@coderoftime/fints 0.1.0 → 0.2.0

package/dist/core/transport.js.map

@@ -1 +1 @@
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package/dist/formats/camt.d.ts

@@ -1,12 +1,32 @@
 import { Transaction, type TransactionStatus } from '../core/transaction.js';
-/** Parser for ISO 20022 camt.052 and camt.053 account reports. */
+import { RecordBudget } from './record-budget.js';
+/** One report (camt.052), statement (camt.053) or notification (camt.054): the entries of one account. */
+export interface CamtStatement {
+    /** The bank's identification of the statement (`Id`). */
+    readonly reference: string | undefined;
+    /** The account the statement is for: its IBAN, or the bank's other identification of it where it states none. */
+    readonly accountId: string | undefined;
+    /** The currency of the account, where the statement states it. */
+    readonly currency: string | undefined;
+    /** The transactions of the statement, in the order the bank lists them. */
+    readonly transactions: readonly Transaction[];
+}
+/** Parser for ISO 20022 camt.052, camt.053 and camt.054 account reports, statements and notifications. */
 export declare const Camt: Readonly<{
     /**
-     * Parses all entries; throws `FormatError` for malformed XML, and for an entry without amount, currency, credit/debit
-     * indicator or date.
+     * Parses the transactions of all statements in one list, which does not tell the account of each: a document may hold
+     * statements of several accounts, which `parse` keeps apart. Throws as `parse` does.
+     */
+    parseTransactions(xml: string, status?: TransactionStatus): Transaction[];
+    /**
+     * Parses all statements, each with the account it is for. Throws `FormatError` for malformed XML, for a document
+     * without any statement, for an entry without amount, currency, credit/debit indicator or date, for a date it cannot
+     * read, and for more than 200,000 statements and transactions.
      *
      * `status` overrides the booking status stated in the entries.
      */
-    parseTransactions(xml: string, status?: TransactionStatus): Transaction[];
+    parse(xml: string, status?: TransactionStatus): CamtStatement[];
 }>;
+/** `Camt.parse`, which takes each statement and transaction from `budget`, before it builds it. */
+export declare function parseCamt(xml: string, status: TransactionStatus | undefined, budget: RecordBudget): CamtStatement[];
 //# sourceMappingURL=camt.d.ts.map

package/dist/formats/camt.d.ts.map

@@ -1 +1 @@
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+{"version":3,"file":"camt.d.ts","sourceRoot":"","sources":["../../src/formats/camt.ts"],"names":[],"mappings":"AACA,OAAO,EAAE,WAAW,EAAE,KAAK,iBAAiB,EAAE,MAAM,wBAAwB,CAAC;AAI7E,OAAO,EAAE,YAAY,EAAE,MAAM,oBAAoB,CAAC;AAGlD,0GAA0G;AAC1G,MAAM,WAAW,aAAa;IAC5B,yDAAyD;IACzD,QAAQ,CAAC,SAAS,EAAE,MAAM,GAAG,SAAS,CAAC;IACvC,iHAAiH;IACjH,QAAQ,CAAC,SAAS,EAAE,MAAM,GAAG,SAAS,CAAC;IACvC,kEAAkE;IAClE,QAAQ,CAAC,QAAQ,EAAE,MAAM,GAAG,SAAS,CAAC;IACtC,2EAA2E;IAC3E,QAAQ,CAAC,YAAY,EAAE,SAAS,WAAW,EAAE,CAAC;CAC/C;AAKD,0GAA0G;AAC1G,eAAO,MAAM,IAAI;IACf;;;OAGG;2BACoB,MAAM,WAAW,iBAAiB,GAAG,WAAW,EAAE;IAIzE;;;;;;OAMG;eACQ,MAAM,WAAW,iBAAiB,GAAG,aAAa,EAAE;EAG/D,CAAC;AAEH,mGAAmG;AACnG,wBAAgB,SAAS,CAAC,GAAG,EAAE,MAAM,EAAE,MAAM,EAAE,iBAAiB,GAAG,SAAS,EAAE,MAAM,EAAE,YAAY,GAAG,aAAa,EAAE,CAiBnH"}

package/dist/formats/camt.js

@@ -1,33 +1,68 @@
 import { Amount } from '../core/amount.js';
 import { Transaction } from '../core/transaction.js';
-import { parseIsoDate } from '../util/dates.js';
-import { FormatError } from '../util/errors.js';
+import { germanDay, parseIsoDate, parseIsoMoment } from '../util/dates.js';
+import { fail, FormatError } from '../util/errors.js';
 import { parseXml } from '../util/xml.js';
+import { RecordBudget } from './record-budget.js';
 import { providedReference, SepaPurpose } from './sepa-purpose.js';
-/** Parser for ISO 20022 camt.052 and camt.053 account reports. */
+/** Local names of the elements of a document that hold the entries of one account. */
+const statementNames = new Set(['Rpt', 'Stmt', 'Ntfctn']);
+/** Parser for ISO 20022 camt.052, camt.053 and camt.054 account reports, statements and notifications. */
 export const Camt = Object.freeze({
     /**
-     * Parses all entries; throws `FormatError` for malformed XML, and for an entry without amount, currency, credit/debit
-     * indicator or date.
+     * Parses the transactions of all statements in one list, which does not tell the account of each: a document may hold
+     * statements of several accounts, which `parse` keeps apart. Throws as `parse` does.
+     */
+    parseTransactions(xml, status) {
+        return Camt.parse(xml, status).flatMap((s) => [...s.transactions]);
+    },
+    /**
+     * Parses all statements, each with the account it is for. Throws `FormatError` for malformed XML, for a document
+     * without any statement, for an entry without amount, currency, credit/debit indicator or date, for a date it cannot
+     * read, and for more than 200,000 statements and transactions.
      *
      * `status` overrides the booking status stated in the entries.
      */
-    parseTransactions(xml, status) {
-        const root = parseXml(xml.trim());
-        return root.descendantsNamed('Ntry').flatMap((entry) => new CamtEntry(entry, status).transactions());
+    parse(xml, status) {
+        return parseCamt(xml, status, new RecordBudget());
     },
 });
+/** `Camt.parse`, which takes each statement and transaction from `budget`, before it builds it. */
+export function parseCamt(xml, status, budget) {
+    const root = parseXml(xml.trim());
+    const statements = root.childElements.flatMap((message) => message.childElements.filter((c) => statementNames.has(c.localName)));
+    if (statements.length === 0)
+        throw new FormatError('camt document without report, statement or notification');
+    return statements.map((statement) => {
+        budget.take();
+        const account = statement.child('Acct');
+        const entries = statement.childrenNamed('Ntry');
+        return Object.freeze({
+            reference: statement.textAt(['Id']),
+            accountId: account?.textAt(['Id', 'IBAN']) ?? account?.textAt(['Id', 'Othr', 'Id']),
+            currency: account?.textAt(['Ccy']),
+            transactions: Object.freeze(entries.flatMap((entry) => new CamtEntry(entry, status, budget).transactions())),
+        });
+    });
+}
 /** Width of the purpose lines banks cut the remittance information into, as in MT940 and DTAUS. */
 const cutLineLength = 35;
 /**
- * One booking (`Ntry`) of a report; a batch booking yields one transaction per transaction detail (`TxDtls`) when every
- * detail states its amount.
+ * The SEPA keywords of `purposeCodes` that count only where the bank states them apart, as `endToEndId`, `mandateId`
+ * and `creditorId`: in the remittance text, which the payer or the payee writes, a creditor ID or mandate reference
+ * could be that of a creditor the app trusts.
+ */
+const keywordsStatedApart = new Set(['EREF', 'MREF', 'CRED']);
+/**
+ * One booking (`Ntry`) of a report; a batch booking yields one transaction per transaction detail (`TxDtls`) when the
+ * details state their amounts and these add up to the booked amount.
  *
  * Nothing is guessed: what the entry lacks, and what the reader needs, is a `FormatError`. The one exception is the
  * value date, which `Transaction.valueDate` requires: an entry with a booking date only takes that.
  */
 class CamtEntry {
     entry;
+    budget;
     amountElement;
     currency;
     debit;
@@ -35,10 +70,13 @@ class CamtEntry {
     status;
     bookingDate;
     valueDate;
+    bookingText;
+    bankReference;
     /** German banks send `transaction type+GVC+prima nota`, for example `NDDT+105+9310`. */
     proprietaryCode;
-    constructor(entry, forcedStatus) {
+    constructor(entry, forcedStatus, budget) {
         this.entry = entry;
+        this.budget = budget;
         this.amountElement = entry.child('Amt') ?? fail('camt entry without amount');
         this.currency = this.amountElement.getAttribute('Ccy') ?? fail('camt amount without currency');
         this.debit = debitIndicator(entry.textAt(['CdtDbtInd'])) ?? fail('camt entry without credit/debit indicator');
@@ -46,6 +84,8 @@ class CamtEntry {
         this.status = forcedStatus ?? this.statusOfEntry();
         this.bookingDate = dateOf(entry.child('BookgDt'));
         this.valueDate = dateOf(entry.child('ValDt')) ?? this.bookingDate ?? fail('camt entry without date');
+        this.bookingText = entry.textAt(['AddtlNtryInf']);
+        this.bankReference = entry.textAt(['AcctSvcrRef']);
         this.proprietaryCode = entry.textAt(['BkTxCd', 'Prtry', 'Cd'])?.split('+') ?? [];
     }
     statusOfEntry() {
@@ -53,42 +93,49 @@ class CamtEntry {
         return code === 'PDNG' || code === 'INFO' ? 'pending' : 'booked';
     }
     transactions() {
-        const total = Amount.parseDecimal(this.amountElement.innerText, this.currency);
-        const details = this.entry.descendantsNamed('TxDtls');
+        const total = amountOf(this.amountElement, this.currency);
+        const details = this.entry.childrenNamed('NtryDtls').flatMap((d) => d.childrenNamed('TxDtls'));
         if (details.length <= 1)
             return [this.transaction(details[0], total, this.debit)];
+        // A batch is split only into details that make up its booking: each states its amount, and they add up to the
+        // booked one, in its currency. It stays one booking otherwise, without the details of any one of them, which would
+        // describe the others wrongly.
+        const booking = this.transaction(undefined, total, this.debit);
         const amounts = details.map((detail) => detail.at(['AmtDtls', 'TxAmt', 'Amt']) ?? detail.child('Amt'));
-        // Without the amount of every detail the batch cannot be split. It stays one booking then, without the details of
-        // any one of them, which would describe the others wrongly.
         if (amounts.includes(undefined))
-            return [this.transaction(undefined, total, this.debit)];
-        return details.map((detail, i) => {
-            const amount = amounts[i];
-            return this.transaction(detail, Amount.parseDecimal(amount.innerText, amount.getAttribute('Ccy') ?? this.currency), 
-            // A detail may book in the other direction than the batch as a whole.
-            debitIndicator(detail.textAt(['CdtDbtInd'])) ?? this.debit);
-        });
+            return [booking];
+        const split = details.map((detail, i) => this.transaction(detail, amountOf(amounts[i], this.currency), 
+        // A detail may book in the other direction than the batch as a whole.
+        debitIndicator(detail.textAt(['CdtDbtInd'])) ?? this.debit));
+        return addUpTo(split, booking) ? split : [booking];
     }
     /** A transaction of `amount`, booked as a debit if `debit`, with what `details` tell about it. */
     transaction(details, amount, debit) {
+        this.budget.take();
         const parties = details?.child('RltdPties');
         const agents = details?.child('RltdAgts');
         // The related parties describe the original operation, which a reversal books the other way round (ISO 20022
         // `RvslInd`: with `CRDT` the original operation was a debit, with `DBIT` a credit).
         const originalDebit = debit !== this.reversal;
         const counterparty = originalDebit ? 'Cdtr' : 'Dbtr';
-        const lines = (details?.descendantsNamed('Ustrd') ?? [])
-            .map((line) => line.innerText.trim())
-            .filter((text) => text !== '');
-        const purposeParts = lines.map((line, i) => (i > 0 && lines[i - 1].length !== cutLineLength ? ` ${line}` : line));
-        const purpose = purposeParts.join('');
+        const lines = (details?.child('RmtInf')?.childrenNamed('Ustrd') ?? [])
+            .map((line) => line.innerText)
+            .filter((text) => text.trim() !== '');
+        // A line of 35 characters goes on in the next one as it is, maybe in the middle of a word or before a blank; any
+        // other line ends a phrase, which the next one follows after a blank.
+        const cut = (i) => lines[i]?.length === cutLineLength;
+        const purposeParts = lines.map((line, i) => {
+            const part = cut(i) ? line : line.trimEnd();
+            return i === 0 || cut(i - 1) ? part : ` ${part.trimStart()}`;
+        });
+        const purpose = purposeParts.join('').trim();
         const keywords = SepaPurpose.parseParts(purposeParts);
         const endToEndId = providedReference(details?.textAt(['Refs', 'EndToEndId']));
         const mandateId = details?.textAt(['Refs', 'MndtId']);
-        const creditorId = creditorIdOf(parties);
+        const creditorId = creditorIdOf(parties?.child('Cdtr'));
         const purposeCode = details?.textAt(['Purp', 'Cd']);
         const typeId = this.proprietaryCode[0]?.length === 4 ? this.proprietaryCode[0] : undefined;
-        const purposeCodes = new Map(keywords);
+        const purposeCodes = new Map([...keywords].filter(([keyword]) => !keywordsStatedApart.has(keyword)));
         if (endToEndId !== undefined)
             purposeCodes.set('EREF', endToEndId);
         if (mandateId !== undefined)
@@ -103,7 +150,7 @@ class CamtEntry {
             valueDate: this.valueDate,
             amount: debit ? amount.negate() : amount,
             isReversal: this.reversal,
-            bookingText: this.entry.textAt(['AddtlNtryInf']) ?? details?.textAt(['AddtlTxInf']),
+            bookingText: this.bookingText ?? details?.textAt(['AddtlTxInf']),
             purpose: keywords.get('SVWZ') ?? (purpose === '' ? details?.textAt(['AddtlTxInf']) : purpose),
             counterpartyName: partyName(parties?.child(counterparty)),
             counterpartyIban: parties?.child(`${counterparty}Acct`)?.textAt(['Id', 'IBAN']),
@@ -113,7 +160,7 @@ class CamtEntry {
             mandateId,
             creditorId,
             customerReference: details?.textAt(['Refs', 'InstrId']) ?? details?.textAt(['Refs', 'PmtInfId']),
-            bankReference: details?.textAt(['Refs', 'AcctSvcrRef']) ?? this.entry.textAt(['AcctSvcrRef']),
+            bankReference: details?.textAt(['Refs', 'AcctSvcrRef']) ?? this.bankReference,
             transactionCode: this.proprietaryCode[1],
             transactionTypeId: typeId,
             primaNota: this.proprietaryCode[2],
@@ -123,8 +170,32 @@ class CamtEntry {
         });
     }
 }
-function fail(message) {
-    throw new FormatError(message);
+/**
+ * The amount `element` states, in its currency or else in `currency`; throws `FormatError` for a negative one, whose
+ * sign the credit/debit indicator would turn: the indicator alone gives the direction.
+ */
+function amountOf(element, currency) {
+    const amount = Amount.parseDecimal(element.innerText, element.getAttribute('Ccy') ?? currency);
+    if (amount.isNegative)
+        throw new FormatError('Negative camt amount', element.innerText);
+    return amount;
+}
+/**
+ * Whether the amounts of `parts` add up to that of `whole`, in its currency; amounts whose sum an `Amount` cannot hold
+ * do not.
+ */
+function addUpTo(parts, whole) {
+    const total = whole.amount;
+    if (parts.some((part) => part.amount.currency !== total.currency))
+        return false;
+    try {
+        return parts.reduce((sum, part) => sum.add(part.amount), new Amount(0, 0, total.currency)).equals(total);
+    }
+    catch (error) {
+        if (error instanceof RangeError)
+            return false;
+        throw error;
+    }
 }
 /** `true` for `DBIT`, `false` for `CRDT`, `undefined` if `indicator` is missing; throws for any other value. */
 function debitIndicator(indicator) {
@@ -139,8 +210,19 @@ function debitIndicator(indicator) {
             throw new FormatError('camt credit/debit indicator is neither CRDT nor DBIT', indicator);
     }
 }
+/**
+ * The calendar date of `e`: its date (`Dt`), or the German day of its date and time (`DtTm`), which may be stated in
+ * UTC or another offset; `undefined` if it states neither. Throws `FormatError` for one it cannot read, which would
+ * pass for a missing one otherwise, such as a value date the booking date stands in for.
+ */
 function dateOf(e) {
-    return parseIsoDate(e?.textAt(['Dt']) ?? e?.textAt(['DtTm']));
+    const date = e?.textAt(['Dt']);
+    if (date !== undefined)
+        return parseIsoDate(date) ?? fail('Unreadable camt date', date);
+    const dateTime = e?.textAt(['DtTm']);
+    if (dateTime === undefined)
+        return undefined;
+    return germanDay(parseIsoMoment(dateTime) ?? fail('Unreadable camt date', dateTime));
 }
 function partyName(party) {
     return party?.textAt(['Nm']) ?? party?.textAt(['Pty', 'Nm']);
@@ -148,12 +230,13 @@ function partyName(party) {
 function bicOf(agent) {
     return agent?.textAt(['FinInstnId', 'BIC']) ?? agent?.textAt(['FinInstnId', 'BICFI']);
 }
-/** The SEPA creditor identifier: the `Othr` identification in the scheme `SEPA`. */
-function creditorIdOf(parties) {
-    for (const other of parties?.descendantsNamed('Othr') ?? []) {
-        if (other.textAt(['SchmeNm', 'Prtry']) === 'SEPA')
-            return other.textAt(['Id']);
-    }
-    return undefined;
+/**
+ * The SEPA creditor identifier of the `creditor`: its private `Othr` identification in the scheme `SEPA`. The other
+ * parties' identifications are the creditor's or the debtor's to choose, and may be in that scheme as well.
+ */
+function creditorIdOf(creditor) {
+    const identifications = creditor?.at(['Id', 'PrvtId']) ?? creditor?.at(['Pty', 'Id', 'PrvtId']);
+    const sepa = identifications?.childrenNamed('Othr').find((other) => other.textAt(['SchmeNm', 'Prtry']) === 'SEPA');
+    return sepa?.textAt(['Id']);
 }
 //# sourceMappingURL=camt.js.map

package/dist/formats/camt.js.map

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package/dist/formats/mt940.d.ts

@@ -1,5 +1,6 @@
 import { Amount } from '../core/amount.js';
 import { Transaction, type TransactionStatus } from '../core/transaction.js';
+import { RecordBudget } from './record-budget.js';
 /** One statement from an MT940 or MT942 file, with its balances and transactions. */
 export interface Mt940Statement {
     /** The sender's reference of the statement (field 20). */
@@ -18,7 +19,10 @@ export interface Mt940Statement {
     readonly closingBalance: Amount | undefined;
     /** The date of `closingBalance`. */
     readonly closingDate: Date | undefined;
-    /** The transactions of the statement, in the order the bank lists them. */
+    /**
+     * The transactions of the statement, in the order the bank lists them; they lead from `openingBalance` to
+     * `closingBalance` where the statement states these.
+     */
     readonly transactions: readonly Transaction[];
 }
 /** What the MT940 parser takes besides the text. */
@@ -33,10 +37,18 @@ export declare const Mt940: Readonly<{
     /** Parses all transactions; see `parse`. */
     parseTransactions(text: string, options?: Mt940Options): Transaction[];
     /**
-     * Parses all statements.
+     * Parses all statements. Their lines are separated by line breaks, and by `@@` as well where the first line holds it,
+     * as some banks separate them.
      *
-     * Throws `FormatError` if a transaction line (`:61:`) cannot be read or the currency of a transaction is unknown.
+     * Throws `FormatError` for text without any field, and if a transaction line (`:61:`) or a balance cannot be read or
+     * the currency of a transaction is unknown. It does as well for a statement that states only one of its opening and
+     * closing balances, one of them, its account or its number twice, or transactions that do not lead from the one
+     * balance to the other: a line of a purpose that starts like a field, such as `:61:` or `:25:`, would pass for a
+     * transaction, the account or a statement of its own otherwise. Text of more than 200,000 statements and
+     * transactions is a `FormatError` as well.
      */
     parse(text: string, options?: Mt940Options): Mt940Statement[];
 }>;
+/** `Mt940.parse`, which takes each statement and transaction from `budget`, before it builds it. */
+export declare function parseMt940(text: string, options: Mt940Options, budget: RecordBudget): Mt940Statement[];
 //# sourceMappingURL=mt940.d.ts.map

package/dist/formats/mt940.d.ts.map

@@ -1 +1 @@
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