@grtsnx/payba3 1.0.0

package/src/lib/mono/mono_llm.txt

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+# Mono Banking API Documentation
+
+> Mono is an African open banking platform that provides APIs for accessing financial data, initiating payments, and verifying identities. Mono enables fintechs, lenders, and businesses to securely connect to users' bank accounts across Nigeria, Ghana, Kenya, and South Africa.
+
+Important notes:
+
+- All API requests require authentication using the `mono-sec-key` header with your App secret key
+- Mono provides two environments: Sandbox (free testing) and Live (production with wallet funding required)
+- Currency values in API responses are in the lowest denomination (NGN: kobo, GHC: pesewa, KSH/ZAR: cents)
+- The Mono Connect Widget is used to securely link user accounts via SDK or Connect Link
+
+## Getting Started
+
+- [Definitions](https://docs.mono.co/docs/definitions): Key terms including Account ID, Token, Public Key, Secret Key, and Enrolment process
+- [Use Cases](https://docs.mono.co/docs/use-cases): Common implementation scenarios for lending, banking, payments, wealth management, and accounting
+- [Creating an App](https://docs.mono.co/docs/create-app): How to create applications on the Mono dashboard and retrieve API keys
+- [Environments](https://docs.mono.co/docs/environments): Understanding Sandbox vs Live environments and switching between them
+- [Sandbox](https://docs.mono.co/docs/sandbox): Test credentials and sample data for development without affecting real accounts
+- [Webhooks](https://docs.mono.co/docs/webhooks): Configure webhook URLs to receive real-time transaction and account update notifications
+- [Go Live Checklist](https://docs.mono.co/docs/go-live): Requirements and steps to transition from sandbox to production
+- [Quick Start](https://docs.mono.co/docs/quickstart): Step-by-step guide to get your first integration running
+- [Errors](https://docs.mono.co/docs/errors): Common error codes, their meanings, and how to handle them
+- [FAQs](https://docs.mono.co/docs/faqs): Frequently asked questions about Mono APIs and integration
+
+## Customer Management
+
+- [Customer Overview](https://docs.mono.co/docs/customers): Managing individual and business customers, linking accounts, and tracking transactions
+
+## Financial Data (Mono Connect)
+
+- [Overview](https://docs.mono.co/docs/financial-data/overview): Introduction to Mono Connect for accessing bank account data with user permission
+
+### Integration Guides
+
+- [SDK Integration Guide](https://docs.mono.co/docs/financial-data/integration-guide): Step-by-step guide to integrate Mono Connect SDK into your application
+- [Connect Link Guide](https://docs.mono.co/docs/financial-data/connect-link): Use Mono-hosted links for account linking without SDK integration
+- [Reauth Link Guide](https://docs.mono.co/docs/financial-data/reauth-link): Re-authenticate expired or disconnected account sessions
+- [SDK Config Guide](https://docs.mono.co/docs/financial-data/sdk): Advanced SDK configuration options and customization
+
+### Real-time Data
+
+- [Real-time Data](https://docs.mono.co/docs/financial-data/realtime-data): Manually refresh and retrieve current balance and transaction data from linked accounts
+
+### Partners API Guide
+
+- [Partners API Overview](https://docs.mono.co/docs/financial-data/partners-api-guide/overview): Direct API integration without the Connect Widget for custom implementations
+- [Partners Integration Guide](https://docs.mono.co/docs/financial-data/partners-api-guide/integration-guide): Detailed steps for Partners API implementation
+- [Reauthorisation Guide](https://docs.mono.co/docs/financial-data/partners-api-guide/reauth-guide): Handle session expiry and re-authentication flows
+- [Sandbox Guide](https://docs.mono.co/docs/financial-data/partners-api-guide/sandbox-guide): Testing Partners API with sandbox credentials
+
+### Data Enrichment
+
+- [Enrichment Overview](https://docs.mono.co/docs/financial-data/enrichment/overview): AI-powered transaction analysis and categorization features
+- [Transaction Categorisation](https://docs.mono.co/docs/financial-data/enrichment/transaction-categorisation): Automatically categorize transactions into spending categories
+- [Transaction Metadata](https://docs.mono.co/docs/financial-data/enrichment/transaction-metadata): Extract merchant names, logos, and additional transaction context
+- [Statement Insights](https://docs.mono.co/docs/financial-data/enrichment/statement-insights): Generate financial health insights from bank statements
+
+### Endpoints
+
+- [Authorization](https://docs.mono.co/docs/financial-data/authorization): Exchange authorization codes for permanent Account IDs
+- [Account Information](https://docs.mono.co/docs/financial-data/account-information): Retrieve account details including type, currency, balance, and holder information
+- [Transactions](https://docs.mono.co/docs/financial-data/transactions): Fetch transaction history with filtering by date, type, and narration
+- [Statements](https://docs.mono.co/docs/financial-data/statements): Generate and download bank statements in PDF or JSON format
+- [Identity](https://docs.mono.co/docs/financial-data/identity): Retrieve verified user identity information for KYC purposes
+- [Income](https://docs.mono.co/docs/financial-data/income): Analyze income patterns including monthly average, salary estimates, and income sources
+- [Assets](https://docs.mono.co/docs/financial-data/assets): Access investment portfolio holdings across linked accounts
+- [Earnings](https://docs.mono.co/docs/financial-data/earnings): Retrieve earnings and returns on investment assets
+- [Credit Worthiness](https://docs.mono.co/docs/financial-data/credit-worthiness): Generate credit scores and affordability assessments
+
+### Webhook Events
+
+- [Webhook Introduction](https://docs.mono.co/docs/financial-data/webhook-introduction): Overview of Financial Data webhook events and payload structure
+- [Auth (Connection)](https://docs.mono.co/docs/financial-data/auth-connection): Webhook triggered when a user successfully links their account
+- [Account Update (Balance)](https://docs.mono.co/docs/financial-data/account-update): Webhook triggered when account data is refreshed
+- [Unlink (Disconnection)](https://docs.mono.co/docs/financial-data/unlink): Webhook triggered when a user disconnects their account
+
+## Payments
+
+- [Overview](https://docs.mono.co/docs/payments/overview): Introduction to Mono Payment APIs for direct bank debits and transfers
+- [Payouts](https://docs.mono.co/docs/payments/payouts): Send money from your Mono wallet to bank accounts
+
+### One-time DirectPay
+
+- [One-time Overview](https://docs.mono.co/docs/payments/onetime/overview): Single charge payments directly from customer bank accounts
+- [Integration Guide](https://docs.mono.co/docs/payments/onetime/integration-guide): Step-by-step DirectPay implementation
+- [SDK Guide](https://docs.mono.co/docs/payments/sdk-guide): Integrate DirectPay using Mono SDKs
+- [Webhook Events](https://docs.mono.co/docs/payments/onetime/webhook-events): Payment status notifications and event handling
+- [Payment Status](https://docs.mono.co/docs/payments/onetime/payment-status): Understanding payment states and verification
+
+### Recurring Direct Debit
+
+- [Direct Debit Overview](https://docs.mono.co/docs/payments/direct-debit/overview): Set up mandates for recurring and subscription payments
+- [Integration Guide](https://docs.mono.co/docs/payments/direct-debit/integration-guide): Complete Direct Debit implementation walkthrough
+- [Step 1: Create Customers](https://docs.mono.co/docs/payments/direct-debit/integration-guide-create-customers): Register customers before mandate setup
+- [Step 2: Mandate Setup Explained](https://docs.mono.co/docs/payments/direct-debit/mandate-setup-explained): Understanding mandate types and authorization
+- [Step 2a: Variable Mandate Setup](https://docs.mono.co/docs/payments/direct-debit/mandate-setup-variable): Flexible debit amounts within a total limit
+- [Step 2b: Fixed Mandate Setup](https://docs.mono.co/docs/payments/direct-debit/mandate-setup-fixed): Fixed recurring debit amounts
+- [Step 3: Debit Account](https://docs.mono.co/docs/payments/direct-debit/debit-an-account): Execute debits against approved mandates
+- [Global Standing Mandate](https://docs.mono.co/docs/payments/direct-debit/global-standing-mandate): GSM mandate type for certain banks
+- [Mandate Biometrics Verification](https://docs.mono.co/docs/payments/direct-debit/mandate-biometric-verification): Enhanced security with biometric authorization
+- [Direct Debit Webhook Events](https://docs.mono.co/docs/payments/direct-debit/webhook-events): Mandate and debit status notifications
+
+### Split Payments
+
+- [Split Payments](https://docs.mono.co/docs/payments/split-payments): Allocate payments across multiple accounts in a single transaction
+
+### WhatsApp Payment (Owo)
+
+- [WhatsApp Payment Overview](https://docs.mono.co/docs/whatsapp-payment/overview): Collect payments via WhatsApp using Owo Direct Charge
+- [Integration Guide](https://docs.mono.co/docs/whatsapp-payment/integration-guide): Implement WhatsApp-based payment collection
+- [Webhook Events](https://docs.mono.co/docs/whatsapp-payment/webhook-events): WhatsApp payment status notifications
+
+### Disburse
+
+- [Disburse Overview](https://docs.mono.co/docs/disburse/overview): Bulk and scheduled payouts to bank accounts
+- [Integration Guide](https://docs.mono.co/docs/disburse/integration-guide): Implement instant and scheduled disbursements
+- [Webhook Events](https://docs.mono.co/docs/disburse/webhook-events): Disbursement status notifications
+
+## Identity Verification (Lookup)
+
+- [Overview](https://docs.mono.co/docs/lookup/overview): Verify and validate user and business data for KYC compliance
+
+### Lookup Integration Guides
+
+- [BVN iGree](https://docs.mono.co/docs/lookup/bvn-igree): Bank Verification Number lookup with consent-based verification
+- [CAC Lookup](https://docs.mono.co/docs/lookup/cac-lookup): Verify Nigerian business registration with Corporate Affairs Commission
+- [Account Number](https://docs.mono.co/docs/lookup/account-number): Validate and verify bank account numbers
+- [House Address Verification](https://docs.mono.co/docs/lookup/house-address): Confirm physical address validity and ownership
+- [Int'l Passport Lookup](https://docs.mono.co/docs/lookup/intl-passport): Verify international passport documents
+- [TIN Lookup](https://docs.mono.co/docs/lookup/tin-lookup): Tax Identification Number verification
+- [Driver's License Lookup](https://docs.mono.co/docs/lookup/drivers-license): Verify driver's license information
+- [NIN Lookup](https://docs.mono.co/docs/lookup/nin-lookup): National Identification Number verification
+- [Credit History Lookup](https://docs.mono.co/docs/lookup/credit-history-lookup): Retrieve credit bureau reports using BVN
+- [Mashup Lookup](https://docs.mono.co/docs/lookup/mashup): Combined NIN, BVN, and DOB verification in one API call
+
+### Prove (eKYC)
+
+- [Prove Overview](https://docs.mono.co/docs/lookup/prove/overview): Multi-tier KYC verification with facial recognition
+- [Prove Integration Guide](https://docs.mono.co/docs/lookup/prove/integration-guide): Implement tiered identity verification flows
+
+## Developer Tools
+
+- [Brand Assets](https://docs.mono.co/docs/brand-assets): Mono logos, icons, and branding guidelines for your integration
+- [Libraries](https://docs.mono.co/docs/libraries): Server-side libraries for Node.js, Python, PHP, Ruby, and more
+- [SDKs](https://docs.mono.co/docs/sdks): Client-side SDKs for Web, React Native, iOS, Android, and Flutter
+- [Postman Collection](https://docs.mono.co/docs/postman): Pre-configured Postman collection for testing Mono APIs
+
+## Optional
+
+- [API Reference](https://docs.mono.co/api): Complete API endpoint documentation with request/response examples
+- [Coverage](https://docs.mono.co/docs/coverage): Supported financial institutions across Nigeria, Ghana, Kenya, and South Africa
+- [Changelog](https://docs.mono.co/docs/changelog): API updates, new features, and breaking changes
+- [API Status](https://status.mono.co): Real-time status of Mono APIs and services
+- [Support Center](https://support.mono.co/en): Help articles, guides, and customer support
+- [Developer Community](https://devwithmono.slack.com): Join the Mono developer Slack community
+
+---
+
+# API Reference
+
+> Complete API reference for Mono's African open banking platform. All endpoints use the base URL `api.withmono.com` and require authentication via the `mono-sec-key` header. Currency values are returned in the lowest denomination (NGN kobo, GHC pesewa, KSH/ZAR cents).
+
+Important notes:
+
+- Authentication: Set the `mono-sec-key` header with your App secret key for all requests
+- Sandbox mode is free; Live mode requires wallet funding
+- API versions: Most endpoints use v2, some newer endpoints use v3
+- Rate limits apply; implement exponential backoff for retries
+- All webhook payloads follow the format: `{ event: "mono.events.*", data: {...} }`
+
+## Customer API
+
+- [Create Individual Customer](https://docs.mono.co/api/customer/create-a-customer): `POST` - Register an individual customer with name, email, and optional identity details
+- [Create Business Customer](https://docs.mono.co/api/customer/create-a-business-customer): `POST` - Register a business customer with company details
+- [Retrieve Customer](https://docs.mono.co/api/customer/retrieve-a-customer): `GET` - Fetch details of a specific customer by ID
+- [List All Customers](https://docs.mono.co/api/customer/list-all-customers): `GET` - Retrieve paginated list of all customers
+- [Get Customer Transactions](https://docs.mono.co/api/customer/get-all-customer-transactions): `GET` - Fetch all transactions across a customer's linked accounts
+- [Fetch All Linked Accounts](https://docs.mono.co/api/customer/fetch-all-linked-accounts): `GET` - List all bank accounts linked to a customer
+- [Update Customer](https://docs.mono.co/api/customer/update-a-customer): `PATCH` - Update customer information
+- [Delete Customer](https://docs.mono.co/api/customer/delete-a-customer): `DELETE` - Remove a customer and their associated data
+
+## Bank Data API
+
+### Authorisation
+
+- [Initiate Account Linking](https://docs.mono.co/api/bank-data/authorisation/initiate-account-linking): `POST /v2/accounts/initiate` - Generate a Connect Widget link for user account linking
+- [Exchange Token](https://docs.mono.co/api/bank-data/authorisation/exchange-token): `POST /v2/accounts/auth` - Exchange temporary authorization code for permanent Account ID
+- [Initiate Re-authorisation](https://docs.mono.co/api/bank-data/authorisation/initiate-account-reauth): `POST` - Generate link to re-authenticate expired sessions
+
+### Partners API
+
+- [Create Session](https://docs.mono.co/api/bank-data/partners-api/create-session): `POST` - Initialize a direct API session without the Connect Widget
+- [Login](https://docs.mono.co/api/bank-data/partners-api/login): `POST` - Authenticate user with bank credentials
+- [Commit Session](https://docs.mono.co/api/bank-data/partners-api/commit-session): `POST` - Finalize session and retrieve Account ID
+- [Reauth Session](https://docs.mono.co/api/bank-data/partners-api/reauth-session): `POST` - Start re-authentication flow for expired accounts
+- [Reauth Login](https://docs.mono.co/api/bank-data/partners-api/reauth-login): `POST` - Complete re-authentication with credentials
+- [Retrieve Sandbox Credentials](https://docs.mono.co/api/bank-data/partners-api/sandbox-credentials): `GET` - Get test credentials for sandbox testing
+
+### Account
+
+- [Account Details](https://docs.mono.co/api/bank-data/accounts/details): `GET /v2/accounts/{id}` - Retrieve account type, balance, currency, institution, and holder name
+- [Account Identity](https://docs.mono.co/api/bank-data/accounts/identity): `GET /v2/accounts/{id}/identity` - Fetch verified identity information (name, BVN, email, phone, address)
+- [Account Balance](https://docs.mono.co/api/bank-data/accounts/account-balance): `GET` - Get current account balance
+- [Income](https://docs.mono.co/api/bank-data/accounts/income): `GET /v2/accounts/{id}/income` - Retrieve income analysis including monthly average and salary estimates
+- [Income Records](https://docs.mono.co/api/bank-data/accounts/income-records): `GET` - Fetch detailed income transaction records
+- [Get Accounts](https://docs.mono.co/api/bank-data/accounts/get-accounts): `GET` - List all accounts for a linked connection
+- [Creditworthiness](https://docs.mono.co/api/bank-data/accounts/credit-worthiness): `POST` - Generate credit score and affordability assessment
+- [Unlink Account](https://docs.mono.co/api/bank-data/accounts/unlink): `POST /v2/accounts/{id}/unlink` - Disconnect a linked bank account
+
+### Statements
+
+- [Get Statements](https://docs.mono.co/api/bank-data/bank-statement): `GET /v2/accounts/{id}/statement` - Retrieve bank statements with optional date range and format (PDF/JSON)
+- [Poll PDF Status](https://docs.mono.co/api/bank-data/poll-pdf-status): `GET` - Check generation status of PDF statement requests
+
+### Transactions
+
+- [Get Transactions](https://docs.mono.co/api/bank-data/transactions): `GET /v2/accounts/{id}/transactions` - Fetch paginated transaction history with filters for date, type (credit/debit), and narration
+
+### Investment
+
+- [Assets](https://docs.mono.co/api/bank-data/investment/assets): `GET /v2/accounts/{id}/assets` - Retrieve investment portfolio holdings
+- [Earnings](https://docs.mono.co/api/bank-data/investment/earnings): `GET /v2/accounts/{id}/earnings` - Fetch earnings and returns on investment assets
+
+### Data Enrichment
+
+- [Transaction Categorisation](https://docs.mono.co/api/bank-data/enrichment/transaction-categorisation): `POST` - Categorize transactions into spending categories using AI
+- [Transaction Categorisation (CSV)](https://docs.mono.co/api/bank-data/enrichment/transaction-categorisation-upload): `POST` - Upload CSV file for bulk transaction categorization
+- [Transaction Metadata](https://docs.mono.co/api/bank-data/enrichment/transaction-metadata): `POST` - Extract merchant names, logos, and context from transactions
+- [Transaction Metadata (CSV)](https://docs.mono.co/api/bank-data/enrichment/transaction-metadata-upload): `POST` - Upload CSV for bulk metadata extraction
+- [Statement Insights](https://docs.mono.co/api/bank-data/enrichment/statement-insights): `GET` - Generate financial health insights from bank statements
+- [Enrichment Records](https://docs.mono.co/api/bank-data/enrichment/enrichment-records): `GET` - Retrieve previously enriched transaction records
+- [Job Tracker](https://docs.mono.co/api/bank-data/enrichment/job-tracker): `GET` - Check status of enrichment processing jobs
+
+### Inflow/Outflow
+
+- [Credits](https://docs.mono.co/api/bank-data/credits): `GET` - Retrieve all credit (inflow) transactions
+- [Debits](https://docs.mono.co/api/bank-data/debits): `GET` - Retrieve all debit (outflow) transactions
+
+## Telco Data API
+
+- [Integration Guide](https://docs.mono.co/api/telco-data/integration-guide): Complete guide for accessing mobile network operator account data
+
+### Authenticate
+
+- [Login](https://docs.mono.co/api/telco-data/login): `POST /v2/telecom/auth` - Initiate authentication with phone number and provider (airtel, mtn)
+- [OTP Verification](https://docs.mono.co/api/telco-data/otp-verification): `POST /v2/telecom/verify` - Verify OTP sent to user's phone
+- [Token Exchange](https://docs.mono.co/api/telco-data/token-exchange): `POST /v2/accounts/auth` - Exchange code for permanent telco Account ID
+
+### Account
+
+- [Telco Details](https://docs.mono.co/api/telco-data/details): `GET /v2/accounts/{id}` - Retrieve telco account information
+- [Telco Balances](https://docs.mono.co/api/telco-data/balances): `GET /v2/accounts/{id}/balances` - Fetch airtime, data, and bonus balances
+- [Telco Transactions](https://docs.mono.co/api/telco-data/transactions): `GET /v2/accounts/{id}/transactions` - Retrieve recharge and usage history
+- [Telco Identity](https://docs.mono.co/api/telco-data/identity): `GET /v2/accounts/{id}/identity` - Fetch subscriber identity information
+
+## One-time Payments API (DirectPay)
+
+- [Initiate Payment](https://docs.mono.co/api/directpay/initiate): `POST /v2/payments/initiate` - Create a one-time payment with amount, reference, and customer details
+- [Redirect URLs](https://docs.mono.co/api/directpay/redirect-urls): Configure success and failure redirect URLs for payment flows
+- [Verify Payment Status](https://docs.mono.co/api/directpay/verify): `GET /v2/payments/verify/{reference}` - Confirm payment status with the payment reference before giving value
+- [Fetch All Payments](https://docs.mono.co/api/directpay/fetch-payments): `GET` - Retrieve paginated list of all payment transactions
+
+## Recurring Payments API (Direct Debit)
+
+### Mandates
+
+- [Get Banks](https://docs.mono.co/api/direct-debit/mandate/get-banks): `GET` - List banks supporting Direct Debit mandates
+- [Initiate Mandate Authorisation](https://docs.mono.co/api/direct-debit/mandate/initiate-mandate-authorisation): `POST /v2/payments/initiate` - Generate authorization link for recurring mandate setup (variable or fixed)
+- [Create a Mandate](https://docs.mono.co/api/direct-debit/mandate/create-a-mandate): `POST` - Programmatically create a mandate without hosted link
+- [Retrieve a Mandate](https://docs.mono.co/api/direct-debit/mandate/retrieve-a-mandate): `GET` - Fetch mandate details by ID
+- [Get All Mandates](https://docs.mono.co/api/direct-debit/mandate/get-all-mandates): `GET` - List all mandates for your application
+- [Cancel Mandate](https://docs.mono.co/api/direct-debit/mandate/cancel-mandate): `PATCH` - Permanently cancel an active mandate
+- [Pause Mandate](https://docs.mono.co/api/direct-debit/mandate/pause-mandate): `PATCH` - Temporarily suspend mandate debits
+- [Reinstate Mandate](https://docs.mono.co/api/direct-debit/mandate/reinstate-mandate): `PATCH` - Resume a paused mandate
+
+### Account
+
+- [Balance Inquiry](https://docs.mono.co/api/direct-debit/account/balance-inquiry): `GET` - Check available balance on mandated account
+- [Debit Account](https://docs.mono.co/api/direct-debit/account/debit-account): `POST` - Execute a debit against an approved mandate
+- [Retrieve a Debit](https://docs.mono.co/api/direct-debit/account/retrieve-a-debit): `GET` - Fetch details of a specific debit transaction
+- [Retrieve All Debits](https://docs.mono.co/api/direct-debit/account/retrieve-all-debits): `GET` - List all debits for a mandate
+
+## Money Operations API
+
+- [Payout](https://docs.mono.co/api/money-operations/payout): `GET /v2/payments/payouts` - Retrieve payout details by status
+- [Payout Transactions](https://docs.mono.co/api/money-operations/payout-transactions): `GET` - List all payout transactions
+- [Refund Payment](https://docs.mono.co/api/money-operations/refund): `POST` - Initiate refund for a completed payment
+- [Create Sub-Account](https://docs.mono.co/api/money-operations/create-a-subaccount): `POST` - Create sub-accounts for payment splitting
+- [Fetch All Sub-Accounts](https://docs.mono.co/api/money-operations/fetch-subaccounts): `GET` - List all sub-accounts
+
+## WhatsApp Payment API (Owo)
+
+### User
+
+- [Check User Status](https://docs.mono.co/api/whatsapp-payment/user): `GET /owo/v1/users/status` - Check if phone number has active Owo account
+
+### Beneficiary
+
+- [Link Beneficiary](https://docs.mono.co/api/whatsapp-payment/beneficiary/link): `POST` - Link a customer as beneficiary for fund requests
+- [Unlink Beneficiary](https://docs.mono.co/api/whatsapp-payment/beneficiary/unlink): `POST` - Remove beneficiary association
+- [Get Beneficiary](https://docs.mono.co/api/whatsapp-payment/beneficiary/get-beneficiary): `GET` - Retrieve beneficiary details
+- [Get All Beneficiaries](https://docs.mono.co/api/whatsapp-payment/beneficiary/get-all-beneficiaries): `GET` - List all linked beneficiaries
+
+### Fund Request
+
+- [One-time Fund Request](https://docs.mono.co/api/whatsapp-payment/fund-request/one-time): `POST` - Request one-time payment via WhatsApp
+- [Recurring Fund Request](https://docs.mono.co/api/whatsapp-payment/fund-request/recurring): `POST` - Set up recurring payment requests
+- [Get All Fund Requests](https://docs.mono.co/api/whatsapp-payment/fund-request/get-all): `GET` - List all fund requests
+- [Get Fund Request by ID](https://docs.mono.co/api/whatsapp-payment/fund-request/get-request): `GET` - Retrieve specific fund request details
+
+### Payments
+
+- [Get All Payment Details](https://docs.mono.co/api/whatsapp-payment/fund-request-payments/get-all-payments): `GET` - List all WhatsApp payment transactions
+- [Get Single Payment Details](https://docs.mono.co/api/whatsapp-payment/fund-request-payments/get-payment): `GET` - Retrieve specific payment details
+
+## Disburse API
+
+- [Create Source Account](https://docs.mono.co/api/disburse/create-source-account): `POST /v3/payments/disburse/source-accounts` - Register bank account for disbursements
+- [Update Source Account](https://docs.mono.co/api/disburse/update-source-account): `PUT` - Modify source account details
+- [Fetch Source Accounts](https://docs.mono.co/api/disburse/fetch-source-account): `GET` - List all registered source accounts
+- [Create Instant Disbursement](https://docs.mono.co/api/disburse/create-instant-disbursement): `POST` - Execute immediate batch payout
+- [Create Scheduled Disbursement](https://docs.mono.co/api/disburse/create-scheduled-disbursement): `POST` - Schedule batch payout for future execution
+- [Transition Disbursement](https://docs.mono.co/api/disburse/transition-disbursement): `POST` - Change disbursement batch status
+- [Add Distributions to Batch](https://docs.mono.co/api/disburse/add-distributions-to-batch): `POST` - Add recipients to an existing batch
+- [Update Distribution in Batch](https://docs.mono.co/api/disburse/update-distribution-in-batch): `PATCH` - Modify recipient details in a batch
+- [Fetch All Disbursements](https://docs.mono.co/api/disburse/fetch-all-disbursements): `GET` - List all disbursement batches
+- [Fetch a Disbursement](https://docs.mono.co/api/disburse/fetch-a-disbursement): `GET` - Retrieve specific batch details
+- [Fetch All Distributions in Batch](https://docs.mono.co/api/disburse/fetch-all-distributions-in-batch): `GET` - List all recipients in a batch
+- [Fetch a Single Distribution](https://docs.mono.co/api/disburse/fetch-a-single-distribution): `GET` - Retrieve specific recipient details
+
+## Lookup API
+
+### BVN (Bank Verification Number)
+
+- [Initiate BVN Lookup](https://docs.mono.co/api/bvn/initiate): `POST /v2/lookup/bvn/initiate` - Start BVN consent request with OTP verification
+- [Verify BVN OTP](https://docs.mono.co/api/bvn/verify-otp): `POST` - Confirm OTP for BVN access
+- [Fetch BVN Details](https://docs.mono.co/api/bvn/fetch-bvn): `POST` - Retrieve BVN identity information after consent
+
+### CAC (Corporate Affairs Commission)
+
+- [Lookup a Business](https://docs.mono.co/api/cac/business): `GET /v3/lookup/cac` - Search and verify Nigerian business registration
+- [Shareholder Details](https://docs.mono.co/api/cac/shareholder): `GET` - Retrieve company shareholder information
+- [Persons with Significant Control](https://docs.mono.co/api/cac/psc): `GET` - List individuals with significant control
+- [Secretary](https://docs.mono.co/api/cac/secretary): `GET` - Retrieve company secretary details
+- [Directors](https://docs.mono.co/api/cac/directors): `GET` - List company directors
+- [Company Profile](https://docs.mono.co/api/cac/profile): `GET` - Fetch comprehensive company profile
+
+### Other Lookups
+
+- [Bank Listing (NIP)](https://docs.mono.co/api/lookup/bank-listing-nip): `GET` - List all banks on Nigeria Inter-Bank Payment system
+- [Address Verification](https://docs.mono.co/api/lookup/address): `POST` - Verify physical address validity
+- [Int'l Passport](https://docs.mono.co/api/lookup/intl-passport): `POST` - Verify international passport details
+- [TIN Lookup](https://docs.mono.co/api/lookup/tin): `POST` - Verify Tax Identification Number
+- [NIN Lookup](https://docs.mono.co/api/lookup/nin): `POST` - Verify National Identification Number
+- [Poll NIN Job](https://docs.mono.co/api/lookup/nin/job): `GET` - Check status of async NIN lookup
+- [Driver's License](https://docs.mono.co/api/lookup/drivers-license): `POST` - Verify driver's license information
+- [Account Number](https://docs.mono.co/api/lookup/account-number): `POST` - Validate and verify bank account numbers
+- [Credit History](https://docs.mono.co/api/lookup/credit-history): `POST` - Retrieve credit bureau reports (CRC, XDS)
+- [Mashup Lookup](https://docs.mono.co/api/lookup/mashup): `POST` - Combined NIN, BVN, and DOB verification
+
+## Prove API (eKYC)
+
+- [Initiate Prove](https://docs.mono.co/api/prove/initiate): `POST /v1/prove/initiate` - Start tiered KYC session (tier_1: BVN+NIN, tier_2: +Gov ID, tier_3: +Address)
+- [Fetch Customer Details](https://docs.mono.co/api/prove/fetch-customer-details): `GET` - Retrieve verified customer information
+- [Fetch All Customer Details](https://docs.mono.co/api/prove/fetch-all-customer-details): `GET` - List all Prove verifications
+- [Blacklist Customer](https://docs.mono.co/api/prove/blacklist-customer): `POST` - Add customer to blacklist
+- [Whitelist Customer](https://docs.mono.co/api/prove/whitelist-customer): `POST` - Remove customer from blacklist
+- [Revoke Data Access](https://docs.mono.co/api/prove/revoke-data-access): `DELETE` - Remove customer data and access
+
+## Miscellaneous
+
+- [Bank Coverage](https://docs.mono.co/api/miscellaneous/bank-coverage): `GET` - List all supported financial institutions with feature availability