@etherisc/gif-next 0.0.2-ffba655 → 3.0.0-06d5e8b-738

package/contracts/examples/flight/FlightProduct.sol

@@ -0,0 +1,685 @@
+// SPDX-License-Identifier: Apache-2.0
+pragma solidity ^0.8.20;
+
+import {ERC20Permit} from "@openzeppelin/contracts/token/ERC20/extensions/ERC20Permit.sol";
+import {IERC20Metadata} from "@openzeppelin/contracts/token/ERC20/extensions/IERC20Metadata.sol";
+
+import {IAuthorization} from "../../authorization/IAuthorization.sol";
+import {IComponents} from "../../instance/module/IComponents.sol";
+
+import {Amount, AmountLib} from "../../type/Amount.sol";
+import {ClaimId} from "../../type/ClaimId.sol";
+import {FeeLib} from "../../type/Fee.sol";
+import {FlightLib} from "./FlightLib.sol";
+import {FlightMessageVerifier} from "./FlightMessageVerifier.sol";
+import {FlightOracle} from "./FlightOracle.sol";
+import {InstanceReader} from "../../instance/InstanceReader.sol";
+import {NftId, NftIdLib} from "../../type/NftId.sol";
+import {PayoutId} from "../../type/PayoutId.sol";
+import {Product} from "../../product/Product.sol";
+import {ReferralLib} from "../../type/Referral.sol";
+import {RiskId, RiskIdLib} from "../../type/RiskId.sol";
+import {RequestId} from "../../type/RequestId.sol";
+import {Seconds, SecondsLib} from "../../type/Seconds.sol";
+import {Str} from "../../type/String.sol";
+import {Timestamp, TimestampLib} from "../../type/Timestamp.sol";
+
+
+/// @dev FlightProduct implements the flight delay product.
+contract FlightProduct is
+    Product
+{
+
+    event LogRequestFlightRatings(uint256 requestId, bytes32 carrierFlightNumber, uint256 departureTime, uint256 arrivalTime, bytes32 riskId);
+    event LogRequestFlightStatus(uint256 requestId, uint256 arrivalTime, bytes32 carrierFlightNumber, bytes32 departureYearMonthDay);
+    event LogPayoutTransferred(bytes32 bpKey, uint256 claimId, uint256 payoutId, uint256 amount);
+    event LogFlightStatusProcessed(RequestId requestId, RiskId riskId, bytes1 status, int256 delayMinutes, uint8 payoutOption);
+    event LogFlightPoliciesProcessed(RiskId riskId, uint8 payoutOption, uint256 policiesProcessed, uint256 policiesRemaining);
+
+    // TODO convert error logs to custom errors
+    // event LogError(string error, uint256 index, uint256 stored, uint256 calculated);
+    event LogPolicyExpired(bytes32 bpKey);
+
+    event LogErrorRiskInvalid(RequestId requestId, RiskId riskId);
+    event LogErrorUnprocessableStatus(RequestId requestId, RiskId riskId, bytes1 status);
+    event LogErrorUnexpectedStatus(RequestId requestId, RiskId riskId, bytes1 status, int256 delayMinutes);
+
+    error ErrorApplicationDataSignatureMismatch(address expectedSigner, address actualSigner);
+    error ErrorFlightProductClusterRisk(Amount totalSumInsured, Amount maxTotalPayout);
+    error ErrorFlightProductPremiumAmountTooSmall(Amount premiumAmount, Amount minPremium);
+    error ErrorFlightProductPremiumAmountTooLarge(Amount premiumAmount, Amount maxPremium);
+    error ErrorFlightProductArrivalBeforeDepartureTime(Timestamp departureTime, Timestamp arrivalTime);
+    error ErrorFlightProductArrivalAfterMaxFlightDuration(Timestamp arrivalTime, Timestamp maxArrivalTime, Seconds maxDuration);
+    error ErrorFlightProductDepartureBeforeMinTimeBeforeDeparture(Timestamp departureTime, Timestamp now, Seconds minTimeBeforeDeparture);
+    error ErrorFlightProductDepartureAfterMaxTimeBeforeDeparture(Timestamp departureTime, Timestamp now, Seconds maxTimeBeforeDeparture);
+    error ErrorFlightProductNotEnoughObservations(uint256 observations, uint256 minObservations);
+
+    // solhint-disable
+    // Minimum observations for valid prediction
+    uint256 public immutable MIN_OBSERVATIONS = 10;
+    // Minimum time before departure for applying
+    Seconds public MIN_TIME_BEFORE_DEPARTURE = SecondsLib.fromDays(14);
+    // Maximum time before departure for applying
+    Seconds public MAX_TIME_BEFORE_DEPARTURE = SecondsLib.fromDays(90);
+    // Maximum duration of flight
+    Seconds public MAX_FLIGHT_DURATION = SecondsLib.fromDays(2);
+    // Check for delay after .. minutes after scheduled arrival
+    Seconds public CHECK_OFFSET = SecondsLib.fromHours(1);
+    // Max time to process claims after departure
+    Seconds public LIFETIME = SecondsLib.fromDays(30);
+
+    // uint256 public constant MIN_PREMIUM = 15 * 10 ** 18; // production
+    // All amounts in cent = multiplier is 10 ** 16!
+    Amount public MIN_PREMIUM;
+    Amount public MAX_PREMIUM;
+    Amount public MAX_PAYOUT;
+    Amount public MAX_TOTAL_PAYOUT; // Maximum risk per flight is 3x max payout.
+
+    // Maximum cumulated weighted premium per risk
+    uint256 public MARGIN_PERCENT = 30;
+
+    // Maximum number of policies to process in one callback
+    uint8 public MAX_POLICIES_TO_PROCESS = 5;
+
+    // ['observations','late15','late30','late45','cancelled','diverted']
+    // no payouts for delays of 30' or less
+    uint8[6] public WEIGHT_PATTERN = [0, 0, 0, 30, 50, 50];
+    uint8 public constant MAX_WEIGHT = 50;
+
+    bool internal _testMode;
+
+    // GIF V3 specifics
+    NftId internal _defaultBundleNftId;
+    NftId internal _oracleNftId;
+    // solhint-enable
+
+
+    struct FlightRisk {
+        Str flightData; // example: "LX 180 ZRH BKK 20241104"
+        Timestamp departureTime;
+        // this field contains static data required by the frontend and is not directly used by the product
+        string departureTimeLocal; // example "2024-10-14T10:10:00.000 Asia/Seoul"
+        Timestamp arrivalTime; 
+        // this field contains static data required by the frontend and is not directly used by the product
+        string arrivalTimeLocal; // example "2024-10-14T10:10:00.000 Asia/Seoul"
+        Amount sumOfSumInsuredAmounts;
+        // uint256 premiumMultiplier; // what is this? UFixed?
+        // uint256 weight; // what is this? UFixed?
+        bytes1 status; // 'L'ate, 'C'ancelled, 'D'iverted, ...
+        int256 delayMinutes;
+        uint8 payoutOption;
+        Timestamp statusUpdatedAt;
+    }
+
+    struct ApplicationData {
+        Str flightData;
+        Timestamp departureTime;
+        string departureTimeLocal;
+        Timestamp arrivalTime;
+        string arrivalTimeLocal;
+        Amount premiumAmount;
+        uint256[6] statistics;
+    }
+
+
+    struct PermitData {
+        address owner;
+        address spender;
+        uint256 value;
+        uint256 deadline;
+        uint8 v;
+        bytes32 r;
+        bytes32 s;
+    }
+
+
+    constructor(
+        address registry,
+        NftId instanceNftid,
+        string memory componentName,
+        IAuthorization authorization
+    )
+    {
+        address initialOwner = msg.sender;
+
+        _initialize(
+            registry,
+            instanceNftid,
+            componentName,
+            authorization,
+            initialOwner);
+    }
+
+    //--- external functions ------------------------------------------------//
+    //--- unpermissioned functions ------------------------------------------//
+
+    function setOracleNftId()
+        external
+    {
+        _oracleNftId = _getInstanceReader().getProductInfo(
+            getNftId()).oracleNftId[0];
+    }
+
+    function calculatePayoutAmounts(
+        FlightProduct flightProduct,
+        Amount premium, 
+        uint256[6] memory statistics
+    ) 
+        external
+        view
+        returns (
+            uint256 weight, 
+            Amount[5] memory payoutAmounts,
+            Amount sumInsuredAmount // simply the max of payoutAmounts 
+        ) 
+    {
+        return FlightLib.calculatePayoutAmounts(
+            flightProduct,
+            premium,
+            statistics);
+    }
+
+    /// @dev Creates a policy using a permit for the policy holder.
+    /// The policy holder is defined as the owner parameter of the permit data.
+    /// NOTE: This function makes the assumption that the product token
+    /// supports permits. This assumption is not verfied.
+    function createPolicyWithPermit(
+        PermitData memory permit,
+        ApplicationData memory application
+    )
+        external
+        virtual
+        restricted()
+        returns (
+            RiskId riskId,
+            NftId policyNftId
+        )
+    {
+        // process permit data
+        _processPermit(permit);
+
+        // create policy
+        address policyHolder = permit.owner;
+        (
+            riskId,
+            policyNftId
+        ) = _createPolicy(
+            policyHolder,
+            application.flightData,
+            application.departureTime,
+            application.departureTimeLocal,
+            application.arrivalTime,
+            application.arrivalTimeLocal,
+            application.premiumAmount,
+            application.statistics);
+    }
+
+
+    function _createPolicy(
+        address policyHolder,
+        Str flightData, 
+        Timestamp departureTime,
+        string memory departureTimeLocal,
+        Timestamp arrivalTime,
+        string memory arrivalTimeLocal,
+        Amount premiumAmount,
+        uint256[6] memory statistics
+    )
+        internal
+        virtual
+        returns (
+            RiskId riskId,
+            NftId policyNftId
+        )
+    {
+        // checks
+        // disabled for now - using rbac for security
+        FlightLib.checkApplicationData(
+            this,
+            flightData,
+            departureTime,
+            arrivalTime,
+            premiumAmount);
+
+        (riskId, policyNftId) = _prepareApplication(
+            policyHolder, 
+            flightData,
+            departureTime,
+            departureTimeLocal,
+            arrivalTime,
+            arrivalTimeLocal,
+            premiumAmount,
+            statistics);
+
+        _createPolicy(
+            policyNftId, 
+            TimestampLib.zero(), // do not ativate yet 
+            premiumAmount); // max premium amount
+
+        // interactions (token transfer + callback to token holder, if contract)
+        _collectPremium(
+            policyNftId, 
+            departureTime); // activate at scheduled departure time of flight
+
+        // send oracle request for flight status (interacts with flight oracle contract)
+        _sendRequest(
+            _oracleNftId, 
+            abi.encode(
+                FlightOracle.FlightStatusRequest(
+                    riskId,
+                    flightData,
+                    departureTime)),
+            // allow up to 30 days to process the claim
+            arrivalTime.addSeconds(SecondsLib.fromDays(30)), 
+            "flightStatusCallback");
+    }
+
+
+    /// @dev Callback for flight status oracle.
+    /// Function may only be alled by oracle service.
+    function flightStatusCallback(
+        RequestId requestId,
+        bytes memory responseData
+    )
+        external
+        virtual
+        restricted()
+    {
+        FlightOracle.FlightStatusResponse memory response = abi.decode(
+            responseData, (FlightOracle.FlightStatusResponse));
+
+        _processFlightStatus(
+            requestId, 
+            response.riskId, 
+            response.status, 
+            response.delayMinutes, 
+            MAX_POLICIES_TO_PROCESS);
+    }
+
+
+    /// @dev Manual fallback function for product owner.
+    function processFlightStatus(
+        RequestId requestId,
+        RiskId riskId, 
+        bytes1 status, 
+        int256 delayMinutes,
+        uint8 maxPoliciesToProcess
+    )
+        external
+        virtual
+        restricted()
+        onlyOwner()
+    {
+        _processFlightStatus(
+            requestId, 
+            riskId, 
+            status, 
+            delayMinutes, 
+            maxPoliciesToProcess);
+    }    
+
+
+    /// @dev Manual fallback function for product owner.
+    function processPayoutsAndClosePolicies(
+        RiskId riskId, 
+        uint8 maxPoliciesToProcess
+    )
+        external
+        virtual
+        restricted()
+        onlyOwner()
+    {
+        _processPayoutsAndClosePolicies(
+            riskId, 
+            maxPoliciesToProcess);
+    }
+
+
+    //--- owner functions ---------------------------------------------------//
+
+    /// @dev Call after product registration with the instance
+    /// when the product token/tokenhandler is available
+    function completeSetup()
+        external
+        virtual
+        restricted()
+        onlyOwner()
+    {
+        IERC20Metadata token = IERC20Metadata(getToken());
+        uint256 tokenMultiplier = 10 ** token.decimals();
+
+        MIN_PREMIUM = AmountLib.toAmount(15 * tokenMultiplier); 
+        MAX_PREMIUM = AmountLib.toAmount(200 * tokenMultiplier); 
+        MAX_PAYOUT = AmountLib.toAmount(500 * tokenMultiplier); 
+        MAX_TOTAL_PAYOUT = AmountLib.toAmount(3 * MAX_PAYOUT.toInt());
+    }
+
+
+    function setDefaultBundle(NftId bundleNftId) external restricted() onlyOwner() { _defaultBundleNftId = bundleNftId; }
+    function setTestMode(bool testMode) external restricted() onlyOwner() { _testMode = testMode; }
+
+    function approveTokenHandler(IERC20Metadata token, Amount amount) external restricted() onlyOwner() { _approveTokenHandler(token, amount); }
+    function setLocked(bool locked) external onlyOwner() { _setLocked(locked); }
+    function setWallet(address newWallet) external restricted() onlyOwner() { _setWallet(newWallet); }
+
+
+    //--- view functions ----------------------------------------------------//
+
+    function calculateNetPremium(
+        Amount, // sumInsuredAmount: not used in this product
+        RiskId, // riskId: not used in this product
+        Seconds, // lifetime: not used in this product, a flight is a one time risk
+        bytes memory applicationData // holds the premium amount the customer is willing to pay
+    )
+        external
+        virtual override
+        view 
+        returns (Amount netPremiumAmount)
+    {
+        (netPremiumAmount, ) = abi.decode(applicationData, (Amount, Amount[5]));
+    }
+
+
+    function getOracleNftId() public view returns (NftId oracleNftId) { return _oracleNftId; }
+    function isTestMode() public view returns (bool) { return _testMode; }
+    function decodeFlightRiskData(bytes memory data) public pure returns (FlightRisk memory) { return abi.decode(data, (FlightRisk)); }
+
+    //--- internal functions ------------------------------------------------//
+
+
+    function _processPermit(
+        PermitData memory permit
+    )
+        internal
+        virtual
+        restricted()
+    {
+        address tokenAddress = address(getToken());
+
+        // process permit data
+        ERC20Permit(tokenAddress).permit(
+            permit.owner, 
+            permit.spender, 
+            permit.value, 
+            permit.deadline, 
+            permit.v, 
+            permit.r, 
+            permit.s); 
+    }
+
+
+    function _prepareApplication(
+        address policyHolder,
+        Str flightData, 
+        Timestamp departureTime,
+        string memory departureTimeLocal,
+        Timestamp arrivalTime,
+        string memory arrivalTimeLocal,
+        Amount premiumAmount,
+        uint256[6] memory statistics
+    )
+        internal
+        virtual
+        returns (
+            RiskId riskId,
+            NftId policyNftId
+        )
+    {
+        Amount[5] memory payoutAmounts;
+        Amount sumInsuredAmount;
+
+        (
+            riskId, 
+            payoutAmounts,
+            sumInsuredAmount
+        ) = _createRiskAndPayoutAmounts(
+            flightData,
+            departureTime,
+            departureTimeLocal,
+            arrivalTime,
+            arrivalTimeLocal,
+            premiumAmount,
+            statistics);
+
+        policyNftId = _createApplication(
+            policyHolder, 
+            riskId, 
+            sumInsuredAmount,
+            premiumAmount,
+            LIFETIME,
+            _defaultBundleNftId, 
+            ReferralLib.zero(), 
+            abi.encode(
+                premiumAmount,
+                payoutAmounts)); // application data
+    }
+
+
+    function _createRiskAndPayoutAmounts(
+        Str flightData, 
+        Timestamp departureTime,
+        string memory departureTimeLocal,
+        Timestamp arrivalTime,
+        string memory arrivalTimeLocal,
+        Amount premiumAmount,
+        uint256[6] memory statistics
+    )
+        internal
+        virtual
+        returns (
+            RiskId riskId,
+            Amount[5] memory payoutAmounts,
+            Amount sumInsuredAmount
+        )
+    {
+        uint256 weight;
+
+        (
+            weight, 
+            payoutAmounts,            
+            sumInsuredAmount
+        ) = FlightLib.calculatePayoutAmounts(
+            this,
+            premiumAmount, 
+            statistics);
+
+        riskId = _checkAndUpdateFlightRisk(
+            flightData,
+            departureTime,
+            departureTimeLocal,
+            arrivalTime,
+            arrivalTimeLocal,
+            sumInsuredAmount,
+            weight);
+    }
+
+
+    function _checkAndUpdateFlightRisk(
+        Str flightData,
+        Timestamp departureTime,
+        string memory departureTimeLocal,
+        Timestamp arrivalTime,
+        string memory arrivalTimeLocal,
+        Amount sumInsuredAmount,
+        uint256 weight
+    )
+        internal
+        virtual
+        returns (RiskId riskId)
+    {
+        bool exists;
+        FlightRisk memory flightRisk;
+        (riskId, exists, flightRisk) = FlightLib.getFlightRisk(
+            _getInstanceReader(), 
+            getNftId(), 
+            flightData, 
+            departureTime, 
+            departureTimeLocal,
+            arrivalTime,
+            arrivalTimeLocal);
+
+        // create risk, if new
+        if (!exists) {
+            bytes32 riskKey = FlightLib.getRiskKey(flightData);
+            _createRisk(riskKey, abi.encode(flightRisk));
+        }
+
+        // check for cluster risk: additional sum insured amount must not exceed MAX_TOTAL_PAYOUT
+        if (flightRisk.sumOfSumInsuredAmounts + sumInsuredAmount > MAX_TOTAL_PAYOUT) {
+            revert ErrorFlightProductClusterRisk(flightRisk.sumOfSumInsuredAmounts + sumInsuredAmount, MAX_TOTAL_PAYOUT);
+        }
+
+        // update existing risk with additional sum insured amount
+        flightRisk.sumOfSumInsuredAmounts = flightRisk.sumOfSumInsuredAmounts + sumInsuredAmount;
+        _updateRisk(riskId, abi.encode(flightRisk));
+    }
+
+
+    function _processFlightStatus(
+        RequestId requestId,
+        RiskId riskId, 
+        bytes1 status, 
+        int256 delayMinutes,
+        uint8 maxPoliciesToProcess
+    )
+        internal
+        virtual
+    {
+        // check risk exists
+        InstanceReader reader = _getInstanceReader();
+        (
+            bool exists,
+            FlightRisk memory flightRisk
+        ) = FlightLib.getFlightRisk(reader, getNftId(), riskId);
+
+        if (!exists) {
+            // TODO decide to switch from log to error
+            emit LogErrorRiskInvalid(requestId, riskId);
+            return;
+        } else {
+            // update status, if not yet set
+            if (flightRisk.statusUpdatedAt.eqz()) {
+                flightRisk.status = status;
+                flightRisk.delayMinutes = delayMinutes;
+                flightRisk.payoutOption = FlightLib.checkAndGetPayoutOption(
+                    requestId, riskId, status, delayMinutes);
+                flightRisk.statusUpdatedAt = TimestampLib.current();
+
+                _updateRisk(riskId, abi.encode(flightRisk));
+            }
+            // TODO revert in else case?
+        }
+
+        (,, uint8 payoutOption) = _processPayoutsAndClosePolicies(
+            riskId, 
+            maxPoliciesToProcess);
+
+        // logging
+        emit LogFlightStatusProcessed(requestId, riskId, status, delayMinutes, payoutOption);
+    }
+
+
+    function _processPayoutsAndClosePolicies(
+        RiskId riskId, 
+        uint8 maxPoliciesToProcess
+    )
+        internal
+        virtual
+        returns (
+            bool riskExists, 
+            bool statusAvailable,
+            uint8 payoutOption
+        )
+    {
+        // determine numbers of policies to process
+        InstanceReader reader = _getInstanceReader();
+        (riskExists, statusAvailable, payoutOption) = FlightLib.getPayoutOption(reader, getNftId(), riskId);
+
+        // return with default values if risk does not exist or status is not yet available
+        if (!riskExists || !statusAvailable) {
+            return (riskExists, statusAvailable, payoutOption);
+        }
+
+        uint256 policiesToProcess = reader.policiesForRisk(riskId);
+        uint256 policiesProcessed = policiesToProcess < maxPoliciesToProcess ? policiesToProcess : maxPoliciesToProcess;
+
+        // go trough policies
+        for (uint256 i = 0; i < policiesProcessed; i++) {
+            NftId policyNftId = reader.getPolicyForRisk(riskId, i);
+
+            // create payout (if any)
+            if (payoutOption < type(uint8).max) { 
+                bytes memory applicationData = reader.getPolicyInfo(
+                    policyNftId).applicationData;
+
+                _resolvePayout(
+                    policyNftId, 
+                    FlightLib.getPayoutAmount(
+                        applicationData, 
+                        payoutOption)); 
+            }
+
+            // expire and close policy
+            _expire(policyNftId, TimestampLib.current());
+            _close(policyNftId);
+        }
+
+        // logging
+        emit LogFlightPoliciesProcessed(riskId, payoutOption, policiesProcessed, policiesToProcess - policiesProcessed);
+    }
+
+
+    function _resolvePayout(
+        NftId policyNftId,
+        Amount payoutAmount
+    )
+        internal
+        virtual
+    {
+        // create confirmed claim
+        ClaimId claimId = _submitClaim(policyNftId, payoutAmount, "");
+        _confirmClaim(policyNftId, claimId, payoutAmount, "");
+
+        // create and execute payout
+        PayoutId payoutId = _createPayout(policyNftId, claimId, payoutAmount, "");
+        _processPayout(policyNftId, payoutId);
+    }
+
+
+    function _initialize(
+        address registry,
+        NftId instanceNftId,
+        string memory componentName,
+        IAuthorization authorization,
+        address initialOwner
+    )
+        internal
+        initializer
+    {
+        __Product_init(
+            registry,
+            instanceNftId,
+            componentName,
+            IComponents.ProductInfo({
+                isProcessingFundedClaims: false,
+                isInterceptingPolicyTransfers: false,
+                hasDistribution: false,
+                expectedNumberOfOracles: 1,
+                numberOfOracles: 0,
+                poolNftId: NftIdLib.zero(),
+                distributionNftId: NftIdLib.zero(),
+                oracleNftId: new NftId[](0)
+            }), 
+            IComponents.FeeInfo({
+                productFee: FeeLib.zero(),
+                processingFee: FeeLib.zero(),
+                distributionFee: FeeLib.zero(),
+                minDistributionOwnerFee: FeeLib.zero(),
+                poolFee: FeeLib.zero(),
+                stakingFee: FeeLib.zero(),
+                performanceFee: FeeLib.zero()
+            }),
+            authorization,
+            initialOwner);  // number of oracles
+    }
+}