instanceof WalletRegistrationError && error.httpStatus) {
-                    throw new HttpError(error.httpStatus, `Fetching neo-bank customer lookup failed with status '${error.httpStatus}'${error.body ? ` - ${error.body}` : ''}`);
-                }
-                throw error;
-            });
-            const customerId = await this.#customerIdPromise;
+            const customerId = await this.#resolveCustomerId();
             response = await this.#getJson(`customers/${encodeURIComponent(customerId)}/microdeposits`);
         }
         catch (error) {
@@ -681,6 +672,58 @@ export class NeoBankService {
         }
         return response;
     }
+    /**
+     * Reads the customer's rail abilities via neobank-proxy
+     * `GET /neobank/customers/{customer_id}/abilities` (MoonPay
+     * `GET /api/customers/{id}/abilities`).
+     *
+     * MoonPay rejects an autoramp create with a 422 when the rail it needs is not
+     * `Active`, even for an `Active` customer. The customer id is resolved the
+     * same way as in {@link getMicrodeposits}. Any non-2xx response, including a
+     * 404 when there is no customer yet, throws an {@link HttpError}.
+     *
+     * @returns MoonPay customer abilities, unmodified.
+     */
+    async getCustomerAbilities() {
+        const customerId = await this.#resolveCustomerId();
+        const response = await this.#getJson(`customers/${encodeURIComponent(customerId)}/abilities`);
+        if (!response ||
+            typeof response !== 'object' ||
+            !('fiat_deposit' in response) ||
+            !response.fiat_deposit ||
+            typeof response.fiat_deposit !== 'object') {
+            throw new Error('Malformed response received from neo-bank abilities API');
+        }
+        return response;
+    }
+    /**
+     * Resolves the MoonPay customer id through {@link getMoonpayCustomerId} at
+     * most once per session profile, so a profile switch looks the customer up
+     * again. Concurrent callers share the in-flight lookup and a failed lookup
+     * is retried by the next call. The lookup is a single attempt: it does not
+     * go through the retry policy.
+     *
+     * @returns Iron's internal customer id.
+     */
+    async #resolveCustomerId() {
+        const externalId = await this.#getCanonicalExternalId();
+        if (this.#customerIdLookup?.externalId !== externalId) {
+            const customerId = this.getMoonpayCustomerId().catch((error) => {
+                if (this.#customerIdLookup?.externalId === externalId) {
+                    this.#customerIdLookup = undefined;
+                }
+                // The lookup runs outside the service policy and throws
+                // WalletRegistrationError; surface HTTP failures as HttpError like
+                // every other method.
+                if (error instanceof WalletRegistrationError && error.httpStatus) {
+                    throw new HttpError(error.httpStatus, `Fetching neo-bank customer lookup failed with status '${error.httpStatus}'${error.body ? ` - ${error.body}` : ''}`);
+                }
+                throw error;
+            });
+            this.#customerIdLookup = { externalId, customerId };
+        }
+        return await this.#customerIdLookup.customerId;
+    }
     /**
      * Checks whether a Monad Money Account address is already registered for the
      * given Iron customer.

package/dist/NeoBankService.js.map

@@ -1 +1 @@
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type {\n  CreateServicePolicyOptions,\n  ServicePolicy,\n} from '@metamask/controller-utils';\nimport {\n  createServicePolicy,\n  handleWhen,\n  HttpError,\n} from '@metamask/controller-utils';\nimport type { Messenger } from '@metamask/messenger';\nimport type { AuthenticationController } from '@metamask/profile-sync-controller';\n\nimport packageJson from '../package.json';\nimport type {\n  AutorampDepositInstructions,\n  AutorampDepositRailsSummary,\n  AutorampRemoteSnapshot,\n  AutorampTransactionSummary,\n  PixDepositInstructions,\n  UsBankDepositInstructions,\n  UsBankDepositRail,\n} from './autoramp-types.js';\nimport type { NeoBankServiceMethodActions } from './NeoBankService-method-action-types.js';\nimport { RAMPS_SDK_VERSION, RampsEnvironment } from './RampsService.js';\nimport {\n  WalletRegistrationError,\n  WalletRegistrationService,\n} from './wallet-registration-service.js';\nimport type {\n  RegistrationOutcome,\n  RegistrationStatus,\n} from 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The Ramp API handles partner auth / headers; the client only sends the\n * MetaMask bearer token.\n */\nexport type NeoBankAutorampResponse = {\n  id: string;\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  customer_id?: string;\n  status: string;\n  /**\n   * Destination wallet when present on the proxy response.\n   * Field name may evolve with the Ramp API contract.\n   */\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  wallet_address?: string;\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  recipient_account?: {\n    address?: string;\n  };\n  /**\n   * Some MoonPay autoramp responses put the destination under `recipient`\n   * instead of `recipient_account`.\n   */\n  recipient?: {\n    address?: string;\n  };\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  deposit_rails?: unknown[];\n};\n\n/**\n * A MoonPay microdeposit: a small test credit a bank sends when a user links\n * their account. Shape mirrors MoonPay `GET /api/customers/{id}/microdeposits`\n * and is returned unmodified. There is no id field, so consumers derive their\n * own key.\n */\nexport type NeoBankMicrodeposit = {\n  /** Decimal string, e.g. `\"0.34\"`. */\n  amount: string;\n  /** Currency code, e.g. `\"USD\"`. */\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  currency_code: string;\n  /** ISO-8601 datetime. */\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  created_at: string;\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  counterparty_name?: string;\n};\n\n/**\n * Optional headers for neo-bank mutating requests.\n */\nexport type NeoBankRequestOptions = {\n  /**\n   * Forwarded as `Idempotency-Key` when set (MoonPay requires it on some POSTs;\n   * neobank-proxy generates one when omitted).\n   */\n  idempotencyKey?: string;\n};\n\n/**\n * Query string values accepted by neo-bank GET helpers.\n */\nexport type NeoBankQueryParams = Record<\n  string,\n  string | number | boolean | undefined | null\n>;\n\nexport type GetWalletRegistrationStatusParams = {\n  customerId: string;\n  address: string;\n};\n\nexport type RegisterSelfHostedWalletParams = {\n  customerId: string;\n  address: string;\n  message: string;\n  signature: string;\n  /**\n   * Forwarded as `Idempotency-Key` on the neobank-proxy POST. Prefer a stable\n   * key across retries of the same ownership body.\n   */\n  idempotencyKey?: string;\n};\n\nconst MESSENGER_EXPOSED_METHODS = [\n  'getAutoramp',\n  'getAutoramps',\n  'registerPixAddress',\n  'getAutorampQuote',\n  'createAutoramp',\n  'getAutorampQuoteForAutoramp',\n  'attachAutorampQuote',\n  'getCustomerByExternalId',\n  'getMoonpayCustomerId',\n  'getMicrodeposits',\n  'getWalletRegistrationStatus',\n  'registerSelfHostedWallet',\n  'getPixDepositInstructions',\n  'getDepositInstructions',\n  'listAutorampTransactions',\n] as const;\n\n/**\n * MoonPay's maximum `page_size` for `GET /api/autoramps`.\n */\nconst AUTORAMP_LIST_PAGE_SIZE = 100;\n\n/**\n * Actions that {@link NeoBankService} exposes to other consumers.\n */\nexport type NeoBankServiceActions = NeoBankServiceMethodActions;\n\ntype AllowedActions =\n  | AuthenticationController.AuthenticationControllerGetBearerTokenAction\n  | AuthenticationController.AuthenticationControllerGetSessionProfileAction;\n\nexport type NeoBankServiceEvents = never;\n\ntype AllowedEvents = never;\n\n/**\n * The messenger restricted to actions and events accessed by\n * {@link NeoBankService}.\n */\nexport type NeoBankServiceMessenger = Messenger<\n  typeof serviceName,\n  NeoBankServiceActions | AllowedActions,\n  NeoBankServiceEvents | AllowedEvents\n>;\n\n/**\n * Builds a path under the neobank-proxy global prefix.\n *\n * Live neobank-proxy (#1124) mounts routes at `/neobank` on the on-ramp.api\n * host (ALB path routing, no rewrite). Prefer this over `/api/v2/...` so Core\n * matches the proxy that ships.\n *\n * @param path - Path under `/neobank` (no leading slash).\n * @returns Absolute path segment for URL join against the Ramp API host.\n */\nfunction getNeoBankPath(path: string): string {\n  return `neobank/${path.replace(/^\\//u, '')}`;\n}\n\n/**\n * Resolves the Ramp API host for neo-bank calls (same hosts as {@link RampsService}).\n *\n * @param environment - Ramp environment.\n * @returns Base URL.\n */\nfunction getBaseUrl(environment: RampsEnvironment): string {\n  switch (environment) {\n    case RampsEnvironment.Production:\n      return 'https://on-ramp.api.cx.metamask.io';\n    case RampsEnvironment.Staging:\n      return 'https://on-ramp.uat-api.cx.metamask.io';\n    case RampsEnvironment.Development:\n      return 'https://on-ramp.dev-api.cx.metamask.io';\n    case RampsEnvironment.Local:\n      return 'http://localhost:3000';\n    default:\n      throw new Error(`Invalid environment: ${String(environment)}`);\n  }\n}\n\n/**\n * Maps a Ramp API / MoonPay-shaped autoramp response into the local remote snapshot.\n *\n * @param response - Proxy response body.\n * @returns Snapshot for the controller last-seen cursor.\n */\nexport function mapNeoBankAutorampToRemoteSnapshot(\n  response: NeoBankAutorampResponse,\n): AutorampRemoteSnapshot {\n  const depositRails = response.deposit_rails;\n  const hasDepositRails =\n    Array.isArray(depositRails) && depositRails.length > 0;\n  const currency = readDepositRailCurrency(depositRails);\n  const depositRailsSummary: AutorampDepositRailsSummary | undefined =\n    hasDepositRails || response.status === 'Approved'\n      ? {\n          ready: response.status === 'Approved' && hasDepositRails,\n          ...(currency ? { currency } : {}),\n        }\n      : undefined;\n\n  return {\n    id: response.id,\n    customerId: response.customer_id,\n    walletAddress:\n      response.wallet_address !== undefined &&\n      response.wallet_address.length > 0\n        ? response.wallet_address\n        : (response.recipient_account?.address ?? response.recipient?.address),\n    status: response.status,\n    depositRailsSummary,\n  };\n}\n\n/**\n * Reads a MoonPay paged list (an object with an items array) or a raw array.\n *\n * @param response - Proxy JSON body.\n * @param malformedMessage - Error when the body is neither shape.\n * @returns Item list.\n */\nfunction readPagedItems(\n  response: unknown,\n  malformedMessage: string,\n): unknown[] {\n  if (Array.isArray(response)) {\n    return response;\n  }\n  if (\n    response !== null &&\n    typeof response === 'object' &&\n    Array.isArray((response as { items?: unknown }).items)\n  ) {\n    return (response as { items: unknown[] }).items;\n  }\n  throw new Error(malformedMessage);\n}\n\n/**\n * Reads the next-page cursor from a MoonPay paged list.\n * A raw array has no further page.\n *\n * @param response - Proxy JSON body.\n * @returns Next cursor, or undefined when this page is the last.\n */\nfunction readNextCursor(response: unknown): string | undefined {\n  if (\n    response === null ||\n    typeof response !== 'object' ||\n    Array.isArray(response)\n  ) {\n    return undefined;\n  }\n  const { cursor } = response as { cursor?: unknown };\n  return typeof cursor === 'string' && cursor.length > 0 ? cursor : undefined;\n}\n\n/**\n * Pulls the PIX deposit rail out of an autoramp `deposit_rails` array.\n *\n * @param depositRails - MoonPay `deposit_rails` value.\n * @returns PIX instructions, or null when no usable PIX rail is present.\n */\nexport function extractPixDepositInstructions(\n  depositRails: unknown,\n): PixDepositInstructions | null {\n  if (!Array.isArray(depositRails)) {\n    return null;\n  }\n  for (const rail of depositRails) {\n    if (rail === null || typeof rail !== 'object') {\n      continue;\n    }\n    const record = rail as Record<string, unknown>;\n    if (record.type !== 'Pix') {\n      continue;\n    }\n    if (\n      typeof record.br_code !== 'string' ||\n      record.br_code.length === 0 ||\n      typeof record.instruction !== 'string' ||\n      record.instruction.length === 0\n    ) {\n      continue;\n    }\n    const instructions: PixDepositInstructions = {\n      brCode: record.br_code,\n      instruction: record.instruction,\n    };\n    if (typeof record.pix_key === 'string' && record.pix_key.length > 0) {\n      instructions.pixKey = record.pix_key;\n    }\n    if (typeof record.expires_at === 'string' && record.expires_at.length > 0) {\n      instructions.expiresAt = record.expires_at;\n    }\n    return instructions;\n  }\n  return null;\n}\n\n/**\n * US rails in the order to prefer when an autoramp lists more than one.\n */\nconst US_BANK_DEPOSIT_RAILS: readonly UsBankDepositRail[] = [\n  'ACH',\n  'Wire',\n  'RTP',\n  'FedNow',\n];\n\n/**\n * Fiat code implied by each MoonPay `deposit_rails` type that the app reads.\n */\nconst DEPOSIT_RAIL_CURRENCIES: Readonly<Record<string, string>> = {\n  Pix: 'BRL',\n  SEPA: 'EUR',\n  ACH: 'USD',\n  Wire: 'USD',\n  RTP: 'USD',\n  FedNow: 'USD',\n};\n\n/**\n * Reads a non-empty string field from a deposit rail.\n *\n * @param record - Deposit rail object.\n * @param key - MoonPay field name.\n * @returns The value, or undefined when missing or empty.\n */\nfunction readRailString(\n  record: Record<string, unknown>,\n  key: string,\n): string | undefined {\n  const value = record[key];\n  return typeof value === 'string' && value.length > 0 ? value : undefined;\n}\n\n/**\n * Lists the object entries of a MoonPay `deposit_rails` value.\n *\n * @param depositRails - MoonPay `deposit_rails` value.\n * @returns Rail objects, skipping anything that is not an object.\n */\nfunction readDepositRails(depositRails: unknown): Record<string, unknown>[] {\n  if (!Array.isArray(depositRails)) {\n    return [];\n  }\n  return depositRails.filter(\n    (rail): rail is Record<string, unknown> =>\n      rail !== null && typeof rail === 'object',\n  );\n}\n\n/**\n * Fiat of the rail {@link NeoBankService.getDepositInstructions} would return.\n * Incomplete rails do not count, so a stub PIX entry cannot label an ACH account\n * as BRL. SEPA is included when it has an IBAN, which is the EUR equivalent.\n *\n * @param depositRails - MoonPay `deposit_rails` value.\n * @returns Uppercase fiat code, or undefined when no rail is complete.\n */\nfunction readDepositRailCurrency(depositRails: unknown): string | undefined {\n  if (extractPixDepositInstructions(depositRails)) {\n    return DEPOSIT_RAIL_CURRENCIES.Pix;\n  }\n  if (extractUsBankDepositInstructions(depositRails)) {\n    return DEPOSIT_RAIL_CURRENCIES.ACH;\n  }\n  const sepa = readDepositRails(depositRails).find(\n    (rail) => rail.type === 'SEPA' && readRailString(rail, 'iban'),\n  );\n  return sepa ? DEPOSIT_RAIL_CURRENCIES.SEPA : undefined;\n}\n\n/**\n * Pulls US bank transfer details out of an autoramp `deposit_rails` array.\n * ACH is preferred, then Wire, RTP, and FedNow.\n *\n * @param depositRails - MoonPay `deposit_rails` value.\n * @returns US bank details, or null when no complete US rail is present.\n */\nexport function extractUsBankDepositInstructions(\n  depositRails: unknown,\n): UsBankDepositInstructions | null {\n  const rails = readDepositRails(depositRails);\n  for (const railType of US_BANK_DEPOSIT_RAILS) {\n    for (const record of rails) {\n      if (record.type !== railType) {\n        continue;\n      }\n      const accountHolder = readRailString(record, 'recipient_name');\n      const routingNumber = readRailString(record, 'routing_number');\n      const accountNumber = readRailString(record, 'account_number');\n      const bankName = readRailString(record, 'bank_name');\n      if (!accountHolder || !routingNumber || !accountNumber || !bankName) {\n        continue;\n      }\n      const instructions: UsBankDepositInstructions = {\n        rail: railType,\n        accountHolder,\n        routingNumber,\n        accountNumber,\n        bankName,\n      };\n      const bankAddress = readRailString(record, 'bank_address');\n      if (bankAddress) {\n        instructions.bankAddress = bankAddress;\n      }\n      const accountHolderAddress = readRailString(record, 'recipient_address');\n      if (accountHolderAddress) {\n        instructions.accountHolderAddress = accountHolderAddress;\n      }\n      return instructions;\n    }\n  }\n  return null;\n}\n\n/**\n * Reads a decimal amount from a MoonPay `Amount` object.\n *\n * @param value - `source_amount` or `destination_amount`.\n * @returns Decimal string, or undefined.\n */\nfunction readAmount(value: unknown): string | undefined {\n  if (value === null || typeof value !== 'object') {\n    return undefined;\n  }\n  const { amount } = value as { amount?: unknown };\n  return typeof amount === 'string' && amount.length > 0 ? amount : undefined;\n}\n\n/**\n * Client for MetaMask Ramp API neo-bank endpoints (MoonPay Enterprise proxy).\n *\n * Lives alongside {@link RampsService} and {@link TransakService}. Authentication\n * and MoonPay partner headers are handled by the Ramp API; this service only\n * attaches the MetaMask user bearer token.\n *\n * Paths use the neobank-proxy `/neobank` prefix on the on-ramp.api host.\n */\nexport class NeoBankService {\n  readonly name: typeof serviceName;\n\n  readonly #messenger: NeoBankServiceMessenger;\n\n  readonly #fetch: typeof fetch;\n\n  readonly #policy: ServicePolicy;\n\n  readonly #noRetryPolicy: ServicePolicy;\n\n  readonly #environment: RampsEnvironment;\n\n  readonly #context: string;\n\n  readonly #baseUrlOverride?: string;\n\n  #walletRegistrationService: WalletRegistrationService | undefined;\n\n  #customerIdPromise: Promise<string> | undefined;\n\n  constructor({\n    messenger,\n    environment = RampsEnvironment.Staging,\n    context,\n    fetch: fetchFunction,\n    policyOptions = {},\n    baseUrlOverride,\n  }: {\n    messenger: NeoBankServiceMessenger;\n    environment?: RampsEnvironment;\n    context: string;\n    fetch: typeof fetch;\n    policyOptions?: CreateServicePolicyOptions;\n    baseUrlOverride?: string;\n  }) {\n    this.name = serviceName;\n    this.#messenger = messenger;\n    this.#fetch = fetchFunction;\n    this.#policy = createServicePolicy({\n      retryFilterPolicy: handleWhen(isRetryableError),\n      ...policyOptions,\n    });\n    this.#noRetryPolicy = createServicePolicy({\n      retryFilterPolicy: handleWhen(isRetryableError),\n      ...policyOptions,\n      maxRetries: 0,\n    });\n    this.#environment = environment;\n    this.#context = context;\n    this.#baseUrlOverride = baseUrlOverride;\n\n    this.#messenger.registerMethodActionHandlers(\n      this,\n      MESSENGER_EXPOSED_METHODS,\n    );\n  }\n\n  #getBaseUrl(): string {\n    if (this.#baseUrlOverride) {\n      return this.#baseUrlOverride;\n    }\n    return getBaseUrl(this.#environment);\n  }\n\n  /**\n   * Lazily builds the wallet registration client. Deferred so constructing the\n   * service never resolves the base URL eagerly (an invalid environment only\n   * throws when a request is made, matching the other neo-bank methods).\n   *\n   * @returns The wallet registration client.\n   */\n  #getWalletRegistrationService(): WalletRegistrationService {\n    this.#walletRegistrationService ??= new WalletRegistrationService({\n      fetch: this.#fetch,\n      baseUrl: this.#getBaseUrl(),\n      getAuthToken: async (): Promise<string> =>\n        this.#messenger.call('AuthenticationController:getBearerToken'),\n      getExternalId: async (): Promise<string> =>\n        this.#getCanonicalExternalId(),\n    });\n    return this.#walletRegistrationService;\n  }\n\n  async #getRequestHeaders(\n    options: NeoBankRequestOptions = {},\n  ): Promise<Record<string, string>> {\n    const bearerToken = await this.#messenger.call(\n      'AuthenticationController:getBearerToken',\n    );\n    const headers: Record<string, string> = {\n      Authorization: `Bearer ${bearerToken}`,\n    };\n    if (options.idempotencyKey) {\n      headers['Idempotency-Key'] = options.idempotencyKey;\n    }\n    return headers;\n  }\n\n  #buildUrl(path: string, query?: NeoBankQueryParams): URL {\n    const url = new URL(getNeoBankPath(path), this.#getBaseUrl());\n    url.searchParams.set('sdk', RAMPS_SDK_VERSION);\n    url.searchParams.set('controller', packageJson.version);\n    url.searchParams.set('context', this.#context);\n    if (query) {\n      for (const [key, value] of Object.entries(query)) {\n        if (value !== undefined && value !== null) {\n          url.searchParams.set(key, String(value));\n        }\n      }\n    }\n    return url;\n  }\n\n  /**\n   * Throws an {@link HttpError} that carries the upstream response body.\n   *\n   * The neobank-proxy mirrors MoonPay's status *and* body verbatim, so the\n   * body is usually the only place that explains a 4xx (e.g. which field or\n   * permission was rejected). Dropping it makes failures undiagnosable.\n   *\n   * @param url - Request URL, for context in the message.\n   * @param response - Non-OK fetch response.\n   */\n  async #throwHttpError(url: URL, response: Response): Promise<never> {\n    let detail = '';\n    try {\n      const body = (await response.text()).trim();\n      if (body) {\n        detail = ` - ${body.slice(0, 500)}`;\n      }\n    } catch {\n      // Body already consumed or unreadable; the status alone still helps.\n    }\n    throw new HttpError(\n      response.status,\n      `Fetching '${url.toString()}' failed with status '${response.status}'${detail}`,\n    );\n  }\n\n  async #getJson<ResponseBody>(\n    path: string,\n    query?: NeoBankQueryParams,\n  ): Promise<ResponseBody> {\n    const url = this.#buildUrl(path, query);\n    return this.#policy.execute(async () => {\n      const headers = await this.#getRequestHeaders();\n      const fetchResponse = await this.#fetch(url, { headers });\n      if (!fetchResponse.ok) {\n        await this.#throwHttpError(url, fetchResponse);\n      }\n      return fetchResponse.json() as Promise<ResponseBody>;\n    });\n  }\n\n  async #postJson<ResponseBody>(\n    path: string,\n    body: Record<string, unknown>,\n    options: NeoBankRequestOptions,\n  ): Promise<ResponseBody> {\n    const url = this.#buildUrl(path);\n    return this.#noRetryPolicy.execute(async () => {\n      const headers = await this.#getRequestHeaders(options);\n      headers['Content-Type'] = 'application/json';\n      const fetchResponse = await this.#fetch(url, {\n        method: 'POST',\n        headers,\n        body: JSON.stringify(body),\n      });\n      if (!fetchResponse.ok) {\n        await this.#throwHttpError(url, fetchResponse);\n      }\n      return fetchResponse.json() as Promise<ResponseBody>;\n    });\n  }\n\n  #mapAutorampResponse(\n    response: NeoBankAutorampResponse,\n  ): AutorampRemoteSnapshot {\n    if (!response || typeof response !== 'object' || !response.id) {\n      throw new Error('Malformed response received from neo-bank autoramp API');\n    }\n    return mapNeoBankAutorampToRemoteSnapshot(response);\n  }\n\n  /**\n   * Fetches an autoramp account via neobank-proxy\n   * `GET /neobank/autoramps/{autoramp_id}` (MoonPay\n   * `GET /api/autoramps/{autoramp_id}`).\n   *\n   * @param autorampId - MoonPay / Ramp API autoramp id.\n   * @returns Remote snapshot for controller apply/refresh.\n   */\n  async getAutoramp(autorampId: string): Promise<AutorampRemoteSnapshot> {\n    const response = await this.#getJson<NeoBankAutorampResponse>(\n      `autoramps/${encodeURIComponent(autorampId)}`,\n    );\n    return this.#mapAutorampResponse(response);\n  }\n\n  /**\n   * Fetches autoramp accounts, following MoonPay `cursor` pages until the\n   * list is complete.\n   *\n   * Pass `customerId` to scope the list to one MoonPay customer. Omitting it\n   * asks the proxy for the partner-wide list. Each request uses MoonPay's\n   * maximum `page_size`.\n   *\n   * @param params - Optional filters.\n   * @param params.customerId - MoonPay customer id.\n   * @returns Remote snapshots for every page.\n   */\n  async getAutoramps(\n    params: { customerId?: string } = {},\n  ): Promise<AutorampRemoteSnapshot[]> {\n    const autoramps: unknown[] = [];\n    const seenCursors = new Set<string>();\n    let cursor: string | undefined;\n\n    do {\n      const response = await this.#getJson<unknown>('autoramps', {\n        customer_id: params.customerId,\n        page_size: AUTORAMP_LIST_PAGE_SIZE,\n        cursor,\n      });\n      autoramps.push(\n        ...readPagedItems(\n          response,\n          'Malformed response received from neo-bank autoramps API',\n        ),\n      );\n      const nextCursor = readNextCursor(response);\n      if (nextCursor === undefined || seenCursors.has(nextCursor)) {\n        break;\n      }\n      seenCursors.add(nextCursor);\n      cursor = nextCursor;\n    } while (cursor !== undefined);\n\n    return autoramps.map((autoramp) =>\n      this.#mapAutorampResponse(autoramp as NeoBankAutorampResponse),\n    );\n  }\n\n  /**\n   * Loads PIX deposit instructions for an autoramp.\n   *\n   * Calls `GET /neobank/autoramps/{id}` and reads the `type: Pix` rail\n   * (`br_code`, `instruction`, optional `pix_key`). Returns null until MoonPay\n   * has attached deposit rails (typically once the autoramp is Approved).\n   *\n   * @param autorampId - MoonPay autoramp id.\n   * @returns PIX instructions, or null when the rail is not ready.\n   */\n  async getPixDepositInstructions(\n    autorampId: string,\n  ): Promise<PixDepositInstructions | null> {\n    const response = await this.#getJson<NeoBankAutorampResponse>(\n      `autoramps/${encodeURIComponent(autorampId)}`,\n    );\n    if (!response || typeof response !== 'object') {\n      throw new Error('Malformed response received from neo-bank autoramp API');\n    }\n    return extractPixDepositInstructions(response.deposit_rails);\n  }\n\n  /**\n   * Loads deposit details for an autoramp, whichever rail it has.\n   *\n   * Calls `GET /neobank/autoramps/{id}` and reads the PIX rail, or else a US\n   * bank rail (`ACH`, `Wire`, `RTP`, or `FedNow`). Returns null until MoonPay\n   * has attached a supported rail. MoonPay only verifies the rail at\n   * `Approved`, so callers should not show these details before then.\n   *\n   * @param autorampId - MoonPay autoramp id.\n   * @returns Deposit details discriminated by `type`, or null.\n   */\n  async getDepositInstructions(\n    autorampId: string,\n  ): Promise<AutorampDepositInstructions | null> {\n    const response = await this.#getJson<NeoBankAutorampResponse>(\n      `autoramps/${encodeURIComponent(autorampId)}`,\n    );\n    if (!response || typeof response !== 'object') {\n      throw new Error('Malformed response received from neo-bank autoramp API');\n    }\n    const pix = extractPixDepositInstructions(response.deposit_rails);\n    if (pix) {\n      return { type: 'Pix', ...pix };\n    }\n    const usBank = extractUsBankDepositInstructions(response.deposit_rails);\n    return usBank ? { type: 'UsBank', ...usBank } : null;\n  }\n\n  /**\n   * Lists the newest page of transactions for one autoramp via\n   * `GET /neobank/autoramp-transactions?autoramp_id=&sort_order=desc`.\n   *\n   * This is the first page only, not the full history. Poll `status`\n   * (`Completed`, `Failed`, …). The deprecated `state` field is ignored.\n   *\n   * @param autorampId - MoonPay autoramp id.\n   * @param options - Optional page size. Omitted requests use the API default.\n   * @param options.pageSize - `page_size` query value. Callers that diff\n   * status pass 50.\n   * @returns Transaction summaries from the newest page.\n   */\n  async listAutorampTransactions(\n    autorampId: string,\n    options?: { pageSize?: number },\n  ): Promise<AutorampTransactionSummary[]> {\n    const response = await this.#getJson<unknown>('autoramp-transactions', {\n      autoramp_id: autorampId,\n      sort_order: 'desc',\n      ...(options?.pageSize === undefined\n        ? {}\n        : { page_size: options.pageSize }),\n    });\n    const transactions = readPagedItems(\n      response,\n      'Malformed response received from neo-bank autoramp transactions API',\n    );\n    return transactions.map((transaction) => {\n      if (\n        transaction === null ||\n        typeof transaction !== 'object' ||\n        typeof (transaction as { id?: unknown }).id !== 'string'\n      ) {\n        throw new Error(\n          'Malformed response received from neo-bank autoramp transactions API',\n        );\n      }\n      const record = transaction as {\n        id: string;\n        autoramp_id?: unknown;\n        status?: unknown;\n        source_amount?: unknown;\n        destination_amount?: unknown;\n        created_at?: unknown;\n      };\n      if (typeof record.status !== 'string') {\n        throw new Error(\n          'Malformed response received from neo-bank autoramp transactions API',\n        );\n      }\n      const createdAt =\n        typeof record.created_at === 'string' && record.created_at.length > 0\n          ? record.created_at\n          : undefined;\n      return {\n        id: record.id,\n        autorampId:\n          typeof record.autoramp_id === 'string'\n            ? record.autoramp_id\n            : autorampId,\n        status: record.status,\n        sourceAmount: readAmount(record.source_amount),\n        destinationAmount: readAmount(record.destination_amount),\n        createdAt,\n      };\n    });\n  }\n\n  /**\n   * Registers a Pix address via neobank-proxy `POST /neobank/addresses/pix`.\n   * Body is forwarded as opaque JSON (MoonPay address schema).\n   *\n   * @param body - Pix address registration payload.\n   * @param options - Optional idempotency key.\n   * @returns Parsed proxy JSON response.\n   */\n  async registerPixAddress(\n    body: Record<string, unknown>,\n    options: NeoBankRequestOptions = {},\n  ): Promise<unknown> {\n    return this.#postJson('addresses/pix', body, options);\n  }\n\n  /**\n   * Fetches an autoramp quote via neobank-proxy `GET /neobank/autoramps/quote`.\n   *\n   * @param query - Quote query params (forwarded as-is).\n   * @returns Parsed proxy JSON response.\n   */\n  async getAutorampQuote(query: NeoBankQueryParams = {}): Promise<unknown> {\n    return this.#getJson('autoramps/quote', query);\n  }\n\n  /**\n   * Creates an autoramp from a signed quote via neobank-proxy\n   * `POST /neobank/autoramps` (MoonPay `POST /api/autoramps`).\n   *\n   * @param body - CreateAutoramp / signed-quote payload (forwarded as-is).\n   * @param options - Optional idempotency key.\n   * @returns Remote snapshot for controller apply/refresh.\n   */\n  async createAutoramp(\n    body: Record<string, unknown>,\n    options: NeoBankRequestOptions = {},\n  ): Promise<AutorampRemoteSnapshot> {\n    const response = await this.#postJson<NeoBankAutorampResponse>(\n      'autoramps',\n      body,\n      options,\n    );\n    return this.#mapAutorampResponse(response);\n  }\n\n  /**\n   * Fetches a quote for an existing autoramp via neobank-proxy\n   * `GET /neobank/autoramps/{autoramp_id}/quote`.\n   *\n   * @param autorampId - Autoramp id.\n   * @param query - Quote query params (forwarded as-is).\n   * @returns Parsed proxy JSON response.\n   */\n  async getAutorampQuoteForAutoramp(\n    autorampId: string,\n    query: NeoBankQueryParams = {},\n  ): Promise<unknown> {\n    return this.#getJson(\n      `autoramps/${encodeURIComponent(autorampId)}/quote`,\n      query,\n    );\n  }\n\n  /**\n   * Attaches a signed quote to an autoramp via neobank-proxy\n   * `POST /neobank/autoramps/{autoramp_id}/quotes`.\n   *\n   * @param autorampId - Autoramp id.\n   * @param body - Quote attachment payload (forwarded as-is).\n   * @param options - Optional idempotency key.\n   * @returns Parsed proxy JSON response.\n   */\n  async attachAutorampQuote(\n    autorampId: string,\n    body: Record<string, unknown>,\n    options: NeoBankRequestOptions = {},\n  ): Promise<unknown> {\n    return this.#postJson(\n      `autoramps/${encodeURIComponent(autorampId)}/quotes`,\n      body,\n      options,\n    );\n  }\n\n  /**\n   * Fetches a customer by partner external id via neobank-proxy\n   * `GET /neobank/customers/{external_id}/external`.\n   *\n   * @param externalId - Partner-assigned external customer id.\n   * @returns Parsed proxy JSON response.\n   */\n  async getCustomerByExternalId(externalId: string): Promise<unknown> {\n    return this.#getJson(\n      `customers/${encodeURIComponent(externalId)}/external`,\n    );\n  }\n\n  /**\n   * Resolves Iron's internal customer id via neobank-proxy customer lookup,\n   * using the MetaMask canonical profile id as the partner `external_id`.\n   *\n   * @returns Iron's internal customer id.\n   */\n  async getMoonpayCustomerId(): Promise<string> {\n    return await this.#getWalletRegistrationService().getMoonpayCustomerId();\n  }\n\n  /**\n   * Lists the customer's bank-link microdeposits via neobank-proxy\n   * `GET /neobank/customers/{customer_id}/microdeposits` (MoonPay\n   * `GET /api/customers/{id}/microdeposits`).\n   *\n   * The customer id is resolved through {@link getMoonpayCustomerId} at most\n   * once per service instance; concurrent callers share the in-flight lookup\n   * and a failed lookup is retried by the next call. A 404 (from the customer\n   * lookup or the list) means there is no customer or no deposits yet and\n   * resolves `[]`. Any other non-2xx response throws an {@link HttpError}. The\n   * customer lookup is a single attempt: it does not go through the retry\n   * policy.\n   *\n   * @returns MoonPay microdeposits, unmodified.\n   */\n  async getMicrodeposits(): Promise<NeoBankMicrodeposit[]> {\n    let response: unknown;\n    try {\n      this.#customerIdPromise ??= this.getMoonpayCustomerId().catch(\n        (error: unknown) => {\n          this.#customerIdPromise = undefined;\n          // The lookup runs outside the service policy and throws\n          // WalletRegistrationError; surface HTTP failures as HttpError like\n          // every other method.\n          if (error instanceof WalletRegistrationError && error.httpStatus) {\n            throw new HttpError(\n              error.httpStatus,\n              `Fetching neo-bank customer lookup failed with status '${error.httpStatus}'${error.body ? ` - ${error.body}` : ''}`,\n            );\n          }\n          throw error;\n        },\n      );\n      const customerId = await this.#customerIdPromise;\n      response = await this.#getJson<unknown>(\n        `customers/${encodeURIComponent(customerId)}/microdeposits`,\n      );\n    } catch (error) {\n      if ((error as { httpStatus?: unknown }).httpStatus === 404) {\n        return [];\n      }\n      throw error;\n    }\n    if (!Array.isArray(response)) {\n      throw new Error(\n        'Malformed response received from neo-bank microdeposits API',\n      );\n    }\n    return response as NeoBankMicrodeposit[];\n  }\n\n  /**\n   * Checks whether a Monad Money Account address is already registered for the\n   * given Iron customer.\n   *\n   * @param params - Customer id and address to check.\n   * @param params.customerId - Iron / MoonPay customer UUID.\n   * @param params.address - Money Account address.\n   * @returns Active, disabled, or absent registration status.\n   */\n  async getWalletRegistrationStatus({\n    customerId,\n    address,\n  }: GetWalletRegistrationStatusParams): Promise<RegistrationStatus> {\n    return await this.#getWalletRegistrationService().getRegistrationStatus({\n      customerId,\n      address,\n      blockchain: 'Monad',\n    });\n  }\n\n  /**\n   * Submits a signed Monad Money Account ownership proof via neobank-proxy\n   * `POST /neobank/addresses/crypto/selfhosted`.\n   *\n   * @param params - Signed ownership proof.\n   * @returns Registered wallet record.\n   */\n  async registerSelfHostedWallet(\n    params: RegisterSelfHostedWalletParams,\n  ): Promise<RegistrationOutcome> {\n    return await this.#getWalletRegistrationService().registerSelfHostedWallet({\n      ...params,\n      blockchain: 'Monad',\n    });\n  }\n\n  /**\n   * Resolves the MetaMask canonical profile id used as MoonPay's partner\n   * `external_id` for neobank customer lookup.\n   *\n   * @returns Canonical profile id.\n   */\n  async #getCanonicalExternalId(): Promise<string> {\n    const profile = await this.#messenger.call(\n      'AuthenticationController:getSessionProfile',\n    );\n    const canonical = profile?.canonicalProfileId;\n    const externalId =\n      typeof canonical === 'string' && canonical.length > 0\n        ? canonical\n        : profile?.profileId;\n    if (typeof externalId !== 'string' || externalId.length === 0) {\n      throw new Error(\n        'Unable to resolve MetaMask canonical profile id for MoonPay customer lookup',\n      );\n    }\n    return externalId;\n  }\n\n  onRetry(\n    listener: Parameters<ServicePolicy['onRetry']>[0],\n  ): ReturnType<ServicePolicy['onRetry']> {\n    return this.#policy.onRetry(listener);\n  }\n\n  onBreak(\n    listener: Parameters<ServicePolicy['onBreak']>[0],\n  ): ReturnType<ServicePolicy['onBreak']> {\n    return this.#policy.onBreak(listener);\n  }\n\n  onDegraded(\n    listener: Parameters<ServicePolicy['onDegraded']>[0],\n  ): ReturnType<ServicePolicy['onDegraded']> {\n    return this.#policy.onDegraded(listener);\n  }\n}\n"]}
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type {\n  CreateServicePolicyOptions,\n  ServicePolicy,\n} from '@metamask/controller-utils';\nimport {\n  createServicePolicy,\n  handleWhen,\n  HttpError,\n} from '@metamask/controller-utils';\nimport type { Messenger } from '@metamask/messenger';\nimport type { AuthenticationController } from '@metamask/profile-sync-controller';\n\nimport packageJson from '../package.json';\nimport type {\n  AutorampDepositInstructions,\n  AutorampDepositRailsSummary,\n  AutorampRemoteSnapshot,\n  AutorampTransactionSummary,\n  PixDepositInstructions,\n  UsBankDepositInstructions,\n  UsBankDepositRail,\n} from './autoramp-types.js';\nimport type { NeoBankServiceMethodActions } from './NeoBankService-method-action-types.js';\nimport { RAMPS_SDK_VERSION, RampsEnvironment } from './RampsService.js';\nimport {\n  WalletRegistrationError,\n  WalletRegistrationService,\n} from './wallet-registration-service.js';\nimport type {\n  RegistrationOutcome,\n  RegistrationStatus,\n} from 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The Ramp API handles partner auth / headers; the client only sends the\n * MetaMask bearer token.\n */\nexport type NeoBankAutorampResponse = {\n  id: string;\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  customer_id?: string;\n  status: string;\n  /**\n   * Destination wallet when present on the proxy response.\n   * Field name may evolve with the Ramp API contract.\n   */\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  wallet_address?: string;\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  recipient_account?: {\n    address?: string;\n  };\n  /**\n   * Some MoonPay autoramp responses put the destination under `recipient`\n   * instead of `recipient_account`.\n   */\n  recipient?: {\n    address?: string;\n  };\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  deposit_rails?: unknown[];\n};\n\n/**\n * A MoonPay microdeposit: a small test credit a bank sends when a user links\n * their account. Shape mirrors MoonPay `GET /api/customers/{id}/microdeposits`\n * and is returned unmodified. There is no id field, so consumers derive their\n * own key.\n */\nexport type NeoBankMicrodeposit = {\n  /** Decimal string, e.g. `\"0.34\"`. */\n  amount: string;\n  /** Currency code, e.g. `\"USD\"`. */\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  currency_code: string;\n  /** ISO-8601 datetime. */\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  created_at: string;\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  counterparty_name?: string;\n};\n\n/**\n * Status of one MoonPay rail ability. Only `Active` lets the customer use the\n * rail.\n */\nexport type NeoBankAbilityStatus =\n  | 'Active'\n  | 'Pending'\n  | 'Unavailable'\n  | 'Blocked'\n  | 'Maintenance';\n\n/**\n * Rail statuses keyed by lowercase fiat code, then rail name, e.g. `usd.ach`\n * or `brl.pix_thirdparty`.\n */\nexport type NeoBankFiatAbilities = Record<\n  string,\n  Record<string, NeoBankAbilityStatus>\n>;\n\n/**\n * A MoonPay currency, as it appears in a customer's currency abilities.\n */\nexport type NeoBankAbilityCurrency =\n  | { type: 'Fiat'; code: string }\n  | { type: 'Crypto'; token: string; blockchain: string };\n\n/**\n * What a MoonPay customer can do with one currency.\n */\nexport type NeoBankCurrencyAbility = {\n  currency: NeoBankAbilityCurrency;\n  flows: ('Onramp' | 'Offramp' | 'Swap' | 'Mint' | 'Redeem')[];\n  /** Mint/redeem counterparts. Empty except for mint-only brand tokens. */\n  counterparts: NeoBankAbilityCurrency[];\n};\n\n/**\n * A MoonPay customer's rail abilities. Shape mirrors MoonPay\n * `GET /api/customers/{id}/abilities` and is returned unmodified.\n */\nexport type NeoBankCustomerAbilities = {\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  fiat_deposit: NeoBankFiatAbilities;\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  fiat_payout: NeoBankFiatAbilities;\n  /** What the customer can do with each currency it can currently use. */\n  currencies: NeoBankCurrencyAbility[];\n  /** Why a rail is `Unavailable`, keyed by rail name (e.g. `ach`). */\n  // eslint-disable-next-line @typescript-eslint/naming-convention -- MoonPay API field\n  blocking_abilities: Record<string, string>;\n};\n\n/**\n * Optional headers for neo-bank mutating requests.\n */\nexport type NeoBankRequestOptions = {\n  /**\n   * Forwarded as `Idempotency-Key` when set (MoonPay requires it on some POSTs;\n   * neobank-proxy generates one when omitted).\n   */\n  idempotencyKey?: string;\n};\n\n/**\n * Query string values accepted by neo-bank GET helpers.\n */\nexport type NeoBankQueryParams = Record<\n  string,\n  string | number | boolean | undefined | null\n>;\n\nexport type GetWalletRegistrationStatusParams = {\n  customerId: string;\n  address: string;\n};\n\nexport type RegisterSelfHostedWalletParams = {\n  customerId: string;\n  address: string;\n  message: string;\n  signature: string;\n  /**\n   * Forwarded as `Idempotency-Key` on the neobank-proxy POST. Prefer a stable\n   * key across retries of the same ownership body.\n   */\n  idempotencyKey?: string;\n};\n\nconst MESSENGER_EXPOSED_METHODS = [\n  'getAutoramp',\n  'getAutoramps',\n  'registerPixAddress',\n  'getAutorampQuote',\n  'createAutoramp',\n  'getAutorampQuoteForAutoramp',\n  'attachAutorampQuote',\n  'getCustomerByExternalId',\n  'getMoonpayCustomerId',\n  'getMicrodeposits',\n  'getCustomerAbilities',\n  'getWalletRegistrationStatus',\n  'registerSelfHostedWallet',\n  'getPixDepositInstructions',\n  'getDepositInstructions',\n  'listAutorampTransactions',\n] as const;\n\n/**\n * MoonPay's maximum `page_size` for `GET /api/autoramps`.\n */\nconst AUTORAMP_LIST_PAGE_SIZE = 100;\n\n/**\n * Actions that {@link NeoBankService} exposes to other consumers.\n */\nexport type NeoBankServiceActions = NeoBankServiceMethodActions;\n\ntype AllowedActions =\n  | AuthenticationController.AuthenticationControllerGetBearerTokenAction\n  | AuthenticationController.AuthenticationControllerGetSessionProfileAction;\n\nexport type NeoBankServiceEvents = never;\n\ntype AllowedEvents = never;\n\n/**\n * The messenger restricted to actions and events accessed by\n * {@link NeoBankService}.\n */\nexport type NeoBankServiceMessenger = Messenger<\n  typeof serviceName,\n  NeoBankServiceActions | AllowedActions,\n  NeoBankServiceEvents | AllowedEvents\n>;\n\n/**\n * Builds a path under the neobank-proxy global prefix.\n *\n * Live neobank-proxy (#1124) mounts routes at `/neobank` on the on-ramp.api\n * host (ALB path routing, no rewrite). Prefer this over `/api/v2/...` so Core\n * matches the proxy that ships.\n *\n * @param path - Path under `/neobank` (no leading slash).\n * @returns Absolute path segment for URL join against the Ramp API host.\n */\nfunction getNeoBankPath(path: string): string {\n  return `neobank/${path.replace(/^\\//u, '')}`;\n}\n\n/**\n * Resolves the Ramp API host for neo-bank calls (same hosts as {@link RampsService}).\n *\n * @param environment - Ramp environment.\n * @returns Base URL.\n */\nfunction getBaseUrl(environment: RampsEnvironment): string {\n  switch (environment) {\n    case RampsEnvironment.Production:\n      return 'https://on-ramp.api.cx.metamask.io';\n    case RampsEnvironment.Staging:\n      return 'https://on-ramp.uat-api.cx.metamask.io';\n    case RampsEnvironment.Development:\n      return 'https://on-ramp.dev-api.cx.metamask.io';\n    case RampsEnvironment.Local:\n      return 'http://localhost:3000';\n    default:\n      throw new Error(`Invalid environment: ${String(environment)}`);\n  }\n}\n\n/**\n * Maps a Ramp API / MoonPay-shaped autoramp response into the local remote snapshot.\n *\n * @param response - Proxy response body.\n * @returns Snapshot for the controller last-seen cursor.\n */\nexport function mapNeoBankAutorampToRemoteSnapshot(\n  response: NeoBankAutorampResponse,\n): AutorampRemoteSnapshot {\n  const depositRails = response.deposit_rails;\n  const hasDepositRails =\n    Array.isArray(depositRails) && depositRails.length > 0;\n  const currency = readDepositRailCurrency(depositRails);\n  const depositRailsSummary: AutorampDepositRailsSummary | undefined =\n    hasDepositRails || response.status === 'Approved'\n      ? {\n          ready: response.status === 'Approved' && hasDepositRails,\n          ...(currency ? { currency } : {}),\n        }\n      : undefined;\n\n  return {\n    id: response.id,\n    customerId: response.customer_id,\n    walletAddress:\n      response.wallet_address !== undefined &&\n      response.wallet_address.length > 0\n        ? response.wallet_address\n        : (response.recipient_account?.address ?? response.recipient?.address),\n    status: response.status,\n    depositRailsSummary,\n  };\n}\n\n/**\n * Reads a MoonPay paged list (an object with an items array) or a raw array.\n *\n * @param response - Proxy JSON body.\n * @param malformedMessage - Error when the body is neither shape.\n * @returns Item list.\n */\nfunction readPagedItems(\n  response: unknown,\n  malformedMessage: string,\n): unknown[] {\n  if (Array.isArray(response)) {\n    return response;\n  }\n  if (\n    response !== null &&\n    typeof response === 'object' &&\n    Array.isArray((response as { items?: unknown }).items)\n  ) {\n    return (response as { items: unknown[] }).items;\n  }\n  throw new Error(malformedMessage);\n}\n\n/**\n * Reads the next-page cursor from a MoonPay paged list.\n * A raw array has no further page.\n *\n * @param response - Proxy JSON body.\n * @returns Next cursor, or undefined when this page is the last.\n */\nfunction readNextCursor(response: unknown): string | undefined {\n  if (\n    response === null ||\n    typeof response !== 'object' ||\n    Array.isArray(response)\n  ) {\n    return undefined;\n  }\n  const { cursor } = response as { cursor?: unknown };\n  return typeof cursor === 'string' && cursor.length > 0 ? cursor : undefined;\n}\n\n/**\n * Pulls the PIX deposit rail out of an autoramp `deposit_rails` array.\n *\n * @param depositRails - MoonPay `deposit_rails` value.\n * @returns PIX instructions, or null when no usable PIX rail is present.\n */\nexport function extractPixDepositInstructions(\n  depositRails: unknown,\n): PixDepositInstructions | null {\n  if (!Array.isArray(depositRails)) {\n    return null;\n  }\n  for (const rail of depositRails) {\n    if (rail === null || typeof rail !== 'object') {\n      continue;\n    }\n    const record = rail as Record<string, unknown>;\n    if (record.type !== 'Pix') {\n      continue;\n    }\n    if (\n      typeof record.br_code !== 'string' ||\n      record.br_code.length === 0 ||\n      typeof record.instruction !== 'string' ||\n      record.instruction.length === 0\n    ) {\n      continue;\n    }\n    const instructions: PixDepositInstructions = {\n      brCode: record.br_code,\n      instruction: record.instruction,\n    };\n    if (typeof record.pix_key === 'string' && record.pix_key.length > 0) {\n      instructions.pixKey = record.pix_key;\n    }\n    if (typeof record.expires_at === 'string' && record.expires_at.length > 0) {\n      instructions.expiresAt = record.expires_at;\n    }\n    return instructions;\n  }\n  return null;\n}\n\n/**\n * US rails in the order to prefer when an autoramp lists more than one.\n */\nconst US_BANK_DEPOSIT_RAILS: readonly UsBankDepositRail[] = [\n  'ACH',\n  'Wire',\n  'RTP',\n  'FedNow',\n];\n\n/**\n * Fiat code implied by each MoonPay `deposit_rails` type that the app reads.\n */\nconst DEPOSIT_RAIL_CURRENCIES: Readonly<Record<string, string>> = {\n  Pix: 'BRL',\n  SEPA: 'EUR',\n  ACH: 'USD',\n  Wire: 'USD',\n  RTP: 'USD',\n  FedNow: 'USD',\n};\n\n/**\n * Reads a non-empty string field from a deposit rail.\n *\n * @param record - Deposit rail object.\n * @param key - MoonPay field name.\n * @returns The value, or undefined when missing or empty.\n */\nfunction readRailString(\n  record: Record<string, unknown>,\n  key: string,\n): string | undefined {\n  const value = record[key];\n  return typeof value === 'string' && value.length > 0 ? value : undefined;\n}\n\n/**\n * Lists the object entries of a MoonPay `deposit_rails` value.\n *\n * @param depositRails - MoonPay `deposit_rails` value.\n * @returns Rail objects, skipping anything that is not an object.\n */\nfunction readDepositRails(depositRails: unknown): Record<string, unknown>[] {\n  if (!Array.isArray(depositRails)) {\n    return [];\n  }\n  return depositRails.filter(\n    (rail): rail is Record<string, unknown> =>\n      rail !== null && typeof rail === 'object',\n  );\n}\n\n/**\n * Fiat of the rail {@link NeoBankService.getDepositInstructions} would return.\n * Incomplete rails do not count, so a stub PIX entry cannot label an ACH account\n * as BRL. SEPA is included when it has an IBAN, which is the EUR equivalent.\n *\n * @param depositRails - MoonPay `deposit_rails` value.\n * @returns Uppercase fiat code, or undefined when no rail is complete.\n */\nfunction readDepositRailCurrency(depositRails: unknown): string | undefined {\n  if (extractPixDepositInstructions(depositRails)) {\n    return DEPOSIT_RAIL_CURRENCIES.Pix;\n  }\n  if (extractUsBankDepositInstructions(depositRails)) {\n    return DEPOSIT_RAIL_CURRENCIES.ACH;\n  }\n  const sepa = readDepositRails(depositRails).find(\n    (rail) => rail.type === 'SEPA' && readRailString(rail, 'iban'),\n  );\n  return sepa ? DEPOSIT_RAIL_CURRENCIES.SEPA : undefined;\n}\n\n/**\n * Pulls US bank transfer details out of an autoramp `deposit_rails` array.\n * ACH is preferred, then Wire, RTP, and FedNow.\n *\n * @param depositRails - MoonPay `deposit_rails` value.\n * @returns US bank details, or null when no complete US rail is present.\n */\nexport function extractUsBankDepositInstructions(\n  depositRails: unknown,\n): UsBankDepositInstructions | null {\n  const rails = readDepositRails(depositRails);\n  for (const railType of US_BANK_DEPOSIT_RAILS) {\n    for (const record of rails) {\n      if (record.type !== railType) {\n        continue;\n      }\n      const accountHolder = readRailString(record, 'recipient_name');\n      const routingNumber = readRailString(record, 'routing_number');\n      const accountNumber = readRailString(record, 'account_number');\n      const bankName = readRailString(record, 'bank_name');\n      if (!accountHolder || !routingNumber || !accountNumber || !bankName) {\n        continue;\n      }\n      const instructions: UsBankDepositInstructions = {\n        rail: railType,\n        accountHolder,\n        routingNumber,\n        accountNumber,\n        bankName,\n      };\n      const bankAddress = readRailString(record, 'bank_address');\n      if (bankAddress) {\n        instructions.bankAddress = bankAddress;\n      }\n      const accountHolderAddress = readRailString(record, 'recipient_address');\n      if (accountHolderAddress) {\n        instructions.accountHolderAddress = accountHolderAddress;\n      }\n      return instructions;\n    }\n  }\n  return null;\n}\n\n/**\n * Reads a decimal amount from a MoonPay `Amount` object.\n *\n * @param value - `source_amount` or `destination_amount`.\n * @returns Decimal string, or undefined.\n */\nfunction readAmount(value: unknown): string | undefined {\n  if (value === null || typeof value !== 'object') {\n    return undefined;\n  }\n  const { amount } = value as { amount?: unknown };\n  return typeof amount === 'string' && amount.length > 0 ? amount : undefined;\n}\n\n/**\n * Client for MetaMask Ramp API neo-bank endpoints (MoonPay Enterprise proxy).\n *\n * Lives alongside {@link RampsService} and {@link TransakService}. Authentication\n * and MoonPay partner headers are handled by the Ramp API; this service only\n * attaches the MetaMask user bearer token.\n *\n * Paths use the neobank-proxy `/neobank` prefix on the on-ramp.api host.\n */\nexport class NeoBankService {\n  readonly name: typeof serviceName;\n\n  readonly #messenger: NeoBankServiceMessenger;\n\n  readonly #fetch: typeof fetch;\n\n  readonly #policy: ServicePolicy;\n\n  readonly #noRetryPolicy: ServicePolicy;\n\n  readonly #environment: RampsEnvironment;\n\n  readonly #context: string;\n\n  readonly #baseUrlOverride?: string;\n\n  #walletRegistrationService: WalletRegistrationService | undefined;\n\n  #customerIdLookup:\n    | { externalId: string; customerId: Promise<string> }\n    | undefined;\n\n  constructor({\n    messenger,\n    environment = RampsEnvironment.Staging,\n    context,\n    fetch: fetchFunction,\n    policyOptions = {},\n    baseUrlOverride,\n  }: {\n    messenger: NeoBankServiceMessenger;\n    environment?: RampsEnvironment;\n    context: string;\n    fetch: typeof fetch;\n    policyOptions?: CreateServicePolicyOptions;\n    baseUrlOverride?: string;\n  }) {\n    this.name = serviceName;\n    this.#messenger = messenger;\n    this.#fetch = fetchFunction;\n    this.#policy = createServicePolicy({\n      retryFilterPolicy: handleWhen(isRetryableError),\n      ...policyOptions,\n    });\n    this.#noRetryPolicy = createServicePolicy({\n      retryFilterPolicy: handleWhen(isRetryableError),\n      ...policyOptions,\n      maxRetries: 0,\n    });\n    this.#environment = environment;\n    this.#context = context;\n    this.#baseUrlOverride = baseUrlOverride;\n\n    this.#messenger.registerMethodActionHandlers(\n      this,\n      MESSENGER_EXPOSED_METHODS,\n    );\n  }\n\n  #getBaseUrl(): string {\n    if (this.#baseUrlOverride) {\n      return this.#baseUrlOverride;\n    }\n    return getBaseUrl(this.#environment);\n  }\n\n  /**\n   * Lazily builds the wallet registration client. Deferred so constructing the\n   * service never resolves the base URL eagerly (an invalid environment only\n   * throws when a request is made, matching the other neo-bank methods).\n   *\n   * @returns The wallet registration client.\n   */\n  #getWalletRegistrationService(): WalletRegistrationService {\n    this.#walletRegistrationService ??= new WalletRegistrationService({\n      fetch: this.#fetch,\n      baseUrl: this.#getBaseUrl(),\n      getAuthToken: async (): Promise<string> =>\n        this.#messenger.call('AuthenticationController:getBearerToken'),\n      getExternalId: async (): Promise<string> =>\n        this.#getCanonicalExternalId(),\n    });\n    return this.#walletRegistrationService;\n  }\n\n  async #getRequestHeaders(\n    options: NeoBankRequestOptions = {},\n  ): Promise<Record<string, string>> {\n    const bearerToken = await this.#messenger.call(\n      'AuthenticationController:getBearerToken',\n    );\n    const headers: Record<string, string> = {\n      Authorization: `Bearer ${bearerToken}`,\n    };\n    if (options.idempotencyKey) {\n      headers['Idempotency-Key'] = options.idempotencyKey;\n    }\n    return headers;\n  }\n\n  #buildUrl(path: string, query?: NeoBankQueryParams): URL {\n    const url = new URL(getNeoBankPath(path), this.#getBaseUrl());\n    url.searchParams.set('sdk', RAMPS_SDK_VERSION);\n    url.searchParams.set('controller', packageJson.version);\n    url.searchParams.set('context', this.#context);\n    if (query) {\n      for (const [key, value] of Object.entries(query)) {\n        if (value !== undefined && value !== null) {\n          url.searchParams.set(key, String(value));\n        }\n      }\n    }\n    return url;\n  }\n\n  /**\n   * Throws an {@link HttpError} that carries the upstream response body.\n   *\n   * The neobank-proxy mirrors MoonPay's status *and* body verbatim, so the\n   * body is usually the only place that explains a 4xx (e.g. which field or\n   * permission was rejected). Dropping it makes failures undiagnosable.\n   *\n   * @param url - Request URL, for context in the message.\n   * @param response - Non-OK fetch response.\n   */\n  async #throwHttpError(url: URL, response: Response): Promise<never> {\n    let detail = '';\n    try {\n      const body = (await response.text()).trim();\n      if (body) {\n        detail = ` - ${body.slice(0, 500)}`;\n      }\n    } catch {\n      // Body already consumed or unreadable; the status alone still helps.\n    }\n    throw new HttpError(\n      response.status,\n      `Fetching '${url.toString()}' failed with status '${response.status}'${detail}`,\n    );\n  }\n\n  async #getJson<ResponseBody>(\n    path: string,\n    query?: NeoBankQueryParams,\n  ): Promise<ResponseBody> {\n    const url = this.#buildUrl(path, query);\n    return this.#policy.execute(async () => {\n      const headers = await this.#getRequestHeaders();\n      const fetchResponse = await this.#fetch(url, { headers });\n      if (!fetchResponse.ok) {\n        await this.#throwHttpError(url, fetchResponse);\n      }\n      return fetchResponse.json() as Promise<ResponseBody>;\n    });\n  }\n\n  async #postJson<ResponseBody>(\n    path: string,\n    body: Record<string, unknown>,\n    options: NeoBankRequestOptions,\n  ): Promise<ResponseBody> {\n    const url = this.#buildUrl(path);\n    return this.#noRetryPolicy.execute(async () => {\n      const headers = await this.#getRequestHeaders(options);\n      headers['Content-Type'] = 'application/json';\n      const fetchResponse = await this.#fetch(url, {\n        method: 'POST',\n        headers,\n        body: JSON.stringify(body),\n      });\n      if (!fetchResponse.ok) {\n        await this.#throwHttpError(url, fetchResponse);\n      }\n      return fetchResponse.json() as Promise<ResponseBody>;\n    });\n  }\n\n  #mapAutorampResponse(\n    response: NeoBankAutorampResponse,\n  ): AutorampRemoteSnapshot {\n    if (!response || typeof response !== 'object' || !response.id) {\n      throw new Error('Malformed response received from neo-bank autoramp API');\n    }\n    return mapNeoBankAutorampToRemoteSnapshot(response);\n  }\n\n  /**\n   * Fetches an autoramp account via neobank-proxy\n   * `GET /neobank/autoramps/{autoramp_id}` (MoonPay\n   * `GET /api/autoramps/{autoramp_id}`).\n   *\n   * @param autorampId - MoonPay / Ramp API autoramp id.\n   * @returns Remote snapshot for controller apply/refresh.\n   */\n  async getAutoramp(autorampId: string): Promise<AutorampRemoteSnapshot> {\n    const response = await this.#getJson<NeoBankAutorampResponse>(\n      `autoramps/${encodeURIComponent(autorampId)}`,\n    );\n    return this.#mapAutorampResponse(response);\n  }\n\n  /**\n   * Fetches autoramp accounts, following MoonPay `cursor` pages until the\n   * list is complete.\n   *\n   * Pass `customerId` to scope the list to one MoonPay customer. Omitting it\n   * asks the proxy for the partner-wide list. Each request uses MoonPay's\n   * maximum `page_size`.\n   *\n   * @param params - Optional filters.\n   * @param params.customerId - MoonPay customer id.\n   * @returns Remote snapshots for every page.\n   */\n  async getAutoramps(\n    params: { customerId?: string } = {},\n  ): Promise<AutorampRemoteSnapshot[]> {\n    const autoramps: unknown[] = [];\n    const seenCursors = new Set<string>();\n    let cursor: string | undefined;\n\n    do {\n      const response = await this.#getJson<unknown>('autoramps', {\n        customer_id: params.customerId,\n        page_size: AUTORAMP_LIST_PAGE_SIZE,\n        cursor,\n      });\n      autoramps.push(\n        ...readPagedItems(\n          response,\n          'Malformed response received from neo-bank autoramps API',\n        ),\n      );\n      const nextCursor = readNextCursor(response);\n      if (nextCursor === undefined || seenCursors.has(nextCursor)) {\n        break;\n      }\n      seenCursors.add(nextCursor);\n      cursor = nextCursor;\n    } while (cursor !== undefined);\n\n    return autoramps.map((autoramp) =>\n      this.#mapAutorampResponse(autoramp as NeoBankAutorampResponse),\n    );\n  }\n\n  /**\n   * Loads PIX deposit instructions for an autoramp.\n   *\n   * Calls `GET /neobank/autoramps/{id}` and reads the `type: Pix` rail\n   * (`br_code`, `instruction`, optional `pix_key`). Returns null until MoonPay\n   * has attached deposit rails (typically once the autoramp is Approved).\n   *\n   * @param autorampId - MoonPay autoramp id.\n   * @returns PIX instructions, or null when the rail is not ready.\n   */\n  async getPixDepositInstructions(\n    autorampId: string,\n  ): Promise<PixDepositInstructions | null> {\n    const response = await this.#getJson<NeoBankAutorampResponse>(\n      `autoramps/${encodeURIComponent(autorampId)}`,\n    );\n    if (!response || typeof response !== 'object') {\n      throw new Error('Malformed response received from neo-bank autoramp API');\n    }\n    return extractPixDepositInstructions(response.deposit_rails);\n  }\n\n  /**\n   * Loads deposit details for an autoramp, whichever rail it has.\n   *\n   * Calls `GET /neobank/autoramps/{id}` and reads the PIX rail, or else a US\n   * bank rail (`ACH`, `Wire`, `RTP`, or `FedNow`). Returns null until MoonPay\n   * has attached a supported rail. MoonPay only verifies the rail at\n   * `Approved`, so callers should not show these details before then.\n   *\n   * @param autorampId - MoonPay autoramp id.\n   * @returns Deposit details discriminated by `type`, or null.\n   */\n  async getDepositInstructions(\n    autorampId: string,\n  ): Promise<AutorampDepositInstructions | null> {\n    const response = await this.#getJson<NeoBankAutorampResponse>(\n      `autoramps/${encodeURIComponent(autorampId)}`,\n    );\n    if (!response || typeof response !== 'object') {\n      throw new Error('Malformed response received from neo-bank autoramp API');\n    }\n    const pix = extractPixDepositInstructions(response.deposit_rails);\n    if (pix) {\n      return { type: 'Pix', ...pix };\n    }\n    const usBank = extractUsBankDepositInstructions(response.deposit_rails);\n    return usBank ? { type: 'UsBank', ...usBank } : null;\n  }\n\n  /**\n   * Lists the newest page of transactions for one autoramp via\n   * `GET /neobank/autoramp-transactions?autoramp_id=&sort_order=desc`.\n   *\n   * This is the first page only, not the full history. Poll `status`\n   * (`Completed`, `Failed`, …). The deprecated `state` field is ignored.\n   *\n   * @param autorampId - MoonPay autoramp id.\n   * @param options - Optional page size. Omitted requests use the API default.\n   * @param options.pageSize - `page_size` query value. Callers that diff\n   * status pass 50.\n   * @returns Transaction summaries from the newest page.\n   */\n  async listAutorampTransactions(\n    autorampId: string,\n    options?: { pageSize?: number },\n  ): Promise<AutorampTransactionSummary[]> {\n    const response = await this.#getJson<unknown>('autoramp-transactions', {\n      autoramp_id: autorampId,\n      sort_order: 'desc',\n      ...(options?.pageSize === undefined\n        ? {}\n        : { page_size: options.pageSize }),\n    });\n    const transactions = readPagedItems(\n      response,\n      'Malformed response received from neo-bank autoramp transactions API',\n    );\n    return transactions.map((transaction) => {\n      if (\n        transaction === null ||\n        typeof transaction !== 'object' ||\n        typeof (transaction as { id?: unknown }).id !== 'string'\n      ) {\n        throw new Error(\n          'Malformed response received from neo-bank autoramp transactions API',\n        );\n      }\n      const record = transaction as {\n        id: string;\n        autoramp_id?: unknown;\n        status?: unknown;\n        source_amount?: unknown;\n        destination_amount?: unknown;\n        created_at?: unknown;\n      };\n      if (typeof record.status !== 'string') {\n        throw new Error(\n          'Malformed response received from neo-bank autoramp transactions API',\n        );\n      }\n      const createdAt =\n        typeof record.created_at === 'string' && record.created_at.length > 0\n          ? record.created_at\n          : undefined;\n      return {\n        id: record.id,\n        autorampId:\n          typeof record.autoramp_id === 'string'\n            ? record.autoramp_id\n            : autorampId,\n        status: record.status,\n        sourceAmount: readAmount(record.source_amount),\n        destinationAmount: readAmount(record.destination_amount),\n        createdAt,\n      };\n    });\n  }\n\n  /**\n   * Registers a Pix address via neobank-proxy `POST /neobank/addresses/pix`.\n   * Body is forwarded as opaque JSON (MoonPay address schema).\n   *\n   * @param body - Pix address registration payload.\n   * @param options - Optional idempotency key.\n   * @returns Parsed proxy JSON response.\n   */\n  async registerPixAddress(\n    body: Record<string, unknown>,\n    options: NeoBankRequestOptions = {},\n  ): Promise<unknown> {\n    return this.#postJson('addresses/pix', body, options);\n  }\n\n  /**\n   * Fetches an autoramp quote via neobank-proxy `GET /neobank/autoramps/quote`.\n   *\n   * @param query - Quote query params (forwarded as-is).\n   * @returns Parsed proxy JSON response.\n   */\n  async getAutorampQuote(query: NeoBankQueryParams = {}): Promise<unknown> {\n    return this.#getJson('autoramps/quote', query);\n  }\n\n  /**\n   * Creates an autoramp from a signed quote via neobank-proxy\n   * `POST /neobank/autoramps` (MoonPay `POST /api/autoramps`).\n   *\n   * @param body - CreateAutoramp / signed-quote payload (forwarded as-is).\n   * @param options - Optional idempotency key.\n   * @returns Remote snapshot for controller apply/refresh.\n   */\n  async createAutoramp(\n    body: Record<string, unknown>,\n    options: NeoBankRequestOptions = {},\n  ): Promise<AutorampRemoteSnapshot> {\n    const response = await this.#postJson<NeoBankAutorampResponse>(\n      'autoramps',\n      body,\n      options,\n    );\n    return this.#mapAutorampResponse(response);\n  }\n\n  /**\n   * Fetches a quote for an existing autoramp via neobank-proxy\n   * `GET /neobank/autoramps/{autoramp_id}/quote`.\n   *\n   * @param autorampId - Autoramp id.\n   * @param query - Quote query params (forwarded as-is).\n   * @returns Parsed proxy JSON response.\n   */\n  async getAutorampQuoteForAutoramp(\n    autorampId: string,\n    query: NeoBankQueryParams = {},\n  ): Promise<unknown> {\n    return this.#getJson(\n      `autoramps/${encodeURIComponent(autorampId)}/quote`,\n      query,\n    );\n  }\n\n  /**\n   * Attaches a signed quote to an autoramp via neobank-proxy\n   * `POST /neobank/autoramps/{autoramp_id}/quotes`.\n   *\n   * @param autorampId - Autoramp id.\n   * @param body - Quote attachment payload (forwarded as-is).\n   * @param options - Optional idempotency key.\n   * @returns Parsed proxy JSON response.\n   */\n  async attachAutorampQuote(\n    autorampId: string,\n    body: Record<string, unknown>,\n    options: NeoBankRequestOptions = {},\n  ): Promise<unknown> {\n    return this.#postJson(\n      `autoramps/${encodeURIComponent(autorampId)}/quotes`,\n      body,\n      options,\n    );\n  }\n\n  /**\n   * Fetches a customer by partner external id via neobank-proxy\n   * `GET /neobank/customers/{external_id}/external`.\n   *\n   * @param externalId - Partner-assigned external customer id.\n   * @returns Parsed proxy JSON response.\n   */\n  async getCustomerByExternalId(externalId: string): Promise<unknown> {\n    return this.#getJson(\n      `customers/${encodeURIComponent(externalId)}/external`,\n    );\n  }\n\n  /**\n   * Resolves Iron's internal customer id via neobank-proxy customer lookup,\n   * using the MetaMask canonical profile id as the partner `external_id`.\n   *\n   * @returns Iron's internal customer id.\n   */\n  async getMoonpayCustomerId(): Promise<string> {\n    return await this.#getWalletRegistrationService().getMoonpayCustomerId();\n  }\n\n  /**\n   * Lists the customer's bank-link microdeposits via neobank-proxy\n   * `GET /neobank/customers/{customer_id}/microdeposits` (MoonPay\n   * `GET /api/customers/{id}/microdeposits`).\n   *\n   * The customer id is resolved through {@link getMoonpayCustomerId} at most\n   * once per service instance; concurrent callers share the in-flight lookup\n   * and a failed lookup is retried by the next call. A 404 (from the customer\n   * lookup or the list) means there is no customer or no deposits yet and\n   * resolves `[]`. Any other non-2xx response throws an {@link HttpError}. The\n   * customer lookup is a single attempt: it does not go through the retry\n   * policy.\n   *\n   * @returns MoonPay microdeposits, unmodified.\n   */\n  async getMicrodeposits(): Promise<NeoBankMicrodeposit[]> {\n    let response: unknown;\n    try {\n      const customerId = await this.#resolveCustomerId();\n      response = await this.#getJson<unknown>(\n        `customers/${encodeURIComponent(customerId)}/microdeposits`,\n      );\n    } catch (error) {\n      if ((error as { httpStatus?: unknown }).httpStatus === 404) {\n        return [];\n      }\n      throw error;\n    }\n    if (!Array.isArray(response)) {\n      throw new Error(\n        'Malformed response received from neo-bank microdeposits API',\n      );\n    }\n    return response as NeoBankMicrodeposit[];\n  }\n\n  /**\n   * Reads the customer's rail abilities via neobank-proxy\n   * `GET /neobank/customers/{customer_id}/abilities` (MoonPay\n   * `GET /api/customers/{id}/abilities`).\n   *\n   * MoonPay rejects an autoramp create with a 422 when the rail it needs is not\n   * `Active`, even for an `Active` customer. The customer id is resolved the\n   * same way as in {@link getMicrodeposits}. Any non-2xx response, including a\n   * 404 when there is no customer yet, throws an {@link HttpError}.\n   *\n   * @returns MoonPay customer abilities, unmodified.\n   */\n  async getCustomerAbilities(): Promise<NeoBankCustomerAbilities> {\n    const customerId = await this.#resolveCustomerId();\n    const response = await this.#getJson<unknown>(\n      `customers/${encodeURIComponent(customerId)}/abilities`,\n    );\n    if (\n      !response ||\n      typeof response !== 'object' ||\n      !('fiat_deposit' in response) ||\n      !response.fiat_deposit ||\n      typeof response.fiat_deposit !== 'object'\n    ) {\n      throw new Error(\n        'Malformed response received from neo-bank abilities API',\n      );\n    }\n    return response as NeoBankCustomerAbilities;\n  }\n\n  /**\n   * Resolves the MoonPay customer id through {@link getMoonpayCustomerId} at\n   * most once per session profile, so a profile switch looks the customer up\n   * again. Concurrent callers share the in-flight lookup and a failed lookup\n   * is retried by the next call. The lookup is a single attempt: it does not\n   * go through the retry policy.\n   *\n   * @returns Iron's internal customer id.\n   */\n  async #resolveCustomerId(): Promise<string> {\n    const externalId = await this.#getCanonicalExternalId();\n    if (this.#customerIdLookup?.externalId !== externalId) {\n      const customerId = this.getMoonpayCustomerId().catch((error: unknown) => {\n        if (this.#customerIdLookup?.externalId === externalId) {\n          this.#customerIdLookup = undefined;\n        }\n        // The lookup runs outside the service policy and throws\n        // WalletRegistrationError; surface HTTP failures as HttpError like\n        // every other method.\n        if (error instanceof WalletRegistrationError && error.httpStatus) {\n          throw new HttpError(\n            error.httpStatus,\n            `Fetching neo-bank customer lookup failed with status '${error.httpStatus}'${error.body ? ` - ${error.body}` : ''}`,\n          );\n        }\n        throw error;\n      });\n      this.#customerIdLookup = { externalId, customerId };\n    }\n    return await this.#customerIdLookup.customerId;\n  }\n\n  /**\n   * Checks whether a Monad Money Account address is already registered for the\n   * given Iron customer.\n   *\n   * @param params - Customer id and address to check.\n   * @param params.customerId - Iron / MoonPay customer UUID.\n   * @param params.address - Money Account address.\n   * @returns Active, disabled, or absent registration status.\n   */\n  async getWalletRegistrationStatus({\n    customerId,\n    address,\n  }: GetWalletRegistrationStatusParams): Promise<RegistrationStatus> {\n    return await this.#getWalletRegistrationService().getRegistrationStatus({\n      customerId,\n      address,\n      blockchain: 'Monad',\n    });\n  }\n\n  /**\n   * Submits a signed Monad Money Account ownership proof via neobank-proxy\n   * `POST /neobank/addresses/crypto/selfhosted`.\n   *\n   * @param params - Signed ownership proof.\n   * @returns Registered wallet record.\n   */\n  async registerSelfHostedWallet(\n    params: RegisterSelfHostedWalletParams,\n  ): Promise<RegistrationOutcome> {\n    return await this.#getWalletRegistrationService().registerSelfHostedWallet({\n      ...params,\n      blockchain: 'Monad',\n    });\n  }\n\n  /**\n   * Resolves the MetaMask canonical profile id used as MoonPay's partner\n   * `external_id` for neobank customer lookup.\n   *\n   * @returns Canonical profile id.\n   */\n  async #getCanonicalExternalId(): Promise<string> {\n    const profile = await this.#messenger.call(\n      'AuthenticationController:getSessionProfile',\n    );\n    const canonical = profile?.canonicalProfileId;\n    const externalId =\n      typeof canonical === 'string' && canonical.length > 0\n        ? canonical\n        : profile?.profileId;\n    if (typeof externalId !== 'string' || externalId.length === 0) {\n      throw new Error(\n        'Unable to resolve MetaMask canonical profile id for MoonPay customer lookup',\n      );\n    }\n    return externalId;\n  }\n\n  onRetry(\n    listener: Parameters<ServicePolicy['onRetry']>[0],\n  ): ReturnType<ServicePolicy['onRetry']> {\n    return this.#policy.onRetry(listener);\n  }\n\n  onBreak(\n    listener: Parameters<ServicePolicy['onBreak']>[0],\n  ): ReturnType<ServicePolicy['onBreak']> {\n    return this.#policy.onBreak(listener);\n  }\n\n  onDegraded(\n    listener: Parameters<ServicePolicy['onDegraded']>[0],\n  ): ReturnType<ServicePolicy['onDegraded']> {\n    return this.#policy.onDegraded(listener);\n  }\n}\n"]}

package/dist/RampsController-method-action-types.d.ts

@@ -488,6 +488,17 @@ export type RampsControllerRefreshAutorampAction = {
     type: `RampsController:refreshAutoramp`;
     handler: RampsController['refreshAutoramp'];
 };
+/**
+ * Fetches the MoonPay customer's rail abilities from the neo-bank proxy and
+ * stores them in `vbaCustomerAbilities`. A failed fetch throws and leaves the
+ * stored value unchanged.
+ *
+ * @returns The fetched abilities.
+ */
+export type RampsControllerRefreshCustomerAbilitiesAction = {
+    type: `RampsController:refreshCustomerAbilities`;
+    handler: RampsController['refreshCustomerAbilities'];
+};
 /**
  * Refreshes all known local autoramps from MoonPay.
  * Intended for app resume / unlock catch-up when webhooks were missed.
@@ -895,5 +906,5 @@ export type RampsControllerTransakGetActiveOrdersAction = {
 /**
  * Union of all RampsController action types.
  */
-export type RampsControllerMethodActions = RampsControllerExecuteRequestAction | RampsControllerAbortRequestAction | RampsControllerGetRequestStateAction | RampsControllerSetUserRegionAction | RampsControllerSetSelectedProviderAction | RampsControllerSetSelectedProviderForAssetAction | RampsControllerInitAction | RampsControllerGetCountriesAction | RampsControllerGetTokensAction | RampsControllerSetSelectedTokenAction | RampsControllerGetProvidersAction | RampsControllerGetPaymentMethodsAction | RampsControllerGetPaymentMethodsForContextAction | RampsControllerSetSelectedPaymentMethodAction | RampsControllerGetQuotesAction | RampsControllerGetQuoteWithFeesAction | RampsControllerAddOrderAction | RampsControllerRemoveOrderAction | RampsControllerSyncOrdersWithUserStorageAction | RampsControllerAddAutorampAction | RampsControllerCreateAutorampAction | RampsControllerRegisterMoneyAccountWalletAction | RampsControllerHydrateVbaOnboardingAction | RampsControllerRemoveAutorampAction | RampsControllerMarkAutorampAsNotifiedAction | RampsControllerApplyAutorampStatusFromPushAction | RampsControllerRefreshAutorampAction | RampsControllerRefreshAutorampsAction | RampsControllerRefreshAutorampTransactionsAction | RampsControllerStartOrderPollingAction | RampsControllerStopOrderPollingAction | RampsControllerGetBuyWidgetDataAction | RampsControllerGetFallbackBuyWidgetDataAction | RampsControllerAddPrecreatedOrderAction | RampsControllerGetOrderAction | RampsControllerGetOrderFromCallbackAction | RampsControllerTransakSetApiKeyAction | RampsControllerTransakSetAccessTokenAction | RampsControllerTransakClearAccessTokenAction | RampsControllerTransakSetAuthenticatedAction | RampsControllerTransakResetStateAction | RampsControllerTransakSendUserOtpAction | RampsControllerTransakVerifyUserOtpAction | RampsControllerTransakLogoutAction | RampsControllerTransakGetUserDetailsAction | RampsControllerTransakGetBuyQuoteAction | RampsControllerTransakGetKycRequirementAction | RampsControllerTransakGetAdditionalRequirementsAction | RampsControllerTransakCreateOrderAction | RampsControllerTransakGetOrderAction | RampsControllerTransakGetUserLimitsAction | RampsControllerTransakRequestOttAction | RampsControllerTransakGeneratePaymentWidgetUrlAction | RampsControllerTransakCreateWidgetUrlAction | RampsControllerTransakSubmitPurposeOfUsageFormAction | RampsControllerTransakPatchUserAction | RampsControllerTransakSubmitSsnDetailsAction | RampsControllerTransakConfirmPaymentAction | RampsControllerTransakGetTranslationAction | RampsControllerTransakGetIdProofStatusAction | RampsControllerTransakCancelOrderAction | RampsControllerTransakCancelAllActiveOrdersAction | RampsControllerTransakGetActiveOrdersAction;
+export type RampsControllerMethodActions = RampsControllerExecuteRequestAction | RampsControllerAbortRequestAction | RampsControllerGetRequestStateAction | RampsControllerSetUserRegionAction | RampsControllerSetSelectedProviderAction | RampsControllerSetSelectedProviderForAssetAction | RampsControllerInitAction | RampsControllerGetCountriesAction | RampsControllerGetTokensAction | RampsControllerSetSelectedTokenAction | RampsControllerGetProvidersAction | RampsControllerGetPaymentMethodsAction | RampsControllerGetPaymentMethodsForContextAction | RampsControllerSetSelectedPaymentMethodAction | RampsControllerGetQuotesAction | RampsControllerGetQuoteWithFeesAction | RampsControllerAddOrderAction | RampsControllerRemoveOrderAction | RampsControllerSyncOrdersWithUserStorageAction | RampsControllerAddAutorampAction | RampsControllerCreateAutorampAction | RampsControllerRegisterMoneyAccountWalletAction | RampsControllerHydrateVbaOnboardingAction | RampsControllerRemoveAutorampAction | RampsControllerMarkAutorampAsNotifiedAction | RampsControllerApplyAutorampStatusFromPushAction | RampsControllerRefreshAutorampAction | RampsControllerRefreshCustomerAbilitiesAction | RampsControllerRefreshAutorampsAction | RampsControllerRefreshAutorampTransactionsAction | RampsControllerStartOrderPollingAction | RampsControllerStopOrderPollingAction | RampsControllerGetBuyWidgetDataAction | RampsControllerGetFallbackBuyWidgetDataAction | RampsControllerAddPrecreatedOrderAction | RampsControllerGetOrderAction | RampsControllerGetOrderFromCallbackAction | RampsControllerTransakSetApiKeyAction | RampsControllerTransakSetAccessTokenAction | RampsControllerTransakClearAccessTokenAction | RampsControllerTransakSetAuthenticatedAction | RampsControllerTransakResetStateAction | RampsControllerTransakSendUserOtpAction | RampsControllerTransakVerifyUserOtpAction | RampsControllerTransakLogoutAction | RampsControllerTransakGetUserDetailsAction | RampsControllerTransakGetBuyQuoteAction | RampsControllerTransakGetKycRequirementAction | RampsControllerTransakGetAdditionalRequirementsAction | RampsControllerTransakCreateOrderAction | RampsControllerTransakGetOrderAction | RampsControllerTransakGetUserLimitsAction | RampsControllerTransakRequestOttAction | RampsControllerTransakGeneratePaymentWidgetUrlAction | RampsControllerTransakCreateWidgetUrlAction | RampsControllerTransakSubmitPurposeOfUsageFormAction | RampsControllerTransakPatchUserAction | RampsControllerTransakSubmitSsnDetailsAction | RampsControllerTransakConfirmPaymentAction | RampsControllerTransakGetTranslationAction | RampsControllerTransakGetIdProofStatusAction | RampsControllerTransakCancelOrderAction | RampsControllerTransakCancelAllActiveOrdersAction | RampsControllerTransakGetActiveOrdersAction;
 //# sourceMappingURL=RampsController-method-action-types.d.ts.map