@crewhaus/tool-money 0.7.0 → 0.8.1

package/LICENSE

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package/NOTICE

@@ -0,0 +1,9 @@
+CrewHaus Factory
+Copyright 2026 Max Meier
+
+This product includes software developed by Max Meier
+(operating as StudioMax — https://studiomax.io) and contributors.
+
+The CrewHaus name and logo are trademarks of Max Meier. See
+https://github.com/crewhaus/factory/blob/main/TRADEMARK.md for the
+use-of-marks policy.

package/README.md

@@ -27,6 +27,20 @@ Cents, pence, yen. Floating point produces totals that do not add up, and
 that fails reconciliation. Every amount in and out of these tools is an
 integer, and the schemas reject anything else.
 
+An amount must also be one a JSON number holds exactly: at most 2^53 − 1
+minor units (about 90 trillion dollars in cents). A larger one has already
+been rounded by the time it arrives, so it is refused, with a pointer to a
+larger unit. Inside, the arithmetic is exact however large the intermediate
+products get — a tax rate times an amount passes 2^53 long before the amount
+does — and a total that would itself pass the limit is refused by name
+rather than reported a unit off. `PurchaseOrderMatch` takes fractional
+quantities (kilograms, hours) and compares them as the decimals written; its
+exposure figures are computed exactly and rounded to whole minor units, half
+away from zero. `StatementParse` reads amounts out of a
+file, so an amount there past the limit is a rejected row that says so, and a
+total past it comes back `null` with `totalsUnavailable` saying which; the
+transactions themselves are unaffected.
+
 Splitting is largest-remainder, so the parts always sum to the whole. 100
 cents three ways is 34, 33, 33 — never 33, 33, 33 with a cent unaccounted
 for. A full return refunds exactly what was charged, and a lot's partial
@@ -54,11 +68,18 @@ wrong side of a year boundary depending on the machine.
 
 ## Controls, not suggestions
 
-`SpendLimitCheck` is the gate an unattended harness consults before moving
-money. A limit a model is asked to respect is a suggestion; a limit computed
-from the record of what has already been spent is a limit. It reports every
-limit a payment breaks rather than the first, and the headroom that would
-pass.
+`SpendLimitCheck` applies velocity, counterparty and quiet-hours limits to a
+proposed payment, the same way every time, and reports every limit it breaks
+rather than the first, plus the headroom that would pass. It computes over the
+history, the limits and the clock it is given, and enforces nothing by
+itself: when a model supplies those, the verdict is advisory — a model that
+would move money past a limit can equally leave out the history or skip the
+check. So a limit that must hold belongs where the model cannot edit it: in
+the policy of the tool that moves the money (for `EvmSendTransaction`, the
+spec's `transaction_policy`). The result says which clock it used (`clock`),
+and `now` — on this tool, `RefundAbuseCheck` and `WebhookSignatureVerify` —
+is for tests and replays only: it replaces the real clock, and every time
+window, a webhook's replay tolerance included, moves with it.
 
 When `knownCounterparties` is declared, that list **is** the allow-list, and
 payment history does not extend it. Treating anyone previously paid as known

package/dist/index.js

@@ -14,12 +14,12 @@
  * Nothing here moves money, reaches a payment provider, or decides that
  * somebody is committing fraud. It computes, checks and reports.
  */
-import { readFileSync, statSync } from "node:fs";
 import { buildTool } from "@crewhaus/tool-builder";
-import { ASSERT_OPS } from "@crewhaus/tool-schema";
+import { openForRead } from "@crewhaus/tool-safety/fs";
+import { ASSERT_OPS, regexRunContext } from "@crewhaus/tool-schema";
 import { z } from "zod";
 import { SHIPPING_POLICIES, computeRefund, } from "./lib/allocate";
-import { codeLines } from "./lib/coding";
+import { codeLinesAnsweringPatterns } from "./lib/coding";
 import { checkSpendLimit, refundAbuseSignals } from "./lib/controls";
 import { IDENTIFIER_KINDS, detectKind, validateIdentifier, } from "./lib/identifiers";
 import { LOT_METHODS, computeCostBasis } from "./lib/lots";
@@ -27,7 +27,7 @@ import { matchInvoiceToPurchaseOrder } from "./lib/match";
 import { DATE_ORDERS, STATEMENT_FORMATS, parseStatement } from "./lib/statement";
 import { ROUNDING_MODES, ROUNDING_SCOPES, calculateTax } from "./lib/tax";
 import { verifyWebhookSignature } from "./lib/webhook";
-import { resolveSafe } from "./paths";
+import { resolveSafe, workspaceRoot } from "./paths";
 const json = (value) => JSON.stringify(value);
 const LIMITS = {
     lines: 5_000,
@@ -44,7 +44,17 @@ const checkSchema = z.object({
     flags: z.string().optional(),
     message: z.string().optional(),
 });
-const minorUnits = z.number().int();
+/**
+ * An amount in minor units: an integer a double holds exactly. Past 2^53 − 1
+ * a JSON number has already been rounded before the tool sees it, so it is
+ * refused rather than computed with.
+ */
+const UNSAFE_AMOUNT = "is past ±(2^53 − 1) minor units, the largest amount computed exactly — express it in a larger unit";
+const minorUnits = z
+    .number()
+    .int()
+    .min(Number.MIN_SAFE_INTEGER, UNSAFE_AMOUNT)
+    .max(Number.MAX_SAFE_INTEGER, UNSAFE_AMOUNT);
 /**
  * An instant, as epoch milliseconds or ISO-8601 WITH an offset.
  *
@@ -67,6 +77,13 @@ function parseInstant(value, field) {
     return parsed;
 }
 const instantField = z.union([z.string(), z.number()]);
+/**
+ * The `now` a caller may pass. It replaces the real clock, which moves every
+ * time window with it — the spend windows, the quiet hours, a webhook's
+ * replay tolerance — so it is for tests and replays of a recorded event, not
+ * for a live decision.
+ */
+const CLOCK_OVERRIDE = "tests and replays only; omit it for a live decision — it replaces the real clock, and every time window moves with it";
 // ---------------------------------------------------------------------------
 export const paymentIdentifierValidate = buildTool({
     name: "PaymentIdentifierValidate",
@@ -138,7 +155,7 @@ export const refundAmountCompute = buildTool({
         lines: z
             .array(z.object({
             id: z.string().min(1),
-            quantity: z.number().int().positive(),
+            quantity: z.number().int().positive().max(Number.MAX_SAFE_INTEGER),
             unitPriceMinor: minorUnits,
             taxMinor: minorUnits.optional(),
             discountMinor: minorUnits.optional(),
@@ -146,7 +163,10 @@ export const refundAmountCompute = buildTool({
             .min(1)
             .max(LIMITS.lines),
         returned: z
-            .array(z.object({ lineId: z.string().min(1), quantity: z.number().int().positive() }))
+            .array(z.object({
+            lineId: z.string().min(1),
+            quantity: z.number().int().positive().max(Number.MAX_SAFE_INTEGER),
+        }))
             .min(1)
             .max(LIMITS.lines),
         orderDiscountMinor: minorUnits.optional(),
@@ -234,7 +254,7 @@ export const costBasisCompute = buildTool({
 });
 export const spendLimitCheck = buildTool({
     name: "SpendLimitCheck",
-    description: "Decide whether a proposed payment fits inside the operator's velocity, counterparty and quiet-hours limits, given what has already been spent. Use it as the gate an unattended harness actually consults before moving money: a limit a model is asked to respect is a suggestion, while one computed from the record of prior spend is a limit. It reports every limit the payment breaks rather than the first, and the headroom that would pass.",
+    description: "Check a proposed payment against velocity, counterparty and quiet-hours limits, given the payments already made, and report every limit it breaks rather than the first, plus the headroom that would pass. Use it to apply the same limits the same way every time: the window arithmetic is exact and repeatable. It computes over the history, the limits and the clock passed in, and enforces nothing by itself — when the caller writes those inputs the verdict is advisory, so a limit that must hold belongs where the caller cannot edit it: in the policy of the tool that moves the money, such as transaction_policy for EvmSendTransaction.",
     inputSchema: z.object({
         proposed: z.object({ amountMinor: minorUnits, counterparty: z.string().optional() }),
         history: z
@@ -256,13 +276,18 @@ export const spendLimitCheck = buildTool({
             knownCounterpartiesOnly: z.boolean().optional(),
             knownCounterparties: z.array(z.string()).max(10_000).optional(),
         }),
-        now: instantField.optional().describe("overrides the real clock, for tests and replays"),
+        now: instantField.optional().describe(CLOCK_OVERRIDE),
     }),
     readOnly: true,
     concurrencySafe: true,
     execute: async (input) => {
         const nowMs = input.now === undefined ? Date.now() : parseInstant(input.now, "now");
-        return json(checkSpendLimit(input.proposed, input.history, input.limits, nowMs));
+        return json({
+            ...checkSpendLimit(input.proposed, input.history, input.limits, nowMs),
+            // Said in the payload, where whoever acts on the verdict reads it.
+            clock: input.now === undefined ? "runtime" : "caller-supplied",
+            basis: "the history and limits passed in this call; this verdict is only as binding as the record they came from",
+        });
     },
 });
 export const refundAbuseCheck = buildTool({
@@ -287,7 +312,7 @@ export const refundAbuseCheck = buildTool({
             refundCount: z.number().int().nonnegative().optional(),
         })
             .optional(),
-        now: instantField.optional(),
+        now: instantField.optional().describe(CLOCK_OVERRIDE),
     }),
     readOnly: true,
     concurrencySafe: true,
@@ -311,7 +336,7 @@ export const webhookSignatureVerify = buildTool({
             .describe("NAME of the environment variable holding the signing secret, never the secret"),
         toleranceSeconds: z.number().int().positive().max(86_400).optional().describe("default 300"),
         scheme: z.string().optional().describe("default v1"),
-        now: instantField.optional(),
+        now: instantField.optional().describe(CLOCK_OVERRIDE),
     }),
     readOnly: true,
     concurrencySafe: true,
@@ -370,18 +395,33 @@ export const statementParse = buildTool({
             .positive()
             .max(20_000)
             .optional()
-            .describe("cap the returned list; default 500"),
+            .describe("cap the returned transaction and rejected lists; default 500"),
     }),
     readOnly: true,
     concurrencySafe: true,
     execute: async (input) => {
         const at = resolveSafe("StatementParse", input.file);
-        const size = statSync(at.real).size;
-        if (size > LIMITS.statementBytes) {
-            throw new Error(`${at.rel} is ${size} bytes, over the ${LIMITS.statementBytes}-byte limit`);
+        // Opened without blocking and only as a regular file: a FIFO with no
+        // writer blocks an ordinary open for ever, and the read here was
+        // synchronous, so a named pipe in the workspace stopped the whole
+        // harness. The byte limit is enforced while reading, not by a size the
+        // file reported before it was opened.
+        const read = await openForRead(workspaceRoot(), input.file, {
+            maxBytes: LIMITS.statementBytes,
+        });
+        if (!read.ok)
+            throw new Error(`StatementParse: ${read.reason}`);
+        if (read.truncated) {
+            throw new Error(`StatementParse: ${JSON.stringify(input.file)} is over the ${LIMITS.statementBytes}-byte limit, so it was not read`);
         }
-        const result = parseStatement(readFileSync(at.real, "utf-8"), input);
         const limit = input.limit ?? 500;
+        // Only what is returned is held: the counts and the totals still cover
+        // every row, but a file of a million unreadable blocks is not a million
+        // objects in memory on the way to showing five hundred of them.
+        const result = parseStatement(read.text, {
+            ...input,
+            keep: { transactions: limit, rejected: limit },
+        });
         return json({
             file: at.rel,
             format: result.format,
@@ -390,8 +430,14 @@ export const statementParse = buildTool({
             totalMinor: result.totalMinor,
             debitMinor: result.debitMinor,
             creditMinor: result.creditMinor,
+            // Set, with the reason, when a total is past what a number holds exactly.
+            ...(result.totalsUnavailable === null ? {} : { totalsUnavailable: result.totalsUnavailable }),
+            // Capped like the transactions: a file of nothing but unreadable rows
+            // would otherwise come back as one reason per row, whatever its size.
             rejected: result.rejected,
-            transactions: result.transactions.slice(0, limit),
+            rejectedCount: result.rejectedCount,
+            rejectedTruncated: result.rejectedCount > limit,
+            transactions: result.transactions,
             truncated: result.count > limit,
         });
     },
@@ -424,10 +470,17 @@ export const glCodeSuggest = buildTool({
     }),
     readOnly: true,
     concurrencySafe: true,
-    execute: async (input) => json(codeLines(input.lines, input.rules, {
-        version: input.version,
-        defaultAccount: input.defaultAccount,
-    })),
+    execute: async (input, ctx) => {
+        // `matches` patterns run in the regex worker, before the rules are read,
+        // a chunk of lines at a time: a pattern that cannot be run to an answer
+        // is undetermined, and the line goes to review rather than to a
+        // lower-priority rule.
+        return json(await codeLinesAnsweringPatterns(input.lines, input.rules, {
+            version: input.version,
+            defaultAccount: input.defaultAccount,
+            run: regexRunContext(ctx),
+        }));
+    },
 });
 /**
  * The normalized statement row, and the parser that produces it.

package/dist/lib/allocate.d.ts

@@ -18,6 +18,13 @@
  * dropped, since dropping it would silently lose the money.
  */
 export declare function allocateProportional(totalMinor: number, weights: ReadonlyArray<number>): number[];
+/**
+ * {@link allocateProportional} in exact integers. Each share's exact value is
+ * a quotient and a remainder over the weights' sum, so the largest remainders
+ * are compared exactly: a double's `magnitude × weight` passes 2^53 on an
+ * ordinary invoice's cents times its lines' values.
+ */
+export declare function allocateExact(total: bigint, weights: ReadonlyArray<bigint>): bigint[];
 export type OrderLine = {
     readonly id: string;
     readonly quantity: number;