@fiado/type-kit 3.196.0 → 3.199.0

package/bin/loanCredit/dtos/LoanCredit.js

@@ -0,0 +1,187 @@
+"use strict";
+var __decorate = (this && this.__decorate) || function (decorators, target, key, desc) {
+    var c = arguments.length, r = c < 3 ? target : desc === null ? desc = Object.getOwnPropertyDescriptor(target, key) : desc, d;
+    if (typeof Reflect === "object" && typeof Reflect.decorate === "function") r = Reflect.decorate(decorators, target, key, desc);
+    else for (var i = decorators.length - 1; i >= 0; i--) if (d = decorators[i]) r = (c < 3 ? d(r) : c > 3 ? d(target, key, r) : d(target, key)) || r;
+    return c > 3 && r && Object.defineProperty(target, key, r), r;
+};
+var __metadata = (this && this.__metadata) || function (k, v) {
+    if (typeof Reflect === "object" && typeof Reflect.metadata === "function") return Reflect.metadata(k, v);
+};
+Object.defineProperty(exports, "__esModule", { value: true });
+exports.LoanCredit = void 0;
+const class_transformer_1 = require("class-transformer");
+const class_validator_1 = require("class-validator");
+const regex_1 = require("../../helpers/constans/regex");
+const ClientLevelEnum_1 = require("../../loanScoring/enums/ClientLevelEnum");
+const LoanCreditStatusEnum_1 = require("../enums/LoanCreditStatusEnum");
+const ActivationChecklist_1 = require("./ActivationChecklist");
+/**
+ * LoanCredit — el crédito SOFOM (modelo-datos §5b · M2 · owner `loan-credit-business`).
+ *
+ * Convenciones: montos en **cents** (entero); TNA decimal (`2.30` = 230%); porcentajes decimal
+ * sobre 1. La estructura financiera es amortización francesa + IVA 16% sobre intereses, sin interés
+ * moratorio (M2 §3). El snapshot `sciAtOrigination`/`clientLevelAtOrigination` congela las
+ * condiciones del cliente al originar (el SCI vivo evoluciona en `LoanBorrower`).
+ */
+class LoanCredit {
+}
+exports.LoanCredit = LoanCredit;
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "creditId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "borrowerId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsEnum)(LoanCreditStatusEnum_1.LoanCreditStatusEnum),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "status", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "planId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(1),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "termWeeks", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(1),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "equipmentPriceCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(0),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "downPaymentCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(1),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "financedCapitalCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsNumber)(),
+    (0, class_validator_1.Min)(0),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "tnaAnnual", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "weeklyPaymentCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "weeklyPaymentWithIvaCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "totalInterestCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "totalIvaCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "totalToPayCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsNumber)(),
+    (0, class_validator_1.Min)(0),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "catAnnual", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "wizardSessionId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "imei", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.ValidateNested)(),
+    (0, class_transformer_1.Type)(() => ActivationChecklist_1.ActivationChecklist),
+    __metadata("design:type", ActivationChecklist_1.ActivationChecklist)
+], LoanCredit.prototype, "activationChecklist", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(0),
+    (0, class_validator_1.Max)(100),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "sciAtOrigination", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsEnum)(ClientLevelEnum_1.ClientLevelEnum),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "clientLevelAtOrigination", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "activatedAt", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "voluntaryCancelDeadline", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "firstDueDate", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "lastDueDate", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "createdBy", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "updatedBy", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "createdAt", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "updatedAt", void 0);

package/bin/loanCredit/dtos/LoanInstallment.d.ts

@@ -0,0 +1,27 @@
+import { LoanInstallmentStatusEnum } from '../enums/LoanInstallmentStatusEnum';
+/**
+ * LoanInstallment — cuota semanal del crédito (modelo-datos §5b). Montos en cents; el IVA (16%)
+ * aplica SOLO sobre el interés de la cuota (M2 §3.3). `dueDate` (YYYY-MM-DD) queda ausente hasta la
+ * activación: las fechas se fijan a partir del primer viernes después de `activatedAt` (05_MOTOR §7).
+ */
+export declare class LoanInstallment {
+    creditId: string;
+    /** Número de cuota 1-based. */
+    installmentNumber: number;
+    status: LoanInstallmentStatusEnum;
+    /** Vencimiento YYYY-MM-DD (viernes; festivo → lunes siguiente). Ausente hasta activar. */
+    dueDate?: string;
+    capitalCents: number;
+    interestCents: number;
+    /** IVA 16% sobre el interés de la cuota. */
+    ivaCents: number;
+    /** capital + interés + IVA. */
+    totalCents: number;
+    /** Saldo insoluto de capital tras aplicar la cuota. */
+    outstandingBalanceCents: number;
+    paidAt?: string;
+    createdBy: string;
+    updatedBy: string;
+    createdAt: string;
+    updatedAt: string;
+}

package/bin/loanCredit/dtos/LoanInstallment.js

@@ -0,0 +1,97 @@
+"use strict";
+var __decorate = (this && this.__decorate) || function (decorators, target, key, desc) {
+    var c = arguments.length, r = c < 3 ? target : desc === null ? desc = Object.getOwnPropertyDescriptor(target, key) : desc, d;
+    if (typeof Reflect === "object" && typeof Reflect.decorate === "function") r = Reflect.decorate(decorators, target, key, desc);
+    else for (var i = decorators.length - 1; i >= 0; i--) if (d = decorators[i]) r = (c < 3 ? d(r) : c > 3 ? d(target, key, r) : d(target, key)) || r;
+    return c > 3 && r && Object.defineProperty(target, key, r), r;
+};
+var __metadata = (this && this.__metadata) || function (k, v) {
+    if (typeof Reflect === "object" && typeof Reflect.metadata === "function") return Reflect.metadata(k, v);
+};
+Object.defineProperty(exports, "__esModule", { value: true });
+exports.LoanInstallment = void 0;
+const class_transformer_1 = require("class-transformer");
+const class_validator_1 = require("class-validator");
+const regex_1 = require("../../helpers/constans/regex");
+const LoanInstallmentStatusEnum_1 = require("../enums/LoanInstallmentStatusEnum");
+/**
+ * LoanInstallment — cuota semanal del crédito (modelo-datos §5b). Montos en cents; el IVA (16%)
+ * aplica SOLO sobre el interés de la cuota (M2 §3.3). `dueDate` (YYYY-MM-DD) queda ausente hasta la
+ * activación: las fechas se fijan a partir del primer viernes después de `activatedAt` (05_MOTOR §7).
+ */
+class LoanInstallment {
+}
+exports.LoanInstallment = LoanInstallment;
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanInstallment.prototype, "creditId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(1),
+    __metadata("design:type", Number)
+], LoanInstallment.prototype, "installmentNumber", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsEnum)(LoanInstallmentStatusEnum_1.LoanInstallmentStatusEnum),
+    __metadata("design:type", String)
+], LoanInstallment.prototype, "status", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanInstallment.prototype, "dueDate", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanInstallment.prototype, "capitalCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanInstallment.prototype, "interestCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanInstallment.prototype, "ivaCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanInstallment.prototype, "totalCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanInstallment.prototype, "outstandingBalanceCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanInstallment.prototype, "paidAt", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanInstallment.prototype, "createdBy", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanInstallment.prototype, "updatedBy", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanInstallment.prototype, "createdAt", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanInstallment.prototype, "updatedAt", void 0);

package/bin/loanCredit/dtos/requests/ActivationCheckRequest.d.ts

@@ -0,0 +1,21 @@
+/**
+ * Body de `POST /private/credits/:creditId/activate-check` (loan-credit-business — M2 §5).
+ * Marca condiciones del checklist de activación cumplidas (solo las que cambian, solo a `true`):
+ * `downPayment` la reporta el wizard al confirmar el enganche (paso 07); `imeiEnrolled` +
+ * `lockVerified` las dispara el paso 09 variante crédito (enrolamiento MDM vía la abstracción de
+ * proveedor). `contractSigned` NO se marca por acá — solo la firma FES (endpoint sign).
+ *
+ * Cuando las 4 condiciones quedan `true` en el mismo request → el crédito pasa a `ACTIVE`:
+ * vencimientos `activatedAt + n×7d` (domingo→lunes), `voluntaryCancelDeadline = +7d`, flag de
+ * cobro PCF configurado (C7 — solo flag, el débito real requiere adendum).
+ */
+export declare class ActivationCheckRequest {
+    /** Enganche confirmado (efectivo/débito inmediato; SPEI espera confirmación — M2 §5). */
+    downPayment?: boolean;
+    /** IMEI enrolado en MDM. Dispara el enroll vía `MdmConnectorRouter` si aún no se hizo. */
+    imeiEnrolled?: boolean;
+    /** Software de bloqueo verificado (el MDM reporta "activo"). */
+    lockVerified?: boolean;
+    /** IMEI del equipo (paso 09) si no se fijó en el originate. Luhn-validado por el motor. */
+    imei?: string;
+}

package/bin/loanCredit/dtos/requests/ActivationCheckRequest.js

@@ -0,0 +1,52 @@
+"use strict";
+var __decorate = (this && this.__decorate) || function (decorators, target, key, desc) {
+    var c = arguments.length, r = c < 3 ? target : desc === null ? desc = Object.getOwnPropertyDescriptor(target, key) : desc, d;
+    if (typeof Reflect === "object" && typeof Reflect.decorate === "function") r = Reflect.decorate(decorators, target, key, desc);
+    else for (var i = decorators.length - 1; i >= 0; i--) if (d = decorators[i]) r = (c < 3 ? d(r) : c > 3 ? d(target, key, r) : d(target, key)) || r;
+    return c > 3 && r && Object.defineProperty(target, key, r), r;
+};
+var __metadata = (this && this.__metadata) || function (k, v) {
+    if (typeof Reflect === "object" && typeof Reflect.metadata === "function") return Reflect.metadata(k, v);
+};
+Object.defineProperty(exports, "__esModule", { value: true });
+exports.ActivationCheckRequest = void 0;
+const class_transformer_1 = require("class-transformer");
+const class_validator_1 = require("class-validator");
+/**
+ * Body de `POST /private/credits/:creditId/activate-check` (loan-credit-business — M2 §5).
+ * Marca condiciones del checklist de activación cumplidas (solo las que cambian, solo a `true`):
+ * `downPayment` la reporta el wizard al confirmar el enganche (paso 07); `imeiEnrolled` +
+ * `lockVerified` las dispara el paso 09 variante crédito (enrolamiento MDM vía la abstracción de
+ * proveedor). `contractSigned` NO se marca por acá — solo la firma FES (endpoint sign).
+ *
+ * Cuando las 4 condiciones quedan `true` en el mismo request → el crédito pasa a `ACTIVE`:
+ * vencimientos `activatedAt + n×7d` (domingo→lunes), `voluntaryCancelDeadline = +7d`, flag de
+ * cobro PCF configurado (C7 — solo flag, el débito real requiere adendum).
+ */
+class ActivationCheckRequest {
+}
+exports.ActivationCheckRequest = ActivationCheckRequest;
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsBoolean)(),
+    __metadata("design:type", Boolean)
+], ActivationCheckRequest.prototype, "downPayment", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsBoolean)(),
+    __metadata("design:type", Boolean)
+], ActivationCheckRequest.prototype, "imeiEnrolled", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsBoolean)(),
+    __metadata("design:type", Boolean)
+], ActivationCheckRequest.prototype, "lockVerified", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], ActivationCheckRequest.prototype, "imei", void 0);

package/bin/loanCredit/dtos/requests/ChangeLoanCreditStatusRequest.d.ts

@@ -0,0 +1,12 @@
+import { LoanCreditStatusEnum } from '../../enums/LoanCreditStatusEnum';
+/**
+ * Body de PUT /credits/:creditId/status (loan-credit-business). Cambio MANUAL de estado (05_MOTOR
+ * §8.2 — solo admin). Transiciones válidas: PENDING_ACTIVATION→CANCELLED (siempre),
+ * ACTIVE→CANCELLED (solo dentro de la ventana de 7 días), ACTIVE→WRITTEN_OFF,
+ * IN_ARREARS→WRITTEN_OFF. Cualquier otra → 400 INVALID_TRANSITION.
+ */
+export declare class ChangeLoanCreditStatusRequest {
+    newStatus: LoanCreditStatusEnum;
+    /** Razón del cambio (obligatoria — va al audit trail). */
+    reason: string;
+}

package/bin/{platformRbac/dtos/ResendSelfRegisterOtpRequest.js → loanCredit/dtos/requests/ChangeLoanCreditStatusRequest.js}

@@ -9,28 +9,28 @@ var __metadata = (this && this.__metadata) || function (k, v) {
     if (typeof Reflect === "object" && typeof Reflect.metadata === "function") return Reflect.metadata(k, v);
 };
 Object.defineProperty(exports, "__esModule", { value: true });
-exports.ResendSelfRegisterOtpRequest = void 0;
+exports.ChangeLoanCreditStatusRequest = void 0;
 const class_transformer_1 = require("class-transformer");
 const class_validator_1 = require("class-validator");
+const LoanCreditStatusEnum_1 = require("../../enums/LoanCreditStatusEnum");
 /**
- * Body del POST /self-register/resend-otp (público, anónimo). DEC-RBAC-054.
- * Re-envía el OTP del autoregistro (mecanismo messages-business, NO Cognito) tras validar un
- * `pending` existente. Misma postura anti-enumeración del start. El email se normaliza lowercase
- * server-side. DTO propio por endpoint (NO reusa SelfRegisterStartRequest, que exige roleId/scope/
- * scopeRef, ni SelfRegisterVerifyOtpRequest, que exige otp).
+ * Body de PUT /credits/:creditId/status (loan-credit-business). Cambio MANUAL de estado (05_MOTOR
+ * §8.2 — solo admin). Transiciones válidas: PENDING_ACTIVATION→CANCELLED (siempre),
+ * ACTIVE→CANCELLED (solo dentro de la ventana de 7 días), ACTIVE→WRITTEN_OFF,
+ * IN_ARREARS→WRITTEN_OFF. Cualquier otra → 400 INVALID_TRANSITION.
  */
-class ResendSelfRegisterOtpRequest {
+class ChangeLoanCreditStatusRequest {
 }
-exports.ResendSelfRegisterOtpRequest = ResendSelfRegisterOtpRequest;
+exports.ChangeLoanCreditStatusRequest = ChangeLoanCreditStatusRequest;
 __decorate([
     (0, class_transformer_1.Expose)(),
-    (0, class_validator_1.IsString)(),
-    (0, class_validator_1.IsNotEmpty)(),
+    (0, class_validator_1.IsEnum)(LoanCreditStatusEnum_1.LoanCreditStatusEnum),
     __metadata("design:type", String)
-], ResendSelfRegisterOtpRequest.prototype, "tenantId", void 0);
+], ChangeLoanCreditStatusRequest.prototype, "newStatus", void 0);
 __decorate([
     (0, class_transformer_1.Expose)(),
-    (0, class_validator_1.IsEmail)(),
+    (0, class_validator_1.IsString)(),
     (0, class_validator_1.IsNotEmpty)(),
+    (0, class_validator_1.MaxLength)(500),
     __metadata("design:type", String)
-], ResendSelfRegisterOtpRequest.prototype, "email", void 0);
+], ChangeLoanCreditStatusRequest.prototype, "reason", void 0);

package/bin/loanCredit/dtos/requests/OriginateLoanCreditRequest.d.ts

@@ -0,0 +1,25 @@
+import { ClientLevelEnum } from '../../../loanScoring/enums/ClientLevelEnum';
+/**
+ * Body de `POST /private/credits/originate` (loan-credit-business — wizard, vía api-invoker).
+ * Origina el crédito en `PENDING_ACTIVATION`: valida (M2 §4.2: sin otro crédito vivo, plan activo,
+ * IMEI libre), invoca el simulador de loan-offerings con `planId+termWeeks+precio+enganche` (la
+ * TNA y el CAT los resuelve el PLAN — el caller NO los manda) y persiste crédito + cuotas +
+ * contratos draft.
+ *
+ * **Idempotente por `wizardSessionId`** (el wizard reintenta): mismo wizardSessionId → devuelve el
+ * crédito ya originado, no crea otro. El tenant viaja por query `?tenantId=` (convención privados).
+ */
+export declare class OriginateLoanCreditRequest {
+    /** Sesión del wizard que origina — clave de idempotencia (AS-07). */
+    wizardSessionId: string;
+    borrowerId: string;
+    planId: string;
+    termWeeks: number;
+    equipmentPriceCents: number;
+    downPaymentCents: number;
+    /** SCI del cliente al originar (snapshot de la evaluación del paso 05). */
+    sciAtOrigination?: number;
+    clientLevelAtOrigination?: ClientLevelEnum;
+    /** IMEI del equipo si ya se conoce (también puede fijarse en el paso 09 vía activate-check). */
+    imei?: string;
+}

package/bin/loanCredit/dtos/requests/OriginateLoanCreditRequest.js

@@ -0,0 +1,85 @@
+"use strict";
+var __decorate = (this && this.__decorate) || function (decorators, target, key, desc) {
+    var c = arguments.length, r = c < 3 ? target : desc === null ? desc = Object.getOwnPropertyDescriptor(target, key) : desc, d;
+    if (typeof Reflect === "object" && typeof Reflect.decorate === "function") r = Reflect.decorate(decorators, target, key, desc);
+    else for (var i = decorators.length - 1; i >= 0; i--) if (d = decorators[i]) r = (c < 3 ? d(r) : c > 3 ? d(target, key, r) : d(target, key)) || r;
+    return c > 3 && r && Object.defineProperty(target, key, r), r;
+};
+var __metadata = (this && this.__metadata) || function (k, v) {
+    if (typeof Reflect === "object" && typeof Reflect.metadata === "function") return Reflect.metadata(k, v);
+};
+Object.defineProperty(exports, "__esModule", { value: true });
+exports.OriginateLoanCreditRequest = void 0;
+const class_transformer_1 = require("class-transformer");
+const class_validator_1 = require("class-validator");
+const ClientLevelEnum_1 = require("../../../loanScoring/enums/ClientLevelEnum");
+/**
+ * Body de `POST /private/credits/originate` (loan-credit-business — wizard, vía api-invoker).
+ * Origina el crédito en `PENDING_ACTIVATION`: valida (M2 §4.2: sin otro crédito vivo, plan activo,
+ * IMEI libre), invoca el simulador de loan-offerings con `planId+termWeeks+precio+enganche` (la
+ * TNA y el CAT los resuelve el PLAN — el caller NO los manda) y persiste crédito + cuotas +
+ * contratos draft.
+ *
+ * **Idempotente por `wizardSessionId`** (el wizard reintenta): mismo wizardSessionId → devuelve el
+ * crédito ya originado, no crea otro. El tenant viaja por query `?tenantId=` (convención privados).
+ */
+class OriginateLoanCreditRequest {
+}
+exports.OriginateLoanCreditRequest = OriginateLoanCreditRequest;
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    (0, class_validator_1.IsNotEmpty)(),
+    __metadata("design:type", String)
+], OriginateLoanCreditRequest.prototype, "wizardSessionId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    (0, class_validator_1.IsNotEmpty)(),
+    __metadata("design:type", String)
+], OriginateLoanCreditRequest.prototype, "borrowerId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    (0, class_validator_1.IsNotEmpty)(),
+    __metadata("design:type", String)
+], OriginateLoanCreditRequest.prototype, "planId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(1),
+    (0, class_validator_1.Max)(104),
+    __metadata("design:type", Number)
+], OriginateLoanCreditRequest.prototype, "termWeeks", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(1),
+    __metadata("design:type", Number)
+], OriginateLoanCreditRequest.prototype, "equipmentPriceCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(0),
+    __metadata("design:type", Number)
+], OriginateLoanCreditRequest.prototype, "downPaymentCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(0),
+    (0, class_validator_1.Max)(100),
+    __metadata("design:type", Number)
+], OriginateLoanCreditRequest.prototype, "sciAtOrigination", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsEnum)(ClientLevelEnum_1.ClientLevelEnum),
+    __metadata("design:type", String)
+], OriginateLoanCreditRequest.prototype, "clientLevelAtOrigination", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], OriginateLoanCreditRequest.prototype, "imei", void 0);

package/bin/loanCredit/dtos/requests/QuoteLoanCreditRequest.d.ts

@@ -0,0 +1,11 @@
+/**
+ * Body de `POST /private/credits/:creditId/quote` (loan-credit-business — wizard paso 06).
+ * Re-cotiza el crédito en `PENDING_ACTIVATION` con términos nuevos (el cliente itera
+ * plazo/enganche en el cotizador) e invoca el simulador de loan-offerings; regenera las cuotas.
+ * Campos ausentes = conservar el valor actual del crédito. Rechaza si el crédito no está PENDING
+ * o si el contrato ya se firmó (los términos quedan congelados con la firma).
+ */
+export declare class QuoteLoanCreditRequest {
+    termWeeks?: number;
+    downPaymentCents?: number;
+}

package/bin/loanCredit/dtos/requests/QuoteLoanCreditRequest.js

@@ -0,0 +1,39 @@
+"use strict";
+var __decorate = (this && this.__decorate) || function (decorators, target, key, desc) {
+    var c = arguments.length, r = c < 3 ? target : desc === null ? desc = Object.getOwnPropertyDescriptor(target, key) : desc, d;
+    if (typeof Reflect === "object" && typeof Reflect.decorate === "function") r = Reflect.decorate(decorators, target, key, desc);
+    else for (var i = decorators.length - 1; i >= 0; i--) if (d = decorators[i]) r = (c < 3 ? d(r) : c > 3 ? d(target, key, r) : d(target, key)) || r;
+    return c > 3 && r && Object.defineProperty(target, key, r), r;
+};
+var __metadata = (this && this.__metadata) || function (k, v) {
+    if (typeof Reflect === "object" && typeof Reflect.metadata === "function") return Reflect.metadata(k, v);
+};
+Object.defineProperty(exports, "__esModule", { value: true });
+exports.QuoteLoanCreditRequest = void 0;
+const class_transformer_1 = require("class-transformer");
+const class_validator_1 = require("class-validator");
+/**
+ * Body de `POST /private/credits/:creditId/quote` (loan-credit-business — wizard paso 06).
+ * Re-cotiza el crédito en `PENDING_ACTIVATION` con términos nuevos (el cliente itera
+ * plazo/enganche en el cotizador) e invoca el simulador de loan-offerings; regenera las cuotas.
+ * Campos ausentes = conservar el valor actual del crédito. Rechaza si el crédito no está PENDING
+ * o si el contrato ya se firmó (los términos quedan congelados con la firma).
+ */
+class QuoteLoanCreditRequest {
+}
+exports.QuoteLoanCreditRequest = QuoteLoanCreditRequest;
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(1),
+    (0, class_validator_1.Max)(104),
+    __metadata("design:type", Number)
+], QuoteLoanCreditRequest.prototype, "termWeeks", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(0),
+    __metadata("design:type", Number)
+], QuoteLoanCreditRequest.prototype, "downPaymentCents", void 0);

package/bin/loanCredit/dtos/requests/SignLoanCreditRequest.d.ts

@@ -0,0 +1,17 @@
+/**
+ * Body de `POST /private/credits/:creditId/sign` (loan-credit-business — wizard paso 08, firma FES
+ * M2 §4.4). Endpoint de DOS tiempos sobre el mismo contrato:
+ *
+ * 1. **SIN `otpCode`** → INICIA la firma: congela términos, genera los 3 PDFs (C4), calcula sus
+ *    sha256 y dispara el OTP dedicado de firma (4 dígitos, 5 min, vía messages-business — D5;
+ *    distinto al OTP del paso 01). Responde `otpSent: true`.
+ * 2. **CON `otpCode`** → VERIFICA el OTP y firma: marca los contratos `otpVerified` + `signedAt` +
+ *    NOM-151, y pone `activationChecklist.contractSigned = true`.
+ *
+ * Errores: `OTP_INVALID` · `OTP_EXPIRED` · `OTP_MAX_ATTEMPTS` · `CREDIT_NOT_PENDING`.
+ * (Semántica a ratificar con el contrato del wizard — AS-07.)
+ */
+export declare class SignLoanCreditRequest {
+    /** Código OTP de firma. Ausente = iniciar la firma (generar PDFs + enviar OTP). */
+    otpCode?: string;
+}