@claritylabs/cl-sdk 1.3.6 → 1.3.7

package/dist/index.mjs

@@ -6883,6 +6883,20 @@ function sourcePrecedence(sectionRef) {
   if (normalized.includes("coverage form") || normalized.includes("policy form")) return 1;
   return 0;
 }
+function looksDeductibleOnlyCoverageRow(coverage) {
+  const name = typeof coverage.name === "string" ? coverage.name : "";
+  const originalContent = typeof coverage.originalContent === "string" ? coverage.originalContent : "";
+  const evidenceText = originalContent || name;
+  const normalizedEvidence = evidenceText.toLowerCase();
+  const normalizedName = name.toLowerCase();
+  if (!/\b(deductible|retention|self[-\s]?insured retention|sir)\b/.test(`${normalizedName} ${normalizedEvidence}`)) return false;
+  if (coverage.deductible || coverage.deductibleAmount !== void 0) return false;
+  if (!coverage.limit && coverage.limitAmount === void 0) return false;
+  if (originalContent && /\b(deductible|retention|self[-\s]?insured retention|sir)\b/.test(normalizedEvidence) && !/\b(?:sub[-\s]?limit|limit|coverage)\b/.test(normalizedEvidence)) {
+    return true;
+  }
+  return /[-–—]\s*(?:enhanced\s+|standard\s+)?(?:deductible|retention|sir)\b/.test(normalizedName);
+}
 function buildExtractionReviewReport(params) {
   const { memory, reviewRounds } = params;
   const deterministicIssues = [];
@@ -6988,6 +7002,17 @@ function buildExtractionReviewReport(params) {
         itemName: coverage.name
       });
     }
+    if (looksDeductibleOnlyCoverageRow(coverage)) {
+      deterministicIssues.push({
+        code: "deductible_row_as_coverage_limit",
+        severity: "blocking",
+        message: `Coverage "${String(coverage.name ?? "unknown")}" appears to store a deductible or retention value as a coverage limit.`,
+        extractorName: "coverage_limits",
+        formNumber,
+        pageNumber: typeof coverage.pageNumber === "number" ? coverage.pageNumber : void 0,
+        itemName: typeof coverage.name === "string" ? coverage.name : void 0
+      });
+    }
     if (typeof coverage.pageNumber !== "number") {
       deterministicIssues.push({
         code: "coverage_missing_page_number",