@jimrising/easymerchantsdk-react-native 2.5.1 → 2.5.2

package/ios/Pods/ViewControllers/BillingInfoVC/BillingInfoVC.swift

@@ -0,0 +1,3686 @@
+//
+//  BillingInfoVC.swift
+//  EasyPay
+//
+//  Created by Mony's Mac on 12/08/24.
+//
+
+import UIKit
+
+@available(iOS 16.0, *)
+
+protocol BillingInfoVCDelegate: AnyObject {
+    func didPassTextBack(_ text: String)
+}
+
+class BillingInfoVC: BaseVC {
+    
+    //    @IBOutlet weak var viewBillingInfo: UIView!
+    @IBOutlet weak var btnPrevious: UIButton!
+    @IBOutlet weak var viewCountryList: UIView!
+    @IBOutlet weak var searchBarCountryList: UISearchBar!
+    @IBOutlet weak var tblViewCountryList: UITableView!
+    @IBOutlet weak var txtFieldAddress: UITextField!
+    @IBOutlet weak var txtFieldCountry: UITextField!
+    @IBOutlet weak var viewStateList: UIView!
+    @IBOutlet weak var searchBarStateList: UISearchBar!
+    @IBOutlet weak var tblViewStateList: UITableView!
+    @IBOutlet weak var txtFieldState: UITextField!
+    @IBOutlet weak var viewCityList: UIView!
+    @IBOutlet weak var tblViewCityList: UITableView!
+    @IBOutlet weak var txtFieldCity: UITextField!
+    @IBOutlet weak var txtFieldPostalCode: UITextField!
+    
+    @IBOutlet weak var buttonBottomConstraint: NSLayoutConstraint!
+    
+    @IBOutlet weak var lblBillingInfo: UILabel!
+    @IBOutlet weak var lblEasyMerchant: UILabel!
+    @IBOutlet weak var btnNext: UIButton!
+    
+    @IBOutlet weak var lblStarAddressField: UILabel!
+    @IBOutlet weak var lblStarCountryField: UILabel!
+    @IBOutlet weak var lblStarStateField: UILabel!
+    @IBOutlet weak var lblStarCityField: UILabel!
+    @IBOutlet weak var lblStarPostalCodeField: UILabel!
+    
+    @IBOutlet weak var btnSelectState: UIButton!
+    @IBOutlet weak var btnSelectCity: UIButton!
+    
+    // Variable to store the auth token
+    var authToken: String?
+    
+    var countryList: [[String: Any]] = []
+    var stateList: [[String: Any]] = []
+    var cityList: [[String: Any]] = []
+    
+    // var billingInfoData: [String: Any]?
+    var billingInfoData: Data?
+    
+    var cardNumber: String?
+    var expiryDate: String?
+    var cvv: String?
+    var nameOnCard: String?
+    var userEmail: String?
+    
+    //Banking Params
+    var accountName: String?
+    var routingNumber: String?
+    var accountType: String?
+    var accountNumber: String?
+    
+    var selectedPaymentMethod: String?
+    
+    private let keyboardObserver = KeyboardObserver()
+    
+    var isSavedForFuture: Bool = false
+    var isSavedNewCard: Bool = false
+    
+    var request: Request!
+    var selectedCard: CardModel?
+    //    var amount: Int?
+    var amount: Double?
+    var cvvText: String?
+    
+    var isFrom = String()
+    var isFromm = String()
+    
+    //From Regular Saved Bank Accounts
+    var customerID: String?
+    var accountID: String?
+    
+    var isSavedNewAccount: Bool?
+    
+    weak var delegate: BillingInfoVCDelegate?
+    
+    var chosenPlan: String?
+    var startDate: String?
+    
+    //GrailPay Params
+    var grailPayAccountID: String?
+    var selectedGrailPayAccountType: String?
+    var selectedGrailPayAccountName: String?
+    
+    var billingInfo: [FieldItem]?
+    var additionalInfo: [FieldItem]?
+    var visibility: FieldsVisibility?
+    var fieldSection: FieldSection?
+    
+    var easyPayDelegate: EasyPayViewControllerDelegate?
+    
+    var filteredCountryList: [[String: Any]] = []
+    var isSearching = false
+    
+    var filteredStateList: [[String: Any]] = []       // For search results
+    var isSearchingState = false                      // Track if user is searching
+    
+    private var didApplyInitialCountry = false
+    
+    override func viewDidLoad() {
+        super.viewDidLoad()
+        self.lblEasyMerchant.text = "POWERED BY \(UserStoreSingleton.shared.companyName?.uppercased() ?? "")"
+        
+        updateNextButtonTitle()
+        btnSelectState.isHidden = true
+        btnSelectCity.isHidden = true
+        
+        uiFinishingTouchElements()
+        // configureFieldVisibility()
+        setupShadowForListViews()
+        
+        tblViewCountryList.delegate = self
+        tblViewCountryList.dataSource = self
+        viewCountryList.isHidden = true
+        
+        tblViewStateList.delegate = self
+        tblViewStateList.dataSource = self
+        viewStateList.isHidden = true
+        
+        tblViewCityList.delegate = self
+        tblViewCityList.dataSource = self
+        viewCityList.isHidden = true
+        
+        txtFieldCity.delegate = self
+        txtFieldState.delegate = self
+        txtFieldAddress.delegate = self
+        txtFieldCountry.delegate = self
+        txtFieldPostalCode.delegate = self
+        
+        searchBarCountryList.delegate = self
+        searchBarStateList.delegate = self
+        
+        if let textField = searchBarCountryList.value(forKey: "searchField") as? UITextField {
+            textField.clearButtonMode = .never
+        }
+        
+        if let textField = searchBarStateList.value(forKey: "searchField") as? UITextField {
+            textField.clearButtonMode = .never
+        }
+        
+        getCountryListApi()
+        
+        // Add tap gesture to hide the views and dismiss the keyboard
+        let tapGesture = UITapGestureRecognizer(target: self, action: #selector(didTapOutside))
+        tapGesture.cancelsTouchesInView = false
+        self.view.addGestureRecognizer(tapGesture)
+        
+        guard let billingInfoData = billingInfoData else {
+            return
+        }
+        
+        do {
+            let decodedFieldSection = try JSONDecoder().decode(FieldSection.self, from: billingInfoData)
+            self.fieldSection = decodedFieldSection  // <--- Assign here!
+            
+            // Fill Billing Fields UI
+            for item in decodedFieldSection.billing {
+                switch item.name {
+                case "address":
+                    txtFieldAddress.text = item.value
+                case "country":
+                    txtFieldCountry.text = item.value
+                case "state":
+                    txtFieldState.text = item.value
+                case "city":
+                    txtFieldCity.text = item.value
+                case "postal_code":
+                    txtFieldPostalCode.text = item.value
+                default:
+                    break
+                }
+            }
+            // Now that fieldSection is set, update star labels visibility
+            configureFieldVisibility()
+            
+        } catch {
+        }
+        
+    }
+    
+    override func viewWillAppear(_ animated: Bool) {
+        super.viewWillAppear(animated)
+        updateNextButtonTitle()
+        uiFinishingTouchElements()
+        
+        keyboardObserver.animateChanges({ [self] height in
+            let newConstant = CGFloat.maximum(height - self.view.safeAreaInsets.bottom + 8, 8)
+            buttonBottomConstraint.constant = newConstant
+            self.view.setNeedsLayout()
+            self.view.layoutIfNeeded()
+        })
+        
+        configureFieldVisibility()
+    }
+    
+    override func viewDidAppear(_ animated: Bool) {
+        super.viewDidAppear(animated)
+        
+        if !didApplyInitialCountry {
+            didApplyInitialCountry = true
+            handleCountrySelection(countryName: txtFieldCountry.text ?? "")
+        }
+    }
+    
+    override func viewWillDisappear(_ animated: Bool) {
+        super.viewWillDisappear(animated)
+        keyboardObserver.invalidate()
+    }
+    
+    private func updateNextButtonTitle() {
+        guard let request = request else { return }
+        
+        if let billingInfoData = request.fields,
+           let fieldSection = try? JSONDecoder().decode(FieldSection.self, from: billingInfoData) {
+            
+            let isAdditionalVisible = fieldSection.visibility.additional
+            let isBillingVisible = fieldSection.visibility.billing
+            let amountText = String(format: "$%.2f", request.amount ?? 0)
+            let submitText = request.submitButtonText ?? "Submit"
+            
+            if !isAdditionalVisible {
+                // Only billing info is visible
+                btnNext.setTitle("\(submitText) (\(amountText))", for: .normal)
+            } else {
+                // Additional info is visible
+                let suffix = isBillingVisible ? "(Additional Info)" : ""
+                btnNext.setTitle("\(submitText) \(suffix)", for: .normal)
+            }
+        } else {
+            let amountValue = request.amount ?? 0
+            let amountText = String(format: "$%.2f", amountValue)
+            let submitText = request.submitButtonText
+            
+            let defaultTitle = (submitText?.isEmpty == false)
+            ? "\(submitText!) (\(amountText))"
+            : "Pay Now (\(amountText))"
+            
+            btnNext.setTitle(defaultTitle, for: .normal)
+        }
+    }
+    
+    func uiFinishingTouchElements() {
+        // Set background color for the main view
+        if let containerBGcolor = UserStoreSingleton.shared.container_bg_col,
+           let uiColor = UIColor(hex: containerBGcolor) {
+            self.view.backgroundColor = uiColor
+            viewCountryList.backgroundColor = uiColor
+            viewStateList.backgroundColor = uiColor
+            viewCityList.backgroundColor = uiColor
+            tblViewCountryList.backgroundColor = uiColor
+            tblViewStateList.backgroundColor = uiColor
+            tblViewCityList.backgroundColor = uiColor
+            
+            self.searchBarCountryList.backgroundColor = uiColor
+            self.searchBarCountryList.barTintColor = uiColor
+            self.searchBarStateList.backgroundColor = uiColor
+        }
+        
+        if let primaryBtnBackGroundColor = UserStoreSingleton.shared.primary_btn_bg_col,
+           let uiColor = UIColor(hex: primaryBtnBackGroundColor) {
+            btnNext.backgroundColor = uiColor
+            btnPrevious.setTitleColor(uiColor, for: .normal)
+            btnPrevious.layer.borderColor = uiColor.cgColor
+            
+            searchBarCountryList.tintColor = uiColor
+            searchBarStateList.tintColor = uiColor
+        }
+        
+        if let primaryBtnFontColor = UserStoreSingleton.shared.primary_btn_font_col,
+           let secondaryUIColor = UIColor(hex: primaryBtnFontColor) {
+            btnNext.setTitleColor(secondaryUIColor, for: .normal)
+        }
+        
+        if let secondaryFontColor = UserStoreSingleton.shared.secondary_font_col,
+           let placeholderColor = UIColor(hex: secondaryFontColor) {
+            lblEasyMerchant.textColor = placeholderColor
+            
+            // Set placeholder text color
+            let placeholderAttributes: [NSAttributedString.Key: Any] = [
+                .foregroundColor: placeholderColor
+            ]
+            searchBarCountryList.searchTextField.attributedPlaceholder = NSAttributedString(
+                string: searchBarCountryList.searchTextField.placeholder ?? "Search here",
+                attributes: placeholderAttributes
+            )
+            
+            searchBarStateList.searchTextField.attributedPlaceholder = NSAttributedString(
+                string: searchBarStateList.searchTextField.placeholder ?? "Search here",
+                attributes: placeholderAttributes
+            )
+            
+            // Set search icon color
+            searchBarCountryList.searchTextField.leftView?.tintColor = placeholderColor
+            searchBarStateList.searchTextField.leftView?.tintColor = placeholderColor
+        }
+        
+        if let borderRadiusString = UserStoreSingleton.shared.border_radious,
+           let borderRadius = Double(borderRadiusString) { // Convert String to Double
+            btnNext.layer.cornerRadius = CGFloat(borderRadius) // Set corner radius
+            btnPrevious.layer.cornerRadius = CGFloat(borderRadius)
+            btnPrevious.layer.borderWidth = 1
+        } else {
+            btnNext.layer.cornerRadius = 8 // Default value
+            btnPrevious.layer.cornerRadius = 8
+        }
+        btnNext.layer.masksToBounds = true // Ensure the corners are clipped properly
+        btnPrevious.layer.masksToBounds = true
+        
+        if let primaryFontColor = UserStoreSingleton.shared.primary_font_col,
+           let uiColor = UIColor(hex: primaryFontColor) {
+            lblBillingInfo.textColor = uiColor
+            
+            searchBarCountryList.searchTextField.textColor = uiColor
+            searchBarStateList.searchTextField.textColor = uiColor
+        }
+        
+        if let fontSizeString = UserStoreSingleton.shared.fontSize,
+           let fontSizeDouble = Double(fontSizeString) { // Convert String to Double
+            let fontSize = CGFloat(fontSizeDouble) // Convert Double to CGFloat
+            lblEasyMerchant.font = UIFont.systemFont(ofSize: fontSize)
+            btnNext.titleLabel?.font = UIFont.systemFont(ofSize: fontSize)
+            btnPrevious.titleLabel?.font = UIFont.systemFont(ofSize: fontSize)
+            
+            searchBarCountryList.searchTextField.font = UIFont.systemFont(ofSize: fontSize)
+            searchBarStateList.searchTextField.font = UIFont.systemFont(ofSize: fontSize)
+        }
+        
+        if let searchBar = self.searchBarCountryList {
+            searchBar.backgroundImage = UIImage() // Removes background line
+            searchBar.layer.borderWidth = 0
+            searchBar.layer.borderColor = UIColor.clear.cgColor
+        }
+        
+        if let searchBar = self.searchBarStateList {
+            searchBar.backgroundImage = UIImage() // Removes background line
+            searchBar.layer.borderWidth = 0
+            searchBar.layer.borderColor = UIColor.clear.cgColor
+        }
+    }
+    
+    private func getFieldValue(for name: String) -> String? {
+        return fieldSection?.billing.first(where: { $0.name == name })?.value
+    }
+    
+    private func setFieldValue(_ name: String, to value: String?) {
+        guard let index = fieldSection?.billing.firstIndex(where: { $0.name == name }) else { return }
+        fieldSection?.billing[index].value = value ?? ""
+    }
+    
+    private func configureFieldVisibility() {
+        guard let billingFields = fieldSection?.billing else {
+            return
+        }
+        
+        func isFieldRequired(_ name: String) -> Bool {
+            let required = billingFields.first(where: { $0.name == name })?.required == true
+            return required
+        }
+        
+        DispatchQueue.main.async {
+            self.lblStarAddressField.isHidden = !isFieldRequired("address")
+            self.lblStarCountryField.isHidden = !isFieldRequired("country")
+            self.lblStarStateField.isHidden = !isFieldRequired("state")
+            self.lblStarCityField.isHidden = !isFieldRequired("city")
+            self.lblStarPostalCodeField.isHidden = !isFieldRequired("postal_code")
+            self.view.layoutIfNeeded()
+        }
+    }
+    
+    @objc func didTapOutside() {
+        // Dismiss the keyboard
+        self.view.endEditing(true)
+        
+        // Hide the country list view if it is visible
+        if !viewCountryList.isHidden {
+            viewCountryList.isHidden = true
+        }
+        
+        // Hide the state list view if it is visible
+        if !viewStateList.isHidden {
+            viewStateList.isHidden = true
+        }
+        
+        // Hide the city list view if it is visible
+        if !viewCityList.isHidden {
+            viewCityList.isHidden = true
+        }
+    }
+    
+    func setupShadowForListViews() {
+        // Ensure the view does not clip its content or shadows
+        viewCountryList.clipsToBounds = false
+        // Apply shadow properties
+        viewCountryList.layer.shadowColor = UIColor.black.cgColor
+        viewCountryList.layer.shadowOpacity = 0.3
+        viewCountryList.layer.shadowOffset = CGSize(width: 0, height: 2)
+        viewCountryList.layer.shadowRadius = 4
+        // Optionally, you might want to set a corner radius to the view as well
+        viewCountryList.layer.cornerRadius = 8
+        tblViewCountryList.layer.cornerRadius = 8
+        
+        // Ensure the view does not clip its content or shadows
+        viewStateList.clipsToBounds = false
+        // Apply shadow properties
+        viewStateList.layer.shadowColor = UIColor.black.cgColor
+        viewStateList.layer.shadowOpacity = 0.3
+        viewStateList.layer.shadowOffset = CGSize(width: 0, height: 2)
+        viewStateList.layer.shadowRadius = 4
+        // Optionally, you might want to set a corner radius to the view as well
+        viewStateList.layer.cornerRadius = 8
+        tblViewStateList.layer.cornerRadius = 8
+        
+        // Ensure the view does not clip its content or shadows
+        viewCityList.clipsToBounds = false
+        // Apply shadow properties
+        viewCityList.layer.shadowColor = UIColor.black.cgColor
+        viewCityList.layer.shadowOpacity = 0.3
+        viewCityList.layer.shadowOffset = CGSize(width: 0, height: 2)
+        viewCityList.layer.shadowRadius = 4
+        // Optionally, you might want to set a corner radius to the view as well
+        viewCityList.layer.cornerRadius = 8
+        tblViewCityList.layer.cornerRadius = 8
+    }
+    
+    //MARK: Get Country List
+    func getCountryListApi() {
+        let session = URLSession.shared
+        let serviceURL = URL(string: "https://countriesnow.space/api/v0.1/countries/iso")!
+        
+        var request = URLRequest(url: serviceURL)
+        request.httpMethod = "GET"
+        
+        let task = session.dataTask(with: request) { (serviceData, serviceResponse, error) in
+            if let error = error {
+                self.hideLoadingIndicator()
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse, httpResponse.statusCode == 200 else {
+                self.hideLoadingIndicator()
+                return
+            }
+            
+            guard let data = serviceData else {
+                self.hideLoadingIndicator()
+                return
+            }
+            
+            do {
+                if let jsonResponse = try JSONSerialization.jsonObject(with: data, options: .mutableContainers) as? [String: Any],
+                   let countryData = jsonResponse["data"] as? [[String: Any]] {
+                    
+                    self.countryList = countryData // Store the list of countries
+                    
+                    DispatchQueue.main.async {
+                        self.tblViewCountryList.reloadData() // Reload the table view
+                    }
+                } else {
+                    self.hideLoadingIndicator()
+                }
+            } catch {
+                self.hideLoadingIndicator()
+            }
+        }
+        task.resume()
+    }
+    
+    ///**In case of state and city name not found
+    func getStateListApi(for country: String) {
+        let urlString = "https://countriesnow.space/api/v0.1/countries/states"
+        guard let serviceURL = URL(string: urlString) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var request = URLRequest(url: serviceURL)
+        request.httpMethod = "POST"
+        request.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let params: [String: Any] = [
+            "country": country
+        ]
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            request.httpBody = jsonData
+        } catch {
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: request) { (serviceData, serviceResponse, error) in
+            if let error = error {
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse, httpResponse.statusCode == 200 else {
+                return
+            }
+            
+            if let data = serviceData {
+                do {
+                    if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                       let dataObject = responseObject["data"] as? [String: Any],
+                       let statesArray = dataObject["states"] as? [[String: Any]] {
+                        
+                        DispatchQueue.main.async {
+                            self.stateList = statesArray
+                            self.tblViewStateList.reloadData()
+                            
+                            // If no state is found, clear the state and city fields and fill country in both
+                            if statesArray.isEmpty {
+                                self.txtFieldState.text = country
+                                self.txtFieldCity.text = country
+                            } else {
+                                // Pick a random state and set it in txtFieldState
+                                if let randomState = statesArray.randomElement(),
+                                   let stateName = randomState["name"] as? String {
+                                    self.txtFieldState.text = stateName
+                                    
+                                    // Fetch cities for the randomly selected state and country
+                                    self.getCityListListApi(for: country, state: stateName)
+                                }
+                            }
+                        }
+                    } else {
+                    }
+                } catch {
+                }
+            } else {
+            }
+        }
+        task.resume()
+    }
+    
+    ///**In case of state and city name not found
+    func getCityListListApi(for country: String, state: String) {
+        let urlString = "https://countriesnow.space/api/v0.1/countries/state/cities"
+        guard let serviceURL = URL(string: urlString) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var request = URLRequest(url: serviceURL)
+        request.httpMethod = "POST"
+        request.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let params: [String: Any] = [
+            "country": country,
+            "state": state
+        ]
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            request.httpBody = jsonData
+        } catch {
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: request) { (serviceData, serviceResponse, error) in
+            if let error = error {
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse, httpResponse.statusCode == 200 else {
+                return
+            }
+            
+            if let data = serviceData {
+                do {
+                    if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                       let citiesArray = responseObject["data"] as? [String] {  // Directly accessing city list array
+                        
+                        DispatchQueue.main.async {
+                            self.cityList = citiesArray.map { ["city_name": $0] }  // Converting to expected format
+                            self.tblViewCityList.reloadData()
+                            
+                            // If no cities found, set state name in city field
+                            if citiesArray.isEmpty {
+                                self.txtFieldCity.text = self.txtFieldState.text
+                            } else {
+                                // Pick a random city and set it in txtFieldCity
+                                if let randomCity = citiesArray.randomElement() {
+                                    self.txtFieldCity.text = randomCity
+                                }
+                            }
+                        }
+                    } else {
+                    }
+                } catch {
+                }
+            } else {
+            }
+        }
+        task.resume()
+    }
+    
+    func handleCountrySelection(countryName: String) {
+        var normalizedCountry = countryName
+        let lowercased = countryName.lowercased()
+        
+        // Normalize common aliases
+        if lowercased == "usa" {
+            normalizedCountry = "United States"
+        }
+
+        if lowercased == "us" {
+            normalizedCountry = "United States"
+        }
+
+        // Show/hide state dropdown
+        if lowercased == "united states" || lowercased == "usa" || lowercased == "canada" {
+            btnSelectState.isHidden = false
+            txtFieldState.placeholder = "Select State"
+        } else {
+            btnSelectState.isHidden = true
+            txtFieldState.placeholder = "State"
+        }
+
+        // Fetch states using normalized country name
+        getStateListApi(for: normalizedCountry)
+    }
+
+    func updateBillingInfoData() {
+        setFieldValue("address", to: txtFieldAddress.text)
+        setFieldValue("country", to: txtFieldCountry.text)
+        setFieldValue("state", to: txtFieldState.text)
+        setFieldValue("city", to: txtFieldCity.text)
+        setFieldValue("postal_code", to: txtFieldPostalCode.text)
+        
+        billingInfo = fieldSection?.billing
+    }
+    
+    @IBAction func actionBtnSelectCountry(_ sender: UIButton) {
+        UIView.animate(withDuration: 0.3) {
+            self.viewCountryList.isHidden.toggle()
+        }
+    }
+    
+    @IBAction func actionBtnSelectState(_ sender: UIButton) {
+        isSearchingState = false
+        filteredStateList = stateList // Reset list to full states
+        tblViewStateList.reloadData() // Reload table with all states
+        
+        UIView.animate(withDuration: 0.3) {
+            self.viewStateList.isHidden.toggle()
+        }
+    }
+    
+    @IBAction func actionBtnSelectCity(_ sender: UIButton) {
+        UIView.animate(withDuration: 0.3) {
+            self.viewCityList.isHidden.toggle()
+        }
+    }
+    
+    @IBAction func actionBtnPrevious(_ sender: UIButton) {
+        // Pass the text back to the previous screen
+        delegate?.didPassTextBack("NewAccount")
+        self.navigationController?.popViewController(animated: true)
+    }
+    
+    @IBAction func actionBtnNext(_ sender: UIButton) {
+        guard let request = request else { return }
+        
+        // MARK: - Validate Billing Fields
+        if !lblStarAddressField.isHidden &&
+            txtFieldAddress.text?.trimmingCharacters(in: .whitespacesAndNewlines).isEmpty == true {
+            showAlert(title: "Missing Information", message: "Please enter your address.")
+            return
+        } else if !lblStarCountryField.isHidden &&
+                    txtFieldCountry.text?.trimmingCharacters(in: .whitespacesAndNewlines).isEmpty == true {
+            showAlert(title: "Missing Information", message: "Please select your country.")
+            return
+        } else if !lblStarStateField.isHidden &&
+                    txtFieldState.text?.trimmingCharacters(in: .whitespacesAndNewlines).isEmpty == true {
+            showAlert(title: "Missing Information", message: "Please select your state.")
+            return
+        } else if !lblStarCityField.isHidden &&
+                    txtFieldCity.text?.trimmingCharacters(in: .whitespacesAndNewlines).isEmpty == true {
+            showAlert(title: "Missing Information", message: "Please select your city.")
+            return
+        } else if !lblStarPostalCodeField.isHidden &&
+                    txtFieldPostalCode.text?.trimmingCharacters(in: .whitespacesAndNewlines).isEmpty == true {
+            showAlert(title: "Missing Information", message: "Please enter your postal code.")
+            return
+        }
+        
+        // Update billing info
+        updateBillingInfoData()
+        
+        guard let updatedFieldSection = fieldSection else {
+            return
+        }
+        
+        let isAdditionalVisible = updatedFieldSection.visibility.additional
+        
+        // Get updated billingInfoData after updateBillingInfoData()
+        guard let updatedBillingData = try? JSONEncoder().encode(fieldSection),
+              let updatedFieldSection = try? JSONDecoder().decode(FieldSection.self, from: updatedBillingData) else {
+            return
+        }
+        
+        // MARK: - Card Flow
+        if selectedPaymentMethod == "Card" {
+            
+            if isAdditionalVisible {
+                // ✅ Go to AdditionalInfoVC
+                let vc = EasyPaySdk.instantiateViewController(withIdentifier: "AdditionalInfoVC") as! AdditionalInfoVC
+                vc.cardNumber = cardNumber
+                vc.expiryDate = expiryDate
+                vc.cvv = cvv
+                vc.nameOnCard = nameOnCard
+                vc.userEmail = userEmail
+                vc.billingInfoData = updatedBillingData
+                vc.fieldSection = updatedFieldSection
+                vc.billingInfo = updatedFieldSection.billing
+                vc.additionalInfo = updatedFieldSection.additional
+                vc.visibility = updatedFieldSection.visibility
+                vc.selectedPaymentMethod = selectedPaymentMethod
+                vc.isSavedForFuture = isSavedForFuture
+                vc.amount = Double(self.request.amount ?? 0)
+                vc.request = request
+                vc.chosenPlan = chosenPlan
+                vc.startDate = startDate
+                vc.isFrom = isFrom
+                if isFrom == "SavedCards" {
+                    vc.selectedCard = selectedCard
+                    vc.cvvText = cvvText
+                }
+                else if isFrom == "AddNewCard" {
+                    vc.isSavedNewCard = isSavedNewCard
+                }
+                navigationController?.pushViewController(vc, animated: true)
+                
+            }
+            else if !isAdditionalVisible && isSavedForFuture {
+                if UserStoreSingleton.shared.isLoggedIn == true {
+                    if request.secureAuthentication == true {
+                        threeDSecurePaymentApi()
+                    } else {
+                        paymentIntentApi()
+                    }
+                } else {
+                    // let vc = EasyPaySdk.instantiateViewController(withIdentifier: "EmailVerificationVC") as! EmailVerificationVC
+                    let vc = EasyPaySdk.instantiateViewController(withIdentifier: "OTPVerificationVC") as! OTPVerificationVC
+                    vc.cardNumber = cardNumber
+                    vc.expiryDate = expiryDate
+                    vc.cvv = cvv
+                    vc.nameOnCard = nameOnCard
+                    vc.userEmail = userEmail
+                    vc.billingInfoData = updatedBillingData
+                    vc.fieldSection = updatedFieldSection
+                    vc.selectedPaymentMethod = selectedPaymentMethod
+                    vc.easyPayDelegate = easyPayDelegate
+                    vc.request = request
+                    vc.chosenPlan = chosenPlan
+                    vc.startDate = startDate
+                    vc.billingInfo = updatedFieldSection.billing
+                    vc.additionalInfo = updatedFieldSection.additional
+                    vc.visibility = updatedFieldSection.visibility
+                    vc.isSavedForFuture = true
+                    vc.amount = amount
+                    navigationController?.pushViewController(vc, animated: true)
+                }
+            }
+            else if !isAdditionalVisible && isFrom == "SavedCards" {
+                paymentIntentFromShowCardApi()
+            }
+            else if !isAdditionalVisible && isSavedNewCard {
+                if isFrom == "AddNewCard" {
+                    if request.secureAuthentication == true {
+                        threeDSecurePaymentAddNewCardApi(customerId: UserStoreSingleton.shared.customerId)
+                    }
+                    else {
+                        paymentIntentAddNewCardApi(customerId: UserStoreSingleton.shared.customerId)
+                    }
+                }
+            }
+            else {
+                // ✅ Skip to Payment directly
+                if request.secureAuthentication == true {
+                    threeDSecurePaymentApi()
+                } else {
+                    paymentIntentApi()
+                }
+            }
+        }
+        else if selectedPaymentMethod == "Bank" {
+            if isAdditionalVisible {
+                // ✅ Go to AdditionalInfoVC
+                let vc = EasyPaySdk.instantiateViewController(withIdentifier: "AdditionalInfoVC") as! AdditionalInfoVC
+                vc.userEmail = userEmail
+                vc.billingInfoData = updatedBillingData
+                vc.fieldSection = updatedFieldSection
+                vc.billingInfo = updatedFieldSection.billing
+                vc.additionalInfo = updatedFieldSection.additional
+                vc.visibility = updatedFieldSection.visibility
+                vc.selectedPaymentMethod = selectedPaymentMethod
+                vc.isSavedForFuture = isSavedForFuture
+                vc.accountName = accountName
+                vc.routingNumber = routingNumber
+                vc.accountType = accountType
+                vc.accountNumber = accountNumber
+                vc.customerID = customerID
+                vc.accountID = accountID
+                vc.isFrom = isFrom
+                vc.isSavedNewAccount = isSavedNewAccount
+                vc.amount = Double(self.request.amount ?? 0)
+                vc.request = request
+                vc.chosenPlan = chosenPlan
+                vc.startDate = startDate
+                vc.grailPayAccountID = grailPayAccountID
+                vc.selectedGrailPayAccountType = selectedGrailPayAccountType
+                vc.selectedGrailPayAccountName = selectedGrailPayAccountName
+                navigationController?.pushViewController(vc, animated: true)
+            }
+            else if !isAdditionalVisible && isSavedForFuture {
+                if UserStoreSingleton.shared.isLoggedIn == true {
+                    accountChargeWithSaveApi(customerId: UserStoreSingleton.shared.customerId)
+                } else {
+                    // let vc = EasyPaySdk.instantiateViewController(withIdentifier: "EmailVerificationVC") as! EmailVerificationVC
+                    let vc = EasyPaySdk.instantiateViewController(withIdentifier: "OTPVerificationVC") as! OTPVerificationVC
+                    vc.accountName = accountName
+                    vc.routingNumber = routingNumber
+                    vc.accountType = accountType
+                    vc.accountNumber = accountNumber
+                    vc.userEmail = userEmail
+                    vc.billingInfoData = updatedBillingData
+                    vc.fieldSection = updatedFieldSection
+                    vc.selectedPaymentMethod = selectedPaymentMethod
+                    vc.easyPayDelegate = easyPayDelegate
+                    vc.request = self.request
+                    vc.chosenPlan = chosenPlan
+                    vc.startDate = startDate
+                    vc.billingInfo = updatedFieldSection.billing
+                    vc.additionalInfo = updatedFieldSection.additional
+                    vc.visibility = updatedFieldSection.visibility
+                    vc.isSavedForFuture = isSavedForFuture
+                    vc.isSavedNewAccount = isSavedNewAccount
+                    vc.amount = amount
+                    vc.grailPayAccountID = grailPayAccountID
+                    vc.selectedGrailPayAccountType = selectedGrailPayAccountType
+                    vc.selectedGrailPayAccountName = selectedGrailPayAccountName
+                    vc.email = userEmail
+                    navigationController?.pushViewController(vc, animated: true)
+                }
+            }
+            else if isFrom == "SavedBank" {
+                accountChargeSavedBankAccountApi()
+            }
+            else if isFrom == "NormalBankPayWithoutSave" {
+                accountChargeApi()
+            }
+            else if isFrom == "AddNewAccountWithoutSave" {
+                accountChargeApi()
+            }
+            else if isFrom == "AddNewAccountWithSave" {
+                accountChargeApi(customerId: UserStoreSingleton.shared.customerId)
+            }
+        }
+        else if selectedPaymentMethod == "GrailPay" {
+            if isAdditionalVisible {
+                // ✅ Go to AdditionalInfoVC
+                let vc = EasyPaySdk.instantiateViewController(withIdentifier: "AdditionalInfoVC") as! AdditionalInfoVC
+                vc.billingInfoData = updatedBillingData
+                vc.fieldSection = updatedFieldSection
+                vc.billingInfo = updatedFieldSection.billing
+                vc.additionalInfo = updatedFieldSection.additional
+                vc.visibility = updatedFieldSection.visibility
+                vc.selectedPaymentMethod = selectedPaymentMethod
+                vc.isSavedForFuture = isSavedForFuture
+                vc.isFrom = isFrom
+                vc.isSavedNewAccount = isSavedNewAccount
+                vc.amount = Double(self.request.amount ?? 0)
+                vc.request = request
+                vc.chosenPlan = chosenPlan
+                vc.startDate = startDate
+                vc.grailPayAccountID = grailPayAccountID
+                vc.selectedGrailPayAccountType = selectedGrailPayAccountType
+                vc.selectedGrailPayAccountName = selectedGrailPayAccountName
+                vc.userEmail = userEmail
+                navigationController?.pushViewController(vc, animated: true)
+            }
+            else if !isAdditionalVisible && isSavedForFuture {
+                if UserStoreSingleton.shared.isLoggedIn == true {
+                    grailPayAccountChargeApi()
+                } else {
+                    // let vc = EasyPaySdk.instantiateViewController(withIdentifier: "EmailVerificationVC") as! EmailVerificationVC
+                    let vc = EasyPaySdk.instantiateViewController(withIdentifier: "OTPVerificationVC") as! OTPVerificationVC
+                    vc.billingInfoData = updatedBillingData
+                    vc.fieldSection = updatedFieldSection
+                    vc.billingInfo = updatedFieldSection.billing
+                    vc.additionalInfo = updatedFieldSection.additional
+                    vc.visibility = updatedFieldSection.visibility
+                    vc.selectedPaymentMethod = selectedPaymentMethod
+                    vc.isSavedForFuture = isSavedForFuture
+                    vc.isFrom = isFrom
+                    vc.isSavedNewAccount = isSavedNewAccount
+                    vc.amount = Double(self.request.amount ?? 0)
+                    vc.request = request
+                    vc.chosenPlan = chosenPlan
+                    vc.startDate = startDate
+                    vc.grailPayAccountID = grailPayAccountID
+                    vc.selectedGrailPayAccountType = selectedGrailPayAccountType
+                    vc.selectedGrailPayAccountName = selectedGrailPayAccountName
+                    vc.userEmail = userEmail
+                    vc.email = userEmail
+                    
+                    vc.grailPayAccountID = self.grailPayAccountID
+                    vc.selectedGrailPayAccountType = self.selectedGrailPayAccountType
+                    vc.selectedGrailPayAccountName = self.selectedGrailPayAccountName
+                    navigationController?.pushViewController(vc, animated: true)
+                }
+            }
+            else {
+                grailPayAccountChargeApi()
+            }
+        }
+        else if selectedPaymentMethod == "NewGrailPayAccount" {
+            if isAdditionalVisible {
+                // ✅ Go to AdditionalInfoVC
+                let vc = EasyPaySdk.instantiateViewController(withIdentifier: "AdditionalInfoVC") as! AdditionalInfoVC
+                vc.billingInfoData = updatedBillingData
+                vc.fieldSection = updatedFieldSection
+                vc.billingInfo = updatedFieldSection.billing
+                vc.additionalInfo = updatedFieldSection.additional
+                vc.visibility = updatedFieldSection.visibility
+                vc.selectedPaymentMethod = selectedPaymentMethod
+                vc.isSavedForFuture = isSavedForFuture
+                vc.isFrom = isFrom
+                vc.isSavedNewAccount = isSavedNewAccount
+                vc.amount = Double(self.request.amount ?? 0)
+                vc.request = request
+                vc.chosenPlan = chosenPlan
+                vc.startDate = startDate
+                vc.grailPayAccountID = grailPayAccountID
+                vc.selectedGrailPayAccountType = selectedGrailPayAccountType
+                vc.selectedGrailPayAccountName = selectedGrailPayAccountName
+                navigationController?.pushViewController(vc, animated: true)
+            }
+            else if !isAdditionalVisible && isSavedForFuture {
+                grailPayAccountChargeApi(customerId: UserStoreSingleton.shared.customerId)
+            }
+            else {
+                grailPayAccountChargeApi()
+            }
+        }
+    }
+    
+    // MARK: - Credit Card Charge Api
+    func paymentIntentApi() {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.charges.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var urlRequest = URLRequest(url: serviceURL)
+        urlRequest.httpMethod = "POST"
+        urlRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        urlRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        var params: [String: Any] = [
+            "name": nameOnCard ?? "",
+            "email": userEmail ?? "",
+            "card_number": cardNumber?.replacingOccurrences(of: " ", with: "") ?? "",
+            "cardholder_name": nameOnCard ?? "",
+            "exp_month": expiryDate?.components(separatedBy: "/").first ?? "",
+            "exp_year": expiryDate?.components(separatedBy: "/").last ?? "",
+            "cvc": cvv ?? "",
+            "currency": "usd",
+            "description": "Hosted payment checkout"
+        ]
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Add these if recurring is enabled
+//        if let req = request, req.is_recurring == true {
+//            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+//                // Only send start_date if type is .custom and field is not empty
+//                if let startDateText = startDate, !startDateText.isEmpty {
+//                    let inputFormatter = DateFormatter()
+//                    inputFormatter.dateFormat = "dd/MM/yyyy"
+//                    
+//                    let outputFormatter = DateFormatter()
+//                    outputFormatter.dateFormat = "MM/dd/yyyy"
+//                    
+//                    if let date = inputFormatter.date(from: startDateText) {
+//                        let apiFormattedDate = outputFormatter.string(from: date)
+//                        params["start_date"] = apiFormattedDate
+//                    } else {
+//                    }
+//                }
+//            }
+//            
+//            params["interval"] = chosenPlan?.lowercased()
+//        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let startDateText = startDate, !startDateText.isEmpty {
+                let inputFormatter = DateFormatter()
+                inputFormatter.dateFormat = "dd/MM/yyyy"
+                
+                let outputFormatter = DateFormatter()
+                outputFormatter.dateFormat = "MM/dd/yyyy"
+                
+                if let date = inputFormatter.date(from: startDateText) {
+                    let apiFormattedDate = outputFormatter.string(from: date)
+                    params["start_date"] = apiFormattedDate
+                } else {
+                }
+            }
+            
+            // interval is still required
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        // ✅ Only for logged-in users
+        if UserStoreSingleton.shared.isLoggedIn == true {
+            let emailText = userEmail
+            let emailPrefix = emailText?.components(separatedBy: "@").first ?? ""
+            
+            params["save_card"] = isSavedNewCard ? 1 : 0
+            if isSavedNewCard {
+                params["is_default"] = "1"
+            }
+            params["tokenize"] = request.tokenOnly ?? ""
+            params["username"] = emailPrefix
+            
+            if let customerId = UserStoreSingleton.shared.customerId {
+                params["customer"] = customerId
+                params["customer_id"] = customerId
+            } else {
+                params["create_customer"] = "1"
+            }
+            
+            if UserStoreSingleton.shared.customerId == nil {
+                params["create_customer"] = "1"
+            }
+        }
+        
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            urlRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+            }
+        } catch let error {
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: urlRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator()
+            }
+            
+            if let error = error {
+                self.presentPaymentErrorVC(errorMessage: error.localizedDescription)
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                self.presentPaymentErrorVC(errorMessage: "Invalid response from server.")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            // ✅ Handle duplicate transaction case
+                            if let status = responseObject["status"] as? Bool, status == false,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            if let status = responseObject["status"] as? Int, status == 0,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            // ✅ Handle generic "status == 0" error case
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                                return
+                            }
+                            else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                        //  if self.visibility?.billing == true {
+                                        paymentDoneVC.billingInfoData = self.billingInfo
+                                        var billingDict: [String: Any] = [:]
+                                        self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                        paymentDoneVC.billingInfo = billingDict
+                                        //  }
+                                        
+                                        //  if self.visibility?.additional == true {
+                                        paymentDoneVC.additionalInfoData = self.additionalInfo
+                                        var additionalDict: [String: Any] = [:]
+                                        self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                        paymentDoneVC.additionalInfo = additionalDict
+                                        //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing response: \(jsonError.localizedDescription)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received from server.")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    func presentPaymentErrorVC(errorMessage: String) {
+        DispatchQueue.main.async {
+            if let paymentErrorVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentErrorVC") as? PaymentErrorVC {
+                paymentErrorVC.errorMessage = errorMessage
+                paymentErrorVC.easyPayDelegate = self.easyPayDelegate // Pass the reference here
+                self.navigationController?.pushViewController(paymentErrorVC, animated: true)
+            }
+        }
+    }
+    
+    //MARK: - 3DSecure
+    // MARK: - Credit Card Charge Api If Billing info is not nil and Without Login.
+    func threeDSecurePaymentApi() {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.threeDSecure.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        var params: [String: Any] = [
+            "name": nameOnCard ?? "",
+            "email": userEmail ?? "",
+            "card_number": cardNumber?.replacingOccurrences(of: " ", with: "") ?? "",
+            "cardholder_name": nameOnCard ?? "",
+            "exp_month": expiryDate?.components(separatedBy: "/").first ?? "",
+            "exp_year": expiryDate?.components(separatedBy: "/").last ?? "",
+            "cvc": cvv ?? "",
+            "currency": "usd",
+            "tokenize": request.tokenOnly ?? false
+        ]
+        
+        // ✅ Only for logged-in users
+        if UserStoreSingleton.shared.isLoggedIn == true {
+            let emailText = userEmail
+            let emailPrefix = emailText?.components(separatedBy: "@").first ?? ""
+            
+            params["save_card"] = isSavedNewCard ? 1 : 0
+            if isSavedNewCard {
+                params["is_default"] = "1"
+            }
+            params["tokenize"] = request.tokenOnly ?? ""
+            params["username"] = emailPrefix
+            
+            if let customerId = UserStoreSingleton.shared.customerId {
+                params["customer"] = customerId
+                params["customer_id"] = customerId
+            } else {
+                params["create_customer"] = "1"
+            }
+            
+            if UserStoreSingleton.shared.customerId == nil {
+                params["create_customer"] = "1"
+            }
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Set default description if additional info is not visible
+        if let visibility = visibility, visibility.additional == false {
+            params["description"] = "Hosted payment checkout"
+        }
+        
+        // Add these if recurring is enabled
+//        if let req = request, req.is_recurring == true {
+//            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+//                // Only send start_date if type is .custom and field is not empty
+//                if let startDateText = startDate, !startDateText.isEmpty {
+//                    let inputFormatter = DateFormatter()
+//                    inputFormatter.dateFormat = "dd/MM/yyyy"
+//                    
+//                    let outputFormatter = DateFormatter()
+//                    outputFormatter.dateFormat = "MM/dd/yyyy"
+//                    
+//                    if let date = inputFormatter.date(from: startDateText) {
+//                        let apiFormattedDate = outputFormatter.string(from: date)
+//                        params["start_date"] = apiFormattedDate
+//                    } else {
+//                    }
+//                }
+//            }
+//            
+//            params["interval"] = chosenPlan?.lowercased()
+//        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let startDateText = startDate, !startDateText.isEmpty {
+                let inputFormatter = DateFormatter()
+                inputFormatter.dateFormat = "dd/MM/yyyy"
+                
+                let outputFormatter = DateFormatter()
+                outputFormatter.dateFormat = "MM/dd/yyyy"
+                
+                if let date = inputFormatter.date(from: startDateText) {
+                    let apiFormattedDate = outputFormatter.string(from: date)
+                    params["start_date"] = apiFormattedDate
+                } else {
+                }
+            }
+            
+            // interval is still required
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+            }
+        } catch let error {
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            
+                            // ✅ Handle duplicate transaction case
+                            if let status = responseObject["status"] as? Bool, status == false,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            if let status = responseObject["status"] as? Int, status == 0,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            // ✅ Handle generic "status == 0" error case
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                                return
+                            }
+                            else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "ThreeDSecurePaymentDoneVC") as? ThreeDSecurePaymentDoneVC {
+                                        
+                                        let urlString = responseObject["redirect_url"] as? String ?? responseObject["location_url"] as? String ?? ""
+                                        paymentDoneVC.redirectURL = urlString
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.amount = self.amount
+                                        paymentDoneVC.cardApiParams = params
+                                        paymentDoneVC.request = self.request
+                                        
+                                        //  if self.visibility?.billing == true {
+                                        paymentDoneVC.billingInfoData = self.billingInfo
+                                        var billingDict: [String: Any] = [:]
+                                        self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                        paymentDoneVC.billingInfo = billingDict
+                                        //  }
+                                        
+                                        //  if self.visibility?.additional == true {
+                                        paymentDoneVC.additionalInfoData = self.additionalInfo
+                                        var additionalDict: [String: Any] = [:]
+                                        self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                        paymentDoneVC.additionalInfo = additionalDict
+                                        //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    // MARK: - Credit Card Charge Api If Billing info is not nil With Login from Add New Card.
+    func threeDSecurePaymentAddNewCardApi(customerId: String?) {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.threeDSecure.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        var params: [String: Any] = [
+            "name": nameOnCard ?? "",
+            "email": userEmail ?? "",
+            "card_number": cardNumber?.replacingOccurrences(of: " ", with: "") ?? "",
+            "cardholder_name": nameOnCard ?? "",
+            "exp_month": expiryDate?.components(separatedBy: "/").first ?? "",
+            "exp_year": expiryDate?.components(separatedBy: "/").last ?? "",
+            "cvc": cvv ?? "",
+            "description": "Hosted payment checkout",
+            "currency": "usd",
+            "tokenize": request.tokenOnly ?? false,
+            "save_card": isSavedNewCard ? 1 : 0,
+            "customer_id": customerId ?? ""
+        ]
+        
+        // Add is_default parameter if save_card is 1
+        if isSavedNewCard {
+            params["is_default"] = "1"
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Add these if recurring is enabled
+//        if let req = request, req.is_recurring == true {
+//            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+//                // Only send start_date if type is .custom and field is not empty
+//                if let startDateText = startDate, !startDateText.isEmpty {
+//                    let inputFormatter = DateFormatter()
+//                    inputFormatter.dateFormat = "dd/MM/yyyy"
+//                    
+//                    let outputFormatter = DateFormatter()
+//                    outputFormatter.dateFormat = "MM/dd/yyyy"
+//                    
+//                    if let date = inputFormatter.date(from: startDateText) {
+//                        let apiFormattedDate = outputFormatter.string(from: date)
+//                        params["start_date"] = apiFormattedDate
+//                    } else {
+//                    }
+//                }
+//            }
+//            
+//            params["interval"] = chosenPlan?.lowercased()
+//        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let startDateText = startDate, !startDateText.isEmpty {
+                let inputFormatter = DateFormatter()
+                inputFormatter.dateFormat = "dd/MM/yyyy"
+                
+                let outputFormatter = DateFormatter()
+                outputFormatter.dateFormat = "MM/dd/yyyy"
+                
+                if let date = inputFormatter.date(from: startDateText) {
+                    let apiFormattedDate = outputFormatter.string(from: date)
+                    params["start_date"] = apiFormattedDate
+                } else {
+                }
+            }
+            
+            // interval is still required
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+            }
+        } catch let error {
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            
+                            // ✅ Handle duplicate transaction case
+                            if let status = responseObject["status"] as? Bool, status == false,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            if let status = responseObject["status"] as? Int, status == 0,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            // ✅ Handle generic "status == 0" error case
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                                return
+                            }
+                            else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "ThreeDSecurePaymentDoneVC") as? ThreeDSecurePaymentDoneVC {
+                                        
+                                        let urlString = responseObject["redirect_url"] as? String ?? responseObject["location_url"] as? String ?? ""
+                                        paymentDoneVC.redirectURL = urlString
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.amount = self.amount
+                                        paymentDoneVC.cardApiParams = params
+                                        paymentDoneVC.request = self.request
+                                        
+                                        // if self.visibility?.billing == true {
+                                        paymentDoneVC.billingInfoData = self.billingInfo
+                                        var billingDict: [String: Any] = [:]
+                                        self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                        paymentDoneVC.billingInfo = billingDict
+                                        //  }
+                                        
+                                        //  if self.visibility?.additional == true {
+                                        paymentDoneVC.additionalInfoData = self.additionalInfo
+                                        var additionalDict: [String: Any] = [:]
+                                        self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                        paymentDoneVC.additionalInfo = additionalDict
+                                        //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - Credit Card Charge Api from Add new card from saved cards.
+    func paymentIntentAddNewCardApi(customerId: String?) {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.charges.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+      //  let emailPrefix = UserStoreSingleton.shared.verificationEmail?.components(separatedBy: "@").first ?? ""
+        
+        let finalEmail: String
+        if let verificationEmail = UserStoreSingleton.shared.verificationEmail, !verificationEmail.isEmpty {
+            finalEmail = verificationEmail
+        } else {
+            finalEmail = request.email ?? ""
+        }
+
+        let emailPrefix: String
+        if !finalEmail.isEmpty {
+            emailPrefix = finalEmail.components(separatedBy: "@").first ?? ""
+        } else {
+            emailPrefix = ""
+        }
+        
+        var params: [String: Any] = [
+            "name": nameOnCard ?? "",
+            "email": userEmail ?? "",
+            "card_number": cardNumber?.replacingOccurrences(of: " ", with: "") ?? "",
+            "cardholder_name": nameOnCard ?? "",
+            "exp_month": expiryDate?.components(separatedBy: "/").first ?? "",
+            "exp_year": expiryDate?.components(separatedBy: "/").last ?? "",
+            "cvc": cvv ?? "",
+            "currency": "usd",
+            "payment_method": selectedPaymentMethod ?? "",
+            "save_card": isSavedNewCard ? 1 : 0
+        ]
+        
+        // Add is_default parameter if save_card is 1
+        if isSavedNewCard {
+            params["is_default"] = "1"
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Set default description if additional info is not visible
+        if let visibility = visibility, visibility.additional == false {
+            params["description"] = "Hosted payment checkout"
+        }
+        
+        // Add these if recurring is enabled
+//        if let req = request, req.is_recurring == true {
+//            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+//                // Only send start_date if type is .custom and field is not empty
+//                if let startDateText = startDate, !startDateText.isEmpty {
+//                    let inputFormatter = DateFormatter()
+//                    inputFormatter.dateFormat = "dd/MM/yyyy"
+//                    
+//                    let outputFormatter = DateFormatter()
+//                    outputFormatter.dateFormat = "MM/dd/yyyy"
+//                    
+//                    if let date = inputFormatter.date(from: startDateText) {
+//                        let apiFormattedDate = outputFormatter.string(from: date)
+//                        params["start_date"] = apiFormattedDate
+//                    } else {
+//                    }
+//                }
+//            }
+//            
+//            params["interval"] = chosenPlan?.lowercased()
+//        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let startDateText = startDate, !startDateText.isEmpty {
+                let inputFormatter = DateFormatter()
+                inputFormatter.dateFormat = "dd/MM/yyyy"
+                
+                let outputFormatter = DateFormatter()
+                outputFormatter.dateFormat = "MM/dd/yyyy"
+                
+                if let date = inputFormatter.date(from: startDateText) {
+                    let apiFormattedDate = outputFormatter.string(from: date)
+                    params["start_date"] = apiFormattedDate
+                } else {
+                }
+            }
+            
+            // interval is still required
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        if let customerId = customerId {
+            params["customer"] = customerId
+            params["customer_id"] = customerId
+        } else {
+            params["username"] = emailPrefix
+            params["email"] = finalEmail
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+            }
+        } catch let error {
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                self.presentPaymentErrorVC(errorMessage: error.localizedDescription)
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                self.presentPaymentErrorVC(errorMessage: "Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            
+                            // ✅ Handle duplicate transaction case
+                            if let status = responseObject["status"] as? Bool, status == false,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            if let status = responseObject["status"] as? Int, status == 0,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            // ✅ Handle generic "status == 0" error case
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                                return
+                            }
+                            else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                        //  if self.visibility?.billing == true {
+                                        paymentDoneVC.billingInfoData = self.billingInfo
+                                        var billingDict: [String: Any] = [:]
+                                        self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                        paymentDoneVC.billingInfo = billingDict
+                                        //   }
+                                        
+                                        //  if self.visibility?.additional == true {
+                                        paymentDoneVC.additionalInfoData = self.additionalInfo
+                                        var additionalDict: [String: Any] = [:]
+                                        self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                        paymentDoneVC.additionalInfo = additionalDict
+                                        //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - Credit Card Charge Api from Saved cards
+    func paymentIntentFromShowCardApi() {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.charges.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+//        let emailText = UserStoreSingleton.shared.verificationEmail ?? ""
+//        let emailPrefix = emailText.components(separatedBy: "@").first ?? ""
+        
+        let finalEmail: String
+        if let verificationEmail = UserStoreSingleton.shared.verificationEmail, !verificationEmail.isEmpty {
+            finalEmail = verificationEmail
+        } else {
+            finalEmail = request.email ?? ""
+        }
+
+        let emailPrefix: String
+        if !finalEmail.isEmpty {
+            emailPrefix = finalEmail.components(separatedBy: "@").first ?? ""
+        } else {
+            emailPrefix = ""
+        }
+        
+        // Determine name: use request.name if available, otherwise fallback to email prefix
+        let nameParam: String
+        if let requestName = request.name, !requestName.trimmingCharacters(in: .whitespaces).isEmpty {
+            nameParam = requestName
+        } else {
+            nameParam = emailPrefix
+        }
+        
+        var params: [String: Any] = [
+            "description": "Hosted payment checkout",
+            "currency": "usd",
+            "payment_method": "card",
+            "save_card": 0,
+            "customer" : selectedCard?.customerId ?? "",
+            "customer_id" : selectedCard?.customerId ?? "",
+            "card_id" : selectedCard?.cardId ?? "",
+            "cvc" : cvvText ?? "",
+           // "name": UserStoreSingleton.shared.merchantName ?? "",
+            "name": nameParam,
+            "email": finalEmail
+        ]
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Conditionally add additional info
+        if let visibility = visibility, visibility.additional == true,
+           let additional = additionalInfo, !additional.isEmpty {
+            
+            var additionalInfoDict: [String: Any] = [:]
+            for item in additional {
+                additionalInfoDict[item.name] = item.value
+            }
+            
+            params["description"] = additionalInfoDict["description"] as? String ?? ""
+            params["phone_number"] = additionalInfoDict["phone_number"] as? String ?? ""
+            params["name"] = additionalInfoDict["name"] as? String ?? ""
+            params["email"] = additionalInfoDict["email"] as? String ?? ""
+        }
+        
+        // Set default description if additional info is not visible
+        if let visibility = visibility, visibility.additional == false {
+            params["description"] = "Hosted payment checkout"
+        }
+        
+        // Add these if recurring is enabled
+//        if let req = request, req.is_recurring == true {
+//            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+//                // Only send start_date if type is .custom and field is not empty
+//                if let startDateText = startDate, !startDateText.isEmpty {
+//                    let inputFormatter = DateFormatter()
+//                    inputFormatter.dateFormat = "dd/MM/yyyy"
+//                    
+//                    let outputFormatter = DateFormatter()
+//                    outputFormatter.dateFormat = "MM/dd/yyyy"
+//                    
+//                    if let date = inputFormatter.date(from: startDateText) {
+//                        let apiFormattedDate = outputFormatter.string(from: date)
+//                        params["start_date"] = apiFormattedDate
+//                    } else {
+//                    }
+//                }
+//            }
+//            
+//            params["interval"] = chosenPlan?.lowercased()
+//        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let startDateText = startDate, !startDateText.isEmpty {
+                let inputFormatter = DateFormatter()
+                inputFormatter.dateFormat = "dd/MM/yyyy"
+                
+                let outputFormatter = DateFormatter()
+                outputFormatter.dateFormat = "MM/dd/yyyy"
+                
+                if let date = inputFormatter.date(from: startDateText) {
+                    let apiFormattedDate = outputFormatter.string(from: date)
+                    params["start_date"] = apiFormattedDate
+                } else {
+                }
+            }
+            
+            // interval is still required
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+            }
+        } catch let error {
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            
+                            // ✅ Handle duplicate transaction case
+                            if let status = responseObject["status"] as? Bool, status == false,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            if let status = responseObject["status"] as? Int, status == 0,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            // ✅ Handle generic "status == 0" error case
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                                return
+                            }
+                            else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                        //  if self.visibility?.billing == true {
+                                        paymentDoneVC.billingInfoData = self.billingInfo
+                                        var billingDict: [String: Any] = [:]
+                                        self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                        paymentDoneVC.billingInfo = billingDict
+                                        //  }
+                                        
+                                        //  if self.visibility?.additional == true {
+                                        paymentDoneVC.additionalInfoData = self.additionalInfo
+                                        var additionalDict: [String: Any] = [:]
+                                        self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                        paymentDoneVC.additionalInfo = additionalDict
+                                        //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - Banking Account Charge Api from Regular saved bank account
+    func accountChargeSavedBankAccountApi() {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.achCharge.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+//        let emailText = UserStoreSingleton.shared.verificationEmail ?? ""
+//        let emailPrefix = emailText.components(separatedBy: "@").first ?? ""
+        
+        let finalEmail: String
+        if let verificationEmail = UserStoreSingleton.shared.verificationEmail, !verificationEmail.isEmpty {
+            finalEmail = verificationEmail
+        } else {
+            finalEmail = request.email ?? ""
+        }
+
+        let emailPrefix: String
+        if !finalEmail.isEmpty {
+            emailPrefix = finalEmail.components(separatedBy: "@").first ?? ""
+        } else {
+            emailPrefix = ""
+        }
+        
+        // Determine name: use request.name if available, otherwise fallback to email prefix
+        let nameParam: String
+        if let requestName = request.name, !requestName.trimmingCharacters(in: .whitespaces).isEmpty {
+            nameParam = requestName
+        } else {
+            nameParam = emailPrefix
+        }
+        
+        var params: [String: Any] = [
+           // "name": UserStoreSingleton.shared.merchantName ?? "",
+            "name": nameParam,
+            "account_id": accountID ?? "",
+            "payment_method": "ach",
+            "customer": customerID ?? "",
+            "currency": "usd",
+            "email": finalEmail
+        ]
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Set default description if additional info is not visible
+        if let visibility = visibility, visibility.additional == false {
+            params["description"] = "Hosted payment checkout"
+        }
+        
+        // Add these if recurring is enabled
+//        if let req = request, req.is_recurring == true {
+//            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+//                // Only send start_date if type is .custom and field is not empty
+//                if let startDateText = startDate, !startDateText.isEmpty {
+//                    let inputFormatter = DateFormatter()
+//                    inputFormatter.dateFormat = "dd/MM/yyyy"
+//                    
+//                    let outputFormatter = DateFormatter()
+//                    outputFormatter.dateFormat = "MM/dd/yyyy"
+//                    
+//                    if let date = inputFormatter.date(from: startDateText) {
+//                        let apiFormattedDate = outputFormatter.string(from: date)
+//                        params["start_date"] = apiFormattedDate
+//                    } else {
+//                    }
+//                }
+//            }
+//            
+//            params["interval"] = chosenPlan?.lowercased()
+//        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let startDateText = startDate, !startDateText.isEmpty {
+                let inputFormatter = DateFormatter()
+                inputFormatter.dateFormat = "dd/MM/yyyy"
+                
+                let outputFormatter = DateFormatter()
+                outputFormatter.dateFormat = "MM/dd/yyyy"
+                
+                if let date = inputFormatter.date(from: startDateText) {
+                    let apiFormattedDate = outputFormatter.string(from: date)
+                    params["start_date"] = apiFormattedDate
+                } else {
+                }
+            }
+            
+            // interval is still required
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+            }
+        } catch let error {
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            
+                            // ✅ Handle duplicate transaction case
+                            if let status = responseObject["status"] as? Bool, status == false,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            if let status = responseObject["status"] as? Int, status == 0,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            // ✅ Handle generic "status == 0" error case
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                                return
+                            }
+                            else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        // Pass the selected payment method
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate // Pass the delegate
+                                        paymentDoneVC.bankPaymentParams = params
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                        //  if self.visibility?.billing == true {
+                                        paymentDoneVC.billingInfoData = self.billingInfo
+                                        var billingDict: [String: Any] = [:]
+                                        self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                        paymentDoneVC.billingInfo = billingDict
+                                        //  }
+                                        
+                                        //  if self.visibility?.additional == true {
+                                        paymentDoneVC.additionalInfoData = self.additionalInfo
+                                        var additionalDict: [String: Any] = [:]
+                                        self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                        paymentDoneVC.additionalInfo = additionalDict
+                                        //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - Banking Account Charge Api
+    func accountChargeApi() {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.achCharge.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        var params: [String: Any] = [
+            //"name": accountName ?? "",
+            "name": !(request.name?.isEmpty ?? true) ? request.name! : (accountName ?? ""),
+            "email": userEmail ?? "",
+            "currency": "usd",
+            "account_type": accountType?.lowercased() ?? "",
+            "routing_number": routingNumber ?? "",
+            "account_number": accountNumber ?? "",
+            "payment_mode": "auth_and_capture",
+            "levelIndicator": 1,
+        ]
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Set default description if additional info is not visible
+        if let visibility = visibility, visibility.additional == false {
+            params["description"] = "Hosted payment checkout"
+        }
+        
+        // Add these if recurring is enabled
+//        if let req = request, req.is_recurring == true {
+//            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+//                // Only send start_date if type is .custom and field is not empty
+//                if let startDateText = startDate, !startDateText.isEmpty {
+//                    let inputFormatter = DateFormatter()
+//                    inputFormatter.dateFormat = "dd/MM/yyyy"
+//                    
+//                    let outputFormatter = DateFormatter()
+//                    outputFormatter.dateFormat = "MM/dd/yyyy"
+//                    
+//                    if let date = inputFormatter.date(from: startDateText) {
+//                        let apiFormattedDate = outputFormatter.string(from: date)
+//                        params["start_date"] = apiFormattedDate
+//                    } else {
+//                    }
+//                }
+//            }
+//            
+//            params["interval"] = chosenPlan?.lowercased()
+//        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let startDateText = startDate, !startDateText.isEmpty {
+                let inputFormatter = DateFormatter()
+                inputFormatter.dateFormat = "dd/MM/yyyy"
+                
+                let outputFormatter = DateFormatter()
+                outputFormatter.dateFormat = "MM/dd/yyyy"
+                
+                if let date = inputFormatter.date(from: startDateText) {
+                    let apiFormattedDate = outputFormatter.string(from: date)
+                    params["start_date"] = apiFormattedDate
+                } else {
+                }
+            }
+            
+            // interval is still required
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+            }
+        } catch let error {
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            
+                            // ✅ Handle duplicate transaction case
+                            if let status = responseObject["status"] as? Bool, status == false,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            if let status = responseObject["status"] as? Int, status == 0,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            // ✅ Handle generic "status == 0" error case
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                                return
+                            }
+                            else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        // Pass the selected payment method
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate // Pass the delegate
+                                        paymentDoneVC.bankPaymentParams = params
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                        //  if self.visibility?.billing == true {
+                                        paymentDoneVC.billingInfoData = self.billingInfo
+                                        var billingDict: [String: Any] = [:]
+                                        self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                        paymentDoneVC.billingInfo = billingDict
+                                        //  }
+                                        
+                                        //  if self.visibility?.additional == true {
+                                        paymentDoneVC.additionalInfoData = self.additionalInfo
+                                        var additionalDict: [String: Any] = [:]
+                                        self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                        paymentDoneVC.additionalInfo = additionalDict
+                                        //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - Account Charge Api if user saved the account.
+    func accountChargeApi(customerId: String?) {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.achCharge.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+       // let emailPrefix = UserStoreSingleton.shared.verificationEmail?.components(separatedBy: "@").first ?? ""
+        
+        let finalEmail: String
+        if let verificationEmail = UserStoreSingleton.shared.verificationEmail, !verificationEmail.isEmpty {
+            finalEmail = verificationEmail
+        } else {
+            finalEmail = request.email ?? ""
+        }
+
+        let emailPrefix: String
+        if !finalEmail.isEmpty {
+            emailPrefix = finalEmail.components(separatedBy: "@").first ?? ""
+        } else {
+            emailPrefix = ""
+        }
+        
+        var params: [String: Any] = [
+           // "name": accountName ?? "",
+            "name": !(request.name?.isEmpty ?? true) ? request.name! : (accountName ?? ""),
+            "email": userEmail ?? "",
+            "currency": "usd",
+            "account_type": accountType?.lowercased() ?? "",
+            "routing_number": routingNumber ?? "",
+            "account_number": accountNumber ?? "",
+            "payment_mode": "auth_and_capture",
+            "levelIndicator": 1,
+            "save_account": (isSavedNewAccount ?? false) ? 1 : 0,
+            "payment_method": "ach"
+        ]
+        
+        if let customerId = customerId {
+            params["customer"] = customerId
+        } else {
+            params["username"] = emailPrefix
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Set default description if additional info is not visible
+        if let visibility = visibility, visibility.additional == false {
+            params["description"] = "Hosted payment checkout"
+        }
+        
+        // Add these if recurring is enabled
+//        if let req = request, req.is_recurring == true {
+//            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+//                // Only send start_date if type is .custom and field is not empty
+//                if let startDateText = startDate, !startDateText.isEmpty {
+//                    let inputFormatter = DateFormatter()
+//                    inputFormatter.dateFormat = "dd/MM/yyyy"
+//                    
+//                    let outputFormatter = DateFormatter()
+//                    outputFormatter.dateFormat = "MM/dd/yyyy"
+//                    
+//                    if let date = inputFormatter.date(from: startDateText) {
+//                        let apiFormattedDate = outputFormatter.string(from: date)
+//                        params["start_date"] = apiFormattedDate
+//                    } else {
+//                    }
+//                }
+//            }
+//            
+//            params["interval"] = chosenPlan?.lowercased()
+//        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let startDateText = startDate, !startDateText.isEmpty {
+                let inputFormatter = DateFormatter()
+                inputFormatter.dateFormat = "dd/MM/yyyy"
+                
+                let outputFormatter = DateFormatter()
+                outputFormatter.dateFormat = "MM/dd/yyyy"
+                
+                if let date = inputFormatter.date(from: startDateText) {
+                    let apiFormattedDate = outputFormatter.string(from: date)
+                    params["start_date"] = apiFormattedDate
+                } else {
+                }
+            }
+            
+            // interval is still required
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+            }
+        } catch let error {
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                self.presentPaymentErrorVC(errorMessage: error.localizedDescription)
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                self.presentPaymentErrorVC(errorMessage: "Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            
+                            // ✅ Handle duplicate transaction case
+                            if let status = responseObject["status"] as? Bool, status == false,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            if let status = responseObject["status"] as? Int, status == 0,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            // ✅ Handle generic "status == 0" error case
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                                return
+                            }
+                            else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        paymentDoneVC.bankPaymentParams = params
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                        //  if self.visibility?.billing == true {
+                                        paymentDoneVC.billingInfoData = self.billingInfo
+                                        var billingDict: [String: Any] = [:]
+                                        self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                        paymentDoneVC.billingInfo = billingDict
+                                        //  }
+                                        
+                                        //  if self.visibility?.additional == true {
+                                        paymentDoneVC.additionalInfoData = self.additionalInfo
+                                        var additionalDict: [String: Any] = [:]
+                                        self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                        paymentDoneVC.additionalInfo = additionalDict
+                                        //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - Account Charge Api if user logged in and saved the account.
+    func accountChargeWithSaveApi(customerId: String?) {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.achCharge.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+       // let emailPrefix = UserStoreSingleton.shared.verificationEmail?.components(separatedBy: "@").first ?? ""
+        
+        let finalEmail: String
+        if let verificationEmail = UserStoreSingleton.shared.verificationEmail, !verificationEmail.isEmpty {
+            finalEmail = verificationEmail
+        } else {
+            finalEmail = request.email ?? ""
+        }
+
+        let emailPrefix: String
+        if !finalEmail.isEmpty {
+            emailPrefix = finalEmail.components(separatedBy: "@").first ?? ""
+        } else {
+            emailPrefix = ""
+        }
+        
+        var params: [String: Any] = [
+           // "name": accountName ?? "",
+            "name": !(request.name?.isEmpty ?? true) ? request.name! : (accountName ?? ""),
+            "email": userEmail ?? "",
+            "currency": "usd",
+            "account_type": accountType?.lowercased() ?? "",
+            "routing_number": routingNumber ?? "",
+            "account_number": accountNumber ?? "",
+            "payment_mode": "auth_and_capture",
+            "levelIndicator": 1,
+            "save_account": (isSavedNewAccount ?? false) ? 1 : 0,
+            "payment_method": "ach"
+        ]
+        
+        if let customerId = customerId {
+            params["customer"] = customerId
+        } else {
+            params["username"] = emailPrefix
+        }
+        
+        if customerId == nil {
+            params["create_customer"] = "1"
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Set default description if additional info is not visible
+        if let visibility = visibility, visibility.additional == false {
+            params["description"] = "Hosted payment checkout"
+        }
+        
+        // Add these if recurring is enabled
+//        if let req = request, req.is_recurring == true {
+//            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+//                // Only send start_date if type is .custom and field is not empty
+//                if let startDateText = startDate, !startDateText.isEmpty {
+//                    let inputFormatter = DateFormatter()
+//                    inputFormatter.dateFormat = "dd/MM/yyyy"
+//                    
+//                    let outputFormatter = DateFormatter()
+//                    outputFormatter.dateFormat = "MM/dd/yyyy"
+//                    
+//                    if let date = inputFormatter.date(from: startDateText) {
+//                        let apiFormattedDate = outputFormatter.string(from: date)
+//                        params["start_date"] = apiFormattedDate
+//                    } else {
+//                    }
+//                }
+//            }
+//            
+//            params["interval"] = chosenPlan?.lowercased()
+//        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let startDateText = startDate, !startDateText.isEmpty {
+                let inputFormatter = DateFormatter()
+                inputFormatter.dateFormat = "dd/MM/yyyy"
+                
+                let outputFormatter = DateFormatter()
+                outputFormatter.dateFormat = "MM/dd/yyyy"
+                
+                if let date = inputFormatter.date(from: startDateText) {
+                    let apiFormattedDate = outputFormatter.string(from: date)
+                    params["start_date"] = apiFormattedDate
+                } else {
+                }
+            }
+            
+            // interval is still required
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+            }
+        } catch let error {
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                self.presentPaymentErrorVC(errorMessage: error.localizedDescription)
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                self.presentPaymentErrorVC(errorMessage: "Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            
+                            // ✅ Handle duplicate transaction case
+                            if let status = responseObject["status"] as? Bool, status == false,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            if let status = responseObject["status"] as? Int, status == 0,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            // ✅ Handle generic "status == 0" error case
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                                return
+                            }
+                            else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        paymentDoneVC.bankPaymentParams = params
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                        //  if self.visibility?.billing == true {
+                                        paymentDoneVC.billingInfoData = self.billingInfo
+                                        var billingDict: [String: Any] = [:]
+                                        self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                        paymentDoneVC.billingInfo = billingDict
+                                        //  }
+                                        
+                                        //  if self.visibility?.additional == true {
+                                        paymentDoneVC.additionalInfoData = self.additionalInfo
+                                        var additionalDict: [String: Any] = [:]
+                                        self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                        paymentDoneVC.additionalInfo = additionalDict
+                                        //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - GrailPay Account Charge Api if user not saved account but billing info available
+    func grailPayAccountChargeApi() {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.achCharge.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        var params: [String: Any] = [
+            "account_id": self.grailPayAccountID ?? "",
+            "account_type": self.selectedGrailPayAccountType ?? "",
+            "name": self.selectedGrailPayAccountName ?? "",
+            "description": "payment checkout",
+            "email": userEmail ?? ""
+        ]
+        
+        // ✅ Only add these params for logged-in users
+        if UserStoreSingleton.shared.isLoggedIn == true {
+            let emailText = userEmail
+            let emailPrefix = emailText?.components(separatedBy: "@").first ?? ""
+            
+            params["save_account"] = (isSavedNewAccount ?? false) ? 1 : 0
+            params["is_default"] = (isSavedNewAccount ?? false) ? 1 : 0
+            params["customer_id"] = UserStoreSingleton.shared.customerId ?? ""
+            
+            if let customerId = UserStoreSingleton.shared.customerId, !customerId.isEmpty {
+                params["customer"] = customerId
+            } else {
+                params["username"] = emailPrefix
+            }
+            
+            if UserStoreSingleton.shared.customerId == nil {
+                params["create_customer"] = "1"
+            }
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Set default description if additional info is not visible
+        if let visibility = visibility, visibility.additional == false {
+            params["description"] = "Hosted payment checkout"
+        }
+        
+        // Add these if recurring is enabled
+//        if let req = request, req.is_recurring == true {
+//            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+//                // Only send start_date if type is .custom and field is not empty
+//                if let startDateText = startDate, !startDateText.isEmpty {
+//                    let inputFormatter = DateFormatter()
+//                    inputFormatter.dateFormat = "dd/MM/yyyy"
+//                    
+//                    let outputFormatter = DateFormatter()
+//                    outputFormatter.dateFormat = "MM/dd/yyyy"
+//                    
+//                    if let date = inputFormatter.date(from: startDateText) {
+//                        let apiFormattedDate = outputFormatter.string(from: date)
+//                        params["start_date"] = apiFormattedDate
+//                    } else {
+//                    }
+//                }
+//            }
+//            
+//            params["interval"] = chosenPlan?.lowercased()
+//        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let startDateText = startDate, !startDateText.isEmpty {
+                let inputFormatter = DateFormatter()
+                inputFormatter.dateFormat = "dd/MM/yyyy"
+                
+                let outputFormatter = DateFormatter()
+                outputFormatter.dateFormat = "MM/dd/yyyy"
+                
+                if let date = inputFormatter.date(from: startDateText) {
+                    let apiFormattedDate = outputFormatter.string(from: date)
+                    params["start_date"] = apiFormattedDate
+                } else {
+                }
+            }
+            
+            // interval is still required
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+            }
+        } catch let error {
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                self.presentPaymentErrorVC(errorMessage: error.localizedDescription)
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                self.presentPaymentErrorVC(errorMessage: "Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            
+                            // ✅ Handle duplicate transaction case
+                            if let status = responseObject["status"] as? Bool, status == false,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            if let status = responseObject["status"] as? Int, status == 0,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            // ✅ Handle generic "status == 0" error case
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                                return
+                            }
+                            else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        paymentDoneVC.bankPaymentParams = params
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                        //  if self.visibility?.billing == true {
+                                        paymentDoneVC.billingInfoData = self.billingInfo
+                                        var billingDict: [String: Any] = [:]
+                                        self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                        paymentDoneVC.billingInfo = billingDict
+                                        //  }
+                                        
+                                        //  if self.visibility?.additional == true {
+                                        paymentDoneVC.additionalInfoData = self.additionalInfo
+                                        var additionalDict: [String: Any] = [:]
+                                        self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                        paymentDoneVC.additionalInfo = additionalDict
+                                        //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - GrailPay Account Charge Api if user saved account
+    func grailPayAccountChargeApi(customerId: String?) {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.achCharge.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        let emailPrefix = userEmail?.components(separatedBy: "@").first ?? ""
+        
+        var params: [String: Any] = [
+            "account_id": self.grailPayAccountID ?? "",
+            "account_type": self.selectedGrailPayAccountType ?? "",
+            "name": self.selectedGrailPayAccountName ?? "",
+            "save_account": (isSavedForFuture ?? false) ? 1 : 0,
+            "is_default": (isSavedForFuture ?? false) ? 1 : 0,
+            "customer_id": customerId ?? "",
+            "email": userEmail ?? "",
+            "create_customer": "1",
+        ]
+        
+        if let customerId = customerId {
+            params["customer"] = customerId
+        } else {
+            params["username"] = emailPrefix
+        }
+        
+        //        // Billing Info
+        //        if let visibility = visibility, visibility.billing == true,
+        //           let billing = billingInfo, !billing.isEmpty {
+        //            var billingDict: [String: Any] = [:]
+        //            billing.forEach { billingDict[$0.name] = $0.value }
+        //
+        //            params["address"] = billingDict["address"] as? String ?? ""
+        //            params["country"] = billingDict["country"] as? String ?? ""
+        //            params["state"] = billingDict["state"] as? String ?? ""
+        //            params["city"] = billingDict["city"] as? String ?? ""
+        //            params["zip"] = billingDict["postal_code"] as? String ?? ""
+        //        }
+        
+        // Always include Billing Info if available
+        if let billing = billingInfo, !billing.isEmpty {
+            var billingDict: [String: Any] = [:]
+            billing.forEach { billingDict[$0.name] = $0.value }
+            
+            params["address"] = billingDict["address"] as? String ?? ""
+            params["country"] = billingDict["country"] as? String ?? ""
+            params["state"] = billingDict["state"] as? String ?? ""
+            params["city"] = billingDict["city"] as? String ?? ""
+            params["zip"] = billingDict["postal_code"] as? String ?? ""
+        }
+        
+        //        // Additional Info or default description
+        //        var descriptionValue: String = "Hosted payment checkout" // default
+        //        if let visibility = visibility, visibility.additional == true,
+        //           let additional = additionalInfo, !additional.isEmpty {
+        //
+        //            var additionalDict: [String: Any] = [:]
+        //            additional.forEach { additionalDict[$0.name] = $0.value }
+        //
+        //            if let desc = additionalDict["description"] as? String, !desc.isEmpty {
+        //                descriptionValue = desc
+        //            }
+        //
+        //            if let phone = additionalDict["phone_number"] as? String, !phone.isEmpty {
+        //                params["phone_number"] = phone
+        //            }
+        //        }
+        //        params["description"] = descriptionValue
+        
+        // Always include Additional Info if available
+        var descriptionValue: String = "Hosted payment checkout"
+        if let additional = additionalInfo, !additional.isEmpty {
+            var additionalDict: [String: Any] = [:]
+            additional.forEach { additionalDict[$0.name] = $0.value }
+            
+            if let desc = additionalDict["description"] as? String, !desc.isEmpty {
+                descriptionValue = desc
+            }
+            
+            if let phone = additionalDict["phone_number"] as? String, !phone.isEmpty {
+                params["phone_number"] = phone
+            }
+        }
+        params["description"] = descriptionValue
+        
+        // Add these if recurring is enabled
+//        if let req = request, req.is_recurring == true {
+//            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+//                // Only send start_date if type is .custom and field is not empty
+//                if let startDateText = startDate, !startDateText.isEmpty {
+//                    let inputFormatter = DateFormatter()
+//                    inputFormatter.dateFormat = "dd/MM/yyyy"
+//                    
+//                    let outputFormatter = DateFormatter()
+//                    outputFormatter.dateFormat = "MM/dd/yyyy"
+//                    
+//                    if let date = inputFormatter.date(from: startDateText) {
+//                        let apiFormattedDate = outputFormatter.string(from: date)
+//                        params["start_date"] = apiFormattedDate
+//                    } else {
+//                    }
+//                }
+//            }
+//            
+//            params["interval"] = chosenPlan?.lowercased()
+//        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let startDateText = startDate, !startDateText.isEmpty {
+                let inputFormatter = DateFormatter()
+                inputFormatter.dateFormat = "dd/MM/yyyy"
+                
+                let outputFormatter = DateFormatter()
+                outputFormatter.dateFormat = "MM/dd/yyyy"
+                
+                if let date = inputFormatter.date(from: startDateText) {
+                    let apiFormattedDate = outputFormatter.string(from: date)
+                    params["start_date"] = apiFormattedDate
+                } else {
+                }
+            }
+            
+            // interval is still required
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+            }
+        } catch let error {
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                self.presentPaymentErrorVC(errorMessage: error.localizedDescription)
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                self.presentPaymentErrorVC(errorMessage: "Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            
+                            // ✅ Handle duplicate transaction case
+                            if let status = responseObject["status"] as? Bool, status == false,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            if let status = responseObject["status"] as? Int, status == 0,
+                               let message = responseObject["message"] as? String,
+                               message.lowercased().contains("duplicate transaction") {
+                                self.presentPaymentErrorVC(errorMessage: message)
+                                return
+                            }
+                            
+                            // ✅ Handle generic "status == 0" error case
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                                return
+                            }
+                            else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        paymentDoneVC.bankPaymentParams = params
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                        //  if self.visibility?.billing == true {
+                                        paymentDoneVC.billingInfoData = self.billingInfo
+                                        var billingDict: [String: Any] = [:]
+                                        self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                        paymentDoneVC.billingInfo = billingDict
+                                        //  }
+                                        
+                                        //  if self.visibility?.additional == true {
+                                        paymentDoneVC.additionalInfoData = self.additionalInfo
+                                        var additionalDict: [String: Any] = [:]
+                                        self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                        paymentDoneVC.additionalInfo = additionalDict
+                                        //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+}
+
+//MARK: - Table View
+@available(iOS 16.0, *)
+extension BillingInfoVC: UITableViewDelegate, UITableViewDataSource {
+    func tableView(_ tableView: UITableView, numberOfRowsInSection section: Int) -> Int {
+        if tableView == tblViewCountryList {
+            // return countryList.count
+            let count = isSearching ? filteredCountryList.count : countryList.count
+            return count
+        }
+        else if tableView == tblViewStateList {
+            // return stateList.count
+            return isSearchingState ? filteredStateList.count : stateList.count
+        }
+        else if tableView == tblViewCityList {
+            return cityList.count
+        }
+        else {
+            return 0
+        }
+    }
+    
+    func tableView(_ tableView: UITableView, cellForRowAt indexPath: IndexPath) -> UITableViewCell {
+        if tableView == tblViewCountryList {
+            let currentList = isSearching ? filteredCountryList : countryList
+            guard indexPath.row < currentList.count else {
+                return UITableViewCell()
+            }
+            
+            let cell = tableView.dequeueReusableCell(withIdentifier: "CountryListTVC") as! CountryListTVC
+            let country = currentList[indexPath.row]
+            cell.lblCountryName.text = country["name"] as? String
+            return cell
+            
+        } else if tableView == tblViewStateList {
+            //            let cell = tableView.dequeueReusableCell(withIdentifier: "StateListTVC") as! StateListTVC
+            //            let state = stateList[indexPath.row]
+            //            cell.lblStateName.text = state["name"] as? String
+            //            return cell
+            
+            let currentList = isSearchingState ? filteredStateList : stateList
+            guard indexPath.row < currentList.count else { return UITableViewCell() }
+            
+            let cell = tableView.dequeueReusableCell(withIdentifier: "StateListTVC") as! StateListTVC
+            let state = currentList[indexPath.row]
+            cell.lblStateName.text = state["name"] as? String
+            return cell
+        } else if tableView == tblViewCityList {
+            let cell = tableView.dequeueReusableCell(withIdentifier: "CityListTVC") as! CityListTVC
+            let city = cityList[indexPath.row]
+            cell.lblCityName.text = city["city_name"] as? String
+            return cell
+        } else {
+            return UITableViewCell()
+        }
+    }
+    
+    func tableView(_ tableView: UITableView, didSelectRowAt indexPath: IndexPath) {
+        if tableView == tblViewCountryList {
+            
+            let currentList = isSearching ? filteredCountryList : countryList
+            
+            // Safety check to avoid index out of range
+            guard indexPath.row < currentList.count else { return }
+            
+            let selectedCountry = currentList[indexPath.row]["name"] as? String
+            
+            txtFieldCountry.text = selectedCountry
+            viewCountryList.isHidden = true
+            
+            // Show/hide state dropdown and update placeholder
+            if let country = selectedCountry {
+//                if country.lowercased() == "united states" || country.lowercased() == "usa" || country.lowercased() == "canada" {
+//                    btnSelectState.isHidden = false
+//                    txtFieldState.placeholder = "Select State"
+//                } else {
+//                    btnSelectState.isHidden = true
+//                    txtFieldState.placeholder = "State"
+//                }
+//                
+//                getStateListApi(for: country)
+                
+                handleCountrySelection(countryName: country)
+            }
+            
+            
+            // Reset search state after selection
+            isSearching = false
+            filteredCountryList.removeAll()
+            searchBarCountryList.text = ""
+            searchBarCountryList.resignFirstResponder()
+            
+            tblViewCountryList.reloadData()
+            
+        } else if tableView == tblViewStateList {
+            //            let selectedState = stateList[indexPath.row]["name"] as? String
+            //            txtFieldState.text = selectedState
+            //            viewStateList.isHidden = true
+            //
+            //            // Fetch cities for the selected state and country
+            //            if let state = selectedState, let country = txtFieldCountry.text {
+            //                getCityListListApi(for: country, state: state)
+            //            }
+            
+            let currentList = isSearchingState ? filteredStateList : stateList
+            guard indexPath.row < currentList.count else { return }
+            
+            let selectedState = currentList[indexPath.row]["name"] as? String
+            txtFieldState.text = selectedState
+            viewStateList.isHidden = true
+            
+            isSearchingState = false
+            filteredStateList.removeAll()
+            searchBarStateList.text = ""
+            searchBarStateList.resignFirstResponder()
+            
+            if let state = selectedState, let country = txtFieldCountry.text {
+                getCityListListApi(for: country, state: state)
+            }
+            
+        } else if tableView == tblViewCityList {
+            let selectedCity = cityList[indexPath.row]["city_name"] as? String
+            txtFieldCity.text = selectedCity
+            viewCityList.isHidden = true
+            
+            // Fetch the city list again based on selected state & country
+            if let state = txtFieldState.text, let country = txtFieldCountry.text {
+                getCityListListApi(for: country, state: state)
+            }
+        }
+        
+        updateBillingInfoData()
+    }
+    
+    func tableView(_ tableView: UITableView, heightForRowAt indexPath: IndexPath) -> CGFloat {
+        return 50
+    }
+    
+}
+
+extension BillingInfoVC: UISearchBarDelegate {
+    
+    func searchBar(_ searchBar: UISearchBar, textDidChange searchText: String) {
+        if searchBar == searchBarCountryList {
+            if searchText.isEmpty {
+                isSearching = false
+                filteredCountryList.removeAll()
+                view.endEditing(true)
+            } else {
+                isSearching = true
+                filteredCountryList = countryList.filter {
+                    ($0["name"] as? String)?.lowercased().contains(searchText.lowercased()) ?? false
+                }
+            }
+            tblViewCountryList.reloadData()
+        } else if searchBar == searchBarStateList {
+            if searchText.isEmpty {
+                isSearchingState = false
+                filteredStateList.removeAll()
+                view.endEditing(true)
+            } else {
+                isSearchingState = true
+                filteredStateList = stateList.filter {
+                    ($0["name"] as? String)?.lowercased().contains(searchText.lowercased()) ?? false
+                }
+            }
+            tblViewStateList.reloadData()
+        }
+    }
+    
+    func searchBarTextDidBeginEditing(_ searchBar: UISearchBar) {
+        if searchBar == searchBarCountryList {
+            isSearching = true
+        } else if searchBar == searchBarStateList {
+            isSearchingState = true
+        }
+    }
+    
+    func searchBarCancelButtonClicked(_ searchBar: UISearchBar) {
+        if searchBar == searchBarCountryList {
+            isSearching = false
+            searchBar.text = ""
+            searchBar.resignFirstResponder()
+            tblViewCountryList.reloadData()
+        } else if searchBar == searchBarStateList {
+            isSearchingState = false
+            searchBar.text = ""
+            searchBar.resignFirstResponder()
+            tblViewStateList.reloadData()
+        }
+    }
+    
+}
+
+@available(iOS 16.0, *)
+extension BillingInfoVC: UITextFieldDelegate {
+    func textFieldShouldReturn(_ textField: UITextField) -> Bool {
+        textField.resignFirstResponder() // Dismiss the keyboard
+        return true
+    }
+    
+    // Update billingInfoData when user finishes editing a field
+    func textFieldDidEndEditing(_ textField: UITextField) {
+        switch textField {
+        case txtFieldAddress:
+            setFieldValue("address", to: textField.text)
+        case txtFieldCountry:
+            setFieldValue("country", to: textField.text)
+        case txtFieldState:
+            setFieldValue("state", to: textField.text)
+        case txtFieldCity:
+            setFieldValue("city", to: textField.text)
+        case txtFieldPostalCode:
+            setFieldValue("postal_code", to: textField.text)
+        default:
+            break
+        }
+        
+        billingInfo = fieldSection?.billing
+    }
+    
+}
+