@fantastic.dev/better-stripe 0.28.4 → 0.28.6

package/dist/react/workflows/index.d.ts.map

@@ -1 +1 @@
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package/dist/react/workflows/index.js

@@ -44,4 +44,5 @@ export { AffiliateRateEditor } from "./AffiliateRateEditor.js";
 export { AffiliatePayoutEditor } from "./AffiliatePayoutEditor.js";
 export { AffiliateRecovery, AffiliateRecoveryHistory, } from "./AffiliateRecovery.js";
 export { EvidenceUpload } from "./EvidenceUpload.js";
+export { PayoutAttemptStatus } from "./PayoutAttemptStatus.js";
 //# sourceMappingURL=index.js.map

package/dist/react/workflows/index.js.map

@@ -1 +1 @@
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+{"version":3,"file":"index.js","sourceRoot":"","sources":["../../../src/react/workflows/index.ts"],"names":[],"mappings":"AAAA,OAAO,EAAE,iBAAiB,EAAE,MAAM,wBAAwB,CAAC;AAE3D,OAAO,EAAE,mBAAmB,EAAE,MAAM,0BAA0B,CAAC;AAC/D,OAAO,EAAE,QAAQ,EAAE,MAAM,eAAe,CAAC;AASzC,OAAO,EACL,oBAAoB,EACpB,iBAAiB,EACjB,YAAY,GACb,MAAM,oBAAoB,CAAC;AAM5B,OAAO,EAAE,OAAO,EAAE,MAAM,cAAc,CAAC;AAMvC,OAAO,EAAE,OAAO,EAAE,MAAM,cAAc,CAAC;AACvC,OAAO,EAAE,cAAc,EAAE,MAAM,qBAAqB,CAAC;AACrD,OAAO,EAAE,cAAc,EAAE,iBAAiB,EAAE,MAAM,qBAAqB,CAAC;AAmBxE,OAAO,EACL,OAAO,EACP,UAAU,EACV,gBAAgB,EAChB,iBAAiB,GAClB,MAAM,cAAc,CAAC;AAUtB,OAAO,EAAE,UAAU,EAAE,MAAM,iBAAiB,CAAC;AAC7C,OAAO,EAAE,kBAAkB,EAAE,kBAAkB,EAAE,MAAM,qBAAqB,CAAC;AAO7E,OAAO,EACL,KAAK,EACL,QAAQ,EACR,aAAa,EACb,aAAa,EACb,aAAa,GACd,MAAM,kBAAkB,CAAC;AAS1B,OAAO,EAAE,QAAQ,EAAE,iBAAiB,EAAE,MAAM,eAAe,CAAC;AAU5D,OAAO,EAAE,UAAU,EAAE,aAAa,EAAE,MAAM,iBAAiB,CAAC;AAO5D,OAAO,EAAE,QAAQ,EAAE,kBAAkB,EAAE,MAAM,eAAe,CAAC;AAO7D,OAAO,EACL,eAAe,EACf,kBAAkB,EAClB,oBAAoB,EACpB,iBAAiB,EACjB,aAAa,GACd,MAAM,cAAc,CAAC;AAQtB,OAAO,EACL,mBAAmB,EACnB,sBAAsB,EACtB,aAAa,EACb,qBAAqB,EACrB,oBAAoB,GACrB,MAAM,oBAAoB,CAAC;AAS5B,OAAO,EACL,cAAc,EACd,wBAAwB,EACxB,mBAAmB,GACpB,MAAM,qBAAqB,CAAC;AAK7B,OAAO,EAAE,aAAa,EAAE,gBAAgB,EAAE,MAAM,oBAAoB,CAAC;AAErE,OAAO,EAAE,iBAAiB,EAAE,MAAM,wBAAwB,CAAC;AAM3D,OAAO,EAAE,gBAAgB,EAAE,MAAM,uBAAuB,CAAC;AACzD,OAAO,EAAE,OAAO,EAAE,iBAAiB,EAAE,MAAM,cAAc,CAAC;AAQ1D,OAAO,EACL,aAAa,EACb,WAAW,EACX,cAAc,EACd,aAAa,GACd,MAAM,YAAY,CAAC;AAOpB,OAAO,EACL,YAAY,EACZ,eAAe,EACf,iBAAiB,EACjB,eAAe,GAChB,MAAM,YAAY,CAAC;AAMpB,OAAO,EAAE,YAAY,EAAE,cAAc,EAAE,MAAM,mBAAmB,CAAC;AAMjE,OAAO,EAAE,YAAY,EAAE,gBAAgB,EAAE,MAAM,YAAY,CAAC;AAO5D,OAAO,EAAE,UAAU,EAAE,MAAM,iBAAiB,CAAC;AAU7C,OAAO,EAAE,cAAc,EAAE,MAAM,qBAAqB,CAAC;AAMrD,OAAO,EAAE,QAAQ,EAAE,mBAAmB,EAAE,MAAM,eAAe,CAAC;AAS9D,OAAO,EAAE,eAAe,EAAE,MAAM,sBAAsB,CAAC;AAEvD,OAAO,EAAE,iBAAiB,EAAE,gBAAgB,EAAE,MAAM,cAAc,CAAC;AACnE,OAAO,EAAE,qBAAqB,EAAE,MAAM,cAAc,CAAC;AAErD,OAAO,EAAE,QAAQ,EAAE,eAAe,EAAE,MAAM,eAAe,CAAC;AAE1D,OAAO,EAAE,uBAAuB,EAAE,MAAM,2BAA2B,CAAC;AACpE,OAAO,EAAE,eAAe,EAAE,MAAM,sBAAsB,CAAC;AAMvD,OAAO,EAAE,oBAAoB,EAAE,MAAM,2BAA2B,CAAC;AAKjE,OAAO,EAAE,yBAAyB,EAAE,MAAM,iBAAiB,CAAC;AAC5D,OAAO,EAAE,aAAa,EAAE,MAAM,cAAc,CAAC;AAE7C,OAAO,EAAE,cAAc,EAAE,MAAM,eAAe,CAAC;AAE/C,OAAO,EAAE,aAAa,EAAE,cAAc,EAAE,MAAM,iBAAiB,CAAC;AAOhE,OAAO,EAAE,UAAU,EAAE,mBAAmB,EAAE,MAAM,iBAAiB,CAAC;AAElE,OAAO,EAAE,iBAAiB,EAAE,MAAM,wBAAwB,CAAC;AAO3D,OAAO,EAAE,mBAAmB,EAAE,MAAM,0BAA0B,CAAC;AAM/D,OAAO,EAAE,qBAAqB,EAAE,MAAM,4BAA4B,CAAC;AAOnE,OAAO,EACL,iBAAiB,EACjB,wBAAwB,GACzB,MAAM,wBAAwB,CAAC;AAOhC,OAAO,EAAE,cAAc,EAAE,MAAM,qBAAqB,CAAC;AAGrD,OAAO,EAAE,mBAAmB,EAAE,MAAM,0BAA0B,CAAC"}

package/dist/react/workflows/payout-attempt-state.d.ts

@@ -0,0 +1,9 @@
+import type { PayoutAttempt } from "../../client/connect/payoutWorker.js";
+export type PayoutAttemptState = PayoutAttempt & {
+    message: string;
+    tone: "warning" | "neutral" | "success";
+    formattedAt?: string;
+    timeLabel?: string;
+};
+export declare function payoutAttemptState(attempt: PayoutAttempt | null | undefined, locale?: string, timeZone?: string): PayoutAttemptState | undefined;
+//# sourceMappingURL=payout-attempt-state.d.ts.map

package/dist/react/workflows/payout-attempt-state.d.ts.map

@@ -0,0 +1 @@
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package/dist/react/workflows/payout-attempt-state.js

@@ -0,0 +1,47 @@
+const messages = {
+    balance_insufficient: "Stripe rejected the payout because the available balance changed. Remaining unpaid entitlement is preserved; any retry requires fresh balance verification.",
+    amount_too_small: "Stripe rejected the payout below its supported minimum. A numeric provider floor is unavailable. Review payout settings promptly; holding limits still apply.",
+    worker_error: "The automatic payout check could not complete. An uncertain outcome must be reconciled before another payout can be created.",
+    returned: "The bank returned the payout. Returned funds will be assessed again when available.",
+    bank_destination_unavailable: "Add or verify a supported payout bank account before the worker can retry.",
+    affiliate_recovery_pending: "Commission recovery must settle before a new automatic payout can qualify.",
+    below_threshold: "No payout was requested because the combined balance is below the application minimum.",
+    insufficient_available: "No payout was requested because the supported available Stripe balance is insufficient.",
+    schedule_drift: "Payout scheduling changed outside the application. Contact platform support to verify controls.",
+    snapshot_limit: "History reconciliation is incomplete. No payout was requested from a partial balance.",
+    policy_inactive: "The application-managed payout policy is inactive. No new application payout was requested.",
+};
+export function payoutAttemptState(attempt, locale = "en-US", timeZone) {
+    if (!attempt)
+        return undefined;
+    const message = attempt.status === "running"
+        ? "An automatic payout check is running. Its outcome is not verified yet."
+        : attempt.status === "reconciling"
+            ? "The payout outcome needs verification. The same operation will be reconciled before any new payout."
+            : attempt.status === "paid"
+                ? "The latest application payout was verified as paid by Stripe."
+                : (messages[attempt.reason] ??
+                    "The latest automatic payout check did not complete. Review account settings or contact platform support.");
+    return {
+        ...attempt,
+        message,
+        tone: attempt.status === "paid"
+            ? "success"
+            : ["rejected", "failed", "reconciling"].includes(attempt.status)
+                ? "warning"
+                : "neutral",
+        ...(attempt.at === undefined
+            ? {}
+            : {
+                formattedAt: new Intl.DateTimeFormat(locale, {
+                    dateStyle: "medium",
+                    timeStyle: "short",
+                    timeZone,
+                }).format(attempt.at),
+                timeLabel: attempt.status === "running"
+                    ? "Attempt started"
+                    : "Result recorded",
+            }),
+    };
+}
+//# sourceMappingURL=payout-attempt-state.js.map

package/dist/react/workflows/payout-attempt-state.js.map

@@ -0,0 +1 @@
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package/dist/react/workflows/payout-progress-state.d.ts

@@ -1,3 +1,5 @@
+import { type PayoutAttemptState } from "./payout-attempt-state.js";
+import type { PayoutAttempt } from "../../client/connect/payoutWorker.js";
 import type { ReactNode } from "react";
 import type { PayoutPolicy, PayoutPreview } from "../../client/payoutPolicy.js";
 export type PayoutProgressMetric = {
@@ -33,6 +35,7 @@ export type PayoutProgressState = {
     nextAttemptAt: number | null;
     holdDeadline: number | null;
     observedAt: number | null;
+    lastAttempt?: PayoutAttemptState;
     recovery?: {
         status: NonNullable<PayoutPolicy["holdingExpiry"]>["status"];
         balances?: {
@@ -47,6 +50,7 @@ export type PayoutProgressState = {
 export type PayoutProgressProps = {
     policy: Pick<PayoutPolicy, "mode" | "status" | "thresholds" | "holdDeadline" | "holdingExpiry"> | null | undefined;
     preview?: PayoutPreview | null;
+    lastAttempt?: PayoutAttempt | null;
     currency: string;
     /** Application worker attempt time, never a bank arrival estimate. */
     nextAttemptAt?: number | null;
@@ -56,5 +60,5 @@ export type PayoutProgressProps = {
     /** Compose translated host cards with the same financial state. */
     children?: (state: PayoutProgressState) => ReactNode;
 };
-export declare function payoutProgressState({ policy, preview, currency, nextAttemptAt, locale, }: PayoutProgressProps): PayoutProgressState;
+export declare function payoutProgressState({ policy, preview, currency, nextAttemptAt, lastAttempt, timeZone, locale, }: PayoutProgressProps): PayoutProgressState;
 //# sourceMappingURL=payout-progress-state.d.ts.map

package/dist/react/workflows/payout-progress-state.d.ts.map

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package/dist/react/workflows/payout-progress-state.js

@@ -1,3 +1,4 @@
+import { payoutAttemptState, } from "./payout-attempt-state.js";
 import { formatPrice } from "../lib/price-helpers.js";
 const reasons = {
     below_threshold: "Below-minimum funds remain owed and carry forward to a later automatic attempt.",
@@ -11,7 +12,9 @@ const reasons = {
     snapshot_limit: "This account needs continued history reconciliation before eligibility can be assessed.",
     policy_changed: "Payout settings changed. Refresh the assessment.",
 };
-export function payoutProgressState({ policy, preview, currency, nextAttemptAt, locale = "en-US", }) {
+export function payoutProgressState({ policy, preview, currency, nextAttemptAt, lastAttempt, timeZone, locale = "en-US", }) {
+    if (lastAttempt && lastAttempt.currency !== currency)
+        throw new Error("Payout attempt currency does not match the selected currency.");
     const amount = (value) => formatPrice(value, currency, locale);
     const state = {
         status: "loading",
@@ -24,6 +27,9 @@ export function payoutProgressState({ policy, preview, currency, nextAttemptAt,
         nextAttemptAt: null,
         holdDeadline: policy?.mode === "custom" ? (policy.holdDeadline ?? null) : null,
         observedAt: null,
+        lastAttempt: policy === undefined
+            ? undefined
+            : payoutAttemptState(lastAttempt, locale, timeZone),
     };
     if (policy !== undefined) {
         if (policy?.status === "changing") {
@@ -63,7 +69,10 @@ export function payoutProgressState({ policy, preview, currency, nextAttemptAt,
                 "Stripe manages automatic payouts. No additional application minimum is set.";
         }
         else if (preview !== undefined) {
-            state.nextAttemptAt = nextAttemptAt ?? null;
+            state.nextAttemptAt =
+                state.lastAttempt?.status === "running"
+                    ? null
+                    : (nextAttemptAt ?? null);
             if (!preview || !("currency" in preview)) {
                 state.status = "unavailable";
                 state.reason = preview?.reason ?? "assessment_unavailable";

package/dist/react/workflows/payout-progress-state.js.map

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package/docs/react-workflows.md

@@ -752,3 +752,22 @@ described in the [settlement guide](settlement.md#development-reset-safeguards).
 See the [read contract guide](read-contracts.md) for reactive product, price and payout
 cursors, exact currency summaries, legacy backfill, payout failure details, and
 published-version adoption requirements.
+
+### Latest automatic payout attempt
+
+`payoutAttemptStatus(job)` projects a package worker job into the public
+`PayoutAttempt` contract. Use `payoutAttemptValidator` in host response validators
+and forward the result as `lastAttempt` to `PayoutProgress`, or render the
+unstyled `PayoutAttemptStatus` workflow directly. Its render prop supplies a
+safe message, tone and localized result time for host cards.
+
+Stripe rejections retain `balance_insufficient` or `amount_too_small` instead of
+a generic rejection. This history is separate from an informational eligibility
+preview; qualification does not promise provider acceptance. A running lease
+or unresolved operation suppresses an older paid result. The workflow hides a
+stale retry date while a check runs. Legacy jobs without a recorded result time
+show no invented timestamp. Result/check times are not bank arrival estimates.
+
+The example uses the same package workflow in API and BetterStripe-component
+views, including seller and affiliate payout panels. No status control is a
+manual withdrawal request. Unknown outcomes reconcile the original operation.

package/docs/settlement.md

@@ -725,7 +725,15 @@ assessment with its reason, rather than inventing amounts. Ledger changes during
 the final query reject the assessment and require a refresh.
 
 The preview verifies policy controls again after reading provider data. Source
-and balance observations older than 30 seconds do not qualify. Display
+and balance observations for the selected currency older than 30 seconds do not
+qualify. A complete provider-history check renews that currency's source
+verification time only after all independently fetched receipt fingerprints,
+current balance and stable history head match. Partial, changed, missing or
+unallocated history never renews it. This lets slower receipt scans finish
+without relaxing freshness; local ownership, membership, reversal and reservation
+checks still run atomically afterward. Other currencies keep their original
+observation times and cannot increase or block this currency's assessment merely
+because their receipt observations are older. Display
 `observedAt` as an assessment time; release independently repeats qualification
 and reserves funds atomically. A qualified preview is neither a promised payout
 nor authorization to call Stripe. `job.nextAttemptAt` is the next application
@@ -801,3 +809,19 @@ Pending or unknown direct affiliate payouts and recovery operations also block
 reset, preserving the receipts and obligations needed for reconciliation.
 The guard preserves the restoration and payout records until that work is done.
 Read-only cache collections can be cleared with the other development data.
+
+### Observing automatic attempt outcomes
+
+Worker jobs record `lastResultAt` with each completed check and retain a verified
+Stripe rejection code in `lastReason`. `payoutAttemptStatus(job)` distinguishes
+running, reconciling, rejected, failed, held and paid results. Active generations
+take precedence over old successes; missing legacy result times remain unknown.
+Use the exported `payoutAttemptValidator` for a host DTO and keep the operation's
+immutable rejection receipt for audits. The example warns operators on rejected
+payouts before the holding deadline, without logging raw provider errors.
+
+A rejected request releases proven reservations; it does not forfeit unpaid
+entitlement. Refunds/reversals still reduce qualifying funds. Provider floors
+remain provider-enforced and numerically unknown when not exposed. Reassess fresh
+receipts and balances on the next scheduled attempt rather than manually
+recreating uncertain requests.

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@fantastic.dev/better-stripe",
-  "version": "0.28.4",
+  "version": "0.28.6",
   "description": "A Convex component for Stripe V2 Accounts API integration.",
   "keywords": [
     "stripe",

package/src/client/connect/payoutPreview.ts

@@ -59,7 +59,9 @@ export async function previewRecipientPayout(
     return held("policy_changed");
   if (
     proof.observedAt < Date.now() - 30000 ||
-    proof.observations.some((o) => o.observedAt < Date.now() - 30000)
+    proof.observations.some(
+      (o) => o.currency === opts.currency && o.observedAt < Date.now() - 30000,
+    )
   )
     return held("observations_stale");
   return ctx.runQuery(

package/src/client/connect/payoutQualification.ts

@@ -137,7 +137,13 @@ export async function collectPayoutQualification(
   if (history.status !== "verified") return history;
   return {
     status: "verified",
-    observations,
+    // The complete currency history just matched every independently verified
+    // receipt again. Other currencies have not undergone that verification.
+    observations: observations.map((o) =>
+      o.currency === opts.currency
+        ? { ...o, observedAt: history.observedAt }
+        : o,
+    ),
     destinationId,
     providerAvailable: history.providerAvailable,
     observedAt: history.observedAt,

package/src/client/connect/payoutQualificationFreshness.test.ts

@@ -0,0 +1,192 @@
+// @vitest-environment edge-runtime
+import { afterEach, expect, it, vi } from "vitest";
+import type Stripe from "stripe";
+import { makeFunctionReference } from "convex/server";
+import { setup, scope, component } from "./payoutExecutionTestHelpers.js";
+import { previewRecipientPayout } from "./payoutPreview.js";
+import { collectPayoutQualification } from "./payoutQualification.js";
+afterEach(() => vi.restoreAllMocks());
+async function delayedHistory(amounts?: number[]) {
+  const s = await setup(amounts);
+  const initial = Date.now();
+  let now = initial;
+  vi.spyOn(Date, "now").mockImplementation(() => now);
+  const list = s.provider.balanceTransactions.list.getMockImplementation()!;
+  let change: (() => void) | undefined;
+  let delayed = false;
+  s.provider.balanceTransactions.list.mockImplementation(async (params) => {
+    if (!params.source && !delayed) {
+      delayed = true;
+      now += 35000;
+      change?.();
+    }
+    const result = await list(params);
+    const currency = (params as { currency?: string }).currency;
+    return {
+      ...result,
+      data: currency
+        ? result.data.filter((t) => t.currency === currency)
+        : result.data,
+    };
+  });
+  const preview = () =>
+    previewRecipientPayout(
+      s.provider as unknown as Stripe,
+      component,
+      s.ctx,
+      scope,
+      s.verify,
+    );
+  return { ...s, initial, preview, change: (fn: () => void) => (change = fn) };
+}
+it.each(["preview", "release"])(
+  "a complete fresh history renews old source verification for %s",
+  async (mode) => {
+    const s = await delayedHistory();
+    expect(await (mode === "preview" ? s.preview() : s.run())).toMatchObject(
+      mode === "preview"
+        ? { status: "qualified", amount: 1000, observedAt: s.initial + 35000 }
+        : { status: "updated", claim: { status: "paid", amount: 1000 } },
+    );
+    expect(s.provider.payouts.create).toHaveBeenCalledTimes(
+      mode === "preview" ? 0 : 1,
+    );
+  },
+);
+it.each(["changed", "matured", "missing", "partial"])(
+  "does not renew source verification from %s provider history",
+  async (kind) => {
+    const s = await delayedHistory();
+    if (kind === "matured")
+      s.setTransactions(
+        s
+          .transactions()
+          .map((t, i) => (i === 0 ? { ...t, status: "pending" } : t)),
+      );
+    s.change(() => {
+      const rows = s.transactions();
+      s.setTransactions(
+        kind === "missing" || kind === "partial"
+          ? rows.slice(1)
+          : rows.map((t, i) =>
+              i === 0
+                ? kind === "matured"
+                  ? { ...t, status: "available" }
+                  : { ...t, fee: 1, net: t.amount - 1 }
+                : t,
+            ),
+      );
+    });
+    if (kind === "partial") {
+      const list = s.provider.balanceTransactions.list.getMockImplementation()!;
+      s.provider.balanceTransactions.list.mockImplementation(
+        async (params) => ({
+          ...(await list(params)),
+          has_more: !params.source,
+        }),
+      );
+    }
+    expect(await s.preview()).toMatchObject({ status: "held", amount: 0 });
+    expect(s.provider.payouts.create).not.toHaveBeenCalled();
+    expect(
+      await s.t.run((ctx) => ctx.db.query("payoutReleaseClaims").collect()),
+    ).toEqual([]);
+  },
+);
+it("renews only the selected currency and leaves other source proof times unchanged", async () => {
+  const s = await delayedHistory([600, 400, 100]);
+  await s.t.run(async (ctx) => {
+    const row = await ctx.db
+      .query("transfers")
+      .withIndex("by_stripe_transfer_id", (q) =>
+        q.eq("stripeTransferId", "tr_2"),
+      )
+      .unique();
+    await ctx.db.patch(row!._id, { currency: "eur" });
+  });
+  s.setTransactions(
+    s.transactions().map((t, i) => (i === 2 ? { ...t, currency: "eur" } : t)),
+  );
+  const transfer = s.provider.transfers.retrieve.getMockImplementation()!;
+  s.provider.transfers.retrieve.mockImplementation(async (id) => ({
+    ...(await transfer(id)),
+    currency: id.endsWith("_2") ? "eur" : "usd",
+  }));
+  const charge = s.provider.charges.retrieve.getMockImplementation()!;
+  s.provider.charges.retrieve.mockImplementation(async (id) => ({
+    ...(await charge(id)),
+    currency: id.endsWith("_2") ? "eur" : "usd",
+  }));
+  s.provider.balance.retrieve.mockResolvedValue({
+    available: [
+      { currency: "usd", amount: 1000, source_types: { card: 1000 } },
+      { currency: "eur", amount: 100, source_types: { card: 100 } },
+    ],
+    pending: [],
+  });
+  const proof = await collectPayoutQualification(
+    s.provider as unknown as Stripe,
+    component,
+    s.ctx,
+    scope,
+    10,
+  );
+  expect(proof).toMatchObject({
+    status: "verified",
+    observations: [
+      { currency: "usd", observedAt: s.initial + 35000 },
+      { currency: "usd", observedAt: s.initial + 35000 },
+      { currency: "eur", observedAt: s.initial },
+    ],
+  });
+  if (proof.status !== "verified") throw new Error("Expected complete proof");
+  const args = {
+    accountId: scope.accountId,
+    ownerKey: scope.ownerKey,
+    currency: "usd",
+    expectedRevision: 0,
+    observations: proof.observations,
+    providerAvailable: proof.providerAvailable,
+    independentLiabilities: 0,
+  };
+  // Use the already-collected proof, whose EUR observation really is stale.
+  expect(
+    await s.t.query(
+      makeFunctionReference<"query">("payoutRelease/queries:preview"),
+      args,
+    ),
+  ).toMatchObject({
+    status: "qualified",
+    amount: 1000,
+    observedAt: s.initial + 35000,
+  });
+  const claim = await s.t.mutation(
+    makeFunctionReference<"mutation">("payoutRelease/mutations:claim"),
+    { ...args, operationKey: scope.operationKey, destinationId: "ba_one" },
+  );
+  expect(claim).toMatchObject({ status: "reserved", amount: 1000 });
+  expect(
+    await s.t.mutation(
+      makeFunctionReference<"mutation">("payoutRelease/mutations:beginAttempt"),
+      {
+        accountId: scope.accountId,
+        ownerKey: scope.ownerKey,
+        operationKey: scope.operationKey,
+      },
+    ),
+  ).toMatchObject({ amount: 1000, attemptedAt: s.initial + 35000 });
+});
+
+it("still rejects local source changes after provider-history renewal", async () => {
+  const s = await delayedHistory();
+  const policy = await s.verify();
+  s.verify.mockResolvedValueOnce(policy).mockImplementationOnce(async () => {
+    await s.t.run(async (ctx) => {
+      const row = await ctx.db.query("transfers").first();
+      await ctx.db.patch(row!._id, { reversedAmount: 1 });
+    });
+    return policy;
+  });
+  await expect(s.preview()).rejects.toThrow(/snapshot changed/);
+  expect(s.provider.payouts.create).not.toHaveBeenCalled();
+});

package/src/client/connect/payoutWorker.test.ts

@@ -3,7 +3,7 @@ import { afterEach, expect, it, vi } from "vitest";
 import type Stripe from "stripe";
 import { setup, scope, component } from "./payoutExecutionTestHelpers.js";
 import { reconcileRecipientPayout } from "./payoutReconciliation.js";
-import { PayoutWorkerClient } from "./payoutWorker.js";
+import { PayoutWorkerClient, payoutAttemptStatus } from "./payoutWorker.js";
 import { changeBalance } from "../../component/affiliateRecovery/accounting.js";
 afterEach(() => vi.useRealTimers());
 async function worker(amounts?: number[]) {
@@ -143,3 +143,59 @@ it("reports affiliate recovery holds before a fresh attempt without creating a p
   });
   expect(s.provider.payouts.create).not.toHaveBeenCalled();
 });
+
+it.each(["balance_insufficient", "amount_too_small"])(
+  "persists actionable %s rejection and its result time",
+  async (code) => {
+    const s = await worker();
+    s.provider.payouts.create.mockRejectedValueOnce(
+      Object.assign(new Error(code), {
+        type: "StripeInvalidRequestError",
+        code,
+        requestId: "req_rejected",
+      }),
+    );
+    expect(await s.run()).toMatchObject({
+      job: { lastReason: code, lastResultAt: expect.any(Number) },
+      payout: { claim: { status: "rejected", rejection: { code } } },
+    });
+  },
+);
+
+it("does not reuse a prior paid result or timestamp for a newer running generation", async () => {
+  const s = await worker();
+  const result = await s.run();
+  if (result.status !== "completed")
+    throw new Error("Expected completed fixture");
+  const active = {
+    ...result.job,
+    generation: result.job.generation + 1,
+    completedGeneration: result.job.generation,
+    hasOperation: true,
+    operationKey: "new-operation",
+    lastReason: "paid",
+    lastResultAt: 1000,
+    lastAttemptAt: 2000,
+    leaseUntil: 3000,
+  };
+  expect(payoutAttemptStatus(active, 2100)).toEqual({
+    currency: "usd",
+    status: "running",
+    reason: "pending_claim",
+    at: 2000,
+  });
+  expect(payoutAttemptStatus(active, 4000)).toEqual({
+    currency: "usd",
+    status: "reconciling",
+    reason: "pending_claim",
+  });
+});
+it("keeps legacy result times unknown rather than inventing a completion time", async () => {
+  const s = await worker();
+  const result = await s.run();
+  if (result.status !== "completed")
+    throw new Error("Expected completed fixture");
+  expect(
+    payoutAttemptStatus({ ...result.job, lastResultAt: undefined }),
+  ).toEqual({ currency: "usd", status: "paid", reason: "paid" });
+});

package/src/client/connect/payoutWorker.ts

@@ -1,5 +1,8 @@
 import type { Infer } from "convex/values";
-import type { jobDoc } from "../../component/payoutWorker/schema.js";
+import type {
+  jobDoc,
+  attemptStatus,
+} from "../../component/payoutWorker/schema.js";
 import type { policyDoc } from "../../component/payoutPolicy/schema.js";
 import type { Component, RunCtx } from "../helpers.js";
 import { runMutationOrThrow } from "../helpers.js";
@@ -138,7 +141,48 @@ export class PayoutWorkerClient {
       throw error;
     }
     const reason =
-      payout.status === "held" ? payout.reason : payout.claim.status;
+      payout.status === "held"
+        ? payout.reason
+        : (payout.claim.rejection?.code ?? payout.claim.status);
     return { status: "completed", job: await finish(reason), payout };
   }
 }
+
+export type PayoutAttempt = Infer<typeof attemptStatus>;
+/** Current lease and generation take precedence over a prior result. Legacy timestamps remain unknown. */
+export function payoutAttemptStatus(
+  job: PayoutWorkerJob | null,
+  now = Date.now(),
+): PayoutAttempt | null {
+  if (!job || (!job.hasOperation && !job.lastReason)) return null;
+  const completed = job.completedGeneration === job.generation;
+  const running = job.hasOperation && (job.leaseUntil ?? 0) > now;
+  const reason =
+    job.hasOperation && !completed
+      ? "pending_claim"
+      : (job.lastReason ?? "pending_claim");
+  const status = running
+    ? "running"
+    : job.hasOperation
+      ? "reconciling"
+      : ["balance_insufficient", "amount_too_small", "rejected"].includes(
+            reason,
+          )
+        ? "rejected"
+        : reason === "paid"
+          ? "paid"
+          : ["worker_error", "returned"].includes(reason)
+            ? "failed"
+            : "held";
+  const at = running
+    ? job.lastAttemptAt
+    : job.hasOperation && !completed
+      ? undefined
+      : job.lastResultAt;
+  return {
+    currency: job.currency,
+    status,
+    reason,
+    ...(at === undefined ? {} : { at }),
+  };
+}