@codespar/cli 0.12.1 → 0.14.0

package/templates/bills-agent/packages/agent-core/test/engine.test.ts

@@ -0,0 +1,524 @@
+import { existsSync, readdirSync } from "node:fs";
+import { join } from "node:path";
+import { describe, expect, it } from "vitest";
+import { ESCOLA, harness, MERCADO } from "./helpers.js";
+
+const approver = { id: "usr_demo", channel: "terminal" };
+
+describe("section 4.6: the model proposes, the code executes", () => {
+  it("human mode: drafted -> awaiting_approval -> approved -> executing -> settled, with an artifact and a receipt", async () => {
+    const h = harness({ mode: "human" });
+    const draft = await h.engine.draft({ items: [{ payee: "escola", amount: 185000, description: "outubro" }] });
+    expect(draft.ok).toBe(true);
+    if (!draft.ok) return;
+    expect(draft.execution.state).toBe("awaiting_approval");
+    expect(draft.execution.items[0]).toMatchObject({ alias: "escola", beneficiary: "Escola Aurora", payee: ESCOLA, amount: 185000 });
+    expect(draft.execution.total).toBe(185000);
+
+    const approved = h.engine.approve(draft.execution.id, approver);
+    expect(approved.state).toBe("approved");
+    expect(approved.approval_id).toMatch(/^apr_/);
+    const artifact = h.store.getApproval(approved.approval_id!)!;
+    expect(artifact.approver).toEqual({ type: "person", id: "usr_demo", channel: "terminal" });
+    expect(artifact.items_hash).toBe(approved.items_hash);
+
+    const settled = await h.engine.execute(approved.id);
+    expect(settled.state).toBe("settled");
+    expect(settled.history.map((t) => t.to)).toEqual(["awaiting_approval", "approved", "executing", "settled"]);
+    expect(settled.outcomes[0]?.receipt_id).toMatch(/^rcpt_stub_/);
+    const receipts = readdirSync(join(h.bundle.dir, "receipts"));
+    expect(receipts).toHaveLength(1);
+    expect(h.bundle.readApprovals()).toHaveLength(1);
+    expect(existsSync(join(h.bundle.dir, "events.jsonl"))).toBe(true);
+    for (const event of h.bundle.readEvents()) expect(event["actor"]).toBeDefined();
+  });
+
+  it("mandate mode: drafted -> approved by the mandate -> settled, same trail shape", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    const draft = await h.engine.draft({ items: [{ payee: "escola", amount: 185000 }] });
+    if (!draft.ok) throw new Error("refused");
+    expect(draft.execution.state).toBe("approved");
+    const artifact = h.store.getApproval(draft.execution.approval_id!)!;
+    expect(artifact.approver).toEqual({ type: "mandate", id: "mdt_test_0001" });
+    const settled = await h.engine.execute(draft.execution.id);
+    expect(settled.state).toBe("settled");
+  });
+
+  it("the core computes the total; the model's number is recorded and ignored", async () => {
+    const h = harness({ mode: "human" });
+    const draft = await h.engine.draft({ items: [{ payee: "escola", amount: 10000 }, { payee: "mercado", amount: 5000 }], claimed_total: 12000 });
+    if (!draft.ok) throw new Error("refused");
+    expect(draft.execution.total).toBe(15000);
+    expect(draft.execution.model_claimed_total).toBe(12000);
+    const approved = h.engine.approve(draft.execution.id, approver);
+    expect(h.store.getApproval(approved.approval_id!)!.items.reduce((s, i) => s + i.amount, 0)).toBe(15000);
+  });
+
+  it("with model_total_mismatch: refuse, the execution is denied instead", async () => {
+    const h = harness({ mode: "human", guardrails: { model_total_mismatch: "refuse" } });
+    const draft = await h.engine.draft({ items: [{ payee: "escola", amount: 15000 }], claimed_total: 12000 });
+    if (!draft.ok) throw new Error("refused");
+    expect(draft.execution.state).toBe("denied");
+    expect(draft.execution.reason).toBe("model_total_mismatch");
+  });
+});
+
+describe("mandate limits are the core's, in both modes", () => {
+  it("per-transaction cap: denied, readable", async () => {
+    for (const mode of ["human", "mandate"] as const) {
+      const h = harness({ mode });
+      const draft = await h.engine.draft({ items: [{ payee: "escola", amount: 250001 }] });
+      if (!draft.ok) throw new Error("refused");
+      expect(draft.execution.state).toBe("denied");
+      expect(draft.execution.reason).toBe("per_tx_cap_exceeded");
+      expect(draft.execution.detail).toContain("per-payment cap");
+    }
+  });
+
+  it("window cap counts what is settled and in flight", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    for (let i = 0; i < 2; i += 1) {
+      const d = await h.engine.draft({ items: [{ payee: "escola", amount: 250000 }] });
+      if (!d.ok) throw new Error("refused");
+      await h.engine.execute(d.execution.id);
+    }
+    const third = await h.engine.draft({ items: [{ payee: "mercado", amount: 100001 }] });
+    if (!third.ok) throw new Error("refused");
+    expect(third.execution.state).toBe("denied");
+    expect(third.execution.reason).toBe("window_cap_exceeded");
+    const fits = await h.engine.draft({ items: [{ payee: "mercado", amount: 100000 }] });
+    if (!fits.ok) throw new Error("refused");
+    expect(fits.execution.state).toBe("approved");
+  });
+
+  it("payee outside the allowlist: denied in mandate, escalated in human, and never approvable", async () => {
+    const m = harness({ mode: "mandate" });
+    const denied = await m.engine.draft({ items: [{ payee: "chave-nova@banco.com", amount: 1000 }] });
+    if (!denied.ok) throw new Error("refused");
+    expect(denied.execution.state).toBe("denied");
+    expect(denied.execution.reason).toBe("beneficiary_not_allowed");
+
+    const hh = harness({ mode: "human" });
+    const escalated = await hh.engine.draft({ items: [{ payee: "chave-nova@banco.com", amount: 1000 }] });
+    if (!escalated.ok) throw new Error("refused");
+    expect(escalated.execution.state).toBe("awaiting_approval");
+    expect(escalated.execution.blocking_reasons).toEqual(["beneficiary_not_allowed"]);
+    const afterYes = hh.engine.approve(escalated.execution.id, approver);
+    expect(afterYes.state).toBe("denied");
+    expect(afterYes.reason).toBe("beneficiary_not_allowed");
+  });
+});
+
+describe("section 4.4 in the engine", () => {
+  it("amount above threshold in mandate mode goes to a human; the artifact records the trigger", async () => {
+    const h = harness({ mode: "mandate" });
+    // Make escola a known payee first, so only `amount` can fire.
+    const warm = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!warm.ok) throw new Error("refused");
+    expect(warm.execution.escalation?.trigger).toBe("new_beneficiary");
+    await h.engine.execute(h.engine.approve(warm.execution.id, approver).id);
+
+    const big = await h.engine.draft({ items: [{ payee: "escola", amount: 150001 }] });
+    if (!big.ok) throw new Error("refused");
+    expect(big.execution.state).toBe("awaiting_approval");
+    expect(big.execution.escalation?.trigger).toBe("amount");
+    const approved = h.engine.approve(big.execution.id, approver);
+    expect(h.store.getApproval(approved.approval_id!)!.escalation?.trigger).toBe("amount");
+
+    await h.engine.execute(approved.id);
+
+    // The following one, below the threshold, runs alone: a human-approved payment is not fractioning.
+    const small = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!small.ok) throw new Error("refused");
+    expect(small.execution.state).toBe("approved");
+  });
+
+  it("fractioning: five parts below the threshold escalate by the window", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: { amount: 150000 } }, guardrails: { escalate_above: { amount: 150000 } } });
+    const states: string[] = [];
+    for (let i = 0; i < 5; i += 1) {
+      const d = await h.engine.draft({ items: [{ payee: "escola", amount: 40000 }] });
+      if (!d.ok) throw new Error("refused");
+      states.push(d.execution.state);
+      if (d.execution.state === "approved") await h.engine.execute(d.execution.id);
+    }
+    expect(states).toEqual(["approved", "approved", "approved", "awaiting_approval", "awaiting_approval"]);
+  });
+
+  it("outside hours escalates, or refuses when the guardrail says so", async () => {
+    const night = new Date("2026-09-24T02:00:00Z");
+    const a = harness({ mode: "mandate", now: night, manifest: { escalate_above: { outside_hours: "22:00-07:00" } }, guardrails: { escalate_above: { outside_hours: "22:00-07:00" } } });
+    const d1 = await a.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d1.ok) throw new Error("refused");
+    expect(d1.execution.state).toBe("awaiting_approval");
+    expect(d1.execution.escalation?.trigger).toBe("outside_hours");
+
+    const b = harness({ mode: "mandate", now: night, manifest: { escalate_above: { outside_hours: "22:00-07:00" } }, guardrails: { escalate_above: { outside_hours: "22:00-07:00" }, outside_hours_action: "refuse" } });
+    const d2 = await b.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d2.ok) throw new Error("refused");
+    expect(d2.execution.state).toBe("denied");
+    expect(d2.execution.reason).toBe("outside_hours");
+  });
+});
+
+describe("section 4.7: revocation and kill switch (against the stub)", () => {
+  it("a new request after revocation is refused before drafted", async () => {
+    const h = harness({ mode: "human" });
+    h.gate.revoke("mdt_test_0001");
+    const draft = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    expect(draft).toMatchObject({ ok: false, refused_before_draft: true, reason: "mandate_revoked" });
+    expect(h.store.listExecutions()).toHaveLength(0);
+  });
+
+  it("revoked while awaiting approval: approved artifact does not help, execute answers denied", async () => {
+    const h = harness({ mode: "human" });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    const approved = h.engine.approve(d.execution.id, approver);
+    h.gate.revoke("mdt_test_0001");
+    const out = await h.engine.execute(approved.id);
+    expect(out.state).toBe("denied");
+    expect(out.reason).toBe("mandate_revoked");
+    expect(h.store.listOutbox()).toHaveLength(0);
+  });
+
+  it("org pauseAll denies with org_paused; paused mandate with mandate_paused", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    h.gate.pauseAll();
+    expect(await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] })).toMatchObject({ ok: false, reason: "org_paused" });
+    h.gate.resumeAll();
+    h.gate.pause("mdt_test_0001");
+    expect(await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] })).toMatchObject({ ok: false, reason: "mandate_paused" });
+    h.gate.resume("mdt_test_0001");
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    expect(d.ok && d.execution.state).toBe("approved");
+  });
+
+  it("revoked while executing: reconciled from the rail, not cancelled", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    const attempt = `att_${d.execution.idempotency_key.slice(4)}_0`;
+    // The provider took the payment and answered late: uncertain now, in flight on the first lookup, settled on the second.
+    const h2 = harness({ mode: "mandate", dir: h.dir, manifest: { escalate_above: {} }, guardrails: { escalate_above: {} }, rail: { uncertainOnce: [attempt], inFlightThenSettled: [attempt] } });
+    const stuck = await h2.engine.execute(d.execution.id);
+    expect(stuck.state).toBe("executing");
+    h2.gate.revoke("mdt_test_0001");
+    expect((await h2.engine.reconcile(stuck.id)).state).toBe("executing");
+    const closed = await h2.engine.reconcile(stuck.id);
+    expect(closed.state).toBe("settled");
+    expect(h2.rail.payCount).toBe(0);
+  });
+});
+
+describe("section 10: idempotency, restart, reconcile", () => {
+  it("killing after the rail accepted and resuming gives one payment and one receipt", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} }, rail: { afterDispatch: () => { throw new Error("SIGKILL simulated after dispatch"); } } });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    await expect(h.engine.execute(d.execution.id)).rejects.toThrow("SIGKILL");
+    const stuck = h.store.getExecution(d.execution.id)!;
+    expect(stuck.state).toBe("executing");
+    expect(h.store.listOutbox({ status: ["sent"] })).toHaveLength(1);
+
+    // A fresh process over the same state.db.
+    const resumed = harness({ mode: "mandate", dir: h.dir, manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    const done = await resumed.engine.reconcile(stuck.id);
+    expect(done.state).toBe("settled");
+    expect(readdirSync(join(resumed.bundle.dir, "receipts"))).toHaveLength(1);
+    // Exactly one attempt reached the rail, ever.
+    expect(resumed.store.stubRailGet(`att_${stuck.idempotency_key.slice(4)}_0`)).toBeDefined();
+    const events = resumed.store.listEvents({ execution_id: stuck.id }).filter((e) => e.type === "commerce.payment.succeeded");
+    expect(events).toHaveLength(1);
+  });
+
+  it("an uncertain outcome is never retried blind: it stays executing, marked unresolved, until the rail answers", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    const attempt = `att_${d.execution.idempotency_key.slice(4)}_0`;
+    const flaky = harness({ mode: "mandate", dir: h.dir, manifest: { escalate_above: {} }, guardrails: { escalate_above: {} }, rail: { uncertainOnce: [attempt] } });
+    const stuck = await flaky.engine.execute(d.execution.id);
+    expect(stuck.state).toBe("executing");
+    expect(stuck.reason).toBe("rail_uncertain");
+    expect(flaky.store.stubRailGet(attempt)).toBeUndefined();
+    const still = await flaky.engine.reconcile(stuck.id);
+    expect(still.state).toBe("executing");
+    expect(still.outcomes).toHaveLength(0);
+    expect(flaky.rail.payCount).toBe(0);
+  });
+
+  it("duplicate and out-of-order rail events settle once", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    const attempt = `att_${d.execution.idempotency_key.slice(4)}_0`;
+    const flaky = harness({ mode: "mandate", dir: h.dir, manifest: { escalate_above: {} }, guardrails: { escalate_above: {} }, rail: { uncertainOnce: [attempt] } });
+    const stuck = await flaky.engine.execute(d.execution.id);
+    expect(stuck.state).toBe("executing");
+    const paid = { event_id: "evt_paid_1", type: "commerce.payment.succeeded", attempt_id: attempt };
+    expect(flaky.engine.ingestExternalEvent(paid)).toEqual({ applied: true, reason: "settled" });
+    expect(flaky.engine.ingestExternalEvent(paid)).toEqual({ applied: false, reason: "duplicate event id" });
+    expect(flaky.engine.ingestExternalEvent({ event_id: "evt_created_late", type: "commerce.payment.created", attempt_id: attempt })).toMatchObject({ applied: false });
+    expect(flaky.engine.ingestExternalEvent({ event_id: "evt_paid_2", type: "commerce.payment.succeeded", attempt_id: attempt })).toMatchObject({ applied: false, reason: "execution already settled" });
+    expect(flaky.store.getExecution(stuck.id)!.state).toBe("settled");
+    expect(flaky.store.listEvents({ execution_id: stuck.id }).filter((e) => e.type === "execution.transition" && (e.payload as { to: string }).to === "settled")).toHaveLength(1);
+  });
+
+  it("a failed rail answer closes as failed with the code, and a second draft to the same payee is a new execution", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} }, rail: { refusePayees: [MERCADO] } });
+    const d = await h.engine.draft({ items: [{ payee: "mercado", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    const failed = await h.engine.execute(d.execution.id);
+    expect(failed.state).toBe("failed");
+    expect(failed.detail).toContain("psp_dispatch_failed");
+  });
+
+  it("a stale open execution expires", async () => {
+    const h = harness({ mode: "human" });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    h.setNow(new Date(h.now.getTime() + 16 * 60 * 1000));
+    const expired = h.engine.expireStale();
+    expect(expired.map((e) => e.state)).toEqual(["expired"]);
+  });
+
+  it("the items_hash is recomputed before executing; a changed list goes back to awaiting_approval", async () => {
+    const h = harness({ mode: "human" });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    const approved = h.engine.approve(d.execution.id, approver);
+    // Tamper with the persisted list after approval, the way a bug or an attacker would.
+    h.store.saveExecution({ ...approved, items: [{ ...approved.items[0]!, amount: 999999 }] });
+    const back = await h.engine.execute(approved.id);
+    expect(back.state).toBe("awaiting_approval");
+    expect(back.reason).toBe("items_hash_mismatch");
+    expect(back.approval_id).toBeUndefined();
+    expect(h.store.listOutbox()).toHaveLength(0);
+  });
+});
+
+describe("the policy runs at every gate, not only at draft (review of PR #1)", () => {
+  it("two drafts each inside the window cap cannot both settle: the second is refused by the reservation, and the last gate refuses what slipped past", async () => {
+    const h = harness({ mode: "human" });
+    const a = await h.engine.draft({ items: [{ payee: "escola", amount: 240000 }, { payee: "mercado", amount: 160000 }] }); // 400000
+    if (!a.ok) throw new Error("refused");
+    expect(a.execution.state).toBe("awaiting_approval");
+    const b = await h.engine.draft({ items: [{ payee: "funcionaria", amount: 200000 }, { payee: "mercado", amount: 100000 }] }); // 300000
+    if (!b.ok) throw new Error("refused");
+    expect(b.execution.state).toBe("denied");
+    expect(b.execution.reason).toBe("window_cap_exceeded");
+
+    // What slipped past: an approved execution whose window filled up before it ran (another process settled 300000 meanwhile).
+    const approvedA = h.engine.approve(a.execution.id, approver);
+    expect(approvedA.state).toBe("approved");
+    const foreign = { ...approvedA, id: "exe_other_process", state: "settled" as const, total: 300000, approval_id: undefined, history: [] };
+    h.store.saveExecution(foreign as never);
+    const last = await h.engine.execute(approvedA.id);
+    expect(last.state).toBe("denied");
+    expect(last.reason).toBe("window_cap_exceeded");
+    expect(h.store.listOutbox()).toHaveLength(0);
+    expect(h.engine.list({ state: "settled" }).reduce((s, e) => s + e.total, 0)).toBe(300000);
+  });
+
+  it("a list tampered after approval goes back to awaiting_approval, and a yes on the tampered list is refused by the policy, not re-approved", async () => {
+    const h = harness({ mode: "human" });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    const approved = h.engine.approve(d.execution.id, approver);
+    h.store.saveExecution({ ...approved, items: [{ ...approved.items[0]!, beneficiary: "atacante", payee: "pix@atacante.example.com" }] });
+    const back = await h.engine.execute(approved.id);
+    expect(back.state).toBe("awaiting_approval");
+    expect(back.reason).toBe("items_hash_mismatch");
+    const afterYes = h.engine.approve(back.id, approver);
+    expect(afterYes.state).toBe("denied");
+    expect(afterYes.reason).toBe("beneficiary_not_allowed");
+    expect(h.store.listOutbox()).toHaveLength(0);
+  });
+
+  it("a mandate-approved execution re-checks escalate_above at the last gate; a person's approval satisfies it", async () => {
+    // Approved by the mandate during the day, executed at night: back to a human.
+    const day = new Date("2026-09-23T18:00:00Z");
+    const h = harness({ mode: "mandate", now: day, manifest: { escalate_above: { outside_hours: "22:00-07:00" } }, guardrails: { escalate_above: { outside_hours: "22:00-07:00" }, approval_ttl_minutes: 24 * 60 } });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    expect(d.execution.state).toBe("approved");
+    h.setNow(new Date("2026-09-24T02:00:00Z"));
+    const night = await h.engine.execute(d.execution.id);
+    expect(night.state).toBe("awaiting_approval");
+    expect(night.escalation?.trigger).toBe("outside_hours");
+    const settled = await h.engine.execute(h.engine.approve(night.id, approver).id);
+    expect(settled.state).toBe("settled");
+  });
+});
+
+describe("reconcile never re-dispatches (review of PR #1)", () => {
+  async function stuckExecution(rail: import("../src/stubs/rail.js").StubRailOptions | undefined) {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    const attempt = `att_${d.execution.idempotency_key.slice(4)}_0`;
+    const flaky = harness({ mode: "mandate", dir: h.dir, manifest: { escalate_above: {} }, guardrails: { escalate_above: {} }, rail: { uncertainOnce: [attempt], ...(rail ?? {}), inFlightThenSettled: [attempt] } });
+    const stuck = await flaky.engine.execute(d.execution.id);
+    expect(stuck.state).toBe("executing");
+    expect(stuck.reason).toBe("rail_uncertain");
+    return { h: flaky, stuck, attempt };
+  }
+
+  it("in flight, then settled: two reconciles, zero new payments", async () => {
+    const { h, stuck, attempt } = await stuckExecution(undefined);
+    const paysBefore = h.rail.payCount;
+    const first = await h.engine.reconcile(stuck.id);
+    expect(first.state).toBe("executing");
+    expect(first.detail).toContain("in_flight");
+    expect(h.rail.payCount).toBe(paysBefore);
+    expect(h.store.stubRailGet(attempt)).toBeUndefined();
+    const second = await h.engine.reconcile(stuck.id);
+    expect(second.state).toBe("settled");
+    expect(h.rail.payCount).toBe(paysBefore);
+    expect(h.store.listOutbox()[0]?.status).toBe("done");
+  });
+
+  it("unknown to the rail after the outbox was sent: stays executing for a human, nothing re-sent", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    const attempt = `att_${d.execution.idempotency_key.slice(4)}_0`;
+    const flaky = harness({ mode: "mandate", dir: h.dir, manifest: { escalate_above: {} }, guardrails: { escalate_above: {} }, rail: { uncertainOnce: [attempt] } });
+    const stuck = await flaky.engine.execute(d.execution.id);
+    expect(stuck.state).toBe("executing");
+    const again = await flaky.engine.reconcile(stuck.id);
+    expect(again.state).toBe("executing");
+    expect(again.reason).toBe("rail_uncertain");
+    expect(flaky.rail.payCount).toBe(0);
+    expect(flaky.store.stubRailGet(attempt)).toBeUndefined();
+  });
+
+  it("outbox still pending (crash before any call): the attempts go out once, under the same ids", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} }, rail: { afterDispatch: () => { throw new Error("crash"); } } });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    // Simulate a crash between the transaction and the first call: rewind the outbox to pending.
+    await expect(h.engine.execute(d.execution.id)).rejects.toThrow("crash");
+    const fresh = harness({ mode: "mandate", dir: h.dir, manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    expect(fresh.store.getOutbox(d.execution.idempotency_key)?.status).toBe("sent");
+    const closed = await fresh.engine.reconcile(d.execution.id);
+    expect(closed.state).toBe("settled");
+    expect(fresh.rail.payCount).toBe(0);
+  });
+});
+
+describe("a multi-item execution closes only when every attempt has its outcome (review of PR #1)", () => {
+  it("one rail event settles one attempt; the second closes the execution and the outbox", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }, { payee: "mercado", amount: 2000 }] });
+    if (!d.ok) throw new Error("refused");
+    const a0 = `att_${d.execution.idempotency_key.slice(4)}_0`;
+    const a1 = `att_${d.execution.idempotency_key.slice(4)}_1`;
+    const flaky = harness({ mode: "mandate", dir: h.dir, manifest: { escalate_above: {} }, guardrails: { escalate_above: {} }, rail: { uncertainOnce: [a0, a1] } });
+    const stuck = await flaky.engine.execute(d.execution.id);
+    expect(stuck.state).toBe("executing");
+    expect(flaky.engine.ingestExternalEvent({ event_id: "e0", type: "commerce.payment.succeeded", attempt_id: a0 })).toMatchObject({ applied: true });
+    expect(flaky.store.getExecution(stuck.id)!.state).toBe("executing");
+    expect(flaky.store.getOutbox(stuck.idempotency_key)!.status).toBe("sent");
+    expect(flaky.engine.ingestExternalEvent({ event_id: "e0", type: "commerce.payment.succeeded", attempt_id: a0 })).toMatchObject({ applied: false, reason: "duplicate event id" });
+    expect(flaky.engine.ingestExternalEvent({ event_id: "e1", type: "commerce.payment.succeeded", attempt_id: a1 })).toEqual({ applied: true, reason: "settled" });
+    expect(flaky.store.getExecution(stuck.id)!.state).toBe("settled");
+    expect(flaky.store.getOutbox(stuck.idempotency_key)!.status).toBe("done");
+  });
+});
+
+describe("probes named in the second review: the mandate can change between approve and execute", () => {
+  it("(a) the mandate was tightened to a smaller per-payment cap: the last gate refuses", async () => {
+    const h = harness({ mode: "human" });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 200000 }] });
+    if (!d.ok) throw new Error("refused");
+    const approved = h.engine.approve(d.execution.id, approver);
+    // A new process reads the tightened mandate (same version: an operator lowered the cap in place).
+    const tightened = harness({ mode: "human", dir: h.dir, mandate: { per_tx_cap_minor: 100000 } });
+    const out = await tightened.engine.execute(approved.id);
+    expect(out.state).toBe("denied");
+    expect(out.reason).toBe("per_tx_cap_exceeded");
+    expect(tightened.store.listOutbox()).toHaveLength(0);
+  });
+
+  it("(a') the mandate was re-signed (new version): the old artifact no longer matches, and the yes that follows is judged again", async () => {
+    const h = harness({ mode: "human" });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 200000 }] });
+    if (!d.ok) throw new Error("refused");
+    const approved = h.engine.approve(d.execution.id, approver);
+    const resigned = harness({ mode: "human", dir: h.dir, mandate: { version: 2, per_tx_cap_minor: 100000 } });
+    const back = await resigned.engine.execute(approved.id);
+    expect(back.state).toBe("awaiting_approval");
+    expect(back.reason).toBe("mandate_changed");
+    expect(back.mandate).toEqual({ id: "mdt_test_0001", version: 2 });
+    const afterYes = resigned.engine.approve(back.id, approver);
+    expect(afterYes.state).toBe("denied");
+    expect(afterYes.reason).toBe("per_tx_cap_exceeded");
+  });
+
+  it("(c) the payee left the allowlist between approve and execute: denied, nothing sent", async () => {
+    const h = harness({ mode: "human" });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    const approved = h.engine.approve(d.execution.id, approver);
+    const narrowed = harness({ mode: "human", dir: h.dir, mandate: { merchant_allowlist: [MERCADO], beneficiaries: [{ alias: "mercado", name: "Mercado do Bairro", payee: MERCADO }] } });
+    const out = await narrowed.engine.execute(approved.id);
+    expect(out.state).toBe("denied");
+    expect(out.reason).toBe("beneficiary_not_allowed");
+    expect(narrowed.store.listOutbox()).toHaveLength(0);
+    expect(narrowed.rail.payCount).toBe(0);
+  });
+});
+
+describe("reconcile is read-only; only resume dispatches, and only a pending outbox", () => {
+  it("outbox sent + lookup absent: reconcile never calls rail.pay and records execution.uncertain", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    const attempt = `att_${d.execution.idempotency_key.slice(4)}_0`;
+    const flaky = harness({ mode: "mandate", dir: h.dir, manifest: { escalate_above: {} }, guardrails: { escalate_above: {} }, rail: { uncertainOnce: [attempt] } });
+    const stuck = await flaky.engine.execute(d.execution.id);
+    expect(flaky.store.getOutbox(stuck.idempotency_key)?.status).toBe("sent");
+    const pays = flaky.rail.payCount;
+    const still = await flaky.engine.reconcile(stuck.id);
+    expect(still.state).toBe("executing");
+    expect(flaky.rail.payCount).toBe(pays);
+    expect(flaky.store.stubRailGet(attempt)).toBeUndefined();
+    expect(flaky.store.listEvents({ execution_id: stuck.id }).some((e) => e.type === "execution.uncertain")).toBe(true);
+  });
+
+  it("outbox pending: reconcile leaves it; resumePending dispatches once", async () => {
+    const h = harness({ mode: "mandate", manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }] });
+    if (!d.ok) throw new Error("refused");
+    // Rewind the row to what a crash between the transaction and the first call leaves behind.
+    const armed = harness({ mode: "mandate", dir: h.dir, manifest: { escalate_above: {} }, guardrails: { escalate_above: {} }, rail: { afterDispatch: () => { throw new Error("crash"); } } });
+    await expect(armed.engine.execute(d.execution.id)).rejects.toThrow("crash");
+    armed.store.updateOutbox(d.execution.idempotency_key, "pending", undefined, "2026-09-23T18:00:00.000Z");
+    const fresh = harness({ mode: "mandate", dir: h.dir, manifest: { escalate_above: {} }, guardrails: { escalate_above: {} } });
+    const left = await fresh.engine.reconcile(d.execution.id);
+    expect(left.state).toBe("executing");
+    expect(fresh.rail.payCount).toBe(0);
+    const closed = await fresh.engine.resumePending(d.execution.id);
+    expect(closed.state).toBe("settled");
+  });
+});
+
+describe("multi-item partial failure is named item by item", () => {
+  it("first item settles with its receipt, second is refused: execution failed, outcomes and approval name both", async () => {
+    const h = harness({ mode: "human", rail: { refusePayees: [MERCADO] } });
+    const d = await h.engine.draft({ items: [{ payee: "escola", amount: 1000 }, { payee: "mercado", amount: 2000 }] });
+    if (!d.ok) throw new Error("refused");
+    const out = await h.engine.execute(h.engine.approve(d.execution.id, approver).id);
+    expect(out.state).toBe("failed");
+    expect(out.outcomes).toEqual([
+      expect.objectContaining({ index: 0, status: "settled", receipt_id: expect.stringMatching(/^rcpt_stub_/) }),
+      expect.objectContaining({ index: 1, status: "failed", error: expect.stringContaining("psp_dispatch_failed") }),
+    ]);
+    expect(readdirSync(join(h.bundle.dir, "receipts"))).toHaveLength(1);
+    expect(h.bundle.readApprovals()[0]?.items.map((i) => i.payee)).toEqual([ESCOLA, MERCADO]);
+    expect(h.store.getOutbox(out.idempotency_key)?.status).toBe("failed");
+    expect(h.store.getOutbox(out.idempotency_key)?.response).toEqual(out.outcomes);
+  });
+});

package/templates/bills-agent/packages/agent-core/test/escalate.test.ts

@@ -0,0 +1,42 @@
+import { describe, expect, it } from "vitest";
+import { evaluateEscalation, isOutsideHours, localClock } from "../src/escalate.js";
+import { GuardrailsSchema } from "../src/guardrails.js";
+import type { ExecutionItem } from "../src/types.js";
+
+const rule = { amount: 150000, new_beneficiary: true, outside_hours: "22:00-07:00" };
+const guardrails = GuardrailsSchema.parse({ approval: "mandate", escalate_above: rule, velocity: { window_hours: 24 } });
+const item = (payee: string, amount: number): ExecutionItem => ({ beneficiary: payee, payee, amount, currency: "BRL" });
+// 15:00 in Sao Paulo (UTC-3) is 18:00Z.
+const afternoon = new Date("2026-09-23T18:00:00Z");
+const ctx = (over: Partial<Parameters<typeof evaluateEscalation>[3]> = {}) => ({ now: afternoon, timezone: "America/Sao_Paulo", knownPayees: new Set(["escola@x"]), recentByPayee: new Map(), ...over });
+
+describe("section 4.4: escalate_above only tightens", () => {
+  it("amount above the threshold escalates, below it does not", () => {
+    expect(evaluateEscalation(rule, guardrails, [item("escola@x", 150001)], ctx())?.trigger).toBe("amount");
+    expect(evaluateEscalation(rule, guardrails, [item("escola@x", 150000)], ctx())).toBeUndefined();
+  });
+
+  it("fractioning: parts below the threshold add up inside the velocity window", () => {
+    const recent = new Map([["escola@x", 120000]]);
+    const out = evaluateEscalation(rule, guardrails, [item("escola@x", 40000)], ctx({ recentByPayee: recent }));
+    expect(out?.trigger).toBe("amount");
+    expect(out?.detail).toContain("add up");
+  });
+
+  it("first payment to a payee escalates; the second does not", () => {
+    expect(evaluateEscalation(rule, guardrails, [item("mercado@x", 1000)], ctx())?.trigger).toBe("new_beneficiary");
+    expect(evaluateEscalation(rule, guardrails, [item("escola@x", 1000)], ctx())).toBeUndefined();
+  });
+
+  it("outside hours escalates, and the window crosses midnight", () => {
+    const night = new Date("2026-09-24T02:00:00Z"); // 23:00 in Sao Paulo
+    expect(localClock(night, "America/Sao_Paulo")).toBe("23:00");
+    expect(isOutsideHours("22:00-07:00", night, "America/Sao_Paulo")).toBe(true);
+    expect(isOutsideHours("22:00-07:00", afternoon, "America/Sao_Paulo")).toBe(false);
+    expect(evaluateEscalation(rule, guardrails, [item("escola@x", 1000)], ctx({ now: night }))?.trigger).toBe("outside_hours");
+  });
+
+  it("no rule, no escalation", () => {
+    expect(evaluateEscalation(undefined, guardrails, [item("x", 10_000_000)], ctx())).toBeUndefined();
+  });
+});