@etherisc/gif-next 0.0.2-fd275d2-234 → 0.0.2-fd4931b-974

package/contracts/instance/module/IPolicy.sol

@@ -1,27 +1,63 @@
 // SPDX-License-Identifier: Apache-2.0
 pragma solidity ^0.8.20;
 
-import {NftId} from "../../types/NftId.sol";
-import {NumberId} from "../../types/NumberId.sol";
-import {ReferralId} from "../../types/Referral.sol";
-import {RiskId} from "../../types/RiskId.sol";
-import {Timestamp} from "../../types/Timestamp.sol";
+import {Amount} from "../../type/Amount.sol";
+import {NftId} from "../../type/NftId.sol";
+import {ClaimId} from "../../type/ClaimId.sol";
+import {ReferralId} from "../../type/Referral.sol";
+import {RiskId} from "../../type/RiskId.sol";
+import {Seconds} from "../../type/Seconds.sol";
+import {Timestamp} from "../../type/Timestamp.sol";
 
 interface IPolicy {
+
+    struct Premium {
+        // premium splitting per target wallet
+        Amount productFeeAmount;
+        Amount distributionFeeAndCommissionAmount;
+        Amount poolPremiumAndFeeAmount;
+
+        // detailed positions
+        // this is the net premium calculated by the product 
+        uint256 netPremiumAmount;
+        // fullPremium = netPremium + all fixed amounts + all variable amounts (excl commission and minDistribtuionOwnerFee variable part)
+        uint256 fullPremiumAmount;
+        // premium = fullPremium - discount
+        uint256 premiumAmount;
+        uint256 productFeeFixAmount;
+        uint256 poolFeeFixAmount;
+        uint256 bundleFeeFixAmount;
+        uint256 distributionFeeFixAmount;
+        uint256 productFeeVarAmount;
+        uint256 poolFeeVarAmount;
+        uint256 bundleFeeVarAmount;
+        uint256 distributionFeeVarAmount;
+        uint256 distributionOwnerFeeFixAmount;
+        // this is the remaining amount when the commission and discount are subtracted from the distribution fee variable part (must be at least the minDistributionOwnerFee)
+        uint256 distributionOwnerFeeVarAmount;
+        // this value is based on distributor type referenced in the referral 
+        uint256 commissionAmount;
+        // this is based on referral used
+        uint256 discountAmount;
+    }
+
+    /// @dev policy data for the full policy lifecycle
     struct PolicyInfo {
         NftId productNftId;
         NftId bundleNftId;
         ReferralId referralId;
         RiskId riskId;
-        uint256 sumInsuredAmount;
-        uint256 premiumAmount;
-        uint256 premiumPaidAmount;
-        uint256 lifetime;
+        Amount sumInsuredAmount;
+        Amount premiumAmount; // expected premium at application time
+        Amount premiumPaidAmount; // actual paid premium 
+        Seconds lifetime;
+        // policy application data, no changes after applying for a policy
         bytes applicationData;
-        bytes policyData;
+        bytes processData;
         uint16 claimsCount;
         uint16 openClaimsCount;
-        uint256 payoutAmount;
+        Amount claimAmount; // sum of confirmed claim amounts (max = sum insured amount)
+        Amount payoutAmount; // sum of payouts (max = sum confirmed claim amountst)
         Timestamp activatedAt; // time of underwriting
         Timestamp expiredAt; // no new claims (activatedAt + lifetime)
         Timestamp closedAt; // no locked capital (or declinedAt)
@@ -29,16 +65,19 @@ interface IPolicy {
 
     // claimId neeeds to be encoded policyNftId:claimId combination
     struct ClaimInfo {
-        uint256 claimAmount;
-        uint256 paidAmount;
-        bytes data;
-        Timestamp closedAt; // payoment of confirmed claim amount (or declinedAt)
+        Amount claimAmount;
+        Amount paidAmount;
+        uint8 payoutsCount;
+        uint8 openPayoutsCount;
+        bytes submissionData; // claim submission data, no changes after submitting the claim
+        bytes processData; // data that may include information supporting confirm or decline
+        Timestamp closedAt; // payment of confirmed claim amount (or declinedAt)
     }
 
     // claimId neeeds to be encoded policyNftId:claimId combination
     struct PayoutInfo {
-        NumberId claimId;
-        uint256 amount;
+        ClaimId claimId;
+        Amount amount;
         bytes data;
         Timestamp paidAt; // payoment of confirmed claim amount (or declinedAt)
     }

package/contracts/instance/module/IRisk.sol

@@ -1,7 +1,7 @@
 // SPDX-License-Identifier: Apache-2.0
 pragma solidity ^0.8.20;
 
-import {NftId} from "../../types/NftId.sol";
+import {NftId} from "../../type/NftId.sol";
 
 interface IRisk {
     struct RiskInfo {

package/contracts/{test/Usdc.sol → mock/Dip.sol}

@@ -1,14 +1,14 @@
 // SPDX-License-Identifier: Apache-2.0
-pragma solidity ^0.8.19;
+pragma solidity ^0.8.20;
 
 import "@openzeppelin/contracts/token/ERC20/ERC20.sol";
 
-contract USDC is ERC20 {
+contract Dip is ERC20 {
 
     // https://etherscan.io/token/0xc719d010b63e5bbf2c0551872cd5316ed26acd83#readContract
-    string public constant NAME = "USDC - DUMMY";
-    string public constant SYMBOL = "USDC";
-    uint8 public constant DECIMALS = 6;
+    string public constant NAME = "Decentralized Insurance Protocol - DUMMY";
+    string public constant SYMBOL = "DIP";
+    uint8 public constant DECIMALS = 18;
     uint256 public constant INITIAL_SUPPLY = 10**9 * 10**DECIMALS; // 1 Billion 1'000'000'000
     // decimals == 18 (openzeppelin erc20 default)
     constructor()

package/contracts/pool/BundleService.sol

@@ -0,0 +1,296 @@
+// SPDX-License-Identifier: Apache-2.0
+pragma solidity ^0.8.19;
+
+import {IBundle} from "../instance/module/IBundle.sol";
+import {IComponents} from "../instance/module/IComponents.sol";
+import {IComponentService} from "../shared/IComponentService.sol";
+import {IRegistry} from "../registry/IRegistry.sol";
+import {IInstance} from "../instance/IInstance.sol";
+import {InstanceStore} from "../instance/InstanceStore.sol";
+import {IPolicy} from "../instance/module/IPolicy.sol";
+
+import {IVersionable} from "../shared/IVersionable.sol";
+import {INftOwnable} from "../shared/INftOwnable.sol";
+import {NftId, NftIdLib} from "../type/NftId.sol";
+import {ObjectType, COMPONENT, POOL, BUNDLE, REGISTRY} from "../type/ObjectType.sol";
+import {POOL_OWNER_ROLE, RoleId} from "../type/RoleId.sol";
+import {Pool} from "./Pool.sol";
+
+import {Amount, AmountLib} from "../type/Amount.sol";
+import {Fee, FeeLib} from "../type/Fee.sol";
+import {StateId, ACTIVE, PAUSED, CLOSED, KEEP_STATE} from "../type/StateId.sol";
+import {Seconds} from "../type/Seconds.sol";
+import {TimestampLib, zeroTimestamp} from "../type/Timestamp.sol";
+import {Version, VersionLib} from "../type/Version.sol";
+import {Versionable} from "../shared/Versionable.sol";
+
+import {IService} from "../shared/IService.sol";
+import {Service} from "../shared/Service.sol";
+import {BundleManager} from "../instance/BundleManager.sol";
+import {ComponentVerifyingService} from "../shared/ComponentVerifyingService.sol";
+import {IBundleService} from "./IBundleService.sol";
+import {IRegistryService} from "../registry/IRegistryService.sol";
+import {InstanceService} from "../instance/InstanceService.sol";
+import {InstanceReader} from "../instance/InstanceReader.sol";
+
+string constant BUNDLE_SERVICE_NAME = "BundleService";
+
+contract BundleService is 
+    ComponentVerifyingService, 
+    IBundleService 
+{
+    using NftIdLib for NftId;
+
+    string public constant NAME = "BundleService";
+
+    address private _registryAddress;
+    IRegistryService private _registryService;
+    IComponentService private _componentService;
+
+    function _initialize(
+        address owner, 
+        bytes memory data
+    )
+        internal
+        initializer
+        virtual override
+    {
+        address registryAddress;
+        address initialOwner;
+        (registryAddress, initialOwner) = abi.decode(data, (address, address));
+        // TODO while PoolService is not deployed in PoolServiceManager constructor
+        //      owner is PoolServiceManager deployer
+        initializeService(registryAddress, address(0), owner);
+
+        _registryService = IRegistryService(_getServiceAddress(REGISTRY()));
+        _componentService = IComponentService(_getServiceAddress(COMPONENT()));
+
+        registerInterface(type(IBundleService).interfaceId);
+    }
+
+    function getDomain() public pure override returns(ObjectType) {
+        return BUNDLE();
+    }
+
+
+    function setFee(
+        NftId bundleNftId,
+        Fee memory fee
+    )
+        external
+        virtual
+    {
+        (NftId poolNftId,, IInstance instance) = _getAndVerifyActiveComponent(POOL());
+        InstanceReader instanceReader = instance.getInstanceReader();
+        IBundle.BundleInfo memory bundleInfo = instanceReader.getBundleInfo(bundleNftId);
+        if(bundleInfo.poolNftId.eqz()) {
+            revert ErrorBundleServiceBundleUnknown(bundleNftId);
+        }
+
+        if(bundleInfo.poolNftId != poolNftId) {
+            revert ErrorBundleServiceBundlePoolMismatch(bundleNftId, bundleInfo.poolNftId, poolNftId);
+        }
+
+        bundleInfo.fee = fee;
+        instance.getInstanceStore().updateBundle(bundleNftId, bundleInfo, KEEP_STATE());
+    }
+
+
+    function create(
+        IInstance instance,
+        NftId poolNftId,
+        address owner, 
+        Fee memory bundleFee, 
+        Amount stakingAmount, 
+        Seconds lifetime, 
+        bytes calldata filter
+    )
+        external
+        override
+        restricted
+        returns(NftId bundleNftId)
+    {
+        // register bundle with registry
+        bundleNftId = _registryService.registerBundle(
+            IRegistry.ObjectInfo(
+                NftIdLib.zero(), 
+                poolNftId,
+                BUNDLE(),
+                false, // intercepting property for bundles is defined on pool
+                address(0),
+                owner,
+                "" // bundle data to be stored in registry
+            )
+        );
+
+        // create bundle info in instance
+        InstanceStore instanceStore = instance.getInstanceStore();
+        instanceStore.createBundle(
+            bundleNftId, 
+            IBundle.BundleInfo(
+                poolNftId,
+                bundleFee,
+                filter,
+                lifetime,
+                TimestampLib.blockTimestamp().addSeconds(lifetime),
+                zeroTimestamp()));
+
+        // bundle book keeping
+        _componentService.increaseBundleBalance(
+            instanceStore, 
+            bundleNftId, 
+            stakingAmount, 
+            AmountLib.zero()); // fee amount
+
+        // put bundle under bundle managemet
+        BundleManager bundleManager = instance.getBundleManager();
+        bundleManager.add(bundleNftId);
+
+        // TODO add logging
+    }
+
+
+    // the bundle MUST be unlocked (active) for linking (underwriting) and registered with this instance
+    function lockCollateral(
+        IInstance instance,
+        NftId policyNftId, 
+        NftId bundleNftId, 
+        Amount collateralAmount // required local amount to collateralize policy
+    ) 
+        external
+        virtual
+        restricted()
+    {
+        InstanceReader instanceReader = instance.getInstanceReader();
+        StateId bundleState = instanceReader.getMetadata(bundleNftId.toKey32(BUNDLE())).state;
+        IBundle.BundleInfo memory bundleInfo = instanceReader.getBundleInfo(bundleNftId);
+
+        // ensure bundle is active and not yet expired
+        if(bundleState != ACTIVE() || bundleInfo.expiredAt < TimestampLib.blockTimestamp()) {
+            revert ErrorBundleServiceBundleNotOpen(bundleNftId, bundleState, bundleInfo.expiredAt);
+        }
+
+        // ensure bundle capacity is sufficent to collateralize policy
+        InstanceStore instanceStore = instance.getInstanceStore();
+        (
+            Amount balanceAmount,
+            Amount lockedAmount,
+            Amount feeAmount
+        ) = instanceStore.getAmounts(bundleNftId);
+
+        Amount capacity = balanceAmount - (lockedAmount + feeAmount);
+        if(capacity < collateralAmount) {
+            revert ErrorBundleServiceCapacityInsufficient(bundleNftId, capacity, collateralAmount);
+        }
+
+        // updated locked amount
+        instanceStore.increaseLocked(bundleNftId, collateralAmount);
+        
+        // link policy to bundle in bundle manger
+        _linkPolicy(instance, policyNftId);
+    }
+
+
+    function lock(NftId bundleNftId) 
+        external
+        virtual
+    {
+        (,, IInstance instance) = _getAndVerifyActiveComponent(POOL());
+
+        // udpate bundle state
+        instance.getInstanceStore().updateBundleState(bundleNftId, PAUSED());
+
+        // update set of active bundles
+        BundleManager bundleManager = instance.getBundleManager();
+        bundleManager.lock(bundleNftId);
+
+        emit LogBundleServiceBundleLocked(bundleNftId);
+    }
+
+
+    function unlock(NftId bundleNftId) 
+        external
+        virtual
+    {
+        (,, IInstance instance) = _getAndVerifyActiveComponent(POOL());
+
+        // udpate bundle state
+        instance.getInstanceStore().updateBundleState(bundleNftId, ACTIVE());
+
+        // update set of active bundles
+        BundleManager bundleManager = instance.getBundleManager();
+        bundleManager.unlock(bundleNftId);
+
+        emit LogBundleServiceBundleActivated(bundleNftId);
+    }
+
+
+    function close(
+        IInstance instance,
+        NftId bundleNftId
+    ) 
+        external
+        virtual
+        restricted
+    {
+        // udpate bundle state
+        instance.getInstanceStore().updateBundleState(bundleNftId, CLOSED());
+
+        // ensure no open policies attached to bundle
+        BundleManager bundleManager = instance.getBundleManager();
+        uint256 openPolicies = bundleManager.activePolicies(bundleNftId);
+        if(openPolicies > 0) {
+            revert ErrorBundleServiceBundleWithOpenPolicies(bundleNftId, openPolicies);
+        }
+
+        // update set of active bundles
+        bundleManager.lock(bundleNftId);
+    }
+
+
+    function releaseCollateral(
+        IInstance instance,
+        NftId policyNftId, 
+        NftId bundleNftId, 
+        Amount collateralAmount
+    ) 
+        external
+        virtual
+        restricted()
+    {
+        instance.getInstanceStore().decreaseLocked(bundleNftId, collateralAmount);
+    }
+
+    /// @dev links policy to bundle
+    function _linkPolicy(IInstance instance, NftId policyNftId) 
+        internal
+    {
+        InstanceReader instanceReader = instance.getInstanceReader();
+        IPolicy.PolicyInfo memory policyInfo = instanceReader.getPolicyInfo(policyNftId);
+
+        // ensure policy has not yet been activated in a previous tx already
+        if (policyInfo.activatedAt.gtz() && policyInfo.activatedAt < TimestampLib.blockTimestamp()) {
+            revert BundleManager.ErrorBundleManagerPolicyAlreadyActivated(policyNftId);
+        }
+        
+        BundleManager bundleManager = instance.getBundleManager();
+        bundleManager.linkPolicy(policyNftId);
+    }
+
+    /// @dev unlinks policy from bundle
+    function unlinkPolicy(
+        IInstance instance, 
+        NftId policyNftId
+    ) 
+        external
+        virtual
+        restricted
+    {
+        // ensure policy is closeable
+        if (!instance.getInstanceReader().policyIsCloseable(policyNftId)) {
+            revert ErrorBundleServicePolicyNotCloseable(policyNftId);
+        }
+
+        instance.getBundleManager().unlinkPolicy(policyNftId);
+    }
+}

package/contracts/pool/BundleServiceManager.sol

@@ -0,0 +1,42 @@
+// SPDX-License-Identifier: Apache-2.0
+pragma solidity ^0.8.20;
+
+import {IVersionable} from "../shared/IVersionable.sol";
+import {ProxyManager} from "../shared/ProxyManager.sol";
+import {BundleService} from "./BundleService.sol";
+import {Registry} from "../registry/Registry.sol";
+import {RegistryService} from "../registry/RegistryService.sol";
+import {ObjectType, REGISTRY} from "../type/ObjectType.sol";
+
+contract BundleServiceManager is ProxyManager {
+
+    BundleService private _bundleService;
+
+    /// @dev initializes proxy manager with pool service implementation 
+    constructor(
+        address authority, 
+        address registryAddress,
+        bytes32 salt
+    ) 
+        ProxyManager(registryAddress)
+    {
+        BundleService bundleSrv = new BundleService{salt: salt}();
+        bytes memory data = abi.encode(registryAddress, address(this), authority);
+        IVersionable versionable = deployDetermenistic(
+            address(bundleSrv), 
+            data,
+            salt);
+
+        _bundleService = BundleService(address(versionable));
+    }
+
+    //--- view functions ----------------------------------------------------//
+    function getBundleService()
+        external
+        view
+        returns (BundleService)
+    {
+        return _bundleService;
+    }
+
+}

package/contracts/pool/IBundleService.sol

@@ -0,0 +1,106 @@
+// SPDX-License-Identifier: Apache-2.0
+pragma solidity ^0.8.19;
+
+import {Amount} from "../type/Amount.sol";
+import {NftId} from "../type/NftId.sol";
+import {Fee} from "../type/Fee.sol";
+import {IService} from "../shared/IService.sol";
+import {IBundle} from "../instance/module/IBundle.sol";
+import {IInstance} from "../instance/IInstance.sol";
+import {Seconds} from "../type/Seconds.sol";
+import {StateId} from "../type/StateId.sol";
+import {Timestamp} from "../type/Timestamp.sol";
+
+interface IBundleService is IService {
+
+    event LogBundleServiceBundleActivated(NftId bundleNftId);
+    event LogBundleServiceBundleLocked(NftId bundleNftId);
+
+    error ErrorBundleServiceInsufficientAllowance(address bundleOwner, address tokenHandlerAddress, Amount amount);
+    error ErrorBundleServiceBundleNotOpen(NftId bundleNftId, StateId state, Timestamp expiredAt);
+    error ErrorBundleServiceCapacityInsufficient(NftId bundleNftId, Amount capacityAmount, Amount collateralAmount);
+    error ErrorBundleServiceBundleWithOpenPolicies(NftId bundleNftId, uint256 openPoliciesCount);
+
+    error ErrorBundleServiceBundleUnknown(NftId bundleNftId);
+    error ErrorBundleServiceBundlePoolMismatch(NftId bundleNftId, NftId expectedPool, NftId actualPool);
+
+    error ErrorBundleServicePolicyNotCloseable(NftId policyNftId);
+
+    /// @dev create a new bundle for the specified attributes
+    /// may only be called by pool service
+    function create(
+        IInstance instance, // instance relevant for bundle
+        NftId poolNftId, // the pool the bundle will be linked to
+        address owner, // initial bundle owner
+        Fee memory fee, // fees deducted from premium that go to bundle owner
+        Amount stakingAmount, // staking amount - staking fees result in initial bundle capital
+        Seconds lifetime, // initial duration for which new policies are covered
+        bytes calldata filter // optional use case specific criteria that define if a policy may be covered by this bundle
+    )
+        external 
+        returns(NftId bundleNftId); // the nft id of the newly created bundle
+
+
+    /// @dev increase bundle stakes by the specified amount
+    /// may only be called by the bundle owner
+    // function stake(NftId bundleNftId, uint256 amount) external returns(uint256 netAmount);
+
+    // function unstake(NftId bundleNftId, uint256 amount) external returns(uint256 netAmount);
+
+    /// @dev locks the specified bundle, locked bundles are not available to collateralize new policies
+    /// only active bundles may be locked
+    /// may only be called by registered and unlocked pool components
+    function lock(NftId bundleNftId) external;
+
+    /// @dev activates the specified bundle
+    /// only locked bundles may be unlocked
+    /// may only be called by registered and unlocked pool components
+    function unlock(NftId bundleNftId) external;
+
+    /// @dev closes the specified bundle
+    /// only open bundles (active or locked) may be closed
+    /// to close a bundle it may not have any non-closed polices attached to it
+    /// may only be called by registered and unlocked pool components
+    function close(
+        IInstance instance, 
+        NftId bundleNftId
+    ) external;
+
+    /// @dev set bundle fee to provided value
+    /// may only be called by registered and unlocked pool components
+    function setFee(
+        NftId bundleNftId,
+        Fee memory fee
+    ) external;
+
+
+    /// @dev locks the specified collateral in the bundle
+    /// the locked collateral is added to the bundle locked capital
+    /// the bundles' fees are updated with the fees for this premium
+    /// the premium (minus bundle fee) is added to the bundle capital
+    /// may only be called by pool service
+    function lockCollateral(
+        IInstance instance, 
+        NftId policyNftId, 
+        NftId bundleNftId, 
+        Amount collateralAmount
+    ) external;
+
+
+    /// @dev releases the specified collateral in the bundle
+    /// may only be called by pool service
+    function releaseCollateral(
+        IInstance instance, 
+        NftId policyNftId, 
+        NftId bundleNftId, 
+        Amount collateralAmount
+    ) external;
+
+    /// @dev unlink policy from bundle
+    /// policy may only be unlinked if policy is closeable
+    /// may only be called by pool service
+    function unlinkPolicy(
+        IInstance instance, 
+        NftId policyNftId
+    ) external;
+}