@fantastic.dev/better-stripe 0.8.1 → 0.10.0

package/dist/react/workflows/PlanPricingEditor.d.ts.map

@@ -0,0 +1 @@
+{"version":3,"file":"PlanPricingEditor.d.ts","sourceRoot":"","sources":["../../../src/react/workflows/PlanPricingEditor.tsx"],"names":[],"mappings":"AACA,OAAO,EAAmB,KAAK,SAAS,EAAE,MAAM,OAAO,CAAC;AAExD,MAAM,MAAM,WAAW,GAAG;IACxB,EAAE,EAAE,MAAM,CAAC;IACX,IAAI,EAAE,MAAM,CAAC;IACb,aAAa,EAAE,MAAM,CAAC;IACtB,cAAc,EAAE,MAAM,GAAG,IAAI,CAAC;IAC9B,oBAAoB,CAAC,EAAE,MAAM,GAAG,IAAI,CAAC;IACrC,OAAO,EAAE,MAAM,CAAC;CACjB,CAAC;AACF,MAAM,MAAM,iBAAiB,GAAG;IAC9B,aAAa,EAAE,MAAM,CAAC;IACtB,cAAc,EAAE,MAAM,GAAG,IAAI,CAAC;IAC9B,oBAAoB,CAAC,EAAE,MAAM,GAAG,IAAI,CAAC;IACrC,eAAe,EAAE,MAAM,CAAC;CACzB,CAAC;AACF,MAAM,MAAM,sBAAsB,GAAG;IACnC,YAAY,EAAE,MAAM,CAAC;IACrB,OAAO,EAAE,MAAM,CAAC;IAChB,cAAc,EAAE,MAAM,CAAC;IACvB,eAAe,EAAE,CAAC,KAAK,EAAE,MAAM,KAAK,IAAI,CAAC;IACzC,UAAU,EAAE,CAAC,KAAK,EAAE,MAAM,KAAK,IAAI,CAAC;IACpC,iBAAiB,EAAE,CAAC,KAAK,EAAE,MAAM,KAAK,IAAI,CAAC;IAC3C,IAAI,EAAE,MAAM,OAAO,CAAC,OAAO,CAAC,CAAC;IAC7B,SAAS,EAAE,OAAO,CAAC;IACnB,KAAK,EAAE,MAAM,GAAG,IAAI,CAAC;IACrB,OAAO,EAAE,MAAM,GAAG,SAAS,CAAC;CAC7B,CAAC;AACF,MAAM,MAAM,sBAAsB,GAAG;IACnC,IAAI,EAAE,WAAW,CAAC;IAClB,MAAM,EAAE,CAAC,MAAM,EAAE,iBAAiB,KAAK,OAAO,CAAC,OAAO,CAAC,CAAC;IACxD,QAAQ,CAAC,EAAE,CAAC,KAAK,EAAE,sBAAsB,KAAK,SAAS,CAAC;CACzD,CAAC;AACF,wGAAwG;AACxG,wBAAgB,iBAAiB,CAAC,EAChC,IAAI,EACJ,MAAM,EACN,QAAQ,GACT,EAAE,sBAAsB,+BAoHxB"}

package/dist/react/workflows/PlanPricingEditor.js

@@ -0,0 +1,64 @@
+"use client";
+import { Fragment as _Fragment, jsx as _jsx, jsxs as _jsxs } from "react/jsx-runtime";
+import { useId, useState } from "react";
+import { useWorkflowAction } from "./useWorkflowAction.js";
+/** Unstyled store-plan pricing editor. Authorization and Stripe price creation belong on the server. */
+export function PlanPricingEditor({ plan, onSave, children, }) {
+    const id = useId();
+    const scope = `${plan.id}:${plan.version}`;
+    const initial = {
+        scope,
+        affiliateShare: String((plan.affiliateBasisPoints ?? 0) / 100),
+        monthlyPrice: (plan.monthlyAmount / 100).toFixed(2),
+        saleFee: plan.feeBasisPoints === null ? "" : String(plan.feeBasisPoints / 100),
+    };
+    const [fields, setFields] = useState(initial);
+    if (fields.scope !== scope)
+        setFields(initial);
+    const action = useWorkflowAction(async () => {
+        if (!/^\d+(\.\d{1,2})?$/.test(fields.monthlyPrice.trim()))
+            throw new Error("Enter a positive monthly price with at most two decimal places.");
+        const monthlyAmount = Math.round(Number(fields.monthlyPrice) * 100);
+        if (!Number.isSafeInteger(monthlyAmount) || monthlyAmount <= 0)
+            throw new Error("Enter a positive monthly price.");
+        const feeBasisPoints = fields.saleFee.trim() === ""
+            ? null
+            : Math.round(Number(fields.saleFee) * 100);
+        if (feeBasisPoints !== null &&
+            (!/^\d+(\.\d{1,2})?$/.test(fields.saleFee.trim()) ||
+                !Number.isSafeInteger(feeBasisPoints) ||
+                feeBasisPoints < 0 ||
+                feeBasisPoints > 10000))
+            throw new Error("Enter a sale fee from 0 to 100%, with at most two decimal places, or leave it blank for Stripe processing only.");
+        const affiliateBasisPoints = Math.round(Number(fields.affiliateShare) * 100);
+        if (!/^\d+(\.\d{1,2})?$/.test(fields.affiliateShare.trim()) ||
+            !Number.isSafeInteger(affiliateBasisPoints) ||
+            affiliateBasisPoints < 0 ||
+            affiliateBasisPoints > 10000)
+            throw new Error("Enter an affiliate payout from 0 to 100%, with at most two decimal places.");
+        await onSave({
+            monthlyAmount,
+            feeBasisPoints,
+            affiliateBasisPoints,
+            expectedVersion: plan.version,
+        });
+        return "Pricing saved. Existing subscriptions keep their monthly price.";
+    }, plan.id);
+    const state = {
+        ...fields,
+        setMonthlyPrice: (monthlyPrice) => setFields((previous) => ({ ...previous, monthlyPrice })),
+        setSaleFee: (saleFee) => setFields((previous) => ({ ...previous, saleFee })),
+        setAffiliateShare: (affiliateShare) => setFields((previous) => ({ ...previous, affiliateShare })),
+        save: action.run,
+        isPending: action.isPending,
+        error: action.error,
+        message: action.result,
+    };
+    if (children)
+        return _jsx(_Fragment, { children: children(state) });
+    return (_jsxs("form", { onSubmit: (event) => {
+            event.preventDefault();
+            void state.save();
+        }, "aria-label": `${plan.name} pricing`, children: [_jsx("h3", { children: plan.name }), _jsx("label", { htmlFor: `${id}-monthly`, children: "Monthly price (USD)" }), _jsx("input", { id: `${id}-monthly`, inputMode: "decimal", value: state.monthlyPrice, disabled: state.isPending, onChange: (event) => state.setMonthlyPrice(event.target.value) }), _jsx("label", { htmlFor: `${id}-fee`, children: "Sale fee (%)" }), _jsx("input", { id: `${id}-fee`, inputMode: "decimal", value: state.saleFee, disabled: state.isPending, onChange: (event) => state.setSaleFee(event.target.value) }), _jsx("p", { children: "Leave the sale fee blank for Stripe processing only. The seller always covers actual Stripe processing costs." }), _jsx("label", { htmlFor: `${id}-affiliate`, children: "Affiliate payout (%)" }), _jsx("input", { id: `${id}-affiliate`, inputMode: "decimal", value: state.affiliateShare, disabled: state.isPending, onChange: (event) => state.setAffiliateShare(event.target.value) }), _jsx("p", { children: "Percentage of a referred sale after the sale fee. The seller receives the remainder." }), state.error && _jsx("p", { role: "alert", children: state.error }), state.message && _jsx("p", { role: "status", children: state.message }), _jsx("button", { type: "submit", disabled: state.isPending, children: state.isPending ? "Saving…" : "Save pricing" })] }));
+}
+//# sourceMappingURL=PlanPricingEditor.js.map

package/dist/react/workflows/PlanPricingEditor.js.map

@@ -0,0 +1 @@
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package/dist/react/workflows/index.d.ts

@@ -67,4 +67,12 @@ export { PayoutOverview } from "./Overview.js";
 export type { PayoutOverviewProps, PayoutOverviewRow } from "./Overview.js";
 export { ChargeSummary, PaymentDetails } from "./Financials.js";
 export type { ChargeSummaryProps, PaymentDetailsProps, PaymentDetailsPayment, PaymentDetailsState, } from "./Financials.js";
+export { Pagination, useCursorPagination } from "./Pagination.js";
+export type { PaginationProps } from "./Pagination.js";
+export { PlanPricingEditor } from "./PlanPricingEditor.js";
+export type { PlanPricing, PlanPricingUpdate, PlanPricingEditorState, PlanPricingEditorProps, } from "./PlanPricingEditor.js";
+export { AffiliateRateEditor } from "./AffiliateRateEditor.js";
+export type { AffiliateRateUpdate, AffiliateRateEditorProps, AffiliateRateEditorState, } from "./AffiliateRateEditor.js";
+export { AffiliatePayoutEditor } from "./AffiliatePayoutEditor.js";
+export type { AffiliateCommissionTerm, AffiliatePayoutEditorProps, AffiliatePayoutEditorState, AffiliatePayoutUpdate, } from "./AffiliatePayoutEditor.js";
 //# sourceMappingURL=index.d.ts.map

package/dist/react/workflows/index.d.ts.map

@@ -1 +1 @@
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

package/dist/react/workflows/index.js

@@ -35,4 +35,8 @@ export { DEFAULT_CONNECT_COUNTRIES } from "./Onboarding.js";
 export { PayoutHistory } from "./Payouts.js";
 export { PayoutOverview } from "./Overview.js";
 export { ChargeSummary, PaymentDetails } from "./Financials.js";
+export { Pagination, useCursorPagination } from "./Pagination.js";
+export { PlanPricingEditor } from "./PlanPricingEditor.js";
+export { AffiliateRateEditor } from "./AffiliateRateEditor.js";
+export { AffiliatePayoutEditor } from "./AffiliatePayoutEditor.js";
 //# sourceMappingURL=index.js.map

package/dist/react/workflows/index.js.map

@@ -1 +1 @@
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package/docs/react-workflows-audit.md

@@ -30,6 +30,9 @@ uses render props or companion hooks to apply shadcn styling.
 | Affiliate earnings                        | `Earnings`, `EarningsSummary`                                                                                                                          |
 | Affiliate referred sales                  | `ReferredSales`, store attribution and commission                                                                                                      |
 | Affiliate links                           | `useReferralLinks`, `ReferralLinks`, `ClipboardButton`                                                                                                 |
+| Seller affiliate payout rules             | `AffiliatePayoutEditor` with amount, percentage/currency mode, inherited term, Save/Clear, and async feedback                                          |
+| Admin store plans                         | `PlanPricingEditor` and `AffiliatePayoutEditor`; the app binds Stripe pricing and inherited commission policy                                          |
+| Affiliate sales pagination                | `Pagination` and `useCursorPagination`; the backend supplies indexed cursors                                                                           |
 | Admin overview                            | `Overview`                                                                                                                                             |
 | Admin subscriptions                       | `Subscriptions`, `useSubscriptionFilter`                                                                                                               |
 | Admin webhooks                            | `WebhookEvents`, `useWebhookFilters`                                                                                                                   |
@@ -86,3 +89,19 @@ affiliate link copying, dispute evidence, and partial/remaining-balance refunds.
 The tests use Stripe sandbox objects and await action results or webhook state.
 Native public-entry tests also render the workflows without example providers,
 CSS classes, inline styles, or example URLs.
+
+## Pricing and affiliate updates
+
+Seller product/price rows, store-wide defaults, admin plan rows, and platform-wide
+defaults all use the public `AffiliatePayoutEditor`. It owns percentage/fixed
+amount validation, commission-term selection, clear/inherit behavior, edit
+versions, pending state, and errors. `PlanPricingEditor` owns the monthly-price
+and sale-fee form. The example binds both to Convex functions and supplies shadcn
+markup. Rule resolution, Stripe metadata, first-invoice claims, fee accounting,
+and transfer execution remain backend application policy.
+
+Browser regression checks cover equal cards/layouts in API and package views,
+referral-sales pagination, inline payout controls, and plan pricing. Sandbox QA
+covers all five checkout integrations, declined-card retries, inherited and fixed
+commissions, and Forever/One-time subscription renewals using Stripe test clocks.
+Existing subscriptions keep their monthly price and saved commission term.

package/docs/react-workflows.md

@@ -52,8 +52,11 @@ function Purchase({ publishableKey, priceId, createSession }) {
 
 The callback returns `{ stripeSessionId, clientSecret?, url? }`. It must return
 `url` for `redirect` and `clientSecret` for the other session modes. Use the
-request ID for server idempotency. A user-triggered retry creates a new request
-ID; also enforce application-level duplicate-order protection on the server.
+request ID for server idempotency. Retries and rerenders preserve the same ID.
+Changing `orderKey` or checkout mode starts a new logical request. Pass a persisted
+`requestId` prop to preserve identity across unmounts or page reloads. Forward it
+to your authenticated server and Stripe request options; also enforce durable
+application-level duplicate-order protection.
 
 | Mode             | Stripe integration                    | Tradeoff                                                               |
 | ---------------- | ------------------------------------- | ---------------------------------------------------------------------- |
@@ -72,6 +75,10 @@ Use `renderForm` on the custom and PaymentIntent modes to render your own email
 input, `paymentElement`, error, and submit button. The preview `form` mode renders
 Stripe's form and does not use that renderer. `children` replaces the outer
 checkout frame and receives `content`, `isLoading`, `error`, and `retry`.
+Respect `state.emailReadOnly` on your email input. Custom Checkout uses the
+email Stripe supplied when the session loaded and skips `updateEmail` for that
+session. Guest sessions without an email collect it before confirmation and
+keep it editable if a payment attempt fails.
 The lower-level `CheckoutElementsForm`, `PaymentIntentForm`, and `CheckoutForm`
 are also exported for an existing client secret.
 
@@ -79,7 +86,14 @@ Only a server-confirmed payment or checkout session should grant access to the
 product. Use `PaymentReceipt` or `CheckoutStatus` with webhook-backed query data;
 a browser return URL alone does not prove payment.
 
-## Headless or Stripe embedded
+## Via API, BetterStripe components, or Stripe embedded
+
+The switch labels are **via API**, **BetterStripe components**, **Stripe embedded**,
+and **Stripe hosted**. BetterStripe components are the unstyled exports from this
+package; Stripe embedded views mount Stripe's Connect UI. The internal mode keys
+remain `headless`, `components`, `embedded`, and `hosted` for compatibility, including
+existing `?example=headless` links. The package's native components accept render
+props so the example can match the API view's cards and layout.
 
 `Account`, `Onboarding`, `Disputes`, `Refunds`, `Earnings`, and `Payouts` accept
 `presentation="embedded"` with Connect session props. Their default headless
@@ -232,3 +246,80 @@ available and pending Stripe balances shown by `Payouts`.
 shared by its account pages and native `Onboarding`. Supply `countries` to limit
 or expand the UI for your platform. This default is not a complete list of
 Stripe-supported countries; your server must validate account eligibility.
+
+## Cursor pagination
+
+Use `useCursorPagination(accountId)` to keep a page number, current cursor, and
+Previous/Next history. Pass `cursor` to your backend's paginated query and call
+`next(result.continueCursor)` only when `result.isDone` is false. Changing the
+scope key resets the history to page 1.
+
+`Pagination` renders unstyled Previous/Next buttons and an announced page number,
+or accepts a render function for your design system. Supply `canPrevious`,
+`canNext`, `isLoading`, `onPrevious`, and `onNext`. Navigation is disabled while
+loading. The example's affiliate sales page uses this with the component query
+`connect.queries.paginateTransfersByAccount`, which returns newest-first cursor
+pages scoped to the recipient account. Earnings totals still use aggregate
+queries independently of pagination.
+
+## Store-plan pricing editor
+
+`PlanPricingEditor` accepts a `plan` with `id`, `name`, `monthlyAmount` in minor
+units, nullable `feeBasisPoints`, and `version`, plus `onSave(update)`. The update
+contains `monthlyAmount`, `feeBasisPoints`, and `expectedVersion`. Blank fees
+mean processing-only. Native fields are unstyled; use the render prop to supply
+your design system. Server-side authorization, fee floors, Stripe Price creation,
+and conflict checks belong in your backend. Existing subscription migration is
+an application policy, not an automatic side effect of this editor.
+
+`PlanPricingEditor` also supports optional `affiliateBasisPoints` on the plan and
+save update, defaulting to 0. Its render state exposes `affiliateShare` and
+`setAffiliateShare`. The native field is labeled Affiliate payout (%), accepts
+0 through 100 with at most two decimal places, and saves integer basis points.
+Omitting the field in an older backend request preserves an existing configured
+rate. The example applies this rate after sale fees and records it with each
+settled sale.
+
+## Product and subscription affiliate-rate editor
+
+`AffiliateRateEditor` accepts `scopeKey`, nullable `affiliateBasisPoints`,
+`effectiveBasisPoints`, `source` of global/store/plan/product/price/none, `version`, and `onSave`.
+Its save update contains nullable `affiliateBasisPoints` and `expectedVersion`.
+Blank input means inherit, zero disables commission, and percentages support
+0 to 100 with two decimal places. Use its native unstyled form or render state
+`percentage`, `setPercentage`, `effectiveLabel`, `save`, `isPending`, `error`,
+and `message` to supply styled controls. The backend must verify ownership and
+resolve price overrides before product overrides and plan defaults. The example
+uses the current subscription price on renewals and preserves settled economics.
+
+## Percentage or fixed affiliate payouts
+
+`AffiliatePayoutEditor` is the unstyled editor used inline by the example's seller
+product and price rows and admin store-plan rows. Supply `scopeKey`, nullable
+`affiliateBasisPoints`, optional nullable `affiliateFixedAmount`, effective values,
+`version`, `currency`, and `onSave`. Fixed amounts are major currency units,
+not cents. The save callback receives both nullable fields and `expectedVersion`;
+only one payout field is non-null. Blank means inherit; explicit zero disables.
+
+The native form includes a number input, `%`/currency-symbol toggle, Save, and X.
+X saves null for both fields to clear the override. `currency` defaults to USD
+and controls the display symbol. A render prop exposes `value`, `mode`, `setValue`,
+`setMode`, `currencySymbol`, `effectiveLabel`, `save`, `clear`, `isPending`, `error`,
+and `message` so applications can supply their own markup. Server code must
+resolve defaults, validate ownership and versions, convert major amounts into
+Stripe minor units, and cap fixed payouts at proceeds after fees. The example
+uses a nominal fixed amount per sale currency; it does not perform FX conversion.
+
+Affiliate payout sources can be `global`, `store`, `plan`, `product`, `price`, or
+`none`. Unset app rules fall back to zero. The example resolves price → product →
+store-wide → plan → platform-wide → 0, and distinguishes explicit zero from null
+inheritance. Both global controls use the same package editor as the row controls.
+
+`AffiliatePayoutEditor` also exposes an optional `affiliateCommissionTerm`
+(`"forever"`, `"one_time"`, or `null` to inherit) and
+`effectiveCommissionTerm`. Its render state includes `term` and `setTerm`, and
+`onSave` receives the selected term together with the payout amount. Clear
+removes both overrides. The example saves the resolved subscription term in
+Stripe metadata at checkout and claims the first paid invoice atomically in its
+Convex ledger; the UI component does not itself create transfers or process
+renewals.

package/docs/settlement.md

@@ -0,0 +1,158 @@
+# Verified settlement and recipient payouts
+
+BetterStripe owns provider reads, immutable settlement claims, transfer execution,
+and recovery. Your server authenticates the caller, resolves recipient accounts,
+selects rates, and authorizes the allocation. Never accept these values directly
+from a browser. Amounts below are integer minor units in one currency.
+
+## Read, allocate, settle
+
+```ts
+import { allocateSale } from "@fantastic.dev/better-stripe";
+
+const sale = await stripe.getVerifiedSale(ctx, {
+  paymentIntentId,
+  invoiceId, // Required for a subscription payment
+  subscriptionId,
+});
+if (sale.status !== "ready") {
+  // Only retry when sale.retryable is true. Missing processing fees are not zero.
+  return sale;
+}
+const allocation = allocateSale({
+  gross: sale.gross,
+  processingFee: sale.processingFee,
+  feeBasisPoints: 900,
+  creatorAccountId,
+  affiliate: { destinationAccountId: affiliateAccountId, basisPoints: 2000 },
+  collaborators: [
+    { destinationAccountId: collaboratorAccountId, basisPoints: 2500 },
+  ],
+});
+return stripe.settleSale(ctx, {
+  paymentIntentId,
+  invoiceId,
+  subscriptionId,
+  allocation: {
+    gross: sale.gross,
+    currency: sale.currency,
+    processingFee: sale.processingFee,
+    platformNet: allocation.platformNet,
+    transfers: allocation.transfers,
+  },
+});
+```
+
+`allocateSale` is pure. The inclusive sale fee is the greater of actual Stripe
+processing and the selected gross percentage. The platform keeps the difference.
+An affiliate receives a percentage of the amount after that fee, or a
+`fixedAmount` in minor units, capped at the amount available. Collaborators
+receive their percentages of the creator remainder. Rounding residue stays with
+the creator. Omit the affiliate for zero commission; no application rate is built in.
+
+`getVerifiedSale` expands the charge's actual balance transaction, verifies
+currency and paid invoice linkage, and reads the subscription's current price.
+It refuses refunded/disputed charges, converted settlement currencies, partial
+invoice payments, and multi-price subscriptions rather than guessing allocations.
+A `pending` result carries a retryable reason; `not_payable` must not trigger a transfer.
+
+`settleSale` verifies the provider data again, then pins the original allocation
+by charge. Retries use that original allocation even if rates have changed. The
+shared transfer engine records legs in the existing component transfer ledger;
+there is no required application `storeSales` table. Optional signed
+`adjustmentAmount` accounts for an authorized application credit or recovered
+cost; it must reconcile with all other amounts. An optional `onSettled` callback
+runs after execution and can run again on retries: make application writes
+idempotent by source charge.
+
+Provider transfers carry the source charge and recipient role. If Stripe succeeds
+and persistence fails, retries reconcile provider records before creating missing
+legs, including legacy ungrouped transfers. Incomplete provider history fails
+closed. Existing refund/dispute reversal APIs recover these original legs too.
+Stripe API idempotency is an additional safeguard, not the only recovery record.
+Do not delete financial component records while payments can be retried or reversed.
+
+The Vite example exposes a [fee-first allocation preview](http://localhost:5173/demo/allocation)
+from Admin → Testing Utilities. Its illustrative inputs use the public helper
+and the package React `SplitBreakdown`; they do not alter store settings.
+
+## Subscription commission terms
+
+```ts
+const commission = await stripe.selectCommissionInvoice(ctx, {
+  subscriptionId,
+  invoiceId,
+  affiliateAccountId, // Server-validated identity
+  term: "one_time", // Default: "forever"
+});
+```
+
+This selects eligibility, not a rate or a money movement. `one_time` selects the
+earliest paid nonzero invoice from complete provider history, even if a renewal
+arrives first. Failed invoices and zero-value trials do not consume eligibility.
+The component pins the term and affiliate identity. Refunds do not reset the
+first invoice. A replay returns the same `claimKey` and eligibility so interrupted
+settlement can finish; deduplicate actual payment execution with `settleSale`.
+If historical pagination exceeds the configured bound, selection refuses to guess.
+
+The Vite example migrates its old subscription claims with
+`pnpm exec convex run commissionMigration:run '{}'` from `example/`. Repeat until
+it returns `0`. Run this after deploying the new component and before replaying
+historical subscription events. The migration preserves terms and first invoices;
+its batch deletes are transactional with component writes.
+
+## Payout snapshots
+
+```ts
+const snapshot = await stripe.getPayoutSnapshot(ctx, {
+  stripeAccountId,
+  cursor,
+  limit: 25,
+});
+```
+
+The snapshot contains per-currency `balances`, cursor-paginated `payouts`,
+deduplicated pending/in-transit `upcoming`, and `nextCursor`. Arrival dates are
+provider estimates, nullable, in milliseconds. `upcomingComplete: false` means
+only a bounded preview was retrieved. An unavailable account returns
+`status: "not_ready"` with empty data and a reason; it does not imply a zero balance.
+The React `PayoutSnapshot` contract accepts this shape directly.
+
+A transfer moves money to a connected account; a payout moves that account's
+available balance to its external bank. These boundaries have different controls.
+
+## Combined payout minimums: supported boundary
+
+A single user-level recipient account naturally combines creator and affiliate
+funds across communities. Keep currency balances separate. Only available funds
+are mature; Stripe's available balance already reflects provider debits and known
+reversals. A platform source ledger is still necessary to explain which earnings
+remain owed and distinguish unrelated funds in an already-mixed account.
+
+The supported default is Stripe-managed automatic payouts with no additional
+application minimum. Stripe enforces its applicable currency/method floor. The
+Balance Settings API does not expose a numeric payout-floor field; this package
+does not invent one. `minimum_balance_by_currency` is a retained reserve after a
+payout, **not a minimum payout trigger**. [Stripe reserve documentation](https://docs.stripe.com/payouts/minimum-balances-for-automatic-payouts).
+
+Custom application thresholds need a separately controlled release boundary:
+
+- Before transfer: retain funds on the platform and maintain a durable payable
+  ledger, maturity, adjustments, and release claims. This changes settlement timing
+  and must account for existing transferred balances.
+- Before bank payout: use a manual payout schedule where the platform has
+  permission, and run an automatic application job. Otherwise provider automatic
+  sweeps can bypass the application threshold. A retained reserve cannot fix that.
+
+Manual holding limits depend on country: Thailand 10 days, US 2 years, other
+countries generally 90 days. Schedule permissions depend on account controls and
+liability. Negative balances, refunds, and in-flight payouts must reduce any
+release amount; source-category thresholds and currency netting are unsafe.
+See [payout schedule permissions](https://docs.stripe.com/connect/manage-payout-schedule)
+and [manual payout restrictions](https://docs.stripe.com/connect/manual-payouts).
+
+Custom threshold enforcement is not provided by the snapshot or settlement APIs.
+It requires a selected retention boundary and migration policy. Applications must
+not describe a displayed threshold as enforced while Stripe controls automatic
+payouts. A numeric below/exact/above provider-floor demonstration is unavailable
+without a supported provider floor read; surface this capability limitation.

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@fantastic.dev/better-stripe",
-  "version": "0.8.1",
+  "version": "0.10.0",
   "description": "A Convex component for Stripe V2 Accounts API integration.",
   "keywords": [
     "stripe",
@@ -58,6 +58,7 @@
     "dist",
     "src",
     "docs/react-workflows.md",
+    "docs/settlement.md",
     "docs/react-workflows-audit.md",
     "CHANGELOG.md",
     "MIGRATION.md"
@@ -103,12 +104,15 @@
     "@stripe/react-connect-js": "^3.4.4",
     "@stripe/react-stripe-js": "^7.0.0",
     "@stripe/stripe-js": "^10.0.0",
+    "convex-helpers": "^0.1.128",
     "stripe": "~23.0.0"
   },
   "devDependencies": {
     "@convex-dev/eslint-plugin": "^5.0.0",
     "@edge-runtime/vm": "^5.0.0",
     "@fantastic.dev/repo-gates": "^0.4.0",
+    "@shadcn/lint": "0.1.5",
+    "@shadscan/cli": "0.7.0",
     "@testing-library/jest-dom": "^7.0.1",
     "@testing-library/react": "^16.3.3",
     "@testing-library/user-event": "^14.6.7",
@@ -127,9 +131,7 @@
     "pretty-quick": "^4.2.2",
     "typescript": "npm:@typescript/typescript6@^6.0.2",
     "typescript-eslint": "^8.71.1",
-    "vitest": "^5.0.3",
-    "@shadcn/lint": "0.1.5",
-    "@shadscan/cli": "0.7.0"
+    "vitest": "^5.0.3"
   },
   "peerDependencies": {
     "convex": "^1.29.3",

package/src/client/billing/checkout-idempotency.test.ts

@@ -0,0 +1,82 @@
+import { expect, it, vi } from "vitest";
+import type Stripe from "stripe";
+import { componentsGeneric } from "convex/server";
+import type { Component, RunCtx } from "../helpers.js";
+import { createCheckoutSession } from "./checkout.js";
+function makeStripe() {
+  return {
+    prices: {
+      retrieve: vi.fn().mockRejectedValue({ code: "resource_missing" }),
+    },
+    checkout: { sessions: { create: vi.fn() } },
+  };
+}
+function makeCtx() {
+  return {
+    runQuery: vi.fn().mockResolvedValue(null),
+    runMutation: vi.fn().mockResolvedValue(undefined),
+  } as unknown as RunCtx & { runMutation: ReturnType<typeof vi.fn> };
+}
+const makeComponent = () =>
+  componentsGeneric().betterStripe as unknown as Component;
+const asStripe = (value: ReturnType<typeof makeStripe>) =>
+  value as unknown as Stripe;
+function sessionResponse(overrides: Record<string, unknown> = {}) {
+  return {
+    id: "cs_test",
+    status: "open",
+    client_secret: "secret",
+    url: null,
+    ...overrides,
+  };
+}
+
+it("forwards an order key as request options and recovers persistence without another session", async () => {
+  const stripe = makeStripe(),
+    ctx = makeCtx();
+  const cache = new Map<
+    string,
+    { params: string; session: ReturnType<typeof sessionResponse> }
+  >();
+  stripe.checkout.sessions.create.mockImplementation(
+    async (params, options?: { idempotencyKey?: string }) => {
+      const key = options?.idempotencyKey ?? `new-${cache.size}`,
+        prior = cache.get(key),
+        serialized = JSON.stringify(params);
+      if (prior && prior.params !== serialized)
+        throw new Error("idempotency_error");
+      if (prior) return prior.session;
+      const session = sessionResponse({ id: `cs_${cache.size}` });
+      cache.set(key, { params: serialized, session });
+      return session;
+    },
+  );
+  const opts = {
+    userId: "buyer",
+    stripePriceId: "price_1",
+    mode: "payment" as const,
+    returnUrl: "https://app.test/receipt",
+    idempotencyKey: "order:one",
+  };
+  ctx.runMutation.mockRejectedValueOnce(new Error("persistence unavailable"));
+  await expect(
+    createCheckoutSession(asStripe(stripe), makeComponent(), ctx, opts),
+  ).rejects.toThrow("persistence unavailable");
+  await createCheckoutSession(asStripe(stripe), makeComponent(), ctx, opts);
+  expect(cache.size).toBe(1);
+  expect(stripe.checkout.sessions.create).toHaveBeenLastCalledWith(
+    expect.anything(),
+    { idempotencyKey: "order:one" },
+  );
+  await createCheckoutSession(asStripe(stripe), makeComponent(), ctx, {
+    ...opts,
+    idempotencyKey: "order:two",
+  });
+  expect(cache.size).toBe(2);
+  await expect(
+    createCheckoutSession(asStripe(stripe), makeComponent(), ctx, {
+      ...opts,
+      stripePriceId: "price_other",
+    }),
+  ).rejects.toThrow("idempotency_error");
+});

package/src/client/billing/checkout.ts

@@ -1,3 +1,4 @@
+import { idempotencyOptions } from "../core/idempotency.js";
 import type Stripe from "stripe";
 
 import type { SplitRecipient } from "../../component/lib/fees.js";
@@ -110,6 +111,7 @@ export async function createCheckoutSession(
   component: Component,
   ctx: RunCtx,
   opts: {
+    idempotencyKey?: string;
     userId: string;
     orgId?: string;
     stripePriceId: string;
@@ -338,7 +340,10 @@ export async function createCheckoutSession(
     await assertPlatformPrice(stripe, component, ctx, finalPriceId);
   }
 
-  const session = await stripe.checkout.sessions.create(finalSessionParams);
+  const requestOptions = idempotencyOptions(opts.idempotencyKey);
+  const session = requestOptions
+    ? await stripe.checkout.sessions.create(finalSessionParams, requestOptions)
+    : await stripe.checkout.sessions.create(finalSessionParams);
 
   await runMutationOrThrow(
     ctx,