@fantastic.dev/better-stripe 0.28.5 → 0.29.0

package/dist/react/workflows/payout-progress-state.d.ts.map

@@ -1 +1 @@
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package/dist/react/workflows/payout-progress-state.js

@@ -9,6 +9,9 @@ const reasons = {
     payout_unidentified: "A previous payout outcome needs reconciliation. No replacement payout will be created blindly.",
     observations_stale: "Provider observations expired. Refresh the assessment.",
     expired: "The custom holding deadline has passed. Eligibility is unavailable until the payout schedule is restored and verified.",
+    collection_pending: "Complete payout history is still being collected. This collection has not requested a new bank payout; the automatic worker will resume the same collection.",
+    collection_invalidated: "Payout history changed during collection. A fresh assessment is required before funds can qualify.",
+    collection_requires_action: "This account requires a server action to collect its complete payout history.",
     snapshot_limit: "This account needs continued history reconciliation before eligibility can be assessed.",
     policy_changed: "Payout settings changed. Refresh the assessment.",
 };

package/dist/react/workflows/payout-progress-state.js.map

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package/docs/settlement.md

@@ -479,13 +479,13 @@ is canceled on replay, and a new scheduled operation can collect fresh receipts.
 Below-threshold money remains owed. The numeric provider floor remains `null`
 unless a supported provider contract exposes it.
 
-Current atomic collection accepts up to 100 account transfers and 100 historical
-claims. Larger accounts return `held/snapshot_limit`, without paying a partial
-page. Provider history uses a 1–100 page budget, default 10; exhaustion stays held.
-Use the historical import and funded activation flow below for known old funds.
-Resumable larger-account collection, independent provider-debit allocation,
-recurring example jobs and React controls remain integration work. Unknown funds
-and unsupported accounts keep explicit migration holds.
+The direct component snapshot remains bounded at 100 source/claim rows. The SDK
+switches to a complete paginated manifest above that boundary and binds its
+verified membership to the financial claim. It never pays from a partial page.
+Provider history uses a 1–100 page budget, default 10; exhaustion stays held.
+Use the separate historical import and funded activation contract below for known
+old funds; a local manifest is not historical-adoption proof. Unknown funds and
+unsupported accounts keep explicit migration holds.
 
 Sources: [payout creation and source balance selection](https://docs.stripe.com/api/payouts/create),
 [complete balance history and automatic-only payout filtering](https://docs.stripe.com/api/balance_transactions/list).
@@ -725,7 +725,15 @@ assessment with its reason, rather than inventing amounts. Ledger changes during
 the final query reject the assessment and require a refresh.
 
 The preview verifies policy controls again after reading provider data. Source
-and balance observations older than 30 seconds do not qualify. Display
+and balance observations for the selected currency older than 30 seconds do not
+qualify. A complete provider-history check renews that currency's source
+verification time only after all independently fetched receipt fingerprints,
+current balance and stable history head match. Partial, changed, missing or
+unallocated history never renews it. This lets slower receipt scans finish
+without relaxing freshness; local ownership, membership, reversal and reservation
+checks still run atomically afterward. Other currencies keep their original
+observation times and cannot increase or block this currency's assessment merely
+because their receipt observations are older. Display
 `observedAt` as an assessment time; release independently repeats qualification
 and reserves funds atomically. A qualified preview is neither a promised payout
 nor authorization to call Stripe. `job.nextAttemptAt` is the next application
@@ -733,9 +741,10 @@ attempt. Bank arrival dates remain separate provider data from
 `getPayoutSnapshot`.
 
 Stripe-managed recipients keep Stripe's default automatic schedule. This preview
-requires a ready custom policy and preserves the current source/history limits,
-region restrictions and supported payout rail. It does not remove the need for
-provider-history continuation on larger accounts.
+requires a ready custom policy, verified complete provider history, the supported
+region/control capabilities and payout rail. The SDK automatically collects a
+paginated local manifest when the small direct snapshot exceeds 100 rows; a
+partial collection never supplies an eligibility amount.
 
 ## Resumable local collections
 
@@ -746,8 +755,8 @@ components. The public page shape remains `page`, `continueCursor` and `isDone`.
 Treat cursors as opaque and restart cached pages at a null cursor when upgrading
 these readers. Use the package's discard operation for an obsolete read-only
 collection; never erase financially bound or unresolved payout state to restart
-a scan. This change preserves the existing source/history limits and does not
-make larger provider-history qualification complete.
+a scan. The automatic SDK qualification path uses these pages when a direct
+snapshot exceeds 100 lifetime source or claim rows.
 
 An authorized host worker can collect the local recipient ledger in bounded
 steps, retaining its cursor and step number across restarts:
@@ -780,15 +789,31 @@ stop collection with an explicit reason.
 
 `local_ready` describes a read-only local manifest. Complete provider receipts,
 provider history and monetary claim binding are still required before a payout.
-These local APIs do not remove the current bounded release/adoption limits by
-themselves. Provider-history continuation and scalable claim execution remain
-under implementation.
+The SDK verifies every source against Stripe, fetching at most five source
+receipts concurrently, and checks the complete selected-currency provider history.
+The monetary transaction then checks the collection's owner, policy, full source
+membership, allocation rollups and current risk revision. A qualifying collection
+is bound to the immutable payout claim, including that claim's own reservation
+writes. The risk revision is checked again before the provider attempt. A later
+reversal, fee or competing claim cannot silently change the request.
+
+`collection_pending` retains the recurring worker operation and resumes its local
+cursor on a subsequent scheduled check. `collection_invalidated` requires a new
+assessment. Preview/qualification on a query-only context returns
+`collection_requires_action` for larger histories; use an authorized server action.
+A bank payout is not created by collecting or previewing. Complete provider history
+still has the caller's `maxPages` budget, and claims must fit Convex's argument,
+transaction and document limits. Budget errors never erase financial records or
+qualify a partial manifest; use operator recovery for an unsupported workload.
 
 After a read-only collection is no longer needed, repeatedly call
 `discardSnapshot(ctx, { accountId, ownerKey, operationKey: collectionKey })` until
 it returns `null`. Cleanup removes only collection caches. Read-only collection
 leases last 24 hours. Financially bound collections reject read-only cleanup and
-expiry; payout claims and their source reservations keep their own lifecycle.
+expiry. Once an attempt is durably marked or an unattempted claim is canceled,
+its cache becomes discardable; the claim retains its own immutable observations
+and reservations. An unknown provider outcome keeps those reservations, even
+when the disposable cache has been removed.
 
 ### Development reset safeguards
 
@@ -817,3 +842,45 @@ entitlement. Refunds/reversals still reduce qualifying funds. Provider floors
 remain provider-enforced and numerically unknown when not exposed. Reassess fresh
 receipts and balances on the next scheduled attempt rather than manually
 recreating uncertain requests.
+
+### Versioned recovery liabilities
+
+Resolve seller refund/dispute costs and their account version in one component query:
+
+```ts
+const quote = await stripe.costRecovery.payoutQuote(ctx, {
+  accountId,
+  scopeKey: authorizedRecoveryScope,
+  currency,
+});
+await stripe.payoutPolicy.worker.run(ctx, {
+  accountId,
+  ownerKey,
+  currency,
+  ...quote,
+});
+```
+
+Use the same quote with `preview` or `release`. The amount is
+`max(0, amountDue - collectedAmount)` for that authorized recovery scope;
+invoice reservations remain owed until collection is verified. Provider-collected
+costs are not deducted again. Keep the amount and `liabilityRevision` together,
+for the same account, scope and currency. Use an authorized user-level scope
+when costs span communities; the host remains responsible for including all
+other authorized debts/reserves and for versioning state outside this component.
+The package's revision does not version an external host database.
+
+Recovery amount changes enter the payout risk journal. The financial boundary
+rejects an old quote, and a bound claim checks the current risk revision again
+before its attempt. Its own reservation writes are included in the binding.
+A source/fee/recovery change requires a new assessment; unattempted reservations
+are canceled exactly on replay. An attempted or unknown payout still reconciles
+its immutable request. New claims retain the approved `independentLiabilities`
+and `liabilityRevision` for audit.
+
+Legacy unversioned calls remain valid for accounts without recovery balance
+records. Once such records exist, obtain a quote; missing versions fail safely.
+The example's worker and preview adapters do this automatically. Old unattempted
+claims are canceled on replay, rather than retroactively supplied with a guessed
+quote. Restart obsolete read-only collections after upgrading their fingerprint
+format; never clear unresolved financial claims to bypass validation.

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@fantastic.dev/better-stripe",
-  "version": "0.28.5",
+  "version": "0.29.0",
   "description": "A Convex component for Stripe V2 Accounts API integration.",
   "keywords": [
     "stripe",

package/src/client/connect/payoutCollectedInput.ts

@@ -0,0 +1,120 @@
+import type { Infer } from "convex/values";
+import type { Component, RunCtx } from "../helpers.js";
+import type { snapshotDoc } from "../../component/payoutSnapshots/schema.js";
+import type { transferDocValidator } from "../../component/connect/validators.js";
+import type { claimDoc } from "../../component/payoutRelease/schema.js";
+import { componentRef } from "../webhooks/helpers.js";
+import {
+  collectPayoutSnapshot,
+  discardPayoutSnapshot,
+} from "./payoutCollection.js";
+export type CollectionRef = {
+  accountId: string;
+  ownerKey: string;
+  operationKey: string;
+  snapshotId: Infer<typeof snapshotDoc>["_id"];
+};
+export type PayoutInput = {
+  status: "ready";
+  transfers: Infer<typeof transferDocValidator>[];
+  claims: Infer<typeof claimDoc>[];
+};
+export async function collectLargePayoutInput(
+  component: Component,
+  ctx: RunCtx,
+  opts: { accountId: string; ownerKey: string; operationKey?: string },
+  maxPages: number,
+) {
+  if (!ctx.runMutation)
+    return { status: "held" as const, reason: "collection_requires_action" };
+  const policy = (await ctx.runQuery(
+    componentRef(component, "payoutPolicy/queries/get"),
+    { accountId: opts.accountId, ownerKey: opts.ownerKey },
+  )) as { revision: number } | null;
+  const scope = {
+    accountId: opts.accountId,
+    ownerKey: opts.ownerKey,
+    operationKey: opts.operationKey ?? crypto.randomUUID(),
+  };
+  let h = await collectPayoutSnapshot(component, ctx, {
+    ...scope,
+    expectedRevision: policy?.revision ?? -1,
+  });
+  for (
+    let i = 0;
+    i < maxPages * 25 && h.phase !== "local_ready" && h.phase !== "invalidated";
+    i++
+  )
+    h = await collectPayoutSnapshot(component, ctx, {
+      ...scope,
+      expectedRevision: h.expectedRevision,
+      expectedStep: h.step,
+    });
+  const collection = { ...scope, snapshotId: h._id };
+  if (h.phase !== "local_ready")
+    return {
+      status: "held" as const,
+      reason:
+        h.phase === "invalidated"
+          ? "collection_invalidated"
+          : "collection_pending",
+      collection,
+    };
+  async function pages<T>(
+    kind: "sources" | "claims",
+    count: number,
+  ): Promise<T[]> {
+    const rows: T[] = [];
+    let cursor: string | null = null;
+    for (let i = 0; i <= Math.ceil(count / 25); i++) {
+      const page = (await ctx.runQuery(
+        componentRef(component, `payoutSnapshots/queries/${kind}`),
+        { ...scope, paginationOpts: { cursor, numItems: 25 } },
+      )) as { page: T[]; isDone: boolean; continueCursor: string };
+      rows.push(...page.page);
+      if (page.isDone) {
+        if (rows.length !== count)
+          throw new Error("Collected payout membership changed.");
+        return rows;
+      }
+      if (!page.continueCursor || page.continueCursor === cursor)
+        throw new Error("Collected payout cursor did not advance.");
+      cursor = page.continueCursor;
+    }
+    throw new Error(
+      "Collected payout page budget exhausted; preserve collection for retry.",
+    );
+  }
+  return {
+    status: "ready" as const,
+    transfers: await pages<Infer<typeof transferDocValidator>>(
+      "sources",
+      h.sourceCount,
+    ),
+    claims: await pages<Infer<typeof claimDoc>>("claims", h.claimCount),
+    collection,
+  };
+}
+/** Bound unattempted claims retain their cache. Attempted/terminal claims keep their own immutable financial proof. */
+export async function discardQualificationInput(
+  component: Component,
+  ctx: RunCtx,
+  collection?: CollectionRef,
+  keep = false,
+) {
+  if (!collection || keep || !ctx.runMutation) return;
+  const { snapshotId: _, ...scope } = collection;
+  const h = (await ctx.runQuery(
+    componentRef(component, "payoutSnapshots/queries/get"),
+    scope,
+  )) as Infer<typeof snapshotDoc> | null;
+  if (!h?.readOnly) return;
+  for (let i = 0; i < 1000; i++)
+    if (
+      !(await discardPayoutSnapshot(component, ctx, {
+        ...scope,
+        batchSize: 100,
+      }))
+    )
+      return;
+}

package/src/client/connect/payoutExecution.ts

@@ -1,3 +1,4 @@
+import { discardQualificationInput } from "./payoutCollectedInput.js";
 import type Stripe from "stripe";
 import type { Infer } from "convex/values";
 import type { Component, RunCtx } from "../helpers.js";
@@ -20,6 +21,7 @@ export type PayoutReleaseOptions = {
   currency: string;
   /** Host supplies all authorized off-provider debts/reserves, without double counting provider receipt debits. */
   independentLiabilities: number;
+  liabilityRevision?: number;
   maxPages?: number;
 };
 type Held = { status: "held"; reason: string };
@@ -62,11 +64,20 @@ export async function releaseRecipientPayout(
   if (existing) {
     if (existing.currency !== opts.currency)
       throw new Error("Payout claim currency cannot be changed.");
-    if (existing.attemptedAt !== undefined || existing.status !== "reserved")
-      return reconcileRecipientPayout(stripe, component, ctx, {
-        ...identity,
-        maxPages,
-      });
+    if (existing.attemptedAt !== undefined || existing.status !== "reserved") {
+      try {
+        return await reconcileRecipientPayout(stripe, component, ctx, {
+          ...identity,
+          maxPages,
+        });
+      } finally {
+        if (existing.snapshotId)
+          await discardQualificationInput(component, ctx, {
+            ...identity,
+            snapshotId: existing.snapshotId,
+          });
+      }
+    }
     // A crash before the attempt has no provider side effect. Release its exact
     // reservations; the next scheduled operation must collect fresh receipts.
     const claim = (await runMutationOrThrow(
@@ -74,6 +85,11 @@ export async function releaseRecipientPayout(
       componentRef(component, "payoutRelease/mutations/cancelUnattempted"),
       identity,
     )) as Claim;
+    if (existing.snapshotId)
+      await discardQualificationInput(component, ctx, {
+        ...identity,
+        snapshotId: existing.snapshotId,
+      });
     return { status: "terminal", claim };
   }
   const controls = await verify();
@@ -86,93 +102,109 @@ export async function releaseRecipientPayout(
     opts,
     maxPages,
   );
-  if (proof.status !== "verified") return proof;
-  const claim = (await runMutationOrThrow(
-    ctx,
-    componentRef(component, "payoutRelease/mutations/claim"),
-    {
-      ...identity,
-      expectedRevision: controls.policy.revision,
-      currency: opts.currency,
-      destinationId: proof.destinationId,
-      providerAvailable: proof.providerAvailable,
-      independentLiabilities: opts.independentLiabilities,
-      observations: proof.observations,
-    },
-  )) as Claim | Held;
-  if (claim.status === "held") return claim;
-  // Another caller can win this operation while receipts were being collected.
-  if (claim.attemptedAt !== undefined || claim.status !== "reserved")
-    return reconcileRecipientPayout(stripe, component, ctx, {
-      ...identity,
-      maxPages,
-    });
-  const latest = await verify();
-  if (
-    latest.status !== "verified" ||
-    !("policy" in latest) ||
-    latest.policy.revision !== controls.policy.revision
-  ) {
-    await runMutationOrThrow(
-      ctx,
-      componentRef(component, "payoutRelease/mutations/cancelUnattempted"),
-      identity,
-    );
-    return {
-      status: "held",
-      reason: latest.status === "verified" ? "policy_changed" : latest.status,
-    };
-  }
-  await runMutationOrThrow(
-    ctx,
-    componentRef(component, "payoutRelease/mutations/beginAttempt"),
-    identity,
-  );
-  let payout: Stripe.Payout;
   try {
-    payout = await stripe.payouts.create(
-      {
-        amount: claim.amount,
-        currency: claim.currency,
-        destination: claim.destinationId,
-        method: "standard",
-        source_type: "card",
-        metadata: { bsPayoutClaim: claim.operationKey },
-      },
+    if (proof.status !== "verified")
+      return { status: "held", reason: proof.reason };
+    const claim = (await runMutationOrThrow(
+      ctx,
+      componentRef(component, "payoutRelease/mutations/claim"),
       {
-        stripeAccount: claim.accountId,
-        idempotencyKey: `bs:payout-release:${claim.operationKey}`,
+        ...identity,
+        expectedRevision: controls.policy.revision,
+        currency: opts.currency,
+        destinationId: proof.destinationId,
+        providerAvailable: proof.providerAvailable,
+        independentLiabilities: opts.independentLiabilities,
+        observations: proof.observations,
+        ...(opts.liabilityRevision === undefined
+          ? {}
+          : { liabilityRevision: opts.liabilityRevision }),
+        ...(proof.collection
+          ? { snapshotId: proof.collection.snapshotId }
+          : {}),
       },
-    );
-  } catch (error) {
+    )) as Claim | Held;
+    if (claim.status === "held") return claim;
+    // Another caller can win this operation while receipts were being collected.
+    if (claim.attemptedAt !== undefined || claim.status !== "reserved")
+      return reconcileRecipientPayout(stripe, component, ctx, {
+        ...identity,
+        maxPages,
+      });
+    const latest = await verify();
     if (
-      error instanceof Error &&
-      "type" in error &&
-      error.type === "StripeInvalidRequestError" &&
-      "code" in error &&
-      ["balance_insufficient", "amount_too_small"].includes(
-        String(error.code),
-      ) &&
-      "requestId" in error &&
-      typeof error.requestId === "string" &&
-      /^req_\w+$/.test(error.requestId)
+      latest.status !== "verified" ||
+      !("policy" in latest) ||
+      latest.policy.revision !== controls.policy.revision
     ) {
-      const saved = (await runMutationOrThrow(
+      await runMutationOrThrow(
         ctx,
-        componentRef(component, "payoutRelease/mutations/recordRejection"),
+        componentRef(component, "payoutRelease/mutations/cancelUnattempted"),
+        identity,
+      );
+      return {
+        status: "held",
+        reason: latest.status === "verified" ? "policy_changed" : latest.status,
+      };
+    }
+    await runMutationOrThrow(
+      ctx,
+      componentRef(component, "payoutRelease/mutations/beginAttempt"),
+      identity,
+    );
+    let payout: Stripe.Payout;
+    try {
+      payout = await stripe.payouts.create(
         {
-          ...identity,
-          requestId: error.requestId,
-          code: error.code,
+          amount: claim.amount,
+          currency: claim.currency,
+          destination: claim.destinationId,
+          method: "standard",
+          source_type: "card",
+          metadata: { bsPayoutClaim: claim.operationKey },
         },
-      )) as Claim;
-      return { status: "terminal", claim: saved };
+        {
+          stripeAccount: claim.accountId,
+          idempotencyKey: `bs:payout-release:${claim.operationKey}`,
+        },
+      );
+    } catch (error) {
+      if (
+        error instanceof Error &&
+        "type" in error &&
+        error.type === "StripeInvalidRequestError" &&
+        "code" in error &&
+        ["balance_insufficient", "amount_too_small"].includes(
+          String(error.code),
+        ) &&
+        "requestId" in error &&
+        typeof error.requestId === "string" &&
+        /^req_\w+$/.test(error.requestId)
+      ) {
+        const saved = (await runMutationOrThrow(
+          ctx,
+          componentRef(component, "payoutRelease/mutations/recordRejection"),
+          {
+            ...identity,
+            requestId: error.requestId,
+            code: error.code,
+          },
+        )) as Claim;
+        return { status: "terminal", claim: saved };
+      }
+      throw error;
     }
-    throw error;
+    return await reconcileRecipientPayout(stripe, component, ctx, {
+      ...identity,
+      stripePayoutId: payout.id,
+      maxPages,
+    });
+  } finally {
+    await discardQualificationInput(
+      component,
+      ctx,
+      proof.collection,
+      proof.status === "held" && proof.reason === "collection_pending",
+    );
   }
-  return reconcileRecipientPayout(stripe, component, ctx, {
-    ...identity,
-    stripePayoutId: payout.id,
-    maxPages,
-  });
 }

package/src/client/connect/payoutExecutionTestHelpers.ts

@@ -111,12 +111,25 @@ export async function setup(amounts = [600, 400]) {
       }),
     },
     balanceTransactions: {
-      list: vi.fn(async (params: { source?: string; limit?: number }) => ({
-        data: params.source
-          ? transactions.filter((t) => t.source === params.source)
-          : transactions.slice(0, params.limit),
-        has_more: false,
-      })),
+      list: vi.fn(
+        async (params: {
+          source?: string;
+          limit?: number;
+          currency?: string;
+          starting_after?: string;
+        }) => {
+          const rows = transactions.filter(
+            (t) =>
+              (!params.source || t.source === params.source) &&
+              (!params.currency || t.currency === params.currency),
+          );
+          const start = params.starting_after
+            ? rows.findIndex((t) => t.id === params.starting_after) + 1
+            : 0;
+          const data = rows.slice(start, start + (params.limit ?? 100));
+          return { data, has_more: start + data.length < rows.length };
+        },
+      ),
       retrieve: vi.fn(async (id: string) =>
         transactions.find((t) => t.id === id),
       ),