@claritylabs/cl-sdk 3.2.9 → 3.2.11

package/dist/index.mjs

@@ -3773,9 +3773,11 @@ Task:
 Projection defects to look for:
 - Generic labels such as "Column 3" that should be renamed from nearby row/header evidence.
 - Declaration or section headers projected as coverage names when the row evidence is actually a specific coverage, sub-limit, deductible, retention, retroactive date, or premium.
+- Premium-only, tax-only, fee-only, rating, exposure, reporting-value, or payment-plan rows projected as coverage rows.
 - Dangling continuation punctuation such as a trailing "/" copied into values.
 - Item references such as "shown in Item 7" or bare item numbers treated as money amounts.
 - Policy wording, exclusions, or unsupported prose copied into operational limit/deductible fields.
+- Premium, MGA Fee, taxes, stamping fees, total premium, total due, reporting values, or exposure annual rate used as a coverage limit.
 - Header/value splits where "Limit of Liability", "Deductible", "Retroactive Date", "Aggregate", "Each Claim", or similar terms are attached to the wrong coverage row.
 - Repeated schedule headings projected as separate coverages when they only introduce the next coverage group.
 
@@ -3785,7 +3787,8 @@ Rules:
 - Use sourceNodeIds and sourceSpanIds only from the provided source nodes or from the existing candidate entry.
 - Prefer dropping a malformed fact over speculative rewriting.
 - Keep a coverage when it is a real operational coverage/benefit even if only one term needs cleanup.
-- Never drop a declaration or schedule coverage row that names a coverage and states policy-specific amounts, dates, deductibles, retentions, premiums, or coverage terms. Repair its terms instead.
+- Drop a coverage row when its only facts are premium, tax, fee, rating, reporting-value, exposure, or payment-plan facts and it has no source-backed limit, deductible, retention, retroactive date, sublimit, or benefit term.
+- Never drop a declaration or schedule coverage row that names a coverage and states policy-specific limits, dates, deductibles, retentions, sublimits, or benefit terms. Repair its terms instead.
 - When changing a term's semantic meaning, set kind to the corrected normalized term kind.
 - Do not add new coverage rows or new terms; this pass cleans the existing projection.
 - If one existing term combines multiple real limit bases, such as "Each Claim / Aggregate", keep the combined term unless another existing term already represents the other basis. Do not relabel it to only one basis and lose information.
@@ -4207,36 +4210,6 @@ function spanPageEnd(span) {
 function spanSourceUnit(span) {
   return span.sourceUnit ?? span.metadata?.sourceUnit ?? span.metadata?.elementType;
 }
-function formNumberFromText(value) {
-  return cleanText(value, "").match(/\b[A-Z]{2,}(?:-[A-Z0-9]+)+\s+\d{2}\s+\d{2}\b/)?.[0]?.replace(/\s+/g, " ");
-}
-function editionDateFromFormNumber(formNumber) {
-  const match = formNumber?.match(/\b(\d{2})\s+(\d{2})$/);
-  return match ? `${match[1]}/${match[2]}` : void 0;
-}
-function pageTitleFromText(text, fallback) {
-  const normalized = cleanText(text, fallback);
-  const patterns = [
-    /\bIMPORTANT NOTICE\s+[—-]\s+HOW TO REPORT A CLAIM\b/i,
-    /\bPRIVACY NOTICE TO POLICYHOLDERS\b/i,
-    /\bOFAC ADVISORY NOTICE\b/i,
-    /\bTERRORISM RISK INSURANCE ACT\s*\(TRIA\)\s*DISCLOSURE AND REJECTION\b/i,
-    /\bDECLARATIONS PAGE\b/i,
-    /\bTECHNOLOGY ERRORS?\s*&\s*OMISSIONS AND CYBER LIABILITY INSURANCE POLICY\b/i,
-    /\bTRADE OR ECONOMIC SANCTIONS LIMITATION\b/i,
-    /\bFORMS? AND ENDORSEMENTS\b/i
-  ];
-  for (const pattern of patterns) {
-    const match = normalized.match(pattern)?.[0];
-    if (match) return cleanText(match, fallback);
-  }
-  const endorsement = normalized.match(/\bENDORSEMENT\s+(?:NO\.?|NUMBER|#)\s*[A-Z0-9][A-Z0-9.-]*\b/i)?.[0];
-  if (endorsement) return cleanText(endorsement, fallback);
-  const firstSentence = normalized.split(/(?<=\.)\s+/)[0];
-  if (/^page\s+\d+\b/i.test(firstSentence)) return fallback;
-  if (firstSentence && firstSentence.length <= 120) return firstSentence.replace(/[.]$/, "");
-  return fallback;
-}
 function pageHeadingTitleFromText(text, fallback) {
   const normalized = cleanText(text, "");
   const headingText = normalized.replace(/^page\s+\d+\s*(?:\|\s*page\s*\|\s*page\s+\d+\s*\|?)?/i, "").slice(0, 700);
@@ -4256,194 +4229,9 @@ function pageHeadingTitleFromText(text, fallback) {
   }
   return fallback;
 }
-function pageFormTypeFromText(text) {
-  if (hasSubstantiveDeclarationsScheduleText(text)) return "declarations";
-  if (/\b(declarations?\s+page|declarations?\s+schedule)\b/i.test(text)) return "declarations";
-  if (/\b(endorsement\s+(?:no\.?|number|#)|this endorsement changes the policy|[A-Z]{2,}-END\s+\d{2,})\b/i.test(text)) return "endorsement";
-  if (/\b(technology errors?\s*&?\s*omissions.*liability insurance policy|policy form|coverage form|insuring agreement|definitions?|exclusions?|conditions?)\b/i.test(text)) return "coverage";
-  if (/\b(important notice|privacy notice|ofac advisory|terrorism risk insurance act|tria|trade or economic sanctions)\b/i.test(text)) return "notice";
-  return "other";
-}
 function hasSubstantiveDeclarationsScheduleText(text) {
   return /\bitem\s+\d+\.?\s*(?:named insured|policy number|policy period|renewal|form of business|coverage parts?|limits?|premium|extended reporting|producer|forms? and endorsements?)\b/i.test(text) || /\bforms? and endorsements attached at inception\b/i.test(text) || /\bcoverage parts?,?\s+limits? of liability,?\s+deductibles?,?\s+and retroactive dates\b/i.test(text) || /\bannual premium\s*\(all coverage parts?\)\b/i.test(text) || /\berp option\b/i.test(text) || /\bproducer\b[\s\S]{0,240}\blicense\b/i.test(text);
 }
-function administrativeFormTypeFromText(text) {
-  if (hasSubstantiveDeclarationsScheduleText(text)) return void 0;
-  if (/\b(important notice|privacy notice|ofac advisory|terrorism risk insurance act|tria|trade or economic sanctions|economic sanctions limitation|how to report a claim)\b/i.test(text)) {
-    return "notice";
-  }
-  if (/\b(specimen policy|policy jacket|countersigned|countersignature|licensed resident agent|corporate secretary|president and ceo|application of insurance executed)\b/i.test(text)) {
-    return "other";
-  }
-  return void 0;
-}
-function pageTextByNumber(sourceSpans) {
-  const pageTexts = /* @__PURE__ */ new Map();
-  const pageSpanTexts = /* @__PURE__ */ new Map();
-  for (const span of sourceSpans) {
-    const start = spanPageStart(span);
-    if (typeof start !== "number") continue;
-    const end = spanPageEnd(span) ?? start;
-    for (let page = start; page <= end; page += 1) {
-      if (spanSourceUnit(span) === "page") {
-        pageSpanTexts.set(page, cleanText(span.text, ""));
-        continue;
-      }
-      const existing = pageTexts.get(page) ?? "";
-      if (existing.length < 4e3) pageTexts.set(page, cleanText([existing, span.text].filter(Boolean).join(" "), ""));
-    }
-  }
-  return new Map([.../* @__PURE__ */ new Set([...pageTexts.keys(), ...pageSpanTexts.keys()])].map((page) => [
-    page,
-    pageSpanTexts.get(page) ?? pageTexts.get(page) ?? ""
-  ]));
-}
-function reconcileFormTypeWithSourceText(form, pageTexts) {
-  const pages = [];
-  const start = form.pageStart;
-  const end = form.pageEnd ?? start;
-  if (typeof start === "number" && typeof end === "number") {
-    for (let page = start; page <= end; page += 1) pages.push(pageTexts.get(page) ?? "");
-  }
-  const text = cleanText([form.title, form.formNumber, ...pages].filter(Boolean).join(" "), "");
-  const administrativeType = administrativeFormTypeFromText(text);
-  if (administrativeType && form.formType !== administrativeType) return administrativeType;
-  return form.formType;
-}
-function inferFormHintsFromSourceSpans(sourceSpans) {
-  const pageTexts = pageTextByNumber(sourceSpans);
-  if (pageTexts.size === 0) return [];
-  const pageHints = [...pageTexts.keys()].sort((left, right) => left - right).map((page) => {
-    const text = pageTexts.get(page) ?? "";
-    const formNumber = formNumberFromText(text);
-    return {
-      formNumber,
-      editionDate: editionDateFromFormNumber(formNumber),
-      title: pageTitleFromText(text, `Page ${page}`),
-      formType: pageFormTypeFromText(text),
-      pageStart: page,
-      pageEnd: page
-    };
-  });
-  const merged = [];
-  for (const hint of pageHints) {
-    const previous = merged[merged.length - 1];
-    const startsNewEndorsement = hint.formType === "endorsement" && /\bendorsement\s+(?:no\.?|number|#)\s*[A-Z0-9]|this endorsement changes the policy/i.test(hint.title ?? "");
-    const canMerge = previous && previous.formType === hint.formType && previous.pageEnd !== void 0 && hint.pageStart === previous.pageEnd + 1 && (hint.formType === "declarations" || hint.formType === "coverage" || hint.formType === "endorsement" && !startsNewEndorsement);
-    if (!canMerge) {
-      merged.push(hint);
-      continue;
-    }
-    previous.pageEnd = hint.pageEnd;
-    previous.title = previous.title ?? hint.title;
-    previous.formNumber = previous.formNumber ?? hint.formNumber;
-    previous.editionDate = previous.editionDate ?? hint.editionDate;
-  }
-  return merged;
-}
-function normalizeFormHints(forms, sourceSpans) {
-  const pageTexts = pageTextByNumber(sourceSpans);
-  const provided = (forms ?? []).filter(
-    (form) => typeof form.pageStart === "number" && typeof form.pageEnd === "number" && form.pageStart > 0 && form.pageEnd >= form.pageStart
-  ).map((form) => ({
-    ...form,
-    formType: reconcileFormTypeWithSourceText(form, pageTexts),
-    title: form.title ? cleanText(form.title, "") : void 0
-  })).sort(
-    (left, right) => (left.pageStart ?? Number.MAX_SAFE_INTEGER) - (right.pageStart ?? Number.MAX_SAFE_INTEGER) || (left.pageEnd ?? Number.MAX_SAFE_INTEGER) - (right.pageEnd ?? Number.MAX_SAFE_INTEGER)
-  );
-  return provided.length ? provided : inferFormHintsFromSourceSpans(sourceSpans);
-}
-function formHintForPage(forms, page) {
-  return forms.find(
-    (form) => typeof form.pageStart === "number" && typeof form.pageEnd === "number" && page >= form.pageStart && page <= form.pageEnd
-  );
-}
-function titleFromFormHint(form, fallback) {
-  if (form.formType === "declarations") return "Declarations";
-  if (form.formType === "coverage") return "Policy Form";
-  if (form.formType === "endorsement") return endorsementTitle([form.title, form.formNumber].filter(Boolean).join(" ")) ?? cleanText(form.title, fallback);
-  return cleanText(form.title, fallback);
-}
-function formGroupConfig(form) {
-  if (form.formType === "declarations") {
-    return {
-      kind: "page_group",
-      title: "Declarations",
-      description: "Declarations pages and schedules grouped from form inventory",
-      organizer: "form_inventory_declarations_grouping"
-    };
-  }
-  if (form.formType === "coverage") {
-    return {
-      kind: "form",
-      title: "Policy Form",
-      description: "Policy form pages grouped from form inventory",
-      organizer: "form_inventory_policy_form_grouping"
-    };
-  }
-  if (form.formType === "endorsement") {
-    const title = titleFromFormHint(form, "Endorsement");
-    return {
-      kind: "endorsement",
-      title,
-      description: `${title} grouped from form inventory`,
-      organizer: "form_inventory_endorsement_grouping"
-    };
-  }
-  return void 0;
-}
-function applyFormInventoryHints(sourceTree, forms) {
-  if (forms.length === 0) return sourceTree;
-  const rootId = sourceTreeRootId(sourceTree);
-  if (!rootId) return sourceTree;
-  const byParent = nodesByParent(sourceTree);
-  const children = (byParent.get(rootId) ?? []).filter((node) => node.kind !== "document").sort((left, right) => left.order - right.order);
-  const rootPages = children.filter((node) => node.kind === "page" && typeof node.pageStart === "number");
-  let nextTree = sourceTree.map((node) => {
-    if (node.kind !== "page" || typeof node.pageStart !== "number") return node;
-    const form = formHintForPage(forms, node.pageStart);
-    if (!form) return node;
-    const isStartPage = form.pageStart === node.pageStart;
-    const shouldRetitle = isStartPage && form.formType !== "other";
-    return {
-      ...node,
-      title: shouldRetitle ? titleFromFormHint(form, node.title) : node.title,
-      metadata: {
-        ...node.metadata,
-        formInventoryHint: {
-          formType: form.formType,
-          formNumber: form.formNumber,
-          title: form.title,
-          pageStart: form.pageStart,
-          pageEnd: form.pageEnd
-        }
-      }
-    };
-  });
-  const claimed = /* @__PURE__ */ new Set();
-  for (const form of forms) {
-    const config = formGroupConfig(form);
-    const pageStart2 = form.pageStart;
-    const pageEnd2 = form.pageEnd;
-    if (!config || typeof pageStart2 !== "number" || typeof pageEnd2 !== "number") continue;
-    const childIds = rootPages.filter(
-      (page) => !claimed.has(page.id) && typeof page.pageStart === "number" && page.pageStart >= pageStart2 && page.pageStart <= pageEnd2
-    ).map((page) => page.id);
-    if (childIds.length === 0) continue;
-    nextTree = groupAdjacentChildren({
-      sourceTree: nextTree,
-      children,
-      childIds,
-      kind: config.kind,
-      title: config.title,
-      description: config.description,
-      organizer: config.organizer
-    });
-    childIds.forEach((id) => claimed.add(id));
-  }
-  return normalizeDocumentSourceTreePaths(nextTree);
-}
 function looksLikeDeclarationsStart(node) {
   const title = cleanText(node.title, "");
   const text = sourceNodeText(node);
@@ -4454,13 +4242,13 @@ function looksLikeDeclarationsStart(node) {
 }
 function looksLikeDeclarationsContinuation(node) {
   const text = sourceNodeText(node);
-  return looksLikeDeclarationsStart(node) || /\b(item\s+\d+\.|coverage part|each claim limit|aggregate limit|retroactive date|self-insured retention|premium|payment plan|producer|broker|forms? and endorsements?|extended reporting period|discovery period)\b/i.test(text);
+  return looksLikeDeclarationsStart(node) || /\b(item\s+\d+\.|coverage part|limits?,?\s+sub-limits?|each claim limit|aggregate limit|retroactive date|self-insured retention|premium|payment plan|producer|broker|forms? and endorsements?|attached at inception|extended reporting period|discovery period)\b/i.test(text) || /\b(these declarations|policy form|[A-Z]{2,}-END\s+\d{3}|endorsement\s+(?:no\.?|number|#)?\s*\d+)\b/i.test(text);
 }
 function looksLikePolicyFormStart(node) {
   const text = sourceNodeText(node);
   const excerpt = cleanText(node.textExcerpt, "");
   if (isAdministrativeNoticeNode(node) || looksLikeDeclarationsStart(node)) return false;
-  return /\bpolicy form\b/i.test(node.title) || /^policy\s+form\b/i.test(excerpt) || /\btechnology errors?\s*&?\s*omissions\b/i.test(text) && /\bplease read this entire policy carefully\b/i.test(text) || /\bform\s+[A-Z]{2,}-[A-Z0-9-]+\s+\d{2}\s+\d{2}\b/i.test(text);
+  return /\bpolicy form\b/i.test(node.title) || /^policy\s+form\b/i.test(excerpt) || /\btechnology errors?\s*&?\s*omissions\b/i.test(text) && /\bplease read this entire policy carefully\b/i.test(text) || /\bsection\s+[IVX0-9]+\s*[—-]\s*(insuring agreements?|definitions?|exclusions?|conditions?)\b/i.test(text) || /\bform\s+[A-Z]{2,}-[A-Z0-9-]+\s+\d{2}\s+\d{2}\b/i.test(text);
 }
 function looksLikePolicyFormContinuation(node) {
   const text = sourceNodeText(node);
@@ -5222,25 +5010,51 @@ function isOperationalEvidenceAnchor(span) {
   if (/\$[\d,.]+|[0-9]{1,2}\/[0-9]{1,2}\/[0-9]{2,4}|[0-9]{1,2}\s+[A-Za-z]{3,9}\s+[0-9]{4}/.test(text)) return true;
   return false;
 }
+function operationalEvidencePages(sourceSpans) {
+  const scores = /* @__PURE__ */ new Map();
+  for (const span of sourceSpans) {
+    const page = spanPageStart(span);
+    if (typeof page !== "number") continue;
+    const text = cleanText([span.text, span.formNumber, spanSourceUnit(span)].filter(Boolean).join(" "), "");
+    if (!text) continue;
+    let score = Math.max(0, operationalEvidenceScore(span));
+    if (/\bdeclarations?\s+(page|schedule)?\b/i.test(text)) score += 24;
+    if (/\bitem\s+\d+\.?\s*(?:named insured|policy number|policy period|coverage parts?|limits?|premium|producer|forms? and endorsements?)\b/i.test(text)) score += 20;
+    if (/\bcoverage parts?,?\s+limits? of liability,?\s+deductibles?,?\s+and retroactive dates\b/i.test(text)) score += 24;
+    if (/\b(policy\s*(number|period|term)|effective date|expiration date|expiry date|named insured|insurer|carrier|security)\b/i.test(text)) score += 12;
+    if (/\b(premium|total due|tax|fee|producer|broker)\b/i.test(text)) score += 10;
+    if (/\b(endorsement\s+(?:no\.?|number|#)?\s*[A-Z0-9]|attached at inception|forms? and endorsements?)\b/i.test(text)) score += 8;
+    if (/\b(definitions?|exclusions?|conditions?|duties in the event|action against|cancellation by)\b/i.test(text)) score -= 12;
+    if (score > 0) scores.set(page, (scores.get(page) ?? 0) + score);
+  }
+  return new Set(
+    [...scores.entries()].filter(([, score]) => score >= 18).sort((left, right) => right[1] - left[1] || left[0] - right[0]).slice(0, 12).map(([page]) => page)
+  );
+}
 function operationalProfileEvidence(sourceTree, sourceSpans) {
   const sorted = [...sourceSpans].sort(
     (left, right) => (spanPageStart(left) ?? Number.MAX_SAFE_INTEGER) - (spanPageStart(right) ?? Number.MAX_SAFE_INTEGER) || (left.location?.charStart ?? Number.MAX_SAFE_INTEGER) - (right.location?.charStart ?? Number.MAX_SAFE_INTEGER) || left.id.localeCompare(right.id)
   );
+  const selectedPages = operationalEvidencePages(sorted);
   const selected = /* @__PURE__ */ new Set();
   const selectedTableIds = /* @__PURE__ */ new Set();
   for (let index = 0; index < sorted.length; index += 1) {
-    const score = operationalEvidenceScore(sorted[index]);
+    const span = sorted[index];
+    const score = operationalEvidenceScore(span);
     if (score < 8) continue;
-    if (!isOperationalEvidenceAnchor(sorted[index])) continue;
-    const tableId2 = spanTableId(sorted[index]);
-    if (tableId2 && !isTableCellSpan(sorted[index])) selectedTableIds.add(tableId2);
-    const page = spanPageStart(sorted[index]);
-    for (let offset = -2; offset <= 2; offset += 1) {
+    if (!isOperationalEvidenceAnchor(span)) continue;
+    const page = spanPageStart(span);
+    if (selectedPages.size > 0 && typeof page === "number" && !selectedPages.has(page) && score < 30) continue;
+    const tableId2 = spanTableId(span);
+    if (tableId2 && !isTableCellSpan(span)) selectedTableIds.add(tableId2);
+    const neighborWindow = score >= 24 ? 2 : 1;
+    for (let offset = -neighborWindow; offset <= neighborWindow; offset += 1) {
       const neighborIndex = index + offset;
       const neighbor = sorted[neighborIndex];
       if (!neighbor || spanPageStart(neighbor) !== page) continue;
+      if (selectedPages.size > 0 && typeof page === "number" && !selectedPages.has(page) && operationalEvidenceScore(neighbor) < 30) continue;
       const neighborText = cleanText(neighbor.text, "");
-      if (!neighborText || neighborText.length > 5e3) continue;
+      if (!neighborText || neighborText.length > 3e3) continue;
       selected.add(neighborIndex);
     }
   }
@@ -5249,7 +5063,7 @@ function operationalProfileEvidence(sourceTree, sourceSpans) {
       const tableId2 = spanTableId(span);
       if (!tableId2 || !selectedTableIds.has(tableId2) || isTableCellSpan(span)) return;
       const text = cleanText(span.text, "");
-      if (text && text.length <= 5e3) selected.add(index);
+      if (text && text.length <= 3e3) selected.add(index);
     });
   }
   const nodeIdsBySpanId = sourceNodeIdsBySpanId(sourceTree);
@@ -5267,12 +5081,12 @@ function operationalProfileEvidence(sourceTree, sourceSpans) {
       pageEnd: spanPageEnd(span),
       sourceUnit: spanSourceUnit(span),
       formNumber: span.formNumber,
-      text: text.slice(0, span.sourceUnit === "page" ? 1200 : 900)
+      text: text.slice(0, span.sourceUnit === "page" ? 900 : 700)
     }];
   });
   const detailEntries = entries.filter((entry) => entry.sourceUnit !== "page");
   const pageEntries = entries.filter((entry) => entry.sourceUnit === "page");
-  return [...detailEntries, ...pageEntries].slice(0, 180);
+  return [...detailEntries.slice(0, 80), ...pageEntries.slice(0, 8)];
 }
 function sourceTreeRootId(sourceTree) {
   return sourceTree.find((node) => node.kind === "document")?.id;
@@ -5315,13 +5129,15 @@ Rules:
 - When citing an evidence entry, copy its sourceSpanId into the returned sourceSpanIds array.
 - If a value is not directly supported, omit it.
 - Prefer declarations, schedules, premium tables, and endorsement schedules over generic policy wording.
+- For effective, expiration, retroactive, and other date fields, return a normalized YYYY-MM-DD value when the source date is unambiguous, including month-name dates such as "20 Feb 2026". Do not emit fragmented date text such as "20 2 2026".
 - For broker/producer, extract the agency or company legal name, not the license role, credential, or type. In a block like "Bayshore Insurance Brokers, LLC" followed by "Surplus Lines Broker - CA License No. ...", broker.value must be "Bayshore Insurance Brokers, LLC"; the surplus-lines role and license number are not the broker name.
 - On declarations pages, treat "Item N" labels as section boundaries. Use Item 6 or equivalent coverage-schedule rows for coverage limits, deductibles, aggregate terms, and retroactive dates; do not merge Item 7 premium, Item 8 ERP, Item 9 producer, or Item 10 forms into Item 6 coverage facts.
+- Premium, tax, fee, payment-plan, rating, exposure, and reporting-value schedules are billing evidence, not coverage schedules. Extract the total policy premium into premium when supported, but do not create coverages[] entries from premium-only or fee-only rows, and never use Total Premium, MGA Fee, tax, stamping fee, reporting values, or exposure annual rate as a coverage limit.
 - A coverage schedule row's coverage name should come from the "Coverage Part" or equivalent row label. Limit, deductible, aggregate, sublimit, retention, and retroactive-date values belong as nested terms under that coverage, not in the coverage title.
 - If a coverage schedule continues onto the next page before the next item marker, include the continuation rows in the same coverage or declaration item.
 - If one schedule row or continuation row states the same amount with multiple bases, such as "$1,000,000 Each Claim / Aggregate", return separate limit terms for each basis using the same value instead of one combined "Each Claim / Aggregate" term.
 - LiteParse text can fragment visual table cells into adjacent lines. Before extracting coverage terms, mentally join adjacent lines in the same declaration item or schedule row. For example, "$2,000,000 Policy Each Claim" followed immediately by "Aggregate" means "$2,000,000 Policy Aggregate"; a line ending with "/" followed by "Aggregate ..." means the limit cell continues, not a new coverage.
-- Forms-and-endorsements schedules are operational form inventory evidence, not coverage limits. Do not turn form schedule rows into coverage units unless the row also states a coverage-specific limit or deductible.
+- Forms-and-endorsements schedules are form schedule evidence, not coverage limits. Do not turn form schedule rows into coverage units unless the row also states a coverage-specific limit or deductible.
 - Keep each coverage unit tied to one evidence scope: a declaration/core schedule row, a core policy form section, or one specific endorsement schedule. Do not merge declaration facts and endorsement schedule facts into the same coverage unit, even when they use the same coverage name.
 - If the declarations schedule and an endorsement schedule both list Network Security, Social Engineering Fraud, Regulatory Proceedings, or another same-named coverage, return separate coverage units for each supported source scope.
 - Use the declaration coverage name for declaration/core schedule rows. Use the endorsement title or endorsement schedule coverage name for endorsement rows, and include formNumber and endorsementNumber when source-backed.
@@ -5366,7 +5182,10 @@ var NORMALIZED_COMPATIBILITY_FIELDS = /* @__PURE__ */ new Set([
   "policyNumber",
   "namedInsured",
   "insurer",
-  "broker"
+  "broker",
+  "effectiveDate",
+  "expirationDate",
+  "retroactiveDate"
 ]);
 function valueOf(profile, key) {
   const value = profile[key];
@@ -5560,8 +5379,8 @@ async function cleanupOperationalCoverageSchedules(params) {
 }
 async function runSourceTreeExtraction(params) {
   const sourceSpans = normalizeSourceSpans(params.sourceSpans);
-  const formHints = normalizeFormHints(params.formInventory?.forms, sourceSpans);
-  let sourceTree = applySemanticPageGrouping(applyFormInventoryHints(buildDocumentSourceTree(sourceSpans, params.id), formHints));
+  const formHints = [];
+  let sourceTree = applySemanticPageGrouping(buildDocumentSourceTree(sourceSpans, params.id));
   const warnings = [];
   let modelCalls = 0;
   let callsWithUsage = 0;