@jimrising/easymerchantsdk-react-native 2.2.2 → 2.2.3

package/ios/Pods/ViewControllers/AdditionalInfoVC.swift

@@ -0,0 +1,2636 @@
+//
+//  AdditionalInfoVC.swift
+//  EasyPay
+//
+//  Created by Mony's Mac on 13/08/24.
+//
+
+import UIKit
+
+@available(iOS 16.0, *)
+class AdditionalInfoVC: BaseVC {
+    
+//    @IBOutlet weak var viewAdditionalInfo: UIView!
+    @IBOutlet weak var txtFieldName: UITextField!
+    @IBOutlet weak var txtFieldEmail: UITextField!
+    @IBOutlet weak var txtFieldPhoneNumber: UITextField!
+    @IBOutlet weak var txtFieldDescription: UITextField!
+    @IBOutlet weak var lblCountryCode: UILabel!
+    @IBOutlet weak var btnPrevious: UIButton!
+    @IBOutlet weak var imgViewCountryFlag: UIImageView!
+    
+    @IBOutlet weak var btnPayNow: UIButton!
+    
+    @IBOutlet weak var lblAdditionalInfo: UILabel!
+    @IBOutlet weak var lblEasyMerchant: UILabel!
+    @IBOutlet weak var btnCountryCode: UIButton!
+    
+    @IBOutlet weak var lblStarNameField: UILabel!
+    @IBOutlet weak var lblStarEmailField: UILabel!
+    @IBOutlet weak var lblStarPhoneField: UILabel!
+    @IBOutlet weak var lblStarDescriptionField: UILabel!
+    
+    var cardNumber: String?
+    var expiryDate: String?
+    var cvv: String?
+    var nameOnCard: String?
+    var userEmail: String?
+    
+    var selectedPaymentMethod: String?
+    
+    //Banking Params
+    var accountName: String?
+    var routingNumber: String?
+    var accountType: String?
+    var accountNumber: String?
+    
+    var easyPayDelegate: EasyPayViewControllerDelegate?
+    
+    var isSavedForFuture: Bool = false
+    
+    var selectedCard: CardModel?
+//    var amount: Int?
+    var amount: Double?
+    var cvvText: String?
+    var isFrom = String()
+    var isFromm = String()
+    
+    var isSavedNewCard: Bool = false
+    
+    //From Regular Saved Bank Accounts
+    var customerID: String?
+    var accountID: String?
+    
+    var isSavedNewAccount: Bool?
+    
+    var request: Request!
+    
+    var chosenPlan: String?
+    var startDate: String?
+    
+    //GrailPay Params
+    var grailPayAccountID: String?
+    var selectedGrailPayAccountType: String?
+    var selectedGrailPayAccountName: String?
+    
+    var billingInfoData: Data?
+    var fieldSection: FieldSection?
+    
+    var additionalInfo: [FieldItem]?
+    var billingInfo: [FieldItem]?
+    var visibility: FieldsVisibility?
+    
+    override func viewDidLoad() {
+        super.viewDidLoad()
+        self.lblEasyMerchant.text = "POWERED BY \(UserStoreSingleton.shared.companyName?.uppercased() ?? "")"
+        
+        let amountValue = Double(amount ?? 0)
+        let amountText = String(format: "$%.2f", amountValue)
+        let submitText = request?.submitButtonText ?? ""
+        
+        let defaultTitle = !submitText.isEmpty
+        ? "\(submitText) (\(amountText))"
+        : "Pay Now (\(amountText))"
+        
+        DispatchQueue.main.async {
+            self.btnPayNow.setTitle(defaultTitle, for: .normal)
+        }
+        
+        uiFinishingTouchElements()
+        
+        txtFieldName.delegate = self
+        txtFieldEmail.delegate = self
+        txtFieldDescription.delegate = self
+        txtFieldPhoneNumber.delegate = self
+        
+        // Add tap gesture to hide the views and dismiss the keyboard
+        let tapGesture = UITapGestureRecognizer(target: self, action: #selector(didTapOutside))
+        tapGesture.cancelsTouchesInView = false
+        self.view.addGestureRecognizer(tapGesture)
+        
+        // Decode fieldSection if it's not already set
+        if fieldSection == nil, let billingInfoData = billingInfoData {
+            do {
+                let decodedFieldSection = try JSONDecoder().decode(FieldSection.self, from: billingInfoData)
+                self.fieldSection = decodedFieldSection
+                self.additionalInfo = decodedFieldSection.additional
+                self.billingInfo = decodedFieldSection.billing
+                self.visibility = decodedFieldSection.visibility
+                print("fieldSection decoded successfully")
+            } catch {
+                print("Failed to decode billing info data: \(error)")
+            }
+        }
+        
+        if let additionalInfo = additionalInfo {
+            for item in additionalInfo {
+                switch item.name {
+                case "name":
+                    txtFieldName.text = item.value
+                case "email":
+                    txtFieldEmail.text = item.value
+                case "phone_number":
+                    txtFieldPhoneNumber.text = item.value
+                case "description":
+                    txtFieldDescription.text = item.value
+                default:
+                    break
+                }
+            }
+            configureFieldVisibility()
+        } else if let billingInfoData = billingInfoData {
+            do {
+                let decodedFieldSection = try JSONDecoder().decode(FieldSection.self, from: billingInfoData)
+                self.fieldSection = decodedFieldSection
+                
+                for item in decodedFieldSection.additional {
+                    switch item.name {
+                    case "name":
+                        txtFieldName.text = item.value
+                    case "email":
+                        txtFieldEmail.text = item.value
+                    case "phone_number":
+                        txtFieldPhoneNumber.text = item.value
+                    case "description":
+                        txtFieldDescription.text = item.value
+                    default:
+                        break
+                    }
+                }
+                configureFieldVisibility()
+            } catch {
+                print("Failed to decode billing info data: \(error)")
+            }
+        }
+        
+        if let flag = String.flag(for: "US") {
+            lblCountryCode.text = "\(flag) +1"
+        }
+        
+        //Show Default USA code in starting.
+        let usaCountry = Country()
+        usaCountry.name = "United States"
+        usaCountry.countryCode = "US"
+        usaCountry.extensionCode = "1"
+        usaCountry.flag = String.flag(for: "US")
+        lblCountryCode.text = "\(usaCountry.flag ?? "") +\(usaCountry.extensionCode ?? "")"
+    }
+    
+    override func viewWillAppear(_ animated: Bool) {
+        uiFinishingTouchElements()
+        configureFieldVisibility()
+    }
+    
+    func uiFinishingTouchElements() {
+        // Set background color for the main view
+        if let containerBGcolor = UserStoreSingleton.shared.container_bg_col,
+           let uiColor = UIColor(hex: containerBGcolor) {
+            self.view.backgroundColor = uiColor
+        }
+        
+        if let primaryBtnBackGroundColor = UserStoreSingleton.shared.primary_btn_bg_col,
+           let uiColor = UIColor(hex: primaryBtnBackGroundColor) {
+            btnPayNow.backgroundColor = uiColor
+            btnPrevious.setTitleColor(uiColor, for: .normal)
+            btnPrevious.layer.borderColor = uiColor.cgColor
+        }
+        
+        if let primaryBtnFontColor = UserStoreSingleton.shared.primary_btn_font_col,
+           let secondaryUIColor = UIColor(hex: primaryBtnFontColor) {
+            btnPayNow.setTitleColor(secondaryUIColor, for: .normal)
+        }
+        
+        if let secondaryFontColor = UserStoreSingleton.shared.secondary_font_col,
+           let placeholderColor = UIColor(hex: secondaryFontColor) {
+            lblEasyMerchant.textColor = placeholderColor
+        }
+        
+        if let borderRadiusString = UserStoreSingleton.shared.border_radious,
+           let borderRadius = Double(borderRadiusString) { // Convert String to Double
+            btnPayNow.layer.cornerRadius = CGFloat(borderRadius) // Set corner radius
+            btnPrevious.layer.cornerRadius = CGFloat(borderRadius)
+            btnPrevious.layer.borderWidth = 1
+        } else {
+            btnPayNow.layer.cornerRadius = 8 // Default value
+            btnPrevious.layer.cornerRadius = 8
+        }
+        btnPayNow.layer.masksToBounds = true // Ensure the corners are clipped properly
+        btnPrevious.layer.masksToBounds = true
+        
+        if let primaryFontColor = UserStoreSingleton.shared.primary_font_col,
+           let uiColor = UIColor(hex: primaryFontColor) {
+            lblAdditionalInfo.textColor = uiColor
+            lblCountryCode.textColor = uiColor
+        }
+        
+        if let fontSizeString = UserStoreSingleton.shared.fontSize,
+           let fontSizeDouble = Double(fontSizeString) { // Convert String to Double
+            let fontSize = CGFloat(fontSizeDouble) // Convert Double to CGFloat
+            lblEasyMerchant.font = UIFont.systemFont(ofSize: fontSize)
+            lblCountryCode.font = UIFont.systemFont(ofSize: fontSize)
+            btnPayNow.titleLabel?.font = UIFont.systemFont(ofSize: fontSize)
+            btnPrevious.titleLabel?.font = UIFont.systemFont(ofSize: fontSize)
+        }
+        
+    }
+    
+    private func getFieldValue(for name: String) -> String? {
+        return fieldSection?.additional.first(where: { $0.name == name })?.value
+    }
+    
+    private func setFieldValue(_ name: String, to value: String?) {
+        guard let index = fieldSection?.additional.firstIndex(where: { $0.name == name }) else { return }
+        fieldSection?.additional[index].value = value ?? ""
+    }
+    
+    private func configureFieldVisibility() {
+        guard let additionalFields = fieldSection?.additional else {
+            print("No additional fields found")
+            return
+        }
+        
+        func isFieldRequired(_ name: String) -> Bool {
+            let required = additionalFields.first(where: { $0.name == name })?.required == true
+            print("Field \(name) required: \(required)")
+            return required
+        }
+        
+        DispatchQueue.main.async {
+            self.lblStarNameField.isHidden = !isFieldRequired("name")
+            self.lblStarEmailField.isHidden = !isFieldRequired("email_address")
+            self.lblStarPhoneField.isHidden = !isFieldRequired("phone_number")
+            self.lblStarDescriptionField.isHidden = !isFieldRequired("description")
+            print("Star visibility set")
+            self.view.layoutIfNeeded()
+        }
+    }
+    
+    @objc func didTapOutside() {
+        // Dismiss the keyboard
+        self.view.endEditing(true)
+    }
+    
+    @IBAction func actionBtnSelectCountryCode(_ sender: UIButton) {
+        let vc = easymerchantsdk.instantiateViewController(withIdentifier: "CountryListVC") as! CountryListVC
+        vc.delegate = self
+        self.navigationController?.pushViewController(vc, animated: true)
+    }
+    
+    @IBAction func actionBtnPrevious(_ sender: UIButton) {
+        navigationController?.popViewController(animated: true)
+    }
+    
+    func updateAdditionalInfoData() {
+        setAdditionalFieldValue("name", to: txtFieldName.text)
+        setAdditionalFieldValue("email", to: txtFieldEmail.text)
+        setAdditionalFieldValue("phone_number", to: txtFieldPhoneNumber.text)
+        setAdditionalFieldValue("description", to: txtFieldDescription.text)
+        additionalInfo = fieldSection?.additional
+    }
+    
+    // Helper method
+    func setAdditionalFieldValue(_ name: String, to value: String?) {
+        if let index = fieldSection?.additional.firstIndex(where: { $0.name == name }) {
+            fieldSection?.additional[index].value = value ?? ""
+        }
+    }
+    
+    @IBAction func actionBtnPayNow(_ sender: UIButton) {
+        // MARK: - Validation
+        if !lblStarPhoneField.isHidden &&
+            txtFieldPhoneNumber.text?.trimmingCharacters(in: .whitespacesAndNewlines).isEmpty == true {
+            showAlert(title: "Missing Information", message: "Please enter your phone number.")
+            return
+        } else if !lblStarDescriptionField.isHidden &&
+                    txtFieldDescription.text?.trimmingCharacters(in: .whitespacesAndNewlines).isEmpty == true {
+            showAlert(title: "Missing Information", message: "Please enter description text.")
+            return
+        }
+        
+        // MARK: - Update Additional Info
+        updateAdditionalInfoData()
+        
+        // MARK: - Encode Updated fieldSection to billingInfoData
+        if let updatedFieldSection = fieldSection,
+           let updatedBillingData = try? JSONEncoder().encode(updatedFieldSection) {
+            billingInfoData = updatedBillingData
+        } else {
+            print("❌ Failed to encode updated additional info")
+            return
+        }
+        
+        // MARK: - Flow Based on Conditions
+//        if isSavedForFuture {
+//            if selectedPaymentMethod == "NewGrailPayAccount" {
+//                // Only call API, do NOT navigate
+//                grailPayAccountChargeApi(customerId: UserStoreSingleton.shared.customerId)
+//            } else {
+//                // Navigate to EmailVerificationVC for all other payment methods
+//                if let emailVerificationVC = self.storyboard?.instantiateViewController(withIdentifier: "OTPVerificationVC") as? OTPVerificationVC {
+//                    
+//                    emailVerificationVC.billingInfoData = billingInfoData
+//                    emailVerificationVC.selectedPaymentMethod = selectedPaymentMethod
+//                    emailVerificationVC.easyPayDelegate = easyPayDelegate
+//                    emailVerificationVC.request = request
+//                    emailVerificationVC.chosenPlan = chosenPlan
+//                    emailVerificationVC.startDate = startDate
+//                    emailVerificationVC.userEmail = userEmail
+//                    emailVerificationVC.billingInfo = fieldSection?.billing
+//                    emailVerificationVC.additionalInfo = fieldSection?.additional
+//                    emailVerificationVC.visibility = fieldSection?.visibility
+//                    emailVerificationVC.amount = amount
+//                    emailVerificationVC.email = userEmail
+//                    
+//                    // Payment method-specific data
+//                    switch selectedPaymentMethod {
+//                    case "Card":
+//                        emailVerificationVC.cardNumber = cardNumber
+//                        emailVerificationVC.expiryDate = expiryDate
+//                        emailVerificationVC.cvv = cvv
+//                        emailVerificationVC.nameOnCard = nameOnCard
+//                        
+//                    case "Bank":
+//                        emailVerificationVC.accountName = accountName
+//                        emailVerificationVC.routingNumber = routingNumber
+//                        emailVerificationVC.accountType = accountType
+//                        emailVerificationVC.accountNumber = accountNumber
+//                        
+//                    case "GrailPay":
+//                        emailVerificationVC.grailPayAccountID = grailPayAccountID
+//                        emailVerificationVC.selectedGrailPayAccountType = selectedGrailPayAccountType
+//                        emailVerificationVC.selectedGrailPayAccountName = selectedGrailPayAccountName
+//                        emailVerificationVC.isSavedForFuture = true
+//                        
+//                    default:
+//                        break
+//                    }
+//                    
+//                    navigationController?.pushViewController(emailVerificationVC, animated: true)
+//                }
+//            }
+//        }
+        
+        // MARK: - Flow Based on Conditions
+        if isSavedForFuture {
+            // ✅ If logged in → Call API directly, no navigation
+            if UserStoreSingleton.shared.isLoggedIn == true {
+                switch selectedPaymentMethod {
+                case "Card":
+                    if request.secureAuthentication == true {
+                        threeDSecurePaymentApi()
+                    } else {
+                        paymentIntentApi()
+                    }
+                    
+                case "Bank":
+                    accountChargeApi()
+                    
+                case "GrailPay":
+                    grailPayAccountChargeApi()
+                    
+                case "NewGrailPayAccount":
+                    grailPayAccountChargeApi(customerId: UserStoreSingleton.shared.customerId)
+                    
+                default:
+                    print("Unknown payment method for logged-in user")
+                }
+                return
+            }
+            
+            // ❌ Not logged in → Always navigate to OTPVerificationVC
+            if let emailVerificationVC = self.storyboard?.instantiateViewController(withIdentifier: "OTPVerificationVC") as? OTPVerificationVC {
+                
+                emailVerificationVC.billingInfoData = billingInfoData
+                emailVerificationVC.selectedPaymentMethod = selectedPaymentMethod
+                emailVerificationVC.easyPayDelegate = easyPayDelegate
+                emailVerificationVC.request = request
+                emailVerificationVC.chosenPlan = chosenPlan
+                emailVerificationVC.startDate = startDate
+                emailVerificationVC.userEmail = userEmail
+                emailVerificationVC.billingInfo = fieldSection?.billing
+                emailVerificationVC.additionalInfo = fieldSection?.additional
+                emailVerificationVC.visibility = fieldSection?.visibility
+                emailVerificationVC.amount = amount
+                emailVerificationVC.email = userEmail
+                
+                // Payment method-specific data
+                switch selectedPaymentMethod {
+                case "Card":
+                    emailVerificationVC.cardNumber = cardNumber
+                    emailVerificationVC.expiryDate = expiryDate
+                    emailVerificationVC.cvv = cvv
+                    emailVerificationVC.nameOnCard = nameOnCard
+                    
+                case "Bank":
+                    emailVerificationVC.accountName = accountName
+                    emailVerificationVC.routingNumber = routingNumber
+                    emailVerificationVC.accountType = accountType
+                    emailVerificationVC.accountNumber = accountNumber
+                    
+                case "GrailPay":
+                    emailVerificationVC.grailPayAccountID = grailPayAccountID
+                    emailVerificationVC.selectedGrailPayAccountType = selectedGrailPayAccountType
+                    emailVerificationVC.selectedGrailPayAccountName = selectedGrailPayAccountName
+                    emailVerificationVC.isSavedForFuture = true
+                    
+                default:
+                    break
+                }
+                
+                navigationController?.pushViewController(emailVerificationVC, animated: true)
+            }
+        }
+
+        else {
+            // Direct Payment Flow
+            if selectedPaymentMethod == "Card" {
+                if isFrom == "SavedCards" {
+                    paymentIntentFromShowCardApi()
+                }
+                else if isSavedNewCard {
+                    if isFrom == "AddNewCard" {
+                        if request.secureAuthentication == true {
+                            threeDSecurePaymentAddNewCardApi(customerId: UserStoreSingleton.shared.customerId)
+                        } else {
+                            paymentIntentAddNewCardApi(customerId: UserStoreSingleton.shared.customerId)
+                        }
+                    }
+                }
+                else {
+                    if request.secureAuthentication == true {
+                        threeDSecurePaymentApi()
+                    } else {
+                        paymentIntentApi()
+                    }
+                }
+            }
+            else if selectedPaymentMethod == "Bank" {
+                if isFrom == "SavedBank" {
+                    accountChargeSavedBankAccountApi()
+                }
+                else if isFrom == "NormalBankPayWithoutSave" {
+                    accountChargeApi()
+                }
+                else if isFrom == "AddNewAccountWithoutSave" {
+                    accountChargeApi()
+                }
+                else if isFrom == "AddNewAccountWithSave" {
+                    accountChargeApi(customerId: UserStoreSingleton.shared.customerId)
+                }
+            }
+            else if selectedPaymentMethod == "GrailPay" {
+                grailPayAccountChargeApi()
+            }
+            else if selectedPaymentMethod == "NewGrailPayAccount" {
+                grailPayAccountChargeApi()
+            }
+        }
+    }
+    
+    func presentPaymentErrorVC(errorMessage: String) {
+        DispatchQueue.main.async {
+            if let paymentErrorVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentErrorVC") as? PaymentErrorVC {
+                paymentErrorVC.errorMessage = errorMessage
+                paymentErrorVC.easyPayDelegate = self.easyPayDelegate // Pass the reference here
+                self.navigationController?.pushViewController(paymentErrorVC, animated: true)
+            }
+        }
+    }
+    
+    // MARK: - Credit Card Charge Api
+    func paymentIntentApi() {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.charges.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            print("Invalid URL")
+            hideLoadingIndicator()
+            return
+        }
+        
+        var urlRequest = URLRequest(url: serviceURL)
+        urlRequest.httpMethod = "POST"
+        urlRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        print("Setting clientToken header: \(token ?? "None")")
+        urlRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        // Extract only the digits from the phone number (local only, no country code)
+        let localPhone = txtFieldPhoneNumber.text?.components(separatedBy: CharacterSet.decimalDigits.inverted).joined() ?? ""
+        
+        var params: [String: Any] = [
+            "name": nameOnCard ?? "",
+            "email": userEmail ?? "",
+            "card_number": cardNumber?.replacingOccurrences(of: " ", with: "") ?? "",
+            "cardholder_name": nameOnCard ?? "",
+            "exp_month": expiryDate?.components(separatedBy: "/").first ?? "",
+            "exp_year": expiryDate?.components(separatedBy: "/").last ?? "",
+            "cvc": cvv ?? "",
+            "currency": "usd"
+        ]
+        
+        // ✅ Only for logged-in users
+        if UserStoreSingleton.shared.isLoggedIn == true {
+            let emailText = userEmail
+            let emailPrefix = emailText?.components(separatedBy: "@").first ?? ""
+            
+            params["save_card"] = 1
+            params["is_default"] = "1"
+            params["tokenize"] = request.tokenOnly ?? ""
+            params["username"] = emailPrefix
+            
+            if let customerId = UserStoreSingleton.shared.customerId {
+                params["customer"] = customerId
+                params["customer_id"] = customerId
+            } else {
+                params["create_customer"] = "1"
+            }
+            
+            if UserStoreSingleton.shared.customerId == nil {
+                params["create_customer"] = "1"
+            }
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Conditionally add additional info
+        if let visibility = visibility, visibility.additional == true,
+           let additional = additionalInfo, !additional.isEmpty {
+            params["description"] = txtFieldDescription.text ?? ""
+            params["phone_number"] = localPhone
+        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+                // Only send start_date if type is .custom and field is not empty
+                if let startDateText = startDate, !startDateText.isEmpty {
+                    let inputFormatter = DateFormatter()
+                    inputFormatter.dateFormat = "dd/MM/yyyy"
+                    
+                    let outputFormatter = DateFormatter()
+                    outputFormatter.dateFormat = "MM/dd/yyyy"
+                    
+                    if let date = inputFormatter.date(from: startDateText) {
+                        let apiFormattedDate = outputFormatter.string(from: date)
+                        params["start_date"] = apiFormattedDate
+                    } else {
+                        print("Invalid date format in startDateText")
+                    }
+                }
+            }
+            
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        print(params)
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            urlRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+                print("JSON Payload: \(jsonString)")
+            }
+        } catch let error {
+            print("Error creating JSON data: \(error)")
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: urlRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator()
+            }
+            
+            if let error = error {
+                print("Error: \(error.localizedDescription)")
+                self.presentPaymentErrorVC(errorMessage: error.localizedDescription)
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                print("Invalid response")
+                self.presentPaymentErrorVC(errorMessage: "Invalid response from server.")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            print("Response Data: \(responseObject)")
+                            
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error occurred."
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                            } else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                      //  if self.visibility?.billing == true {
+                                            paymentDoneVC.billingInfoData = self.billingInfo
+                                            var billingDict: [String: Any] = [:]
+                                            self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                            paymentDoneVC.billingInfo = billingDict
+                                      //  }
+                                        
+                                      //  if self.visibility?.additional == true {
+                                            // Update additionalInfo values before sending
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "description" }) {
+                                                self.additionalInfo?[index].value = self.txtFieldDescription.text ?? ""
+                                            }
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "phone_number" }) {
+                                                self.additionalInfo?[index].value = localPhone
+                                            }
+                                            
+                                            paymentDoneVC.additionalInfoData = self.additionalInfo
+                                            
+                                            var additionalDict: [String: Any] = [:]
+                                            self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                            paymentDoneVC.additionalInfo = additionalDict
+                                      //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing response: \(jsonError.localizedDescription)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received from server.")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - Credit Card Charge Api from Saved cards
+    func paymentIntentFromShowCardApi() {
+        
+        print(">>> paymentIntentFromShowCardApi() called")
+            Thread.callStackSymbols.forEach { print($0) }
+        
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.charges.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            print("Invalid URL")
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        print("Setting clientToken header: \(token ?? "None")")
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        // Extract only the digits from the phone number (local only, no country code)
+        let localPhone = txtFieldPhoneNumber.text?.components(separatedBy: CharacterSet.decimalDigits.inverted).joined() ?? ""
+        
+        let emailText = UserStoreSingleton.shared.verificationEmail ?? ""
+        let emailPrefix = emailText.components(separatedBy: "@").first ?? ""
+        
+        // Determine name: use request.name if available, otherwise fallback to email prefix
+        let nameParam: String
+        if let requestName = request.name, !requestName.trimmingCharacters(in: .whitespaces).isEmpty {
+            nameParam = requestName
+        } else {
+            nameParam = emailPrefix
+        }
+        
+        var params: [String: Any] = [
+            "description": txtFieldDescription.text ?? "",
+            "currency": "usd",
+            "payment_method": "card",
+            "save_card": 0,
+            "customer" : selectedCard?.customerId ?? "",
+            "customer_id" : selectedCard?.customerId ?? "",
+            "card_id" : selectedCard?.cardId ?? "",
+            "cvc" : cvvText ?? "",
+            "name": nameParam,
+            "email": UserStoreSingleton.shared.verificationEmail ?? "",
+        ]
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Default values
+        let defaultDescription = "Hosted payment checkout"
+        // Additional Info
+        if let visibility = visibility, visibility.additional == true,
+           let additional = additionalInfo, !additional.isEmpty {
+            
+            var additionalInfoDict: [String: Any] = [:]
+            for item in additional {
+                additionalInfoDict[item.name] = item.value
+            }
+            
+            // Description
+            let description = (additionalInfoDict["description"] as? String)?.trimmingCharacters(in: .whitespacesAndNewlines)
+            params["description"] = (description?.isEmpty == false) ? description! : defaultDescription
+            
+            // Phone
+            params["phone_number"] = localPhone
+        } else {
+            // Fallback if additional section not visible
+            params["description"] = defaultDescription
+        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+                // Only send start_date if type is .custom and field is not empty
+                if let startDateText = startDate, !startDateText.isEmpty {
+                    let inputFormatter = DateFormatter()
+                    inputFormatter.dateFormat = "dd/MM/yyyy"
+                    
+                    let outputFormatter = DateFormatter()
+                    outputFormatter.dateFormat = "MM/dd/yyyy"
+                    
+                    if let date = inputFormatter.date(from: startDateText) {
+                        let apiFormattedDate = outputFormatter.string(from: date)
+                        params["start_date"] = apiFormattedDate
+                    } else {
+                        print("Invalid date format in startDateText")
+                    }
+                }
+            }
+            
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        print(params)
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+                print("JSON Payload: \(jsonString)")
+            }
+        } catch let error {
+            print("Error creating JSON data: \(error)")
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                print("Error: \(error.localizedDescription)")
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                print("Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            print("Response Data: \(responseObject)")
+                            
+                            // Check if status is 0 and handle the error
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                            } else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                      //  if self.visibility?.billing == true {
+                                            paymentDoneVC.billingInfoData = self.billingInfo
+                                            var billingDict: [String: Any] = [:]
+                                            self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                            paymentDoneVC.billingInfo = billingDict
+                                      //  }
+                                        
+                                      //  if self.visibility?.additional == true {
+                                            // Update additionalInfo values before sending
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "description" }) {
+                                                self.additionalInfo?[index].value = self.txtFieldDescription.text ?? ""
+                                            }
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "phone_number" }) {
+                                                self.additionalInfo?[index].value = localPhone
+                                            }
+                                            
+                                            paymentDoneVC.additionalInfoData = self.additionalInfo
+                                            
+                                            var additionalDict: [String: Any] = [:]
+                                            self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                            paymentDoneVC.additionalInfo = additionalDict
+                                      //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - Credit Card Charge Api from Add new card from saved cards.
+    func paymentIntentAddNewCardApi(customerId: String?) {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.charges.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            print("Invalid URL")
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        print("Setting clientToken header: \(token ?? "None")")
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        // Extract only the digits from the phone number (local only, no country code)
+        let localPhone = txtFieldPhoneNumber.text?.components(separatedBy: CharacterSet.decimalDigits.inverted).joined() ?? ""
+        
+        let emailPrefix = UserStoreSingleton.shared.verificationEmail?.components(separatedBy: "@").first ?? ""
+        
+        var params: [String: Any] = [
+            "name": nameOnCard ?? "",
+            "email": UserStoreSingleton.shared.verificationEmail ?? "",
+            "card_number": cardNumber?.replacingOccurrences(of: " ", with: "") ?? "",
+            "cardholder_name": nameOnCard ?? "",
+            "exp_month": expiryDate?.components(separatedBy: "/").first ?? "",
+            "exp_year": expiryDate?.components(separatedBy: "/").last ?? "",
+            "cvc": cvv ?? "",
+            "currency": "usd",
+            "payment_method": selectedPaymentMethod ?? "",
+            "save_card": isSavedNewCard ? 1 : 0
+        ]
+        
+        // Add is_default parameter if save_card is 1
+        if isSavedNewCard {
+            params["is_default"] = "1"
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Conditionally add additional info
+        if let visibility = visibility, visibility.additional == true,
+           let additional = additionalInfo, !additional.isEmpty {
+            params["description"] = txtFieldDescription.text ?? ""
+            params["phone_number"] = localPhone
+        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+                // Only send start_date if type is .custom and field is not empty
+                if let startDateText = startDate, !startDateText.isEmpty {
+                    let inputFormatter = DateFormatter()
+                    inputFormatter.dateFormat = "dd/MM/yyyy"
+                    
+                    let outputFormatter = DateFormatter()
+                    outputFormatter.dateFormat = "MM/dd/yyyy"
+                    
+                    if let date = inputFormatter.date(from: startDateText) {
+                        let apiFormattedDate = outputFormatter.string(from: date)
+                        params["start_date"] = apiFormattedDate
+                    } else {
+                        print("Invalid date format in startDateText")
+                    }
+                }
+            }
+            
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        if let customerId = customerId {
+            params["customer"] = customerId
+            params["customer_id"] = customerId
+        } else {
+            params["username"] = emailPrefix
+            params["email"] = UserStoreSingleton.shared.verificationEmail
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        print(params)
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+                print("JSON Payload: \(jsonString)")
+            }
+        } catch let error {
+            print("Error creating JSON data: \(error)")
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                self.presentPaymentErrorVC(errorMessage: error.localizedDescription)
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                self.presentPaymentErrorVC(errorMessage: "Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            print("Response Data: \(responseObject)")
+                            
+                            // Check if status is 0 and handle the error
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                            } else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                      //  if self.visibility?.billing == true {
+                                            paymentDoneVC.billingInfoData = self.billingInfo
+                                            var billingDict: [String: Any] = [:]
+                                            self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                            paymentDoneVC.billingInfo = billingDict
+                                      //  }
+                                        
+                                     //   if self.visibility?.additional == true {
+                                            // Update additionalInfo values before sending
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "description" }) {
+                                                self.additionalInfo?[index].value = self.txtFieldDescription.text ?? ""
+                                            }
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "phone_number" }) {
+                                                self.additionalInfo?[index].value = localPhone
+                                            }
+                                            
+                                            paymentDoneVC.additionalInfoData = self.additionalInfo
+                                            
+                                            var additionalDict: [String: Any] = [:]
+                                            self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                            paymentDoneVC.additionalInfo = additionalDict
+                                      //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - Banking Account Charge Api
+    func accountChargeApi() {
+        
+        print(">>> accountChargeApi() called")
+            Thread.callStackSymbols.forEach { print($0) }
+        
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.achCharge.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            print("Invalid URL")
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        print("Setting clientToken header: \(token ?? "None")")
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        // Extract only the digits from the phone number (local only, no country code)
+        let localPhone = txtFieldPhoneNumber.text?.components(separatedBy: CharacterSet.decimalDigits.inverted).joined() ?? ""
+        
+        var params: [String: Any] = [
+           // "name": accountName ?? "",
+            "name": !(request.name?.isEmpty ?? true) ? request.name! : (accountName ?? ""),
+            "email": userEmail ?? "",
+            "description": txtFieldDescription.text ?? "",
+            "currency": "usd",
+            "account_type": accountType?.lowercased() ?? "",
+            "routing_number": routingNumber ?? "",
+            "account_number": accountNumber ?? "",
+            "payment_mode": "auth_and_capture",
+            "payment_intent": UserStoreSingleton.shared.paymentIntent ?? "",
+            "levelIndicator": 1,
+        ]
+        
+        // ✅ Only for logged-in users
+        if UserStoreSingleton.shared.isLoggedIn == true {
+            let emailText = userEmail
+            let emailPrefix = emailText?.components(separatedBy: "@").first ?? ""
+            
+            params["save_account"] = 1
+            
+            if let customerId = UserStoreSingleton.shared.customerId, !customerId.isEmpty {
+                params["customer"] = customerId
+            } else {
+                params["username"] = emailPrefix
+            }
+            
+            if UserStoreSingleton.shared.customerId == nil {
+                params["create_customer"] = "1"
+            }
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Conditionally add additional info
+        if let visibility = visibility, visibility.additional == true,
+           let additional = additionalInfo, !additional.isEmpty {
+            params["description"] = txtFieldDescription.text ?? ""
+            params["phone_number"] = localPhone
+        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+                // Only send start_date if type is .custom and field is not empty
+                if let startDateText = startDate, !startDateText.isEmpty {
+                    let inputFormatter = DateFormatter()
+                    inputFormatter.dateFormat = "dd/MM/yyyy"
+                    
+                    let outputFormatter = DateFormatter()
+                    outputFormatter.dateFormat = "MM/dd/yyyy"
+                    
+                    if let date = inputFormatter.date(from: startDateText) {
+                        let apiFormattedDate = outputFormatter.string(from: date)
+                        params["start_date"] = apiFormattedDate
+                    } else {
+                        print("Invalid date format in startDateText")
+                    }
+                }
+            }
+            
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        print(params)
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+                print("JSON Payload: \(jsonString)")
+            }
+        } catch let error {
+            print("Error creating JSON data: \(error)")
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                print("Error: \(error.localizedDescription)")
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                print("Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            print("Response Data: \(responseObject)")
+                            
+                            // Check if status is 0 and handle the error
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                            } else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        // Pass the selected payment method
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate // Pass the delegate
+                                        paymentDoneVC.bankPaymentParams = params
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                      //  if self.visibility?.billing == true {
+                                            paymentDoneVC.billingInfoData = self.billingInfo
+                                            var billingDict: [String: Any] = [:]
+                                            self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                            paymentDoneVC.billingInfo = billingDict
+                                      //  }
+                                        
+                                      //  if self.visibility?.additional == true {
+                                            // Update additionalInfo values before sending
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "description" }) {
+                                                self.additionalInfo?[index].value = self.txtFieldDescription.text ?? ""
+                                            }
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "phone_number" }) {
+                                                self.additionalInfo?[index].value = localPhone
+                                            }
+                                            
+                                            paymentDoneVC.additionalInfoData = self.additionalInfo
+                                            
+                                            var additionalDict: [String: Any] = [:]
+                                            self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                            paymentDoneVC.additionalInfo = additionalDict
+                                     //   }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - Banking Account Charge Api from Regular saved bank account
+    func accountChargeSavedBankAccountApi() {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.achCharge.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            print("Invalid URL")
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        print("Setting clientToken header: \(token ?? "None")")
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        // Extract only the digits from the phone number (local only, no country code)
+        let localPhone = txtFieldPhoneNumber.text?.components(separatedBy: CharacterSet.decimalDigits.inverted).joined() ?? ""
+        
+        let emailText = UserStoreSingleton.shared.verificationEmail ?? ""
+        let emailPrefix = emailText.components(separatedBy: "@").first ?? ""
+        
+        // Determine name: use request.name if available, otherwise fallback to email prefix
+        let nameParam: String
+        if let requestName = request.name, !requestName.trimmingCharacters(in: .whitespaces).isEmpty {
+            nameParam = requestName
+        } else {
+            nameParam = emailPrefix
+        }
+        
+        var params: [String: Any] = [
+           // "name": UserStoreSingleton.shared.merchantName ?? "",
+            "name": nameParam,
+            "account_id": accountID ?? "",
+            "payment_method": "ach",
+            "customer": customerID ?? "",
+            "currency": "usd",
+            "email": UserStoreSingleton.shared.verificationEmail ?? ""
+        ]
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Conditionally add additional info
+        if let visibility = visibility, visibility.additional == true,
+           let additional = additionalInfo, !additional.isEmpty {
+            params["description"] = txtFieldDescription.text ?? ""
+            params["phone_number"] = localPhone
+        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+                // Only send start_date if type is .custom and field is not empty
+                if let startDateText = startDate, !startDateText.isEmpty {
+                    let inputFormatter = DateFormatter()
+                    inputFormatter.dateFormat = "dd/MM/yyyy"
+                    
+                    let outputFormatter = DateFormatter()
+                    outputFormatter.dateFormat = "MM/dd/yyyy"
+                    
+                    if let date = inputFormatter.date(from: startDateText) {
+                        let apiFormattedDate = outputFormatter.string(from: date)
+                        params["start_date"] = apiFormattedDate
+                    } else {
+                        print("Invalid date format in startDateText")
+                    }
+                }
+            }
+            
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        print(params)
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+                print("JSON Payload: \(jsonString)")
+            }
+        } catch let error {
+            print("Error creating JSON data: \(error)")
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                print("Error: \(error.localizedDescription)")
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                print("Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            print("Response Data: \(responseObject)")
+                            
+                            // Check if status is 0 and handle the error
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                            } else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        // Pass the selected payment method
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate // Pass the delegate
+                                        paymentDoneVC.bankPaymentParams = params
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                      //  if self.visibility?.billing == true {
+                                            paymentDoneVC.billingInfoData = self.billingInfo
+                                            var billingDict: [String: Any] = [:]
+                                            self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                            paymentDoneVC.billingInfo = billingDict
+                                      //  }
+                                        
+                                     //   if self.visibility?.additional == true {
+                                            // Update additionalInfo values before sending
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "description" }) {
+                                                self.additionalInfo?[index].value = self.txtFieldDescription.text ?? ""
+                                            }
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "phone_number" }) {
+                                                self.additionalInfo?[index].value = localPhone
+                                            }
+                                            
+                                            paymentDoneVC.additionalInfoData = self.additionalInfo
+                                            
+                                            var additionalDict: [String: Any] = [:]
+                                            self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                            paymentDoneVC.additionalInfo = additionalDict
+                                      //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - Account Charge Api if user saved the account.
+    func accountChargeApi(customerId: String?) {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.achCharge.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            print("Invalid URL")
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        print("Setting clientToken header: \(token ?? "None")")
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        // Extract only the digits from the phone number (local only, no country code)
+        let localPhone = txtFieldPhoneNumber.text?.components(separatedBy: CharacterSet.decimalDigits.inverted).joined() ?? ""
+        
+        let emailPrefix = UserStoreSingleton.shared.verificationEmail?.components(separatedBy: "@").first ?? ""
+        
+        var params: [String: Any] = [
+           // "name": accountName ?? "",
+            "name": !(request.name?.isEmpty ?? true) ? request.name! : (accountName ?? ""),
+            "email": userEmail ?? "",
+            "currency": "usd",
+            "account_type": accountType?.lowercased() ?? "",
+            "routing_number": routingNumber ?? "",
+            "account_number": accountNumber ?? "",
+            "payment_mode": "auth_and_capture",
+            "payment_intent": UserStoreSingleton.shared.paymentIntent ?? "",
+            "levelIndicator": 1,
+            "save_account": 1,
+            "payment_method": "ach"
+        ]
+        
+        if let customerId = customerId {
+            params["customer"] = customerId
+        } else {
+            params["username"] = emailPrefix
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Conditionally add additional info
+        if let visibility = visibility, visibility.additional == true,
+           let additional = additionalInfo, !additional.isEmpty {
+            
+            var additionalInfoDict: [String: Any] = [:]
+            for item in additional {
+                additionalInfoDict[item.name] = item.value
+            }
+            
+            params["description"] = txtFieldDescription.text ?? ""
+            params["phone_number"] = localPhone
+        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+                // Only send start_date if type is .custom and field is not empty
+                if let startDateText = startDate, !startDateText.isEmpty {
+                    let inputFormatter = DateFormatter()
+                    inputFormatter.dateFormat = "dd/MM/yyyy"
+                    
+                    let outputFormatter = DateFormatter()
+                    outputFormatter.dateFormat = "MM/dd/yyyy"
+                    
+                    if let date = inputFormatter.date(from: startDateText) {
+                        let apiFormattedDate = outputFormatter.string(from: date)
+                        params["start_date"] = apiFormattedDate
+                    } else {
+                        print("Invalid date format in startDateText")
+                    }
+                }
+            }
+            
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        print(params)
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+                print("JSON Payload: \(jsonString)")
+            }
+        } catch let error {
+            print("Error creating JSON data: \(error)")
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                self.presentPaymentErrorVC(errorMessage: error.localizedDescription)
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                self.presentPaymentErrorVC(errorMessage: "Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            print("Response Data: \(responseObject)")
+                            
+                            // Check if status is 0 and handle the error
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                            } else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        paymentDoneVC.bankPaymentParams = params
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                      //  if self.visibility?.billing == true {
+                                            paymentDoneVC.billingInfoData = self.billingInfo
+                                            var billingDict: [String: Any] = [:]
+                                            self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                            paymentDoneVC.billingInfo = billingDict
+                                      //  }
+                                        
+                                      //  if self.visibility?.additional == true {
+                                            // Update additionalInfo values before sending
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "description" }) {
+                                                self.additionalInfo?[index].value = self.txtFieldDescription.text ?? ""
+                                            }
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "phone_number" }) {
+                                                self.additionalInfo?[index].value = localPhone
+                                            }
+                                            
+                                            paymentDoneVC.additionalInfoData = self.additionalInfo
+                                            
+                                            var additionalDict: [String: Any] = [:]
+                                            self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                            paymentDoneVC.additionalInfo = additionalDict
+                                      //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    // MARK: - 3DS Functionality
+    
+    // MARK: - Credit Card Charge Api If Billing info is not nil and Without Login.
+    func threeDSecurePaymentApi() {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.threeDSecure.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            print("Invalid URL")
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        print("Setting clientToken header: \(token ?? "None")")
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        // Add API headers
+        if let apiKey = EnvironmentConfig.apiKey,
+           let apiSecret = EnvironmentConfig.apiSecret {
+            uRLRequest.addValue(apiKey, forHTTPHeaderField: "x-api-key")
+            uRLRequest.addValue(apiSecret, forHTTPHeaderField: "x-api-secret")
+        }
+        
+        // Extract only the digits from the phone number (local only, no country code)
+        let localPhone = txtFieldPhoneNumber.text?.components(separatedBy: CharacterSet.decimalDigits.inverted).joined() ?? ""
+        
+        var params: [String: Any] = [
+            "name": nameOnCard ?? "",
+            "email": userEmail ?? "",
+            "card_number": cardNumber?.replacingOccurrences(of: " ", with: "") ?? "",
+            "cardholder_name": nameOnCard ?? "",
+            "exp_month": expiryDate?.components(separatedBy: "/").first ?? "",
+            "exp_year": expiryDate?.components(separatedBy: "/").last ?? "",
+            "cvc": cvv ?? "",
+            "currency": "usd",
+            "tokenize": request.tokenOnly ?? false
+        ]
+        
+        // ✅ Only for logged-in users
+        if UserStoreSingleton.shared.isLoggedIn == true {
+            let emailText = userEmail
+            let emailPrefix = emailText?.components(separatedBy: "@").first ?? ""
+            
+            params["save_card"] = 1
+            params["is_default"] = "1"
+            params["tokenize"] = request.tokenOnly ?? ""
+            params["username"] = emailPrefix
+            
+            if let customerId = UserStoreSingleton.shared.customerId {
+                params["customer"] = customerId
+                params["customer_id"] = customerId
+            } else {
+                params["create_customer"] = "1"
+            }
+            
+            if UserStoreSingleton.shared.customerId == nil {
+                params["create_customer"] = "1"
+            }
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Conditionally add additional info
+        if let visibility = visibility, visibility.additional == true,
+           let additional = additionalInfo, !additional.isEmpty {
+            params["description"] = txtFieldDescription.text ?? ""
+            params["phone_number"] = localPhone
+        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+                // Only send start_date if type is .custom and field is not empty
+                if let startDateText = startDate, !startDateText.isEmpty {
+                    let inputFormatter = DateFormatter()
+                    inputFormatter.dateFormat = "dd/MM/yyyy"
+                    
+                    let outputFormatter = DateFormatter()
+                    outputFormatter.dateFormat = "MM/dd/yyyy"
+                    
+                    if let date = inputFormatter.date(from: startDateText) {
+                        let apiFormattedDate = outputFormatter.string(from: date)
+                        params["start_date"] = apiFormattedDate
+                    } else {
+                        print("Invalid date format in startDateText")
+                    }
+                }
+            }
+            
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        print(params)
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+                print("JSON Payload: \(jsonString)")
+            }
+        } catch let error {
+            print("Error creating JSON data: \(error)")
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                print("Error: \(error.localizedDescription)")
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                print("Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            print("Response Data: \(responseObject)")
+                            
+                            // Check if status is 0 and handle the error
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                            } else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "ThreeDSecurePaymentDoneVC") as? ThreeDSecurePaymentDoneVC {
+                                        
+                                        let urlString = responseObject["redirect_url"] as? String ?? responseObject["location_url"] as? String ?? ""
+                                        paymentDoneVC.redirectURL = urlString
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.amount = self.amount
+                                        paymentDoneVC.cardApiParams = params
+                                        paymentDoneVC.request = self.request
+                                        
+                                       // if self.visibility?.billing == true {
+                                            paymentDoneVC.billingInfoData = self.billingInfo
+                                            var billingDict: [String: Any] = [:]
+                                            self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                            paymentDoneVC.billingInfo = billingDict
+                                       // }
+                                        
+                                      //  if self.visibility?.additional == true {
+                                            // Update additionalInfo values before sending
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "description" }) {
+                                                self.additionalInfo?[index].value = self.txtFieldDescription.text ?? ""
+                                            }
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "phone_number" }) {
+                                                self.additionalInfo?[index].value = localPhone
+                                            }
+                                            
+                                            paymentDoneVC.additionalInfoData = self.additionalInfo
+                                            
+                                            var additionalDict: [String: Any] = [:]
+                                            self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                            paymentDoneVC.additionalInfo = additionalDict
+                                      //  }
+                                        
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    // MARK: - Credit Card Charge Api If Billing info is not nil With Login from Add New Card.
+    func threeDSecurePaymentAddNewCardApi(customerId: String?) {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.threeDSecure.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            print("Invalid URL")
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        print("Setting clientToken header: \(token ?? "None")")
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        // Add API headers
+        if let apiKey = EnvironmentConfig.apiKey,
+           let apiSecret = EnvironmentConfig.apiSecret {
+            uRLRequest.addValue(apiKey, forHTTPHeaderField: "x-api-key")
+            uRLRequest.addValue(apiSecret, forHTTPHeaderField: "x-api-secret")
+        }
+        
+        // Extract only the digits from the phone number (local only, no country code)
+        let localPhone = txtFieldPhoneNumber.text?.components(separatedBy: CharacterSet.decimalDigits.inverted).joined() ?? ""
+        
+        var params: [String: Any] = [
+            "name": nameOnCard ?? "",
+            "email": userEmail ?? "",
+            "card_number": cardNumber?.replacingOccurrences(of: " ", with: "") ?? "",
+            "cardholder_name": nameOnCard ?? "",
+            "exp_month": expiryDate?.components(separatedBy: "/").first ?? "",
+            "exp_year": expiryDate?.components(separatedBy: "/").last ?? "",
+            "cvc": cvv ?? "",
+            "description": "Test",
+            "currency": "usd",
+            "tokenize": request.tokenOnly ?? false,
+            "save_card": isSavedNewCard ? 1 : 0,
+            "customer_id": customerId ?? ""
+        ]
+        
+        // Add is_default parameter if save_card is 1
+        if isSavedNewCard {
+            params["is_default"] = "1"
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Conditionally add additional info
+        if let visibility = visibility, visibility.additional == true,
+           let additional = additionalInfo, !additional.isEmpty {
+            params["description"] = txtFieldDescription.text ?? ""
+            params["phone_number"] = localPhone
+        }
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+                // Only send start_date if type is .custom and field is not empty
+                if let startDateText = startDate, !startDateText.isEmpty {
+                    let inputFormatter = DateFormatter()
+                    inputFormatter.dateFormat = "dd/MM/yyyy"
+                    
+                    let outputFormatter = DateFormatter()
+                    outputFormatter.dateFormat = "MM/dd/yyyy"
+                    
+                    if let date = inputFormatter.date(from: startDateText) {
+                        let apiFormattedDate = outputFormatter.string(from: date)
+                        params["start_date"] = apiFormattedDate
+                    } else {
+                        print("Invalid date format in startDateText")
+                    }
+                }
+            }
+            
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        print(params)
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+                print("JSON Payload: \(jsonString)")
+            }
+        } catch let error {
+            print("Error creating JSON data: \(error)")
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                print("Error: \(error.localizedDescription)")
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                print("Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            print("Response Data: \(responseObject)")
+                            
+                            // Check if status is 0 and handle the error
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                            } else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "ThreeDSecurePaymentDoneVC") as? ThreeDSecurePaymentDoneVC {
+                                        
+                                        let urlString = responseObject["redirect_url"] as? String ?? responseObject["location_url"] as? String ?? ""
+                                        paymentDoneVC.redirectURL = urlString
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.amount = self.amount
+                                        paymentDoneVC.cardApiParams = params
+                                        paymentDoneVC.request = self.request
+                                        
+                                      //  if self.visibility?.billing == true {
+                                            paymentDoneVC.billingInfoData = self.billingInfo
+                                            var billingDict: [String: Any] = [:]
+                                            self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                            paymentDoneVC.billingInfo = billingDict
+                                      //  }
+                                        
+                                      //  if self.visibility?.additional == true {
+                                            // Update additionalInfo values before sending
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "description" }) {
+                                                self.additionalInfo?[index].value = self.txtFieldDescription.text ?? ""
+                                            }
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "phone_number" }) {
+                                                self.additionalInfo?[index].value = localPhone
+                                            }
+                                            
+                                            paymentDoneVC.additionalInfoData = self.additionalInfo
+                                            
+                                            var additionalDict: [String: Any] = [:]
+                                            self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                            paymentDoneVC.additionalInfo = additionalDict
+                                     //   }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - GrailPay Account Charge Api if user not saved account but billing info available
+    func grailPayAccountChargeApi() {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.achCharge.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            print("Invalid URL")
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        print("Setting clientToken header: \(token ?? "None")")
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        if let apiKey = EnvironmentConfig.apiKey {
+            uRLRequest.addValue(apiKey, forHTTPHeaderField: "X-Api-Key")
+        }
+        if let apiSecret = EnvironmentConfig.apiSecret {
+            uRLRequest.addValue(apiSecret, forHTTPHeaderField: "X-Api-Secret")
+        }
+        
+        // Extract only the digits from the phone number (local only, no country code)
+        let localPhone = txtFieldPhoneNumber.text?.components(separatedBy: CharacterSet.decimalDigits.inverted).joined() ?? ""
+        
+        var params: [String: Any] = [
+            "account_id": self.grailPayAccountID ?? "",
+            "account_type": self.selectedGrailPayAccountType ?? "",
+            "name": self.selectedGrailPayAccountName ?? "",
+            "description": "payment checkout",
+            "email": userEmail ?? ""
+        ]
+        
+        // ✅ Only add these params for logged-in users
+        if UserStoreSingleton.shared.isLoggedIn == true {
+            let emailText = userEmail
+            let emailPrefix = emailText?.components(separatedBy: "@").first ?? ""
+            
+            params["save_account"] = 1
+            params["is_default"] = 1
+            params["customer_id"] = UserStoreSingleton.shared.customerId ?? ""
+            
+            if let customerId = UserStoreSingleton.shared.customerId, !customerId.isEmpty {
+                params["customer"] = customerId
+            } else {
+                params["username"] = emailPrefix
+            }
+            
+            if UserStoreSingleton.shared.customerId == nil {
+                params["create_customer"] = "1"
+            }
+        }
+        
+        // Conditionally add billing info
+        if let visibility = visibility, visibility.billing == true,
+           let billing = billingInfo, !billing.isEmpty {
+            
+            var billingInfoDict: [String: Any] = [:]
+            for item in billing {
+                billingInfoDict[item.name] = item.value
+            }
+            
+            params["address"] = billingInfoDict["address"] as? String ?? ""
+            params["country"] = billingInfoDict["country"] as? String ?? ""
+            params["state"] = billingInfoDict["state"] as? String ?? ""
+            params["city"] = billingInfoDict["city"] as? String ?? ""
+            params["zip"] = billingInfoDict["postal_code"] as? String ?? ""
+        }
+        
+        // Additional Info or default description
+        var descriptionValue: String = "Hosted payment checkout" // default
+        if let visibility = visibility, visibility.additional == true,
+           let additional = additionalInfo, !additional.isEmpty {
+            
+            var additionalDict: [String: Any] = [:]
+            additional.forEach { additionalDict[$0.name] = $0.value }
+            
+            if let desc = additionalDict["description"] as? String, !desc.isEmpty {
+                descriptionValue = desc
+            }
+            
+            if let phone = additionalDict["phone_number"] as? String, !phone.isEmpty {
+                params["phone_number"] = phone
+            }
+        }
+        params["description"] = descriptionValue
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+                // Only send start_date if type is .custom and field is not empty
+                if let startDateText = startDate, !startDateText.isEmpty {
+                    let inputFormatter = DateFormatter()
+                    inputFormatter.dateFormat = "dd/MM/yyyy"
+                    
+                    let outputFormatter = DateFormatter()
+                    outputFormatter.dateFormat = "MM/dd/yyyy"
+                    
+                    if let date = inputFormatter.date(from: startDateText) {
+                        let apiFormattedDate = outputFormatter.string(from: date)
+                        params["start_date"] = apiFormattedDate
+                    } else {
+                        print("Invalid date format in startDateText")
+                    }
+                }
+            }
+            
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        print(params)
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+                print("JSON Payload: \(jsonString)")
+            }
+        } catch let error {
+            print("Error creating JSON data: \(error)")
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                self.presentPaymentErrorVC(errorMessage: error.localizedDescription)
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                self.presentPaymentErrorVC(errorMessage: "Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            print("Response Data: \(responseObject)")
+                            
+                            // Check if status is 0 and handle the error
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                            } else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        paymentDoneVC.bankPaymentParams = params
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                       // if self.visibility?.billing == true {
+                                            paymentDoneVC.billingInfoData = self.billingInfo
+                                            var billingDict: [String: Any] = [:]
+                                            self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                            paymentDoneVC.billingInfo = billingDict
+                                      //  }
+                                        
+                                      //  if self.visibility?.additional == true {
+                                            // Update additionalInfo values before sending
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "description" }) {
+                                                self.additionalInfo?[index].value = self.txtFieldDescription.text ?? ""
+                                            }
+                                            if let index = self.additionalInfo?.firstIndex(where: { $0.name == "phone_number" }) {
+                                                self.additionalInfo?[index].value = localPhone
+                                            }
+                                            
+                                            paymentDoneVC.additionalInfoData = self.additionalInfo
+                                            
+                                            var additionalDict: [String: Any] = [:]
+                                            self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                            paymentDoneVC.additionalInfo = additionalDict
+                                      //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+    //MARK: - GrailPay Account Charge Api if user saved account
+    func grailPayAccountChargeApi(customerId: String?) {
+        showLoadingIndicator()
+        
+        let fullURL = EnvironmentConfig.baseURL + EnvironmentConfig.Endpoints.achCharge.path()
+        
+        guard let serviceURL = URL(string: fullURL) else {
+            print("Invalid URL")
+            hideLoadingIndicator()
+            return
+        }
+        
+        var uRLRequest = URLRequest(url: serviceURL)
+        uRLRequest.httpMethod = "POST"
+        uRLRequest.addValue("application/json", forHTTPHeaderField: "Content-Type")
+        
+        let token = UserStoreSingleton.shared.clientToken
+        print("Setting clientToken header: \(token ?? "None")")
+        uRLRequest.addValue(token ?? "", forHTTPHeaderField: "Client-Token")
+        
+        if let apiKey = EnvironmentConfig.apiKey {
+            uRLRequest.addValue(apiKey, forHTTPHeaderField: "X-Api-Key")
+        }
+        if let apiSecret = EnvironmentConfig.apiSecret {
+            uRLRequest.addValue(apiSecret, forHTTPHeaderField: "X-Api-Secret")
+        }
+        
+        let emailPrefix = userEmail?.components(separatedBy: "@").first ?? ""
+        
+        var params: [String: Any] = [
+            "account_id": self.grailPayAccountID ?? "",
+            "account_type": self.selectedGrailPayAccountType ?? "",
+            "name": self.selectedGrailPayAccountName ?? "",
+            "save_account": 1,
+            "is_default": 1,
+            "customer_id": customerId ?? "",
+            "email": userEmail ?? "",
+            "create_customer": "1",
+        ]
+        
+        if let customerId = customerId {
+            params["customer"] = customerId
+        } else {
+            params["username"] = emailPrefix
+        }
+        
+//        // Billing Info
+//        if let visibility = visibility, visibility.billing == true,
+//           let billing = billingInfo, !billing.isEmpty {
+//            var billingDict: [String: Any] = [:]
+//            billing.forEach { billingDict[$0.name] = $0.value }
+//
+//            params["address"] = billingDict["address"] as? String ?? ""
+//            params["country"] = billingDict["country"] as? String ?? ""
+//            params["state"] = billingDict["state"] as? String ?? ""
+//            params["city"] = billingDict["city"] as? String ?? ""
+//            params["zip"] = billingDict["postal_code"] as? String ?? ""
+//        }
+        
+        // Always include Billing Info if available
+        if let billing = billingInfo, !billing.isEmpty {
+            var billingDict: [String: Any] = [:]
+            billing.forEach { billingDict[$0.name] = $0.value }
+
+            params["address"] = billingDict["address"] as? String ?? ""
+            params["country"] = billingDict["country"] as? String ?? ""
+            params["state"] = billingDict["state"] as? String ?? ""
+            params["city"] = billingDict["city"] as? String ?? ""
+            params["zip"] = billingDict["postal_code"] as? String ?? ""
+        }
+        
+//        // Additional Info or default description
+//        var descriptionValue: String = "Hosted payment checkout" // default
+//        if let visibility = visibility, visibility.additional == true,
+//           let additional = additionalInfo, !additional.isEmpty {
+//
+//            var additionalDict: [String: Any] = [:]
+//            additional.forEach { additionalDict[$0.name] = $0.value }
+//
+//            if let desc = additionalDict["description"] as? String, !desc.isEmpty {
+//                descriptionValue = desc
+//            }
+//
+//            if let phone = additionalDict["phone_number"] as? String, !phone.isEmpty {
+//                params["phone_number"] = phone
+//            }
+//        }
+//        params["description"] = descriptionValue
+        
+        // Always include Additional Info if available
+        var descriptionValue: String = "Hosted payment checkout"
+        if let additional = additionalInfo, !additional.isEmpty {
+            var additionalDict: [String: Any] = [:]
+            additional.forEach { additionalDict[$0.name] = $0.value }
+
+            if let desc = additionalDict["description"] as? String, !desc.isEmpty {
+                descriptionValue = desc
+            }
+
+            if let phone = additionalDict["phone_number"] as? String, !phone.isEmpty {
+                params["phone_number"] = phone
+            }
+        }
+        params["description"] = descriptionValue
+        
+        // Add these if recurring is enabled
+        if let req = request, req.is_recurring == true {
+            if let recurringType = req.recurringStartDateType, recurringType == .custom {
+                // Only send start_date if type is .custom and field is not empty
+                if let startDateText = startDate, !startDateText.isEmpty {
+                    let inputFormatter = DateFormatter()
+                    inputFormatter.dateFormat = "dd/MM/yyyy"
+                    
+                    let outputFormatter = DateFormatter()
+                    outputFormatter.dateFormat = "MM/dd/yyyy"
+                    
+                    if let date = inputFormatter.date(from: startDateText) {
+                        let apiFormattedDate = outputFormatter.string(from: date)
+                        params["start_date"] = apiFormattedDate
+                    } else {
+                        print("Invalid date format in startDateText")
+                    }
+                }
+            }
+            
+            params["interval"] = chosenPlan?.lowercased()
+        }
+        
+        // ✅ Include metadata only if it has at least 1 key-value pair
+        if let metadata = request?.metadata, !metadata.isEmpty {
+            params["metadata"] = metadata
+        }
+        
+        print(params)
+        
+        do {
+            let jsonData = try JSONSerialization.data(withJSONObject: params, options: .prettyPrinted)
+            uRLRequest.httpBody = jsonData
+            if let jsonString = String(data: jsonData, encoding: .utf8) {
+                print("JSON Payload: \(jsonString)")
+            }
+        } catch let error {
+            print("Error creating JSON data: \(error)")
+            hideLoadingIndicator()
+            return
+        }
+        
+        let session = URLSession.shared
+        let task = session.dataTask(with: uRLRequest) { (serviceData, serviceResponse, error) in
+            
+            DispatchQueue.main.async {
+                self.hideLoadingIndicator() // Stop loader when response is received
+            }
+            
+            if let error = error {
+                self.presentPaymentErrorVC(errorMessage: error.localizedDescription)
+                return
+            }
+            
+            guard let httpResponse = serviceResponse as? HTTPURLResponse else {
+                self.presentPaymentErrorVC(errorMessage: "Invalid response")
+                return
+            }
+            
+            if httpResponse.statusCode == 200 || httpResponse.statusCode == 201 {
+                if let data = serviceData {
+                    do {
+                        if let responseObject = try JSONSerialization.jsonObject(with: data, options: []) as? [String: Any] {
+                            print("Response Data: \(responseObject)")
+                            
+                            // Check if status is 0 and handle the error
+                            if let status = responseObject["status"] as? Int, status == 0 {
+                                let errorMessage = responseObject["message"] as? String ?? "Unknown error"
+                                self.presentPaymentErrorVC(errorMessage: errorMessage)
+                            } else {
+                                DispatchQueue.main.async {
+                                    if let paymentDoneVC = self.storyboard?.instantiateViewController(withIdentifier: "PaymentDoneVC") as? PaymentDoneVC {
+                                        paymentDoneVC.chargeData = responseObject
+                                        paymentDoneVC.selectedPaymentMethod = self.selectedPaymentMethod
+                                        paymentDoneVC.easyPayDelegate = self.easyPayDelegate
+                                        paymentDoneVC.bankPaymentParams = params
+                                        // Pass billing and additional info
+                                        // Conditionally pass raw FieldItem array
+                                        paymentDoneVC.visibility = self.visibility
+                                        paymentDoneVC.request = self.request
+                                        
+                                      //  if self.visibility?.billing == true {
+                                            paymentDoneVC.billingInfoData = self.billingInfo
+                                            var billingDict: [String: Any] = [:]
+                                            self.billingInfo?.forEach { billingDict[$0.name] = $0.value }
+                                            paymentDoneVC.billingInfo = billingDict
+                                      //  }
+                                        
+                                      //  if self.visibility?.additional == true {
+                                            paymentDoneVC.additionalInfoData = self.additionalInfo
+                                            var additionalDict: [String: Any] = [:]
+                                            self.additionalInfo?.forEach { additionalDict[$0.name] = $0.value }
+                                            paymentDoneVC.additionalInfo = additionalDict
+                                      //  }
+                                        self.navigationController?.pushViewController(paymentDoneVC, animated: true)
+                                    }
+                                }
+                            }
+                        } else {
+                            self.presentPaymentErrorVC(errorMessage: "Invalid JSON format")
+                        }
+                    } catch let jsonError {
+                        self.presentPaymentErrorVC(errorMessage: "Error parsing JSON: \(jsonError)")
+                    }
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "No data received")
+                }
+            } else {
+                if let data = serviceData,
+                   let responseObj = try? JSONSerialization.jsonObject(with: data, options: []) as? [String: Any],
+                   let message = responseObj["message"] as? String {
+                    self.presentPaymentErrorVC(errorMessage: message)
+                } else {
+                    self.presentPaymentErrorVC(errorMessage: "HTTP Status Code: \(httpResponse.statusCode)")
+                }
+            }
+        }
+        task.resume()
+    }
+    
+}
+
+extension AdditionalInfoVC: UITextFieldDelegate {
+    
+}
+
+extension AdditionalInfoVC: CountryListVCDelegate {
+    func didSelectCountry(_ country: Country) {
+        lblCountryCode.text = "\(country.flag ?? "") +\(country.extensionCode ?? "")"
+    }
+}
+
+extension String {
+    static func flag(for countryCode: String) -> String {
+        let base : UInt32 = 127397
+        var s = ""
+        for v in countryCode.uppercased().unicodeScalars {
+            if let scalar = UnicodeScalar(base + v.value) {
+                s.unicodeScalars.append(scalar)
+            }
+        }
+        return s
+    }
+}