@flopay/react 1.3.2 → 1.3.4

package/dist/index.cjs

@@ -802,8 +802,63 @@ var import_react8 = require("react");
 var import_paypal_js = require("@paypal/paypal-js");
 var import_js = require("@flopay/js");
 var import_shared4 = require("@flopay/shared");
+
+// src/external-method-recovery.ts
+var EXTERNAL_METHOD_CALLBACK_GRACE_MS = 600;
+function getProviderErrorMessage(err) {
+  if (err instanceof Error) return err.message;
+  if (typeof err === "object" && err !== null) {
+    const message = err.message;
+    return typeof message === "string" ? message : void 0;
+  }
+  return typeof err === "string" ? err : void 0;
+}
+function sanitizeExternalFailureCode(value) {
+  if (typeof value !== "string") return void 0;
+  const trimmed = value.trim();
+  return /^[a-z0-9_.-]{1,64}$/i.test(trimmed) ? trimmed : void 0;
+}
+function getProviderErrorCode(err) {
+  if (typeof err !== "object" || err === null) return void 0;
+  const record = err;
+  return sanitizeExternalFailureCode(record.code) ?? sanitizeExternalFailureCode(record.type) ?? sanitizeExternalFailureCode(record.name);
+}
+function getProviderDeclineCode(err) {
+  if (typeof err !== "object" || err === null) return void 0;
+  return sanitizeExternalFailureCode(err.decline_code);
+}
+function isProviderDecline(err) {
+  if (typeof err !== "object" || err === null) return false;
+  const type = sanitizeExternalFailureCode(err.type)?.toLowerCase();
+  return type === "card_error" || getProviderDeclineCode(err) !== void 0;
+}
+function isPopupBlockedError(err) {
+  const message = getProviderErrorMessage(err)?.toLowerCase() ?? "";
+  const code = getProviderErrorCode(err)?.toLowerCase() ?? "";
+  const signal = `${code} ${message}`;
+  return signal.includes("popup") && signal.includes("block");
+}
+
+// src/direct-paypal-button.tsx
 var import_jsx_runtime6 = require("react/jsx-runtime");
 var DEFAULT_BUTTON_HEIGHT = 45;
+var DIRECT_PAYPAL_RECOVERY_MESSAGE = "We couldn't open PayPal. Try again or choose another payment method.";
+var DIRECT_PAYPAL_RECOVERY_ACTION_STYLE = {
+  width: "100%",
+  minHeight: DEFAULT_BUTTON_HEIGHT,
+  margin: "0 0 0.5rem",
+  padding: "0.75rem 0.875rem",
+  border: "1px solid #2563eb",
+  borderRadius: 8,
+  background: "#eff6ff",
+  color: "#1d4ed8",
+  fontSize: "0.95rem",
+  fontWeight: 700,
+  cursor: "pointer"
+};
+function buildDirectPayPalRecoveryMessage(popupBlocked) {
+  return popupBlocked ? `${DIRECT_PAYPAL_RECOVERY_MESSAGE} Allow pop-ups for this site, then try again.` : DIRECT_PAYPAL_RECOVERY_MESSAGE;
+}
 function DirectPayPalButton({
   sessionId,
   nonce,
@@ -817,6 +872,7 @@ function DirectPayPalButton({
   onComplete,
   onErrorChange,
   onDecline,
+  onTechnicalFailure,
   isProcessing = false,
   onLoadStateChange,
   onButtonClick,
@@ -826,7 +882,12 @@ function DirectPayPalButton({
   debug = false
 }) {
   const containerRef = (0, import_react8.useRef)(null);
+  const focusTargetRef = (0, import_react8.useRef)(null);
+  const pendingProviderFocusRef = (0, import_react8.useRef)(false);
   const [ready, setReady] = (0, import_react8.useState)(false);
+  const [renderGeneration, setRenderGeneration] = (0, import_react8.useState)(0);
+  const activeRenderGenerationRef = (0, import_react8.useRef)(0);
+  const [showRetryFocusTarget, setShowRetryFocusTarget] = (0, import_react8.useState)(false);
   const [failed, setFailed] = (0, import_react8.useState)(false);
   const [submitting, setSubmitting] = (0, import_react8.useState)(false);
   const baseUrl = (0, import_react8.useMemo)(() => billingApiUrl.replace(/\/+$/, ""), [billingApiUrl]);
@@ -839,6 +900,7 @@ function DirectPayPalButton({
   const onCompleteRef = (0, import_react8.useRef)(onComplete);
   const onErrorChangeRef = (0, import_react8.useRef)(onErrorChange);
   const onDeclineRef = (0, import_react8.useRef)(onDecline);
+  const onTechnicalFailureRef = (0, import_react8.useRef)(onTechnicalFailure);
   const onButtonClickRef = (0, import_react8.useRef)(onButtonClick);
   const onLoadStateChangeRef = (0, import_react8.useRef)(onLoadStateChange);
   const runBeforeButtonClickRef = (0, import_react8.useRef)(runBeforeButtonClick);
@@ -846,6 +908,11 @@ function DirectPayPalButton({
   const emailRef = (0, import_react8.useRef)(email);
   const nonceRef = (0, import_react8.useRef)(nonce);
   const beforeClickRef = (0, import_react8.useRef)(null);
+  const attemptGenerationRef = (0, import_react8.useRef)(0);
+  const attemptRef = (0, import_react8.useRef)(null);
+  const invalidatedAttemptGenerationRef = (0, import_react8.useRef)(null);
+  const attemptContextBySurfaceRef = (0, import_react8.useRef)(/* @__PURE__ */ new Map());
+  const approvalContextByTokenRef = (0, import_react8.useRef)(/* @__PURE__ */ new Map());
   (0, import_react8.useEffect)(() => {
     onTokenizedBodyRef.current = onTokenizedBody;
   }, [onTokenizedBody]);
@@ -858,6 +925,9 @@ function DirectPayPalButton({
   (0, import_react8.useEffect)(() => {
     onDeclineRef.current = onDecline;
   }, [onDecline]);
+  (0, import_react8.useEffect)(() => {
+    onTechnicalFailureRef.current = onTechnicalFailure;
+  }, [onTechnicalFailure]);
   (0, import_react8.useEffect)(() => {
     onButtonClickRef.current = onButtonClick;
   }, [onButtonClick]);
@@ -876,6 +946,129 @@ function DirectPayPalButton({
   (0, import_react8.useEffect)(() => {
     nonceRef.current = nonce;
   }, [nonce]);
+  (0, import_react8.useEffect)(() => {
+    activeRenderGenerationRef.current = renderGeneration;
+  }, [renderGeneration]);
+  (0, import_react8.useEffect)(() => {
+    if (showRetryFocusTarget) focusTargetRef.current?.focus();
+  }, [showRetryFocusTarget, renderGeneration]);
+  const focusRetryTarget = (0, import_react8.useCallback)(() => {
+    window.setTimeout(() => {
+      focusTargetRef.current?.focus();
+    }, 0);
+  }, []);
+  const remountPayPalButtons = (0, import_react8.useCallback)(() => {
+    setReady(false);
+    setRenderGeneration((current) => current + 1);
+  }, []);
+  const focusPayPalSurface = (0, import_react8.useCallback)(() => {
+    setShowRetryFocusTarget(false);
+    const target = containerRef.current?.querySelector(
+      'iframe, button, [tabindex]:not([tabindex="-1"])'
+    );
+    (target ?? containerRef.current)?.focus?.();
+  }, []);
+  (0, import_react8.useEffect)(() => {
+    if (!ready || !pendingProviderFocusRef.current) return;
+    pendingProviderFocusRef.current = false;
+    focusPayPalSurface();
+  }, [focusPayPalSurface, ready, renderGeneration]);
+  const notifyTechnicalFailure = (0, import_react8.useCallback)((err, options) => {
+    const handler = onTechnicalFailureRef.current;
+    if (handler) {
+      handler("paypal", err, options);
+      return;
+    }
+    onErrorChangeRef.current?.(
+      buildDirectPayPalRecoveryMessage(options?.popupBlocked ?? isPopupBlockedError(err))
+    );
+  }, []);
+  const clearAttemptTimer = () => {
+    if (attemptRef.current?.timer) {
+      clearTimeout(attemptRef.current.timer);
+      attemptRef.current.timer = null;
+    }
+  };
+  const startAttempt = () => {
+    clearAttemptTimer();
+    const generation = attemptGenerationRef.current + 1;
+    attemptGenerationRef.current = generation;
+    invalidatedAttemptGenerationRef.current = null;
+    attemptRef.current = { generation, timer: null, yieldedControl: false };
+    setShowRetryFocusTarget(false);
+    return generation;
+  };
+  const finishAttempt = (generation) => {
+    if (generation !== void 0 && attemptRef.current?.generation !== generation) return false;
+    clearAttemptTimer();
+    attemptRef.current = null;
+    invalidatedAttemptGenerationRef.current = null;
+    return true;
+  };
+  const invalidateAttempt = (options) => {
+    const generation = options?.generation ?? attemptRef.current?.generation ?? attemptGenerationRef.current;
+    if (!options?.generation || attemptRef.current?.generation === generation) {
+      clearAttemptTimer();
+      attemptRef.current = null;
+    }
+    invalidatedAttemptGenerationRef.current = generation;
+    if (options?.showRetry) setShowRetryFocusTarget(true);
+    if (options?.remount) remountPayPalButtons();
+    if (options?.focus !== false) focusRetryTarget();
+  };
+  const isAttemptActive = (generation) => attemptRef.current?.generation === generation && invalidatedAttemptGenerationRef.current !== generation;
+  const armMissingCallbackRecovery = (attempt) => {
+    if (typeof document !== "undefined" && document.visibilityState !== "visible") return;
+    clearAttemptTimer();
+    attempt.timer = setTimeout(() => {
+      if (attemptRef.current?.generation !== attempt.generation) return;
+      attemptRef.current = null;
+      invalidatedAttemptGenerationRef.current = attempt.generation;
+      notifyTechnicalFailure(
+        new Error("External payment method returned without a terminal callback."),
+        { code: "external_method_missing_terminal_callback" }
+      );
+      setShowRetryFocusTarget(true);
+      remountPayPalButtons();
+      focusRetryTarget();
+    }, EXTERNAL_METHOD_CALLBACK_GRACE_MS);
+  };
+  const scheduleMissingCallbackRecovery = () => {
+    const attempt = attemptRef.current;
+    if (!attempt?.yieldedControl) return;
+    armMissingCallbackRecovery(attempt);
+  };
+  const markAttemptYieldedControl = () => {
+    const attempt = attemptRef.current;
+    if (!attempt) return;
+    attempt.yieldedControl = true;
+    clearAttemptTimer();
+  };
+  const registerApprovalContext = (token) => {
+    const context = beforeClickRef.current;
+    if (context) {
+      approvalContextByTokenRef.current.set(token, context);
+    }
+    return token;
+  };
+  (0, import_react8.useEffect)(() => {
+    const handleVisibilityChange = () => {
+      if (document.visibilityState === "visible") {
+        scheduleMissingCallbackRecovery();
+      } else {
+        markAttemptYieldedControl();
+      }
+    };
+    document.addEventListener("visibilitychange", handleVisibilityChange);
+    window.addEventListener("focus", scheduleMissingCallbackRecovery);
+    window.addEventListener("blur", markAttemptYieldedControl);
+    return () => {
+      document.removeEventListener("visibilitychange", handleVisibilityChange);
+      window.removeEventListener("focus", scheduleMissingCallbackRecovery);
+      window.removeEventListener("blur", markAttemptYieldedControl);
+      clearAttemptTimer();
+    };
+  }, []);
   (0, import_react8.useEffect)(() => {
     onLoadStateChangeRef.current?.(ready && !failed);
   }, [ready, failed]);
@@ -1012,13 +1205,13 @@ function DirectPayPalButton({
       console.error("[FloPay] DirectPayPal load/render failure:", message);
     };
     setFailed(false);
-    const dispatchTokenizedBody = async (body) => {
-      const prepared = beforeClickRef.current;
+    const dispatchTokenizedBody = async (body, prepared = beforeClickRef.current) => {
       const effectiveSessionId = prepared?.sessionId ?? sessionId;
       if (onTokenizedBodyRef.current) {
         onTokenizedBodyRef.current(body, {
           sessionId: effectiveSessionId,
-          accountPatch: prepared?.accountPatch
+          accountPatch: prepared?.accountPatch,
+          nonce: prepared?.nonce
         });
         return;
       }
@@ -1031,7 +1224,7 @@ function DirectPayPalButton({
           effectiveUserId,
           {
             sessionId: effectiveSessionId,
-            nonce: nonceRef.current,
+            nonce: prepared?.nonce ?? nonceRef.current,
             tokenizedData: body,
             accountData: {
               userId: effectiveUserId,
@@ -1067,7 +1260,7 @@ function DirectPayPalButton({
       const effectiveSessionId = prepared?.sessionId ?? sessionId;
       const effectiveEmail = prepared?.accountPatch?.email ?? emailRef.current;
       const intentHeaders = { "Content-Type": "application/json" };
-      const currentNonce = nonceRef.current;
+      const currentNonce = prepared?.nonce ?? nonceRef.current;
       if (currentNonce) intentHeaders["x-checkout-session-token"] = currentNonce;
       const response = await fetch(`${baseUrl}/v1/checkouts/payments/intents`, {
         method: "POST",
@@ -1089,6 +1282,7 @@ function DirectPayPalButton({
       }
       return id;
     };
+    const effectRenderGeneration = renderGeneration;
     appendDebug("loadScript:scheduled (deferred 1 tick)");
     let loadPromise = null;
     const startTimer = setTimeout(() => {
@@ -1121,10 +1315,16 @@ function DirectPayPalButton({
           return;
         }
         const handleApprove = async (data) => {
+          if (cancelled || activeRenderGenerationRef.current !== effectRenderGeneration) return;
+          const token = data.subscriptionID ?? data.orderID ?? "";
+          const context = token ? approvalContextByTokenRef.current.get(token) : attemptContextBySurfaceRef.current.get(effectRenderGeneration);
+          if (!context || !isAttemptActive(context.generation)) return;
+          if (!finishAttempt(context.generation)) return;
+          approvalContextByTokenRef.current.delete(token);
+          attemptContextBySurfaceRef.current.delete(context.surfaceKey);
           try {
             setSubmitting(true);
             onErrorChangeRef.current?.(null);
-            const token = data.subscriptionID ?? data.orderID ?? "";
             if (!token) {
               throw new import_shared4.FloPayError(
                 "PayPal did not return an approval token.",
@@ -1135,7 +1335,7 @@ function DirectPayPalButton({
             await dispatchTokenizedBody({
               id: token,
               isPaypal: true
-            });
+            }, context);
           } catch (err) {
             forwardError(err instanceof Error ? err.message : "PayPal capture failed.");
           } finally {
@@ -1151,47 +1351,70 @@ function DirectPayPalButton({
           // matching the Stripe-rendered PayPal flow.
           onClick: async (_data, actions) => {
             const runner = runBeforeButtonClickRef.current;
+            let prepared = {};
             if (runner) {
               try {
                 const beforeClick = await runner("paypal");
                 if (!beforeClick.proceed) {
                   beforeClickRef.current = null;
+                  attemptContextBySurfaceRef.current.delete(effectRenderGeneration);
                   await actions.reject();
                   return;
                 }
-                beforeClickRef.current = {
+                prepared = {
                   sessionId: beforeClick.sessionId,
-                  accountPatch: beforeClick.accountPatch
+                  accountPatch: beforeClick.accountPatch,
+                  nonce: beforeClick.nonce
                 };
               } catch (err) {
                 appendDebug(`onClick:runBeforeButtonClick rejected msg=${(err instanceof Error ? err.message : String(err)).slice(0, 120)}`);
                 beforeClickRef.current = null;
+                attemptContextBySurfaceRef.current.delete(effectRenderGeneration);
                 await actions.reject();
                 return;
               }
-            } else {
-              beforeClickRef.current = null;
             }
             onButtonClickRef.current?.("paypal");
+            const generation = startAttempt();
+            const context = {
+              generation,
+              surfaceKey: effectRenderGeneration,
+              ...prepared
+            };
+            beforeClickRef.current = context;
+            attemptContextBySurfaceRef.current.set(effectRenderGeneration, context);
             await actions.resolve();
           },
           // When the SDK is already holding an order/subscription id from a
           // prior backend round-trip (the `paypal_direct_required` retry
           // path), feed it straight to PayPal instead of creating a new one.
           // Otherwise fall back to the normal create-intent call.
-          createOrder: isSubscription ? void 0 : existingOrderId ? () => Promise.resolve(existingOrderId) : () => createPaypalIntent("Failed to create PayPal order."),
-          createSubscription: isSubscription ? existingOrderId ? () => Promise.resolve(existingOrderId) : () => createPaypalIntent("Failed to create PayPal subscription.") : void 0,
+          createOrder: isSubscription ? void 0 : existingOrderId ? () => Promise.resolve(registerApprovalContext(existingOrderId)) : () => createPaypalIntent("Failed to create PayPal order.").then(registerApprovalContext),
+          createSubscription: isSubscription ? existingOrderId ? () => Promise.resolve(registerApprovalContext(existingOrderId)) : () => createPaypalIntent("Failed to create PayPal subscription.").then(registerApprovalContext) : void 0,
           onApprove: handleApprove,
           onCancel: () => {
+            const context = attemptContextBySurfaceRef.current.get(effectRenderGeneration) ?? beforeClickRef.current;
+            if (context) attemptContextBySurfaceRef.current.delete(context.surfaceKey);
             beforeClickRef.current = null;
-            onDeclineRef.current?.(buildDeclineEvent("paypal", "PayPal checkout was cancelled."));
+            pendingProviderFocusRef.current = true;
+            invalidateAttempt({ generation: context?.generation, remount: true, focus: false });
           },
           onError: (err) => {
+            if (cancelled || activeRenderGenerationRef.current !== effectRenderGeneration) return;
             const message = err instanceof Error ? err.message : "PayPal failed to render.";
             appendDebug(`onError rendered=${rendered} msg=${message.slice(0, 120)}`);
             if (rendered) {
-              forwardError(message);
-              onDeclineRef.current?.(buildDeclineEvent("paypal", message));
+              const context = attemptContextBySurfaceRef.current.get(effectRenderGeneration) ?? beforeClickRef.current;
+              if (context && !isAttemptActive(context.generation)) return;
+              if (!context && invalidatedAttemptGenerationRef.current === attemptGenerationRef.current) return;
+              if (isZoidLifecycleMessage(message)) {
+                finishAttempt(context?.generation);
+                return;
+              }
+              if (context) attemptContextBySurfaceRef.current.delete(context.surfaceKey);
+              beforeClickRef.current = null;
+              invalidateAttempt({ generation: context?.generation, remount: true, showRetry: true, focus: true });
+              notifyTechnicalFailure(err, { code: "paypal_runtime_failed" });
               return;
             }
             markRenderFailed(message);
@@ -1291,7 +1514,7 @@ function DirectPayPalButton({
         });
       }
     };
-  }, [baseUrl, clientId, currency, environment, isSubscription, sessionId, existingOrderId]);
+  }, [baseUrl, clientId, currency, environment, isSubscription, sessionId, existingOrderId, renderGeneration]);
   const debugPanel = debug ? /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(
     "pre",
     {
@@ -1346,15 +1569,29 @@ ${debugLines.join("\n")}`
           {
             ref: containerRef,
             "data-testid": "flopay-direct-paypal-container",
+            tabIndex: -1,
+            "aria-label": "PayPal payment method",
             style: {
               minHeight: DEFAULT_BUTTON_HEIGHT,
               display: "flex",
               opacity: ready ? 1 : 0
             },
             "aria-busy": submitting || isProcessing
-          }
+          },
+          renderGeneration
         )
-      ] })
+      ] }),
+      showRetryFocusTarget && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+        "button",
+        {
+          ref: focusTargetRef,
+          type: "button",
+          "data-testid": "flopay-direct-paypal-focus-target",
+          onClick: focusPayPalSurface,
+          style: DIRECT_PAYPAL_RECOVERY_ACTION_STYLE,
+          children: "Try PayPal again"
+        }
+      )
     ] })
   );
 }
@@ -1438,6 +1675,19 @@ var BUTTONS_PANEL_HIDDEN_STYLE = {
   height: 0,
   overflow: "hidden"
 };
+var EXTERNAL_METHOD_RECOVERY_BUTTON_STYLE = {
+  width: "100%",
+  minHeight: DEFAULT_BUTTONS_LAYOUT_BUTTON_HEIGHT,
+  margin: "0 0 0.5rem",
+  padding: "0.75rem 0.875rem",
+  border: "1px solid #2563eb",
+  borderRadius: 8,
+  background: "#eff6ff",
+  color: "#1d4ed8",
+  fontSize: "0.95rem",
+  fontWeight: 700,
+  cursor: "pointer"
+};
 function getButtonMethodLabel(method) {
   switch (method) {
     case "paypal":
@@ -1450,6 +1700,118 @@ function getButtonMethodLabel(method) {
       return "Card";
   }
 }
+function checkoutButtonMethodFromProviderMethod(method) {
+  if (method === "paypal") return "paypal";
+  if (method === "apple_pay") return "apple_pay";
+  return "google_pay";
+}
+function getExternalMethodDisplayName(method) {
+  return method === "paypal" ? "PayPal" : (0, import_shared5.getStripeMethodDisplayName)(method);
+}
+function buildExternalMethodRecoveryMessage(method, popupBlocked) {
+  const base = `We couldn't open ${getExternalMethodDisplayName(method)}. Try again or choose another payment method.`;
+  return popupBlocked ? `${base} Allow pop-ups for this site, then try again.` : base;
+}
+function useExternalAttemptReconciliation(onMissingTerminal) {
+  const generationRef = (0, import_react9.useRef)(0);
+  const invalidatedGenerationRef = (0, import_react9.useRef)(null);
+  const attemptRef = (0, import_react9.useRef)(null);
+  const clearAttemptTimer = (0, import_react9.useCallback)((targetAttempt = attemptRef.current) => {
+    const attempt = targetAttempt;
+    if (attempt?.timer) {
+      clearTimeout(attempt.timer);
+      attempt.timer = null;
+    }
+  }, []);
+  const armAttemptTimer = (0, import_react9.useCallback)((attempt, delayMs) => {
+    if (typeof document !== "undefined" && document.visibilityState !== "visible") return;
+    clearAttemptTimer(attempt);
+    attempt.timer = setTimeout(() => {
+      attempt.timer = null;
+      if (attemptRef.current?.generation !== attempt.generation) return;
+      attemptRef.current = null;
+      invalidatedGenerationRef.current = attempt.generation;
+      onMissingTerminal(
+        attempt.method,
+        new Error("External payment method returned without a terminal callback."),
+        { code: "external_method_missing_terminal_callback" }
+      );
+    }, delayMs);
+  }, [clearAttemptTimer, onMissingTerminal]);
+  const armRecoveryTimer = (0, import_react9.useCallback)((attempt) => {
+    if (!attempt.yieldedControl) return;
+    armAttemptTimer(attempt, EXTERNAL_METHOD_CALLBACK_GRACE_MS);
+  }, [armAttemptTimer]);
+  const startAttempt = (0, import_react9.useCallback)((method) => {
+    clearAttemptTimer();
+    const generation = generationRef.current + 1;
+    generationRef.current = generation;
+    invalidatedGenerationRef.current = null;
+    const attempt = { generation, method, timer: null, yieldedControl: false };
+    attemptRef.current = attempt;
+    return generation;
+  }, [clearAttemptTimer]);
+  const finishAttempt = (0, import_react9.useCallback)((generation) => {
+    const attempt = attemptRef.current;
+    if (typeof generation === "number" && attempt?.generation !== generation) return false;
+    clearAttemptTimer(attempt);
+    attemptRef.current = null;
+    if (typeof generation !== "number" || invalidatedGenerationRef.current === generation) {
+      invalidatedGenerationRef.current = null;
+    }
+    return true;
+  }, [clearAttemptTimer]);
+  const invalidateAttempt = (0, import_react9.useCallback)((generation) => {
+    const attempt = attemptRef.current;
+    const targetGeneration = generation ?? attempt?.generation ?? generationRef.current;
+    if (!generation || attempt?.generation === generation) {
+      clearAttemptTimer(attempt);
+      attemptRef.current = null;
+    }
+    invalidatedGenerationRef.current = targetGeneration;
+  }, [clearAttemptTimer]);
+  const isAttemptInvalidated = (0, import_react9.useCallback)(
+    (generation) => invalidatedGenerationRef.current === (generation ?? generationRef.current),
+    []
+  );
+  const isAttemptCurrent = (0, import_react9.useCallback)(
+    (generation) => attemptRef.current?.generation === generation && invalidatedGenerationRef.current !== generation,
+    []
+  );
+  const scheduleRecoveryIfReturned = (0, import_react9.useCallback)(() => {
+    const attempt = attemptRef.current;
+    if (!attempt) return;
+    armRecoveryTimer(attempt);
+  }, [armRecoveryTimer]);
+  const markAttemptYieldedControl = (0, import_react9.useCallback)(() => {
+    const attempt = attemptRef.current;
+    if (!attempt) return;
+    attempt.yieldedControl = true;
+    clearAttemptTimer(attempt);
+  }, [clearAttemptTimer]);
+  (0, import_react9.useEffect)(() => {
+    const handleVisibilityChange = () => {
+      if (document.visibilityState === "visible") {
+        scheduleRecoveryIfReturned();
+      } else {
+        markAttemptYieldedControl();
+      }
+    };
+    const handleBlur = () => {
+      markAttemptYieldedControl();
+    };
+    document.addEventListener("visibilitychange", handleVisibilityChange);
+    window.addEventListener("blur", handleBlur);
+    window.addEventListener("focus", scheduleRecoveryIfReturned);
+    return () => {
+      document.removeEventListener("visibilitychange", handleVisibilityChange);
+      window.removeEventListener("blur", handleBlur);
+      window.removeEventListener("focus", scheduleRecoveryIfReturned);
+      clearAttemptTimer();
+    };
+  }, [clearAttemptTimer, markAttemptYieldedControl, scheduleRecoveryIfReturned]);
+  return { startAttempt, finishAttempt, invalidateAttempt, isAttemptInvalidated, isAttemptCurrent };
+}
 function malformedPostcodeMessage(country) {
   const example = (0, import_shared5.getPostalCodeExample)(country);
   return `Enter a valid ${(0, import_shared5.getPostalCodeLabel)(country)}${example ? ` (e.g. ${example})` : ""}`;
@@ -1544,6 +1906,7 @@ function PayPalButtonInner({
   isProcessing = false,
   onButtonClick,
   onDecline,
+  onTechnicalFailure,
   runBeforeButtonClick,
   onLoadStateChange,
   placeholderBorderRadius
@@ -1556,8 +1919,55 @@ function PayPalButtonInner({
   }, [loadState, onLoadStateChange]);
   const [submitting, setSubmitting] = (0, import_react9.useState)(false);
   const paypalResumeAttempted = (0, import_react9.useRef)(false);
-  const beforeClickRef = (0, import_react9.useRef)(null);
+  const focusTargetRef = (0, import_react9.useRef)(null);
+  const recoveryActionRef = (0, import_react9.useRef)(null);
+  const [surfaceKey, setSurfaceKey] = (0, import_react9.useState)(0);
+  const [showRecoveryAction, setShowRecoveryAction] = (0, import_react9.useState)(false);
+  const pendingProviderFocusRef = (0, import_react9.useRef)(false);
+  const attemptContextBySurfaceRef = (0, import_react9.useRef)(/* @__PURE__ */ new Map());
   const baseUrl = billingApiUrl.replace(/\/+$/, "");
+  const {
+    startAttempt,
+    finishAttempt,
+    invalidateAttempt,
+    isAttemptInvalidated,
+    isAttemptCurrent
+  } = useExternalAttemptReconciliation((method, err, options) => {
+    onTechnicalFailure?.(method, err, {
+      ...options,
+      popupBlocked: options?.popupBlocked ?? isPopupBlockedError(err)
+    });
+    setShowRecoveryAction(true);
+    setSurfaceKey((key) => key + 1);
+  });
+  (0, import_react9.useEffect)(() => {
+    if (showRecoveryAction) recoveryActionRef.current?.focus();
+  }, [showRecoveryAction, surfaceKey]);
+  const resetSurface = (0, import_react9.useCallback)(() => {
+    setSurfaceKey((key) => key + 1);
+  }, []);
+  const recoverTechnicalFailure = (0, import_react9.useCallback)((err, code, generation) => {
+    invalidateAttempt(generation);
+    onTechnicalFailure?.("paypal", err, { code, popupBlocked: isPopupBlockedError(err) });
+    setShowRecoveryAction(true);
+    resetSurface();
+  }, [invalidateAttempt, onTechnicalFailure, resetSurface]);
+  const focusProviderSurface = (0, import_react9.useCallback)(() => {
+    window.setTimeout(() => {
+      const target = focusTargetRef.current?.querySelector("iframe");
+      (target ?? focusTargetRef.current)?.focus();
+    }, 0);
+  }, []);
+  (0, import_react9.useEffect)(() => {
+    if (!pendingProviderFocusRef.current) return;
+    pendingProviderFocusRef.current = false;
+    focusProviderSurface();
+  }, [focusProviderSurface, surfaceKey]);
+  const handleRecoveryActionClick = (0, import_react9.useCallback)(() => {
+    setShowRecoveryAction(false);
+    onErrorChange?.(null);
+    focusProviderSurface();
+  }, [focusProviderSurface, onErrorChange]);
   (0, import_react9.useEffect)(() => {
     if (!stripe || paypalResumeAttempted.current) return;
     const params = new URLSearchParams(window.location.search);
@@ -1631,22 +2041,33 @@ function PayPalButtonInner({
     }
     const beforeClick = runBeforeButtonClick ? await runBeforeButtonClick("paypal") : { proceed: true };
     if (!beforeClick.proceed) {
-      beforeClickRef.current = null;
+      attemptContextBySurfaceRef.current.delete(surfaceKey);
       event.reject();
       return;
     }
-    beforeClickRef.current = {
+    const generation = startAttempt("paypal");
+    attemptContextBySurfaceRef.current.set(surfaceKey, {
+      generation,
       accountPatch: beforeClick.accountPatch,
       sessionId: beforeClick.sessionId,
       nonce: beforeClick.nonce
-    };
+    });
+    setShowRecoveryAction(false);
     onButtonClick?.("paypal");
     event.resolve();
-  }, [isProcessing, onButtonClick, runBeforeButtonClick, submitting]);
+  }, [attemptContextBySurfaceRef, isProcessing, onButtonClick, runBeforeButtonClick, startAttempt, submitting, surfaceKey]);
   const handlePayPalConfirm = (0, import_react9.useCallback)(async (event) => {
     if (!stripe || !elements) return;
-    let prepared = beforeClickRef.current;
-    beforeClickRef.current = null;
+    const attemptContext = attemptContextBySurfaceRef.current.get(surfaceKey);
+    if (attemptContext && !isAttemptCurrent(attemptContext.generation)) {
+      attemptContextBySurfaceRef.current.delete(surfaceKey);
+      return;
+    }
+    if (!attemptContext && isAttemptInvalidated()) return;
+    if (attemptContext && !finishAttempt(attemptContext.generation)) return;
+    if (!attemptContext) finishAttempt();
+    let prepared = attemptContext ?? null;
+    attemptContextBySurfaceRef.current.delete(surfaceKey);
     if (!prepared && runBeforeButtonClick) {
       const beforeClick = await runBeforeButtonClick("paypal");
       if (!beforeClick.proceed) {
@@ -1671,9 +2092,8 @@ function PayPalButtonInner({
       const createPM = stripe.createPaymentMethod;
       const { error: pmError, paymentMethod } = await createPM({ type: "paypal" });
       if (pmError) {
-        const message = pmError.message ?? "PayPal payment failed.";
-        onErrorChange?.(message);
-        event.paymentFailed({ reason: "fail", message });
+        recoverTechnicalFailure(pmError, "stripe_paypal_create_payment_method_failed", attemptContext?.generation);
+        event.paymentFailed({ reason: "fail" });
         return;
       }
       const intentHeaders = { "Content-Type": "application/json" };
@@ -1732,11 +2152,16 @@ function PayPalButtonInner({
           } catch {
           }
         }
-        const message = confirmError.message ?? "PayPal payment failed.";
-        onErrorChange?.(message);
-        onDecline?.(buildDeclineEvent("paypal", message, {
-          code: confirmError.code
-        }));
+        if (isProviderDecline(confirmError)) {
+          const message = confirmError.message ?? "Your payment was declined.";
+          onErrorChange?.(message);
+          onDecline?.(buildDeclineEvent("paypal", message, {
+            code: getProviderErrorCode(confirmError),
+            declineCode: getProviderDeclineCode(confirmError)
+          }));
+        } else {
+          recoverTechnicalFailure(confirmError, "stripe_paypal_confirm_failed", attemptContext?.generation);
+        }
         return;
       }
       if (typeof window !== "undefined") {
@@ -1758,11 +2183,11 @@ function PayPalButtonInner({
       });
       return;
     } catch (err) {
-      onErrorChange?.(err instanceof Error ? err.message : "PayPal payment failed. Please try again.");
+      recoverTechnicalFailure(err, "stripe_paypal_failed", attemptContext?.generation);
     } finally {
       setSubmitting(false);
     }
-  }, [stripe, elements, sessionId, nonce, email, baseUrl, onTokenizedBody, onErrorChange, onDecline, runBeforeButtonClick]);
+  }, [stripe, elements, sessionId, nonce, email, baseUrl, onTokenizedBody, onErrorChange, onDecline, runBeforeButtonClick, recoverTechnicalFailure, finishAttempt, isAttemptCurrent, isAttemptInvalidated, surfaceKey]);
   return /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(import_jsx_runtime7.Fragment, { children: [
     /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
       ExpressCheckoutReadySwap,
@@ -1770,29 +2195,57 @@ function PayPalButtonInner({
         state: loadState,
         placeholderTestId: "flopay-paypal-placeholder",
         borderRadius: placeholderBorderRadius,
-        children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
-          import_react_stripe_js.ExpressCheckoutElement,
+        children: /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(
+          "div",
           {
-            onReady: (event) => setLoadState(resolveExpressCheckoutLoadState(event, ["paypal"])),
-            onLoadError: () => setLoadState("load_error"),
-            onClick: handlePayPalClick,
-            onConfirm: handlePayPalConfirm,
-            onCancel: () => {
-              beforeClickRef.current = null;
-              onDecline?.(buildDeclineEvent("paypal", "PayPal checkout was cancelled."));
-            },
-            options: {
-              buttonType: { paypal: "paypal" },
-              billingAddressRequired: false,
-              phoneNumberRequired: false,
-              shippingAddressRequired: false,
-              paymentMethods: {
-                applePay: "never",
-                googlePay: "never",
-                paypal: "auto",
-                link: "never"
-              }
-            }
+            ref: focusTargetRef,
+            tabIndex: -1,
+            "data-testid": "flopay-paypal-focus-target",
+            "aria-label": "PayPal payment method",
+            style: { borderRadius: 8, outlineOffset: 4 },
+            children: [
+              showRecoveryAction && /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
+                "button",
+                {
+                  ref: recoveryActionRef,
+                  type: "button",
+                  "data-testid": "flopay-paypal-retry-button",
+                  onClick: handleRecoveryActionClick,
+                  style: EXTERNAL_METHOD_RECOVERY_BUTTON_STYLE,
+                  children: "Try PayPal again"
+                }
+              ),
+              /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
+                import_react_stripe_js.ExpressCheckoutElement,
+                {
+                  onReady: (event) => setLoadState(resolveExpressCheckoutLoadState(event, ["paypal"])),
+                  onLoadError: () => setLoadState("load_error"),
+                  onClick: handlePayPalClick,
+                  onConfirm: handlePayPalConfirm,
+                  onCancel: () => {
+                    const attemptContext = attemptContextBySurfaceRef.current.get(surfaceKey);
+                    attemptContextBySurfaceRef.current.delete(surfaceKey);
+                    invalidateAttempt(attemptContext?.generation);
+                    setShowRecoveryAction(false);
+                    pendingProviderFocusRef.current = true;
+                    resetSurface();
+                  },
+                  options: {
+                    buttonType: { paypal: "paypal" },
+                    billingAddressRequired: false,
+                    phoneNumberRequired: false,
+                    shippingAddressRequired: false,
+                    paymentMethods: {
+                      applePay: "never",
+                      googlePay: "never",
+                      paypal: "auto",
+                      link: "never"
+                    }
+                  }
+                },
+                surfaceKey
+              )
+            ]
           }
         )
       }
@@ -1810,6 +2263,7 @@ function WalletButtonInner({
   onErrorChange,
   onButtonClick,
   onDecline,
+  onTechnicalFailure,
   runBeforeButtonClick,
   onLoadStateChange,
   placeholderBorderRadius
@@ -1822,15 +2276,74 @@ function WalletButtonInner({
   }, [loadState, onLoadStateChange]);
   const [submitting, setSubmitting] = (0, import_react9.useState)(false);
   const baseUrl = billingApiUrl.replace(/\/+$/, "");
-  const lastWalletMethodRef = (0, import_react9.useRef)("card");
-  const beforeClickRef = (0, import_react9.useRef)(null);
+  const focusTargetRef = (0, import_react9.useRef)(null);
+  const recoveryActionRef = (0, import_react9.useRef)(null);
+  const [surfaceKey, setSurfaceKey] = (0, import_react9.useState)(0);
+  const [showRecoveryAction, setShowRecoveryAction] = (0, import_react9.useState)(false);
+  const [recoveryActionMethod, setRecoveryActionMethod] = (0, import_react9.useState)("google_pay");
+  const pendingProviderFocusRef = (0, import_react9.useRef)(false);
+  const lastWalletProviderMethodRef = (0, import_react9.useRef)("google_pay");
+  const lastWalletMethodRef = (0, import_react9.useRef)("google_pay");
+  const attemptContextBySurfaceRef = (0, import_react9.useRef)(/* @__PURE__ */ new Map());
+  const {
+    startAttempt,
+    finishAttempt,
+    invalidateAttempt,
+    isAttemptInvalidated,
+    isAttemptCurrent
+  } = useExternalAttemptReconciliation((method, err, options) => {
+    onTechnicalFailure?.(method, err, {
+      ...options,
+      popupBlocked: options?.popupBlocked ?? isPopupBlockedError(err)
+    });
+    setRecoveryActionMethod(method);
+    setShowRecoveryAction(true);
+    setSurfaceKey((key) => key + 1);
+  });
+  (0, import_react9.useEffect)(() => {
+    if (showRecoveryAction) recoveryActionRef.current?.focus();
+  }, [showRecoveryAction, surfaceKey]);
+  const resetSurface = (0, import_react9.useCallback)(() => {
+    setSurfaceKey((key) => key + 1);
+  }, []);
+  const recoverTechnicalFailure = (0, import_react9.useCallback)((method, err, code, generation) => {
+    invalidateAttempt(generation);
+    onTechnicalFailure?.(method, err, { code, popupBlocked: isPopupBlockedError(err) });
+    setRecoveryActionMethod(method);
+    setShowRecoveryAction(true);
+    resetSurface();
+  }, [invalidateAttempt, onTechnicalFailure, resetSurface]);
+  const focusProviderSurface = (0, import_react9.useCallback)(() => {
+    window.setTimeout(() => {
+      const target = focusTargetRef.current?.querySelector("iframe");
+      (target ?? focusTargetRef.current)?.focus();
+    }, 0);
+  }, []);
+  (0, import_react9.useEffect)(() => {
+    if (!pendingProviderFocusRef.current) return;
+    pendingProviderFocusRef.current = false;
+    focusProviderSurface();
+  }, [focusProviderSurface, surfaceKey]);
+  const handleRecoveryActionClick = (0, import_react9.useCallback)(() => {
+    setShowRecoveryAction(false);
+    onErrorChange?.(null);
+    focusProviderSurface();
+  }, [focusProviderSurface, onErrorChange]);
   const handleWalletConfirm = (0, import_react9.useCallback)(
     async (event) => {
       if (!stripe || !elements) return;
-      const walletType = event.expressPaymentType;
-      let prepared = beforeClickRef.current;
-      beforeClickRef.current = null;
-      const buttonMethod = walletType === "apple_pay" ? "apple_pay" : "google_pay";
+      const attemptContext = attemptContextBySurfaceRef.current.get(surfaceKey);
+      if (attemptContext && !isAttemptCurrent(attemptContext.generation)) {
+        attemptContextBySurfaceRef.current.delete(surfaceKey);
+        return;
+      }
+      if (!attemptContext && isAttemptInvalidated()) return;
+      if (attemptContext && !finishAttempt(attemptContext.generation)) return;
+      if (!attemptContext) finishAttempt();
+      const walletType = event.expressPaymentType ?? attemptContext?.method ?? lastWalletProviderMethodRef.current;
+      let prepared = attemptContext ?? null;
+      attemptContextBySurfaceRef.current.delete(surfaceKey);
+      const buttonMethod = checkoutButtonMethodFromProviderMethod(walletType);
       if (!prepared && runBeforeButtonClick) {
         const beforeClick = await runBeforeButtonClick(buttonMethod);
         if (!beforeClick.proceed) {
@@ -1852,12 +2365,12 @@ function WalletButtonInner({
         onErrorChange?.(null);
         const { error: submitError } = await elements.submit();
         if (submitError) {
-          onErrorChange?.(submitError.message ?? "Wallet payment failed.");
+          recoverTechnicalFailure(walletType, submitError, "stripe_wallet_submit_failed", attemptContext?.generation);
           return;
         }
         const { error: pmError, paymentMethod } = await stripe.createPaymentMethod({ elements });
         if (pmError || !paymentMethod) {
-          onErrorChange?.(pmError?.message ?? "Failed to create payment method.");
+          recoverTechnicalFailure(walletType, pmError ?? new Error("Failed to create payment method."), "stripe_wallet_create_payment_method_failed", attemptContext?.generation);
           return;
         }
         if (!effectiveSessionId || !effectiveEmail) {
@@ -1890,11 +2403,16 @@ function WalletButtonInner({
         if (!intentClientSecret) throw new Error("No client_secret in payment intent response");
         const { error: confirmError, intentId } = (0, import_shared6.isSetupIntentClientSecret)(intentClientSecret) ? await stripe.confirmCardSetup(intentClientSecret, { payment_method: paymentMethod.id }).then((r) => ({ error: r.error, intentId: r.setupIntent?.id })) : await stripe.confirmCardPayment(intentClientSecret, { payment_method: paymentMethod.id }).then((r) => ({ error: r.error, intentId: r.paymentIntent?.id }));
         if (confirmError) {
-          const message = confirmError.message ?? "Wallet payment failed.";
-          onErrorChange?.(message);
-          onDecline?.(buildDeclineEvent(method, message, {
-            code: confirmError.code
-          }));
+          if (isProviderDecline(confirmError)) {
+            const message = confirmError.message ?? "Your payment was declined.";
+            onErrorChange?.(message);
+            onDecline?.(buildDeclineEvent(method, message, {
+              code: getProviderErrorCode(confirmError),
+              declineCode: getProviderDeclineCode(confirmError)
+            }));
+          } else {
+            recoverTechnicalFailure(walletType, confirmError, "stripe_wallet_confirm_failed", attemptContext?.generation);
+          }
           return;
         }
         onTokenizedBody({
@@ -1907,12 +2425,12 @@ function WalletButtonInner({
           nonce: effectiveNonce
         });
       } catch (err) {
-        onErrorChange?.(err instanceof Error ? err.message : "Wallet payment failed. Please try again.");
+        recoverTechnicalFailure(walletType, err, "stripe_wallet_failed", attemptContext?.generation);
       } finally {
         setSubmitting(false);
       }
     },
-    [stripe, elements, sessionId, nonce, email, baseUrl, onTokenizedBody, onErrorChange, onDecline, runBeforeButtonClick]
+    [stripe, elements, sessionId, nonce, email, baseUrl, onTokenizedBody, onErrorChange, onDecline, runBeforeButtonClick, recoverTechnicalFailure, finishAttempt, isAttemptCurrent, isAttemptInvalidated, surfaceKey]
   );
   const expressMethodMap = (0, import_react9.useMemo)(() => {
     const allKeys = ["applePay", "googlePay", "paypal", "link", "amazonPay", "klarna"];
@@ -1939,41 +2457,78 @@ function WalletButtonInner({
         state: loadState,
         placeholderTestId: "flopay-wallet-placeholder",
         borderRadius: placeholderBorderRadius,
-        children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
-          import_react_stripe_js.ExpressCheckoutElement,
+        children: /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(
+          "div",
           {
-            onReady: (event) => {
-              setLoadState(resolveExpressCheckoutLoadState(event, availableMethodKeys));
-            },
-            onLoadError: (_event) => {
-              setLoadState("load_error");
-            },
-            onClick: async (event) => {
-              lastWalletMethodRef.current = event.expressPaymentType === "apple_pay" ? "apple_pay" : "google_pay";
-              const beforeClick = runBeforeButtonClick ? await runBeforeButtonClick(lastWalletMethodRef.current) : { proceed: true };
-              if (!beforeClick.proceed) {
-                beforeClickRef.current = null;
-                event.reject();
-                return;
-              }
-              beforeClickRef.current = {
-                accountPatch: beforeClick.accountPatch,
-                sessionId: beforeClick.sessionId,
-                nonce: beforeClick.nonce
-              };
-              onButtonClick?.(lastWalletMethodRef.current);
-              event.resolve();
-            },
-            onConfirm: handleWalletConfirm,
-            onCancel: () => {
-              beforeClickRef.current = null;
-              onDecline?.(buildDeclineEvent(lastWalletMethodRef.current, "Wallet checkout was cancelled."));
-            },
-            options: {
-              buttonType: { applePay: "plain", googlePay: "plain" },
-              paymentMethods: expressMethodMap,
-              layout: { maxColumns: 1, overflow: "never" }
-            }
+            ref: focusTargetRef,
+            tabIndex: -1,
+            "data-testid": "flopay-wallet-focus-target",
+            "aria-label": "Wallet payment methods",
+            style: { borderRadius: 8, outlineOffset: 4 },
+            children: [
+              showRecoveryAction && /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(
+                "button",
+                {
+                  ref: recoveryActionRef,
+                  type: "button",
+                  "data-testid": "flopay-wallet-retry-button",
+                  onClick: handleRecoveryActionClick,
+                  style: EXTERNAL_METHOD_RECOVERY_BUTTON_STYLE,
+                  children: [
+                    "Try ",
+                    getExternalMethodDisplayName(recoveryActionMethod),
+                    " again"
+                  ]
+                }
+              ),
+              /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
+                import_react_stripe_js.ExpressCheckoutElement,
+                {
+                  onReady: (event) => {
+                    setLoadState(resolveExpressCheckoutLoadState(event, availableMethodKeys));
+                  },
+                  onLoadError: (_event) => {
+                    setLoadState("load_error");
+                  },
+                  onClick: async (event) => {
+                    lastWalletProviderMethodRef.current = event.expressPaymentType;
+                    lastWalletMethodRef.current = checkoutButtonMethodFromProviderMethod(event.expressPaymentType);
+                    const beforeClick = runBeforeButtonClick ? await runBeforeButtonClick(lastWalletMethodRef.current) : { proceed: true };
+                    if (!beforeClick.proceed) {
+                      attemptContextBySurfaceRef.current.delete(surfaceKey);
+                      event.reject();
+                      return;
+                    }
+                    const generation = startAttempt(event.expressPaymentType);
+                    attemptContextBySurfaceRef.current.set(surfaceKey, {
+                      generation,
+                      method: event.expressPaymentType,
+                      accountPatch: beforeClick.accountPatch,
+                      sessionId: beforeClick.sessionId,
+                      nonce: beforeClick.nonce
+                    });
+                    setShowRecoveryAction(false);
+                    onButtonClick?.(lastWalletMethodRef.current);
+                    event.resolve();
+                  },
+                  onConfirm: handleWalletConfirm,
+                  onCancel: () => {
+                    const attemptContext = attemptContextBySurfaceRef.current.get(surfaceKey);
+                    attemptContextBySurfaceRef.current.delete(surfaceKey);
+                    invalidateAttempt(attemptContext?.generation);
+                    setShowRecoveryAction(false);
+                    pendingProviderFocusRef.current = true;
+                    resetSurface();
+                  },
+                  options: {
+                    buttonType: { applePay: "plain", googlePay: "plain" },
+                    paymentMethods: expressMethodMap,
+                    layout: { maxColumns: 1, overflow: "never" }
+                  }
+                },
+                surfaceKey
+              )
+            ]
           }
         )
       }
@@ -2884,6 +3439,30 @@ function SplitCardFormInner({
     },
     [onDecline]
   );
+  const recoverExternalMethodTechnicalFailure = (0, import_react9.useCallback)(
+    (method, err, options) => {
+      const popupBlocked = options?.popupBlocked ?? isPopupBlockedError(err);
+      const message = buildExternalMethodRecoveryMessage(method, popupBlocked);
+      const providerCode = sanitizeExternalFailureCode(options?.code) ?? getProviderErrorCode(err) ?? "external_payment_method_failed";
+      const floPayError = new import_shared6.FloPayError(message, "api_error", {
+        code: "external_payment_method_failed",
+        param: method
+      });
+      setOverlayStatus(null);
+      if (layout === "buttons") {
+        setViewState("buttons");
+        setExpandedApmMethod(null);
+      }
+      updateError(message);
+      onError?.(floPayError);
+      console.error("[FloPay] External payment method failed:", {
+        method,
+        code: providerCode,
+        popupBlocked
+      });
+    },
+    [layout, onError, updateError]
+  );
   (0, import_react9.useEffect)(() => {
     if (!vaultActive || !sessionId) {
       setVaultMount(null);
@@ -4340,6 +4919,7 @@ function SplitCardFormInner({
                     onComplete,
                     onErrorChange: updateError,
                     onDecline,
+                    onTechnicalFailure: recoverExternalMethodTechnicalFailure,
                     onButtonClick,
                     runBeforeButtonClick,
                     isProcessing: isSubmitting,
@@ -4363,6 +4943,7 @@ function SplitCardFormInner({
                   isProcessing: isSubmitting,
                   onButtonClick,
                   onDecline,
+                  onTechnicalFailure: recoverExternalMethodTechnicalFailure,
                   runBeforeButtonClick,
                   onLoadStateChange: setPaypalLoadState,
                   placeholderBorderRadius: buttonBorderRadius
@@ -4380,6 +4961,7 @@ function SplitCardFormInner({
                   onErrorChange: updateError,
                   onButtonClick,
                   onDecline,
+                  onTechnicalFailure: recoverExternalMethodTechnicalFailure,
                   runBeforeButtonClick,
                   onLoadStateChange: setWalletLoadState,
                   placeholderBorderRadius: buttonBorderRadius
@@ -4735,6 +5317,7 @@ function SplitCardFormInner({
             onComplete,
             onErrorChange: updateError,
             onDecline,
+            onTechnicalFailure: recoverExternalMethodTechnicalFailure,
             onButtonClick,
             runBeforeButtonClick,
             isProcessing: isSubmitting,
@@ -4758,6 +5341,7 @@ function SplitCardFormInner({
           isProcessing: isSubmitting,
           onButtonClick,
           onDecline,
+          onTechnicalFailure: recoverExternalMethodTechnicalFailure,
           runBeforeButtonClick,
           onLoadStateChange: setPaypalLoadState,
           placeholderBorderRadius: buttonBorderRadius
@@ -4775,6 +5359,7 @@ function SplitCardFormInner({
           onErrorChange: updateError,
           onButtonClick,
           onDecline,
+          onTechnicalFailure: recoverExternalMethodTechnicalFailure,
           runBeforeButtonClick,
           onLoadStateChange: setWalletLoadState,
           placeholderBorderRadius: buttonBorderRadius