@fiado/type-kit 3.196.0 → 3.198.0

package/bin/creditEngine/dtos/AnticipatedPaymentQuote.d.ts

@@ -0,0 +1,47 @@
+import { PaymentScheduleItemResponse } from "./PaymentScheduleItemResponse";
+/**
+ * Preview / cotizacion de un abono a capital (ANTICIPATED) antes de ejecutarlo.
+ *
+ * Reusa el mismo motor de recalculo que la ejecucion real
+ * (ScheduleRecalculationService.redistributeCapital) — no persiste nada.
+ *
+ * Regla de negocio: el abono acorta la cuota semanal, NO el plazo. El numero
+ * de cupones se mantiene igual; los PENDING se re-amortizan sobre el nuevo
+ * saldo, los PARTIAL se escalan proporcionalmente y los PAID quedan intactos.
+ */
+export declare class AnticipatedPaymentQuote {
+    creditId: string;
+    /** Monto que el usuario propuso, capeado al outstanding real del credito. */
+    amountMxn: number;
+    /** Estado actual (as-is) del credito, antes de aplicar el abono. */
+    current: AnticipatedPaymentSummary;
+    /** Estado proyectado (as-if) despues de aplicar el abono. */
+    after: AnticipatedPaymentSummary;
+    /** Diferencia entre `current` y `after` — cuanto ahorra el usuario. */
+    savings: AnticipatedPaymentSavings;
+    /**
+     * Calendario completo proyectado (todos los cupones: PAID historicos,
+     * PARTIAL escalados, PENDING re-amortizados). Mismo shape que
+     * `GET /credit/{creditId}/schedule` para que el frontend renderice con
+     * el mismo componente.
+     */
+    newSchedule: PaymentScheduleItemResponse[];
+    /** ISO timestamp de la cotizacion. */
+    quoteDate: string;
+}
+export declare class AnticipatedPaymentSummary {
+    /** Cuota semanal vigente. */
+    weeklyPaymentMxn: number;
+    /** Saldo insoluto (capital pendiente). */
+    outstandingMxn: number;
+    /** Cupones que aun no estan PAID (incluye PARTIAL). */
+    remainingCoupons: number;
+    /** Total pendiente a pagar (capital + interes + IVA de cupones no PAID). */
+    totalToPayMxn: number;
+}
+export declare class AnticipatedPaymentSavings {
+    /** Reduccion en la cuota semanal (current - after). */
+    weeklyMxn: number;
+    /** Reduccion total en intereses + IVA a pagar (current - after). */
+    totalInterestMxn: number;
+}

package/bin/creditEngine/dtos/AnticipatedPaymentQuote.js

@@ -0,0 +1,22 @@
+"use strict";
+Object.defineProperty(exports, "__esModule", { value: true });
+exports.AnticipatedPaymentSavings = exports.AnticipatedPaymentSummary = exports.AnticipatedPaymentQuote = void 0;
+/**
+ * Preview / cotizacion de un abono a capital (ANTICIPATED) antes de ejecutarlo.
+ *
+ * Reusa el mismo motor de recalculo que la ejecucion real
+ * (ScheduleRecalculationService.redistributeCapital) — no persiste nada.
+ *
+ * Regla de negocio: el abono acorta la cuota semanal, NO el plazo. El numero
+ * de cupones se mantiene igual; los PENDING se re-amortizan sobre el nuevo
+ * saldo, los PARTIAL se escalan proporcionalmente y los PAID quedan intactos.
+ */
+class AnticipatedPaymentQuote {
+}
+exports.AnticipatedPaymentQuote = AnticipatedPaymentQuote;
+class AnticipatedPaymentSummary {
+}
+exports.AnticipatedPaymentSummary = AnticipatedPaymentSummary;
+class AnticipatedPaymentSavings {
+}
+exports.AnticipatedPaymentSavings = AnticipatedPaymentSavings;

package/bin/creditEngine/index.d.ts

@@ -16,3 +16,4 @@ export * from './dtos/CreditSignatureResult';
 export * from './dtos/EarlyPaymentResult';
 export * from './dtos/OfferResult';
 export * from './dtos/SettlementQuote';
+export * from './dtos/AnticipatedPaymentQuote';

package/bin/creditEngine/index.js

@@ -32,3 +32,4 @@ __exportStar(require("./dtos/CreditSignatureResult"), exports);
 __exportStar(require("./dtos/EarlyPaymentResult"), exports);
 __exportStar(require("./dtos/OfferResult"), exports);
 __exportStar(require("./dtos/SettlementQuote"), exports);
+__exportStar(require("./dtos/AnticipatedPaymentQuote"), exports);

package/bin/index.d.ts

@@ -96,5 +96,7 @@ export * as RetailWizard from './retailWizard';
 export * as LoanConfig from './loanConfig';
 export * as LoanOfferings from './loanOfferings';
 export * as LoanCollectorAssignment from './loanCollectorAssignment';
+export * as LoanCredit from './loanCredit';
+export * as LoanScoring from './loanScoring';
 export * from './messaging';
 export * from './complaint';

package/bin/index.js

@@ -37,7 +37,7 @@ var __exportStar = (this && this.__exportStar) || function(m, exports) {
 };
 Object.defineProperty(exports, "__esModule", { value: true });
 exports.Device = exports.Observations = exports.IssuanceBusiness = exports.Blacklist = exports.CentralPayments = exports.Helpdesk = exports.FiadoApiResponse = exports.Auth = exports.LegalDocumentsBusiness = exports.Role = exports.STPAccount = exports.RiskProfile = exports.FraudPreventionEngine = exports.BBVARst = exports.Stp = exports.BenefitCenter = exports.BankAccount = exports.P2pContact = exports.CreditContract = exports.Contract = exports.ProductCatalog = exports.ContactInfo = exports.TransactionAnalytics = exports.Transaction = exports.TransactionProcessor = exports.GenericMessage = exports.EventBridgeMessage = exports.SessionActivity = exports.NotificationMessages = exports.ServicePayment = exports.Header = exports.Identity = exports.UserTags = exports.Group = exports.File = exports.ExchangeRate = exports.Directory = exports.Currency = exports.Country = exports.Card = exports.Authentication = exports.AppContent = exports.App = exports.Offices = exports.Places = exports.Address = exports.Beneficiary = exports.Activity = exports.Account = exports.Crypto = void 0;
-exports.LoanCollectorAssignment = exports.LoanOfferings = exports.LoanConfig = exports.RetailWizard = exports.RetailCustomer = exports.RetailCards = exports.RetailCatalog = exports.RetailOrg = exports.EmailVerification = exports.NetworkConnector = exports.Modelias = exports.TotpSecurity = exports.Passport = exports.WalletFunding = exports.Remittance = exports.PlatformRbac = exports.CognitoBackofficeConnector = exports.TwilioConnector = exports.MessagesConnector = exports.Mdm = exports.MilestoneBusiness = exports.CirculoCredito = exports.CreditStatements = exports.Sentry = exports.AiEngine = exports.Funnel = exports.TeamsConnector = exports.PlatformErrorEvents = exports.CustomerFile = exports.CreditBackoffice = exports.CreditDashboard = exports.CreditEngine = exports.Credit = exports.ComissionBusiness = exports.ReferralBusiness = exports.ZendeskMessaging = exports.NotificationWS = exports.Event = exports.PayrollBusiness = exports.Cnbv = exports.DirectorySetting = exports.InvoiceCollector = exports.Collector = exports.Pricelist = exports.Company = exports.Services = exports.AccountIssuanceBusiness = exports.AppSelectionData = void 0;
+exports.LoanScoring = exports.LoanCredit = exports.LoanCollectorAssignment = exports.LoanOfferings = exports.LoanConfig = exports.RetailWizard = exports.RetailCustomer = exports.RetailCards = exports.RetailCatalog = exports.RetailOrg = exports.EmailVerification = exports.NetworkConnector = exports.Modelias = exports.TotpSecurity = exports.Passport = exports.WalletFunding = exports.Remittance = exports.PlatformRbac = exports.CognitoBackofficeConnector = exports.TwilioConnector = exports.MessagesConnector = exports.Mdm = exports.MilestoneBusiness = exports.CirculoCredito = exports.CreditStatements = exports.Sentry = exports.AiEngine = exports.Funnel = exports.TeamsConnector = exports.PlatformErrorEvents = exports.CustomerFile = exports.CreditBackoffice = exports.CreditDashboard = exports.CreditEngine = exports.Credit = exports.ComissionBusiness = exports.ReferralBusiness = exports.ZendeskMessaging = exports.NotificationWS = exports.Event = exports.PayrollBusiness = exports.Cnbv = exports.DirectorySetting = exports.InvoiceCollector = exports.Collector = exports.Pricelist = exports.Company = exports.Services = exports.AccountIssuanceBusiness = exports.AppSelectionData = void 0;
 exports.Crypto = __importStar(require("./crypto"));
 exports.Account = __importStar(require("./account"));
 exports.Activity = __importStar(require("./activity"));
@@ -163,5 +163,12 @@ exports.LoanOfferings = __importStar(require("./loanOfferings"));
 // LoanCollectorAssignment: DTOs/enums del lambda loan-collector-assignment-business (comp 08 — reglas de
 // asignación de cartera de cobranza + asignaciones crédito↔cobrador; SureKeep Fase 1 — pista Loan).
 exports.LoanCollectorAssignment = __importStar(require("./loanCollectorAssignment"));
+// LoanCredit: DTOs/enums del lambda loan-credit-business (comp 09 F2/F3 — motor de crédito SOFOM:
+// acreditado, crédito, plan de cuotas con amortización francesa + IVA 16%; SureKeep — pista Loan).
+exports.LoanCredit = __importStar(require("./loanCredit"));
+// LoanScoring: DTOs/enums del lambda loan-scoring-business (comp 08 F2 — SCI M7 de 3 capas +
+// ScoringProviderRouter configurable Modelias|Círculo con contrato agnóstico ScoringDecision;
+// SureKeep Fase 2 — pista Loan/SOFOM).
+exports.LoanScoring = __importStar(require("./loanScoring"));
 __exportStar(require("./messaging"), exports);
 __exportStar(require("./complaint"), exports);

package/bin/loanCredit/dtos/ActivationChecklist.d.ts

@@ -0,0 +1,11 @@
+/**
+ * Las 4 condiciones de activación del crédito (M2 §5 / 05_MOTOR §7). El crédito solo puede pasar a
+ * `ACTIVE` cuando las 4 son `true`. `downPayment`/`contractSigned` las marca la firma del contrato;
+ * `imeiEnrolled`/`lockVerified` las marca el enrolamiento MDM.
+ */
+export declare class ActivationChecklist {
+    downPayment: boolean;
+    contractSigned: boolean;
+    imeiEnrolled: boolean;
+    lockVerified: boolean;
+}

package/bin/loanCredit/dtos/ActivationChecklist.js

@@ -0,0 +1,42 @@
+"use strict";
+var __decorate = (this && this.__decorate) || function (decorators, target, key, desc) {
+    var c = arguments.length, r = c < 3 ? target : desc === null ? desc = Object.getOwnPropertyDescriptor(target, key) : desc, d;
+    if (typeof Reflect === "object" && typeof Reflect.decorate === "function") r = Reflect.decorate(decorators, target, key, desc);
+    else for (var i = decorators.length - 1; i >= 0; i--) if (d = decorators[i]) r = (c < 3 ? d(r) : c > 3 ? d(target, key, r) : d(target, key)) || r;
+    return c > 3 && r && Object.defineProperty(target, key, r), r;
+};
+var __metadata = (this && this.__metadata) || function (k, v) {
+    if (typeof Reflect === "object" && typeof Reflect.metadata === "function") return Reflect.metadata(k, v);
+};
+Object.defineProperty(exports, "__esModule", { value: true });
+exports.ActivationChecklist = void 0;
+const class_transformer_1 = require("class-transformer");
+const class_validator_1 = require("class-validator");
+/**
+ * Las 4 condiciones de activación del crédito (M2 §5 / 05_MOTOR §7). El crédito solo puede pasar a
+ * `ACTIVE` cuando las 4 son `true`. `downPayment`/`contractSigned` las marca la firma del contrato;
+ * `imeiEnrolled`/`lockVerified` las marca el enrolamiento MDM.
+ */
+class ActivationChecklist {
+}
+exports.ActivationChecklist = ActivationChecklist;
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsBoolean)(),
+    __metadata("design:type", Boolean)
+], ActivationChecklist.prototype, "downPayment", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsBoolean)(),
+    __metadata("design:type", Boolean)
+], ActivationChecklist.prototype, "contractSigned", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsBoolean)(),
+    __metadata("design:type", Boolean)
+], ActivationChecklist.prototype, "imeiEnrolled", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsBoolean)(),
+    __metadata("design:type", Boolean)
+], ActivationChecklist.prototype, "lockVerified", void 0);

package/bin/loanCredit/dtos/LoanBeneficiary.d.ts

@@ -0,0 +1,8 @@
+/**
+ * Beneficiario declarado por el acreditado (modelo-datos §5b `LoanBorrower.beneficiary`).
+ */
+export declare class LoanBeneficiary {
+    fullName: string;
+    relationship?: string;
+    phone?: string;
+}

package/bin/{platformRbac/dtos/ResendOtpRequest.js → loanCredit/dtos/LoanBeneficiary.js}

@@ -9,28 +9,30 @@ var __metadata = (this && this.__metadata) || function (k, v) {
     if (typeof Reflect === "object" && typeof Reflect.metadata === "function") return Reflect.metadata(k, v);
 };
 Object.defineProperty(exports, "__esModule", { value: true });
-exports.ResendOtpRequest = void 0;
+exports.LoanBeneficiary = void 0;
 const class_transformer_1 = require("class-transformer");
 const class_validator_1 = require("class-validator");
 /**
- * Body del POST /auth/resend-otp (público, anónimo). DEC-RBAC-054.
- * Reenvía el OTP del login re-disparando el challenge real CUSTOM_AUTH (EMAIL_OTP) para la
- * identidad SIN password. `tenantId` obligatorio (DEC-064 — el picker ya lo resolvió, NO "solo email").
- * El email se normaliza lowercase server-side. Postura anti-enumeración: respuesta 200 genérica
- * siempre, sin filtrar existencia (ver AuthLoginManager.resendChallengeOtp).
+ * Beneficiario declarado por el acreditado (modelo-datos §5b `LoanBorrower.beneficiary`).
  */
-class ResendOtpRequest {
+class LoanBeneficiary {
 }
-exports.ResendOtpRequest = ResendOtpRequest;
+exports.LoanBeneficiary = LoanBeneficiary;
 __decorate([
     (0, class_transformer_1.Expose)(),
-    (0, class_validator_1.IsEmail)(),
+    (0, class_validator_1.IsString)(),
     (0, class_validator_1.IsNotEmpty)(),
     __metadata("design:type", String)
-], ResendOtpRequest.prototype, "email", void 0);
+], LoanBeneficiary.prototype, "fullName", void 0);
 __decorate([
     (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanBeneficiary.prototype, "relationship", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
     (0, class_validator_1.IsString)(),
-    (0, class_validator_1.IsNotEmpty)(),
     __metadata("design:type", String)
-], ResendOtpRequest.prototype, "tenantId", void 0);
+], LoanBeneficiary.prototype, "phone", void 0);

package/bin/loanCredit/dtos/LoanBorrower.d.ts

@@ -0,0 +1,22 @@
+import { ClientLevelEnum } from '../enums/ClientLevelEnum';
+import { LoanBeneficiary } from './LoanBeneficiary';
+/**
+ * LoanBorrower — el acreditado de la SOFOM (modelo-datos §5b · owner `loan-credit-business`).
+ * Se hidrata desde el evento `CustomerKycVerifiedV1` de retail-customer (idempotente por
+ * `retailCustomerId`). `sciScore`/`clientLevel` los actualiza loan-scoring tras cada evaluación.
+ */
+export declare class LoanBorrower {
+    borrowerId: string;
+    /** FK al comprador de retail (`RetailCustomer` — owner retail-customer-business). */
+    retailCustomerId: string;
+    /** SCI vigente 0-100 (M7). Ausente hasta la primera evaluación. */
+    sciScore?: number;
+    clientLevel?: ClientLevelEnum;
+    /** Score FICO/FIS del buró en la última consulta (Círculo de Crédito). */
+    bureauScore?: number;
+    beneficiary?: LoanBeneficiary;
+    createdBy: string;
+    updatedBy: string;
+    createdAt: string;
+    updatedAt: string;
+}

package/bin/loanCredit/dtos/LoanBorrower.js

@@ -0,0 +1,82 @@
+"use strict";
+var __decorate = (this && this.__decorate) || function (decorators, target, key, desc) {
+    var c = arguments.length, r = c < 3 ? target : desc === null ? desc = Object.getOwnPropertyDescriptor(target, key) : desc, d;
+    if (typeof Reflect === "object" && typeof Reflect.decorate === "function") r = Reflect.decorate(decorators, target, key, desc);
+    else for (var i = decorators.length - 1; i >= 0; i--) if (d = decorators[i]) r = (c < 3 ? d(r) : c > 3 ? d(target, key, r) : d(target, key)) || r;
+    return c > 3 && r && Object.defineProperty(target, key, r), r;
+};
+var __metadata = (this && this.__metadata) || function (k, v) {
+    if (typeof Reflect === "object" && typeof Reflect.metadata === "function") return Reflect.metadata(k, v);
+};
+Object.defineProperty(exports, "__esModule", { value: true });
+exports.LoanBorrower = void 0;
+const class_transformer_1 = require("class-transformer");
+const class_validator_1 = require("class-validator");
+const regex_1 = require("../../helpers/constans/regex");
+const ClientLevelEnum_1 = require("../enums/ClientLevelEnum");
+const LoanBeneficiary_1 = require("./LoanBeneficiary");
+/**
+ * LoanBorrower — el acreditado de la SOFOM (modelo-datos §5b · owner `loan-credit-business`).
+ * Se hidrata desde el evento `CustomerKycVerifiedV1` de retail-customer (idempotente por
+ * `retailCustomerId`). `sciScore`/`clientLevel` los actualiza loan-scoring tras cada evaluación.
+ */
+class LoanBorrower {
+}
+exports.LoanBorrower = LoanBorrower;
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanBorrower.prototype, "borrowerId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanBorrower.prototype, "retailCustomerId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(0),
+    (0, class_validator_1.Max)(100),
+    __metadata("design:type", Number)
+], LoanBorrower.prototype, "sciScore", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsEnum)(ClientLevelEnum_1.ClientLevelEnum),
+    __metadata("design:type", String)
+], LoanBorrower.prototype, "clientLevel", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanBorrower.prototype, "bureauScore", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.ValidateNested)(),
+    (0, class_transformer_1.Type)(() => LoanBeneficiary_1.LoanBeneficiary),
+    __metadata("design:type", LoanBeneficiary_1.LoanBeneficiary)
+], LoanBorrower.prototype, "beneficiary", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanBorrower.prototype, "createdBy", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanBorrower.prototype, "updatedBy", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanBorrower.prototype, "createdAt", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanBorrower.prototype, "updatedAt", void 0);

package/bin/loanCredit/dtos/LoanCredit.d.ts

@@ -0,0 +1,50 @@
+import { ClientLevelEnum } from '../enums/ClientLevelEnum';
+import { LoanCreditStatusEnum } from '../enums/LoanCreditStatusEnum';
+import { ActivationChecklist } from './ActivationChecklist';
+/**
+ * LoanCredit — el crédito SOFOM (modelo-datos §5b · M2 · owner `loan-credit-business`).
+ *
+ * Convenciones: montos en **cents** (entero); TNA decimal (`2.30` = 230%); porcentajes decimal
+ * sobre 1. La estructura financiera es amortización francesa + IVA 16% sobre intereses, sin interés
+ * moratorio (M2 §3). El snapshot `sciAtOrigination`/`clientLevelAtOrigination` congela las
+ * condiciones del cliente al originar (el SCI vivo evoluciona en `LoanBorrower`).
+ */
+export declare class LoanCredit {
+    creditId: string;
+    borrowerId: string;
+    status: LoanCreditStatusEnum;
+    /** Plan de crédito del catálogo de loan-offerings con el que se originó. */
+    planId: string;
+    termWeeks: number;
+    equipmentPriceCents: number;
+    downPaymentCents: number;
+    /** Capital financiado = precio del equipo − enganche. */
+    financedCapitalCents: number;
+    /** TNA decimal (`2.30` = 230%). */
+    tnaAnnual: number;
+    /** Cuota semanal sin IVA (constante en amortización francesa). */
+    weeklyPaymentCents: number;
+    /** Cuota semanal con IVA de la primera semana (informativa — el IVA decrece por cuota). */
+    weeklyPaymentWithIvaCents: number;
+    totalInterestCents: number;
+    totalIvaCents: number;
+    /** Total a pagar = capital + intereses + IVA. */
+    totalToPayCents: number;
+    /** IMEI del equipo financiado (se fija en el enrolamiento MDM). */
+    imei?: string;
+    activationChecklist: ActivationChecklist;
+    /** SCI del cliente al originar (snapshot, 0-100). */
+    sciAtOrigination?: number;
+    clientLevelAtOrigination?: ClientLevelEnum;
+    activatedAt?: string;
+    /** Fin de la ventana de cancelación voluntaria = activatedAt + 7 días naturales (M2 §11.3). */
+    voluntaryCancelDeadline?: string;
+    /** Vencimiento de la primera cuota (primer viernes después de la activación). */
+    firstDueDate?: string;
+    /** Vencimiento de la última cuota. */
+    lastDueDate?: string;
+    createdBy: string;
+    updatedBy: string;
+    createdAt: string;
+    updatedAt: string;
+}

package/bin/loanCredit/dtos/LoanCredit.js

@@ -0,0 +1,174 @@
+"use strict";
+var __decorate = (this && this.__decorate) || function (decorators, target, key, desc) {
+    var c = arguments.length, r = c < 3 ? target : desc === null ? desc = Object.getOwnPropertyDescriptor(target, key) : desc, d;
+    if (typeof Reflect === "object" && typeof Reflect.decorate === "function") r = Reflect.decorate(decorators, target, key, desc);
+    else for (var i = decorators.length - 1; i >= 0; i--) if (d = decorators[i]) r = (c < 3 ? d(r) : c > 3 ? d(target, key, r) : d(target, key)) || r;
+    return c > 3 && r && Object.defineProperty(target, key, r), r;
+};
+var __metadata = (this && this.__metadata) || function (k, v) {
+    if (typeof Reflect === "object" && typeof Reflect.metadata === "function") return Reflect.metadata(k, v);
+};
+Object.defineProperty(exports, "__esModule", { value: true });
+exports.LoanCredit = void 0;
+const class_transformer_1 = require("class-transformer");
+const class_validator_1 = require("class-validator");
+const regex_1 = require("../../helpers/constans/regex");
+const ClientLevelEnum_1 = require("../enums/ClientLevelEnum");
+const LoanCreditStatusEnum_1 = require("../enums/LoanCreditStatusEnum");
+const ActivationChecklist_1 = require("./ActivationChecklist");
+/**
+ * LoanCredit — el crédito SOFOM (modelo-datos §5b · M2 · owner `loan-credit-business`).
+ *
+ * Convenciones: montos en **cents** (entero); TNA decimal (`2.30` = 230%); porcentajes decimal
+ * sobre 1. La estructura financiera es amortización francesa + IVA 16% sobre intereses, sin interés
+ * moratorio (M2 §3). El snapshot `sciAtOrigination`/`clientLevelAtOrigination` congela las
+ * condiciones del cliente al originar (el SCI vivo evoluciona en `LoanBorrower`).
+ */
+class LoanCredit {
+}
+exports.LoanCredit = LoanCredit;
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "creditId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "borrowerId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsEnum)(LoanCreditStatusEnum_1.LoanCreditStatusEnum),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "status", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "planId", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(1),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "termWeeks", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(1),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "equipmentPriceCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(0),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "downPaymentCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(1),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "financedCapitalCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsNumber)(),
+    (0, class_validator_1.Min)(0),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "tnaAnnual", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "weeklyPaymentCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "weeklyPaymentWithIvaCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "totalInterestCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "totalIvaCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsInt)(),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "totalToPayCents", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "imei", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.ValidateNested)(),
+    (0, class_transformer_1.Type)(() => ActivationChecklist_1.ActivationChecklist),
+    __metadata("design:type", ActivationChecklist_1.ActivationChecklist)
+], LoanCredit.prototype, "activationChecklist", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsInt)(),
+    (0, class_validator_1.Min)(0),
+    (0, class_validator_1.Max)(100),
+    __metadata("design:type", Number)
+], LoanCredit.prototype, "sciAtOrigination", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsEnum)(ClientLevelEnum_1.ClientLevelEnum),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "clientLevelAtOrigination", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "activatedAt", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "voluntaryCancelDeadline", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "firstDueDate", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsOptional)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "lastDueDate", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "createdBy", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.IsString)(),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "updatedBy", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "createdAt", void 0);
+__decorate([
+    (0, class_transformer_1.Expose)(),
+    (0, class_validator_1.Matches)(regex_1.regexIso8601),
+    __metadata("design:type", String)
+], LoanCredit.prototype, "updatedAt", void 0);

package/bin/loanCredit/dtos/LoanInstallment.d.ts

@@ -0,0 +1,27 @@
+import { LoanInstallmentStatusEnum } from '../enums/LoanInstallmentStatusEnum';
+/**
+ * LoanInstallment — cuota semanal del crédito (modelo-datos §5b). Montos en cents; el IVA (16%)
+ * aplica SOLO sobre el interés de la cuota (M2 §3.3). `dueDate` (YYYY-MM-DD) queda ausente hasta la
+ * activación: las fechas se fijan a partir del primer viernes después de `activatedAt` (05_MOTOR §7).
+ */
+export declare class LoanInstallment {
+    creditId: string;
+    /** Número de cuota 1-based. */
+    installmentNumber: number;
+    status: LoanInstallmentStatusEnum;
+    /** Vencimiento YYYY-MM-DD (viernes; festivo → lunes siguiente). Ausente hasta activar. */
+    dueDate?: string;
+    capitalCents: number;
+    interestCents: number;
+    /** IVA 16% sobre el interés de la cuota. */
+    ivaCents: number;
+    /** capital + interés + IVA. */
+    totalCents: number;
+    /** Saldo insoluto de capital tras aplicar la cuota. */
+    outstandingBalanceCents: number;
+    paidAt?: string;
+    createdBy: string;
+    updatedBy: string;
+    createdAt: string;
+    updatedAt: string;
+}