@garuhq/node 1.0.0 → 1.1.0

package/CHANGELOG.md

@@ -3,6 +3,35 @@
 All notable changes to `@garuhq/node` are documented in this file. Format:
 [Keep a Changelog](https://keepachangelog.com/en/1.1.0/). Versioning: [SemVer](https://semver.org/).
 
+## [1.1.0] — 2026-08-15
+
+
+### Added
+
+- **`garu.installmentPlans` — boleto parcelado (carnê).** One product sold as N
+  monthly bank slips. This is seller-financed consumer credit, not a card
+  instalment: nobody guarantees a boleto, so a buyer who stops at parcela 4
+  leaves the seller with four parcelas and no recourse through Garu. Only the
+  first slip is registered at creation; the rest are emitted month by month and
+  the sale activates when parcela 1 compensates.
+  - `create` (auto-attaches `X-Idempotency-Key`, which matters more here than
+    anywhere else in the API — the call registers a real boleto, so a blind
+    retry hands one buyer two payable barcodes), `list`, `get`,
+    `reissueInstallment`, `postponeInstallment`, `markInstallmentPaid`,
+    `cancel`, `requestRefund`.
+  - `create` takes an optional `affiliateId`. It is fixed at sale time and every
+    later parcela inherits it, so omitting it pays that affiliate nothing for
+    the whole carnê.
+  - Read `totalCollected` against `totalScheduled`: they differ once a bank adds
+    multa or mora, and `totalCollected` can legitimately exceed what was billed.
+
+- **`garu.refundRequests` — refunds Garu cannot make for you.** A boleto cannot
+  be reversed and Celcoin exposes no Pix devolução, so the funds already settled
+  to you and the return is a bank transfer only you can make. `list`, `get`,
+  `confirm`, `reject`. Confirming records that you _assert_ the money went back;
+  Garu never observes the transfer. Card and Woovi Pix are unaffected and keep
+  their real automated reversals via `garu.charges.refund`.
+
 ## [1.0.0] — 2026-07-23
 
 First stable release. **Breaking:** `charges` now targets the versioned public

package/dist/index.cjs

@@ -323,6 +323,299 @@ var Charges = class {
   }
 };
 
+// src/resources/installment-plans.ts
+var InstallmentPlans = class {
+  constructor(http) {
+    this.http = http;
+  }
+  http;
+  /**
+   * Sell a product as a carnê. Auto-attaches `X-Idempotency-Key` (UUIDv4 if
+   * you don't pass `idempotencyKey`), which matters more here than anywhere
+   * else in the API: this call registers a REAL boleto at the bank, so a
+   * blind retry can put two payable barcodes in one buyer's hands.
+   *
+   * @example
+   * const carne = await garu.installmentPlans.create({
+   *   productId: '40381e8e-6ee7-4b8e-9393-766a6e2109d2',
+   *   customerId: 4821,
+   *   installments: 12
+   * });
+   * // A R$1.200 product at fator 1,30 bills R$130,00 a month:
+   * carne.totalScheduled;            // 1560
+   * carne.installmentAmount;         // 130
+   * carne.installmentsDetail?.[0];   // parcela 1, with its barcode
+   *
+   * @example
+   * // Attribute the sale to an affiliate. Fixed at sale time: every later
+   * // parcela inherits it, so omitting it pays them nothing for the whole
+   * // carnê. The affiliate must already be active on this product.
+   * await garu.installmentPlans.create({
+   *   productId: '40381e8e-6ee7-4b8e-9393-766a6e2109d2',
+   *   customerId: 4821,
+   *   installments: 6,
+   *   firstDueDate: '2026-10-05',
+   *   affiliateId: 5
+   * });
+   */
+  async create(params) {
+    const idempotencyKey = params.idempotencyKey ?? generateIdempotencyKey();
+    const { idempotencyKey: _omit, ...body } = params;
+    return this.http.call(
+      (signal) => this.http.client.POST("/api/v1/installment-plans", {
+        body,
+        headers: { "X-Idempotency-Key": idempotencyKey },
+        signal
+      }).then((r) => r)
+    );
+  }
+  /**
+   * List carnês, newest first. `dueFrom`/`dueTo` filter on the FIRST
+   * parcela's due date, which is what identifies the plan; filtering on every
+   * parcela would return one carnê twelve times.
+   *
+   * @example
+   * const atRisk = await garu.installmentPlans.list({ status: 'defaulted' });
+   *
+   * @example
+   * const live = await garu.installmentPlans.list({
+   *   status: ['active', 'pending_activation'],
+   *   customerId: 4821,
+   *   limit: 50
+   * });
+   */
+  async list(params = {}) {
+    const qs = new URLSearchParams();
+    if (params.page !== void 0) qs.set("page", String(params.page));
+    if (params.limit !== void 0) qs.set("limit", String(params.limit));
+    if (params.customerId !== void 0) qs.set("customerId", String(params.customerId));
+    if (params.productId) qs.set("productId", params.productId);
+    if (params.dueFrom) qs.set("dueFrom", params.dueFrom);
+    if (params.dueTo) qs.set("dueTo", params.dueTo);
+    if (params.status) {
+      const statuses = Array.isArray(params.status) ? params.status : [params.status];
+      for (const s of statuses) qs.append("status", s);
+    }
+    const query = qs.toString();
+    const url = `/api/v1/installment-plans${query ? `?${query}` : ""}`;
+    return this.http.call(
+      (signal) => this.http.client.GET(url, { signal }).then(
+        (r) => r
+      )
+    );
+  }
+  /**
+   * Retrieve one carnê with every parcela: due date, status, barcode line and
+   * boleto PDF.
+   *
+   * @example
+   * const carne = await garu.installmentPlans.get(uuid);
+   * const unpaid = carne.installmentsDetail?.filter((i) => i.status !== 'paid');
+   * carne.totalCollected;  // what has actually cleared, not what was billed
+   */
+  async get(uuid) {
+    return this.http.call(
+      (signal) => this.http.client.GET(`/api/v1/installment-plans/${uuid}`, { signal }).then(
+        (r) => r
+      )
+    );
+  }
+  /**
+   * Issue a segunda via for one parcela, once the current slip has expired.
+   *
+   * A boleto stays payable at any bank until its due date plus five days, so
+   * Garu refuses while the old barcode is still live — two live barcodes for
+   * one parcela is how a buyer pays it twice. Once per parcela per day.
+   *
+   * @example
+   * const result = await garu.installmentPlans.reissueInstallment(uuid, 4);
+   * if (result.status === 'emitted') {
+   *   send(result.installment!.boleto!.barcodeLine);
+   * }
+   */
+  async reissueInstallment(uuid, number) {
+    return this.http.call(
+      (signal) => this.http.client.POST(
+        `/api/v1/installment-plans/${uuid}/installments/${number}/reissue`,
+        { signal }
+      ).then((r) => r)
+    );
+  }
+  /**
+   * Move one parcela to a later date. Its siblings keep theirs — this
+   * postpones a payment, it does not restructure the carnê. A slip already
+   * emitted stays payable on its original date until it expires.
+   *
+   * @example
+   * await garu.installmentPlans.postponeInstallment(uuid, 4, {
+   *   newDueDate: '2026-12-20'
+   * });
+   */
+  async postponeInstallment(uuid, number, params) {
+    return this.http.call(
+      (signal) => this.http.client.POST(
+        `/api/v1/installment-plans/${uuid}/installments/${number}/postpone`,
+        { body: params, signal }
+      ).then((r) => r)
+    );
+  }
+  /**
+   * Record a parcela as paid, for when the buyer paid the slip but the
+   * webhook never arrived.
+   *
+   * Garu asks the provider to confirm the charge really compensated before
+   * recording it, because this settles the transaction and pays affiliate and
+   * co-producer commissions. A provider outage refuses the action rather than
+   * trusting the assertion.
+   *
+   * @example
+   * const parcela = await garu.installmentPlans.markInstallmentPaid(uuid, 3);
+   * parcela.status;  // 'paid'
+   */
+  async markInstallmentPaid(uuid, number) {
+    return this.http.call(
+      (signal) => this.http.client.POST(
+        `/api/v1/installment-plans/${uuid}/installments/${number}/mark-paid`,
+        { signal }
+      ).then((r) => r)
+    );
+  }
+  /**
+   * Cancel the carnê. Emission and reminders stop and open slips are
+   * cancelled at the provider.
+   *
+   * Money already collected is NOT returned — open a refund request for that.
+   * A cancelled carnê is never revived by a late payment; that money opens a
+   * refund request instead.
+   *
+   * @example
+   * await garu.installmentPlans.cancel(uuid, { note: 'Comprador desistiu' });
+   */
+  async cancel(uuid, params = {}) {
+    return this.http.call(
+      (signal) => this.http.client.POST(`/api/v1/installment-plans/${uuid}/cancel`, {
+        body: params,
+        signal
+      }).then((r) => r)
+    );
+  }
+  /**
+   * Ask for this carnê to be refunded.
+   *
+   * Garu does NOT move the money. A boleto cannot be reversed and the funds
+   * already settled to you, so this records the request and notifies your
+   * team. Transfer the money to the buyer yourself, then close it with
+   * `garu.refundRequests.confirm`.
+   *
+   * @example
+   * const request = await garu.installmentPlans.requestRefund(uuid, {
+   *   reason: 'Produto não entregue'
+   * });
+   * request.status;  // 'pending' — nothing has moved yet
+   * request.amount;  // defaults to everything the carnê collected
+   */
+  async requestRefund(uuid, params = {}) {
+    return this.http.call(
+      (signal) => this.http.client.POST(`/api/v1/installment-plans/${uuid}/refund-requests`, {
+        body: params,
+        signal
+      }).then((r) => r)
+    );
+  }
+};
+
+// src/resources/refund-requests.ts
+var RefundRequests = class {
+  constructor(http) {
+    this.http = http;
+  }
+  http;
+  /**
+   * List refund requests, newest first. Covers carnê and Pix/boleto alike.
+   *
+   * @example
+   * // Everything you still owe a buyer.
+   * const owed = await garu.refundRequests.list({ status: 'pending' });
+   * const total = owed.data.reduce((sum, r) => sum + r.amount, 0);
+   *
+   * @example
+   * const forThisCarne = await garu.refundRequests.list({ planId: carne.uuid });
+   */
+  async list(params = {}) {
+    const qs = new URLSearchParams();
+    if (params.page !== void 0) qs.set("page", String(params.page));
+    if (params.limit !== void 0) qs.set("limit", String(params.limit));
+    if (params.planId) qs.set("planId", params.planId);
+    if (params.chargeId) qs.set("chargeId", params.chargeId);
+    if (params.status) {
+      const statuses = Array.isArray(params.status) ? params.status : [params.status];
+      for (const s of statuses) qs.append("status", s);
+    }
+    const query = qs.toString();
+    const url = `/api/v1/refund-requests${query ? `?${query}` : ""}`;
+    return this.http.call(
+      (signal) => this.http.client.GET(url, { signal }).then(
+        (r) => r
+      )
+    );
+  }
+  /**
+   * Retrieve one refund request.
+   *
+   * @example
+   * const request = await garu.refundRequests.get(uuid);
+   * request.installmentPlanId ?? request.chargeId;  // exactly one is set
+   */
+  async get(uuid) {
+    return this.http.call(
+      (signal) => this.http.client.GET(`/api/v1/refund-requests/${uuid}`, { signal }).then(
+        (r) => r
+      )
+    );
+  }
+  /**
+   * Record that you returned the money. Call this AFTER transferring it.
+   *
+   * Confirming closes a carnê as refunded, stops remaining parcelas, cancels
+   * open slips at the provider and claws back the affiliate and co-producer
+   * commissions on the parcelas that cleared. For a Pix or boleto charge it
+   * marks the charge reversed and fires `transaction.refunded`. Idempotent:
+   * confirming twice does not claw back twice.
+   *
+   * @example
+   * // 1. You send the money to the buyer, out of band.
+   * // 2. Then tell Garu it happened.
+   * await garu.refundRequests.confirm(uuid, {
+   *   note: 'Pix devolvido em 14/08, e2e E12345678'
+   * });
+   */
+  async confirm(uuid, params = {}) {
+    return this.http.call(
+      (signal) => this.http.client.POST(`/api/v1/refund-requests/${uuid}/confirm`, {
+        body: params,
+        signal
+      }).then((r) => r)
+    );
+  }
+  /**
+   * Decline the request. The carnê is untouched and keeps running.
+   * Idempotent.
+   *
+   * @example
+   * await garu.refundRequests.reject(uuid, {
+   *   note: 'Produto entregue e retirado na loja em 02/08'
+   * });
+   */
+  async reject(uuid, params = {}) {
+    return this.http.call(
+      (signal) => this.http.client.POST(`/api/v1/refund-requests/${uuid}/reject`, {
+        body: params,
+        signal
+      }).then((r) => r)
+    );
+  }
+};
+
 // src/resources/customers.ts
 var Customers = class {
   constructor(http) {
@@ -1166,6 +1459,10 @@ var DEFAULT_MAX_RETRIES = 2;
 var SDK_VERSION = "0.11.1";
 var Garu = class {
   charges;
+  /** Boleto parcelado (carnê): one product sold as N monthly bank slips. */
+  installmentPlans;
+  /** Refunds Garu has been asked to make and cannot make for you. */
+  refundRequests;
   customers;
   meta;
   products;
@@ -1187,6 +1484,8 @@ var Garu = class {
       fetch: options.fetch
     });
     this.charges = new Charges(http);
+    this.installmentPlans = new InstallmentPlans(http);
+    this.refundRequests = new RefundRequests(http);
     this.customers = new Customers(http);
     this.meta = new Meta(http);
     this.products = new Products(http);