@funnelfox/billing 0.9.3-feat-defer-session-on-interaction.34 → 0.10.0

package/dist/funnelfox-billing.js

@@ -123,6 +123,8 @@
             this.errorType = options.errorType || null;
             this.requestId = options.requestId || null;
             this.response = options.response || null;
+            this.declineCode = options.declineCode || null;
+            this.declineCodeSource = options.declineCodeSource || null;
         }
     }
     class PrimerError extends FunnefoxSDKError {
@@ -327,6 +329,48 @@
     /**
      * @fileoverview Helper utilities for Funnefox SDK
      */
+    // Mirrors Stripe Elements: a card number that can never become valid is reported while the buyer
+    // types, an incomplete value only after they leave the field, and an empty one only after a submit
+    // attempt. Primer reports every error on every keystroke, even for fields the buyer has not reached
+    // yet, and its expiry codes cannot tell a typo from a half-typed date ("1" is already
+    // expiryYearInvalid, "01/2" is cardExpired), so expiry errors wait for the buyer to leave the field.
+    const HOSTED_INPUT_ERRORS_SHOWN_WHILE_TYPING = new Set(['cardInvalid']);
+    const HOSTED_INPUT_ERRORS_FOR_EMPTY_FIELD = new Set([
+        'cardRequired',
+        'expiryRequired',
+        'cvvRequired',
+    ]);
+    function getVisibleHostedInputError(input) {
+        if (!input.error) {
+            return null;
+        }
+        if (input.errorCode &&
+            HOSTED_INPUT_ERRORS_SHOWN_WHILE_TYPING.has(input.errorCode)) {
+            return input.error;
+        }
+        if (input.active) {
+            return null;
+        }
+        if (input.submitted) {
+            return input.error;
+        }
+        if (input.errorCode &&
+            HOSTED_INPUT_ERRORS_FOR_EMPTY_FIELD.has(input.errorCode)) {
+            return null;
+        }
+        return input.touched ? input.error : null;
+    }
+    function resolveTaxDisplay(source) {
+        const taxBehavior = source.tax_behavior ??
+            ((source.tax_amount ?? 0) > 0 ? 'exclusive' : undefined);
+        if (taxBehavior === 'inclusive') {
+            return { taxBehavior, taxAmount: source.tax_inclusive_amount ?? 0 };
+        }
+        if (taxBehavior === 'exclusive') {
+            return { taxBehavior, taxAmount: source.tax_amount ?? 0 };
+        }
+        return { taxAmount: 0 };
+    }
     function merge(...objects) {
         const result = {};
         for (const obj of objects) {
@@ -495,7 +539,7 @@
     /**
      * @fileoverview Constants for Funnefox SDK
      */
-    const SDK_VERSION = '0.9.3-feat-defer-session-on-interaction.34';
+    const SDK_VERSION = '0.10.0';
     const DEFAULTS = {
         BASE_URL: 'https://billing.funnelfox.com',
         REGION: 'default',
@@ -632,141 +676,6 @@
         return true;
     }
 
-    /**
-     * @fileoverview Support for Apple's official <apple-pay-button> custom element.
-     *
-     * Primer's checkout-web v2 renders the Apple Pay button through the CSS
-     * approach (-webkit-appearance: -apple-pay-button), and WebKit only accepts
-     * the 7 legacy values for -apple-pay-button-type. Newer types such as
-     * 'continue' are silently dropped and fall back to 'plain' (verified in
-     * Safari 26 on macOS and iOS — see PRD-1426).
-     *
-     * Apple's official custom element supports the full set of button types, so
-     * for "native-only" types we overlay it on top of the (visually hidden)
-     * Primer button and forward clicks, keeping Primer's payment flow untouched.
-     */
-    const APPLE_PAY_SDK_URL = 'https://applepay.cdn-apple.com/jsapi/v1/apple-pay-sdk.js';
-    /** How long to wait for the <apple-pay-button> element definition before
-     * giving up and falling back to Primer's own button. */
-    const ELEMENT_DEFINITION_TIMEOUT_MS = 4000;
-    /**
-     * Button types WebKit can render through Primer's CSS approach.
-     * Everything outside this list requires the native <apple-pay-button> element.
-     */
-    const CSS_RENDERABLE_APPLE_PAY_TYPES = [
-        'plain',
-        'buy',
-        'set-up',
-        'donate',
-        'check-out',
-        'book',
-        'subscribe',
-    ];
-    /**
-     * Returns true when the requested Apple Pay buttonType can only be rendered
-     * with Apple's native <apple-pay-button> element.
-     */
-    function isNativeOnlyApplePayButtonType(type) {
-        return !!type && !CSS_RENDERABLE_APPLE_PAY_TYPES.includes(type);
-    }
-    /**
-     * Loads Apple's apple-pay-sdk.js (defines the <apple-pay-button> custom
-     * element). Resolves to true when the element is available.
-     */
-    async function loadApplePayButtonElement() {
-        if (typeof window === 'undefined' || !window.customElements) {
-            return false;
-        }
-        if (window.customElements.get('apple-pay-button')) {
-            return true;
-        }
-        try {
-            await loadScript$1({
-                src: APPLE_PAY_SDK_URL,
-                crossOrigin: 'anonymous',
-                appendTo: 'head',
-            });
-            // Never hang on a script that loaded but did not define the element —
-            // fall back to Primer's own button instead.
-            const defined = window.customElements
-                .whenDefined('apple-pay-button')
-                .then(() => true);
-            const timeout = new Promise(resolve => {
-                setTimeout(() => resolve(false), ELEMENT_DEFINITION_TIMEOUT_MS);
-            });
-            return await Promise.race([defined, timeout]);
-        }
-        catch {
-            return false;
-        }
-    }
-    function createNativeApplePayElement(options) {
-        const native = document.createElement('apple-pay-button');
-        native.setAttribute('type', options.buttonType);
-        native.setAttribute('buttonstyle', options.buttonStyle || 'black');
-        native.setAttribute('locale', (typeof navigator !== 'undefined' && navigator.language) || 'en-US');
-        native.style.cssText = [
-            'position:absolute',
-            'inset:0',
-            'width:100%',
-            'height:100%',
-            '--apple-pay-button-width:100%',
-            '--apple-pay-button-height:100%',
-            '--apple-pay-button-border-radius:28px',
-            'display:block',
-            'cursor:pointer',
-            'z-index:1',
-        ].join(';');
-        return native;
-    }
-    /**
-     * Renders Apple's native <apple-pay-button> stretched over `wrapper` and
-     * forwards clicks to the Primer-rendered <button> inside it. The synchronous
-     * forwarded click preserves the user activation required by ApplePaySession.
-     *
-     * Returns the overlay element, or null when the Apple Pay SDK could not be
-     * loaded (callers should keep Primer's own button visible as a fallback).
-     */
-    async function overlayNativeApplePayButton(wrapper, options) {
-        const available = await loadApplePayButtonElement();
-        if (!available) {
-            return null;
-        }
-        // The overlay is only safe when Primer's own clickable button is present —
-        // otherwise there is nothing to forward the click to.
-        if (!wrapper.querySelector('button')) {
-            return null;
-        }
-        const native = createNativeApplePayElement(options);
-        wrapper.style.position = 'relative';
-        native.addEventListener('click', () => {
-            const primerButton = wrapper.querySelector('button');
-            primerButton?.click();
-        });
-        wrapper.appendChild(native);
-        return native;
-    }
-    /**
-     * Renders the native button with no Primer button behind it, for the deferred
-     * flow: the visitor sees the real Apple Pay button immediately while the
-     * client session is still un-created. `onActivate` fires on tap so the caller
-     * can start (or await) initialization.
-     *
-     * Returns null when Apple's SDK is unavailable — callers must fall back to
-     * creating the session eagerly so a button of some kind is always rendered.
-     */
-    async function renderPlaceholderApplePayButton(wrapper, options) {
-        const available = await loadApplePayButtonElement();
-        if (!available) {
-            return null;
-        }
-        const native = createNativeApplePayElement(options);
-        wrapper.style.position = 'relative';
-        native.addEventListener('click', options.onActivate);
-        wrapper.appendChild(native);
-        return native;
-    }
-
     /**
      * @fileoverview Primer SDK integration wrapper
      */
@@ -805,7 +714,6 @@
         }
         async createHeadlessCheckout(clientToken, options, method) {
             await this.ensurePrimerLoaded();
-            this.applePayOptions = options.applePay;
             this.currentHeadless = PrimerWrapper.headlessManager.getOrCreate(clientToken, options, method);
             return this.currentHeadless;
         }
@@ -852,53 +760,16 @@
                 }
                 htmlNode.appendChild(wrapper);
                 /* end hack */
-                /* PRD-1426: WebKit cannot render newer Apple Pay button types (e.g.
-                 * 'continue') through the CSS approach Primer v2 uses. For those types
-                 * we overlay Apple's official <apple-pay-button> element on top of the
-                 * visually hidden Primer button and forward clicks, keeping Primer's
-                 * payment flow untouched. The Primer button is hidden BEFORE it renders
-                 * to avoid a flash of the plain button; if the Apple SDK fails to load,
-                 * the rule is removed and Primer's own button stays visible (graceful
-                 * fallback to 'plain'). */
-                const applePayConfig = this.applePayOptions;
-                const nativeButtonType = allowedPaymentMethod === exports.PaymentMethod.APPLE_PAY &&
-                    applePayConfig?.buttonType &&
-                    isNativeOnlyApplePayButtonType(applePayConfig.buttonType)
-                    ? applePayConfig.buttonType
-                    : null;
-                let hideRuleIndex = null;
-                if (nativeButtonType && sheet) {
-                    hideRuleIndex = sheet.insertRule(`
-          .${wrapper.className} > button {
-            opacity: 0 !important;
-          }
-        `);
-                }
                 button = pmManager.createButton();
                 await button.render(wrapper, {});
-                let nativeOverlay = null;
-                if (nativeButtonType) {
-                    nativeOverlay = await overlayNativeApplePayButton(wrapper, {
-                        buttonType: nativeButtonType,
-                        buttonStyle: applePayConfig?.buttonStyle,
-                    });
-                    if (!nativeOverlay && sheet && hideRuleIndex !== null) {
-                        sheet.deleteRule(hideRuleIndex);
-                    }
-                }
                 this.destroyCallbacks.push(() => button.clean());
                 onMethodRender(allowedPaymentMethod);
                 return {
                     setDisabled: (disabled) => {
                         button.setDisabled(disabled);
-                        if (nativeOverlay) {
-                            nativeOverlay.style.pointerEvents = disabled ? 'none' : '';
-                            nativeOverlay.style.opacity = disabled ? '0.5' : '';
-                        }
                     },
                     destroy: () => {
                         styleEl.remove();
-                        nativeOverlay?.remove();
                         button.clean();
                     },
                 };
@@ -983,11 +854,22 @@
                         ? 'Please enter a postal code'
                         : null;
                 };
+                const focusedHostedInputs = new Set();
                 const onHostedInputChange = (name) => (event) => {
                     const input = event;
-                    if (input.submitted) {
-                        dispatchError(name, input.error);
+                    const justFocused = input.active && !focusedHostedInputs.has(name);
+                    if (input.active) {
+                        focusedHostedInputs.add(name);
+                    }
+                    else {
+                        focusedHostedInputs.delete(name);
+                    }
+                    // Primer sends a change on focus before any keystroke; like Stripe, the error the buyer
+                    // came back to fix stays visible until they start typing.
+                    if (justFocused) {
+                        return;
                     }
+                    dispatchError(name, getVisibleHostedInputError(input));
                 };
                 const cardHolderOnChange = async (e) => {
                     pmManager.setCardholderName(e.target.value);
@@ -1246,29 +1128,34 @@
     PrimerWrapper.headlessManager = new HeadlessManager();
 
     /**
-     * @fileoverview Tags the deferred session request so the warm-up trigger can
-     * be measured without adding a single extra network call.
-     *
-     * The backend already logs every request header, so `X-FF-Warmup` lands in
-     * Elasticsearch for free. That gives us, per session actually created:
-     *   - which signal started it (dwell vs interaction vs a cold tap)
-     *   - how long after mount it fired
-     *
-     * Which is what tells us whether the dwell can be lengthened (more savings)
-     * or must stay short (cold-tap risk), instead of guessing at an interaction
-     * rate nobody has measured.
+     * @fileoverview Normalization of payment failure errors
      */
-    const WARMUP_HEADER = 'X-FF-Warmup';
-    let pendingTag = null;
-    /** Records the trigger for the session request that is about to be sent. */
-    function setWarmupTag(trigger, msSinceMount) {
-        pendingTag = `${trigger};${Math.max(0, Math.round(msSinceMount))}`;
+    const STRIPE_CARD_ERROR = 'card_error';
+    function declineCodeFromStripeError(error) {
+        const { type, code } = error;
+        if (type !== STRIPE_CARD_ERROR || typeof code !== 'string' || !code) {
+            return null;
+        }
+        return code.toUpperCase();
     }
-    /** Consumes the tag — it describes one request only. */
-    function takeWarmupTag() {
-        const tag = pendingTag;
-        pendingTag = null;
-        return tag;
+    function toPaymentFailure(error) {
+        const failure = new Error(error?.message || 'Payment processing failed');
+        if (error instanceof APIError) {
+            if (error.declineCode) {
+                failure.declineCode = error.declineCode;
+            }
+            if (error.declineCodeSource) {
+                failure.declineCodeSource = error.declineCodeSource;
+            }
+        }
+        else if (error instanceof Error) {
+            const declineCode = declineCodeFromStripeError(error);
+            if (declineCode) {
+                failure.declineCode = declineCode;
+                failure.declineCodeSource = 'stripe';
+            }
+        }
+        return failure;
     }
 
     /**
@@ -1288,7 +1175,6 @@
                 headers: {
                     'Content-Type': 'application/json',
                     'X-SDK-Version': SDK_VERSION,
-                    ...warmupHeader(),
                     ...(options.headers || {}),
                 },
                 ...options,
@@ -1469,7 +1355,11 @@
                             status: 'succeeded',
                         };
                     case 'failed':
-                        throw new APIError(data.failed_message_for_user || 'Payment failed', null, { response });
+                        throw new APIError(data.failed_message_for_user || 'Payment failed', null, {
+                            response,
+                            declineCode: data.decline_code,
+                            declineCodeSource: data.decline_code_source,
+                        });
                     case 'cancelled':
                         throw new APIError('Payment was cancelled by user', null, {
                             response,
@@ -1503,10 +1393,6 @@
             }));
         }
     }
-    function warmupHeader() {
-        const tag = takeWarmupTag();
-        return tag ? { [WARMUP_HEADER]: tag } : {};
-    }
 
     class SessionService {
         constructor() {
@@ -1589,96 +1475,6 @@
         }
     };
 
-    /**
-     * @fileoverview Decides when a deferred client session should be created.
-     *
-     * Fires on whichever comes first: the visitor's first interaction, or a short
-     * dwell once the page is actually visible. The dwell is what makes the
-     * deferral safe — ApplePaySession must be constructed inside the tap gesture,
-     * so the session has to exist *before* the first tap. A human cannot read a
-     * price and tap in under ~800ms, whereas prerenders, background tabs, crawlers
-     * and instant bounces never reach the dwell at all and so never cost a
-     * session (nor the order row behind it).
-     */
-    const INTERACTION_EVENTS = [
-        'pointerdown',
-        'touchstart',
-        'keydown',
-        'wheel',
-        'scroll',
-    ];
-    /** Long enough to filter prerenders and instant bounces, far shorter than
-     * any realistic time-to-tap on a paywall. */
-    const DEFAULT_WARMUP_DWELL_MS = 800;
-    /** True while the page is prerendering or not visible to the user. */
-    function isPageHidden() {
-        if (typeof document === 'undefined') {
-            return true;
-        }
-        if (document.prerendering) {
-            return true;
-        }
-        return document.visibilityState === 'hidden';
-    }
-    /**
-     * Invokes `handler` once — on first interaction, or after `dwellMs` of visible
-     * time, whichever happens first. Returns a cleanup for the un-fired case.
-     */
-    function onSessionWarmup(handler, dwellMs = DEFAULT_WARMUP_DWELL_MS) {
-        if (typeof document === 'undefined') {
-            return () => { };
-        }
-        let fired = false;
-        let timer;
-        const cleanup = () => {
-            if (timer !== undefined) {
-                clearTimeout(timer);
-                timer = undefined;
-            }
-            for (const event of INTERACTION_EVENTS) {
-                document.removeEventListener(event, onInteraction, true);
-            }
-            document.removeEventListener('visibilitychange', onVisibilityChange);
-            document.removeEventListener('prerenderingchange', onVisibilityChange);
-        };
-        const fire = (source) => {
-            if (fired) {
-                return;
-            }
-            fired = true;
-            cleanup();
-            handler(source);
-        };
-        function onInteraction() {
-            if (!isPageHidden()) {
-                fire('interaction');
-            }
-        }
-        function startDwell() {
-            if (fired || timer !== undefined) {
-                return;
-            }
-            timer = setTimeout(() => fire('dwell'), dwellMs);
-        }
-        function onVisibilityChange() {
-            if (!isPageHidden()) {
-                startDwell();
-            }
-        }
-        for (const event of INTERACTION_EVENTS) {
-            document.addEventListener(event, onInteraction, {
-                capture: true,
-                passive: true,
-            });
-        }
-        document.addEventListener('visibilitychange', onVisibilityChange);
-        document.addEventListener('prerenderingchange', onVisibilityChange);
-        if (!isPageHidden()) {
-            startDwell();
-        }
-        return cleanup;
-    }
-
     var V3_URL = 'https://js.stripe.com/v3';
     var V3_URL_REGEX = /^https:\/\/js\.stripe\.com\/v3\/?(\?.*)?$/;
     var EXISTING_SCRIPT_MESSAGE = 'loadStripe.setLoadParameters was called but an existing Stripe.js script already exists in the document; existing script parameters will be used';
@@ -2164,8 +1960,8 @@
                 }
                 return {
                     amountTotal: data.amount_total,
-                    taxAmount: data.tax_amount ?? 0,
                     currency: data.currency ?? '',
+                    ...resolveTaxDisplay(data),
                 };
             };
             this.emitTaxInfo = (info) => {
@@ -2198,8 +1994,8 @@
                     }
                     this.emitTaxInfo({
                         amountTotal: tax.amount_total,
-                        taxAmount: tax.tax_amount,
                         currency: tax.currency,
+                        ...resolveTaxDisplay(tax),
                     });
                 }
                 catch (err) {
@@ -2218,6 +2014,7 @@
                 if (this.taxRecalcDebounce) {
                     clearTimeout(this.taxRecalcDebounce);
                 }
+                this.checkoutConfig.onTaxPending?.();
                 this.emit(EVENTS.TAX_PENDING);
                 this.taxRecalcDebounce = setTimeout(this.runTaxRecalc, TAX_RECALC_DEBOUNCE_MS$1);
             };
@@ -2275,8 +2072,8 @@
                 }
                 catch (error) {
                     this._setState('error');
-                    this.emit(EVENTS.PURCHASE_FAILURE, new Error(error.message || 'Payment processing failed'));
-                    primerHandler.handleFailure(error.message || 'Payment processing failed');
+                    this.emit(EVENTS.PURCHASE_FAILURE, toPaymentFailure(error));
+                    primerHandler.handleFailure(error?.message || 'Payment processing failed');
                 }
                 finally {
                     this.onLoaderChangeWithRace(false);
@@ -2300,8 +2097,8 @@
                 }
                 catch (error) {
                     this._setState('error');
-                    this.emit(EVENTS.PURCHASE_FAILURE, new Error(error.message || 'Payment processing failed'));
-                    primerHandler.handleFailure(error.message || 'Payment processing failed');
+                    this.emit(EVENTS.PURCHASE_FAILURE, toPaymentFailure(error));
+                    primerHandler.handleFailure(error?.message || 'Payment processing failed');
                 }
                 finally {
                     this.emit(EVENTS.PURCHASE_COMPLETED);
@@ -2836,98 +2633,6 @@
         }
         async initMethod(method, element, callbacks) {
             this._ensureNotDestroyed();
-            const deferred = await this.initMethodDeferred(method, element, callbacks);
-            if (deferred) {
-                return deferred;
-            }
-            return await this.initMethodNow(method, element, callbacks);
-        }
-        /**
-         * Renders Apple's native button immediately and postpones session creation
-         * until the visitor interacts. Returns null when deferral does not apply, so
-         * the caller falls back to creating the session on mount.
-         */
-        async initMethodDeferred(method, element, callbacks) {
-            const applePay = this.checkoutConfig.applePay;
-            const buttonType = applePay?.buttonType;
-            if (this.checkoutConfig.sessionCreation !== 'onInteraction' ||
-                method !== exports.PaymentMethod.APPLE_PAY ||
-                this.isReady() ||
-                !buttonType ||
-                !isNativeOnlyApplePayButtonType(buttonType)) {
-                return null;
-            }
-            let started = null;
-            let real = null;
-            let disabled = false;
-            let stopWaiting = () => { };
-            let placeholder = null;
-            const mountedAt = Date.now();
-            const start = (trigger) => {
-                const fromTap = trigger === 'tap';
-                if (!started) {
-                    setWarmupTag(trigger, Date.now() - mountedAt);
-                    started = (async () => {
-                        stopWaiting();
-                        if (fromTap) {
-                            callbacks.onLoaderChange?.(true);
-                        }
-                        try {
-                            placeholder?.remove();
-                            placeholder = null;
-                            const methodInterface = await this.initMethodNow(method, element, callbacks);
-                            real = methodInterface;
-                            if (disabled) {
-                                methodInterface.setDisabled(true);
-                            }
-                            return methodInterface;
-                        }
-                        finally {
-                            if (fromTap) {
-                                callbacks.onLoaderChange?.(false);
-                            }
-                        }
-                    })();
-                }
-                return started;
-            };
-            placeholder = await renderPlaceholderApplePayButton(element, {
-                buttonType,
-                buttonStyle: applePay?.buttonStyle,
-                // Cold tap: the visitor's first interaction is the button itself, so the
-                // session cannot exist yet and ApplePaySession would lose the gesture.
-                // Start now and let the loader cover the (rare) second tap.
-                onActivate: () => void start('tap'),
-            });
-            if (!placeholder) {
-                return null;
-            }
-            // Free head start: Primer's SDK is a static asset on their CDN, so
-            // fetching it now costs no backend call and leaves only the session
-            // request to complete before the first tap.
-            void loadPrimerSDK().catch(() => { });
-            stopWaiting = onSessionWarmup(trigger => void start(trigger));
-            return {
-                setDisabled: (value) => {
-                    disabled = value;
-                    real?.setDisabled(value);
-                    if (placeholder) {
-                        placeholder.style.pointerEvents = value ? 'none' : '';
-                        placeholder.style.opacity = value ? '0.5' : '';
-                    }
-                },
-                destroy: async () => {
-                    stopWaiting();
-                    placeholder?.remove();
-                    placeholder = null;
-                    if (started) {
-                        await (await started).destroy?.();
-                    }
-                    await this.destroy();
-                },
-            };
-        }
-        async initMethodNow(method, element, callbacks) {
             if (!this.isReady()) {
                 await this.createSession();
             }
@@ -2982,6 +2687,9 @@
             await this.primerWrapper.initializeHeadlessCheckout(this.clientToken, checkoutOptions, method);
             const methodInterface = await this.primerWrapper.initMethod(method, element, methodOptions);
             this.startUnhandledTelemetry(method);
+            if (this.isTaxEnabled() && !this.lastTaxInfo) {
+                this.emitSessionTaxEstimate();
+            }
             return {
                 ...methodInterface,
                 destroy: async () => {
@@ -3145,7 +2853,9 @@
                         ...DEFAULT_BUTTONS_OPTIONS[exports.PaymentMethod.GOOGLE_PAY],
                         ...(options.googlePay || {}),
                     },
-                    sessionCreation: options.sessionCreation,
+                    onTaxChange: options.onTaxChange,
+                    onTaxError: options.onTaxError,
+                    onTaxPending: options.onTaxPending,
                 },
             });
             return await checkoutInstance.initMethod(method, element, {
@@ -3336,7 +3046,7 @@
 
     var template = "<div>\n  <label class=\"ff-card-form-label\" for=\"cardNumberInput\">Card number</label>\n  <div id=\"cardNumberInput\"></div>\n  <div class=\"errorContainer\"></div>\n</div>\n<div class=\"card-form-row\">\n  <div>\n    <label class=\"ff-card-form-label\" for=\"expiryInput\">Expiration date</label>\n    <div id=\"expiryInput\"></div>\n    <div class=\"errorContainer\"></div>\n  </div>\n  <div>\n    <label class=\"ff-card-form-label\" for=\"cvvInput\">Security code</label>\n    <div id=\"cvvInput\">\n      <svg width=\"200\" height=\"200\" viewBox=\"0 0 200 200\" fill=\"none\" xmlns=\"http://www.w3.org/2000/svg\">\n        <rect width=\"200\" height=\"200\" fill=\"transparent\"/>\n        <g clip-path=\"url(#clip0_0_1)\">\n          <path d=\"M157.555 23C168.279 23.0002 177 31.7394 177 42.4854V80.5889C171.946 72.0151 164.749 64.8558 156.146 59.8457H166.394V42.4854C166.393 37.6004 162.43 33.6291 157.555 33.6289H27.4453C22.5704 33.6291 18.6066 37.6004 18.6064 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class=\"errorContainer\"></div>\n</div>\n<div>\n  <label class=\"ff-card-form-label\" for=\"emailAddressInput\">Email</label>\n  <input class=\"ff-card-form-text-input\" id=\"emailAddressInput\" placeholder=\"Email\" type=\"email\">\n  <div class=\"errorContainer\"></div>\n</div>\n<div id=\"countrySelectorField\">\n  <label class=\"ff-card-form-label\" for=\"countrySelectorInput\">Country</label>\n  <div class=\"ff-select-wrap\">\n    <select class=\"ff-card-form-text-input ff-card-form-select\" id=\"countrySelectorInput\"></select>\n    <div class=\"ff-select-arrow\" aria-hidden=\"true\"></div>\n  </div>\n</div>\n<div>\n  <label class=\"ff-card-form-label\" for=\"postalCodeInput\">Zip code</label>\n  <input class=\"ff-card-form-text-input\" id=\"postalCodeInput\" placeholder=\"12345\">\n  <div class=\"errorContainer\"></div>\n</div>\n";
 
-    if(typeof document!=="undefined")document.head.appendChild(document.createElement("style")).textContent="\n\n.ff-card-form-label {\n    display: block;\n    font-size: 16px;\n    margin-bottom: 5px;\n  }\n  \n  .card-form-row {\n    display: flex;\n    flex-direction: row;\n    gap: 10px;\n  }\n  \n  .ff-card-form-text-input {\n    margin: 0 0 3px;\n    padding-left: 10px;\n    padding-right: 10px;\n    box-sizing: border-box;\n    height: 36px;\n    width: 100%;\n    font-size: 1rem;\n    background-color: transparent;\n    border: 1px solid rgb(0 0 0 / 10%);\n    border-radius: 6px;\n    transition: all 0.3s ease;\n    box-shadow: none;\n    outline: none;\n  }\n  .ff-card-form-text-input.error {\n    border-color: #e32f41;\n  }\n\n.ff-select-wrap {\n  position: relative;\n}\n\n.ff-card-form-select {\n  padding-right: 34px;\n  appearance: none;\n  -webkit-appearance: none;\n  -moz-appearance: none;\n  background-image: none;\n}\n\n.ff-card-form-select::-ms-expand {\n  display: none;\n}\n\n.ff-card-form-select:disabled {\n  color: #6b7280;\n  cursor: not-allowed;\n}\n\n.ff-select-arrow {\n  position: absolute;\n  top: 50%;\n  right: 12px;\n  width: 8px;\n  height: 8px;\n  border-right: 1.5px solid #6b7280;\n  border-bottom: 1.5px solid #6b7280;\n  transform: translateY(-65%) rotate(45deg);\n  pointer-events: none;\n}\n\n.ff-select-wrap:focus-within .ff-select-arrow {\n  border-right-color: #111827;\n  border-bottom-color: #111827;\n}\n  \n  .errorContainer:not(:empty) {\n    color: #d10000;\n    font-size: 16px;\n    line-height: 1;\n    margin: 0 0 10px;\n  }\n\n  #cvvInput {\n    position: relative;\n  }\n\n  #cvvInput > svg {\n    z-index: 1;\n    position: absolute;\n    top: 5px;\n    right: 5px;\n    width: 26px;\n    height: 26px;\n  }\n";
+    if(typeof document!=="undefined")document.head.appendChild(document.createElement("style")).textContent="\n\n.ff-card-form-label {\n    display: block;\n    font-size: 16px;\n    margin-bottom: 5px;\n  }\n  \n  .card-form-row {\n    display: flex;\n    flex-direction: row;\n    gap: 10px;\n  }\n  \n  .ff-card-form-text-input {\n    margin: 0 0 3px;\n    padding-left: 10px;\n    padding-right: 10px;\n    box-sizing: border-box;\n    height: 36px;\n    width: 100%;\n    font-size: 1rem;\n    background-color: transparent;\n    border: 1px solid rgb(0 0 0 / 10%);\n    border-radius: 6px;\n    transition: all 0.3s ease;\n    box-shadow: none;\n    outline: none;\n  }\n  .ff-card-form-text-input.error {\n    border-color: #e32f41;\n  }\n\n.ff-select-wrap {\n  position: relative;\n}\n\n.ff-card-form-select {\n  padding-right: 34px;\n  appearance: none;\n  -webkit-appearance: none;\n  -moz-appearance: none;\n  background-image: none;\n}\n\n.ff-card-form-select::-ms-expand {\n  display: none;\n}\n\n.ff-card-form-select:disabled {\n  color: #6b7280;\n  cursor: not-allowed;\n}\n\n.ff-select-arrow {\n  position: absolute;\n  top: 50%;\n  right: 12px;\n  width: 8px;\n  height: 8px;\n  border-right: 1.5px solid #6b7280;\n  border-bottom: 1.5px solid #6b7280;\n  transform: translateY(-65%) rotate(45deg);\n  pointer-events: none;\n}\n\n.ff-select-wrap:focus-within .ff-select-arrow {\n  border-right-color: #111827;\n  border-bottom-color: #111827;\n}\n  \n  .errorContainer:not(:empty) {\n    color: #df1b41;\n    font-size: 15px;\n    line-height: 1.15;\n    margin: 4px 0 10px;\n  }\n\n  #cvvInput {\n    position: relative;\n  }\n\n  #cvvInput > svg {\n    z-index: 1;\n    position: absolute;\n    top: 5px;\n    right: 5px;\n    width: 26px;\n    height: 26px;\n  }\n";
 
     class CardSkin {
         constructor(containerEl, checkoutConfig, cardSessionFieldConfig) {
@@ -3730,7 +3440,7 @@
 
     const TAX_RECALC_DEBOUNCE_MS = 600;
     async function mountStripeCardForm(element, session, params) {
-        const { stripe_public_key, amount, currency, order_id, is_link_enabled, tax_amount, amount_total, } = session.data;
+        const { stripe_public_key, amount, currency, order_id, is_link_enabled, amount_total, } = session.data;
         // Tax flow is driven by the tenant setting (session.tax_enabled); enableTax is a legacy override.
         const taxEnabled = session.data.tax_enabled ?? params.enableTax ?? false;
         const stripe = await getStripe(stripe_public_key);
@@ -3826,8 +3536,8 @@
                 taxCalc = { id: tax.tax_calculation_id, country, postal };
                 params.onTaxChange?.({
                     amountTotal: tax.amount_total,
-                    taxAmount: tax.tax_amount,
                     currency: tax.currency,
+                    ...resolveTaxDisplay(tax),
                 });
             }
             catch (err) {
@@ -3872,8 +3582,8 @@
         if (taxEnabled && amount_total != null) {
             params.onTaxChange?.({
                 amountTotal: amount_total,
-                taxAmount: tax_amount ?? 0,
                 currency,
+                ...resolveTaxDisplay(session.data),
             });
         }
         if (taxEnabled && collectLocation)
@@ -3935,7 +3645,7 @@
                     params.onPaymentSuccess?.(paymentMethod, order_id);
                 }
                 catch (err) {
-                    params.onPaymentFail?.(err);
+                    params.onPaymentFail?.(toPaymentFailure(err));
                     throw err;
                 }
                 finally {
@@ -4039,6 +3749,13 @@
             if (!canPay)
                 throw new Error('No wallet payment method available');
         }
+        if (taxEnabled && session.data.amount_total != null) {
+            params.onTaxChange?.({
+                amountTotal: session.data.amount_total,
+                currency: session.data.currency,
+                ...resolveTaxDisplay(session.data),
+            });
+        }
         return new Promise((resolve, reject) => {
             paymentRequest.on('paymentmethod', async (event) => {
                 let completed = false;
@@ -4095,7 +3812,7 @@
                 }
                 catch (err) {
                     completeOnce('fail');
-                    params.onPaymentFail?.(err);
+                    params.onPaymentFail?.(toPaymentFailure(err));
                     reject(err);
                 }
                 finally {