@cliwant/mcp-sam-gov 0.3.0 → 1.0.0

package/dist/far.js.map

@@ -0,0 +1 @@
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package/dist/fdic.d.ts

@@ -0,0 +1,599 @@
+/**
+ * FDIC BankFind Suite — keyless FDIC-insured-institution directory + regulated-
+ * entity financials (ADR-0028). The FIRST OFF-EDGAR entity source: an
+ * FDIC-insured-institution directory (`/banks/institutions`) + quarterly
+ * financial time-series (`/banks/financials`) for B2G counterparty / entity
+ * due-diligence. Source 22 → 23; tool snapshot 87 → 89. Fully PUBLIC, KEYLESS —
+ * no key param, no auth, no PII (institution NAME is an ORG name; the curated
+ * projections exclude every officer/contact field).
+ *
+ * R2 consumer — reuses the shipped `DataSource` port EXACTLY like ckan.ts /
+ * socrata.ts: `getJson` / `driftError` / `throughGate` (datasource.ts), `num`·
+ * `str` (coerce.ts), `withMeta` / `buildMeta` (meta.ts). It writes ZERO fetch /
+ * coercion / error / pagination code, and COPIES (does not import) the SSRF +
+ * honesty PATTERN.
+ *   Directory:  https://api.fdic.gov/banks/institutions?filters=…&search=…&fields=…
+ *   Financials: https://api.fdic.gov/banks/financials?filters=CERT:<int>&fields=…
+ *
+ * SUCCESS envelope (live-verified 2026-07-13, SEC-style UA, HTTP 200 JSON):
+ *   { "meta": { "total": <EXACT int>, "parameters": {…}, "index": { "name":…,
+ *     "createTimestamp":… } }, "data": [ { "data": {<record>}, "score":… } ] }
+ * `meta.total` is the EXACT match count, STABLE across `offset` (honest exact-
+ * total pagination). Records are nested under `data[].data`. Two OTHER envelopes
+ * exist: a QUERY-ERROR `{ "errors":[{status,detail}] }` (HTTP 400) and a
+ * ROUTING `{ "message","statusCode" }` (HTTP 404) — both handled by the port's
+ * taxonomy (they THROW before the drift-guard ever runs).
+ *
+ * ★ SSRF GUARD (policy① — the central design risk). Fixed host `api.fdic.gov`,
+ * `https` only. The path is a FIXED endpoint constant the TOOL chooses
+ * (`institutions` | `financials`) — NO caller value on the path. Every param
+ * (`filters` / `search` / `fields` / `sort_by` / `sort_order` / `limit` /
+ * `offset` / `format`) goes through URLSearchParams, built server-side from
+ * allowlisted structured inputs with escaped values. Belt-and-suspenders builder
+ * assertion (mirrors ckan/socrata): `new URL(url).hostname === "api.fdic.gov"`
+ * and `protocol === "https:"` → else invalid_input. `limit`/`offset` are bounded
+ * ints (no unbounded paging). `redirect:"error"` on every getJson (a future 3xx
+ * off `api.fdic.gov` throws rather than being silently followed off-host).
+ *
+ * ★ HONESTY DESIGN (P1–P4; ADR §4 + the v2 review) — closing the landmines:
+ *   (A/P4) filter-FIELD names are compile-time constants behind NAMED structured
+ *     inputs; a caller can never supply a field name, so a typo'd field can never
+ *     reach the wire as a false genuine-empty. Belt-and-suspenders: the builder
+ *     asserts every emitted filter field ∈ its allowlist (institutions
+ *     {STALP,ACTIVE,CERT}; financials {CERT}); every emitted SEARCH field ∈
+ *     {NAME,CITY}; every sortBy ∈ the per-endpoint sort allowlist (a Set.has
+ *     recheck behind the server's Zod enum) → an unknown sort field is
+ *     invalid_input BEFORE fetch (live: `sort_by=NOTAFIELD` + a sort_order → HTTP
+ *     400, so the pre-fetch guard is load-bearing).
+ *   ★M1 (BLOCKER) — `name`/`city` route through FDIC's full-text `search` param,
+ *     NOT `filters=NAME/CITY:"…"`. The `filters` DSL treats NAME/CITY as
+ *     case-sensitive EXACT-keyword (live: `filters=NAME:"chase"` → total 0 — a
+ *     confident false-empty), whereas `search=NAME:chase` is a case-insensitive
+ *     full-text token match (live: 43) that combines cleanly with `filters` (live:
+ *     `search=NAME:first` + `filters=STALP:VA AND ACTIVE:1` → 9). We emit BOTH
+ *     `filters=` (STALP/ACTIVE/CERT) and `search=` (NAME/CITY) when present.
+ *     Disclosed in `_meta.notes`.
+ *   ★M2 (v2 fix — the search value is UNQUOTED) — the `search` term is built
+ *     `NAME:<escaped>` (NO surrounding quotes). Quoting a single token makes FDIC
+ *     run a `match_phrase` that COLLAPSES recall to zero for real brand-name banks
+ *     (live: `NAME:"Axos"`→0 but `NAME:Axos`→1 — Axos Bank CERT 35546 exists), the
+ *     exact M1 false-empty class. The value is instead backslash-escaped for the
+ *     UNQUOTED Lucene reserved chars the char-class allows (`( ) & / -` + `\`; see
+ *     escapeSearch) — belt-and-suspenders on the Zod-bypass path. The `search`
+ *     param is provably non-injectable for WIDENING (default-AND token semantics —
+ *     `OR`/`&&` never form a union; live: `NAME:zzz OR STALP:VA`→0), so no quotes
+ *     are needed for security either.
+ *   ★S1 — a multi-word name/city `search` value is matched PER-TOKEN by FDIC's
+ *     full-text index (may be BROADER than a literal substring — a record sharing
+ *     only ONE token can match; live: `search=NAME:First Community`→225 incl.
+ *     "First State Bank"). We disclose this in `_meta.notes` whenever a name/city
+ *     value contains a space.
+ *   (P1) EXACT total → honest pagination: `totalAvailable = num(meta.total)`
+ *     (stable across offset); `records = data.map(d => d.data)`; `hasMore =
+ *     offset + returned < totalAvailable`; `nextOffset`. Via withMeta/buildMeta.
+ *   (P2) 3-envelope drift-guard: require `meta` object AND `data` Array AND
+ *     `typeof meta.total === "number"` → else driftError (rejects the errors[] /
+ *     message+statusCode shapes at HTTP 200). A non-JSON 200 body (json parse
+ *     throw) → reclassified to driftError. The ONLY honest empty = HTTP 200 +
+ *     `meta.total:0` + `data:[]` → returned:0, totalAvailable:0, complete:true.
+ *     Everything else THROWS — never a fake-empty.
+ *   (P3) $thousands→USD ×1000, null-never-0: FDIC publishes ASSET/DEP/NETINC in
+ *     $thousands; `assetUSD = num(rec.ASSET) === null ? null : num(rec.ASSET) *
+ *     1000` (the null-guard PRECEDES the ×1000, so an absent value stays null,
+ *     never 0). Disclosed in `_meta.notes`. CERT/REPDTE/ACTIVE via `num`;
+ *     NAME/CITY/STALP/ID/ESTYMD via `str`.
+ *   (B) Returned-fields disclosure: the union of keys across `data[].data`; any
+ *     projected field absent from ALL records (when returned > 0) →
+ *     `_meta.fieldsUnavailable` + a note (a field FDIC silently stops returning
+ *     surfaces instead of vanishing).
+ *   Snapshot-freshness: `meta.index.{name,createTimestamp}` → `_meta.notes`
+ *     ("point-in-time snapshot, not a live-this-second read"; the institutions
+ *     and financials indexes carry DIFFERENT snapshot times).
+ *
+ * ★ A1 — provenance `source` is set INLINE in each tool's withMeta partial (like
+ * ckan.ts). There is NO `fdic_` branch in server.ts's synthesizeDefaultMeta (both
+ * tools return a MetaBundle, so that switch is never consulted — it would be dead
+ * code shipping blank provenance).
+ */
+import { num } from "./coerce.js";
+import { type MetaBundle } from "./meta.js";
+export { num };
+declare const INST_FILTER_FIELDS: ReadonlySet<string>;
+declare const FIN_FILTER_FIELDS: ReadonlySet<string>;
+declare const INST_SEARCH_FIELDS: ReadonlySet<string>;
+/**
+ * ★M2 (v2 fix) — escape an UNQUOTED `search` value: backslash FIRST (so a
+ * pre-existing `\` becomes a literal `\\` and we never double-process the escapes
+ * we add), then backslash-escape the Lucene reserved chars the char-class ALLOWS
+ * and that are meaningful UNQUOTED — grouping `(` `)`, the boolean-forming `&`
+ * (`&&`), the regex delimiter `/`, and the prefix/NOT operator `-`. There are NO
+ * surrounding quotes: FDIC's `search` treats a quoted single token as a
+ * `match_phrase` that COLLAPSES recall to ZERO for real brand-name banks (live:
+ * `NAME:"Axos"`→0 but `NAME:Axos`→1) — the exact M1 false-empty class this design
+ * exists to prevent. Quotes are also gratuitous for security: the SSRF review
+ * proved the `search` param is non-injectable for WIDENING (default-AND token
+ * semantics — `OR`/`&&` never form a union; live: `NAME:zzz OR STALP:VA`→0 vs
+ * STALP:VA→5998), and a field-pivot needs `:`, which the Zod char-class rejects.
+ * So this escape is belt-and-suspenders for the Zod-bypass path (`:` and `"` are
+ * char-class-rejected on the validated path). Live-verified 2026-07-13 that the
+ * escape preserves recall (`Farmers & Merchants`→181, `First-Citizens`→85,
+ * `Mizuho Bank \(USA\)`→1). Exported for the direct-builder fault fixture.
+ */
+export declare function escapeSearch(v: string): string;
+/** The filter-field allowlists, exported so the fault suite can drive the
+ *  belt-and-suspenders field-guard directly (the tool functions only ever pass
+ *  hardcoded fields, so this defense-in-depth check is otherwise unreachable). */
+export { INST_FILTER_FIELDS, FIN_FILTER_FIELDS, INST_SEARCH_FIELDS };
+/** A `filters` term `FIELD:VALUE` — asserts the field ∈ its allowlist (P4). A
+ *  NON-NUMERIC value is DOUBLE-QUOTED; a numeric value stays bare. This quoting is
+ *  LOAD-BEARING for correctness: the FDIC `filters` DSL is Lucene-style, so a
+ *  BAREWORD state code that collides with a boolean operator is mis-parsed. Live-
+ *  verified 2026-07-13: `PSTALP:OR` (Oregon, unquoted) → HTTP 400 parse_exception (a
+ *  HARD-FAIL that throws, NOT an honest empty), whereas `PSTALP:"OR"` → 4289 rows.
+ *  OR is the only 2-letter US state code that collides with a Lucene operator, but
+ *  quoting is EQUIVALENT for every non-operator value (live: `STALP:CA` === `STALP:"CA"`
+ *  === 1287; `PSTALP:CA`(failures) === 265; `PSTALP:CA`(history) === 35892) so it is
+ *  uniformly safe for all state filters and fixes all 4 FDIC tools at once (they all
+ *  call this). Numeric fields (CERT/CHANGECODE/FAILYR/EFFYEAR/ACTIVE) stay bare — the
+ *  values are `^\d+$` by construction and a number never collides with an operator.
+ *  The value is escaped backslash-first then `"` (defensive — `^[A-Z]{2}$`-constrained
+ *  state values contain neither, and no other field routes a free string through here).
+ *  This is the `filters`-DSL path ONLY; the `search` param (searchTerm/escapeSearch)
+ *  is a DIFFERENT surface and stays correctly UNQUOTED (C116). Exported for the
+ *  allowlist-bypass fault fixture (§7(b)). */
+export declare function filterTerm(field: string, value: string, allowed: ReadonlySet<string>): string;
+/** A `search` term `FIELD:<escaped>` (M1 route for NAME/CITY) — asserts the field
+ *  ∈ the search allowlist and M2-escapes the value UNQUOTED (see escapeSearch: NO
+ *  surrounding quotes — quotes collapse match_phrase recall → false-empties).
+ *  Exported for the allowlist-bypass fault fixture (§7(b)). */
+export declare function searchTerm(field: string, value: string): string;
+/**
+ * Build the institutions `filters` string (STALP/ACTIVE/CERT only — NAME/CITY go
+ * through `search`, M1). Terms joined with ` AND `. Returns "" when there is no
+ * structured filter clause. Exported for the fault fixtures.
+ */
+export declare function buildInstFilters(inp: {
+    state?: string;
+    activeOnly?: boolean;
+    cert?: number;
+}): string;
+/**
+ * ★M1 + ★M2 — build the institutions `search` string (FDIC full-text; NAME/CITY
+ * only). Each value is char-class-validated at the server boundary, then here
+ * M2-escaped UNQUOTED (backslash-first; NO surrounding quotes — see escapeSearch).
+ * Terms joined with ` AND ` (live-verified: `search=NAME:first AND CITY:richmond`
+ * → both must match). Returns "" when neither is present. Exported for the M1/M2
+ * fault fixtures.
+ */
+export declare function buildInstSearch(inp: {
+    name?: string;
+    city?: string;
+}): string;
+/** Build the financials `filters` string — the sole filter is the numeric
+ *  `CERT:<int>` (zero string inputs → zero injection surface). */
+export declare function buildFinFilters(inp: {
+    cert: number;
+}): string;
+export type FdicInstitution = {
+    name: string | null;
+    city: string | null;
+    state: string | null;
+    cert: number | null;
+    assetUSD: number | null;
+    active: number | null;
+    establishedDate: string | null;
+    id: string | null;
+};
+export type FdicFinancials = {
+    cert: number | null;
+    reportDate: number | null;
+    assetUSD: number | null;
+    depositsUSD: number | null;
+    netIncomeUSD: number | null;
+    id: string | null;
+};
+/**
+ * Search the FDIC-insured-institution directory (`/banks/institutions`).
+ * Structured inputs: `state` (STALP filter), `activeOnly` (ACTIVE filter), `cert`
+ * (CERT filter) → the `filters` param; `name`/`city` → the full-text `search`
+ * param (M1; case-insensitive token match, UNQUOTED + M2-escaped). Plus
+ * `limit`/`offset`/`sortBy`/`sortOrder`. Fixed field projection.
+ *
+ * HONESTY: EXACT `meta.total` → exact totalAvailable + hasMore (P1); the 3-
+ * envelope drift-guard makes the ONLY honest empty `200 + total:0 + data:[]`,
+ * everything else THROWS (P2); ASSET is $thousands → whole USD ×1000 null-never-0
+ * (P3); a projected field absent from all records → fieldsUnavailable (B); the
+ * snapshot build time is disclosed. name/city search + multi-word per-token are
+ * disclosed (M1/S1).
+ */
+export declare function searchInstitutions(args: {
+    state?: string;
+    activeOnly?: boolean;
+    cert?: number;
+    name?: string;
+    city?: string;
+    limit?: number;
+    offset?: number;
+    sortBy?: string;
+    sortOrder?: string;
+}): Promise<MetaBundle>;
+/**
+ * Quarterly financial time-series for ONE FDIC-insured institution by `cert`
+ * (`/banks/financials`). The sole filter is the numeric `CERT:<int>` (zero string
+ * inputs → zero injection surface). `sortBy` defaults to REPDTE + `sortOrder`
+ * DESC → newest quarter first. Fixed field projection. Consumes the IDENTICAL
+ * fetch → 3-envelope guard → pagination machinery as tool 1.
+ *
+ * HONESTY: EXACT `meta.total` → exact totalAvailable + hasMore (P1; live: CERT
+ * 10363 → total 169, stable across offset); the 3-envelope drift-guard (P2);
+ * ASSET/DEP/NETINC $thousands → whole USD ×1000 null-never-0 (P3); the
+ * fieldsUnavailable disclosure (B); the snapshot build time is disclosed.
+ */
+export declare function institutionFinancials(args: {
+    cert: number;
+    limit?: number;
+    offset?: number;
+    sortBy?: string;
+    sortOrder?: string;
+}): Promise<MetaBundle>;
+declare const FDIC_FAILURES_FILTER_FIELDS: ReadonlySet<string>;
+export { FDIC_FAILURES_FILTER_FIELDS };
+/**
+ * Build the failures `filters` string — EXACT-KEY terms only: `state`→`PSTALP:<s>`
+ * (★F1), `failYear`→`FAILYR:<year>` (emit the integer's digits — FAILYR is a
+ * string field but the digits filter cleanly, live-verified), `cert`→`CERT:<int>`.
+ * There is NO name/city term (★F2 — /failures ignores `search` and NAME/CITY only
+ * filter as brittle exact-uppercase foot-guns). Terms joined with ` AND `. Returns
+ * "" when there is no structured filter clause. Exported for the fault fixtures.
+ */
+export declare function buildFailFilters(inp: {
+    state?: string;
+    failYear?: number;
+    cert?: number;
+}): string;
+/**
+ * ★F3 — normalize FDIC's `FAILDATE` (`M/D/YYYY`, e.g. `3/10/2023`) to ISO
+ * `YYYY-MM-DD`. Parse `^(\d{1,2})/(\d{1,2})/(\d{4})$`, then validate the calendar
+ * day with the EXACT 3-component Date.UTC round-trip (rejects JS's silent
+ * roll-overs like `2/30/2023`→Mar-02). On success → the padded ISO string
+ * (`normalized:true`). If the value does NOT match the pattern or fails the
+ * round-trip → surface the RAW upstream value UNCHANGED (`normalized:false`; NEVER
+ * null or fabricate a present date — the handler discloses the raw passthrough); a
+ * genuinely-absent value (null/undefined) → null. Live-confirmed 4115/4115 rows
+ * normalize (1934–2026), so the raw-passthrough branch is defensive-only. Exported
+ * for the fault fixtures.
+ */
+export declare function normFailDate(raw: unknown): {
+    value: string | null;
+    normalized: boolean;
+};
+export type FdicFailure = {
+    name: string | null;
+    cert: number | null;
+    failDate: string | null;
+    failYear: string | null;
+    city: string | null;
+    state: string | null;
+    resolutionType: string | null;
+    resolutionFund: string | null;
+    estimatedLossUSD: number | null;
+    depositsUSD: number | null;
+    assetsUSD: number | null;
+    id: string | null;
+};
+/**
+ * Historical FDIC bank failures / assistance transactions (`/banks/failures`).
+ * Exact-key structured inputs: `state` (→ PSTALP filter, ★F1), `failYear` (→
+ * FAILYR), `cert` (→ CERT) → the `filters` param; plus `limit`/`offset`/`sortBy`/
+ * `sortOrder` (default FAILDATE DESC → most-recent failures first). Fixed field
+ * projection. NO name/city filter and NEVER a `search=` param (★F2). Consumes the
+ * IDENTICAL fetch → 3-envelope guard → pagination machinery as tools 1 & 2.
+ *
+ * HONESTY: EXACT `meta.total` → exact totalAvailable + hasMore (P1); the 3-
+ * envelope drift-guard makes the ONLY honest empty `200 + total:0 + data:[]`,
+ * everything else THROWS (P2); COST/QBFDEP/QBFASSET are $thousands → whole USD
+ * ×1000 null-never-0 (P3; genuine 0 stays 0, negative = a net recovery, absent →
+ * null); failDate normalized M/D/YYYY→ISO (unrecognized → raw + disclosed, never
+ * nulled/fabricated); a projected field absent from all records → fieldsUnavailable
+ * (B); the snapshot build time is disclosed.
+ */
+export declare function bankFailures(args: {
+    state?: string;
+    failYear?: number;
+    cert?: number;
+    limit?: number;
+    offset?: number;
+    sortBy?: string;
+    sortOrder?: string;
+}): Promise<MetaBundle>;
+declare const FDIC_HISTORY_FILTER_FIELDS: ReadonlySet<string>;
+export { FDIC_HISTORY_FILTER_FIELDS };
+/**
+ * Build the history `filters` string — EXACT-KEY terms only: `cert`→`CERT:<int>`
+ * (the PRIMARY lookup), `changeCode`→`CHANGECODE:<int>`, `effYear`→`EFFYEAR:<year>`
+ * (emit the integer's digits — EFFYEAR is a string field but the digits filter
+ * cleanly, live-verified), `state`→`PSTALP:<state>` (★F1-analog — PSTALP, NEVER
+ * STALP). There is NO name/city term (★F2-analog — /history's `search` param
+ * returns 0 for INSTNAME; this tool never emits `search=`). Terms joined with
+ * ` AND `. Returns "" when there is no structured filter clause. Exported for the
+ * fault fixtures.
+ */
+export declare function buildHistFilters(inp: {
+    cert?: number;
+    changeCode?: number;
+    effYear?: number;
+    state?: string;
+}): string;
+/**
+ * ★Q2 — normalize FDIC's `EFFDATE`/`PROCDATE` (`YYYY-MM-DDT00:00:00`, e.g.
+ * `2002-07-01T00:00:00`) to ISO `YYYY-MM-DD`. Match
+ * `^(\d{4})-(\d{2})-(\d{2})T00:00:00$`, extract y/m/d, then validate the calendar
+ * day with the EXACT 3-component Date.UTC round-trip (`getUTCFullYear/Month+1/Date`
+ * all match — rejects JS's silent roll-overs). On success → the ISO date
+ * (`normalized:true`; the month/day are already zero-padded by the `\d{2}` capture).
+ * If the value does NOT match the pattern or fails the round-trip → surface the RAW
+ * upstream value UNCHANGED (`normalized:false`; NEVER null or fabricate a present
+ * date — the handler discloses the raw passthrough); a genuinely-absent value
+ * (null/undefined/"") → str-coerced (null for absent, "" preserved). Live-confirmed
+ * 0/2000 nulls and 0 non-`T00:00:00` and old rows (1782 → `1782-01-01T00:00:00`)
+ * conform, so the raw-passthrough branch is defensive-only. The `9999-12-31T00:00:00`
+ * sentinel round-trips fine to `9999-12-31` (disclosed by the handler's sentinel
+ * note). Exported for the fault fixtures.
+ */
+export declare function normHistDate(raw: unknown): {
+    value: string | null;
+    normalized: boolean;
+};
+export type FdicHistory = {
+    cert: number | null;
+    instName: string | null;
+    state: string | null;
+    changeCode: number | null;
+    changeDescription: string | null;
+    effectiveDate: string | null;
+    processDate: string | null;
+    effYear: string | null;
+    transNum: number | null;
+    acquirerCert: number | null;
+    acquirerName: string | null;
+    outgoingCert: number | null;
+    outgoingName: string | null;
+    survivingCert: number | null;
+    survivingName: string | null;
+    id: string | null;
+};
+/**
+ * Institution-level structural-change event log (`/banks/history`). Exact-key
+ * structured inputs: `cert` (→ CERT filter, the PRIMARY lookup), `changeCode` (→
+ * CHANGECODE), `effYear` (→ EFFYEAR), `state` (→ PSTALP filter, ★F1-analog) → the
+ * `filters` param; plus `limit`/`offset`/`sortBy`/`sortOrder` (default EFFDATE DESC
+ * → newest structural change first). Fixed field projection. NO name/city filter and
+ * NEVER a `search=` param (★F2-analog). Consumes the IDENTICAL fetch → 3-envelope
+ * guard → pagination machinery as tools 1–3.
+ *
+ * HONESTY: EXACT `meta.total` → exact totalAvailable + hasMore (P1; live: CERT 3510
+ * → total 13794, stable across offset); the 3-envelope drift-guard makes the ONLY
+ * honest empty `200 + total:0 + data:[]`, everything else THROWS (P2); changeDescription
+ * is FDIC's co-served CHANGECODE_DESC passed through verbatim (Q1, never hand-mapped);
+ * effectiveDate/processDate normalized YYYY-MM-DDT00:00:00→ISO (unrecognized → raw +
+ * disclosed, never nulled/fabricated; 9999-* sentinel disclosed) (Q2); the ACQ_/OUT_/
+ * SUR_ counterparty CERT-triad is null-never-0 and uses *_CERT not *_UNINUM's 0
+ * sentinel (Q3); a projected always-present field absent from all records →
+ * fieldsUnavailable (B); the snapshot build time is disclosed.
+ */
+export declare function institutionHistory(args: {
+    cert?: number;
+    changeCode?: number;
+    effYear?: number;
+    state?: string;
+    limit?: number;
+    offset?: number;
+    sortBy?: string;
+    sortOrder?: string;
+}): Promise<MetaBundle>;
+declare const FDIC_SUMMARY_FILTER_FIELDS: ReadonlySet<string>;
+export { FDIC_SUMMARY_FILTER_FIELDS };
+/**
+ * ★CRUX-1 (S2) — derive the geographic SCOPE from the raw STALP, using the explicit
+ * roll-up set (a fixed 4-element discriminator, NOT a fragile numeric threshold).
+ * A non-roll-up value (incl. null / any future/unknown STALP) falls through to
+ * "jurisdiction" and is surfaced by the ALWAYS-projected raw STNAME/STALP/STNUM — a
+ * caller can always see the literal label, never a silently-mislabeled aggregate.
+ * Exported for the fault fixtures.
+ */
+export declare function scopeOf(stalp: string | null): string;
+/**
+ * ★CRUX-1b (S1) — map the raw CB_SI charter code to a readable class. An UNMAPPED
+ * value returns the raw code (never fabricated); a genuinely-absent (null) value stays
+ * null. Exported for the fault fixtures.
+ */
+export declare function charterClassOf(code: string | null): string | null;
+/**
+ * Build the summary `filters` string — EXACT-KEY terms only: `year`→`YEAR:<int>`
+ * (numeric → emitted BARE by filterTerm; a non-int is guarded pre-fetch by Zod .int()),
+ * `state`→`STALP:"<code>"` (★S2 — STALP is the /summary state field, NOT PSTALP;
+ * C118-double-quoted so Oregon `STALP:"OR"` is Lucene-operator-safe), `charterClass`
+ * →`CB_SI:"<v>"` (quoted). There is NO name/city term (★/summary's `search` is a no-op
+ * that returns the whole year — this tool never emits `search=`). Terms joined with
+ * ` AND `. Returns "" when there is no structured filter clause. Exported for the fault
+ * fixtures.
+ */
+export declare function buildSummaryFilters(inp: {
+    year?: number;
+    state?: string;
+    charterClass?: string;
+}): string;
+export type FdicIndustrySummary = {
+    year: number | null;
+    charterClass: string | null;
+    charterClassCode: string | null;
+    geography: string | null;
+    stateCode: string | null;
+    stateFips: string | null;
+    scope: string;
+    isRollup: boolean;
+    institutionCount: number | null;
+    officeCount: number | null;
+    branchCount: number | null;
+    employeeCount: number | null;
+    totalAssetsUSD: number | null;
+    totalDepositsUSD: number | null;
+    netIncomeUSD: number | null;
+    totalEquityUSD: number | null;
+    netInterestIncomeUSD: number | null;
+    id: string | null;
+};
+/**
+ * FDIC industry & state banking-sector ANNUAL aggregates (`/banks/summary`) — the
+ * FIRST aggregate/statistical FDIC tool. Exact-key structured inputs (all optional,
+ * AND-combined): `year` (→ YEAR filter), `state` (→ STALP filter, ★S2 — STALP NOT
+ * PSTALP; accepts a jurisdiction code OR a roll-up code USA/US/OT/PI), `charterClass`
+ * (→ CB_SI filter; CB/SI) → the `filters` param; plus `limit`/`offset`/`sortBy`/
+ * `sortOrder` (default YEAR DESC → newest aggregate year first). Fixed field
+ * projection. NO name/city filter and NEVER a `search=` param. Consumes the IDENTICAL
+ * fetch → 3-envelope guard → pagination machinery as tools 1–4.
+ *
+ * HONESTY: EXACT `meta.total` → exact totalAvailable + hasMore (P1; live YEAR:2023 →
+ * 121, stable across offset); the 3-envelope drift-guard makes the ONLY honest empty
+ * `200 + total:0 + data:[]`, everything else THROWS (P2); money (ASSET/DEP/NETINC/EQ/
+ * NIM) is $thousands → whole USD ×1000 null-never-0, counts (BANKS/OFFICES/BRANCHES/
+ * NUMEMP) pass through un-scaled (P3; a genuine 0 stays 0, absent → null); ★NIM is net
+ * interest INCOME (scaled + relabeled netInterestIncomeUSD), NOT the margin ratio (S4);
+ * ★scope/isRollup are derived per row from the explicit roll-up STALP set so a roll-up
+ * never masquerades as a state (S2); charterClass is derived from CB_SI (S1); a
+ * projected field absent from all records → fieldsUnavailable (B); the snapshot build
+ * time is disclosed.
+ */
+export declare function industrySummary(args: {
+    year?: number;
+    state?: string;
+    charterClass?: string;
+    limit?: number;
+    offset?: number;
+    sortBy?: string;
+    sortOrder?: string;
+}): Promise<MetaBundle>;
+type RatioUnit = "percent" | "usd-thousands";
+type RatioNotReported = "null" | "zero-sentinel-when-CBLR";
+type RatioEntry = {
+    code: string;
+    outputKey: string;
+    label: string;
+    unit: RatioUnit;
+    notReported: RatioNotReported;
+};
+declare const RATIO_CATALOG: readonly RatioEntry[];
+export { RATIO_CATALOG };
+declare const RATIO_FILTER_FIELDS: ReadonlySet<string>;
+export { RATIO_FILTER_FIELDS };
+/**
+ * Build the risk-ratio `filters` string — `cert`→`CERT:<int>` (REQUIRED, numeric →
+ * bare) + optional `reportDate`→`REPDTE:<int>` (numeric → bare, a YYYYMMDD quarter-end).
+ * Both fields are on RATIO_FILTER_FIELDS (NOT FIN_FILTER_FIELDS, which is {CERT} and
+ * would throw on REPDTE — S1). Terms joined with ` AND `. Exported for the fault fixtures.
+ */
+export declare function buildRatioFilters(inp: {
+    cert: number;
+    reportDate?: number;
+}): string;
+/**
+ * ★M1 — detect the Community Bank Leverage Ratio framework via FDIC's OWN `CBLRIND`
+ * flag (CBLRIND===1). A CBLR filer does NOT report risk-based capital ratios: FDIC
+ * returns RBCRWAJ as a LITERAL 0 sentinel (not null) and RBC1RWAJ as null. Detection is
+ * strictly the flag — NO derived/recomputed ratio, NO blanket 0→null. Exported for the
+ * fault fixture. (num maps a string/number/null CBLRIND consistently; an absent CBLRIND
+ * → null → not CBLR → the ratios pass through verbatim.)
+ */
+export declare function isCblrFramework(rec: Record<string, unknown>): boolean;
+export type FdicRiskRatios = {
+    cert: number | null;
+    reportDate: number | null;
+    cblrFramework: boolean;
+    returnOnAssetsPct: number | null;
+    preTaxReturnOnAssetsPct: number | null;
+    returnOnEquityPct: number | null;
+    netInterestMarginPct: number | null;
+    efficiencyRatioPct: number | null;
+    netChargeOffsToLoansPct: number | null;
+    leverageRatioPct: number | null;
+    tier1RiskBasedCapitalRatioPct: number | null;
+    totalRiskBasedCapitalRatioPct: number | null;
+    tier1CapitalUSD: number | null;
+    id: string | null;
+};
+/**
+ * FDIC counterparty RISK RATIOS for ONE institution by `cert` (`/banks/financials` —
+ * the ALREADY-wired endpoint; NO new endpoint constant). Structured inputs: `cert`
+ * (REQUIRED → CERT), optional `reportDate` (→ REPDTE, a YYYYMMDD quarter-end), plus
+ * `limit`/`offset`/`sortBy` (allowlist {REPDTE,ROA,ROE,RBCRWAJ,EEFFR}, default REPDTE)/
+ * `sortOrder` (default DESC → newest quarter first). Consumes the IDENTICAL fetch →
+ * 3-envelope guard → pagination machinery as tools 1–5.
+ *
+ * HONESTY: EXACT `meta.total` → exact totalAvailable + hasMore (P1); the 3-envelope
+ * drift-guard makes the ONLY honest empty `200 + total:0 + data:[]`, everything else
+ * THROWS (P2); ★P3 percent ratios surfaced VERBATIM via num (null-never-0, NO scale, NO
+ * recompute), the ONE $-amount (RBCT1J) via thousandsToUsd → tier1CapitalUSD; ★M1 the
+ * CBLR risk-based capital ratios map to null (never the 0 sentinel) with a per-row
+ * cblrFramework flag; a projected field absent from all records → fieldsUnavailable (B);
+ * the snapshot build time is disclosed.
+ */
+export declare function riskRatios(args: {
+    cert: number;
+    reportDate?: number;
+    limit?: number;
+    offset?: number;
+    sortBy?: string;
+    sortOrder?: string;
+}): Promise<MetaBundle>;
+declare const SOD_FILTER_FIELDS: ReadonlySet<string>;
+export { SOD_FILTER_FIELDS };
+/**
+ * Build the /sod `filters` string — `cert`→`CERT:<int>` (numeric → bare), `state`→
+ * `STALPBR:"<code>"` (★C118 non-numeric → DOUBLE-QUOTED; Oregon `STALPBR:"OR"` is
+ * operator-safe), `year`→`YEAR:<int>` (numeric → bare). All fields on SOD_FILTER_FIELDS
+ * (★S1). Terms joined with ` AND `. Returns "" when there is no structured filter clause.
+ * Exported for the fault fixtures.
+ */
+export declare function buildSodFilters(inp: {
+    cert?: number;
+    state?: string;
+    year?: number;
+}): string;
+export type FdicBranchDeposit = {
+    cert: number | null;
+    institutionName: string | null;
+    branchNumber: number | null;
+    branchName: string | null;
+    city: string | null;
+    state: string | null;
+    zip: string | null;
+    address: string | null;
+    depositsUSD: number | null;
+    year: number | null;
+    id: string | null;
+};
+/**
+ * FDIC branch-deposit footprint (`/banks/sod`, Summary of Deposits). Structured inputs
+ * (all optional, AND-combined; ≥1 recommended): `cert` (→ CERT), `state` (→ STALPBR,
+ * ★C118-quoted), `year` (→ YEAR), plus `limit`/`offset`/`sortBy` (allowlist
+ * {YEAR,DEPSUMBR}, default YEAR)/`sortOrder` (default DESC → newest snapshot first).
+ * Consumes the IDENTICAL fetch → 3-envelope guard → pagination machinery as tools 1–6.
+ *
+ * HONESTY: EXACT `meta.total` → exact totalAvailable + hasMore (P1; live: CERT 10004 →
+ * 74, STALPBR:"OR" → 31093); the 3-envelope drift-guard makes the ONLY honest empty
+ * `200 + total:0 + data:[]`, everything else THROWS (P2); ★the /sod false-empty landmine
+ * (a bad filter field → silent total:0) is neutralized by the S1 allowlist-by-
+ * construction; DEPSUMBR is $thousands → whole USD ×1000 null-never-0 (P3; a genuine 0
+ * stays 0, absent → null); a projected field absent from all records → fieldsUnavailable
+ * (B); the DISTINCT annual snapshot build time is disclosed.
+ */
+export declare function branchDeposits(args: {
+    cert?: number;
+    state?: string;
+    year?: number;
+    limit?: number;
+    offset?: number;
+    sortBy?: string;
+    sortOrder?: string;
+}): Promise<MetaBundle>;
+//# sourceMappingURL=fdic.d.ts.map