@flopay/react 0.5.17 → 0.5.19

package/dist/index.cjs

@@ -39,11 +39,9 @@ __export(index_exports, {
   FloPayAutomaticPaymentButton: () => FloPayAutomaticPaymentButton,
   FloPayCheckout: () => FloPayCheckout,
   FloPayProvider: () => FloPayProvider,
-  InAppBrowserNotice: () => InAppBrowserNotice,
   PayPalButton: () => PayPalButton,
   PaymentElement: () => PaymentElement,
   SplitCardForm: () => SplitCardForm,
-  isInAppBrowser: () => isInAppBrowser,
   useCheckout: () => useCheckout,
   useElements: () => useElements,
   useFloPay: () => useFloPay,
@@ -153,8 +151,8 @@ function FloPayProvider({
 }
 
 // src/flopay-checkout.tsx
-var import_react9 = __toESM(require("react"), 1);
-var import_js2 = require("@flopay/js");
+var import_react8 = __toESM(require("react"), 1);
+var import_js3 = require("@flopay/js");
 var import_shared7 = require("@flopay/shared");
 
 // src/card-button-content.tsx
@@ -287,7 +285,8 @@ var AddressElement = createElementComponent("address", "AddressElement");
 // src/split-card-form.tsx
 var import_react_stripe_js = require("@stripe/react-stripe-js");
 var import_shared4 = require("@flopay/shared");
-var import_react8 = require("react");
+var import_js = require("@flopay/js");
+var import_react7 = require("react");
 
 // src/hooks.ts
 var import_react5 = require("react");
@@ -660,9 +659,6 @@ function wasSessionRecentlyCompleted(sessionId) {
   }
 }
 
-// src/in-app-browser-notice.tsx
-var import_react7 = require("react");
-
 // src/in-app-browser.ts
 function isInAppBrowser(userAgent) {
   const ua = userAgent ?? (typeof navigator !== "undefined" ? navigator.userAgent : "");
@@ -678,101 +674,9 @@ function isInAppBrowser(userAgent) {
   return false;
 }
 
-// src/in-app-browser-notice.tsx
-var import_jsx_runtime5 = require("react/jsx-runtime");
-var DEFAULT_MESSAGE = "PayPal and some digital wallets aren't supported in this browser. Open this page in your device's browser to use them.";
-function InAppBrowserNotice({
-  message,
-  openButtonLabel,
-  copiedButtonLabel,
-  containerStyle,
-  buttonStyle,
-  onOpenInBrowser
-}) {
-  const [copied, setCopied] = (0, import_react7.useState)(false);
-  const [inAppBrowser, setInAppBrowser] = (0, import_react7.useState)(false);
-  (0, import_react7.useEffect)(() => {
-    setInAppBrowser(isInAppBrowser());
-  }, []);
-  const defaultOpenLabel = inAppBrowser ? "Copy link" : "Open in browser";
-  const defaultCopiedLabel = inAppBrowser ? "Link copied \u2014 open Safari/Chrome and paste" : "Link copied \u2014 paste in your browser";
-  const effectiveOpenLabel = openButtonLabel ?? defaultOpenLabel;
-  const effectiveCopiedLabel = copiedButtonLabel ?? defaultCopiedLabel;
-  const handleClick = (0, import_react7.useCallback)(async () => {
-    if (typeof window === "undefined") return;
-    const url = window.location.href;
-    let opened = false;
-    if (!inAppBrowser) {
-      try {
-        const win = window.open(url, "_blank");
-        opened = !!win;
-      } catch {
-        opened = false;
-      }
-    }
-    let didCopy = false;
-    if (!opened) {
-      if (typeof navigator !== "undefined" && typeof navigator.clipboard?.writeText === "function") {
-        try {
-          await navigator.clipboard.writeText(url);
-          didCopy = true;
-          setCopied(true);
-        } catch {
-          didCopy = false;
-        }
-      }
-    }
-    onOpenInBrowser?.({ opened, copied: didCopy });
-  }, [inAppBrowser, onOpenInBrowser]);
-  return /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)(
-    "div",
-    {
-      role: "status",
-      "data-testid": "flopay-in-app-browser-notice",
-      style: {
-        marginTop: "0.75rem",
-        padding: "0.75rem 0.875rem",
-        background: "#FFFBEB",
-        border: "1px solid #FDE68A",
-        borderRadius: 8,
-        color: "#92400E",
-        fontSize: "0.85rem",
-        lineHeight: 1.4,
-        display: "flex",
-        flexDirection: "column",
-        gap: "0.5rem",
-        ...containerStyle
-      },
-      children: [
-        /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("span", { children: message ?? DEFAULT_MESSAGE }),
-        /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
-          "button",
-          {
-            type: "button",
-            onClick: handleClick,
-            style: {
-              alignSelf: "flex-start",
-              padding: "0.4rem 0.75rem",
-              background: "transparent",
-              border: "1px solid #92400E",
-              borderRadius: 6,
-              color: "#92400E",
-              fontSize: "0.85rem",
-              fontWeight: 600,
-              cursor: "pointer",
-              ...buttonStyle
-            },
-            children: copied ? effectiveCopiedLabel : effectiveOpenLabel
-          }
-        )
-      ]
-    }
-  );
-}
-
 // src/split-card-form.tsx
 var import_shared5 = require("@flopay/shared");
-var import_jsx_runtime6 = require("react/jsx-runtime");
+var import_jsx_runtime5 = require("react/jsx-runtime");
 var WALLET_RESUME_KEY = "flopay_wallet_resume";
 var FLOPAY_KEYFRAMES = `
 @keyframes flopay-pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.4; } }
@@ -814,7 +718,7 @@ function normalizeBeforeButtonClickError(method, err) {
   );
 }
 function FloPayKeyframes() {
-  return /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("style", { children: FLOPAY_KEYFRAMES });
+  return /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("style", { children: FLOPAY_KEYFRAMES });
 }
 function toCssSize(value) {
   if (typeof value === "number") return `${value}px`;
@@ -835,8 +739,8 @@ function ExpressCheckoutReadySwap({
   children
 }) {
   if (state === "unavailable" || state === "load_error") return null;
-  return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: { position: "relative", minHeight: 44 }, children: [
-    /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+  return /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("div", { style: { position: "relative", minHeight: 44 }, children: [
+    /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
       "div",
       {
         "data-testid": placeholderTestId,
@@ -855,7 +759,7 @@ function ExpressCheckoutReadySwap({
         }
       }
     ),
-    /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+    /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
       "div",
       {
         style: {
@@ -870,9 +774,12 @@ function ExpressCheckoutReadySwap({
     )
   ] });
 }
-var SplitCardForm = (0, import_react8.forwardRef)(
+function isExpressCheckoutRowVisible(state) {
+  return state !== "unavailable" && state !== "load_error";
+}
+var SplitCardForm = (0, import_react7.forwardRef)(
   function SplitCardForm2(props, ref) {
-    return /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(SplitCardFormInner, { ...props, innerRef: ref });
+    return /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(SplitCardFormInner, { ...props, innerRef: ref });
   }
 );
 function PayPalButtonInner({
@@ -889,19 +796,15 @@ function PayPalButtonInner({
 }) {
   const stripe = (0, import_react_stripe_js.useStripe)();
   const elements = (0, import_react_stripe_js.useElements)();
-  const [loadState, setLoadState] = (0, import_react8.useState)("loading");
-  const onLoadStateChangeRef = (0, import_react8.useRef)(onLoadStateChange);
-  (0, import_react8.useEffect)(() => {
-    onLoadStateChangeRef.current = onLoadStateChange;
-  }, [onLoadStateChange]);
-  (0, import_react8.useEffect)(() => {
-    onLoadStateChangeRef.current?.(loadState);
-  }, [loadState]);
-  const [submitting, setSubmitting] = (0, import_react8.useState)(false);
-  const paypalResumeAttempted = (0, import_react8.useRef)(false);
-  const beforeClickRef = (0, import_react8.useRef)(null);
+  const [loadState, setLoadState] = (0, import_react7.useState)("loading");
+  (0, import_react7.useEffect)(() => {
+    onLoadStateChange?.(loadState);
+  }, [loadState, onLoadStateChange]);
+  const [submitting, setSubmitting] = (0, import_react7.useState)(false);
+  const paypalResumeAttempted = (0, import_react7.useRef)(false);
+  const beforeClickRef = (0, import_react7.useRef)(null);
   const baseUrl = billingApiUrl.replace(/\/+$/, "");
-  (0, import_react8.useEffect)(() => {
+  (0, import_react7.useEffect)(() => {
     if (!stripe || paypalResumeAttempted.current) return;
     const params = new URLSearchParams(window.location.search);
     const paymentIntentId = params.get("payment_intent");
@@ -948,7 +851,7 @@ function PayPalButtonInner({
       }
     })();
   }, [stripe, onTokenizedBody, onErrorChange, onDecline]);
-  const handlePayPalClick = (0, import_react8.useCallback)(async (event) => {
+  const handlePayPalClick = (0, import_react7.useCallback)(async (event) => {
     if (isProcessing || submitting) {
       event.reject();
       return;
@@ -966,7 +869,7 @@ function PayPalButtonInner({
     onButtonClick?.("paypal");
     event.resolve();
   }, [isProcessing, onButtonClick, runBeforeButtonClick, submitting]);
-  const handlePayPalConfirm = (0, import_react8.useCallback)(async (event) => {
+  const handlePayPalConfirm = (0, import_react7.useCallback)(async (event) => {
     if (!stripe || !elements) return;
     let prepared = beforeClickRef.current;
     beforeClickRef.current = null;
@@ -1058,8 +961,8 @@ function PayPalButtonInner({
       setSubmitting(false);
     }
   }, [stripe, elements, sessionId, email, baseUrl, onTokenizedBody, onErrorChange, onDecline, runBeforeButtonClick]);
-  return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(import_jsx_runtime6.Fragment, { children: [
-    /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(ExpressCheckoutReadySwap, { state: loadState, placeholderTestId: "flopay-paypal-placeholder", children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+  return /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)(import_jsx_runtime5.Fragment, { children: [
+    /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(ExpressCheckoutReadySwap, { state: loadState, placeholderTestId: "flopay-paypal-placeholder", children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
       import_react_stripe_js.ExpressCheckoutElement,
       {
         onReady: (event) => setLoadState(resolveExpressCheckoutLoadState(event, ["paypal"])),
@@ -1084,7 +987,7 @@ function PayPalButtonInner({
         }
       }
     ) }),
-    submitting && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(ProcessingOverlay, { status: "processing" })
+    submitting && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(ProcessingOverlay, { status: "processing" })
   ] });
 }
 function WalletButtonInner({
@@ -1102,19 +1005,15 @@ function WalletButtonInner({
 }) {
   const stripe = (0, import_react_stripe_js.useStripe)();
   const elements = (0, import_react_stripe_js.useElements)();
-  const [loadState, setLoadState] = (0, import_react8.useState)("loading");
-  const onLoadStateChangeRef = (0, import_react8.useRef)(onLoadStateChange);
-  (0, import_react8.useEffect)(() => {
-    onLoadStateChangeRef.current = onLoadStateChange;
-  }, [onLoadStateChange]);
-  (0, import_react8.useEffect)(() => {
-    onLoadStateChangeRef.current?.(loadState);
-  }, [loadState]);
-  const [submitting, setSubmitting] = (0, import_react8.useState)(false);
+  const [loadState, setLoadState] = (0, import_react7.useState)("loading");
+  (0, import_react7.useEffect)(() => {
+    onLoadStateChange?.(loadState);
+  }, [loadState, onLoadStateChange]);
+  const [submitting, setSubmitting] = (0, import_react7.useState)(false);
   const baseUrl = billingApiUrl.replace(/\/+$/, "");
-  const lastWalletMethodRef = (0, import_react8.useRef)("card");
-  const beforeClickRef = (0, import_react8.useRef)(null);
-  const handleWalletConfirm = (0, import_react8.useCallback)(
+  const lastWalletMethodRef = (0, import_react7.useRef)("card");
+  const beforeClickRef = (0, import_react7.useRef)(null);
+  const handleWalletConfirm = (0, import_react7.useCallback)(
     async (event) => {
       if (!stripe || !elements) return;
       const walletType = event.expressPaymentType;
@@ -1203,8 +1102,8 @@ function WalletButtonInner({
     },
     [stripe, elements, sessionId, email, baseUrl, onTokenizedBody, onErrorChange, onDecline, runBeforeButtonClick]
   );
-  return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(import_jsx_runtime6.Fragment, { children: [
-    /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(ExpressCheckoutReadySwap, { state: loadState, placeholderTestId: "flopay-wallet-placeholder", children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+  return /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)(import_jsx_runtime5.Fragment, { children: [
+    /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(ExpressCheckoutReadySwap, { state: loadState, placeholderTestId: "flopay-wallet-placeholder", children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
       import_react_stripe_js.ExpressCheckoutElement,
       {
         onReady: (event) => setLoadState(resolveExpressCheckoutLoadState(event, ["applePay", "googlePay"])),
@@ -1243,7 +1142,7 @@ function WalletButtonInner({
         }
       }
     ) }),
-    submitting && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(ProcessingOverlay, { status: "processing" })
+    submitting && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(ProcessingOverlay, { status: "processing" })
   ] });
 }
 function SplitCardFormInner({
@@ -1300,49 +1199,49 @@ function SplitCardFormInner({
   const flopay = useFloPay();
   const paypalFlopay = usePayPalFloPay();
   const elements = useElements();
-  const checkout = (0, import_react8.useContext)(CheckoutContext);
+  const checkout = (0, import_react7.useContext)(CheckoutContext);
   const contextBillingUrl = useBillingApiUrl();
-  const [processing, setProcessing] = (0, import_react8.useState)(false);
-  const [error, setError] = (0, import_react8.useState)(null);
-  const [is3DSActive, setIs3DSActive] = (0, import_react8.useState)(false);
-  const [selectedCountry, setSelectedCountry] = (0, import_react8.useState)(countryProp ?? "US");
-  const [zipCode, setZipCode] = (0, import_react8.useState)(zipProp ?? "");
-  const [addressLine1, setAddressLine1] = (0, import_react8.useState)(addressLine1Prop ?? "");
-  const [addressLine2, setAddressLine2] = (0, import_react8.useState)(addressLine2Prop ?? "");
-  const [city, setCity] = (0, import_react8.useState)(cityProp ?? "");
-  const [stateValue, setStateValue] = (0, import_react8.useState)(stateProp ?? "");
-  const [accountPatch, setAccountPatch] = (0, import_react8.useState)({});
-  const zipCodeRef = (0, import_react8.useRef)(zipProp ?? "");
-  const selectedCountryRef = (0, import_react8.useRef)(countryProp ?? "US");
-  const addressLine1Ref = (0, import_react8.useRef)(addressLine1Prop ?? "");
-  const addressLine2Ref = (0, import_react8.useRef)(addressLine2Prop ?? "");
-  const cityRef = (0, import_react8.useRef)(cityProp ?? "");
-  const stateRef = (0, import_react8.useRef)(stateProp ?? "");
-  const avsConfig = (0, import_react8.useMemo)(() => (0, import_shared4.resolveAVSConfig)(enableAVSProp), [enableAVSProp]);
+  const [processing, setProcessing] = (0, import_react7.useState)(false);
+  const [error, setError] = (0, import_react7.useState)(null);
+  const [is3DSActive, setIs3DSActive] = (0, import_react7.useState)(false);
+  const [selectedCountry, setSelectedCountry] = (0, import_react7.useState)(countryProp ?? "US");
+  const [zipCode, setZipCode] = (0, import_react7.useState)(zipProp ?? "");
+  const [addressLine1, setAddressLine1] = (0, import_react7.useState)(addressLine1Prop ?? "");
+  const [addressLine2, setAddressLine2] = (0, import_react7.useState)(addressLine2Prop ?? "");
+  const [city, setCity] = (0, import_react7.useState)(cityProp ?? "");
+  const [stateValue, setStateValue] = (0, import_react7.useState)(stateProp ?? "");
+  const [accountPatch, setAccountPatch] = (0, import_react7.useState)({});
+  const zipCodeRef = (0, import_react7.useRef)(zipProp ?? "");
+  const selectedCountryRef = (0, import_react7.useRef)(countryProp ?? "US");
+  const addressLine1Ref = (0, import_react7.useRef)(addressLine1Prop ?? "");
+  const addressLine2Ref = (0, import_react7.useRef)(addressLine2Prop ?? "");
+  const cityRef = (0, import_react7.useRef)(cityProp ?? "");
+  const stateRef = (0, import_react7.useRef)(stateProp ?? "");
+  const avsConfig = (0, import_react7.useMemo)(() => (0, import_shared4.resolveAVSConfig)(enableAVSProp), [enableAVSProp]);
   const enableAVS = avsConfig !== null;
-  const [viewState, setViewState] = (0, import_react8.useState)(initialCardOpen ? "card" : "buttons");
+  const [viewState, setViewState] = (0, import_react7.useState)(initialCardOpen ? "card" : "buttons");
   const showCardForm = viewState === "expanding" || viewState === "card";
   const TRANSITION_MS = 280;
-  const expandToCard = (0, import_react8.useCallback)(() => {
+  const expandToCard = (0, import_react7.useCallback)(() => {
     setViewState("expanding");
     setTimeout(() => setViewState("card"), TRANSITION_MS);
   }, []);
-  const collapseToButtons = (0, import_react8.useCallback)(() => {
+  const collapseToButtons = (0, import_react7.useCallback)(() => {
     setViewState("collapsing");
     setTimeout(() => setViewState("buttons"), TRANSITION_MS);
   }, []);
-  (0, import_react8.useEffect)(() => {
+  (0, import_react7.useEffect)(() => {
     if (layout === "buttons" && initialCardOpen) {
       setViewState("card");
     }
   }, [layout, initialCardOpen]);
-  const [fullName, setFullName] = (0, import_react8.useState)("");
-  const [formReady, setFormReady] = (0, import_react8.useState)(false);
-  const [overlayStatus, setOverlayStatus] = (0, import_react8.useState)(null);
-  const processingRef = (0, import_react8.useRef)(false);
+  const [fullName, setFullName] = (0, import_react7.useState)("");
+  const [formReady, setFormReady] = (0, import_react7.useState)(false);
+  const [overlayStatus, setOverlayStatus] = (0, import_react7.useState)(null);
+  const processingRef = (0, import_react7.useRef)(false);
   const resolvedBillingApiUrl = billingApiUrl || contextBillingUrl;
   const displayError = externalError ?? error;
-  const bStyles = (0, import_react8.useMemo)(() => {
+  const bStyles = (0, import_react7.useMemo)(() => {
     const base = (0, import_shared4.resolveButtonsLayoutTheme)(buttonsTheme);
     if (!buttonsStylesOverride) return base;
     return {
@@ -1360,7 +1259,7 @@ function SplitCardFormInner({
   const isSubmitting = (externalProcessing ?? processing) || isInlineSessionPatchProcessing;
   const isSelfContained = !onTokenizedBody;
   const baseUrl = resolvedBillingApiUrl.replace(/\/+$/, "");
-  const resolvedAccount = (0, import_react8.useMemo)(() => mergeAccountPatch({
+  const resolvedAccount = (0, import_react7.useMemo)(() => mergeAccountPatch({
     userId,
     email,
     firstName,
@@ -1368,62 +1267,63 @@ function SplitCardFormInner({
     country: countryProp,
     zip: zipProp
   }, accountPatch), [userId, email, firstName, lastName, countryProp, zipProp, accountPatch]);
-  const stripeInstance = (0, import_react8.useMemo)(() => {
+  const stripeInstance = (0, import_react7.useMemo)(() => {
     if (!flopay) return null;
     return flopay.getRawProvider();
   }, [flopay]);
-  const paypalStripeInstance = (0, import_react8.useMemo)(() => {
+  const paypalStripeInstance = (0, import_react7.useMemo)(() => {
     if (!paypalFlopay) return null;
     return paypalFlopay.getRawProvider();
   }, [paypalFlopay]);
   const amountInCents = totalAmount || 100;
-  const walletOptions = (0, import_react8.useMemo)(() => ({
+  const walletOptions = (0, import_react7.useMemo)(() => ({
     mode: "payment",
     amount: amountInCents,
     currency: currency.toLowerCase(),
     paymentMethodCreation: "manual",
     captureMethod: "manual"
   }), [amountInCents, currency]);
-  const paypalOptions = (0, import_react8.useMemo)(() => ({
+  const paypalOptions = (0, import_react7.useMemo)(() => ({
     mode: "payment",
     amount: amountInCents,
     currency: currency.toLowerCase(),
     captureMethod: "manual",
     setupFutureUsage: "off_session"
   }), [amountInCents, currency]);
-  const updateError = (0, import_react8.useCallback)(
+  const updateError = (0, import_react7.useCallback)(
     (err) => {
       setError(err);
       onErrorChange?.(err);
     },
     [onErrorChange]
   );
-  const emitDecline = (0, import_react8.useCallback)(
+  const emitDecline = (0, import_react7.useCallback)(
     (method, input, overrides) => {
       onDecline?.(buildDeclineEvent(method, input, overrides));
     },
     [onDecline]
   );
   const showWallets = showApplePay || showGooglePay;
-  const [paypalLoadState, setPaypalLoadState] = (0, import_react8.useState)("loading");
-  const [walletLoadState, setWalletLoadState] = (0, import_react8.useState)("loading");
-  const [inAppBrowserDetected, setInAppBrowserDetected] = (0, import_react8.useState)(false);
-  (0, import_react8.useEffect)(() => {
+  const [paypalLoadState, setPaypalLoadState] = (0, import_react7.useState)("loading");
+  const [walletLoadState, setWalletLoadState] = (0, import_react7.useState)("loading");
+  const [inAppBrowserDetected, setInAppBrowserDetected] = (0, import_react7.useState)();
+  (0, import_react7.useEffect)(() => {
     setInAppBrowserDetected(isInAppBrowser());
   }, []);
-  const expectedPayPal = showPayPal && !!paypalStripeInstance;
-  const expectedWallets = showWallets && !!stripeInstance;
-  const paypalLoadFailed = expectedPayPal && (paypalLoadState === "load_error" || paypalLoadState === "unavailable");
-  const walletsLoadFailed = expectedWallets && walletLoadState === "load_error";
-  const showInAppBrowserNotice = (expectedPayPal || expectedWallets) && (inAppBrowserDetected || paypalLoadFailed || walletsLoadFailed);
-  const handleNameChange = (0, import_react8.useCallback)((value) => {
+  const shouldShowPayPal = showPayPal && inAppBrowserDetected === false;
+  const shouldShowWallets = showWallets && inAppBrowserDetected === false;
+  const shouldRenderPayPal = shouldShowPayPal && !!paypalStripeInstance;
+  const shouldRenderWallets = shouldShowWallets && !!stripeInstance;
+  const shouldDisplayPayPalRow = shouldRenderPayPal && isExpressCheckoutRowVisible(paypalLoadState);
+  const shouldDisplayWalletRow = shouldRenderWallets && isExpressCheckoutRowVisible(walletLoadState);
+  const handleNameChange = (0, import_react7.useCallback)((value) => {
     setFullName(value);
     onFullNameChange?.(value);
     const parts = value.trim().split(/\s+/);
     onFirstNameChange?.(parts[0] ?? "");
     onLastNameChange?.(parts.length > 1 ? parts.slice(1).join(" ") : "");
   }, [onFullNameChange, onFirstNameChange, onLastNameChange]);
-  const applyInlineSessionPatch = (0, import_react8.useCallback)(
+  const applyInlineSessionPatch = (0, import_react7.useCallback)(
     (patch, method) => {
       if (!checkout.applyInlineSessionPatch) {
         return Promise.resolve({ error: null, sessionId });
@@ -1440,7 +1340,7 @@ function SplitCardFormInner({
     },
     [checkout.applyInlineSessionPatch, onError, sessionId, updateError]
   );
-  const runBeforeButtonClick = (0, import_react8.useCallback)(async (method) => {
+  const runBeforeButtonClick = (0, import_react7.useCallback)(async (method) => {
     if (!onBeforeButtonClick) return { proceed: true };
     try {
       const result = await onBeforeButtonClick({
@@ -1476,7 +1376,7 @@ function SplitCardFormInner({
       return { proceed: false };
     }
   }, [applyInlineSessionPatch, checkout.inlineSessionDraft, onBeforeButtonClick, onError, sessionId, updateError]);
-  const processPaymentInternal = (0, import_react8.useCallback)(
+  const processPaymentInternal = (0, import_react7.useCallback)(
     async (tokenizedBody, overrides) => {
       if (processingRef.current) return;
       processingRef.current = true;
@@ -1488,53 +1388,47 @@ function SplitCardFormInner({
       const resolvedCompletionPaymentMethodId = overrides?.completionPaymentMethodId ?? resolveTokenizedPaymentMethodId(tokenizedBody);
       const requestTokenizedBody = tokenizedBody.originalPaymentMethodId ? { ...tokenizedBody, originalPaymentMethodId: void 0 } : tokenizedBody;
       try {
-        const response = await fetch(`${baseUrl}/v1/checkouts/sessions/process`, {
-          method: "POST",
-          headers: {
-            "Content-Type": "application/json",
-            "x-user-id": effectiveAccount.userId ?? ""
+        const api = new import_js.PaymentAPI(baseUrl);
+        const response = await api.processPayment(effectiveAccount.userId ?? "", {
+          sessionId: effectiveSessionId,
+          tokenizedData: requestTokenizedBody,
+          accountData: {
+            userId: effectiveAccount.userId ?? "",
+            email: effectiveAccount.email ?? "",
+            firstName: effectiveAccount.firstName ?? fullName.trim().split(/\s+/)[0] ?? "",
+            lastName: effectiveAccount.lastName ?? fullName.trim().split(/\s+/).slice(1).join(" ") ?? "",
+            ...avsConfig ? (() => {
+              const c = selectedCountryRef.current;
+              const stateVisible = (0, import_shared4.isAVSFieldVisible)(avsConfig.state, c);
+              const line1Visible = (0, import_shared4.isAVSFieldVisible)(avsConfig.address_line_1, c);
+              const zipVisible = (0, import_shared4.isAVSFieldVisible)(avsConfig.postal_code, c);
+              const derivedState = line1Visible && !stateVisible && zipVisible ? (0, import_shared4.getStateFromPostalCode)(c, zipCodeRef.current ?? "") : null;
+              const stateValue2 = stateVisible ? stateRef.current : derivedState;
+              return {
+                country: c,
+                ...zipVisible && zipCodeRef.current ? { zip: zipCodeRef.current } : {},
+                ...(0, import_shared4.isAVSFieldVisible)(avsConfig.city, c) && cityRef.current ? { city: cityRef.current } : {},
+                ...stateValue2 ? { state: stateValue2 } : {},
+                ...line1Visible && addressLine1Ref.current ? { addressLine1: addressLine1Ref.current } : {},
+                ...(0, import_shared4.isAVSFieldVisible)(avsConfig.address_line_2, c) && addressLine2Ref.current ? { addressLine2: addressLine2Ref.current } : {}
+              };
+            })() : {}
           },
-          body: JSON.stringify({
-            sessionId: effectiveSessionId,
-            tokenizedData: requestTokenizedBody,
-            accountData: {
-              userId: effectiveAccount.userId ?? "",
-              email: effectiveAccount.email ?? "",
-              firstName: effectiveAccount.firstName ?? fullName.trim().split(/\s+/)[0] ?? "",
-              lastName: effectiveAccount.lastName ?? fullName.trim().split(/\s+/).slice(1).join(" ") ?? "",
-              ...avsConfig ? (() => {
-                const c = selectedCountryRef.current;
-                const stateVisible = (0, import_shared4.isAVSFieldVisible)(avsConfig.state, c);
-                const line1Visible = (0, import_shared4.isAVSFieldVisible)(avsConfig.address_line_1, c);
-                const zipVisible = (0, import_shared4.isAVSFieldVisible)(avsConfig.postal_code, c);
-                const derivedState = line1Visible && !stateVisible && zipVisible ? (0, import_shared4.getStateFromPostalCode)(c, zipCodeRef.current ?? "") : null;
-                const stateValue2 = stateVisible ? stateRef.current : derivedState;
-                return {
-                  country: c,
-                  ...zipVisible && zipCodeRef.current ? { zip: zipCodeRef.current } : {},
-                  ...(0, import_shared4.isAVSFieldVisible)(avsConfig.city, c) && cityRef.current ? { city: cityRef.current } : {},
-                  ...stateValue2 ? { state: stateValue2 } : {},
-                  ...line1Visible && addressLine1Ref.current ? { addressLine1: addressLine1Ref.current } : {},
-                  ...(0, import_shared4.isAVSFieldVisible)(avsConfig.address_line_2, c) && addressLine2Ref.current ? { addressLine2: addressLine2Ref.current } : {}
-                };
-              })() : {}
-            },
-            chv,
-            // Checkout analytics metadata
-            avsCheck: avsCheckProp ?? false,
-            checkoutType: checkoutTypeProp,
-            checkoutLayout: checkoutLayoutProp,
-            // Resolved exposure: which fields were actually shown for the active country.
-            // Country-scoped rules (e.g. ['US', 'CA']) are flattened to booleans here.
-            avsConfig: avsConfig ? {
-              country: (0, import_shared4.isAVSFieldVisible)(avsConfig.country, selectedCountryRef.current),
-              postal_code: (0, import_shared4.isAVSFieldVisible)(avsConfig.postal_code, selectedCountryRef.current),
-              address_line_1: (0, import_shared4.isAVSFieldVisible)(avsConfig.address_line_1, selectedCountryRef.current),
-              address_line_2: (0, import_shared4.isAVSFieldVisible)(avsConfig.address_line_2, selectedCountryRef.current),
-              city: (0, import_shared4.isAVSFieldVisible)(avsConfig.city, selectedCountryRef.current),
-              state: (0, import_shared4.isAVSFieldVisible)(avsConfig.state, selectedCountryRef.current)
-            } : void 0
-          })
+          chv,
+          // Checkout analytics metadata
+          avsCheck: avsCheckProp ?? false,
+          checkoutType: checkoutTypeProp,
+          checkoutLayout: checkoutLayoutProp,
+          // Resolved exposure: which fields were actually shown for the active country.
+          // Country-scoped rules (e.g. ['US', 'CA']) are flattened to booleans here.
+          avsConfig: avsConfig ? {
+            country: (0, import_shared4.isAVSFieldVisible)(avsConfig.country, selectedCountryRef.current),
+            postal_code: (0, import_shared4.isAVSFieldVisible)(avsConfig.postal_code, selectedCountryRef.current),
+            address_line_1: (0, import_shared4.isAVSFieldVisible)(avsConfig.address_line_1, selectedCountryRef.current),
+            address_line_2: (0, import_shared4.isAVSFieldVisible)(avsConfig.address_line_2, selectedCountryRef.current),
+            city: (0, import_shared4.isAVSFieldVisible)(avsConfig.city, selectedCountryRef.current),
+            state: (0, import_shared4.isAVSFieldVisible)(avsConfig.state, selectedCountryRef.current)
+          } : void 0
         });
         if (response.ok) {
           markSessionRecentlyCompleted(effectiveSessionId);
@@ -1666,7 +1560,7 @@ function SplitCardFormInner({
     },
     [baseUrl, sessionId, resolvedAccount, fullName, chv, flopay, paypalFlopay, onComplete, onError, updateError, emitDecline]
   );
-  const dispatchTokenizedBody = (0, import_react8.useCallback)(
+  const dispatchTokenizedBody = (0, import_react7.useCallback)(
     (tokenizedBody, overrides) => {
       if (onTokenizedBody) {
         onTokenizedBody(tokenizedBody);
@@ -1676,7 +1570,7 @@ function SplitCardFormInner({
     },
     [onTokenizedBody, processPaymentInternal]
   );
-  (0, import_react8.useImperativeHandle)(innerRef, () => ({
+  (0, import_react7.useImperativeHandle)(innerRef, () => ({
     async handleNextAction(secret) {
       if (!flopay) return;
       setIs3DSActive(true);
@@ -1703,7 +1597,7 @@ function SplitCardFormInner({
       }
     }
   }), [flopay, dispatchTokenizedBody, onError, updateError, emitDecline]);
-  (0, import_react8.useEffect)(() => {
+  (0, import_react7.useEffect)(() => {
     if (typeof window === "undefined") return;
     const stored = localStorage.getItem(WALLET_RESUME_KEY);
     if (!stored) return;
@@ -1721,7 +1615,7 @@ function SplitCardFormInner({
       localStorage.removeItem(WALLET_RESUME_KEY);
     }
   }, [sessionId, dispatchTokenizedBody]);
-  const handleSubmit = (0, import_react8.useCallback)(
+  const handleSubmit = (0, import_react7.useCallback)(
     async (e) => {
       e.preventDefault();
       if (!flopay || !elements || isSubmitting || processingRef.current) return;
@@ -1863,7 +1757,7 @@ function SplitCardFormInner({
   );
   const isReady = flopay !== null && elements !== null;
   if (!isReady) {
-    return /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { "data-testid": "flopay-loading", "aria-busy": "true", children: "Loading payment form..." });
+    return /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { "data-testid": "flopay-loading", "aria-busy": "true", children: "Loading payment form..." });
   }
   const isButtons = layout === "buttons";
   const resolvedBorder = isButtons ? bStyles.cardInputBorder ?? "#e5e7eb" : "#A4A4FF";
@@ -1906,7 +1800,7 @@ function SplitCardFormInner({
       invalid: { color: "#ef4444" }
     }
   };
-  const cardFormBlock = /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: {
+  const cardFormBlock = /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("div", { style: {
     backgroundColor: cardBg,
     borderRadius: "8px",
     padding: isButtons ? "0" : "1rem",
@@ -1914,7 +1808,7 @@ function SplitCardFormInner({
     ...isButtons ? { padding: bStyles.cardFormContainer?.padding ?? "0" } : {},
     ...sharedInputPlaceholderVars
   }, children: [
-    /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("style", { children: `
+    /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("style", { children: `
         .flopay-shared-input::placeholder {
           color: var(--flopay-input-placeholder-color);
           opacity: 1;
@@ -1923,12 +1817,12 @@ function SplitCardFormInner({
           font-weight: var(--flopay-input-font-weight);
         }
       ` }),
-    isButtons && showCardForm && /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: {
+    isButtons && showCardForm && /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("div", { style: {
       display: "flex",
       alignItems: "center",
       padding: "0.75rem 0 0.625rem"
     }, children: [
-      /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(
+      /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)(
         "button",
         {
           type: "button",
@@ -1950,7 +1844,7 @@ function SplitCardFormInner({
           },
           "aria-label": "Back to payment methods",
           children: [
-            /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("span", { style: {
+            /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("span", { style: {
               display: "inline-flex",
               alignItems: "center",
               justifyContent: "center",
@@ -1960,12 +1854,12 @@ function SplitCardFormInner({
               backgroundColor: "#f3f4f6",
               transition: "background-color 0.15s",
               ...bStyles.backButtonIcon
-            }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("svg", { width: "14", height: "14", viewBox: "0 0 24 24", fill: "none", stroke: "currentColor", strokeWidth: "2.5", strokeLinecap: "round", strokeLinejoin: "round", children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("path", { d: "M15 18l-6-6 6-6" }) }) }),
-            /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(BackButtonContentSlot, { content: cardBackButtonContent })
+            }, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("svg", { width: "14", height: "14", viewBox: "0 0 24 24", fill: "none", stroke: "currentColor", strokeWidth: "2.5", strokeLinecap: "round", strokeLinejoin: "round", children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("path", { d: "M15 18l-6-6 6-6" }) }) }),
+            /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(BackButtonContentSlot, { content: cardBackButtonContent })
           ]
         }
       ),
-      hideTitle ? /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { flex: 1 } }) : /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
+      hideTitle ? /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: { flex: 1 } }) : /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: {
         flex: 1,
         textAlign: "center",
         fontWeight: 600,
@@ -1973,18 +1867,18 @@ function SplitCardFormInner({
         color: "#262833",
         paddingRight: 80,
         ...bStyles.title
-      }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(TitleContentSlot, { content: cardTitleContent }) })
+      }, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(TitleContentSlot, { content: cardTitleContent }) })
     ] }),
-    !isButtons && !hideTitle && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { textAlign: "center", fontWeight: 600, fontSize: "1.1rem", padding: "0.5rem 0", color: "#262833" }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(TitleContentSlot, { content: cardTitleContent }) }),
-    /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
+    !isButtons && !hideTitle && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: { textAlign: "center", fontWeight: 600, fontSize: "1.1rem", padding: "0.5rem 0", color: "#262833" }, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(TitleContentSlot, { content: cardTitleContent }) }),
+    /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: {
       backgroundColor: cardInputBg,
       border: `1px solid ${resolvedBorder}`,
       borderTopLeftRadius: "8px",
       borderTopRightRadius: "8px",
       padding: "10px"
-    }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(CardNumberElement, { onReady: () => setFormReady(true), options: stripeElementStyle }) }),
-    /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: { display: "flex" }, children: [
-      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
+    }, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(CardNumberElement, { onReady: () => setFormReady(true), options: stripeElementStyle }) }),
+    /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("div", { style: { display: "flex" }, children: [
+      /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: {
         flex: 1,
         backgroundColor: cardInputBg,
         border: `1px solid ${resolvedBorder}`,
@@ -1992,23 +1886,23 @@ function SplitCardFormInner({
         borderRight: "none",
         borderBottomLeftRadius: "8px",
         padding: "10px"
-      }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(CardExpiryElement, { options: stripeElementStyle }) }),
-      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
+      }, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(CardExpiryElement, { options: stripeElementStyle }) }),
+      /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: {
         flex: 1,
         backgroundColor: cardInputBg,
         border: `1px solid ${resolvedBorder}`,
         borderTop: "none",
         borderBottomRightRadius: "8px",
         padding: "10px"
-      }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(CardCvcElement, { options: stripeElementStyle }) })
+      }, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(CardCvcElement, { options: stripeElementStyle }) })
     ] }),
-    /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
+    /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: {
       backgroundColor: cardInputBg,
       border: `1px solid ${resolvedBorder}`,
       borderRadius: "8px",
       marginTop: "0.5rem",
       padding: "10px"
-    }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+    }, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
       "input",
       {
         className: "flopay-shared-input",
@@ -2047,8 +1941,8 @@ function SplitCardFormInner({
         ...isButtons && bStyles.nameInput ? bStyles.nameInput : {}
       });
       const stateOpts = (0, import_shared4.getStateOptions)(cc);
-      return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(import_jsx_runtime6.Fragment, { children: [
-        (0, import_shared4.isAVSFieldVisible)(avsConfig.address_line_1, cc) && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: inputWrapStyle(bStyles.addressLine1Input), children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+      return /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)(import_jsx_runtime5.Fragment, { children: [
+        (0, import_shared4.isAVSFieldVisible)(avsConfig.address_line_1, cc) && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: inputWrapStyle(bStyles.addressLine1Input), children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
           "input",
           {
             className: "flopay-shared-input",
@@ -2065,7 +1959,7 @@ function SplitCardFormInner({
             style: inputFieldStyle()
           }
         ) }),
-        (0, import_shared4.isAVSFieldVisible)(avsConfig.address_line_2, cc) && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: inputWrapStyle(bStyles.addressLine2Input), children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+        (0, import_shared4.isAVSFieldVisible)(avsConfig.address_line_2, cc) && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: inputWrapStyle(bStyles.addressLine2Input), children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
           "input",
           {
             className: "flopay-shared-input",
@@ -2081,12 +1975,12 @@ function SplitCardFormInner({
             style: inputFieldStyle()
           }
         ) }),
-        ((0, import_shared4.isAVSFieldVisible)(avsConfig.city, cc) || (0, import_shared4.isAVSFieldVisible)(avsConfig.state, cc)) && /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: {
+        ((0, import_shared4.isAVSFieldVisible)(avsConfig.city, cc) || (0, import_shared4.isAVSFieldVisible)(avsConfig.state, cc)) && /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("div", { style: {
           display: "flex",
           gap: "0",
           marginTop: "0.5rem"
         }, children: [
-          (0, import_shared4.isAVSFieldVisible)(avsConfig.city, cc) && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
+          (0, import_shared4.isAVSFieldVisible)(avsConfig.city, cc) && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: {
             flex: 1,
             backgroundColor: cardInputBg,
             border: `1px solid ${resolvedBorder}`,
@@ -2095,7 +1989,7 @@ function SplitCardFormInner({
             borderBottomLeftRadius: "8px",
             ...(0, import_shared4.isAVSFieldVisible)(avsConfig.state, cc) ? { borderRight: "none", borderTopRightRadius: 0, borderBottomRightRadius: 0 } : { borderRadius: "8px" },
             ...isButtons && bStyles.cityInput ? bStyles.cityInput : {}
-          }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+          }, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
             "input",
             {
               className: "flopay-shared-input",
@@ -2112,7 +2006,7 @@ function SplitCardFormInner({
               style: inputFieldStyle()
             }
           ) }),
-          (0, import_shared4.isAVSFieldVisible)(avsConfig.state, cc) && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
+          (0, import_shared4.isAVSFieldVisible)(avsConfig.state, cc) && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: {
             flex: 1,
             backgroundColor: cardInputBg,
             border: `1px solid ${resolvedBorder}`,
@@ -2121,7 +2015,7 @@ function SplitCardFormInner({
             borderBottomRightRadius: "8px",
             ...(0, import_shared4.isAVSFieldVisible)(avsConfig.city, cc) ? { borderTopLeftRadius: 0, borderBottomLeftRadius: 0 } : { borderRadius: "8px" },
             ...isButtons && bStyles.stateInput ? bStyles.stateInput : {}
-          }, children: stateOpts ? /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(
+          }, children: stateOpts ? /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)(
             "select",
             {
               value: stateValue,
@@ -2135,11 +2029,11 @@ function SplitCardFormInner({
               "data-testid": "flopay-state",
               style: { ...inputFieldStyle(), cursor: "pointer" },
               children: [
-                /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("option", { value: "", children: (0, import_shared4.getStateLabel)(cc) }),
-                stateOpts.map((s) => /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("option", { value: s.code, children: s.name }, s.code))
+                /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("option", { value: "", children: (0, import_shared4.getStateLabel)(cc) }),
+                stateOpts.map((s) => /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("option", { value: s.code, children: s.name }, s.code))
               ]
             }
-          ) : /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+          ) : /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
             "input",
             {
               className: "flopay-shared-input",
@@ -2157,20 +2051,20 @@ function SplitCardFormInner({
             }
           ) })
         ] }),
-        ((0, import_shared4.isAVSFieldVisible)(avsConfig.country, cc) || (0, import_shared4.isAVSFieldVisible)(avsConfig.postal_code, cc)) && /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: {
+        ((0, import_shared4.isAVSFieldVisible)(avsConfig.country, cc) || (0, import_shared4.isAVSFieldVisible)(avsConfig.postal_code, cc)) && /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("div", { style: {
           display: "flex",
           flexDirection: avsLayoutProp === "column" ? "column" : "row",
           gap: avsLayoutProp === "column" ? "0.5rem" : "0",
           marginTop: "0.5rem"
         }, children: [
-          (0, import_shared4.isAVSFieldVisible)(avsConfig.country, cc) && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
+          (0, import_shared4.isAVSFieldVisible)(avsConfig.country, cc) && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: {
             flex: avsLayoutProp === "row" ? 1 : void 0,
             backgroundColor: cardInputBg,
             border: `1px solid ${resolvedBorder}`,
             padding: "10px",
             ...avsLayoutProp === "row" && (0, import_shared4.isAVSFieldVisible)(avsConfig.postal_code, cc) ? { borderRadius: "0", borderTopLeftRadius: "8px", borderBottomLeftRadius: "8px", borderRight: "none" } : { borderRadius: "8px" },
             ...isButtons && bStyles.countrySelect ? bStyles.countrySelect : {}
-          }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+          }, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
             "select",
             {
               value: selectedCountry,
@@ -2185,21 +2079,21 @@ function SplitCardFormInner({
               autoComplete: "country",
               "data-testid": "flopay-country",
               style: { ...inputFieldStyle(), cursor: "pointer" },
-              children: import_shared4.COUNTRY_OPTIONS.map((c) => /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("option", { value: c.code, children: [
+              children: import_shared4.COUNTRY_OPTIONS.map((c) => /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("option", { value: c.code, children: [
                 c.flag,
                 " ",
                 c.name
               ] }, c.code))
             }
           ) }),
-          (0, import_shared4.isAVSFieldVisible)(avsConfig.postal_code, cc) && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
+          (0, import_shared4.isAVSFieldVisible)(avsConfig.postal_code, cc) && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: {
             flex: avsLayoutProp === "row" ? 1 : void 0,
             backgroundColor: cardInputBg,
             border: `1px solid ${resolvedBorder}`,
             padding: "10px",
             ...avsLayoutProp === "row" && (0, import_shared4.isAVSFieldVisible)(avsConfig.country, cc) ? { borderRadius: "0", borderTopRightRadius: "8px", borderBottomRightRadius: "8px" } : { borderRadius: "8px" },
             ...isButtons && bStyles.zipInput ? bStyles.zipInput : {}
-          }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+          }, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
             "input",
             {
               className: "flopay-shared-input",
@@ -2220,7 +2114,7 @@ function SplitCardFormInner({
         ] })
       ] });
     })(),
-    displayError && /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { role: "alert", "data-testid": "flopay-error", style: {
+    displayError && /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("div", { role: "alert", "data-testid": "flopay-error", style: {
       margin: "0.75rem 0",
       padding: "0.625rem 0.875rem",
       background: "#FEF2F2",
@@ -2234,10 +2128,10 @@ function SplitCardFormInner({
       gap: "0.5rem",
       ...isButtons && bStyles.errorBanner ? bStyles.errorBanner : {}
     }, children: [
-      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("svg", { width: "16", height: "16", viewBox: "0 0 24 24", fill: "none", style: { flexShrink: 0 }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("path", { d: "M12 9v4m0 4h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z", stroke: "#DC2626", strokeWidth: "2", strokeLinecap: "round", strokeLinejoin: "round" }) }),
+      /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("svg", { width: "16", height: "16", viewBox: "0 0 24 24", fill: "none", style: { flexShrink: 0 }, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("path", { d: "M12 9v4m0 4h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z", stroke: "#DC2626", strokeWidth: "2", strokeLinecap: "round", strokeLinejoin: "round" }) }),
       displayError
     ] }),
-    children ?? /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+    children ?? /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
       "button",
       {
         type: "submit",
@@ -2260,7 +2154,7 @@ function SplitCardFormInner({
         children: isSubmitting ? "PROCESSING..." : submitLabel
       }
     ),
-    !isButtons && showSecurityFooter && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
+    !isButtons && showSecurityFooter && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: {
       backgroundColor: "#EFF9F0",
       borderRadius: "8px",
       padding: "0.75rem",
@@ -2277,11 +2171,11 @@ function SplitCardFormInner({
     const cardButtonSizing = cardButtonContent === void 0 ? { boxSizing: "border-box", height: DEFAULT_BUTTONS_LAYOUT_BUTTON_HEIGHT, padding: "0 1rem" } : { padding: "0.9rem 1rem" };
     const buttonsAnim = viewState === "expanding" ? `flopay-buttons-exit ${TRANSITION_MS}ms cubic-bezier(0.4, 0, 0.2, 1) both` : viewState === "collapsing" ? `flopay-buttons-enter ${TRANSITION_MS}ms cubic-bezier(0, 0, 0.2, 1) both` : void 0;
     const cardAnim = viewState === "expanding" ? `flopay-card-enter ${TRANSITION_MS}ms cubic-bezier(0, 0, 0.2, 1) both` : viewState === "collapsing" ? `flopay-card-exit ${TRANSITION_MS}ms cubic-bezier(0.4, 0, 0.2, 1) both` : void 0;
-    return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("form", { onSubmit: handleSubmit, className, style: { position: "relative" }, children: [
-      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(FloPayKeyframes, {}),
-      overlayStatus && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(ProcessingOverlay, { status: overlayStatus, errorMessage: displayError }),
-      /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: { display: "grid" }, children: [
-        /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: {
+    return /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("form", { onSubmit: handleSubmit, className, style: { position: "relative" }, children: [
+      /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(FloPayKeyframes, {}),
+      overlayStatus && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(ProcessingOverlay, { status: overlayStatus, errorMessage: displayError }),
+      /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("div", { style: { display: "grid" }, children: [
+        /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("div", { style: {
           gridArea: "1 / 1",
           display: "flex",
           flexDirection: "column",
@@ -2290,7 +2184,7 @@ function SplitCardFormInner({
           ...!isButtonsView && !buttonsAnim ? { visibility: "hidden", position: "absolute", pointerEvents: "none", width: "100%" } : {},
           ...buttonsAnim ? { animation: buttonsAnim, pointerEvents: "none" } : {}
         }, children: [
-          showPayPal && paypalStripeInstance && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(import_react_stripe_js.Elements, { stripe: paypalStripeInstance, options: paypalOptions, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+          shouldRenderPayPal && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(import_react_stripe_js.Elements, { stripe: paypalStripeInstance, options: paypalOptions, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
             PayPalButtonInner,
             {
               sessionId,
@@ -2305,7 +2199,7 @@ function SplitCardFormInner({
               onLoadStateChange: setPaypalLoadState
             }
           ) }),
-          showWallets && stripeInstance ? /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(import_react_stripe_js.Elements, { stripe: stripeInstance, options: walletOptions, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+          shouldRenderWallets ? /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(import_react_stripe_js.Elements, { stripe: stripeInstance, options: walletOptions, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
             WalletButtonInner,
             {
               sessionId,
@@ -2320,9 +2214,8 @@ function SplitCardFormInner({
               runBeforeButtonClick,
               onLoadStateChange: setWalletLoadState
             }
-          ) }) : showWallets ? /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { height: DEFAULT_BUTTONS_LAYOUT_BUTTON_HEIGHT, borderRadius: 8, background: "#e5e7eb", animation: "flopay-pulse 1.5s ease-in-out infinite" } }) : null,
-          showInAppBrowserNotice && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(InAppBrowserNotice, {}),
-          /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+          ) }) : shouldShowWallets ? /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: { height: DEFAULT_BUTTONS_LAYOUT_BUTTON_HEIGHT, borderRadius: 8, background: "#e5e7eb", animation: "flopay-pulse 1.5s ease-in-out infinite" } }) : null,
+          /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
             "button",
             {
               type: "button",
@@ -2360,10 +2253,10 @@ function SplitCardFormInner({
               onMouseUp: (e) => {
                 e.currentTarget.style.transform = "scale(1)";
               },
-              children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(CardButtonContentSlot, { content: cardButtonContent })
+              children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(CardButtonContentSlot, { content: cardButtonContent })
             }
           ),
-          displayError && viewState === "buttons" && /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { role: "alert", "data-testid": "flopay-error", style: {
+          displayError && viewState === "buttons" && /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("div", { role: "alert", "data-testid": "flopay-error", style: {
             margin: "0.25rem 0",
             padding: "0.625rem 0.875rem",
             background: "#FEF2F2",
@@ -2377,11 +2270,11 @@ function SplitCardFormInner({
             gap: "0.5rem",
             ...bStyles.errorBanner ? bStyles.errorBanner : {}
           }, children: [
-            /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("svg", { width: "16", height: "16", viewBox: "0 0 24 24", fill: "none", style: { flexShrink: 0 }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("path", { d: "M12 9v4m0 4h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z", stroke: "#DC2626", strokeWidth: "2", strokeLinecap: "round", strokeLinejoin: "round" }) }),
+            /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("svg", { width: "16", height: "16", viewBox: "0 0 24 24", fill: "none", style: { flexShrink: 0 }, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("path", { d: "M12 9v4m0 4h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z", stroke: "#DC2626", strokeWidth: "2", strokeLinecap: "round", strokeLinejoin: "round" }) }),
             displayError
           ] })
         ] }),
-        isCardView && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
+        isCardView && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: {
           gridArea: "1 / 1",
           ...cardAnim ? { animation: cardAnim } : {},
           ...viewState === "collapsing" ? { pointerEvents: "none" } : {}
@@ -2389,10 +2282,10 @@ function SplitCardFormInner({
       ] })
     ] });
   }
-  return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("form", { onSubmit: handleSubmit, className, style: { position: "relative" }, children: [
-    /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(FloPayKeyframes, {}),
-    overlayStatus && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(ProcessingOverlay, { status: overlayStatus, errorMessage: displayError }),
-    showWallets && stripeInstance && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(import_react_stripe_js.Elements, { stripe: stripeInstance, options: walletOptions, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+  return /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("form", { onSubmit: handleSubmit, className, style: { position: "relative" }, children: [
+    /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(FloPayKeyframes, {}),
+    overlayStatus && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(ProcessingOverlay, { status: overlayStatus, errorMessage: displayError }),
+    shouldRenderWallets && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(import_react_stripe_js.Elements, { stripe: stripeInstance, options: walletOptions, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
       WalletButtonInner,
       {
         sessionId,
@@ -2406,7 +2299,7 @@ function SplitCardFormInner({
         onLoadStateChange: setWalletLoadState
       }
     ) }),
-    showPayPal && paypalStripeInstance && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(import_react_stripe_js.Elements, { stripe: paypalStripeInstance, options: paypalOptions, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
+    shouldRenderPayPal && /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(import_react_stripe_js.Elements, { stripe: paypalStripeInstance, options: paypalOptions, children: /* @__PURE__ */ (0, import_jsx_runtime5.jsx)(
       PayPalButtonInner,
       {
         sessionId,
@@ -2419,8 +2312,7 @@ function SplitCardFormInner({
         onLoadStateChange: setPaypalLoadState
       }
     ) }),
-    showInAppBrowserNotice && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(InAppBrowserNotice, {}),
-    (showWallets && stripeInstance || showPayPal && paypalStripeInstance) && /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: {
+    (shouldDisplayWalletRow || shouldDisplayPayPalRow) && /* @__PURE__ */ (0, import_jsx_runtime5.jsxs)("div", { style: {
       display: "flex",
       alignItems: "center",
       gap: "0.75rem",
@@ -2428,16 +2320,16 @@ function SplitCardFormInner({
       color: "#999",
       fontSize: "0.85rem"
     }, children: [
-      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { flex: 1, height: 1, backgroundColor: "#ddd" } }),
-      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("span", { children: "or pay with card" }),
-      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { flex: 1, height: 1, backgroundColor: "#ddd" } })
+      /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: { flex: 1, height: 1, backgroundColor: "#ddd" } }),
+      /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("span", { children: "or pay with card" }),
+      /* @__PURE__ */ (0, import_jsx_runtime5.jsx)("div", { style: { flex: 1, height: 1, backgroundColor: "#ddd" } })
     ] }),
     cardFormBlock
   ] });
 }
 
 // src/saved-payment-flow.ts
-var import_js = require("@flopay/js");
+var import_js2 = require("@flopay/js");
 var import_shared6 = require("@flopay/shared");
 var DEFAULT_SAVED_PAYMENT_DECLINE_METHOD = "card";
 function getRedirectResultFromCheckoutProcessError(error) {
@@ -2545,7 +2437,7 @@ async function recover3DSRedirectResult({
     return null;
   }
   try {
-    const api = new import_js.PaymentAPI(billingApiUrl);
+    const api = new import_js2.PaymentAPI(billingApiUrl);
     const unified = await api.getUnifiedCheckoutSession(sessionId);
     const refreshedToken = unified.provider === "stripe" ? unified.data.stripe?.clientSecret : void 0;
     if (isStripePaymentIntentClientSecret(refreshedToken)) {
@@ -2573,25 +2465,19 @@ async function processSavedPaymentForMode({
   const lastName = session.customer?.lastName ?? session.accountData?.lastName ?? "";
   const country = session.customer?.country ?? session.accountData?.country ?? void 0;
   const zip = session.customer?.zip ?? session.accountData?.zip ?? void 0;
-  const response = await retryOnceOnFetchFailure(() => fetch(`${baseUrl}/v1/checkouts/sessions/process`, {
-    method: "POST",
-    headers: {
-      "Content-Type": "application/json",
-      "x-user-id": customerId
+  const api = new import_js2.PaymentAPI(baseUrl);
+  const response = await retryOnceOnFetchFailure(() => api.processPayment(customerId, {
+    sessionId: resolvedSessionId,
+    tokenizedData,
+    accountData: {
+      userId: customerId,
+      email: customerEmail,
+      firstName,
+      lastName,
+      country,
+      zip
     },
-    body: JSON.stringify({
-      sessionId: resolvedSessionId,
-      tokenizedData,
-      accountData: {
-        userId: customerId,
-        email: customerEmail,
-        firstName,
-        lastName,
-        country,
-        zip
-      },
-      returnUrl: returnUrl ?? resolveSavedPaymentReturnUrl(session)
-    })
+    returnUrl: returnUrl ?? resolveSavedPaymentReturnUrl(session)
   }));
   if (response.ok) {
     return {
@@ -2664,7 +2550,7 @@ async function processSavedPaymentWithIntent({
       { checkoutMethod: "card" }
     );
   }
-  const api = new import_js.PaymentAPI(billingApiUrl);
+  const api = new import_js2.PaymentAPI(billingApiUrl);
   const intentResponse = await retryOnceOnFetchFailure(() => api.createPaymentIntent(
     sessionId,
     customerEmail,
@@ -2950,11 +2836,11 @@ async function loadSavedPaymentProviders({
 }) {
   const needsSeparatePaypal = Boolean(paypalPublishableKey) && paypalPublishableKey !== publishableKey;
   const [instance, paypalInstanceOrError] = await Promise.all([
-    (0, import_js.loadFloPay)(publishableKey, {
+    (0, import_js2.loadFloPay)(publishableKey, {
       billingApiUrl,
       locale
     }),
-    needsSeparatePaypal ? (0, import_js.loadFloPay)(paypalPublishableKey, {
+    needsSeparatePaypal ? (0, import_js2.loadFloPay)(paypalPublishableKey, {
       billingApiUrl,
       locale
     }).catch((err) => {
@@ -2969,7 +2855,7 @@ async function loadSavedPaymentProviders({
 }
 
 // src/flopay-checkout.tsx
-var import_jsx_runtime7 = require("react/jsx-runtime");
+var import_jsx_runtime6 = require("react/jsx-runtime");
 var DEFAULT_BUTTONS_LAYOUT_BUTTON_HEIGHT2 = 44;
 var PAYPAL_RESUME_STORAGE_KEY = "flopay_checkout_saved_payment_resume";
 var sessionInflightMap = /* @__PURE__ */ new Map();
@@ -3072,37 +2958,37 @@ function FloPayCheckout({
   const resolvedBillingUrl = (0, import_shared7.resolveBillingApiUrl)(billingApiUrl);
   const checkoutType = createSessionParams ? "embedded_checkout" : "standard_checkout";
   const checkoutLayout = children ? "custom_layout" : layout === "buttons" ? "buttons_layout" : "default_layout";
-  const [unified, setUnified] = (0, import_react9.useState)(null);
-  const [flopay, setFloPay] = (0, import_react9.useState)(null);
-  const flopayRef = (0, import_react9.useRef)(null);
-  const [paypalFlopay, setPaypalFloPay] = (0, import_react9.useState)(null);
-  const paypalFlopayRef = (0, import_react9.useRef)(null);
-  const [session, setSession] = (0, import_react9.useState)(null);
-  const [resolvedSessionId, setResolvedSessionId] = (0, import_react9.useState)(sessionIdProp ?? "");
+  const [unified, setUnified] = (0, import_react8.useState)(null);
+  const [flopay, setFloPay] = (0, import_react8.useState)(null);
+  const flopayRef = (0, import_react8.useRef)(null);
+  const [paypalFlopay, setPaypalFloPay] = (0, import_react8.useState)(null);
+  const paypalFlopayRef = (0, import_react8.useRef)(null);
+  const [session, setSession] = (0, import_react8.useState)(null);
+  const [resolvedSessionId, setResolvedSessionId] = (0, import_react8.useState)(sessionIdProp ?? "");
   const activeSessionId = sessionIdProp ?? resolvedSessionId;
   const initSessionDependency = createSessionParams ? "" : activeSessionId;
-  const [isLoading, setIsLoading] = (0, import_react9.useState)(true);
-  const [loadError, setLoadError] = (0, import_react9.useState)(null);
-  const [currentMode, setCurrentMode] = (0, import_react9.useState)("full");
-  const [confirmProcessing, setConfirmProcessing] = (0, import_react9.useState)(false);
-  const [modeError, setModeError] = (0, import_react9.useState)(initialErrorMessage);
-  const [modeOverlayStatus, setModeOverlayStatus] = (0, import_react9.useState)(null);
-  const [modeOverlayError, setModeOverlayError] = (0, import_react9.useState)(null);
-  const [createSessionPatch, setCreateSessionPatch] = (0, import_react9.useState)(void 0);
-  const [createSessionPatchBaseHash, setCreateSessionPatchBaseHash] = (0, import_react9.useState)("");
-  const [cardBootstrapPending, setCardBootstrapPending] = (0, import_react9.useState)(false);
-  const autoCheckoutAttempted = (0, import_react9.useRef)(false);
-  const paypalResumeAttempted = (0, import_react9.useRef)(false);
-  const savedPaymentKeysRef = (0, import_react9.useRef)(null);
-  const onCompleteRef = (0, import_react9.useRef)(onComplete);
+  const [isLoading, setIsLoading] = (0, import_react8.useState)(true);
+  const [loadError, setLoadError] = (0, import_react8.useState)(null);
+  const [currentMode, setCurrentMode] = (0, import_react8.useState)("full");
+  const [confirmProcessing, setConfirmProcessing] = (0, import_react8.useState)(false);
+  const [modeError, setModeError] = (0, import_react8.useState)(initialErrorMessage);
+  const [modeOverlayStatus, setModeOverlayStatus] = (0, import_react8.useState)(null);
+  const [modeOverlayError, setModeOverlayError] = (0, import_react8.useState)(null);
+  const [createSessionPatch, setCreateSessionPatch] = (0, import_react8.useState)(void 0);
+  const [createSessionPatchBaseHash, setCreateSessionPatchBaseHash] = (0, import_react8.useState)("");
+  const [cardBootstrapPending, setCardBootstrapPending] = (0, import_react8.useState)(false);
+  const autoCheckoutAttempted = (0, import_react8.useRef)(false);
+  const paypalResumeAttempted = (0, import_react8.useRef)(false);
+  const savedPaymentKeysRef = (0, import_react8.useRef)(null);
+  const onCompleteRef = (0, import_react8.useRef)(onComplete);
   onCompleteRef.current = onComplete;
-  const onErrorRef = (0, import_react9.useRef)(onError);
+  const onErrorRef = (0, import_react8.useRef)(onError);
   onErrorRef.current = onError;
-  const onDeclineRef = (0, import_react9.useRef)(onDecline);
+  const onDeclineRef = (0, import_react8.useRef)(onDecline);
   onDeclineRef.current = onDecline;
-  const onSessionCompletedRef = (0, import_react9.useRef)(onSessionCompleted);
+  const onSessionCompletedRef = (0, import_react8.useRef)(onSessionCompleted);
   onSessionCompletedRef.current = onSessionCompleted;
-  (0, import_react9.useEffect)(() => {
+  (0, import_react8.useEffect)(() => {
     console.info("[FloPay] Checkout initialized", {
       sdk_version: import_shared7.SDK_VERSION,
       checkout_type: checkoutType,
@@ -3110,40 +2996,40 @@ function FloPayCheckout({
       billing_api_url: resolvedBillingUrl
     });
   }, [checkoutLayout, checkoutType, resolvedBillingUrl]);
-  const baseCreateSessionHash = (0, import_react9.useMemo)(
+  const baseCreateSessionHash = (0, import_react8.useMemo)(
     () => createSessionParams ? hashCreateParams(createSessionParams) : "",
     [createSessionParams]
   );
-  const activeCreateSessionPatch = (0, import_react9.useMemo)(
+  const activeCreateSessionPatch = (0, import_react8.useMemo)(
     () => createSessionPatchBaseHash === baseCreateSessionHash ? createSessionPatch : void 0,
     [createSessionPatch, createSessionPatchBaseHash, baseCreateSessionHash]
   );
-  const effectiveCreateSessionBase = (0, import_react9.useMemo)(
+  const effectiveCreateSessionBase = (0, import_react8.useMemo)(
     () => createSessionParams ? mergeInlineSessionPatch(createSessionParams, activeCreateSessionPatch) : void 0,
     [createSessionParams, activeCreateSessionPatch]
   );
   const effectiveCreateSessionMode = checkoutModeProp ?? effectiveCreateSessionBase?.checkoutMode ?? "full";
-  const effectiveCreateSession = (0, import_react9.useMemo)(
+  const effectiveCreateSession = (0, import_react8.useMemo)(
     () => effectiveCreateSessionBase ? {
       ...effectiveCreateSessionBase,
       checkoutMode: effectiveCreateSessionMode
     } : void 0,
     [effectiveCreateSessionBase, effectiveCreateSessionMode]
   );
-  (0, import_react9.useEffect)(() => {
+  (0, import_react8.useEffect)(() => {
     setCreateSessionPatch(void 0);
     setCreateSessionPatchBaseHash(baseCreateSessionHash);
   }, [baseCreateSessionHash]);
-  (0, import_react9.useEffect)(() => {
+  (0, import_react8.useEffect)(() => {
     setModeError(initialErrorMessage);
   }, [initialErrorMessage]);
-  const emitDecline = (0, import_react9.useCallback)(
+  const emitDecline = (0, import_react8.useCallback)(
     (method, input, overrides) => {
       onDeclineRef.current?.(buildDeclineEvent(method, input, overrides));
     },
     []
   );
-  const runSavedPaymentFlow = (0, import_react9.useCallback)(
+  const runSavedPaymentFlow = (0, import_react8.useCallback)(
     async (sess, options) => {
       setModeError(null);
       setModeOverlayError(null);
@@ -3171,6 +3057,17 @@ function FloPayCheckout({
           if (redirectResult.type === "paypal_redirect_required") {
             clearPayPalResumeState();
           }
+        } else if (options?.initialAutoProcessingPending) {
+          const api = new import_js3.PaymentAPI(resolvedBillingUrl);
+          const completed = await api.waitForCheckoutSessionCompletion(options.initialAutoProcessingPending.sessionId, {
+            initialDelayMs: options.initialAutoProcessingPending.retryAfterMs
+          });
+          if (completed.data.session?.status !== "complete") {
+            throw new import_shared7.FloPayError("Automatic payment failed. Please try again.", "api_error", {
+              code: completed.data.session?.status === "expired" ? "checkout_session_expired" : "checkout_processing_timeout"
+            });
+          }
+          paymentResult = { status: "succeeded" };
         } else if (options?.initialAutoProcessingError) {
           throw checkoutProcessErrorToFloPayError(
             options.initialAutoProcessingError,
@@ -3250,7 +3147,7 @@ function FloPayCheckout({
       resolvedBillingUrl
     ]
   );
-  (0, import_react9.useEffect)(() => {
+  (0, import_react8.useEffect)(() => {
     if (typeof window === "undefined" || paypalResumeAttempted.current) {
       return;
     }
@@ -3313,7 +3210,7 @@ function FloPayCheckout({
         const paymentMethodId = typeof paymentIntent.payment_method === "string" ? paymentIntent.payment_method : paymentIntent.payment_method?.id;
         let finalResultStatus = resultStatus;
         if (resumeState.sessionId) {
-          const resumeApi = new import_js2.PaymentAPI(resolvedBillingUrl);
+          const resumeApi = new import_js3.PaymentAPI(resolvedBillingUrl);
           const resumeSessionResult = await resumeApi.getUnifiedCheckoutSession(resumeState.sessionId);
           const resumeSession = resumeSessionResult.data.session;
           if (resumeSession && resumeSession.status !== "complete") {
@@ -3367,7 +3264,7 @@ function FloPayCheckout({
       }
     })();
   }, [emitDecline, locale, normalizeSavedPaymentError, resolvedBillingUrl]);
-  const initializedHashRef = (0, import_react9.useRef)(null);
+  const initializedHashRef = (0, import_react8.useRef)(null);
   function hashCreateParams(params) {
     const key = JSON.stringify({
       c: params?.clientId,
@@ -3391,23 +3288,23 @@ function FloPayCheckout({
     }
     return `flopay_session_${Math.abs(h).toString(36)}`;
   }
-  const createSessionHash = (0, import_react9.useMemo)(
+  const createSessionHash = (0, import_react8.useMemo)(
     () => effectiveCreateSession ? hashCreateParams(effectiveCreateSession) : "",
     [effectiveCreateSession]
   );
-  const createSessionParamsRef = (0, import_react9.useRef)(effectiveCreateSession);
+  const createSessionParamsRef = (0, import_react8.useRef)(effectiveCreateSession);
   createSessionParamsRef.current = effectiveCreateSession;
-  (0, import_react9.useEffect)(() => {
+  (0, import_react8.useEffect)(() => {
     setResolvedSessionId(sessionIdProp ?? "");
   }, [sessionIdProp]);
-  (0, import_react9.useEffect)(() => {
+  (0, import_react8.useEffect)(() => {
     autoCheckoutAttempted.current = false;
     setModeError(initialErrorMessage);
     setModeOverlayError(null);
     setModeOverlayStatus(null);
   }, [createSessionHash, initialErrorMessage, sessionIdProp]);
   async function resolveInlineSession(params, cacheKey) {
-    const api = new import_js2.PaymentAPI(resolvedBillingUrl);
+    const api = new import_js3.PaymentAPI(resolvedBillingUrl);
     let sid = typeof window !== "undefined" ? window.sessionStorage.getItem(cacheKey) : null;
     let realResult = null;
     if (sid) {
@@ -3443,7 +3340,7 @@ function FloPayCheckout({
     }
     return { sid: sid ?? "", result: realResult };
   }
-  const bootstrapInlineSession = (0, import_react9.useCallback)(
+  const bootstrapInlineSession = (0, import_react8.useCallback)(
     async (patch) => {
       const baseParams = createSessionParamsRef.current;
       if (!baseParams) {
@@ -3504,7 +3401,7 @@ function FloPayCheckout({
     },
     [locale, resolvedBillingUrl]
   );
-  const handleInlineSessionPatch = (0, import_react9.useCallback)(async (patch) => {
+  const handleInlineSessionPatch = (0, import_react8.useCallback)(async (patch) => {
     if (!hasInlineSessionPatchData(patch) || cardBootstrapPending) {
       return {
         sessionId: resolvedSessionId,
@@ -3527,7 +3424,7 @@ function FloPayCheckout({
     resolvedSessionId,
     session
   ]);
-  (0, import_react9.useEffect)(() => {
+  (0, import_react8.useEffect)(() => {
     let cancelled = false;
     setLoadError(null);
     if (createSessionHash) {
@@ -3559,6 +3456,7 @@ function FloPayCheckout({
               fallbackToFull: true,
               fromCreateSession: true,
               initialAutoProcessingError: resolved.result.autoProcessingError,
+              initialAutoProcessingPending: resolved.result.autoProcessingPending,
               autoProcessingAttempted: resolved.result.autoProcessingAttempted,
               sessionId: resolved.sid || resolvedSession.id
             });
@@ -3597,7 +3495,7 @@ function FloPayCheckout({
     setIsLoading(true);
     async function init() {
       try {
-        const api = new import_js2.PaymentAPI(resolvedBillingUrl);
+        const api = new import_js3.PaymentAPI(resolvedBillingUrl);
         const result = await api.getUnifiedCheckoutSession(activeSessionId);
         if (cancelled) return;
         setUnified(result);
@@ -3686,7 +3584,7 @@ function FloPayCheckout({
     initSessionDependency,
     runSavedPaymentFlow
   ]);
-  const handleConfirmCheckout = (0, import_react9.useCallback)(async () => {
+  const handleConfirmCheckout = (0, import_react8.useCallback)(async () => {
     if (confirmProcessing || !session) return;
     setConfirmProcessing(true);
     setModeError(null);
@@ -3699,7 +3597,7 @@ function FloPayCheckout({
       setConfirmProcessing(false);
     }
   }, [activeSessionId, confirmProcessing, runSavedPaymentFlow, session]);
-  const providerOptions = (0, import_react9.useMemo)(() => {
+  const providerOptions = (0, import_react8.useMemo)(() => {
     if (!unified || !session) return void 0;
     const opts = {
       appearance,
@@ -3718,7 +3616,7 @@ function FloPayCheckout({
   const shouldHandleInlineSessionPatch = Boolean(
     createSessionParams && !children && layout === "buttons" && onBeforeButtonClick && effectiveCreateSessionMode === "full"
   );
-  const checkoutValue = (0, import_react9.useMemo)(
+  const checkoutValue = (0, import_react8.useMemo)(
     () => ({
       session,
       loading: isLoading,
@@ -3740,7 +3638,7 @@ function FloPayCheckout({
     ]
   );
   const shouldShowInterimButtons = Boolean(createSessionParams) && layout === "buttons" && (!flopay || !providerOptions);
-  const modeOverlay = modeOverlayStatus ? /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
+  const modeOverlay = modeOverlayStatus ? /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
     ProcessingOverlay,
     {
       status: modeOverlayStatus,
@@ -3749,31 +3647,31 @@ function FloPayCheckout({
   ) : null;
   if (isLoading) {
     if (loadingNode) {
-      return /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(import_jsx_runtime7.Fragment, { children: [
+      return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(import_jsx_runtime6.Fragment, { children: [
         loadingNode,
         modeOverlay
       ] });
     }
     if (layout === "buttons") {
-      const skeletonBar = (h) => /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: {
+      const skeletonBar = (h) => /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
         height: h,
         borderRadius: 8,
         background: "#e5e7eb",
         animation: "flopay-loading-pulse 1.5s ease-in-out infinite"
       } });
-      return /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(import_jsx_runtime7.Fragment, { children: [
-        /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)("div", { style: { display: "flex", flexDirection: "column", gap: "0.5rem" }, children: [
+      return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(import_jsx_runtime6.Fragment, { children: [
+        /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: { display: "flex", flexDirection: "column", gap: "0.5rem" }, children: [
           showPayPal && skeletonBar(DEFAULT_BUTTONS_LAYOUT_BUTTON_HEIGHT2),
           (showApplePay || showGooglePay) && skeletonBar(DEFAULT_BUTTONS_LAYOUT_BUTTON_HEIGHT2),
           skeletonBar(DEFAULT_BUTTONS_LAYOUT_BUTTON_HEIGHT2),
-          /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("style", { children: `@keyframes flopay-loading-pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.4; } }` })
+          /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("style", { children: `@keyframes flopay-loading-pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.4; } }` })
         ] }),
         modeOverlay
       ] });
     }
-    return /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(import_jsx_runtime7.Fragment, { children: [
-      /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)("div", { style: { display: "flex", justifyContent: "center", padding: 32 }, children: [
-        /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: {
+    return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(import_jsx_runtime6.Fragment, { children: [
+      /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: { display: "flex", justifyContent: "center", padding: 32 }, children: [
+        /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
           width: 24,
           height: 24,
           border: "2px solid #e5e7eb",
@@ -3781,16 +3679,16 @@ function FloPayCheckout({
           borderRadius: "50%",
           animation: "spin 0.6s linear infinite"
         } }),
-        /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("style", { children: `@keyframes spin { to { transform: rotate(360deg); } }` })
+        /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("style", { children: `@keyframes spin { to { transform: rotate(360deg); } }` })
       ] }),
       modeOverlay
     ] });
   }
   if (loadError) {
     if (errorNode) {
-      return /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(CheckoutContext.Provider, { value: checkoutValue, children: errorNode(loadError) });
+      return /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(CheckoutContext.Provider, { value: checkoutValue, children: errorNode(loadError) });
     }
-    return /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(CheckoutContext.Provider, { value: checkoutValue, children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
+    return /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(CheckoutContext.Provider, { value: checkoutValue, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
       "div",
       {
         style: {
@@ -3804,8 +3702,8 @@ function FloPayCheckout({
     ) });
   }
   if (shouldShowInterimButtons) {
-    return /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(import_jsx_runtime7.Fragment, { children: [
-      /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(CheckoutContext.Provider, { value: checkoutValue, children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
+    return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(import_jsx_runtime6.Fragment, { children: [
+      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(CheckoutContext.Provider, { value: checkoutValue, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
         InterimButtonsView,
         {
           onButtonClick,
@@ -3823,12 +3721,12 @@ function FloPayCheckout({
     ] });
   }
   if (!flopay || !providerOptions) {
-    return /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(import_jsx_runtime7.Fragment, { children: modeOverlay });
+    return /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(import_jsx_runtime6.Fragment, { children: modeOverlay });
   }
   if (currentMode === "confirm") {
-    return /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(import_jsx_runtime7.Fragment, { children: [
-      /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(CheckoutContext.Provider, { value: checkoutValue, children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(FloPayProvider, { flopay, paypalFlopay, options: providerOptions, children: /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)("div", { className, children: [
-        modeError && /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
+    return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(import_jsx_runtime6.Fragment, { children: [
+      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(CheckoutContext.Provider, { value: checkoutValue, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(FloPayProvider, { flopay, paypalFlopay, options: providerOptions, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { className, children: [
+        modeError && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
           "div",
           {
             style: {
@@ -3843,7 +3741,7 @@ function FloPayCheckout({
         renderConfirmButton ? renderConfirmButton({
           onConfirm: handleConfirmCheckout,
           isProcessing: confirmProcessing
-        }) : /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
+        }) : /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
           "button",
           {
             type: "button",
@@ -3868,9 +3766,9 @@ function FloPayCheckout({
       modeOverlay
     ] });
   }
-  return /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(import_jsx_runtime7.Fragment, { children: [
-    /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(CheckoutContext.Provider, { value: checkoutValue, children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(FloPayProvider, { flopay, paypalFlopay, options: providerOptions, children: children ? /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(import_jsx_runtime7.Fragment, { children: [
-      modeError && /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
+  return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(import_jsx_runtime6.Fragment, { children: [
+    /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(CheckoutContext.Provider, { value: checkoutValue, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(FloPayProvider, { flopay, paypalFlopay, options: providerOptions, children: children ? /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(import_jsx_runtime6.Fragment, { children: [
+      modeError && /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
         "div",
         {
           style: {
@@ -3885,7 +3783,7 @@ function FloPayCheckout({
           children: modeError
         }
       ),
-      /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
+      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
         SessionInjector,
         {
           sessionId: activeSessionId,
@@ -3894,7 +3792,7 @@ function FloPayCheckout({
           children
         }
       )
-    ] }) : /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
+    ] }) : /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
       SplitCardForm,
       {
         sessionId: activeSessionId,
@@ -3945,8 +3843,8 @@ function SessionInjector({
   session,
   children
 }) {
-  return /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(import_jsx_runtime7.Fragment, { children: import_react9.default.Children.map(children, (child) => {
-    if (!import_react9.default.isValidElement(child)) return child;
+  return /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(import_jsx_runtime6.Fragment, { children: import_react8.default.Children.map(children, (child) => {
+    if (!import_react8.default.isValidElement(child)) return child;
     const existing = child.props;
     const injected = {};
     if (!existing.sessionId) injected.sessionId = sessionId;
@@ -3960,7 +3858,7 @@ function SessionInjector({
         injected.lastName = session.customer.lastName;
     }
     if (Object.keys(injected).length === 0) return child;
-    return import_react9.default.cloneElement(child, injected);
+    return import_react8.default.cloneElement(child, injected);
   }) });
 }
 function InterimButtonsView({
@@ -3978,14 +3876,14 @@ function InterimButtonsView({
   cardBackButtonContent,
   cardTitleContent
 }) {
-  const [showCardForm, setShowCardForm] = (0, import_react9.useState)(false);
+  const [showCardForm, setShowCardForm] = (0, import_react8.useState)(false);
   const isCardOpenControlled = typeof cardOpen === "boolean";
-  (0, import_react9.useEffect)(() => {
+  (0, import_react8.useEffect)(() => {
     if (isCardOpenControlled) {
       setShowCardForm(cardOpen);
     }
   }, [cardOpen, isCardOpenControlled]);
-  const bStyles = (0, import_react9.useMemo)(() => {
+  const bStyles = (0, import_react8.useMemo)(() => {
     const base = (0, import_shared7.resolveButtonsLayoutTheme)(buttonsTheme);
     if (!stylesOverride) return base;
     return {
@@ -3999,7 +3897,7 @@ function InterimButtonsView({
       title: { ...base.title, ...stylesOverride.title }
     };
   }, [buttonsTheme, stylesOverride]);
-  const skeleton = (h) => /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: {
+  const skeleton = (h) => /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
     height: h,
     borderRadius: 8,
     background: "#e5e7eb",
@@ -4011,15 +3909,15 @@ function InterimButtonsView({
     const inputBg = bStyles.cardInputBackground ?? "white";
     const hideBackButtonLabel = isEmptySlotContent(cardBackButtonContent);
     const hideTitle = isEmptySlotContent(cardTitleContent);
-    return /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)("div", { style: {
+    return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: {
       backgroundColor: bStyles.cardFormContainer?.backgroundColor ?? "white",
       borderRadius: "8px",
       animation: "flopay-interim-expand 0.35s cubic-bezier(0.4, 0, 0.2, 1) both",
       overflow: "hidden",
       ...bStyles.cardFormContainer
     }, children: [
-      /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)("div", { style: { display: "flex", alignItems: "center", padding: "0.75rem 0 0.625rem" }, children: [
-        /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(
+      /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: { display: "flex", alignItems: "center", padding: "0.75rem 0 0.625rem" }, children: [
+        /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)(
           "button",
           {
             type: "button",
@@ -4046,7 +3944,7 @@ function InterimButtonsView({
               ...bStyles.backButton
             },
             children: [
-              /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("span", { style: {
+              /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("span", { style: {
                 display: "inline-flex",
                 alignItems: "center",
                 justifyContent: "center",
@@ -4055,12 +3953,12 @@ function InterimButtonsView({
                 borderRadius: "50%",
                 backgroundColor: "#f3f4f6",
                 ...bStyles.backButtonIcon
-              }, children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("svg", { width: "14", height: "14", viewBox: "0 0 24 24", fill: "none", stroke: "currentColor", strokeWidth: "2.5", strokeLinecap: "round", strokeLinejoin: "round", children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("path", { d: "M15 18l-6-6 6-6" }) }) }),
-              /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(BackButtonContentSlot, { content: cardBackButtonContent })
+              }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("svg", { width: "14", height: "14", viewBox: "0 0 24 24", fill: "none", stroke: "currentColor", strokeWidth: "2.5", strokeLinecap: "round", strokeLinejoin: "round", children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("path", { d: "M15 18l-6-6 6-6" }) }) }),
+              /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(BackButtonContentSlot, { content: cardBackButtonContent })
             ]
           }
         ),
-        hideTitle ? /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: { flex: 1 } }) : /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: {
+        hideTitle ? /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { flex: 1 } }) : /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
           flex: 1,
           textAlign: "center",
           fontWeight: 600,
@@ -4068,15 +3966,15 @@ function InterimButtonsView({
           color: "#262833",
           paddingRight: 80,
           ...bStyles.title
-        }, children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(TitleContentSlot, { content: cardTitleContent }) })
+        }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(TitleContentSlot, { content: cardTitleContent }) })
       ] }),
-      /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: { backgroundColor: inputBg, border: `1px solid ${inputBorder}`, borderTopLeftRadius: 8, borderTopRightRadius: 8, padding: 12, height: 45 }, children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: { width: "60%", height: 14, borderRadius: 4, background: "#e5e7eb", animation: "flopay-interim-pulse 1.5s ease-in-out infinite" } }) }),
-      /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)("div", { style: { display: "flex" }, children: [
-        /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: { flex: 1, backgroundColor: inputBg, border: `1px solid ${inputBorder}`, borderTop: "none", borderRight: "none", borderBottomLeftRadius: 8, padding: 12, height: 45 }, children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: { width: "50%", height: 14, borderRadius: 4, background: "#e5e7eb", animation: "flopay-interim-pulse 1.5s ease-in-out infinite" } }) }),
-        /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: { flex: 1, backgroundColor: inputBg, border: `1px solid ${inputBorder}`, borderTop: "none", borderBottomRightRadius: 8, padding: 12, height: 45 }, children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: { width: "40%", height: 14, borderRadius: 4, background: "#e5e7eb", animation: "flopay-interim-pulse 1.5s ease-in-out infinite" } }) })
+      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { backgroundColor: inputBg, border: `1px solid ${inputBorder}`, borderTopLeftRadius: 8, borderTopRightRadius: 8, padding: 12, height: 45 }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { width: "60%", height: 14, borderRadius: 4, background: "#e5e7eb", animation: "flopay-interim-pulse 1.5s ease-in-out infinite" } }) }),
+      /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: { display: "flex" }, children: [
+        /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { flex: 1, backgroundColor: inputBg, border: `1px solid ${inputBorder}`, borderTop: "none", borderRight: "none", borderBottomLeftRadius: 8, padding: 12, height: 45 }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { width: "50%", height: 14, borderRadius: 4, background: "#e5e7eb", animation: "flopay-interim-pulse 1.5s ease-in-out infinite" } }) }),
+        /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { flex: 1, backgroundColor: inputBg, border: `1px solid ${inputBorder}`, borderTop: "none", borderBottomRightRadius: 8, padding: 12, height: 45 }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { width: "40%", height: 14, borderRadius: 4, background: "#e5e7eb", animation: "flopay-interim-pulse 1.5s ease-in-out infinite" } }) })
       ] }),
-      /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: { backgroundColor: inputBg, border: `1px solid ${inputBorder}`, borderRadius: 8, marginTop: 8, padding: 12, height: 45 }, children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: { width: "45%", height: 14, borderRadius: 4, background: "#e5e7eb", animation: "flopay-interim-pulse 1.5s ease-in-out infinite" } }) }),
-      /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { style: {
+      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { backgroundColor: inputBg, border: `1px solid ${inputBorder}`, borderRadius: 8, marginTop: 8, padding: 12, height: 45 }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: { width: "45%", height: 14, borderRadius: 4, background: "#e5e7eb", animation: "flopay-interim-pulse 1.5s ease-in-out infinite" } }) }),
+      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("div", { style: {
         height: 50,
         borderRadius: 8,
         marginTop: 16,
@@ -4085,7 +3983,7 @@ function InterimButtonsView({
         ...bStyles.submitButton,
         opacity: 0.5
       } }),
-      /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("style", { children: `
+      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("style", { children: `
           @keyframes flopay-interim-pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.4; } }
           @keyframes flopay-interim-expand {
             0% { opacity: 0; max-height: 0; transform: translateY(-12px); }
@@ -4095,10 +3993,10 @@ function InterimButtonsView({
         ` })
     ] });
   }
-  return /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)("div", { style: { display: "flex", flexDirection: "column", gap: "0.5rem" }, children: [
+  return /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: { display: "flex", flexDirection: "column", gap: "0.5rem" }, children: [
     showPayPal && skeleton(DEFAULT_BUTTONS_LAYOUT_BUTTON_HEIGHT2),
     (showApplePay || showGooglePay) && skeleton(DEFAULT_BUTTONS_LAYOUT_BUTTON_HEIGHT2),
-    /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
+    /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(
       "button",
       {
         type: "button",
@@ -4138,10 +4036,10 @@ function InterimButtonsView({
         onMouseUp: (e) => {
           e.currentTarget.style.transform = "scale(1)";
         },
-        children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(CardButtonContentSlot, { content: cardButtonContent })
+        children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)(CardButtonContentSlot, { content: cardButtonContent })
       }
     ),
-    errorMessage && /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)("div", { style: {
+    errorMessage && /* @__PURE__ */ (0, import_jsx_runtime6.jsxs)("div", { style: {
       margin: "0.25rem 0",
       padding: "0.625rem 0.875rem",
       background: "#FEF2F2",
@@ -4155,21 +4053,22 @@ function InterimButtonsView({
       gap: "0.5rem",
       ...bStyles.errorBanner
     }, children: [
-      /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("svg", { width: "16", height: "16", viewBox: "0 0 24 24", fill: "none", style: { flexShrink: 0 }, children: /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("path", { d: "M12 9v4m0 4h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z", stroke: "#DC2626", strokeWidth: "2", strokeLinecap: "round", strokeLinejoin: "round" }) }),
+      /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("svg", { width: "16", height: "16", viewBox: "0 0 24 24", fill: "none", style: { flexShrink: 0 }, children: /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("path", { d: "M12 9v4m0 4h.01M21 12a9 9 0 11-18 0 9 9 0 0118 0z", stroke: "#DC2626", strokeWidth: "2", strokeLinecap: "round", strokeLinejoin: "round" }) }),
       errorMessage
     ] }),
-    /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("style", { children: `@keyframes flopay-interim-pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.4; } }` })
+    /* @__PURE__ */ (0, import_jsx_runtime6.jsx)("style", { children: `@keyframes flopay-interim-pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.4; } }` })
   ] });
 }
 
 // src/checkout-form.tsx
+var import_js4 = require("@flopay/js");
 var import_shared8 = require("@flopay/shared");
-var import_react10 = require("react");
-var import_jsx_runtime8 = require("react/jsx-runtime");
+var import_react9 = require("react");
+var import_jsx_runtime7 = require("react/jsx-runtime");
 var WALLET_RESUME_KEY2 = "flopay_wallet_resume";
-var CheckoutForm = (0, import_react10.forwardRef)(
+var CheckoutForm = (0, import_react9.forwardRef)(
   function CheckoutForm2(props, ref) {
-    return /* @__PURE__ */ (0, import_jsx_runtime8.jsx)(CheckoutFormInner, { ...props, innerRef: ref });
+    return /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(CheckoutFormInner, { ...props, innerRef: ref });
   }
 );
 function CheckoutFormInner({
@@ -4198,50 +4097,44 @@ function CheckoutFormInner({
   const paypalFlopay = usePayPalFloPay();
   const elements = useElements();
   const contextBillingUrl = useBillingApiUrl();
-  const [processing, setProcessing] = (0, import_react10.useState)(false);
-  const [error, setError] = (0, import_react10.useState)(null);
-  const [is3DSActive, setIs3DSActive] = (0, import_react10.useState)(false);
+  const [processing, setProcessing] = (0, import_react9.useState)(false);
+  const [error, setError] = (0, import_react9.useState)(null);
+  const [is3DSActive, setIs3DSActive] = (0, import_react9.useState)(false);
   const displayError = externalError ?? error;
   const isSubmitting = externalProcessing ?? processing;
   const isSelfContained = !onTokenizedBody;
   const baseUrl = (billingApiUrl || contextBillingUrl).replace(/\/+$/, "");
-  const updateError = (0, import_react10.useCallback)(
+  const updateError = (0, import_react9.useCallback)(
     (err) => {
       setError(err);
       onErrorChange?.(err);
     },
     [onErrorChange]
   );
-  const emitDecline = (0, import_react10.useCallback)(
+  const emitDecline = (0, import_react9.useCallback)(
     (input, overrides) => {
       onDecline?.(buildDeclineEvent("card", input, overrides));
     },
     [onDecline]
   );
-  const processPaymentInternal = (0, import_react10.useCallback)(
+  const processPaymentInternal = (0, import_react9.useCallback)(
     async (tokenizedBody, completionPaymentMethodId) => {
       setProcessing(true);
       updateError(null);
       const resolvedCompletionPaymentMethodId = completionPaymentMethodId ?? resolveTokenizedPaymentMethodId(tokenizedBody);
       const requestTokenizedBody = tokenizedBody.originalPaymentMethodId ? { ...tokenizedBody, originalPaymentMethodId: void 0 } : tokenizedBody;
       try {
-        const response = await fetch(`${baseUrl}/v1/checkouts/sessions/process`, {
-          method: "POST",
-          headers: {
-            "Content-Type": "application/json",
-            "x-user-id": userId ?? ""
+        const api = new import_js4.PaymentAPI(baseUrl);
+        const response = await api.processPayment(userId ?? "", {
+          sessionId,
+          tokenizedData: requestTokenizedBody,
+          accountData: {
+            userId: userId ?? "",
+            email: email ?? "",
+            firstName: firstName ?? "",
+            lastName: lastName ?? ""
           },
-          body: JSON.stringify({
-            sessionId,
-            tokenizedData: requestTokenizedBody,
-            accountData: {
-              userId: userId ?? "",
-              email: email ?? "",
-              firstName: firstName ?? "",
-              lastName: lastName ?? ""
-            },
-            chv
-          })
+          chv
         });
         if (response.ok) {
           onComplete?.({
@@ -4335,7 +4228,7 @@ function CheckoutFormInner({
     },
     [baseUrl, sessionId, userId, email, firstName, lastName, chv, flopay, paypalFlopay, onComplete, onError, onDecline, updateError, emitDecline]
   );
-  const dispatchTokenizedBody = (0, import_react10.useCallback)(
+  const dispatchTokenizedBody = (0, import_react9.useCallback)(
     (tokenizedBody) => {
       if (onTokenizedBody) {
         onTokenizedBody(tokenizedBody);
@@ -4345,7 +4238,7 @@ function CheckoutFormInner({
     },
     [onTokenizedBody, processPaymentInternal]
   );
-  (0, import_react10.useImperativeHandle)(innerRef, () => ({
+  (0, import_react9.useImperativeHandle)(innerRef, () => ({
     async handleNextAction(secret) {
       if (!flopay) return;
       setIs3DSActive(true);
@@ -4372,7 +4265,7 @@ function CheckoutFormInner({
       }
     }
   }), [flopay, dispatchTokenizedBody, onError, updateError, emitDecline]);
-  (0, import_react10.useEffect)(() => {
+  (0, import_react9.useEffect)(() => {
     if (typeof window === "undefined") return;
     const stored = localStorage.getItem(WALLET_RESUME_KEY2);
     if (!stored) return;
@@ -4390,7 +4283,7 @@ function CheckoutFormInner({
       localStorage.removeItem(WALLET_RESUME_KEY2);
     }
   }, [sessionId, dispatchTokenizedBody]);
-  const handleSubmit = (0, import_react10.useCallback)(
+  const handleSubmit = (0, import_react9.useCallback)(
     async (e) => {
       e.preventDefault();
       if (!flopay || !elements || isSubmitting) return;
@@ -4480,8 +4373,8 @@ function CheckoutFormInner({
     [flopay, elements, isSubmitting, sessionId, email, baseUrl, isSelfContained, dispatchTokenizedBody, onError, updateError, emitDecline]
   );
   const isReady = flopay !== null && elements !== null;
-  return /* @__PURE__ */ (0, import_jsx_runtime8.jsxs)("form", { onSubmit: handleSubmit, className, style: { position: "relative" }, children: [
-    (is3DSActive || isSubmitting) && /* @__PURE__ */ (0, import_jsx_runtime8.jsx)("div", { "data-testid": "flopay-overlay", style: {
+  return /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)("form", { onSubmit: handleSubmit, className, style: { position: "relative" }, children: [
+    (is3DSActive || isSubmitting) && /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { "data-testid": "flopay-overlay", style: {
       position: "absolute",
       inset: 0,
       background: "rgba(255,255,255,0.7)",
@@ -4490,12 +4383,12 @@ function CheckoutFormInner({
       justifyContent: "center",
       zIndex: 10
     }, children: is3DSActive ? "Verifying payment..." : "Processing..." }),
-    !isReady && /* @__PURE__ */ (0, import_jsx_runtime8.jsx)("div", { "data-testid": "flopay-loading", "aria-busy": "true", children: "Loading payment form..." }),
-    isReady && /* @__PURE__ */ (0, import_jsx_runtime8.jsxs)(import_jsx_runtime8.Fragment, { children: [
-      /* @__PURE__ */ (0, import_jsx_runtime8.jsx)(PaymentElement, { options: { layout } }),
-      showAddress && /* @__PURE__ */ (0, import_jsx_runtime8.jsx)(AddressElement, { options: { mode: showAddress === true ? "billing" : showAddress } }),
-      displayError && /* @__PURE__ */ (0, import_jsx_runtime8.jsx)("div", { role: "alert", "data-testid": "flopay-error", style: { color: "red", margin: "0.75rem 0" }, children: displayError }),
-      children ?? /* @__PURE__ */ (0, import_jsx_runtime8.jsx)(
+    !isReady && /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { "data-testid": "flopay-loading", "aria-busy": "true", children: "Loading payment form..." }),
+    isReady && /* @__PURE__ */ (0, import_jsx_runtime7.jsxs)(import_jsx_runtime7.Fragment, { children: [
+      /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(PaymentElement, { options: { layout } }),
+      showAddress && /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(AddressElement, { options: { mode: showAddress === true ? "billing" : showAddress } }),
+      displayError && /* @__PURE__ */ (0, import_jsx_runtime7.jsx)("div", { role: "alert", "data-testid": "flopay-error", style: { color: "red", margin: "0.75rem 0" }, children: displayError }),
+      children ?? /* @__PURE__ */ (0, import_jsx_runtime7.jsx)(
         "button",
         {
           type: "submit",
@@ -4509,9 +4402,10 @@ function CheckoutFormInner({
 }
 
 // src/paypal-button.tsx
+var import_js5 = require("@flopay/js");
 var import_shared9 = require("@flopay/shared");
-var import_react11 = require("react");
-var import_jsx_runtime9 = require("react/jsx-runtime");
+var import_react10 = require("react");
+var import_jsx_runtime8 = require("react/jsx-runtime");
 function PayPalButton({
   sessionId,
   billingApiUrl,
@@ -4528,30 +4422,24 @@ function PayPalButton({
   const flopay = useFloPay();
   const elements = useElements();
   const contextBillingUrl = useBillingApiUrl();
-  const [ready, setReady] = (0, import_react11.useState)(false);
-  const [submitting, setSubmitting] = (0, import_react11.useState)(false);
-  const paypalResumeAttempted = (0, import_react11.useRef)(false);
+  const [ready, setReady] = (0, import_react10.useState)(false);
+  const [submitting, setSubmitting] = (0, import_react10.useState)(false);
+  const paypalResumeAttempted = (0, import_react10.useRef)(false);
   const baseUrl = (billingApiUrl || contextBillingUrl).replace(/\/+$/, "");
-  const processPaymentInternal = (0, import_react11.useCallback)(
+  const processPaymentInternal = (0, import_react10.useCallback)(
     async (tokenizedBody) => {
       try {
-        const response = await fetch(`${baseUrl}/v1/checkouts/sessions/process`, {
-          method: "POST",
-          headers: {
-            "Content-Type": "application/json",
-            "x-user-id": userId ?? ""
+        const api = new import_js5.PaymentAPI(baseUrl);
+        const response = await api.processPayment(userId ?? "", {
+          sessionId,
+          tokenizedData: tokenizedBody,
+          accountData: {
+            userId: userId ?? "",
+            email: email ?? "",
+            firstName: firstName ?? "",
+            lastName: lastName ?? ""
           },
-          body: JSON.stringify({
-            sessionId,
-            tokenizedData: tokenizedBody,
-            accountData: {
-              userId: userId ?? "",
-              email: email ?? "",
-              firstName: firstName ?? "",
-              lastName: lastName ?? ""
-            },
-            chv
-          })
+          chv
         });
         if (response.ok) {
           onComplete?.();
@@ -4565,7 +4453,7 @@ function PayPalButton({
     },
     [baseUrl, sessionId, userId, email, firstName, lastName, chv, onComplete, onErrorChange]
   );
-  const dispatchTokenizedBody = (0, import_react11.useCallback)(
+  const dispatchTokenizedBody = (0, import_react10.useCallback)(
     (body) => {
       if (onTokenizedBody) {
         onTokenizedBody(body);
@@ -4575,7 +4463,7 @@ function PayPalButton({
     },
     [onTokenizedBody, processPaymentInternal]
   );
-  (0, import_react11.useEffect)(() => {
+  (0, import_react10.useEffect)(() => {
     if (!flopay || paypalResumeAttempted.current) return;
     const params = new URLSearchParams(window.location.search);
     const paymentIntentId = params.get("payment_intent");
@@ -4623,7 +4511,7 @@ function PayPalButton({
       }
     })();
   }, [flopay, dispatchTokenizedBody, onErrorChange]);
-  const handlePayPalConfirm = (0, import_react11.useCallback)(async () => {
+  const handlePayPalConfirm = (0, import_react10.useCallback)(async () => {
     if (!flopay || !elements) return;
     try {
       setSubmitting(true);
@@ -4656,11 +4544,11 @@ function PayPalButton({
     }
   }, [flopay, elements, sessionId, email, baseUrl, dispatchTokenizedBody, onErrorChange]);
   if (!flopay || !elements) {
-    return /* @__PURE__ */ (0, import_jsx_runtime9.jsx)("div", { style: { height: 45, background: "#f0f0f0", borderRadius: 6, animation: "pulse 1.5s infinite" } });
+    return /* @__PURE__ */ (0, import_jsx_runtime8.jsx)("div", { style: { height: 45, background: "#f0f0f0", borderRadius: 6, animation: "pulse 1.5s infinite" } });
   }
-  return /* @__PURE__ */ (0, import_jsx_runtime9.jsxs)(import_jsx_runtime9.Fragment, { children: [
-    !ready && /* @__PURE__ */ (0, import_jsx_runtime9.jsx)("div", { style: { height: 45, background: "#f0f0f0", borderRadius: 6 } }),
-    /* @__PURE__ */ (0, import_jsx_runtime9.jsx)("div", { style: ready ? {} : { display: "none" }, children: /* @__PURE__ */ (0, import_jsx_runtime9.jsx)(
+  return /* @__PURE__ */ (0, import_jsx_runtime8.jsxs)(import_jsx_runtime8.Fragment, { children: [
+    !ready && /* @__PURE__ */ (0, import_jsx_runtime8.jsx)("div", { style: { height: 45, background: "#f0f0f0", borderRadius: 6 } }),
+    /* @__PURE__ */ (0, import_jsx_runtime8.jsx)("div", { style: ready ? {} : { display: "none" }, children: /* @__PURE__ */ (0, import_jsx_runtime8.jsx)(
       "button",
       {
         type: "button",
@@ -4682,7 +4570,7 @@ function PayPalButton({
         children: submitting ? "Processing..." : "PayPal"
       }
     ) }),
-    (submitting || isProcessing) && /* @__PURE__ */ (0, import_jsx_runtime9.jsx)("div", { style: {
+    (submitting || isProcessing) && /* @__PURE__ */ (0, import_jsx_runtime8.jsx)("div", { style: {
       position: "fixed",
       inset: 0,
       background: "rgba(0,0,0,0.4)",
@@ -4690,7 +4578,7 @@ function PayPalButton({
       alignItems: "center",
       justifyContent: "center",
       zIndex: 1e3
-    }, children: /* @__PURE__ */ (0, import_jsx_runtime9.jsx)("div", { style: {
+    }, children: /* @__PURE__ */ (0, import_jsx_runtime8.jsx)("div", { style: {
       background: "white",
       borderRadius: 8,
       padding: "1.5rem",
@@ -4702,10 +4590,10 @@ function PayPalButton({
 }
 
 // src/automatic-payment-button.tsx
-var import_react12 = require("react");
-var import_js3 = require("@flopay/js");
+var import_react11 = require("react");
+var import_js6 = require("@flopay/js");
 var import_shared10 = require("@flopay/shared");
-var import_jsx_runtime10 = require("react/jsx-runtime");
+var import_jsx_runtime9 = require("react/jsx-runtime");
 var DEFAULT_BUTTONS_LAYOUT_BUTTON_HEIGHT3 = 44;
 var PAYPAL_RESUME_STORAGE_KEY2 = "flopay_automatic_payment_button_resume";
 function sleep2(ms) {
@@ -4822,11 +4710,11 @@ function FloPayAutomaticPaymentButton({
   style,
   ...buttonProps
 }) {
-  const resolvedBillingUrl = (0, import_react12.useMemo)(
+  const resolvedBillingUrl = (0, import_react11.useMemo)(
     () => (0, import_shared10.resolveBillingApiUrl)(billingApiUrl),
     [billingApiUrl]
   );
-  const createSessionDraft = (0, import_react12.useMemo)(
+  const createSessionDraft = (0, import_react11.useMemo)(
     () => resolveCreateSessionDraft({
       createSession,
       clientId,
@@ -4852,11 +4740,11 @@ function FloPayAutomaticPaymentButton({
       utmMetadata
     ]
   );
-  const [isProcessing, setIsProcessing] = (0, import_react12.useState)(false);
-  const [overlayStatus, setOverlayStatus] = (0, import_react12.useState)(null);
-  const [overlayError, setOverlayError] = (0, import_react12.useState)(null);
-  const [fallbackSession, setFallbackSession] = (0, import_react12.useState)(null);
-  const automaticPaymentToken = (0, import_react12.useMemo)(
+  const [isProcessing, setIsProcessing] = (0, import_react11.useState)(false);
+  const [overlayStatus, setOverlayStatus] = (0, import_react11.useState)(null);
+  const [overlayError, setOverlayError] = (0, import_react11.useState)(null);
+  const [fallbackSession, setFallbackSession] = (0, import_react11.useState)(null);
+  const automaticPaymentToken = (0, import_react11.useMemo)(
     () => paymentMethodId ? {
       id: paymentMethodId,
       type: "card",
@@ -4864,31 +4752,31 @@ function FloPayAutomaticPaymentButton({
     } : void 0,
     [checkoutMethod, paymentMethodId]
   );
-  const isMountedRef = (0, import_react12.useRef)(true);
-  const resumeAttemptedRef = (0, import_react12.useRef)(false);
-  const fallbackSessionRef = (0, import_react12.useRef)(fallbackSession);
-  const onSuccessRef = (0, import_react12.useRef)(onSuccess);
-  const onErrorRef = (0, import_react12.useRef)(onError);
-  const onDeclineRef = (0, import_react12.useRef)(onDecline);
-  (0, import_react12.useEffect)(() => {
+  const isMountedRef = (0, import_react11.useRef)(true);
+  const resumeAttemptedRef = (0, import_react11.useRef)(false);
+  const fallbackSessionRef = (0, import_react11.useRef)(fallbackSession);
+  const onSuccessRef = (0, import_react11.useRef)(onSuccess);
+  const onErrorRef = (0, import_react11.useRef)(onError);
+  const onDeclineRef = (0, import_react11.useRef)(onDecline);
+  (0, import_react11.useEffect)(() => {
     fallbackSessionRef.current = fallbackSession;
   }, [fallbackSession]);
-  (0, import_react12.useEffect)(() => {
+  (0, import_react11.useEffect)(() => {
     onSuccessRef.current = onSuccess;
   }, [onSuccess]);
-  (0, import_react12.useEffect)(() => {
+  (0, import_react11.useEffect)(() => {
     onErrorRef.current = onError;
   }, [onError]);
-  (0, import_react12.useEffect)(() => {
+  (0, import_react11.useEffect)(() => {
     onDeclineRef.current = onDecline;
   }, [onDecline]);
-  (0, import_react12.useEffect)(() => {
+  (0, import_react11.useEffect)(() => {
     isMountedRef.current = true;
     return () => {
       isMountedRef.current = false;
     };
   }, []);
-  (0, import_react12.useEffect)(() => {
+  (0, import_react11.useEffect)(() => {
     if (!fallbackSession || typeof window === "undefined") {
       return;
     }
@@ -4902,13 +4790,13 @@ function FloPayAutomaticPaymentButton({
       window.removeEventListener("keydown", handleKeyDown);
     };
   }, [fallbackSession]);
-  const emitDecline = (0, import_react12.useCallback)((error, method = DEFAULT_SAVED_PAYMENT_DECLINE_METHOD) => {
+  const emitDecline = (0, import_react11.useCallback)((error, method = DEFAULT_SAVED_PAYMENT_DECLINE_METHOD) => {
     onDeclineRef.current?.(buildDeclineEvent(method, error, {
       code: error.code,
       declineCode: error.declineCode
     }));
   }, []);
-  const showSuccess = (0, import_react12.useCallback)(async (event) => {
+  const showSuccess = (0, import_react11.useCallback)(async (event) => {
     if (!isMountedRef.current) return;
     setOverlayError(null);
     setOverlayStatus("success");
@@ -4916,7 +4804,7 @@ function FloPayAutomaticPaymentButton({
     if (!isMountedRef.current) return;
     onSuccessRef.current?.(event);
   }, []);
-  const showError = (0, import_react12.useCallback)(async (error, options) => {
+  const showError = (0, import_react11.useCallback)(async (error, options) => {
     if (!isMountedRef.current) return;
     onErrorRef.current?.(error);
     if (options?.emitDecline) {
@@ -4926,7 +4814,7 @@ function FloPayAutomaticPaymentButton({
     setOverlayStatus("error");
     await sleep2(PROCESSING_OVERLAY_ERROR_DELAY_MS);
   }, [emitDecline]);
-  const processResolvedSession = (0, import_react12.useCallback)(async (apiResult, resolvedSessionId, options) => {
+  const processResolvedSession = (0, import_react11.useCallback)(async (apiResult, resolvedSessionId, options) => {
     const session = apiResult.data.session ?? null;
     if (!session) {
       throw new import_shared10.FloPayError("No session data returned", "api_error");
@@ -4950,6 +4838,29 @@ function FloPayAutomaticPaymentButton({
       const redirectResult = getRedirectResultFromCheckoutProcessError(apiResult.autoProcessingError);
       const shouldTreatCreateSessionFlowAsServerAutoAttempt = options?.fromCreateSession && (apiResult.autoProcessingAttempted === true || !!apiResult.autoProcessingError || !!redirectResult);
       const shouldRetryPayPalClientSide = checkoutMethod === "paypal" && automaticPaymentToken?.isPaypal === true && options?.fromCreateSession === true;
+      if (apiResult.autoProcessingPending) {
+        const api = new import_js6.PaymentAPI(resolvedBillingUrl);
+        const completed = await api.waitForCheckoutSessionCompletion(apiResult.autoProcessingPending.sessionId, {
+          initialDelayMs: apiResult.autoProcessingPending.retryAfterMs
+        });
+        const completedSession = completed.data.session;
+        if (!completedSession || completedSession.status !== "complete") {
+          throw new import_shared10.FloPayError("Automatic payment failed. Please try again.", "api_error", {
+            code: completedSession?.status === "expired" ? "checkout_session_expired" : "checkout_processing_timeout"
+          });
+        }
+        await showSuccess({
+          result: {
+            status: "succeeded",
+            paymentMethodId: paymentMethodId ?? void 0,
+            checkoutMethod
+          },
+          session: completedSession,
+          sessionId: completedSession.id || resolvedSessionId,
+          autoCompleted: false
+        });
+        return;
+      }
       if (redirectResult) {
         const {
           publishableKey,
@@ -5126,7 +5037,7 @@ function FloPayAutomaticPaymentButton({
     showError,
     showSuccess
   ]);
-  const handleButtonClick = (0, import_react12.useCallback)(async (event) => {
+  const handleButtonClick = (0, import_react11.useCallback)(async (event) => {
     buttonProps.onClick?.(event);
     if (event.defaultPrevented || disabled || isProcessing) {
       return;
@@ -5160,7 +5071,7 @@ function FloPayAutomaticPaymentButton({
     setOverlayError(null);
     setOverlayStatus("processing");
     try {
-      const api = new import_js3.PaymentAPI(resolvedBillingUrl);
+      const api = new import_js6.PaymentAPI(resolvedBillingUrl);
       if (sessionId) {
         const result = await api.getUnifiedCheckoutSession(sessionId);
         await processResolvedSession(result, sessionId);
@@ -5208,7 +5119,7 @@ function FloPayAutomaticPaymentButton({
     showError,
     showSuccess
   ]);
-  const handleFallbackComplete = (0, import_react12.useCallback)((result) => {
+  const handleFallbackComplete = (0, import_react11.useCallback)((result) => {
     const activeFallback = fallbackSessionRef.current;
     setFallbackSession(null);
     onSuccessRef.current?.({
@@ -5218,13 +5129,13 @@ function FloPayAutomaticPaymentButton({
       autoCompleted: false
     });
   }, []);
-  const handleFallbackError = (0, import_react12.useCallback)((error) => {
+  const handleFallbackError = (0, import_react11.useCallback)((error) => {
     onErrorRef.current?.(error);
   }, []);
-  const handleFallbackDecline = (0, import_react12.useCallback)((decline) => {
+  const handleFallbackDecline = (0, import_react11.useCallback)((decline) => {
     onDeclineRef.current?.(decline);
   }, []);
-  (0, import_react12.useEffect)(() => {
+  (0, import_react11.useEffect)(() => {
     if (typeof window === "undefined" || resumeAttemptedRef.current) {
       return;
     }
@@ -5290,7 +5201,7 @@ function FloPayAutomaticPaymentButton({
             { checkoutMethod: "paypal" }
           );
         }
-        const api = new import_js3.PaymentAPI(resolvedBillingUrl);
+        const api = new import_js6.PaymentAPI(resolvedBillingUrl);
         const sessionResult = await api.getUnifiedCheckoutSession(resumeState.sessionId);
         let resumeSession = sessionResult.data.session;
         if (!resumeSession) {
@@ -5355,7 +5266,7 @@ function FloPayAutomaticPaymentButton({
       }
     })();
   }, [locale, resolvedBillingUrl, showError, showSuccess]);
-  const bStyles = (0, import_react12.useMemo)(() => {
+  const bStyles = (0, import_react11.useMemo)(() => {
     const base = (0, import_shared10.resolveButtonsLayoutTheme)(buttonsTheme);
     if (!stylesOverride) return base;
     return {
@@ -5365,8 +5276,8 @@ function FloPayAutomaticPaymentButton({
     };
   }, [buttonsTheme, stylesOverride]);
   const cardButtonSizing = children === void 0 ? { boxSizing: "border-box", height: DEFAULT_BUTTONS_LAYOUT_BUTTON_HEIGHT3, padding: "0 1rem" } : { padding: "0.9rem 1rem" };
-  return /* @__PURE__ */ (0, import_jsx_runtime10.jsxs)(import_jsx_runtime10.Fragment, { children: [
-    /* @__PURE__ */ (0, import_jsx_runtime10.jsx)(
+  return /* @__PURE__ */ (0, import_jsx_runtime9.jsxs)(import_jsx_runtime9.Fragment, { children: [
+    /* @__PURE__ */ (0, import_jsx_runtime9.jsx)(
       "button",
       {
         ...buttonProps,
@@ -5407,17 +5318,17 @@ function FloPayAutomaticPaymentButton({
             e.currentTarget.style.transform = "scale(1)";
           }
         },
-        children: /* @__PURE__ */ (0, import_jsx_runtime10.jsx)(CardButtonContentSlot, { content: children })
+        children: /* @__PURE__ */ (0, import_jsx_runtime9.jsx)(CardButtonContentSlot, { content: children })
       }
     ),
-    overlayStatus && /* @__PURE__ */ (0, import_jsx_runtime10.jsx)(
+    overlayStatus && /* @__PURE__ */ (0, import_jsx_runtime9.jsx)(
       ProcessingOverlay,
       {
         status: overlayStatus,
         errorMessage: overlayError
       }
     ),
-    fallbackSession && /* @__PURE__ */ (0, import_jsx_runtime10.jsx)(
+    fallbackSession && /* @__PURE__ */ (0, import_jsx_runtime9.jsx)(
       "div",
       {
         "data-testid": "flopay-automatic-payment-fallback",
@@ -5438,7 +5349,7 @@ function FloPayAutomaticPaymentButton({
           padding: "1.5rem",
           zIndex: 1100
         },
-        children: /* @__PURE__ */ (0, import_jsx_runtime10.jsx)(
+        children: /* @__PURE__ */ (0, import_jsx_runtime9.jsx)(
           "div",
           {
             style: {
@@ -5454,7 +5365,7 @@ function FloPayAutomaticPaymentButton({
               flexDirection: "column",
               gap: "1rem"
             },
-            children: /* @__PURE__ */ (0, import_jsx_runtime10.jsx)(
+            children: /* @__PURE__ */ (0, import_jsx_runtime9.jsx)(
               FloPayCheckout,
               {
                 sessionId: fallbackSession.sessionId,
@@ -5485,11 +5396,9 @@ function FloPayAutomaticPaymentButton({
   FloPayAutomaticPaymentButton,
   FloPayCheckout,
   FloPayProvider,
-  InAppBrowserNotice,
   PayPalButton,
   PaymentElement,
   SplitCardForm,
-  isInAppBrowser,
   useCheckout,
   useElements,
   useFloPay,