@etherisc/gif-next 0.0.2-d10d6b3-916 → 0.0.2-d1f0662-893

package/contracts/instance/service/PricingService.sol

@@ -0,0 +1,275 @@
+// SPDX-License-Identifier: Apache-2.0
+pragma solidity ^0.8.19;
+
+import {Seconds} from "../../types/Seconds.sol";
+import {UFixed, UFixedLib} from "../../types/UFixed.sol";
+import {ObjectType} from "../../types/ObjectType.sol";
+import {NftId} from "../../types/NftId.sol";
+import {Fee} from "../../types/Fee.sol";
+import {ReferralId} from "../../types/Referral.sol";
+import {RiskId} from "../../types/RiskId.sol";
+import {PRODUCT, DISTRIBUTION, PRICE} from "../../types/ObjectType.sol";
+import {Amount} from "../../types/Amount.sol";
+import {IRegistry} from "../../registry/IRegistry.sol";
+
+import {IProductComponent} from "../../components/IProductComponent.sol";
+
+import {IInstance} from "../IInstance.sol";
+import {InstanceReader} from "../InstanceReader.sol";
+import {IComponents} from "../module/IComponents.sol";
+import {IPolicy} from "../module/IPolicy.sol";
+import {IBundle} from "../module/IBundle.sol";
+import {ISetup} from "../module/ISetup.sol";
+import {IDistribution} from "../module/IDistribution.sol";
+
+import {ComponentService} from "../base/ComponentService.sol";
+
+import {IPricingService} from "./IPricingService.sol";
+import {IDistributionService} from "./IDistributionService.sol";
+
+
+contract PricingService is 
+    ComponentService, 
+    IPricingService
+{
+    using UFixedLib for UFixed;
+
+    IDistributionService internal _distributionService;
+
+
+    function _initialize(
+        address owner, 
+        bytes memory data
+    )
+        internal
+        virtual override
+        initializer()
+    {
+        // TODO check this, might no longer be the way, refactor if necessary
+        address registryAddress;
+        address initialOwner;
+        (registryAddress, initialOwner) = abi.decode(data, (address, address));
+
+        initializeService(registryAddress, address(0), owner);
+        registerInterface(type(IPricingService).interfaceId);
+
+        _distributionService = IDistributionService(_getServiceAddress(DISTRIBUTION()));
+    }
+
+
+    function getDomain() public pure override returns(ObjectType) {
+        return PRICE();
+    }
+
+    /// @dev calculates the premium amount for the specified attributes
+    /// also returns the various fee components involved with creating a policy
+    function calculatePremium(
+        NftId productNftId,
+        RiskId riskId,
+        Amount sumInsuredAmount,
+        Seconds lifetime,
+        bytes memory applicationData,
+        NftId bundleNftId,
+        ReferralId referralId
+    )
+        external
+        view
+        virtual override
+        returns (
+            IPolicy.Premium memory premium
+        )
+    {
+        InstanceReader reader;
+        Amount netPremiumAmount;
+
+        {
+            // verify product
+            (
+                IRegistry.ObjectInfo memory productInfo, 
+                IInstance instance
+            ) = _getAndVerifyComponentInfoAndInstance(productNftId, PRODUCT());
+
+            reader = instance.getInstanceReader();
+
+            // calculate net premium
+            netPremiumAmount = IProductComponent(productInfo.objectAddress).calculateNetPremium(
+                sumInsuredAmount,
+                riskId,
+                lifetime,
+                applicationData
+            );
+        }
+
+        {
+            // get configurations for all involed objects
+            ISetup.ProductSetupInfo memory productSetup = reader.getProductSetupInfo(productNftId);
+
+            bytes memory componentData = reader.getComponentInfo(productSetup.poolNftId).data;
+            IComponents.PoolInfo memory poolInfo = abi.decode(componentData, (IComponents.PoolInfo));
+
+            IBundle.BundleInfo memory bundleInfo = reader.getBundleInfo(bundleNftId);
+            if(bundleInfo.poolNftId != productSetup.poolNftId) {
+                revert ErrorIPricingServiceBundlePoolMismatch(bundleNftId, bundleInfo.poolNftId, productSetup.poolNftId);
+            }
+
+            NftId distributionNftId = productSetup.distributionNftId;
+            ISetup.DistributionSetupInfo memory distSetup = reader.getDistributionSetupInfo(distributionNftId);
+
+            // calculate premium, order is important
+            premium = _getFixedFeeAmounts(
+                netPremiumAmount,
+                productSetup,
+                poolInfo,
+                distSetup,
+                bundleInfo
+            );
+
+            premium = _calculateVariableFeeAmounts(
+                premium,
+                productSetup,
+                poolInfo,
+                distSetup,
+                bundleInfo
+            );
+
+            premium = _calculateDistributionOwnerFeeAmount(
+                premium,
+                distSetup,
+                referralId,
+                distributionNftId,
+                reader
+            );
+
+            // sanity check to validate the fee calculation
+            if (premium.distributionOwnerFeeFixAmount < distSetup.minDistributionOwnerFee.fixedFee) {
+                revert ErrorIPricingServiceFeeCalculationMismatch( 
+                    premium.distributionFeeFixAmount,
+                    premium.distributionFeeVarAmount,
+                    premium.distributionOwnerFeeFixAmount,
+                    premium.distributionOwnerFeeVarAmount,
+                    premium.commissionAmount,
+                    premium.discountAmount
+                );
+            }
+
+            if ((premium.distributionFeeVarAmount) != (premium.discountAmount + premium.distributionOwnerFeeVarAmount + premium.commissionAmount)) {
+                revert ErrorIPricingServiceFeeCalculationMismatch(
+                    premium.distributionFeeFixAmount,
+                    premium.distributionFeeVarAmount,
+                    premium.distributionOwnerFeeFixAmount,
+                    premium.distributionOwnerFeeVarAmount,
+                    premium.commissionAmount,
+                    premium.discountAmount
+                );
+            }
+        }
+    }
+
+    // internal functions
+    function _getFixedFeeAmounts(
+        Amount netPremiumAmount,
+        ISetup.ProductSetupInfo memory productInfo,
+        IComponents.PoolInfo memory poolInfo,
+        ISetup.DistributionSetupInfo memory distInfo,
+        IBundle.BundleInfo memory bundleInfo
+    )
+        internal
+        view
+        returns (
+            IPolicy.Premium memory premium
+        )
+    {
+        // initial premium amount is the net premium
+        premium.netPremiumAmount = netPremiumAmount.toInt();
+        premium.fullPremiumAmount = netPremiumAmount.toInt();
+
+        uint256 t = productInfo.productFee.fixedFee;
+        premium.productFeeFixAmount = t;
+        premium.fullPremiumAmount += t;
+
+        t = poolInfo.poolFee.fixedFee;
+        premium.poolFeeFixAmount = t;
+        premium.fullPremiumAmount += t;
+
+        t = bundleInfo.fee.fixedFee;
+        premium.bundleFeeFixAmount = t;
+        premium.fullPremiumAmount += t;
+
+        t = distInfo.distributionFee.fixedFee;
+        premium.distributionFeeFixAmount = t;
+        premium.fullPremiumAmount += t;
+    }
+
+    function _calculateVariableFeeAmounts(
+        IPolicy.Premium memory premium,
+        ISetup.ProductSetupInfo memory productInfo,
+        IComponents.PoolInfo memory poolInfo,
+        ISetup.DistributionSetupInfo memory distInfo,
+        IBundle.BundleInfo memory bundleInfo
+    )
+        internal
+        view
+        returns (
+            IPolicy.Premium memory intermadiatePremium
+        )
+    {
+        UFixed netPremiumAmount = UFixedLib.toUFixed(premium.netPremiumAmount);
+
+        uint256 t = (netPremiumAmount * productInfo.productFee.fractionalFee).toInt();
+        premium.productFeeVarAmount = t;
+        premium.fullPremiumAmount += t;
+
+        t = (netPremiumAmount * poolInfo.poolFee.fractionalFee).toInt();
+        premium.poolFeeVarAmount = t;
+        premium.fullPremiumAmount += t;
+
+        t = (netPremiumAmount * bundleInfo.fee.fractionalFee).toInt();
+        premium.bundleFeeVarAmount = t;
+        premium.fullPremiumAmount += t;
+
+        t = (netPremiumAmount * distInfo.distributionFee.fractionalFee).toInt();
+        premium.distributionFeeVarAmount = t;
+        premium.fullPremiumAmount += t;
+
+        return premium;
+    }
+
+    function _calculateDistributionOwnerFeeAmount(
+        IPolicy.Premium memory premium,
+        ISetup.DistributionSetupInfo memory distInfo,
+        ReferralId referralId,
+        NftId distributionNftId,
+        InstanceReader reader
+    )
+        internal
+        view 
+        returns (IPolicy.Premium memory finalPremium)
+    {
+        // if the referral is not valid, then the distribution owner gets everything
+        if (! _distributionService.referralIsValid(distributionNftId, referralId)) {
+            premium.distributionOwnerFeeFixAmount = premium.distributionFeeFixAmount;
+            premium.distributionOwnerFeeVarAmount = premium.distributionFeeVarAmount;
+            premium.premiumAmount = premium.fullPremiumAmount;
+            return premium;
+        }
+
+        Fee memory minDistributionOwnerFee = distInfo.minDistributionOwnerFee;
+
+        // if the referral is valid, the the commission and discount are calculated based in the full premium
+        // the remaing amount goes to the distribution owner
+        {
+            IDistribution.ReferralInfo memory referralInfo = reader.getReferralInfo(referralId);
+            IDistribution.DistributorInfo memory distributorInfo = reader.getDistributorInfo(referralInfo.distributorNftId);
+            IDistribution.DistributorTypeInfo memory distributorTypeInfo = reader.getDistributorTypeInfo(distributorInfo.distributorType);
+
+            uint256 commissionAmount = UFixedLib.toUFixed(premium.netPremiumAmount).mul(distributorTypeInfo.commissionPercentage).toInt();
+            premium.commissionAmount = commissionAmount;
+            premium.discountAmount = UFixedLib.toUFixed(premium.fullPremiumAmount).mul(referralInfo.discountPercentage).toInt();
+            premium.distributionOwnerFeeFixAmount = distInfo.minDistributionOwnerFee.fixedFee;
+            premium.distributionOwnerFeeVarAmount = premium.distributionFeeVarAmount - commissionAmount - premium.discountAmount;
+            premium.premiumAmount = premium.fullPremiumAmount - premium.discountAmount;
+        }
+
+        return premium; 
+    }
+}

package/contracts/instance/service/PricingServiceManager.sol

@@ -0,0 +1,51 @@
+// SPDX-License-Identifier: Apache-2.0
+pragma solidity ^0.8.20;
+
+import {IVersionable} from "../../shared/IVersionable.sol";
+import {ProxyManager} from "../../shared/ProxyManager.sol";
+import {PricingService} from "./PricingService.sol";
+import {Registry} from "../../registry/Registry.sol";
+import {RegistryService} from "../../registry/RegistryService.sol";
+import {REGISTRY} from "../../types/ObjectType.sol";
+
+contract PricingServiceManager is ProxyManager {
+
+    PricingService private _pricingService;
+
+    /// @dev initializes proxy manager with distribution service implementation and deploys instance
+    constructor(
+        address registryAddress
+    )
+        ProxyManager(registryAddress)
+    {
+        PricingService pricingSrv = new PricingService();
+        bytes memory data = abi.encode(registryAddress, address(this));
+        IVersionable versionable = deploy(
+            address(pricingSrv), 
+            data);
+
+        _pricingService = PricingService(address(versionable));
+        
+        // TODO `thi` must have a role or own nft to register service
+        //Registry registry = Registry(registryAddress);
+        //address registryServiceAddress = registry.getServiceAddress(REGISTRY(), _distributionService.getMajorVersion());
+        //RegistryService registryService = RegistryService(registryServiceAddress);
+        //registryService.registerService(_distributionService);
+        
+        // TODO no nft to link yet
+        // link ownership of instance service manager ot nft owner of instance service
+        //_linkToNftOwnable(
+        //    address(registryAddress),
+        //    address(_distributionService));
+    }
+
+    //--- view functions ----------------------------------------------------//
+    function getPricingService()
+        external
+        view
+        returns (PricingService)
+    {
+        return _pricingService;
+    }
+
+}