@develit-services/bank 5.4.1 → 5.5.0

package/dist/shared/{bank.B4HTEp48.cjs → bank.DMrkshJa.cjs}

@@ -2,11 +2,11 @@
 
 const backendSdk = require('@develit-io/backend-sdk');
 const dateFns = require('date-fns');
+const database_schema = require('./bank.9Yw4KHyl.cjs');
+const drizzleOrm = require('drizzle-orm');
 const jose = require('jose');
 const zod = require('zod');
 const generalCodes = require('@develit-io/general-codes');
-const database_schema = require('./bank.9Yw4KHyl.cjs');
-const drizzleOrm = require('drizzle-orm');
 const zod$1 = require('drizzle-orm/zod');
 require('node:crypto');
 
@@ -752,6 +752,49 @@ const mapFinbricksTransactionToPayment = (tx, account) => {
   return base;
 };
 
+function mod97(string) {
+  let checksum = string.slice(0, 2);
+  let fragment = "";
+  for (let offset = 2; offset < string.length; offset += 7) {
+    fragment = checksum + string.substring(offset, offset + 7);
+    checksum = (parseInt(fragment, 10) % 97).toString();
+  }
+  return parseInt(checksum, 10);
+}
+const parseCzechIban = (iban) => {
+  const stripped = iban.replace(/\s/g, "").toUpperCase();
+  if (!stripped.startsWith("CZ") || stripped.length !== 24) {
+    throw new Error(`Invalid Czech IBAN: ${iban}`);
+  }
+  const bankCode = stripped.slice(4, 8);
+  const prefix = stripped.slice(8, 14).replace(/^0+/, "");
+  const main = stripped.slice(14, 24).replace(/^0+/, "");
+  const accountNumber = prefix ? `${prefix}-${main}` : main;
+  return { bankCode, accountNumber };
+};
+const calculateCzechIban = (accountNumber, bankCode) => {
+  const paddedBankCode = bankCode.padStart(4, "0");
+  let prefix = "";
+  let mainAccount = accountNumber;
+  if (accountNumber.includes("-")) {
+    const parts = accountNumber.split("-");
+    if (parts.length !== 2) {
+      throw new Error(
+        `Invalid account number format: expected "prefix-main" or "main", got "${accountNumber}"`
+      );
+    }
+    prefix = parts[0];
+    mainAccount = parts[1];
+  }
+  const paddedPrefix = prefix.padStart(6, "0");
+  const paddedAccount = mainAccount.padStart(10, "0");
+  const basicIban = paddedBankCode + paddedPrefix + paddedAccount;
+  const rearranged = basicIban + "123500";
+  const remainder = mod97(rearranged);
+  const checkDigits = (98 - remainder).toString().padStart(2, "0");
+  return `CZ${checkDigits}${basicIban}`;
+};
+
 function autoVariableSymbol(paymentId) {
   let hash = 0;
   for (let i = 0; i < paymentId.length; i++) {
@@ -774,6 +817,20 @@ function resolveAccountIdentification(account, currency) {
     message: "Account has neither IBAN nor account number \u2014 cannot identify for foreign payment"
   });
 }
+function resolveCzechDomesticIban(account) {
+  if (!account.number || !account.bankCode) {
+    return account.iban;
+  }
+  const derived = calculateCzechIban(account.number, account.bankCode);
+  if (account.iban && account.iban !== derived) {
+    throw backendSdk.createInternalError(null, {
+      status: 422,
+      code: "VALID-B-017",
+      message: `Czech account ${account.number}/${account.bankCode} derives IBAN ${derived}, which conflicts with the stored IBAN ${account.iban}. Refusing to guess which is correct.`
+    });
+  }
+  return derived;
+}
 function mapToFinbricksAddress(addr) {
   if (!addr) return void 0;
   return {
@@ -997,14 +1054,14 @@ class FinbricksConnector extends IBankConnector {
         body: {
           batchPaymentIdentification: {
             merchantId: this.finbricks.MERCHANT_ID,
-            debtorAccountIban: payments[0].debtor.iban,
+            debtorAccountIban: resolveCzechDomesticIban(payments[0].debtor),
             clientId,
             callbackUrl: `${this.finbricks.REDIRECT_URI}?type=batch&batchId=${batchId}`,
             merchantBatchId: batchId
           },
           payments: payments.map((p) => ({
             merchantTransactionId: p.id,
-            creditorAccountIban: p.creditor.iban,
+            creditorAccountIban: resolveCzechDomesticIban(p.creditor),
             amount: p.amount,
             variableSymbol: p.vs ?? (p.ss ? void 0 : autoVariableSymbol(p.id)),
             specificSymbol: p.ss,
@@ -1049,7 +1106,7 @@ class FinbricksConnector extends IBankConnector {
       payment.currency
     );
     const creditorBic = payment.creditor.swiftBic ?? payment.creditor.bicCor;
-    const creditorAgent = creditorIdentification.type === "BBAN" && creditorBic ? {
+    const creditorAgent = creditorBic ? {
       financialInstitutionIdentification: { bic: creditorBic }
     } : void 0;
     const reference = buildPaymentReference({
@@ -1185,6 +1242,10 @@ class FinbricksConnector extends IBankConnector {
     };
   }
   async initiateDomesticPayment(payment) {
+    const debtorAccount = this.connectedAccounts.find(
+      (acc) => acc.iban === payment.debtor.iban
+    );
+    const clientId = await this.getClientId(debtorAccount.id);
     const [response, error] = await backendSdk.useResult(
       this.finbricks.request({
         endpoint: FINBRICKS_ENDPOINTS.TRANSACTION_INIT,
@@ -1193,8 +1254,8 @@ class FinbricksConnector extends IBankConnector {
           merchantId: this.finbricks.MERCHANT_ID,
           merchantTransactionId: payment.id,
           totalPrice: payment.amount,
-          debtorAccountIban: payment.debtor.iban,
-          creditorAccountIban: payment.creditor.iban,
+          debtorAccountIban: resolveCzechDomesticIban(payment.debtor),
+          creditorAccountIban: resolveCzechDomesticIban(payment.creditor),
           creditorName: payment.creditor.holderName,
           description: this.PROVIDER === "CSOB" ? composeWithUltimateCreditor(payment.message, payment.creditor, {
             stripDiacritics: payment.currency !== "CZK"
@@ -1203,6 +1264,7 @@ class FinbricksConnector extends IBankConnector {
           specificSymbol: payment.ss,
           constantSymbol: payment.ks,
           callbackUrl: `${this.finbricks.REDIRECT_URI}?type=paymentRequest&paymentRequestId=${payment.id}`,
+          clientId,
           paymentProvider: this.PROVIDER,
           instructionPriority: payment.instructionPriority ?? "NORM"
         }
@@ -2409,74 +2471,6 @@ const ottInsertSchema = zod$1.createInsertSchema(database_schema.ott);
 const ottUpdateSchema = zod$1.createUpdateSchema(database_schema.ott);
 const ottSelectSchema = zod$1.createSelectSchema(database_schema.ott);
 
-class AirBankConnector extends FinbricksConnector {
-  constructor(config) {
-    super("AIRBANK", config);
-  }
-  supportsBatch() {
-    return false;
-  }
-}
-
-class CreditasConnector extends FinbricksConnector {
-  constructor(config) {
-    super("CREDITAS", config);
-  }
-  /**
-   * Creditas bank doesn't support batch payments at all.
-   */
-  supportsBatch() {
-    return false;
-  }
-}
-
-class CSASConnector extends FinbricksConnector {
-  constructor(config) {
-    super("CSAS", config);
-  }
-  supportsBatch(paymentType) {
-    return paymentType === "DOMESTIC";
-  }
-}
-
-class FioConnector extends FinbricksConnector {
-  constructor(config) {
-    super("FIO", config);
-  }
-  /**
-   * FIO supports batch only for DOMESTIC (CZK) payments.
-   * SEPA and SWIFT batch support is planned by Finbricks.
-   */
-  supportsBatch(paymentType) {
-    return paymentType === "DOMESTIC";
-  }
-}
-
-class MonetaConnector extends FinbricksConnector {
-  constructor(config) {
-    super("MONETA", config);
-  }
-  /**
-   * MONETA supports batch only for DOMESTIC (CZK) payments.
-   * SEPA and SWIFT batch support is planned by Finbricks.
-   */
-  supportsBatch(paymentType) {
-    return paymentType === "DOMESTIC";
-  }
-  /**
-   * MONETA rejects all special characters in endToEndIdentification.
-   * Boundaries between segments are unambiguous without a separator —
-   * `VS`/`SS`/`KS` prefixes are alphabetic and values are always numeric,
-   * so the parsing regex `VS[:\s]*(\d+)` extracts each value correctly.
-   *
-   * Format: `VS1234SS5678KS0308` (max 30 chars).
-   * Confirmed by Finbricks support (2026-04-23).
-   */
-  buildEndToEndId(payment) {
-    return buildEndToEndId(payment, { separator: "" });
-  }
-}
-
 const isDeposit = (payment, creditorIban) => {
   return payment.creditor.iban === creditorIban;
 };
@@ -2485,179 +2479,6 @@ const getPaymentDirection = (payment, iban) => {
   return "OUTGOING";
 };
 
-const initiateConnector = async ({
-  bank,
-  env,
-  connectedAccounts,
-  resolveCredentials
-}) => {
-  switch (bank) {
-    case "ERSTE":
-      return new ErsteConnector({
-        API_KEY: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_ERSTE_API_KEY"
-        })).data?.secretValue || "",
-        CLIENT_ID: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_ERSTE_CLIENT_ID"
-        })).data?.secretValue || "",
-        CLIENT_SECRET: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_ERSTE_CLIENT_SECRET"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        AUTH_URI: env.ERSTE_AUTH_URI,
-        PAYMENTS_URI: env.ERSTE_PAYMENTS_URI,
-        ACCOUNTS_URI: env.ERSTE_ACCOUNTS_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "CREDITAS":
-      return new CreditasConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "MOCK_COBS":
-      return new MockCobsConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "FIO":
-      return new FioConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "MONETA":
-      return new MonetaConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "AIRBANK":
-      return new AirBankConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "CSAS":
-      return new CSASConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "KB":
-      return new KBConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "CSOB":
-      return new CsobConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "DBU":
-      return new DbuConnector({
-        BASE_URL: env.DBUCS_BASE_URI,
-        USERNAME: env.DBUCS_USERNAME,
-        APPLICATION_CODE: env.DBUCS_APPLICATION_CODE,
-        KV: env.BANK_KV,
-        API: env.DBU_CBS_BACKOFFICE_DEV,
-        REDIRECT_URI: env.REDIRECT_URI,
-        TX_AUTH_URI: env.DBUCS_TX_AUTH_URI,
-        connectedAccounts
-      });
-    default:
-      const mockConnector = new MockConnector();
-      mockConnector.connectedAccounts = connectedAccounts;
-      return mockConnector;
-  }
-};
-function mod97(string) {
-  let checksum = string.slice(0, 2);
-  let fragment = "";
-  for (let offset = 2; offset < string.length; offset += 7) {
-    fragment = checksum + string.substring(offset, offset + 7);
-    checksum = (parseInt(fragment, 10) % 97).toString();
-  }
-  return parseInt(checksum, 10);
-}
-const parseCzechIban = (iban) => {
-  const stripped = iban.replace(/\s/g, "").toUpperCase();
-  if (!stripped.startsWith("CZ") || stripped.length !== 24) {
-    throw new Error(`Invalid Czech IBAN: ${iban}`);
-  }
-  const bankCode = stripped.slice(4, 8);
-  const prefix = stripped.slice(8, 14).replace(/^0+/, "");
-  const main = stripped.slice(14, 24).replace(/^0+/, "");
-  const accountNumber = prefix ? `${prefix}-${main}` : main;
-  return { bankCode, accountNumber };
-};
-const calculateCzechIban = (accountNumber, bankCode) => {
-  const paddedBankCode = bankCode.padStart(4, "0");
-  let prefix = "";
-  let mainAccount = accountNumber;
-  if (accountNumber.includes("-")) {
-    const parts = accountNumber.split("-");
-    if (parts.length !== 2) {
-      throw new Error(
-        `Invalid account number format: expected "prefix-main" or "main", got "${accountNumber}"`
-      );
-    }
-    prefix = parts[0];
-    mainAccount = parts[1];
-  }
-  const paddedPrefix = prefix.padStart(6, "0");
-  const paddedAccount = mainAccount.padStart(10, "0");
-  const basicIban = paddedBankCode + paddedPrefix + paddedAccount;
-  const rearranged = basicIban + "123500";
-  const remainder = mod97(rearranged);
-  const checkDigits = (98 - remainder).toString().padStart(2, "0");
-  return `CZ${checkDigits}${basicIban}`;
-};
-
 exports.BASE_TERMINAL_STATUSES = BASE_TERMINAL_STATUSES;
 exports.CsobConnector = CsobConnector;
 exports.DbuConnector = DbuConnector;
@@ -2676,11 +2497,11 @@ exports.accountInsertSchema = accountInsertSchema;
 exports.accountSelectSchema = accountSelectSchema;
 exports.accountUpdateSchema = accountUpdateSchema;
 exports.assignAccount = assignAccount;
+exports.buildEndToEndId = buildEndToEndId;
 exports.calculateCzechIban = calculateCzechIban;
 exports.dbuAccountConfigSchema = dbuAccountConfigSchema;
 exports.getNonTerminalPaymentRequestsQuery = getNonTerminalPaymentRequestsQuery;
 exports.hasPaymentAccountAssigned = hasPaymentAccountAssigned;
-exports.initiateConnector = initiateConnector;
 exports.isPaymentCompleted = isPaymentCompleted;
 exports.isPendingStatus = isPendingStatus;
 exports.isProcessedStatus = isProcessedStatus;

package/dist/shared/{bank.SSqNFzWn.d.mts → bank.D__RVhfE.d.cts}

@@ -1,4 +1,4 @@
-import { e as CurrencyCode, R as BankCode, a1 as CountryCode, P as PaymentRequestSelectType } from './bank.CGVCfq1B.mjs';
+import { e as CurrencyCode, R as BankCode, a1 as CountryCode, P as PaymentRequestSelectType } from './bank.CdkOsZE8.cjs';
 import { z } from 'zod';
 
 type ReferenceType = `${'VS' | 'SS' | 'KS'}:${number}`;

package/dist/shared/{bank.CYJ75FSr.d.ts → bank.IAc8kIC-.d.ts}

@@ -1,4 +1,4 @@
-import { e as CurrencyCode, R as BankCode, a1 as CountryCode, P as PaymentRequestSelectType } from './bank.CGVCfq1B.js';
+import { e as CurrencyCode, R as BankCode, a1 as CountryCode, P as PaymentRequestSelectType } from './bank.CdkOsZE8.js';
 import { z } from 'zod';
 
 type ReferenceType = `${'VS' | 'SS' | 'KS'}:${number}`;