@crediblemark/buayar 0.3.0 โ†’ 0.3.1

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Files changed (6) hide show
  1. package/README.md +292 -251
  2. package/dist/index.d.mts +21 -4
  3. package/dist/index.d.ts +21 -4
  4. package/dist/index.js +113 -61
  5. package/dist/index.mjs +99 -47
  6. package/package.json +43 -2
package/README.md CHANGED
@@ -2,322 +2,363 @@
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  [![npm version](https://img.shields.io/npm/v/@crediblemark/buayar.svg?style=flat-square&color=amber)](https://www.npmjs.com/package/@crediblemark/buayar)
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  [![License: MIT](https://img.shields.io/badge/License-MIT-yellow.svg?style=flat-square)](https://opensource.org/licenses/MIT)
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+ [![TypeScript](https://img.shields.io/badge/TypeScript-Ready-blue.svg?style=flat-square)](https://www.typescriptlang.org/)
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- **`@crediblemark/buayar`** adalah **Unified Payment Gateway SDK** untuk Node.js dan TypeScript yang dirancang untuk mempermudah integrasi berbagai Payment Gateway di Indonesia menggunakan satu arsitektur API yang seragam.
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-
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- > ๐Ÿ’ก **Zero-Code PG Switcher:** Berganti provider payment gateway (misal dari Midtrans ke Duitku atau sebaliknya) **tanpa perlu merombak kode controller/service aplikasi**. Cukup ubah kredensial di file `.env`!
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+ > ๐Ÿ‡ฎ๐Ÿ‡ฉ [Baca dalam Bahasa Indonesia](#-bahasa-indonesia) ยท ๐Ÿ‡ฌ๐Ÿ‡ง [Read in English](#-english)
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  ---
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- ## ๐Ÿš€ Fitur Utama
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+ ## ๐Ÿ‡ฌ๐Ÿ‡ง English
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+
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+ **`@crediblemark/buayar`** is a **Unified Payment Gateway SDK** for Node.js and TypeScript, supporting **19 payment providers** (10 Indonesian + 9 International) through a single, consistent API.
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+
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+ > ๐Ÿ’ก **Zero-Code PG Switcher:** Switch your active payment provider โ€” e.g. from Midtrans to Stripe โ€” **without changing a single line in your controller or service layer**. Just update the credentials in your `.env` file.
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+
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+ ### ๐Ÿš€ Key Features
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+
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+ - ๐Ÿ”„ **Zero-Code PG Switcher** โ€” Swap providers via `.env` only. No code refactoring needed.
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+ - โšก **Semi & Full Integration**:
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+ - ๐ŸŸก **Semi (Redirect/Hosted)** โ€” Returns a `paymentUrl` to redirect customers to the PG's hosted checkout.
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+ - ๐ŸŸข **Full (Custom Native UI)** โ€” Returns raw data (`vaNumber`, EMVCo `qrString`, `paymentCode`, `deeplink`) to render a completely custom payment UI.
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+ - ๐Ÿท๏ธ **Canonical Payment Methods** โ€” Use universal codes (`bca_va`, `qris`, `gopay`, etc.) and the SDK maps them automatically to each provider's internal format.
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+ - ๐Ÿ“‚ **Accordion-Ready Categorization** โ€” Payment methods are pre-grouped by category (`Virtual Account`, `QRIS`, `E-Wallet`, `Retail`, `Credit Card`, `Paylater`) with fees and icon URLs included.
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+ - ๐Ÿช **Universal Webhook Verifier** โ€” One endpoint to verify and normalize callbacks from any supported provider. Auto-detects the provider from the payload structure.
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+ - ๐Ÿ›ก๏ธ **Strong TypeScript Types** โ€” Fully typed request and response interfaces to catch errors at compile time.
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+ - ๐ŸŒ **Multi-Currency** โ€” Supports `currency` field for international providers (USD, EUR, GBP, INR, etc.).
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+
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+ ### ๐Ÿ“ฆ Supported Providers
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+
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+ #### ๐Ÿ‡ฎ๐Ÿ‡ฉ Indonesian (10)
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+
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+ | Provider | Redirect | Direct API | Webhook | Client |
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+ |---|:---:|:---:|:---:|:---:|
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+ | Midtrans | โœ… Snap | โœ… Core API | SHA-512 | `MidtransClient` |
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+ | Duitku | โœ… | โœ… | MD5 | `DuitkuClient` |
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+ | iPaymu | โœ… | โœ… | HMAC-SHA256 | `IpaymuClient` |
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+ | Xendit | โœ… Invoice v2 | โœ… Payments v3 | Token | `XenditClient` |
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+ | DOKU Jokul | โœ… v1 | โœ… v2 | HMAC-SHA256 | `DokuClient` |
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+ | PrismaLink | โœ… | โœ… | SHA-256 | `PrismalinkClient` |
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+ | Faspay | โœ… | โœ… | SHA1(MD5) | `FaspayClient` |
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+ | Finpay | โœ… | โœ… | HMAC-SHA512 | `FinpayClient` |
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+ | Nicepay | โœ… | โœ… | SHA-256 | `NicepayClient` |
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+ | OY! Bisnis | โœ… | โœ… | Header Auth | `OyClient` |
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+
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+ #### ๐ŸŒ International (9)
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+
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+ | Provider | Redirect | Direct API | Webhook | Client |
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+ |---|:---:|:---:|:---:|:---:|
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+ | Stripe | โœ… Checkout Sessions | โœ… Payment Intents | HMAC-SHA256 | `StripeClient` |
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+ | PayPal | โœ… Orders v2 | โœ… Capture | OAuth2 | `PaypalClient` |
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+ | Adyen | โœ… Sessions v68 | โœ… Payments v68 | HMAC-SHA256 | `AdyenClient` |
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+ | Checkout.com | โœ… Payment Links | โœ… Payments API | HMAC-SHA256 | `CheckoutComClient` |
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+ | Razorpay | โœ… Payment Links | โœ… Orders API | HMAC-SHA256 | `RazorpayClient` |
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+ | Square | โœ… Payment Links | โœ… Payments API | HMAC-SHA256 | `SquareClient` |
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+ | PayU | โœ… Orders v2.1 | โœ… Pay Methods | MD5/SHA-256 | `PayuClient` |
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+ | Braintree | โœ… Drop-in UI Token | โœ… Transaction API | SHA1 HMAC | `BraintreeClient` |
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+ | 2Checkout | โœ… REST v6.0 | โœ… REST v6.0 | IPN MD5 | `TwoCheckoutClient` |
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+
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+ ### โš™๏ธ Environment Variables
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+
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+ #### Universal (Recommended)
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+ ```env
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+ # Active provider: any of the 19 supported names
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+ PROVIDER_PG=midtrans
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- - ๐Ÿ”„ **Zero-Code PG Switcher**: Ubah provider dan kredensial langsung via environment variable (`.env`).
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- - โšก **Dukungan Spektrum Integrasi Penuh**:
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- - ๐ŸŸก **Semi Integrasi (Redirect/Hosted)**: Menghasilkan `paymentUrl` atau `snap_token` siap redirect/popup.
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- - ๐ŸŸข **Full Integrasi (Custom Native UI / Direct API)**: Mengembalikan data mentah (`vaNumber`, `qrString` EMVCo, `paymentCode`, `deeplink`) untuk dirender langsung di UI custom aplikasi/web Anda.
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- - ๐Ÿท๏ธ **Canonical Payment Method Mapping**: Gunakan kode universal (`bca_va`, `mandiri_va`, `qris`, `gopay`, `shopeepay`, `alfamart`, `indomaret`), SDK otomatis memetakannya ke format internal provider aktif.
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- - ๐Ÿ“‚ **Pre-Categorization (Accordion Ready)**: Pengelompokan channel pembayaran bawaan (`Virtual Account`, `QRIS`, `E-Wallet`, `Retail / Gerai`, `Kartu Kredit`, `Paylater / Cicilan`) lengkap dengan fee dan icon URL untuk mempermudah pembuatan UI accordion.
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- - ๐Ÿช **Universal Webhook Verifier**: Endpoint webhook tunggal untuk memverifikasi signature (SHA-512 Midtrans / MD5 Duitku) dan menormalisasi status (`isPaid`, `isPending`, `isFailed`, `isExpired`).
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- - ๐Ÿ›ก๏ธ **Tipe Data Kuat (TypeScript)**: Tipe data deklaratif dan ketat untuk mencegah *runtime error*.
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+ # Universal credentials (auto-mapped per provider)
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+ BUAYAR_API_KEY=your-server-key-or-secret
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+ BUAYAR_MERCHANT_CODE=your-merchant-id-or-username
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+ BUAYAR_SANDBOX=true
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- ---
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+ # Callback & Return URLs
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+ BUAYAR_CALLBACK_URL=https://myapp.com/api/payment/webhook
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+ BUAYAR_RETURN_URL=https://myapp.com/payment/finish
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+ ```
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- ## ๐Ÿ“ฆ Provider yang Didukung
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-
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- * ๐Ÿ›๏ธ **[Integrasi Midtrans (docs/midtrans.md)](file:///media/rasyiqi/7653717A1C07B131/Buayar/docs/midtrans.md)**
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- * Snap API (Redirect Checkout / Popup JS Modal).
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- * Core API Direct Charge (BCA, BNI, BRI, Mandiri Bill, Permata, CIMB, QRIS Gopay/ShopeePay, E-Wallet deeplinks, Kartu Kredit 3DS, Alfamart/Indomaret, Paylater).
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- * Verifikasi callback otomatis (SHA-512).
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- * Ekstensi `MidtransClient` (Refund, Cancel, Subscription, Recurring, Payment Link).
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-
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- * ๐Ÿ›๏ธ **[Integrasi Duitku (docs/duitku.md)](file:///media/rasyiqi/7653717A1C07B131/Buayar/docs/duitku.md)**
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- * Redirect Checkout (Duitku Hosted Page).
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- * Direct Inquiry API (VA BCA, Mandiri, BNI, BRI, Permata, QRIS ShopeePay/Nobu, Gerai Retail).
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- * Dynamic Payment Methods API (Query channel aktif + dynamic fee).
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- * Verifikasi callback otomatis (MD5).
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- * Ekstensi `DuitkuClient` (Disbursement / Payout, Inquiry Rekening Bank, Saldo Merchant).
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-
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- * ๐Ÿ›๏ธ **[Integrasi iPaymu (docs/ipaymu.md)](file:///media/rasyiqi/7653717A1C07B131/Buayar/docs/ipaymu.md)**
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- * Redirect Checkout (iPaymu Hosted Page).
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- * Direct Payment API (VA BCA, Mandiri, BNI, BRI, CIMB, Permata, Danamon, BSI, QRIS, Alfamart, Indomaret, CC, Akulaku).
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- * Verifikasi callback otomatis & signature HMAC-SHA256.
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- * Ekstensi `IpaymuClient` (Cek Saldo, Cek Status Transaksi).
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-
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- * ๐Ÿ›๏ธ **[Integrasi Xendit (docs/xendit.md)](file:///media/rasyiqi/7653717A1C07B131/Buayar/docs/xendit.md)**
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- * Invoice v2 API (Redirect Checkout).
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- * Payment Requests API v3 Direct Charge (VA BCA, Mandiri, BNI, BRI, Permata, CIMB, Danamon, BSI, QRIS, OVO, DANA, ShopeePay, LinkAja, Alfamart, Indomaret).
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- * Verifikasi webhook callback token.
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- * Ekstensi `XenditClient` (Cek Saldo, Expire Invoice, Disbursement / Payout).
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-
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- * ๐Ÿ›๏ธ **[Integrasi DOKU Jokul (docs/doku.md)](file:///media/rasyiqi/7653717A1C07B131/Buayar/docs/doku.md)**
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- * Jokul Checkout v1 (Redirect Payment Page).
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- * Direct Payment API v2 (VA BCA, Mandiri, BNI, BRI, Permata, CIMB, Danamon, BSI, QRIS, Alfamart, Indomaret, OVO, DANA, ShopeePay).
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- * Verifikasi signature HMAC-SHA256 & Digest otomatis.
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- * Ekstensi `DokuClient` (Cek Status Pesanan).
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-
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- * ๐Ÿ›๏ธ **[Integrasi PrismaLink (docs/prismalink.md)](file:///media/rasyiqi/7653717A1C07B131/Buayar/docs/prismalink.md)**
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- * Checkout Payment Page (Redirect).
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- * Direct Payment API (VA BCA, Mandiri, BNI, BRI, Permata, CIMB, Danamon, BSI, QRIS, Alfamart, Indomaret, E-Wallet, CC).
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- * Verifikasi signature SHA-256 otomatis.
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- * Ekstensi `PrismalinkClient` (Cek Status Transaksi).
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-
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- * ๐Ÿ›๏ธ **[Integrasi Faspay (docs/faspay.md)](file:///media/rasyiqi/7653717A1C07B131/Buayar/docs/faspay.md)**
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- * Post Data Transaction (Payment Page & Direct VA/QRIS/Retail).
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- * Channel lengkap (VA BCA, Mandiri, BNI, BRI, Permata, CIMB, Danamon, BSI, QRIS, Alfamart, Indomaret, OVO, DANA, ShopeePay, LinkAja, Kredivo, Akulaku, CC).
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- * Verifikasi signature SHA1(MD5()) otomatis.
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- * Ekstensi `FaspayClient` (Inquiry Status & Cancel Transaction).
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-
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- * ๐Ÿ›๏ธ **[Integrasi Finpay (docs/finpay.md)](file:///media/rasyiqi/7653717A1C07B131/Buayar/docs/finpay.md)**
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- * Payment Initiate & Checkout Link (Redirect).
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- * Direct Payment API (VA BCA, Mandiri, BNI, BRI, Permata, CIMB, Danamon, BSI, QRIS, Pos Indonesia, Alfamart, Indomaret, E-Wallet, CC).
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- * Verifikasi signature HMAC-SHA512 otomatis.
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- * Ekstensi `FinpayClient` (Inquiry Status Pembayaran).
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-
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- * ๐Ÿ›๏ธ **[Integrasi Nicepay (docs/nicepay.md)](file:///media/rasyiqi/7653717A1C07B131/Buayar/docs/nicepay.md)**
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- * Order Regist & Hosted Checkout (Redirect).
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- * Direct One-Step API (VA BCA BBBB, Mandiri BMRI, BNI BNIN, BRI BRIN, Permata BBBA, CIMB BNIA, Danamon BDIN, BSI BBSI, QRIS, Alfamart, Indomaret, E-Wallet, Paylater, CC).
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- * Verifikasi merchantToken SHA-256 otomatis.
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- * Ekstensi `NicepayClient` (Inquiry Status & Cancel Transaction).
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-
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- * ๐Ÿ›๏ธ **[Integrasi OY! Bisnis (docs/oy.md)](file:///media/rasyiqi/7653717A1C07B131/Buayar/docs/oy.md)**
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- * Payment Checkout v2 (Payment Link / Redirect).
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- * Direct API (Static/Dynamic VA BCA 014, Mandiri 008, BNI 009, BRI 002, Permata 013, CIMB 022, Danamon 011, BSI 451, QRIS, E-Wallet).
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- * Verifikasi Header & Webhook otomatis.
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- * Ekstensi `OyClient` (Inquiry Status, Saldo Merchant & Kirim Uang/Disbursement).
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-
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- * ๐Ÿ›๏ธ **[Integrasi Stripe (docs/stripe.md)](file:///media/rasyiqi/7653717A1C07B131/Buayar/docs/stripe.md)**
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- * Checkout Sessions API (Redirect Hosted Page, multi-currency).
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- * Payment Intents API Direct Charge (Kartu Kredit, Debit, Google Pay, Apple Pay, dll).
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- * Verifikasi webhook signature HMAC-SHA256 otomatis.
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- * Ekstensi `StripeClient` (Retrieve Session, Retrieve Intent, Refund, Saldo Merchant).
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- * โš ๏ธ **Catatan**: Stripe tidak mendukung Virtual Account lokal Indonesia. Cocok untuk pembayaran internasional / kartu kredit global.
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+ #### Provider-Specific Variables
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- ---
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+ | Variable | Provider | Description |
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+ | :--- | :--- | :--- |
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+ | `MIDTRANS_SERVER_KEY` | Midtrans | Server Key |
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+ | `MIDTRANS_CLIENT_KEY` | Midtrans | Client Key (frontend) |
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+ | `DUITKU_API_KEY` / `DUITKU_MERCHANT_CODE` | Duitku | API Key & Merchant Code |
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+ | `IPAYMU_API_KEY` / `IPAYMU_VA` | iPaymu | API Key & VA number |
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+ | `XENDIT_SECRET_KEY` / `XENDIT_WEBHOOK_TOKEN` | Xendit | Secret Key & Webhook Token |
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+ | `DOKU_CLIENT_ID` / `DOKU_SECRET_KEY` | DOKU | Client ID & Secret Key |
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+ | `PRISMALINK_MERCHANT_ID` / `PRISMALINK_SECRET_KEY` | PrismaLink | Merchant ID & Secret Key |
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+ | `FASPAY_MERCHANT_ID` / `FASPAY_USER_ID` / `FASPAY_PASSWORD` | Faspay | Merchant ID, User ID & Password |
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+ | `FINPAY_MERCHANT_ID` / `FINPAY_MERCHANT_KEY` | Finpay | Merchant ID & Key |
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+ | `NICEPAY_IMID` / `NICEPAY_KEY` | Nicepay | iMid & Merchant Key |
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+ | `OY_USERNAME` / `OY_API_KEY` | OY! Bisnis | Username & API Key |
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+ | `STRIPE_SECRET_KEY` / `STRIPE_WEBHOOK_SECRET` / `STRIPE_PUBLIC_KEY` | Stripe | Secret, Webhook Secret, Publishable Key |
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+ | `PAYPAL_CLIENT_ID` / `PAYPAL_CLIENT_SECRET` / `PAYPAL_WEBHOOK_ID` | PayPal | OAuth2 Credentials & Webhook ID |
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+ | `ADYEN_API_KEY` / `ADYEN_MERCHANT_ACCOUNT` / `ADYEN_HMAC_KEY` | Adyen | API Key, Merchant Account & HMAC Key |
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+ | `CHECKOUTCOM_SECRET_KEY` / `CHECKOUTCOM_PUBLIC_KEY` / `CHECKOUTCOM_WEBHOOK_SECRET` | Checkout.com | Secret, Public Key & Webhook Secret |
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+ | `RAZORPAY_KEY_ID` / `RAZORPAY_KEY_SECRET` / `RAZORPAY_WEBHOOK_SECRET` | Razorpay | Key ID, Key Secret & Webhook Secret |
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+ | `SQUARE_ACCESS_TOKEN` / `SQUARE_APPLICATION_ID` / `SQUARE_LOCATION_ID` | Square | Access Token, App ID & Location ID |
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+ | `PAYU_POS_ID` / `PAYU_MD5_KEY` / `PAYU_OAUTH_CLIENT_ID` / `PAYU_OAUTH_CLIENT_SECRET` | PayU | POS ID, MD5 Key & OAuth2 Credentials |
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+ | `BRAINTREE_MERCHANT_ID` / `BRAINTREE_PUBLIC_KEY` / `BRAINTREE_PRIVATE_KEY` | Braintree | Merchant ID, Public & Private Key |
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+ | `TWOCHECKOUT_MERCHANT_CODE` / `TWOCHECKOUT_SECRET_KEY` / `TWOCHECKOUT_SECRET_WORD` | 2Checkout | Merchant Code, Secret Key & IPN Word |
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+
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+ ### ๐Ÿ“– Usage
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+
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+ #### 1. Initialize (Zero-Config)
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+ ```typescript
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+ import { buayar } from "@crediblemark/buayar";
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+ // Reads config automatically from process.env
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+ ```
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+
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+ #### 2. Semi Integration โ€” Redirect / Hosted Checkout
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+ ```typescript
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+ const invoice = await buayar.createInvoice({
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+ orderId: "ORDER-1001",
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+ amount: 150000,
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+ productDetails: "Pro Plan Subscription",
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+ customer: { name: "John Doe", email: "john@example.com" },
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+ returnUrl: "https://myapp.com/orders/ORDER-1001",
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+ // No paymentMethod = redirect to PG hosted page
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+ });
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+
121
+ if (invoice.success) {
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+ redirect(invoice.paymentUrl!); // redirect user here
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+ }
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+ ```
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125
 
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- ## โš™๏ธ Konfigurasi Environment Variables (`.env`)
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+ #### 3. Full Integration โ€” Custom Native UI
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+ ```typescript
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+ // Step A: Get available payment methods (accordion-ready)
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+ const { categories } = await buayar.getPaymentMethods({ amount: 150000 });
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+ // categories: { "Virtual Account": [...], "QRIS": [...], "E-Wallet": [...] }
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+
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+ // Step B: Charge with canonical method code
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+ const vaInvoice = await buayar.createInvoice({
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+ orderId: "ORDER-1002",
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+ amount: 150000,
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+ paymentMethod: "bca_va", // canonical code โ€” works across all providers
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+ productDetails: "Wallet Top-up",
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+ customer: { name: "John", email: "john@example.com" },
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+ });
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+
141
+ console.log(vaInvoice.vaNumber); // "123456789012"
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+ console.log(vaInvoice.vaBank); // "bca"
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143
 
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- SDK `Buayar` membaca konfigurasi secara otomatis dari `process.env`. Anda dapat menggunakan variabel universal ataupun variabel spesifik provider:
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+ // QRIS
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+ const qrisInvoice = await buayar.createInvoice({
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+ orderId: "ORDER-1003",
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+ amount: 50000,
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+ paymentMethod: "qris",
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+ productDetails: "Coffee",
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+ customer: { name: "John", email: "john@example.com" },
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+ });
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+
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+ console.log(qrisInvoice.qrString); // Raw EMVCo string for QR rendering
154
+ ```
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+
156
+ #### 4. Universal Webhook Handler
157
+ ```typescript
158
+ // Works with Express, Elysia, Hono, Next.js App Router, etc.
159
+ app.post("/api/payment/webhook", async (req, res) => {
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+ const result = await buayar.verifyWebhook(req.body, req.headers);
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+ // Auto-detects the provider from payload โ€” no manual routing needed
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+
163
+ if (!result.isValid) return res.status(400).json({ error: "Invalid signature" });
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+
165
+ if (result.isPaid) {
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+ // โœ… Payment confirmed โ€” activate subscription, deliver product
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+ console.log(`Order ${result.orderId} paid โ€” Amount: ${result.amount}`);
168
+ }
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+
170
+ return res.status(200).json({ status: "OK" });
171
+ });
172
+ ```
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173
 
101
- ### 1. Standar Universal (Direkomendasikan)
174
+ #### 5. Zero-Code PG Switch
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175
  ```env
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- # Provider aktif: 'midtrans' | 'duitku' | 'ipaymu' | 'xendit' | 'doku' | 'prismalink' | 'faspay' | 'finpay' | 'nicepay' | 'oy' | 'stripe'
176
+ # Switch from Midtrans to Stripe โ€” zero code change required
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177
  PROVIDER_PG=stripe
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+ STRIPE_SECRET_KEY=sk_live_...
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+ STRIPE_WEBHOOK_SECRET=whsec_...
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+ ```
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+
182
+ ---
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+
184
+ ## ๐Ÿ‡ฎ๐Ÿ‡ฉ Bahasa Indonesia
185
+
186
+ **`@crediblemark/buayar`** adalah **Unified Payment Gateway SDK** untuk Node.js dan TypeScript yang mendukung **19 payment provider** (10 Indonesia + 9 Internasional) melalui satu arsitektur API yang seragam.
187
+
188
+ > ๐Ÿ’ก **Zero-Code PG Switcher:** Berganti provider payment gateway (misal dari Midtrans ke Duitku atau sebaliknya) **tanpa perlu merombak kode controller/service aplikasi**. Cukup ubah kredensial di file `.env`!
105
189
 
106
- # Kredensial Universal
107
- BUAYAR_MERCHANT_CODE=myusername # Username OY! Bisnis
108
- BUAYAR_API_KEY=oy-secret-key-xxxxxxxxxxxxxxxx # API Key OY! Bisnis
190
+ ### ๐Ÿš€ Fitur Utama
191
+
192
+ - ๐Ÿ”„ **Zero-Code PG Switcher** โ€” Ganti provider hanya via `.env`, tanpa refactoring kode.
193
+ - โšก **Dukungan Spektrum Integrasi Penuh**:
194
+ - ๐ŸŸก **Semi Integrasi (Redirect/Hosted)** โ€” Menghasilkan `paymentUrl` untuk redirect ke halaman checkout PG.
195
+ - ๐ŸŸข **Full Integrasi (Custom Native UI)** โ€” Mengembalikan data mentah (`vaNumber`, `qrString` EMVCo, `paymentCode`, `deeplink`) untuk dirender di UI custom.
196
+ - ๐Ÿท๏ธ **Canonical Payment Method Mapping** โ€” Gunakan kode universal (`bca_va`, `qris`, `gopay`), SDK memetakannya otomatis ke format internal provider aktif.
197
+ - ๐Ÿ“‚ **Pre-Kategorisasi (Accordion Ready)** โ€” Channel pembayaran sudah dikelompokkan per kategori (`Virtual Account`, `QRIS`, `E-Wallet`, `Retail`, `Kartu Kredit`, `Paylater`) lengkap dengan fee dan icon URL.
198
+ - ๐Ÿช **Universal Webhook Verifier** โ€” Satu endpoint untuk verifikasi dan normalisasi callback dari provider manapun. Provider terdeteksi otomatis dari struktur payload.
199
+ - ๐Ÿ›ก๏ธ **TypeScript Strong-Typed** โ€” Interface request & response terdeklarasi penuh untuk mencegah runtime error.
200
+ - ๐ŸŒ **Multi-Currency** โ€” Field `currency` untuk provider internasional (USD, EUR, GBP, dll).
201
+
202
+ ### ๐Ÿ“ฆ Provider yang Didukung
203
+
204
+ #### ๐Ÿ‡ฎ๐Ÿ‡ฉ Lokal Indonesia (10)
205
+
206
+ * **Midtrans** โ€” Snap API (Redirect/Popup) & Core API Direct Charge. Verifikasi SHA-512. `MidtransClient`.
207
+ * **Duitku** โ€” Redirect Checkout & Direct Inquiry API. Verifikasi MD5. `DuitkuClient` (Disbursement, Inquiry Rekening, Saldo).
208
+ * **iPaymu** โ€” Redirect & Direct Payment API v2. Verifikasi HMAC-SHA256. `IpaymuClient` (Cek Saldo, Cek Transaksi).
209
+ * **Xendit** โ€” Invoice v2 & Payment Requests v3. Webhook Token. `XenditClient` (Saldo, Expire Invoice, Disbursement).
210
+ * **DOKU Jokul** โ€” Checkout v1 & Direct API v2. HMAC-SHA256 + Digest. `DokuClient`.
211
+ * **PrismaLink** โ€” Checkout Page & Direct API. SHA-256. `PrismalinkClient`.
212
+ * **Faspay** โ€” Post Data Transaction (Redirect & Direct). SHA1(MD5()). `FaspayClient`.
213
+ * **Finpay** โ€” Payment Initiate & Direct API. HMAC-SHA512. `FinpayClient`.
214
+ * **Nicepay** โ€” Order Regist & One-Step API. SHA-256 merchantToken. `NicepayClient`.
215
+ * **OY! Bisnis** โ€” Payment Checkout v2 & Direct VA/QRIS. Header Auth. `OyClient` (Inquiry, Saldo, Disbursement).
216
+
217
+ #### ๐ŸŒ Internasional (9)
218
+
219
+ * **Stripe** โ€” Checkout Sessions (redirect) & Payment Intents (direct). HMAC-SHA256. `StripeClient`.
220
+ * **PayPal** โ€” Orders API v2 + OAuth2 auto-token. `PaypalClient` (Capture, Refund, Saldo).
221
+ * **Adyen** โ€” Sessions v68 (redirect) & Payments v68 (direct). HMAC-SHA256. `AdyenClient`.
222
+ * **Checkout.com** โ€” Payment Links & Payments API. HMAC-SHA256. `CheckoutComClient`.
223
+ * **Razorpay** โ€” Payment Links & Orders API. HMAC-SHA256. `RazorpayClient`.
224
+ * **Square** โ€” Payment Links & Payments API. HMAC-SHA256. `SquareClient`.
225
+ * **PayU** โ€” Orders API v2.1 + OAuth2. Verifikasi MD5/SHA-256. `PayuClient`.
226
+ * **Braintree** โ€” Drop-in UI Client Token & Transaction API. SHA1 HMAC. `BraintreeClient`.
227
+ * **2Checkout/Verifone** โ€” REST API 6.0. IPN MD5. `TwoCheckoutClient`.
228
+
229
+ ### โš™๏ธ Konfigurasi Environment Variables (`.env`)
230
+
231
+ #### Universal (Direkomendasikan)
232
+ ```env
233
+ # Provider aktif (19 pilihan tersedia)
234
+ PROVIDER_PG=midtrans
235
+
236
+ # Kredensial Universal (dipetakan otomatis per provider)
237
+ BUAYAR_API_KEY=server-key-atau-secret
238
+ BUAYAR_MERCHANT_CODE=merchant-id-atau-username
109
239
  BUAYAR_SANDBOX=true
110
240
 
111
- # Callback & Return URL (Opsional)
241
+ # Callback & Return URL
112
242
  BUAYAR_CALLBACK_URL=https://myapp.com/api/payment/webhook
113
243
  BUAYAR_RETURN_URL=https://myapp.com/payment/finish
114
244
  ```
115
245
 
116
- ### 2. Kamus Variabel Lengkap & Spesifik Provider
246
+ #### Kamus Variabel Lengkap Spesifik Provider
117
247
 
118
248
  | Variabel `.env` | Provider | Keterangan |
119
249
  | :--- | :--- | :--- |
120
- | `PROVIDER_PG` / `PG_PROVIDER` / `BUAYAR_PROVIDER` / `PAYMENT_PROVIDER` | Semua | Nama provider yang aktif (`midtrans`, `duitku`, `ipaymu`, `xendit`, `doku`, `prismalink`, `faspay`, `finpay`, `nicepay`, `oy`). |
121
- | `BUAYAR_API_KEY` / `PG_API_KEY` | Semua | Kunci API universal (Server Key Midtrans / API Key Duitku / API Key iPaymu / Secret Key Xendit / Secret Key DOKU / Secret Key PrismaLink / Password Faspay / Merchant Key Finpay / Key Nicepay / API Key OY!). |
122
- | `BUAYAR_MERCHANT_CODE` / `PG_MERCHANT_CODE` | Semua | Kode Merchant Duitku / Nomor VA iPaymu / Client ID DOKU / Merchant ID PrismaLink / Merchant ID Faspay / Merchant ID Finpay / iMid Nicepay / Username OY!. |
123
- | `BUAYAR_SANDBOX` / `PG_SANDBOX` | Semua | Mode sandbox / development (`true` atau `false`). |
124
- | `MIDTRANS_SERVER_KEY` | Midtrans | Midtrans Server Key spesifik. |
125
- | `MIDTRANS_CLIENT_KEY` | Midtrans | Midtrans Client Key spesifik. |
126
- | `DUITKU_API_KEY` | Duitku | API Key Duitku spesifik. |
127
- | `DUITKU_MERCHANT_CODE` | Duitku | Merchant Code Duitku spesifik. |
128
- | `IPAYMU_API_KEY` | iPaymu | API Key iPaymu spesifik. |
129
- | `IPAYMU_VA` | iPaymu | Nomor Virtual Account merchant iPaymu. |
130
- | `XENDIT_SECRET_KEY` | Xendit | Secret Key Xendit (`xnd_development_...` / `xnd_production_...`). |
131
- | `XENDIT_WEBHOOK_TOKEN` | Xendit | Verification Token Webhook Xendit. |
132
- | `DOKU_CLIENT_ID` | DOKU | Client ID merchant DOKU Jokul. |
133
- | `DOKU_SECRET_KEY` | DOKU | Secret Key merchant DOKU Jokul. |
134
- | `PRISMALINK_MERCHANT_ID` | PrismaLink | Merchant ID merchant PrismaLink. |
135
- | `PRISMALINK_SECRET_KEY` | PrismaLink | Secret Key merchant PrismaLink. |
136
- | `FASPAY_MERCHANT_ID` | Faspay | Merchant ID merchant Faspay (misal: `31112`). |
137
- | `FASPAY_USER_ID` | Faspay | User ID API Faspay (misal: `db31112`). |
138
- | `FASPAY_PASSWORD` | Faspay | Password API Faspay. |
139
- | `FASPAY_MERCHANT_NAME` | Faspay | Nama display merchant di Faspay. |
140
- | `FINPAY_MERCHANT_ID` | Finpay | Merchant ID merchant Finpay. |
141
- | `FINPAY_MERCHANT_KEY` | Finpay | Merchant Key / Secret Key Finpay. |
142
- | `NICEPAY_IMID` | Nicepay | Merchant ID (iMid) Nicepay (misal: `IONPAYTEST`). |
143
- | `NICEPAY_KEY` | Nicepay | Merchant Key rahasia Nicepay. |
144
- | `OY_USERNAME` | OY! Bisnis | Username akun OY! Bisnis. |
145
- | `OY_API_KEY` | OY! Bisnis | API Key OY! Bisnis. |
146
- | `STRIPE_SECRET_KEY` | Stripe | Secret Key Stripe (`sk_test_...` / `sk_live_...`). **Wajib.** |
147
- | `STRIPE_WEBHOOK_SECRET` | Stripe | Webhook Signing Secret Stripe (`whsec_...`). Wajib untuk verifikasi callback. |
148
- | `STRIPE_PUBLIC_KEY` | Stripe | Publishable Key Stripe (`pk_test_...` / `pk_live_...`). Opsional, untuk frontend. |
149
- | `BUAYAR_API_KEY` / `PG_API_KEY` / `PAYMENT_API_KEY` | Semua | API Key / Server Key universal. |
150
- | `BUAYAR_MERCHANT_CODE` / `PG_MERCHANT_CODE` | Duitku / Umum | Kode merchant dari dashboard payment gateway. |
151
- | `BUAYAR_SANDBOX` / `PG_SANDBOX` / `PAYMENT_SANDBOX` | Semua | Mode sandbox (`true` / `false`). |
152
- | `MIDTRANS_SERVER_KEY` | Midtrans | Server key rahasia Midtrans. |
153
- | `MIDTRANS_CLIENT_KEY` | Midtrans | Client key publik Midtrans. |
154
- | `MIDTRANS_MERCHANT_ID` | Midtrans | Merchant ID Midtrans (opsional). |
155
- | `MIDTRANS_IS_PRODUCTION` | Midtrans | `true` untuk production, `false` untuk sandbox. |
156
- | `DUITKU_API_KEY` | Duitku | API Key merchant Duitku. |
157
- | `DUITKU_MERCHANT_CODE` | Duitku | Kode Merchant Duitku (misal: `D1234`). |
158
- | `DUITKU_SANDBOX` | Duitku | `true` untuk sandbox Duitku. |
159
- | `BUAYAR_PROJECT_ID` / `PG_PROJECT_ID` | Custom / Extra | Project ID untuk provider masa depan yang membutuhkan project scoping. |
160
- | `BUAYAR_PUBLIC_KEY` / `BUAYAR_PRIVATE_KEY` | Custom / Extra | Public / Private asymmetric key jika dibutuhkan. |
161
-
162
- ---
163
-
164
- ## ๐Ÿ“– Panduan Penggunaan
165
-
166
- ### 1. Inisialisasi Klien (Zero-Config)
250
+ | `MIDTRANS_SERVER_KEY` / `MIDTRANS_CLIENT_KEY` | Midtrans | Server Key & Client Key |
251
+ | `DUITKU_API_KEY` / `DUITKU_MERCHANT_CODE` | Duitku | API Key & Merchant Code |
252
+ | `IPAYMU_API_KEY` / `IPAYMU_VA` | iPaymu | API Key & Nomor VA Merchant |
253
+ | `XENDIT_SECRET_KEY` / `XENDIT_WEBHOOK_TOKEN` | Xendit | Secret Key & Webhook Token |
254
+ | `DOKU_CLIENT_ID` / `DOKU_SECRET_KEY` | DOKU | Client ID & Secret Key |
255
+ | `PRISMALINK_MERCHANT_ID` / `PRISMALINK_SECRET_KEY` | PrismaLink | Merchant ID & Secret Key |
256
+ | `FASPAY_MERCHANT_ID` / `FASPAY_USER_ID` / `FASPAY_PASSWORD` | Faspay | Merchant ID, User ID & Password |
257
+ | `FASPAY_MERCHANT_NAME` | Faspay | Nama display merchant di halaman Faspay |
258
+ | `FINPAY_MERCHANT_ID` / `FINPAY_MERCHANT_KEY` | Finpay | Merchant ID & Merchant Key |
259
+ | `NICEPAY_IMID` / `NICEPAY_KEY` | Nicepay | iMid & Merchant Key |
260
+ | `OY_USERNAME` / `OY_API_KEY` | OY! Bisnis | Username & API Key |
261
+ | `STRIPE_SECRET_KEY` / `STRIPE_WEBHOOK_SECRET` / `STRIPE_PUBLIC_KEY` | Stripe | Secret Key, Webhook Secret & Publishable Key |
262
+ | `PAYPAL_CLIENT_ID` / `PAYPAL_CLIENT_SECRET` / `PAYPAL_WEBHOOK_ID` | PayPal | Client ID, Client Secret & Webhook ID |
263
+ | `ADYEN_API_KEY` / `ADYEN_MERCHANT_ACCOUNT` / `ADYEN_HMAC_KEY` | Adyen | API Key, Merchant Account & HMAC Key |
264
+ | `ADYEN_CLIENT_KEY` / `ADYEN_LIVE_URL_PREFIX` | Adyen | Client Key (frontend) & Live URL prefix (production) |
265
+ | `CHECKOUTCOM_SECRET_KEY` / `CHECKOUTCOM_PUBLIC_KEY` / `CHECKOUTCOM_WEBHOOK_SECRET` | Checkout.com | Secret Key, Public Key & Webhook Secret |
266
+ | `RAZORPAY_KEY_ID` / `RAZORPAY_KEY_SECRET` / `RAZORPAY_WEBHOOK_SECRET` | Razorpay | Key ID, Key Secret & Webhook Secret |
267
+ | `SQUARE_ACCESS_TOKEN` / `SQUARE_APPLICATION_ID` / `SQUARE_LOCATION_ID` | Square | Access Token, App ID & Location ID |
268
+ | `SQUARE_WEBHOOK_SIGNATURE_KEY` | Square | Signature Key untuk verifikasi webhook |
269
+ | `PAYU_POS_ID` / `PAYU_MD5_KEY` | PayU | POS ID (Merchant ID) & MD5 Key untuk webhook |
270
+ | `PAYU_OAUTH_CLIENT_ID` / `PAYU_OAUTH_CLIENT_SECRET` | PayU | OAuth2 Client ID & Secret untuk Bearer Token |
271
+ | `BRAINTREE_MERCHANT_ID` / `BRAINTREE_PUBLIC_KEY` / `BRAINTREE_PRIVATE_KEY` | Braintree | Merchant ID, Public Key & Private Key |
272
+ | `TWOCHECKOUT_MERCHANT_CODE` / `TWOCHECKOUT_SECRET_KEY` / `TWOCHECKOUT_SECRET_WORD` | 2Checkout | Merchant Code, Secret Key & Secret Word (IPN) |
273
+
274
+ ### ๐Ÿ“– Panduan Penggunaan
275
+
276
+ #### 1. Inisialisasi (Zero-Config)
167
277
  ```typescript
168
278
  import { buayar } from "@crediblemark/buayar";
169
-
170
279
  // Otomatis membaca konfigurasi dari process.env
171
280
  ```
172
281
 
173
- ---
174
-
175
- ### 2. Mode Semi Integrasi (Redirect / Hosted Checkout)
176
- Jika Anda ingin menyerahkan antarmuka pembayaran kepada halaman checkout bawaan Payment Gateway, cukup kosongkan parameter `paymentMethod`:
177
-
282
+ #### 2. Mode Semi Integrasi (Redirect / Hosted Checkout)
178
283
  ```typescript
179
- import { buayar } from "@crediblemark/buayar";
180
-
181
284
  const invoice = await buayar.createInvoice({
182
285
  orderId: "ORDER-1001",
183
286
  amount: 150000,
184
287
  productDetails: "Langganan Paket Pro 1 Bulan",
185
- customer: {
186
- name: "Budi Santoso",
187
- email: "budi@example.com",
188
- phone: "081234567890",
189
- },
288
+ customer: { name: "Budi Santoso", email: "budi@example.com" },
190
289
  returnUrl: "https://myapp.com/orders/ORDER-1001",
290
+ // Tanpa paymentMethod = redirect ke halaman checkout PG
191
291
  });
192
292
 
193
293
  if (invoice.success) {
194
- // Arahkan pelanggan ke URL ini:
195
- console.log("Redirect URL:", invoice.paymentUrl);
294
+ redirect(invoice.paymentUrl!);
196
295
  }
197
296
  ```
198
297
 
199
- ---
200
-
201
- ### 3. Mode Full Integrasi (Custom Native UI / Direct API)
202
- Jika Anda ingin membangun halaman checkout sendiri di dalam aplikasi tanpa redirect ke halaman luar:
203
-
204
- #### Langkah A: Ambil Daftar Metode Pembayaran (Accordion-Ready)
298
+ #### 3. Mode Full Integrasi (Custom Native UI)
205
299
  ```typescript
206
- const result = await buayar.getPaymentMethods({ amount: 150000 });
207
-
208
- // Akses daftar terkelompok untuk render komponen Accordion UI:
209
- console.log(result.categories);
210
- /*
211
- {
212
- "Virtual Account": [
213
- { code: "bca_va", paymentName: "BCA Virtual Account", paymentImage: "...", totalFee: "IDR 4,000" },
214
- { code: "mandiri_va", paymentName: "Mandiri Bill Payment", ... }
215
- ],
216
- "QRIS": [
217
- { code: "qris", paymentName: "QRIS Universal", paymentImage: "...", totalFee: "0.7%" }
218
- ],
219
- "E-Wallet": [
220
- { code: "gopay", paymentName: "GoPay", ... },
221
- { code: "shopeepay", paymentName: "ShopeePay", ... }
222
- ]
223
- }
224
- */
225
- ```
300
+ // Langkah A: Ambil daftar metode pembayaran (Accordion-Ready)
301
+ const { categories } = await buayar.getPaymentMethods({ amount: 150000 });
302
+ // categories: { "Virtual Account": [...], "QRIS": [...], "E-Wallet": [...] }
226
303
 
227
- #### Langkah B: Direct Charge saat Pelanggan Memilih Metode
228
- ```typescript
229
- // Contoh 1: Direct Virtual Account (BCA)
304
+ // Langkah B: Direct Charge dengan kode canonical
230
305
  const vaInvoice = await buayar.createInvoice({
231
306
  orderId: "ORDER-1002",
232
307
  amount: 150000,
233
- paymentMethod: "bca_va", // Canonical ID
308
+ paymentMethod: "bca_va", // kode canonical โ€” berlaku di semua provider
234
309
  productDetails: "Topup Saldo",
235
310
  customer: { name: "Budi", email: "budi@example.com" },
236
311
  });
237
312
 
238
- console.log("Nomor VA:", vaInvoice.vaNumber); // Contoh: "123456789012"
239
- console.log("Bank:", vaInvoice.vaBank); // "bca"
240
- console.log("Batas Bayar:", vaInvoice.expiresAt);
241
-
242
- // Contoh 2: Direct QRIS (Render ke Canvas / SVG QR)
243
- const qrisInvoice = await buayar.createInvoice({
244
- orderId: "ORDER-1003",
245
- amount: 50000,
246
- paymentMethod: "qris", // Canonical ID
247
- productDetails: "Kopi Kenangan",
248
- customer: { name: "Budi", email: "budi@example.com" },
249
- });
250
-
251
- console.log("Raw QRIS String (EMVCo):", qrisInvoice.qrString);
252
- console.log("URL Gambar QR:", qrisInvoice.qrCodeUrl);
253
-
254
- // Contoh 3: Gerai Retail (Indomaret / Alfamart)
255
- const retailInvoice = await buayar.createInvoice({
256
- orderId: "ORDER-1004",
257
- amount: 100000,
258
- paymentMethod: "indomaret",
259
- productDetails: "Voucher Game",
260
- customer: { name: "Budi", email: "budi@example.com" },
261
- });
262
-
263
- console.log("Kode Bayar Kasir:", retailInvoice.paymentCode);
313
+ console.log("Nomor VA:", vaInvoice.vaNumber); // "123456789012"
314
+ console.log("Bank:", vaInvoice.vaBank); // "bca"
315
+ console.log("QRIS:", vaInvoice.qrString); // Raw EMVCo string
264
316
  ```
265
317
 
266
- ---
267
-
268
- ### 4. Universal Webhook Handler
269
- Tangani callback notifikasi dari PG manapun hanya dengan 1 endpoint universal:
270
-
318
+ #### 4. Universal Webhook Handler
271
319
  ```typescript
272
- // Contoh implementasi di Express / Elysia / Next.js API Route
320
+ // Bekerja dengan Express, Elysia, Hono, Next.js App Router, dll.
273
321
  app.post("/api/payment/webhook", async (req, res) => {
274
322
  const result = await buayar.verifyWebhook(req.body, req.headers);
323
+ // Provider terdeteksi otomatis dari struktur payload
275
324
 
276
- if (!result.isValid) {
277
- return res.status(400).json({ error: "Invalid signature" });
278
- }
325
+ if (!result.isValid) return res.status(400).json({ error: "Invalid signature" });
279
326
 
280
327
  if (result.isPaid) {
281
- console.log(`โœ… Order ${result.orderId} senilai Rp${result.amount} telah LUNAS!`);
282
- // Jalankan logika aktivasi langganan / kirim produk
283
- } else if (result.isExpired) {
284
- console.log(`โฐ Order ${result.orderId} telah kedaluwarsa.`);
328
+ console.log(`โœ… Order ${result.orderId} senilai ${result.amount} telah LUNAS!`);
329
+ // Aktifkan langganan / kirim produk
285
330
  }
286
331
 
287
- // Balas respons OK ke gateway
288
332
  return res.status(200).json({ status: "OK" });
289
333
  });
290
334
  ```
291
335
 
292
- ---
336
+ #### 5. Zero-Code PG Switch
337
+ ```env
338
+ # Ganti dari Midtrans ke Stripe โ€” tanpa ubah satu baris kode pun
339
+ PROVIDER_PG=stripe
340
+ STRIPE_SECRET_KEY=sk_live_...
341
+ STRIPE_WEBHOOK_SECRET=whsec_...
342
+ ```
343
+
344
+ ### ๐Ÿท๏ธ Daftar Canonical Payment Methods
293
345
 
294
- ## ๐Ÿท๏ธ Daftar Canonical Payment Methods
295
-
296
- | Kategori | Canonical Code | Duitku Mapped Code | Midtrans Core Mapped Type |
297
- | :--- | :--- | :--- | :--- |
298
- | **Virtual Account** | `bca_va` | `BC` | `bank_transfer (bca)` |
299
- | | `mandiri_va` | `M2` | `echannel` |
300
- | | `bni_va` | `I1` | `bank_transfer (bni)` |
301
- | | `bri_va` | `BR` | `bank_transfer (bri)` |
302
- | | `permata_va` | `BT` | `bank_transfer (permata)` |
303
- | | `cimb_va` | `B1` | `bank_transfer (cimb)` |
304
- | | `danamon_va` | `DM` | `bank_transfer (danamon)` |
305
- | | `bsi_va` | `BS` | `bank_transfer (bsi)` |
306
- | | `seabank_va` | `S1` | `bank_transfer (seabank)` |
307
- | **QRIS** | `qris` | `SP` / `NQ` | `qris` |
308
- | **E-Wallet** | `gopay` | `GP` | `gopay` |
309
- | | `shopeepay` | `SA` | `shopeepay` |
310
- | | `ovo` | `OV` | `ovo` |
311
- | | `dana` | `DA` | `dana` |
312
- | | `linkaja` | `LA` | `linkaja` |
313
- | **Retail** | `alfamart` | `AL` | `cstore (alfamart)` |
314
- | | `indomaret` | `IR` | `cstore (indomaret)` |
315
- | **Kartu** | `credit_card` | `VC` | `credit_card` |
316
- | **Paylater** | `kredivo` | `KV` | `kredivo` |
317
- | | `akulaku` | `AT` | `akulaku` |
346
+ | Kategori | Canonical Code | Keterangan |
347
+ | :--- | :--- | :--- |
348
+ | **Virtual Account** | `bca_va`, `mandiri_va`, `bni_va`, `bri_va`, `permata_va`, `cimb_va`, `danamon_va`, `bsi_va`, `seabank_va` | Transfer bank via VA |
349
+ | **QRIS** | `qris`, `gopay_qris`, `shopeepay_qris`, `nobu_qris` | QRIS standar EMVCo |
350
+ | **E-Wallet** | `gopay`, `shopeepay`, `ovo`, `dana`, `linkaja`, `jenius` | Dompet digital |
351
+ | **Retail** | `alfamart`, `indomaret`, `pos` | Bayar di gerai retail |
352
+ | **Kartu Kredit** | `credit_card` | Visa, Mastercard, JCB, Amex |
353
+ | **Paylater** | `kredivo`, `akulaku`, `indodana` | Cicilan & paylater |
354
+ | **International** | `apple_pay`, `google_pay`, `paypal`, `klarna`, `sepa` | Metode internasional |
318
355
 
319
356
  ---
320
357
 
321
- ## ๐Ÿ“„ Lisensi
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+ ## ๐Ÿ“„ License / Lisensi
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+ MIT License โ€” Copyright ยฉ 2026 Rasyiqi Crediblemark.
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+ This project is licensed under the **MIT License**. You are free to use, modify, and distribute it in personal and commercial projects.
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- Proyek ini dilisensikan di bawah **MIT License**. Hak Cipta ยฉ 2026 Rasyiqi Crediblemark.
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+ Proyek ini dilisensikan di bawah **MIT License**. Bebas digunakan, dimodifikasi, dan didistribusikan untuk keperluan personal maupun komersial.