@gonzih/skills-insurance 1.0.0

package/LICENSE

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+MIT License
+
+Copyright (c) 2026 gonzih
+
+Permission is hereby granted, free of charge, to any person obtaining a copy
+of this software and associated documentation files (the "Software"), to deal
+in the Software without restriction, including without limitation the rights
+to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
+copies of the Software, and to permit persons to whom the Software is
+furnished to do so, subject to the following conditions:
+
+The above copyright notice and this permission notice shall be included in all
+copies or substantial portions of the Software.
+
+THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
+IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
+FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
+AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
+LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
+OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE
+SOFTWARE.

package/README.md

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+# skills-insurance
+
+Claude Code skill suite for insurance agents, brokers, and adjusters. Four ready-to-use skills for the most common insurance workflows.
+
+## Install
+
+```bash
+npx @gonzih/skills-insurance
+```
+
+Or install globally:
+
+```bash
+npm install -g @gonzih/skills-insurance
+```
+
+Restart Claude Code after installing.
+
+## Skills
+
+### `/claim-summary`
+Summarize an insurance claim: loss description, applicable coverage, reserve recommendation, and next steps.
+
+```
+/claim-summary [paste or describe the claim details]
+```
+
+### `/coverage-explainer`
+Explain a policy's coverage in plain language: what's covered, what's excluded, limits, deductibles, and real-world examples.
+
+```
+/coverage-explainer [paste policy language or describe the coverage section]
+```
+
+### `/underwriting-notes`
+Draft underwriting notes for a risk: risk profile, favorable factors, concerns, proposed terms, and conditions.
+
+```
+/underwriting-notes [describe the risk or paste submission details]
+```
+
+### `/renewal-letter`
+Write a policy renewal letter: coverage summary, changes from prior term, premium explanation, and renewal instructions.
+
+```
+/renewal-letter [provide policy details, any changes, and premium information]
+```
+
+## License
+
+MIT

package/install.js

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+#!/usr/bin/env node
+import { copyFileSync, mkdirSync, existsSync } from 'fs';
+import { join } from 'path';
+import { homedir } from 'os';
+
+const skillsDir = join(homedir(), '.claude', 'skills');
+const skills = ['claim-summary', 'coverage-explainer', 'underwriting-notes', 'renewal-letter'];
+
+for (const skill of skills) {
+  const dest = join(skillsDir, skill);
+  if (!existsSync(dest)) mkdirSync(dest, { recursive: true });
+  copyFileSync(new URL(`./skills/${skill}/SKILL.md`, import.meta.url).pathname, join(dest, 'SKILL.md'));
+  console.log(`✓ Installed /${skill}`);
+}
+console.log('\nSkills installed! Restart Claude Code to use them.');

package/package.json

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+{
+  "name": "@gonzih/skills-insurance",
+  "version": "1.0.0",
+  "description": "Claude Code skill suite for insurance agents, brokers, and adjusters",
+  "type": "module",
+  "main": "install.js",
+  "scripts": {
+    "postinstall": "node install.js"
+  },
+  "bin": {
+    "skills-insurance": "install.js"
+  },
+  "files": [
+    "skills/",
+    "install.js",
+    "README.md",
+    "LICENSE"
+  ],
+  "keywords": [
+    "claude",
+    "claude-code",
+    "skills",
+    "insurance",
+    "claims",
+    "underwriting",
+    "coverage"
+  ],
+  "author": "gonzih",
+  "license": "MIT",
+  "repository": {
+    "type": "git",
+    "url": "https://github.com/gonzih/skills-insurance"
+  }
+}

package/skills/claim-summary/SKILL.md

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+---
+name: claim-summary
+description: Summarize an insurance claim including loss description, applicable coverage, reserve recommendation, and next steps.
+triggers: ["summarize this claim", "claim summary", "review this claim"]
+---
+
+# Claim Summary
+
+## What this skill does
+Produces a structured summary of an insurance claim. It identifies the loss description and circumstances, maps the facts to applicable coverage, recommends a reserve amount, and outlines actionable next steps for the adjuster or examiner.
+
+## How to invoke
+/claim-summary [paste or describe the claim details]
+
+## Workflow steps
+
+### Step 1 — Gather claim facts
+Extract the key facts: date of loss, claimant, policy number, type of loss, reported circumstances, and any supporting documentation provided.
+
+### Step 2 — Map to coverage
+Identify which coverage parts apply (e.g., dwelling, liability, auto physical damage, bodily injury), note any exclusions or conditions that may affect coverage, and flag any coverage questions requiring investigation.
+
+### Step 3 — Reserve and next steps
+Recommend an initial reserve based on the exposure described, then list the next steps: contacts to make, documents to obtain, inspections to schedule, and any referrals (SIU, legal, medical management).
+
+## Example outputs
+A structured report with sections: **Loss Description**, **Coverage Analysis**, **Reserve Recommendation**, and **Next Steps**, each with clear bullet points suitable for a claim file note.

package/skills/coverage-explainer/SKILL.md

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+---
+name: coverage-explainer
+description: Explain a policy's coverage in plain language including what's covered, what's excluded, limits, deductibles, and examples.
+triggers: ["explain this coverage", "what does this policy cover", "coverage explainer"]
+---
+
+# Coverage Explainer
+
+## What this skill does
+Translates dense policy language into plain English for agents, brokers, or insureds. It summarizes what is covered and what is excluded, highlights key limits and deductibles, and provides real-world examples to make the coverage tangible and easy to understand.
+
+## How to invoke
+/coverage-explainer [paste policy language or describe the coverage section]
+
+## Workflow steps
+
+### Step 1 — Parse the coverage grant
+Identify the insuring agreement: what event or peril triggers coverage, who is covered, and what property or liability is protected.
+
+### Step 2 — Summarize exclusions and conditions
+List the major exclusions clearly, note any conditions the insured must satisfy (e.g., prompt notice, cooperation), and flag endorsements that modify the base coverage.
+
+### Step 3 — Illustrate with examples
+Provide two or three concrete examples showing when a claim would be covered, when it would be excluded, and how the deductible and limits would apply in each scenario.
+
+## Example outputs
+A plain-language brief with sections: **What's Covered**, **What's Excluded**, **Limits & Deductibles**, and **Examples**, written at a level appropriate for a policyholder conversation.

package/skills/renewal-letter/SKILL.md

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+---
+name: renewal-letter
+description: Write a policy renewal letter covering coverage summary, any changes, premium explanation, and renewal instructions.
+triggers: ["write a renewal letter", "draft renewal notice", "renewal letter"]
+---
+
+# Renewal Letter
+
+## What this skill does
+Drafts a professional, client-ready policy renewal letter. It summarizes the renewing coverage, clearly explains any changes from the prior term, breaks down the premium, and provides the insured with simple renewal instructions and key contact information.
+
+## How to invoke
+/renewal-letter [provide policy details, any changes, and premium information]
+
+## Workflow steps
+
+### Step 1 — Summarize renewing coverage
+Open with a warm introduction and provide a concise summary of the coverage being renewed: policy type, coverage lines, effective dates, and key limits.
+
+### Step 2 — Highlight changes and premium
+Clearly call out any changes from the prior term (coverage modifications, new endorsements, exclusions, limit adjustments), then explain the renewal premium and any factors driving an increase or decrease.
+
+### Step 3 — Provide renewal instructions and next steps
+Give the insured clear instructions for confirming the renewal, payment options and due dates, who to contact with questions, and any action items required before the renewal binds (e.g., signed applications, updated schedules).
+
+## Example outputs
+A polished, professional letter with a greeting, **Coverage Summary**, **Changes This Term**, **Your Renewal Premium**, and **Next Steps** sections, ready to send on agency or carrier letterhead.

package/skills/underwriting-notes/SKILL.md

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+---
+name: underwriting-notes
+description: Draft underwriting notes for a risk including risk profile, favorable factors, concerns, proposed terms, and conditions.
+triggers: ["draft underwriting notes", "underwriting memo", "write up this risk"]
+---
+
+# Underwriting Notes
+
+## What this skill does
+Produces professional underwriting notes for a submission or renewal. It synthesizes the risk profile into a structured memo covering favorable characteristics, material concerns, proposed terms, and any conditions or exclusions recommended before binding.
+
+## How to invoke
+/underwriting-notes [describe the risk or paste submission details]
+
+## Workflow steps
+
+### Step 1 — Summarize the risk profile
+Capture the key risk characteristics: insured name, operation or property type, location, size (revenue, payroll, TIV, etc.), years in business, and prior loss history.
+
+### Step 2 — Identify favorable factors and concerns
+List the attributes that support writing the risk (e.g., experienced management, strong loss control, favorable loss history) alongside concerns that require attention or mitigation (e.g., CAT exposure, prior losses, hazardous operations).
+
+### Step 3 — Propose terms and conditions
+Recommend coverage terms, pricing direction, sublimits, deductibles, and any conditions, warranties, or exclusions needed to make the risk acceptable. Note any referrals or approvals required.
+
+## Example outputs
+A memo-style document with sections: **Risk Profile**, **Favorable Factors**, **Concerns**, **Proposed Terms & Conditions**, and **Recommendation**, formatted for inclusion in an underwriting file.