@etherisc/gif-next 0.0.2-9306579-093 → 0.0.2-9356555-232

package/contracts/product/PolicyServiceLib.sol

@@ -0,0 +1,65 @@
+// SPDX-License-Identifier: Apache-2.0
+pragma solidity ^0.8.20;
+
+import {InstanceReader} from "../instance/InstanceReader.sol";
+import {IPolicy} from "../instance/module/IPolicy.sol";
+import {IPolicyService} from "../product/IPolicyService.sol";
+import {NftId} from "../type/NftId.sol";
+import {StateId, CLOSED, COLLATERALIZED} from "../type/StateId.sol";
+import {Timestamp, TimestampLib} from "../type/Timestamp.sol";
+
+library PolicyServiceLib {
+
+    function checkExpiration(
+        Timestamp newExpiredAt,
+        NftId policyNftId,
+        StateId policyState,
+        IPolicy.PolicyInfo memory policyInfo
+    )
+        external 
+        view
+    {
+        if (policyState != COLLATERALIZED()) { 
+            revert IPolicyService.ErrorPolicyServicePolicyNotActive(policyNftId, policyState);
+        } 
+        if (TimestampLib.blockTimestamp() < policyInfo.activatedAt) { 
+            revert IPolicyService.ErrorPolicyServicePolicyNotActive(policyNftId, policyState);
+        } 
+
+        // check expiredAt represents a valid expiry time
+        if (newExpiredAt >= policyInfo.expiredAt) {
+            revert IPolicyService.ErrorPolicyServicePolicyExpirationTooLate(policyNftId, policyInfo.expiredAt, newExpiredAt);
+        }
+
+        if (newExpiredAt.gtz() && newExpiredAt < TimestampLib.blockTimestamp()) {
+            revert IPolicyService.ErrorPolicyServicePolicyExpirationTooEarly(policyNftId, TimestampLib.blockTimestamp(), newExpiredAt);
+        }
+    }
+
+    function policyIsCloseable(InstanceReader instanceReader, NftId policyNftId)
+        external 
+        view
+        returns (bool isCloseable)
+    {
+        // policy already closed
+        if (instanceReader.getPolicyState(policyNftId) == CLOSED()) {
+            return false;
+        }
+
+        IPolicy.PolicyInfo memory info = instanceReader.getPolicyInfo(policyNftId);
+        
+        if (info.productNftId.eqz()) { return false; } // not closeable: policy does not exist (or does not belong to this instance)
+        if (info.activatedAt.eqz()) { return false; } // not closeable: not yet activated
+        if (info.openClaimsCount > 0) { return false; } // not closeable: has open claims
+
+        // closeable: if sum of claims matches sum insured a policy may be closed prior to the expiry date
+        if (info.claimAmount == info.sumInsuredAmount) { return true; }
+
+        // not closeable: not yet expired
+        if (TimestampLib.blockTimestamp() < info.expiredAt) { return false; }
+
+        // all conditions to close the policy are met
+        return true; 
+    }
+
+}

package/contracts/product/PolicyServiceManager.sol

@@ -17,7 +17,7 @@ contract PolicyServiceManager is ProxyManager {
     ) 
     {
         PolicyService svc = new PolicyService{salt: salt}();
-        bytes memory data = abi.encode(registry, authority);
+        bytes memory data = abi.encode(authority, registry);
         IVersionable versionable = initialize(
             registry,
             address(svc), 

package/contracts/product/PricingService.sol

@@ -9,7 +9,7 @@ import {NftId} from "../type/NftId.sol";
 import {Fee} from "../type/Fee.sol";
 import {ReferralId} from "../type/Referral.sol";
 import {RiskId} from "../type/RiskId.sol";
-import {PRODUCT, DISTRIBUTION, PRICE} from "../type/ObjectType.sol";
+import {PRODUCT, BUNDLE, DISTRIBUTION, PRICE} from "../type/ObjectType.sol";
 import {IRegistry} from "../registry/IRegistry.sol";
 
 import {IProductComponent} from "./IProductComponent.sol";
@@ -31,11 +31,8 @@ contract PricingService is
     ComponentVerifyingService, 
     IPricingService
 {
-    using UFixedLib for UFixed;
-
     IDistributionService internal _distributionService;
 
-
     function _initialize(
         address owner, 
         bytes memory data
@@ -45,14 +42,15 @@ contract PricingService is
         initializer()
     {
         (
-            address registryAddress, 
-            address authority
+            address authority,
+            address registry
         ) = abi.decode(data, (address, address));
 
-        _initializeService(registryAddress, authority, owner);
-        _registerInterface(type(IPricingService).interfaceId);
+        __Service_init(authority, registry, owner);
 
         _distributionService = IDistributionService(_getServiceAddress(DISTRIBUTION()));
+
+        _registerInterface(type(IPricingService).interfaceId);
     }
 
     /// @dev calculates the premium amount for the specified attributes
@@ -73,6 +71,9 @@ contract PricingService is
             IPolicy.PremiumInfo memory premium
         )
     {
+        _checkNftType(productNftId, PRODUCT());
+        _checkNftType(bundleNftId, BUNDLE());
+
         InstanceReader reader;
         Amount netPremiumAmount;
 
@@ -86,6 +87,11 @@ contract PricingService is
             // get instance reader from local instance variable
             reader = instance.getInstanceReader();
 
+            NftId riskProductNftId = reader.getRiskInfo(riskId).productNftId;
+            if (!productNftId.eq(riskProductNftId)) {
+                revert ErrorPricingServiceRiskProductMismatch(riskId, riskProductNftId, productNftId);
+            }
+
             // calculate net premium
             netPremiumAmount = IProductComponent(registryInfo.objectAddress).calculateNetPremium(
                 sumInsuredAmount,
@@ -98,30 +104,32 @@ contract PricingService is
         {
             // get configurations for all involed objects
             IComponents.ProductInfo memory productInfo = reader.getProductInfo(productNftId);
+            IComponents.FeeInfo memory feeInfo = reader.getFeeInfo(productNftId);
 
             IBundle.BundleInfo memory bundleInfo = reader.getBundleInfo(bundleNftId);
             if(bundleInfo.poolNftId != productInfo.poolNftId) {
-                revert ErrorIPricingServiceBundlePoolMismatch(bundleNftId, bundleInfo.poolNftId, productInfo.poolNftId);
+                revert ErrorPricingServiceBundlePoolMismatch(bundleNftId, bundleInfo.poolNftId, productInfo.poolNftId);
             }
 
             // calculate fixed fees for product, pool, bundle
             premium = _getFixedFeeAmounts(
                 netPremiumAmount,
-                productInfo,
+                feeInfo,
                 bundleInfo
             );
 
             // calculate variable fees for product, pool, bundle
             premium = _calculateVariableFeeAmounts(
                 premium,
-                productInfo,
+                feeInfo,
                 bundleInfo
             );
 
             // calculate distribution fee and (if applicable) commission
             premium = _calculateDistributionOwnerFeeAmount(
                 premium,
-                productInfo,
+                feeInfo,
+                productInfo.distributionNftId,
                 referralId,
                 reader
             );
@@ -137,8 +145,8 @@ contract PricingService is
                 revert ErrorPricingServiceTargetWalletAmountsMismatch();
             }
 
-            if (premium.distributionOwnerFeeFixAmount.toInt() < productInfo.minDistributionOwnerFee.fixedFee) {
-                revert ErrorIPricingServiceFeeCalculationMismatch( 
+            if (premium.distributionOwnerFeeFixAmount.toInt() < feeInfo.minDistributionOwnerFee.fixedFee) {
+                revert ErrorPricingServiceFeeCalculationMismatch( 
                     premium.distributionFeeFixAmount,
                     premium.distributionFeeVarAmount,
                     premium.distributionOwnerFeeFixAmount,
@@ -149,7 +157,7 @@ contract PricingService is
             }
 
             if ((premium.distributionFeeVarAmount) != (premium.discountAmount + premium.distributionOwnerFeeVarAmount + premium.commissionAmount)) {
-                revert ErrorIPricingServiceFeeCalculationMismatch(
+                revert ErrorPricingServiceFeeCalculationMismatch(
                     premium.distributionFeeFixAmount,
                     premium.distributionFeeVarAmount,
                     premium.distributionOwnerFeeFixAmount,
@@ -164,7 +172,7 @@ contract PricingService is
     // internal functions
     function _getFixedFeeAmounts(
         Amount netPremiumAmount,
-        IComponents.ProductInfo memory productInfo,
+        IComponents.FeeInfo memory feeInfo,
         IBundle.BundleInfo memory bundleInfo
     )
         internal
@@ -177,11 +185,11 @@ contract PricingService is
         premium.netPremiumAmount = netPremiumAmount;
         premium.fullPremiumAmount = netPremiumAmount;
 
-        Amount t = AmountLib.toAmount(productInfo.productFee.fixedFee);
+        Amount t = AmountLib.toAmount(feeInfo.productFee.fixedFee);
         premium.productFeeFixAmount = t;
         premium.fullPremiumAmount = premium.fullPremiumAmount + t;
 
-        t = AmountLib.toAmount(productInfo.poolFee.fixedFee);
+        t = AmountLib.toAmount(feeInfo.poolFee.fixedFee);
         premium.poolFeeFixAmount = t;
         premium.fullPremiumAmount = premium.fullPremiumAmount + t;
 
@@ -189,14 +197,14 @@ contract PricingService is
         premium.bundleFeeFixAmount = t;
         premium.fullPremiumAmount = premium.fullPremiumAmount + t;
 
-        t = AmountLib.toAmount(productInfo.distributionFee.fixedFee);
+        t = AmountLib.toAmount(feeInfo.distributionFee.fixedFee);
         premium.distributionFeeFixAmount = t;
         premium.fullPremiumAmount = premium.fullPremiumAmount + t;
     }
 
     function _calculateVariableFeeAmounts(
         IPolicy.PremiumInfo memory premium,
-        IComponents.ProductInfo memory productInfo,
+        IComponents.FeeInfo memory feeInfo,
         IBundle.BundleInfo memory bundleInfo
     )
         internal
@@ -207,11 +215,11 @@ contract PricingService is
     {
         Amount netPremiumAmount = premium.netPremiumAmount;
 
-        Amount t = netPremiumAmount.multiplyWith(productInfo.productFee.fractionalFee);
+        Amount t = netPremiumAmount.multiplyWith(feeInfo.productFee.fractionalFee);
         premium.productFeeVarAmount = t;
         premium.fullPremiumAmount = premium.fullPremiumAmount + t;
 
-        t = netPremiumAmount.multiplyWith(productInfo.poolFee.fractionalFee);
+        t = netPremiumAmount.multiplyWith(feeInfo.poolFee.fractionalFee);
         premium.poolFeeVarAmount = t;
         premium.fullPremiumAmount = premium.fullPremiumAmount + t;
 
@@ -219,7 +227,7 @@ contract PricingService is
         premium.bundleFeeVarAmount = t;
         premium.fullPremiumAmount = premium.fullPremiumAmount + t;
 
-        t = netPremiumAmount.multiplyWith(productInfo.distributionFee.fractionalFee);
+        t = netPremiumAmount.multiplyWith(feeInfo.distributionFee.fractionalFee);
         premium.distributionFeeVarAmount = t;
         premium.fullPremiumAmount = premium.fullPremiumAmount + t;
 
@@ -228,7 +236,8 @@ contract PricingService is
 
     function _calculateDistributionOwnerFeeAmount(
         IPolicy.PremiumInfo memory premium,
-        IComponents.ProductInfo memory productInfo,
+        IComponents.FeeInfo memory feeInfo,
+        NftId distributionNftId,
         // ISetup.DistributionSetupInfo memory distInfo,
         ReferralId referralId,
         InstanceReader reader
@@ -239,14 +248,14 @@ contract PricingService is
     {
 
         // if the referral is not valid, then the distribution owner gets everything
-        if (! _distributionService.referralIsValid(productInfo.distributionNftId, referralId)) {
+        if (distributionNftId.eqz() || ! _distributionService.referralIsValid(distributionNftId, referralId)) {
             premium.distributionOwnerFeeFixAmount = premium.distributionFeeFixAmount;
             premium.distributionOwnerFeeVarAmount = premium.distributionFeeVarAmount;
             premium.premiumAmount = premium.fullPremiumAmount;
             return premium;
         }
 
-        Fee memory minDistributionOwnerFee = productInfo.minDistributionOwnerFee;
+        Fee memory minDistributionOwnerFee = feeInfo.minDistributionOwnerFee;
 
         // if the referral is valid, the the commission and discount are calculated based in the full premium
         // the remaing amount goes to the distribution owner

package/contracts/product/PricingServiceManager.sol

@@ -12,14 +12,14 @@ contract PricingServiceManager is ProxyManager {
     /// @dev initializes proxy manager with pricing service implementation and deploys instance
     constructor(
         address authority, 
-        address registryAddress,
+        address registry,
         bytes32 salt
     )
     {
         PricingService pricingSrv = new PricingService{salt: salt}();
-        bytes memory data = abi.encode(registryAddress, authority);
+        bytes memory data = abi.encode(authority, registry);
         IVersionable versionable = initialize(
-            registryAddress,
+            registry,
             address(pricingSrv), 
             data,
             salt);

package/contracts/product/Product.sol

@@ -3,20 +3,20 @@ pragma solidity ^0.8.20;
 
 import {Amount, AmountLib} from "../type/Amount.sol";
 import {ClaimId} from "../type/ClaimId.sol";
-import {InstanceLinkedComponent} from "../shared/InstanceLinkedComponent.sol";
-import {Fee, FeeLib} from "../type/Fee.sol";
-import {IRisk} from "../instance/module/IRisk.sol";
+import {Fee} from "../type/Fee.sol";
 import {IApplicationService} from "./IApplicationService.sol";
 import {IAuthorization} from "../authorization/IAuthorization.sol";
 import {IComponentService} from "../shared/IComponentService.sol";
+import {InstanceLinkedComponent} from "../shared/InstanceLinkedComponent.sol";
 import {IPolicyService} from "./IPolicyService.sol";
 import {IRiskService} from "./IRiskService.sol";
 import {IClaimService} from "./IClaimService.sol";
 import {IPricingService} from "./IPricingService.sol";
 import {IProductComponent} from "./IProductComponent.sol";
 import {NftId} from "../type/NftId.sol";
+import {COMPONENT, PRODUCT, BUNDLE, APPLICATION, POLICY, CLAIM, PRICE } from "../type/ObjectType.sol";
 import {PayoutId} from "../type/PayoutId.sol";
-import {COMPONENT, PRODUCT, APPLICATION, POLICY, CLAIM, PRICE } from "../type/ObjectType.sol";
+import {COMPONENT, PRODUCT, APPLICATION, POLICY, CLAIM, PRICE, BUNDLE, RISK } from "../type/ObjectType.sol";
 import {ReferralId} from "../type/Referral.sol";
 import {RiskId, RiskIdLib} from "../type/RiskId.sol";
 import {Seconds} from "../type/Seconds.sol";
@@ -25,8 +25,6 @@ import {Timestamp} from "../type/Timestamp.sol";
 
 import {IPolicy} from "../instance/module/IPolicy.sol";
 import {IComponents} from "../instance/module/IComponents.sol";
-import {Pool} from "../pool/Pool.sol";
-import {Distribution} from "../distribution/Distribution.sol";
 
 abstract contract Product is
     InstanceLinkedComponent, 
@@ -36,26 +34,24 @@ abstract contract Product is
     bytes32 public constant PRODUCT_STORAGE_LOCATION_V1 = 0x0bb7aafdb8e380f81267337bc5b5dfdf76e6d3a380ecadb51ec665246d9d6800;
 
     struct ProductStorage {
+        IComponents.ProductInfo _productInfo;
+        IComponents.FeeInfo _feeInfo;
+        IComponentService _componentService;
         IRiskService _riskService;
         IApplicationService _applicationService;
         IPolicyService _policyService;
         IClaimService _claimService;
         IPricingService _pricingService;
-        IComponentService _componentService;
-        NftId _poolNftId;
-        NftId _distributionNftId;
-        Pool _pool;
-        Distribution _distribution;
     }
 
 
-    function register()
+    function registerComponent(address component)
         external
         virtual
         onlyOwner()
+        returns (NftId componentNftId)
     {
-        _getProductStorage()._componentService.registerProduct();
-        _approveTokenHandler(type(uint256).max);
+        return _getProductStorage()._componentService.registerComponent(component);
     }
 
 
@@ -67,6 +63,7 @@ abstract contract Product is
         external
         virtual
         restricted() // pool service role
+        onlyNftOfType(policyNftId, POLICY())
     {
         // default implementation does nothing
     }
@@ -83,6 +80,7 @@ abstract contract Product is
         public 
         view 
         override 
+        onlyNftOfType(bundleNftId, BUNDLE())
         returns (Amount premiumAmount)
     {
         IPolicy.PremiumInfo memory premium = _getProductStorage()._pricingService.calculatePremium(
@@ -120,35 +118,28 @@ abstract contract Product is
         view 
         returns (IComponents.ProductInfo memory poolInfo)
     {
-        ProductStorage storage $ = _getProductStorage();
+        return _getProductStorage()._productInfo;
+    }
 
-        return IComponents.ProductInfo({
-            distributionNftId: $._distributionNftId,
-            poolNftId: $._poolNftId,
-            isProcessingFundedClaims: false,
-            productFee: FeeLib.zero(),
-            processingFee: FeeLib.zero(),
-            distributionFee: FeeLib.zero(),
-            minDistributionOwnerFee: FeeLib.zero(),
-            poolFee: FeeLib.zero(),
-            stakingFee: FeeLib.zero(),
-            performanceFee: FeeLib.zero()
-        });
+    function getInitialFeeInfo()
+        public 
+        virtual 
+        view 
+        returns (IComponents.FeeInfo memory feeInfo)
+    {
+        return _getProductStorage()._feeInfo;
     }
 
 
     function _initializeProduct(
         address registry,
         NftId instanceNftId,
-        IAuthorization authorization,
-        address initialOwner,
         string memory name,
         address token,
-        bool isInterceptor,
-        address pool, // switch to pool nft id (#527)
-        address distribution, // switch to distribution nft id  (#527)
-        // add NftId [] oracleNftIds (#527)
-        bytes memory registryData, // writeonly data that will saved in the object info record of the registry
+        IComponents.ProductInfo memory productInfo,
+        IComponents.FeeInfo memory feeInfo,
+        IAuthorization authorization,
+        address initialOwner,
         bytes memory componentData // writeonly data that will saved in the object info record of the registry
     )
         internal
@@ -162,24 +153,19 @@ abstract contract Product is
             token, 
             PRODUCT(), 
             authorization, 
-            isInterceptor, 
+            productInfo.isInterceptingPolicyTransfers, 
             initialOwner, 
-            registryData, 
             componentData);
 
         ProductStorage storage $ = _getProductStorage();
-        // TODO add validation
-        // TODO refactor to go via registry for all components linked to this product (#527)
-        $._riskService = IRiskService(_getServiceAddress(PRODUCT())); 
+        $._productInfo = productInfo;
+        $._feeInfo = feeInfo;
+        $._riskService = IRiskService(_getServiceAddress(RISK())); 
         $._applicationService = IApplicationService(_getServiceAddress(APPLICATION())); 
         $._policyService = IPolicyService(_getServiceAddress(POLICY())); 
         $._claimService = IClaimService(_getServiceAddress(CLAIM())); 
         $._pricingService = IPricingService(_getServiceAddress(PRICE()));
         $._componentService = IComponentService(_getServiceAddress(COMPONENT()));
-        $._pool = Pool(pool);
-        $._distribution = Distribution(distribution);
-        $._poolNftId = getRegistry().getNftIdForAddress(pool);
-        $._distributionNftId = getRegistry().getNftIdForAddress(distribution);
 
         _registerInterface(type(IProductComponent).interfaceId);  
     }
@@ -197,10 +183,14 @@ abstract contract Product is
 
 
     function _createRisk(
-        RiskId id,
+        bytes32 id,
         bytes memory data
-    ) internal {
-        _getRiskService().createRisk(
+    )
+        internal
+        virtual
+        returns (RiskId riskId)
+    {
+        return _getProductStorage()._riskService.createRisk(
             id,
             data
         );
@@ -209,8 +199,11 @@ abstract contract Product is
     function _updateRisk(
         RiskId id,
         bytes memory data
-    ) internal {
-        _getRiskService().updateRisk(
+    )
+        internal
+        virtual
+    {
+        _getProductStorage()._riskService.updateRisk(
             id,
             data
         );
@@ -219,19 +212,17 @@ abstract contract Product is
     function _updateRiskState(
         RiskId id,
         StateId state
-    ) internal {
-        _getRiskService().updateRiskState(
+    )
+        internal
+        virtual
+    {
+        _getProductStorage()._riskService.updateRiskState(
             id,
             state
         );
     }
 
 
-    function _getRiskInfo(RiskId id) internal view returns (IRisk.RiskInfo memory info) {
-        return getInstance().getInstanceReader().getRiskInfo(id);
-    }
-
-
     function _createApplication(
         address applicationOwner,
         RiskId riskId,
@@ -243,6 +234,7 @@ abstract contract Product is
         bytes memory applicationData
     )
         internal
+        virtual
         returns (NftId applicationNftId) 
     {
         return _getProductStorage()._applicationService.create(
@@ -262,8 +254,10 @@ abstract contract Product is
         Timestamp activateAt
     )
         internal
+        virtual
+        returns (Amount premiumAmount)
     {
-        _getProductStorage()._policyService.createPolicy(
+        premiumAmount = _getProductStorage()._policyService.createPolicy(
             applicationNftId, 
             activateAt);
     }
@@ -272,6 +266,7 @@ abstract contract Product is
         NftId policyNftId
     )
         internal
+        virtual
     {
         _getProductStorage()._policyService.decline(
             policyNftId);
@@ -282,16 +277,33 @@ abstract contract Product is
         Timestamp expireAt
     )
         internal
+        virtual
         returns (Timestamp expiredAt)
     {
         expiredAt = _getProductStorage()._policyService.expire(policyNftId, expireAt);
     }
 
+    /// @dev adjust the activation date of the policy. 
+    /// The policy must already have an activation date set.
+    /// Allowed values are from the current blocktime to the expiration date of the policy.
+    function _adjustActivation(
+        NftId policyNftId,
+        Timestamp activateAt
+    )
+        internal
+        virtual
+    {
+        _getProductStorage()._policyService.adjustActivation(
+            policyNftId, 
+            activateAt);
+    }
+
     function _collectPremium(
         NftId policyNftId,
         Timestamp activateAt
     )
         internal
+        virtual
     {
         _getProductStorage()._policyService.collectPremium(
             policyNftId, 
@@ -303,6 +315,7 @@ abstract contract Product is
         Timestamp activateAt
     )
         internal
+        virtual
     {
         _getProductStorage()._policyService.activate(
             policyNftId, 
@@ -313,6 +326,7 @@ abstract contract Product is
         NftId policyNftId
     )
         internal
+        virtual
     {
         _getProductStorage()._policyService.close(
             policyNftId);
@@ -324,6 +338,7 @@ abstract contract Product is
         bytes memory claimData
     )
         internal
+        virtual
         returns(ClaimId)
     {
         return _getProductStorage()._claimService.submit(
@@ -332,6 +347,18 @@ abstract contract Product is
             claimData);
     }
 
+    function _revokeClaim(
+        NftId policyNftId,
+        ClaimId claimId
+    )
+        internal
+        virtual
+    {
+        _getProductStorage()._claimService.revoke(
+            policyNftId,
+            claimId);
+    }
+
     function _confirmClaim(
         NftId policyNftId,
         ClaimId claimId,
@@ -339,6 +366,7 @@ abstract contract Product is
         bytes memory data
     )
         internal
+        virtual
     {
         _getProductStorage()._claimService.confirm(
             policyNftId,
@@ -353,6 +381,7 @@ abstract contract Product is
         bytes memory data
     )
         internal
+        virtual
     {
         _getProductStorage()._claimService.decline(
             policyNftId,
@@ -365,6 +394,7 @@ abstract contract Product is
         ClaimId claimId
     )
         internal
+        virtual
     {
         _getProductStorage()._claimService.close(
             policyNftId,
@@ -378,6 +408,7 @@ abstract contract Product is
         bytes memory data
     )
         internal
+        virtual
         returns (PayoutId)
     {
         return _getProductStorage()._claimService.createPayout(
@@ -395,6 +426,7 @@ abstract contract Product is
         bytes memory data
     )
         internal
+        virtual
         returns (PayoutId)
     {
         return _getProductStorage()._claimService.createPayoutForBeneficiary(
@@ -410,23 +442,28 @@ abstract contract Product is
         PayoutId payoutId
     )
         internal
+        virtual
     {
         _getProductStorage()._claimService.processPayout(
             policyNftId,
             payoutId);
     }
 
-    function _toRiskId(string memory riskName) internal pure returns (RiskId riskId) {
-        return RiskIdLib.toRiskId(riskName);
+    function _cancelPayout(
+        NftId policyNftId,
+        PayoutId payoutId
+    )
+        internal
+        virtual
+    {
+        _getProductStorage()._claimService.cancelPayout(
+            policyNftId,
+            payoutId);
     }
 
-    function _getProductStorage() internal pure returns (ProductStorage storage $) {
+    function _getProductStorage() internal virtual pure returns (ProductStorage storage $) {
         assembly {
             $.slot := PRODUCT_STORAGE_LOCATION_V1
         }
     }
-
-    function _getRiskService() internal view returns (IRiskService) {
-        return _getProductStorage()._riskService;
-    }
 }