@develit-services/bank 5.0.1 → 5.2.0

package/dist/shared/{bank.BSX82jhx.cjs → bank.BkctD4hR.cjs}

@@ -1239,264 +1239,6 @@ class CsobConnector extends FinbricksConnector {
   }
 }
 
-class AirBankConnector extends FinbricksConnector {
-  constructor(config) {
-    super("AIRBANK", config);
-  }
-  supportsBatch() {
-    return false;
-  }
-}
-
-class CreditasConnector extends FinbricksConnector {
-  constructor(config) {
-    super("CREDITAS", config);
-  }
-  /**
-   * Creditas bank doesn't support batch payments at all.
-   */
-  supportsBatch() {
-    return false;
-  }
-}
-
-class CSASConnector extends FinbricksConnector {
-  constructor(config) {
-    super("CSAS", config);
-  }
-  supportsBatch(paymentType) {
-    return paymentType === "DOMESTIC";
-  }
-}
-
-class FioConnector extends FinbricksConnector {
-  constructor(config) {
-    super("FIO", config);
-  }
-  /**
-   * FIO supports batch only for DOMESTIC (CZK) payments.
-   * SEPA and SWIFT batch support is planned by Finbricks.
-   */
-  supportsBatch(paymentType) {
-    return paymentType === "DOMESTIC";
-  }
-}
-
-class KBConnector extends FinbricksConnector {
-  constructor(config) {
-    super("KB", config);
-  }
-  supportsBatch(paymentType) {
-    return paymentType === "DOMESTIC";
-  }
-}
-
-class MonetaConnector extends FinbricksConnector {
-  constructor(config) {
-    super("MONETA", config);
-  }
-  /**
-   * MONETA supports batch only for DOMESTIC (CZK) payments.
-   * SEPA and SWIFT batch support is planned by Finbricks.
-   */
-  supportsBatch(paymentType) {
-    return paymentType === "DOMESTIC";
-  }
-  /**
-   * MONETA rejects all special characters in endToEndIdentification.
-   * Boundaries between segments are unambiguous without a separator —
-   * `VS`/`SS`/`KS` prefixes are alphabetic and values are always numeric,
-   * so the parsing regex `VS[:\s]*(\d+)` extracts each value correctly.
-   *
-   * Format: `VS1234SS5678KS0308` (max 30 chars).
-   * Confirmed by Finbricks support (2026-04-23).
-   */
-  buildEndToEndId(payment) {
-    return buildEndToEndId(payment, { separator: "" });
-  }
-}
-
-const isDeposit = (payment, creditorIban) => {
-  return payment.creditor.iban === creditorIban;
-};
-const getPaymentDirection = (payment, iban) => {
-  if (isDeposit(payment, iban)) return "INCOMING";
-  return "OUTGOING";
-};
-
-const initiateConnector = async ({
-  bank,
-  env,
-  connectedAccounts,
-  resolveCredentials
-}) => {
-  switch (bank) {
-    case "ERSTE":
-      return new ErsteConnector({
-        API_KEY: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_ERSTE_API_KEY"
-        })).data?.secretValue || "",
-        CLIENT_ID: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_ERSTE_CLIENT_ID"
-        })).data?.secretValue || "",
-        CLIENT_SECRET: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_ERSTE_CLIENT_SECRET"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        AUTH_URI: env.ERSTE_AUTH_URI,
-        PAYMENTS_URI: env.ERSTE_PAYMENTS_URI,
-        ACCOUNTS_URI: env.ERSTE_ACCOUNTS_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "CREDITAS":
-      return new CreditasConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "MOCK_COBS":
-      return new MockCobsConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "FIO":
-      return new FioConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "MONETA":
-      return new MonetaConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "AIRBANK":
-      return new AirBankConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "CSAS":
-      return new CSASConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "KB":
-      return new KBConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "CSOB":
-      return new CsobConnector({
-        BASE_URI: env.FINBRICKS_BASE_URI,
-        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
-        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
-          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
-        })).data?.secretValue || "",
-        REDIRECT_URI: env.REDIRECT_URI,
-        connectedAccounts,
-        resolveCredentials
-      });
-    case "DBU":
-      return new DbuConnector({
-        BASE_URL: env.DBUCS_BASE_URI,
-        USERNAME: env.DBUCS_USERNAME,
-        APPLICATION_CODE: env.DBUCS_APPLICATION_CODE,
-        KV: env.BANK_KV,
-        API: env.DBU_CBS_BACKOFFICE_DEV,
-        REDIRECT_URI: env.REDIRECT_URI,
-        TX_AUTH_URI: env.DBUCS_TX_AUTH_URI,
-        connectedAccounts
-      });
-    default:
-      const mockConnector = new MockConnector();
-      mockConnector.connectedAccounts = connectedAccounts;
-      return mockConnector;
-  }
-};
-function mod97(string) {
-  let checksum = string.slice(0, 2);
-  let fragment = "";
-  for (let offset = 2; offset < string.length; offset += 7) {
-    fragment = checksum + string.substring(offset, offset + 7);
-    checksum = (parseInt(fragment, 10) % 97).toString();
-  }
-  return parseInt(checksum, 10);
-}
-const parseCzechIban = (iban) => {
-  const stripped = iban.replace(/\s/g, "").toUpperCase();
-  if (!stripped.startsWith("CZ") || stripped.length !== 24) {
-    throw new Error(`Invalid Czech IBAN: ${iban}`);
-  }
-  const bankCode = stripped.slice(4, 8);
-  const prefix = stripped.slice(8, 14).replace(/^0+/, "");
-  const main = stripped.slice(14, 24).replace(/^0+/, "");
-  const accountNumber = prefix ? `${prefix}-${main}` : main;
-  return { bankCode, accountNumber };
-};
-const calculateCzechIban = (accountNumber, bankCode) => {
-  const paddedBankCode = bankCode.padStart(4, "0");
-  let prefix = "";
-  let mainAccount = accountNumber;
-  if (accountNumber.includes("-")) {
-    const parts = accountNumber.split("-");
-    if (parts.length !== 2) {
-      throw new Error(
-        `Invalid account number format: expected "prefix-main" or "main", got "${accountNumber}"`
-      );
-    }
-    prefix = parts[0];
-    mainAccount = parts[1];
-  }
-  const paddedPrefix = prefix.padStart(6, "0");
-  const paddedAccount = mainAccount.padStart(10, "0");
-  const basicIban = paddedBankCode + paddedPrefix + paddedAccount;
-  const rearranged = basicIban + "123500";
-  const remainder = mod97(rearranged);
-  const checkDigits = (98 - remainder).toString().padStart(2, "0");
-  return `CZ${checkDigits}${basicIban}`;
-};
-
 const dbuAccountConfigSchema = zod.z.object({
   with4EyeApproval: zod.z.enum(["Y", "N"]).default("Y"),
   realizeImmediate: zod.z.enum(["Y", "N"]).default("Y"),
@@ -1543,80 +1285,119 @@ class DbuConnector extends IBankConnector {
   }
   async makeRequest(endpoint, requestId, options = {}) {
     const { method = "GET", headers = {}, query = {}, body } = options;
-    if (method === "POST" && !this.allowedPostEndpoints.includes(endpoint)) {
-      throw backendSdk.createInternalError(null, {
-        message: `DBU API endpoint ${endpoint} does not support POST method`,
-        code: "DBU_INVALID_METHOD"
+    let url;
+    let response;
+    try {
+      if (method === "POST" && !this.allowedPostEndpoints.includes(endpoint)) {
+        throw backendSdk.createInternalError(null, {
+          message: `DBU API endpoint ${endpoint} does not support POST method`,
+          code: "DBU_INVALID_METHOD"
+        });
+      }
+      const defaultHeaders = {
+        "x-dcs-username": this.username,
+        "x-dcs-session-id": `session-${this.sessionId}`,
+        "x-dcs-request-id": `request-${requestId}`,
+        "Content-Type": "application/json",
+        ...headers
+      };
+      const baseUrl = this.baseUrl.endsWith("/") ? this.baseUrl.slice(0, -1) : this.baseUrl;
+      const cleanEndpoint = endpoint.startsWith("/") ? endpoint.slice(1) : endpoint;
+      url = new URL(`${baseUrl}/${cleanEndpoint}`);
+      Object.entries(query).forEach(([key, value]) => {
+        if (value !== void 0 && value !== null) {
+          url.searchParams.append(key, value);
+        }
       });
-    }
-    const defaultHeaders = {
-      "x-dcs-username": this.username,
-      "x-dcs-session-id": `session-${this.sessionId}`,
-      "x-dcs-request-id": `request-${requestId}`,
-      "Content-Type": "application/json",
-      ...headers
-    };
-    const baseUrl = this.baseUrl.endsWith("/") ? this.baseUrl.slice(0, -1) : this.baseUrl;
-    const cleanEndpoint = endpoint.startsWith("/") ? endpoint.slice(1) : endpoint;
-    const url = new URL(`${baseUrl}/${cleanEndpoint}`);
-    Object.entries(query).forEach(([key, value]) => {
-      if (value !== void 0 && value !== null) {
-        url.searchParams.append(key, value);
+      const fetchOptions = {
+        method,
+        headers: defaultHeaders
+      };
+      if (body && method !== "GET") {
+        fetchOptions.body = JSON.stringify(body);
       }
-    });
-    const fetchOptions = {
-      method,
-      headers: defaultHeaders
-    };
-    if (body && method !== "GET") {
-      fetchOptions.body = JSON.stringify(body);
-    }
-    console.log(
-      "[DBU] request",
-      JSON.stringify(
-        {
-          method,
+      console.log(
+        "[DBU] request",
+        JSON.stringify(
+          {
+            method,
+            url: url.toString(),
+            requestId,
+            headers: defaultHeaders,
+            body: body ?? null
+          },
+          null,
+          2
+        )
+      );
+      response = await this.api.fetch(url.toString(), fetchOptions);
+      const responseText = await response.text().catch(() => "unable to read response");
+      if (!response.ok) {
+        let parsedBody = responseText;
+        try {
+          parsedBody = JSON.parse(responseText);
+        } catch {
+        }
+        console.error("[DBU] error response", {
+          status: response.status,
+          statusText: response.statusText,
           url: url.toString(),
           requestId,
-          headers: defaultHeaders,
-          body: body ?? null
-        },
-        null,
-        2
-      )
-    );
-    const response = await this.api.fetch(url.toString(), fetchOptions);
-    if (!response.ok) {
-      const errorBody = await response.text().catch(() => "unable to read body");
-      console.error("[DBU] error response", {
-        status: response.status,
-        statusText: response.statusText,
-        url: url.toString(),
+          body: parsedBody
+        });
+        const errorMessage = typeof parsedBody === "string" ? parsedBody : JSON.stringify(parsedBody);
+        throw backendSdk.createInternalError(
+          new Error(`DBU API error: ${response.status}`),
+          {
+            message: `DBU request failed [${response.status}]: ${errorMessage}`
+          }
+        );
+      }
+      let data;
+      try {
+        data = JSON.parse(responseText);
+      } catch (parseError) {
+        console.error("[DBU] JSON parse error", {
+          url: url.toString(),
+          requestId,
+          status: response.status,
+          responseTextPreview: responseText.substring(0, 500),
+          parseError: parseError instanceof Error ? parseError.message : String(parseError)
+        });
+        throw backendSdk.createInternalError(parseError, {
+          message: "Failed to parse DBU response as JSON"
+        });
+      }
+      console.log(
+        "[DBU] response",
+        JSON.stringify(
+          {
+            status: response.status,
+            url: url.toString(),
+            requestId,
+            body: data
+          },
+          null,
+          2
+        )
+      );
+      return data;
+    } catch (error) {
+      console.error("[DBU] makeRequest failed", {
+        endpoint,
         requestId,
-        body: errorBody
-      });
-      throw backendSdk.createInternalError(
-        new Error(`DBU API error: ${response.status}`),
-        {
-          message: `DBU request failed [${response.status}]: ${errorBody}`
+        method,
+        url: url?.toString(),
+        responseStatus: response?.status,
+        responseStatusText: response?.statusText,
+        error: {
+          message: error instanceof Error ? error.message : String(error),
+          name: error instanceof Error ? error.name : "Unknown",
+          stack: error instanceof Error ? error.stack : void 0
         }
-      );
+      });
+      throw error;
     }
-    const data = await response.json();
-    console.log(
-      "[DBU] response",
-      JSON.stringify(
-        {
-          status: response.status,
-          url: url.toString(),
-          requestId,
-          body: data
-        },
-        null,
-        2
-      )
-    );
-    return data;
   }
   mapDbuCurrencyCode(dbuCurrency) {
     const currency = dbuCurrency.toUpperCase();
@@ -2404,10 +2185,19 @@ class ErsteConnector extends IBankConnector {
   async getPaymentStatus(_) {
     throw new Error("Erste connector: getPaymentStatus not implemented");
   }
-  parseAuthorizationCallback(_callbackUrl) {
-    throw new Error(
-      "Erste connector: parseAuthorizationCallback not implemented"
-    );
+  parseAuthorizationCallback(_callbackUrl) {
+    throw new Error(
+      "Erste connector: parseAuthorizationCallback not implemented"
+    );
+  }
+}
+
+class KBConnector extends FinbricksConnector {
+  constructor(config) {
+    super("KB", config);
+  }
+  supportsBatch(paymentType) {
+    return paymentType === "DOMESTIC";
   }
 }
 
@@ -2518,6 +2308,255 @@ const ottInsertSchema = zod$1.createInsertSchema(database_schema.ott);
 const ottUpdateSchema = zod$1.createUpdateSchema(database_schema.ott);
 const ottSelectSchema = zod$1.createSelectSchema(database_schema.ott);
 
+class AirBankConnector extends FinbricksConnector {
+  constructor(config) {
+    super("AIRBANK", config);
+  }
+  supportsBatch() {
+    return false;
+  }
+}
+
+class CreditasConnector extends FinbricksConnector {
+  constructor(config) {
+    super("CREDITAS", config);
+  }
+  /**
+   * Creditas bank doesn't support batch payments at all.
+   */
+  supportsBatch() {
+    return false;
+  }
+}
+
+class CSASConnector extends FinbricksConnector {
+  constructor(config) {
+    super("CSAS", config);
+  }
+  supportsBatch(paymentType) {
+    return paymentType === "DOMESTIC";
+  }
+}
+
+class FioConnector extends FinbricksConnector {
+  constructor(config) {
+    super("FIO", config);
+  }
+  /**
+   * FIO supports batch only for DOMESTIC (CZK) payments.
+   * SEPA and SWIFT batch support is planned by Finbricks.
+   */
+  supportsBatch(paymentType) {
+    return paymentType === "DOMESTIC";
+  }
+}
+
+class MonetaConnector extends FinbricksConnector {
+  constructor(config) {
+    super("MONETA", config);
+  }
+  /**
+   * MONETA supports batch only for DOMESTIC (CZK) payments.
+   * SEPA and SWIFT batch support is planned by Finbricks.
+   */
+  supportsBatch(paymentType) {
+    return paymentType === "DOMESTIC";
+  }
+  /**
+   * MONETA rejects all special characters in endToEndIdentification.
+   * Boundaries between segments are unambiguous without a separator —
+   * `VS`/`SS`/`KS` prefixes are alphabetic and values are always numeric,
+   * so the parsing regex `VS[:\s]*(\d+)` extracts each value correctly.
+   *
+   * Format: `VS1234SS5678KS0308` (max 30 chars).
+   * Confirmed by Finbricks support (2026-04-23).
+   */
+  buildEndToEndId(payment) {
+    return buildEndToEndId(payment, { separator: "" });
+  }
+}
+
+const isDeposit = (payment, creditorIban) => {
+  return payment.creditor.iban === creditorIban;
+};
+const getPaymentDirection = (payment, iban) => {
+  if (isDeposit(payment, iban)) return "INCOMING";
+  return "OUTGOING";
+};
+
+const initiateConnector = async ({
+  bank,
+  env,
+  connectedAccounts,
+  resolveCredentials
+}) => {
+  switch (bank) {
+    case "ERSTE":
+      return new ErsteConnector({
+        API_KEY: (await env.SECRETS_STORE.get({
+          secretName: "BANK_SERVICE_ERSTE_API_KEY"
+        })).data?.secretValue || "",
+        CLIENT_ID: (await env.SECRETS_STORE.get({
+          secretName: "BANK_SERVICE_ERSTE_CLIENT_ID"
+        })).data?.secretValue || "",
+        CLIENT_SECRET: (await env.SECRETS_STORE.get({
+          secretName: "BANK_SERVICE_ERSTE_CLIENT_SECRET"
+        })).data?.secretValue || "",
+        REDIRECT_URI: env.REDIRECT_URI,
+        AUTH_URI: env.ERSTE_AUTH_URI,
+        PAYMENTS_URI: env.ERSTE_PAYMENTS_URI,
+        ACCOUNTS_URI: env.ERSTE_ACCOUNTS_URI,
+        connectedAccounts,
+        resolveCredentials
+      });
+    case "CREDITAS":
+      return new CreditasConnector({
+        BASE_URI: env.FINBRICKS_BASE_URI,
+        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
+        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
+          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
+        })).data?.secretValue || "",
+        REDIRECT_URI: env.REDIRECT_URI,
+        connectedAccounts,
+        resolveCredentials
+      });
+    case "MOCK_COBS":
+      return new MockCobsConnector({
+        BASE_URI: env.FINBRICKS_BASE_URI,
+        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
+        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
+          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
+        })).data?.secretValue || "",
+        REDIRECT_URI: env.REDIRECT_URI,
+        connectedAccounts,
+        resolveCredentials
+      });
+    case "FIO":
+      return new FioConnector({
+        BASE_URI: env.FINBRICKS_BASE_URI,
+        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
+        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
+          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
+        })).data?.secretValue || "",
+        REDIRECT_URI: env.REDIRECT_URI,
+        connectedAccounts,
+        resolveCredentials
+      });
+    case "MONETA":
+      return new MonetaConnector({
+        BASE_URI: env.FINBRICKS_BASE_URI,
+        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
+        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
+          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
+        })).data?.secretValue || "",
+        REDIRECT_URI: env.REDIRECT_URI,
+        connectedAccounts,
+        resolveCredentials
+      });
+    case "AIRBANK":
+      return new AirBankConnector({
+        BASE_URI: env.FINBRICKS_BASE_URI,
+        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
+        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
+          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
+        })).data?.secretValue || "",
+        REDIRECT_URI: env.REDIRECT_URI,
+        connectedAccounts,
+        resolveCredentials
+      });
+    case "CSAS":
+      return new CSASConnector({
+        BASE_URI: env.FINBRICKS_BASE_URI,
+        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
+        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
+          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
+        })).data?.secretValue || "",
+        REDIRECT_URI: env.REDIRECT_URI,
+        connectedAccounts,
+        resolveCredentials
+      });
+    case "KB":
+      return new KBConnector({
+        BASE_URI: env.FINBRICKS_BASE_URI,
+        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
+        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
+          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
+        })).data?.secretValue || "",
+        REDIRECT_URI: env.REDIRECT_URI,
+        connectedAccounts,
+        resolveCredentials
+      });
+    case "CSOB":
+      return new CsobConnector({
+        BASE_URI: env.FINBRICKS_BASE_URI,
+        MERCHANT_ID: env.FINBRICKS_MERCHANT_ID,
+        PRIVATE_KEY_PEM: (await env.SECRETS_STORE.get({
+          secretName: "BANK_SERVICE_FINBRICKS_PRIVATE_KEY_PEM"
+        })).data?.secretValue || "",
+        REDIRECT_URI: env.REDIRECT_URI,
+        connectedAccounts,
+        resolveCredentials
+      });
+    case "DBU":
+      return new DbuConnector({
+        BASE_URL: env.DBUCS_BASE_URI,
+        USERNAME: env.DBUCS_USERNAME,
+        APPLICATION_CODE: env.DBUCS_APPLICATION_CODE,
+        KV: env.BANK_KV,
+        API: env.DBU_CBS_BACKOFFICE_DEV,
+        REDIRECT_URI: env.REDIRECT_URI,
+        TX_AUTH_URI: env.DBUCS_TX_AUTH_URI,
+        connectedAccounts
+      });
+    default:
+      const mockConnector = new MockConnector();
+      mockConnector.connectedAccounts = connectedAccounts;
+      return mockConnector;
+  }
+};
+function mod97(string) {
+  let checksum = string.slice(0, 2);
+  let fragment = "";
+  for (let offset = 2; offset < string.length; offset += 7) {
+    fragment = checksum + string.substring(offset, offset + 7);
+    checksum = (parseInt(fragment, 10) % 97).toString();
+  }
+  return parseInt(checksum, 10);
+}
+const parseCzechIban = (iban) => {
+  const stripped = iban.replace(/\s/g, "").toUpperCase();
+  if (!stripped.startsWith("CZ") || stripped.length !== 24) {
+    throw new Error(`Invalid Czech IBAN: ${iban}`);
+  }
+  const bankCode = stripped.slice(4, 8);
+  const prefix = stripped.slice(8, 14).replace(/^0+/, "");
+  const main = stripped.slice(14, 24).replace(/^0+/, "");
+  const accountNumber = prefix ? `${prefix}-${main}` : main;
+  return { bankCode, accountNumber };
+};
+const calculateCzechIban = (accountNumber, bankCode) => {
+  const paddedBankCode = bankCode.padStart(4, "0");
+  let prefix = "";
+  let mainAccount = accountNumber;
+  if (accountNumber.includes("-")) {
+    const parts = accountNumber.split("-");
+    if (parts.length !== 2) {
+      throw new Error(
+        `Invalid account number format: expected "prefix-main" or "main", got "${accountNumber}"`
+      );
+    }
+    prefix = parts[0];
+    mainAccount = parts[1];
+  }
+  const paddedPrefix = prefix.padStart(6, "0");
+  const paddedAccount = mainAccount.padStart(10, "0");
+  const basicIban = paddedBankCode + paddedPrefix + paddedAccount;
+  const rearranged = basicIban + "123500";
+  const remainder = mod97(rearranged);
+  const checkDigits = (98 - remainder).toString().padStart(2, "0");
+  return `CZ${checkDigits}${basicIban}`;
+};
+
 exports.BASE_TERMINAL_STATUSES = BASE_TERMINAL_STATUSES;
 exports.CsobConnector = CsobConnector;
 exports.DbuConnector = DbuConnector;
@@ -2536,6 +2575,7 @@ exports.accountInsertSchema = accountInsertSchema;
 exports.accountSelectSchema = accountSelectSchema;
 exports.accountUpdateSchema = accountUpdateSchema;
 exports.assignAccount = assignAccount;
+exports.calculateCzechIban = calculateCzechIban;
 exports.dbuAccountConfigSchema = dbuAccountConfigSchema;
 exports.getNonTerminalPaymentRequestsQuery = getNonTerminalPaymentRequestsQuery;
 exports.hasPaymentAccountAssigned = hasPaymentAccountAssigned;