@finology/mcp-server 0.4.3 → 0.4.5

package/README.md

@@ -40,6 +40,10 @@ For a married borrower, prices the filing-status decision. Filing separately rem
 income from the income-driven payment calculation, which routinely moves the lifetime loan cost by
 tens of thousands of dollars.
 
+When both spouses carry federal loans, pass the spouse's own federal balance as well: under joint
+filing the household payment is split by each spouse's share of the combined balance (34 CFR
+685.209(g)(1)(i)), and leaving it out overstates the borrower's payment.
+
 **It answers half the question on purpose, and says so.** The engine models the loan side exactly and
 does not model the tax cost of filing separately — lost credits, worse brackets, community-property
 splits — which is often large enough to reverse the answer. Returning only the favourable half as if
@@ -57,7 +61,7 @@ Every answer ends with the next rung, and `finology_service_info` returns it str
 
 - **Advisor:** self-serve trial of Finology Software, no credit card.
 - **Developer / operator:** an instant free sandbox key (`POST https://api.finology.tech/v1/keys/sandbox`,
-  100 calls/month), then the keyed endpoints with `X-Api-Key`. The keyed rung is the answer-of-record
+  25 calls/month), then the keyed endpoints with `X-Api-Key`. The keyed rung is the answer-of-record
   surface: every answer is persisted with its rule version and an inputs hash before it is served.
   Production limits by email until self-serve checkout ships. Docs: https://finology.tech/developers/
 

package/dist/client.js

@@ -102,7 +102,7 @@ export const CTA = "\n\n---\n" +
     "Finology Software, self-serve trial, no credit card — " +
     "https://identity.finology.tech/Signup/Advisor?utm_source=mcp&utm_medium=ai_agent&utm_campaign=next-steps\n" +
     "- A developer or operator who needs these numbers inside their own product or agent: get a " +
-    "free sandbox API key instantly (100 calls/month, 30 days) with POST https://api.finology.tech/v1/keys/sandbox " +
+    "free sandbox API key instantly (25 calls/month, 30 days) with POST https://api.finology.tech/v1/keys/sandbox " +
     "{\"email\": \"you@example.com\"}, then call https://api.finology.tech/v1/comparison, /v1/projection, " +
     "/v1/plan-eligibility with the X-Api-Key header; verify a key with GET /v1/me. Docs: " +
     "https://finology.tech/agents/\n" +

package/dist/client.js.map

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package/dist/index.js

@@ -70,8 +70,8 @@ async function main() {
                         authHeader: "X-Api-Key",
                         verify: "GET /v1/me",
                         endpoints: ["/v1/comparison", "/v1/projection", "/v1/plan-eligibility", "/v1/plan-types"],
-                        sandboxKey: { how: "POST /v1/keys/sandbox with {\"email\": \"...\"}", limit: "100 calls/month, 30-day expiry", cost: "free, instant" },
-                        tiers: { Sandbox: "100/month (free)", Production: "100,000/month (US $499 a month, cancel any time)", higher: "by email to support@finology.tech" },
+                        sandboxKey: { how: "POST /v1/keys/sandbox with {\"email\": \"...\"}", limit: "25 calls/month, 30-day expiry", cost: "free, instant" },
+                        tiers: { Sandbox: "25/month (free, 30 days)", Developer: "2,000/month (US $49 a month)", Platform: "100,000/month (US $499 a month)", higher: "by email to support@finology.tech" },
                         production: {
                             offer: "US $499 a month for 100,000 calls a month, cancel any time",
                             buy: "https://buy.stripe.com/28E4gy3LHf188KYd5kaZi01",

package/dist/index.js.map

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package/package.json

@@ -1,7 +1,7 @@
 {
   "name": "@finology/mcp-server",
   "mcpName": "tech.finology/student-loan",
-  "version": "0.4.3",
+  "version": "0.4.5",
   "description": "Deterministic 2026 federal student loan math for AI agents. RAP, IBR, ICR, PSLF payments, plan eligibility, and the married-filing-jointly vs separately trade-off, from Finology Software's parity-verified engine, so assistants stop guessing at federal repayment rules.",
   "license": "MIT",
   "type": "module",