@fantastic.dev/better-stripe 0.26.0 → 0.28.0

package/dist/react/workflows/PayoutSettings.js.map

@@ -0,0 +1 @@
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package/dist/react/workflows/index.d.ts

@@ -8,6 +8,10 @@ export type { CheckoutFormState, CheckoutFormOptions, CheckoutFormProps, } from
 export { Connect } from "./Connect.js";
 export type { ConnectProps, ConnectComponent, ConnectRenderProps, } from "./Connect.js";
 export { Payouts } from "./Payouts.js";
+export { PayoutProgress } from "./PayoutProgress.js";
+export { PayoutSettings, usePayoutSettings } from "./PayoutSettings.js";
+export type { PayoutSettingsProps, PayoutSettingsState, PayoutSettingsChange, PayoutSettingsResult, } from "./PayoutSettings.js";
+export type { PayoutProgressProps, PayoutProgressState, PayoutProgressMetric, } from "./PayoutProgress.js";
 export type { PayoutsProps, HeadlessPayoutsProps, PayoutsRenderProps, PayoutSnapshot, PayoutRow, } from "./Payouts.js";
 export { Refunds, useRefunds, parseAmountCents, parseRefundAmount, } from "./Refunds.js";
 export type { RefundsProps, RefundsRenderProps, RefundActionsProps, RefundRequest, ReversalRequest, RefundResult, ReversalResult, } from "./Refunds.js";

package/dist/react/workflows/index.d.ts.map

@@ -1 +1 @@
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package/dist/react/workflows/index.js

@@ -4,6 +4,8 @@ export { Checkout } from "./Checkout.js";
 export { CheckoutElementsForm, PaymentIntentForm, CheckoutForm, } from "./CheckoutForms.js";
 export { Connect } from "./Connect.js";
 export { Payouts } from "./Payouts.js";
+export { PayoutProgress } from "./PayoutProgress.js";
+export { PayoutSettings, usePayoutSettings } from "./PayoutSettings.js";
 export { Refunds, useRefunds, parseAmountCents, parseRefundAmount, } from "./Refunds.js";
 export { Collection } from "./Collection.js";
 export { formatRefundAmount, groupRefundPreview } from "./refund-preview.js";

package/dist/react/workflows/index.js.map

@@ -1 +1 @@
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package/dist/react/workflows/payout-progress-state.d.ts

@@ -0,0 +1,50 @@
+import type { ReactNode } from "react";
+import type { PayoutPolicy, PayoutPreview } from "../../client/payoutPolicy.js";
+export type PayoutProgressMetric = {
+    key: "qualifying" | "pending" | "minimum" | "eligible" | "fees" | "liabilities" | "carried" | "withheld" | "reserved" | "released";
+    label: string;
+    amount: number;
+    formattedValue: string;
+};
+export type PayoutProgressState = {
+    status: "loading" | "stripe_managed" | "changing" | "unavailable" | "assessed";
+    currency: string;
+    reason: string | null;
+    message: string;
+    metrics: PayoutProgressMetric[];
+    accounting?: NonNullable<Extract<PayoutPreview, {
+        currency: string;
+    }>["accounting"]>;
+    sources: {
+        role: "store" | "affiliate" | "other";
+        matureUnpaid: number;
+        pendingCredits: number;
+        matureLabel: string;
+        pendingLabel: string;
+        releasedAmount?: number;
+        reservedAmount?: number;
+        releasedLabel?: string;
+        reservedLabel?: string;
+    }[];
+    progress: {
+        value: number;
+        max: number;
+    } | null;
+    nextAttemptAt: number | null;
+    holdDeadline: number | null;
+    observedAt: number | null;
+};
+export type PayoutProgressProps = {
+    policy: Pick<PayoutPolicy, "mode" | "status" | "thresholds" | "holdDeadline"> | null | undefined;
+    preview?: PayoutPreview | null;
+    currency: string;
+    /** Application worker attempt time, never a bank arrival estimate. */
+    nextAttemptAt?: number | null;
+    locale?: string;
+    timeZone?: string;
+    className?: string;
+    /** Compose translated host cards with the same financial state. */
+    children?: (state: PayoutProgressState) => ReactNode;
+};
+export declare function payoutProgressState({ policy, preview, currency, nextAttemptAt, locale, }: PayoutProgressProps): PayoutProgressState;
+//# sourceMappingURL=payout-progress-state.d.ts.map

package/dist/react/workflows/payout-progress-state.d.ts.map

@@ -0,0 +1 @@
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package/dist/react/workflows/payout-progress-state.js

@@ -0,0 +1,124 @@
+import { formatPrice } from "../lib/price-helpers.js";
+const reasons = {
+    below_threshold: "Below-minimum funds remain owed and carry forward to a later automatic attempt.",
+    insufficient_available: "Qualifying earnings meet the minimum, but the supported Stripe payout balance is insufficient.",
+    affiliate_recovery_pending: "Commission recovery must settle before a new automatic payout can qualify.",
+    unallocated_history: "Previous Stripe activity needs reconciliation before unpaid entitlement can be assessed.",
+    pending_claim: "An existing payout is being reconciled before another payout can qualify.",
+    payout_unidentified: "A previous payout outcome needs reconciliation. No replacement payout will be created blindly.",
+    observations_stale: "Provider observations expired. Refresh the assessment.",
+    snapshot_limit: "This account needs continued history reconciliation before eligibility can be assessed.",
+    policy_changed: "Payout settings changed. Refresh the assessment.",
+};
+export function payoutProgressState({ policy, preview, currency, nextAttemptAt, locale = "en-US", }) {
+    const amount = (value) => formatPrice(value, currency, locale);
+    const state = {
+        status: "loading",
+        currency,
+        reason: null,
+        message: "Loading payout eligibility…",
+        metrics: [],
+        sources: [],
+        progress: null,
+        nextAttemptAt: null,
+        holdDeadline: policy?.mode === "custom" ? (policy.holdDeadline ?? null) : null,
+        observedAt: null,
+    };
+    if (policy !== undefined) {
+        if (!policy || policy.mode === "stripe_managed") {
+            state.status = "stripe_managed";
+            state.message =
+                "Stripe manages automatic payouts. No additional application minimum is set.";
+        }
+        else if (policy.status === "changing") {
+            state.status = "changing";
+            state.message =
+                "Payout settings are being verified. Eligibility is unavailable until the change completes.";
+        }
+        else if (preview !== undefined) {
+            state.nextAttemptAt = nextAttemptAt ?? null;
+            if (!preview || !("currency" in preview)) {
+                state.status = "unavailable";
+                state.reason = preview?.reason ?? "assessment_unavailable";
+                state.message =
+                    reasons[state.reason] ??
+                        "Automatic payout eligibility is unavailable. Refresh or contact support.";
+            }
+            else {
+                const configured = policy.thresholds.find((t) => t.currency === currency);
+                if (preview.currency !== currency ||
+                    !configured ||
+                    configured.amount !== preview.threshold)
+                    throw new Error("Payout progress currency or policy does not match the assessment.");
+                state.status = "assessed";
+                state.reason = preview.reason ?? null;
+                state.message =
+                    preview.status === "qualified"
+                        ? "The combined balance qualified at the assessment time. The automatic worker will verify it again before any payout."
+                        : (reasons[preview.reason ?? ""] ??
+                            "Automatic payout is on hold. Refresh or contact support.");
+                state.observedAt = preview.observedAt;
+                state.accounting = preview.accounting;
+                state.progress = {
+                    value: Math.max(0, Math.min(preview.threshold, preview.matureUnpaid)),
+                    max: preview.threshold,
+                };
+                const definitions = [
+                    ["qualifying", "Combined qualifying balance", preview.matureUnpaid],
+                    ["pending", "Pending settlement", preview.pendingCredits],
+                    ["minimum", "Combined payout minimum", preview.threshold],
+                    ["eligible", "Eligible at assessment", preview.amount],
+                    ...(preview.accounting
+                        ? [
+                            [
+                                "carried",
+                                "Carried forward",
+                                preview.accounting.carriedForwardAmount,
+                            ],
+                            [
+                                "withheld",
+                                "Withheld for costs",
+                                preview.accounting.withheldAmount,
+                            ],
+                            [
+                                "reserved",
+                                "Payouts in progress",
+                                preview.accounting.reservedAmount,
+                            ],
+                            [
+                                "released",
+                                "Paid out, net of returns",
+                                preview.accounting.releasedAmount,
+                            ],
+                        ]
+                        : []),
+                    ["fees", "Confirmed payout costs", preview.confirmedFees],
+                    [
+                        "liabilities",
+                        "Other outstanding obligations",
+                        preview.independentLiabilities,
+                    ],
+                ];
+                state.metrics = definitions.map(([key, label, value]) => ({
+                    key,
+                    label,
+                    amount: value,
+                    formattedValue: amount(value),
+                }));
+                state.sources = preview.sources.map((source) => ({
+                    ...source,
+                    matureLabel: amount(source.matureUnpaid),
+                    pendingLabel: amount(source.pendingCredits),
+                    ...(source.releasedAmount === undefined
+                        ? {}
+                        : { releasedLabel: amount(source.releasedAmount) }),
+                    ...(source.reservedAmount === undefined
+                        ? {}
+                        : { reservedLabel: amount(source.reservedAmount) }),
+                }));
+            }
+        }
+    }
+    return state;
+}
+//# sourceMappingURL=payout-progress-state.js.map

package/dist/react/workflows/payout-progress-state.js.map

@@ -0,0 +1 @@
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package/docs/react-workflows-audit.md

@@ -16,7 +16,7 @@ uses render props or companion hooks to apply shadcn styling.
 | Customer invoices                         | `Invoices`                                                                                                                                             |
 | Customer payment methods                  | `usePaymentMethodsManager`, `PaymentMethods`, `PaymentMethodsList`, `AddCardForm`, Stripe providers                                                    |
 | Seller overview                           | `PayoutOverview`, `AccountCreateCard`, `ConnectStatusBadge`                                                                                            |
-| Seller and affiliate payouts              | `Payouts`, `PayoutHistory`, live balances, upcoming date, history and pagination                                                                       |
+| Seller and affiliate payouts              | `Payouts`, `PayoutHistory`, `PayoutProgress`, `PayoutSettings`, live balances, upcoming date, history and pagination                                   |
 | Seller earnings                           | `EarningsSummary`, `PayoutSchedule`, `PayoutHistory`, `earningsFromBalance`, `useWorkflowResource`                                                     |
 | Seller sales                              | `Sales`                                                                                                                                                |
 | Seller subscriptions                      | `Subscriptions`, `SubscriptionCard`                                                                                                                    |

package/docs/react-workflows.md

@@ -640,6 +640,94 @@ Consumer applications still need to verify their own authenticated adapters and
 See [sandbox setup findings](accounts-v2-preview.md#connect-sandbox-setup-findings-2026-10-15)
 for the account eligibility requirement.
 
+## Combined automatic payout progress
+
+`PayoutProgress` is an unstyled, read-only view of a custom recipient's combined
+eligibility assessment. Load the policy and
+[preview](settlement.md#payout-eligibility-preview) through an authorized server
+adapter. Derive independent liabilities on the server. Read the worker's next
+attempt separately from the provider's actual bank arrival dates.
+
+```tsx
+import { PayoutProgress } from "@fantastic.dev/better-stripe/react";
+
+<PayoutProgress
+  policy={policy}
+  preview={preview}
+  currency="usd"
+  nextAttemptAt={job?.nextAttemptAt}
+  locale="en-US"
+  timeZone="UTC"
+/>;
+```
+
+The default markup uses a single accessible progress indicator, financial
+metrics, source contributions and assessment/attempt/deadline dates. Store and
+affiliate contributions share one minimum. Pending credits are separate, shared
+costs reduce the combined entitlement once, and negative entitlement remains
+visible even though the visual progress indicator stops at zero. A qualified
+assessment is informational; the automatic worker verifies it again before a
+payout. The component has no withdrawal action.
+
+When the assessment includes `accounting`, the component also shows carried
+forward funds, funds withheld for costs, in-flight allocations and paid principal
+net of verified payout returns. Its source table separates in-flight and paid
+amounts. These metrics are omitted for older assessments without accounting
+fields. They are never inferred from the current Stripe available balance.
+
+`policy={undefined}` means loading. A null policy or `stripe_managed` mode shows
+Stripe-managed defaults without inventing a numeric provider floor. Changing
+policies suppress prior financial progress. For a ready custom policy, an
+undefined preview means loading; a null or minimal held preview shows an
+unavailable assessment rather than fabricated zero balances. A mismatched
+currency or configured minimum rejects the display.
+
+Use the `children` render prop for translated labels and application cards. It
+receives `status`, `reason`, `metrics`, `sources`, `progress`, `observedAt`,
+`nextAttemptAt`, `holdDeadline` and optional `accounting`. Accounting metric keys
+are `carried`, `withheld`, `reserved` and `released`. Metrics include raw minor-unit
+amounts as well as formatted values. Render props use the same state calculation
+as the native markup; replace the English message with your own translated copy
+selected by `status` and `reason`.
+
+Scope and refresh the host data when the recipient or settlement currency
+changes. Keep currencies separate. This display does not configure policies,
+install a scheduler or bypass the release API's capability/history limits.
+
+## Payout settings
+
+`PayoutSettings` and `usePayoutSettings` own minimum entry, explicit custom-hold
+consent, loading/error states and callback locking. They never create a payout.
+`onSave` receives `{ currency, mode, expectedRevision, minimum?, consent }`.
+The minimum uses ordinary Stripe currency units. No provider floor is guessed.
+The host must derive the authenticated account/owner, preserve the policy's
+other currency minimums, and call `payoutPolicy.prepare` and `apply` with a
+stable immutable operation identity. Return `{ status, reason? }`; supported
+statuses are `ready`, `unsupported`, `migration_required`, `schedule_drift` and
+`canceled`.
+
+When a provider outcome is unknown, refresh the policy instead of inventing
+success or creating a new operation. `onRetry` resumes the server's stored
+pending operation; the installed recurring job also resumes it. The editor
+locks changes while `policy.status` is `changing`. Render props expose the same
+state for translated forms and design-system controls.
+
+The example's `recipientPayoutPolicy` actions bind the demo user to its account
+server-side and derive uncollected seller costs through the same query as the
+worker. They preserve other currencies, replay stored changes without rolling
+back newer settings, and restore the original schedule on opt-out. The public
+`payoutPreviewValidator` lets the host validate the package assessment without
+copying its return schema. Production apps must replace demo persona selection
+with authenticated ownership; the demo is not evidence of production auth.
+
+Custom schedules affect the entire recipient account. Configure each settlement
+currency. Choosing Stripe-managed mode restores the original schedule for all
+currencies and removes application minimums. Funded accounts needing historical
+adoption show `migration_required`; this form does not guess their source
+allocations or automatically adopt unallocated money. Install worker recovery
+and deadline-expiry jobs before exposing activation, and use the reset guard
+described in the [settlement guide](settlement.md#development-reset-safeguards).
+
 ## Component history and currency summaries
 
 See the [read contract guide](read-contracts.md) for reactive product, price and payout

package/docs/settlement.md

@@ -643,6 +643,29 @@ pending credits never qualify. `amount` is the amount currently qualified for th
 supported bank payout rail, or zero when held. `providerMinimum: null` means the
 numeric Stripe floor is unknown, not zero.
 
+Detailed assessments also include an optional `accounting` object, in the
+selected currency's minor units:
+
+| Field                  | Meaning                                                                                                                  |
+| ---------------------- | ------------------------------------------------------------------------------------------------------------------------ |
+| `carriedForwardAmount` | Positive combined mature unpaid entitlement minus the amount eligible now. Held funds remain owed.                       |
+| `withheldAmount`       | Mature unpaid funds earmarked for confirmed fees and independent liabilities, capped at the funds available to withhold. |
+| `reservedAmount`       | Source allocations reserved for in-flight payouts. These are separate from completed payouts.                            |
+| `releasedAmount`       | Verified paid principal, less verified payout returns.                                                                   |
+
+Each source category also includes `reservedAmount` and `releasedAmount`.
+The component checks source allocation rollups against persisted payout claims
+before reporting these amounts or reserving a new payout. Inconsistent or
+incomplete claim history rejects the assessment. Shared costs are not assigned
+to individual source categories. A refund after a completed bank payout reduces
+future entitlement; it does not erase the paid principal unless Stripe verifies
+that the bank payout itself returned. Full outstanding obligations remain in
+`independentLiabilities` even when funds available to withhold are smaller.
+
+Older detailed results can omit `accounting` and the source payout fields.
+Treat omitted fields as unavailable, never as zero. Minimal held results do not
+include accounting totals.
+
 Below-threshold funds remain owed. `insufficient_available` distinguishes enough
 qualifying earnings from insufficient provider funds on the supported rail. Some
 holds return only `{ status: "held", reason, amount: 0 }`, including incomplete

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@fantastic.dev/better-stripe",
-  "version": "0.26.0",
+  "version": "0.28.0",
   "description": "A Convex component for Stripe V2 Accounts API integration.",
   "keywords": [
     "stripe",

package/src/client/connect/payoutPreview.test.ts

@@ -26,6 +26,12 @@ it("previews combined eligibility and source categories without creating or rese
     pendingCredits: 0,
     threshold: 1000,
     providerMinimum: null,
+    accounting: {
+      carriedForwardAmount: 0,
+      withheldAmount: 0,
+      reservedAmount: 0,
+      releasedAmount: 0,
+    },
     sources: [
       { role: "store", matureUnpaid: 600, pendingCredits: 0 },
       { role: "affiliate", matureUnpaid: 400, pendingCredits: 0 },
@@ -48,6 +54,12 @@ it("shows below-threshold carry forward and independent liabilities", async () =
     matureUnpaid: 899,
     amount: 0,
     independentLiabilities: 100,
+    accounting: {
+      carriedForwardAmount: 899,
+      withheldAmount: 100,
+      reservedAmount: 0,
+      releasedAmount: 0,
+    },
   });
   expect(s.provider.payouts.create).not.toHaveBeenCalled();
 });
@@ -71,6 +83,17 @@ it("subtracts a previously paid claim while verifying its current provider recei
     reason: "below_threshold",
     matureUnpaid: 0,
     amount: 0,
+    accounting: {
+      carriedForwardAmount: 0,
+      withheldAmount: 0,
+      reservedAmount: 0,
+      releasedAmount: 1000,
+    },
+    sources: [
+      { role: "store", releasedAmount: 600, reservedAmount: 0 },
+      { role: "affiliate", releasedAmount: 400, reservedAmount: 0 },
+      { role: "other", releasedAmount: 0, reservedAmount: 0 },
+    ],
   });
   expect(s.provider.payouts.create).toHaveBeenCalledTimes(1);
 });
@@ -145,6 +168,12 @@ it("deducts confirmed payout costs without attributing shared costs to a source
     reason: "below_threshold",
     matureUnpaid: 950,
     confirmedFees: 150,
+    accounting: {
+      carriedForwardAmount: 950,
+      withheldAmount: 150,
+      reservedAmount: 0,
+      releasedAmount: 0,
+    },
     sources: [
       { role: "store", matureUnpaid: 700 },
       { role: "affiliate", matureUnpaid: 400 },
@@ -259,6 +288,12 @@ it("preserves negative affiliate entitlement when a paid commission is refunded"
     reason: "below_threshold",
     amount: 0,
     matureUnpaid: -100,
+    accounting: {
+      carriedForwardAmount: 0,
+      withheldAmount: 0,
+      reservedAmount: 0,
+      releasedAmount: 1000,
+    },
     sources: [
       { role: "store", matureUnpaid: 0 },
       { role: "affiliate", matureUnpaid: -100 },
@@ -267,3 +302,113 @@ it("preserves negative affiliate entitlement when a paid commission is refunded"
   });
   expect(s.provider.payouts.create).toHaveBeenCalledTimes(1);
 });
+it("caps actual withholding at mature unpaid funds when obligations exceed them", async () => {
+  const s = await preview([60, 40]);
+  expect(await s.preview({ independentLiabilities: 1000 })).toMatchObject({
+    matureUnpaid: -900,
+    accounting: {
+      carriedForwardAmount: 0,
+      withheldAmount: 100,
+      reservedAmount: 0,
+      releasedAmount: 0,
+    },
+  });
+});
+it("reports unpaid funds outside the supported-rail cap as carried forward", async () => {
+  const s = await preview([1000, 500]);
+  s.provider.balance.retrieve.mockResolvedValue({
+    available: [
+      { currency: "usd", amount: 1500, source_types: { card: 1000 } },
+    ],
+    pending: [],
+  });
+  expect(await s.preview()).toMatchObject({
+    status: "qualified",
+    amount: 1000,
+    matureUnpaid: 1500,
+    accounting: {
+      carriedForwardAmount: 500,
+      withheldAmount: 0,
+      reservedAmount: 0,
+      releasedAmount: 0,
+    },
+  });
+});
+it("refuses paid allocation totals without corresponding payout claims", async () => {
+  const s = await preview();
+  await s.t.run((ctx) =>
+    ctx.db.insert("payoutSourceAllocations", {
+      accountId: scope.accountId,
+      ownerKey: scope.ownerKey,
+      currency: "usd",
+      stripeTransferId: "tr_0",
+      paidAmount: 600,
+      reservedAmount: 0,
+    }),
+  );
+  await expect(s.preview()).rejects.toThrow(/allocation totals/i);
+  expect(s.provider.payouts.create).not.toHaveBeenCalled();
+});
+it("keeps a submitted payout reserved until Stripe verifies it as paid", async () => {
+  const s = await preview();
+  const create = s.provider.payouts.create.getMockImplementation()!;
+  s.provider.payouts.create.mockImplementation(async (args) => {
+    const payout = await create(args);
+    payout.status = "pending";
+    return payout;
+  });
+  expect(await s.run()).toMatchObject({
+    status: "updated",
+    claim: { status: "submitted" },
+  });
+  expect(await s.preview()).toMatchObject({
+    matureUnpaid: 0,
+    accounting: {
+      releasedAmount: 0,
+      reservedAmount: 1000,
+      carriedForwardAmount: 0,
+      withheldAmount: 0,
+    },
+    sources: [
+      { role: "store", releasedAmount: 0, reservedAmount: 600 },
+      { role: "affiliate", releasedAmount: 0, reservedAmount: 400 },
+      { role: "other", releasedAmount: 0, reservedAmount: 0 },
+    ],
+  });
+  (await s.provider.payouts.retrieve())!.status = "paid";
+  expect(await s.preview()).toMatchObject({
+    accounting: { releasedAmount: 1000, reservedAmount: 0 },
+  });
+  expect(s.provider.payouts.create).toHaveBeenCalledTimes(1);
+});
+it("removes a verified returned payout from released totals without forfeiting the funds", async () => {
+  const s = await preview();
+  await s.run();
+  Object.assign((await s.provider.payouts.retrieve())!, {
+    status: "failed",
+    failure_balance_transaction: "txn_return",
+  });
+  s.setTransactions([
+    {
+      ...s.transactions()[0],
+      id: "txn_return",
+      source: "po_one",
+      amount: 1000,
+      net: 1000,
+      type: "payout_failure",
+    },
+    ...s.transactions(),
+  ]);
+  expect(await s.preview()).toMatchObject({
+    status: "qualified",
+    amount: 1000,
+    matureUnpaid: 1000,
+    accounting: {
+      releasedAmount: 0,
+      reservedAmount: 0,
+      carriedForwardAmount: 0,
+      withheldAmount: 0,
+    },
+  });
+  expect(s.provider.payouts.create).toHaveBeenCalledTimes(1);
+});

package/src/client/payoutPolicy.test.ts

@@ -126,6 +126,19 @@ it("persists original provider settings, verifies manual schedule and restores o
   });
   expect((await client.get(ctx, scope))!.mode).toBe("stripe_managed");
 });
+it("replays equivalent threshold objects regardless of transport property order", async () => {
+  const { client, ctx, provider } = await setup();
+  expect((await client.prepare(ctx, options)).status).toBe("prepared");
+  expect(
+    (
+      await client.prepare(ctx, {
+        ...options,
+        thresholds: [{ amount: 1000, currency: "usd" }],
+      })
+    ).status,
+  ).toBe("prepared");
+  expect(provider.balanceSettings.update).not.toHaveBeenCalled();
+});
 it("recovers provider success after a failed persistence write without changing the request", async () => {
   const { client, ctx, provider } = await setup();
   await client.prepare(ctx, options);

package/src/client/payoutPolicy.ts

@@ -3,6 +3,7 @@ import {
   type PayoutPreviewOptions,
 } from "./connect/payoutPreview.js";
 export type * from "./connect/payoutPreview.js";
+export { previewResult as payoutPreviewValidator } from "../component/payoutRelease/preview.js";
 import { PayoutWorkerClient } from "./connect/payoutWorker.js";
 export type * from "./connect/payoutWorker.js";
 import {
@@ -312,7 +313,10 @@ export class PayoutPolicyClient {
       if (
         prior.mode !== opts.mode ||
         prior.expectedRevision !== opts.expectedRevision ||
-        !equal(prior.thresholds, thresholds) ||
+        !equal(
+          canonicalThresholds(prior.thresholds, prior.mode === "custom"),
+          thresholds,
+        ) ||
         Boolean(prior.adoption) !== Boolean(opts.adoptExistingBalance)
       )
         throw new Error("Payout policy operation identity cannot be reused.");