@ixo/topic-protocol 0.6.0 → 0.8.0

package/templates/decision-to-pay/outcome-payment-claim.template.json

@@ -0,0 +1,198 @@
+{
+  "$schema": "../../schemas/decision-to-pay-template.schema.json",
+  "version": 1,
+  "id": "urn:ixo:decision-to-pay:template:outcome-payment-claim",
+  "templateVersion": "0.1.0",
+  "label": "Outcome Payment Claim",
+  "description": "Adjudicate a payment claim against a pinned outcome contract, approved methodology, immutable intervention handoff, admissible evidence, and authorised evaluation and approval records.",
+  "maturity": "draft",
+  "compatibility": {
+    "protocolPackage": "@ixo/topic-protocol",
+    "protocolVersion": "0.7.0",
+    "sourceCommit": "40d1ce5160757553cd57f670b5b1708a5c0d0ea3",
+    "implementationStatus": "draft_contract_extension",
+    "requiredExtensions": [
+      "org.ixo.payment-terms/v1",
+      "org.ixo.payable-obligation/v1",
+      "ixo.payment capability policy/v1",
+      "outcome contract or deed resource",
+      "evaluation runtime and oracle adapter",
+      "claims authority adapter",
+      "payment-rail adapter"
+    ],
+    "constraints": [
+      "The template assumes an immutable Delivery Packet for the intervention or service that produced the claimed result.",
+      "Outcome claims without external work require a future generalized obligation handoff and cannot bypass the current settlement gate.",
+      "A supported evaluation is evidence for approval and is never itself payment authority."
+    ]
+  },
+  "topic": {
+    "primaryRole": "payment_claim",
+    "kindRef": {"source": "standard", "kind": "claims"},
+    "recipe": "claims",
+    "workingMode": "client",
+    "temporalMode": "finite",
+    "acceptance": {
+      "requiredTopicContractPaths": [
+        "/intent/text",
+        "/outcome/statement/text",
+        "/completion/definition",
+        "/completion/acceptanceAuthorityIds",
+        "/attachments/0"
+      ],
+      "allowHonestDraft": true
+    },
+    "lifecyclePolicy": {
+      "separateTopicContractOutcomeAxes": true,
+      "waitingRule": "The Claims Topic may wait on admissible evidence, evaluator availability, manual review, dispute resolution, claim authority, funding, or payment finality.",
+      "resolveRule": "Resolve only under the accepted claim-closure rule; a supported outcome, approved claim, and confirmed settlement remain separate facts."
+    }
+  },
+  "actors": [
+    {"role": "payer", "label": "Outcome payer or funder", "required": true, "identity": "did", "capabilities": ["ixo.payment/accept-terms"]},
+    {"role": "claimant", "label": "Outcome provider and claimant", "required": true, "identity": "did", "capabilities": ["ixo.payment/record-claim"]},
+    {"role": "evaluator", "label": "Independent evaluator or oracle", "required": true, "identity": "did", "capabilities": ["ixo.payment/evaluate"], "constraints": ["Must bind the exact approved rubric, evidence digests, trace digests, delivery packet, and capability."]},
+    {"role": "approval_authority", "label": "Outcome payment approval authority", "required": true, "identity": "did", "capabilities": ["ixo.payment/approve"]},
+    {"role": "claims_authority", "label": "External claims authority", "required": true, "identity": "did", "capabilities": ["ixo.payment/record-claim"]},
+    {"role": "settlement_controller", "label": "Settlement controller", "required": true, "identity": "did", "capabilities": ["ixo.payment/record-settlement"]},
+    {"role": "beneficiary_representative", "label": "Beneficiary or affected-party representative", "required": false, "identity": "did", "capabilities": ["topic/read"]}
+  ],
+  "resources": [
+    {"role": "outcome_contract", "type": "ixo.outcome-contract", "required": true, "binding": "vfs_attachment", "authority": "bound_resource", "availability": "external", "confidentiality": "vfs_ucan", "notes": "Must pin the result definition, population or asset scope, baseline, measurement window, methodology, pricing rule, dispute rights, and authority."},
+    {"role": "claim_collection", "type": "ixo.claim-collection", "required": true, "binding": "vfs_attachment", "authority": "external_system", "availability": "external", "confidentiality": "vfs_ucan"},
+    {"role": "payment_terms", "type": "org.ixo.payment-terms", "required": true, "binding": "typed_context", "authority": "bound_resource", "availability": "contract_pack", "schemaRef": "https://topic-protocol.ixo.world/schemas/payment-terms.schema.json", "confidentiality": "vfs_ucan"},
+    {"role": "payable_obligation", "type": "org.ixo.payable-obligation", "required": true, "binding": "typed_context", "authority": "bound_resource", "availability": "contract_pack", "schemaRef": "https://topic-protocol.ixo.world/schemas/payable-obligation.schema.json", "confidentiality": "room_encrypted"},
+    {"role": "intervention_delivery", "type": "ixo.delivery-packet", "required": true, "binding": "protocol_record", "authority": "protocol_record", "availability": "topic_protocol_0.7", "schemaRef": "https://topic-protocol.ixo.world/schemas/delivery-packet.schema.json", "confidentiality": "room_encrypted"},
+    {"role": "outcome_evidence", "type": "ixo.vfs", "required": true, "binding": "vfs_attachment", "authority": "bound_resource", "availability": "topic_protocol_0.7", "schemaRef": "https://topic-protocol.ixo.world/schemas/topic-file-attachment.schema.json", "confidentiality": "vfs_ucan"},
+    {"role": "approved_rubric", "type": "ixo.evaluation-rubric", "required": true, "binding": "external_reference", "authority": "bound_resource", "availability": "external", "confidentiality": "vfs_ucan"}
+  ],
+  "protocolContracts": [
+    {"name": "topic-contract-state", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/topic-contract-state.schema.json", "required": true},
+    {"name": "delivery-packet", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/delivery-packet.schema.json", "required": true},
+    {"name": "delivery-decision", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/delivery-decision.schema.json", "required": true},
+    {"name": "evaluation-assertion", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/evaluation-assertion.schema.json", "required": true},
+    {"name": "approval-decision", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/approval-decision.schema.json", "required": true},
+    {"name": "claim-record", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/claim-record.schema.json", "required": true},
+    {"name": "settlement-receipt", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/settlement-receipt.schema.json", "required": true},
+    {"name": "payment-terms", "source": "contract_pack", "schemaRef": "https://topic-protocol.ixo.world/schemas/payment-terms.schema.json", "required": true},
+    {"name": "payable-obligation", "source": "contract_pack", "schemaRef": "https://topic-protocol.ixo.world/schemas/payable-obligation.schema.json", "required": true}
+  ],
+  "operations": [
+    "propose-contract",
+    "update-contract",
+    "accept-contract",
+    "supersede-contract",
+    "submit-delivery",
+    "record-delivery-decision",
+    "record-evaluation",
+    "record-approval",
+    "record-claim",
+    "record-settlement",
+    "record-decision",
+    "change-status",
+    "resolve-conflict"
+  ],
+  "gates": [
+    {
+      "id": "outcome-terms-accepted",
+      "stage": "terms",
+      "description": "The claim must pin an accepted outcome contract, methodology, pricing rule, claim collection, payment terms, and authority model.",
+      "all": [
+        {"contract": "topic-contract-state", "path": "/contracts/effective/body/status", "operator": "equals", "value": "accepted"},
+        {"contract": "payment-terms", "path": "/status", "operator": "equals", "value": "accepted"},
+        {"contract": "payment-terms", "path": "/calculation/model", "operator": "equals", "value": "outcome"}
+      ],
+      "onFailure": "block"
+    },
+    {
+      "id": "intervention-handoff-accepted",
+      "stage": "delivery",
+      "description": "The claimed result must bind an accepted immutable intervention or service handoff.",
+      "all": [
+        {"contract": "delivery-packet", "path": "/status", "operator": "equals", "value": "submitted"},
+        {"contract": "delivery-decision", "path": "/decision", "operator": "equals", "value": "accepted"},
+        {"contract": "delivery-decision", "path": "/deliveryPacketDigest", "operator": "digest_matches", "value": "claim_delivery_packet"}
+      ],
+      "onFailure": "block"
+    },
+    {
+      "id": "outcome-evidence-admissible",
+      "stage": "evaluation",
+      "description": "Evidence provenance, methodology version, measurement window, population or asset scope, and evaluator authority must pass before determination.",
+      "all": [
+        {"contract": "evaluation-assertion", "path": "/rubric/governanceStatus", "operator": "all_equal", "value": "approved"},
+        {"contract": "evaluation-assertion", "path": "/evidenceDigests", "operator": "min_count", "value": 1},
+        {"contract": "operator-verification", "path": "/evidenceAdmissibility", "operator": "equals", "value": "passed"},
+        {"contract": "operator-verification", "path": "/evaluatorCapability", "operator": "equals", "value": "valid"}
+      ],
+      "onFailure": "human_review"
+    },
+    {
+      "id": "outcome-supported",
+      "stage": "evaluation",
+      "description": "Every settlement-referenced evaluation must support the exact claim; non-terminal or contested outcomes cannot pay.",
+      "all": [
+        {"contract": "evaluation-assertion", "path": "/outcome", "operator": "all_equal", "value": "supported"},
+        {"contract": "evaluation-assertion", "path": "/deliveryPacketDigest", "operator": "all_equal", "value": "claim_delivery_packet_digest"}
+      ],
+      "onFailure": "human_review"
+    },
+    {
+      "id": "outcome-payment-approved",
+      "stage": "approval",
+      "description": "Approval must apply the pinned policy to the exact packet and evaluation set.",
+      "all": [
+        {"contract": "approval-decision", "path": "/decision", "operator": "equals", "value": "approved"},
+        {"contract": "approval-decision", "path": "/evaluationIds", "operator": "all_equal", "value": "settlement_evaluation_ids"}
+      ],
+      "onFailure": "block"
+    },
+    {
+      "id": "outcome-claim-approved",
+      "stage": "claim",
+      "description": "The external claims authority must approve the current claim for the calculated amount, asset, and recipient.",
+      "all": [
+        {"contract": "claim-record", "path": "/status", "operator": "equals", "value": "approved"},
+        {"contract": "claim-record", "path": "/requested", "operator": "digest_matches", "value": "payable_obligation_requested"},
+        {"contract": "claim-record", "path": "/evaluationIds", "operator": "all_equal", "value": "approval_evaluation_ids"}
+      ],
+      "onFailure": "block"
+    },
+    {
+      "id": "outcome-settlement-clear",
+      "stage": "settlement",
+      "description": "Identity, eligibility, funding, dispute, trusted-time, revocation, and replay checks must pass before the receipt is admitted.",
+      "all": [
+        {"contract": "operator-verification", "path": "/identity", "operator": "equals", "value": "passed"},
+        {"contract": "operator-verification", "path": "/eligibility", "operator": "equals", "value": "passed"},
+        {"contract": "operator-verification", "path": "/funding", "operator": "equals", "value": "passed"},
+        {"contract": "operator-verification", "path": "/disputeHold", "operator": "equals", "value": false},
+        {"contract": "operator-verification", "path": "/revocation", "operator": "equals", "value": "clear"},
+        {"contract": "operator-verification", "path": "/idempotencyKey", "operator": "exists"}
+      ],
+      "onFailure": "block"
+    }
+  ],
+  "settlement": {
+    "movesFunds": false,
+    "requiresExternalAdapter": true,
+    "failClosed": true,
+    "requiredAxes": ["delivery", "evaluation", "approval", "claim", "settlement"],
+    "exactMatchFields": ["topicId", "deliveryPacketId", "deliveryPacketDigest", "evaluationIds", "approvalId", "claimId", "amount", "asset", "recipient"],
+    "terminalState": "confirmed"
+  },
+  "privacy": {
+    "topicIsConfidentialityBoundary": false,
+    "topicCapabilityGrantsVfsAccess": false,
+    "sensitiveResourceStorage": "encrypted_room_or_ucan_vfs",
+    "minimumRoomVisibleFields": ["claim reference", "claim status", "evaluation status", "settlement status"]
+  },
+  "acceptanceCriteria": [
+    {"id": "honest-draft", "statement": "A Claims Draft may begin without fabricating outcome, methodology, evidence, amount, claimant, or authority."},
+    {"id": "methodology-pinned", "statement": "The evaluation references an approved immutable rubric and exact evidence and trace digests."},
+    {"id": "non-terminal-blocked", "statement": "Refuted, insufficient-evidence, human-review, disputed, or superseded evaluations cannot support settlement."},
+    {"id": "approval-is-separate", "statement": "A supported evaluation cannot directly approve a claim or move funds."},
+    {"id": "claim-state-retained", "statement": "Claim updates retain packet, evaluation, approval, claimant, requested amount, asset, recipient, source, and replay key."},
+    {"id": "operator-gates", "statement": "Funding, identity, eligibility, revocation, disputes, trusted time, idempotency, and finality are verified by deployed adapters before settlement confirmation."}
+  ]
+}

package/templates/decision-to-pay/payment-on-delivery.template.json

@@ -0,0 +1,198 @@
+{
+  "$schema": "../../schemas/decision-to-pay-template.schema.json",
+  "version": 1,
+  "id": "urn:ixo:decision-to-pay:template:payment-on-delivery",
+  "templateVersion": "0.1.0",
+  "label": "Payment on Delivery",
+  "description": "Release payment only after the agreed goods or service have been received and accepted for quantity, condition, timing, and recipient authority.",
+  "maturity": "draft",
+  "compatibility": {
+    "protocolPackage": "@ixo/topic-protocol",
+    "protocolVersion": "0.7.0",
+    "sourceCommit": "40d1ce5160757553cd57f670b5b1708a5c0d0ea3",
+    "implementationStatus": "design_ready_extension_required",
+    "requiredExtensions": [
+      "org.ixo.payment-terms/v1",
+      "org.ixo.payable-obligation/v1",
+      "ixo.payment capability policy/v1",
+      "org.ixo.delivery-order resource contract",
+      "physical delivery verification adapter",
+      "payment-rail adapter"
+    ],
+    "constraints": [
+      "Topic Protocol Delivery Packet means governed external-work handoff and must not be presented as physical proof of delivery.",
+      "The delivery-order resource must remain authoritative for order, shipment, recipient, quantity, and condition semantics."
+    ]
+  },
+  "topic": {
+    "primaryRole": "delivery_case",
+    "kindRef": {"source": "standard", "kind": "task"},
+    "recipe": "project",
+    "workingMode": "client",
+    "temporalMode": "finite",
+    "acceptance": {
+      "requiredTopicContractPaths": [
+        "/intent/text",
+        "/outcome/statement/text",
+        "/ownerId",
+        "/completion/definition",
+        "/completion/acceptanceAuthorityIds"
+      ],
+      "allowHonestDraft": true
+    },
+    "lifecyclePolicy": {
+      "separateTopicContractOutcomeAxes": true,
+      "waitingRule": "The Topic waits when delivery evidence, recipient acceptance, inspection, claim approval, or payment finality is outstanding.",
+      "resolveRule": "Resolve only under the accepted closure rule after delivery exceptions and required recourse windows are handled."
+    }
+  },
+  "actors": [
+    {"role": "payer", "label": "Buyer or payer", "required": true, "identity": "did", "capabilities": ["ixo.payment/accept-terms"]},
+    {"role": "supplier", "label": "Supplier and claimant", "required": true, "identity": "did", "capabilities": ["ixo.payment/submit-delivery", "ixo.payment/record-claim"]},
+    {"role": "recipient", "label": "Authorised recipient", "required": true, "identity": "did", "capabilities": ["ixo.payment/acknowledge-receipt"]},
+    {"role": "delivery_verifier", "label": "Delivery verifier", "required": true, "identity": "did", "capabilities": ["ixo.payment/evaluate-delivery"]},
+    {"role": "payment_approver", "label": "Payment approval authority", "required": true, "identity": "did", "capabilities": ["ixo.payment/approve"]},
+    {"role": "settlement_controller", "label": "Settlement controller", "required": true, "identity": "did", "capabilities": ["ixo.payment/record-settlement"]}
+  ],
+  "resources": [
+    {
+      "role": "delivery_order",
+      "type": "org.ixo.delivery-order",
+      "required": true,
+      "binding": "typed_context",
+      "authority": "bound_resource",
+      "availability": "proposed_extension",
+      "confidentiality": "room_encrypted",
+      "notes": "Must pin order lines, expected quantities, acceptable condition, delivery window, destination, and authorised recipient."
+    },
+    {"role": "payment_terms", "type": "org.ixo.payment-terms", "required": true, "binding": "typed_context", "authority": "bound_resource", "availability": "contract_pack", "schemaRef": "https://topic-protocol.ixo.world/schemas/payment-terms.schema.json", "confidentiality": "vfs_ucan"},
+    {"role": "payable_obligation", "type": "org.ixo.payable-obligation", "required": true, "binding": "typed_context", "authority": "bound_resource", "availability": "contract_pack", "schemaRef": "https://topic-protocol.ixo.world/schemas/payable-obligation.schema.json", "confidentiality": "room_encrypted"},
+    {"role": "fulfilment_work", "type": "ixo.external-work-binding", "required": true, "binding": "protocol_record", "authority": "external_system", "availability": "topic_protocol_0.7", "schemaRef": "https://topic-protocol.ixo.world/schemas/external-work-binding.schema.json", "confidentiality": "room_encrypted"},
+    {"role": "proof_of_delivery", "type": "ixo.vfs", "required": true, "binding": "vfs_attachment", "authority": "bound_resource", "availability": "topic_protocol_0.7", "schemaRef": "https://topic-protocol.ixo.world/schemas/topic-file-attachment.schema.json", "confidentiality": "vfs_ucan"}
+  ],
+  "protocolContracts": [
+    {"name": "topic-contract-state", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/topic-contract-state.schema.json", "required": true},
+    {"name": "external-work-binding", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/external-work-binding.schema.json", "required": true},
+    {"name": "delivery-packet", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/delivery-packet.schema.json", "required": true},
+    {"name": "delivery-decision", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/delivery-decision.schema.json", "required": true},
+    {"name": "evaluation-assertion", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/evaluation-assertion.schema.json", "required": true},
+    {"name": "approval-decision", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/approval-decision.schema.json", "required": true},
+    {"name": "claim-record", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/claim-record.schema.json", "required": true},
+    {"name": "settlement-receipt", "source": "topic_protocol", "schemaRef": "https://topic-protocol.ixo.world/schemas/settlement-receipt.schema.json", "required": true},
+    {"name": "payment-terms", "source": "contract_pack", "schemaRef": "https://topic-protocol.ixo.world/schemas/payment-terms.schema.json", "required": true},
+    {"name": "payable-obligation", "source": "contract_pack", "schemaRef": "https://topic-protocol.ixo.world/schemas/payable-obligation.schema.json", "required": true},
+    {"name": "delivery-order", "source": "proposed_extension", "schemaRef": "urn:ixo:decision-to-pay:schema:delivery-order:v1", "required": true}
+  ],
+  "operations": [
+    "propose-contract",
+    "update-contract",
+    "accept-contract",
+    "supersede-contract",
+    "bind-external-work",
+    "sync-external-work",
+    "submit-delivery",
+    "record-delivery-decision",
+    "record-evaluation",
+    "record-approval",
+    "record-claim",
+    "record-settlement",
+    "change-status",
+    "resolve-conflict"
+  ],
+  "gates": [
+    {
+      "id": "delivery-terms-accepted",
+      "stage": "terms",
+      "description": "Order, delivery acceptance criteria, payment terms, payer, payee, and recipient authority must be pinned before dispatch.",
+      "all": [
+        {"contract": "topic-contract-state", "path": "/contracts/effective/body/status", "operator": "equals", "value": "accepted"},
+        {"contract": "payment-terms", "path": "/status", "operator": "equals", "value": "accepted"}
+      ],
+      "onFailure": "block"
+    },
+    {
+      "id": "physical-delivery-evidenced",
+      "stage": "delivery",
+      "description": "The handoff must reference physical proof covering recipient, time, place, quantity, and condition.",
+      "all": [
+        {"contract": "delivery-packet", "path": "/status", "operator": "equals", "value": "submitted"},
+        {"contract": "delivery-packet", "path": "/evidence", "operator": "min_count", "value": 1},
+        {"contract": "delivery-packet", "path": "/paymentTerms/digest", "operator": "digest_matches", "value": "accepted_payment_terms"}
+      ],
+      "onFailure": "return_for_changes"
+    },
+    {
+      "id": "recipient-and-condition-accepted",
+      "stage": "delivery",
+      "description": "An authorised verifier must accept the exact delivery packet under the delivery-order acceptance policy.",
+      "all": [
+        {"contract": "delivery-decision", "path": "/decision", "operator": "equals", "value": "accepted"},
+        {"contract": "delivery-decision", "path": "/deliveryPacketDigest", "operator": "digest_matches", "value": "current_delivery_packet"}
+      ],
+      "onFailure": "open_incident"
+    },
+    {
+      "id": "delivery-evaluation-supported",
+      "stage": "evaluation",
+      "description": "Quantity, condition, timing, and recipient checks must all be supported or explicitly routed for review.",
+      "all": [
+        {"contract": "evaluation-assertion", "path": "/outcome", "operator": "all_equal", "value": "supported"},
+        {"contract": "evaluation-assertion", "path": "/deliveryPacketDigest", "operator": "all_equal", "value": "current_delivery_packet_digest"}
+      ],
+      "onFailure": "human_review"
+    },
+    {
+      "id": "delivery-payment-approved",
+      "stage": "approval",
+      "description": "The authorised payment decision must approve the accepted delivery and exact evaluation set.",
+      "all": [
+        {"contract": "approval-decision", "path": "/decision", "operator": "equals", "value": "approved"},
+        {"contract": "approval-decision", "path": "/evaluationIds", "operator": "all_equal", "value": "settlement_evaluation_ids"}
+      ],
+      "onFailure": "block"
+    },
+    {
+      "id": "delivery-claim-approved",
+      "stage": "claim",
+      "description": "The current claim must be approved and exactly match the payable obligation.",
+      "all": [
+        {"contract": "claim-record", "path": "/status", "operator": "equals", "value": "approved"},
+        {"contract": "claim-record", "path": "/requested", "operator": "digest_matches", "value": "payable_obligation_requested"}
+      ],
+      "onFailure": "block"
+    },
+    {
+      "id": "delivery-settlement-clear",
+      "stage": "settlement",
+      "description": "No unresolved delivery dispute, refund hold, identity failure, funding failure, or replay conflict may remain.",
+      "all": [
+        {"contract": "operator-verification", "path": "/disputeHold", "operator": "equals", "value": false},
+        {"contract": "operator-verification", "path": "/identity", "operator": "equals", "value": "passed"},
+        {"contract": "operator-verification", "path": "/funding", "operator": "equals", "value": "passed"},
+        {"contract": "operator-verification", "path": "/idempotencyKey", "operator": "exists"}
+      ],
+      "onFailure": "block"
+    }
+  ],
+  "settlement": {
+    "movesFunds": false,
+    "requiresExternalAdapter": true,
+    "failClosed": true,
+    "requiredAxes": ["delivery", "evaluation", "approval", "claim", "settlement"],
+    "exactMatchFields": ["topicId", "deliveryPacketId", "deliveryPacketDigest", "evaluationIds", "approvalId", "claimId", "amount", "asset", "recipient"],
+    "terminalState": "confirmed"
+  },
+  "privacy": {
+    "topicIsConfidentialityBoundary": false,
+    "topicCapabilityGrantsVfsAccess": false,
+    "sensitiveResourceStorage": "encrypted_room_or_ucan_vfs",
+    "minimumRoomVisibleFields": ["delivery phase", "delivery window", "exception state"]
+  },
+  "acceptanceCriteria": [
+    {"id": "honest-draft", "statement": "A title and Task Kind create a valid Draft without inventing order, delivery, recipient, or payment details."},
+    {"id": "physical-semantics", "statement": "The client distinguishes physical proof of delivery from the protocol Delivery Packet handoff."},
+    {"id": "partial-delivery-exception", "statement": "Partial, damaged, late, refused, or misdirected delivery blocks automatic payment and opens a visible exception path."},
+    {"id": "recipient-authority", "statement": "Receipt acknowledgement from an unauthorised identity cannot accept delivery."},
+    {"id": "fail-closed-payment", "statement": "No payment is recorded until delivery, evaluation, approval, claim, operator, and exact-match gates pass."}
+  ]
+}