@firela/api-types 0.0.0-canary.6a42fd0e → 0.0.0-canary.6b17fb8b

package/src/generated/schemas.gen.ts

@@ -6,18 +6,12 @@ export const $CreateAccountDto = {
     path: {
       type: 'string',
       description: 'Account path (hierarchical, colon-separated)',
-      example: 'Assets:CN:Bank:ICBC:Checking'
-    },
-    displayName: {
-      type: 'string',
-      description:
-        'Display name to distinguish accounts at the same path (default: "")',
-      example: '工资卡'
+      example: 'Assets:CN:ICBC:Checking'
     },
     openDate: {
       format: 'date-time',
       type: 'string',
-      description: 'Account open date',
+      description: 'Account open date (server defaults to today)',
       example: '2024-01-01'
     },
     currencies: {
@@ -45,26 +39,22 @@ export const $CreateAccountDto = {
     templatePath: {
       type: 'string',
       description: 'Reference to account-standards template path',
-      example: 'Assets:CN:Bank:ICBC:Checking'
+      example: 'Assets:CN:Checking'
     },
     isCustom: {
       type: 'boolean',
       description: 'Whether this is a custom (user-created) account',
       default: false
     },
-    i18nKey: {
-      type: 'string',
-      description: 'i18n key for display name (overrides template)',
-      example: 'account.custom.mybank'
-    },
     icon: {
       type: 'string',
       description: 'Icon identifier (overrides template)',
       example: 'bank-custom'
     },
-    openMeta: {
+    openDirectiveMeta: {
       type: 'object',
-      description: 'Additional metadata',
+      description:
+        'Open directive metadata (NOT an opening-balance amount — use the opening-balance endpoint)',
       example: {
         branch: 'Downtown',
         accountNumber: '1234'
@@ -76,7 +66,7 @@ export const $CreateAccountDto = {
       example: 'c98e5d4a-2f71-4a5a-bb3c-92c9f231d5e2'
     }
   },
-  required: ['path', 'openDate']
+  required: ['path']
 } as const;
 
 export const $AccountResponseDto = {
@@ -90,13 +80,7 @@ export const $AccountResponseDto = {
     path: {
       type: 'string',
       description: 'Account path (hierarchical, colon-separated)',
-      example: 'Assets:CN:Bank:ICBC:Checking'
-    },
-    displayName: {
-      type: 'string',
-      description:
-        'Display name distinguishing multiple accounts at the same path',
-      example: '工资卡'
+      example: 'Assets:CN:ICBC:Checking'
     },
     type: {
       type: 'string',
@@ -104,6 +88,49 @@ export const $AccountResponseDto = {
       enum: ['Assets', 'Liabilities', 'Income', 'Expenses', 'Equity'],
       example: 'Assets'
     },
+    assetSubClass: {
+      type: 'string',
+      description:
+        'Account-level asset sub-class (product type, e.g. STOCK/DEPOSIT/CREDIT_CARD/PERSONAL_LOAN). Computed from the account path via the asset-classifier (ADR-0077). Null for non-asset accounts (Income/Expenses/Equity) or unmatched paths.',
+      enum: [
+        'DEPOSIT',
+        'CASH',
+        'MONEY_MARKET_FUND',
+        'STOCK',
+        'ETF',
+        'MUTUAL_FUND',
+        'EQUITY_COMPENSATION',
+        'GOVERNMENT_BOND',
+        'CORPORATE_BOND',
+        'BOND_FUND',
+        'PRIMARY_RESIDENCE',
+        'INVESTMENT_PROPERTY',
+        'REIT',
+        'GOLD',
+        'SILVER',
+        'PRECIOUS_METAL',
+        'PRECIOUS_METAL_FUND',
+        'COMMODITY',
+        'COMMODITY_FUND',
+        'CRYPTOCURRENCY',
+        'RETIREMENT_ACCOUNT',
+        'HEALTH_ACCOUNT',
+        'EDUCATION_ACCOUNT',
+        'INSURANCE',
+        'PRIVATE_EQUITY',
+        'HEDGE_FUND',
+        'COLLECTIBLES',
+        'MORTGAGE',
+        'STUDENT_LOAN',
+        'CREDIT_CARD',
+        'PERSONAL_LOAN',
+        'ACCOUNTS_PAYABLE',
+        'TAX_PAYABLE',
+        'OTHER'
+      ],
+      nullable: true,
+      example: 'STOCK'
+    },
     status: {
       type: 'string',
       description: 'Account status',
@@ -145,26 +172,26 @@ export const $AccountResponseDto = {
     templatePath: {
       type: 'string',
       description: 'Template path reference',
-      example: 'Assets:CN:Bank:ICBC:Checking'
+      example: 'Assets:CN:Checking'
     },
     isCustom: {
       type: 'boolean',
       description: 'Whether this is a custom (user-created) account',
       example: false
     },
-    i18nKey: {
+    displayName: {
       type: 'string',
-      description: 'i18n key for display name',
-      example: 'account.assets.cn.bank.icbc.checking'
+      description: 'Localized display name (ADR-0114, read-time projection)',
+      example: 'Checking'
     },
     icon: {
       type: 'string',
       description: 'Icon identifier',
       example: 'bank-icbc'
     },
-    openMeta: {
+    openDirectiveMeta: {
       type: 'object',
-      description: 'Account metadata',
+      description: 'Open directive metadata (ADR-0115 Decision 9)',
       example: {
         branch: 'Downtown'
       }
@@ -192,7 +219,6 @@ export const $AccountResponseDto = {
   required: [
     'id',
     'path',
-    'displayName',
     'type',
     'status',
     'openDate',
@@ -225,11 +251,6 @@ export const $AccountListResponseDto = {
 export const $UpdateAccountDto = {
   type: 'object',
   properties: {
-    displayName: {
-      type: 'string',
-      description: 'Display name to distinguish accounts at the same path',
-      example: '招行工资卡'
-    },
     currencies: {
       description: 'Allowed currencies (null = no restriction)',
       example: ['CNY', 'USD'],
@@ -251,19 +272,15 @@ export const $UpdateAccountDto = {
         'NONE'
       ]
     },
-    i18nKey: {
-      type: 'string',
-      description: 'i18n key for display name',
-      example: 'account.custom.mybank'
-    },
     icon: {
       type: 'string',
       description: 'Icon identifier',
       example: 'bank-custom'
     },
-    openMeta: {
+    openDirectiveMeta: {
       type: 'object',
-      description: 'Additional metadata (merged with existing)',
+      description:
+        'Open directive metadata (merged with existing; NOT an opening-balance amount)',
       example: {
         branch: 'Uptown'
       }
@@ -310,13 +327,47 @@ export const $ReopenAccountDto = {
   }
 } as const;
 
+export const $CreateOpeningBalanceDto = {
+  type: 'object',
+  properties: {
+    amount: {
+      type: 'number',
+      description: 'Opening balance amount (non-negative)',
+      example: 1000
+    },
+    currency: {
+      type: 'string',
+      description: 'Currency code',
+      example: 'CNY'
+    },
+    date: {
+      format: 'date-time',
+      type: 'string',
+      description: 'Opening-balance date (defaults to now)',
+      example: '2024-01-01'
+    }
+  },
+  required: ['amount', 'currency']
+} as const;
+
+export const $OpeningBalanceResultDto = {
+  type: 'object',
+  properties: {
+    transactionId: {
+      type: 'string',
+      description: 'Created opening-balance transaction id.'
+    }
+  },
+  required: ['transactionId']
+} as const;
+
 export const $AccountStandardResponseDto = {
   type: 'object',
   properties: {
     path: {
       type: 'string',
       description: 'Account path (hierarchical, colon-separated)',
-      example: 'Assets:CN:Bank:ICBC:Checking'
+      example: 'Assets:CN:Checking'
     },
     type: {
       type: 'string',
@@ -324,11 +375,6 @@ export const $AccountStandardResponseDto = {
       enum: ['Assets', 'Liabilities', 'Income', 'Expenses', 'Equity'],
       example: 'Assets'
     },
-    i18nKey: {
-      type: 'string',
-      description: 'i18n key for localized display name',
-      example: 'account.assets.cn.bank.icbc.checking'
-    },
     name: {
       type: 'string',
       description: 'Short localized display name',
@@ -351,9 +397,47 @@ export const $AccountStandardResponseDto = {
       type: 'string',
       description: 'Icon identifier for UI display',
       example: 'bank-icbc'
+    },
+    productCategory: {
+      type: 'string',
+      description:
+        'Onboarding product category (coarse grouping derived from assetSubClass)',
+      enum: [
+        'cash',
+        'investment',
+        'credit_card',
+        'loan',
+        'payable_tax',
+        'other'
+      ],
+      example: 'investment'
+    },
+    assetClass: {
+      type: 'string',
+      description:
+        'Asset class (LIQUIDITY/EQUITY/.../LIABILITY), derived at read time from classification rules',
+      enum: [
+        'LIQUIDITY',
+        'EQUITY',
+        'FIXED_INCOME',
+        'PRECIOUS_METALS',
+        'COMMODITY',
+        'INSURANCE',
+        'ALTERNATIVE_INVESTMENT',
+        'PERSONAL_ASSETS',
+        'LIABILITY',
+        'REAL_ESTATE',
+        'INDEX'
+      ]
+    },
+    assetSubClass: {
+      type: 'string',
+      description:
+        'Asset sub-class (product type, derived at read time from classification rules)',
+      example: 'STOCK'
     }
   },
-  required: ['path', 'type', 'i18nKey', 'description', 'tags', 'icon']
+  required: ['path', 'type', 'description', 'tags', 'icon', 'productCategory']
 } as const;
 
 export const $AccountStandardListResponseDto = {
@@ -383,18 +467,13 @@ export const $AccountStandardListResponseDto = {
 export const $TemplateMetadataDto = {
   type: 'object',
   properties: {
-    extendable: {
-      type: 'boolean',
-      description: 'Whether this path can be extended',
-      example: true
-    },
     rootType: {
       type: 'string',
       description: 'Root account type',
       example: 'Assets'
     }
   },
-  required: ['extendable', 'rootType']
+  required: ['rootType']
 } as const;
 
 export const $TemplateMetadataResponseDto = {
@@ -533,7 +612,7 @@ export const $CreatePostingDto = {
       type: 'string',
       description:
         'Account name in Beancount format (must start with uppercase, colon-separated)',
-      example: 'Assets:Bank:Checking'
+      example: 'Assets:Checking'
     },
     units: {
       type: 'string',
@@ -692,7 +771,7 @@ export const $PostingResponseDto = {
     account: {
       type: 'string',
       description: 'Account name',
-      example: 'Assets:Bank:Checking'
+      example: 'Assets:Checking'
     },
     units: {
       type: 'string',
@@ -1058,7 +1137,7 @@ export const $PostingDetailDto = {
     account: {
       type: 'string',
       description: 'Fully-qualified Beancount account path',
-      example: 'Assets:Bank:Checking'
+      example: 'Assets:Checking'
     },
     units: {
       type: 'string',
@@ -1450,7 +1529,7 @@ export const $BalanceResponseDto = {
     account: {
       type: 'string',
       description: 'Account name',
-      example: 'Assets:Bank:Checking'
+      example: 'Assets:Checking'
     },
     balance: {
       type: 'string',
@@ -1477,7 +1556,7 @@ export const $MultiCurrencyBalanceResponseDto = {
     account: {
       type: 'string',
       description: 'Account name',
-      example: 'Assets:Bank:Checking'
+      example: 'Assets:Checking'
     },
     balances: {
       type: 'object',
@@ -1533,7 +1612,7 @@ export const $TransactionSummaryDto = {
     accountName: {
       type: 'string',
       description: 'Source account name (first posting)',
-      example: 'Assets:Bank:Checking'
+      example: 'Assets:Checking'
     },
     sourceType: {
       type: 'string',
@@ -3753,129 +3832,576 @@ export const $ForecastResponseDto = {
   ]
 } as const;
 
-export const $CreateTransactionRuleDto = {
+export const $CurrencyBalanceDto = {
   type: 'object',
   properties: {
-    name: {
+    currency: {
       type: 'string',
-      minLength: 1,
-      maxLength: 100
+      description: 'ISO 4217 currency code',
+      example: 'CNY'
     },
-    description: {
+    balance: {
       type: 'string',
-      maxLength: 500
-    },
-    narrationKeywords: {
-      items: {
-        type: 'array'
-      },
-      maxItems: 50,
-      type: 'array'
-    },
-    payeeKeywords: {
-      items: {
-        type: 'array'
-      },
-      maxItems: 50,
-      type: 'array'
-    },
-    categoryKeywords: {
-      items: {
-        type: 'array'
-      },
-      maxItems: 50,
-      type: 'array'
-    },
-    methodKeywords: {
-      items: {
-        type: 'array'
-      },
-      maxItems: 50,
-      description: 'Payment method keywords (e.g., HuaBei, YuEBao)',
-      type: 'array'
-    },
-    categoryAccount: {
+      description: 'Balance amount',
+      example: '500000.00'
+    }
+  },
+  required: ['currency', 'balance']
+} as const;
+
+export const $TimeSeriesPointDto = {
+  type: 'object',
+  properties: {
+    date: {
       type: 'string',
-      maxLength: 200,
-      description:
-        'Destination account for expenses/income (e.g., Expenses:Food:Coffee)'
+      description: 'Date in YYYY-MM-DD format',
+      example: '2024-06-15'
     },
-    matchLogic: {
+    value: {
       type: 'string',
-      enum: ['OR', 'AND'],
-      default: 'OR'
+      description: 'Value at this date (in base currency)',
+      example: '500000.00'
     },
-    amountMin: {
-      type: 'number',
-      minimum: 0,
-      description: 'Minimum transaction amount (inclusive)'
+    change: {
+      type: 'object',
+      description: 'Change from previous point',
+      example: '5000.00'
     },
-    amountMax: {
-      type: 'number',
-      minimum: 0,
-      description: 'Maximum transaction amount (inclusive)'
+    assets: {
+      type: 'string',
+      description: 'Total assets at this date (in base currency)',
+      example: '494338.00'
     },
-    priority: {
-      type: 'number',
-      default: 50,
-      minimum: 0,
-      maximum: 1000
+    liabilities: {
+      type: 'string',
+      description: 'Total liabilities at this date (in base currency)',
+      example: '310098.00'
     },
-    additionalTags: {
+    byCurrency: {
+      description: 'Multi-currency breakdown for this point',
+      type: 'array',
       items: {
-        type: 'array'
-      },
-      maxItems: 20,
-      type: 'array'
-    },
-    additionalMetadata: {
-      type: 'object'
-    },
-    upsertByPayee: {
-      type: 'boolean',
-      description:
-        'If true, update existing rule with matching payeeKeywords[0] instead of creating new rule'
+        $ref: '#/components/schemas/CurrencyBalanceDto'
+      }
     }
   },
-  required: ['name', 'matchLogic', 'priority']
+  required: ['date', 'value']
 } as const;
 
-export const $AmountRangeDto = {
+export const $TrendSummaryDto = {
   type: 'object',
   properties: {
-    min: {
-      type: 'number',
-      description: 'Minimum amount'
+    startValue: {
+      type: 'string',
+      description: 'Value at start of period',
+      example: '450000.00'
     },
-    max: {
-      type: 'number',
-      description: 'Maximum amount'
+    endValue: {
+      type: 'string',
+      description: 'Value at end of period',
+      example: '500000.00'
+    },
+    totalChange: {
+      type: 'string',
+      description: 'Total change over period',
+      example: '50000.00'
+    },
+    totalChangePercentage: {
+      type: 'string',
+      description: 'Total change percentage',
+      example: '+11.11%'
     }
-  }
+  },
+  required: ['startValue', 'endValue', 'totalChange', 'totalChangePercentage']
 } as const;
 
-export const $TransactionRuleResponseDto = {
+export const $MultiCurrencyPointDto = {
   type: 'object',
   properties: {
-    id: {
-      type: 'string',
-      description: 'Rule ID'
-    },
-    name: {
-      type: 'string',
-      description: 'Rule name'
-    },
-    description: {
+    date: {
       type: 'string',
-      description: 'Rule description'
+      description: 'Date in YYYY-MM-DD format',
+      example: '2024-06-15'
     },
-    narrationKeywords: {
-      description: 'Keywords to match in transaction narration',
+    byCurrency: {
+      description: 'Balances by currency',
       type: 'array',
       items: {
-        type: 'string'
+        $ref: '#/components/schemas/CurrencyBalanceDto'
       }
-    },
+    }
+  },
+  required: ['date', 'byCurrency']
+} as const;
+
+export const $PortfolioTrendsResponseDto = {
+  type: 'object',
+  properties: {
+    series: {
+      description: 'Time series data points',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/TimeSeriesPointDto'
+      }
+    },
+    summary: {
+      description: 'Period summary',
+      allOf: [
+        {
+          $ref: '#/components/schemas/TrendSummaryDto'
+        }
+      ]
+    },
+    period: {
+      type: 'string',
+      description: 'Period requested',
+      example: '6m'
+    },
+    granularity: {
+      type: 'string',
+      description: 'Data granularity',
+      example: 'month'
+    },
+    currency: {
+      type: 'string',
+      description: 'Base currency for converted values',
+      example: 'CNY'
+    },
+    byCurrency: {
+      description:
+        'Multi-currency time series (each point has currency breakdown)',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/MultiCurrencyPointDto'
+      }
+    },
+    warnings: {
+      description: 'Exchange rate warnings',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/ExchangeRateWarningDto'
+      }
+    }
+  },
+  required: ['series', 'summary', 'period', 'granularity', 'currency']
+} as const;
+
+export const $CashFlowPointDto = {
+  type: 'object',
+  properties: {
+    month: {
+      type: 'string',
+      description: 'Month key (YYYY-MM)',
+      example: '2024-03'
+    },
+    income: {
+      type: 'string',
+      description: 'Income in base currency (absolute, converted)',
+      example: '10000.00'
+    },
+    expense: {
+      type: 'string',
+      description: 'Expense in base currency (absolute, converted)',
+      example: '5000.00'
+    },
+    netSavings: {
+      type: 'string',
+      description: 'netSavings = income − expense (savings positive)',
+      example: '5000.00'
+    }
+  },
+  required: ['month', 'income', 'expense', 'netSavings']
+} as const;
+
+export const $CashFlowTrendSummaryDto = {
+  type: 'object',
+  properties: {
+    totalIncome: {
+      type: 'string',
+      description: 'Total income across the period',
+      example: '60000.00'
+    },
+    totalExpense: {
+      type: 'string',
+      description: 'Total expense across the period',
+      example: '30000.00'
+    },
+    totalNetSavings: {
+      type: 'string',
+      description: 'income − expense across the period',
+      example: '30000.00'
+    },
+    averageMonthlyNetSavings: {
+      type: 'string',
+      description:
+        'totalNetSavings divided by the window length (N months, incl. zero-filled)',
+      example: '5000.00'
+    }
+  },
+  required: [
+    'totalIncome',
+    'totalExpense',
+    'totalNetSavings',
+    'averageMonthlyNetSavings'
+  ]
+} as const;
+
+export const $CashFlowTrendsResponseDto = {
+  type: 'object',
+  properties: {
+    series: {
+      description:
+        'Monthly cash-flow series (fixed N-month window, zero-filled)',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/CashFlowPointDto'
+      }
+    },
+    summary: {
+      description: 'Period totals',
+      allOf: [
+        {
+          $ref: '#/components/schemas/CashFlowTrendSummaryDto'
+        }
+      ]
+    },
+    period: {
+      type: 'string',
+      description: 'Period requested',
+      example: '6m'
+    },
+    granularity: {
+      type: 'string',
+      description: 'Data granularity (v1 returns month buckets)',
+      example: 'month'
+    },
+    currency: {
+      type: 'string',
+      description: 'Base currency for converted values',
+      example: 'CNY'
+    },
+    warnings: {
+      description: 'Exchange rate warnings (e.g. missing rate for a currency)',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/ExchangeRateWarningDto'
+      }
+    }
+  },
+  required: ['series', 'summary', 'period', 'granularity', 'currency']
+} as const;
+
+export const $GenerateSnapshotBody = {
+  type: 'object',
+  properties: {}
+} as const;
+
+export const $GenerateSnapshotResponse = {
+  type: 'object',
+  properties: {}
+} as const;
+
+export const $BackfillSnapshotsBody = {
+  type: 'object',
+  properties: {}
+} as const;
+
+export const $BackfillSnapshotsResponse = {
+  type: 'object',
+  properties: {}
+} as const;
+
+export const $DeleteOwnUserDto = {
+  type: 'object',
+  properties: {
+    accessToken: {
+      type: 'string',
+      description: 'Access token for user verification',
+      example: 'abc123xyz'
+    }
+  },
+  required: ['accessToken']
+} as const;
+
+export const $SignupDto = {
+  type: 'object',
+  properties: {
+    turnstileToken: {
+      type: 'string',
+      description:
+        'Cloudflare Turnstile verification token (optional when Turnstile disabled)',
+      example: '0.abc123def456...'
+    }
+  }
+} as const;
+
+export const $SignupResponseDto = {
+  type: 'object',
+  properties: {
+    authToken: {
+      type: 'string',
+      description: 'JWT auth token',
+      example: 'eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9...'
+    },
+    accessToken: {
+      type: 'string',
+      description: 'Auto-generated access token'
+    },
+    role: {
+      type: 'string',
+      description: 'Assigned user role',
+      enum: ['USER', 'ADMIN', 'DEMO', 'INACTIVE', 'PAID', 'OPS']
+    }
+  },
+  required: ['authToken', 'accessToken', 'role']
+} as const;
+
+export const $UpdateUserSettingDto = {
+  type: 'object',
+  properties: {
+    secId: {
+      type: 'number',
+      description: 'Security ID'
+    },
+    annualInterestRate: {
+      type: 'number',
+      description: 'Annual interest rate',
+      example: 0.05
+    },
+    currency: {
+      type: 'string',
+      description: 'Currency code',
+      example: 'USD'
+    },
+    baseCurrency: {
+      type: 'string',
+      description: 'Base currency code',
+      example: 'USD'
+    },
+    benchmark: {
+      type: 'string',
+      description: 'Benchmark symbol',
+      example: 'SPY'
+    },
+    colorScheme: {
+      type: 'string',
+      description: 'Color scheme',
+      enum: ['DARK', 'LIGHT']
+    },
+    dateRange: {
+      type: 'string',
+      description: 'Date range filter',
+      example: '1y'
+    },
+    emergencyFund: {
+      type: 'number',
+      description: 'Emergency fund amount',
+      example: 10000
+    },
+    'filters.accounts': {
+      description: 'Account filter IDs',
+      type: 'array',
+      items: {
+        type: 'string'
+      }
+    },
+    'filters.assetClasses': {
+      description: 'Asset class filters',
+      type: 'array',
+      items: {
+        type: 'string'
+      }
+    },
+    'filters.dataSource': {
+      type: 'string',
+      description: 'Data source filter'
+    },
+    'filters.symbol': {
+      type: 'string',
+      description: 'Symbol filter'
+    },
+    'filters.tags': {
+      description: 'Tag filters',
+      type: 'array',
+      items: {
+        type: 'string'
+      }
+    },
+    isExperimentalFeatures: {
+      type: 'boolean',
+      description: 'Enable experimental features'
+    },
+    isRestrictedView: {
+      type: 'boolean',
+      description: 'Enable restricted view mode'
+    },
+    language: {
+      type: 'string',
+      description: 'Language code',
+      example: 'en'
+    },
+    locale: {
+      type: 'string',
+      description: 'Locale code',
+      example: 'en-US'
+    },
+    projectedTotalAmount: {
+      type: 'number',
+      description: 'Projected total amount',
+      example: 1000000
+    },
+    retirementDate: {
+      type: 'string',
+      description: 'Retirement date in ISO 8601 format',
+      example: '2050-01-01'
+    },
+    savingsRate: {
+      type: 'number',
+      description: 'Savings rate percentage',
+      example: 0.2
+    },
+    viewMode: {
+      type: 'string',
+      description: 'View mode',
+      enum: ['DEFAULT', 'ZEN']
+    }
+  }
+} as const;
+
+export const $UpdatePropertyDto = {
+  type: 'object',
+  properties: {
+    value: {
+      type: 'string',
+      description: 'Property value'
+    }
+  },
+  required: ['value']
+} as const;
+
+export const $CreateTransactionRuleDto = {
+  type: 'object',
+  properties: {
+    name: {
+      type: 'string',
+      minLength: 1,
+      maxLength: 100
+    },
+    description: {
+      type: 'string',
+      maxLength: 500
+    },
+    narrationKeywords: {
+      items: {
+        type: 'array'
+      },
+      maxItems: 50,
+      type: 'array'
+    },
+    payeeKeywords: {
+      items: {
+        type: 'array'
+      },
+      maxItems: 50,
+      type: 'array'
+    },
+    categoryKeywords: {
+      items: {
+        type: 'array'
+      },
+      maxItems: 50,
+      type: 'array'
+    },
+    methodKeywords: {
+      items: {
+        type: 'array'
+      },
+      maxItems: 50,
+      description: 'Payment method keywords (e.g., HuaBei, YuEBao)',
+      type: 'array'
+    },
+    categoryAccount: {
+      type: 'string',
+      maxLength: 200,
+      description:
+        'Destination account for expenses/income (e.g., Expenses:Food:Coffee)'
+    },
+    matchLogic: {
+      type: 'string',
+      enum: ['OR', 'AND'],
+      default: 'OR'
+    },
+    amountMin: {
+      type: 'number',
+      minimum: 0,
+      description: 'Minimum transaction amount (inclusive)'
+    },
+    amountMax: {
+      type: 'number',
+      minimum: 0,
+      description: 'Maximum transaction amount (inclusive)'
+    },
+    priority: {
+      type: 'number',
+      default: 50,
+      minimum: 0,
+      maximum: 1000
+    },
+    additionalTags: {
+      items: {
+        type: 'array'
+      },
+      maxItems: 20,
+      type: 'array'
+    },
+    additionalMetadata: {
+      type: 'object'
+    },
+    upsertByPayee: {
+      type: 'boolean',
+      description:
+        'If true, update existing rule with matching payeeKeywords[0] instead of creating new rule'
+    }
+  },
+  required: ['name', 'matchLogic', 'priority']
+} as const;
+
+export const $AmountRangeDto = {
+  type: 'object',
+  properties: {
+    min: {
+      type: 'number',
+      description: 'Minimum amount'
+    },
+    max: {
+      type: 'number',
+      description: 'Maximum amount'
+    }
+  }
+} as const;
+
+export const $TransactionRuleResponseDto = {
+  type: 'object',
+  properties: {
+    id: {
+      type: 'string',
+      description: 'Rule ID'
+    },
+    name: {
+      type: 'string',
+      description: 'Rule name'
+    },
+    description: {
+      type: 'string',
+      description: 'Rule description'
+    },
+    narrationKeywords: {
+      description: 'Keywords to match in transaction narration',
+      type: 'array',
+      items: {
+        type: 'string'
+      }
+    },
     payeeKeywords: {
       description: 'Keywords to match in payee name',
       type: 'array',
@@ -4360,193 +4886,46 @@ export const $TestRuleDto = {
     },
     categoryAccount: {
       type: 'string',
-      maxLength: 200
-    },
-    amount: {
-      type: 'number'
-    },
-    currency: {
-      type: 'string',
-      maxLength: 10
-    }
-  },
-  required: ['narration']
-} as const;
-
-export const $TestRuleResponseDto = {
-  type: 'object',
-  properties: {
-    ruleId: {
-      type: 'string',
-      description: 'Rule ID that was tested'
-    },
-    matches: {
-      type: 'boolean',
-      description: 'Whether the rule matched the test data'
-    },
-    confidence: {
-      type: 'number',
-      description: 'Match confidence score (0-1)',
-      example: 0.85
-    },
-    matchDetails: {
-      type: 'object',
-      description: 'Details of which fields matched',
-      example: {
-        narration: true,
-        payee: false,
-        categoryAccount: false
-      }
-    }
-  },
-  required: ['ruleId', 'matches', 'confidence', 'matchDetails']
-} as const;
-
-export const $DeleteOwnUserDto = {
-  type: 'object',
-  properties: {
-    accessToken: {
-      type: 'string',
-      description: 'Access token for user verification',
-      example: 'abc123xyz'
-    }
-  },
-  required: ['accessToken']
-} as const;
-
-export const $SignupDto = {
-  type: 'object',
-  properties: {
-    turnstileToken: {
-      type: 'string',
-      description:
-        'Cloudflare Turnstile verification token (optional when Turnstile disabled)',
-      example: '0.abc123def456...'
-    }
-  }
-} as const;
-
-export const $UpdateUserSettingDto = {
-  type: 'object',
-  properties: {
-    secId: {
-      type: 'number',
-      description: 'Security ID'
-    },
-    annualInterestRate: {
-      type: 'number',
-      description: 'Annual interest rate',
-      example: 0.05
-    },
-    currency: {
-      type: 'string',
-      description: 'Currency code',
-      example: 'USD'
-    },
-    baseCurrency: {
-      type: 'string',
-      description: 'Base currency code',
-      example: 'USD'
-    },
-    benchmark: {
-      type: 'string',
-      description: 'Benchmark symbol',
-      example: 'SPY'
-    },
-    colorScheme: {
-      type: 'string',
-      description: 'Color scheme',
-      enum: ['DARK', 'LIGHT']
-    },
-    dateRange: {
-      type: 'string',
-      description: 'Date range filter',
-      example: '1y'
-    },
-    emergencyFund: {
-      type: 'number',
-      description: 'Emergency fund amount',
-      example: 10000
-    },
-    'filters.accounts': {
-      description: 'Account filter IDs',
-      type: 'array',
-      items: {
-        type: 'string'
-      }
-    },
-    'filters.assetClasses': {
-      description: 'Asset class filters',
-      type: 'array',
-      items: {
-        type: 'string'
-      }
-    },
-    'filters.dataSource': {
-      type: 'string',
-      description: 'Data source filter'
-    },
-    'filters.symbol': {
-      type: 'string',
-      description: 'Symbol filter'
-    },
-    'filters.tags': {
-      description: 'Tag filters',
-      type: 'array',
-      items: {
-        type: 'string'
-      }
-    },
-    isExperimentalFeatures: {
-      type: 'boolean',
-      description: 'Enable experimental features'
-    },
-    isRestrictedView: {
-      type: 'boolean',
-      description: 'Enable restricted view mode'
-    },
-    language: {
-      type: 'string',
-      description: 'Language code',
-      example: 'en'
-    },
-    locale: {
-      type: 'string',
-      description: 'Locale code',
-      example: 'en-US'
-    },
-    projectedTotalAmount: {
-      type: 'number',
-      description: 'Projected total amount',
-      example: 1000000
-    },
-    retirementDate: {
-      type: 'string',
-      description: 'Retirement date in ISO 8601 format',
-      example: '2050-01-01'
+      maxLength: 200
     },
-    savingsRate: {
-      type: 'number',
-      description: 'Savings rate percentage',
-      example: 0.2
+    amount: {
+      type: 'number'
     },
-    viewMode: {
+    currency: {
       type: 'string',
-      description: 'View mode',
-      enum: ['DEFAULT', 'ZEN']
+      maxLength: 10
     }
-  }
+  },
+  required: ['narration']
 } as const;
 
-export const $UpdatePropertyDto = {
+export const $TestRuleResponseDto = {
   type: 'object',
   properties: {
-    value: {
+    ruleId: {
       type: 'string',
-      description: 'Property value'
+      description: 'Rule ID that was tested'
+    },
+    matches: {
+      type: 'boolean',
+      description: 'Whether the rule matched the test data'
+    },
+    confidence: {
+      type: 'number',
+      description: 'Match confidence score (0-1)',
+      example: 0.85
+    },
+    matchDetails: {
+      type: 'object',
+      description: 'Details of which fields matched',
+      example: {
+        narration: true,
+        payee: false,
+        categoryAccount: false
+      }
     }
   },
-  required: ['value']
+  required: ['ruleId', 'matches', 'confidence', 'matchDetails']
 } as const;
 
 export const $CreateBeanEventDto = {
@@ -4687,6 +5066,55 @@ export const $UpdateBeanEventDto = {
   }
 } as const;
 
+export const $OnboardingAccountDto = {
+  type: 'object',
+  properties: {
+    path: {
+      type: 'string',
+      description:
+        'Account path (Assets/Liabilities only; format validated by the account service)',
+      example: 'Assets:Checking'
+    },
+    currency: {
+      type: 'string',
+      description: 'ISO 4217 currency code (3 letters)',
+      example: 'USD'
+    },
+    openingBalance: {
+      type: 'string',
+      description:
+        'Opening balance as a non-negative Decimal string (e.g. "1000.00")',
+      example: '1000.00'
+    },
+    platformId: {
+      type: 'string',
+      description:
+        'Platform ID to bind the account to (references Platform.id); omit for unbound',
+      example: 'c98e5d4a-2f71-4a5a-bb3c-92c9f231d5e2'
+    }
+  },
+  required: ['path', 'currency']
+} as const;
+
+export const $OnboardingDto = {
+  type: 'object',
+  properties: {
+    accounts: {
+      description: 'Asset/Liability accounts to register with opening balances',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/OnboardingAccountDto'
+      }
+    },
+    skipAssetRegistration: {
+      type: 'boolean',
+      description:
+        'Skip asset registration; only bootstrap the core account set',
+      default: false
+    }
+  }
+} as const;
+
 export const $ActualBalanceDto = {
   type: 'object',
   properties: {
@@ -5055,7 +5483,7 @@ export const $IdentifyResultDto = {
     account: {
       type: 'string',
       description: 'Default account used by this importer',
-      example: 'Assets:Alipay:Balance'
+      example: 'Assets:CN:Alipay:Balance'
     },
     message: {
       type: 'string',
@@ -5072,7 +5500,7 @@ export const $MapperDefaultsDto = {
     sourceAccount: {
       type: 'string',
       description: 'Source account for transactions (Beancount format)',
-      example: 'Assets:Alipay:Balance'
+      example: 'Assets:CN:Alipay:Balance'
     },
     currency: {
       type: 'string',
@@ -5109,7 +5537,7 @@ export const $MapperDefaultsDto = {
       description:
         'Payment method to source account mapping. Maps payment method keywords to Beancount account paths. Used by Alipay/WeChat importers to determine sourceAccount based on payment method (e.g., HuaBei, CreditCard).',
       example: {
-        HuaBei: 'Liabilities:Alipay:Huabei',
+        HuaBei: 'Liabilities:CN:CreditLine',
         CreditCard: 'Liabilities:CreditCard'
       }
     }
@@ -5241,7 +5669,7 @@ export const $UpdateMapperDefaultsDto = {
     sourceAccount: {
       type: 'string',
       description: 'Source account for transactions (Beancount format)',
-      example: 'Assets:Alipay:Balance',
+      example: 'Assets:CN:Alipay:Balance',
       pattern: '^[A-Z][a-zA-Z0-9-]*:[a-zA-Z0-9-:]+$'
     },
     currency: {
@@ -5269,7 +5697,7 @@ export const $UpdateMapperDefaultsDto = {
       description:
         'Payment method to source account mapping. Maps payment method keywords to Beancount account paths. Used by Alipay/WeChat importers to determine sourceAccount based on payment method (e.g., HuaBei, CreditCard).',
       example: {
-        HuaBei: 'Liabilities:Alipay:Huabei',
+        HuaBei: 'Liabilities:CN:CreditLine',
         CreditCard: 'Liabilities:CreditCard'
       }
     }
@@ -5304,119 +5732,13 @@ export const $UpdateImporterConfigDto = {
   }
 } as const;
 
-export const $CreatePlatformDto = {
-  type: 'object',
-  properties: {
-    name: {
-      type: 'string',
-      description: 'Platform name',
-      example: 'Binance'
-    },
-    canonical: {
-      type: 'string',
-      description: 'Platform canonical identifier (lowercase, kebab-case)',
-      example: 'binance'
-    },
-    aliases: {
-      description: 'Platform aliases (multi-language names for lookup)',
-      example: ['Binance', 'Binance Exchange', 'BNB'],
-      type: 'array',
-      items: {
-        type: 'string'
-      }
-    },
-    url: {
-      type: 'string',
-      description: 'Platform URL',
-      example: 'https://www.binance.com'
-    },
-    type: {
-      type: 'string',
-      description: 'Platform type',
-      enum: [
-        'BANK',
-        'BROKERAGE',
-        'CRYPTO_EXCHANGE',
-        'PAYMENT',
-        'INVESTMENT',
-        'INSURANCE',
-        'OTHER'
-      ],
-      example: 'CRYPTO_EXCHANGE'
-    },
-    logoUrl: {
-      type: 'string',
-      description: 'Platform logo URL',
-      example: 'https://example.com/logos/binance.png'
-    },
-    isActive: {
-      type: 'boolean',
-      description: 'Whether the platform is active',
-      default: true
-    }
-  },
-  required: ['name', 'canonical', 'aliases', 'url', 'type']
-} as const;
-
-export const $UpdatePlatformDto = {
-  type: 'object',
-  properties: {
-    name: {
-      type: 'string',
-      description: 'Platform name',
-      example: 'Binance'
-    },
-    canonical: {
-      type: 'string',
-      description: 'Platform canonical identifier (lowercase, kebab-case)',
-      example: 'binance'
-    },
-    aliases: {
-      description: 'Platform aliases (multi-language names for lookup)',
-      example: ['Binance', 'Binance Exchange', 'BNB'],
-      type: 'array',
-      items: {
-        type: 'string'
-      }
-    },
-    url: {
-      type: 'string',
-      description: 'Platform URL',
-      example: 'https://www.binance.com'
-    },
-    type: {
-      type: 'string',
-      description: 'Platform type',
-      enum: [
-        'BANK',
-        'BROKERAGE',
-        'CRYPTO_EXCHANGE',
-        'PAYMENT',
-        'INVESTMENT',
-        'INSURANCE',
-        'OTHER'
-      ],
-      example: 'CRYPTO_EXCHANGE'
-    },
-    logoUrl: {
-      type: 'string',
-      description: 'Platform logo URL',
-      example: 'https://example.com/logos/binance.png'
-    },
-    isActive: {
-      type: 'boolean',
-      description: 'Whether the platform is active'
-    }
-  }
-} as const;
-
 export const $ProviderSyncConfigDto = {
   type: 'object',
   properties: {
     sourceAccount: {
       type: 'string',
       description: 'Source account for the first posting',
-      example: 'Assets:Bank:Chase'
+      example: 'Assets:US:Chase:Checking'
     },
     defaultCurrency: {
       type: 'string',
@@ -5425,26 +5747,29 @@ export const $ProviderSyncConfigDto = {
     },
     defaultExpenseAccount: {
       type: 'string',
-      description: 'Default expense account for the second posting',
+      description:
+        'Default expense account for the second posting. Omit when no real default exists; the pipeline routes to Review via the Uncategorized sentinel (#618).',
       example: 'Expenses:Unknown'
     },
     defaultIncomeAccount: {
       type: 'string',
-      description: 'Default income account for the second posting',
+      description:
+        'Default income account for the second posting. Omit when no real default exists; the pipeline routes to Review via the Uncategorized sentinel (#618).',
       example: 'Income:Unknown'
     },
     filterPending: {
       type: 'boolean',
       description: 'Filter pending transactions',
       default: true
+    },
+    externalAccountId: {
+      type: 'string',
+      description:
+        'External account ID for per-batch providers (e.g. GoCardless). Overrides sourceAccount when an ExternalAccountLink mapping exists.',
+      example: 'acc_gocardless_001'
     }
   },
-  required: [
-    'sourceAccount',
-    'defaultCurrency',
-    'defaultExpenseAccount',
-    'defaultIncomeAccount'
-  ]
+  required: ['sourceAccount', 'defaultCurrency']
 } as const;
 
 export const $ProviderSyncDto = {
@@ -5553,7 +5878,95 @@ export const $SupportedProvidersResponseDto = {
       }
     }
   },
-  required: ['providers']
+  required: ['providers']
+} as const;
+
+export const $CreateExternalAccountLinkDto = {
+  type: 'object',
+  properties: {
+    provider: {
+      type: 'string',
+      enum: [
+        'plaid',
+        'teller',
+        'truelayer',
+        'gocardless',
+        'simplefin',
+        'yodlee',
+        'beancount-direct',
+        'parsed-bill'
+      ],
+      example: 'plaid',
+      description: 'Open Banking provider (whitelist)'
+    },
+    externalAccountId: {
+      type: 'string',
+      example: 'acc-plaid-001',
+      description: 'External account ID from the provider'
+    },
+    beanAccountId: {
+      type: 'string',
+      example: '550e8400-e29b-41d4-a716-446655440000',
+      description: 'Target BeanAccount ID (must belong to the JWT user)'
+    }
+  },
+  required: ['provider', 'externalAccountId', 'beanAccountId']
+} as const;
+
+export const $ExternalAccountLinkResponseDto = {
+  type: 'object',
+  properties: {
+    id: {
+      type: 'string'
+    },
+    provider: {
+      type: 'string'
+    },
+    externalAccountId: {
+      type: 'string'
+    },
+    beanAccountId: {
+      type: 'string'
+    },
+    isActive: {
+      type: 'boolean'
+    },
+    createdAt: {
+      type: 'string'
+    },
+    updatedAt: {
+      type: 'string'
+    }
+  },
+  required: [
+    'id',
+    'provider',
+    'externalAccountId',
+    'beanAccountId',
+    'isActive',
+    'createdAt',
+    'updatedAt'
+  ]
+} as const;
+
+export const $ExternalAccountLinkListResponseDto = {
+  type: 'object',
+  properties: {
+    items: {
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/ExternalAccountLinkResponseDto'
+      }
+    },
+    total: {
+      type: 'number'
+    },
+    provider: {
+      type: 'string',
+      description: 'Filter by provider (query param)'
+    }
+  },
+  required: ['items', 'total']
 } as const;
 
 export const $ParserTelemetryReportDto = {
@@ -5590,6 +6003,18 @@ export const $ProcessNlpDto = {
         currency: 'CNY',
         payee: 'Starbucks'
       }
+    },
+    selectedRuleId: {
+      type: 'string',
+      description:
+        'confirm_rule echo-back: rule id selected from the prior confirm_rule response (matchedRule.id or alternatives[i].ruleId). Applied directly when the session is confirming_rule — no NL re-parse.',
+      example: 'rule_abc123'
+    },
+    selectedAccount: {
+      type: 'string',
+      description:
+        'confirm_account echo-back: account path selected from the prior confirm_account response (suggestedAccount, similarAccounts[i], or a typed path). Applied directly when the session is confirming_account — no NL re-parse.',
+      example: 'Expenses:Food:Coffee'
     }
   },
   required: ['message']
@@ -5914,7 +6339,8 @@ export const $NlpAccountConfirmationDataDto = {
     },
     suggestedAccount: {
       type: 'string',
-      description: 'Suggested replacement account',
+      description:
+        'Suggested replacement account (omitted when no clear candidate)',
       example: 'Expenses:Food:Drinks'
     },
     similarAccounts: {
@@ -5936,7 +6362,6 @@ export const $NlpAccountConfirmationDataDto = {
   },
   required: [
     'invalidAccount',
-    'suggestedAccount',
     'similarAccounts',
     'errorMessage',
     'transactionContext'
@@ -6105,11 +6530,12 @@ export const $NlpSuggestedAccountDto = {
     account: {
       type: 'string',
       description: 'Suggested account path',
-      example: 'Assets:Bank:Checking'
+      example: 'Assets:Checking'
     },
     confidence: {
       type: 'number',
-      description: 'Confidence score for this suggestion (0-1)',
+      description:
+        'Confidence score for this suggestion (0-1). Present = predicted (confirm/confirm_rule/confirm_account); omitted = actual persisted account (created). (#586)',
       example: 0.9
     }
   },
@@ -6145,23 +6571,31 @@ export const $NlpDefaultAccountsDto = {
   properties: {
     asset: {
       type: 'string',
-      description: 'Default asset account',
-      example: 'Assets:Bank:Checking'
+      description:
+        'Default OPEN asset account (MRU when multiple), or null when none/ambiguous',
+      example: 'Assets:Checking',
+      nullable: true
     },
     expense: {
       type: 'string',
-      description: 'Default expense account',
-      example: 'Expenses:Uncategorized'
+      description:
+        'Default OPEN expense account (MRU when multiple), or null when none/ambiguous',
+      example: 'Expenses:Food:Coffee',
+      nullable: true
     },
     income: {
       type: 'string',
-      description: 'Default income account',
-      example: 'Income:Uncategorized'
+      description:
+        'Default OPEN income account (MRU when multiple), or null when none/ambiguous',
+      example: 'Income:Salary',
+      nullable: true
     },
     liability: {
       type: 'string',
-      description: 'Default liability account',
-      example: 'Liabilities:CreditCard'
+      description:
+        'Default OPEN liability account (MRU when multiple), or null when none/ambiguous',
+      example: 'Liabilities:CreditCard',
+      nullable: true
     }
   },
   required: ['asset', 'expense', 'income', 'liability']
@@ -6186,7 +6620,8 @@ export const $NlpResponseDto = {
         'confirm_rule',
         'confirm_account',
         'confirm_payee',
-        'cancel'
+        'cancel',
+        'aborted'
       ]
     },
     intent: {
@@ -6299,73 +6734,351 @@ export const $NlpResponseDto = {
         }
       ]
     },
-    accountData: {
-      description:
-        'Account validation data (when action is "confirm_account"). Contains information about invalid account for user correction.',
-      allOf: [
-        {
-          $ref: '#/components/schemas/NlpAccountConfirmationDataDto'
-        }
-      ]
+    accountData: {
+      description:
+        'Account validation data (when action is "confirm_account"). Contains information about invalid account for user correction.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/NlpAccountConfirmationDataDto'
+        }
+      ]
+    },
+    payeeData: {
+      description:
+        'Payee confirmation data (when action is "confirm_payee"). Contains information about medium/low confidence payee match for user confirmation.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/NlpPayeeConfirmationDataDto'
+        }
+      ]
+    },
+    confidence: {
+      type: 'number',
+      description: 'Overall confidence score (0-1)',
+      example: 0.85
+    },
+    confidenceThreshold: {
+      type: 'number',
+      description:
+        'Confidence threshold for automatic creation (default: 0.75). When confidence < threshold, action will be "confirm" requiring user verification.',
+      example: 0.75
+    },
+    recurringMatch: {
+      description:
+        'Recurring transaction match info (when action is "created"). Contains match details when transaction matches a pending expected transaction.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/RecurringMatchInfoDto'
+        }
+      ]
+    },
+    recurringSuggestion: {
+      description:
+        'Recurring rule creation suggestion (when action is "created"). Contains suggestion to create a recurring rule based on detected patterns. Only present when no existing rule matched and similar historical transactions were found.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/RecurringSuggestionDto'
+        }
+      ]
+    },
+    suggestedAccounts: {
+      description:
+        'Suggested accounts for this transaction (#586). confirm/confirm_rule/confirm_account: predicted (source/destination carry confidence); created: actual persisted accounts (confidence omitted). confirm_account destination is the suggested replacement, never the invalid account.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/NlpSuggestedAccountsDto'
+        }
+      ]
+    },
+    defaultAccounts: {
+      description:
+        'Default fallback accounts for the user/region (#586). v1 returns universal constants; per-user personalization is planned.',
+      allOf: [
+        {
+          $ref: '#/components/schemas/NlpDefaultAccountsDto'
+        }
+      ]
+    }
+  },
+  required: ['status', 'action']
+} as const;
+
+export const $PlatformListItemDto = {
+  type: 'object',
+  properties: {
+    id: {
+      type: 'string',
+      description: 'Global platform ID'
+    },
+    name: {
+      type: 'string',
+      description: 'Platform name'
+    },
+    url: {
+      type: 'string',
+      description: 'Platform URL'
+    },
+    type: {
+      type: 'string',
+      description: 'Platform type',
+      enum: [
+        'BANK',
+        'BROKERAGE',
+        'CRYPTO_EXCHANGE',
+        'PAYMENT',
+        'INVESTMENT',
+        'INSURANCE',
+        'OTHER'
+      ]
+    },
+    canonical: {
+      type: 'string',
+      description: 'Canonical identifier in ACCOUNT_RE format (e.g., "icbc")'
+    },
+    suggestedSegment: {
+      type: 'string',
+      description:
+        'Suggested path segment — PascalCase of canonical, hyphens removed (e.g. "ApplePay")'
+    },
+    logoUrl: {
+      type: 'string',
+      description: 'Logo URL',
+      nullable: true
+    },
+    countryCode: {
+      type: 'string',
+      description: 'ISO 3166-1 alpha-2 (UPPERCASE); null = global platform',
+      example: 'CN',
+      nullable: true
+    },
+    category: {
+      type: 'string',
+      description:
+        'Region-aware category (institution vocab, e.g. DigitalWallet/Bank). null = no region-aware suggestion; fall back to type.',
+      nullable: true,
+      example: 'DigitalWallet'
+    },
+    isBound: {
+      type: 'boolean',
+      description: 'Whether user has accounts using this platform'
+    }
+  },
+  required: [
+    'id',
+    'name',
+    'url',
+    'type',
+    'canonical',
+    'suggestedSegment',
+    'logoUrl',
+    'countryCode',
+    'category',
+    'isBound'
+  ]
+} as const;
+
+export const $PlatformMatchResultDto = {
+  type: 'object',
+  properties: {
+    id: {
+      type: 'string',
+      description: 'Global platform ID'
+    },
+    name: {
+      type: 'string',
+      description: 'Platform name (e.g., "ICBC")'
+    },
+    canonical: {
+      type: 'string',
+      description: 'Canonical identifier in ACCOUNT_RE format (e.g., "icbc")'
+    },
+    type: {
+      type: 'string',
+      description: 'Platform type',
+      enum: [
+        'BANK',
+        'BROKERAGE',
+        'CRYPTO_EXCHANGE',
+        'PAYMENT',
+        'INVESTMENT',
+        'INSURANCE',
+        'OTHER'
+      ]
+    },
+    suggestedSegment: {
+      type: 'string',
+      description:
+        'Suggested path segment — PascalCase of canonical, hyphens removed (e.g. "ApplePay")'
+    },
+    logoUrl: {
+      type: 'string',
+      description: 'Logo URL',
+      nullable: true
+    },
+    countryCode: {
+      type: 'string',
+      description: 'ISO 3166-1 alpha-2 (UPPERCASE); null = global platform',
+      example: 'CN',
+      nullable: true
+    },
+    category: {
+      type: 'string',
+      description:
+        'Region-aware category (institution vocab, e.g. DigitalWallet/Bank). null = no region-aware suggestion; fall back to type.',
+      nullable: true,
+      example: 'DigitalWallet'
+    },
+    matchType: {
+      type: 'string',
+      description: "How this row matched: 'exact' > 'prefix' > 'substring'",
+      enum: ['exact', 'prefix', 'substring']
+    }
+  },
+  required: [
+    'id',
+    'name',
+    'canonical',
+    'type',
+    'suggestedSegment',
+    'logoUrl',
+    'countryCode',
+    'category',
+    'matchType'
+  ]
+} as const;
+
+export const $PlatformMatchResponseDto = {
+  type: 'object',
+  properties: {
+    platforms: {
+      description: 'Ranked matches, best tier first (at most 10 rows)',
+      type: 'array',
+      items: {
+        $ref: '#/components/schemas/PlatformMatchResultDto'
+      }
+    },
+    matchType: {
+      type: 'string',
+      description:
+        "Overall match quality — top row's tier, or 'none' when no hits",
+      enum: ['none', 'exact', 'prefix', 'substring']
+    },
+    total: {
+      type: 'number',
+      description: 'Total matches before LIMIT (truncation transparency)'
+    },
+    hasMore: {
+      type: 'boolean',
+      description: 'true when total > platforms.length (more matches exist)'
+    }
+  },
+  required: ['platforms', 'matchType', 'total', 'hasMore']
+} as const;
+
+export const $CreatePlatformDto = {
+  type: 'object',
+  properties: {
+    name: {
+      type: 'string',
+      description: 'Platform name',
+      example: 'Binance'
+    },
+    canonical: {
+      type: 'string',
+      description: 'Platform canonical identifier (lowercase, kebab-case)',
+      example: 'binance'
+    },
+    aliases: {
+      description: 'Platform aliases (multi-language names for lookup)',
+      example: ['Binance', 'Binance Exchange', 'BNB'],
+      type: 'array',
+      items: {
+        type: 'string'
+      }
+    },
+    url: {
+      type: 'string',
+      description: 'Platform URL',
+      example: 'https://www.binance.com'
+    },
+    type: {
+      type: 'string',
+      description: 'Platform type',
+      enum: [
+        'BANK',
+        'BROKERAGE',
+        'CRYPTO_EXCHANGE',
+        'PAYMENT',
+        'INVESTMENT',
+        'INSURANCE',
+        'OTHER'
+      ],
+      example: 'CRYPTO_EXCHANGE'
+    },
+    logoUrl: {
+      type: 'string',
+      description: 'Platform logo URL',
+      example: 'https://example.com/logos/binance.png'
     },
-    payeeData: {
-      description:
-        'Payee confirmation data (when action is "confirm_payee"). Contains information about medium/low confidence payee match for user confirmation.',
-      allOf: [
-        {
-          $ref: '#/components/schemas/NlpPayeeConfirmationDataDto'
-        }
-      ]
+    isActive: {
+      type: 'boolean',
+      description: 'Whether the platform is active',
+      default: true
+    }
+  },
+  required: ['name', 'canonical', 'aliases', 'url', 'type']
+} as const;
+
+export const $UpdatePlatformDto = {
+  type: 'object',
+  properties: {
+    name: {
+      type: 'string',
+      description: 'Platform name',
+      example: 'Binance'
     },
-    confidence: {
-      type: 'number',
-      description: 'Overall confidence score (0-1)',
-      example: 0.85
+    canonical: {
+      type: 'string',
+      description: 'Platform canonical identifier (lowercase, kebab-case)',
+      example: 'binance'
     },
-    confidenceThreshold: {
-      type: 'number',
-      description:
-        'Confidence threshold for automatic creation (default: 0.75). When confidence < threshold, action will be "confirm" requiring user verification.',
-      example: 0.75
+    aliases: {
+      description: 'Platform aliases (multi-language names for lookup)',
+      example: ['Binance', 'Binance Exchange', 'BNB'],
+      type: 'array',
+      items: {
+        type: 'string'
+      }
     },
-    recurringMatch: {
-      description:
-        'Recurring transaction match info (when action is "created"). Contains match details when transaction matches a pending expected transaction.',
-      allOf: [
-        {
-          $ref: '#/components/schemas/RecurringMatchInfoDto'
-        }
-      ]
+    url: {
+      type: 'string',
+      description: 'Platform URL',
+      example: 'https://www.binance.com'
     },
-    recurringSuggestion: {
-      description:
-        'Recurring rule creation suggestion (when action is "created"). Contains suggestion to create a recurring rule based on detected patterns. Only present when no existing rule matched and similar historical transactions were found.',
-      allOf: [
-        {
-          $ref: '#/components/schemas/RecurringSuggestionDto'
-        }
-      ]
+    type: {
+      type: 'string',
+      description: 'Platform type',
+      enum: [
+        'BANK',
+        'BROKERAGE',
+        'CRYPTO_EXCHANGE',
+        'PAYMENT',
+        'INVESTMENT',
+        'INSURANCE',
+        'OTHER'
+      ],
+      example: 'CRYPTO_EXCHANGE'
     },
-    suggestedAccounts: {
-      description:
-        'Suggested accounts for this transaction. Contains recommended source and destination accounts based on the detected intent and rules.',
-      allOf: [
-        {
-          $ref: '#/components/schemas/NlpSuggestedAccountsDto'
-        }
-      ]
+    logoUrl: {
+      type: 'string',
+      description: 'Platform logo URL',
+      example: 'https://example.com/logos/binance.png'
     },
-    defaultAccounts: {
-      description:
-        'Default accounts for the user/region. These are fallback accounts used when no specific suggestion is available.',
-      allOf: [
-        {
-          $ref: '#/components/schemas/NlpDefaultAccountsDto'
-        }
-      ]
+    isActive: {
+      type: 'boolean',
+      description: 'Whether the platform is active'
     }
-  },
-  required: ['status', 'action']
+  }
 } as const;
 
 export const $NetWorthByCurrencyDto = {
@@ -6522,7 +7235,7 @@ export const $AccountItemDto = {
     name: {
       type: 'string',
       description: 'Full account name',
-      example: 'Assets:Bank:CMB:Savings'
+      example: 'Assets:CN:CMB:Savings'
     },
     displayName: {
       type: 'string',
@@ -6691,7 +7404,7 @@ export const $AccountItemWithAssetClassDto = {
     name: {
       type: 'string',
       description: 'Full account name',
-      example: 'Assets:Bank:CMB:Savings'
+      example: 'Assets:CN:CMB:Savings'
     },
     displayName: {
       type: 'string',
@@ -6866,7 +7579,7 @@ export const $HoldingAssetClassAccountSliceDto = {
     accountPath: {
       type: 'string',
       description: 'Full account path',
-      example: 'Assets:US:Investments:Brokerage'
+      example: 'Assets:US:Fidelity:Brokerage'
     },
     accountCurrency: {
       type: 'string',
@@ -7404,344 +8117,220 @@ export const $HoldingPnlWarningDto = {
         'OVERSOLD_LOTS',
         'NO_PRICE',
         'MIXED_COST_CURRENCY'
-      ]
-    },
-    symbol: {
-      type: 'object',
-      nullable: true
-    },
-    accountId: {
-      type: 'object',
-      nullable: true
-    },
-    currency: {
-      type: 'object',
-      nullable: true
-    }
-  },
-  required: ['type']
-} as const;
-
-export const $HoldingPnlResponseDto = {
-  type: 'object',
-  properties: {
-    asOfDate: {
-      type: 'string',
-      example: '2026-07-08'
-    },
-    baseCurrency: {
-      type: 'string',
-      example: 'CNY'
-    },
-    method: {
-      type: 'string',
-      description:
-        'Realized-P&L lot-matching method (FIFO or average). Unrealized cost basis remains average regardless of this value (#473).',
-      enum: ['average', 'FIFO'],
-      example: 'average'
-    },
-    rows: {
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/HoldingPnlRowDto'
-      }
-    },
-    warnings: {
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/HoldingPnlWarningDto'
-      }
-    }
-  },
-  required: ['asOfDate', 'baseCurrency', 'method', 'rows', 'warnings']
-} as const;
-
-export const $CurrencyBalanceDto = {
-  type: 'object',
-  properties: {
-    currency: {
-      type: 'string',
-      description: 'ISO 4217 currency code',
-      example: 'CNY'
-    },
-    balance: {
-      type: 'string',
-      description: 'Balance amount',
-      example: '500000.00'
-    }
-  },
-  required: ['currency', 'balance']
-} as const;
-
-export const $TimeSeriesPointDto = {
-  type: 'object',
-  properties: {
-    date: {
-      type: 'string',
-      description: 'Date in YYYY-MM-DD format',
-      example: '2024-06-15'
-    },
-    value: {
-      type: 'string',
-      description: 'Value at this date (in base currency)',
-      example: '500000.00'
-    },
-    change: {
-      type: 'object',
-      description: 'Change from previous point',
-      example: '5000.00'
-    },
-    assets: {
-      type: 'string',
-      description: 'Total assets at this date (in base currency)',
-      example: '494338.00'
-    },
-    liabilities: {
-      type: 'string',
-      description: 'Total liabilities at this date (in base currency)',
-      example: '310098.00'
-    },
-    byCurrency: {
-      description: 'Multi-currency breakdown for this point',
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/CurrencyBalanceDto'
-      }
-    }
-  },
-  required: ['date', 'value']
-} as const;
-
-export const $TrendSummaryDto = {
-  type: 'object',
-  properties: {
-    startValue: {
-      type: 'string',
-      description: 'Value at start of period',
-      example: '450000.00'
-    },
-    endValue: {
-      type: 'string',
-      description: 'Value at end of period',
-      example: '500000.00'
-    },
-    totalChange: {
-      type: 'string',
-      description: 'Total change over period',
-      example: '50000.00'
-    },
-    totalChangePercentage: {
-      type: 'string',
-      description: 'Total change percentage',
-      example: '+11.11%'
-    }
-  },
-  required: ['startValue', 'endValue', 'totalChange', 'totalChangePercentage']
-} as const;
-
-export const $MultiCurrencyPointDto = {
-  type: 'object',
-  properties: {
-    date: {
-      type: 'string',
-      description: 'Date in YYYY-MM-DD format',
-      example: '2024-06-15'
+      ]
     },
-    byCurrency: {
-      description: 'Balances by currency',
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/CurrencyBalanceDto'
-      }
+    symbol: {
+      type: 'object',
+      nullable: true
+    },
+    accountId: {
+      type: 'object',
+      nullable: true
+    },
+    currency: {
+      type: 'object',
+      nullable: true
     }
   },
-  required: ['date', 'byCurrency']
+  required: ['type']
 } as const;
 
-export const $PortfolioTrendsResponseDto = {
+export const $HoldingPnlResponseDto = {
   type: 'object',
   properties: {
-    series: {
-      description: 'Time series data points',
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/TimeSeriesPointDto'
-      }
-    },
-    summary: {
-      description: 'Period summary',
-      allOf: [
-        {
-          $ref: '#/components/schemas/TrendSummaryDto'
-        }
-      ]
-    },
-    period: {
-      type: 'string',
-      description: 'Period requested',
-      example: '6m'
-    },
-    granularity: {
+    asOfDate: {
       type: 'string',
-      description: 'Data granularity',
-      example: 'month'
+      example: '2026-07-08'
     },
-    currency: {
+    baseCurrency: {
       type: 'string',
-      description: 'Base currency for converted values',
       example: 'CNY'
     },
-    byCurrency: {
+    method: {
+      type: 'string',
       description:
-        'Multi-currency time series (each point has currency breakdown)',
+        'Realized-P&L lot-matching method (FIFO or average). Unrealized cost basis remains average regardless of this value (#473).',
+      enum: ['average', 'FIFO'],
+      example: 'average'
+    },
+    rows: {
       type: 'array',
       items: {
-        $ref: '#/components/schemas/MultiCurrencyPointDto'
+        $ref: '#/components/schemas/HoldingPnlRowDto'
       }
     },
     warnings: {
-      description: 'Exchange rate warnings',
       type: 'array',
       items: {
-        $ref: '#/components/schemas/ExchangeRateWarningDto'
+        $ref: '#/components/schemas/HoldingPnlWarningDto'
       }
     }
   },
-  required: ['series', 'summary', 'period', 'granularity', 'currency']
+  required: ['asOfDate', 'baseCurrency', 'method', 'rows', 'warnings']
 } as const;
 
-export const $CashFlowPointDto = {
+export const $AnonymousLoginDto = {
   type: 'object',
   properties: {
-    month: {
-      type: 'string',
-      description: 'Month key (YYYY-MM)',
-      example: '2024-03'
-    },
-    income: {
-      type: 'string',
-      description: 'Income in base currency (absolute, converted)',
-      example: '10000.00'
-    },
-    expense: {
-      type: 'string',
-      description: 'Expense in base currency (absolute, converted)',
-      example: '5000.00'
-    },
-    netSavings: {
+    accessToken: {
       type: 'string',
-      description: 'netSavings = income − expense (savings positive)',
-      example: '5000.00'
+      description: 'Access token for anonymous login'
     }
   },
-  required: ['month', 'income', 'expense', 'netSavings']
+  required: ['accessToken']
 } as const;
 
-export const $CashFlowTrendSummaryDto = {
+export const $AnonymousLoginResponseDto = {
   type: 'object',
   properties: {
-    totalIncome: {
-      type: 'string',
-      description: 'Total income across the period',
-      example: '60000.00'
-    },
-    totalExpense: {
-      type: 'string',
-      description: 'Total expense across the period',
-      example: '30000.00'
-    },
-    totalNetSavings: {
-      type: 'string',
-      description: 'income − expense across the period',
-      example: '30000.00'
-    },
-    averageMonthlyNetSavings: {
+    authToken: {
       type: 'string',
-      description:
-        'totalNetSavings divided by the window length (N months, incl. zero-filled)',
-      example: '5000.00'
+      description: 'JWT auth token',
+      example: 'eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9...'
     }
   },
-  required: [
-    'totalIncome',
-    'totalExpense',
-    'totalNetSavings',
-    'averageMonthlyNetSavings'
-  ]
+  required: ['authToken']
 } as const;
 
-export const $CashFlowTrendsResponseDto = {
+export const $SymbolSearchResultDto = {
   type: 'object',
   properties: {
-    series: {
-      description:
-        'Monthly cash-flow series (fixed N-month window, zero-filled)',
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/CashFlowPointDto'
-      }
+    symbol: {
+      type: 'string',
+      example: 'AAPL'
     },
-    summary: {
-      description: 'Period totals',
-      allOf: [
-        {
-          $ref: '#/components/schemas/CashFlowTrendSummaryDto'
-        }
-      ]
+    name: {
+      type: 'object',
+      example: 'Apple Inc.',
+      nullable: true
     },
-    period: {
-      type: 'string',
-      description: 'Period requested',
-      example: '6m'
+    exchange: {
+      type: 'object',
+      example: 'US',
+      nullable: true
     },
-    granularity: {
-      type: 'string',
-      description: 'Data granularity (v1 returns month buckets)',
-      example: 'month'
+    assetType: {
+      type: 'object',
+      description: 'OpenBB asset_type (e.g. stock, etf)',
+      example: 'stock',
+      nullable: true
     },
-    currency: {
-      type: 'string',
-      description: 'Base currency for converted values',
-      example: 'CNY'
+    assetClass: {
+      type: 'object',
+      description: 'IGN asset class (region.types.ts ASSET_CLASSES)',
+      example: 'EQUITY',
+      nullable: true
     },
-    warnings: {
-      description: 'Exchange rate warnings (e.g. missing rate for a currency)',
-      type: 'array',
-      items: {
-        $ref: '#/components/schemas/ExchangeRateWarningDto'
-      }
+    assetSubClass: {
+      type: 'object',
+      description: 'IGN asset sub-class (region.types.ts ASSET_SUB_CLASSES)',
+      example: 'STOCK',
+      nullable: true
+    },
+    currency: {
+      type: 'object',
+      description: 'Trading currency (extra_data or inferred from exchange)',
+      example: 'USD',
+      nullable: true
     }
   },
-  required: ['series', 'summary', 'period', 'granularity', 'currency']
-} as const;
-
-export const $GenerateSnapshotBody = {
-  type: 'object',
-  properties: {}
-} as const;
-
-export const $GenerateSnapshotResponse = {
-  type: 'object',
-  properties: {}
-} as const;
-
-export const $BackfillSnapshotsBody = {
-  type: 'object',
-  properties: {}
-} as const;
-
-export const $BackfillSnapshotsResponse = {
-  type: 'object',
-  properties: {}
+  required: ['symbol']
 } as const;
 
-export const $AnonymousLoginDto = {
+export const $SymbolQuoteDto = {
   type: 'object',
   properties: {
-    accessToken: {
+    symbol: {
       type: 'string',
-      description: 'Access token for anonymous login'
+      example: 'AAPL'
+    },
+    name: {
+      type: 'object',
+      example: 'Apple Inc.',
+      nullable: true
+    },
+    exchange: {
+      type: 'object',
+      example: 'US',
+      nullable: true
+    },
+    assetType: {
+      type: 'object',
+      description: 'OpenBB asset_type',
+      example: 'stock',
+      nullable: true
+    },
+    assetClass: {
+      type: 'object',
+      description: 'IGN asset class',
+      example: 'EQUITY',
+      nullable: true
+    },
+    assetSubClass: {
+      type: 'object',
+      description: 'IGN asset sub-class',
+      example: 'STOCK',
+      nullable: true
+    },
+    currency: {
+      type: 'object',
+      description: 'Trading currency (extra_data or inferred from exchange)',
+      example: 'USD',
+      nullable: true
+    },
+    price: {
+      type: 'object',
+      description: 'Latest price (Decimal string)',
+      example: '189.84',
+      nullable: true
+    },
+    priceDate: {
+      type: 'object',
+      description: 'Date the price was observed (ISO yyyy-MM-dd)',
+      example: '2026-08-05',
+      nullable: true
+    },
+    changePercent: {
+      type: 'object',
+      description:
+        'Change vs previous close, in percentage points (1.7 == 1.7%). openbb stores change_percent as a normalized decimal; this exposes percentage points for frontend convenience.',
+      example: 1.7,
+      nullable: true
+    },
+    prevClose: {
+      type: 'object',
+      description: 'Previous close (Decimal string)',
+      nullable: true
+    },
+    open: {
+      type: 'object',
+      description: 'Day open (Decimal string)',
+      nullable: true
+    },
+    high: {
+      type: 'object',
+      description: 'Day high (Decimal string)',
+      nullable: true
+    },
+    low: {
+      type: 'object',
+      description: 'Day low (Decimal string)',
+      nullable: true
+    },
+    volume: {
+      type: 'object',
+      description: 'Day volume (Decimal string)',
+      nullable: true
+    },
+    yearHigh: {
+      type: 'object',
+      description: '52-week high (Decimal string)',
+      nullable: true
+    },
+    yearLow: {
+      type: 'object',
+      description: '52-week low (Decimal string)',
+      nullable: true
     }
-  },
-  required: ['accessToken']
+  }
 } as const;