@kasufinance/kasu-sdk 2.5.0 → 2.6.0

package/dist/domain/loan-contract.d.ts

@@ -0,0 +1,174 @@
+/**
+ * Loan-contract protocol: the strings and the bytes kasu-backend verifies.
+ *
+ * ⚠️ THE ONE EXCEPTION TO "NUMBERS AND CODES ONLY". Everything this module
+ * returns as a string is a PROTOCOL string, not copy. The backend reconstructs
+ * each of these messages byte-for-byte and verifies the lender's signature
+ * against it; a changed word, separator, line break or date format does not
+ * read differently — it stops every signature verifying. They are here, in the
+ * shared layer, for exactly the reason `getTrancheDisplayName` is: so the
+ * applications cannot drift apart on them.
+ *
+ * Any change to a builder below is a coordinated multi-repo change that has to
+ * land in kasu-backend at the same moment. Do not "tidy" this file.
+ *
+ * Lifted from kasu-ui's `features/lending/lib/{contract-types, sign-message}.ts`
+ * and `encode-deposit-data.ts` — the last rewritten from viem to ethers v5
+ * (kasu-mobile already runs that port; the tests pin the two byte-identical).
+ */
+/** Recursive list nesting: `list-N-list`, etc. — indexed by string keys. */
+export type ContractListItem = {
+    label?: string;
+    description?: string;
+} & Record<string, unknown>;
+export type ContractSection = {
+    title?: string;
+    description?: string;
+} & Record<`list-${number}`, ContractListItem | undefined> & Record<string, unknown>;
+export type RetailLoanContract = {
+    important?: {
+        title?: string;
+        description?: string;
+    };
+    intro?: string;
+    between?: string;
+    parties?: ContractSection;
+    background?: ContractSection;
+    witnesses?: ContractSection;
+} & Record<`subheader-${number}`, ContractSection | undefined> & Record<string, unknown>;
+/**
+ * The exempt (wholesale) contract renders from the same tree as the retail
+ * one; the templates differ, the SHAPE does not. Kept as its own name because
+ * `contractType` distinguishes them everywhere else.
+ */
+export type ExemptLoanContract = RetailLoanContract;
+/** Either contract, parsed. Both are the same tree. */
+export type LoanContractFormatted = RetailLoanContract;
+/**
+ * `contractType` arrives over the wire as a free string; these are the two the
+ * version byte encodes.
+ */
+export type ContractType = 'retail' | 'exempt';
+export interface GenerateContractResponse {
+    fullName: string;
+    /** The plaintext the lender signs (EIP-191). */
+    contractMessage: string;
+    /** Returned as a JSON-encoded string; parse before rendering. */
+    formattedMessage: string;
+    contractType: ContractType;
+    /** Template version (>= 1). */
+    contractVersion: number;
+    /** ms-epoch; feeds the on-chain `depositData` and the TTL guard. */
+    timestamp: number;
+}
+export type ResolvedContractResponse = GenerateContractResponse & {
+    isValid: boolean;
+};
+/** Narrow the backend's loose `contractType` string to the encoded union. */
+export declare function asContractType(raw: string): ContractType;
+/**
+ * Parse the server's JSON-string `formattedMessage` into a tree. Returns
+ * `null` on parse failure so a renderer can fall back to the plaintext.
+ */
+export declare function parseFormattedMessage(raw: string): LoanContractFormatted | null;
+/**
+ * Pack the contract version and type into the `versionType` word.
+ *
+ * ```
+ * high byte = contract version (>= 1)
+ * low byte  = 0 for retail, 1 for exempt
+ * ```
+ */
+export declare function buildContractVersionType(contractVersion: number, contractType: ContractType): number;
+/**
+ * Build the on-chain `depositData` blob that `requestDepositWithKyc` expects.
+ *
+ * The KasuController decodes the bytes as
+ * `(bytes signature, uint256 timestamp, uint256 versionType)` and uses the
+ * embedded acceptance signature to verify — retrospectively, via the
+ * agreements service `/contract/resolve` — that the lender signed the
+ * loan-contract text. The ABI tuple and the packing are consensus-critical:
+ * these bytes go on chain.
+ *
+ * kasu-ui encodes this with viem, kasu-mobile with ethers v5 (viem is not
+ * available on Expo). This is the ethers v5 implementation, and
+ * `loan-contract.test.ts` pins its output byte-for-byte against fixtures
+ * produced by the viem version, so the two apps can never diverge here.
+ *
+ * @param args.signature EIP-191 signature from the lender accepting
+ *   `contractMessage`, as a 0x-prefixed hex string.
+ * @param args.timestamp ms-epoch from the contract response.
+ */
+export declare function encodeDepositData(args: {
+    signature: string;
+    timestamp: number;
+    contractVersion: number;
+    contractType: ContractType;
+}): string;
+/**
+ * Format a unix timestamp as `{day} {MonthName} {yyyy}, {HH}:{mm}` in UTC.
+ * Day is non-padded; hour and minute are zero-padded to two digits (24h). A
+ * timestamp with >= 13 digits is treated as milliseconds, otherwise as seconds
+ * — the same auto-detection kasu-backend applies.
+ *
+ * Deliberately a manual formatter with English month names: no locale, no
+ * `Intl`, so the output is byte-identical across runtimes and time zones. This
+ * is not a display date. It goes inside a signed message.
+ *
+ * e.g. 1785313320000 → `"29 July 2026, 08:22"`
+ */
+export declare function formatSignTimestampUtc(timestamp: number): string;
+/**
+ * The 4-line human-readable message a lender signs to generate their loan
+ * agreement for review — `POST /contract/generate`.
+ *
+ * ⚠️ BYTE-EXACT PROTOCOL STRING. kasu-backend rebuilds this string from the
+ * request body and verifies the signature against it, so the wording,
+ * ordering, separators, line breaks and date format are all part of the wire
+ * contract. The separator between the line-2 fields is a MIDDLE DOT U+00B7
+ * (·) with a single space on each side; the four lines are joined with `\n`.
+ *
+ * The backend takes this format only when all four display fields are present
+ * and non-empty, and it cross-checks `amountLabel`'s leading number against
+ * the `depositAmount` it was sent (thousands separators stripped) — a message
+ * that states an amount other than the one being executed is refused.
+ */
+export declare function buildLoanAgreementSignMessage(p: {
+    strategyName: string;
+    region: string;
+    optionName: string;
+    amountLabel: string;
+    timestamp: number;
+}): string;
+/**
+ * The legacy `/contract/generate` and `/contract/resolve` message.
+ *
+ * ⚠️ BYTE-EXACT PROTOCOL STRING. kasu-backend rebuilds it as
+ * `` `I request contract content for ${address} at ${timestamp}.` `` from the
+ * `address` and `timestamp` fields of the request body — so the string signed
+ * and the body sent must agree exactly, INCLUDING the address casing. This
+ * builder lowercases, and the request body must carry the same lowercased
+ * address; that is what both apps signing this format do today.
+ *
+ * The backend takes this path whenever the four human-readable display fields
+ * are absent, and documents it as permanent until the legacy app is
+ * decommissioned. `/contract/resolve` has no other format — every consumer
+ * signs this one to retrieve an existing agreement.
+ *
+ * @param timestampMs ms-epoch, and the same value sent as the body's
+ *   `timestamp`.
+ */
+export declare function buildLegacyContractRequestMessage(address: string, timestampMs: number): string;
+/**
+ * The `POST /contract/fullname` message.
+ *
+ * ⚠️ BYTE-EXACT PROTOCOL STRING, on the same terms as
+ * `buildLegacyContractRequestMessage`: kasu-backend rebuilds
+ * `` `I request my full name for ${address} at ${timestamp}.` `` from the
+ * request body and verifies the signature against it, so the body must carry
+ * the same lowercased address this builder signs.
+ *
+ * @param timestampMs ms-epoch, and the same value sent as the body's
+ *   `timestamp`.
+ */
+export declare function buildFullNameRequestMessage(address: string, timestampMs: number): string;

package/dist/domain/loan-contract.js

@@ -0,0 +1,160 @@
+import { ethers } from 'ethers';
+/** Narrow the backend's loose `contractType` string to the encoded union. */
+export function asContractType(raw) {
+    return raw === 'exempt' ? 'exempt' : 'retail';
+}
+/**
+ * Parse the server's JSON-string `formattedMessage` into a tree. Returns
+ * `null` on parse failure so a renderer can fall back to the plaintext.
+ */
+export function parseFormattedMessage(raw) {
+    try {
+        const parsed = JSON.parse(raw);
+        if (parsed && typeof parsed === 'object')
+            return parsed;
+        return null;
+    }
+    catch (_a) {
+        return null;
+    }
+}
+// ---------------------------------------------------------------------------
+// The on-chain `depositData` blob
+// ---------------------------------------------------------------------------
+/**
+ * Pack the contract version and type into the `versionType` word.
+ *
+ * ```
+ * high byte = contract version (>= 1)
+ * low byte  = 0 for retail, 1 for exempt
+ * ```
+ */
+export function buildContractVersionType(contractVersion, contractType) {
+    return (contractVersion << 8) + (contractType === 'retail' ? 0 : 1);
+}
+/**
+ * Build the on-chain `depositData` blob that `requestDepositWithKyc` expects.
+ *
+ * The KasuController decodes the bytes as
+ * `(bytes signature, uint256 timestamp, uint256 versionType)` and uses the
+ * embedded acceptance signature to verify — retrospectively, via the
+ * agreements service `/contract/resolve` — that the lender signed the
+ * loan-contract text. The ABI tuple and the packing are consensus-critical:
+ * these bytes go on chain.
+ *
+ * kasu-ui encodes this with viem, kasu-mobile with ethers v5 (viem is not
+ * available on Expo). This is the ethers v5 implementation, and
+ * `loan-contract.test.ts` pins its output byte-for-byte against fixtures
+ * produced by the viem version, so the two apps can never diverge here.
+ *
+ * @param args.signature EIP-191 signature from the lender accepting
+ *   `contractMessage`, as a 0x-prefixed hex string.
+ * @param args.timestamp ms-epoch from the contract response.
+ */
+export function encodeDepositData(args) {
+    const versionType = buildContractVersionType(args.contractVersion, args.contractType);
+    return ethers.utils.defaultAbiCoder.encode(['bytes', 'uint256', 'uint256'], [
+        args.signature,
+        ethers.BigNumber.from(args.timestamp),
+        ethers.BigNumber.from(versionType),
+    ]);
+}
+// ---------------------------------------------------------------------------
+// The signed messages
+// ---------------------------------------------------------------------------
+const MONTH_NAMES = [
+    'January',
+    'February',
+    'March',
+    'April',
+    'May',
+    'June',
+    'July',
+    'August',
+    'September',
+    'October',
+    'November',
+    'December',
+];
+/**
+ * Format a unix timestamp as `{day} {MonthName} {yyyy}, {HH}:{mm}` in UTC.
+ * Day is non-padded; hour and minute are zero-padded to two digits (24h). A
+ * timestamp with >= 13 digits is treated as milliseconds, otherwise as seconds
+ * — the same auto-detection kasu-backend applies.
+ *
+ * Deliberately a manual formatter with English month names: no locale, no
+ * `Intl`, so the output is byte-identical across runtimes and time zones. This
+ * is not a display date. It goes inside a signed message.
+ *
+ * e.g. 1785313320000 → `"29 July 2026, 08:22"`
+ */
+export function formatSignTimestampUtc(timestamp) {
+    const ms = timestamp.toString().length >= 13 ? timestamp : timestamp * 1000;
+    const date = new Date(ms);
+    const day = date.getUTCDate();
+    const month = MONTH_NAMES[date.getUTCMonth()];
+    const year = date.getUTCFullYear();
+    const hours = String(date.getUTCHours()).padStart(2, '0');
+    const minutes = String(date.getUTCMinutes()).padStart(2, '0');
+    return `${day} ${month} ${year}, ${hours}:${minutes}`;
+}
+/**
+ * The 4-line human-readable message a lender signs to generate their loan
+ * agreement for review — `POST /contract/generate`.
+ *
+ * ⚠️ BYTE-EXACT PROTOCOL STRING. kasu-backend rebuilds this string from the
+ * request body and verifies the signature against it, so the wording,
+ * ordering, separators, line breaks and date format are all part of the wire
+ * contract. The separator between the line-2 fields is a MIDDLE DOT U+00B7
+ * (·) with a single space on each side; the four lines are joined with `\n`.
+ *
+ * The backend takes this format only when all four display fields are present
+ * and non-empty, and it cross-checks `amountLabel`'s leading number against
+ * the `depositAmount` it was sent (thousands separators stripped) — a message
+ * that states an amount other than the one being executed is refused.
+ */
+export function buildLoanAgreementSignMessage(p) {
+    return [
+        'Generate my Loan Agreement for review:',
+        `${p.strategyName} · ${p.region} · ${p.optionName} · ${p.amountLabel}.`,
+        `Request made ${formatSignTimestampUtc(p.timestamp)} UTC.`,
+        'This request does not commit me to lend.',
+    ].join('\n');
+}
+/**
+ * The legacy `/contract/generate` and `/contract/resolve` message.
+ *
+ * ⚠️ BYTE-EXACT PROTOCOL STRING. kasu-backend rebuilds it as
+ * `` `I request contract content for ${address} at ${timestamp}.` `` from the
+ * `address` and `timestamp` fields of the request body — so the string signed
+ * and the body sent must agree exactly, INCLUDING the address casing. This
+ * builder lowercases, and the request body must carry the same lowercased
+ * address; that is what both apps signing this format do today.
+ *
+ * The backend takes this path whenever the four human-readable display fields
+ * are absent, and documents it as permanent until the legacy app is
+ * decommissioned. `/contract/resolve` has no other format — every consumer
+ * signs this one to retrieve an existing agreement.
+ *
+ * @param timestampMs ms-epoch, and the same value sent as the body's
+ *   `timestamp`.
+ */
+export function buildLegacyContractRequestMessage(address, timestampMs) {
+    return `I request contract content for ${address.toLowerCase()} at ${timestampMs}.`;
+}
+/**
+ * The `POST /contract/fullname` message.
+ *
+ * ⚠️ BYTE-EXACT PROTOCOL STRING, on the same terms as
+ * `buildLegacyContractRequestMessage`: kasu-backend rebuilds
+ * `` `I request my full name for ${address} at ${timestamp}.` `` from the
+ * request body and verifies the signature against it, so the body must carry
+ * the same lowercased address this builder signs.
+ *
+ * @param timestampMs ms-epoch, and the same value sent as the body's
+ *   `timestamp`.
+ */
+export function buildFullNameRequestMessage(address, timestampMs) {
+    return `I request my full name for ${address.toLowerCase()} at ${timestampMs}.`;
+}
+//# sourceMappingURL=loan-contract.js.map

package/dist/domain/loan-contract.js.map

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package/dist/domain/loan-contract.test.d.ts

@@ -0,0 +1 @@
+export {};

package/dist/domain/loan-contract.test.js

@@ -0,0 +1,255 @@
+import { ethers } from 'ethers';
+import { asContractType, buildContractVersionType, buildFullNameRequestMessage, buildLegacyContractRequestMessage, buildLoanAgreementSignMessage, encodeDepositData, formatSignTimestampUtc, parseFormattedMessage, } from './loan-contract';
+/**
+ * Ported from kasu-ui `src/features/lending/lib/encode-deposit-data.test.ts`
+ * and `sign-message.test.ts`.
+ *
+ * PINNED CROSS-REPO CONTRACT. The expected strings and byte strings here are
+ * what kasu-backend reconstructs and verifies against. A diff in this file
+ * without a matching kasu-backend diff means signatures stop verifying in
+ * production.
+ */
+describe('buildContractVersionType', () => {
+    it('packs version 1 retail as 0x0100 (256)', () => {
+        expect(buildContractVersionType(1, 'retail')).toBe(256);
+    });
+    it('packs version 1 exempt as 0x0101 (257)', () => {
+        expect(buildContractVersionType(1, 'exempt')).toBe(257);
+    });
+    it('packs version 0 retail as 0', () => {
+        expect(buildContractVersionType(0, 'retail')).toBe(0);
+    });
+    it('packs version 2 exempt as 0x0201 (513)', () => {
+        expect(buildContractVersionType(2, 'exempt')).toBe(513);
+    });
+});
+const SIG_65 = '0xdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeef' +
+    'deadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeef1c';
+const SIG_65_B = '0x4a1e2b3c4d5e6f708192a3b4c5d6e7f8091a2b3c4d5e6f708192a3b4c5d6e7f8' +
+    '4a1e2b3c4d5e6f708192a3b4c5d6e7f8091a2b3c4d5e6f708192a3b4c5d6e7f81b';
+/**
+ * BYTE FIXTURES — produced by the viem implementation kasu-ui runs
+ * (`encodeAbiParameters(parseAbiParameters('bytes, uint256, uint256'), …)`)
+ * and pasted here verbatim. This is the whole point of the port: the ethers v5
+ * encoder in `loan-contract.ts` must emit exactly these bytes, because kasu-ui
+ * and kasu-mobile write the same `depositData` field on the same contract.
+ *
+ * Covers both contract types, a contract version >= 2, a short signature and
+ * the empty-signature/zero-timestamp floor.
+ */
+const VIEM_FIXTURES = [
+    {
+        name: 'v1 retail, ms timestamp',
+        signature: SIG_65,
+        timestamp: 1700000000000,
+        contractVersion: 1,
+        contractType: 'retail',
+        expected: '0x00000000000000000000000000000000000000000000000000000000000000600000000000000000000000000000000000000000000000000000018bcfe5680000000000000000000000000000000000000000000000000000000000000001000000000000000000000000000000000000000000000000000000000000000041deadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeef1c00000000000000000000000000000000000000000000000000000000000000',
+    },
+    {
+        name: 'v1 exempt, ms timestamp',
+        signature: SIG_65,
+        timestamp: 1700000000000,
+        contractVersion: 1,
+        contractType: 'exempt',
+        expected: '0x00000000000000000000000000000000000000000000000000000000000000600000000000000000000000000000000000000000000000000000018bcfe5680000000000000000000000000000000000000000000000000000000000000001010000000000000000000000000000000000000000000000000000000000000041deadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeefdeadbeef1c00000000000000000000000000000000000000000000000000000000000000',
+    },
+    {
+        name: 'v2 retail, deck timestamp',
+        signature: SIG_65_B,
+        timestamp: 1785313320000,
+        contractVersion: 2,
+        contractType: 'retail',
+        expected: '0x00000000000000000000000000000000000000000000000000000000000000600000000000000000000000000000000000000000000000000000019facf75c40000000000000000000000000000000000000000000000000000000000000020000000000000000000000000000000000000000000000000000000000000000414a1e2b3c4d5e6f708192a3b4c5d6e7f8091a2b3c4d5e6f708192a3b4c5d6e7f84a1e2b3c4d5e6f708192a3b4c5d6e7f8091a2b3c4d5e6f708192a3b4c5d6e7f81b00000000000000000000000000000000000000000000000000000000000000',
+    },
+    {
+        name: 'v2 exempt, deck timestamp',
+        signature: SIG_65_B,
+        timestamp: 1785313320000,
+        contractVersion: 2,
+        contractType: 'exempt',
+        expected: '0x00000000000000000000000000000000000000000000000000000000000000600000000000000000000000000000000000000000000000000000019facf75c40000000000000000000000000000000000000000000000000000000000000020100000000000000000000000000000000000000000000000000000000000000414a1e2b3c4d5e6f708192a3b4c5d6e7f8091a2b3c4d5e6f708192a3b4c5d6e7f84a1e2b3c4d5e6f708192a3b4c5d6e7f8091a2b3c4d5e6f708192a3b4c5d6e7f81b00000000000000000000000000000000000000000000000000000000000000',
+    },
+    {
+        name: 'short signature, v3 exempt, timestamp 1',
+        signature: '0x1234',
+        timestamp: 1,
+        contractVersion: 3,
+        contractType: 'exempt',
+        expected: '0x00000000000000000000000000000000000000000000000000000000000000600000000000000000000000000000000000000000000000000000000000000001000000000000000000000000000000000000000000000000000000000000030100000000000000000000000000000000000000000000000000000000000000021234000000000000000000000000000000000000000000000000000000000000',
+    },
+    {
+        name: 'empty signature, v0 retail, timestamp 0',
+        signature: '0x',
+        timestamp: 0,
+        contractVersion: 0,
+        contractType: 'retail',
+        expected: '0x0000000000000000000000000000000000000000000000000000000000000060000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000',
+    },
+];
+describe('encodeDepositData — byte-identical to the viem implementation', () => {
+    for (const fixture of VIEM_FIXTURES) {
+        it(`matches the viem fixture: ${fixture.name}`, () => {
+            expect(encodeDepositData({
+                signature: fixture.signature,
+                timestamp: fixture.timestamp,
+                contractVersion: fixture.contractVersion,
+                contractType: fixture.contractType,
+            })).toBe(fixture.expected);
+        });
+    }
+    it('produces a 0x-prefixed hex string', () => {
+        const out = encodeDepositData({
+            signature: SIG_65,
+            timestamp: 1700000000000,
+            contractVersion: 1,
+            contractType: 'retail',
+        });
+        expect(out).toMatch(/^0x[0-9a-f]+$/i);
+    });
+    it('round-trips through the same ABI tuple', () => {
+        const out = encodeDepositData({
+            signature: SIG_65,
+            timestamp: 1700000000000,
+            contractVersion: 1,
+            contractType: 'exempt',
+        });
+        const [sigOut, tsOut, vtOut] = ethers.utils.defaultAbiCoder.decode(['bytes', 'uint256', 'uint256'], out);
+        expect(sigOut).toBe(SIG_65);
+        expect(tsOut.toString()).toBe('1700000000000');
+        expect(vtOut.toString()).toBe('257'); // version 1 exempt
+    });
+    it('encodes retail with low-byte 0 and exempt with low-byte 1', () => {
+        const vt = (contractType) => {
+            const [, , v] = ethers.utils.defaultAbiCoder.decode(['bytes', 'uint256', 'uint256'], encodeDepositData({
+                signature: SIG_65,
+                timestamp: 1,
+                contractVersion: 1,
+                contractType,
+            }));
+            return v.toString();
+        };
+        expect(vt('retail')).toBe('256');
+        expect(vt('exempt')).toBe('257');
+    });
+});
+describe('formatSignTimestampUtc', () => {
+    // 29 July 2026, 08:22:00 UTC.
+    const ms = 1785313320000; // 13 digits → milliseconds
+    const seconds = 1785313320; // 10 digits → seconds
+    it('formats a millisecond timestamp (>= 13 digits)', () => {
+        expect(formatSignTimestampUtc(ms)).toBe('29 July 2026, 08:22');
+    });
+    it('formats a second timestamp (< 13 digits) to the same instant', () => {
+        expect(formatSignTimestampUtc(seconds)).toBe('29 July 2026, 08:22');
+    });
+    it('pads hour/minute but not the day, at a month-boundary midnight', () => {
+        // 1 August 2026, 00:05:00 UTC — day non-padded ("1"), minute padded.
+        const midnight = Date.UTC(2026, 7, 1, 0, 5, 0);
+        expect(formatSignTimestampUtc(midnight)).toBe('1 August 2026, 00:05');
+    });
+});
+describe('buildLoanAgreementSignMessage', () => {
+    it('builds the exact 4-line message from a millisecond timestamp', () => {
+        expect(buildLoanAgreementSignMessage({
+            strategyName: 'Taxation Funding (Tax Pay)',
+            region: 'Australia',
+            optionName: 'Upper Mezzanine',
+            amountLabel: '500 AUDD',
+            timestamp: 1785313320000,
+        })).toBe('Generate my Loan Agreement for review:\n' +
+            'Taxation Funding (Tax Pay) · Australia · Upper Mezzanine · 500 AUDD.\n' +
+            'Request made 29 July 2026, 08:22 UTC.\n' +
+            'This request does not commit me to lend.');
+    });
+    it('builds the identical message from the equivalent second timestamp', () => {
+        expect(buildLoanAgreementSignMessage({
+            strategyName: 'Whole Ledger Funding',
+            region: 'Australia',
+            optionName: 'Mezzanine',
+            amountLabel: '1,260.37 USDC',
+            timestamp: 1785313320, // seconds form of the same instant
+        })).toBe('Generate my Loan Agreement for review:\n' +
+            'Whole Ledger Funding · Australia · Mezzanine · 1,260.37 USDC.\n' +
+            'Request made 29 July 2026, 08:22 UTC.\n' +
+            'This request does not commit me to lend.');
+    });
+    it('formats a month-boundary/midnight request line', () => {
+        expect(buildLoanAgreementSignMessage({
+            strategyName: 'Professional Fee Funding',
+            region: 'Australia',
+            optionName: 'Junior',
+            amountLabel: '10 USDC',
+            timestamp: Date.UTC(2026, 7, 1, 0, 5, 0),
+        })).toBe('Generate my Loan Agreement for review:\n' +
+            'Professional Fee Funding · Australia · Junior · 10 USDC.\n' +
+            'Request made 1 August 2026, 00:05 UTC.\n' +
+            'This request does not commit me to lend.');
+    });
+    it('separates the line-2 fields with U+00B7 surrounded by single spaces', () => {
+        const message = buildLoanAgreementSignMessage({
+            strategyName: 'A',
+            region: 'B',
+            optionName: 'C',
+            amountLabel: 'D',
+            timestamp: 1785313320000,
+        });
+        expect(message.split('\n')[1]).toBe('A · B · C · D.');
+        expect(message.split('\n')).toHaveLength(4);
+    });
+});
+describe('buildLegacyContractRequestMessage', () => {
+    const ADDRESS = '0x4c0d92e9c862B58b0FFeAAD031004A049d2c360D';
+    it('builds the exact legacy template with a lowercased address', () => {
+        expect(buildLegacyContractRequestMessage(ADDRESS, 1785313320000)).toBe('I request contract content for ' +
+            '0x4c0d92e9c862b58b0ffeaad031004a049d2c360d at 1785313320000.');
+    });
+    it('is insensitive to the casing the caller hands over', () => {
+        expect(buildLegacyContractRequestMessage(ADDRESS, 1)).toBe(buildLegacyContractRequestMessage(ADDRESS.toLowerCase(), 1));
+    });
+    it('prints the timestamp verbatim — no seconds/ms normalisation', () => {
+        // The backend echoes the body's `timestamp` into the string it
+        // verifies, so whatever is signed must be what is sent.
+        expect(buildLegacyContractRequestMessage(ADDRESS, 1785313320)).toBe('I request contract content for ' +
+            '0x4c0d92e9c862b58b0ffeaad031004a049d2c360d at 1785313320.');
+    });
+});
+describe('buildFullNameRequestMessage', () => {
+    const ADDRESS = '0x26b5b8060A704b0420734d5Ccd657384fb1366C2';
+    it('builds the exact full-name template with a lowercased address', () => {
+        expect(buildFullNameRequestMessage(ADDRESS, 1785313320000)).toBe('I request my full name for ' +
+            '0x26b5b8060a704b0420734d5ccd657384fb1366c2 at 1785313320000.');
+    });
+    it('is a different message from the contract-content one', () => {
+        expect(buildFullNameRequestMessage(ADDRESS, 1)).not.toBe(buildLegacyContractRequestMessage(ADDRESS, 1));
+    });
+});
+describe('parseFormattedMessage', () => {
+    it('parses the server’s JSON-encoded tree', () => {
+        const parsed = parseFormattedMessage(JSON.stringify({ intro: 'x', 'subheader-1': { title: 't' } }));
+        expect(parsed === null || parsed === void 0 ? void 0 : parsed.intro).toBe('x');
+    });
+    it('returns null on malformed JSON so a renderer can fall back', () => {
+        expect(parseFormattedMessage('not json')).toBeNull();
+        expect(parseFormattedMessage('')).toBeNull();
+    });
+    it('returns null for a JSON scalar, which is not a contract tree', () => {
+        expect(parseFormattedMessage('42')).toBeNull();
+        expect(parseFormattedMessage('null')).toBeNull();
+        expect(parseFormattedMessage('"a string"')).toBeNull();
+    });
+});
+describe('asContractType', () => {
+    it('narrows the wire string to the two encoded types', () => {
+        expect(asContractType('exempt')).toBe('exempt');
+        expect(asContractType('retail')).toBe('retail');
+    });
+    it('falls back to retail for anything else', () => {
+        // Retail is the stricter contract; an unrecognised type must not be
+        // silently treated as the exempt one.
+        expect(asContractType('')).toBe('retail');
+        expect(asContractType('Exempt')).toBe('retail');
+        expect(asContractType('whatever')).toBe('retail');
+    });
+});
+//# sourceMappingURL=loan-contract.test.js.map

package/dist/domain/loan-contract.test.js.map

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