@firela/api-types 0.0.0-canary.8a8b3972 → 0.0.0-canary.8bf286b3

package/src/generated/schemas.gen.ts

@@ -6,18 +6,12 @@ export const $CreateAccountDto = {
     path: {
       type: 'string',
       description: 'Account path (hierarchical, colon-separated)',
-      example: 'Assets:CN:Bank:ICBC:Checking'
-    },
-    displayName: {
-      type: 'string',
-      description:
-        'Display name to distinguish accounts at the same path (default: "")',
-      example: '工资卡'
+      example: 'Assets:CN:ICBC:Checking'
     },
     openDate: {
       format: 'date-time',
       type: 'string',
-      description: 'Account open date',
+      description: 'Account open date (server defaults to today)',
       example: '2024-01-01'
     },
     currencies: {
@@ -45,26 +39,22 @@ export const $CreateAccountDto = {
     templatePath: {
       type: 'string',
       description: 'Reference to account-standards template path',
-      example: 'Assets:CN:Bank:ICBC:Checking'
+      example: 'Assets:CN:Checking'
     },
     isCustom: {
       type: 'boolean',
       description: 'Whether this is a custom (user-created) account',
       default: false
     },
-    i18nKey: {
-      type: 'string',
-      description: 'i18n key for display name (overrides template)',
-      example: 'account.custom.mybank'
-    },
     icon: {
       type: 'string',
       description: 'Icon identifier (overrides template)',
       example: 'bank-custom'
     },
-    openMeta: {
+    openDirectiveMeta: {
       type: 'object',
-      description: 'Additional metadata',
+      description:
+        'Open directive metadata (NOT an opening-balance amount — use the opening-balance endpoint)',
       example: {
         branch: 'Downtown',
         accountNumber: '1234'
@@ -76,7 +66,7 @@ export const $CreateAccountDto = {
       example: 'c98e5d4a-2f71-4a5a-bb3c-92c9f231d5e2'
     }
   },
-  required: ['path', 'openDate']
+  required: ['path']
 } as const;
 
 export const $AccountResponseDto = {
@@ -90,13 +80,7 @@ export const $AccountResponseDto = {
     path: {
       type: 'string',
       description: 'Account path (hierarchical, colon-separated)',
-      example: 'Assets:CN:Bank:ICBC:Checking'
-    },
-    displayName: {
-      type: 'string',
-      description:
-        'Display name distinguishing multiple accounts at the same path',
-      example: '工资卡'
+      example: 'Assets:CN:ICBC:Checking'
     },
     type: {
       type: 'string',
@@ -104,6 +88,49 @@ export const $AccountResponseDto = {
       enum: ['Assets', 'Liabilities', 'Income', 'Expenses', 'Equity'],
       example: 'Assets'
     },
+    assetSubClass: {
+      type: 'string',
+      description:
+        'Account-level asset sub-class (product type, e.g. STOCK/DEPOSIT/CREDIT_CARD/PERSONAL_LOAN). Computed from the account path via the asset-classifier (ADR-0077). Null for non-asset accounts (Income/Expenses/Equity) or unmatched paths.',
+      enum: [
+        'DEPOSIT',
+        'CASH',
+        'MONEY_MARKET_FUND',
+        'STOCK',
+        'ETF',
+        'MUTUAL_FUND',
+        'EQUITY_COMPENSATION',
+        'GOVERNMENT_BOND',
+        'CORPORATE_BOND',
+        'BOND_FUND',
+        'PRIMARY_RESIDENCE',
+        'INVESTMENT_PROPERTY',
+        'REIT',
+        'GOLD',
+        'SILVER',
+        'PRECIOUS_METAL',
+        'PRECIOUS_METAL_FUND',
+        'COMMODITY',
+        'COMMODITY_FUND',
+        'CRYPTOCURRENCY',
+        'RETIREMENT_ACCOUNT',
+        'HEALTH_ACCOUNT',
+        'EDUCATION_ACCOUNT',
+        'INSURANCE',
+        'PRIVATE_EQUITY',
+        'HEDGE_FUND',
+        'COLLECTIBLES',
+        'MORTGAGE',
+        'STUDENT_LOAN',
+        'CREDIT_CARD',
+        'PERSONAL_LOAN',
+        'ACCOUNTS_PAYABLE',
+        'TAX_PAYABLE',
+        'OTHER'
+      ],
+      nullable: true,
+      example: 'STOCK'
+    },
     status: {
       type: 'string',
       description: 'Account status',
@@ -145,26 +172,26 @@ export const $AccountResponseDto = {
     templatePath: {
       type: 'string',
       description: 'Template path reference',
-      example: 'Assets:CN:Bank:ICBC:Checking'
+      example: 'Assets:CN:Checking'
     },
     isCustom: {
       type: 'boolean',
       description: 'Whether this is a custom (user-created) account',
       example: false
     },
-    i18nKey: {
+    displayName: {
       type: 'string',
-      description: 'i18n key for display name',
-      example: 'account.assets.cn.bank.icbc.checking'
+      description: 'Localized display name (ADR-0114, read-time projection)',
+      example: 'Checking'
     },
     icon: {
       type: 'string',
       description: 'Icon identifier',
       example: 'bank-icbc'
     },
-    openMeta: {
+    openDirectiveMeta: {
       type: 'object',
-      description: 'Account metadata',
+      description: 'Open directive metadata (ADR-0115 Decision 9)',
       example: {
         branch: 'Downtown'
       }
@@ -192,7 +219,6 @@ export const $AccountResponseDto = {
   required: [
     'id',
     'path',
-    'displayName',
     'type',
     'status',
     'openDate',
@@ -225,11 +251,6 @@ export const $AccountListResponseDto = {
 export const $UpdateAccountDto = {
   type: 'object',
   properties: {
-    displayName: {
-      type: 'string',
-      description: 'Display name to distinguish accounts at the same path',
-      example: '招行工资卡'
-    },
     currencies: {
       description: 'Allowed currencies (null = no restriction)',
       example: ['CNY', 'USD'],
@@ -251,19 +272,15 @@ export const $UpdateAccountDto = {
         'NONE'
       ]
     },
-    i18nKey: {
-      type: 'string',
-      description: 'i18n key for display name',
-      example: 'account.custom.mybank'
-    },
     icon: {
       type: 'string',
       description: 'Icon identifier',
       example: 'bank-custom'
     },
-    openMeta: {
+    openDirectiveMeta: {
       type: 'object',
-      description: 'Additional metadata (merged with existing)',
+      description:
+        'Open directive metadata (merged with existing; NOT an opening-balance amount)',
       example: {
         branch: 'Uptown'
       }
@@ -310,13 +327,47 @@ export const $ReopenAccountDto = {
   }
 } as const;
 
+export const $CreateOpeningBalanceDto = {
+  type: 'object',
+  properties: {
+    amount: {
+      type: 'number',
+      description: 'Opening balance amount (non-negative)',
+      example: 1000
+    },
+    currency: {
+      type: 'string',
+      description: 'Currency code',
+      example: 'CNY'
+    },
+    date: {
+      format: 'date-time',
+      type: 'string',
+      description: 'Opening-balance date (defaults to now)',
+      example: '2024-01-01'
+    }
+  },
+  required: ['amount', 'currency']
+} as const;
+
+export const $OpeningBalanceResultDto = {
+  type: 'object',
+  properties: {
+    transactionId: {
+      type: 'string',
+      description: 'Created opening-balance transaction id.'
+    }
+  },
+  required: ['transactionId']
+} as const;
+
 export const $AccountStandardResponseDto = {
   type: 'object',
   properties: {
     path: {
       type: 'string',
       description: 'Account path (hierarchical, colon-separated)',
-      example: 'Assets:CN:Bank:ICBC:Checking'
+      example: 'Assets:CN:Checking'
     },
     type: {
       type: 'string',
@@ -324,11 +375,6 @@ export const $AccountStandardResponseDto = {
       enum: ['Assets', 'Liabilities', 'Income', 'Expenses', 'Equity'],
       example: 'Assets'
     },
-    i18nKey: {
-      type: 'string',
-      description: 'i18n key for localized display name',
-      example: 'account.assets.cn.bank.icbc.checking'
-    },
     name: {
       type: 'string',
       description: 'Short localized display name',
@@ -351,9 +397,47 @@ export const $AccountStandardResponseDto = {
       type: 'string',
       description: 'Icon identifier for UI display',
       example: 'bank-icbc'
+    },
+    productCategory: {
+      type: 'string',
+      description:
+        'Onboarding product category (coarse grouping derived from assetSubClass)',
+      enum: [
+        'cash',
+        'investment',
+        'credit_card',
+        'loan',
+        'payable_tax',
+        'other'
+      ],
+      example: 'investment'
+    },
+    assetClass: {
+      type: 'string',
+      description:
+        'Asset class (LIQUIDITY/EQUITY/.../LIABILITY), derived at read time from classification rules',
+      enum: [
+        'LIQUIDITY',
+        'EQUITY',
+        'FIXED_INCOME',
+        'PRECIOUS_METALS',
+        'COMMODITY',
+        'INSURANCE',
+        'ALTERNATIVE_INVESTMENT',
+        'PERSONAL_ASSETS',
+        'LIABILITY',
+        'REAL_ESTATE',
+        'INDEX'
+      ]
+    },
+    assetSubClass: {
+      type: 'string',
+      description:
+        'Asset sub-class (product type, derived at read time from classification rules)',
+      example: 'STOCK'
     }
   },
-  required: ['path', 'type', 'i18nKey', 'description', 'tags', 'icon']
+  required: ['path', 'type', 'description', 'tags', 'icon', 'productCategory']
 } as const;
 
 export const $AccountStandardListResponseDto = {
@@ -383,18 +467,13 @@ export const $AccountStandardListResponseDto = {
 export const $TemplateMetadataDto = {
   type: 'object',
   properties: {
-    extendable: {
-      type: 'boolean',
-      description: 'Whether this path can be extended',
-      example: true
-    },
     rootType: {
       type: 'string',
       description: 'Root account type',
       example: 'Assets'
     }
   },
-  required: ['extendable', 'rootType']
+  required: ['rootType']
 } as const;
 
 export const $TemplateMetadataResponseDto = {
@@ -533,7 +612,7 @@ export const $CreatePostingDto = {
       type: 'string',
       description:
         'Account name in Beancount format (must start with uppercase, colon-separated)',
-      example: 'Assets:Bank:Checking'
+      example: 'Assets:Checking'
     },
     units: {
       type: 'string',
@@ -660,24 +739,59 @@ export const $CreateTransactionDto = {
   required: ['date', 'narration', 'postings']
 } as const;
 
+export const $CostDetailDto = {
+  type: 'object',
+  properties: {
+    number: {
+      type: 'string',
+      description: 'Per-unit cost basis (mirrors engine Cost.number)',
+      example: '240'
+    },
+    currency: {
+      type: 'string',
+      description: 'Cost currency',
+      example: 'USD'
+    },
+    date: {
+      type: 'string',
+      description: 'Lot acquisition date (ISO yyyy-mm-dd)',
+      example: '2024-01-15'
+    },
+    label: {
+      type: 'string',
+      description: 'Lot label',
+      example: 'lot-2024-01'
+    }
+  }
+} as const;
+
 export const $PostingResponseDto = {
   type: 'object',
   properties: {
     account: {
       type: 'string',
       description: 'Account name',
-      example: 'Assets:Bank:Checking'
+      example: 'Assets:Checking'
     },
     units: {
       type: 'string',
       description:
-        'Amount as decimal string. Typed optional but always present in responses: interpolation fills any MISSING posting before it is persisted or returned.',
+        'Amount as decimal string. Typed optional but always present in responses: interpolation fills any MISSING posting before it is persisted or returned. Carries the raw Beancount sign (credit-normal accounts such as Income post negative — the accounting truth, ADR-0126); renderers must not infer economic semantics from this sign.',
       example: '100.50'
     },
     currency: {
       type: 'string',
       description: 'Currency',
       example: 'USD'
+    },
+    cost: {
+      description:
+        'Booking-resolved cost (mirrors engine Cost). Undefined when the posting has no cost basis.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/CostDetailDto'
+        }
+      ]
     }
   },
   required: ['account']
@@ -1023,12 +1137,12 @@ export const $PostingDetailDto = {
     account: {
       type: 'string',
       description: 'Fully-qualified Beancount account path',
-      example: 'Assets:Bank:Checking'
+      example: 'Assets:Checking'
     },
     units: {
       type: 'string',
       description:
-        'Amount as decimal string. Typed optional but always present in responses: interpolation fills any MISSING posting before it is persisted or returned.',
+        'Amount as decimal string. Typed optional but always present in responses: interpolation fills any MISSING posting before it is persisted or returned. Carries the raw Beancount sign (credit-normal accounts such as Income post negative — the accounting truth, ADR-0126); renderers must not infer economic semantics from this sign.',
       example: '100.50'
     },
     currency: {
@@ -1051,6 +1165,15 @@ export const $PostingDetailDto = {
       description: 'Cost date',
       example: '2024-01-15'
     },
+    cost: {
+      description:
+        'Booking-resolved cost (mirrors engine Cost). Undefined when the posting has no cost basis.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/CostDetailDto'
+        }
+      ]
+    },
     priceAmount: {
       type: 'string',
       description: 'Price amount',
@@ -1203,72 +1326,22 @@ export const $TransactionDetailDto = {
   ]
 } as const;
 
-export const $TransactionListResponseDto = {
+export const $TransactionListItemDto = {
   type: 'object',
   properties: {
-    data: {
-      description: 'List of transactions',
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/TransactionDetailDto'
-      }
-    },
-    total: {
-      type: 'number',
-      description: 'Total count of matching transactions',
-      example: 100
-    },
-    limit: {
-      type: 'number',
-      description: 'Number of items per page',
-      example: 20
+    id: {
+      type: 'string',
+      description: 'Transaction ID',
+      example: 'clh1234567890abcdef'
     },
-    offset: {
-      type: 'number',
-      description: 'Number of items skipped',
-      example: 0
-    }
-  },
-  required: ['data', 'total', 'limit', 'offset']
-} as const;
-
-export const $TagSuggestionDto = {
-  type: 'object',
-  properties: {
-    tag: {
+    date: {
       type: 'string',
-      description: 'Tag name',
-      example: 'Monthly'
+      description: 'Transaction date',
+      example: '2024-11-28'
     },
-    count: {
-      type: 'number',
-      description: 'Usage count across ACTIVE transactions',
-      example: 12
-    }
-  },
-  required: ['tag', 'count']
-} as const;
-
-export const $TagSuggestionsResponseDto = {
-  type: 'object',
-  properties: {
-    data: {
-      description: 'Tag suggestions sorted as requested',
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/TagSuggestionDto'
-      }
-    }
-  },
-  required: ['data']
-} as const;
-
-export const $UpdateTransactionDto = {
-  type: 'object',
-  properties: {
     flag: {
       type: 'string',
-      description: 'Transaction flag (CLEARED, PENDING, etc.)',
+      description: 'Transaction flag',
       enum: [
         'CLEARED',
         'PENDING',
@@ -1279,22 +1352,24 @@ export const $UpdateTransactionDto = {
       ],
       example: 'CLEARED'
     },
+    customFlag: {
+      type: 'string',
+      description: 'Custom flag (if not using standard flags)',
+      example: 'R'
+    },
     payee: {
       type: 'string',
       description: 'Payee name',
-      maxLength: 500,
       example: 'Whole Foods Market'
     },
     narration: {
       type: 'string',
-      description: 'Transaction narration/description',
-      maxLength: 1000,
-      example: 'Weekly grocery shopping'
+      description: 'Transaction narration',
+      example: 'Grocery shopping'
     },
     tags: {
       description: 'Transaction tags',
-      maxItems: 50,
-      example: ['groceries', 'weekly'],
+      example: ['groceries'],
       type: 'array',
       items: {
         type: 'string'
@@ -1302,7 +1377,6 @@ export const $UpdateTransactionDto = {
     },
     links: {
       description: 'Transaction links',
-      maxItems: 50,
       example: ['invoice-2024-001'],
       type: 'array',
       items: {
@@ -1311,320 +1385,420 @@ export const $UpdateTransactionDto = {
     },
     meta: {
       type: 'object',
-      description: 'Transaction metadata (JSON object)',
-      example: {
-        category: 'Food:Groceries',
-        reviewed: true
-      }
-    }
-  }
-} as const;
-
-export const $BalanceResponseDto = {
-  type: 'object',
-  properties: {
-    account: {
+      description: 'Transaction metadata'
+    },
+    status: {
       type: 'string',
-      description: 'Account name',
-      example: 'Assets:Bank:Checking'
+      description: 'Transaction status',
+      enum: ['ACTIVE', 'VOIDED', 'SUPERSEDED'],
+      example: 'ACTIVE'
     },
-    balance: {
+    sourceType: {
       type: 'string',
-      description: 'Balance amount (decimal string for precision)',
-      example: '12345.67'
+      description:
+        'Source type (free-form string from transaction metadata, e.g. import, api)'
     },
-    currency: {
+    sourcePlatform: {
       type: 'string',
-      description: 'Currency code',
-      example: 'USD'
+      description: 'Source platform (e.g., alipay, wechat)',
+      example: 'alipay'
     },
-    date: {
+    postings: {
+      description: 'Transaction postings',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/PostingDetailDto'
+      }
+    },
+    createdAt: {
       type: 'string',
-      description: 'Date of the balance calculation (ISO 8601)',
-      example: '2024-12-31T00:00:00.000Z'
-    }
-  },
-  required: ['account', 'balance', 'currency', 'date']
-} as const;
-
-export const $MultiCurrencyBalanceResponseDto = {
-  type: 'object',
-  properties: {
-    account: {
-      type: 'string',
-      description: 'Account name',
-      example: 'Assets:Bank:Checking'
-    },
-    balances: {
-      type: 'object',
-      description: 'Balances by currency',
-      example: {
-        USD: '12345.67',
-        CNY: '100000.00'
-      }
-    },
-    date: {
-      type: 'string',
-      description: 'Date of the balance calculation (ISO 8601)',
-      example: '2024-12-31T00:00:00.000Z'
-    }
-  },
-  required: ['account', 'balances', 'date']
-} as const;
-
-export const $TransactionSummaryDto = {
-  type: 'object',
-  properties: {
-    id: {
-      type: 'string',
-      description: 'Transaction ID (null if transaction deleted)',
-      example: 'clh1234567890abcdef',
-      nullable: true
-    },
-    date: {
-      type: 'string',
-      description: 'Transaction date (YYYY-MM-DD)',
-      example: '2024-03-15'
+      description: 'Created at timestamp',
+      example: '2024-11-28T10:30:00.000Z'
     },
-    amount: {
+    voidedAt: {
       type: 'string',
-      description: 'Transaction amount (absolute value)',
-      example: '128.50'
+      description: 'Voided at timestamp (if voided)',
+      example: '2024-11-29T15:00:00.000Z'
     },
-    currency: {
+    voidedBy: {
       type: 'string',
-      description: 'Currency code',
-      example: 'CNY'
+      description: 'User ID who voided this transaction',
+      example: 'clh1234567890abcdef'
     },
-    payee: {
+    correctionReason: {
       type: 'string',
-      description: 'Payee/Merchant name',
-      example: 'Starbucks'
+      description: 'Correction reason (if voided or superseded)',
+      example: 'Duplicate entry'
     },
-    narration: {
+    supersededBy: {
       type: 'string',
-      description: 'Transaction narration',
-      example: 'Coffee purchase'
+      description:
+        'ID of the transaction that supersedes this one (set when status=SUPERSEDED)',
+      example: 'clh1234567890abcdef'
     },
-    accountName: {
+    originalTxn: {
       type: 'string',
-      description: 'Source account name (first posting)',
-      example: 'Assets:Bank:Checking'
+      description:
+        'ID of the transaction this one corrected/replaced (back-link on the replacement)',
+      example: 'clh1234567890abcdef'
     },
-    sourceType: {
+    viewpointAmount: {
       type: 'string',
       description:
-        'Source type (free-form string from transaction metadata, e.g. import, api)'
+        'Per-leg sign-normalized row amount for the category viewpoint (ADR-0126): each posting on the category account set contributes its unitsNumber with Income-root legs negated and Expenses-root legs identity. Positive under normal booking but NOT clamped (explicit negative expense legs and net-flip refund months stay negative). Omitted outside the category viewpoint.',
+      example: '10000.00'
     },
-    sourcePlatform: {
+    viewpointCurrency: {
       type: 'string',
-      description: 'Source platform (e.g., alipay, wechat)',
-      example: 'alipay'
+      description:
+        'Currency of viewpointAmount. A row spanning multiple currencies takes the largest-magnitude currency group (known simplification, ADR-0126). Omitted outside the category viewpoint.',
+      example: 'CNY'
     }
   },
-  required: ['date', 'amount', 'currency', 'narration']
+  required: [
+    'id',
+    'date',
+    'narration',
+    'tags',
+    'links',
+    'status',
+    'postings',
+    'createdAt'
+  ]
 } as const;
 
-export const $ReviewSummaryDto = {
+export const $BalanceByCurrencyDto = {
   type: 'object',
   properties: {
-    id: {
+    currency: {
       type: 'string',
-      description: 'Review item ID'
+      description: 'ISO 4217 currency code',
+      example: 'CNY'
     },
+    balance: {
+      type: 'string',
+      description: 'Balance amount',
+      example: '50000.00'
+    }
+  },
+  required: ['currency', 'balance']
+} as const;
+
+export const $ExchangeRateWarningDto = {
+  type: 'object',
+  properties: {
     type: {
       type: 'string',
-      description: 'Review type',
-      enum: [
-        'DUPLICATE',
-        'RULE_MATCH',
-        'PAYEE_MATCH',
-        'ACCOUNT_VALIDATION',
-        'PIPELINE_ERROR'
-      ]
+      description: 'Warning type',
+      example: 'MISSING_EXCHANGE_RATE'
     },
-    status: {
+    currency: {
       type: 'string',
-      description: 'Review status',
-      enum: ['PENDING', 'RESOLVED', 'EXPIRED', 'CANCELLED']
-    },
-    confidence: {
-      type: 'number',
-      description: 'Confidence score (0-1)'
+      description: 'Currency without exchange rate',
+      example: 'EUR'
     },
-    confidenceLevel: {
+    totalAmount: {
+      type: 'string',
+      description: 'Total amount affected',
+      example: '1000.00'
+    }
+  },
+  required: ['type', 'currency', 'totalAmount']
+} as const;
+
+export const $TransactionListSummaryDto = {
+  type: 'object',
+  properties: {
+    totalAmount: {
       type: 'string',
       description:
-        'Confidence level derived from score. Null for error-type reviews (ACCOUNT_VALIDATION/PIPELINE_ERROR) which carry no confidence.',
-      enum: ['HIGH', 'MEDIUM', 'LOW'],
-      nullable: true
+        'Partial converted total in base currency (rated currencies only). Sign by viewpoint (ADR-0126): account viewpoint keeps the raw Beancount sign (income negative); category viewpoint is per-leg sign-normalized (Income legs negated, Expenses legs identity — positive under normal booking, not clamped). When warnings is non-empty this excludes currencies missing an FX rate; may be "0.00" if ALL non-base currencies lack a rate. Converted at the dateTo (or current) available rate.',
+      example: '-6000.00'
     },
-    summaryKey: {
+    currency: {
       type: 'string',
-      description:
-        'i18n message key for summary (e.g., review.summary.duplicate). Translate on frontend with summaryParams.'
+      description: 'Base currency (ISO 4217)',
+      example: 'CNY'
     },
-    summaryParams: {
-      type: 'object',
-      description:
-        'Parameters for summary message interpolation (e.g., { date: "2024-01-15", amount: "50" })',
-      additionalProperties: {
-        type: 'string'
+    balanceByCurrency: {
+      description: 'Raw (unconverted) balance per currency',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/BalanceByCurrencyDto'
       }
     },
-    matchReasons: {
-      description: 'Human-readable reasons for branching',
+    warnings: {
+      description: 'Currencies missing an FX rate (omitted when empty)',
       type: 'array',
       items: {
-        type: 'string'
+        $ref: '#/components/schemas/ExchangeRateWarningDto'
       }
-    },
-    sourceType: {
-      type: 'string',
-      description:
-        'Source type (free-form string from transaction metadata, e.g. import, api)'
-    },
-    sourcePlatform: {
-      type: 'string',
-      description: 'Source platform (e.g., alipay, wechat)'
-    },
-    createdAt: {
-      format: 'date-time',
+    }
+  },
+  required: ['totalAmount', 'currency', 'balanceByCurrency']
+} as const;
+
+export const $TransactionListViewpointDto = {
+  type: 'object',
+  properties: {
+    type: {
       type: 'string',
-      description: 'Creation timestamp'
-    },
-    transaction: {
       description:
-        'Transaction summary for display (null if transaction deleted)',
-      nullable: true,
-      allOf: [
-        {
-          $ref: '#/components/schemas/TransactionSummaryDto'
-        }
-      ]
-    },
-    amount: {
-      type: 'string',
-      description: 'Transaction amount (convenience field for mobile display)'
-    },
-    currency: {
-      type: 'string',
-      description: 'Currency code (convenience field for mobile display)'
-    },
-    merchantName: {
-      type: 'string',
-      description: 'Payee/Merchant name (convenience field for mobile display)'
+        'Viewpoint type (only category drill-down carries a viewpoint today)',
+      enum: ['category'],
+      example: 'category'
     },
-    accountName: {
-      type: 'string',
-      description: 'Account name (convenience field for mobile display)'
-    },
-    transactionTime: {
+    flow: {
       type: 'string',
-      description:
-        'Transaction date/time (convenience field for mobile display)'
+      description: 'Flow root the category account set is restricted to',
+      enum: ['income', 'expense'],
+      example: 'expense'
     }
   },
-  required: [
-    'id',
-    'type',
-    'status',
-    'confidence',
-    'confidenceLevel',
-    'summaryKey',
-    'matchReasons',
-    'sourceType',
-    'createdAt'
-  ]
+  required: ['type', 'flow']
 } as const;
 
-export const $ReviewListResponseDto = {
+export const $TransactionListResponseDto = {
   type: 'object',
   properties: {
-    items: {
+    data: {
+      description: 'List of transactions',
       type: 'array',
       items: {
-        $ref: '#/components/schemas/ReviewSummaryDto'
+        $ref: '#/components/schemas/TransactionListItemDto'
       }
     },
     total: {
       type: 'number',
-      description: 'Total number of items'
-    },
-    page: {
-      type: 'number',
-      description: 'Current page number'
+      description: 'Total count of matching transactions',
+      example: 100
     },
     limit: {
       type: 'number',
-      description: 'Items per page'
+      description: 'Number of items per page',
+      example: 20
     },
-    hasMore: {
-      type: 'boolean',
-      description: 'Whether there are more pages'
-    }
-  },
-  required: ['items', 'total', 'page', 'limit', 'hasMore']
-} as const;
-
-export const $ReviewStatsDto = {
-  type: 'object',
-  properties: {
-    total: {
+    offset: {
       type: 'number',
-      description: 'Total pending reviews'
+      description: 'Number of items skipped',
+      example: 0
     },
-    byType: {
-      type: 'object',
-      description: 'Count by type'
+    summary: {
+      description:
+        'Amount summary for the full filtered set (#514). Present only when the request has a single account OR category viewpoint; omitted for search-only / plain-list / dual-perspective requests.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/TransactionListSummaryDto'
+        }
+      ]
     },
-    oldestPending: {
-      format: 'date-time',
+    viewpoint: {
+      description:
+        'Viewpoint metadata (ADR-0126). Present only for a single category filter (category + flow, no accountId); dual-perspective requests are viewpoint-less (raw signs, no viewpointAmount).',
+      allOf: [
+        {
+          $ref: '#/components/schemas/TransactionListViewpointDto'
+        }
+      ]
+    }
+  },
+  required: ['data', 'total', 'limit', 'offset']
+} as const;
+
+export const $TagSuggestionDto = {
+  type: 'object',
+  properties: {
+    tag: {
       type: 'string',
-      description: 'Oldest pending review date'
+      description: 'Tag name',
+      example: 'Monthly'
+    },
+    count: {
+      type: 'number',
+      description: 'Usage count across ACTIVE transactions',
+      example: 12
     }
   },
-  required: ['total', 'byType']
+  required: ['tag', 'count']
 } as const;
 
-export const $DecisionOptionDto = {
+export const $TagSuggestionsResponseDto = {
   type: 'object',
   properties: {
-    value: {
+    data: {
+      description: 'Tag suggestions sorted as requested',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/TagSuggestionDto'
+      }
+    }
+  },
+  required: ['data']
+} as const;
+
+export const $UpdateTransactionDto = {
+  type: 'object',
+  properties: {
+    flag: {
       type: 'string',
-      description: 'The action value to submit (e.g., UPGRADE_REPLACE, ACCEPT)',
+      description: 'Transaction flag (CLEARED, PENDING, etc.)',
       enum: [
-        'UPGRADE_REPLACE',
-        'LINK_KEEP_BOTH',
-        'IGNORE_NEW',
-        'CONFIRM_DIFFERENT',
-        'ACCEPT',
-        'REJECT',
-        'ACCEPT_AND_LEARN',
-        'CHOOSE_OTHER',
-        'CANCEL',
-        'FIX',
-        'IGNORE'
-      ]
+        'CLEARED',
+        'PENDING',
+        'PADDING',
+        'SUMMARIZE',
+        'TRANSFER',
+        'CONVERSIONS'
+      ],
+      example: 'CLEARED'
     },
-    labelKey: {
+    payee: {
       type: 'string',
-      description:
-        'i18n message key for display label (e.g., review.payee.accept.label)'
+      description: 'Payee name',
+      maxLength: 500,
+      example: 'Whole Foods Market'
     },
-    descriptionKey: {
+    narration: {
       type: 'string',
-      description: 'i18n message key for description'
+      description: 'Transaction narration/description',
+      maxLength: 1000,
+      example: 'Weekly grocery shopping'
     },
-    recommended: {
-      type: 'boolean',
-      description: 'Whether this is the recommended option'
+    tags: {
+      description: 'Transaction tags',
+      maxItems: 50,
+      example: ['groceries', 'weekly'],
+      type: 'array',
+      items: {
+        type: 'string'
+      }
+    },
+    links: {
+      description: 'Transaction links',
+      maxItems: 50,
+      example: ['invoice-2024-001'],
+      type: 'array',
+      items: {
+        type: 'string'
+      }
+    },
+    meta: {
+      type: 'object',
+      description: 'Transaction metadata (JSON object)',
+      example: {
+        category: 'Food:Groceries',
+        reviewed: true
+      }
+    }
+  }
+} as const;
+
+export const $BalanceResponseDto = {
+  type: 'object',
+  properties: {
+    account: {
+      type: 'string',
+      description: 'Account name',
+      example: 'Assets:Checking'
+    },
+    balance: {
+      type: 'string',
+      description: 'Balance amount (decimal string for precision)',
+      example: '12345.67'
+    },
+    currency: {
+      type: 'string',
+      description: 'Currency code',
+      example: 'USD'
+    },
+    date: {
+      type: 'string',
+      description: 'Date of the balance calculation (ISO 8601)',
+      example: '2024-12-31T00:00:00.000Z'
     }
   },
-  required: ['value', 'labelKey']
+  required: ['account', 'balance', 'currency', 'date']
 } as const;
 
-export const $ReviewDetailDto = {
+export const $MultiCurrencyBalanceResponseDto = {
+  type: 'object',
+  properties: {
+    account: {
+      type: 'string',
+      description: 'Account name',
+      example: 'Assets:Checking'
+    },
+    balances: {
+      type: 'object',
+      description: 'Balances by currency',
+      example: {
+        USD: '12345.67',
+        CNY: '100000.00'
+      }
+    },
+    date: {
+      type: 'string',
+      description: 'Date of the balance calculation (ISO 8601)',
+      example: '2024-12-31T00:00:00.000Z'
+    }
+  },
+  required: ['account', 'balances', 'date']
+} as const;
+
+export const $TransactionSummaryDto = {
+  type: 'object',
+  properties: {
+    id: {
+      type: 'string',
+      description: 'Transaction ID (null if transaction deleted)',
+      example: 'clh1234567890abcdef',
+      nullable: true
+    },
+    date: {
+      type: 'string',
+      description: 'Transaction date (YYYY-MM-DD)',
+      example: '2024-03-15'
+    },
+    amount: {
+      type: 'string',
+      description: 'Transaction amount (absolute value)',
+      example: '128.50'
+    },
+    currency: {
+      type: 'string',
+      description: 'Currency code',
+      example: 'CNY'
+    },
+    payee: {
+      type: 'string',
+      description: 'Payee/Merchant name',
+      example: 'Starbucks'
+    },
+    narration: {
+      type: 'string',
+      description: 'Transaction narration',
+      example: 'Coffee purchase'
+    },
+    accountName: {
+      type: 'string',
+      description: 'Source account name (first posting)',
+      example: 'Assets:Checking'
+    },
+    sourceType: {
+      type: 'string',
+      description:
+        'Source type (free-form string from transaction metadata, e.g. import, api)'
+    },
+    sourcePlatform: {
+      type: 'string',
+      description: 'Source platform (e.g., alipay, wechat)',
+      example: 'alipay'
+    }
+  },
+  required: ['date', 'amount', 'currency', 'narration']
+} as const;
+
+export const $ReviewSummaryDto = {
   type: 'object',
   properties: {
     id: {
@@ -1722,22 +1896,6 @@ export const $ReviewDetailDto = {
       type: 'string',
       description:
         'Transaction date/time (convenience field for mobile display)'
-    },
-    reviewData: {
-      type: 'object',
-      description:
-        'Review-type-specific data (JSONB). Structure varies by type: DUPLICATE: {newTransaction, existingTransaction, matchScore}, RULE_MATCH: {transaction, matchedRule, suggestedAccount}, PAYEE_MATCH: {originalPayee, suggestedPayee}, ACCOUNT_VALIDATION: {invalidAccount, suggestedCorrection, similarAccounts}, PIPELINE_ERROR: {errorType, errorMessage}'
-    },
-    decisionOptions: {
-      description: 'Available decision options',
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/DecisionOptionDto'
-      }
-    },
-    transactionId: {
-      type: 'string',
-      description: 'Related transaction ID if applicable'
     }
   },
   required: [
@@ -1749,25 +1907,240 @@ export const $ReviewDetailDto = {
     'summaryKey',
     'matchReasons',
     'sourceType',
-    'createdAt',
-    'reviewData',
-    'decisionOptions'
+    'createdAt'
   ]
 } as const;
 
-export const $ResolveReviewDto = {
+export const $ReviewListResponseDto = {
   type: 'object',
   properties: {
-    action: {
-      type: 'string',
-      description:
-        'Decision action. Valid actions vary by review type — see DecisionOptionDto.value returned by the review detail endpoint.',
-      enum: [
-        'UPGRADE_REPLACE',
-        'LINK_KEEP_BOTH',
-        'IGNORE_NEW',
-        'CONFIRM_DIFFERENT',
-        'ACCEPT',
+    items: {
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/ReviewSummaryDto'
+      }
+    },
+    total: {
+      type: 'number',
+      description: 'Total number of items'
+    },
+    page: {
+      type: 'number',
+      description: 'Current page number'
+    },
+    limit: {
+      type: 'number',
+      description: 'Items per page'
+    },
+    hasMore: {
+      type: 'boolean',
+      description: 'Whether there are more pages'
+    }
+  },
+  required: ['items', 'total', 'page', 'limit', 'hasMore']
+} as const;
+
+export const $ReviewStatsDto = {
+  type: 'object',
+  properties: {
+    total: {
+      type: 'number',
+      description: 'Total pending reviews'
+    },
+    byType: {
+      type: 'object',
+      description: 'Count by type'
+    },
+    oldestPending: {
+      format: 'date-time',
+      type: 'string',
+      description: 'Oldest pending review date'
+    }
+  },
+  required: ['total', 'byType']
+} as const;
+
+export const $DecisionOptionDto = {
+  type: 'object',
+  properties: {
+    value: {
+      type: 'string',
+      description: 'The action value to submit (e.g., UPGRADE_REPLACE, ACCEPT)',
+      enum: [
+        'UPGRADE_REPLACE',
+        'LINK_KEEP_BOTH',
+        'IGNORE_NEW',
+        'CONFIRM_DIFFERENT',
+        'ACCEPT',
+        'REJECT',
+        'ACCEPT_AND_LEARN',
+        'CHOOSE_OTHER',
+        'CANCEL',
+        'FIX',
+        'IGNORE'
+      ]
+    },
+    labelKey: {
+      type: 'string',
+      description:
+        'i18n message key for display label (e.g., review.payee.accept.label)'
+    },
+    descriptionKey: {
+      type: 'string',
+      description: 'i18n message key for description'
+    },
+    recommended: {
+      type: 'boolean',
+      description: 'Whether this is the recommended option'
+    }
+  },
+  required: ['value', 'labelKey']
+} as const;
+
+export const $ReviewDetailDto = {
+  type: 'object',
+  properties: {
+    id: {
+      type: 'string',
+      description: 'Review item ID'
+    },
+    type: {
+      type: 'string',
+      description: 'Review type',
+      enum: [
+        'DUPLICATE',
+        'RULE_MATCH',
+        'PAYEE_MATCH',
+        'ACCOUNT_VALIDATION',
+        'PIPELINE_ERROR'
+      ]
+    },
+    status: {
+      type: 'string',
+      description: 'Review status',
+      enum: ['PENDING', 'RESOLVED', 'EXPIRED', 'CANCELLED']
+    },
+    confidence: {
+      type: 'number',
+      description: 'Confidence score (0-1)'
+    },
+    confidenceLevel: {
+      type: 'string',
+      description:
+        'Confidence level derived from score. Null for error-type reviews (ACCOUNT_VALIDATION/PIPELINE_ERROR) which carry no confidence.',
+      enum: ['HIGH', 'MEDIUM', 'LOW'],
+      nullable: true
+    },
+    summaryKey: {
+      type: 'string',
+      description:
+        'i18n message key for summary (e.g., review.summary.duplicate). Translate on frontend with summaryParams.'
+    },
+    summaryParams: {
+      type: 'object',
+      description:
+        'Parameters for summary message interpolation (e.g., { date: "2024-01-15", amount: "50" })',
+      additionalProperties: {
+        type: 'string'
+      }
+    },
+    matchReasons: {
+      description: 'Human-readable reasons for branching',
+      type: 'array',
+      items: {
+        type: 'string'
+      }
+    },
+    sourceType: {
+      type: 'string',
+      description:
+        'Source type (free-form string from transaction metadata, e.g. import, api)'
+    },
+    sourcePlatform: {
+      type: 'string',
+      description: 'Source platform (e.g., alipay, wechat)'
+    },
+    createdAt: {
+      format: 'date-time',
+      type: 'string',
+      description: 'Creation timestamp'
+    },
+    transaction: {
+      description:
+        'Transaction summary for display (null if transaction deleted)',
+      nullable: true,
+      allOf: [
+        {
+          $ref: '#/components/schemas/TransactionSummaryDto'
+        }
+      ]
+    },
+    amount: {
+      type: 'string',
+      description: 'Transaction amount (convenience field for mobile display)'
+    },
+    currency: {
+      type: 'string',
+      description: 'Currency code (convenience field for mobile display)'
+    },
+    merchantName: {
+      type: 'string',
+      description: 'Payee/Merchant name (convenience field for mobile display)'
+    },
+    accountName: {
+      type: 'string',
+      description: 'Account name (convenience field for mobile display)'
+    },
+    transactionTime: {
+      type: 'string',
+      description:
+        'Transaction date/time (convenience field for mobile display)'
+    },
+    reviewData: {
+      type: 'object',
+      description:
+        'Review-type-specific data (JSONB). Structure varies by type: DUPLICATE: {newTransaction, existingTransaction, matchScore}, RULE_MATCH: {transaction, matchedRule, suggestedAccount}, PAYEE_MATCH: {originalPayee, suggestedPayee}, ACCOUNT_VALIDATION: {invalidAccount, suggestedCorrection, similarAccounts}, PIPELINE_ERROR: {errorType, errorMessage}'
+    },
+    decisionOptions: {
+      description: 'Available decision options',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/DecisionOptionDto'
+      }
+    },
+    transactionId: {
+      type: 'string',
+      description: 'Related transaction ID if applicable'
+    }
+  },
+  required: [
+    'id',
+    'type',
+    'status',
+    'confidence',
+    'confidenceLevel',
+    'summaryKey',
+    'matchReasons',
+    'sourceType',
+    'createdAt',
+    'reviewData',
+    'decisionOptions'
+  ]
+} as const;
+
+export const $ResolveReviewDto = {
+  type: 'object',
+  properties: {
+    action: {
+      type: 'string',
+      description:
+        'Decision action. Valid actions vary by review type — see DecisionOptionDto.value returned by the review detail endpoint.',
+      enum: [
+        'UPGRADE_REPLACE',
+        'LINK_KEEP_BOTH',
+        'IGNORE_NEW',
+        'CONFIRM_DIFFERENT',
+        'ACCEPT',
         'REJECT',
         'ACCEPT_AND_LEARN',
         'CHOOSE_OTHER',
@@ -1811,7 +2184,8 @@ export const $ResolveResultDto = {
     },
     resolutionId: {
       type: 'string',
-      description: 'Resolution ID for undo'
+      description:
+        'Resolution ID for undo. Absent when the resolver rejected the decision (review stayed PENDING).'
     },
     canUndo: {
       type: 'boolean',
@@ -1829,7 +2203,7 @@ export const $ResolveResultDto = {
       example: 'rule_01HXK5V8N2M3P4Q5R6S7T8U9V0'
     }
   },
-  required: ['success', 'resolutionId', 'canUndo', 'undoDeadline']
+  required: ['success']
 } as const;
 
 export const $UndoResultDto = {
@@ -2700,26 +3074,183 @@ export const $UpdateCommodityDto = {
   }
 } as const;
 
-export const $CreateRecurringRuleDto = {
+export const $CreateBeanPriceDto = {
   type: 'object',
   properties: {
-    name: {
+    currency: {
       type: 'string',
-      description: 'Rule name (unique per user)',
-      maxLength: 100
+      description: 'Currency being priced (e.g., USD, AAPL, BTC)',
+      example: 'USD'
     },
-    icon: {
+    quoteCurrency: {
       type: 'string',
-      description: 'Icon emoji',
-      maxLength: 10
+      description: 'Quote currency (pricing currency, e.g., CNY, EUR)',
+      example: 'CNY'
     },
-    frequency: {
+    amount: {
+      type: 'number',
+      description:
+        'Price amount (MUST be >= 0 per Beancount spec, supports up to 15 decimal places). Zero allowed for conversion entries, negative strictly prohibited.',
+      example: 175.5,
+      minimum: 0
+    },
+    date: {
       type: 'string',
-      description: 'Recurring frequency',
-      enum: [
-        'WEEKLY',
-        'BIWEEKLY',
-        'MONTHLY',
+      description: 'Price date (ISO 8601 format)',
+      example: '2024-11-05'
+    },
+    metadata: {
+      type: 'object',
+      description:
+        'Metadata (validated by Zod schema, max field lengths enforced)',
+      example: {
+        source: 'MANUAL',
+        note: 'Bank valuation report',
+        confidence: 0.95
+      }
+    }
+  },
+  required: ['currency', 'quoteCurrency', 'amount', 'date']
+} as const;
+
+export const $PriceResponseDto = {
+  type: 'object',
+  properties: {
+    id: {
+      type: 'string',
+      description: 'Unique identifier',
+      example: 'uuid-123-456'
+    },
+    userId: {
+      type: 'string',
+      description: 'User ID (owner of the price)',
+      example: 'user-123'
+    },
+    currency: {
+      type: 'string',
+      description: 'Currency being priced (e.g., USD, AAPL, BTC)',
+      example: 'BTC'
+    },
+    quoteCurrency: {
+      type: 'string',
+      description: 'Quote currency (pricing currency, e.g., USD, CNY)',
+      example: 'USD'
+    },
+    amount: {
+      type: 'number',
+      description:
+        'Price amount (corresponds to Beancount Amount.number). Supports up to 15 decimal places.',
+      example: 50000
+    },
+    date: {
+      type: 'string',
+      description:
+        'Price date (ISO 8601 format). Represents the date this price was valid.',
+      example: '2024-01-01',
+      format: 'date'
+    },
+    meta: {
+      type: 'object',
+      description:
+        'Metadata (corresponds to Beancount meta field). Contains source, confidence, note, etc.',
+      example: {
+        source: 'MANUAL',
+        note: 'User-defined price',
+        confidence: 1
+      }
+    },
+    createdAt: {
+      format: 'date-time',
+      type: 'string',
+      description: 'Creation timestamp',
+      example: '2024-11-03T10:00:00Z'
+    },
+    updatedAt: {
+      format: 'date-time',
+      type: 'string',
+      description: 'Last update timestamp',
+      example: '2024-11-03T10:00:00Z'
+    }
+  },
+  required: [
+    'id',
+    'userId',
+    'currency',
+    'quoteCurrency',
+    'amount',
+    'date',
+    'meta',
+    'createdAt',
+    'updatedAt'
+  ]
+} as const;
+
+export const $PriceListResponseDto = {
+  type: 'object',
+  properties: {
+    items: {
+      description: 'List of prices',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/PriceResponseDto'
+      }
+    },
+    total: {
+      type: 'number',
+      description: 'Total number of prices',
+      example: 42
+    }
+  },
+  required: ['items', 'total']
+} as const;
+
+export const $UpdateBeanPriceDto = {
+  type: 'object',
+  properties: {
+    currency: {
+      type: 'string',
+      description: 'Currency being priced'
+    },
+    quoteCurrency: {
+      type: 'string',
+      description: 'Quote currency (pricing currency)'
+    },
+    amount: {
+      type: 'number',
+      description: 'Price amount (MUST be >= 0 per Beancount spec)',
+      minimum: 0
+    },
+    date: {
+      type: 'string',
+      description: 'Price date (ISO 8601 format)'
+    },
+    metadata: {
+      type: 'object',
+      description: 'Metadata'
+    }
+  }
+} as const;
+
+export const $CreateRecurringRuleDto = {
+  type: 'object',
+  properties: {
+    name: {
+      type: 'string',
+      description: 'Rule name (unique per user)',
+      maxLength: 100
+    },
+    icon: {
+      type: 'string',
+      description: 'Icon emoji',
+      maxLength: 10
+    },
+    frequency: {
+      type: 'string',
+      description: 'Recurring frequency',
+      enum: [
+        'WEEKLY',
+        'BIWEEKLY',
+        'MONTHLY',
         'BIMONTHLY',
         'QUARTERLY',
         'YEARLY',
@@ -3269,206 +3800,697 @@ export const $ExpectedTransactionResponseDto = {
     updatedAt: {
       format: 'date-time',
       type: 'string',
-      description: 'Updated at timestamp'
+      description: 'Updated at timestamp'
+    }
+  },
+  required: [
+    'id',
+    'userId',
+    'ruleId',
+    'expectedDate',
+    'expectedAmount',
+    'status',
+    'isOverdue',
+    'rule',
+    'createdAt',
+    'updatedAt'
+  ]
+} as const;
+
+export const $ExpectedTransactionListResponseDto = {
+  type: 'object',
+  properties: {
+    items: {
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/ExpectedTransactionResponseDto'
+      }
+    },
+    total: {
+      type: 'number',
+      description: 'Total count'
+    }
+  },
+  required: ['items', 'total']
+} as const;
+
+export const $ConfirmMatchDto = {
+  type: 'object',
+  properties: {
+    transactionId: {
+      type: 'string',
+      description: 'Transaction ID to match with'
+    }
+  },
+  required: ['transactionId']
+} as const;
+
+export const $EnterNowDto = {
+  type: 'object',
+  properties: {
+    expenseAccount: {
+      type: 'string',
+      description:
+        'Override expense account (uses rule default if not provided)',
+      maxLength: 200
+    },
+    paymentAccount: {
+      type: 'string',
+      description:
+        'Override payment account (uses rule default if not provided)',
+      maxLength: 200
+    },
+    amount: {
+      type: 'number',
+      description: 'Override amount (uses expected amount if not provided)',
+      minimum: 0
+    },
+    payee: {
+      type: 'string',
+      description: 'Override payee (uses rule default if not provided)',
+      maxLength: 200
+    },
+    narration: {
+      type: 'string',
+      description: 'Optional narration',
+      maxLength: 500
+    }
+  }
+} as const;
+
+export const $ForecastItemDto = {
+  type: 'object',
+  properties: {
+    rule: {
+      type: 'string',
+      description: 'Rule name',
+      example: 'Rent'
+    },
+    ruleId: {
+      type: 'string',
+      description: 'Rule ID',
+      example: 'clx123...'
+    },
+    amount: {
+      type: 'number',
+      description: 'Expected amount',
+      example: 3000
+    },
+    date: {
+      type: 'string',
+      description: 'Expected date (YYYY-MM-DD)',
+      example: '2024-04-01'
+    },
+    icon: {
+      type: 'string',
+      description: 'Rule icon emoji',
+      example: '🏠',
+      nullable: true
+    },
+    currency: {
+      type: 'string',
+      description: 'Currency code',
+      example: 'CNY'
+    }
+  },
+  required: ['rule', 'ruleId', 'amount', 'date', 'icon', 'currency']
+} as const;
+
+export const $MonthlyForecastDto = {
+  type: 'object',
+  properties: {
+    month: {
+      type: 'string',
+      description: 'Month (YYYY-MM)',
+      example: '2024-04'
+    },
+    expectedOutflow: {
+      type: 'number',
+      description: 'Total expected outflow for the month',
+      example: 8500
+    },
+    itemCount: {
+      type: 'number',
+      description: 'Number of expected transactions',
+      example: 3
+    },
+    byCurrency: {
+      type: 'object',
+      description: 'Breakdown by currency',
+      example: {
+        CNY: 8500,
+        USD: 100
+      }
+    },
+    items: {
+      description: 'Individual forecast items',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/ForecastItemDto'
+      }
+    }
+  },
+  required: ['month', 'expectedOutflow', 'itemCount', 'byCurrency', 'items']
+} as const;
+
+export const $ForecastResponseDto = {
+  type: 'object',
+  properties: {
+    forecast: {
+      description: 'Monthly forecast data',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/MonthlyForecastDto'
+      }
+    },
+    totalOutflow: {
+      type: 'number',
+      description: 'Total expected outflow across all months',
+      example: 25500
+    },
+    totalByCurrency: {
+      type: 'object',
+      description: 'Total by currency across all months',
+      example: {
+        CNY: 25500,
+        USD: 300
+      }
+    },
+    rulesCount: {
+      type: 'number',
+      description: 'Number of active recurring rules included',
+      example: 5
+    },
+    periodStart: {
+      type: 'string',
+      description: 'Forecast period start date',
+      example: '2024-04-01'
+    },
+    periodEnd: {
+      type: 'string',
+      description: 'Forecast period end date',
+      example: '2024-06-30'
+    }
+  },
+  required: [
+    'forecast',
+    'totalOutflow',
+    'totalByCurrency',
+    'rulesCount',
+    'periodStart',
+    'periodEnd'
+  ]
+} as const;
+
+export const $CurrencyBalanceDto = {
+  type: 'object',
+  properties: {
+    currency: {
+      type: 'string',
+      description: 'ISO 4217 currency code',
+      example: 'CNY'
+    },
+    balance: {
+      type: 'string',
+      description: 'Balance amount',
+      example: '500000.00'
+    }
+  },
+  required: ['currency', 'balance']
+} as const;
+
+export const $TimeSeriesPointDto = {
+  type: 'object',
+  properties: {
+    date: {
+      type: 'string',
+      description: 'Date in YYYY-MM-DD format',
+      example: '2024-06-15'
+    },
+    value: {
+      type: 'string',
+      description: 'Value at this date (in base currency)',
+      example: '500000.00'
+    },
+    change: {
+      type: 'object',
+      description: 'Change from previous point',
+      example: '5000.00'
+    },
+    assets: {
+      type: 'string',
+      description: 'Total assets at this date (in base currency)',
+      example: '494338.00'
+    },
+    liabilities: {
+      type: 'string',
+      description: 'Total liabilities at this date (in base currency)',
+      example: '310098.00'
+    },
+    byCurrency: {
+      description: 'Multi-currency breakdown for this point',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/CurrencyBalanceDto'
+      }
+    }
+  },
+  required: ['date', 'value']
+} as const;
+
+export const $TrendSummaryDto = {
+  type: 'object',
+  properties: {
+    startValue: {
+      type: 'string',
+      description: 'Value at start of period',
+      example: '450000.00'
+    },
+    endValue: {
+      type: 'string',
+      description: 'Value at end of period',
+      example: '500000.00'
+    },
+    totalChange: {
+      type: 'string',
+      description: 'Total change over period',
+      example: '50000.00'
+    },
+    totalChangePercentage: {
+      type: 'string',
+      description: 'Total change percentage',
+      example: '+11.11%'
+    }
+  },
+  required: ['startValue', 'endValue', 'totalChange', 'totalChangePercentage']
+} as const;
+
+export const $MultiCurrencyPointDto = {
+  type: 'object',
+  properties: {
+    date: {
+      type: 'string',
+      description: 'Date in YYYY-MM-DD format',
+      example: '2024-06-15'
+    },
+    byCurrency: {
+      description: 'Balances by currency',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/CurrencyBalanceDto'
+      }
+    }
+  },
+  required: ['date', 'byCurrency']
+} as const;
+
+export const $PortfolioTrendsResponseDto = {
+  type: 'object',
+  properties: {
+    series: {
+      description: 'Time series data points',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/TimeSeriesPointDto'
+      }
+    },
+    summary: {
+      description: 'Period summary',
+      allOf: [
+        {
+          $ref: '#/components/schemas/TrendSummaryDto'
+        }
+      ]
+    },
+    period: {
+      type: 'string',
+      description: 'Period requested',
+      example: '6m'
+    },
+    granularity: {
+      type: 'string',
+      description: 'Data granularity',
+      example: 'month'
+    },
+    currency: {
+      type: 'string',
+      description: 'Base currency for converted values',
+      example: 'CNY'
+    },
+    byCurrency: {
+      description:
+        'Multi-currency time series (each point has currency breakdown)',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/MultiCurrencyPointDto'
+      }
+    },
+    warnings: {
+      description: 'Exchange rate warnings',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/ExchangeRateWarningDto'
+      }
+    }
+  },
+  required: ['series', 'summary', 'period', 'granularity', 'currency']
+} as const;
+
+export const $CashFlowPointDto = {
+  type: 'object',
+  properties: {
+    month: {
+      type: 'string',
+      description: 'Month key (YYYY-MM)',
+      example: '2024-03'
+    },
+    income: {
+      type: 'string',
+      description: 'Income in base currency (absolute, converted)',
+      example: '10000.00'
+    },
+    expense: {
+      type: 'string',
+      description: 'Expense in base currency (absolute, converted)',
+      example: '5000.00'
+    },
+    netSavings: {
+      type: 'string',
+      description: 'netSavings = income − expense (savings positive)',
+      example: '5000.00'
+    }
+  },
+  required: ['month', 'income', 'expense', 'netSavings']
+} as const;
+
+export const $CashFlowTrendSummaryDto = {
+  type: 'object',
+  properties: {
+    totalIncome: {
+      type: 'string',
+      description: 'Total income across the period',
+      example: '60000.00'
+    },
+    totalExpense: {
+      type: 'string',
+      description: 'Total expense across the period',
+      example: '30000.00'
+    },
+    totalNetSavings: {
+      type: 'string',
+      description: 'income − expense across the period',
+      example: '30000.00'
+    },
+    averageMonthlyNetSavings: {
+      type: 'string',
+      description:
+        'totalNetSavings divided by the window length (N months, incl. zero-filled)',
+      example: '5000.00'
+    }
+  },
+  required: [
+    'totalIncome',
+    'totalExpense',
+    'totalNetSavings',
+    'averageMonthlyNetSavings'
+  ]
+} as const;
+
+export const $CashFlowTrendsResponseDto = {
+  type: 'object',
+  properties: {
+    series: {
+      description:
+        'Monthly cash-flow series (fixed N-month window, zero-filled)',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/CashFlowPointDto'
+      }
+    },
+    summary: {
+      description: 'Period totals',
+      allOf: [
+        {
+          $ref: '#/components/schemas/CashFlowTrendSummaryDto'
+        }
+      ]
+    },
+    period: {
+      type: 'string',
+      description: 'Period requested',
+      example: '6m'
+    },
+    granularity: {
+      type: 'string',
+      description: 'Data granularity (v1 returns month buckets)',
+      example: 'month'
+    },
+    currency: {
+      type: 'string',
+      description: 'Base currency for converted values',
+      example: 'CNY'
+    },
+    warnings: {
+      description: 'Exchange rate warnings (e.g. missing rate for a currency)',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/ExchangeRateWarningDto'
+      }
+    }
+  },
+  required: ['series', 'summary', 'period', 'granularity', 'currency']
+} as const;
+
+export const $GenerateSnapshotBody = {
+  type: 'object',
+  properties: {}
+} as const;
+
+export const $GenerateSnapshotResponse = {
+  type: 'object',
+  properties: {}
+} as const;
+
+export const $BackfillSnapshotsBody = {
+  type: 'object',
+  properties: {}
+} as const;
+
+export const $BackfillSnapshotsResponse = {
+  type: 'object',
+  properties: {}
+} as const;
+
+export const $DeleteOwnUserDto = {
+  type: 'object',
+  properties: {
+    accessToken: {
+      type: 'string',
+      description: 'Access token for user verification',
+      example: 'abc123xyz'
+    }
+  },
+  required: ['accessToken']
+} as const;
+
+export const $UserSettingsResponseDto = {
+  type: 'object',
+  properties: {
+    baseCurrency: {
+      type: 'string',
+      description:
+        'Base currency (ISO 4217) for net-worth/report aggregation. Independent of region (ADR-0006).',
+      example: 'USD',
+      nullable: true
     }
   },
-  required: [
-    'id',
-    'userId',
-    'ruleId',
-    'expectedDate',
-    'expectedAmount',
-    'status',
-    'isOverdue',
-    'rule',
-    'createdAt',
-    'updatedAt'
-  ]
+  required: ['baseCurrency']
 } as const;
 
-export const $ExpectedTransactionListResponseDto = {
+export const $UserResponseDto = {
   type: 'object',
   properties: {
-    items: {
+    id: {
+      type: 'string',
+      description: 'User ID'
+    },
+    role: {
+      type: 'string',
+      description: 'Assigned user role'
+    },
+    permissions: {
+      description: 'Permission strings',
       type: 'array',
       items: {
-        $ref: '#/components/schemas/ExpectedTransactionResponseDto'
+        type: 'string'
       }
     },
-    total: {
-      type: 'number',
-      description: 'Total count'
+    settings: {
+      description: 'User settings',
+      allOf: [
+        {
+          $ref: '#/components/schemas/UserSettingsResponseDto'
+        }
+      ]
     }
   },
-  required: ['items', 'total']
+  required: ['id', 'role', 'permissions', 'settings']
 } as const;
 
-export const $ConfirmMatchDto = {
+export const $SignupDto = {
   type: 'object',
   properties: {
-    transactionId: {
+    turnstileToken: {
       type: 'string',
-      description: 'Transaction ID to match with'
+      description:
+        'Cloudflare Turnstile verification token (optional when Turnstile disabled)',
+      example: '0.abc123def456...'
     }
-  },
-  required: ['transactionId']
+  }
 } as const;
 
-export const $EnterNowDto = {
+export const $SignupResponseDto = {
   type: 'object',
   properties: {
-    expenseAccount: {
-      type: 'string',
-      description:
-        'Override expense account (uses rule default if not provided)',
-      maxLength: 200
-    },
-    paymentAccount: {
+    authToken: {
       type: 'string',
-      description:
-        'Override payment account (uses rule default if not provided)',
-      maxLength: 200
-    },
-    amount: {
-      type: 'number',
-      description: 'Override amount (uses expected amount if not provided)',
-      minimum: 0
+      description: 'JWT auth token',
+      example: 'eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9...'
     },
-    payee: {
+    accessToken: {
       type: 'string',
-      description: 'Override payee (uses rule default if not provided)',
-      maxLength: 200
+      description: 'Auto-generated access token'
     },
-    narration: {
+    role: {
       type: 'string',
-      description: 'Optional narration',
-      maxLength: 500
+      description: 'Assigned user role',
+      enum: ['USER', 'ADMIN', 'DEMO', 'INACTIVE', 'PAID', 'OPS']
     }
-  }
+  },
+  required: ['authToken', 'accessToken', 'role']
 } as const;
 
-export const $ForecastItemDto = {
+export const $UpdateUserSettingDto = {
   type: 'object',
   properties: {
-    rule: {
-      type: 'string',
-      description: 'Rule name',
-      example: 'Rent'
-    },
-    ruleId: {
-      type: 'string',
-      description: 'Rule ID',
-      example: 'clx123...'
+    secId: {
+      type: 'number',
+      description: 'Security ID'
     },
-    amount: {
+    annualInterestRate: {
       type: 'number',
-      description: 'Expected amount',
-      example: 3000
+      description: 'Annual interest rate',
+      example: 0.05
     },
-    date: {
+    currency: {
       type: 'string',
-      description: 'Expected date (YYYY-MM-DD)',
-      example: '2024-04-01'
+      description: 'Currency code',
+      example: 'USD'
     },
-    icon: {
+    baseCurrency: {
       type: 'string',
-      description: 'Rule icon emoji',
-      example: '🏠',
-      nullable: true
+      description: 'Base currency code',
+      example: 'USD'
     },
-    currency: {
+    benchmark: {
       type: 'string',
-      description: 'Currency code',
-      example: 'CNY'
-    }
-  },
-  required: ['rule', 'ruleId', 'amount', 'date', 'icon', 'currency']
-} as const;
-
-export const $MonthlyForecastDto = {
-  type: 'object',
-  properties: {
-    month: {
+      description: 'Benchmark symbol',
+      example: 'SPY'
+    },
+    colorScheme: {
       type: 'string',
-      description: 'Month (YYYY-MM)',
-      example: '2024-04'
+      description: 'Color scheme',
+      enum: ['DARK', 'LIGHT']
     },
-    expectedOutflow: {
-      type: 'number',
-      description: 'Total expected outflow for the month',
-      example: 8500
+    dateRange: {
+      type: 'string',
+      description: 'Date range filter',
+      example: '1y'
     },
-    itemCount: {
+    emergencyFund: {
       type: 'number',
-      description: 'Number of expected transactions',
-      example: 3
+      description: 'Emergency fund amount',
+      example: 10000
     },
-    byCurrency: {
-      type: 'object',
-      description: 'Breakdown by currency',
-      example: {
-        CNY: 8500,
-        USD: 100
+    'filters.accounts': {
+      description: 'Account filter IDs',
+      type: 'array',
+      items: {
+        type: 'string'
       }
     },
-    items: {
-      description: 'Individual forecast items',
+    'filters.assetClasses': {
+      description: 'Asset class filters',
       type: 'array',
       items: {
-        $ref: '#/components/schemas/ForecastItemDto'
+        type: 'string'
       }
-    }
-  },
-  required: ['month', 'expectedOutflow', 'itemCount', 'byCurrency', 'items']
-} as const;
-
-export const $ForecastResponseDto = {
-  type: 'object',
-  properties: {
-    forecast: {
-      description: 'Monthly forecast data',
+    },
+    'filters.dataSource': {
+      type: 'string',
+      description: 'Data source filter'
+    },
+    'filters.symbol': {
+      type: 'string',
+      description: 'Symbol filter'
+    },
+    'filters.tags': {
+      description: 'Tag filters',
       type: 'array',
       items: {
-        $ref: '#/components/schemas/MonthlyForecastDto'
+        type: 'string'
       }
     },
-    totalOutflow: {
-      type: 'number',
-      description: 'Total expected outflow across all months',
-      example: 25500
+    isExperimentalFeatures: {
+      type: 'boolean',
+      description: 'Enable experimental features'
     },
-    totalByCurrency: {
-      type: 'object',
-      description: 'Total by currency across all months',
-      example: {
-        CNY: 25500,
-        USD: 300
-      }
+    isRestrictedView: {
+      type: 'boolean',
+      description: 'Enable restricted view mode'
     },
-    rulesCount: {
+    language: {
+      type: 'string',
+      description: 'Language code',
+      example: 'en'
+    },
+    locale: {
+      type: 'string',
+      description: 'Locale code',
+      example: 'en-US'
+    },
+    projectedTotalAmount: {
       type: 'number',
-      description: 'Number of active recurring rules included',
-      example: 5
+      description: 'Projected total amount',
+      example: 1000000
     },
-    periodStart: {
+    retirementDate: {
       type: 'string',
-      description: 'Forecast period start date',
-      example: '2024-04-01'
+      description: 'Retirement date in ISO 8601 format',
+      example: '2050-01-01'
     },
-    periodEnd: {
+    savingsRate: {
+      type: 'number',
+      description: 'Savings rate percentage',
+      example: 0.2
+    },
+    viewMode: {
       type: 'string',
-      description: 'Forecast period end date',
-      example: '2024-06-30'
+      description: 'View mode',
+      enum: ['DEFAULT', 'ZEN']
     }
-  },
-  required: [
-    'forecast',
-    'totalOutflow',
-    'totalByCurrency',
-    'rulesCount',
-    'periodStart',
-    'periodEnd'
-  ]
+  }
+} as const;
+
+export const $UpdatePropertyDto = {
+  type: 'object',
+  properties: {
+    value: {
+      type: 'string',
+      description: 'Property value'
+    }
+  },
+  required: ['value']
 } as const;
 
 export const $CreateTransactionRuleDto = {
@@ -4120,151 +5142,456 @@ export const $TestRuleResponseDto = {
   required: ['ruleId', 'matches', 'confidence', 'matchDetails']
 } as const;
 
-export const $DeleteOwnUserDto = {
+export const $CategoryCatalogEntryDto = {
   type: 'object',
   properties: {
-    accessToken: {
+    slug: {
       type: 'string',
-      description: 'Access token for user verification',
-      example: 'abc123xyz'
+      description: 'Category slug (single source-of-truth)',
+      example: 'food'
+    },
+    scenario: {
+      type: 'string',
+      description: 'Display scenario group (maps to frontend picker _scenario)',
+      enum: [
+        'expense',
+        'income',
+        'investment',
+        'banking',
+        'transfer',
+        'payment'
+      ],
+      example: 'expense'
+    },
+    icon: {
+      type: 'string',
+      description: 'Lucide icon name',
+      example: 'utensils'
+    },
+    regions: {
+      description: "Applicable regions ('*' = all, 'cn' = CN-only)",
+      example: ['*'],
+      type: 'array',
+      items: {
+        type: 'string'
+      }
     }
   },
-  required: ['accessToken']
+  required: ['slug', 'scenario', 'icon', 'regions']
 } as const;
 
-export const $SignupDto = {
+export const $CategoryCatalogListResponseDto = {
   type: 'object',
   properties: {
-    turnstileToken: {
-      type: 'string',
+    items: {
+      description: 'Category entries (region-scoped, query-filtered)',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/CategoryCatalogEntryDto'
+      }
+    },
+    total: {
+      type: 'number',
       description:
-        'Cloudflare Turnstile verification token (optional when Turnstile disabled)',
-      example: '0.abc123def456...'
+        'Total category entries for the region (before query filtering)',
+      example: 30
+    },
+    region: {
+      type: 'string',
+      description: 'Region code',
+      example: 'cn'
     }
-  }
+  },
+  required: ['items', 'total', 'region']
 } as const;
 
-export const $UpdateUserSettingDto = {
+export const $CreateBeanEventDto = {
   type: 'object',
   properties: {
-    secId: {
-      type: 'number',
-      description: 'Security ID'
+    date: {
+      type: 'string',
+      description: 'Life event date (ISO 8601)',
+      example: '2024-03-15'
     },
-    annualInterestRate: {
-      type: 'number',
-      description: 'Annual interest rate',
-      example: 0.05
+    type: {
+      type: 'string',
+      description:
+        'Life event type (e.g., "employer", "location", "marital-status") — user-defined, no enum constraint at engine layer',
+      example: 'employer'
     },
-    currency: {
+    description: {
       type: 'string',
-      description: 'Currency code',
-      example: 'USD'
+      description:
+        'Life event description. Empty string is a VALID value (distinct from absence).',
+      example: 'Acme Corp'
     },
-    baseCurrency: {
+    meta: {
+      type: 'object',
+      description:
+        'Product-side metadata (lives in BeanEvent.meta JSON, never in engine Event fields)',
+      example: {
+        note: 'Promotion'
+      }
+    }
+  },
+  required: ['date', 'type', 'description']
+} as const;
+
+export const $EventResponseDto = {
+  type: 'object',
+  properties: {
+    id: {
       type: 'string',
-      description: 'Base currency code',
-      example: 'USD'
+      description: 'Unique identifier',
+      example: 'uuid-123-456'
     },
-    benchmark: {
+    userId: {
       type: 'string',
-      description: 'Benchmark symbol',
-      example: 'SPY'
+      description: 'User ID (owner of the life event)',
+      example: 'user-123'
     },
-    colorScheme: {
+    date: {
       type: 'string',
-      description: 'Color scheme',
-      enum: ['DARK', 'LIGHT']
+      description: 'Life event date (ISO 8601 format)',
+      example: '2024-03-15',
+      format: 'date'
     },
-    dateRange: {
+    type: {
       type: 'string',
-      description: 'Date range filter',
-      example: '1y'
+      description:
+        'Life event type (user-defined, e.g., "employer", "location")',
+      example: 'employer'
     },
-    emergencyFund: {
-      type: 'number',
-      description: 'Emergency fund amount',
-      example: 10000
+    description: {
+      type: 'string',
+      description:
+        'Life event description. May be an empty string (a valid value distinct from absence).',
+      example: 'Acme Corp'
     },
-    'filters.accounts': {
-      description: 'Account filter IDs',
+    meta: {
+      type: 'object',
+      description: 'Product-side metadata (free-form JSON)',
+      example: {
+        note: 'Promotion'
+      }
+    },
+    createdAt: {
+      format: 'date-time',
+      type: 'string',
+      description: 'Creation timestamp',
+      example: '2024-03-15T10:00:00Z'
+    },
+    updatedAt: {
+      format: 'date-time',
+      type: 'string',
+      description:
+        'Last update timestamp. Also emitted as the ETag response header for If-Match optimistic concurrency.',
+      example: '2024-03-15T10:00:00Z'
+    }
+  },
+  required: [
+    'id',
+    'userId',
+    'date',
+    'type',
+    'description',
+    'meta',
+    'createdAt',
+    'updatedAt'
+  ]
+} as const;
+
+export const $EventListResponseDto = {
+  type: 'object',
+  properties: {
+    items: {
+      description: 'List of life events',
       type: 'array',
       items: {
-        type: 'string'
+        $ref: '#/components/schemas/EventResponseDto'
       }
     },
-    'filters.assetClasses': {
-      description: 'Asset class filters',
+    total: {
+      type: 'number',
+      description: 'Total number of life events matching the query',
+      example: 42
+    }
+  },
+  required: ['items', 'total']
+} as const;
+
+export const $UpdateBeanEventDto = {
+  type: 'object',
+  properties: {
+    date: {
+      type: 'string',
+      description: 'Life event date (ISO 8601)'
+    },
+    type: {
+      type: 'string',
+      description: 'Life event type (user-defined)'
+    },
+    description: {
+      type: 'string',
+      description:
+        'Life event description. Empty string is a VALID value (distinct from absence).'
+    },
+    meta: {
+      type: 'object',
+      description: 'Product-side metadata (free-form JSON)'
+    }
+  }
+} as const;
+
+export const $OnboardingAccountDto = {
+  type: 'object',
+  properties: {
+    path: {
+      type: 'string',
+      description:
+        'Account path (Assets/Liabilities only; format validated by the account service)',
+      example: 'Assets:Checking'
+    },
+    currency: {
+      type: 'string',
+      description: 'ISO 4217 currency code (3 letters)',
+      example: 'USD'
+    },
+    openingBalance: {
+      type: 'string',
+      description:
+        'Opening balance as a non-negative Decimal string (e.g. "1000.00")',
+      example: '1000.00'
+    },
+    platformId: {
+      type: 'string',
+      description:
+        'Platform ID to bind the account to (references Platform.id); omit for unbound',
+      example: 'c98e5d4a-2f71-4a5a-bb3c-92c9f231d5e2'
+    }
+  },
+  required: ['path', 'currency']
+} as const;
+
+export const $OnboardingDto = {
+  type: 'object',
+  properties: {
+    accounts: {
+      description: 'Asset/Liability accounts to register with opening balances',
       type: 'array',
       items: {
-        type: 'string'
+        $ref: '#/components/schemas/OnboardingAccountDto'
       }
     },
-    'filters.dataSource': {
+    skipAssetRegistration: {
+      type: 'boolean',
+      description:
+        'Skip asset registration; only bootstrap the core account set',
+      default: false
+    }
+  }
+} as const;
+
+export const $ActualBalanceDto = {
+  type: 'object',
+  properties: {
+    amount: {
+      type: 'string',
+      description:
+        'Actual balance amount as a decimal string (preserves precision for tolerance inference).',
+      example: '1234.56'
+    },
+    ccy: {
+      type: 'string',
+      description: 'Currency code (ISO 4217 or commodity ticker).',
+      example: 'CNY'
+    }
+  },
+  required: ['amount', 'ccy']
+} as const;
+
+export const $ComputeReconciliationDto = {
+  type: 'object',
+  properties: {
+    accountId: {
+      type: 'string',
+      description: 'BeanAccount id to reconcile.'
+    },
+    asOfDate: {
+      type: 'string',
+      description: 'Assertion date (ISO 8601, e.g. "2026-07-24").',
+      example: '2026-07-24'
+    },
+    actualBalance: {
+      description: 'Actual balance from the external statement.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/ActualBalanceDto'
+        }
+      ]
+    }
+  },
+  required: ['accountId', 'asOfDate', 'actualBalance']
+} as const;
+
+export const $ReconciliationComputeResultDto = {
+  type: 'object',
+  properties: {
+    accountId: {
+      type: 'string'
+    },
+    asOfDate: {
+      type: 'string'
+    },
+    bookBalance: {
+      type: 'string',
+      description: 'System-computed book balance (decimal string).'
+    },
+    actualBalance: {
+      type: 'string',
+      description: 'User-entered actual balance (decimal string).'
+    },
+    currency: {
+      type: 'string'
+    },
+    diff: {
+      type: 'string',
+      description: 'Diff = book − actual (decimal string).'
+    },
+    tolerance: {
+      type: 'string',
+      description: 'Applied tolerance (decimal string).'
+    },
+    withinTolerance: {
+      type: 'boolean',
+      description: 'true when |diff| ≤ tolerance.'
+    },
+    suggestedAction: {
+      type: 'string',
+      enum: ['assert', 'pad'],
+      description:
+        'Suggested next action: assert when within tolerance, pad otherwise.'
+    }
+  },
+  required: [
+    'accountId',
+    'asOfDate',
+    'bookBalance',
+    'actualBalance',
+    'currency',
+    'diff',
+    'tolerance',
+    'withinTolerance',
+    'suggestedAction'
+  ]
+} as const;
+
+export const $AssertReconciliationDto = {
+  type: 'object',
+  properties: {
+    accountId: {
       type: 'string',
-      description: 'Data source filter'
+      description: 'BeanAccount id to reconcile.'
     },
-    'filters.symbol': {
+    asOfDate: {
       type: 'string',
-      description: 'Symbol filter'
+      description: 'Assertion date (ISO 8601, e.g. "2026-07-24").',
+      example: '2026-07-24'
     },
-    'filters.tags': {
-      description: 'Tag filters',
-      type: 'array',
-      items: {
-        type: 'string'
-      }
+    actualBalance: {
+      description: 'Actual balance from the external statement.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/ActualBalanceDto'
+        }
+      ]
     },
-    isExperimentalFeatures: {
-      type: 'boolean',
-      description: 'Enable experimental features'
+    tolerance: {
+      type: 'string',
+      description:
+        'Optional explicit tolerance override. Omit to infer from amount precision (Beancount default).',
+      example: '0.01'
+    }
+  },
+  required: ['accountId', 'asOfDate', 'actualBalance']
+} as const;
+
+export const $ReconciliationRecordDto = {
+  type: 'object',
+  properties: {
+    id: {
+      type: 'string'
     },
-    isRestrictedView: {
-      type: 'boolean',
-      description: 'Enable restricted view mode'
+    accountId: {
+      type: 'string'
     },
-    language: {
+    date: {
+      type: 'string'
+    },
+    amount: {
       type: 'string',
-      description: 'Language code',
-      example: 'en'
+      description: 'Asserted (actual) amount.'
     },
-    locale: {
+    currency: {
+      type: 'string'
+    },
+    tolerance: {
+      type: 'string'
+    },
+    diffAmount: {
       type: 'string',
-      description: 'Locale code',
-      example: 'en-US'
+      description: 'book − actual.'
     },
-    projectedTotalAmount: {
-      type: 'number',
-      description: 'Projected total amount',
-      example: 1000000
+    diffCurrency: {
+      type: 'string'
     },
-    retirementDate: {
+    createdAt: {
+      type: 'string'
+    }
+  },
+  required: ['id', 'accountId', 'date', 'amount', 'currency', 'createdAt']
+} as const;
+
+export const $PadReconciliationDto = {
+  type: 'object',
+  properties: {
+    accountId: {
       type: 'string',
-      description: 'Retirement date in ISO 8601 format',
-      example: '2050-01-01'
+      description: 'BeanAccount id to reconcile.'
     },
-    savingsRate: {
-      type: 'number',
-      description: 'Savings rate percentage',
-      example: 0.2
+    asOfDate: {
+      type: 'string',
+      description: 'Assertion date (ISO 8601, e.g. "2026-07-24").',
+      example: '2026-07-24'
     },
-    viewMode: {
+    actualBalance: {
+      description: 'Actual balance from the external statement.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/ActualBalanceDto'
+        }
+      ]
+    },
+    sourceAccount: {
       type: 'string',
-      description: 'View mode',
-      enum: ['DEFAULT', 'ZEN']
+      description:
+        'Pad source account. Defaults to Equity:Opening-Balances (official Beancount convention).',
+      example: 'Equity:Opening-Balances',
+      default: 'Equity:Opening-Balances'
     }
-  }
+  },
+  required: ['accountId', 'asOfDate', 'actualBalance']
 } as const;
 
-export const $UpdatePropertyDto = {
+export const $PadResultDto = {
   type: 'object',
   properties: {
-    value: {
+    transactionId: {
       type: 'string',
-      description: 'Property value'
+      description: 'Created pad adjusting transaction id.'
     }
   },
-  required: ['value']
+  required: ['transactionId']
 } as const;
 
 export const $FileImportDto = {
@@ -4433,7 +5760,7 @@ export const $IdentifyResultDto = {
     account: {
       type: 'string',
       description: 'Default account used by this importer',
-      example: 'Assets:Alipay:Balance'
+      example: 'Assets:CN:Alipay:Balance'
     },
     message: {
       type: 'string',
@@ -4450,7 +5777,7 @@ export const $MapperDefaultsDto = {
     sourceAccount: {
       type: 'string',
       description: 'Source account for transactions (Beancount format)',
-      example: 'Assets:Alipay:Balance'
+      example: 'Assets:CN:Alipay:Balance'
     },
     currency: {
       type: 'string',
@@ -4487,7 +5814,7 @@ export const $MapperDefaultsDto = {
       description:
         'Payment method to source account mapping. Maps payment method keywords to Beancount account paths. Used by Alipay/WeChat importers to determine sourceAccount based on payment method (e.g., HuaBei, CreditCard).',
       example: {
-        HuaBei: 'Liabilities:Alipay:Huabei',
+        HuaBei: 'Liabilities:CN:CreditLine',
         CreditCard: 'Liabilities:CreditCard'
       }
     }
@@ -4619,8 +5946,9 @@ export const $UpdateMapperDefaultsDto = {
     sourceAccount: {
       type: 'string',
       description: 'Source account for transactions (Beancount format)',
-      example: 'Assets:Alipay:Balance',
-      pattern: '^[A-Z][a-zA-Z0-9-]*:[a-zA-Z0-9-:]+$'
+      example: 'Assets:CN:Alipay:Balance',
+      pattern:
+        '^(Assets|Liabilities|Income|Expenses|Equity)(:[A-Za-z0-9][A-Za-z0-9-]*)+$'
     },
     currency: {
       type: 'string',
@@ -4634,20 +5962,22 @@ export const $UpdateMapperDefaultsDto = {
       type: 'string',
       description: 'Default expense account (optional)',
       example: 'Expenses:Unknown',
-      pattern: '^[A-Z][a-zA-Z0-9-]*:[a-zA-Z0-9-:]+$'
+      pattern:
+        '^(Assets|Liabilities|Income|Expenses|Equity)(:[A-Za-z0-9][A-Za-z0-9-]*)+$'
     },
     incomeAccount: {
       type: 'string',
       description: 'Default income account (optional)',
       example: 'Income:Unknown',
-      pattern: '^[A-Z][a-zA-Z0-9-]*:[a-zA-Z0-9-:]+$'
+      pattern:
+        '^(Assets|Liabilities|Income|Expenses|Equity)(:[A-Za-z0-9][A-Za-z0-9-]*)+$'
     },
     methodAccountMapping: {
       type: 'object',
       description:
         'Payment method to source account mapping. Maps payment method keywords to Beancount account paths. Used by Alipay/WeChat importers to determine sourceAccount based on payment method (e.g., HuaBei, CreditCard).',
       example: {
-        HuaBei: 'Liabilities:Alipay:Huabei',
+        HuaBei: 'Liabilities:CN:CreditLine',
         CreditCard: 'Liabilities:CreditCard'
       }
     }
@@ -4682,119 +6012,13 @@ export const $UpdateImporterConfigDto = {
   }
 } as const;
 
-export const $CreatePlatformDto = {
-  type: 'object',
-  properties: {
-    name: {
-      type: 'string',
-      description: 'Platform name',
-      example: 'Binance'
-    },
-    canonical: {
-      type: 'string',
-      description: 'Platform canonical identifier (lowercase, kebab-case)',
-      example: 'binance'
-    },
-    aliases: {
-      description: 'Platform aliases (multi-language names for lookup)',
-      example: ['Binance', 'Binance Exchange', 'BNB'],
-      type: 'array',
-      items: {
-        type: 'string'
-      }
-    },
-    url: {
-      type: 'string',
-      description: 'Platform URL',
-      example: 'https://www.binance.com'
-    },
-    type: {
-      type: 'string',
-      description: 'Platform type',
-      enum: [
-        'BANK',
-        'BROKERAGE',
-        'CRYPTO_EXCHANGE',
-        'PAYMENT',
-        'INVESTMENT',
-        'INSURANCE',
-        'OTHER'
-      ],
-      example: 'CRYPTO_EXCHANGE'
-    },
-    logoUrl: {
-      type: 'string',
-      description: 'Platform logo URL',
-      example: 'https://example.com/logos/binance.png'
-    },
-    isActive: {
-      type: 'boolean',
-      description: 'Whether the platform is active',
-      default: true
-    }
-  },
-  required: ['name', 'canonical', 'aliases', 'url', 'type']
-} as const;
-
-export const $UpdatePlatformDto = {
-  type: 'object',
-  properties: {
-    name: {
-      type: 'string',
-      description: 'Platform name',
-      example: 'Binance'
-    },
-    canonical: {
-      type: 'string',
-      description: 'Platform canonical identifier (lowercase, kebab-case)',
-      example: 'binance'
-    },
-    aliases: {
-      description: 'Platform aliases (multi-language names for lookup)',
-      example: ['Binance', 'Binance Exchange', 'BNB'],
-      type: 'array',
-      items: {
-        type: 'string'
-      }
-    },
-    url: {
-      type: 'string',
-      description: 'Platform URL',
-      example: 'https://www.binance.com'
-    },
-    type: {
-      type: 'string',
-      description: 'Platform type',
-      enum: [
-        'BANK',
-        'BROKERAGE',
-        'CRYPTO_EXCHANGE',
-        'PAYMENT',
-        'INVESTMENT',
-        'INSURANCE',
-        'OTHER'
-      ],
-      example: 'CRYPTO_EXCHANGE'
-    },
-    logoUrl: {
-      type: 'string',
-      description: 'Platform logo URL',
-      example: 'https://example.com/logos/binance.png'
-    },
-    isActive: {
-      type: 'boolean',
-      description: 'Whether the platform is active'
-    }
-  }
-} as const;
-
 export const $ProviderSyncConfigDto = {
   type: 'object',
   properties: {
     sourceAccount: {
       type: 'string',
       description: 'Source account for the first posting',
-      example: 'Assets:Bank:Chase'
+      example: 'Assets:US:Chase:Checking'
     },
     defaultCurrency: {
       type: 'string',
@@ -4803,26 +6027,29 @@ export const $ProviderSyncConfigDto = {
     },
     defaultExpenseAccount: {
       type: 'string',
-      description: 'Default expense account for the second posting',
+      description:
+        'Default expense account for the second posting. Omit when no real default exists; the pipeline routes to Review via the Uncategorized sentinel (#618).',
       example: 'Expenses:Unknown'
     },
     defaultIncomeAccount: {
       type: 'string',
-      description: 'Default income account for the second posting',
+      description:
+        'Default income account for the second posting. Omit when no real default exists; the pipeline routes to Review via the Uncategorized sentinel (#618).',
       example: 'Income:Unknown'
     },
     filterPending: {
       type: 'boolean',
       description: 'Filter pending transactions',
       default: true
+    },
+    externalAccountId: {
+      type: 'string',
+      description:
+        'External account ID for per-batch providers (e.g. GoCardless). Overrides sourceAccount when an ExternalAccountLink mapping exists.',
+      example: 'acc_gocardless_001'
     }
   },
-  required: [
-    'sourceAccount',
-    'defaultCurrency',
-    'defaultExpenseAccount',
-    'defaultIncomeAccount'
-  ]
+  required: ['sourceAccount', 'defaultCurrency']
 } as const;
 
 export const $ProviderSyncDto = {
@@ -4927,11 +6154,99 @@ export const $SupportedProvidersResponseDto = {
       ],
       type: 'array',
       items: {
-        type: 'string'
+        type: 'string'
+      }
+    }
+  },
+  required: ['providers']
+} as const;
+
+export const $CreateExternalAccountLinkDto = {
+  type: 'object',
+  properties: {
+    provider: {
+      type: 'string',
+      enum: [
+        'plaid',
+        'teller',
+        'truelayer',
+        'gocardless',
+        'simplefin',
+        'yodlee',
+        'beancount-direct',
+        'parsed-bill'
+      ],
+      example: 'plaid',
+      description: 'Open Banking provider (whitelist)'
+    },
+    externalAccountId: {
+      type: 'string',
+      example: 'acc-plaid-001',
+      description: 'External account ID from the provider'
+    },
+    beanAccountId: {
+      type: 'string',
+      example: '550e8400-e29b-41d4-a716-446655440000',
+      description: 'Target BeanAccount ID (must belong to the JWT user)'
+    }
+  },
+  required: ['provider', 'externalAccountId', 'beanAccountId']
+} as const;
+
+export const $ExternalAccountLinkResponseDto = {
+  type: 'object',
+  properties: {
+    id: {
+      type: 'string'
+    },
+    provider: {
+      type: 'string'
+    },
+    externalAccountId: {
+      type: 'string'
+    },
+    beanAccountId: {
+      type: 'string'
+    },
+    isActive: {
+      type: 'boolean'
+    },
+    createdAt: {
+      type: 'string'
+    },
+    updatedAt: {
+      type: 'string'
+    }
+  },
+  required: [
+    'id',
+    'provider',
+    'externalAccountId',
+    'beanAccountId',
+    'isActive',
+    'createdAt',
+    'updatedAt'
+  ]
+} as const;
+
+export const $ExternalAccountLinkListResponseDto = {
+  type: 'object',
+  properties: {
+    items: {
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/ExternalAccountLinkResponseDto'
       }
+    },
+    total: {
+      type: 'number'
+    },
+    provider: {
+      type: 'string',
+      description: 'Filter by provider (query param)'
     }
   },
-  required: ['providers']
+  required: ['items', 'total']
 } as const;
 
 export const $ParserTelemetryReportDto = {
@@ -4944,15 +6259,105 @@ export const $UncoveredFormatMissDto = {
   properties: {}
 } as const;
 
+export const $ClientParsedDataDto = {
+  type: 'object',
+  properties: {
+    amount: {
+      type: 'number',
+      description: 'Transaction amount',
+      example: 35
+    },
+    currency: {
+      type: 'string',
+      description: 'Currency code',
+      example: 'CNY'
+    },
+    date: {
+      type: 'string',
+      description: 'Transaction date (ISO 8601)',
+      example: '2026-08-15'
+    },
+    payee: {
+      type: 'string',
+      description: 'Payee/merchant name',
+      example: 'Starbucks'
+    },
+    narration: {
+      type: 'string',
+      description: 'Transaction narration'
+    },
+    category: {
+      type: 'string',
+      description: 'Category slug',
+      example: 'food_restaurant'
+    },
+    incomeType: {
+      type: 'string',
+      description: 'Income type',
+      example: 'Salary'
+    },
+    incomeSource: {
+      type: 'string',
+      description: 'Income source',
+      example: 'Anthropic Inc.'
+    },
+    symbol: {
+      type: 'string',
+      description: 'Security symbol code (e.g., 600519, AAPL)',
+      example: 'AAPL'
+    },
+    quantity: {
+      type: 'number',
+      description: 'Quantity of shares/units',
+      example: 100
+    },
+    price: {
+      type: 'number',
+      description: 'Unit price per share/unit',
+      example: 1900
+    },
+    investmentAction: {
+      type: 'string',
+      description: 'Investment action',
+      enum: ['buy', 'sell'],
+      example: 'buy'
+    },
+    paymentSource: {
+      type: 'string',
+      description: 'Payment source: asset (default) or liability (credit card)',
+      enum: ['asset', 'liability'],
+      example: 'asset'
+    },
+    liabilityHint: {
+      type: 'string',
+      description: 'Liability account hint (CreditCard/Huabei/Baitiao)',
+      example: 'CreditCard'
+    },
+    warning: {
+      type: 'string',
+      description:
+        'Display-only warning from the prior response; accepted but ignored.',
+      example: 'Cross-currency settlement applies.'
+    }
+  }
+} as const;
+
 export const $ProcessNlpDto = {
   type: 'object',
   properties: {
     message: {
       type: 'string',
-      description: 'Natural language text describing a transaction (Chinese)',
-      example: 'yesterday Starbucks spent 35 yuan',
+      description:
+        'Natural language text describing a transaction. Optional when `confirm` is true (structured confirm); otherwise required.',
+      example: 'Starbucks 35',
       maxLength: 500
     },
+    confirm: {
+      type: 'boolean',
+      description:
+        'Structured confirm signal — bypasses NL confirm-word matching when true. Send parsedData field edits alongside. The NL word-list path is the fallback.',
+      example: true
+    },
     sessionId: {
       type: 'string',
       description:
@@ -4960,17 +6365,32 @@ export const $ProcessNlpDto = {
       example: 'session_abc123'
     },
     parsedData: {
-      type: 'object',
       description:
         'Parsed data from previous NLP response for session recovery. Send back the parsedData received in confirm_payee/confirm responses.',
       example: {
         amount: 35,
         currency: 'CNY',
         payee: 'Starbucks'
-      }
+      },
+      allOf: [
+        {
+          $ref: '#/components/schemas/ClientParsedDataDto'
+        }
+      ]
+    },
+    selectedRuleId: {
+      type: 'string',
+      description:
+        'confirm_rule echo-back: rule id selected from the prior confirm_rule response (matchedRule.id or alternatives[i].ruleId). Applied directly when the session is confirming_rule — no NL re-parse.',
+      example: 'rule_abc123'
+    },
+    selectedAccount: {
+      type: 'string',
+      description:
+        'confirm_account echo-back: account path selected from the prior confirm_account response (suggestedAccount, similarAccounts[i], or a typed path). Applied directly when the session is confirming_account — no NL re-parse.',
+      example: 'Expenses:Food:Coffee'
     }
-  },
-  required: ['message']
+  }
 } as const;
 
 export const $NlpTransactionInfoDto = {
@@ -5292,7 +6712,8 @@ export const $NlpAccountConfirmationDataDto = {
     },
     suggestedAccount: {
       type: 'string',
-      description: 'Suggested replacement account',
+      description:
+        'Suggested replacement account (omitted when no clear candidate)',
       example: 'Expenses:Food:Drinks'
     },
     similarAccounts: {
@@ -5314,7 +6735,6 @@ export const $NlpAccountConfirmationDataDto = {
   },
   required: [
     'invalidAccount',
-    'suggestedAccount',
     'similarAccounts',
     'errorMessage',
     'transactionContext'
@@ -5483,11 +6903,12 @@ export const $NlpSuggestedAccountDto = {
     account: {
       type: 'string',
       description: 'Suggested account path',
-      example: 'Assets:Bank:Checking'
+      example: 'Assets:Checking'
     },
     confidence: {
       type: 'number',
-      description: 'Confidence score for this suggestion (0-1)',
+      description:
+        'Confidence score for this suggestion (0-1). Present = predicted (confirm/confirm_rule/confirm_account); omitted = actual persisted account (created). (#586)',
       example: 0.9
     }
   },
@@ -5523,23 +6944,31 @@ export const $NlpDefaultAccountsDto = {
   properties: {
     asset: {
       type: 'string',
-      description: 'Default asset account',
-      example: 'Assets:Bank:Checking'
+      description:
+        'Default OPEN asset account (MRU when multiple), or null when none/ambiguous',
+      example: 'Assets:Checking',
+      nullable: true
     },
     expense: {
       type: 'string',
-      description: 'Default expense account',
-      example: 'Expenses:Uncategorized'
+      description:
+        'Default OPEN expense account (MRU when multiple), or null when none/ambiguous',
+      example: 'Expenses:Food:Coffee',
+      nullable: true
     },
     income: {
       type: 'string',
-      description: 'Default income account',
-      example: 'Income:Uncategorized'
+      description:
+        'Default OPEN income account (MRU when multiple), or null when none/ambiguous',
+      example: 'Income:Salary',
+      nullable: true
     },
     liability: {
       type: 'string',
-      description: 'Default liability account',
-      example: 'Liabilities:CreditCard'
+      description:
+        'Default OPEN liability account (MRU when multiple), or null when none/ambiguous',
+      example: 'Liabilities:CreditCard',
+      nullable: true
     }
   },
   required: ['asset', 'expense', 'income', 'liability']
@@ -5564,7 +6993,8 @@ export const $NlpResponseDto = {
         'confirm_rule',
         'confirm_account',
         'confirm_payee',
-        'cancel'
+        'cancel',
+        'aborted'
       ]
     },
     intent: {
@@ -5578,7 +7008,7 @@ export const $NlpResponseDto = {
       type: 'string',
       description:
         'Asset sub-type (only present when intent is "asset"). Determines which asset-related form to render.',
-      enum: ['transfer', 'banking', 'investment'],
+      enum: ['transfer', 'banking', 'investment', 'lend', 'lend_collect'],
       example: 'investment'
     },
     liabilitySubType: {
@@ -5686,81 +7116,342 @@ export const $NlpResponseDto = {
         }
       ]
     },
-    payeeData: {
+    payeeData: {
+      description:
+        'Payee confirmation data (when action is "confirm_payee"). Contains information about medium/low confidence payee match for user confirmation.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/NlpPayeeConfirmationDataDto'
+        }
+      ]
+    },
+    confidence: {
+      type: 'number',
+      description: 'Overall confidence score (0-1)',
+      example: 0.85
+    },
+    confidenceThreshold: {
+      type: 'number',
+      description:
+        'Confidence threshold for automatic creation (default: 0.75). When confidence < threshold, action will be "confirm" requiring user verification.',
+      example: 0.75
+    },
+    recurringMatch: {
+      description:
+        'Recurring transaction match info (when action is "created"). Contains match details when transaction matches a pending expected transaction.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/RecurringMatchInfoDto'
+        }
+      ]
+    },
+    recurringSuggestion: {
+      description:
+        'Recurring rule creation suggestion (when action is "created"). Contains suggestion to create a recurring rule based on detected patterns. Only present when no existing rule matched and similar historical transactions were found.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/RecurringSuggestionDto'
+        }
+      ]
+    },
+    suggestedAccounts: {
+      description:
+        'Suggested accounts for this transaction (#586). confirm/confirm_rule/confirm_account: predicted (source/destination carry confidence); created: actual persisted accounts (confidence omitted). confirm_account destination is the suggested replacement, never the invalid account.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/NlpSuggestedAccountsDto'
+        }
+      ]
+    },
+    defaultAccounts: {
+      description:
+        'Default fallback accounts for the user/region (#586). v1 returns universal constants; per-user personalization is planned.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/NlpDefaultAccountsDto'
+        }
+      ]
+    }
+  },
+  required: ['status', 'action']
+} as const;
+
+export const $PlatformListItemDto = {
+  type: 'object',
+  properties: {
+    id: {
+      type: 'string',
+      description: 'Global platform ID'
+    },
+    name: {
+      type: 'string',
+      description: 'Platform name'
+    },
+    url: {
+      type: 'string',
+      description: 'Platform URL'
+    },
+    type: {
+      type: 'string',
+      description: 'Platform type',
+      enum: [
+        'BANK',
+        'BROKERAGE',
+        'CRYPTO_EXCHANGE',
+        'PAYMENT',
+        'INVESTMENT',
+        'INSURANCE',
+        'OTHER'
+      ]
+    },
+    canonical: {
+      type: 'string',
+      description: 'Canonical identifier in ACCOUNT_RE format (e.g., "icbc")'
+    },
+    suggestedSegment: {
+      type: 'string',
+      description:
+        'Suggested path segment — canonical PascalCased per hyphen-part, hyphens preserved (e.g. "Apple-Pay")'
+    },
+    logoUrl: {
+      type: 'string',
+      description: 'Logo URL',
+      nullable: true
+    },
+    countryCode: {
+      type: 'string',
+      description: 'ISO 3166-1 alpha-2 (UPPERCASE); null = global platform',
+      example: 'CN',
+      nullable: true
+    },
+    category: {
+      type: 'string',
+      description:
+        'Region-aware category (institution vocab, e.g. DigitalWallet/Bank). null = no region-aware suggestion; fall back to type.',
+      nullable: true,
+      example: 'DigitalWallet'
+    },
+    isBound: {
+      type: 'boolean',
+      description: 'Whether user has accounts using this platform'
+    }
+  },
+  required: [
+    'id',
+    'name',
+    'url',
+    'type',
+    'canonical',
+    'suggestedSegment',
+    'logoUrl',
+    'countryCode',
+    'category',
+    'isBound'
+  ]
+} as const;
+
+export const $PlatformMatchResultDto = {
+  type: 'object',
+  properties: {
+    id: {
+      type: 'string',
+      description: 'Global platform ID'
+    },
+    name: {
+      type: 'string',
+      description: 'Platform name (e.g., "ICBC")'
+    },
+    canonical: {
+      type: 'string',
+      description: 'Canonical identifier in ACCOUNT_RE format (e.g., "icbc")'
+    },
+    type: {
+      type: 'string',
+      description: 'Platform type',
+      enum: [
+        'BANK',
+        'BROKERAGE',
+        'CRYPTO_EXCHANGE',
+        'PAYMENT',
+        'INVESTMENT',
+        'INSURANCE',
+        'OTHER'
+      ]
+    },
+    suggestedSegment: {
+      type: 'string',
       description:
-        'Payee confirmation data (when action is "confirm_payee"). Contains information about medium/low confidence payee match for user confirmation.',
-      allOf: [
-        {
-          $ref: '#/components/schemas/NlpPayeeConfirmationDataDto'
-        }
-      ]
+        'Suggested path segment — canonical PascalCased per hyphen-part, hyphens preserved (e.g. "Apple-Pay")'
     },
-    confidence: {
-      type: 'number',
-      description: 'Overall confidence score (0-1)',
-      example: 0.85
+    logoUrl: {
+      type: 'string',
+      description: 'Logo URL',
+      nullable: true
     },
-    confidenceThreshold: {
-      type: 'number',
-      description:
-        'Confidence threshold for automatic creation (default: 0.75). When confidence < threshold, action will be "confirm" requiring user verification.',
-      example: 0.75
+    countryCode: {
+      type: 'string',
+      description: 'ISO 3166-1 alpha-2 (UPPERCASE); null = global platform',
+      example: 'CN',
+      nullable: true
     },
-    recurringMatch: {
+    category: {
+      type: 'string',
       description:
-        'Recurring transaction match info (when action is "created"). Contains match details when transaction matches a pending expected transaction.',
-      allOf: [
-        {
-          $ref: '#/components/schemas/RecurringMatchInfoDto'
-        }
-      ]
+        'Region-aware category (institution vocab, e.g. DigitalWallet/Bank). null = no region-aware suggestion; fall back to type.',
+      nullable: true,
+      example: 'DigitalWallet'
     },
-    recurringSuggestion: {
-      description:
-        'Recurring rule creation suggestion (when action is "created"). Contains suggestion to create a recurring rule based on detected patterns. Only present when no existing rule matched and similar historical transactions were found.',
-      allOf: [
-        {
-          $ref: '#/components/schemas/RecurringSuggestionDto'
-        }
-      ]
+    matchType: {
+      type: 'string',
+      description: "How this row matched: 'exact' > 'prefix' > 'substring'",
+      enum: ['exact', 'prefix', 'substring']
+    }
+  },
+  required: [
+    'id',
+    'name',
+    'canonical',
+    'type',
+    'suggestedSegment',
+    'logoUrl',
+    'countryCode',
+    'category',
+    'matchType'
+  ]
+} as const;
+
+export const $PlatformMatchResponseDto = {
+  type: 'object',
+  properties: {
+    platforms: {
+      description: 'Ranked matches, best tier first (at most 10 rows)',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/PlatformMatchResultDto'
+      }
     },
-    suggestedAccounts: {
+    matchType: {
+      type: 'string',
       description:
-        'Suggested accounts for this transaction. Contains recommended source and destination accounts based on the detected intent and rules.',
-      allOf: [
-        {
-          $ref: '#/components/schemas/NlpSuggestedAccountsDto'
-        }
-      ]
+        "Overall match quality — top row's tier, or 'none' when no hits",
+      enum: ['none', 'exact', 'prefix', 'substring']
     },
-    defaultAccounts: {
-      description:
-        'Default accounts for the user/region. These are fallback accounts used when no specific suggestion is available.',
-      allOf: [
-        {
-          $ref: '#/components/schemas/NlpDefaultAccountsDto'
-        }
-      ]
+    total: {
+      type: 'number',
+      description: 'Total matches before LIMIT (truncation transparency)'
+    },
+    hasMore: {
+      type: 'boolean',
+      description: 'true when total > platforms.length (more matches exist)'
     }
   },
-  required: ['status', 'action']
+  required: ['platforms', 'matchType', 'total', 'hasMore']
 } as const;
 
-export const $BalanceByCurrencyDto = {
+export const $CreatePlatformDto = {
   type: 'object',
   properties: {
-    currency: {
+    name: {
       type: 'string',
-      description: 'ISO 4217 currency code',
-      example: 'CNY'
+      description: 'Platform name',
+      example: 'Binance'
     },
-    balance: {
+    canonical: {
       type: 'string',
-      description: 'Balance amount',
-      example: '50000.00'
+      description: 'Platform canonical identifier (lowercase, kebab-case)',
+      example: 'binance'
+    },
+    aliases: {
+      description: 'Platform aliases (multi-language names for lookup)',
+      example: ['Binance', 'Binance Exchange', 'BNB'],
+      type: 'array',
+      items: {
+        type: 'string'
+      }
+    },
+    url: {
+      type: 'string',
+      description: 'Platform URL',
+      example: 'https://www.binance.com'
+    },
+    type: {
+      type: 'string',
+      description: 'Platform type',
+      enum: [
+        'BANK',
+        'BROKERAGE',
+        'CRYPTO_EXCHANGE',
+        'PAYMENT',
+        'INVESTMENT',
+        'INSURANCE',
+        'OTHER'
+      ],
+      example: 'CRYPTO_EXCHANGE'
+    },
+    logoUrl: {
+      type: 'string',
+      description: 'Platform logo URL',
+      example: 'https://example.com/logos/binance.png'
+    },
+    isActive: {
+      type: 'boolean',
+      description: 'Whether the platform is active',
+      default: true
     }
   },
-  required: ['currency', 'balance']
+  required: ['name', 'canonical', 'aliases', 'url', 'type']
+} as const;
+
+export const $UpdatePlatformDto = {
+  type: 'object',
+  properties: {
+    name: {
+      type: 'string',
+      description: 'Platform name',
+      example: 'Binance'
+    },
+    canonical: {
+      type: 'string',
+      description: 'Platform canonical identifier (lowercase, kebab-case)',
+      example: 'binance'
+    },
+    aliases: {
+      description: 'Platform aliases (multi-language names for lookup)',
+      example: ['Binance', 'Binance Exchange', 'BNB'],
+      type: 'array',
+      items: {
+        type: 'string'
+      }
+    },
+    url: {
+      type: 'string',
+      description: 'Platform URL',
+      example: 'https://www.binance.com'
+    },
+    type: {
+      type: 'string',
+      description: 'Platform type',
+      enum: [
+        'BANK',
+        'BROKERAGE',
+        'CRYPTO_EXCHANGE',
+        'PAYMENT',
+        'INVESTMENT',
+        'INSURANCE',
+        'OTHER'
+      ],
+      example: 'CRYPTO_EXCHANGE'
+    },
+    logoUrl: {
+      type: 'string',
+      description: 'Platform logo URL',
+      example: 'https://example.com/logos/binance.png'
+    },
+    isActive: {
+      type: 'boolean',
+      description: 'Whether the platform is active'
+    }
+  }
 } as const;
 
 export const $NetWorthByCurrencyDto = {
@@ -5832,28 +7523,6 @@ export const $ConvertedNetWorthDto = {
   ]
 } as const;
 
-export const $ExchangeRateWarningDto = {
-  type: 'object',
-  properties: {
-    type: {
-      type: 'string',
-      description: 'Warning type',
-      example: 'MISSING_EXCHANGE_RATE'
-    },
-    currency: {
-      type: 'string',
-      description: 'Currency without exchange rate',
-      example: 'EUR'
-    },
-    totalAmount: {
-      type: 'string',
-      description: 'Total amount affected',
-      example: '1000.00'
-    }
-  },
-  required: ['type', 'currency', 'totalAmount']
-} as const;
-
 export const $NetWorthResponseDto = {
   type: 'object',
   properties: {
@@ -5939,7 +7608,7 @@ export const $AccountItemDto = {
     name: {
       type: 'string',
       description: 'Full account name',
-      example: 'Assets:Bank:CMB:Savings'
+      example: 'Assets:CN:CMB:Savings'
     },
     displayName: {
       type: 'string',
@@ -5951,41 +7620,102 @@ export const $AccountItemDto = {
       description: 'Account balance',
       example: '50000.00'
     },
-    currency: {
-      type: 'string',
-      description: 'Currency code',
-      example: 'CNY'
+    currency: {
+      type: 'string',
+      description: 'Currency code',
+      example: 'CNY'
+    },
+    convertedBalance: {
+      type: 'string',
+      description:
+        'FX-converted balance in base currency; omitted when not convertible',
+      example: '50000.00'
+    }
+  },
+  required: ['id', 'name', 'displayName', 'balance', 'currency']
+} as const;
+
+export const $PlatformGroupDto = {
+  type: 'object',
+  properties: {
+    platformId: {
+      type: 'string',
+      description: 'Platform ID'
+    },
+    platformName: {
+      type: 'string',
+      description: 'Platform display name',
+      example: 'CMB Bank'
+    },
+    accounts: {
+      description: 'Accounts within this platform',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/AccountItemDto'
+      }
+    },
+    totalBalance: {
+      type: 'string',
+      description: 'FX-converted total balance in base currency',
+      example: '100000.00'
+    },
+    balanceByCurrency: {
+      description: 'Raw (unconverted) balances grouped by currency',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/BalanceByCurrencyDto'
+      }
+    },
+    convertedBalance: {
+      type: 'string',
+      description:
+        'Converted balance in base currency (omitted when no currency is convertible)',
+      example: '100000.00'
+    },
+    sharePct: {
+      type: 'number',
+      description:
+        'Share of the grand converted total (0-100); 0 when grand total is 0',
+      example: 42.5
     }
   },
-  required: ['id', 'name', 'displayName', 'balance', 'currency']
+  required: [
+    'platformId',
+    'platformName',
+    'accounts',
+    'totalBalance',
+    'balanceByCurrency',
+    'sharePct'
+  ]
 } as const;
 
-export const $PlatformGroupDto = {
+export const $AccountExchangeRateWarningDto = {
   type: 'object',
   properties: {
-    platformId: {
+    type: {
       type: 'string',
-      description: 'Platform ID'
+      description: 'Warning type',
+      example: 'MISSING_EXCHANGE_RATE'
     },
-    platformName: {
+    currency: {
       type: 'string',
-      description: 'Platform display name',
-      example: 'CMB Bank'
+      description: 'Currency without exchange rate',
+      example: 'USD'
     },
     accounts: {
-      description: 'Accounts within this platform',
+      description: 'Affected account paths',
       type: 'array',
       items: {
-        $ref: '#/components/schemas/AccountItemDto'
+        type: 'string'
       }
     },
-    totalBalance: {
+    totalAmount: {
       type: 'string',
-      description: 'Total balance across all accounts in platform',
-      example: '100000.00'
+      description: 'Total amount in this currency',
+      example: '5000.00'
     }
   },
-  required: ['platformId', 'platformName', 'accounts', 'totalBalance']
+  required: ['type', 'currency', 'accounts', 'totalAmount']
 } as const;
 
 export const $AccountsSummaryDto = {
@@ -5998,9 +7728,21 @@ export const $AccountsSummaryDto = {
     totalPlatforms: {
       type: 'number',
       description: 'Total number of platforms'
+    },
+    baseCurrency: {
+      type: 'string',
+      description: 'Base currency for conversion',
+      example: 'CNY'
+    },
+    warnings: {
+      description: 'Per-account exchange rate warnings',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/AccountExchangeRateWarningDto'
+      }
     }
   },
-  required: ['totalAccounts', 'totalPlatforms']
+  required: ['totalAccounts', 'totalPlatforms', 'baseCurrency']
 } as const;
 
 export const $AccountsResponseDto = {
@@ -6035,7 +7777,7 @@ export const $AccountItemWithAssetClassDto = {
     name: {
       type: 'string',
       description: 'Full account name',
-      example: 'Assets:Bank:CMB:Savings'
+      example: 'Assets:CN:CMB:Savings'
     },
     displayName: {
       type: 'string',
@@ -6052,6 +7794,12 @@ export const $AccountItemWithAssetClassDto = {
       description: 'Currency code',
       example: 'CNY'
     },
+    convertedBalance: {
+      type: 'string',
+      description:
+        'FX-converted balance in base currency; omitted when not convertible',
+      example: '50000.00'
+    },
     assetClass: {
       type: 'string',
       description: 'Asset class',
@@ -6131,35 +7879,6 @@ export const $AssetClassGroupDto = {
   required: ['assetClass', 'accounts', 'balanceByCurrency']
 } as const;
 
-export const $AccountExchangeRateWarningDto = {
-  type: 'object',
-  properties: {
-    type: {
-      type: 'string',
-      description: 'Warning type',
-      example: 'MISSING_EXCHANGE_RATE'
-    },
-    currency: {
-      type: 'string',
-      description: 'Currency without exchange rate',
-      example: 'USD'
-    },
-    accounts: {
-      description: 'Affected account paths',
-      type: 'array',
-      items: {
-        type: 'string'
-      }
-    },
-    totalAmount: {
-      type: 'string',
-      description: 'Total amount in this currency',
-      example: '5000.00'
-    }
-  },
-  required: ['type', 'currency', 'accounts', 'totalAmount']
-} as const;
-
 export const $AssetClassSummaryDto = {
   type: 'object',
   properties: {
@@ -6233,7 +7952,7 @@ export const $HoldingAssetClassAccountSliceDto = {
     accountPath: {
       type: 'string',
       description: 'Full account path',
-      example: 'Assets:US:Investments:Brokerage'
+      example: 'Assets:US:Fidelity:Brokerage'
     },
     accountCurrency: {
       type: 'string',
@@ -6439,6 +8158,101 @@ export const $CashFlowResponseDto = {
   ]
 } as const;
 
+export const $CategoryGroupDto = {
+  type: 'object',
+  properties: {
+    category: {
+      type: 'string',
+      description:
+        'Functional category (account-path Group segment); regional and universal account paths merge under it',
+      example: 'Food'
+    },
+    totalExpense: {
+      type: 'string',
+      description:
+        'Converted total for this category in base currency (expense amount when flow=expense, income amount when flow=income)',
+      example: '1200.00'
+    },
+    sharePct: {
+      type: 'number',
+      description: 'Share of grand total (0-100); 0 when grand total is 0',
+      example: 42.5
+    },
+    balanceByCurrency: {
+      description: 'Raw (unconverted) expense per currency',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/BalanceByCurrencyDto'
+      }
+    },
+    convertedBalance: {
+      type: 'string',
+      description:
+        'Converted total in base currency (omitted when FX missing for all currencies in this category)',
+      example: '1200.00'
+    }
+  },
+  required: ['category', 'totalExpense', 'sharePct', 'balanceByCurrency']
+} as const;
+
+export const $ExpensesByCategorySummaryDto = {
+  type: 'object',
+  properties: {
+    totalExpense: {
+      type: 'string',
+      description:
+        'Total across all categories, converted (convertible categories only); expense totals when flow=expense, income totals when flow=income',
+      example: '5000.00'
+    },
+    categoryCount: {
+      type: 'number',
+      description: 'Number of categories',
+      example: 8
+    }
+  },
+  required: ['totalExpense', 'categoryCount']
+} as const;
+
+export const $ExpensesByCategoryResponseDto = {
+  type: 'object',
+  properties: {
+    period: {
+      type: 'string',
+      description: 'Period requested',
+      example: '1m'
+    },
+    baseCurrency: {
+      type: 'string',
+      description: 'Base currency for converted values',
+      example: 'CNY'
+    },
+    groups: {
+      description:
+        'Expense groups by functional category, sorted by converted total desc',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/CategoryGroupDto'
+      }
+    },
+    summary: {
+      description: 'Summary statistics',
+      allOf: [
+        {
+          $ref: '#/components/schemas/ExpensesByCategorySummaryDto'
+        }
+      ]
+    },
+    warnings: {
+      description: 'Exchange rate warnings (e.g. missing rate for a currency)',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/ExchangeRateWarningDto'
+      }
+    }
+  },
+  required: ['period', 'baseCurrency', 'groups', 'summary']
+} as const;
+
 export const $MonetaryDto = {
   type: 'object',
   properties: {
@@ -6728,334 +8542,378 @@ export const $HoldingPnlResponseDto = {
   required: ['asOfDate', 'baseCurrency', 'method', 'rows', 'warnings']
 } as const;
 
-export const $CreateBeanPriceDto = {
+export const $AnonymousLoginDto = {
   type: 'object',
   properties: {
-    currency: {
-      type: 'string',
-      description: 'Currency being priced (e.g., USD, AAPL, BTC)',
-      example: 'USD'
-    },
-    quoteCurrency: {
+    accessToken: {
       type: 'string',
-      description: 'Quote currency (pricing currency, e.g., CNY, EUR)',
-      example: 'CNY'
-    },
-    amount: {
-      type: 'number',
-      description:
-        'Price amount (MUST be >= 0 per Beancount spec, supports up to 15 decimal places). Zero allowed for conversion entries, negative strictly prohibited.',
-      example: 175.5,
-      minimum: 0
-    },
-    date: {
+      description: 'Access token for anonymous login'
+    }
+  },
+  required: ['accessToken']
+} as const;
+
+export const $AnonymousLoginResponseDto = {
+  type: 'object',
+  properties: {
+    authToken: {
       type: 'string',
-      description: 'Price date (ISO 8601 format)',
-      example: '2024-11-05'
-    },
-    metadata: {
-      type: 'object',
-      description:
-        'Metadata (validated by Zod schema, max field lengths enforced)',
-      example: {
-        source: 'MANUAL',
-        note: 'Bank valuation report',
-        confidence: 0.95
-      }
+      description: 'JWT auth token',
+      example: 'eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9...'
     }
   },
-  required: ['currency', 'quoteCurrency', 'amount', 'date']
+  required: ['authToken']
 } as const;
 
-export const $PriceResponseDto = {
+export const $ParserContributionMetaDto = {
   type: 'object',
   properties: {
-    id: {
+    institution: {
       type: 'string',
-      description: 'Unique identifier',
-      example: 'uuid-123-456'
+      description: 'Institution slug (lowercase kebab-case)',
+      pattern: '^[a-z0-9]+(-[a-z0-9]+)*$',
+      example: 'icbc'
     },
-    userId: {
+    region: {
       type: 'string',
-      description: 'User ID (owner of the price)',
-      example: 'user-123'
+      enum: [
+        'cn',
+        'us',
+        'de',
+        'fr',
+        'gb',
+        'hk',
+        'jp',
+        'sg',
+        'au',
+        'ca',
+        'other'
+      ]
     },
-    currency: {
+    accountType: {
       type: 'string',
-      description: 'Currency being priced (e.g., USD, AAPL, BTC)',
-      example: 'BTC'
+      enum: ['checking', 'savings', 'credit', 'debit', 'investment']
     },
-    quoteCurrency: {
+    format: {
       type: 'string',
-      description: 'Quote currency (pricing currency, e.g., USD, CNY)',
-      example: 'USD'
-    },
-    amount: {
-      type: 'number',
-      description:
-        'Price amount (corresponds to Beancount Amount.number). Supports up to 15 decimal places.',
-      example: 50000
+      enum: ['csv', 'xlsx', 'pdf', 'ofx', 'qif']
     },
-    date: {
+    institutionDisplayName: {
       type: 'string',
-      description:
-        'Price date (ISO 8601 format). Represents the date this price was valid.',
-      example: '2024-01-01',
-      format: 'date'
+      example: '中国工商银行'
     },
-    meta: {
-      type: 'object',
-      description:
-        'Metadata (corresponds to Beancount meta field). Contains source, confidence, note, etc.',
-      example: {
-        source: 'MANUAL',
-        note: 'User-defined price',
-        confidence: 1
-      }
+    encoding: {
+      type: 'string',
+      example: 'utf-8'
     },
-    createdAt: {
-      format: 'date-time',
+    delimiter: {
       type: 'string',
-      description: 'Creation timestamp',
-      example: '2024-11-03T10:00:00Z'
+      description: 'CSV delimiter character: ",", ";", "\\t" or "|"'
     },
-    updatedAt: {
-      format: 'date-time',
+    headerRows: {
+      type: 'number',
+      default: 1,
+      description: 'Header row count; the client omits the field when it is 1'
+    },
+    notes: {
       type: 'string',
-      description: 'Last update timestamp',
-      example: '2024-11-03T10:00:00Z'
+      maxLength: 2000
     }
   },
-  required: [
-    'id',
-    'userId',
-    'currency',
-    'quoteCurrency',
-    'amount',
-    'date',
-    'meta',
-    'createdAt',
-    'updatedAt'
-  ]
+  required: ['institution', 'region', 'accountType', 'format']
 } as const;
 
-export const $PriceListResponseDto = {
+export const $ParserContributionSamplesDto = {
   type: 'object',
   properties: {
-    items: {
-      description: 'List of prices',
+    rows: {
+      description:
+        'Client-sanitized sample rows (key = column name, value = cell)',
+      type: 'array',
+      items: {
+        type: 'string'
+      }
+    },
+    rawHeaders: {
       type: 'array',
       items: {
-        $ref: '#/components/schemas/PriceResponseDto'
+        type: 'string'
       }
-    },
-    total: {
-      type: 'number',
-      description: 'Total number of prices',
-      example: 42
     }
   },
-  required: ['items', 'total']
+  required: ['rows']
 } as const;
 
-export const $UpdateBeanPriceDto = {
+export const $FieldHintDto = {
   type: 'object',
   properties: {
-    currency: {
+    columnName: {
       type: 'string',
-      description: 'Currency being priced'
+      example: '交易日期'
     },
-    quoteCurrency: {
+    format: {
       type: 'string',
-      description: 'Quote currency (pricing currency)'
-    },
-    amount: {
-      type: 'number',
-      description: 'Price amount (MUST be >= 0 per Beancount spec)',
-      minimum: 0
+      description: 'Date format, e.g. yyyy-MM-dd HH:mm',
+      example: 'yyyy-MM-dd'
     },
-    date: {
+    signConvention: {
       type: 'string',
-      description: 'Price date (ISO 8601 format)'
+      enum: ['negative-expense', 'positive-expense', 'separate-columns']
     },
-    metadata: {
-      type: 'object',
-      description: 'Metadata'
+    creditColumn: {
+      type: 'string'
+    },
+    debitColumn: {
+      type: 'string'
     }
-  }
+  },
+  required: ['columnName']
 } as const;
 
-export const $CurrencyBalanceDto = {
+export const $ParserContributionFieldHintsDto = {
   type: 'object',
   properties: {
-    currency: {
-      type: 'string',
-      description: 'ISO 4217 currency code',
-      example: 'CNY'
+    date: {
+      $ref: '#/components/schemas/FieldHintDto'
+    },
+    amount: {
+      $ref: '#/components/schemas/FieldHintDto'
+    },
+    description: {
+      $ref: '#/components/schemas/FieldHintDto'
     },
     balance: {
-      type: 'string',
-      description: 'Balance amount',
-      example: '500000.00'
+      $ref: '#/components/schemas/FieldHintDto'
+    },
+    payee: {
+      $ref: '#/components/schemas/FieldHintDto'
+    },
+    reference: {
+      $ref: '#/components/schemas/FieldHintDto'
+    },
+    category: {
+      $ref: '#/components/schemas/FieldHintDto'
     }
   },
-  required: ['currency', 'balance']
+  required: ['date', 'amount']
 } as const;
 
-export const $TimeSeriesPointDto = {
+export const $ExpectedTransactionDto = {
   type: 'object',
   properties: {
     date: {
       type: 'string',
-      description: 'Date in YYYY-MM-DD format',
-      example: '2024-06-15'
+      example: '2026-08-01'
     },
-    value: {
+    amount: {
+      type: 'number',
+      example: -45.5
+    },
+    description: {
       type: 'string',
-      description: 'Value at this date (in base currency)',
-      example: '500000.00'
+      example: '星巴克-***店'
     },
-    change: {
-      type: 'object',
-      description: 'Change from previous point',
-      example: '5000.00'
+    payee: {
+      type: 'string'
     },
-    byCurrency: {
-      description: 'Multi-currency breakdown for this point',
+    category: {
+      type: 'string'
+    }
+  },
+  required: ['date', 'amount', 'description']
+} as const;
+
+export const $ParserContributionExamplesDto = {
+  type: 'object',
+  properties: {
+    expectedTransactions: {
       type: 'array',
       items: {
-        $ref: '#/components/schemas/CurrencyBalanceDto'
+        $ref: '#/components/schemas/ExpectedTransactionDto'
       }
     }
   },
-  required: ['date', 'value']
+  required: ['expectedTransactions']
 } as const;
 
-export const $TrendSummaryDto = {
+export const $ParserContributionRequestDto = {
   type: 'object',
   properties: {
-    startValue: {
-      type: 'string',
-      description: 'Value at start of period',
-      example: '450000.00'
+    meta: {
+      $ref: '#/components/schemas/ParserContributionMetaDto'
     },
-    endValue: {
-      type: 'string',
-      description: 'Value at end of period',
-      example: '500000.00'
+    samples: {
+      $ref: '#/components/schemas/ParserContributionSamplesDto'
     },
-    totalChange: {
-      type: 'string',
-      description: 'Total change over period',
-      example: '50000.00'
+    fieldHints: {
+      $ref: '#/components/schemas/ParserContributionFieldHintsDto'
     },
-    totalChangePercentage: {
-      type: 'string',
-      description: 'Total change percentage',
-      example: '+11.11%'
+    examples: {
+      description: 'Omitted entirely by the client when empty',
+      allOf: [
+        {
+          $ref: '#/components/schemas/ParserContributionExamplesDto'
+        }
+      ]
     }
   },
-  required: ['startValue', 'endValue', 'totalChange', 'totalChangePercentage']
+  required: ['meta', 'samples', 'fieldHints']
 } as const;
 
-export const $MultiCurrencyPointDto = {
+export const $ParserContributionRelayResponseDto = {
   type: 'object',
   properties: {
-    date: {
+    issueUrl: {
       type: 'string',
-      description: 'Date in YYYY-MM-DD format',
-      example: '2024-06-15'
+      example: 'https://github.com/fire-la/parsers/issues/42'
     },
-    byCurrency: {
-      description: 'Balances by currency',
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/CurrencyBalanceDto'
-      }
+    issueNumber: {
+      type: 'number',
+      example: 42
     }
   },
-  required: ['date', 'byCurrency']
+  required: ['issueUrl', 'issueNumber']
 } as const;
 
-export const $PortfolioTrendsResponseDto = {
+export const $SymbolSearchResultDto = {
   type: 'object',
   properties: {
-    series: {
-      description: 'Time series data points',
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/TimeSeriesPointDto'
-      }
+    symbol: {
+      type: 'string',
+      example: 'AAPL'
     },
-    summary: {
-      description: 'Period summary',
-      allOf: [
-        {
-          $ref: '#/components/schemas/TrendSummaryDto'
-        }
-      ]
+    name: {
+      type: 'object',
+      example: 'Apple Inc.',
+      nullable: true
     },
-    period: {
-      type: 'string',
-      description: 'Period requested',
-      example: '6m'
+    exchange: {
+      type: 'object',
+      example: 'US',
+      nullable: true
     },
-    granularity: {
-      type: 'string',
-      description: 'Data granularity',
-      example: 'month'
+    assetType: {
+      type: 'object',
+      description: 'OpenBB asset_type (e.g. stock, etf)',
+      example: 'stock',
+      nullable: true
     },
-    currency: {
-      type: 'string',
-      description: 'Base currency for converted values',
-      example: 'CNY'
+    assetClass: {
+      type: 'object',
+      description: 'IGN asset class (region.types.ts ASSET_CLASSES)',
+      example: 'EQUITY',
+      nullable: true
     },
-    byCurrency: {
-      description:
-        'Multi-currency time series (each point has currency breakdown)',
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/MultiCurrencyPointDto'
-      }
+    assetSubClass: {
+      type: 'object',
+      description: 'IGN asset sub-class (region.types.ts ASSET_SUB_CLASSES)',
+      example: 'STOCK',
+      nullable: true
     },
-    warnings: {
-      description: 'Exchange rate warnings',
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/ExchangeRateWarningDto'
-      }
+    currency: {
+      type: 'object',
+      description: 'Trading currency (extra_data or inferred from exchange)',
+      example: 'USD',
+      nullable: true
     }
   },
-  required: ['series', 'summary', 'period', 'granularity', 'currency']
-} as const;
-
-export const $GenerateSnapshotBody = {
-  type: 'object',
-  properties: {}
-} as const;
-
-export const $GenerateSnapshotResponse = {
-  type: 'object',
-  properties: {}
-} as const;
-
-export const $BackfillSnapshotsBody = {
-  type: 'object',
-  properties: {}
-} as const;
-
-export const $BackfillSnapshotsResponse = {
-  type: 'object',
-  properties: {}
+  required: ['symbol']
 } as const;
 
-export const $AnonymousLoginDto = {
+export const $SymbolQuoteDto = {
   type: 'object',
   properties: {
-    accessToken: {
+    symbol: {
       type: 'string',
-      description: 'Access token for anonymous login'
+      example: 'AAPL'
+    },
+    name: {
+      type: 'object',
+      example: 'Apple Inc.',
+      nullable: true
+    },
+    exchange: {
+      type: 'object',
+      example: 'US',
+      nullable: true
+    },
+    assetType: {
+      type: 'object',
+      description: 'OpenBB asset_type',
+      example: 'stock',
+      nullable: true
+    },
+    assetClass: {
+      type: 'object',
+      description: 'IGN asset class',
+      example: 'EQUITY',
+      nullable: true
+    },
+    assetSubClass: {
+      type: 'object',
+      description: 'IGN asset sub-class',
+      example: 'STOCK',
+      nullable: true
+    },
+    currency: {
+      type: 'object',
+      description: 'Trading currency (extra_data or inferred from exchange)',
+      example: 'USD',
+      nullable: true
+    },
+    price: {
+      type: 'object',
+      description: 'Latest price (Decimal string)',
+      example: '189.84',
+      nullable: true
+    },
+    priceDate: {
+      type: 'object',
+      description: 'Date the price was observed (ISO yyyy-MM-dd)',
+      example: '2026-08-05',
+      nullable: true
+    },
+    changePercent: {
+      type: 'object',
+      description:
+        'Change vs previous close, in percentage points (1.7 == 1.7%). openbb stores change_percent as a normalized decimal; this exposes percentage points for frontend convenience.',
+      example: 1.7,
+      nullable: true
+    },
+    prevClose: {
+      type: 'object',
+      description: 'Previous close (Decimal string)',
+      nullable: true
+    },
+    open: {
+      type: 'object',
+      description: 'Day open (Decimal string)',
+      nullable: true
+    },
+    high: {
+      type: 'object',
+      description: 'Day high (Decimal string)',
+      nullable: true
+    },
+    low: {
+      type: 'object',
+      description: 'Day low (Decimal string)',
+      nullable: true
+    },
+    volume: {
+      type: 'object',
+      description: 'Day volume (Decimal string)',
+      nullable: true
+    },
+    yearHigh: {
+      type: 'object',
+      description: '52-week high (Decimal string)',
+      nullable: true
+    },
+    yearLow: {
+      type: 'object',
+      description: '52-week low (Decimal string)',
+      nullable: true
     }
-  },
-  required: ['accessToken']
+  }
 } as const;