@happyvertical/smrt-commerce 0.51.28 → 0.51.30

package/dist/index.js

@@ -1,8 +1,8 @@
 import { a as FulfillmentStatus, c as PaymentInstrumentStatus, d as PaymentStatus, f as PayoutStatus, i as CustomerType, l as PaymentIntentStatus, n as ContractType, o as FulfillmentType, p as VendorStatus, r as CustomerStatus, s as InvoiceStatus, t as ContractStatus, u as PaymentMethod } from "./chunks/types-CRnln577.js";
-import { a as majorToMinorUnits, c as tenantKey, i as isTenantId, n as currencyMinorUnitExponent, o as minorToMajorUnits, r as deterministicId, s as normalizeCurrency, t as canonicalTenantId } from "./chunks/units-Bk_o7kRV.js";
+import { a as majorToMinorUnits, c as tenantKey, i as isTenantId, n as currencyMinorUnitExponent, o as minorToMajorUnits, r as deterministicId, s as normalizeCurrency, t as canonicalTenantId } from "./chunks/units-ROB39hIC.js";
 import { t as assertIntegerMinorUnits } from "./chunks/money-WSMvSgWq.js";
 import { COMMERCE_MODULE_META, COMMERCE_UI_SLOTS } from "./ui.js";
-import { ObjectRegistry, SmrtCollection, SmrtObject, crossPackageRef, field, foreignKey, smrt } from "@happyvertical/smrt-core";
+import { ObjectRegistry, SmrtCollection, SmrtObject, crossPackageRef, field, foreignKey, isUniqueViolationError, smrt } from "@happyvertical/smrt-core";
 import { ForgeDeliveryCollection, ForgeProjectionRuntime, SmrtJobCollection, backgroundEligible } from "@happyvertical/smrt-jobs";
 import { TenantIsolationError, TenantScoped, getTenantId, isSuperAdminBypass, isSystemContext, queryGlobal, queryWithGlobals, tenantId, withSystemContext, withTenant } from "@happyvertical/smrt-tenancy";
 import { JournalCollection } from "@happyvertical/smrt-ledgers";
@@ -21,7 +21,7 @@ var __exportAll = (all, no_symbols) => {
 };
 //#endregion
 //#region src/__smrt-register__.ts
-ObjectRegistry.registerPackageManifest(JSON.parse("{\"version\":\"1.0.0\",\"timestamp\":0,\"packageName\":\"@happyvertical/smrt-commerce\",\"packageVersion\":\"0.51.28\",\"objects\":{\"@happyvertical/smrt-commerce:ContractCollection\":{\"name\":\"contractcollection\",\"className\":\"ContractCollection\",\"qualifiedName\":\"@happyvertical/smrt-commerce:ContractCollection\",\"collection\":\"contracts\",\"filePath\":\"/home/runner/work/smrt/smrt/packages/commerce/src/collections/ContractCollection.ts\",\"packageName\":\"@happyvertical/smrt-commerce\",\"fields\":{},\"methods\":{\"findByCustomer\":{\"name\":\"findByCustomer\",\"async\":true,\"parameters\":[{\"name\":\"customerId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<Contract[]>\",\"isStatic\":false,\"isPublic\":true},\"findByVendor\":{\"name\":\"findByVendor\",\"async\":true,\"parameters\":[{\"name\":\"vendorId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<Contract[]>\",\"isStatic\":false,\"isPublic\":true},\"findByType\":{\"name\":\"findByType\",\"async\":true,\"parameters\":[{\"name\":\"contractType\",\"type\":\"ContractType\",\"optional\":false}],\"returnType\":\"Promise<Contract[]>\",\"isStatic\":false,\"isPublic\":true},\"findByStatus\":{\"name\":\"findByStatus\",\"async\":true,\"parameters\":[{\"name\":\"status\",\"type\":\"ContractStatus\",\"optional\":false}],\"returnType\":\"Promise<Contract[]>\",\"isStatic\":false,\"isPublic\":true},\"findDrafts\":{\"name\":\"findDrafts\",\"async\":true,\"parameters\":[],\"returnType\":\"Promise<Contract[]>\",\"isStatic\":false,\"isPublic\":true},\"findAccepted\":{\"name\":\"findAccepted\",\"async\":true,\"parameters\":[],\"returnType\":\"Promise<Contract[]>\",\"isStatic\":false,\"isPublic\":true},\"findOverdue\":{\"name\":\"findOverdue\",\"async\":true,\"parameters\":[],\"returnType\":\"Promise<Contract[]>\",\"isStatic\":false,\"isPublic\":true},\"findExpired\":{\"name\":\"findExpired\",\"async\":true,\"parameters\":[],\"returnType\":\"Promise<Contract[]>\",\"isStatic\":false,\"isPublic\":true},\"findByDateRange\":{\"name\":\"findByDateRange\",\"async\":true,\"parameters\":[{\"name\":\"startDate\",\"type\":\"Date\",\"optional\":false},{\"name\":\"endDate\",\"type\":\"Date\",\"optional\":false}],\"returnType\":\"Promise<Contract[]>\",\"isStatic\":false,\"isPublic\":true},\"findByTenant\":{\"name\":\"findByTenant\",\"async\":true,\"parameters\":[{\"name\":\"tenantId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<Contract[]>\",\"isStatic\":false,\"isPublic\":true},\"findGlobal\":{\"name\":\"findGlobal\",\"async\":true,\"parameters\":[],\"returnType\":\"Promise<Contract[]>\",\"isStatic\":false,\"isPublic\":true},\"findWithGlobals\":{\"name\":\"findWithGlobals\",\"async\":true,\"parameters\":[{\"name\":\"tenantId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<Contract[]>\",\"isStatic\":false,\"isPublic\":true}},\"decoratorConfig\":{},\"extends\":\"SmrtCollection\",\"extendsTypeArg\":\"Contract\",\"exportName\":\"ContractCollection\",\"collectionExportName\":\"ContractCollectionCollection\",\"schema\":{\"tableName\":\"contracts\",\"ddl\":\"CREATE TABLE IF NOT EXISTS \\\"contracts\\\" (\\n  \\\"id\\\" UUID PRIMARY KEY NOT NULL,\\n  \\\"slug\\\" TEXT NOT NULL,\\n  \\\"context\\\" TEXT NOT NULL DEFAULT '',\\n  \\\"_meta_type\\\" TEXT NOT NULL,\\n  \\\"_meta_data\\\" JSON,\\n  \\\"created_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"updated_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"tenant_id\\\" UUID,\\n  \\\"contract_type\\\" TEXT,\\n  \\\"status\\\" TEXT,\\n  \\\"customer_id\\\" UUID,\\n  \\\"vendor_id\\\" UUID,\\n  \\\"subtotal\\\" INTEGER DEFAULT 0,\\n  \\\"tax_amount\\\" INTEGER DEFAULT 0,\\n  \\\"total_amount\\\" INTEGER DEFAULT 0,\\n  \\\"currency\\\" TEXT DEFAULT 'USD',\\n  \\\"issue_date\\\" TIMESTAMP,\\n  \\\"due_date\\\" TIMESTAMP,\\n  \\\"expiry_date\\\" TIMESTAMP,\\n  \\\"reference\\\" TEXT DEFAULT '',\\n  \\\"notes\\\" TEXT DEFAULT '',\\n  \\\"terms\\\" TEXT DEFAULT '',\\n  \\\"channel_id\\\" TEXT DEFAULT ''\\n);\",\"columns\":{\"id\":{\"type\":\"UUID\",\"primaryKey\":true,\"referenceKind\":\"id\",\"notNull\":true},\"slug\":{\"type\":\"TEXT\",\"notNull\":true},\"context\":{\"type\":\"TEXT\",\"notNull\":true,\"default\":\"\"},\"_meta_type\":{\"type\":\"TEXT\",\"notNull\":true},\"_meta_data\":{\"type\":\"JSON\",\"notNull\":false},\"created_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"updated_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"tenant_id\":{\"type\":\"UUID\",\"referenceKind\":\"tenantId\",\"notNull\":false},\"contract_type\":{\"type\":\"TEXT\",\"notNull\":false},\"status\":{\"type\":\"TEXT\",\"notNull\":false},\"customer_id\":{\"type\":\"UUID\",\"referenceKind\":\"foreignKey\",\"notNull\":false,\"foreignKey\":{\"table\":\"customers\",\"column\":\"id\",\"onDelete\":\"NO ACTION\",\"onUpdate\":\"CASCADE\"}},\"vendor_id\":{\"type\":\"UUID\",\"referenceKind\":\"foreignKey\",\"notNull\":false,\"foreignKey\":{\"table\":\"vendors\",\"column\":\"id\",\"onDelete\":\"NO ACTION\",\"onUpdate\":\"CASCADE\"}},\"subtotal\":{\"type\":\"INTEGER\",\"notNull\":false,\"default\":0},\"tax_amount\":{\"type\":\"INTEGER\",\"notNull\":false,\"default\":0},\"total_amount\":{\"type\":\"INTEGER\",\"notNull\":false,\"default\":0},\"currency\":{\"type\":\"TEXT\",\"notNull\":false,\"default\":\"USD\"},\"issue_date\":{\"type\":\"TIMESTAMP\",\"notNull\":false},\"due_date\":{\"type\":\"TIMESTAMP\",\"notNull\":false},\"expiry_date\":{\"type\":\"TIMESTAMP\",\"notNull\":false},\"reference\":{\"type\":\"TEXT\",\"notNull\":false,\"default\":\"\"},\"notes\":{\"type\":\"TEXT\",\"notNull\":false,\"default\":\"\"},\"terms\":{\"type\":\"TEXT\",\"notNull\":false,\"default\":\"\"},\"channel_id\":{\"type\":\"TEXT\",\"notNull\":false,\"default\":\"\"}},\"indexes\":[{\"name\":\"contracts_slug_context_meta_type_idx\",\"columns\":[\"tenant_id\",\"slug\",\"context\",\"_meta_type\"],\"unique\":true,\"nullsNotDistinct\":true},{\"name\":\"contracts_meta_type_idx\",\"columns\":[\"_meta_type\"]},{\"name\":\"contracts_tenant_id_created_at_idx\",\"columns\":[\"tenant_id\",\"created_at\"]},{\"name\":\"contracts_customer_id_idx\",\"columns\":[\"customer_id\"]},{\"name\":\"contracts_vendor_id_idx\",\"columns\":[\"vendor_id\"]}],\"version\":\"9c2e9c49\"},\"importPath\":\"@happyvertical/smrt-commerce\"},\"@happyvertical/smrt-commerce:ContractLineItemCollection\":{\"name\":\"contractlineitemcollection\",\"className\":\"ContractLineItemCollection\",\"qualifiedName\":\"@happyvertical/smrt-commerce:ContractLineItemCollection\",\"collection\":\"contractlineitems\",\"filePath\":\"/home/runner/work/smrt/smrt/packages/commerce/src/collections/ContractLineItemCollection.ts\",\"packageName\":\"@happyvertical/smrt-commerce\",\"fields\":{},\"methods\":{\"findByContract\":{\"name\":\"findByContract\",\"async\":true,\"parameters\":[{\"name\":\"contractId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<ContractLineItem[]>\",\"isStatic\":false,\"isPublic\":true},\"findByTenant\":{\"name\":\"findByTenant\",\"async\":true,\"parameters\":[{\"name\":\"tenantId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<ContractLineItem[]>\",\"isStatic\":false,\"isPublic\":true},\"findGlobal\":{\"name\":\"findGlobal\",\"async\":true,\"parameters\":[],\"returnType\":\"Promise<ContractLineItem[]>\",\"isStatic\":false,\"isPublic\":true},\"findWithGlobals\":{\"name\":\"findWithGlobals\",\"async\":true,\"parameters\":[{\"name\":\"tenantId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<ContractLineItem[]>\",\"isStatic\":false,\"isPublic\":true}},\"decoratorConfig\":{},\"extends\":\"SmrtCollection\",\"extendsTypeArg\":\"ContractLineItem\",\"exportName\":\"ContractLineItemCollection\",\"collectionExportName\":\"ContractLineItemCollectionCollection\",\"schema\":{\"tableName\":\"contract_line_items\",\"ddl\":\"CREATE TABLE IF NOT EXISTS \\\"contract_line_items\\\" (\\n  \\\"id\\\" UUID PRIMARY KEY NOT NULL,\\n  \\\"slug\\\" TEXT NOT NULL,\\n  \\\"context\\\" TEXT NOT NULL DEFAULT '',\\n  \\\"_meta_type\\\" TEXT NOT NULL,\\n  \\\"_meta_data\\\" JSON,\\n  \\\"created_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"updated_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"tenant_id\\\" UUID,\\n  \\\"contract_id\\\" UUID,\\n  \\\"description\\\" TEXT DEFAULT '',\\n  \\\"quantity\\\" REAL DEFAULT 1,\\n  \\\"unit_price\\\" INTEGER DEFAULT 0,\\n  \\\"discount\\\" INTEGER DEFAULT 0,\\n  \\\"tax_rate\\\" REAL DEFAULT 0,\\n  \\\"amount\\\" INTEGER DEFAULT 0,\\n  \\\"product_id\\\" UUID,\\n  \\\"sku\\\" TEXT DEFAULT '',\\n  \\\"start_date\\\" TIMESTAMP,\\n  \\\"end_date\\\" TIMESTAMP,\\n  \\\"billing_period\\\" TEXT DEFAULT '',\\n  \\\"sort_order\\\" INTEGER DEFAULT 0\\n);\",\"columns\":{\"id\":{\"type\":\"UUID\",\"primaryKey\":true,\"referenceKind\":\"id\",\"notNull\":true},\"slug\":{\"type\":\"TEXT\",\"notNull\":true},\"context\":{\"type\":\"TEXT\",\"notNull\":true,\"default\":\"\"},\"_meta_type\":{\"type\":\"TEXT\",\"notNull\":true},\"_meta_data\":{\"type\":\"JSON\",\"notNull\":false},\"created_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"updated_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"tenant_id\":{\"type\":\"UUID\",\"referenceKind\":\"tenantId\",\"notNull\":false},\"contract_id\":{\"type\":\"UUID\",\"referenceKind\":\"foreignKey\",\"notNull\":false,\"foreignKey\":{\"table\":\"contracts\",\"column\":\"id\",\"onDelete\":\"NO ACTION\",\"onUpdate\":\"CASCADE\"}},\"description\":{\"type\":\"TEXT\",\"notNull\":false,\"default\":\"\"},\"quantity\":{\"type\":\"REAL\",\"notNull\":false,\"default\":1},\"unit_price\":{\"type\":\"INTEGER\",\"notNull\":false,\"default\":0},\"discount\":{\"type\":\"INTEGER\",\"notNull\":false,\"default\":0},\"tax_rate\":{\"type\":\"REAL\",\"notNull\":false,\"default\":0},\"amount\":{\"type\":\"INTEGER\",\"notNull\":false,\"default\":0},\"product_id\":{\"type\":\"UUID\",\"referenceKind\":\"crossPackageRef\",\"notNull\":false},\"sku\":{\"type\":\"TEXT\",\"notNull\":false,\"default\":\"\"},\"start_date\":{\"type\":\"TIMESTAMP\",\"notNull\":false},\"end_date\":{\"type\":\"TIMESTAMP\",\"notNull\":false},\"billing_period\":{\"type\":\"TEXT\",\"notNull\":false,\"default\":\"\"},\"sort_order\":{\"type\":\"INTEGER\",\"notNull\":false,\"default\":0}},\"indexes\":[{\"name\":\"contract_line_items_slug_context_meta_type_idx\",\"columns\":[\"tenant_id\",\"slug\",\"context\",\"_meta_type\"],\"unique\":true,\"nullsNotDistinct\":true},{\"name\":\"contract_line_items_meta_type_idx\",\"columns\":[\"_meta_type\"]},{\"name\":\"contract_line_items_tenant_id_created_at_idx\",\"columns\":[\"tenant_id\",\"created_at\"]},{\"name\":\"contract_line_items_contract_id_idx\",\"columns\":[\"contract_id\"]},{\"name\":\"contract_line_items_product_id_idx\",\"columns\":[\"product_id\"]}],\"version\":\"be2b46cd\"},\"importPath\":\"@happyvertical/smrt-commerce\"},\"@happyvertical/smrt-commerce:CustomerCollection\":{\"name\":\"customercollection\",\"className\":\"CustomerCollection\",\"qualifiedName\":\"@happyvertical/smrt-commerce:CustomerCollection\",\"collection\":\"customers\",\"filePath\":\"/home/runner/work/smrt/smrt/packages/commerce/src/collections/CustomerCollection.ts\",\"packageName\":\"@happyvertical/smrt-commerce\",\"fields\":{},\"methods\":{\"findByProfile\":{\"name\":\"findByProfile\",\"async\":true,\"parameters\":[{\"name\":\"profileId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<Customer[]>\",\"isStatic\":false,\"isPublic\":true},\"findActive\":{\"name\":\"findActive\",\"async\":true,\"parameters\":[],\"returnType\":\"Promise<Customer[]>\",\"isStatic\":false,\"isPublic\":true},\"findByStatus\":{\"name\":\"findByStatus\",\"async\":true,\"parameters\":[{\"name\":\"status\",\"type\":\"CustomerStatus\",\"optional\":false}],\"returnType\":\"Promise<Customer[]>\",\"isStatic\":false,\"isPublic\":true},\"getOrCreateForProfile\":{\"name\":\"getOrCreateForProfile\",\"async\":true,\"parameters\":[{\"name\":\"profileId\",\"type\":\"string\",\"optional\":false},{\"name\":\"defaults\",\"type\":\"Partial<object>\",\"optional\":true,\"memberTypes\":[\"number\",\"string\"]}],\"returnType\":\"Promise<Customer>\",\"isStatic\":false,\"isPublic\":true},\"findByTenant\":{\"name\":\"findByTenant\",\"async\":true,\"parameters\":[{\"name\":\"tenantId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<Customer[]>\",\"isStatic\":false,\"isPublic\":true},\"findGlobal\":{\"name\":\"findGlobal\",\"async\":true,\"parameters\":[],\"returnType\":\"Promise<Customer[]>\",\"isStatic\":false,\"isPublic\":true},\"findWithGlobals\":{\"name\":\"findWithGlobals\",\"async\":true,\"parameters\":[{\"name\":\"tenantId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<Customer[]>\",\"isStatic\":false,\"isPublic\":true}},\"decoratorConfig\":{},\"extends\":\"SmrtCollection\",\"extendsTypeArg\":\"Customer\",\"exportName\":\"CustomerCollection\",\"collectionExportName\":\"CustomerCollectionCollection\",\"schema\":{\"tableName\":\"customers\",\"ddl\":\"CREATE TABLE IF NOT EXISTS \\\"customers\\\" (\\n  \\\"id\\\" UUID PRIMARY KEY NOT NULL,\\n  \\\"slug\\\" TEXT NOT NULL,\\n  \\\"context\\\" TEXT NOT NULL DEFAULT '',\\n  \\\"created_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"updated_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"tenant_id\\\" UUID,\\n  \\\"profile_id\\\" UUID,\\n  \\\"credit_limit\\\" INTEGER DEFAULT 0,\\n  \\\"payment_terms\\\" TEXT DEFAULT '',\\n  \\\"tax_exempt\\\" BOOLEAN DEFAULT FALSE,\\n  \\\"tax_id\\\" TEXT DEFAULT '',\\n  \\\"default_shipping_address\\\" JSON,\\n  \\\"default_billing_address\\\" JSON,\\n  \\\"status\\\" TEXT,\\n  \\\"customer_type\\\" TEXT,\\n  \\\"notes\\\" TEXT DEFAULT ''\\n);\",\"columns\":{\"id\":{\"type\":\"UUID\",\"primaryKey\":true,\"referenceKind\":\"id\",\"notNull\":true},\"slug\":{\"type\":\"TEXT\",\"notNull\":true},\"context\":{\"type\":\"TEXT\",\"notNull\":true,\"default\":\"\"},\"created_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"updated_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"tenant_id\":{\"type\":\"UUID\",\"referenceKind\":\"tenantId\",\"notNull\":false,\"unique\":false},\"profile_id\":{\"type\":\"UUID\",\"referenceKind\":\"crossPackageRef\",\"notNull\":false,\"unique\":false},\"credit_limit\":{\"type\":\"INTEGER\",\"notNull\":false,\"unique\":false,\"default\":0},\"payment_terms\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"},\"tax_exempt\":{\"type\":\"BOOLEAN\",\"notNull\":false,\"unique\":false,\"default\":false},\"tax_id\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"},\"default_shipping_address\":{\"type\":\"JSON\",\"notNull\":false,\"unique\":false},\"default_billing_address\":{\"type\":\"JSON\",\"notNull\":false,\"unique\":false},\"status\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false},\"customer_type\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false},\"notes\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"}},\"indexes\":[{\"name\":\"customers_slug_context_idx\",\"columns\":[\"tenant_id\",\"slug\",\"context\"],\"unique\":true,\"nullsNotDistinct\":true},{\"name\":\"customers_tenant_id_created_at_idx\",\"columns\":[\"tenant_id\",\"created_at\"]},{\"name\":\"customers_profile_id_idx\",\"columns\":[\"profile_id\"]}],\"version\":\"ad1b9967\"},\"importPath\":\"@happyvertical/smrt-commerce\"},\"@happyvertical/smrt-commerce:FulfillmentCollection\":{\"name\":\"fulfillmentcollection\",\"className\":\"FulfillmentCollection\",\"qualifiedName\":\"@happyvertical/smrt-commerce:FulfillmentCollection\",\"collection\":\"fulfillments\",\"filePath\":\"/home/runner/work/smrt/smrt/packages/commerce/src/collections/FulfillmentCollection.ts\",\"packageName\":\"@happyvertical/smrt-commerce\",\"fields\":{},\"methods\":{\"findByContract\":{\"name\":\"findByContract\",\"async\":true,\"parameters\":[{\"name\":\"contractId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<Fulfillment[]>\",\"isStatic\":false,\"isPublic\":true},\"findByStatus\":{\"name\":\"findByStatus\",\"async\":true,\"parameters\":[{\"name\":\"status\",\"type\":\"FulfillmentStatus\",\"optional\":false}],\"returnType\":\"Promise<Fulfillment[]>\",\"isStatic\":false,\"isPublic\":true},\"findByType\":{\"name\":\"findByType\",\"async\":true,\"parameters\":[{\"name\":\"fulfillmentType\",\"type\":\"FulfillmentType\",\"optional\":false}],\"returnType\":\"Promise<Fulfillment[]>\",\"isStatic\":false,\"isPublic\":true},\"findPending\":{\"name\":\"findPending\",\"async\":true,\"parameters\":[],\"returnType\":\"Promise<Fulfillment[]>\",\"isStatic\":false,\"isPublic\":true},\"findInTransit\":{\"name\":\"findInTransit\",\"async\":true,\"parameters\":[],\"returnType\":\"Promise<Fulfillment[]>\",\"isStatic\":false,\"isPublic\":true},\"findByTracking\":{\"name\":\"findByTracking\",\"async\":true,\"parameters\":[{\"name\":\"trackingNumber\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<Fulfillment | null>\",\"isStatic\":false,\"isPublic\":true},\"findShippedInRange\":{\"name\":\"findShippedInRange\",\"async\":true,\"parameters\":[{\"name\":\"startDate\",\"type\":\"Date\",\"optional\":false},{\"name\":\"endDate\",\"type\":\"Date\",\"optional\":false}],\"returnType\":\"Promise<Fulfillment[]>\",\"isStatic\":false,\"isPublic\":true},\"findByTenant\":{\"name\":\"findByTenant\",\"async\":true,\"parameters\":[{\"name\":\"tenantId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<Fulfillment[]>\",\"isStatic\":false,\"isPublic\":true},\"findGlobal\":{\"name\":\"findGlobal\",\"async\":true,\"parameters\":[],\"returnType\":\"Promise<Fulfillment[]>\",\"isStatic\":false,\"isPublic\":true},\"findWithGlobals\":{\"name\":\"findWithGlobals\",\"async\":true,\"parameters\":[{\"name\":\"tenantId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<Fulfillment[]>\",\"isStatic\":false,\"isPublic\":true}},\"decoratorConfig\":{},\"extends\":\"SmrtCollection\",\"extendsTypeArg\":\"Fulfillment\",\"exportName\":\"FulfillmentCollection\",\"collectionExportName\":\"FulfillmentCollectionCollection\",\"schema\":{\"tableName\":\"fulfillments\",\"ddl\":\"CREATE TABLE IF NOT EXISTS \\\"fulfillments\\\" (\\n  \\\"id\\\" UUID PRIMARY KEY NOT NULL,\\n  \\\"slug\\\" TEXT NOT NULL,\\n  \\\"context\\\" TEXT NOT NULL DEFAULT '',\\n  \\\"created_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"updated_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"tenant_id\\\" UUID,\\n  \\\"contract_id\\\" UUID,\\n  \\\"fulfillment_type\\\" TEXT,\\n  \\\"status\\\" TEXT,\\n  \\\"tracking_number\\\" TEXT DEFAULT '',\\n  \\\"carrier\\\" TEXT DEFAULT '',\\n  \\\"shipping_address\\\" JSON,\\n  \\\"shipped_at\\\" TIMESTAMP,\\n  \\\"delivered_at\\\" TIMESTAMP,\\n  \\\"estimated_delivery\\\" TIMESTAMP,\\n  \\\"notes\\\" TEXT DEFAULT ''\\n);\",\"columns\":{\"id\":{\"type\":\"UUID\",\"primaryKey\":true,\"referenceKind\":\"id\",\"notNull\":true},\"slug\":{\"type\":\"TEXT\",\"notNull\":true},\"context\":{\"type\":\"TEXT\",\"notNull\":true,\"default\":\"\"},\"created_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"updated_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"tenant_id\":{\"type\":\"UUID\",\"referenceKind\":\"tenantId\",\"notNull\":false,\"unique\":false},\"contract_id\":{\"type\":\"UUID\",\"referenceKind\":\"foreignKey\",\"notNull\":false,\"unique\":false,\"foreignKey\":{\"table\":\"contracts\",\"column\":\"id\",\"onDelete\":\"NO ACTION\",\"onUpdate\":\"CASCADE\"}},\"fulfillment_type\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false},\"status\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false},\"tracking_number\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"},\"carrier\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"},\"shipping_address\":{\"type\":\"JSON\",\"notNull\":false,\"unique\":false},\"shipped_at\":{\"type\":\"TIMESTAMP\",\"notNull\":false,\"unique\":false},\"delivered_at\":{\"type\":\"TIMESTAMP\",\"notNull\":false,\"unique\":false},\"estimated_delivery\":{\"type\":\"TIMESTAMP\",\"notNull\":false,\"unique\":false},\"notes\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"}},\"indexes\":[{\"name\":\"fulfillments_slug_context_idx\",\"columns\":[\"tenant_id\",\"slug\",\"context\"],\"unique\":true,\"nullsNotDistinct\":true},{\"name\":\"fulfillments_tenant_id_created_at_idx\",\"columns\":[\"tenant_id\",\"created_at\"]},{\"name\":\"fulfillments_contract_id_idx\",\"columns\":[\"contract_id\"]}],\"version\":\"2f708fc5\"},\"importPath\":\"@happyvertical/smrt-commerce\"},\"@happyvertical/smrt-commerce:FulfillmentLineItemCollection\":{\"name\":\"fulfillmentlineitemcollection\",\"className\":\"FulfillmentLineItemCollection\",\"qualifiedName\":\"@happyvertical/smrt-commerce:FulfillmentLineItemCollection\",\"collection\":\"fulfillmentlineitems\",\"filePath\":\"/home/runner/work/smrt/smrt/packages/commerce/src/collections/FulfillmentLineItemCollection.ts\",\"packageName\":\"@happyvertical/smrt-commerce\",\"fields\":{},\"methods\":{\"findByFulfillment\":{\"name\":\"findByFulfillment\",\"async\":true,\"parameters\":[{\"name\":\"fulfillmentId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<FulfillmentLineItem[]>\",\"isStatic\":false,\"isPublic\":true},\"findByContractLineItem\":{\"name\":\"findByContractLineItem\",\"async\":true,\"parameters\":[{\"name\":\"contractLineItemId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<FulfillmentLineItem[]>\",\"isStatic\":false,\"isPublic\":true},\"getTotalFulfilledForContractLine\":{\"name\":\"getTotalFulfilledForContractLine\",\"async\":true,\"parameters\":[{\"name\":\"contractLineItemId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<number>\",\"isStatic\":false,\"isPublic\":true},\"findByTenant\":{\"name\":\"findByTenant\",\"async\":true,\"parameters\":[{\"name\":\"tenantId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<FulfillmentLineItem[]>\",\"isStatic\":false,\"isPublic\":true},\"findGlobal\":{\"name\":\"findGlobal\",\"async\":true,\"parameters\":[],\"returnType\":\"Promise<FulfillmentLineItem[]>\",\"isStatic\":false,\"isPublic\":true},\"findWithGlobals\":{\"name\":\"findWithGlobals\",\"async\":true,\"parameters\":[{\"name\":\"tenantId\",\"type\":\"string\",\"optional\":false}],\"returnType\":\"Promise<FulfillmentLineItem[]>\",\"isStatic\":false,\"isPublic\":true}},\"decoratorConfig\":{},\"extends\":\"SmrtCollection\",\"extendsTypeArg\":\"FulfillmentLineItem\",\"exportName\":\"FulfillmentLineItemCollection\",\"collectionExportName\":\"FulfillmentLineItemCollectionCollection\",\"schema\":{\"tableName\":\"fulfillment_line_items\",\"ddl\":\"CREATE TABLE IF NOT EXISTS \\\"fulfillment_line_items\\\" (\\n  \\\"id\\\" UUID PRIMARY KEY NOT NULL,\\n  \\\"slug\\\" TEXT NOT NULL,\\n  \\\"context\\\" TEXT NOT NULL DEFAULT '',\\n  \\\"created_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"updated_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"tenant_id\\\" UUID,\\n  \\\"fulfillment_id\\\" UUID,\\n  \\\"contract_line_item_id\\\" UUID,\\n  \\\"quantity_fulfilled\\\" REAL DEFAULT 1,\\n  \\\"notes\\\" TEXT DEFAULT 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DEFAULT '',\\n  \\\"external_provider\\\" TEXT DEFAULT '',\\n  \\\"synced_at\\\" TIMESTAMP,\\n  \\\"sent_at\\\" TIMESTAMP,\\n  \\\"viewed_at\\\" TIMESTAMP,\\n  \\\"reminders_sent\\\" INTEGER DEFAULT 0,\\n  \\\"last_reminder_at\\\" TIMESTAMP,\\n  \\\"notes\\\" TEXT DEFAULT '',\\n  \\\"customer_notes\\\" TEXT DEFAULT '',\\n  \\\"terms\\\" TEXT DEFAULT 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TEXT\\n);\",\"columns\":{\"id\":{\"type\":\"UUID\",\"primaryKey\":true,\"referenceKind\":\"id\",\"notNull\":true},\"slug\":{\"type\":\"TEXT\",\"notNull\":true},\"context\":{\"type\":\"TEXT\",\"notNull\":true,\"default\":\"\"},\"created_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"updated_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"tenant_id\":{\"type\":\"UUID\",\"referenceKind\":\"tenantId\",\"notNull\":false,\"unique\":false},\"customer_id\":{\"type\":\"UUID\",\"referenceKind\":\"foreignKey\",\"notNull\":false,\"unique\":false,\"foreignKey\":{\"table\":\"customers\",\"column\":\"id\",\"onDelete\":\"NO 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TABLE IF NOT EXISTS \\\"fulfillment_line_items\\\" (\\n  \\\"id\\\" UUID PRIMARY KEY NOT NULL,\\n  \\\"slug\\\" TEXT NOT NULL,\\n  \\\"context\\\" TEXT NOT NULL DEFAULT '',\\n  \\\"created_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"updated_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"tenant_id\\\" UUID,\\n  \\\"fulfillment_id\\\" UUID,\\n  \\\"contract_line_item_id\\\" UUID,\\n  \\\"quantity_fulfilled\\\" REAL DEFAULT 1,\\n  \\\"notes\\\" TEXT DEFAULT ''\\n);\",\"columns\":{\"id\":{\"type\":\"UUID\",\"primaryKey\":true,\"referenceKind\":\"id\",\"notNull\":true},\"slug\":{\"type\":\"TEXT\",\"notNull\":true},\"context\":{\"type\":\"TEXT\",\"notNull\":true,\"default\":\"\"},\"created_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"updated_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"tenant_id\":{\"type\":\"UUID\",\"referenceKind\":\"tenantId\",\"notNull\":false,\"unique\":false},\"fulfillment_id\":{\"type\":\"UUID\",\"referenceKind\":\"foreignKey\",\"notNull\":false,\"unique\":false,\"foreignKey\":{\"table\":\"fulfillments\",\"column\":\"id\",\"onDelete\":\"NO ACTION\",\"onUpdate\":\"CASCADE\"}},\"contract_line_item_id\":{\"type\":\"UUID\",\"referenceKind\":\"foreignKey\",\"notNull\":false,\"unique\":false,\"foreignKey\":{\"table\":\"contract_line_items\",\"column\":\"id\",\"onDelete\":\"NO 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DEFAULT '',\\n  \\\"created_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"updated_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"tenant_id\\\" UUID,\\n  \\\"customer_id\\\" UUID,\\n  \\\"contract_id\\\" UUID,\\n  \\\"invoice_number\\\" TEXT DEFAULT '',\\n  \\\"reference\\\" TEXT DEFAULT '',\\n  \\\"issue_date\\\" TIMESTAMP,\\n  \\\"due_date\\\" TIMESTAMP,\\n  \\\"paid_date\\\" TIMESTAMP,\\n  \\\"subtotal\\\" INTEGER DEFAULT 0,\\n  \\\"tax_amount\\\" INTEGER DEFAULT 0,\\n  \\\"provider_tax_amount\\\" INTEGER DEFAULT 0,\\n  \\\"total_amount\\\" INTEGER DEFAULT 0,\\n  \\\"amount_paid\\\" INTEGER DEFAULT 0,\\n  \\\"currency\\\" TEXT DEFAULT 'CAD',\\n  \\\"status\\\" TEXT,\\n  \\\"ar_journal_id\\\" UUID,\\n  \\\"revenue_journal_id\\\" UUID,\\n  \\\"external_id\\\" TEXT DEFAULT '',\\n  \\\"customer_external_id\\\" TEXT DEFAULT '',\\n  \\\"external_provider\\\" TEXT DEFAULT '',\\n  \\\"synced_at\\\" TIMESTAMP,\\n  \\\"sent_at\\\" TIMESTAMP,\\n  \\\"viewed_at\\\" TIMESTAMP,\\n  \\\"reminders_sent\\\" INTEGER DEFAULT 0,\\n  \\\"last_reminder_at\\\" TIMESTAMP,\\n  \\\"notes\\\" TEXT DEFAULT '',\\n  \\\"customer_notes\\\" TEXT DEFAULT '',\\n  \\\"terms\\\" TEXT DEFAULT ''\\n);\",\"columns\":{\"id\":{\"type\":\"UUID\",\"primaryKey\":true,\"referenceKind\":\"id\",\"notNull\":true},\"slug\":{\"type\":\"TEXT\",\"notNull\":true},\"context\":{\"type\":\"TEXT\",\"notNull\":true,\"default\":\"\"},\"created_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"updated_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"tenant_id\":{\"type\":\"UUID\",\"referenceKind\":\"tenantId\",\"notNull\":false,\"unique\":false},\"customer_id\":{\"type\":\"UUID\",\"referenceKind\":\"foreignKey\",\"notNull\":false,\"unique\":false,\"foreignKey\":{\"table\":\"customers\",\"column\":\"id\",\"onDelete\":\"NO 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TABLE IF NOT EXISTS \\\"_smrt_billing_accounts\\\" (\\n  \\\"id\\\" UUID PRIMARY KEY NOT NULL,\\n  \\\"slug\\\" TEXT NOT NULL,\\n  \\\"context\\\" TEXT NOT NULL DEFAULT '',\\n  \\\"created_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"updated_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"seller_tenant_id\\\" UUID NOT NULL,\\n  \\\"payer_tenant_id\\\" UUID NOT NULL,\\n  \\\"customer_id\\\" UUID,\\n  \\\"name\\\" TEXT DEFAULT '',\\n  \\\"email\\\" TEXT DEFAULT '',\\n  \\\"provider\\\" TEXT DEFAULT '',\\n  \\\"provider_customer_id\\\" TEXT DEFAULT '',\\n  \\\"automatic_tax\\\" BOOLEAN DEFAULT TRUE,\\n  \\\"flat_discount_basis_points\\\" INTEGER DEFAULT 0,\\n  \\\"payment_terms_days\\\" INTEGER DEFAULT 30,\\n  \\\"standing\\\" TEXT DEFAULT 'current',\\n  \\\"billing_anchor_at\\\" TIMESTAMP,\\n  \\\"prorate_flat_plans\\\" BOOLEAN DEFAULT FALSE\\n);\",\"columns\":{\"id\":{\"type\":\"UUID\",\"primaryKey\":true,\"referenceKind\":\"id\",\"notNull\":true},\"slug\":{\"type\":\"TEXT\",\"notNull\":true},\"context\":{\"type\":\"TEXT\",\"notNull\":true,\"default\":\"\"},\"created_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"updated_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"seller_tenant_id\":{\"type\":\"UUID\",\"referenceKind\":\"crossPackageRef\",\"notNull\":true,\"unique\":false},\"payer_tenant_id\":{\"type\":\"UUID\",\"referenceKind\":\"crossPackageRef\",\"notNull\":true,\"unique\":false},\"customer_id\":{\"type\":\"UUID\",\"referenceKind\":\"foreignKey\",\"notNull\":false,\"unique\":false,\"foreignKey\":{\"table\":\"customers\",\"column\":\"id\",\"onDelete\":\"NO ACTION\",\"onUpdate\":\"CASCADE\"}},\"name\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"},\"email\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"},\"provider\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"},\"provider_customer_id\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"},\"automatic_tax\":{\"type\":\"BOOLEAN\",\"notNull\":false,\"unique\":false,\"default\":true},\"flat_discount_basis_points\":{\"type\":\"INTEGER\",\"notNull\":false,\"unique\":false,\"default\":0},\"payment_terms_days\":{\"type\":\"INTEGER\",\"notNull\":false,\"unique\":false,\"default\":30},\"standing\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"current\"},\"billing_anchor_at\":{\"type\":\"TIMESTAMP\",\"notNull\":false,\"unique\":false},\"prorate_flat_plans\":{\"type\":\"BOOLEAN\",\"notNull\":false,\"unique\":false,\"default\":false}},\"indexes\":[{\"name\":\"_smrt_billing_accounts_seller_tenant_id_payer_tenant_id_idx\",\"columns\":[\"seller_tenant_id\",\"payer_tenant_id\"],\"unique\":true},{\"name\":\"_smrt_billing_accounts_slug_context_idx\",\"columns\":[\"slug\",\"context\"]},{\"name\":\"_smrt_billing_accounts_created_at_idx\",\"columns\":[\"created_at\"]},{\"name\":\"_smrt_billing_accounts_payer_tenant_id_idx\",\"columns\":[\"payer_tenant_id\"]},{\"name\":\"_smrt_billing_accounts_customer_id_idx\",\"columns\":[\"customer_id\"]}],\"version\":\"58124e47\"},\"importPath\":\"@happyvertical/smrt-commerce\"},\"@happyvertical/smrt-commerce:BillingPeriodCloseCollection\":{\"name\":\"billingperiodclosecollection\",\"className\":\"BillingPeriodCloseCollection\",\"qualifiedName\":\"@happyvertical/smrt-commerce:BillingPeriodCloseCollection\",\"collection\":\"billingperiodcloses\",\"filePath\":\"/home/runner/work/smrt/smrt/packages/commerce/src/models/billing.ts\",\"packageName\":\"@happyvertical/smrt-commerce\",\"fields\":{},\"methods\":{},\"decoratorConfig\":{\"tableName\":\"_smrt_billing_period_closes\",\"api\":false,\"mcp\":false,\"cli\":false},\"extends\":\"SmrtCollection\",\"extendsTypeArg\":\"BillingPeriodClose\",\"exportName\":\"BillingPeriodCloseCollection\",\"collectionExportName\":\"BillingPeriodCloseCollectionCollection\",\"schema\":{\"tableName\":\"_smrt_billing_period_closes\",\"ddl\":\"CREATE TABLE IF NOT EXISTS \\\"_smrt_billing_period_closes\\\" (\\n  \\\"id\\\" UUID PRIMARY KEY NOT NULL,\\n  \\\"slug\\\" TEXT NOT NULL,\\n  \\\"context\\\" TEXT NOT NULL DEFAULT '',\\n  \\\"created_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"updated_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"seller_tenant_id\\\" UUID NOT NULL,\\n  \\\"kind\\\" TEXT DEFAULT 'provider',\\n  \\\"payer_tenant_id\\\" UUID NOT NULL,\\n  \\\"currency\\\" TEXT DEFAULT 'USD',\\n  \\\"period_start\\\" TIMESTAMP,\\n  \\\"period_end\\\" TIMESTAMP,\\n  \\\"billing_account_id\\\" UUID,\\n  \\\"status\\\" TEXT DEFAULT 'collecting',\\n  \\\"invoice_id\\\" UUID,\\n  \\\"provider_invoice_id\\\" TEXT DEFAULT '',\\n  \\\"subtotal\\\" INTEGER DEFAULT 0,\\n  \\\"line_count\\\" INTEGER DEFAULT 0,\\n  \\\"issued_at\\\" TIMESTAMP,\\n  \\\"lease_token\\\" TEXT,\\n  \\\"lease_expires_at\\\" TIMESTAMP,\\n  \\\"attempts\\\" INTEGER DEFAULT 0,\\n  \\\"last_error\\\" TEXT DEFAULT ''\\n);\",\"columns\":{\"id\":{\"type\":\"UUID\",\"primaryKey\":true,\"referenceKind\":\"id\",\"notNull\":true},\"slug\":{\"type\":\"TEXT\",\"notNull\":true},\"context\":{\"type\":\"TEXT\",\"notNull\":true,\"default\":\"\"},\"created_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"updated_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"seller_tenant_id\":{\"type\":\"UUID\",\"referenceKind\":\"crossPackageRef\",\"notNull\":true,\"unique\":false},\"kind\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"provider\"},\"payer_tenant_id\":{\"type\":\"UUID\",\"referenceKind\":\"crossPackageRef\",\"notNull\":true,\"unique\":false},\"currency\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"USD\"},\"period_start\":{\"type\":\"TIMESTAMP\",\"notNull\":false,\"unique\":false},\"period_end\":{\"type\":\"TIMESTAMP\",\"notNull\":false,\"unique\":false},\"billing_account_id\":{\"type\":\"UUID\",\"referenceKind\":\"foreignKey\",\"notNull\":false,\"unique\":false,\"foreignKey\":{\"table\":\"_smrt_billing_accounts\",\"column\":\"id\",\"onDelete\":\"NO ACTION\",\"onUpdate\":\"CASCADE\"}},\"status\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"collecting\"},\"invoice_id\":{\"type\":\"UUID\",\"referenceKind\":\"foreignKey\",\"notNull\":false,\"unique\":false,\"foreignKey\":{\"table\":\"invoices\",\"column\":\"id\",\"onDelete\":\"NO ACTION\",\"onUpdate\":\"CASCADE\"}},\"provider_invoice_id\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"},\"subtotal\":{\"type\":\"INTEGER\",\"notNull\":false,\"unique\":false,\"default\":0},\"line_count\":{\"type\":\"INTEGER\",\"notNull\":false,\"unique\":false,\"default\":0},\"issued_at\":{\"type\":\"TIMESTAMP\",\"notNull\":false,\"unique\":false},\"lease_token\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false},\"lease_expires_at\":{\"type\":\"TIMESTAMP\",\"notNull\":false,\"unique\":false},\"attempts\":{\"type\":\"INTEGER\",\"notNull\":false,\"unique\":false,\"default\":0},\"last_error\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"}},\"indexes\":[{\"name\":\"_smrt_billing_period_closes_seller_tenant_id_kind_idx\",\"columns\":[\"seller_tenant_id\",\"kind\",\"payer_tenant_id\",\"currency\",\"period_start\",\"period_end\"],\"unique\":true,\"nullsNotDistinct\":true},{\"name\":\"_smrt_billing_period_closes_slug_context_idx\",\"columns\":[\"slug\",\"context\"]},{\"name\":\"_smrt_billing_period_closes_created_at_idx\",\"columns\":[\"created_at\"]},{\"name\":\"_smrt_billing_period_closes_payer_tenant_id_idx\",\"columns\":[\"payer_tenant_id\"]},{\"name\":\"_smrt_billing_period_closes_billing_account_id_idx\",\"columns\":[\"billing_account_id\"]},{\"name\":\"_smrt_billing_period_closes_invoice_id_idx\",\"columns\":[\"invoice_id\"]}],\"version\":\"753d2e86\"},\"importPath\":\"@happyvertical/smrt-commerce\"},\"@happyvertical/smrt-commerce:BillingLineSourceCollection\":{\"name\":\"billinglinesourcecollection\",\"className\":\"BillingLineSourceCollection\",\"qualifiedName\":\"@happyvertical/smrt-commerce:BillingLineSourceCollection\",\"collection\":\"billinglinesources\",\"filePath\":\"/home/runner/work/smrt/smrt/packages/commerce/src/models/billing.ts\",\"packageName\":\"@happyvertical/smrt-commerce\",\"fields\":{},\"methods\":{},\"decoratorConfig\":{\"tableName\":\"_smrt_billing_line_sources\",\"api\":false,\"mcp\":false,\"cli\":false},\"extends\":\"SmrtCollection\",\"extendsTypeArg\":\"BillingLineSource\",\"exportName\":\"BillingLineSourceCollection\",\"collectionExportName\":\"BillingLineSourceCollectionCollection\",\"schema\":{\"tableName\":\"_smrt_billing_line_sources\",\"ddl\":\"CREATE TABLE IF NOT EXISTS \\\"_smrt_billing_line_sources\\\" (\\n  \\\"id\\\" UUID PRIMARY KEY NOT NULL,\\n  \\\"slug\\\" TEXT NOT NULL,\\n  \\\"context\\\" TEXT NOT NULL DEFAULT '',\\n  \\\"created_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"updated_at\\\" TIMESTAMP NOT NULL DEFAULT current_timestamp,\\n  \\\"seller_tenant_id\\\" UUID NOT NULL,\\n  \\\"period_close_id\\\" UUID,\\n  \\\"source_type\\\" TEXT DEFAULT 'client_charge',\\n  \\\"source_id\\\" TEXT DEFAULT '',\\n  \\\"line_key\\\" TEXT DEFAULT '',\\n  \\\"line_description\\\" TEXT DEFAULT '',\\n  \\\"amount\\\" INTEGER DEFAULT 0,\\n  \\\"discount\\\" INTEGER DEFAULT 0,\\n  \\\"quantity\\\" REAL DEFAULT 0,\\n  \\\"chain_sequence\\\" INTEGER DEFAULT 0,\\n  \\\"currency\\\" TEXT DEFAULT 'USD',\\n  \\\"period_start\\\" TIMESTAMP,\\n  \\\"period_end\\\" TIMESTAMP\\n);\",\"columns\":{\"id\":{\"type\":\"UUID\",\"primaryKey\":true,\"referenceKind\":\"id\",\"notNull\":true},\"slug\":{\"type\":\"TEXT\",\"notNull\":true},\"context\":{\"type\":\"TEXT\",\"notNull\":true,\"default\":\"\"},\"created_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"updated_at\":{\"type\":\"TIMESTAMP\",\"notNull\":true,\"default\":\"current_timestamp\"},\"seller_tenant_id\":{\"type\":\"UUID\",\"referenceKind\":\"crossPackageRef\",\"notNull\":true,\"unique\":false},\"period_close_id\":{\"type\":\"UUID\",\"referenceKind\":\"foreignKey\",\"notNull\":false,\"unique\":false,\"foreignKey\":{\"table\":\"_smrt_billing_period_closes\",\"column\":\"id\",\"onDelete\":\"NO ACTION\",\"onUpdate\":\"CASCADE\"}},\"source_type\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"client_charge\"},\"source_id\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"},\"line_key\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"},\"line_description\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"\"},\"amount\":{\"type\":\"INTEGER\",\"notNull\":false,\"unique\":false,\"default\":0},\"discount\":{\"type\":\"INTEGER\",\"notNull\":false,\"unique\":false,\"default\":0},\"quantity\":{\"type\":\"REAL\",\"notNull\":false,\"unique\":false,\"default\":0},\"chain_sequence\":{\"type\":\"INTEGER\",\"notNull\":false,\"unique\":false,\"default\":0},\"currency\":{\"type\":\"TEXT\",\"notNull\":false,\"unique\":false,\"default\":\"USD\"},\"period_start\":{\"type\":\"TIMESTAMP\",\"notNull\":false,\"unique\":false},\"period_end\":{\"type\":\"TIMESTAMP\",\"notNull\":false,\"unique\":false}},\"indexes\":[{\"name\":\"_smrt_billing_line_sources_source_type_source_id_idx\",\"columns\":[\"source_type\",\"source_id\"],\"unique\":true,\"nullsNotDistinct\":true},{\"name\":\"_smrt_billing_line_sources_slug_context_idx\",\"columns\":[\"slug\",\"context\"]},{\"name\":\"_smrt_billing_line_sources_line_key_chain_sequence_idx\",\"columns\":[\"line_key\",\"chain_sequence\"]},{\"name\":\"_smrt_billing_line_sources_created_at_idx\",\"columns\":[\"created_at\"]},{\"name\":\"_smrt_billing_line_sources_seller_tenant_id_idx\",\"columns\":[\"seller_tenant_id\"]},{\"name\":\"_smrt_billing_line_sources_period_close_id_idx\",\"columns\":[\"period_close_id\"]}],\"version\":\"35e3aaa7\"},\"importPath\":\"@happyvertical/smrt-commerce\"}},\"moduleType\":\"smrt\",\"smrtDependencies\":[\"@happyvertical/smrt-core\",\"@happyvertical/smrt-jobs\",\"@happyvertical/smrt-ledgers\",\"@happyvertical/smrt-subscriptions\",\"@happyvertical/smrt-tenancy\"]}"));
 //#endregion
 //#region src/billing/cycles.ts
 function daysInMonth(year, month) {
@@ -174,6 +174,562 @@ function enqueueBillingEvents(options) {
 	return enqueue(getBillingRuntime(options.runtime), "processBillingEvents", options.limit !== void 0 ? { limit: options.limit } : {}, options);
 }
 //#endregion
+//#region src/models/Customer.ts
+var __defProp$13 = Object.defineProperty;
+var __getOwnPropDesc$13 = Object.getOwnPropertyDescriptor;
+var __decorateClass$13 = (decorators, target, key, kind) => {
+	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$13(target, key) : target;
+	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
+	if (kind && result) __defProp$13(target, key, result);
+	return result;
+};
+var Customer = class extends SmrtObject {
+	tenantId = null;
+	profileId = "";
+	/**
+	* Maximum credit extended to this customer, in **integer minor units**
+	* (cents, satoshis).
+	*
+	* Converts with the rest of commerce because
+	* {@link Customer.hasAvailableCredit} compares it directly against a money
+	* amount; a dollars-vs-cents split there would approve every request off by
+	* a factor of 100 (#2401).
+	*/
+	creditLimit = 0;
+	/**
+	* Payment terms (e.g., "Net 30", "Due on receipt", "2/10 Net 30")
+	*/
+	paymentTerms = "";
+	/**
+	* Whether customer is exempt from tax
+	*/
+	taxExempt = false;
+	taxId = "";
+	/**
+	* Default shipping address
+	*/
+	defaultShippingAddress = {};
+	/**
+	* Default billing address
+	*/
+	defaultBillingAddress = {};
+	/**
+	* Customer status
+	*/
+	status = CustomerStatus.ACTIVE;
+	/**
+	* Customer classification — DTC, wholesale, or retail.
+	*
+	* Drives channel access (wholesale portal vs. storefront vs. POS), default
+	* price tier, and credit terms. Defaults to DTC for backwards compatibility.
+	*/
+	customerType = CustomerType.DTC;
+	/**
+	* Internal notes about this customer
+	*/
+	notes = "";
+	constructor(options = {}) {
+		super(options);
+		if (options.tenantId !== void 0) this.tenantId = options.tenantId;
+		if (options.profileId !== void 0) this.profileId = options.profileId;
+		if (options.creditLimit !== void 0) this.creditLimit = options.creditLimit;
+		if (options.paymentTerms !== void 0) this.paymentTerms = options.paymentTerms;
+		if (options.taxExempt !== void 0) this.taxExempt = options.taxExempt;
+		if (options.taxId !== void 0) this.taxId = options.taxId;
+		if (options.defaultShippingAddress !== void 0) this.defaultShippingAddress = options.defaultShippingAddress;
+		if (options.defaultBillingAddress !== void 0) this.defaultBillingAddress = options.defaultBillingAddress;
+		if (options.status !== void 0) this.status = options.status;
+		if (options.customerType !== void 0 && options.customerType !== null) this.customerType = options.customerType;
+		if (options.notes !== void 0) this.notes = options.notes;
+	}
+	/**
+	* Convenience predicate: is this a wholesale customer?
+	*/
+	isWholesale() {
+		return this.customerType === CustomerType.WHOLESALE;
+	}
+	/**
+	* Check if customer is active
+	*/
+	isActive() {
+		return this.status === CustomerStatus.ACTIVE;
+	}
+	/**
+	* Check if customer has available credit
+	*/
+	hasAvailableCredit(amount) {
+		return this.creditLimit >= amount;
+	}
+	/**
+	* Get the profile ID for external lookup.
+	*
+	* To get the actual Profile object, use the ProfileCollection from smrt-profiles:
+	* ```typescript
+	* const profiles = await ProfileCollection.create(options);
+	* const profile = await profiles.get({ id: customer.profileId });
+	* ```
+	*
+	* @returns The profile ID or empty string if not set
+	*/
+	getProfileId() {
+		return this.profileId;
+	}
+};
+__decorateClass$13([tenantId({ nullable: true })], Customer.prototype, "tenantId", 2);
+__decorateClass$13([crossPackageRef("@happyvertical/smrt-profiles:Profile")], Customer.prototype, "profileId", 2);
+__decorateClass$13([field({ sensitive: true })], Customer.prototype, "taxId", 2);
+Customer = __decorateClass$13([TenantScoped({ mode: "optional" }), smrt({
+	api: { include: [
+		"list",
+		"get",
+		"create",
+		"update"
+	] },
+	mcp: { include: ["list", "get"] },
+	cli: { skipApiCheck: true }
+})], Customer);
+//#endregion
+//#region src/collections/CustomerCollection.ts
+var CustomerCollection = class extends SmrtCollection {
+	static _itemClass = Customer;
+	/**
+	* Find customers by profile ID
+	*
+	* @param profileId - Profile ID from smrt-profiles
+	* @returns Array of customers linked to this profile
+	*/
+	async findByProfile(profileId) {
+		return await this.list({
+			where: { profileId },
+			orderBy: "created_at DESC"
+		});
+	}
+	/**
+	* Find all active customers
+	*
+	* @returns Array of active customers
+	*/
+	async findActive() {
+		return await this.list({
+			where: { status: CustomerStatus.ACTIVE },
+			orderBy: "created_at DESC"
+		});
+	}
+	/**
+	* Find customers by status
+	*
+	* @param status - Customer status
+	* @returns Array of customers
+	*/
+	async findByStatus(status) {
+		return await this.list({
+			where: { status },
+			orderBy: "created_at DESC"
+		});
+	}
+	/**
+	* Get or create a customer for a profile
+	*
+	* @param profileId - Profile ID
+	* @param defaults - Default values if creating
+	* @returns Customer
+	*/
+	async getOrCreateForProfile(profileId, defaults = {}) {
+		const existing = await this.findByProfile(profileId);
+		if (existing.length > 0) return existing[0];
+		const customer = await this.create({
+			profileId,
+			creditLimit: defaults.creditLimit ?? 0,
+			paymentTerms: defaults.paymentTerms ?? "",
+			status: CustomerStatus.ACTIVE
+		});
+		await customer.save();
+		return customer;
+	}
+	/**
+	* Find all customers belonging to a specific tenant
+	*
+	* @param tenantId - Tenant ID
+	* @returns Array of customers for the tenant
+	*/
+	async findByTenant(tenantId) {
+		return this.list({ where: { tenantId } });
+	}
+	/**
+	* Find all global customers (not associated with any tenant).
+	*
+	* Routes through the shared tenant-global helper so it does not throw under
+	* an active tenant context (an explicit `tenant_id IS NULL` filter would be
+	* flagged as an isolation violation). (#1600)
+	*
+	* @returns Array of global customers
+	*/
+	async findGlobal() {
+		return queryGlobal(this);
+	}
+	/**
+	* Find customers for a tenant including global customers.
+	*
+	* Fails closed if an active tenant context requests a different tenant's
+	* rows; the admin/system path keeps the cross-tenant capability. (#1600)
+	*
+	* @param tenantId - Tenant ID
+	* @returns Array of tenant-specific and global customers
+	*/
+	async findWithGlobals(tenantId) {
+		return queryWithGlobals(this, tenantId, "Customer.findWithGlobals");
+	}
+};
+//#endregion
+//#region src/models/PaymentInstrument.ts
+var __defProp$12 = Object.defineProperty;
+var __getOwnPropDesc$12 = Object.getOwnPropertyDescriptor;
+var __decorateClass$12 = (decorators, target, key, kind) => {
+	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$12(target, key) : target;
+	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
+	if (kind && result) __defProp$12(target, key, result);
+	return result;
+};
+var PaymentInstrument = class extends SmrtObject {
+	tenantId = null;
+	customerId = "";
+	/**
+	* Stable identifier of the `PaymentBackend` adapter that vaulted the method —
+	* e.g. `stripe`. Mirrors {@link Payment.backendId}.
+	*/
+	backendId = "";
+	/**
+	* Provider customer reference (e.g. a Stripe `cus_...`). A reference, not
+	* card data.
+	*/
+	providerCustomerId = "";
+	/**
+	* Provider payment-method reference (e.g. a Stripe `pm_...`). Used, together
+	* with {@link providerCustomerId}, to charge the saved method off-session. A
+	* reference, not card data.
+	*/
+	providerPaymentMethodId = "";
+	/**
+	* Instrument type as reported by the backend — e.g. `card`,
+	* `us_bank_account`.
+	*/
+	type = "card";
+	/**
+	* Card brand for display (e.g. `visa`). Display-only, not PCI-sensitive.
+	*/
+	brand = "";
+	/**
+	* Last four digits for display. Not the full card number.
+	*/
+	last4 = "";
+	/**
+	* Card expiry month (1–12). `0` when unknown / not a card.
+	*/
+	expMonth = 0;
+	/**
+	* Card expiry year (four digits). `0` when unknown / not a card.
+	*/
+	expYear = 0;
+	/**
+	* Whether this is the customer's default instrument. Use
+	* {@link PaymentInstrumentCollection.setDefaultForCustomer} to flip the
+	* default so only one instrument per customer is marked default.
+	*/
+	isDefault = false;
+	/**
+	* Lifecycle status — `active` while chargeable, `expired` once the card has
+	* lapsed, `removed` when the customer detaches it.
+	*/
+	status = PaymentInstrumentStatus.ACTIVE;
+	constructor(options = {}) {
+		super(options);
+		if (options.tenantId !== void 0) this.tenantId = options.tenantId;
+		if (options.customerId !== void 0) this.customerId = options.customerId;
+		if (options.backendId !== void 0) this.backendId = options.backendId;
+		if (options.providerCustomerId !== void 0) this.providerCustomerId = options.providerCustomerId;
+		if (options.providerPaymentMethodId !== void 0) this.providerPaymentMethodId = options.providerPaymentMethodId;
+		if (options.type !== void 0) this.type = options.type;
+		if (options.brand !== void 0) this.brand = options.brand;
+		if (options.last4 !== void 0) this.last4 = options.last4;
+		if (options.expMonth !== void 0) this.expMonth = options.expMonth;
+		if (options.expYear !== void 0) this.expYear = options.expYear;
+		if (options.isDefault !== void 0) this.isDefault = options.isDefault;
+		if (options.status !== void 0) this.status = options.status;
+	}
+	/**
+	* True while the instrument is active (chargeable).
+	*/
+	isActive() {
+		return this.status === PaymentInstrumentStatus.ACTIVE;
+	}
+	/**
+	* True once the instrument has been marked expired.
+	*/
+	isExpired() {
+		return this.status === PaymentInstrumentStatus.EXPIRED;
+	}
+	/**
+	* True once the instrument has been removed/detached.
+	*/
+	isRemoved() {
+		return this.status === PaymentInstrumentStatus.REMOVED;
+	}
+	/**
+	* Mark the instrument expired (e.g. the card lapsed). A removed instrument
+	* is not revived by this.
+	*/
+	markExpired() {
+		if (this.status === PaymentInstrumentStatus.REMOVED) return;
+		this.status = PaymentInstrumentStatus.EXPIRED;
+	}
+	/**
+	* Mark the instrument removed/detached and clear its default flag.
+	*/
+	markRemoved() {
+		this.status = PaymentInstrumentStatus.REMOVED;
+		this.isDefault = false;
+	}
+};
+__decorateClass$12([tenantId({ nullable: true })], PaymentInstrument.prototype, "tenantId", 2);
+__decorateClass$12([foreignKey("Customer")], PaymentInstrument.prototype, "customerId", 2);
+PaymentInstrument = __decorateClass$12([TenantScoped({ mode: "optional" }), smrt({
+	api: {
+		include: [
+			"list",
+			"get",
+			"create",
+			"update"
+		],
+		writable: [
+			"customerId",
+			"backendId",
+			"providerCustomerId",
+			"providerPaymentMethodId",
+			"type",
+			"brand",
+			"last4",
+			"expMonth",
+			"expYear",
+			"status"
+		]
+	},
+	mcp: { include: ["list", "get"] },
+	cli: { skipApiCheck: true }
+})], PaymentInstrument);
+//#endregion
+//#region src/collections/PaymentInstrumentCollection.ts
+var PaymentInstrumentCollection = class extends SmrtCollection {
+	static _itemClass = PaymentInstrument;
+	/**
+	* Find all instruments saved by a customer, newest first.
+	*
+	* @param customerId - Customer ID
+	* @returns Array of instruments
+	*/
+	async findByCustomer(customerId) {
+		return await this.list({
+			where: { customerId },
+			orderBy: "created_at DESC"
+		});
+	}
+	/**
+	* Find a customer's active instruments, newest first.
+	*
+	* @param customerId - Customer ID
+	* @returns Array of active instruments
+	*/
+	async findActiveByCustomer(customerId) {
+		return await this.list({
+			where: {
+				customerId,
+				status: PaymentInstrumentStatus.ACTIVE
+			},
+			orderBy: "created_at DESC"
+		});
+	}
+	/**
+	* Find a customer's default instrument, or null if none is set.
+	*
+	* @param customerId - Customer ID
+	* @returns The default instrument or null
+	*/
+	async findDefaultForCustomer(customerId) {
+		return (await this.list({
+			where: {
+				customerId,
+				isDefault: true
+			},
+			orderBy: "created_at DESC"
+		})).find((instrument) => !instrument.isRemoved()) ?? null;
+	}
+	/**
+	* Find an instrument by its provider payment-method reference (e.g. a Stripe
+	* `pm_...`).
+	*
+	* @param providerPaymentMethodId - Provider payment-method id
+	* @returns The instrument or null
+	*/
+	async findByProviderPaymentMethodId(providerPaymentMethodId) {
+		return (await this.list({
+			where: { providerPaymentMethodId },
+			limit: 1
+		}))[0] || null;
+	}
+	/**
+	* Make one of a customer's instruments the default, clearing the flag on the
+	* others so only a single default is ever set. Only rows whose flag actually
+	* changes are re-saved.
+	*
+	* @param customerId - Customer ID
+	* @param instrumentId - The instrument to make default
+	*/
+	async setDefaultForCustomer(customerId, instrumentId) {
+		const instruments = await this.findByCustomer(customerId);
+		const target = instruments.find((instrument) => instrument.id === instrumentId);
+		if (!target) throw new Error(`PaymentInstrument ${instrumentId} not found for customer ${customerId}`);
+		if (target.isRemoved()) throw new Error(`PaymentInstrument ${instrumentId} is removed and cannot be made default`);
+		for (const instrument of instruments) {
+			const shouldBeDefault = instrument.id === instrumentId;
+			if (instrument.isDefault !== shouldBeDefault) {
+				instrument.isDefault = shouldBeDefault;
+				await instrument.save();
+			}
+		}
+	}
+	/**
+	* Find all instruments belonging to a specific tenant.
+	*
+	* @param tenantId - Tenant ID
+	* @returns Array of instruments for the tenant
+	*/
+	async findByTenant(tenantId) {
+		return this.list({ where: { tenantId } });
+	}
+	/**
+	* Find all global instruments (not associated with any tenant). Routes
+	* through the shared tenant-global helper so it does not throw under an
+	* active tenant context. (#1600)
+	*
+	* @returns Array of global instruments
+	*/
+	async findGlobal() {
+		return queryGlobal(this);
+	}
+	/**
+	* Find instruments for a tenant including global instruments. Fails closed if
+	* an active tenant context requests a different tenant's rows. (#1600)
+	*
+	* @param tenantId - Tenant ID
+	* @returns Array of tenant-specific and global instruments
+	*/
+	async findWithGlobals(tenantId) {
+		return queryWithGlobals(this, tenantId, "PaymentInstrument.findWithGlobals");
+	}
+};
+//#endregion
+//#region src/billing/cards.ts
+var CARD_SETUP_PURPOSE = "card_setup";
+var SAVE_CARD_METADATA = "smrt_save_card";
+var COLLECT_ADDRESS_METADATA = "smrt_collect_address";
+function assertPayerContext(payerTenantId) {
+	if (!isSystemContext() && !isSuperAdminBypass() && tenantKey(getTenantId()) !== payerTenantId) throw new TenantIsolationError("Only the payer can manage its payment methods.");
+}
+async function createCardSetupCheckout(runtime, input) {
+	const createSetupCheckout = runtime.provider.createSetupCheckout;
+	if (!createSetupCheckout) throw new Error(`Billing provider ${runtime.provider.name} cannot save a payment method.`);
+	assertCanSaveCards(runtime);
+	if (!input.setupId) throw new Error("setupId is required.");
+	const payer = canonicalTenantId(input.payerTenantId, "payerTenantId");
+	assertPayerContext(payer);
+	const account = await runtime.getAccount(payer);
+	if (!account?.id) throw new Error(`No billing account for payer ${payer}.`);
+	const synced = await runtime.ensureProviderCustomer(account, { requireTaxLocation: false });
+	const key = await deterministicId([
+		"billing-card-setup",
+		runtime.sellerTenantId,
+		String(account.id),
+		input.setupId
+	]);
+	const collectBillingAddress = input.collectBillingAddress ?? (synced.automaticTax && !synced.hasTaxLocation);
+	return createSetupCheckout.call(runtime.provider, {
+		idempotencyKey: `smrt-card-setup:${key}`,
+		providerCustomerId: synced.providerCustomerId,
+		currency: normalizeCurrency(input.currency),
+		successUrl: input.successUrl,
+		cancelUrl: input.cancelUrl,
+		collectBillingAddress,
+		metadata: {
+			smrt_purpose: CARD_SETUP_PURPOSE,
+			smrt_seller: runtime.sellerTenantId,
+			smrt_payer: payer,
+			smrt_account: String(account.id),
+			...collectBillingAddress ? { [COLLECT_ADDRESS_METADATA]: "1" } : {}
+		}
+	});
+}
+function assertCanSaveCards(runtime) {
+	if (!runtime.provider.getCheckout || !runtime.provider.setDefaultPaymentMethod) throw new Error(`Billing provider ${runtime.provider.name} cannot apply a saved payment method (getCheckout and setDefaultPaymentMethod are required).`);
+}
+async function savedCardFromCheckout(runtime, metadata, state, savesCard) {
+	if (!state.complete) return null;
+	const paymentMethodId = savesCard ? state.paymentMethodId : void 0;
+	const billingAddress = metadata["smrt_collect_address"] === "1" && state.billingAddress?.country ? state.billingAddress : void 0;
+	if (!paymentMethodId && !billingAddress) return null;
+	if (tenantKey(metadata.smrt_seller) !== runtime.sellerTenantId) return null;
+	const account = await runtime.accounts.get(metadata.smrt_account ?? "");
+	if (!account?.id || tenantKey(account.sellerTenantId) !== runtime.sellerTenantId || tenantKey(account.payerTenantId) !== tenantKey(metadata.smrt_payer) || account.provider !== runtime.provider.name || !account.providerCustomerId || state.providerCustomerId !== account.providerCustomerId) throw new Error(`Checkout ${state.sessionId} saved a card for a customer that is not its billing account's.`);
+	return {
+		account,
+		providerCustomerId: account.providerCustomerId,
+		paymentMethodId,
+		billingAddress
+	};
+}
+async function recordSavedCard(runtime, db, card) {
+	await withTenant({ tenantId: runtime.sellerTenantId }, async () => {
+		if (card.paymentMethodId) await recordInstrument(runtime, db, card);
+		if (card.billingAddress?.country) {
+			const customer = await (await CustomerCollection.create({ db })).get(card.account.customerId);
+			if (customer) {
+				customer.defaultBillingAddress = card.billingAddress;
+				await customer.save();
+			}
+		}
+	});
+}
+async function recordInstrument(runtime, db, card) {
+	const paymentMethodId = String(card.paymentMethodId);
+	const instruments = await PaymentInstrumentCollection.create({ db });
+	const id = await deterministicId([
+		"billing-payment-instrument",
+		runtime.provider.name,
+		runtime.sellerTenantId,
+		paymentMethodId
+	]);
+	let instrument = await instruments.get(id);
+	if (!instrument) instrument = await instruments.create({
+		id,
+		tenantId: runtime.sellerTenantId,
+		customerId: card.account.customerId,
+		backendId: runtime.provider.name,
+		providerCustomerId: card.providerCustomerId,
+		providerPaymentMethodId: paymentMethodId,
+		type: "card",
+		status: PaymentInstrumentStatus.ACTIVE,
+		_insertOnly: true
+	});
+	else if (instrument.customerId !== card.account.customerId) throw new Error(`Payment method ${paymentMethodId} is already saved for another customer.`);
+	else if (!instrument.isActive()) {
+		instrument.status = PaymentInstrumentStatus.ACTIVE;
+		await instrument.save();
+	}
+	await instruments.setDefaultForCustomer(card.account.customerId, String(instrument.id));
+}
+async function defaultCardFor(runtime, account, providerCustomerId) {
+	const instrument = await withTenant({ tenantId: runtime.sellerTenantId }, () => runtime.instruments.findDefaultForCustomer(account.customerId));
+	return Boolean(instrument?.isActive() && instrument.backendId === runtime.provider.name && instrument.providerCustomerId === providerCustomerId);
+}
+//#endregion
 //#region src/billing/period-close.ts
 var BillingPeriodCloseError = class extends Error {
 	constructor(result) {
@@ -986,6 +1542,7 @@ async function pushToProvider(runtime, close, invoice, account) {
 			periodEnd: item.periodEnd ?? void 0
 		});
 	}
+	const chargeAutomatically = runtime.autoChargeInvoices && await defaultCardFor(runtime, account, synced.providerCustomerId);
 	const { providerInvoiceId } = await runtime.provider.pushInvoice({
 		invoiceId: String(invoice.id),
 		invoiceNumber: invoice.invoiceNumber,
@@ -997,6 +1554,7 @@ async function pushToProvider(runtime, close, invoice, account) {
 		subtotal: invoice.subtotal,
 		idempotencyKey: `smrt-billing-close:${close.id}`,
 		automaticTax: synced.automaticTax,
+		collectionMethod: chargeAutomatically ? "charge_automatically" : "send_invoice",
 		memo: invoice.customerNotes || void 0
 	});
 	await withTenant({ tenantId: runtime.sellerTenantId }, async () => {
@@ -1014,267 +1572,60 @@ async function sendAndReconcile(runtime, close, invoice, account) {
 	const providerInvoiceId = close.providerInvoiceId;
 	let state = await runtime.provider.getInvoice(providerInvoiceId);
 	if (state.status === "draft") {
-		await runtime.ensureProviderCustomer(account);
-		await runtime.provider.sendInvoice(providerInvoiceId);
-		state = await runtime.provider.getInvoice(providerInvoiceId);
-	}
-	if (state.status === "draft" || state.status === "void") throw new Error(`Provider invoice ${providerInvoiceId} is ${state.status}; expected it to be sent.`);
-	if (state.currency !== close.currency || state.subtotal !== invoice.subtotal || state.total !== state.subtotal + state.taxAmount) throw new Error(`Provider invoice ${providerInvoiceId} does not match invoice ${invoice.invoiceNumber}: provider ${state.subtotal}+${state.taxAmount}=${state.total} ${state.currency}, local subtotal ${invoice.subtotal} ${close.currency}.`);
-	await withTenant({ tenantId: runtime.sellerTenantId }, async () => {
-		invoice.providerTaxAmount = state.taxAmount;
-		if (invoice.status === InvoiceStatus.DRAFT) invoice.markSent();
-		await invoice.save();
-	});
-	if (invoice.totalAmount !== state.total) throw new Error(`Invoice ${invoice.invoiceNumber} total ${invoice.totalAmount} does not match provider total ${state.total}.`);
-	close.status = "sent";
-	await close.save();
-}
-async function postRevenue(runtime, invoice) {
-	if (invoice.totalAmount <= 0 || invoice.arJournalId) return;
-	await withTenant({ tenantId: runtime.sellerTenantId }, async () => {
-		const posted = await runtime.journals.list({
-			where: {
-				sourceModule: "smrt-commerce",
-				sourceRef: String(invoice.id),
-				status: "posted"
-			},
-			limit: 1
-		});
-		if (posted[0]?.id) {
-			invoice.arJournalId = String(posted[0].id);
-			await invoice.save();
-			return;
-		}
-		await invoice.recognizeRevenue({
-			arAccountId: runtime.ledger.arAccountId,
-			revenueAccountId: runtime.ledger.revenueAccountId,
-			taxAccountId: runtime.ledger.taxAccountId
-		});
-	});
-}
-//#endregion
-//#region src/billing/provider.ts
-var BillingWebhookVerificationError = class extends Error {
-	constructor(message = "Billing webhook signature verification failed.") {
-		super(message);
-		this.name = "BillingWebhookVerificationError";
-	}
-};
-//#endregion
-//#region src/models/Customer.ts
-var __defProp$13 = Object.defineProperty;
-var __getOwnPropDesc$13 = Object.getOwnPropertyDescriptor;
-var __decorateClass$13 = (decorators, target, key, kind) => {
-	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$13(target, key) : target;
-	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
-	if (kind && result) __defProp$13(target, key, result);
-	return result;
-};
-var Customer = class extends SmrtObject {
-	tenantId = null;
-	profileId = "";
-	/**
-	* Maximum credit extended to this customer, in **integer minor units**
-	* (cents, satoshis).
-	*
-	* Converts with the rest of commerce because
-	* {@link Customer.hasAvailableCredit} compares it directly against a money
-	* amount; a dollars-vs-cents split there would approve every request off by
-	* a factor of 100 (#2401).
-	*/
-	creditLimit = 0;
-	/**
-	* Payment terms (e.g., "Net 30", "Due on receipt", "2/10 Net 30")
-	*/
-	paymentTerms = "";
-	/**
-	* Whether customer is exempt from tax
-	*/
-	taxExempt = false;
-	taxId = "";
-	/**
-	* Default shipping address
-	*/
-	defaultShippingAddress = {};
-	/**
-	* Default billing address
-	*/
-	defaultBillingAddress = {};
-	/**
-	* Customer status
-	*/
-	status = CustomerStatus.ACTIVE;
-	/**
-	* Customer classification — DTC, wholesale, or retail.
-	*
-	* Drives channel access (wholesale portal vs. storefront vs. POS), default
-	* price tier, and credit terms. Defaults to DTC for backwards compatibility.
-	*/
-	customerType = CustomerType.DTC;
-	/**
-	* Internal notes about this customer
-	*/
-	notes = "";
-	constructor(options = {}) {
-		super(options);
-		if (options.tenantId !== void 0) this.tenantId = options.tenantId;
-		if (options.profileId !== void 0) this.profileId = options.profileId;
-		if (options.creditLimit !== void 0) this.creditLimit = options.creditLimit;
-		if (options.paymentTerms !== void 0) this.paymentTerms = options.paymentTerms;
-		if (options.taxExempt !== void 0) this.taxExempt = options.taxExempt;
-		if (options.taxId !== void 0) this.taxId = options.taxId;
-		if (options.defaultShippingAddress !== void 0) this.defaultShippingAddress = options.defaultShippingAddress;
-		if (options.defaultBillingAddress !== void 0) this.defaultBillingAddress = options.defaultBillingAddress;
-		if (options.status !== void 0) this.status = options.status;
-		if (options.customerType !== void 0 && options.customerType !== null) this.customerType = options.customerType;
-		if (options.notes !== void 0) this.notes = options.notes;
-	}
-	/**
-	* Convenience predicate: is this a wholesale customer?
-	*/
-	isWholesale() {
-		return this.customerType === CustomerType.WHOLESALE;
-	}
-	/**
-	* Check if customer is active
-	*/
-	isActive() {
-		return this.status === CustomerStatus.ACTIVE;
-	}
-	/**
-	* Check if customer has available credit
-	*/
-	hasAvailableCredit(amount) {
-		return this.creditLimit >= amount;
-	}
-	/**
-	* Get the profile ID for external lookup.
-	*
-	* To get the actual Profile object, use the ProfileCollection from smrt-profiles:
-	* ```typescript
-	* const profiles = await ProfileCollection.create(options);
-	* const profile = await profiles.get({ id: customer.profileId });
-	* ```
-	*
-	* @returns The profile ID or empty string if not set
-	*/
-	getProfileId() {
-		return this.profileId;
-	}
-};
-__decorateClass$13([tenantId({ nullable: true })], Customer.prototype, "tenantId", 2);
-__decorateClass$13([crossPackageRef("@happyvertical/smrt-profiles:Profile")], Customer.prototype, "profileId", 2);
-__decorateClass$13([field({ sensitive: true })], Customer.prototype, "taxId", 2);
-Customer = __decorateClass$13([TenantScoped({ mode: "optional" }), smrt({
-	api: { include: [
-		"list",
-		"get",
-		"create",
-		"update"
-	] },
-	mcp: { include: ["list", "get"] },
-	cli: { skipApiCheck: true }
-})], Customer);
-//#endregion
-//#region src/collections/CustomerCollection.ts
-var CustomerCollection = class extends SmrtCollection {
-	static _itemClass = Customer;
-	/**
-	* Find customers by profile ID
-	*
-	* @param profileId - Profile ID from smrt-profiles
-	* @returns Array of customers linked to this profile
-	*/
-	async findByProfile(profileId) {
-		return await this.list({
-			where: { profileId },
-			orderBy: "created_at DESC"
-		});
-	}
-	/**
-	* Find all active customers
-	*
-	* @returns Array of active customers
-	*/
-	async findActive() {
-		return await this.list({
-			where: { status: CustomerStatus.ACTIVE },
-			orderBy: "created_at DESC"
-		});
-	}
-	/**
-	* Find customers by status
-	*
-	* @param status - Customer status
-	* @returns Array of customers
-	*/
-	async findByStatus(status) {
-		return await this.list({
-			where: { status },
-			orderBy: "created_at DESC"
-		});
-	}
-	/**
-	* Get or create a customer for a profile
-	*
-	* @param profileId - Profile ID
-	* @param defaults - Default values if creating
-	* @returns Customer
-	*/
-	async getOrCreateForProfile(profileId, defaults = {}) {
-		const existing = await this.findByProfile(profileId);
-		if (existing.length > 0) return existing[0];
-		const customer = await this.create({
-			profileId,
-			creditLimit: defaults.creditLimit ?? 0,
-			paymentTerms: defaults.paymentTerms ?? "",
-			status: CustomerStatus.ACTIVE
-		});
-		await customer.save();
-		return customer;
-	}
-	/**
-	* Find all customers belonging to a specific tenant
-	*
-	* @param tenantId - Tenant ID
-	* @returns Array of customers for the tenant
-	*/
-	async findByTenant(tenantId) {
-		return this.list({ where: { tenantId } });
-	}
-	/**
-	* Find all global customers (not associated with any tenant).
-	*
-	* Routes through the shared tenant-global helper so it does not throw under
-	* an active tenant context (an explicit `tenant_id IS NULL` filter would be
-	* flagged as an isolation violation). (#1600)
-	*
-	* @returns Array of global customers
-	*/
-	async findGlobal() {
-		return queryGlobal(this);
+		await runtime.ensureProviderCustomer(account);
+		await runtime.provider.sendInvoice(providerInvoiceId);
+		state = await runtime.provider.getInvoice(providerInvoiceId);
 	}
-	/**
-	* Find customers for a tenant including global customers.
-	*
-	* Fails closed if an active tenant context requests a different tenant's
-	* rows; the admin/system path keeps the cross-tenant capability. (#1600)
-	*
-	* @param tenantId - Tenant ID
-	* @returns Array of tenant-specific and global customers
-	*/
-	async findWithGlobals(tenantId) {
-		return queryWithGlobals(this, tenantId, "Customer.findWithGlobals");
+	if (state.status === "draft" || state.status === "void") throw new Error(`Provider invoice ${providerInvoiceId} is ${state.status}; expected it to be sent.`);
+	if (state.currency !== close.currency || state.subtotal !== invoice.subtotal || state.total !== state.subtotal + state.taxAmount) throw new Error(`Provider invoice ${providerInvoiceId} does not match invoice ${invoice.invoiceNumber}: provider ${state.subtotal}+${state.taxAmount}=${state.total} ${state.currency}, local subtotal ${invoice.subtotal} ${close.currency}.`);
+	await withTenant({ tenantId: runtime.sellerTenantId }, async () => {
+		invoice.providerTaxAmount = state.taxAmount;
+		if (invoice.status === InvoiceStatus.DRAFT) invoice.markSent();
+		await invoice.save();
+	});
+	if (invoice.totalAmount !== state.total) throw new Error(`Invoice ${invoice.invoiceNumber} total ${invoice.totalAmount} does not match provider total ${state.total}.`);
+	close.status = "sent";
+	await close.save();
+}
+async function postRevenue(runtime, invoice) {
+	if (invoice.totalAmount <= 0 || invoice.arJournalId) return;
+	await withTenant({ tenantId: runtime.sellerTenantId }, async () => {
+		const posted = await runtime.journals.list({
+			where: {
+				sourceModule: "smrt-commerce",
+				sourceRef: String(invoice.id),
+				status: "posted"
+			},
+			limit: 1
+		});
+		if (posted[0]?.id) {
+			invoice.arJournalId = String(posted[0].id);
+			await invoice.save();
+			return;
+		}
+		await invoice.recognizeRevenue({
+			arAccountId: runtime.ledger.arAccountId,
+			revenueAccountId: runtime.ledger.revenueAccountId,
+			taxAccountId: runtime.ledger.taxAccountId
+		});
+	});
+}
+//#endregion
+//#region src/billing/provider.ts
+var BillingWebhookVerificationError = class extends Error {
+	constructor(message = "Billing webhook signature verification failed.") {
+		super(message);
+		this.name = "BillingWebhookVerificationError";
 	}
 };
 //#endregion
 //#region src/models/Invoice.ts
-var __defProp$12 = Object.defineProperty;
-var __getOwnPropDesc$12 = Object.getOwnPropertyDescriptor;
-var __decorateClass$12 = (decorators, target, key, kind) => {
-	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$12(target, key) : target;
+var __defProp$11 = Object.defineProperty;
+var __getOwnPropDesc$11 = Object.getOwnPropertyDescriptor;
+var __decorateClass$11 = (decorators, target, key, kind) => {
+	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$11(target, key) : target;
 	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
-	if (kind && result) __defProp$12(target, key, result);
+	if (kind && result) __defProp$11(target, key, result);
 	return result;
 };
 var INVOICE_STATUS_TRANSITIONS = {
@@ -1875,12 +2226,12 @@ var Invoice = class extends SmrtObject {
 		};
 	}
 };
-__decorateClass$12([tenantId({ nullable: true })], Invoice.prototype, "tenantId", 2);
-__decorateClass$12([foreignKey("Customer")], Invoice.prototype, "customerId", 2);
-__decorateClass$12([foreignKey("Contract")], Invoice.prototype, "contractId", 2);
-__decorateClass$12([crossPackageRef("@happyvertical/smrt-ledgers:Journal")], Invoice.prototype, "arJournalId", 2);
-__decorateClass$12([crossPackageRef("@happyvertical/smrt-ledgers:Journal")], Invoice.prototype, "revenueJournalId", 2);
-Invoice = __decorateClass$12([TenantScoped({ mode: "optional" }), smrt({
+__decorateClass$11([tenantId({ nullable: true })], Invoice.prototype, "tenantId", 2);
+__decorateClass$11([foreignKey("Customer")], Invoice.prototype, "customerId", 2);
+__decorateClass$11([foreignKey("Contract")], Invoice.prototype, "contractId", 2);
+__decorateClass$11([crossPackageRef("@happyvertical/smrt-ledgers:Journal")], Invoice.prototype, "arJournalId", 2);
+__decorateClass$11([crossPackageRef("@happyvertical/smrt-ledgers:Journal")], Invoice.prototype, "revenueJournalId", 2);
+Invoice = __decorateClass$11([TenantScoped({ mode: "optional" }), smrt({
 	api: {
 		include: [
 			"list",
@@ -2146,12 +2497,12 @@ var InvoiceCollection = class extends SmrtCollection {
 };
 //#endregion
 //#region src/models/InvoiceLineItem.ts
-var __defProp$11 = Object.defineProperty;
-var __getOwnPropDesc$11 = Object.getOwnPropertyDescriptor;
-var __decorateClass$11 = (decorators, target, key, kind) => {
-	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$11(target, key) : target;
+var __defProp$10 = Object.defineProperty;
+var __getOwnPropDesc$10 = Object.getOwnPropertyDescriptor;
+var __decorateClass$10 = (decorators, target, key, kind) => {
+	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$10(target, key) : target;
 	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
-	if (kind && result) __defProp$11(target, key, result);
+	if (kind && result) __defProp$10(target, key, result);
 	return result;
 };
 var InvoiceLineItem = class extends SmrtObject {
@@ -2307,10 +2658,10 @@ var InvoiceLineItem = class extends SmrtObject {
 		};
 	}
 };
-__decorateClass$11([tenantId({ nullable: true })], InvoiceLineItem.prototype, "tenantId", 2);
-__decorateClass$11([foreignKey("Invoice")], InvoiceLineItem.prototype, "invoiceId", 2);
-__decorateClass$11([crossPackageRef("@happyvertical/smrt-ledgers:Account")], InvoiceLineItem.prototype, "revenueAccountId", 2);
-InvoiceLineItem = __decorateClass$11([TenantScoped({ mode: "optional" }), smrt({
+__decorateClass$10([tenantId({ nullable: true })], InvoiceLineItem.prototype, "tenantId", 2);
+__decorateClass$10([foreignKey("Invoice")], InvoiceLineItem.prototype, "invoiceId", 2);
+__decorateClass$10([crossPackageRef("@happyvertical/smrt-ledgers:Account")], InvoiceLineItem.prototype, "revenueAccountId", 2);
+InvoiceLineItem = __decorateClass$10([TenantScoped({ mode: "optional" }), smrt({
 	api: { include: [
 		"list",
 		"get",
@@ -2462,12 +2813,12 @@ var InvoiceLineItemCollection = class extends SmrtCollection {
 };
 //#endregion
 //#region src/models/billing.ts
-var __defProp$10 = Object.defineProperty;
-var __getOwnPropDesc$10 = Object.getOwnPropertyDescriptor;
-var __decorateClass$10 = (decorators, target, key, kind) => {
-	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$10(target, key) : target;
+var __defProp$9 = Object.defineProperty;
+var __getOwnPropDesc$9 = Object.getOwnPropertyDescriptor;
+var __decorateClass$9 = (decorators, target, key, kind) => {
+	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$9(target, key) : target;
 	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
-	if (kind && result) __defProp$10(target, key, result);
+	if (kind && result) __defProp$9(target, key, result);
 	return result;
 };
 var STANDINGS = [
@@ -2512,14 +2863,14 @@ var BillingAccount = class extends SmrtObject {
 		if (this.billingAnchorAt !== null && (!(this.billingAnchorAt instanceof Date) || !Number.isFinite(this.billingAnchorAt.getTime()))) throw new Error("billingAnchorAt must be a valid date or null.");
 	}
 };
-__decorateClass$10([crossPackageRef("@happyvertical/smrt-users:Tenant"), field({ required: true })], BillingAccount.prototype, "sellerTenantId", 2);
-__decorateClass$10([crossPackageRef("@happyvertical/smrt-users:Tenant"), field({ required: true })], BillingAccount.prototype, "payerTenantId", 2);
-__decorateClass$10([foreignKey("Customer")], BillingAccount.prototype, "customerId", 2);
-__decorateClass$10([field({
+__decorateClass$9([crossPackageRef("@happyvertical/smrt-users:Tenant"), field({ required: true })], BillingAccount.prototype, "sellerTenantId", 2);
+__decorateClass$9([crossPackageRef("@happyvertical/smrt-users:Tenant"), field({ required: true })], BillingAccount.prototype, "payerTenantId", 2);
+__decorateClass$9([foreignKey("Customer")], BillingAccount.prototype, "customerId", 2);
+__decorateClass$9([field({
 	type: "datetime",
 	nullable: true
 })], BillingAccount.prototype, "billingAnchorAt", 2);
-BillingAccount = __decorateClass$10([smrt({
+BillingAccount = __decorateClass$9([smrt({
 	tableName: "_smrt_billing_accounts",
 	conflictColumns: ["seller_tenant_id", "payer_tenant_id"],
 	api: false,
@@ -2563,21 +2914,21 @@ var BillingPeriodClose = class extends SmrtObject {
 		return runBillingEventsJob(args);
 	}
 };
-__decorateClass$10([crossPackageRef("@happyvertical/smrt-users:Tenant"), field({ required: true })], BillingPeriodClose.prototype, "sellerTenantId", 2);
-__decorateClass$10([crossPackageRef("@happyvertical/smrt-users:Tenant"), field({ required: true })], BillingPeriodClose.prototype, "payerTenantId", 2);
-__decorateClass$10([foreignKey("BillingAccount")], BillingPeriodClose.prototype, "billingAccountId", 2);
-__decorateClass$10([foreignKey("Invoice")], BillingPeriodClose.prototype, "invoiceId", 2);
-__decorateClass$10([field({
+__decorateClass$9([crossPackageRef("@happyvertical/smrt-users:Tenant"), field({ required: true })], BillingPeriodClose.prototype, "sellerTenantId", 2);
+__decorateClass$9([crossPackageRef("@happyvertical/smrt-users:Tenant"), field({ required: true })], BillingPeriodClose.prototype, "payerTenantId", 2);
+__decorateClass$9([foreignKey("BillingAccount")], BillingPeriodClose.prototype, "billingAccountId", 2);
+__decorateClass$9([foreignKey("Invoice")], BillingPeriodClose.prototype, "invoiceId", 2);
+__decorateClass$9([field({
 	type: "text",
 	nullable: true
 })], BillingPeriodClose.prototype, "leaseToken", 2);
-__decorateClass$10([field({
+__decorateClass$9([field({
 	type: "datetime",
 	nullable: true
 })], BillingPeriodClose.prototype, "leaseExpiresAt", 2);
-__decorateClass$10([backgroundEligible()], BillingPeriodClose.prototype, "runPeriodClose", 1);
-__decorateClass$10([backgroundEligible()], BillingPeriodClose.prototype, "processBillingEvents", 1);
-BillingPeriodClose = __decorateClass$10([smrt({
+__decorateClass$9([backgroundEligible()], BillingPeriodClose.prototype, "runPeriodClose", 1);
+__decorateClass$9([backgroundEligible()], BillingPeriodClose.prototype, "processBillingEvents", 1);
+BillingPeriodClose = __decorateClass$9([smrt({
 	tableName: "_smrt_billing_period_closes",
 	conflictColumns: [
 		"seller_tenant_id",
@@ -2618,9 +2969,9 @@ var BillingLineSource = class extends SmrtObject {
 	periodStart = null;
 	periodEnd = null;
 };
-__decorateClass$10([crossPackageRef("@happyvertical/smrt-users:Tenant"), field({ required: true })], BillingLineSource.prototype, "sellerTenantId", 2);
-__decorateClass$10([foreignKey("BillingPeriodClose")], BillingLineSource.prototype, "periodCloseId", 2);
-BillingLineSource = __decorateClass$10([smrt({
+__decorateClass$9([crossPackageRef("@happyvertical/smrt-users:Tenant"), field({ required: true })], BillingLineSource.prototype, "sellerTenantId", 2);
+__decorateClass$9([foreignKey("BillingPeriodClose")], BillingLineSource.prototype, "periodCloseId", 2);
+BillingLineSource = __decorateClass$9([smrt({
 	tableName: "_smrt_billing_line_sources",
 	conflictColumns: ["source_type", "source_id"],
 	indexes: [{
@@ -2683,6 +3034,8 @@ async function createCreditCheckout(runtime, input) {
 	const account = await runtime.getAccount(payer);
 	if (!account?.id) throw new Error(`No billing account for payer ${payer}.`);
 	const currency = normalizeCurrency(policy.currency);
+	if (input.savePaymentMethod) assertCanSaveCards(runtime);
+	const synced = input.savePaymentMethod ? await runtime.ensureProviderCustomer(account, { requireTaxLocation: false }) : null;
 	const metadata = encodeMetadata({
 		purpose: CREDIT_PURCHASE_PURPOSE,
 		sellerTenantId: runtime.sellerTenantId,
@@ -2699,7 +3052,10 @@ async function createCreditCheckout(runtime, input) {
 		String(policy.id),
 		input.purchaseId
 	]);
-	const providerCustomerId = account.provider === runtime.provider.name ? account.providerCustomerId : "";
+	const providerCustomerId = synced?.providerCustomerId ?? (account.provider === runtime.provider.name ? account.providerCustomerId : "");
+	const automaticTax = input.automaticTax ?? await runtime.accountIsTaxed(account);
+	if (synced) metadata[SAVE_CARD_METADATA] = "1";
+	if (automaticTax && providerCustomerId && runtime.provider.getCheckout && !await runtime.hasTaxLocation(account)) metadata[COLLECT_ADDRESS_METADATA] = "1";
 	return runtime.provider.createCheckout({
 		idempotencyKey: `smrt-credit-checkout:${key}`,
 		providerCustomerId: providerCustomerId || void 0,
@@ -2709,17 +3065,19 @@ async function createCreditCheckout(runtime, input) {
 		description: input.description || "Prepaid credit",
 		successUrl: input.successUrl,
 		cancelUrl: input.cancelUrl,
-		metadata
+		metadata,
+		automaticTax,
+		...input.savePaymentMethod ? { savePaymentMethod: true } : {}
 	});
 }
 //#endregion
 //#region src/models/PaymentAllocation.ts
-var __defProp$9 = Object.defineProperty;
-var __getOwnPropDesc$9 = Object.getOwnPropertyDescriptor;
-var __decorateClass$9 = (decorators, target, key, kind) => {
-	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$9(target, key) : target;
+var __defProp$8 = Object.defineProperty;
+var __getOwnPropDesc$8 = Object.getOwnPropertyDescriptor;
+var __decorateClass$8 = (decorators, target, key, kind) => {
+	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$8(target, key) : target;
 	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
-	if (kind && result) __defProp$9(target, key, result);
+	if (kind && result) __defProp$8(target, key, result);
 	return result;
 };
 var PaymentAllocation = class extends SmrtObject {
@@ -2810,10 +3168,10 @@ var PaymentAllocation = class extends SmrtObject {
 		return super.save();
 	}
 };
-__decorateClass$9([tenantId({ nullable: true })], PaymentAllocation.prototype, "tenantId", 2);
-__decorateClass$9([foreignKey("Payment")], PaymentAllocation.prototype, "paymentId", 2);
-__decorateClass$9([foreignKey("Invoice")], PaymentAllocation.prototype, "invoiceId", 2);
-PaymentAllocation = __decorateClass$9([TenantScoped({ mode: "optional" }), smrt({
+__decorateClass$8([tenantId({ nullable: true })], PaymentAllocation.prototype, "tenantId", 2);
+__decorateClass$8([foreignKey("Payment")], PaymentAllocation.prototype, "paymentId", 2);
+__decorateClass$8([foreignKey("Invoice")], PaymentAllocation.prototype, "invoiceId", 2);
+PaymentAllocation = __decorateClass$8([TenantScoped({ mode: "optional" }), smrt({
 	api: { include: ["list", "get"] },
 	mcp: { include: ["list", "get"] },
 	cli: { include: ["list", "get"] }
@@ -2959,12 +3317,12 @@ var PaymentAllocationCollection = class extends SmrtCollection {
 };
 //#endregion
 //#region src/models/Payment.ts
-var __defProp$8 = Object.defineProperty;
-var __getOwnPropDesc$8 = Object.getOwnPropertyDescriptor;
-var __decorateClass$8 = (decorators, target, key, kind) => {
-	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$8(target, key) : target;
+var __defProp$7 = Object.defineProperty;
+var __getOwnPropDesc$7 = Object.getOwnPropertyDescriptor;
+var __decorateClass$7 = (decorators, target, key, kind) => {
+	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$7(target, key) : target;
 	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
-	if (kind && result) __defProp$8(target, key, result);
+	if (kind && result) __defProp$7(target, key, result);
 	return result;
 };
 var PAYMENT_STATUS_TRANSITIONS = {
@@ -3371,11 +3729,11 @@ var Payment = class extends SmrtObject {
 		this.status = PaymentStatus.CANCELLED;
 	}
 };
-__decorateClass$8([tenantId({ nullable: true })], Payment.prototype, "tenantId", 2);
-__decorateClass$8([foreignKey("Contract")], Payment.prototype, "contractId", 2);
-__decorateClass$8([foreignKey("Customer")], Payment.prototype, "customerId", 2);
-__decorateClass$8([crossPackageRef("@happyvertical/smrt-ledgers:Journal")], Payment.prototype, "journalId", 2);
-Payment = __decorateClass$8([TenantScoped({ mode: "optional" }), smrt({
+__decorateClass$7([tenantId({ nullable: true })], Payment.prototype, "tenantId", 2);
+__decorateClass$7([foreignKey("Contract")], Payment.prototype, "contractId", 2);
+__decorateClass$7([foreignKey("Customer")], Payment.prototype, "customerId", 2);
+__decorateClass$7([crossPackageRef("@happyvertical/smrt-ledgers:Journal")], Payment.prototype, "journalId", 2);
+Payment = __decorateClass$7([TenantScoped({ mode: "optional" }), smrt({
 	api: {
 		include: [
 			"list",
@@ -3561,6 +3919,213 @@ var PaymentCollection = class extends SmrtCollection {
 	}
 };
 //#endregion
+//#region src/billing/top-up.ts
+var AUTO_TOP_UP_CHARGE_PREFIX = "smrt-auto-top-up:";
+var AUTO_TOP_UP_REFERENCE_PREFIX = "auto-top-up:";
+var DEFAULT_RETRY_AFTER_MS = 3600 * 1e3;
+var DEFAULT_RECHECK_AFTER_MS = 60 * 1e3;
+function autoTopUpChargeKey(paymentId) {
+	return `${AUTO_TOP_UP_CHARGE_PREFIX}${paymentId}`;
+}
+function autoTopUpPaymentId(chargeKey) {
+	if (!chargeKey.startsWith("smrt-auto-top-up:")) return null;
+	return chargeKey.slice(17) || null;
+}
+function positiveMs(value, fallback) {
+	if (value === void 0) return fallback;
+	if (!Number.isFinite(value) || value < 0) throw new Error("Auto top-up intervals must be non-negative numbers.");
+	return value;
+}
+function createAutoTopUpHook(runtime, options = {}) {
+	const retryAfterMs = positiveMs(options.retryAfterMs, DEFAULT_RETRY_AFTER_MS);
+	const recheckAfterMs = positiveMs(options.recheckAfterMs, DEFAULT_RECHECK_AFTER_MS);
+	return async (request) => {
+		const charge = runtime.provider.chargeSavedPaymentMethod;
+		if (!charge) return null;
+		const attempt = await withSystemContext(() => claimAttempt(runtime, request, options, retryAfterMs, recheckAfterMs));
+		if (!attempt) return null;
+		const { payment, payerTenantId, providerCustomerId } = attempt;
+		const paymentId = String(payment.id);
+		const result = await charge.call(runtime.provider, {
+			providerCustomerId,
+			amount: payment.amount,
+			currency: payment.currency,
+			idempotencyKey: autoTopUpChargeKey(paymentId),
+			description: options.description || "Prepaid credit top-up",
+			metadata: {
+				smrt_purpose: "auto_top_up",
+				smrt_seller: runtime.sellerTenantId,
+				smrt_payer: payerTenantId,
+				smrt_policy: request.policyId
+			}
+		});
+		const outcome = {
+			status: result.status,
+			providerPaymentId: result.providerPaymentId,
+			providerCustomerId,
+			amount: result.amount,
+			currency: result.currency,
+			failureCode: result.failureCode
+		};
+		return (await withTenant({ tenantId: runtime.sellerTenantId }, () => inTransaction(runtime.db, (tx) => applyAutoTopUpOutcome(runtime, tx, paymentId, outcome)))).grant;
+	};
+}
+async function claimAttempt(runtime, request, options, retryAfterMs, recheckAfterMs) {
+	const policy = await runtime.policies.get(request.policyId);
+	if (!policy?.id || policy.period !== "balance" || !policy.active) return null;
+	const currency = normalizeCurrency(policy.currency);
+	if (normalizeCurrency(request.currency) !== currency) return null;
+	const payerTenantId = canonicalTenantId(tenantKey(policy.setByTenantId) || String(policy.tenantId), "payerTenantId");
+	const account = await runtime.getAccount(payerTenantId);
+	if (!account?.id || account.provider !== runtime.provider.name || !account.providerCustomerId) return null;
+	const providerCustomerId = account.providerCustomerId;
+	const payments = await PaymentCollection.create({ db: runtime.db });
+	const where = {
+		tenantId: runtime.sellerTenantId,
+		reference: `${AUTO_TOP_UP_REFERENCE_PREFIX}${policy.id}`,
+		externalProvider: runtime.provider.name
+	};
+	const attemptId = (sequence2) => deterministicId([
+		"billing-auto-top-up",
+		runtime.provider.name,
+		runtime.sellerTenantId,
+		String(policy.id),
+		String(sequence2)
+	]);
+	const sequence = await payments.count({ where });
+	const latest = sequence > 0 ? await payments.get(await attemptId(sequence - 1)) : null;
+	if (sequence > 0 && !latest) throw new Error(`Auto top-up attempt ${sequence - 1} is missing.`);
+	const now = Date.now();
+	if (latest?.status === PaymentStatus.PENDING) {
+		if (now - timeOf(latest) < recheckAfterMs) return null;
+		return {
+			payment: latest,
+			payerTenantId,
+			providerCustomerId
+		};
+	}
+	if (latest?.status === PaymentStatus.FAILED && now - timeOf(latest) < retryAfterMs) return null;
+	if (options.taxedAccounts !== "charge_untaxed" && await runtime.accountIsTaxed(account)) return null;
+	if (!await defaultCardFor(runtime, account, providerCustomerId)) return null;
+	const shortfall = request.currentShortfall ? await request.currentShortfall() : request.shortfall;
+	if (shortfall <= 0) return null;
+	const current = {
+		...request,
+		shortfall
+	};
+	const requested = options.amount ? await options.amount(current) : shortfall;
+	if (!requested) return null;
+	if (!Number.isSafeInteger(requested) || requested <= 0) throw new Error("Auto top-up amount must be positive integer minor units.");
+	const id = await attemptId(sequence);
+	try {
+		return {
+			payment: await payments.create({
+				id,
+				tenantId: runtime.sellerTenantId,
+				customerId: account.customerId,
+				amount: requested,
+				currency,
+				method: PaymentMethod.CREDIT_CARD,
+				status: PaymentStatus.PENDING,
+				reference: where.reference,
+				externalProvider: runtime.provider.name,
+				backendId: runtime.provider.name,
+				notes: `attempt ${sequence}`,
+				_insertOnly: true
+			}),
+			payerTenantId,
+			providerCustomerId
+		};
+	} catch (error) {
+		if (isUniqueViolationError(error) || await payments.get(id)) return null;
+		throw error;
+	}
+}
+function inTransaction(db, operation) {
+	if (!db.transaction) throw new Error("Auto top-up requires a database adapter with transaction().");
+	let result;
+	return db.transaction(async (tx) => {
+		result = await operation(tx);
+	}).then(() => result);
+}
+function timeOf(payment) {
+	const at = payment.updated_at ?? payment.created_at;
+	return at instanceof Date ? at.getTime() : new Date(String(at)).getTime();
+}
+async function applyAutoTopUpOutcome(runtime, db, paymentId, outcome) {
+	const payments = await PaymentCollection.create({ db });
+	const pending = (await payments.query(`UPDATE ${payments.tableName}
+        SET updated_at = ?
+      WHERE id = ? AND tenant_id = ? AND status = ?
+      RETURNING id`, [
+		(/* @__PURE__ */ new Date()).toISOString(),
+		paymentId,
+		runtime.sellerTenantId,
+		PaymentStatus.PENDING
+	], { allowRawOnTenantScoped: true })).length === 1;
+	const payment = await payments.get(paymentId);
+	if (!payment?.id || tenantKey(payment.tenantId) !== runtime.sellerTenantId || payment.externalProvider !== runtime.provider.name || !payment.reference.startsWith("auto-top-up:")) throw new Error(`Auto top-up attempt ${paymentId} was not found.`);
+	const policyId = payment.reference.slice(12);
+	const policy = await withSystemContext(() => runtime.policies.get(policyId));
+	if (!policy?.id) throw new Error(`Auto top-up policy ${policyId} was not found.`);
+	const setBy = tenantKey(policy.setByTenantId);
+	const payerTenantId = canonicalTenantId(setBy || String(policy.tenantId), "payerTenantId");
+	const account = await withSystemContext(() => runtime.getAccount(payerTenantId));
+	if (outcome.amount !== void 0 && outcome.amount !== payment.amount || outcome.currency !== void 0 && normalizeCurrency(outcome.currency) !== normalizeCurrency(payment.currency) || outcome.providerCustomerId !== void 0 && outcome.providerCustomerId !== account?.providerCustomerId) throw new Error(`Charge for auto top-up ${paymentId} does not match it: ${outcome.amount} ${outcome.currency} for ${payment.amount} ${payment.currency}.`);
+	if (outcome.status === "succeeded") {
+		if (payment.status === PaymentStatus.FAILED) throw new Error(`Auto top-up ${paymentId} was recorded as failed but its charge succeeded.`);
+		const grant = {
+			amount: payment.amount,
+			source: `${runtime.provider.name}-auto-top-up`,
+			sourceId: autoTopUpChargeKey(paymentId),
+			reason: "Automatic prepaid credit top-up"
+		};
+		if (pending) {
+			await withSystemContext(async () => {
+				await (await SpendingPolicyEvaluator.create({ db })).grantCredit({
+					spendingPolicyId: policyId,
+					amount: grant.amount,
+					reason: grant.reason,
+					source: grant.source,
+					sourceId: grant.sourceId,
+					...setBy ? { grantedByTenantId: setBy } : {}
+				});
+			});
+			if (outcome.providerPaymentId) payment.externalId = outcome.providerPaymentId;
+			await payment.recordPayment({
+				ledgerId: "",
+				cashAccountId: runtime.ledger.cashAccountId,
+				receivablesAccountId: runtime.ledger.prepaidCreditAccountId
+			});
+		}
+		return { grant };
+	}
+	if (!pending) return { grant: null };
+	if (outcome.status === "processing") {
+		if (outcome.providerPaymentId && !payment.externalId) {
+			payment.externalId = outcome.providerPaymentId;
+			await payment.save();
+		}
+		return { grant: null };
+	}
+	payment.status = PaymentStatus.FAILED;
+	if (outcome.providerPaymentId && !payment.externalId) payment.externalId = outcome.providerPaymentId;
+	payment.notes = `${outcome.status}${outcome.failureCode ? `: ${outcome.failureCode}` : ""}`;
+	await payment.save();
+	await runtime.onAutoTopUpFailed?.({
+		sellerTenantId: runtime.sellerTenantId,
+		payerTenantId,
+		spendingPolicyId: policyId,
+		paymentId,
+		status: outcome.status,
+		failureCode: outcome.failureCode,
+		amount: payment.amount,
+		currency: normalizeCurrency(payment.currency),
+		db
+	});
+	return { grant: null };
+}
+//#endregion
 //#region src/billing/events.ts
 var PROJECTION = "billing-provider-events";
 async function processBillingEvents(runtime, limit) {
@@ -3593,8 +4158,15 @@ function createBillingEventProjector(runtime) {
 				event,
 				subscription: await runtime.provider.getSubscription(event.providerSubscriptionId)
 			};
-			else if (event.kind === "checkout_completed") value = { event };
-			else return null;
+			else if (event.kind === "checkout_completed") value = await observeCheckout(runtime, event);
+			else if (event.kind === "payment") {
+				const paymentId = autoTopUpPaymentId(event.chargeKey);
+				if (!paymentId || !await isOwnTopUp(runtime, paymentId)) return null;
+				value = {
+					event,
+					paymentId
+				};
+			} else return null;
 			return {
 				projection: PROJECTION,
 				subjectKey: event.eventId,
@@ -3606,10 +4178,48 @@ function createBillingEventProjector(runtime) {
 			const value = observation.value;
 			if ("invoice" in value) await applyInvoiceEvent(runtime, context.db, value.event, value.invoice);
 			else if ("subscription" in value) await applySubscriptionState(runtime, context.db, value.subscription);
-			else await applyCheckout(runtime, context.db, value.event);
+			else if ("paymentId" in value) await applyAutoTopUpOutcome(runtime, context.db, value.paymentId, {
+				status: value.event.status,
+				providerPaymentId: value.event.providerPaymentId,
+				providerCustomerId: value.event.providerCustomerId,
+				amount: value.event.amount,
+				currency: value.event.currency,
+				failureCode: value.event.failureCode
+			});
+			else {
+				if (value.card) await recordSavedCard(runtime, context.db, value.card);
+				await applyCheckout(runtime, context.db, value.event, value.checkout);
+			}
+		}
+	};
+}
+async function observeCheckout(runtime, event) {
+	const getCheckout = runtime.provider.getCheckout;
+	const checkout = getCheckout ? await getCheckout.call(runtime.provider, event.sessionId) : null;
+	if (checkout && checkout.sessionId !== event.sessionId) throw new Error(`Checkout ${event.sessionId} re-read as ${checkout.sessionId}.`);
+	const savesCard = event.mode === "setup" && event.metadata.smrt_purpose === "card_setup" || event.metadata["smrt_save_card"] === "1";
+	const collectsAddress = event.metadata[COLLECT_ADDRESS_METADATA] === "1";
+	let card = null;
+	if ((savesCard || collectsAddress) && !checkout) throw new Error(`Billing provider ${runtime.provider.name} cannot re-read checkout ${event.sessionId} to apply what it saved.`);
+	if (checkout && (savesCard || collectsAddress)) {
+		card = await savedCardFromCheckout(runtime, event.metadata, checkout, savesCard);
+		if (card?.paymentMethodId) {
+			const setDefault = runtime.provider.setDefaultPaymentMethod;
+			if (!setDefault) throw new Error(`Billing provider ${runtime.provider.name} cannot set a default payment method.`);
+			await setDefault.call(runtime.provider, card.providerCustomerId, card.paymentMethodId);
 		}
+	}
+	return {
+		event,
+		checkout,
+		card
 	};
 }
+async function isOwnTopUp(runtime, paymentId) {
+	const payments = await PaymentCollection.create({ db: runtime.db });
+	const payment = await withSystemContext(() => payments.get(paymentId));
+	return Boolean(payment && tenantKey(payment.tenantId) === runtime.sellerTenantId && payment.externalProvider === runtime.provider.name);
+}
 function readEvent(delivery) {
 	const event = delivery.payload.event;
 	if (!event || typeof event !== "object" || !event.kind || !event.eventId) throw new Error(`Billing delivery ${delivery.deliveryId} has no event.`);
@@ -3633,10 +4243,16 @@ async function applyInvoiceEvent(runtime, db, event, state) {
 		await settlePaidInvoice(runtime, db, invoice, state);
 		standing = "current";
 	} else if (state.status === "void") {
-		if (invoice.status !== InvoiceStatus.PAID && invoice.status !== InvoiceStatus.CANCELLED) {
+		if (invoice.status !== InvoiceStatus.PAID && invoice.status !== InvoiceStatus.CANCELLED && invoice.status !== InvoiceStatus.WRITTEN_OFF) {
 			invoice.cancel();
 			await invoice.save();
 		}
+	} else if (state.status === "uncollectible") {
+		if (invoice.status === InvoiceStatus.DRAFT || invoice.status === InvoiceStatus.SENT || invoice.status === InvoiceStatus.VIEWED || invoice.status === InvoiceStatus.PARTIAL || invoice.status === InvoiceStatus.OVERDUE) {
+			invoice.status = InvoiceStatus.WRITTEN_OFF;
+			await invoice.save();
+			standing = "uncollectible";
+		}
 	} else if (state.status === "open") {
 		if (event.type === "payment_failed" || event.type === "overdue") {
 			standing = "past_due";
@@ -3692,6 +4308,7 @@ async function settlePaidInvoice(runtime, db, invoice, state) {
 			_insertOnly: true
 		});
 	}
+	if (invoice.status === InvoiceStatus.WRITTEN_OFF) return;
 	invoice.updatePaymentStatus(await allocations.getTotalAllocatedToInvoice(String(invoice.id)));
 	await invoice.save();
 }
@@ -3753,13 +4370,16 @@ async function applySubscriptionState(runtime, db, state) {
 		}
 	});
 }
-async function applyCheckout(runtime, db, event) {
+async function applyCheckout(runtime, db, event, checkout) {
 	const metadata = creditMetadata(event.metadata);
 	if (!metadata || metadata.purpose !== "credit_purchase") return;
 	if (metadata.sellerTenantId !== runtime.sellerTenantId) return;
-	if (!event.paid) return;
-	if (currencyMinorUnitExponent(event.currency) !== 2) throw new Error(`Checkout ${event.sessionId} is in ${event.currency}; credit purchases are two-decimal only.`);
-	if (event.currency !== metadata.currency || event.amountSubtotal !== metadata.amount || event.amountTotal !== metadata.amount) throw new Error(`Checkout ${event.sessionId} collected ${event.amountTotal} of ${event.amountSubtotal} ${event.currency}; expected ${metadata.amount} ${metadata.currency}.`);
+	if (!(checkout ? checkout.complete && checkout.paid : event.paid)) return;
+	const currency = normalizeCurrency((checkout ? checkout.currency : event.currency) ?? "");
+	const subtotal = checkout ? checkout.amountSubtotal : event.amountSubtotal;
+	const tax = (checkout ? checkout.amountTax : event.amountTax) ?? 0;
+	const total = checkout ? checkout.amountTotal : event.amountTotal;
+	if (currency !== metadata.currency || subtotal !== metadata.amount || !Number.isSafeInteger(tax) || tax < 0 || total !== metadata.amount + tax) throw new Error(`Checkout ${event.sessionId} collected ${total} (${subtotal} + ${tax} tax) ${currency}; expected ${metadata.amount} ${metadata.currency} plus tax.`);
 	await withSystemContext(async () => {
 		await (await SpendingPolicyEvaluator.create({ db })).grantCredit({
 			spendingPolicyId: metadata.spendingPolicyId,
@@ -3782,7 +4402,7 @@ async function applyCheckout(runtime, db, event) {
 		id: paymentId,
 		tenantId: runtime.sellerTenantId,
 		customerId: account.customerId,
-		amount: metadata.amount,
+		amount: total,
 		currency: metadata.currency,
 		method: PaymentMethod.CREDIT_CARD,
 		reference: `credit:${metadata.spendingPolicyId}`,
@@ -3790,17 +4410,39 @@ async function applyCheckout(runtime, db, event) {
 		externalProvider: runtime.provider.name,
 		_insertOnly: true
 	});
-	if (payment.status !== PaymentStatus.COMPLETED) await payment.recordPayment({
-		ledgerId: "",
-		cashAccountId: runtime.ledger.cashAccountId,
-		receivablesAccountId: runtime.ledger.prepaidCreditAccountId
-	});
+	if (payment.status !== PaymentStatus.COMPLETED) {
+		await payment.recordPayment({
+			ledgerId: "",
+			cashAccountId: runtime.ledger.cashAccountId,
+			receivablesAccountId: runtime.ledger.prepaidCreditAccountId
+		});
+		if (tax > 0) {
+			const journal = await (await JournalCollection.create({ db })).create({
+				date: /* @__PURE__ */ new Date(),
+				description: `Tax collected on prepaid credit ${event.sessionId}`,
+				sourceModule: "smrt-commerce",
+				sourceRef: `${paymentId}:tax`
+			});
+			await journal.save();
+			await journal.addEntry({
+				accountId: runtime.ledger.prepaidCreditAccountId,
+				debit: tax,
+				memo: `Tax on credit ${metadata.spendingPolicyId}`
+			});
+			await journal.addEntry({
+				accountId: runtime.ledger.taxAccountId,
+				credit: tax,
+				memo: `Tax on credit ${metadata.spendingPolicyId}`
+			});
+			await journal.post();
+		}
+	}
 }
 //#endregion
 //#region src/billing/runtime.ts
 var DEFAULT_LEASE_MS = 600 * 1e3;
 var BillingRuntime = class BillingRuntime {
-	constructor(options, db, accounts, closes, sources, customers, invoices, lineItems, journals, charges, adjustments, retailCharges, books, subscriptions, plans, policies) {
+	constructor(options, db, accounts, closes, sources, customers, invoices, lineItems, journals, charges, adjustments, retailCharges, books, subscriptions, plans, policies, instruments) {
 		this.db = db;
 		this.accounts = accounts;
 		this.closes = closes;
@@ -3816,6 +4458,7 @@ var BillingRuntime = class BillingRuntime {
 		this.subscriptions = subscriptions;
 		this.plans = plans;
 		this.policies = policies;
+		this.instruments = instruments;
 		this.sellerTenantId = canonicalTenantId(options.sellerTenantId, "sellerTenantId");
 		if (options.kind !== "provider" && options.kind !== "reseller") throw new Error("Billing runtime kind must be provider or reseller.");
 		this.kind = options.kind;
@@ -3826,6 +4469,8 @@ var BillingRuntime = class BillingRuntime {
 		this.onPayerStanding = options.onPayerStanding;
 		this.leaseMs = options.leaseMs ?? DEFAULT_LEASE_MS;
 		this.pageSize = options.pageSize ?? 500;
+		this.autoChargeInvoices = options.autoChargeInvoices ?? false;
+		this.onAutoTopUpFailed = options.onAutoTopUpFailed;
 		this.eventProvider = `${options.provider.name}-billing:${this.sellerTenantId}`;
 		if (!Number.isFinite(this.leaseMs) || this.leaseMs <= 0) throw new Error("leaseMs must be a positive number.");
 		if (!Number.isSafeInteger(this.pageSize) || this.pageSize <= 0) throw new Error("pageSize must be a positive integer.");
@@ -3846,6 +4491,7 @@ var BillingRuntime = class BillingRuntime {
 	subscriptions;
 	plans;
 	policies;
+	instruments;
 	sellerTenantId;
 	kind;
 	provider;
@@ -3855,16 +4501,18 @@ var BillingRuntime = class BillingRuntime {
 	onPayerStanding;
 	leaseMs;
 	pageSize;
+	autoChargeInvoices;
+	onAutoTopUpFailed;
 	/** The inbox provider namespace for this runtime's events (per seller). */
 	eventProvider;
 	static async create(options) {
-		const { sellerTenantId: _seller, kind: _kind, provider: _provider, billingRelationships: _relationships, ledger: _ledger, invoiceNumberPrefix: _prefix, onPayerStanding: _hook, leaseMs: _leaseMs, pageSize: _pageSize, ...classOptions } = options;
+		const { sellerTenantId: _seller, kind: _kind, provider: _provider, billingRelationships: _relationships, ledger: _ledger, invoiceNumberPrefix: _prefix, onPayerStanding: _hook, leaseMs: _leaseMs, pageSize: _pageSize, autoChargeInvoices: _autoCharge, onAutoTopUpFailed: _topUpFailed, ...classOptions } = options;
 		const accounts = await BillingAccountCollection.create(classOptions);
 		const shared = {
 			...classOptions,
 			db: accounts.db
 		};
-		return new BillingRuntime(options, accounts.db, accounts, await BillingPeriodCloseCollection.create(shared), await BillingLineSourceCollection.create(shared), await CustomerCollection.create(shared), await InvoiceCollection.create(shared), await InvoiceLineItemCollection.create(shared), await JournalCollection.create(shared), await ClientChargeCollection.create(shared), await BillingAdjustmentCollection.create(shared), await RetailChargeCollection.create(shared), await PriceBookCollection.create(shared), await TenantSubscriptionCollection.create(shared), await SubscriptionPlanCollection.create(shared), await SpendingPolicyCollection.create(shared));
+		return new BillingRuntime(options, accounts.db, accounts, await BillingPeriodCloseCollection.create(shared), await BillingLineSourceCollection.create(shared), await CustomerCollection.create(shared), await InvoiceCollection.create(shared), await InvoiceLineItemCollection.create(shared), await JournalCollection.create(shared), await ClientChargeCollection.create(shared), await BillingAdjustmentCollection.create(shared), await RetailChargeCollection.create(shared), await PriceBookCollection.create(shared), await TenantSubscriptionCollection.create(shared), await SubscriptionPlanCollection.create(shared), await SpendingPolicyCollection.create(shared), await PaymentInstrumentCollection.create(shared));
 	}
 	async getAccount(payerTenantId) {
 		return this.accounts.get(await this.accountId(payerTenantId));
@@ -3929,14 +4577,15 @@ var BillingRuntime = class BillingRuntime {
 	}
 	/**
 	* Create or update the provider customer, including its tax location.
-	* Creating a customer is not idempotent at the provider; an attempt that
-	* dies between creation and this save leaves an unused provider customer.
+	* Creation is idempotent per account at the provider (sdk#1268): an
+	* attempt that dies between creation and this save finds the same
+	* customer on retry.
 	*/
-	async ensureProviderCustomer(account) {
+	async ensureProviderCustomer(account, options = {}) {
 		const customer = await withTenant({ tenantId: this.sellerTenantId }, () => this.customers.get(account.customerId));
 		if (!customer) throw new Error(`Billing account ${account.id} has no customer.`);
 		const address = customer.defaultBillingAddress ?? {};
-		if (account.automaticTax && !customer.taxExempt && !address.country) throw new Error(`Billing account ${account.id} has no tax location; set a billing address country.`);
+		if (options.requireTaxLocation !== false && account.automaticTax && !customer.taxExempt && !address.country) throw new Error(`Billing account ${account.id} has no tax location; set a billing address country.`);
 		const providerCustomerId = account.provider === this.provider.name ? account.providerCustomerId : "";
 		const synced = await this.provider.syncCustomer({
 			accountId: String(account.id),
@@ -3954,9 +4603,20 @@ var BillingRuntime = class BillingRuntime {
 		return {
 			account,
 			providerCustomerId: synced.providerCustomerId,
-			automaticTax: account.automaticTax && !customer.taxExempt
+			automaticTax: account.automaticTax && !customer.taxExempt,
+			hasTaxLocation: Boolean(address.country)
 		};
 	}
+	/** Whether the account's customer has a tax location (address country). */
+	async hasTaxLocation(account) {
+		const customer = await withTenant({ tenantId: this.sellerTenantId }, () => this.customers.get(account.customerId));
+		return Boolean(customer?.defaultBillingAddress?.country);
+	}
+	/** Whether provider-calculated tax applies to this account's charges. */
+	async accountIsTaxed(account) {
+		if (!account.automaticTax) return false;
+		return !(await withTenant({ tenantId: this.sellerTenantId }, () => this.customers.get(account.customerId)))?.taxExempt;
+	}
 	/**
 	* Close billing periods. Without a period, each payer's last ended period
 	* on its own schedule (the previous UTC calendar month unless its account
@@ -4039,6 +4699,39 @@ var BillingRuntime = class BillingRuntime {
 	createCreditCheckout(input) {
 		return createCreditCheckout(this, input);
 	}
+	/**
+	* Start a provider checkout that saves the payer's card without charging
+	* it. When the checkout completes, event processing makes the card the
+	* provider customer's default, records it as the payer's default
+	* `PaymentInstrument`, and adopts the billing address collected at
+	* checkout as its tax location. Callable by the payer or in a system
+	* context. Throws when the provider cannot save payment methods.
+	*/
+	createCardSetupCheckout(input) {
+		return createCardSetupCheckout(this, input);
+	}
+	/**
+	* The `autoTopUp` hook for smrt-subscriptions' `SpendingPolicyEvaluator`:
+	* charges the payer's saved card off-session and credits the balance once
+	* the charge succeeds. Without a provider that can charge a saved card (or
+	* without a card) it never tops up. Enable `payment_intent.*` events on
+	* the provider webhook: charges that settle later are credited from them.
+	*/
+	autoTopUpHook(options) {
+		return createAutoTopUpHook(this, options);
+	}
+	/**
+	* Write off a sent, unpaid invoice at the provider (#3139). The provider's
+	* `uncollectible` event then moves the payer to `uncollectible` standing.
+	* Call only from trusted operator code. Throws when the provider cannot.
+	*/
+	async markInvoiceUncollectible(invoiceId) {
+		const markUncollectible = this.provider.markInvoiceUncollectible;
+		if (!markUncollectible) throw new Error(`Billing provider ${this.provider.name} cannot write off invoices.`);
+		const invoice = await this.getInvoice(invoiceId);
+		if (invoice.externalProvider !== this.provider.name || !invoice.externalId || invoice.status !== InvoiceStatus.SENT && invoice.status !== InvoiceStatus.VIEWED && invoice.status !== InvoiceStatus.PARTIAL && invoice.status !== InvoiceStatus.OVERDUE) throw new Error(`Invoice ${invoice.invoiceNumber} is not a sent, unpaid ${this.provider.name} invoice.`);
+		await markUncollectible.call(this.provider, invoice.externalId);
+	}
 	/** Run in a system context (cross-tenant reads and payer-owned writes). */
 	system(operation) {
 		return withSystemContext(operation);
@@ -4062,6 +4755,25 @@ var SUBSCRIPTION_EVENTS = /* @__PURE__ */ new Set([
 	"customer.subscription.resumed"
 ]);
 var CHECKOUT_EVENTS = /* @__PURE__ */ new Set(["checkout.session.completed", "checkout.session.async_payment_succeeded"]);
+var PAYMENT_EVENTS = /* @__PURE__ */ new Set([
+	"payment_intent.succeeded",
+	"payment_intent.processing",
+	"payment_intent.payment_failed",
+	"payment_intent.canceled"
+]);
+var CHARGE_STATUSES = /* @__PURE__ */ new Set([
+	"succeeded",
+	"processing",
+	"requires_action",
+	"failed",
+	"canceled"
+]);
+var INVOICE_STATUSES = {
+	draft: "draft",
+	paid: "paid",
+	voided: "void",
+	uncollectible: "uncollectible"
+};
 var SUBSCRIPTION_STATUSES = {
 	active: "active",
 	trialing: "trialing",
@@ -4072,15 +4784,19 @@ var SUBSCRIPTION_STATUSES = {
 	incomplete_expired: "canceled",
 	paused: "unpaid"
 };
-function assertCheckoutCurrency(currency) {
-	const code = normalizeCurrency(currency);
-	if (currencyMinorUnitExponent(code) !== 2) throw new Error(`Checkout credit purchases support two-decimal currencies only; ${code} is not.`);
-	return code;
+async function sha256Hex(value) {
+	const digest = await crypto.subtle.digest("SHA-256", new TextEncoder().encode(value));
+	return Array.from(new Uint8Array(digest), (byte) => byte.toString(16).padStart(2, "0")).join("");
 }
 function createStripeBillingProvider(options) {
 	const { stripe, webhookSecret } = options;
 	if (!webhookSecret) throw new Error("A Stripe webhook signing secret is required.");
-	return {
+	const retrieveCheckoutSession = stripe.billing.retrieveCheckoutSession?.bind(stripe.billing);
+	if (!retrieveCheckoutSession) throw new Error("The Stripe provider cannot retrieve checkout sessions; upgrade @happyvertical/accounting to 0.92 or later.");
+	const chargeSaved = stripe.payments.chargeSavedPaymentMethod?.bind(stripe.payments);
+	const setDefault = stripe.billing.setDefaultPaymentMethod?.bind(stripe.billing);
+	const markUncollectible = stripe.invoices.markUncollectible?.bind(stripe.invoices);
+	const provider = {
 		name: "stripe",
 		async syncCustomer(input) {
 			const customer = {
@@ -4091,7 +4807,17 @@ function createStripeBillingProvider(options) {
 				billingAddress: input.billingAddress,
 				taxExempt: input.taxExempt
 			};
-			return { providerCustomerId: (await stripe.customers.sync(customer)).externalId };
+			if (customer.externalId) return { providerCustomerId: (await stripe.customers.sync(customer)).externalId };
+			const digest = await sha256Hex(JSON.stringify(customer));
+			const created = await stripe.customers.sync({
+				...customer,
+				idempotencyKey: `smrt-billing-customer:${input.accountId}:${digest.slice(0, 32)}`
+			});
+			await stripe.customers.sync({
+				...customer,
+				externalId: created.externalId
+			});
+			return { providerCustomerId: created.externalId };
 		},
 		async pushInvoice(input) {
 			const currency = normalizeCurrency(input.currency);
@@ -4116,7 +4842,8 @@ function createStripeBillingProvider(options) {
 				currency: currency.toLowerCase(),
 				memo: input.memo,
 				idempotencyKey: input.idempotencyKey,
-				automaticTax: input.automaticTax
+				automaticTax: input.automaticTax,
+				collectionMethod: input.collectionMethod ?? "send_invoice"
 			})).externalId };
 		},
 		async sendInvoice(providerInvoiceId) {
@@ -4125,7 +4852,7 @@ function createStripeBillingProvider(options) {
 		async getInvoice(providerInvoiceId) {
 			const invoice = await stripe.invoices.pull(providerInvoiceId);
 			const currency = normalizeCurrency(invoice.currency);
-			const status = invoice.status === "draft" ? "draft" : invoice.status === "paid" ? "paid" : invoice.status === "voided" ? "void" : "open";
+			const status = INVOICE_STATUSES[invoice.status] ?? "open";
 			return {
 				providerInvoiceId: invoice.externalId,
 				status,
@@ -4152,22 +4879,29 @@ function createStripeBillingProvider(options) {
 			};
 		},
 		async createCheckout(input) {
-			const currency = assertCheckoutCurrency(input.currency);
+			const currency = normalizeCurrency(input.currency);
 			if (!Number.isSafeInteger(input.amount) || input.amount <= 0) throw new Error("Checkout amount must be positive integer minor units.");
+			const customerExternalId = input.providerCustomerId || void 0;
+			if (input.savePaymentMethod && !customerExternalId) throw new Error("Saving a payment method requires a provider customer.");
 			const session = await stripe.billing.createCheckoutSession({
 				mode: "payment",
 				successUrl: input.successUrl,
 				cancelUrl: input.cancelUrl,
-				customerExternalId: input.providerCustomerId || void 0,
-				customerEmail: input.customerEmail || void 0,
+				customerExternalId,
+				customerEmail: customerExternalId ? void 0 : input.customerEmail || void 0,
 				lineItems: [{
 					quantity: 1,
 					priceData: {
 						currency: currency.toLowerCase(),
-						unitAmount: input.amount,
+						unitAmountMinor: input.amount,
 						productName: input.description
 					}
 				}],
+				...input.automaticTax ? {
+					automaticTax: true,
+					...customerExternalId ? { customerUpdate: { address: "auto" } } : { billingAddressCollection: "required" }
+				} : {},
+				...input.savePaymentMethod ? { setupFutureUsage: "off_session" } : {},
 				metadata: await signMetadata(input.metadata, webhookSecret),
 				idempotencyKey: input.idempotencyKey
 			});
@@ -4176,11 +4910,74 @@ function createStripeBillingProvider(options) {
 				url: session.url
 			};
 		},
+		async createSetupCheckout(input) {
+			if (!input.providerCustomerId) throw new Error("A setup checkout requires a provider customer.");
+			const session = await stripe.billing.createCheckoutSession({
+				mode: "setup",
+				successUrl: input.successUrl,
+				cancelUrl: input.cancelUrl,
+				customerExternalId: input.providerCustomerId,
+				currency: normalizeCurrency(input.currency).toLowerCase(),
+				...input.collectBillingAddress ? {
+					billingAddressCollection: "required",
+					customerUpdate: { address: "auto" }
+				} : {},
+				metadata: await signMetadata(input.metadata, webhookSecret),
+				idempotencyKey: input.idempotencyKey
+			});
+			return {
+				sessionId: session.externalId,
+				url: session.url
+			};
+		},
+		async getCheckout(sessionId) {
+			const session = await retrieveCheckoutSession(sessionId);
+			const mode = session.mode === "payment" || session.mode === "setup" ? session.mode : "other";
+			const complete = session.status === "complete";
+			const state = {
+				sessionId: session.externalId,
+				mode,
+				complete,
+				paid: session.paymentStatus === "paid",
+				providerCustomerId: session.customerExternalId,
+				paymentMethodId: session.paymentMethodExternalId,
+				currency: session.currency,
+				amountSubtotal: session.amountSubtotalMinor,
+				amountTax: session.amountTaxMinor,
+				amountTotal: session.amountTotalMinor
+			};
+			if (complete && session.customerExternalId && session.metadata["smrt_collect_address"] === "1") {
+				const customer = await stripe.customers.pull(session.customerExternalId);
+				if (customer.billingAddress?.country) state.billingAddress = customer.billingAddress;
+			}
+			return state;
+		},
 		async verifyWebhook(payload, signature) {
 			if (!stripe.webhooks.verify(payload, signature, webhookSecret)) throw new BillingWebhookVerificationError();
 			return normalizeStripeEvent(stripe.webhooks.parse(payload), webhookSecret);
 		}
 	};
+	if (chargeSaved) provider.chargeSavedPaymentMethod = async (input) => {
+		const result = await chargeSaved({
+			customerExternalId: input.providerCustomerId,
+			amountMinor: input.amount,
+			currency: normalizeCurrency(input.currency),
+			idempotencyKey: input.idempotencyKey,
+			description: input.description,
+			metadata: input.metadata
+		});
+		return {
+			status: result.status,
+			providerPaymentId: result.paymentExternalId,
+			amount: result.amountMinor,
+			currency: result.currency,
+			failureCode: result.failureCode,
+			failureMessage: result.failureMessage
+		};
+	};
+	if (setDefault) provider.setDefaultPaymentMethod = (providerCustomerId, paymentMethodId) => setDefault(providerCustomerId, paymentMethodId);
+	if (markUncollectible) provider.markInvoiceUncollectible = (providerInvoiceId) => markUncollectible(providerInvoiceId);
+	return provider;
 }
 async function normalizeStripeEvent(event, webhookSecret) {
 	const eventId = event.id;
@@ -4213,23 +5010,41 @@ async function normalizeStripeEvent(event, webhookSecret) {
 		const session = stripeObject(event);
 		const metadata = smrtMetadata(session.metadata);
 		const id = session.id;
-		const amount = session.amount_subtotal;
-		const collected = session.amount_total;
-		if (session.mode !== "payment" || metadata.smrt_purpose !== "credit_purchase" || !await metadataSignatureValid(metadata, webhookSecret) || typeof id !== "string" || typeof session.currency !== "string" || typeof amount !== "number" || !Number.isSafeInteger(amount) || typeof collected !== "number" || !Number.isSafeInteger(collected)) return metadata.smrt_purpose === "credit_purchase" && session.mode === "payment" ? {
-			...ignored,
-			type: `${event.type}:unverified_credit_purchase`
-		} : ignored;
+		const mode = session.mode;
+		const expected = mode === "payment" && metadata.smrt_purpose === "credit_purchase" || mode === "setup" && metadata.smrt_purpose === "card_setup";
+		if (!expected || !await metadataSignatureValid(metadata, webhookSecret) || typeof id !== "string" || !id || mode === "payment" && typeof session.currency !== "string") {
+			if (!expected) return ignored;
+			return {
+				...ignored,
+				type: mode === "payment" ? `${event.type}:unverified_credit_purchase` : `${event.type}:unverified_card_setup`
+			};
+		}
 		return {
 			kind: "checkout_completed",
 			eventId,
 			sessionId: id,
+			mode,
 			paid: session.payment_status === "paid",
-			currency: session.currency.toUpperCase(),
-			amountSubtotal: amount,
-			amountTotal: collected,
+			currency: typeof session.currency === "string" ? session.currency.toUpperCase() : "",
 			metadata
 		};
 	}
+	if (PAYMENT_EVENTS.has(event.type)) {
+		const payment = event.payment;
+		const chargeKey = payment?.chargeKey;
+		if (!payment || !chargeKey?.startsWith("smrt-auto-top-up:") || !CHARGE_STATUSES.has(payment.status) || !payment.paymentExternalId) return ignored;
+		return {
+			kind: "payment",
+			eventId,
+			chargeKey,
+			status: payment.status,
+			providerPaymentId: payment.paymentExternalId,
+			providerCustomerId: payment.customerExternalId,
+			amount: payment.amountMinor,
+			currency: payment.currency,
+			failureCode: payment.failureCode
+		};
+	}
 	return ignored;
 }
 function stripeObject(event) {
@@ -4272,12 +5087,12 @@ function smrtMetadata(value) {
 }
 //#endregion
 //#region src/models/Vendor.ts
-var __defProp$7 = Object.defineProperty;
-var __getOwnPropDesc$7 = Object.getOwnPropertyDescriptor;
-var __decorateClass$7 = (decorators, target, key, kind) => {
-	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$7(target, key) : target;
+var __defProp$6 = Object.defineProperty;
+var __getOwnPropDesc$6 = Object.getOwnPropertyDescriptor;
+var __decorateClass$6 = (decorators, target, key, kind) => {
+	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$6(target, key) : target;
 	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
-	if (kind && result) __defProp$7(target, key, result);
+	if (kind && result) __defProp$6(target, key, result);
 	return result;
 };
 var Vendor = class extends SmrtObject {
@@ -4442,10 +5257,10 @@ var Vendor = class extends SmrtObject {
 		return out;
 	}
 };
-__decorateClass$7([tenantId({ nullable: true })], Vendor.prototype, "tenantId", 2);
-__decorateClass$7([crossPackageRef("@happyvertical/smrt-profiles:Profile")], Vendor.prototype, "profileId", 2);
-__decorateClass$7([field({ sensitive: true })], Vendor.prototype, "payoutAddresses", 2);
-Vendor = __decorateClass$7([TenantScoped({ mode: "optional" }), smrt({
+__decorateClass$6([tenantId({ nullable: true })], Vendor.prototype, "tenantId", 2);
+__decorateClass$6([crossPackageRef("@happyvertical/smrt-profiles:Profile")], Vendor.prototype, "profileId", 2);
+__decorateClass$6([field({ sensitive: true })], Vendor.prototype, "payoutAddresses", 2);
+Vendor = __decorateClass$6([TenantScoped({ mode: "optional" }), smrt({
 	api: { include: [
 		"list",
 		"get",
@@ -4457,18 +5272,18 @@ Vendor = __decorateClass$7([TenantScoped({ mode: "optional" }), smrt({
 })], Vendor);
 //#endregion
 //#region src/models/Contract.ts
-var __defProp$6 = Object.defineProperty;
-var __getOwnPropDesc$6 = Object.getOwnPropertyDescriptor;
-var __defNormalProp = (obj, key, value) => key in obj ? __defProp$6(obj, key, {
+var __defProp$5 = Object.defineProperty;
+var __getOwnPropDesc$5 = Object.getOwnPropertyDescriptor;
+var __defNormalProp = (obj, key, value) => key in obj ? __defProp$5(obj, key, {
 	enumerable: true,
 	configurable: true,
 	writable: true,
 	value
 }) : obj[key] = value;
-var __decorateClass$6 = (decorators, target, key, kind) => {
-	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$6(target, key) : target;
+var __decorateClass$5 = (decorators, target, key, kind) => {
+	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$5(target, key) : target;
 	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
-	if (kind && result) __defProp$6(target, key, result);
+	if (kind && result) __defProp$5(target, key, result);
 	return result;
 };
 var __publicField = (obj, key, value) => __defNormalProp(obj, typeof key !== "symbol" ? key + "" : key, value);
@@ -4684,10 +5499,10 @@ var Contract = class extends SmrtObject {
 * STI discriminator field
 */
 __publicField(Contract, "_stiField", "contractType");
-__decorateClass$6([tenantId({ nullable: true })], Contract.prototype, "tenantId", 2);
-__decorateClass$6([foreignKey(Customer)], Contract.prototype, "customerId", 2);
-__decorateClass$6([foreignKey(Vendor)], Contract.prototype, "vendorId", 2);
-Contract = __decorateClass$6([TenantScoped({ mode: "optional" }), smrt({
+__decorateClass$5([tenantId({ nullable: true })], Contract.prototype, "tenantId", 2);
+__decorateClass$5([foreignKey(Customer)], Contract.prototype, "customerId", 2);
+__decorateClass$5([foreignKey(Vendor)], Contract.prototype, "vendorId", 2);
+Contract = __decorateClass$5([TenantScoped({ mode: "optional" }), smrt({
 	tableStrategy: "sti",
 	api: { include: [
 		"list",
@@ -4701,27 +5516,27 @@ Contract = __decorateClass$6([TenantScoped({ mode: "optional" }), smrt({
 var Estimate = class extends Contract {
 	contractType = ContractType.ESTIMATE;
 };
-Estimate = __decorateClass$6([TenantScoped({ mode: "optional" }), smrt()], Estimate);
+Estimate = __decorateClass$5([TenantScoped({ mode: "optional" }), smrt()], Estimate);
 var Order = class extends Contract {
 	contractType = ContractType.ORDER;
 };
-Order = __decorateClass$6([TenantScoped({ mode: "optional" }), smrt()], Order);
+Order = __decorateClass$5([TenantScoped({ mode: "optional" }), smrt()], Order);
 var Lease = class extends Contract {
 	contractType = ContractType.LEASE;
 };
-Lease = __decorateClass$6([TenantScoped({ mode: "optional" }), smrt()], Lease);
+Lease = __decorateClass$5([TenantScoped({ mode: "optional" }), smrt()], Lease);
 var Agreement = class extends Contract {
 	contractType = ContractType.AGREEMENT;
 };
-Agreement = __decorateClass$6([TenantScoped({ mode: "optional" }), smrt()], Agreement);
+Agreement = __decorateClass$5([TenantScoped({ mode: "optional" }), smrt()], Agreement);
 var PurchaseOrder = class extends Contract {
 	contractType = ContractType.PURCHASE_ORDER;
 };
-PurchaseOrder = __decorateClass$6([TenantScoped({ mode: "optional" }), smrt()], PurchaseOrder);
+PurchaseOrder = __decorateClass$5([TenantScoped({ mode: "optional" }), smrt()], PurchaseOrder);
 var WholesaleOrder = class extends Contract {
 	contractType = ContractType.WHOLESALE_ORDER;
 };
-WholesaleOrder = __decorateClass$6([TenantScoped({ mode: "optional" }), smrt()], WholesaleOrder);
+WholesaleOrder = __decorateClass$5([TenantScoped({ mode: "optional" }), smrt()], WholesaleOrder);
 var ProductionOrder = class extends Contract {
 	contractType = ContractType.PRODUCTION_ORDER;
 	/**
@@ -4738,11 +5553,11 @@ var ProductionOrder = class extends Contract {
 	*/
 	bomId = "";
 };
-ProductionOrder = __decorateClass$6([TenantScoped({ mode: "optional" }), smrt()], ProductionOrder);
+ProductionOrder = __decorateClass$5([TenantScoped({ mode: "optional" }), smrt()], ProductionOrder);
 var Cart = class extends Contract {
 	contractType = ContractType.CART;
 };
-Cart = __decorateClass$6([TenantScoped({ mode: "optional" }), smrt()], Cart);
+Cart = __decorateClass$5([TenantScoped({ mode: "optional" }), smrt()], Cart);
 var issuedRightsSnapshot = /* @__PURE__ */ new WeakMap();
 var LicenseSale = class extends Contract {
 	contractType = ContractType.LICENSE_SALE;
@@ -4904,7 +5719,7 @@ var LicenseSale = class extends Contract {
 		});
 	}
 };
-LicenseSale = __decorateClass$6([TenantScoped({ mode: "optional" }), smrt()], LicenseSale);
+LicenseSale = __decorateClass$5([TenantScoped({ mode: "optional" }), smrt()], LicenseSale);
 //#endregion
 //#region src/collections/ContractCollection.ts
 var ContractCollection = class extends SmrtCollection {
@@ -5052,12 +5867,12 @@ var ContractCollection = class extends SmrtCollection {
 };
 //#endregion
 //#region src/models/ContractLineItem.ts
-var __defProp$5 = Object.defineProperty;
-var __getOwnPropDesc$5 = Object.getOwnPropertyDescriptor;
-var __decorateClass$5 = (decorators, target, key, kind) => {
-	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$5(target, key) : target;
+var __defProp$4 = Object.defineProperty;
+var __getOwnPropDesc$4 = Object.getOwnPropertyDescriptor;
+var __decorateClass$4 = (decorators, target, key, kind) => {
+	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$4(target, key) : target;
 	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
-	if (kind && result) __defProp$5(target, key, result);
+	if (kind && result) __defProp$4(target, key, result);
 	return result;
 };
 var ContractLineItem = class extends SmrtObject {
@@ -5165,10 +5980,10 @@ var ContractLineItem = class extends SmrtObject {
 		return true;
 	}
 };
-__decorateClass$5([tenantId({ nullable: true })], ContractLineItem.prototype, "tenantId", 2);
-__decorateClass$5([foreignKey("Contract")], ContractLineItem.prototype, "contractId", 2);
-__decorateClass$5([crossPackageRef("@happyvertical/smrt-products:Product")], ContractLineItem.prototype, "productId", 2);
-ContractLineItem = __decorateClass$5([TenantScoped({ mode: "optional" }), smrt({
+__decorateClass$4([tenantId({ nullable: true })], ContractLineItem.prototype, "tenantId", 2);
+__decorateClass$4([foreignKey("Contract")], ContractLineItem.prototype, "contractId", 2);
+__decorateClass$4([crossPackageRef("@happyvertical/smrt-products:Product")], ContractLineItem.prototype, "productId", 2);
+ContractLineItem = __decorateClass$4([TenantScoped({ mode: "optional" }), smrt({
 	tableStrategy: "sti",
 	api: { include: [
 		"list",
@@ -5233,12 +6048,12 @@ var ContractLineItemCollection = class extends SmrtCollection {
 };
 //#endregion
 //#region src/models/Fulfillment.ts
-var __defProp$4 = Object.defineProperty;
-var __getOwnPropDesc$4 = Object.getOwnPropertyDescriptor;
-var __decorateClass$4 = (decorators, target, key, kind) => {
-	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$4(target, key) : target;
+var __defProp$3 = Object.defineProperty;
+var __getOwnPropDesc$3 = Object.getOwnPropertyDescriptor;
+var __decorateClass$3 = (decorators, target, key, kind) => {
+	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$3(target, key) : target;
 	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
-	if (kind && result) __defProp$4(target, key, result);
+	if (kind && result) __defProp$3(target, key, result);
 	return result;
 };
 var FULFILLMENT_STATUS_TRANSITIONS = {
@@ -5415,9 +6230,9 @@ var Fulfillment = class extends SmrtObject {
 		this.status = FulfillmentStatus.CANCELLED;
 	}
 };
-__decorateClass$4([tenantId({ nullable: true })], Fulfillment.prototype, "tenantId", 2);
-__decorateClass$4([foreignKey("Contract")], Fulfillment.prototype, "contractId", 2);
-Fulfillment = __decorateClass$4([TenantScoped({ mode: "optional" }), smrt({
+__decorateClass$3([tenantId({ nullable: true })], Fulfillment.prototype, "tenantId", 2);
+__decorateClass$3([foreignKey("Contract")], Fulfillment.prototype, "contractId", 2);
+Fulfillment = __decorateClass$3([TenantScoped({ mode: "optional" }), smrt({
 	api: { include: [
 		"list",
 		"get",
@@ -5548,12 +6363,12 @@ var FulfillmentCollection = class extends SmrtCollection {
 };
 //#endregion
 //#region src/models/FulfillmentLineItem.ts
-var __defProp$3 = Object.defineProperty;
-var __getOwnPropDesc$3 = Object.getOwnPropertyDescriptor;
-var __decorateClass$3 = (decorators, target, key, kind) => {
-	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$3(target, key) : target;
+var __defProp$2 = Object.defineProperty;
+var __getOwnPropDesc$2 = Object.getOwnPropertyDescriptor;
+var __decorateClass$2 = (decorators, target, key, kind) => {
+	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$2(target, key) : target;
 	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
-	if (kind && result) __defProp$3(target, key, result);
+	if (kind && result) __defProp$2(target, key, result);
 	return result;
 };
 var FULFILLMENT_QUANTITY_EPSILON = .01;
@@ -5619,10 +6434,10 @@ var FulfillmentLineItem = class extends SmrtObject {
 		return super.save();
 	}
 };
-__decorateClass$3([tenantId({ nullable: true })], FulfillmentLineItem.prototype, "tenantId", 2);
-__decorateClass$3([foreignKey("Fulfillment")], FulfillmentLineItem.prototype, "fulfillmentId", 2);
-__decorateClass$3([foreignKey("ContractLineItem")], FulfillmentLineItem.prototype, "contractLineItemId", 2);
-FulfillmentLineItem = __decorateClass$3([TenantScoped({ mode: "optional" }), smrt({
+__decorateClass$2([tenantId({ nullable: true })], FulfillmentLineItem.prototype, "tenantId", 2);
+__decorateClass$2([foreignKey("Fulfillment")], FulfillmentLineItem.prototype, "fulfillmentId", 2);
+__decorateClass$2([foreignKey("ContractLineItem")], FulfillmentLineItem.prototype, "contractLineItemId", 2);
+FulfillmentLineItem = __decorateClass$2([TenantScoped({ mode: "optional" }), smrt({
 	api: { include: [
 		"list",
 		"get",
@@ -5709,252 +6524,6 @@ var FulfillmentLineItemCollection = class extends SmrtCollection {
 	}
 };
 //#endregion
-//#region src/models/PaymentInstrument.ts
-var __defProp$2 = Object.defineProperty;
-var __getOwnPropDesc$2 = Object.getOwnPropertyDescriptor;
-var __decorateClass$2 = (decorators, target, key, kind) => {
-	var result = kind > 1 ? void 0 : kind ? __getOwnPropDesc$2(target, key) : target;
-	for (var i = decorators.length - 1, decorator; i >= 0; i--) if (decorator = decorators[i]) result = (kind ? decorator(target, key, result) : decorator(result)) || result;
-	if (kind && result) __defProp$2(target, key, result);
-	return result;
-};
-var PaymentInstrument = class extends SmrtObject {
-	tenantId = null;
-	customerId = "";
-	/**
-	* Stable identifier of the `PaymentBackend` adapter that vaulted the method —
-	* e.g. `stripe`. Mirrors {@link Payment.backendId}.
-	*/
-	backendId = "";
-	/**
-	* Provider customer reference (e.g. a Stripe `cus_...`). A reference, not
-	* card data.
-	*/
-	providerCustomerId = "";
-	/**
-	* Provider payment-method reference (e.g. a Stripe `pm_...`). Used, together
-	* with {@link providerCustomerId}, to charge the saved method off-session. A
-	* reference, not card data.
-	*/
-	providerPaymentMethodId = "";
-	/**
-	* Instrument type as reported by the backend — e.g. `card`,
-	* `us_bank_account`.
-	*/
-	type = "card";
-	/**
-	* Card brand for display (e.g. `visa`). Display-only, not PCI-sensitive.
-	*/
-	brand = "";
-	/**
-	* Last four digits for display. Not the full card number.
-	*/
-	last4 = "";
-	/**
-	* Card expiry month (1–12). `0` when unknown / not a card.
-	*/
-	expMonth = 0;
-	/**
-	* Card expiry year (four digits). `0` when unknown / not a card.
-	*/
-	expYear = 0;
-	/**
-	* Whether this is the customer's default instrument. Use
-	* {@link PaymentInstrumentCollection.setDefaultForCustomer} to flip the
-	* default so only one instrument per customer is marked default.
-	*/
-	isDefault = false;
-	/**
-	* Lifecycle status — `active` while chargeable, `expired` once the card has
-	* lapsed, `removed` when the customer detaches it.
-	*/
-	status = PaymentInstrumentStatus.ACTIVE;
-	constructor(options = {}) {
-		super(options);
-		if (options.tenantId !== void 0) this.tenantId = options.tenantId;
-		if (options.customerId !== void 0) this.customerId = options.customerId;
-		if (options.backendId !== void 0) this.backendId = options.backendId;
-		if (options.providerCustomerId !== void 0) this.providerCustomerId = options.providerCustomerId;
-		if (options.providerPaymentMethodId !== void 0) this.providerPaymentMethodId = options.providerPaymentMethodId;
-		if (options.type !== void 0) this.type = options.type;
-		if (options.brand !== void 0) this.brand = options.brand;
-		if (options.last4 !== void 0) this.last4 = options.last4;
-		if (options.expMonth !== void 0) this.expMonth = options.expMonth;
-		if (options.expYear !== void 0) this.expYear = options.expYear;
-		if (options.isDefault !== void 0) this.isDefault = options.isDefault;
-		if (options.status !== void 0) this.status = options.status;
-	}
-	/**
-	* True while the instrument is active (chargeable).
-	*/
-	isActive() {
-		return this.status === PaymentInstrumentStatus.ACTIVE;
-	}
-	/**
-	* True once the instrument has been marked expired.
-	*/
-	isExpired() {
-		return this.status === PaymentInstrumentStatus.EXPIRED;
-	}
-	/**
-	* True once the instrument has been removed/detached.
-	*/
-	isRemoved() {
-		return this.status === PaymentInstrumentStatus.REMOVED;
-	}
-	/**
-	* Mark the instrument expired (e.g. the card lapsed). A removed instrument
-	* is not revived by this.
-	*/
-	markExpired() {
-		if (this.status === PaymentInstrumentStatus.REMOVED) return;
-		this.status = PaymentInstrumentStatus.EXPIRED;
-	}
-	/**
-	* Mark the instrument removed/detached and clear its default flag.
-	*/
-	markRemoved() {
-		this.status = PaymentInstrumentStatus.REMOVED;
-		this.isDefault = false;
-	}
-};
-__decorateClass$2([tenantId({ nullable: true })], PaymentInstrument.prototype, "tenantId", 2);
-__decorateClass$2([foreignKey("Customer")], PaymentInstrument.prototype, "customerId", 2);
-PaymentInstrument = __decorateClass$2([TenantScoped({ mode: "optional" }), smrt({
-	api: {
-		include: [
-			"list",
-			"get",
-			"create",
-			"update"
-		],
-		writable: [
-			"customerId",
-			"backendId",
-			"providerCustomerId",
-			"providerPaymentMethodId",
-			"type",
-			"brand",
-			"last4",
-			"expMonth",
-			"expYear",
-			"status"
-		]
-	},
-	mcp: { include: ["list", "get"] },
-	cli: { skipApiCheck: true }
-})], PaymentInstrument);
-//#endregion
-//#region src/collections/PaymentInstrumentCollection.ts
-var PaymentInstrumentCollection = class extends SmrtCollection {
-	static _itemClass = PaymentInstrument;
-	/**
-	* Find all instruments saved by a customer, newest first.
-	*
-	* @param customerId - Customer ID
-	* @returns Array of instruments
-	*/
-	async findByCustomer(customerId) {
-		return await this.list({
-			where: { customerId },
-			orderBy: "created_at DESC"
-		});
-	}
-	/**
-	* Find a customer's active instruments, newest first.
-	*
-	* @param customerId - Customer ID
-	* @returns Array of active instruments
-	*/
-	async findActiveByCustomer(customerId) {
-		return await this.list({
-			where: {
-				customerId,
-				status: PaymentInstrumentStatus.ACTIVE
-			},
-			orderBy: "created_at DESC"
-		});
-	}
-	/**
-	* Find a customer's default instrument, or null if none is set.
-	*
-	* @param customerId - Customer ID
-	* @returns The default instrument or null
-	*/
-	async findDefaultForCustomer(customerId) {
-		return (await this.list({
-			where: {
-				customerId,
-				isDefault: true
-			},
-			orderBy: "created_at DESC"
-		})).find((instrument) => !instrument.isRemoved()) ?? null;
-	}
-	/**
-	* Find an instrument by its provider payment-method reference (e.g. a Stripe
-	* `pm_...`).
-	*
-	* @param providerPaymentMethodId - Provider payment-method id
-	* @returns The instrument or null
-	*/
-	async findByProviderPaymentMethodId(providerPaymentMethodId) {
-		return (await this.list({
-			where: { providerPaymentMethodId },
-			limit: 1
-		}))[0] || null;
-	}
-	/**
-	* Make one of a customer's instruments the default, clearing the flag on the
-	* others so only a single default is ever set. Only rows whose flag actually
-	* changes are re-saved.
-	*
-	* @param customerId - Customer ID
-	* @param instrumentId - The instrument to make default
-	*/
-	async setDefaultForCustomer(customerId, instrumentId) {
-		const instruments = await this.findByCustomer(customerId);
-		const target = instruments.find((instrument) => instrument.id === instrumentId);
-		if (!target) throw new Error(`PaymentInstrument ${instrumentId} not found for customer ${customerId}`);
-		if (target.isRemoved()) throw new Error(`PaymentInstrument ${instrumentId} is removed and cannot be made default`);
-		for (const instrument of instruments) {
-			const shouldBeDefault = instrument.id === instrumentId;
-			if (instrument.isDefault !== shouldBeDefault) {
-				instrument.isDefault = shouldBeDefault;
-				await instrument.save();
-			}
-		}
-	}
-	/**
-	* Find all instruments belonging to a specific tenant.
-	*
-	* @param tenantId - Tenant ID
-	* @returns Array of instruments for the tenant
-	*/
-	async findByTenant(tenantId) {
-		return this.list({ where: { tenantId } });
-	}
-	/**
-	* Find all global instruments (not associated with any tenant). Routes
-	* through the shared tenant-global helper so it does not throw under an
-	* active tenant context. (#1600)
-	*
-	* @returns Array of global instruments
-	*/
-	async findGlobal() {
-		return queryGlobal(this);
-	}
-	/**
-	* Find instruments for a tenant including global instruments. Fails closed if
-	* an active tenant context requests a different tenant's rows. (#1600)
-	*
-	* @param tenantId - Tenant ID
-	* @returns Array of tenant-specific and global instruments
-	*/
-	async findWithGlobals(tenantId) {
-		return queryWithGlobals(this, tenantId, "PaymentInstrument.findWithGlobals");
-	}
-};
-//#endregion
 //#region src/models/PaymentIntent.ts
 var __defProp$1 = Object.defineProperty;
 var __getOwnPropDesc$1 = Object.getOwnPropertyDescriptor;