@finology/mcp-server 0.4.7 → 0.4.8

package/README.md

@@ -7,7 +7,7 @@
 
 **Language models guess at federal student loan rules. This doesn't.**
 
-`@finology/mcp-server` connects Claude, Cursor, or any MCP client directly to
+`@finology/mcp-server` connects Claude, GitHub Copilot, Cursor, or any MCP client directly to
 [Finology Software](https://finology.tech)'s parity-verified federal repayment engine. Every
 number is computed server-side against current federal rules and returned with a
 `parityVerified` flag. No formulas are approximated, and none are hardcoded into this package.
@@ -24,14 +24,17 @@ wrong most confidently:
   $50 per *qualifying dependent* — and a spouse is not a dependent. Approximating it from older
   IDR formulas gives the wrong answer.
 - **A consolidation that repaid a PLUS loan is restricted to ICR.**
-- **PAYE and SAVE are closed to new enrollment.**
+- **PAYE and ICR are still open, with conditions, until no later than July 1, 2028.** Following
+  Federal Student Aid, PAYE is open to a PAYE "new borrower" with no new loan or consolidation on
+  or after July 1, 2026, and ICR is open to eligible loan types. Loans made on or after July 1, 2026
+  can use only the tiered Standard plan or RAP. SAVE is closed to new enrollment.
 
 ## Tools
 
 ### `compare_federal_student_loan_repayment_plans`
 
-Compares a balance across every plan the borrower is actually eligible for — RAP, IBR, ICR, PAYE,
-SAVE, Graduated, Extended, tiered Standard — returning monthly payment, lifetime cost, projected
+Compares a balance across every plan the borrower is actually eligible for — Standard, tiered
+Standard, RAP, IBR, PAYE and ICR — returning monthly payment, lifetime cost, projected
 forgiveness and tax on forgiveness for each, **plus the plans that are excluded and the
 eligibility rule that excludes them.**
 
@@ -47,7 +50,7 @@ filing the household payment is split by each spouse's share of the combined bal
 
 **It answers half the question on purpose, and says so.** The engine models the loan side exactly and
 does not model the tax cost of filing separately — lost credits, worse brackets, community-property
-splits — which is often large enough to reverse the answer. Returning only the favourable half as if
+splits — which is often large enough to reverse the answer. Returning only the favorable half as if
 it were the whole decision would be the same confident half-truth this server exists to replace.
 
 ### `estimate_rap_monthly_payment`
@@ -60,14 +63,14 @@ real answer.
 
 Every answer ends with the next rung, and `finology_service_info` returns it structured:
 
-- **Advisor:** Finology Software, US $99 per advisor per month or $89 per month billed annually, with a self-serve 7-day trial (card on file, nothing charged until it ends). Includes client file import, saved scenarios, branded client reports, and the student loan and SAI calculators on up to 2 of the firm's own websites.
+- **Advisor:** Finology Software, US $99 per advisor per month or $89 per month billed annually, with a self-serve 7-day trial, no card required (add a card to keep the subscription after day 7). Includes client file import, saved scenarios, branded client reports, and the student loan and SAI calculators on up to 2 of the firm's own websites.
 - **Developer / operator:** an instant free sandbox key (`POST https://api.finology.tech/v1/keys/sandbox`,
   25 calls/month), then the keyed endpoints with `X-Api-Key`. The keyed rung is the answer-of-record
   surface: every answer is persisted with its rule version and an inputs hash before it is served.
   Production access is self-serve: Developer, US $49 a month for 2,000 calls, or Platform, US $499 a month
   for 100,000 calls. Docs: https://finology.tech/developers/
 - **Keyed remote MCP:** `https://mcp.finology.tech/mcp`. Sign in with a Finology Software login (OAuth),
-  which is how Claude connects, or send the `X-Api-Key` header. Every answer is logged and carries a
+  which is how Claude, ChatGPT and Microsoft Copilot connect, or send the `X-Api-Key` header. Every answer is logged and carries a
   verify link.
 
 ## Install
@@ -75,7 +78,20 @@ Every answer ends with the next rung, and `finology_service_info` returns it str
 **Claude (web, desktop and mobile) — one click.** Finology Software is listed in the
 [Claude Connectors Directory](https://claude.ai/directory/finology-student-loans). Add the
 connector there and sign in with a free Finology Software login (no card): 5 questions in total,
-no daily limit. Subscribers are unlimited.
+no daily limit. Subscribers are unlimited, and a subscriber's login also lists their own clients in
+the same connector (`list_my_clients`, `run_projection_for_client`,
+`get_balance_trajectory_for_client`).
+
+**ChatGPT.** Finology Software is in the
+[ChatGPT plugin directory](https://chatgpt.com/plugins/plugin_asdk_app_6abbf32753248191a0dbf90da0f2a5b6),
+with the same free login.
+
+**Microsoft Copilot.** GitHub Copilot (including its free plan) adds the remote server once:
+`copilot mcp add --transport http finology https://mcp.finology.tech/free`, then signs in with a
+Finology Software login the first time it calls a tool; GitHub Copilot in Visual Studio Code uses the
+same address and sign-in. In Copilot Studio, add a Model Context Protocol tool with that URL and
+OAuth 2.0 Dynamic discovery; running the agent uses your firm's Copilot credits. Setup:
+https://finology.tech/finology-software-in-microsoft-copilot/
 
 Everything below is the manual route, for other MCP clients or for a local install.
 

package/package.json

@@ -1,7 +1,7 @@
 {
   "name": "@finology/mcp-server",
   "mcpName": "tech.finology/student-loan",
-  "version": "0.4.7",
+  "version": "0.4.8",
   "description": "Deterministic 2026 federal student loan math for AI agents. RAP, IBR, ICR, PSLF payments, plan eligibility, and the married-filing-jointly vs separately trade-off, from Finology Software's parity-verified engine, so assistants stop guessing at federal repayment rules.",
   "license": "MIT",
   "type": "module",